CaseID,weight1b,weight2b,weight3b,weight4b,xsflag,L0_a,L0_b,L0_c,L0_d,L0_e,L0_f,L0_g,L0A,L1_a,L1_b,L1_c,L1_d,L1_e,L1_f,L2,L3,B2,B3,B6,B6A,D1_a,D1_b,D1_c,D1_d,D1_e,D1_f,D1_g,D1_h,D1_i,D2,D3,D3A,D3B,D3C_a,D3C_b,D3C_c,D3C_d,D3C_e,D3C_f,D3C_g,D3C_h,D3D,D4_a,D4_b,D6_a,D6_b,D6_c,D6_d,D6_e,D6_f,D7,D8_a,D8_b,D8_c,D8_d,D8_e,D8_f,D5,D9A_a,D9A_b,D9A_c,D9A_d,D9B_a,D9B_b,D9B_c,D9B_d,D9C_a,D9C_b,D9C_c,D10_a,D10_b,D10_c,D10_d,D10_e,D10_f,D10_g,D10_h,D10_Refused,D11,D12_A,D12_B,D13,D14,D15,D16,D17_a,D17_b,D17_c,D17_d,D17B_a,D17B_b,D17B_c,D17B_d,D17B_e,D17B_f,D17B_g,GH1,GH2,R1_a,R1_b,R1_c,R1_d,R1_e,R1_f,R1_g,R1_h,R1_i,R1_Refused,R4,R5A,R5B_a,R5B_b,R5B_c,R5B_d,R5C_a,R5C_b,R5C_c,R5C_d,R5D_a,R5D_b,R5D_c,R5D_d,R5D_e,R5D_f,R5D_g,R5D_h,R5D_i,R5D_Refused,R6_a,R6_b,R6_c,R6_d,R6_e,R6_f,R7,R8,R8A,R8B,R9,R10_a,R10_b,R10_c,R10_d,R10_e,R10_f,R3,H0_a,H0_b,H0_c,H0_d,H0_e,H0_f,H0_g,H0_h,H0_Refused,H6,H7_a,H7_b,H7_c,H7_d,H7_e,H7_f,H7_g,H7_Refused,M2,M4,BK1,BK2_a,BK2_b,BK2_c,BK2_d,BK2_e,BK5,A6,A0,A0A_a,A0A_b,A0A_c,A0A_d,A0A_e,A0A_f,A0A_g,A0A_h,A0A_i,A0A_Refused,A0B,A1_a,A1_b,A1_c,A2,A3_a,A3_b,A3_c,A3_d,A3_e,A3_f,A3_g,A3_h,A3_i,A3_Refused,C1,C2A,C3,C3A,C3B,C4A,C4B,ED0,ED0A,ED0B,ED0C,ED1,ED5,ED6_a,ED6_b,ED6_c,ED6_d,ED6_e,ED10,ED11_a,ED11_b,ED11_c,ED11_d,ED11_e,ED12_a,ED12_b,ED12_c,ED12_d,ED12_e,ED12_f,ED12_g,ED12_h,ED13_a,ED13_b,ED13_c,ED13_d,ED13_e,ED13_f,ED13_g,ED13_h,ED13_i,ED13_Refused,ED14_a,ED14_b,ED14_c,ED14_d,ED14_e,ED14_f,ED14_g,ED14_h,ED14_i,ED14_Refused,SL1,SL2_a,SL2_b,SL2_c,SL2_d,SL3_a,SL3_b,SL3_c,SL3_TOTAL,SL4A,SL4,SL5,SL6,SL7,SL8_a,SL8_b,SL8_c,SL8_d,SL8_e,SL9,SL10,SL11,SL12_a,SL12_b,SL12_c,SL12_d,K2_a,K2_b,K2_c,K2_d,K2_e,K2_f,K2_g,DC1,DC3,DC4,K5A,K8A,K9_a,K9_b,K9_c,K9_d,K9_e,K10_a,K10_b,K10_c,K10_d,K10_e,K10_f,K10_g,K10_h,K10_i,K10_j,K10_k,I0_a,I0_b,I0_c,I0_d,I0_e,I0_f,I0_g,I0_h,I0_i,I0A,I4A,I1,I3_a,I3_b,I3_c,I3_d,I9,I10_a,I10_b,I10_c,I10_d,I10_e,I10_f,I10_g,I10_Refused,I12,OL1_a,OL1_b,OL1_c,OL1_d,OL1_e,OL1_f,OL1_g,OL1_h,OL1_i,OL2_a,OL2_b,OL2_c,OL2_d,OL2_e,OL2_f,OL2_g,OL2_h,OL2_i,OL3_a,OL3_b,OL3_c,OL3_d,OL3_e,OL3_f,OL3_g,OL4_a,OL4_b,OL4_c,OL4_d,OL4_e,EF1,EF2,EF3_a,EF3_b,EF3_c,EF3_d,EF3_e,EF3_f,EF3_g,EF3_h,EF3_i,EF3_Refused,EF5A,EF5B,E1_a,E1_b,E1_c,E1_d,E1_e,E1_f,E2,E2A,E2B,E4_a,E4_b,E4_c,E4_d,E4_e,E4_f,E4_g,E4_h,E4_i,E6_a,E6_b,E6_c,E7,X2_a,X2_b,X2_c,X2_d,X2_e,X2_f,X2_g,X2_h,X2_i,X2_j,X2_k,X3_a,X3_b,X3_c,X3_d,X3_e,X3_f,X3_g,X3_h,X3_i,X3_j,X3_k,CH1_a,CH1_b,CH1_c,CH1_d,CH2,CH3,IND2,ppcm0062,ppcm0160,ppfs0596,ppfs0001,pph10001,pph1date,ppfsdate,ppcmdate,ppage,ppagecat,ppagect4,ppeduc,ppeducat,ppethm,ppgender,pphhhead,pphhsize,pphouse,ppincimp,ppmarit,ppmsacat,ppreg,ppreg9,pprent,ppstaten,PPT01,PPT25,PPT612,PPT1317,PPT18OV,ppwork,educ_prev_reported,ppracem,race_5cat
2,157478.767,49041.2286,59648.1945,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Don’t know","Yes","Yes","Yes","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No",2300,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Very important","Very important","Very important","Very important","Slightly important","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No",,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Nursing and Residential Care Facilities","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$5,000 - $9,999","I make most of the decisions","Excellent",20160902,20151219,20160828,28,"25-34","18-29","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Living with partner","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
4,188976.684,59277.9052,56798.9107,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,"No",1700,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","Yes","No","Convenience",,,,"Convenience","Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","Refused","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Computer Systems Design and Related Services","One","Computer and Mathematical","$500,000 - $999,999","I make most of the decisions","Good",20160902,20160106,20160827,39,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
11,15930.179,4827.3403,5010.968,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","It varied","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",280,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No","Convenience","Convenience","Better price",,,,"Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Certificate or technical degree","Some college but no degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20161008,20160206,20160827,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,1,"Not working - retired",1,"White","White"
16,275450.468,86018.1772,26858.98,,"Re-interview","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","No","No","No","No","No","Paper check","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Severe impact","Minor impact","Moderate impact","Moderate impact","Moderate impact","Severe impact",,"Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"Less","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Don’t know","Nursing and Residential Care Facilities","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Good",20160908,20160226,20160830,36,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Metro","West","Mountain","Rented for cash","nv",0,0,1,2,1,"Working - as a paid employee",1,"Black/African-American","Black"
22,59171.4205,18202.3306,6956.7438,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Good",20160921,20151217,20150707,67,"65-74","60+","Associate degree","Some college","Hispanic","Male","Yes",1,"A mobile home","$15,000 to $19,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,0,0,1,"Not working - retired",1,"White","Hispanic"
23,198418.491,60955.4047,59762.9695,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","No","No","It exceeded changes in living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",930,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No","Slightly important","No advice from person","No advice from person","Not important","Not important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",30000,0,0,30000,"No",800,"No","No",,"No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Convenience","Better price","Better price","Better price","Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Funds, Trusts, and Other Financial Vehicles","One","Business and Financial Operations","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160909,20151218,20160827,30,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",1,0,0,0,2,"Working - as a paid employee",1,"White","White"
27,22059.0916,6769.4547,5452.2813,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","Don’t know","Don’t know","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Engineering","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","Yes","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Computer and Electronic Product Manufacturing","One","Other professional","Under $5,000","Another household member and I share in the decisions","Excellent",20160915,20151217,20160915,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
29,143819.943,44585.3764,19733.8313,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1969,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,81,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Refused",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Refused",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Excellent",20160906,20151219,20160827,87,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Divorced","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Not working - retired",1,"White","White"
31,36583.962,10914.4693,9955.5812,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",407,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,56,"Not important","Somewhat important","Somewhat important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No",,"Convenience","Convenience",,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","U.S. Army","One","Management","$100,000 - $249,999","I make most of the decisions",,,20140828,20120630,59,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
34,412619.988,132727.03,153793.946,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,5,"About the same","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably Yes","Yes","No","No","Yes","Yes","No",2400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","No",,"Yes","Some of the time","Never","Doctoral Degree","No",,"No","Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Very important","Moderately important","Very important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",170000,0,0,170000,"No",1600,"No","No",,"No","No","Yes","No","Yes","Yes","No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","No",,"Convenience",,,"Convenience","Convenience",,"Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Graduate degree","Graduate degree","Other Professional, Scientific, and Technical Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160913,20151216,20160829,28,"25-34","18-29","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$250,000 or more","Living with partner","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
37,63591.6071,19533.701,17886.079,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No",1800,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","No","Yes","Yes","No","No",,,"Better price","Convenience",,"Convenience","Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Miscellaneous Manufacturing","One","Architecture and Engineering","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160929,20160130,20160830,32,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",1,1,0,0,2,"Working - as a paid employee",1,"White","White"
38,26605.8659,8036.2677,2927.7121,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","Yes","No","Refused","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1967,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,75,"Not important","Not important","Not important","Very important","Very important","Yes","No",,"Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","Convenience","Convenience","Convenience",,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Fair",20151023,20160205,20160707,83,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",1,"White","White"
40,30838.8546,9394.8961,7517.8943,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",950,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","Better price",,,,,"Better price","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Computer Systems Design and Related Services","One","Computer and Mathematical","$100,000 - $249,999","I make most of the decisions","Good",20160916,20151218,20160916,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$100,000 to $124,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
41,84160.4792,26145.1189,27326.6883,,"Re-interview","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","Definitely Yes",,"Just getting by","Somewhat worse off","Somewhat worse off","Pretty well off financially","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Minor impact",,,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,1,"About the same","Does not apply","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2015,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","A little difficulty",,"Definitely No",,,,,,,675,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,,"Convenience",,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Fair",20160910,20151220,20160910,35,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","wy",0,0,0,1,3,"Not working - disabled",1,"White","White"
46,13196.5761,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Other reason","Other reason","Other reason",,"Other reason","Better price","Better price",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",900,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Refused",20161009,20160206,20150806,74,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",1,"White","White"
51,22274.0624,6706.8306,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","Poor","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","Refused","Refused","Yes","Yes","Yes","Yes",,"No impact","No impact","No impact","No impact","Severe impact","No impact",,"Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,30,"Less","Very much","Somewhat","Somewhat","No","Yes","Yes","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Doctoral Degree","No",,"No","Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",0,0,0,0,"No",200,"No","No",,"No","No","Yes","No","Yes","Yes",,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",0,"Don’t know","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No",,,,,"Better price","Better price",,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Substantial strain","Substantial strain",,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Sometimes worried","Graduate degree","Graduate degree","Management, Scientific, and Technical Consulting Services","Four or more","Life, Physical, and Social Sciences","$50,000 - $74,999","I make most of the decisions","Excellent",20160919,20160222,20160827,57,"55-64","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","me",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
57,14992.9014,4629.3873,2620.0037,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",522,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160911,20151219,20160827,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",1,"2+ Races","Other"
58,52156.8033,16434.5032,13743.9069,,"Re-interview","Refused","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,57,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Convenience","Better quality",,,"Better price",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",9000,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160914,20160206,20160914,74,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",1,"White","White"
66,73488.8394,23062.5255,22022.0568,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"No",120,"No","No",,"No","No","Yes","No","No","Yes","Yes","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Convenience","Better quality","Better price","Better price",,"Better price","Convenience","Better price",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Associate degree","Business, Professional, Labor, Political, and Similar Organizations","One","Protective Service","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160911,20151218,20160831,46,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,1,1,0,2,"Working - as a paid employee",1,"White","White"
67,100041.085,32747.771,32651.4658,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",550,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Certificate or technical degree","No",,"No","Physical sciences/math","Financial costs are somewhat larger","Yes","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Convenience",,,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Justice, Public Order, and Safety Activities","One","Computer and Mathematical","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160916,20160221,20160909,53,"45-54","45-59","Some college, no degree","Some college","Hispanic","Male","Yes",5,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,3,2,"Working - as a paid employee",1,"White","Hispanic"
77,30100.1857,9184.9759,2928.6099,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Probably No","No","Just getting by","Somewhat better off","Much worse off","Pretty well off financially","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,2,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","Yes","Yes","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Education","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","Yes","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Refused","Refused",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Nonstore Retailers","Refused","Other (Please specify)","$50,000 - $74,999","I make most of the decisions","Very good",20160918,20160216,20160918,56,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
81,35856.5939,11105.9108,9359.1844,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",959,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,50,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Not available in local stores",,"Better price","Better price","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5400,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Fair",20160924,20151218,20150828,69,"65-74","60+","Masters degree","Bachelor's degree or higher","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",1,"White","Hispanic"
85,19330.3935,5847.4509,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Better price","Better price","Better price","Better price","Better price","Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4400,"No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Excellent",20151024,20151217,20160702,76,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",1,"White","White"
88,18087.3877,5551.2048,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Refused","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No","Vocational/technical training","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Very important","Not important","No","Yes","Yes","Yes","No","Yes","Yes","No","No","No","Yes","Yes","Refused","No","Yes","No","Refused","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","Yes","No","Convenience","Not available in local stores",,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Truck Transportation","Two","Transportation and Material Moving","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20161020,20151224,20160724,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
94,351597.278,115279.755,128926.588,,"Re-interview","No","No","Yes","Yes","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely No","Yes","Just getting by","Much better off","Much better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","No",,,,,,,,,"No",0,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","Yes",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Not available in local stores","Convenience",,,,"No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member makes most of the decisions","Very good",20160915,20151222,20160901,41,"35-44","30-44","7th or 8th grade","Less than high school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Not working - disabled",0,"White","White"
100,53773.6668,16397.0607,16221.4201,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Refused","About the same","Much worse off","Pretty well off financially","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","Minor impact","No impact","Severe impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,1,"More","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",400,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Never","Master’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","Other reason","Convenience","Convenience",,"Convenience",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"No","Yes","No","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","Yes",8000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Educational Services","Three","Other professional","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160919,20160223,20160831,51,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,2,2,"Working - as a paid employee",1,"White","White"
102,23406.0419,7060.419,6348.4516,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,1300,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No",,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience","Better price","Better price","Convenience","Convenience","Not available in local stores","Convenience",,"Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","High school degree or GED","Educational Services","One","Computer and Mathematical","$75,000 - $99,999","I make most of the decisions","Good",20160919,20160205,20160729,46,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$50,000 to $59,999","Divorced","Metro","South","South Atlantic","Rented for cash","md",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
107,92375.5032,28211.3861,10389.1125,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",400,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Education","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Not available in local stores","Not available in local stores",,,,,"Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160923,20151219,20160827,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,2,"Not working - retired",1,"White","White"
109,22090.8429,6787.5822,5600.8742,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4000,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160924,20160227,20150731,67,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Not working - retired",1,"White","White"
110,34687.5146,10624.8718,11739.3418,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",635,"Yes","No","No","No","No","Yes","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Associate degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","No",,"Convenience",,,"Convenience","Convenience",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Management, Scientific, and Technical Consulting Services","One","Other (Please specify)","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20151002,20151217,20150728,54,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,1,4,"Working - as a paid employee",1,"White","White"
114,84221.2215,26070.8394,23085.0165,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Somewhat important","Not important","Not important","Not important","Very important","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","Yes","No",,"Convenience","Convenience","Convenience","Convenience",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Poor",20160924,20151224,20150707,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",1,"White","White"
117,106022.572,32091.8077,26118.6468,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,56,"Not important","Somewhat important","Somewhat important","Not important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1600,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20160919,20160208,20160919,79,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$50,000 to $59,999","Divorced","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Not working - retired",1,"White","White"
118,141078.431,44104.2397,15413.9636,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","No","Yes","Yes","No","No",,,"Better quality","Better price",,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Regularly worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160909,20151217,20160909,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Occupied without payment of cash rent","fl",0,0,0,0,2,"Not working - retired",1,"White","Hispanic"
119,140391.653,42741.3561,41456.1872,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Somewhat important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Refused","One","Other (Please specify)","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160922,20151218,20150710,57,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
120,99108.218,31536.2971,31909.4365,,"Re-interview","Yes","Yes","No","Yes","No","No","No",,"Yes","Yes","Yes","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",2500,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Vocational/technical training",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","Yes","No","No",,,"Convenience","Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Never worried","High school degree or GED","Graduate degree","Utilities","One","Architecture and Engineering","$250,000 - $499,999","I make most of the decisions","Good",20160919,20151222,20160919,51,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,2,0,0,3,"Working - as a paid employee",1,"White","White"
122,19854.0177,6287.3545,2620.0037,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","Yes","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",350,"Yes","No","No","No","Yes","No","Debit card","Don’t know","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Some of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,53,"Very important","Not important","Not important","Not important","Somewhat important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes","No",,"Not available in local stores",,"Better price",,,,"Convenience",,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",115,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160909,20151217,20160827,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Not working - retired",1,"White","White"
124,28462.4067,8859.1054,7335.9103,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2685,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$200,000 or higher","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",7000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Miscellaneous Manufacturing","One","Management","$500,000 - $999,999","I make most of the decisions","Very good",20160903,20160109,20160903,61,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
126,22174.1211,6793.1085,5858.1921,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Much better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No","Business/management",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Very important","Somewhat important","Very important","Somewhat important","Yes","No",,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes","No","No","Other reason","Other reason","Other reason",,,"Other reason","Other reason",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Very good",20150930,20160415,20160717,87,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Widowed","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Not working - retired",1,"White","White"
128,24190.2949,7442.8529,2620.0037,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Somewhat important","Refused","Not important","Not important","Very important","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",6000,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","A little strain",,,"Sometimes worried","Never worried","Sometimes worried","Rarely worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20160915,20151218,20160827,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
129,24902.3374,7638.0335,6221.0368,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","It varied","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","To network/meet people","Refused","Refused","About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","Refused",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","No","No","No",,"Not available in local stores","Better price","Better quality",,"Convenience",,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20151001,20160216,20150707,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
132,378674.336,121266.565,39195.852,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Probably No","Yes","Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Never worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Food and Beverage Stores","One","Retail Sales","Not sure","Another household member makes most of the decisions","Good",20160902,20151219,20160902,31,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",1,"A one-family house attached to one or more houses","$7,500 to $9,999","Never married","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
141,80006.2356,24470.4464,23315.0658,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","Yes","No","Disabled and not working","Work part-time for someone else","Schedule varies, primarily at my request",,"Don’t know","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","Minor impact","Severe impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,5,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Debit card","Somewhat confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial costs are much larger","Yes","Yes","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","Yes",,,,,,,"Not available in local stores",,"Better price","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",1200,"Yes","No","No","Yes","Yes","No","No","No","No","No","Yes","No","Yes",,"No","Yes","No","No","No","No","No","Yes","No","No","No",,"A little strain",,,,,,"Moderate strain",,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20161001,20160123,20151106,56,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,2,"Not working - disabled",1,"White","White"
146,240240.484,74241.6668,81916.3395,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","Yes","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2012,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","Refused",840,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","Yes","Professional degree (e.g. MBA, MD, JD)",,"Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No","Very important","Slightly important","Slightly important","Moderately important","Moderately important","Slightly important","Slightly important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Convenience","Convenience",,,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Graduate degree","Waste Management and Remediation Services","One","Management","$50,000 - $74,999","I make most of the decisions","Excellent",20160923,20160210,20150731,27,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
148,26615.8195,8326.6334,6452.9812,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1150,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Accounting, Tax Preparation, Bookkeeping, and Payroll Services","One","Other professional","$10,000 - $24,999","I make most of the decisions","Very good",20160921,20160118,20150731,73,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$175,000 to $199,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Working - self-employed",1,"White","White"
157,377302.627,117969.123,140674.902,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Severe impact",,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,5,"About the same","Not at all","Not at all","Not at all","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1156,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No",,"Better price",,"Convenience","Convenience",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Rarely worried","Less than High School degree","High school degree or GED","Rail Transportation","One","Transportation and Material Moving","$100,000 - $249,999","I make most of the decisions","Good",20160903,20151220,20160903,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,1,"Working - as a paid employee",1,"Black/African-American","Black"
158,143272.236,44927.0077,11586.6908,,"Re-interview","Yes","No","No","Yes","No","No","No",,"Yes","Yes","No","No","Yes","Yes","Definitely No","Yes","Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Minor impact","Minor impact",,,"Employed part-time","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","[D10other]",80,50,"Less","Very much","Very much","Very much","No","No","Yes","Yes","No","No","No","No","No","No","Yes","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"Yes","Computer/information sciences",,,,,,,,,,,,,"Very important","Moderately important","Slightly important","Moderately important","Not important","No advice from person","No advice from person","No advice from person","Yes","No","No","Yes","No","No","No","No","Yes","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Better price","Better price","Not available in local stores","Other reason","Other reason","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","Yes",5000,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Regularly worried","Never worried","Certificate or technical degree","Some college but no degree","Other Professional, Scientific, and Technical Services","One","Installation, Maintenance, and Repair","Under $5,000","I make most of the decisions","Very good",20160908,20151219,20160828,24,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$10,000 to $12,499","Living with partner","Non-Metro","Midwest","East-North Central","Occupied without payment of cash rent","oh",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
159,122714.959,38238.9491,40948.4373,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Minor impact","No impact","No impact","No impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","To maintain existing job-related skills",9,0,"About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Refused","One","Other (Please specify)","$75,000 - $99,999","I make most of the decisions","Very good",20160912,20151219,20160907,43,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Separated","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,1,2,"Working - self-employed",1,"White","White"
160,55648.1325,17148.917,16217.1906,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Not available in local stores","Convenience","Convenience","Not available in local stores","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160923,20151220,20160828,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"White","White"
166,32085.7735,9914.8151,8665.633,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",769,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,51,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","Yes","No",,,,"Better price",,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5000,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160920,20160206,20150712,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Not working - retired",1,"White","White"
171,97830.5964,31727.9192,26521.9998,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2350,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Better price","Better quality","Better price","Better price","Better price","Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Insurance Carriers and Related Activities","One","Other professional","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20151003,20151224,20150703,60,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$175,000 to $199,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
174,19391.4971,6097.1911,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,68,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","Refused",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Not available in local stores",,"Not available in local stores","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20160914,20160210,20160914,69,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Not working - retired",1,"White","White"
184,29970.4311,9130.3355,7306.1901,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",5,0,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,65,"Not important","Very important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160929,20151217,20150725,79,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
189,13196.5761,4629.3873,5010.968,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","Yes","Retired","Work as a consultant/contractor","Schedule varies, primarily at my request",,"Yes","Yes","Yes","No","No","No","No","No","Paper check","No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Not important","Somewhat important","Somewhat important","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","Yes","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",200,"Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","Four or more","Teacher, except college and university","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160915,20160217,20160915,70,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,3,"Working - self-employed",1,"White","White"
190,195522.417,60850.7497,69898.7157,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","Refused","Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Social Advocacy Organizations","One","Management","$25,000 - $34,999","Another household member makes most of the decisions","Very good",20161014,20160226,20150724,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
199,14407.007,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1950,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Other (Please specify):","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Refused","No",,,,,"No","No","Yes","Yes","No","No","No",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","Yes","Yes","No","No","Yes","Yes","Convenience",,"Not available in local stores","Convenience","Better price",,,"Convenience","Better price","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Nonstore Retailers","Two","Precision Production (such as machinist, welder, baker, printer, tailor)","$100,000 - $249,999","I make most of the decisions","Very good",20160920,20160216,20160828,71,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - self-employed",1,"White","White"
206,24912.8713,7598.8523,2761.6322,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","Yes","None",,"Definitely No",,,,,,,450,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"Not available in local stores","Not available in local stores",,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","No","No","Yes","Yes",400,"Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Poor",20160918,20151218,20160920,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$15,000 to $19,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Not working - retired",1,"White","White"
208,22807.0531,7035.9344,6829.4788,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1720,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,52,"Not important","Very important","Not important","Very important","Not important","No","No","Yes","Yes","Yes","No","Refused","Yes","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Not available in local stores","Not available in local stores","Better price","Better price","Better price",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160909,20151218,20160909,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,3,"Not working - retired",1,"White","White"
209,72383.4872,22729.7645,22981.5147,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","Yes","No","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Graduate degree","Educational Services","One","Teacher, college and university","$10,000 - $24,999","I make most of the decisions","Very good",20160910,20160108,20160910,58,"55-64","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$200,000 to $249,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
214,22589.9192,6976.7734,6778.7559,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",750,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No",,"Not available in local stores",,,"Better price",,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160910,20151216,20160910,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",1,"White","White"
215,46388.262,13858.0966,4711.2862,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","Yes","No","No","No","No","Probably No","Yes","Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1999,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,"Moderately important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Not important","Not important","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Some college but no degree","Don’t know","Truck Transportation","One","Other professional","Under $5,000","I make most of the decisions","Good",20160921,20151224,20160828,30,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",7,"A one-family house detached from any other house","$7,500 to $9,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,1,1,0,5,"Working - as a paid employee",1,"White","White"
217,19819.4425,5964.0033,5542.0814,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Refused",,,,,,,,,,,,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Vocational/technical training",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Telecommunications","One","Installation, Maintenance, and Repair","$250,000 - $499,999","I make most of the decisions","Excellent",20160827,20151217,20160827,49,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ak",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
221,30999.3476,9678.7792,8731.0563,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1968,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,71,"Not important","Not important","Not important","Not important","Somewhat important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","Not available in local stores","Not available in local stores",,"Convenience","Convenience",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160914,20151217,20160828,73,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",1,"White","White"
222,47843.7843,15486.6179,16340.0545,,"Re-interview","No","No","No","No","Yes","No","No",,"Yes","No","No","No","Yes","No","Definitely Yes",,"Doing okay","Somewhat better off","Much better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",1100,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"Better price","Better price",,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160907,20151217,20160907,39,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Living with partner","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,2,"Not working - other",1,"White","White"
224,169368.843,51996.9147,52357.3215,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",2600,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial costs are much larger","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No",,"Convenience","Convenience",,,"Convenience",,"Convenience",,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","A little strain",,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Insurance Carriers and Related Activities","One","Other professional","Refused","I make most of the decisions","Very good",20161017,20151217,20160827,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
234,44223.0659,13791.9435,13003.039,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Somewhat important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160924,20151217,20160914,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",1,"White","White"
238,90514.6002,27981.3547,30574.5223,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","Much better off","Somewhat better off","Poor","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Moderate impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"Yes, and I still own that home",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","No","No",0,"Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","No","No","Yes",2000,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No",,,,,,,,,"None","None",,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","One","Refused","$10,000 - $24,999","I make most of the decisions","Good",20160913,20151224,20160913,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
240,105639.237,33259.2238,33941.0178,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Pretty well off financially","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"No","No","No","No",,"Minor impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Master’s degree","No",,"No","Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Other Professional, Scientific, and Technical Services","Three","Other professional","Not asked","Another household member makes most of the decisions","Excellent",20140810,20150131,20130618,46,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - self-employed",1,"White","White"
241,52861.5591,16429.4581,17112.8947,,"Re-interview","Yes","No","No","No","Yes","No","No",,"No","No","No","No","No","Yes","Definitely Yes",,"Just getting by","About the same","About the same","It varied","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No",,,,,,,,,"No",1400,"No","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Refused",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","Yes","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No",,"Convenience",,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",1000,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Credit Intermediation and Related Activities","Two","Other (Please specify)","Under $5,000","I make most of the decisions","Fair",20160915,20151219,20160827,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
247,25979.6512,8176.0244,6673.8994,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","Yes","Yes","No","Yes","No","No","No","No","Temporarily laid off","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No",,,"Yes","No","No","Yes",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Refused","No","Refused","Refused","Yes","No","No",,,,,"Yes","No","Yes","Yes","Yes","Yes","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No","Not available in local stores",,,,"Convenience",,"Convenience",,,"No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Oil and Gas Extraction","One","Management","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20161017,20160206,20160305,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - self-employed",1,"White","White"
250,15442.7557,4760.0056,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160903,20151217,20160903,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Widowed","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,1,"Not working - retired",1,"White","White"
252,50363.7049,15546.5887,4904.3477,,"Re-interview","No","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Probably Yes",,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",200,30,"About the same","Somewhat","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",560,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,"No","Vocational/technical training","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes",,"$25,000 to $39,999","More than your income","No","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,,,,"Other reason",,,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Moderate strain","Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160908,20151220,20160908,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,2,1,2,"Not working - retired",1,"White","White"
255,21252.9917,6578.904,5825.4399,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1991,"No","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,1258,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","No","No",,"Convenience","Convenience","Convenience","Convenience",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160928,20160126,20160828,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Not working - retired",1,"White","White"
258,42671.4337,13104.3484,10934.8491,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","No","No","No","No","Yes","Paper check","Refused","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",890,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Other (Please specify):","Refused","Yes","Yes","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Not important","Somewhat important","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Rarely worried","Never worried","Never worried","Some college but no degree","Graduate degree","Social Assistance","Two","Business and Financial Operations","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20161019,20160206,20150827,74,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
264,58992.3761,17995.2593,16947.1869,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No",870,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Not available in local stores",,,,"Better price","Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Certificate or technical degree","Some college but no degree","Merchant Wholesalers, Durable Goods","One","Sales Representative","$35,000 - $49,999","I make most of the decisions","Fair",20151104,20160305,20150711,41,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$40,000 to $49,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
265,24284.1389,7169.6726,2620.0037,,"Re-interview","No","No","No","No","No","Yes","No",,"No","No","No","No","Yes","No","Probably Yes",,"Doing okay","Much better off","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","No","Yes","It was in-line with changes in living expenses","Severe impact","Severe impact","Moderate impact","Moderate impact","Minor impact","Moderate impact",,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,5,"About the same","Does not apply","Does not apply","Not at all","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",785,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"Yes","No","No",,"No","Yes","No","No","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Master’s degree","No",,"Yes","Humanities",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No","Not important","Not important","Slightly important","Moderately important","Moderately important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Yes","No",156000,0,5000,161000,"No",0,"Yes","No",,"No","No","Yes","No","Yes","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1300,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","Substantial strain",,,,,"Substantial strain",,"Moderate strain",,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Certificate or technical degree","Don’t know","Civic and Social Organizations","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Fair",20160908,20151217,20150729,32,"25-34","30-44","Masters degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$15,000 to $19,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,1,"Working - as a paid employee",0,"2+ Races","Other"
266,153786.269,49560.4664,15334.1603,,"Re-interview","No","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","Yes","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","No","No","No","No","No","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Most or all of the time","Associate degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Regularly worried","Less than High School degree","Don’t know","Business, Professional, Labor, Political, and Similar Organizations","One","Refused","Refused","I make most of the decisions","Very good",20160913,20151222,20160912,23,"18-24","18-29","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Non-Metro","South","East-South Central","Rented for cash","ky",0,0,2,0,1,"Working - as a paid employee",1,"White","White"
269,20434.7373,6196.1319,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Associate degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","Yes","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Construction of Buildings","One","Construction and Extraction","Under $5,000","I make most of the decisions","Good",20151012,20151226,20150706,60,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
270,37972.0783,11971.1187,9098.6191,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",1875,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,,,,,,67,"Very important","Somewhat important","Not important","Somewhat important","Somewhat important","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Better price",,,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","Graduate degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160929,20160322,20160701,74,"65-74","60+","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",1,"Asian","Asian"
273,167276.366,52912.5963,56234.0139,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Severe impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",1125,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","Yes","No","No","No","No","No","Fair","Yes","No",,"No","Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Law","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"No",0,"Yes","No",,"No","Yes","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Associate degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160919,20151223,20160827,38,"35-44","30-44","Some college, no degree","Some college","Hispanic","Female","Yes",7,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,2,3,2,"Not working - other",1,"2+ Races","Hispanic"
276,23105.7523,7134.6339,2620.0037,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160917,20151217,20160917,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,2,"Not working - retired",1,"White","White"
278,433981.982,143442.521,40170.5242,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",699,"No","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","Yes","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160912,20151218,20160906,27,"25-34","18-29","11th grade","Less than high school","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Rented for cash","ga",0,0,2,0,2,"Not working - other",0,"White","White"
283,16684.6323,5244.5173,2620.0037,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",321,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","Yes","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Not available in local stores",,"Not available in local stores","Not available in local stores",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Installation, Maintenance, and Repair","$25,000 - $34,999","Another household member and I share in the decisions","Excellent",20151104,20160409,20130613,71,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - self-employed",1,"White","White"
284,13196.5761,4629.3873,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","[D10other]",6,5,"Less","Not at all","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,572,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Don’t know my score or how to rate it","No",,,,,,"Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,66,"Somewhat important","Very important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","Convenience","Convenience",,"Convenience","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","Yes","Yes","Refused","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160912,20160216,20160912,71,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Widowed","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Not working - retired",1,"White","White"
286,27017.7616,8286.8754,6749.5066,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Engineering","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Refused",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Convenience","Better price",,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160921,20160220,20160910,71,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
287,13196.5761,4629.3873,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Pretty well off financially","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2007,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,147,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Doctoral Degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",200,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Insurance Carriers and Related Activities","One","Sales Representative","Under $5,000","I make most of the decisions","Good",20151024,20151217,20150709,79,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,1,"Working - self-employed",1,"White","White"
288,17208.0648,5235.6316,5010.968,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",770,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Once","Never","Master’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",2000,0,0,2000,"No",65,"No","No",,"No","No","Yes","Yes","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Convenience","Convenience","Convenience","Convenience","Convenience","Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,,,"A little strain",,,,,"Rarely worried","Never worried","Never worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Executive, Legislative, and Other General Government Support","One","Business and Financial Operations","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160915,20151217,20160915,47,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,1,3,"Working - as a paid employee",1,"White","White"
289,31866.4984,10084.8761,8617.7746,,"Re-interview","Yes","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No",,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Very important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160909,20151219,20160909,66,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Not working - retired",1,"White","White"
291,17301.4002,5236.3873,5010.968,,"Re-interview","No","No","Yes","No","No","No","No","Refused",,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial costs are somewhat larger","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Refused",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Other Information Services","One","Installation, Maintenance, and Repair","$50,000 - $74,999","I make most of the decisions","Good",20160907,20160220,20160907,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
292,52903.0647,16805.1997,13149.4691,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Very important","Not important","Somewhat important","Somewhat important","Not important","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","Yes","No","Yes","Not available in local stores",,"Better price","Better price",,"Convenience","Convenience",,"Not available in local stores","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",10000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Rarely worried","Less than High School degree","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160908,20151216,20160902,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,1,"Not working - retired",1,"Asian","Asian"
293,26721.7143,8144.8423,6445.109,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Not important","Somewhat important","Not important","Somewhat important","Somewhat important","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20160909,20160112,20160827,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Not working - retired",1,"White","White"
294,35214.3768,10634.3537,9451.0999,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",60,10,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Certificate or technical degree","Justice, Public Order, and Safety Activities","Two","Other professional","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160922,20151217,20160827,54,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","vt",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
298,13196.5761,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No","No",,,,,,,,,"No",1650,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,71,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Better quality",,,"Better price","Better price","Convenience",,,"No","No","No","No","No","No","Refused","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Personal Care Services","One","Other (Please specify)","Refused","Another household member and I share in the decisions","Good",20161010,20151218,20150711,72,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
299,41460.1769,12834.0767,11364.2245,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1967,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No",,"Better quality",,,"Better price",,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","Yes","Yes","No","No","Yes",2250,"No","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member makes most of the decisions","Good",20160907,20151219,20160907,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - other",1,"White","White"
302,21968.8254,6704.4369,2620.0037,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",45,"Refused","About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Physical sciences/math","Financial benefits are much larger","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Not important","Not important","Not important","Not important","Yes","Refused","Refused","Refused","Yes","Refused","Yes","Refused","Refused","Refused","Refused","No","Yes","Yes","Yes","Yes","Refused","Refused","Refused","Refused",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No",,,"Convenience","Convenience",,"Better price",,,,"Yes","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Nonstore Retailers","One","Business and Financial Operations","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160922,20160207,20160827,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - self-employed",1,"White","White"
303,244014.831,78076.5876,71486.6633,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","Minor impact","Moderate impact","Minor impact","Moderate impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Probably Yes","No","No","Yes","No","No","No",1500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","Yes","Yes","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Better price","Better price",,"Better price",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Computer Systems Design and Related Services","One","Computer and Mathematical","Under $5,000","Another household member and I share in the decisions","Very good",20160919,20160221,20160919,35,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$125,000 to $149,999","Married","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,2,"Working - as a paid employee",1,"Asian","Asian"
308,22621.3257,7051.8322,5550.7665,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,1,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Not important","Not important","Yes","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Not available in local stores",,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160923,20160220,20150724,77,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Living with partner","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,2,"Not working - retired",1,"White","White"
312,51287.9166,15529.0023,14756.589,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1569,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Better price","Convenience",,,,"Better price","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Educational Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$50,000 - $74,999","Another household member and I share in the decisions","Excellent",20160916,20160228,20160916,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
314,18856.2636,5747.4341,5010.968,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","Somewhat worse off","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","Yes","Self-employed","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,68,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price",,"Better price","Better price","Better price","Better price","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Some college but no degree","Religious Organizations","Two","Management","$1,000,000 or more","I make most of the decisions","Very good",20160916,20151217,20160903,76,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
316,70263.0908,21775.3716,19048.5813,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","Don’t know","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","None",,"Don’t know",,,,,,,879,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Refused","No","Debit card","Very confident","Refused",,,,,,,,,,,,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","Doctoral Degree","No",,"No","Humanities",,,,,,,"Financial costs are somewhat larger","Refused","Refused","Refused","Refused","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",127000,0,0,127000,"No",200,"Refused","No",,"No","No","Yes","Yes","Yes","Yes",,"Do not have children or grandchildren",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Educational Services","One","Teacher, college and university","Under $5,000","I make most of the decisions","Very good",20160907,20151224,20160827,40,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Working - as a paid employee",1,"2+ Races","Hispanic"
319,331345.888,113535.492,116282.481,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","No","I [PPMARITins2] pay rent.",2015,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No",,,,"Definitely No",,,,,,,620,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Master’s degree",,"Life sciences",,,,,,,"Financial costs are much larger","Yes","Yes","Yes","Yes","Yes","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",0,0,0,0,"No",0,"No","No",,"No","No","No","Yes","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Very good",20160908,20151217,20160901,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Never married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Not working - other",1,"White","White"
324,18525.1294,5659.2443,5010.968,,"Re-interview","Yes","Refused","No","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","About the same","Poor","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Refused","Refused","Refused","Refused","Refused","Refused","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","Yes","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes","No","No","Convenience","Convenience",,,,"Better price","Not available in local stores",,,"Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Professional, Scientific, and Technical Services","One","Other professional","Not sure","Another household member makes most of the decisions","Very good",20160827,20151217,20160827,67,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - self-employed",1,"White","White"
328,21366.6362,6451.9816,5381.2166,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Very important","Not important","No","No","Yes","Yes","No","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","Better price","Better price","Other reason",,"Convenience",,"Convenience",,"Better price","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160914,20160220,20160914,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",1,"White","White"
329,19173.5794,5800.0146,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Very important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No",,,,"Convenience",,"Convenience",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",350,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20160922,20160207,20150808,68,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - retired",1,"White","White"
331,61599.3662,18765.9927,18883.1047,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1059,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No",,,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Rail Transportation","One","Transportation and Material Moving","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160908,20151217,20160827,50,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,1,2,"Working - as a paid employee",1,"White","White"
337,15354.0814,4686.2375,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,65,"Not important","Very important","Not important","Very important","Not important","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Better price",,,,"Not available in local stores","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Religious Organizations","One","Other professional","$1,000,000 or more","Another household member and I share in the decisions","Excellent",20160915,20151217,20160910,73,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
339,142381.898,44651.0224,14099.3339,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",60,10,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,"Don’t know",,,,,,,450,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","Yes","No","No","No","No","No","No","Yes","No","No","No",,"Yes","No","No",,"No","No","No","No","No","No","Yes","No","No","No","Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Associate degree","No",,"No","Other (Please specify):",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",25000,0,0,25000,"No",40,"Yes","No",,"No","Yes","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","Convenience",,,"Convenience",,,,"Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Telecommunications","One","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160921,20151225,20160909,36,"35-44","30-44","Associate degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Never married","Metro","Midwest","West-North Central","Rented for cash","ne",0,0,0,0,1,"Working - as a paid employee",1,"Black/African-American","Black"
340,26933.879,8228.0344,6600.9595,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","No","No","No","No","Yes","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","None",,"Definitely No",,,,,,,2830,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Humanities",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,57,"Not important","Not important","Not important","Very important","Not important","Yes","No",,"Yes","No","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Better price","Better price","Better price","Better price","Better price","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Never worried","Never worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20161008,20160220,20160709,87,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$85,000 to $99,999","Widowed","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Not working - retired",1,"White","White"
343,83102.0739,26456.812,26472.1555,,"Re-interview","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Homemaker","No","No","No","No","Refused","Refused","Refused","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"Refused","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Sometimes worried","Less than High School degree","Less than High School degree","Plastics and Rubber Products Manufacturing","One","Management","Refused","I make most of the decisions","Good",20160905,20151219,20160828,51,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","nh",0,0,0,1,2,"Working - as a paid employee",1,"White","White"
344,104822.812,33977.6311,11408.8449,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No","Yes",,,,,,,,,"No",528,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",600,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Rarely worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Fair",20160921,20151217,20160828,73,"65-74","60+","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",0,"White","White"
345,37204.0341,11356.0806,11117.2805,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",2500,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience","Convenience","Better price","Better price","Better price","Convenience","Convenience",,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",700,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Religious Organizations","One","Management","$75,000 - $99,999","Another household member and I share in the decisions","Excellent",20161019,20160407,20150815,55,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
348,47975.9816,14808.6569,13787.3352,,"Re-interview","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Living comfortably","Much better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Better price","Better price","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Regularly worried","Sometimes worried","Less than High School degree","Less than High School degree","Other Professional, Scientific, and Technical Services","One","Computer and Mathematical","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160917,20151219,20160917,54,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",6,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,3,0,3,"Working - as a paid employee",1,"White","Hispanic"
370,92640.0919,29879.0791,28348.0607,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","Yes","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,2,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Most or all of the time","Bachelor’s degree","Yes","Master’s degree",,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","No","No","Moderately important","No advice from person","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",60000,0,0,60000,"No",500,"Yes","No",,"No","Yes","Yes","No","Yes","Still enrolled in the program","Yes",,,,,,"Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","No","No","No","No","No",,,"Better price","Better price",,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Certificate or technical degree","High school degree or GED","Paper Manufacturing","One","Computer and Mathematical","Under $5,000","Another household member and I share in the decisions","Very good",20160921,20160208,20150713,29,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
376,29051.9702,8799.0995,6929.1214,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] pay rent.",2013,"No","No","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,1020,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","Yes","No","No","No","Poor","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Certificate or technical degree","No",,"No","Health","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","No","No","Yes",60,"No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20151006,20160206,20160909,61,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",3,"A building with 2 or more apartments","$40,000 to $49,999","Married","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,3,"Not working - disabled",1,"White","White"
377,68501.3183,21226.2782,22067.2775,,"Re-interview","No","No","Yes","Yes","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","No","No","No","Probably No","Yes","Just getting by","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","No","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Yes","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","Minor impact","Minor impact","Minor impact",,"No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","To earn extra money to help family members",20,10,"More","Somewhat","Somewhat","Somewhat","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2004,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,1575,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Cash","Somewhat confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"Yes","No","No",,"No","No","No","No","No","No","Yes","No","No","No","Good","No",,,,,,"Associate degree","Yes","Bachelor’s degree",,"Education",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No","Very important","Moderately important","Moderately important","Very important","Very important","Moderately important","Very important","Moderately important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",600,0,0,600,"No",100,"No","No",,"Yes","Yes","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","Yes","No","No","No","No","No",0,"Probably No",,"Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","Yes","No","Better quality","Better price",,,,,"Not available in local stores","Better quality",,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Regularly worried","Never worried","High school degree or GED","Some college but no degree","Educational Services","One","Teacher, except college and university","$75,000 - $99,999","I make most of the decisions","Very good",20160915,20151218,20160915,56,"55-64","45-59","Associate degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$60,000 to $74,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
380,27587.7294,8408.8057,6653.9864,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Just for fun (as a hobby)",10,3,"Less","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,70,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Convenience","Convenience",,,"Not available in local stores","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20161010,20151217,20160908,78,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",1,"White","White"
381,13196.5761,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","No","No","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"Yes","Humanities",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No","Not important","Not important","Moderately important","Very important","Very important","Not important","Very important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Convenience",,"Not available in local stores","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",6000,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","High school degree or GED","Ambulatory Health Care Services","Two","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20151003,20160220,20150813,63,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
392,32278.6417,9744.5788,9677.4254,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","Minor impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No",1450,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,"Yes","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No","Moderately important","Not important","Slightly important","Slightly important","Moderately important","Not important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",700,0,0,700,"No",101,"No","No",,"Yes","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","Yes","No","Convenience","Better price","Better price",,"Convenience",,,"Convenience",,"Yes","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Utilities","One","Business and Financial Operations","$35,000 - $49,999","I make most of the decisions","Good",20160916,20151217,20160827,45,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
393,21793.7341,6956.6864,6056.1694,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Refused","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",834,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Some of the time","Never","Certificate or technical degree","No",,"No","Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Better price",,,"Better price",,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Management of Companies and Enterprises","One","Office and Administrative Support","$10,000 - $24,999","I make most of the decisions","Good",20160902,20160217,20150827,74,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
394,86619.7491,26824.9522,27557.8726,,"Re-interview","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","Yes","No","No","No","Homemaker","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","Yes","No",,"Severe impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"About the same","Does not apply","Not at all","Somewhat","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","Yes","No","No","No","No",,,,,,,,,"No",1250,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Once","Never","Master’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",9000,0,0,9000,"No",185,"No","No",,"No","No","Yes","No","Yes","Yes","Yes","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Convenience","Better price","Better price",,"Convenience","Convenience",,"Convenience",,"Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","High school degree or GED","Performing Arts, Spectator Sports, and Related Industries","One","Other (Please specify)","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160916,20160306,20160916,32,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,2,0,0,2,"Working - as a paid employee",1,"White","White"
395,22653.5975,6976.3537,5640.2502,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,10,"About the same","Very much","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1071,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,62,"Somewhat important","Not important","Somewhat important","Very important","Not important","Yes","Yes","No","Yes","No","No","Yes","No","No","No","Yes","No","No","Yes","No","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Refused","Better price",,"Better price","Refused","Convenience",,"Refused",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160921,20160208,20150801,69,"65-74","60+","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Not working - retired",1,"Black/African-American","Black"
397,41195.8157,12728.4244,4332.2092,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1964,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,64,"Not important","Not important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$5,000 to $14,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Fair",20160914,20151219,20160914,90,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Not working - retired",1,"White","White"
401,103671.177,31392.9311,31942.1123,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1193,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","Convenience","Convenience","Better price",,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Legal Services","Four or more","Other professional","$75,000 - $99,999","I make most of the decisions","Excellent",20160921,20151218,20150702,52,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$60,000 to $74,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
402,41046.7209,12532.2083,12956.4468,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Humanities","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Very important","Not important","Somewhat important","Not important","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160915,20151219,20160827,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",1,"White","White"
405,106334.822,32788.9318,31936.6379,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","Yes","No","No","I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","None",,"Don’t know",,,,,,,3075,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","Yes","Bachelor’s degree",,"Law",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","Do not have children or grandchildren",,,,,"No","Yes","Yes","Yes","No","No","No",0,"Definitely Yes","Very comfortable","Refused",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Better price",,"Better price","Better price","Better price","Convenience","Convenience",,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","U.S. Army","One","Armed Services","$35,000 - $49,999","Another household member and I share in the decisions","Excellent",20160914,20151220,20160914,35,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Rented for cash","hi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
406,93746.2959,29435.0114,27794.4819,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","Yes",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No",,"Better price",,,"Convenience","Better price","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Moderate strain",,"Moderate strain",,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Sometimes worried","High school degree or GED","Less than High School degree","Food Manufacturing","One","Business and Financial Operations","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160908,20160208,20160919,54,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
407,47919.0158,15293.0394,5081.1412,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","Yes","No","Yes","Paper check","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No","No",,,,,,,,,"No",402,"Yes","No","No","No","No","No","Credit card","Don’t know","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Never","Certificate or technical degree","No",,"No","Engineering","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Regularly worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Wood Product Manufacturing","One","Architecture and Engineering","Under $5,000","Another household member and I share in the decisions","Good",20160909,20151217,20160909,37,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A mobile home","$35,000 to $39,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",1,0,1,0,2,"Working - as a paid employee",1,"White","White"
411,19520.6102,6039.0606,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Refused",,"No","Business/management","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Not important","Very important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","No","Yes","No","No",,,"Not available in local stores",,"Not available in local stores",,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20160921,20151223,20150708,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",1,"White","White"
425,67233.1692,21107.003,7176.8176,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,53,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Refused",20160921,20160117,20150729,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$10,000 to $12,499","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",1,"White","Hispanic"
427,157205.278,48942.3792,55674.5174,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","It varied","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1599,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No",,"Convenience","Convenience",,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Substantial strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Fair",20160909,20160209,20160828,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - other",1,"White","White"
429,30057.0816,9136.6528,9056.0246,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",0,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Clothing and Clothing Accessories Stores","One","Computer and Mathematical","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160910,20151231,20160828,50,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
435,33704.7607,10409.5316,10114.0842,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Pretty well off financially","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","Refused","Refused","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Very important","Very important","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","Convenience","Not available in local stores",,,"Convenience","Better price",,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20161008,20160113,20150703,80,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Not working - retired",1,"White","White"
436,22700.88,6894.9366,5836.5244,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Definitely Yes",,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1967,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Undeclared",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,71,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No",,"Convenience",,,"Convenience",,"Convenience",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member makes most of the decisions","Good",20160910,20160206,20160716,78,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Not working - retired",1,"White","White"
440,41112.6378,12648.1432,11333.0805,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1375,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","No","Yes","No","No",0,"Definitely Yes","Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Not available in local stores","Not available in local stores",,"Better price","Not available in local stores","Better price","Not available in local stores",,,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Wood Product Manufacturing","One","Management","Under $5,000","I make most of the decisions","Excellent",20160921,20151222,20160828,39,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
444,20583.2231,6266.4329,6078.0106,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","No","No","Paper check","No","No","No","No","No","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,5,"More","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",950,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","Yes","Yes","No","No","No",0,"Definitely No","Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Specialty Trade Contractors","One","Installation, Maintenance, and Repair","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160906,20151222,20160828,50,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
450,20480.2297,6269.2991,2620.0037,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"No","No","Yes","No",,"No impact","No impact","Moderate impact","No impact",,,"Not employed, but looking for a job","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,5,"More","Somewhat","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","No","Yes","No","No","No","No","No","Very good","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial benefits are much larger","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","Yes","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Other reason",,"Better price","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","Yes","Yes","Yes",800,"Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","No","Refused","Refused","Refused","Refused","Refused",,"None",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Associate degree","Real Estate","One","Management","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20161010,20150611,20141006,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$12,500 to $14,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Working - self-employed",1,"White","White"
454,135790.175,42247.5402,42634.5666,,"Re-interview","No","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Probably Yes",,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,30,"About the same","Not at all","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No",876,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Never","Associate degree","No",,"No","Undeclared",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Don’t know","Food Services and Drinking Places","Two","Food Preparation and Serving","$10,000 - $24,999","I make most of the decisions","Very good",20160916,20151217,20160827,42,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
455,72392.8083,23547.2766,8664.5346,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","It varied","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1972,"Yes","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Never","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","Convenience","Convenience","Convenience",,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Good",20160902,20151217,20160902,65,"65-74","60+","10th grade","Less than high school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,1,"Not working - other",0,"White","White"
458,86326.4086,27078.7304,25946.3013,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Somewhat worse off","Pretty well off financially","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",2620,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","Professional degree (e.g. MBA, MD, JD)","No",,"No","Law",,,,,,,"Financial costs are somewhat larger","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",111000,0,0,111000,"No",1022,"No","No",,"No","No","No","Yes","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience","Not available in local stores","Better price","Convenience","Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Professional, Scientific, and Technical Services","One","Lawyer, judge","$75,000 - $99,999","I make most of the decisions","Good",20160907,20151218,20160827,39,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$150,000 to $174,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
459,62695.0455,19481.9453,6512.3555,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","Yes","No","Other reason","Convenience","Not available in local stores",,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20161001,20151218,20160912,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Not working - other",1,"Black/African-American","Black"
464,31418.9476,9703.5707,9428.1602,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1967,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member makes most of the decisions","Excellent",20160921,20151217,20150725,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Not working - retired",1,"White","White"
465,71596.5575,21948.3268,19872.95,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Refused","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member makes most of the decisions","Very good",20160907,20160120,20160907,75,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Midwest","East-North Central","Occupied without payment of cash rent","mi",0,0,0,0,2,"Not working - retired",1,"White","White"
466,26547.1125,8257.0118,3189.9359,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,670,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20161011,20160217,20150806,71,"65-74","60+","Some college, no degree","Some college","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Not working - retired",1,"White","Hispanic"
467,19982.2254,5952.5807,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"Yes","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,1325,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,,,,,,,,,,,,64,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Convenience","Convenience",,,"Convenience","Convenience",,"Convenience",,"No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Very good",20161009,20160217,20160723,74,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - retired",1,"White","White"
470,48805.8108,15091.8685,17631.8764,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","No","No","No","No","Yes","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","Yes","Yes","Yes","No","No","No","No","No",,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Bachelor’s degree",,"Health",,,,,,,"Financial costs are somewhat larger","Yes","No","No","Yes","No","Slightly important","Not important","Not important","Slightly important","Slightly important","Not important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",25000,0,0,25000,"No",250,"Yes","No",,"No","No","Yes","No","No","Yes","No",,,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Convenience","Convenience",,,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Rarely worried","Never worried","Never worried","Rarely worried","High school degree or GED","Associate degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160917,20151220,20160917,29,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$60,000 to $74,999","Living with partner","Metro","Midwest","West-North Central","Occupied without payment of cash rent","mo",0,0,0,0,2,"Not working - looking for work",0,"White","White"
471,30558.2863,9396.3779,3204.6568,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",12,2,"About the same","Not at all","Not at all","Not at all","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","Better price",,,"Better price",,,,"Better price",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Specialty Trade Contractors","One","Other (Please specify)","$10,000 - $24,999","I make most of the decisions","Very good",20161006,20151216,20150702,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Working - self-employed",1,"White","White"
472,26046.9566,8211.5893,6790.851,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,5,"About the same","Somewhat","Somewhat","Somewhat","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Master’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","Yes","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Nonstore Retailers","One","Other Sales","$1,000,000 or more","Another household member and I share in the decisions","Excellent",20160921,20151231,20160829,61,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$150,000 to $174,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Working - self-employed",1,"White","White"
477,47329.6393,14883.3285,4913.6228,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat better off","Much worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2004,"Yes","Yes","Yes","No","No","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"Convenience","Not available in local stores","Better price","Convenience",,,"Convenience","Other reason","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","Substantial strain",,,"Never worried","Never worried","Sometimes worried","Never worried","Associate degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20151003,20151218,20150805,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Not working - other",1,"White","White"
479,49227.5091,15362.1243,14013.7421,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Refused","Refused","Refused","Refused","Refused","Refused","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,69,"Not important","Not important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Other reason",,"Other reason","Other reason","Other reason","Other reason",,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20160928,20160226,20150717,77,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",1,"White","White"
484,423588.373,130544.899,37697.4653,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Probably No","Yes","Living comfortably","About the same","About the same","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","Yes","Certificate or technical degree",,"Vocational/technical training","About the same financial benefits and financial costs",,,,,,,,,,,,"Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$5,000 to $14,999","Less than your income",,,,,"Refused",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Good",20160907,20151216,20160827,26,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,5,"Not working - looking for work",0,"White","White"
491,13196.5761,4629.3873,5010.968,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Merchant Wholesalers, Nondurable Goods","One","Retail Sales","$250,000 - $499,999","I make most of the decisions","Good",20151119,20160307,20160829,64,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
493,20557.1207,6257.803,2620.0037,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Don’t know","Yes","No","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Minor impact","No impact","No impact","Minor impact","Moderate impact","No impact","Homemaker","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,2,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"I did not want to cause trouble with the landlord","Don’t know",,,,,,,850,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","Yes","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","No","Yes","Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","No","Yes","No","Better price",,"Better price","Better price",,"Better price",,"Better price",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Associate degree","High school degree or GED","Educational Services","Two","Other professional","$5,000 - $9,999","I make most of the decisions","Very good",20160914,20151218,20160827,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$15,000 to $19,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",1,1,0,0,2,"Working - as a paid employee",1,"White","White"
497,46899.7435,14131.0229,11471.0849,,"Re-interview","Yes","No","Yes","No","No","Yes","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Much better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1853,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,"No","Law",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes","No","No",,,,,"No","No","No","Yes","Yes","Yes","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1000,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Graduate degree","Less than High School degree","Professional, Scientific, and Technical Services","One","Lawyer, judge","$100,000 - $249,999","I make most of the decisions","Very good",20160919,20151223,20160827,60,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Working - self-employed",1,"White","White"
498,146237.463,45666.5678,42218.7381,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Very important","Not important","Yes","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Not available in local stores","Not available in local stores",,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160909,20151218,20160909,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","dc",0,0,0,0,2,"Not working - retired",1,"Black/African-American","Black"
500,84327.3663,26895.5575,28571.6467,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","Yes",,"No impact","No impact","No impact","No impact","Moderate impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",580,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"Yes","Education","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","No","No","No","No",0,"Definitely Yes","Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No",,"Not available in local stores",,,,"Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Educational Services","One","Teacher, except college and university","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160913,20160121,20160828,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
504,168954.34,53548.8362,48671.1371,,"Re-interview","Yes","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Doing okay","Much better off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","No","Yes","Yes","Yes","No",1810,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","Yes","No","No","Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","Yes","Yes","No",,"Convenience",,"Convenience",,,"Convenience","Convenience",,"Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Textile Product Mills","One","Computer and Mathematical","$35,000 - $49,999","I make most of the decisions","Good",20160907,20151218,20160829,30,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$75,000 to $84,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",1,"Asian","Asian"
505,67696.3131,21590.23,20760.2163,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Minor impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"Yes","Vocational/technical training","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,"Moderately important","Moderately important","Slightly important","Moderately important","No advice from person","Moderately important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","Yes","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Not available in local stores","Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","Yes","Yes",15000,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","Less than High School degree","Less than High School degree","Real Estate","One","Sales Representative","$75,000 - $99,999","Another household member and I share in the decisions","Fair",20160916,20160221,20160726,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - self-employed",0,"White","White"
506,144581.941,47789.6413,44634.5557,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",3400,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience","Convenience","Convenience","Better price","Better price","Not available in local stores","Convenience",,"No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Rarely worried","Bachelor’s degree","Graduate degree","Management, Scientific, and Technical Consulting Services","Two","Other professional","$1,000,000 or more","I make most of the decisions","Very good",20160908,20151218,20160907,31,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","dc",0,0,0,0,2,"Working - as a paid employee",1,"Asian","Asian"
507,22027.172,6714.6356,5689.3071,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Refused","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","No","Yes","No",,"Convenience","Better price",,"Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Merchant Wholesalers, Durable Goods","One","Sales Representative","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160915,20151218,20160828,64,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
509,54462.4464,16858.9539,14928.1434,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1958,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160920,20151217,20150710,82,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$40,000 to $49,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Not working - retired",1,"White","White"
517,149820.43,46943.1225,49318.8384,,"Re-interview","Yes","Yes","Yes","No","No","Yes","No","All of the adult children living with me are not in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","Yes","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No",855,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,"No","Health","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","Yes","No","Better quality","Better quality",,,,,"Better quality","Better quality",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","High school degree or GED","Hospitals","Two","Business and Financial Operations","Under $5,000","Another household member and I share in the decisions","Very good",20160906,20160216,20160906,38,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,1,3,"Working - as a paid employee",1,"White","White"
521,13196.5761,4629.3873,2620.0037,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Somewhat important","Very important","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Very good",20161008,20151217,20150806,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Not working - retired",1,"White","White"
522,46806.2758,14487.8754,11887.7675,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","Yes","Definitely Yes",,"Doing okay","Somewhat better off","Much better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed part-time","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",80,20,"Less","Does not apply","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Engineering","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","Yes",,,,,"Not available in local stores","Convenience","Convenience",,"Better price","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160926,20151218,20160828,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",1,"White","White"
524,40514.2484,12285.9635,12479.3094,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Paper check","No","No","No","No","No","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",930,"Yes","No","No","No","Yes","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No",,"Not available in local stores",,,,"Not available in local stores",,"Convenience",,"No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",25000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Crop Production","One","Farming, Forestry, and Fishing","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160921,20160206,20160909,54,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
525,13196.5761,4629.3873,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much worse off","It varied","No","No","Yes","No","No","No","No","No","No","Temporarily laid off",,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes",,"No impact","No impact","No impact","Severe impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,0,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"Yes","Don't know","No","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Excellent",20161019,20151219,20150711,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","South","South Atlantic","Rented for cash","dc",0,0,0,0,1,"Not working - other",1,"2+ Races","Other"
532,16156.6712,5007.6573,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1964,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160914,20160311,20160720,75,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",1,"White","White"
533,255026.656,82800.7107,24337.058,,"Re-interview","No","No","No","Yes","Yes","No","No",,"No","No","No","No","Yes","No","Probably No","No","Doing okay","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,50,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Yes","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","Not available in local stores",,,"Convenience","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Refused","Two","Other professional","Not sure","Another household member makes most of the decisions","Very good",20160827,20151223,20160827,27,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$10,000 to $12,499","Never married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,5,"Working - self-employed",1,"White","White"
535,35442.417,10772.5447,9971.9349,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Master’s degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","No","Yes","No","Yes","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Not available in local stores",,,"Better price","Better price",,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Other Professional, Scientific, and Technical Services","One","Business and Financial Operations","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160920,20151217,20160830,59,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
536,50685.4324,15691.4102,14877.3812,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","Yes","No","No","No","Yes","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","Yes","No","Convenience","Convenience","Refused",,"Convenience",,,"Refused",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20161008,20151217,20150617,81,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Not working - retired",1,"White","White"
537,36031.8345,11078.2844,4044.5988,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Temporarily laid off","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,"Refused","Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","Yes","No","Yes","No","Convenience",,,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Refused",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Substantial strain","Substantial strain",,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Merchant Wholesalers, Nondurable Goods","One","Sales Representative","Under $5,000","I make most of the decisions","Fair",20160913,20151220,20160913,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Working - self-employed",1,"White","White"
538,61257.2204,18722.0744,20133.4202,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,1,"About the same","Somewhat","Somewhat","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,"No",3000,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Refused","Yes","No",,"Yes","Once","Once","Some college but no degree (including currently enrolled in college)","No",,"No","Law","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Administrative and Support Services","One","Business and Financial Operations","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160827,20151217,20160827,52,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
543,13196.5761,4629.3873,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1986,"Yes","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,724,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Financial costs are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","Yes","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","Yes","No","No","No","Substantial strain",,,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20161010,20160212,20150715,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Not working - disabled",1,"White","White"
545,47599.2488,14395.6102,6247.7505,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Yes","Yes","Yes","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2004,"Yes","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",0,"Definitely No","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Sometimes worried","High school degree or GED","Less than High School degree","Food Services and Drinking Places","One","Food Preparation and Serving","$100,000 - $249,999","I make most of the decisions","Good",20160921,20151224,20150710,64,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
548,51036.078,16162.0645,6005.3575,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Not important","Not important","Very important","Yes","No","Yes","Yes","Yes","Yes","Yes","Refused","Refused","Refused","Refused","Yes","No","No","Yes","No","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","Convenience",,,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160826,20151217,20160826,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Not working - retired",1,"White","White"
549,32781.1374,9944.3145,8216.4218,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Somewhat important","Somewhat important","Not important","Very important","Not important","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Convenience","Convenience","Convenience","Convenience",,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5000,"No","No","No","Yes","No","No","Yes","Refused","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Regularly worried","Regularly worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Fair",20160921,20160305,20150721,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",1,"White","White"
552,27566.8149,8624.1479,6683.5492,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,55,"Somewhat important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20161013,20151217,20150818,71,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Not working - retired",1,"White","White"
554,344960.853,112622.482,120603.171,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","Minor impact",,,,"No","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","Refused",3,100,"More","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Certificate or technical degree",,"Vocational/technical training","About the same financial benefits and financial costs",,,,,,,,,,,,"Very important","Slightly important","Slightly important","Moderately important","Slightly important","No advice from person","Very important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160829,20160208,20160829,22,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",5,"A mobile home","$50,000 to $59,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,5,"Not working - looking for work",0,"White","White"
556,82199.9456,25247.0161,8784.9346,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","No","Yes","No","No","Yes","No","Paper check","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",49,10,"About the same","Very much","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1992,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","No","No","Yes","No","Refused",600,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Excellent","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Refused","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","Yes","No","Better quality","Better price",,,,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","General Merchandise Stores","One","Retail Sales","Under $5,000","I make most of the decisions","Excellent",20160912,20151217,20160828,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$25,000 to $29,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",1,"Black/African-American","Black"
571,28035.9413,8457.7536,7033.9953,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",3200,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Better price","Not available in local stores","Not available in local stores","Better price","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Real Estate","One","Sales Representative","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160910,20151224,20160831,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - self-employed",1,"White","White"
574,40135.1844,12504.8561,13269.4291,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","Yes","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","No","No","Yes","Yes","No",1050,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Associate degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",20000,0,1000,21000,"No",36,"No","No",,"No","Yes","No","No","No","Yes","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Better price","Better price","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Some college but no degree","Social Advocacy Organizations","One","Business and Financial Operations","$50,000 - $74,999","I make most of the decisions","Very good",20160827,20151217,20160827,51,"45-54","45-59","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,1,3,"Working - as a paid employee",1,"Black/African-American","Black"
575,382568.566,125269.331,39093.0771,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","Yes","No","No","Yes","No","Probably No","No","Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","Moderate impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"Yes","No","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Don’t know",,,,,,,575,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No",,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,"Very important","Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No",5000,0,0,5000,"No",75,"No","No",,"Yes","No","No","No","No","No",,,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","Yes","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Refused",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","High school degree or GED","Amusement, Gambling, and Recreation Industries","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Excellent",20160920,20160220,20160828,27,"25-34","18-29","Some college, no degree","Some college","Hispanic","Male","Yes",3,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,3,"Working - as a paid employee",1,"White","Hispanic"
577,117087.075,36744.6766,35086.9361,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It exceeded changes in living expenses","No impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",2850,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Better price","Better price","Better price","Better price","Better price","Better price",,,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","One","Management","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160909,20160218,20160827,45,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,2,2,"Working - as a paid employee",1,"White","White"
584,63350.2665,19385.0397,17608.6141,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Refused","Refused","Refused","Refused","Refused","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","Refused","Refused","Yes","Refused","Yes","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160910,20151217,20160910,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Not working - retired",1,"White","White"
589,23199.1116,6998.6011,5820.4731,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","Refused","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20151023,20151217,20160907,72,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Not working - retired",1,"White","White"
590,18481.2617,5590.5882,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Very important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,"A little strain",,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Good",20160913,20151217,20160913,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",1,"White","White"
597,24815.8614,7571.6372,5929.0432,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,"No","Law",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,63,"Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","No",,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20161011,20160220,20150703,82,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",1,"White","White"
600,481012.751,147052.968,140593.321,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Moderate impact","Moderate impact","Moderate impact",,,,"No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","To acquire new job-related skills",1,30,"Less","Not at all","Not at all","Does not apply","No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","I [PPMARITins2] pay rent.",2006,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No","Vocational/technical training",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Better price","Better price","Better price","Better price","Better price","Better price","Better price",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,"Refused","Refused","Refused","Refused","Certificate or technical degree","Less than High School degree","Not asked","Refused","Refused","Refused","Another household member makes most of the decisions","Refused",20161013,20151217,20150710,39,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","No",6,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,2,1,3,"Working - as a paid employee",1,"White","White"
603,46947.1956,14742.2947,14905.5773,,"Re-interview","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No","Yes","No",,"Convenience",,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Funds, Trusts, and Other Financial Vehicles","One","Other professional","$1,000,000 or more","Another household member and I share in the decisions","Very good",20151031,20160206,20160827,56,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,1,3,"Working - as a paid employee",1,"White","White"
612,104528.641,33736.6397,34270.8996,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Moderate impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",2500,"Yes","No","No","No","No","No","Credit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial costs are somewhat larger","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","No","Yes","No","Yes","No","Convenience",,,"Better price",,"Better quality",,"Better price",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Sometimes worried","Regularly worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160914,20160107,20160914,41,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,1,0,1,2,"Not working - other",1,"Asian","Asian"
622,119802.294,36849.5613,11829.5821,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Cash","No","Yes","No","No","No","No","No","No",,"Moderate impact","No impact","Minor impact","Minor impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","Yes","No","No","No",,,,,,,,,"No",550,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"Yes","Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Other (Please specify):","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"Very important","Moderately important","Slightly important","Moderately important","Slightly important","Slightly important","Not important","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","No","Yes","No","Yes","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","No","No","No","No",0,"Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"A little strain",,"Moderate strain",,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Specialty Trade Contractors","Three","Precision Production (such as machinist, welder, baker, printer, tailor)","$5,000 - $9,999","Another household member and I share in the decisions","Refused",20160912,20160122,20160828,30,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Married","Metro","Midwest","West-North Central","Rented for cash","sd",0,0,0,0,2,"Working - self-employed",1,"White","White"
634,28142.6388,8516.648,8184.0404,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","Convenience","Better price",,"Better price","Better price","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","Yes","No","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Sometimes worried","Never worried","Never worried","Rarely worried","Associate degree","High school degree or GED","Educational Services","One","Teacher, except college and university","Not sure","Another household member makes most of the decisions","Very good",20160908,20160212,20160908,46,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,1,1,2,"Working - as a paid employee",1,"White","White"
635,263564.679,89331.6237,29140.9362,,"Re-interview","Yes","Yes","Yes","Yes","Yes","Yes","No","All of the adult children living with me are not in school","Yes","Yes","Yes","Yes","Yes","No","Definitely Yes",,"Living comfortably","Much better off","Much better off","Pretty well off financially","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","To earn money as a primary source of income",100,100,"More","Very much","Very much","Very much","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"Yes",10000,"Yes","Yes","Yes","Yes","Yes","Yes","Cash","Not confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","Excellent","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","Yes","Certificate or technical degree",,"Humanities",,,,,,,"Financial benefits are much larger","Yes","Yes","Yes","Yes","Yes","Very important","Very important","Very important","Very important","Very important","Very important","Very important","Very important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No",1000,1000,1000,3000,"Yes",3000,"Yes","Yes",,"Yes","Yes","Yes","Yes","Yes","Yes",,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"$200,000 or higher","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","Yes",100,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None","None","None","None","None","None","None","None","None","None","None","Never worried","Never worried","Never worried","Never worried","Less than High School degree","Bachelor’s degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Poor",20160910,20151231,20160910,29,"25-34","18-29","No formal education","Less than high school","Hispanic","Male","No",2,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","nj",0,0,0,0,2,"Not working - other",0,"White","Hispanic"
639,121581.391,37160.1977,41593.6951,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much better off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","Yes","I [PPMARITins2] pay rent.",2015,"Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","A little difficulty",,"Definitely Yes","Yes","No","No","Yes","Yes","No",675,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No","Slightly important","Slightly important","Slightly important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","Yes",,,,,,"No","Yes","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Better price",,,"Better price","Better price","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Associate degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160912,20160212,20160912,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","$50,000 to $59,999","Married","Metro","West","Mountain","Rented for cash","az",1,1,0,0,2,"Not working - other",1,"White","White"
640,112670.988,35054.6135,35375.7461,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","It varied","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","[D10other]",2,1,"About the same","Not at all","Not at all","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","Yes","Yes","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Better price","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",600,"Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Nonstore Retailers","One","Sales Representative","$75,000 - $99,999","Another household member and I share in the decisions",,,20160207,20160723,37,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A mobile home","$50,000 to $59,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Working - self-employed",1,"White","White"
643,89249.5225,27319.1614,26888.5921,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much worse off","Pretty well off financially","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","Minor impact","No impact","No impact",,,"Student","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",20,5,"Less","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","No","No","Yes","No","Yes, and I still own that home",,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","A little difficulty",,"Don’t know",,,,,,,1435,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Convenience","Convenience","Better price","Convenience","Not available in local stores","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Substantial strain",,,,,,,,"Moderate strain",,,"Sometimes worried","Never worried","Never worried","Rarely worried","Bachelor’s degree","Graduate degree","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","One","Community and Social Services","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160922,20151217,20150803,43,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$85,000 to $99,999","Married","Metro","West","Pacific","Rented for cash","wa",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
645,37694.7756,11142.6088,3694.2478,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat worse off","It varied","Yes","No","No","Yes","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","Yes",,"No impact","No impact","No impact","Minor impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2004,"Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,562,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","No","Yes","No","Yes","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Once","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$0 to $4,999","More than your income","Yes","Yes","No","No","Often varies quite a bit from one month to the next","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Substantial strain","Substantial strain",,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Regularly worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160908,20151219,20160908,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A mobile home","Less than $5,000","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - other",1,"White","White"
648,21257.2684,6626.8752,6108.9195,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Probably Yes",,"Living comfortably","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Somewhat important","Somewhat important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Refused","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Convenience",,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member makes most of the decisions","Fair",20160920,20160509,20160629,84,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$100,000 to $124,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,3,"Not working - retired",1,"White","White"
649,117819.357,35981.9135,13250.6835,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,45,"About the same","Does not apply","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Other (Please specify):",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Not important","Somewhat important","Yes","No",,"No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","Refused","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Very good",20161020,20151217,20160911,81,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",1,"White","White"
650,13196.5761,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much worse off","Refused","No","No","No","No","Yes","No","No","No","Yes","Refused",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","Refused",,,,,,,,,"Refused",387,"Refused","No","No","No","No","No","Refused","Refused","Refused",,,,,,,,,,,,"No","No","No",,,,,,,,,,,,"Refused","Refused","Refused","Refused",,"Refused","Refused","Bachelor’s degree",,,,"Business/management",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"Refused",,,,,,,"Refused","Refused",,,,,,,,,,,,,,,,55,"Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","Not available in local stores","Other reason",,,"Other reason","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","Yes","Refused",,"No","No","No","No","No","No","Refused",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Good",20151005,20160214,20160802,83,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
652,155630.066,50384.1621,17354.1359,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","Poor","No","Yes","No","No","No","No","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Less than High School degree",,,,"Vocational/technical training",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,70,"Not important","Somewhat important","Very important","Very important","Not important","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"Better price","Better price",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","No","Yes","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Regularly worried","Regularly worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160903,20151223,20160903,73,"65-74","60+","7th or 8th grade","Less than high school","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Married","Metro","Midwest","West-North Central","Rented for cash","mn",0,0,0,0,2,"Not working - retired",1,"White","White"
654,35560.3901,10833.2873,8668.91,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Very important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Associate degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160911,20151217,20160911,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - other",1,"White","White"
659,41085.3437,12455.7131,4760.9625,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact","Student","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,1,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",509,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"Bachelor’s degree","Yes","Master’s degree",,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","No advice from person","No advice from person","Not important","No advice from person","Slightly important","Slightly important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","No","No","Yes","No","No","No","Don’t know","Don’t know","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","Yes","No","Convenience","Better price",,"Better price","Better price",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",150,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Excellent",20160929,20160205,20150716,39,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - on temporary layoff from a job",1,"White","White"
663,28734.781,8954.9444,7597.0185,,"Re-interview","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","About average","Yes","Yes","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",3456,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Not important","Not important","No","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Convenience","Better quality","Better price","Convenience","Convenience","Convenience",,,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Some college but no degree","Scientific Research and Development Services","Two","Life, Physical, and Social Sciences","$1,000,000 or more","I make most of the decisions",,,20160228,20111008,62,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
666,40921.8069,13031.2158,11663.4708,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","Yes","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,60,"Very important","Somewhat important","Somewhat important","Very important","Not important","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","Better price","Better price",,,"Convenience","Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Poor",20160915,20151219,20160909,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Not working - retired",1,"White","White"
667,189914.366,63673.2491,63021.7759,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",348,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","Yes","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Convenience","Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160902,20151216,20160827,63,"55-64","60+","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Not working - retired",0,"White","White"
670,27263.3147,8166.7768,6524.0501,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Not available in local stores",,"Better price","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Very good",20161008,20151218,20150808,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Not working - retired",1,"White","White"
673,20700.5304,6325.8522,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1973,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Education","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No",,"Yes","Refused","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Fair",20161019,20151217,20160827,67,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Not working - retired",1,"White","White"
685,25295.652,7951.2381,3110.0501,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","Refused","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Financial benefits are much larger","No","No","Refused","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,75,"Not important","Not important","Not important","Not important","Somewhat important","Yes","No",,"No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","Other reason","Convenience",,"Better price","Other reason",,,,,"No","Refused","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Fair",20160907,20160206,20160828,84,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A mobile home","$30,000 to $34,999","Widowed","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
692,48021.0278,14980.9971,16490.9643,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","Moderate impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,"No","Business/management",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Better price","Better price","Better price","Convenience",,"Convenience",,"Not available in local stores",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Teacher, except college and university","$100,000 - $249,999","I make most of the decisions","Very good",20160908,20160221,20160827,49,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
693,95029.6385,29495.3762,28571.4064,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","Yes","No","Yes","No","Yes","No","No","Yes","No","No","Yes","No","Yes","No","No","No","To network/meet people",20,50,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Some of the time","Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No",,,,"Better price","Better price","Better price","Convenience","Convenience",,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","Yes","Yes","No",,,"No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,,,"A little strain",,,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Performing Arts, Spectator Sports, and Related Industries","Two","Other professional","Not sure","Another household member makes most of the decisions","Excellent",20160913,20160122,20160913,51,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$250,000 or more","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - self-employed",1,"White","White"
697,42861.2582,13158.0927,10650.6832,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Just getting by","Somewhat worse off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience","Convenience","Convenience","Convenience","Better price","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Educational Services","One","Teacher, except college and university","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160919,20151218,20160919,63,"55-64","60+","Masters degree","Bachelor's degree or higher","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Working - as a paid employee",1,"2+ Races","Hispanic"
705,23536.0679,6924.033,2620.0037,,"Re-interview","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","Yes","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","Pretty well off financially","No","No","No","Yes","Yes","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Minor impact","No impact","Moderate impact","Severe impact",,,"Employed full-time","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","To earn extra money to help family members",60,3,"About the same","Somewhat","Not at all","Somewhat","No","No","No","Yes","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes","Yes","None",,"Definitely Yes","Yes","No","Yes","No","Yes","No",900,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Some of the time","Associate degree","No",,"No","Health",,,,,,,"Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"No",145,"Yes","No",,"Yes","No","No","No","No","Yes","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","Yes","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No",,"Not available in local stores",,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","No","Yes",600,"Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No",,"Yes","Yes","No","No","No","No","No","No","Yes","No","No","A little strain","A little strain",,,,,,,"Moderate strain",,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160918,20160224,20160918,55,"55-64","45-59","Associate degree","Some college","2+ Races, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$35,000 to $39,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,3,"Not working - looking for work",1,"2+ Races","Other"
708,28692.8139,8547.4108,3523.6673,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","About average","No","Yes","No","No","Yes","Yes","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Minor impact","Minor impact","Moderate impact","No impact",,,,"No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,10,"About the same","Does not apply","Somewhat","Somewhat","No","No","No","Yes","No","No","Yes","Yes","No","No","No","I [PPMARITins2] pay rent.",2012,"Yes","No","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","No","No","No","Yes","No","No","No","Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Professional degree (e.g. MBA, MD, JD)","No",,"No","Law",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes",,"No",,,,,,,,,,,,,,,,63,"Very important","Somewhat important","Somewhat important","Very important","Somewhat important","Yes","No",,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","Convenience",,,,"Convenience",,,,,"Yes","No","No","No","No","No","Yes","Refused","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Refused","No","No","No","No","Yes",700,"Yes","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160923,20151223,20150901,69,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Not working - retired",1,"White","White"
712,36610.2629,11023.9295,10755.6663,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","Yes","No","Definitely Yes",,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Moderate impact","Homemaker","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",0,2,"About the same","Somewhat","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",0,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Some of the time","Some of the time","Bachelor’s degree","No",,"No","Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",30000,0,1200,31200,"No",132,"No","No",,"No","Yes","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","Some college but no degree","Some college but no degree","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20140822,20160527,20150804,47,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
713,21440.7118,6592.8118,2620.0037,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1967,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Very important","Very important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Not available in local stores","Better price",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Excellent",20160921,20151219,20150703,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",1,"White","White"
715,434528.326,135616.463,167455.633,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Living comfortably","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Student","Work full-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Refused","Refused","Yes","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","Moderate impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No","No","Yes","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Associate degree","Yes","Bachelor’s degree",,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","Very important","No advice from person","No advice from person","Slightly important","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No",,,,,"Not available in local stores",,"Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Rarely worried","Never worried","Associate degree","Associate degree","Refused","One","Other professional","Not sure","Another household member makes most of the decisions","Good",20160926,20160209,20160910,23,"18-24","18-29","Associate degree","Some college","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
717,39857.9586,12298.5667,4596.5451,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","Yes","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Very important","Refused","Refused","Refused","Refused","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","Yes","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160908,20151218,20160827,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A mobile home","$20,000 to $24,999","Divorced","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Not working - retired",1,"White","White"
718,113204.817,35136.6028,34035.9165,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1574,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,,"Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",5000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Management, Scientific, and Technical Consulting Services","One","Computer and Mathematical","$250,000 - $499,999","I make most of the decisions","Very good",20160917,20160106,20160829,48,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,1,3,"Working - as a paid employee",1,"White","White"
719,82014.0495,24957.2032,8637.3256,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Other reason","Other reason","Other reason",,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Refused","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160907,20151218,20160827,81,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Not working - retired",1,"White","White"
721,20040.8716,6123.6284,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","No","No","Yes","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",100,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","Associate degree","No",,"No","Health",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"No",,,,,,,,,,,,,,,,62,"Somewhat important","Somewhat important","Somewhat important","Not important","Somewhat important","Yes","Yes",,"Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Better price","Not available in local stores",,,"Better price","Convenience","Better price",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","Yes","No","No","No","Yes",3000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,"Moderate strain",,,,,,"Moderate strain",,,,"Sometimes worried","Regularly worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Educational Services","One","Teacher, except college and university","$5,000 - $9,999","I make most of the decisions","Good",20160915,20160217,20160915,62,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
723,189048.084,60250.6713,22345.1194,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2004,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,192,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Not important","Not important","Not important","Somewhat important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Other reason","Other reason",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Regularly worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Fair",20160923,20151218,20150805,81,"75+","60+","12th grade NO DIPLOMA","Less than high school","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Never married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
725,21225.196,6358.047,5079.1419,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160911,20160221,20160911,75,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"White","White"
733,28725.4177,8897.7275,7563.9299,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,1520,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","Yes","No","No","No",0,"Don’t know","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20151024,20151224,20150704,66,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Not working - retired",1,"White","White"
736,81070.9937,24707.9795,24718.1942,,"Re-interview","No","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely No","Yes","Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Once","Never","Bachelor’s degree","No",,"No","Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Rarely worried","Bachelor’s degree","Graduate degree","Other Professional, Scientific, and Technical Services","One","Office and Administrative Support","$250,000 - $499,999","Another household member and I share in the decisions","Fair",20161011,20151224,20150715,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,1,1,3,"Working - as a paid employee",1,"White","White"
737,13733.2374,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"Master’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No","Convenience",,,,"Convenience",,,"Other reason",,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Good",20160925,20151219,20150828,67,"65-74","60+","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Not working - retired",1,"White","Other"
747,42470.7929,13140.1169,11766.0597,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","Yes","Yes",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No",,"Convenience","Convenience",,"Convenience","Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Rarely worried","High school degree or GED","Less than High School degree","Private Household Service","One","Other (Please specify)","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160903,20160209,20160828,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Occupied without payment of cash rent","nc",0,0,0,0,2,"Working - self-employed",1,"White","White"
749,43211.7451,13352.8483,11670.5032,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","Yes",,,,,,,,,"No",511,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No","Engineering",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,54,"Refused","Refused","Refused","Refused","Somewhat important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Fair",20160915,20160220,20160723,77,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",1,"White","White"
750,25244.7579,7555.87,7365.6353,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","Yes","Yes","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Yes",,,,,,,,,"No",1641,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Humanities",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes",,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No",,,"Better price",,"Better price","Not available in local stores","Not available in local stores",,,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",250,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Museums, Historical Sites, and Similar Institutions","One","Business and Financial Operations","$250,000 - $499,999","I make most of the decisions","Good",20160915,20160211,20160915,47,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
751,62820.2801,19436.0823,17403.6582,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","It varied","No","No","No","No","No","Yes","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No","Undeclared",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Refused","Refused","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","Yes","No",,,,,,"Better price",,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Yes","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Never worried","Sometimes worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member makes most of the decisions","Good",20160924,20151217,20160723,76,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
755,267684.892,82576.498,98865.0625,,"Re-interview","Refused","Refused","Refused","Yes","Refused","Refused","No",,"Yes","Refused","Refused","Refused","Refused","No","Probably No","Yes","Just getting by","About the same","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Student","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","Refused","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","Yes","Master’s degree",,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Moderately important","Slightly important","Moderately important","Moderately important","Moderately important","Moderately important","Slightly important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",15000,0,0,15000,"Yes",0,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","Some college but no degree","Educational Services","One","Teacher, college and university","$10,000 - $24,999","I make most of the decisions","Very good",20160919,20151221,20160902,23,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house attached to one or more houses","$40,000 to $49,999","Never married","Non-Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
758,38194.3795,11650.1081,9551.0328,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,,,,,,,,,,,,67,"Somewhat important","Very important","Not important","Somewhat important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Not available in local stores","Not available in local stores",,,"Convenience",,"Other reason",,,"No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Good",20160927,20160206,20150825,68,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,1,"Not working - retired",1,"White","White"
762,45681.893,14168.5492,5456.8515,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","Somewhat worse off","About the same","Pretty well off financially","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No","Just for fun (as a hobby)",5,1,"More","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","Yes","No","No","No","Don’t know","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Master’s degree","No",,"Yes","Humanities",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","Yes","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Other reason","Other reason","Convenience","Other reason","Other reason","Other reason","Better quality","Convenience",,"No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Other Information Services","One","Computer and Mathematical","$100,000 - $249,999","Another household member makes most of the decisions","Good",20160920,20151219,20160827,23,"18-24","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
764,20167.5824,6091.5924,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1988,"Yes","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,1158,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Humanities","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,68,"Not important","Not important","Not important","Not important","Somewhat important","Yes","No",,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160907,20160220,20160907,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - retired",1,"White","White"
768,34063.5951,10525.5844,3535.2823,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Refused","Yes","No","No","No","No","Cash","Refused","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Refused","Refused","Refused","Refused",,"Refused","Refused","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Refused","Refused","No","No","No","Refused","$5,000 to $14,999","Refused",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Refused","Refused","No","No","No","No","No","No","No","No","No","Yes","Refused",,"No","No","No","No","No","No","Refused",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Refused","Refused","Refused","Refused","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160907,20151219,20160907,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$7,500 to $9,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - other",1,"White","White"
771,17002.9414,5195.9101,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1963,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","Financial costs are somewhat larger","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,70,"Not important","Somewhat important","Not important","Somewhat important","Somewhat important","Yes","No",,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Convenience","Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20151024,20160209,20160706,81,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Not working - retired",1,"White","White"
773,24821.8021,7497.3935,2731.3936,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,5,"About the same","Does not apply","Not at all","Somewhat","No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",1522,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Very important","Very important","Yes","No",,"Yes","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Better price",,,"Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Very good",20151027,20160206,20151029,68,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",1,"White","White"
777,22745.04,6861.6188,5706.5501,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",998,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","No","Yes","Refused","No","Yes","No","No",,,,,,,,,,,,,,,,54,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Better price","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20161013,20151218,20151202,69,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",1,"White","White"
779,231871.21,75115.9124,24724.3868,,"Re-interview","No","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Definitely No","No","Finding it difficult to get by","About the same","Much better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","Yes","Yes","Yes","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Substantial strain",,,"Regularly worried","Regularly worried","Never worried","Regularly worried","Don’t know","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160907,20160107,20160827,48,"45-54","45-59","5th or 6th grade","Less than high school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","Northeast","New England","Owned or being bought by you or someone in your household","me",0,0,0,1,2,"Not working - disabled",0,"White","White"
780,18985.4225,5969.5107,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",848,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,68,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Convenience","Better price","Better price","Not available in local stores",,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Very good",20160921,20160321,20160827,74,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",1,"White","White"
782,102538.391,32013.0819,36612.5072,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",923,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Once","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Nursing and Residential Care Facilities","One","Business and Financial Operations","$25,000 - $34,999","I make most of the decisions","Very good",20160905,20151221,20160905,36,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,1,0,0,2,"Working - as a paid employee",1,"White","White"
786,29867.7019,9010.3506,7493.5695,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores",,"Not available in local stores",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Other Professional, Scientific, and Technical Services","One","Other (Please specify)","$500,000 - $999,999","I make most of the decisions","Very good",20161017,20160207,20150815,65,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$100,000 to $124,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
798,53121.9644,15960.7711,15156.4784,,"Re-interview","Yes","No","No","No","Yes","No","No",,"No","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Not available in local stores","Better price",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Justice, Public Order, and Safety Activities","One","Protective Service","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160916,20151217,20160831,53,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,1,0,2,"Working - as a paid employee",1,"White","White"
801,13196.5761,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Merchant Wholesalers, Durable Goods","One","Sales Representative","$50,000 - $74,999","I make most of the decisions","Very good",20160916,20151217,20160916,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
804,24027.6758,7272.1406,5527.5085,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",1100,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Better price",,"Better price","Not available in local stores",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160922,20160130,20151103,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Not working - retired",1,"White","White"
807,140858.4,44966.0938,48624.5207,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Convenience","Convenience","Convenience","Better price","Better price","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Scientific Research and Development Services","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20151002,20151217,20160912,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
809,53169.5509,16435.0417,15489.4159,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","Yes","Yes","Refused","Yes","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","Minor impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","Yes","Yes","Yes","Yes","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Good","Yes","No",,"No","Some of the time","Never","Certificate or technical degree","No",,"No","Health","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes","Yes","No","Convenience",,,"Not available in local stores","Convenience",,"Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Rarely worried","Never worried","Rarely worried","Never worried","Some college but no degree","Certificate or technical degree","Educational Services","One","Building and Grounds Cleaning and Maintenance","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160915,20151218,20160827,36,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
813,76029.9972,23494.8278,24906.2988,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Much better off","Somewhat better off","It varied","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Convenience",,,"Not available in local stores","Better price","Better price","Refused",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160921,20151217,20150713,48,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,3,"Not working - other",1,"White","White"
819,28676.9637,8795.7851,7164.0041,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Yes",,,,,,,,,"No",777,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No","Computer/information sciences","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,68,"Not important","Somewhat important","Somewhat important","Not important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Convenience",,"Convenience","Convenience",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20161007,20160206,20150817,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
825,20313.8636,6222.6,2886.6606,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","No","No","No","Yes","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Moderate impact","No impact","Minor impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1995,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Very important","Somewhat important","Not important","Very important","Very important","Yes","No",,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Good",20160924,20151217,20160901,60,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","Less than $5,000","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Not working - on temporary layoff from a job",1,"Asian","Asian"
834,38567.0657,11355.3514,3777.6485,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Probably No","No","Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","Minor impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",4,5,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Refused","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Health","Financial costs are somewhat larger","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",30000,0,0,30000,"No",0,"Yes","No",,"No","Yes","Yes","Yes","Yes","Yes",,"No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No",,,,,"Convenience",,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No",,"A little strain",,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Social Assistance","One","Office and Administrative Support","Under $5,000","Another household member and I share in the decisions","Fair",20161011,20160207,20151212,67,"65-74","60+","Some college, no degree","Some college","2+ Races, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Working - as a paid employee",1,"2+ Races","Other"
835,23914.6809,7115.2355,3008.9153,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1959,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Law",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,64,"Not important","Not important","Not important","Not important","Not important","No","No",,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Excellent",20161008,20160206,20150828,72,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",1,"White","White"
848,217157.869,67108.4318,74045.7121,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Definitely No","No","Doing okay","About the same","Somewhat better off","It varied","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Master’s degree",,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Not important","Slightly important","Moderately important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",53000,0,0,53000,"No",0,"Yes","No",,"No","No","Yes","Yes","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Convenience",,,"Better price","Not available in local stores","Convenience","Convenience",,"Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160916,20151219,20160909,22,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Not working - other",0,"White","White"
860,18115.5129,5607.2672,5010.968,,"Re-interview","Yes","Refused","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","Minor impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Health",,,,,,,"About the same financial benefits and financial costs","Refused","Refused","Refused","Refused","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Not important","Not important","Not important","Not important","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Nursing and Residential Care Facilities","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$100,000 - $249,999","I make most of the decisions","Good",20160927,20151217,20150715,65,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
873,74778.9909,24335.9954,7776.0293,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","Yes","No","No","No","No","Probably No","Yes","Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work full-time for someone else","Normally work the same hours",,"Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Some of the time","Some of the time","Associate degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Refused",,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160928,20160322,20160828,23,"18-24","18-29","Associate degree","Some college","Black, Non-Hispanic","Male","No",5,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,1,0,4,"Not working - other",1,"Black/African-American","Black"
885,31771.6801,9656.8426,8939.1512,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much worse off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,3,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2700,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","Very good","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Professional degree (e.g. MBA, MD, JD)","No",,"No","Law",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",21000,0,25000,46000,"No",550,"No","No",,"No","No","Yes","Yes","No","Yes","No","No",,,,,"No","Yes","Yes","No","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Other Professional, Scientific, and Technical Services","Three","Other professional","$50,000 - $74,999","I make most of the decisions","Very good",20160916,20160108,20160828,51,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Living with partner","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Working - self-employed",1,"White","White"
888,193101.769,60465.8939,56776.9247,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","It varied","No","No","No","No","No","No","No","No","No","Employed for someone else",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No",,"None","None",,,,,"None",,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Executive, Legislative, and Other General Government Support","One","Business and Financial Operations","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160902,20151218,20160902,45,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",1,"Asian","Asian"
890,81240.1158,25135.0292,22506.6683,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Refused",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20151008,20160220,20150731,80,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
895,22227.6624,6712.1235,5403.6281,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,58,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","Yes","No",,,,"Better quality",,"Better price",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1795,"No","Yes","No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Bachelor’s degree","Associate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160920,20160222,20150703,86,"75+","60+","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",1,"2+ Races","Black"
900,86794.3123,26567.6248,26148.9002,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No",2000,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Refused",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Associate degree","Hospitals","One","Health Care Support (such as nursing aide, orderly, dental assistant)",,,,,,20130626,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
902,55796.3912,17160.7281,14588.8483,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","Minor impact","No impact","No impact","Minor impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member makes most of the decisions","Good",20160914,20151221,20160827,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","me",0,0,0,0,2,"Not working - retired",1,"White","White"
906,57468.6272,17884.2523,16272.9727,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","Yes","No","No","No","No","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No","Vocational/technical training","About the same financial benefits and financial costs","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Real Estate","One","Installation, Maintenance, and Repair","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160922,20151220,20160828,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Working - self-employed",1,"White","White"
909,332753.455,107047.623,132814.726,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","Pretty well off financially","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","Don’t know","No","No","No","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","Yes","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Moderate impact","Moderate impact","Employed full-time","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",3,5,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,"Probably Yes","Yes","No","Yes","No","No","Refused",650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Health",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","Refused","Very important","Moderately important","Very important","Very important","Moderately important","Moderately important","Very important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes",,,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Not available in local stores","Better price","Better price","Better price","Convenience","Not available in local stores","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Business, Professional, Labor, Political, and Similar Organizations","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","Another household member and I share in the decisions","Excellent",20161007,20160309,20160909,24,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
916,14059.7186,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160921,20160220,20160506,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,0,0,2,"Not working - retired",1,"White","White"
917,57517.8869,17697.0628,6191.0543,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Somewhat important","Not important","Very important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","More than your income","Yes","No","No","Yes","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Convenience","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4000,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160907,20151217,20160907,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
918,244182.843,73938.631,25557.615,,"Re-interview","Yes","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","Don’t know","Don’t know","Don’t know","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Refused","Refused","Refused","Refused","Refused","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Refused","Refused","No",,,,,,,,,,,,,,,,,"Refused","Refused","Refused","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"No","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","About the same financial benefits and financial costs","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","Other reason","Other reason",,"Other reason",,,,,,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Moderate strain",,,,,,,,,"Refused","Refused","Refused","Refused","Some college but no degree","Certificate or technical degree","Not asked","One","Building and Grounds Cleaning and Maintenance","Refused","I make most of the decisions","Good",20160907,20151216,20160907,33,"25-34","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","Less than $5,000","Separated","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,2,"Working - as a paid employee",1,"Black/African-American","Black"
920,30145.3099,9310.2146,9045.9685,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1981,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Very important","Not important","Not important","Not important","Not important","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Rarely worried","Regularly worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160921,20151217,20150702,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,0,2,"Not working - retired",1,"White","White"
921,33131.9512,10235.8335,3729.4077,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Refused","Refused","Refused","Refused","Refused","Refused","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","Convenience","Convenience",,"Better price","Not available in local stores","Convenience",,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Refused","Refused","Refused","Refused","Refused","Yes","Refused","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160924,20160220,20160828,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$15,000 to $19,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",1,"White","White"
923,44077.7968,13579.6688,13725.6948,,"Re-interview","Yes","No","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Probably Yes",,"Just getting by","Somewhat worse off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Yes","No","No","Yes","Yes","Yes","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2015,"Yes","No","No","No","No","Yes","Debit card","Don’t know","Yes","No","Yes","No","No","No","No","No","No","Yes","No",,"Yes","No","No",,"No","Yes","No","No","No","No","No","No","No","No","Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$75,000 to $99,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","Yes",5000,"Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No",,,"Substantial strain","Substantial strain",,,"Substantial strain",,"Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Other Professional, Scientific, and Technical Services","Two","Teacher, except college and university","Under $5,000","Another household member and I share in the decisions","Very good",20160914,20160206,20160914,52,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",1,"Black/African-American","Black"
925,103792.81,31990.6556,33599.362,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Still enrolled in the program","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Plastics and Rubber Products Manufacturing","One","Architecture and Engineering","$500,000 - $999,999","I make most of the decisions","Good",20160921,20151223,20150710,59,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
927,34204.7318,10431.0466,11049.4354,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Just for fun (as a hobby)",8,5,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","Yes",,"$75,000 to $99,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Convenience","Better price",,,"Better price","Convenience",,"Convenience",,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Water Transportation","One","Management","$10,000 - $24,999","Another household member and I share in the decisions","Excellent",20161006,20160322,20160911,46,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
928,96404.7431,29786.5321,10138.0566,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","Pretty well off financially","No","Yes","No","No","No","No","No","No","Yes","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",560,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,60,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,"Substantial strain",,,,,"Substantial strain",,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Excellent",20160921,20151220,20150716,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Not working - retired",1,"White","White"
931,232674.941,72884.235,22089.4171,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Severe impact","Minor impact","Minor impact","Moderate impact",,,"Employed full-time","Yes","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",4,80,"Less","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,725,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","Less than High School degree","Other Information Services","One","Sales Representative","Under $5,000","Another household member and I share in the decisions","Very good",20160907,20151227,20160907,34,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",4,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,1,0,3,"Working - as a paid employee",1,"White","Hispanic"
934,102553.189,32454.1999,31318.8515,,"Re-interview","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","Minor impact","Minor impact","Minor impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",2228,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Never","Associate degree","No",,"No","Vocational/technical training",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Commercial and Industrial Machinery and Equipment Repair and Maintenance","One","Installation, Maintenance, and Repair","Under $5,000","Another household member and I share in the decisions","Very good",20160918,20151220,20160901,39,"35-44","30-44","Associate degree","Some college","Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,1,0,3,"Working - as a paid employee",1,"White","Hispanic"
935,62402.3788,19212.6029,19123.0668,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1998,"Yes","No","No","No","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,1610,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Humanities","Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes","No","Not available in local stores",,"Better price","Convenience","Not available in local stores",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Sometimes worried","Some college but no degree","High school degree or GED","Postal Service","One","Transportation and Material Moving","Under $5,000","Another household member and I share in the decisions","Fair",20160914,20160208,20160828,42,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",5,"A building with 2 or more apartments","$100,000 to $124,999","Married","Metro","West","Pacific","Rented for cash","ca",0,1,0,2,2,"Working - as a paid employee",1,"White","White"
941,33014.0943,10029.2797,9388.312,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1707,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Don’t know","Broadcasting","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$1,000,000 or more","Another household member and I share in the decisions","Good",20160910,20151217,20160827,53,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,1,1,2,"Working - as a paid employee",1,"White","White"
947,144196.362,45802.2081,50287.3109,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",4,5,"More","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Humanities","Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,51,"Not important","Very important","Very important","Not important","Not important","No","No",,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Excellent",20160921,20160209,20160912,51,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Divorced","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",1,"White","White"
949,274325.478,88492.4204,86044.4557,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","Yes","No","Probably No","No","Just getting by","About the same","About the same","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","Yes","Yes","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","Yes","No",,"No","No","No","No","No","No","No","No","No","Yes","Good","Yes","Yes","About the same",,"Some of the time","Once","Master’s degree","Yes","Doctoral Degree",,"Undeclared",,,,,,,"Financial costs are much larger","Yes","Yes","Yes","No","Yes","Very important","Very important","Very important","Very important","Very important","Very important","Very important","Very important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Refused","No",70000,60000,0,130000,"No",500,"Yes","No",,"No","No","Yes","Yes","Yes","Yes",,,,,,,"Yes","Yes","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","No","No","No","Often varies quite a bit from one month to the next","Yes","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better quality","Better quality","Better quality","Better quality","Better quality","Better quality","Better quality","Better quality",,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",200,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Rarely worried","Graduate degree","Some college but no degree","Educational Services","One","Health Technologist or Technician (such as paramedic, lab technician)","$35,000 - $49,999","I make most of the decisions","Very good",20160915,20151219,20160910,28,"25-34","18-29","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",1,"Black/African-American","Black"
950,16338.3931,4837.3099,5010.968,,"Re-interview","Yes","Yes","Refused","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","Poor","Yes","No","No","No","No","Yes","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Paper check","Refused","No","No","No","No","No","No","No",,"No impact","Moderate impact","Moderate impact","No impact","Severe impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",500,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No",,,,,,,,,,,,57,"Very important","Not important","Not important","Not important","Very important","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Convenience","Better price","Better price","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","Refused","Yes","Yes","Yes","Yes","Yes","Yes","Yes",5600,"Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No",,"A little strain",,"A little strain",,,,"Substantial strain","Substantial strain",,,"Regularly worried","Rarely worried","Rarely worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Fair",20160924,20160104,20150726,67,"65-74","60+","Some college, no degree","Some college","2+ Races, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,2,"Not working - retired",1,"2+ Races","Other"
954,83134.133,25933.4882,23883.3409,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Severe impact","No impact","No impact","No impact","Moderate impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,"No","Law",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",15000,0,0,15000,"No",200,"No","No",,"No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Associate degree","Other Professional, Scientific, and Technical Services","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160906,20151216,20160906,41,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",6,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,1,1,1,3,"Working - as a paid employee",1,"White","Hispanic"
960,42962.5323,13299.1336,11776.0197,,"Re-interview","Yes","Refused","Yes","Refused","Yes","Refused","No","One or more of the adult children who live with me are in school","Refused","Refused","Yes","Refused","Refused","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"Minor impact","Minor impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","No","No","No","No",0,"Definitely No","Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Health and Personal Care Stores","One","Other (Please specify)","$250,000 - $499,999","I make most of the decisions","Very good",20160909,20151220,20160827,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,1,0,3,"Working - as a paid employee",1,"White","White"
963,51179.9675,15377.288,14602.3981,,"Re-interview","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Yes","Yes","Refused","Refused","Refused","No","Definitely Yes",,"Living comfortably","About the same","Much better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","No","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1460,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Better price",,"Better price","Convenience","Better price","Better price",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Educational Services","One","Teacher, except college and university","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20160902,20160207,20160902,57,"55-64","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
964,140617.74,45353.2427,43029.3206,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Definitely No","Yes","Finding it difficult to get by","About the same","Somewhat better off","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes","No","Yes","I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","No","No","No","No","Refused","Refused","Refused","Refused","Refused","Refused","Yes","No",,"It was easier for me to fix without their assistance","Probably Yes","Yes","No","Yes","Yes","Yes","Refused",500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Master’s degree",,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","Moderately important","Slightly important","Slightly important","Moderately important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",17000,0,500,17500,"Yes",400,"No","No",,"No","Yes","Yes","No","Yes","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Convenience","Better price",,,"Better price","Better price","Better price","Better price",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","Yes","Yes","Yes",2000,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Regularly worried","Rarely worried","Rarely worried","Rarely worried","Graduate degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20161001,20151217,20150617,25,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,4,"Not working - disabled",0,"White","White"
970,28429.5349,8682.2188,3076.0132,,"Re-interview","Refused","Refused","Refused","Refused","Refused","Yes","No",,"Refused","Refused","Refused","Refused","Refused","Yes","Definitely Yes",,"Just getting by","Much worse off","Much worse off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","None",,"Definitely No",,,,,,,550,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,64,"Very important","Not important","Somewhat important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No","Better price","Not available in local stores","Convenience",,,,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","No","Yes","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Substantial strain",,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160909,20160128,20160909,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Metro","West","Mountain","Rented for cash","az",0,0,0,0,1,"Not working - retired",1,"White","White"
971,23021.7905,7247.6845,2620.0037,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",923,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","Yes","No","No","No",,"No","Yes","No",,"No","No","No","No","No","No","No","No","No","Yes","Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience",,"Convenience","Convenience","Convenience",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","Yes","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Refused","Refused","$10,000 - $24,999","I make most of the decisions","Very good",20160924,20151217,20150723,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$5,000 to $7,499","Divorced","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","id",0,0,0,0,1,"Not working - other",1,"White","White"
972,19387.9403,5989.7387,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1966,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No",,"Convenience",,,"Convenience",,"Convenience",,,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Good",20160923,20151218,20160827,82,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",1,"A building with 2 or more apartments","$20,000 to $24,999","Widowed","Metro","Northeast","New England","Rented for cash","ct",0,0,0,0,1,"Not working - retired",1,"White","White"
973,49085.1746,15111.8826,5024.3426,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2004,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Rarely worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160623,20160305,20160910,73,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Married","Metro","Midwest","West-North Central","Rented for cash","mn",0,0,0,0,2,"Not working - retired",1,"White","White"
975,16043.5671,4884.3399,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Pretty well off financially","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Once","Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial costs are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160907,20160107,20160907,41,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","Midwest","East-North Central","Occupied without payment of cash rent","in",0,0,0,0,1,"Not working - looking for work",1,"White","White"
987,33915.9898,10259.6357,9916.3845,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Vocational/technical training",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Not available in local stores",,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Other Professional, Scientific, and Technical Services","One","Installation, Maintenance, and Repair","$500,000 - $999,999","I make most of the decisions","Good",20160914,20151217,20160827,59,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Living with partner","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
988,107024.068,34565.763,11891.4362,,"Re-interview","Refused","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat better off","Much better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","Severe impact","No impact","No impact","No impact","No impact","No impact",,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",2,5,"Less","Not at all","Somewhat","Not at all","No","Refused","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Don’t know",,,,,,,620,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","No",,"No","Once","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial costs are much larger","Yes","Yes","Yes","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",400,0,0,400,"No",50,"No","No",,"No","Yes","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Better quality","Convenience","Better quality",,"Better quality","Better price",,"Better quality",,"No","Yes","No","No","Yes","Yes","Yes","Refused","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Regularly worried","Less than High School degree","Less than High School degree","General Merchandise Stores","One","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20160926,20151219,20150731,36,"35-44","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$15,000 to $19,999","Never married","Non-Metro","South","South Atlantic","Rented for cash","nc",0,0,1,0,1,"Working - as a paid employee",1,"Black/African-American","Black"
990,151796.337,49260.8633,50426.4487,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Convenience","Better price",,"Better price","Convenience","Convenience",,"Convenience",,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","Bachelor’s degree","Machinery Manufacturing","Two","Sales Representative","$1,000,000 or more","I make most of the decisions","Good",20160923,20151224,20160909,51,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$250,000 or more","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,1,1,2,"Working - as a paid employee",1,"Asian","Asian"
992,34714.8053,10713.3123,9019.7538,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","Yes","No","No","No","Yes","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Moderate impact","Retired","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,2,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Other (Please specify):","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","Better price",,,,"Not available in local stores",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Some college but no degree","Amusement, Gambling, and Recreation Industries","One","Other (Please specify)","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20151019,20151217,20160828,75,"75+","60+","Some college, no degree","Some college","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Working - as a paid employee",1,"White","Hispanic"
1004,133934.371,42755.5542,43242.344,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1395,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Most or all of the time","Doctoral Degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Convenience","Convenience",,,"Convenience","Convenience",,"Convenience",,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Educational Services","One","Teacher, college and university","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160918,20160102,20160827,42,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,1,1,2,"Working - as a paid employee",1,"White","White"
1005,23782.7527,7348.2456,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Minor impact","No impact",,,,"No","No","No","No","No","Refused","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","Yes","I [PPMARITins2] pay rent.",2011,"Yes","Yes","Yes","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,350,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Never","Some college but no degree (including currently enrolled in college)","No",,"No",,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,57,"Very important","Not important","Very important","Somewhat important","Somewhat important","Yes","No",,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","No","Yes","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","Yes","No","No","Yes",400,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20151025,20151218,20151027,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Widowed","Metro","Midwest","West-North Central","Rented for cash","ne",0,0,0,0,1,"Not working - retired",1,"White","White"
1013,15272.3093,4629.5099,2620.0037,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Probably No","Yes","Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Minor impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",1,10,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","Yes","Yes","No","No","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","Yes","Yes",2700,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","A little strain",,,,,,,"Moderate strain",,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Very good",20161008,20160123,20150927,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$12,500 to $14,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - looking for work",1,"White","White"
1020,14956.3708,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Very important","Very important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Fair",20160922,20160207,20150830,85,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,3,"Not working - retired",1,"White","White"
1021,75228.5485,22953.276,22601.4928,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No",,"Convenience","Convenience","Better price",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Paper Manufacturing","Two","Installation, Maintenance, and Repair","$250,000 - $499,999","I make most of the decisions","Good",20160917,20151217,20160826,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
1028,31082.4501,9023.5229,3449.3135,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Pretty well off financially","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No",,"Convenience","Convenience",,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160915,20160301,20160915,47,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","Less than $5,000","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - other",1,"White","White"
1030,99296.6869,31077.2167,30659.4387,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Sometimes worried","Never worried","Never worried","Sometimes worried","High school degree or GED","Less than High School degree","Other Information Services","Two","Other (Please specify)","$250,000 - $499,999","Another household member and I share in the decisions","Good",20151027,20160121,20150714,59,"55-64","45-59","Some college, no degree","Some college","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Working - as a paid employee",1,"White","Hispanic"
1031,120805.49,38522.6843,32063.6087,,"Re-interview","Yes","No","No","Yes","Yes","No","No",,"Yes","Yes","Yes","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,5,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","Yes","Not available in local stores",,,"Convenience","Better price",,,,"Not available in local stores","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Miscellaneous Manufacturing","One","Other (Please specify)","$1,000,000 or more","I make most of the decisions","Very good",20160908,20151219,20160908,60,"55-64","60+","Some college, no degree","Some college","Other, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$85,000 to $99,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",1,"Asian","Asian"
1040,35178.1929,11193.9441,4150.8676,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",325,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,69,"Not important","Not important","Not important","Somewhat important","Somewhat important","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160902,20151217,20160902,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Not working - retired",1,"White","White"
1044,19452.6153,5957.1722,2620.0037,,"Re-interview","No","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Probably No","Yes","Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","Refused","Minor impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Certificate or technical degree","Yes","Bachelor’s degree",,"Business/management","About the same financial benefits and financial costs",,,,,,,,,,,,"Not important","No advice from person","No advice from person","No advice from person","No advice from person","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Certificate or technical degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160903,20160112,20160826,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",5,"A building with 2 or more apartments","$12,500 to $14,999","Never married","Metro","South","South Atlantic","Rented for cash","ga",0,0,2,0,3,"Not working - retired",1,"White","White"
1047,18350.1604,5608.1725,5010.968,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Probably Yes",,"Doing okay","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,48,"Somewhat important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Regularly worried","Regularly worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Good",20160914,20151217,20160907,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Widowed","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",1,"White","White"
1049,13196.5761,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Convenience","Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160918,20160220,20160702,82,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
1053,65089.6778,19785.7463,19611.1429,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No",,"No","Yes","No",,"No","Yes","No","No","No","No","No","No","No","No","Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","Yes","Master’s degree",,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Moderately important","Moderately important","Very important","Moderately important","Moderately important","Moderately important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No",0,"Don’t know","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Better price","Better price","Better price","Better price","Better price","Better price",,,"Yes","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Educational Services","One","Teacher, except college and university","Under $5,000","Another household member and I share in the decisions","Very good",20160916,20160122,20160916,52,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,2,2,"Working - as a paid employee",1,"White","White"
1055,300557.166,93687.1958,28730.3141,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Probably Yes",,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Don’t know",,,,,,,925,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Don’t know","Less than High School degree","Insurance Carriers and Related Activities","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Good",20160922,20160126,20160911,40,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A mobile home","$30,000 to $34,999","Divorced","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
1057,105215.446,33369.887,31519.2033,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience",,"Better price","Convenience","Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Graduate degree","Transportation Equipment Manufacturing","One","Management","$250,000 - $499,999","I make most of the decisions","Excellent",20160920,20151229,20160827,44,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,1,2,"Working - as a paid employee",1,"White","White"
1058,49339.1052,15238.1137,14805.6196,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,70,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Other reason",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member makes most of the decisions","Very good",20160913,20151217,20160913,78,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","nd",0,0,0,0,3,"Not working - retired",1,"White","White"
1062,59675.2478,18478.7605,18955.8696,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","Yes",,"No impact","No impact","Minor impact","Minor impact","Severe impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",875,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Some college but no degree (including currently enrolled in college)","No",,"Yes","Health","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,"Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","Moderately important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Convenience","Other reason",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Moderate strain","Moderate strain",,,,,,,"A little strain",,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Data Processing, Hosting and Related Services","One","Refused","$250,000 - $499,999","I make most of the decisions","Very good",20160915,20151217,20160908,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
1066,14422.9319,4629.3873,2620.0037,,"Re-interview","No","No","No","No","No","Yes","No",,"No","No","No","No","No","Yes","Probably Yes",,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,,,,,,,,,,,,61,"Not important","Very important","Not important","Very important","Not important","No","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","No","No","Yes","Yes","No","No","Not available in local stores",,"Convenience",,,"Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160923,20160217,20150826,68,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Not working - retired",1,"White","White"
1068,120052.042,37274.4072,39234.1052,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"Moderate impact","Minor impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160907,20151217,20160827,47,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Not working - looking for work",1,"White","White"
1069,98142.7765,30899.0548,31532.4667,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Better price","Better price","Better price","Better price","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",700,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160909,20160331,20160909,51,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,1,1,2,"Not working - other",1,"White","White"
1075,150021.488,49760.9211,49961.7694,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Just getting by","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",18,5,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial costs are much larger","Yes","Yes","No","No","No","Very important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Amusement, Gambling, and Recreation Industries","Three","Retail Sales","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160902,20151219,20160913,25,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Non-Metro","South","East-South Central","Occupied without payment of cash rent","ky",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
1077,23605.3695,7220.4829,6363.1287,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,2,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Other (Please specify):","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,66,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160923,20151226,20151205,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",1,"White","White"
1079,142037.688,42675.9638,40525.4434,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Refused","Yes","Refused","Refused","Refused","Refused","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Doctoral Degree","No",,"No","Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Excellent",20160911,20151217,20160910,55,"55-64","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - other",1,"White","White"
1081,34662.4691,10990.458,3981.0483,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Very important","Somewhat important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160915,20151217,20160915,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A mobile home","$35,000 to $39,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Not working - retired",1,"White","White"
1091,64404.2594,19539.3612,5740.191,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Doing okay","About the same","Much better off","Poor","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","Refused",650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Health","Financial benefits are somewhat larger",,,,,,,,,,,,"No advice from person","No advice from person","Slightly important","No advice from person","Not important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",33000,0,0,33000,"No","Refused","Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","No","Better price","Better price",,,"Convenience",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Excellent",20160919,20151223,20160919,24,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$5,000 to $7,499","Never married","Non-Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
1092,13196.5761,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1282,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","Refused","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",2000,"Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Good",20161006,20151217,20160826,67,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Not working - retired",1,"White","White"
1093,55004.4896,17138.5808,15976.7012,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Refused","Refused",,,"Refused","Refused","Refused","Refused",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Good",20160923,20140413,20160718,79,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,2,"Not working - retired",1,"White","White"
1094,19478.6575,5973.7893,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",150,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","Yes","No",,,,,,"Not available in local stores",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Substantial strain",,,"Regularly worried","Regularly worried","Never worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Good",20140821,20160208,20150718,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Not working - other",1,"White","White"
1095,25773.3908,7989.9651,3536.4201,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","About the same","About average","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"No","No","No","Yes","No","Yes","No",0,"Don’t know","Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Religious Organizations","Four or more","Teacher, except college and university","$35,000 - $49,999","Another household member and I share in the decisions","Excellent",20161019,20151217,20150805,62,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Working - self-employed",1,"White","White"
1096,66319.6356,20435.7626,20893.9263,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"No",1900,"Yes","No","No","No","No","No","Credit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","Yes","No","No","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","No",,"Convenience",,,"Other reason","Better price",,"Other reason",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Warehousing and Storage","One","Transportation and Material Moving","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20160908,20151223,20160827,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
1100,40047.236,12389.3507,10280.1816,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Paper check","No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1501,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial costs are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Convenience","Convenience","Better price","Better price","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Couriers and Messengers","One","Transportation and Material Moving","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160918,20151219,20160918,68,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - self-employed",1,"White","White"
1102,33333.3329,10223.9846,8327.2461,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Much better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Vocational/technical training",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Better price","Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160914,20160206,20160827,74,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
1104,47437.7084,14685.9661,13924.0968,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","Yes","Yes","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,50,"About the same","Very much","Very much","Not at all","No","Yes","No","No","No","No","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",615,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,57,"Somewhat important","Somewhat important","Not important","Very important","Not important","Yes","Yes",,"Yes","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","Yes","No","No","Not available in local stores",,,,,,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Religious Organizations","Three","Business and Financial Operations","$10,000 - $24,999","I make most of the decisions","Good",20160921,20151217,20160827,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
1105,28392.1128,9046.6429,7316.2837,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Refused",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"Yes","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20161019,20160204,20151031,76,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",1,"White","White"
1109,31386.9777,10228.7416,9636.8105,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",935,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,67,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Very good",20160917,20151217,20160917,86,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Widowed","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,1,"Not working - retired",1,"White","White"
1116,13196.5761,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","No",,"Better price",,,"Convenience","Convenience",,"Not available in local stores",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Personal Care Services","One","Other Sales","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20161016,20151217,20150819,67,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
1119,107367.548,32945.0793,31375.71,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",750,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","Refused","Refused",,"No","No","No","No","Yes","No","No","No","No","No","Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Master’s degree","Yes","Doctoral Degree",,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Not important","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",3000,0,0,3000,"No",100,"Yes","No",,"No","No","No","No","Yes","Still enrolled in the program","No","Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",300,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Moderate strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Educational Services","One","Teacher, college and university","Under $5,000","Another household member and I share in the decisions","Good",20160912,20160217,20160908,42,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
1124,18356.417,5597.9097,2620.0037,,"Re-interview","No","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat worse off","Poor","No","Yes","No","No","No","No","No","Yes","No","Self-employed","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Paper check","No","No",,,"No","No","No","No",,"Minor impact","Minor impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","Yes","Yes","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Refused","Yes","Refused","Refused","Yes",,"No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Rarely worried","Regularly worried","Never worried","High school degree or GED","High school degree or GED","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","Three","Sales Representative","$10,000 - $24,999","I make most of the decisions","Good",20160910,20160114,20160910,48,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,1,2,"Working - self-employed",1,"White","Hispanic"
1127,85870.0181,26599.2126,7865.4474,,"Re-interview","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","Yes","No","Deposit onto a reloadable prepaid card","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,"Refused","About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No",,,,"Don’t know",,,,,,,120,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,"Very important","Very important","Very important","Very important","Very important","Very important","Very important","Very important","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No",200000,0,0,200000,"No",50,"No","No",,"No","No","No","No","No","No",,,,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"A little strain",,"Never worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","Another household member and I share in the decisions","Good",20160911,20160215,20160903,27,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",8,"A building with 2 or more apartments","$35,000 to $39,999","Separated","Non-Metro","Northeast","Mid-Atlantic","Rented for cash","pa",1,0,2,1,4,"Working - as a paid employee",1,"White","White"
1142,273031.343,88312.1092,87360.6807,,"Re-interview","Yes","No","Yes","No","Yes","No","No","All of the adult children living with me are not in school","No","Yes","No","Yes","No","No","Definitely No","No","Doing okay","About the same","Much worse off","Poor","Yes","No","No","Yes","No","No","Yes","No","Yes","Not employed, but looking for a job","Work as a consultant/contractor","Schedule varies, primarily at my request",,"Don’t know","Yes","No","No","Yes","No","Don’t know","Don’t know","Deposit onto a reloadable prepaid card","No","Yes","Yes","No","Yes","Yes","Yes","Yes",,"Moderate impact","Minor impact","Moderate impact","Moderate impact","No impact","Moderate impact",,"No","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","To maintain existing job-related skills","Refused","Refused","About the same","Does not apply","Does not apply","Not at all","No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","Yes","Money order","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","Financial costs are somewhat larger","No","Yes","No","No","No",,,,,,,"Moderately important","Moderately important","Very important","Moderately important","Not important","Slightly important","Not important","Refused",,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,,,,,,,,,,,,"Not sure","Somewhat important","Very important","Somewhat important","Somewhat important","Not important","No","No",,"Yes","No","No","Yes","No","Yes","No","No","No","Yes","No","No","Refused","No","No","Yes","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No",,,,"Better price","Convenience",,"Better price",,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","Yes","No",,,"Yes","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","Moderate strain","Moderate strain",,,,"Moderate strain",,"Moderate strain",,,,"Sometimes worried","Rarely worried","Sometimes worried","Sometimes worried","High school degree or GED","Some college but no degree","Insurance Carriers and Related Activities","One","Life, Physical, and Social Sciences","$5,000 - $9,999","Another household member and I share in the decisions","Fair",20161008,20160102,20160827,24,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$100,000 to $124,999","Never married","Metro","West","Pacific","Occupied without payment of cash rent","ca",0,0,0,0,1,"Working - as a paid employee",1,"Black/African-American","Hispanic"
1143,81758.2126,25451.1296,24971.9084,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2500,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Bachelor’s degree",,"Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Very important","Slightly important","Slightly important","No advice from person","No advice from person","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","Yes","No",,"Better price",,"Better price","Better price",,,"Better price",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Computer Systems Design and Related Services","One","Computer and Mathematical","$100,000 - $249,999","I make most of the decisions","Very good",20160915,20151220,20160722,39,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",1,1,0,0,2,"Working - as a paid employee",0,"White","White"
1145,141750.618,43944.8922,43037.5698,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","Convenience",,,,,"Convenience",,,,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Educational Services","One","Installation, Maintenance, and Repair","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160915,20151223,20160910,53,"45-54","45-59","Some college, no degree","Some college","Hispanic","Male","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Working - as a paid employee",1,"White","Hispanic"
1147,32466.9165,9982.221,3644.4342,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","Yes","No",,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No","Vocational/technical training",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,61,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","No","No","No","No",,,"Not available in local stores",,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Good",20160910,20151217,20160910,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Not working - retired",1,"White","White"
1150,81834.9255,26608.6544,31180.0103,,"Re-interview","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Doing okay","Somewhat worse off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","Yes",,"Minor impact","No impact","No impact","No impact","No impact","Minor impact","Homemaker","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,1,"Less","Not at all","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Specialty Trade Contractors","One","Construction and Extraction","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160908,20160114,20160831,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",6,"A one-family house detached from any other house","$175,000 to $199,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",1,0,1,2,2,"Working - as a paid employee",1,"American Indian or Alaska Native","Hispanic"
1153,170509.177,52723.362,55350.2056,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Severe impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Health",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",14000,0,0,14000,"No",220,"No","No",,"No","No","Yes","No","No","Yes","Yes","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","Convenience","Better price",,"Better price","Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","High school degree or GED","Some college but no degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20151007,20160623,20160717,32,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",1,0,0,0,2,"Working - as a paid employee",1,"White","White"
1154,15093.2258,4629.3873,5010.968,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Refused","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Law","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,59,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Not available in local stores",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160908,20151219,20160910,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",1,"White","White"
1161,65217.961,19913.4277,6034.2985,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",950,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Refused","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No",,"Not available in local stores",,"Convenience","Better price","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","General Merchandise Stores","One","Food Preparation and Serving","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160908,20151224,20160908,45,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,1,0,2,"Working - as a paid employee",1,"White","White"
1170,655159.294,208512.708,222165.365,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely No","Yes","Finding it difficult to get by","Much worse off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Paper check","No","No","Yes","No","Yes","No","No","No",,"No impact","Minor impact","No impact","No impact","Severe impact","Severe impact",,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,10,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Some of the time","Never","Bachelor’s degree","No",,"No","Health",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",50000,0,60,50060,"No",300,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"No","No","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No",,"Not available in local stores","Not available in local stores",,,,"Convenience",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Food Services and Drinking Places","One","Food Preparation and Serving","$100,000 - $249,999","Another household member makes most of the decisions","Fair",20161009,20151220,20160827,22,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",7,"A one-family house detached from any other house","$200,000 to $249,999","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,1,2,4,"Working - as a paid employee",1,"White","White"
1175,38816.4281,12194.5521,11107.0792,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","Yes","No","No","Yes","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","Yes","Paper check","Refused","Yes","No","No","Yes","Yes","Yes","Yes",,"Minor impact","No impact","Minor impact","No impact","Severe impact","Minor impact","Employed part-time","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,30,"More","Somewhat","Somewhat","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",744,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"Yes","No","No",,"No","Yes","No","No","No","No","No","No","No","No","Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","Yes",,"$50,000 to $74,999","More than your income","Yes","No","Yes","No","Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No",,,"Not available in local stores",,"Not available in local stores",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","Substantial strain","Substantial strain",,,,"Substantial strain",,"A little strain","Moderate strain",,,"Rarely worried","Rarely worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Religious Organizations","One","Other professional","Under $5,000","I make most of the decisions","Good",20160903,20160115,20160827,43,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,1,1,0,2,"Working - as a paid employee",1,"White","White"
1176,51609.3109,16209.0597,16605.9808,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","Yes","Paper check","No","No",,,"Yes","No","No","Yes",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",2750,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Master’s degree","No",,"Yes","Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Refused",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Refused","Refused","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","Convenience","Convenience",,,"Convenience","Better price",,,,"No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",3400,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Moderate strain","Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Computer Systems Design and Related Services","One","Computer and Mathematical","$250,000 - $499,999","Another household member and I share in the decisions","Fair",20151002,20151220,20150703,54,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
1180,445794.759,145339.47,165797.161,,"Re-interview","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Don’t know","Don’t know","Yes","Don’t know","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","No","No","No","Yes","No",1150,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes",17000,0,0,17000,"No","Refused","Yes","No",,"Yes","No","No","No","No","Yes","Yes","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$40,000 to $49,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Regularly worried","Never worried","Never worried","Graduate degree","Less than High School degree","Construction of Buildings","One","Installation, Maintenance, and Repair","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160930,20160212,20150716,54,"45-54","45-59","7th or 8th grade","Less than high school","Hispanic","Male","Yes",7,"A one-family house attached to one or more houses","$50,000 to $59,999","Married","Metro","West","Pacific","Rented for cash","ca",0,3,0,0,4,"Working - as a paid employee",0,"White","Hispanic"
1182,71130.7408,23143.5768,20647.688,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",877,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Undeclared",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,70,"Not important","Very important","Somewhat important","Not important","Not important","Yes","No",,"Yes","No","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Better price",,,"Not available in local stores","Convenience",,,,"No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160908,20151220,20160908,72,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Widowed","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,1,"Not working - retired",1,"White","White"
1184,61805.1595,18696.1496,18070.6424,,"Re-interview","Yes","Yes","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","Yes","Yes","No","Probably No","Yes","Just getting by","About the same","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,850,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","Yes","No","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",3500,"Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No",,,,"A little strain",,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Protective Service","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160916,20160322,20160915,50,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","No",5,"A mobile home","$60,000 to $74,999","Living with partner","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,1,1,0,3,"Working - as a paid employee",1,"White","White"
1192,57998.3916,17540.4235,6254.6131,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Much better off","Pretty well off financially","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",10,5,"About the same","Somewhat","Somewhat","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,1150,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","Refused","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$0 to $4,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Not available in local stores",,"Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","Yes",500,"No","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Sometimes worried","Never worried","Associate degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20151004,20160307,20150714,47,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,3,"Not working - other",1,"American Indian or Alaska Native","Hispanic"
1193,318461.247,101437.317,107864.441,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","Somewhat better off","About the same","About average","No","No","No","No","No","No","No","No","No","Self-employed",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1989,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Other reason","Other reason","Other reason","Other reason",,"Other reason","Other reason",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Other Information Services","One","Other professional","$100,000 - $249,999","I make most of the decisions","Very good",20160913,20151226,20160725,54,"45-54","45-59","Some college, no degree","Some college","Other, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$125,000 to $149,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,3,"Working - self-employed",1,"Asian","Asian"
1201,14807.8968,4629.3873,2620.0037,,"Re-interview","No","No","No","Yes","No","No","No",,"No","No","No","No","No","No","Probably Yes",,"Doing okay","Somewhat worse off","Somewhat worse off","It varied","No","Yes","No","No","No","No","No","No","Yes","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"No","No","No","No",,"Minor impact","Minor impact","Minor impact","Minor impact",,,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,3,10,"About the same","Not at all","Not at all","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,"Refused","Somewhat important","Somewhat important","Very important","Somewhat important","Somewhat important","No","No",,"No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Refused",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","Yes","No","Better price","Better price",,"Better price","Better price",,"Better price","Better price",,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","Refused","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Regularly worried","Rarely worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160921,20160106,20150710,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,2,"Not working - other",1,"White","White"
1204,56783.6577,17687.479,19896.6829,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","Refused","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",2070,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","No","No","No",,,"Better price","Better price","Better price","Better price",,,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","General Merchandise Stores","One","Retail Sales","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160912,20151219,20160827,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,1,2,"Working - as a paid employee",1,"White","White"
1205,44224.0719,13333.9977,12030.7819,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",800,"Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Never","Professional degree (e.g. MBA, MD, JD)","Yes","Professional degree (e.g. MBA, MD, JD)",,"Law",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",110000,0,0,110000,"No",800,"Yes","No",,"No","No","No","Yes","No","Yes","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","Better price","Better price",,"Better price","Better price",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Fair",20160909,20151228,20160909,33,"25-34","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Not working - looking for work",0,"White","White"
1210,24546.5403,7410.3396,7359.2723,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Minor impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","Yes","Yes","Yes","Yes","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No",,,,,"Convenience",,"Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Management of Companies and Enterprises","One","Business and Financial Operations","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20151006,20151217,20150821,50,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,1,2,"Working - self-employed",1,"White","White"
1214,20081.0061,6117.5737,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",1645,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","Convenience","Convenience",,"Better price","Better price","Convenience",,,,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20160923,20151217,20160827,66,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",1,"White","White"
1218,97356.5484,30552.7736,29174.3816,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",50,5,"About the same","Not at all","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",2590,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,49,"Not important","Somewhat important","Not important","Very important","Not important","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,,,"Convenience","Convenience",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Performing Arts, Spectator Sports, and Related Industries","One","Other (Please specify)","$1,000,000 or more","I make most of the decisions","Very good",20160921,20151217,20160723,52,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$250,000 or more","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - self-employed",1,"White","White"
1225,184508.538,57814.0702,67594.8781,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",735,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Associate degree","Yes","Bachelor’s degree",,"Engineering",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Slightly important","Slightly important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Better price",,,"Better price","Better price",,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Computer and Mathematical","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160923,20151219,20160919,29,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
1226,46073.7434,13996.642,13102.1216,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","To acquire new job-related skills",7,5,"About the same","Does not apply","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","Yes","No","No","No","No","Yes",,,,,,,,,"No",1050,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","Refused",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Convenience","Convenience","Convenience",,"Better price","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university","$10,000 - $24,999","Another household member and I share in the decisions","Excellent",20160930,20160124,20160827,48,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,1,2,3,"Working - as a paid employee",1,"White","White"
1235,60356.207,18570.2911,17816.7814,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","No impact","Minor impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Better price",,,"Better price","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Food Services and Drinking Places","One","Transportation and Material Moving","$35,000 - $49,999","I make most of the decisions","Very good",20160915,20151220,20160827,32,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",1,2,0,0,2,"Working - as a paid employee",1,"White","White"
1241,37279.2084,11739.3893,10146.4864,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Much better off","Pretty well off financially","No","Yes","No","No","No","No","No","No","Yes","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"No","No","Yes","No",,"No impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"No",727,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Once","Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$200,000 or higher","Less than your income",,,,,"Often varies quite a bit from one month to the next","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No",,"Convenience",,"Better price","Convenience","Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Crop Production","Two","Management","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160917,20151216,20160917,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
1243,25225.4462,7699.7618,7537.8482,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No",,,"No","No","No","No",,"Minor impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,"No","Vocational/technical training",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","No","Yes","No",,"Convenience",,,"Better price","Convenience",,"Convenience",,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Less than High School degree","Real Estate","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160921,20160213,20150704,46,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,1,1,2,"Working - self-employed",1,"White","White"
1244,90626.1959,28232.0013,34005.2323,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160910,20151228,20160827,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - other",1,"White","White"
1246,100059.729,30923.8273,25929.7453,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No","Engineering",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,70,"Not important","Somewhat important","Refused","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Very good",20160829,20160305,20160829,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,4,"Not working - retired",1,"White","White"
1248,38830.7123,12035.3318,10833.2597,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","Financial benefits are much larger","Yes","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Refused","No","Yes","No","Yes",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","Yes","Yes",,"Convenience","Convenience",,"Convenience","Convenience",,"Convenience","Not available in local stores","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$1,000,000 or more","Another household member and I share in the decisions","Good",20161020,20160229,20150708,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","nd",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
1250,39433.4864,12021.4661,10692.1304,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It exceeded changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"Refused","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",17000,0,0,17000,"No",300,"Yes","No",,"No","No","No","No","Yes","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Educational Services","One","Teacher, except college and university","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20151010,20151219,20150731,32,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",1,1,0,0,2,"Working - as a paid employee",1,"White","White"
1251,41300.1656,12856.6395,12614.5609,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Pretty well off financially","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",20,20,"About the same","Does not apply","Somewhat","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1164,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,"No","Health","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","Yes","No","No",,,,"Better price","Better price",,"Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Personal Care Services","Three","Health Technologist or Technician (such as paramedic, lab technician)","$100,000 - $249,999","I make most of the decisions","Very good",20160910,20151218,20160827,44,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,2,2,"Working - as a paid employee",1,"White","White"
1257,35445.2929,10904.6065,9770.8242,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1520,"Yes","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",45000,0,0,45000,"No",400,"No","No",,"No","Yes","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","Yes","No","No","No",,,"Other reason",,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Utilities","One","Business and Financial Operations","Under $5,000","I make most of the decisions","Very good",20160921,20151219,20150715,40,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
1261,18614.5148,5604.9227,2620.0037,,"Re-interview","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Definitely No","Yes","Finding it difficult to get by","Much worse off","Much worse off","Pretty well off financially","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","Yes","Yes","Yes","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","Moderate impact","Severe impact","No impact","Employed part-time","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1998,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,1220,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Never","Master’s degree","No",,"No","Education",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",9000,0,0,9000,"No",150,"Yes","No",,"No","No","Yes","No","Yes","Yes","No","No",,,,,"No","No","No","No","No","No","No","Refused",,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,"$25,000 to $39,999","More than your income","No","Yes","No","No","Often varies quite a bit from one month to the next","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No",,,,,"Not available in local stores","Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",1000,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","Substantial strain","Substantial strain",,"Substantial strain",,,,"Substantial strain","Substantial strain",,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20151024,20160228,20150720,57,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Northeast","New England","Rented for cash","ct",0,0,0,0,3,"Not working - looking for work",1,"White","White"
1262,52575.2314,16274.7629,14410.8582,,"Re-interview","Yes","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Just getting by","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Severe impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,"Yes","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Once","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",16100,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No",,,,,,,"A little strain","Moderate strain","A little strain",,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Performing Arts, Spectator Sports, and Related Industries","Two","Other (Please specify)","$10,000 - $24,999","Another household member and I share in the decisions","Excellent",20160910,20160113,20160910,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
1269,59925.6234,19155.7143,16786.2139,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,64,"Not important","Not important","Not important","Not important","Somewhat important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Convenience","Convenience","Convenience","Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20160311,20160217,20160616,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$175,000 to $199,999","Divorced","Metro","Northeast","New England","Owned or being bought by you or someone in your household","nh",0,0,0,0,1,"Not working - retired",1,"White","White"
1284,18455.1535,5679.3907,5010.968,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","Yes","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Yes","Yes","No","No","No",,,,,,,,,,,,55,"Not important","Very important","Somewhat important","Not important","Not important","No","No",,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No",,"Not available in local stores",,"Not available in local stores","Convenience","Convenience",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","Yes","Yes","Yes",5500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Regularly worried","Sometimes worried","Sometimes worried","Regularly worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160910,20160211,20160910,63,"55-64","60+","Masters degree","Bachelor's degree or higher","Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",1,"White","Hispanic"
1291,13196.5761,4629.3873,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","Yes","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Vocational/technical training",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,60,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Very good",20151029,20160326,20151206,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$10,000 to $12,499","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Not working - retired",1,"White","White"
1300,35209.4249,10591.9467,3451.7457,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Refused","Refused","Yes","Refused","Refused","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",4,1,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","Yes","No","Convenience","Convenience",,"Convenience","Convenience",,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Associate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Fair",20160910,20160228,20160910,47,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - disabled",1,"White","White"
1301,86204.7515,26662.9981,26607.6127,,"Re-interview","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","Yes","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","[D10other]",20,15,"About the same","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1170,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","Less debt now",,"Most or all of the time","Once","Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No",,"No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",3000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No",,,,,,,,,"Substantial strain","Substantial strain",,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","Miscellaneous Manufacturing","Two","Installation, Maintenance, and Repair","Under $5,000","I make most of the decisions","Excellent",20160912,20151218,20160829,39,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,1,1,1,"Working - as a paid employee",1,"White","White"
1304,52626.4648,16192.0735,5664.5562,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,66,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Excellent",20160909,20151221,20160909,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
1310,52498.5046,16337.1827,6421.1877,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2300,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Not important","Not important","Somewhat important","Somewhat important","Very important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Convenience","Not available in local stores",,"Convenience","Not available in local stores","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Certificate or technical degree","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20160913,20160120,20160912,60,"55-64","60+","Some college, no degree","Some college","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$10,000 to $12,499","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Not working - retired",1,"White","Hispanic"
1314,225048.112,69038.9824,27299.5657,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No","Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",0,0,0,0,"No","Refused","No","No",,"No","No","No","No","Yes","Yes","No","Do not have children or grandchildren",,,,,"No","No","No","No","No","Yes","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No",,,,"Better price",,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Social Assistance","Two","Other professional","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160910,20160207,20160827,44,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$5,000 to $7,499","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",1,"Asian","Asian"
1317,51995.5313,16176.8015,7329.6919,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",391,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","Yes","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Refused","No","No","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","Yes","No","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Regularly worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Poor",20160923,20160220,20150707,60,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Divorced","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,1,"Not working - disabled",1,"White","White"
1324,57734.309,17513.9782,14470.8047,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","Yes","Yes","No","No",,"No impact","No impact","Minor impact","No impact","No impact","Minor impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","No","Yes",,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Better price","Better price","Better price",,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Building Material and Garden Equipment and Supplies Dealers","Two","Transportation and Material Moving","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160827,20151218,20160827,76,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
1325,38862.9092,11942.5433,4285.6887,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","Poor","No","No","Yes","No","Yes","No","No","No","No","Temporarily laid off",,,,,,,,,,,,,,,,,"No","No","No","Yes",,"No impact","No impact","No impact","Minor impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",760,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Refused",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Substantial strain","Substantial strain",,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Warehousing and Storage","One","Sales Representative","Under $5,000","Another household member and I share in the decisions","Good",20160921,20151224,20150702,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A mobile home","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
1326,52764.603,16605.484,13554.6721,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,50,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No",,"Convenience","Convenience","Convenience",,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20160921,20151217,20160827,76,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",1,"White","White"
1331,13196.5761,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Miscellaneous Store Retailers","One","Other (Please specify)","$50,000 - $74,999","Another household member makes most of the decisions","Very good",20160831,20151224,20160831,66,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
1335,228376.016,73779.6195,69093.8378,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,52,"Very important","Very important","Very important","Very important","Not important","No","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160908,20151223,20160827,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,3,"Not working - retired",1,"White","Hispanic"
1339,51607.5135,15930.7236,16373.2156,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","Minor impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Health","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Better price",,"Convenience","Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Ambulatory Health Care Services","One","Management","$50,000 - $74,999","I make most of the decisions","Good",20160906,20151217,20160906,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
1341,113213.891,36304.0412,31682.7901,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Primary Metal Manufacturing","One","Management","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160916,20151217,20160910,65,"65-74","60+","Some college, no degree","Some college","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Working - as a paid employee",1,"White","Hispanic"
1352,48448.3196,14626.7328,6400.6217,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1952,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Very important","Not important","Refused","No",,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","Refused","No","No","Refused","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Good",20160924,20151217,20150706,92,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","wv",0,0,0,0,1,"Not working - retired",1,"White","White"
1353,38479.8537,11729.9758,9938.8022,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1101,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Once","Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Not available in local stores","Not available in local stores",,,"Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Regularly worried","Never worried","High school degree or GED","Some college but no degree","Transportation Equipment Manufacturing","One","Architecture and Engineering","$100,000 - $249,999","I make most of the decisions","Good",20140906,20150603,20140428,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$125,000 to $149,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
1358,45689.6222,14210.272,14873.1673,,"Re-interview","No","Yes","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",886,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Some of the time","Certificate or technical degree","No",,"No","Health","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",11500,0,0,11500,"No",220,"No","No",,"Yes","No","No","No","No","Yes",,"Yes","Yes","No","No","No","Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","Yes",100,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Sometimes worried","Less than High School degree","Don’t know","Ambulatory Health Care Services","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Very good",20160902,20151230,20160902,48,"45-54","45-59","Some college, no degree","Some college","Hispanic","Female","Yes",6,"A one-family house attached to one or more houses","$85,000 to $99,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,6,"Working - as a paid employee",1,"Asian","Hispanic"
1359,37820.4718,11265.5592,4442.9713,,"Re-interview","No","No","No","No","No","Yes","No",,"No","Yes","No","No","No","Yes","Probably Yes",,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1964,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Engineering","Refused","Yes","Yes","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,59,"Not important","Somewhat important","Not important","Not important","Very important","Yes","No",,"No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","Yes",,,,,"Convenience",,,,"Convenience","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Very good",20160928,20151218,20150720,75,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","Less than $5,000","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,1,"Not working - retired",1,"White","White"
1361,27551.2698,8625.2164,8268.2762,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Doctoral Degree","No",,"No","Health",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Not available in local stores","Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",2000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Under $5,000","Another household member and I share in the decisions","Very good",20160917,20160316,20160915,55,"55-64","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,5,"Working - as a paid employee",1,"White","White"
1364,40142.0695,12445.9525,4541.8813,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,1,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"Yes","No","No","No","No","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,490,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","No","Yes","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",31000,0,0,31000,"No",183,"Yes","No",,"No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","Yes","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","Construction of Buildings","One","Business and Financial Operations","Under $5,000","I make most of the decisions","Very good",20160926,20160226,20160829,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Working - as a paid employee",1,"White","Hispanic"
1374,28488.671,8746.4598,8098.7792,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1314,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Life sciences",,,,,,,"Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","Yes","No",,"Better price",,"Better price",,"Convenience","Better price","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Other Professional, Scientific, and Technical Services","One","Life, Physical, and Social Sciences","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160915,20151221,20160905,37,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,1,2,1,2,"Working - as a paid employee",1,"White","White"
1379,20003.2003,6075.5706,5142.9357,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Probably Yes",,"Just getting by","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","No","No","No","No",,,,,,,,,"No",88,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Some of the time","Associate degree","No",,"No","Refused",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","Yes","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No",,"Better price",,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Moderate strain","Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Nursing and Residential Care Facilities","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$35,000 - $49,999","I make most of the decisions","Very good",20161008,20160220,20160716,64,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$40,000 to $49,999","Widowed","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,1,2,"Working - as a paid employee",1,"White","White"
1382,425090.568,139519.749,168777.022,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Probably No","Yes","Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Don’t know","Yes","Don’t know","Yes","Don’t know","Don’t know","Don’t know","No","Deposit onto a reloadable prepaid card","No","No","No","No","No","Yes","No","No",,"No impact","No impact","No impact","Moderate impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Prepaid card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,"Very important","Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Miscellaneous Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160914,20151217,20160909,21,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$125,000 to $149,999","Never married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
1384,145678.601,45010.8594,15319.764,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","Minor impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No","Don’t know","Don’t know","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Food Services and Drinking Places","One","Food Preparation and Serving","$35,000 - $49,999","I make most of the decisions","Good",20151007,20160302,20150823,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
1386,158134.014,48192.9379,49984.9515,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",6,2,"About the same","Does not apply","Somewhat","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","Yes",,"Better price",,"Better price","Not available in local stores",,,,"Better price","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Never worried","Rarely worried","High school degree or GED","High school degree or GED","Utilities","One","Installation, Maintenance, and Repair","Under $5,000","I make most of the decisions","Very good",20160914,20151220,20160827,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,1,1,2,"Working - as a paid employee",1,"White","White"
1393,84223.1581,26305.3182,8539.9906,,"Re-interview","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","Refused",720,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,"No",,"Financial costs are somewhat larger","Yes","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",0,0,0,0,"No","Refused","Refused","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Clothing and Clothing Accessories Stores","One","Retail Sales","Under $5,000","I make most of the decisions","Good",20160916,20160208,20160916,31,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",3,"A building with 2 or more apartments","$10,000 to $12,499","Living with partner","Metro","West","Mountain","Rented for cash","nv",0,1,0,0,2,"Working - as a paid employee",1,"White","Hispanic"
1396,37892.8521,11346.2887,4024.4702,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Humanities","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","U.S. Navy","One","Management","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160915,20151218,20160827,56,"55-64","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$7,500 to $9,999","Married","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,3,"Working - as a paid employee",1,"Black/African-American","Black"
1410,13196.5761,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1767,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","Better price","Better price","Better price",,,"Better price","Convenience",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1400,"No","No","Yes","Yes","Refused","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160912,20151219,20160829,72,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"White","White"
1413,23031.5435,7031.5885,5830.1666,,"Re-interview","Refused","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Better price",,"Not available in local stores",,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Computer Systems Design and Related Services","One","Management","$100,000 - $249,999","I make most of the decisions","Very good",20161009,20160207,20150709,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
1421,41402.9798,13086.7278,10915.3957,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No",,,,"Better price",,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20160826,20151217,20160722,68,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",1,"White","White"
1423,42388.1949,13549.7323,11873.6739,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat worse off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",18,10,"About the same","Does not apply","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",3600,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No",,,,,,,,,,,,62,"Not important","Somewhat important","Very important","Very important","Not important","Yes","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Convenience","Convenience",,,,"No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20151015,20160122,20150714,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Not working - retired",1,"White","White"
1430,159355.635,50572.2903,50578.4847,,"Re-interview","No","No","No","No","Yes","No","No",,"Yes","No","No","No","Yes","No","Probably No","No","Doing okay","Somewhat worse off","Much better off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","Yes","No","No","No","To maintain existing job-related skills",2,2,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","Yes","I [PPMARITins2] pay rent.",2016,"Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,1773,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Better price","Better price","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","Yes","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No",,,,"A little strain",,,,,"Moderate strain",,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Insurance Carriers and Related Activities","Two","Computer and Mathematical","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160913,20151222,20160826,40,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$200,000 to $249,999","Never married","Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
1436,562758.817,191169.921,220147.427,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Probably Yes",,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","Yes","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","Yes","Cash","Don’t know","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Not available in local stores",,,,"Not available in local stores","Not available in local stores",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Household Product Manufacturing","Two","Precision Production (such as machinist, welder, baker, printer, tailor)","Under $5,000","Another household member and I share in the decisions","Excellent",20160916,20151218,20160828,50,"45-54","45-59","10th grade","Less than high school","Hispanic","Male","Yes",6,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,2,1,0,3,"Working - as a paid employee",1,"White","Hispanic"
1437,13196.5761,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"Less","Not at all","Not at all","Refused","No","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2030,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Very important","Not important","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Better price","Better price","Better price","Better price","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160916,20160222,20160827,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Not working - retired",1,"White","White"
1442,103225.449,32104.7794,31428.0386,,"Re-interview","Yes","No","No","Yes","No","Yes","No",,"Yes","Yes","No","Yes","Yes","No","Probably Yes",,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","Not employed, and not looking for a job","Work part-time for someone else","Schedule varies, primarily at my request",,"No","Yes","Don’t know","No","No","No","Yes","Don’t know","Direct-deposit into your bank account or credit union account","Yes","No","Yes","No","Yes","Yes","No","No",,"Moderate impact","Minor impact","Moderate impact","Severe impact","Minor impact","Minor impact","Employed part-time","Yes","No","Yes","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",4,10,"Less","Somewhat","Somewhat","Not at all","Yes","No","No","No","Yes","No","Yes","Yes","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Check","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","No","No","Yes","No",,,,,,,,,,,,"Not sure","Somewhat important","Not important","Very important","Somewhat important","Somewhat important","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","No","Yes","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No",,"Better price",,"Better quality",,,,"Convenience",,"Yes","No","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","Yes","No",,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No",,"Substantial strain",,,"A little strain","Moderate strain",,,"A little strain",,,"Sometimes worried","Rarely worried","Regularly worried","Sometimes worried","Less than High School degree","Some college but no degree","Water Transportation","One","Management","$35,000 - $49,999","I make most of the decisions","Excellent",20160904,20151231,20160722,31,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$75,000 to $84,999","Married","Metro","West","Pacific","Occupied without payment of cash rent","ca",0,0,0,0,3,"Working - as a paid employee",1,"White","Hispanic"
1443,25614.7739,7929.9299,7518.546,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","To earn money as a primary source of income",40,5,"About the same","Somewhat","Somewhat","Somewhat","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",960,"Yes","No","No","No","No","Yes","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Once","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Yes","No","No","Better price","Convenience","Convenience",,"Convenience",,"Not available in local stores",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Rarely worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160908,20160125,20160908,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,1,2,"Not working - other",1,"White","White"
1451,13196.5761,4629.3873,5010.968,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","Yes","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","About the same","About average","No","Yes","No","No","No","No","No","No","Yes","Retired","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Paper check","Refused","Yes",,,"No","No","No","No",,"No impact","Moderate impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",585,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Once","Never","Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,63,"Not important","Not important","Not important","Not important","Not important","Yes","Yes",,"Yes","Refused","Yes","Yes","Refused","Refused","Refused","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No",,,,,"Better price",,"Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Publishing Industries (except Internet)","One","Other (Please specify)","$500,000 - $999,999","I make most of the decisions","Very good",20151026,20160222,20160708,73,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Working - self-employed",1,"White","White"
1478,44424.5369,13587.5739,4815.3482,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160920,20151217,20150709,85,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$30,000 to $34,999","Widowed","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Not working - retired",1,"White","White"
1482,40280.0194,12376.0544,11574.6799,,"Re-interview","No","No","No","No","Yes","Yes","No",,"No","Yes","No","No","No","No","Probably Yes",,"Just getting by","About the same","Much worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","Yes","Yes","Yes","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","To earn money as a primary source of income",15,5,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",2348,"Yes","Yes","Yes","No","No","Yes","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Master’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","Yes","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",4000,0,0,4000,"No",175,"No","No",,"No","No","Yes","Refused","Yes","Yes",,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No","Other reason","Better price",,"Better price","Better price","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Rarely worried","Sometimes worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Refused","Two","Management","$35,000 - $49,999","I make most of the decisions","Very good",20160916,20151217,20160916,58,"55-64","45-59","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$85,000 to $99,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Working - as a paid employee",1,"Black/African-American","Black"
1494,67392.265,21228.6084,21422.8691,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","To maintain existing job-related skills",2,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2300,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","No","No","Convenience","Convenience","Convenience",,"Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Excellent",20160920,20151217,20160830,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,3,"Not working - other",1,"White","White"
1501,19993.6264,6132.4359,5010.968,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",542,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,74,"Somewhat important","Not important","Not important","Not important","Not important","Yes","No",,"No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Other reason","Other reason","Other reason","Other reason","Other reason",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Electronics and Appliance Stores","One","Retail Sales","$35,000 - $49,999","I make most of the decisions","Very good",20160928,20151219,20150714,74,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
1503,14176.8444,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Better price","Better price",,,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20151107,20160509,20150722,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Not working - retired",1,"White","White"
1507,53506.5018,16365.3242,15592.6298,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","Yes",,"No impact","No impact","No impact","No impact","No impact","Moderate impact",,"No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","[D10other]",80,5,"More","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Other (Please specify):","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Better price","Better price",,"Better price","Better price","Better price","Better price",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Rarely worried","Some college but no degree","Some college but no degree","Water Transportation","One","Transportation and Material Moving","$50,000 - $74,999","I make most of the decisions","Very good",20160902,20151217,20160827,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
1512,41246.0733,12681.4451,4629.9008,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Refused","Yes","Yes","About the same",,"Some of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Better price","Better price",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Refused","Refused","Refused","Refused","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Good",20160914,20151218,20160827,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Not working - retired",1,"White","White"
1520,18909.8088,5690.2792,5287.7219,,"Re-interview","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","Yes","Yes","No","No","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No",,"Not available in local stores",,"Not available in local stores","Convenience","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Educational Services","One","Teacher, college and university","$250,000 - $499,999","Another household member makes most of the decisions","Very good",20160910,20151217,20160827,46,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,1,1,2,"Working - as a paid employee",1,"White","White"
1526,47249.7355,14537.7151,13947.8315,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","Yes","No","Yes",,,,,,,,,"No",1962,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","Yes","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","Yes","Yes",,,"Not available in local stores",,,,,"Convenience","Better price","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Funds, Trusts, and Other Financial Vehicles","One","Business and Financial Operations","Not sure","Another household member makes most of the decisions","Refused",20160922,20151222,20160908,38,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
1527,172342.075,52672.761,52978.0773,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Better price","Convenience","Better price",,"Better price","Convenience","Convenience",,,"Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","Bachelor’s degree","Certificate or technical degree","Specialty Trade Contractors","One","Business and Financial Operations","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160921,20151223,20160919,35,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,1,0,2,"Working - as a paid employee",1,"White","White"
1529,25067.1872,7698.1045,6423.6395,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",569,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Not important","Not important","Not important","Very important","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","Yes","No","No","No",,,,"Better price",,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1000,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20151010,20160308,20160901,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Not working - retired",1,"White","White"
1532,45616.9957,14104.8589,13053.2036,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Not important","Somewhat important","Not important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Very good",20160920,20160110,20160722,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Not working - retired",1,"White","White"
1535,14956.3708,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Somewhat important","Very important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","Other reason","Convenience","Convenience",,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",7000,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160926,20160223,20160707,67,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Not working - retired",1,"White","White"
1537,42568.6882,13369.6497,13697.0404,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",783,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Master’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","Yes",,"Convenience","Not available in local stores",,"Not available in local stores","Not available in local stores",,,"Not available in local stores","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Regularly worried","Bachelor’s degree","Graduate degree","Animal Production","One","Farming, Forestry, and Fishing","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160826,20151217,20160916,55,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - self-employed",1,"White","White"
1544,400004.75,124118.217,37798.4105,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","Moderate impact","Moderate impact","Employed full-time","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,0,"Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","Yes","Yes","Yes","No","No","Refused",590,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","Yes","No","Better price","Better quality","Convenience",,"Better quality",,,"Better quality",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","No","No","No","Yes",200,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Not sure","Another household member makes most of the decisions","Fair",20160908,20160126,20160827,47,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",2,"A building with 2 or more apartments","$25,000 to $29,999","Living with partner","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,2,"Working - as a paid employee",1,"Black/African-American","Black"
1545,75176.0039,23975.7107,23053.9897,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Somewhat important","Not important","Very important","Not important","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores",,"Not available in local stores","Not available in local stores","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160926,20160501,20140827,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,3,"Not working - retired",1,"White","White"
1547,17176.7261,5249.0167,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"Yes","Business/management","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,"Very important","Very important","Slightly important","Moderately important","Moderately important","Not important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,67,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","Refused",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","Better price","Convenience",,"Better price","Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20151023,20160219,20150714,72,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Not working - retired",0,"White","White"
1557,23039.2298,6983.9041,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,"Don’t know",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Certificate or technical degree","No",,"No","Other (Please specify):","Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",11000,0,900,11900,"No",0,"Yes","No",,"Yes","No","No","No","No","Yes",,"No",,,,,,,,,,,,,,,,67,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Excellent",20160917,20160220,20150709,72,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$10,000 to $12,499","Divorced","Metro","West","Mountain","Rented for cash","co",0,0,0,0,1,"Not working - retired",1,"White","White"
1558,42398.8792,13091.9989,4688.6031,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Refused","Very important","Not important","Very important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160915,20160206,20160915,79,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Widowed","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,1,"Not working - retired",1,"White","White"
1561,35041.3301,10717.6505,3798.266,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,0,"Less","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Fair",20160919,20160206,20160919,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","me",0,0,0,0,2,"Not working - retired",1,"White","White"
1562,70619.4852,21818.5803,7260.5941,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","Much worse off","Much better off","Poor","No","No","No","No","Yes","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","To earn money as a primary source of income",6,100,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,"No",560,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No",,"Convenience",,"Convenience","Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member makes most of the decisions","Good",20160908,20160108,20160828,37,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - other",1,"White","White"
1568,21794.5495,6721.4462,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Refused","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","More debt now",,"Once","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,66,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","Yes","No",,"Convenience",,,"Convenience",,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Fair",20160905,20151216,20160829,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,1,"Not working - retired",1,"White","White"
1587,45883.2298,14012.4783,4964.4646,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Finding it difficult to get by","Somewhat worse off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2011,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,895,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Other reason","Other reason",,,,,,"Other reason",,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","Yes","Yes",5000,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No",,"Substantial strain",,,,,,,"Substantial strain",,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Food and Beverage Stores","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Good",20161008,20160330,20150919,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
1605,19239.8025,5797.0059,5010.968,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Very important","Somewhat important","Not important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"Yes","Refused","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Refused","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20161009,20151218,20150702,92,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Widowed","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Not working - retired",1,"White","White"
1606,22787.8363,6961.2198,2620.0037,,"Re-interview","Yes","No","No","No","Refused","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160914,20151228,20160913,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A mobile home","$30,000 to $34,999","Married","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","me",0,0,0,0,1,"Not working - retired",1,"White","White"
1609,67115.5045,20460.4471,18197.9275,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably No","No","Finding it difficult to get by","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2014,"No","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","Yes","No",,"No","No","No","No","No","No","Yes","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,"No","Health",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",2500,0,0,2500,"No",80,"No","No",,"No","Yes","Yes","No","No","Yes",,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Water Transportation","One","Transportation and Material Moving","$25,000 - $34,999","I make most of the decisions","Fair",20160907,20151220,20160829,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",1,"A one-family house attached to one or more houses","$50,000 to $59,999","Never married","Metro","South","South Atlantic","Rented for cash","md",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
1613,171412.691,51852.3997,39855.903,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","No",,,,,,"Master’s degree","No",,"No","Vocational/technical training",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Excellent",20160917,20160103,20160827,67,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,2,"Not working - retired",1,"White","White"
1617,151288.662,47825.6529,48002.9826,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Don’t know","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","Yes",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1031,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Some of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","Yes","No",,"Better price","Better price","Better price","Better price",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","Yes",400,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Insurance Carriers and Related Activities","Two","Sales Representative","Under $5,000","I make most of the decisions","Good",20161010,20151223,20150706,35,"35-44","30-44","Some college, no degree","Some college","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$40,000 to $49,999","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,1,2,"Working - as a paid employee",1,"White","Hispanic"
1628,25408.1905,8004.4326,8649.2012,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","Poor","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Certificate or technical degree","Some college but no degree","Educational Services","One","Other professional","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20161006,20160206,20160913,58,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$200,000 to $249,999","Married","Metro","Midwest","West-North Central","Rented for cash","ne",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
1630,103571.878,31963.6268,10271.7876,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","Yes","Yes","No","Yes","No","Probably No","No","Doing okay","About the same","About the same","It varied","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily at my request",,"Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","Yes","Yes","No","It failed to keep up with changing living expenses","No impact","Moderate impact","No impact","Minor impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,5,"About the same","Somewhat","Not at all","Not at all","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Master’s degree","Yes","Bachelor’s degree",,"Health",,,,,,,"Financial costs are much larger","Yes","No","No","No","No","Moderately important","No advice from person","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"No",0,"Yes","No",,"No","No","Yes","No","Yes","Still enrolled in the program",,,,,,,"No","No","No","Yes","No","No","No","Don’t know","Don’t know","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No",,"A little strain",,,,,,,"A little strain",,,"Sometimes worried","Never worried","Rarely worried","Never worried","Associate degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university","Under $5,000","Another household member and I share in the decisions","Very good",20160911,20151220,20160911,29,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
1632,204848.848,63786.3158,72455.9642,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No",1400,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Once","Once","Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial costs are much larger","No","Yes","No","No","No","Very important","Not important","Not important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",160000,0,0,160000,"No",1400,"No","No",,"No","No","Yes","No","No","Yes","No",,,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Not available in local stores",,,,"Convenience","Convenience",,,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Refused","One","Business and Financial Operations","Under $5,000","Another household member and I share in the decisions","Good",20160914,20160127,20160828,23,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$100,000 to $124,999","Living with partner","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
1635,13196.5761,4629.3873,5010.968,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Moderate impact","Minor impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Not available in local stores","Convenience","Better price","Better price","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160923,20160719,20151023,66,"65-74","60+","Masters degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",1,"2+ Races","Other"
1644,13196.5761,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,69,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","Yes","Yes","No",,,,,"Better price",,"Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Sometimes worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160923,20160121,20150703,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",1,"White","White"
1646,61306.3772,19216.7397,18552.0703,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",842,"Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","Yes","No","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"Yes","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",800,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Truck Transportation","One","Office and Administrative Support","Under $5,000","Another household member and I share in the decisions","Very good",20160922,20151224,20150715,53,"45-54","45-59","Some college, no degree","Some college","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,3,"Working - as a paid employee",1,"White","Hispanic"
1654,16067.2284,4812.9682,5010.968,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",4,1,"Less","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,58,"Not important","Very important","Somewhat important","Very important","Not important","No","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Better price",,,,"Not available in local stores","Convenience",,,"No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20161008,20160220,20150809,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,1,"Not working - retired",1,"White","White"
1655,71387.0858,22480.1123,19429.8143,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","Moderate impact","Severe impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",815,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","Yes","No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Better price","Not available in local stores","Better price","Better price","Better price",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5000,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Regularly worried","Sometimes worried","Regularly worried","Sometimes worried","High school degree or GED","Less than High School degree","Social Assistance","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$1,000,000 or more","Another household member and I share in the decisions","Good",20160913,20151220,20160913,60,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
1664,84626.8413,27231.1401,31247.3944,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Rarely worried","Sometimes worried","Never worried","High school degree or GED","Less than High School degree","Educational Services","One","Teacher, except college and university","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160908,20160124,20160829,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
1671,17367.0824,5308.7713,5010.968,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",30,10,"About the same","Not at all","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes",,"No",,,,,,,,,,,,,,,,54,"Not important","Not important","Not important","Not important","Not important","Yes","Yes",,"Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Convenience","Not available in local stores","Not available in local stores","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Certificate or technical degree","Some college but no degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Good",20160927,20160116,20150703,67,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$75,000 to $84,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,1,"Not working - retired",1,"White","White"
1678,78664.4344,24769.1958,19993.6801,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","It varied","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",2100,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Once","Master’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Refused","Yes","Refused","Refused","Yes","No","No",,,,,,,,,,,,,,,,68,"Not important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","One","Sales Representative","$25,000 - $34,999","Another household member and I share in the decisions","Excellent",20160828,20160226,20160828,68,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,2,"Working - self-employed",1,"White","White"
1685,17485.155,5401.0573,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Check","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","Yes","Yes","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Marketing Consulting Services","Two","Management","$1,000,000 or more","I make most of the decisions","Excellent",20160921,20160123,20160829,71,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - self-employed",1,"White","White"
1696,17860.413,5389.6595,5010.968,,"Re-interview","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","Pretty well off financially","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Life sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,64,"Somewhat important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Convenience","Convenience",,,"Better price","Better price","Better price",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Rarely worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20151107,20160206,20160723,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Not working - retired",1,"White","White"
1698,17943.8604,5476.6716,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",697,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Once","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,58,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Rarely worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20151026,20160225,20150810,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$30,000 to $34,999","Widowed","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,1,"Not working - retired",1,"White","White"
1700,245737.721,76031.6325,24543.9836,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","Yes","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","No","No","Yes","Yes","Yes","No",900,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,"No","Education",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Better price","Better price","Better price","Better price","Not available in local stores","Not available in local stores",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Management of Companies and Enterprises","One","Management","Under $5,000","Another household member and I share in the decisions","Good",20160908,20160212,20160908,31,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","East-South Central","Rented for cash","tn",0,1,0,0,2,"Working - as a paid employee",1,"White","White"
1704,49656.8011,15354.4434,16119.45,,"Re-interview","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",1701,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Undeclared",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Refused","I make most of the decisions","Very good",20160919,20151220,20150724,39,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,1,0,1,"Working - as a paid employee",1,"White","White"
1708,549730.94,179205.046,222165.365,,"Re-interview","Refused","Refused","Refused","Yes","Yes","Refused","No",,"Yes","Refused","Refused","Refused","Refused","No","Definitely No","Yes","Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Social/behavioral sciences","Financial benefits are somewhat larger",,,,,,,,,,,,"Moderately important","Slightly important","Moderately important","Slightly important","Not important","Slightly important","Moderately important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","Better price",,,,,,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Hospitals","One","Office and Administrative Support","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160909,20151218,20160909,23,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$200,000 to $249,999","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
1710,40903.6898,12472.653,12339.0495,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2400,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial costs are much larger","Yes","Yes","Yes","Refused","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Refused","No","Refused","Refused","Yes","Refused","Refused","Refused","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,"Refused","Refused",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Not available in local stores",,,"Other reason","Other reason","Other reason","Other reason",,"No","No","No","No","No","No","No","Yes","Refused","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",3500,"Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Social Assistance","Three","Refused","Under $5,000","I make most of the decisions","Very good",20161017,20160211,20150819,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
1719,21217.8405,6442.2819,2620.0037,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Paper check","No","Yes","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Moderate impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Health","Financial costs are much larger","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","No","Yes","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","Refused",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Crop Production","Three","Farming, Forestry, and Fishing","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160913,20160205,20160913,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,3,"Working - self-employed",1,"White","White"
1723,73067.0426,22554.7994,7115.1672,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","Minor impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","Yes","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","Yes","No","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Regularly worried","Never worried","Sometimes worried","Never worried","Don’t know","Don’t know","Refused","One","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20160916,20151219,20160916,45,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
1724,155631.774,48763.9867,51231.8536,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","Yes","Yes","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1050,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Associate degree","Yes","Bachelor’s degree",,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","No advice from person","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"No",0,"No","No",,"No","Yes","Yes","No","No","Yes","Yes","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160912,20151231,20160830,40,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,1,2,"Not working - other",0,"White","White"
1725,154610.031,47051.1437,43830.7316,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2004,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",1075,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",185000,0,20000,205000,"No",350,"Yes","No",,"No","No","Yes","No","Yes","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","Yes","No",,"Convenience",,"Convenience","Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Associate degree","High school degree or GED","Educational Services","One","Office and Administrative Support","$10,000 - $24,999","I make most of the decisions","Fair",20160927,20151222,20150923,37,"35-44","30-44","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",1,"Black/African-American","Black"
1731,19048.6522,5847.7969,5010.968,,"Re-interview","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","Yes","Yes","No","Definitely Yes",,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"Less","Does not apply","Does not apply","Does not apply","No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,60,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Fair",20161008,20151217,20150804,67,"65-74","60+","Masters degree","Bachelor's degree or higher","Hispanic","Female","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Not working - retired",1,"White","Hispanic"
1734,43991.9457,13467.8338,10873.6547,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1981,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1880,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Master’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,59,"Not important","Somewhat important","Not important","Somewhat important","Very important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Other reason","Not available in local stores","Better price","Not available in local stores",,"Not available in local stores","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Regularly worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160913,20151218,20160913,65,"65-74","60+","Masters degree","Bachelor's degree or higher","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"White","Hispanic"
1736,100038.198,31211.919,36788.7593,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",3,10,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes","Yes","No","Convenience","Convenience","Convenience",,,"Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"No","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160903,20151217,20160903,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,3,"Not working - other",1,"White","White"
1738,35715.2247,11373.2221,10179.4987,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Regularly worried","Regularly worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Fair",20160907,20151220,20160827,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A mobile home","$60,000 to $74,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",1,"White","White"
1741,34480.2265,10525.8013,8150.6707,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"Less","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",2662,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Better price","Not available in local stores","Better price",,"Convenience","Convenience","Convenience","Convenience",,"Yes","No","Yes","No","No","Yes","No","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Sometimes worried","High school degree or GED","High school degree or GED","Utilities","One","Management","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20140902,20160604,20130526,60,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
1743,38225.0125,11610.0802,9827.8665,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"No","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Social/behavioral sciences","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","No","No",0,"Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Convenience","Convenience","Convenience","Convenience","Convenience",,"Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Architectural, Engineering, and Related Services","One","Business and Financial Operations","$10,000 - $24,999","I make most of the decisions","Good",20160907,20151217,20160830,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$50,000 to $59,999","Divorced","Metro","West","Pacific","Rented for cash","or",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
1745,202905.984,63586.2314,16569.9705,,"Re-interview","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No",175,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$25,000 to $39,999","More than your income","No","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","Yes","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No",,"Not available in local stores",,,,,,"Better price",,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Never worried","Some college but no degree","High school degree or GED","Hospitals","One","Building and Grounds Cleaning and Maintenance","Under $5,000","Another household member and I share in the decisions","Good",20160916,20151219,20160827,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A mobile home","$30,000 to $34,999","Living with partner","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,1,0,0,2,"Working - as a paid employee",1,"White","White"
1748,28366.7014,9047.3387,9611.1548,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes","No","No","No","No","No","No",,"No impact","Moderate impact","No impact","No impact","No impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,1,"About the same","Somewhat","Not at all","Not at all","No","No","No","Yes","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","Yes","No","Yes",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Social/behavioral sciences","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,,,,"Other reason","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",4500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","Some college but no degree","Crop Production","One","Farming, Forestry, and Fishing","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160929,20151216,20150805,56,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,2,"Working - self-employed",1,"White","White"
1758,18457.3395,5571.1077,5304.0986,,"Re-interview","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","Refused","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,"No",550,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"No",190,"No","No",,"No","No","Yes","No","No","Yes",,"No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Better price",,,"Better price",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university","$100,000 - $249,999","I make most of the decisions","Poor",20160910,20160104,20160827,50,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,1,1,1,"Working - as a paid employee",1,"White","White"
1760,71084.1533,21797.7906,6868.8891,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably No","Yes","Finding it difficult to get by","About the same","Much worse off","Poor","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes",,"No impact","No impact","Severe impact","Minor impact",,,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","To earn money as a primary source of income","Refused",100,"About the same","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,"No",,"Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","Yes","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,,,,,"Not available in local stores",,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","No","Yes","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","Substantial strain",,,,"Substantial strain",,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Business, Professional, Labor, Political, and Similar Organizations","One","Other (Please specify)","Under $5,000","I make most of the decisions","Fair",20161019,20160306,20151205,56,"55-64","45-59","Some college, no degree","Some college","Hispanic","Female","No",1,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,0,1,"Working - as a paid employee",1,"White","Hispanic"
1766,84841.9912,26003.4979,9803.0199,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much worse off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",546,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Education","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Not important","Not important","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160907,20151216,20160907,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,1,"Not working - retired",1,"White","White"
1774,138942.046,43487.533,13889.229,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","Much worse off","Somewhat better off","About average","Yes","No","Yes","Yes","No","No","No","No","No","Not employed, but looking for a job","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","Yes",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes",,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","No","Yes","No","Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Substantial strain","Substantial strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160915,20160121,20160915,36,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A mobile home","$20,000 to $24,999","Separated","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,3,"Not working - looking for work",1,"White","White"
1779,23489.4439,7069.1309,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","No","Yes","No","No","No","No","No","Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Somewhat important","Not important","Not important","No","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,"$25,000 to $39,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Not available in local stores",,,"Better price","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160909,20160527,20160909,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","wv",0,0,0,0,1,"Not working - retired",1,"White","White"
1780,93359.383,29863.0871,9447.4211,,"Re-interview","No","No","No","No","No","Yes","No",,"No","No","No","No","No","Yes","Definitely No","Yes","Doing okay","Somewhat better off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"Yes","Computer/information sciences","Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,"Slightly important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No",,,,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price",,"Better price","Convenience","Better price","Better price","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","U.S. Air Force","One","Computer and Mathematical","Under $5,000","I make most of the decisions","Very good",20160909,20151217,20160907,21,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",6,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","West","Mountain","Occupied without payment of cash rent","co",0,0,0,2,4,"Working - as a paid employee",0,"White","White"
1783,134104.924,43062.6581,40298.32,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"Minor impact","No impact","Minor impact","No impact","No impact","Minor impact","Homemaker","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,1,"Less","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Some of the time","Bachelor’s degree","Yes","Master’s degree",,"Education",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No","Very important","Moderately important","Moderately important","Very important","Very important","Very important","Moderately important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Better price","Better price",,"Better price","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Graduate degree","Some college but no degree","Educational Services","One","Teacher, except college and university","$5,000 - $9,999","Another household member and I share in the decisions","Excellent",20160906,20160111,20160828,31,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","West","Mountain","Rented for cash","wy",1,1,2,0,2,"Working - as a paid employee",0,"White","White"
1785,347524.859,107232.091,109661.092,,"Re-interview","No","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","Much better off","Somewhat better off","Pretty well off financially","Yes","Yes","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","Yes","No","No","No","It exceeded changes in living expenses","No impact","No impact","Minor impact","Minor impact","No impact","Moderate impact",,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No","Just for fun (as a hobby)",100,10,"About the same","Somewhat","Not at all","Somewhat","No","Yes","Yes","No","No","No","Yes","Yes","No","Yes","Yes","I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","No","No","No","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","Yes","Bachelor’s degree",,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No","Very important","Very important","Very important","Slightly important","Slightly important","Not important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","Yes","No",,,,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Transportation Equipment Manufacturing","Three","Precision Production (such as machinist, welder, baker, printer, tailor)","$35,000 - $49,999","I make most of the decisions","Very good",20160908,20160122,20160723,32,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
1789,29083.3766,8937.3002,3207.2303,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Most or all of the time","Never","High school degree or GED","No",,"No","Vocational/technical training",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Poor",20160920,20151217,20150722,77,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,2,"Not working - retired",1,"White","White"
1790,128227.938,39370.6018,42448.3916,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,"No",573,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Not available in local stores","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Don’t know","Specialty Trade Contractors","One","Business and Financial Operations","$35,000 - $49,999","I make most of the decisions","Good",20160920,20160208,20150722,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
1796,34775.4641,10490.9017,8724.8881,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Not available in local stores","Not available in local stores","Better price","Not available in local stores","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160923,20160321,20151118,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"White","White"
1804,73274.8131,22185.9227,8314.8035,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","No","Yes","No","No","Yes","No","No","No","No","Not employed, and not looking for a job","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","No","[D10other]",15,40,"About the same","Not at all","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably No",,,,,,,850,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Law",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Some college but no degree","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Personal Care and Service","Under $5,000","Another household member makes most of the decisions","Good",20160910,20160220,20160910,57,"55-64","45-59","Professional or Doctorate degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Divorced","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,2,"Working - self-employed",1,"Black/African-American","Black"
1810,113294.547,34876.4198,12412.9344,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,72,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","No","Yes","No","No","No",,,"Convenience","Better price",,"Convenience",,,,"Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160907,20151219,20160827,76,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Not working - retired",1,"White","White"
1816,25033.6243,7631.1051,6465.8312,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","It varied","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",3,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Refused","Refused","Refused","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,67,"Not important","Very important","Very important","Very important","Not important","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"Convenience","Convenience","Convenience","Convenience",,,"Convenience","Convenience","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Executive, Legislative, and Other General Government Support","One","Management","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160914,20151218,20160914,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
1819,17156.7381,5203.7437,5010.968,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",4,2,"More","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1037,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","Yes","No","No","No","No","No","No","No","Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Refused","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","Yes","Better price",,,"Better price",,,,"Convenience","Better price","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Amusement, Gambling, and Recreation Industries","One","Retail Sales","$75,000 - $99,999","I make most of the decisions","Very good",20160915,20151217,20160915,76,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Working - self-employed",1,"White","White"
1823,175227.46,56431.1136,53064.9157,,"Re-interview","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","Yes",,"No impact","No impact","Severe impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",200,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Miscellaneous Store Retailers","One","Retail Sales","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160907,20160211,20160907,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,1,4,"Working - as a paid employee",1,"White","White"
1825,198952.483,62524.2638,62057.2328,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,"No",700,"Yes","No","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","Financial costs are much larger","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",45000,0,0,45000,"No",0,"No","Yes",,"No","No","Yes","No","No","No","No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","Yes","No","Convenience","Convenience",,"Better price","Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","No","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160902,20151218,20160828,36,"35-44","30-44","Some college, no degree","Some college","Hispanic","Male","No",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,1,0,3,"Not working - disabled",1,"White","Hispanic"
1838,442063.973,145473.906,42250.6829,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Doing okay","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",675,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,35,"Very important","Not important","Not important","Somewhat important","Not important","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Rarely worried","Never worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160920,20151220,20160920,57,"55-64","45-59","10th grade","Less than high school","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",1,"White","Hispanic"
1842,48782.1956,15072.4165,5130.0034,,"Re-interview","No","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","No","Yes","No","Yes","No","Definitely No","Yes","Just getting by","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Once","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,50,"Very important","Not important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Not available in local stores","Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",475,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160907,20151218,20160907,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$12,500 to $14,999","Divorced","Metro","Midwest","West-North Central","Occupied without payment of cash rent","ne",0,0,0,0,1,"Not working - retired",1,"White","White"
1843,617525.838,199004.329,59806.7904,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Other Information Services","One","Refused","Not sure","Another household member makes most of the decisions","Excellent",20160919,20151220,20160827,22,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Metro","West","Pacific","Occupied without payment of cash rent","wa",0,0,1,0,1,"Working - as a paid employee",1,"White","White"
1844,207147.362,66127.1651,66880.0506,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","Yes","No","No","No","Refused","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",3233,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Doctoral Degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","Yes",,"Convenience",,,"Convenience","Better price","Convenience","Convenience","Refused","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Insurance Carriers and Related Activities","One","Business and Financial Operations","$75,000 - $99,999","I make most of the decisions","Excellent",20160915,20151217,20160915,41,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,2,0,2,"Working - as a paid employee",1,"White","White"
1845,267675.103,83736.4387,82895.8353,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","Minor impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"Yes","Yes","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,1500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Physical sciences/math","Financial costs are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Convenience","Better price","Convenience","Convenience","Better price",,"Convenience","Convenience",,"No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Sometimes worried","Sometimes worried","Certificate or technical degree","High school degree or GED","Other Information Services","One","Computer and Mathematical","Under $5,000","Another household member and I share in the decisions","Good",20160827,20151218,20160827,44,"35-44","30-44","Some college, no degree","Some college","Hispanic","Male","Yes",2,"A building with 2 or more apartments","$125,000 to $149,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - self-employed",1,"White","Hispanic"
1846,372531.001,121686.477,128860.351,,"Re-interview","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,"Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Refused","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","One","Refused","$10,000 - $24,999","Another household member makes most of the decisions","Excellent",20160915,20151218,20160901,24,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",6,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,1,5,"Working - as a paid employee",1,"White","White"
1849,71027.9549,22146.7024,17075.6198,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","No","Yes","No","No","No","No","No","No","Yes","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,1750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,60,"Not important","Very important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Regularly worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Merchant Wholesalers, Durable Goods","One","Management","$100,000 - $249,999","I make most of the decisions","Very good",20160915,20160214,20160616,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Mountain","Rented for cash","nv",0,0,0,0,2,"Working - self-employed",1,"Asian","Asian"
1850,20528.0977,6314.1645,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",30,60,"About the same","Not at all","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,635,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Once","Some of the time","Certificate or technical degree","No",,"No","Other (Please specify):","Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","Yes","No",,,,"Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Performing Arts, Spectator Sports, and Related Industries","Four or more","Installation, Maintenance, and Repair","$5,000 - $9,999","I make most of the decisions","Very good",20160921,20151219,20160827,33,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
1852,116449.939,36577.3553,37686.1713,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"Minor impact","Minor impact","Minor impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably No",,,,,,,1400,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","Yes","No","Yes",,"$40,000 to $49,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","Better price","Better quality",,"Better price","Better quality",,,,,"Yes","No","No","Yes","No","Yes","No","Yes","No","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","Yes","No","Yes","No","Yes",500,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Rarely worried","Sometimes worried","Bachelor’s degree","Less than High School degree","Construction of Buildings","One","Construction and Extraction","$75,000 - $99,999","I make most of the decisions","Good",20160911,20151222,20160904,35,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A building with 2 or more apartments","$75,000 to $84,999","Married","Metro","South","South Atlantic","Rented for cash","sc",0,0,0,2,2,"Working - as a paid employee",1,"White","White"
1857,131577.711,40959.8163,40188.581,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No",2300,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No",,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No",,"Convenience",,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Certificate or technical degree","Certificate or technical degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160917,20151219,20160910,33,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,1,1,0,2,"Not working - other",1,"White","White"
1858,81073.7389,25436.2586,9100.4174,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,60,"About the same","Somewhat","Somewhat","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,,,"Definitely No",,,,,,,678,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Very good",20160907,20151217,20160828,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Not working - retired",1,"White","Hispanic"
1861,24587.7357,7668.2305,7229.6047,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","Yes","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",6000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","One","Other (Please specify)","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160908,20151224,20160722,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
1865,72073.4362,22214.2215,23331.3027,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"No","Yes","Yes","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","Minor impact","No impact","No impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",700,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","High school degree or GED","Miscellaneous Manufacturing","Two","Management","$250,000 - $499,999","I make most of the decisions","Very good",20160903,20160211,20160827,48,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,1,1,2,"Working - as a paid employee",1,"White","White"
1867,190927.285,63659.7847,62343.2601,,"Re-interview","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","No","No","No","No","Yes","No","Probably No","Yes","Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Not important","Somewhat important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160910,20151223,20160910,69,"65-74","60+","7th or 8th grade","Less than high school","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Not working - retired",0,"White","Hispanic"
1868,80577.511,25847.4422,9885.0483,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"Yes","No","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,310,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Once","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,64,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","Yes","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Substantial strain",,,,,,,"Substantial strain",,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Good",20160914,20160122,20160828,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$15,000 to $19,999","Never married","Non-Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Not working - retired",1,"Black/African-American","Black"
1870,245290.482,76623.7918,76756.0707,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","Severe impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"Yes",970,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","Yes","No","No","Yes","No","No","Yes","No","No","No",,"No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Once","Most or all of the time","Bachelor’s degree","No",,"No","Law",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",60000,0,0,60000,"No",655,"No","No",,"No","No","Yes","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","Yes","No",,"Convenience",,"Convenience",,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,,,,,"Substantial strain",,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Real Estate","One","Office and Administrative Support","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160904,20151230,20160827,40,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,1,3,"Working - as a paid employee",1,"Black/African-American","Black"
1873,110053.538,34251.3315,35684.2261,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","Yes",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No","Vocational/technical training","Financial costs are somewhat larger","Yes","Yes","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,,,,"Yes","No","Yes","Yes","No","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Not available in local stores",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Refused","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Associate degree","High school degree or GED","Oil and Gas Extraction","One","Installation, Maintenance, and Repair","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160909,20151217,20160827,44,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
1874,19867.4888,5976.6562,2620.0037,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",637,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Master’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,52,"Very important","Somewhat important","Not important","Very important","Not important","Yes","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Better price",,,"Convenience","Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Rarely worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20151002,20160207,20150805,69,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - retired",1,"White","White"
1876,655159.294,208512.708,222165.365,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","Yes","No","No",,"Minor impact","Minor impact","Moderate impact","Minor impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Once","Once","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20160922,20151218,20150727,32,"25-34","30-44","11th grade","Less than high school","Hispanic","Female","No",2,"A mobile home","$85,000 to $99,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,0,0,2,"Not working - other",1,"White","Hispanic"
1886,52229.1673,16445.4811,13274.7826,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Very good",20161004,20151217,20150724,84,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",1,"White","White"
1900,157251.191,48968.5939,15266.1574,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","Yes","No","Disabled and not working","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Cash","No","No","No","No","No","No","No","No",,"No impact","No impact","Severe impact","No impact","No impact","No impact","Retired","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"Less","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",400,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",0,"Definitely Yes","Very comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160906,20151217,20160906,45,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,3,"Not working - disabled",1,"Black/African-American","Black"
1905,169545.59,52646.9276,59335.6053,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Transportation Equipment Manufacturing","One","Other professional","$50,000 - $74,999","Another household member and I share in the decisions","Fair",20160908,20151231,20160827,48,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,1,3,"Working - as a paid employee",1,"White","White"
1908,66784.6466,20273.4825,5891.1441,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1987,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,116,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","Yes","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Sometimes worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160907,20151217,20160902,56,"55-64","45-59","No formal education","Less than high school","2+ Races, Non-Hispanic","Male","Yes",10,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","Midwest","West-North Central","Rented for cash","sd",9,0,0,0,1,"Not working - disabled",0,"2+ Races","Other"
1917,51024.4986,15699.8247,5116.8241,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","Yes","Definitely No","No","Finding it difficult to get by","About the same","Much worse off","About average","No","No","No","No","Yes","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","Refused",,"No impact","Minor impact","Minor impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Not available in local stores",,,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Rarely worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160910,20151217,20160910,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$10,000 to $12,499","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,3,"Not working - other",1,"White","White"
1918,382094.389,123904.646,140573.577,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Pretty well off financially","No","No","No","No","No","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No",,"Not available in local stores",,"Better price",,"Better price",,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160827,20160106,20160827,37,"35-44","30-44","5th or 6th grade","Less than high school","White, Non-Hispanic","Male","No",2,"A one-family house attached to one or more houses","$40,000 to $49,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - other",0,"White","White"
1920,500737.702,151962.77,146813.797,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","Yes","No","No","No","Homemaker","Work part-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"Severe impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,1850,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"No","Yes","Yes","Yes","No","No","No",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","Not available in local stores","Convenience",,,"Convenience","Convenience",,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Sometimes worried","Graduate degree","Bachelor’s degree","Performing Arts, Spectator Sports, and Related Industries","One","Office and Administrative Support","Not sure","Another household member makes most of the decisions","Very good",20161016,20160726,20140507,39,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
1923,362729.67,119324.833,131549.217,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Doing okay","Somewhat better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","No","No","Yes","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,"Very important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","No advice from person","Refused","No","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Refused","One","Sales Representative","$10,000 - $24,999","I make most of the decisions","Very good",20160907,20151217,20160828,28,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
1929,44375.5349,13720.997,12697.9623,,"Re-interview","Yes","No","Yes","No","No","Yes","No","All of the adult children living with me are not in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",850,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Very important","Not important","Very important","Not important","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160907,20151218,20160827,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$40,000 to $49,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,3,"Not working - retired",1,"White","White"
1930,136739.729,43073.1058,43467.2632,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Not available in local stores","Not available in local stores","Better price","Not available in local stores","Better price","Not available in local stores","Convenience",,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20151006,20160115,20150707,50,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,2,2,"Not working - other",1,"White","White"
1935,29988.6088,9090.476,3390.2732,,"Re-interview","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","Yes","Yes","Don’t know","No","Yes","No","No","No","Paper check","Yes","Yes","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"Refused","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","No","No",0,"Don’t know","Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",100,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Never worried","High school degree or GED","Some college but no degree","Business, Professional, Labor, Political, and Similar Organizations","Three","Other (Please specify)","Under $5,000","I make most of the decisions","Excellent",20160916,20160119,20160829,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
1936,52781.2143,16842.3931,14567.9585,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably No","Yes","Just getting by","About the same","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Don’t know","Yes","Don’t know","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","Just for fun (as a hobby)",2,0,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No",,,,,"No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,635,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No","Yes",,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No",,"Moderate strain",,,"None",,"Substantial strain",,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Real Estate","One","Office and Administrative Support","$500,000 - $999,999","I make most of the decisions","Good",20160916,20160223,20160910,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","No",4,"A building with 2 or more apartments","$150,000 to $174,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
1940,141332.066,45454.1754,52744.6495,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Clothing and Clothing Accessories Stores","One","Management","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160921,20151218,20160831,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,1,0,0,4,"Working - self-employed",1,"White","White"
1945,127597.865,41959.07,37166.1822,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,2,"More","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Data Processing, Hosting and Related Services","One","Computer and Mathematical","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160921,20151217,20150731,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
1946,496554.994,158221.317,52114.3877,,"Re-interview","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","Minor impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","Yes","No","No","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","Yes","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$0 to $4,999","More than your income","Yes","Yes","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","No","Yes","No",,,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Regularly worried","Rarely worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160914,20151217,20160913,57,"55-64","45-59","11th grade","Less than high school","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","Less than $5,000","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
1947,88397.2631,27819.3951,22708.328,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","No","No","No","No","Yes","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1600,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Doctoral Degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"No","Yes","Yes","No","No","No","No",0,"Definitely Yes","Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Refused",,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","No","Yes","No","Better price",,,"Better price","Better price","Better price",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Other professional","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160919,20160210,20160830,63,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,1,2,"Working - as a paid employee",1,"White","White"
1949,164326.092,51233.4031,50570.606,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","No","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"Yes",885,"Yes","Yes","No","No","Yes","Yes","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Other reason",,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","Yes","No","Yes",1000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Sometimes worried","Less than High School degree","Some college but no degree","Food Services and Drinking Places","One","Management","Under $5,000","Another household member and I share in the decisions","Good",20160922,20160122,20150714,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
1952,139435.908,43280.9651,13940.1863,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Deposit onto a reloadable prepaid card","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","No impact","No impact","Moderate impact","Moderate impact","Disabled and not working","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","To acquire new job-related skills",10,10,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1981,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","Yes","No","Yes","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Rarely worried","Less than High School degree","Don’t know","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","Another household member and I share in the decisions","Good",20160907,20160204,20160827,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - as a paid employee",1,"Black/African-American","Black"
1954,29295.6406,9002.5288,3230.6381,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",550,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Refused","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160909,20151217,20160909,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",1,"White","White"
1965,89533.0533,27157.4934,10560.7556,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","Severe impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Doctoral Degree","Yes","Professional degree (e.g. MBA, MD, JD)",,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Moderately important","Moderately important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",190000,0,0,190000,"No",0,"Yes","No",,"No","No","Yes","Yes","Yes","Still enrolled in the program","Yes","No",,,,,"No","No","No","Yes","No","No","No",0,"Probably No","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","Refused","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","Yes","No",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"Convenience",,"No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Certificate or technical degree","Hospitals","One","Medical Doctor (such as physician, surgeon, dentist, veterinarian)","Under $5,000","Another household member and I share in the decisions","Very good",20160908,20160206,20160916,31,"25-34","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",1,1,1,0,2,"Working - as a paid employee",0,"White","White"
1967,208154.861,66801.0155,69184.5235,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","Yes","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Once","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160920,20151217,20160827,32,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,1,2,0,2,"Not working - looking for work",1,"White","White"
1968,80628.7668,24288.5612,7891.0759,,"Re-interview","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"Yes","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,330,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No",,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"Yes","Once","Once","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No",,"No",,,,,"Yes","No","No","No","No","No","Yes",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Rarely worried","Rarely worried","Certificate or technical degree","Less than High School degree","Other Information Services","One","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160903,20151224,20160903,35,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$5,000 to $7,499","Never married","Non-Metro","Midwest","West-North Central","Rented for cash","mn",0,0,1,0,1,"Working - as a paid employee",1,"White","White"
1977,61052.7267,19165.8663,6371.5441,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","Yes","No","No","Yes","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","Minor impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",36,0,"Less","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably Yes","No","No","Yes","Yes","No","No",425,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Convenience",,"Convenience",,,,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160908,20151222,20160827,35,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","No",1,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Non-Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Not working - disabled",1,"Black/African-American","Hispanic"
1978,26740.7184,8161.5733,2930.1209,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed part-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Very important","Not important","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Better price","Better price",,"Better price",,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160913,20160221,20160829,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,0,2,"Not working - retired",1,"White","White"
1986,48297.7173,14825.1442,5378.4706,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","No","Don’t know","No","No","No","Paper check","No","No","No","No","No","No","No","Yes",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1999,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,64,"Not important","Not important","Not important","Not important","Somewhat important","Yes","Yes",,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","High school degree or GED","Not asked","One","Refused","Under $5,000","I make most of the decisions","Very good",20160907,20151222,20160828,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A mobile home","$12,500 to $14,999","Divorced","Non-Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
1990,171958.812,53656.715,44531.6033,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","Yes","No","Yes",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","Yes","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Certificate or technical degree","No",,"No","Other (Please specify):","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","Better price","Better price",,,"Other reason","Convenience",,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","One","Personal Care and Service","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160916,20151217,20160831,60,"55-64","60+","Some college, no degree","Some college","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - self-employed",1,"White","Hispanic"
1994,67474.305,21011.0784,20243.106,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","Poor","Yes","No","Yes","Yes","No","No","No","No","Yes","Employed for someone else","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Cash","No","No","No","No","No","Yes","No","No",,"Minor impact","No impact","Minor impact","No impact","No impact","Minor impact","Employed full-time","No","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",80,30,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Somewhat important","Very important","Very important","Very important","Not important","No","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Specialty Trade Contractors","Four or more","Installation, Maintenance, and Repair","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160908,20151217,20160828,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
1996,67052.0149,20628.1871,16853.2519,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,55,"Not important","Not important","Very important","Not important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","Yes","No","Not available in local stores","Not available in local stores","Other reason","Not available in local stores",,,,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Fair",20160927,20160329,20160906,64,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",1,"Black/African-American","Black"
2001,655159.294,208512.708,222165.365,,"Re-interview","Yes","Yes","No","No","No","No","Yes",,"Yes","Yes","Yes","No","Yes","No","Definitely Yes",,"Doing okay","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","Yes","No","No","No","Paper check","No","No","No","No","Yes","No","No","Yes",,"Minor impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,0,"Less","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,"No",0,"Yes","No","No","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$25,000 to $39,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better quality",,,,,,,,"Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","No","Yes",500,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","Substantial strain",,,"Substantial strain",,,,,"Substantial strain",,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Bachelor’s degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Excellent",20160904,20151229,20160828,33,"25-34","30-44","11th grade","Less than high school","White, Non-Hispanic","Male","No",5,"A one-family house detached from any other house","$150,000 to $174,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,1,0,4,"Not working - looking for work",0,"White","White"
2003,59625.2105,18312.9907,6020.5984,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","It varied","Yes","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No","No","No","No","No","No","Yes",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",3,5,"About the same","Somewhat","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","Yes","Yes","No","No",0,"Don’t know","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Private Household Service","Two","Building and Grounds Cleaning and Maintenance","$25,000 - $34,999","I make most of the decisions","Good",20151215,20160715,20160716,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Working - self-employed",1,"White","White"
2014,95669.6924,30361.2448,30364.9636,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","No impact","Minor impact","Moderate impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","Yes","No","No","No","Yes",,,,,,,,,"No",2408,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Most or all of the time","Most or all of the time","Master’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",14000,0,0,14000,"Yes",777,"No","No",,"No","No","No","No","Yes","Yes","No","No",,,,,"Yes","No","No","No","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Better price",,,"Better price","Better price","Better price","Better price","Better price","Better price","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","Yes","No","Yes",1200,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Educational Services","One","Other professional","$50,000 - $74,999","Another household member makes most of the decisions","Very good",20160914,20151223,20160827,31,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",3,"A one-family house attached to one or more houses","$200,000 to $249,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,1,0,2,"Working - as a paid employee",1,"White","White"
2015,42035.3917,12687.836,12079.74,,"Re-interview","No","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No","No","No","No","No","No","No",,"Minor impact","Minor impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","Yes","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No",,"Not available in local stores",,,"Not available in local stores","Convenience","Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Associate degree","Associate degree","Telecommunications","One","Installation, Maintenance, and Repair","$250,000 - $499,999","I make most of the decisions","Excellent",20160902,20151219,20160831,46,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Widowed","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,2,1,"Working - self-employed",1,"White","White"
2019,61952.7333,19146.7202,16054.5967,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",890,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Physical sciences/math","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Not important","Very important","Not important","Not important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Better price","Better price","Better price","Better price","Better price","Better price","Better price",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20151010,20151217,20150811,67,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Not working - retired",1,"White","White"
2021,37589.5217,11702.4023,3882.2396,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Probably Yes",,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","Yes","No","Yes","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","Minor impact","No impact","No impact",,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","To acquire new job-related skills",12,25,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1982,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,321,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Associate degree","No",,"No",,,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","Refused",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Convenience","Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160918,20160217,20150726,55,"55-64","45-59","Associate degree","Some college","Hispanic","Female","Yes",2,"A building with 2 or more apartments","$15,000 to $19,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Not working - looking for work",1,"White","Hispanic"
2026,70473,21025.6858,6621.9564,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","It varied","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"No","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"None",,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160907,20151224,20160907,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A mobile home","$7,500 to $9,999","Divorced","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,1,"Not working - disabled",1,"White","White"
2030,655159.294,208512.708,222165.365,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact","Refused","Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",12,25,"More","Somewhat","Not at all","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Once","Some of the time","Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Social/behavioral sciences","Financial benefits are somewhat larger",,,,,,,,,,,,"Slightly important","Slightly important","Not important","Not important","Slightly important","Moderately important","Moderately important","Slightly important",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No",,,,,"Yes",200,"Yes","Yes",,"No","Yes","No","No","No","Yes","Yes",,,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Sometimes worried","High school degree or GED","High school degree or GED","Heavy and Civil Engineering Construction","Two","Computer and Mathematical","$50,000 - $74,999","I make most of the decisions","Very good",20160916,20160108,20160916,28,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Living with partner","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,3,"Working - as a paid employee",1,"Black/African-American","Black"
2032,175819.771,55169.4513,57440.8886,,"Re-interview","Yes","No","Yes","Yes","No","No","No","All of the adult children living with me are not in school","No","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","Much better off","Much better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",2500,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","Yes","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Support Activities for Agriculture and Forestry","One","Building and Grounds Cleaning and Maintenance","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160908,20160122,20160902,43,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,4,"Working - self-employed",1,"White","White"
2037,94676.236,29105.8638,8816.0369,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat worse off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,"Disabled and not working","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",5,1,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2001,"No","No","No","No","No","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,860,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","No","Yes","No",,,"No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","Yes","No","No","No","Substantial strain",,,,,,,"Substantial strain",,,,"Regularly worried","Regularly worried","Sometimes worried","Regularly worried","Less than High School degree","Less than High School degree","Utilities","One","Sales Representative","Under $5,000","Another household member and I share in the decisions","Fair",20160924,20151217,20150805,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
2045,75900.8155,23446.3101,7827.1715,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Moderate impact","Employed part-time","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",56,"Refused","Less","Not at all","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1961,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Associate degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,,,,,,,,,,,,"Refused","Very important","Very important","Somewhat important","Somewhat important","Somewhat important","Yes","Yes","Yes","Yes","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Yes","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Better price","Better price",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","National Security and International Affairs","One","Armed Services","Under $5,000","Another household member and I share in the decisions","Excellent",20160914,20160121,20160915,39,"35-44","30-44","Some college, no degree","Some college","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",1,"White","Hispanic"
2055,245824.972,75541.8326,27108.8636,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160915,20151217,20160827,75,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",1,"White","White"
2056,213358.464,68287.7488,68540.2674,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","No","Yes","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",12,10,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Better price","Better price","Convenience",,,"Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Educational Services","Two","Teacher, except college and university","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160908,20160208,20160901,54,"45-54","45-59","Masters degree","Bachelor's degree or higher","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",1,"White","Hispanic"
2059,238300.75,77166.4935,23003.4958,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat worse off","About average","No","No","No","Yes","No","Yes","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","Severe impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",0,0,"More","Not at all","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",905,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","No","No","No","Better price",,,"Better price","Better price","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Substantial strain",,,,,,,,,"Never worried","Never worried","Regularly worried","Sometimes worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160910,20151217,20160827,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,2,"Not working - looking for work",1,"White","White"
2063,26582.6551,8118.3162,2989.6475,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Refused",,"No","Engineering","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,58,"Not important","Somewhat important","Very important","Very important","Not important","Yes","No",,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","No","No","No","Better price","Better price","Better price",,,"Better price",,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Good",20160728,20160217,20160708,74,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",1,"White","White"
2068,124359.48,37697.4722,34199.7645,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2003,"Yes","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,1300,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","Less debt now",,"Some of the time","Most or all of the time","Master’s degree","No",,"Yes","Engineering",,,,,,,"Financial costs are somewhat larger","No","Yes","No","No","No","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",35000,0,0,35000,"No",500,"No","No",,"No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","No","No","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Better price",,"Better price","Convenience","Convenience","Convenience",,,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Rarely worried","Less than High School degree","High school degree or GED","Architectural, Engineering, and Related Services","Two","Business and Financial Operations","$35,000 - $49,999","I make most of the decisions","Very good",20160913,20151217,20160913,45,"45-54","45-59","Masters degree","Bachelor's degree or higher","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"2+ Races","Hispanic"
2070,376198.084,117078.003,37129.1535,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",750,"Yes","No","No","No","No","Yes","Credit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","Yes","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Refused",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Regularly worried","Never worried","High school degree or GED","High school degree or GED","Funds, Trusts, and Other Financial Vehicles","One","Business and Financial Operations","$5,000 - $9,999","I make most of the decisions","Good",20160902,20151218,20160826,35,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Living with partner","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,2,"Working - as a paid employee",1,"White","Hispanic"
2071,177152.885,55260.5518,52467.9188,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","It varied","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","Yes","Don’t know","No","No","No","No","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","No","No","No","Yes","Refused",1100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","About the same",,"Some of the time","Never","Associate degree","Yes","Bachelor’s degree",,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No","Very important","Moderately important","Not important","Not important","Not important","Slightly important","Slightly important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"No","No","No","Yes","No","No","No","Don’t know","Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","Certificate or technical degree","Specialty Trade Contractors","One","Other (Please specify)","Not sure","Another household member makes most of the decisions","Excellent",20160907,20160206,20160907,31,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$85,000 to $99,999","Living with partner","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
2073,53031.2934,16395.6615,14170.5913,,"Re-interview","No","No","No","No","Yes","No","No",,"Refused","No","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",2,1,"About the same","Does not apply","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","Refused",,,,,,,"Refused",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","No","Yes",1500,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160917,20151219,20160917,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Not working - disabled",1,"White","White"
2076,219617.763,68818.2685,25256.4435,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.","Refused","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,576,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,55,"Refused","Refused","Refused","Refused","Refused","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",600,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160908,20151218,20160902,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Divorced","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Not working - retired",1,"White","Hispanic"
2085,82133.9976,25396.871,28506.8899,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Some of the time","High school degree or GED","No",,"No","Law",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience",,"Better price","Better price","Better price","Not available in local stores",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Graduate degree","High school degree or GED","Civic and Social Organizations","One","Protective Service","$100,000 - $249,999","Another household member makes most of the decisions","Very good",20151007,20160311,20150819,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
2088,153936.675,47620.4934,18049.5803,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,48,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Poor",20160920,20151225,20160914,74,"65-74","60+","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$15,000 to $19,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",1,"Black/African-American","Black"
2089,373805.253,121053.845,37673.7229,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably Yes",,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,850,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Some of the time","Once","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Not asked","One","Refused","$5,000 - $9,999","I make most of the decisions","Very good",20160916,20151217,20160828,49,"45-54","45-59","10th grade","Less than high school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
2091,258103.006,83120.7623,78162.488,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1968,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"Yes",,,,,,,,,,,,,,"Very important","Moderately important","Slightly important","Moderately important","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No",,"Not available in local stores","Better price","Better price",,,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","Refused",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Real Estate","One","Sales Representative","$500,000 - $999,999","Another household member makes most of the decisions","Fair",20151025,20151224,20160910,78,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$250,000 or more","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Working - self-employed",1,"White","White"
2096,17534.3977,5345.0843,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",4,1,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","Yes","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,61,"Not important","Somewhat important","Not important","Somewhat important","Very important","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","Yes",,,,"Better price",,"Convenience",,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20151217,20160207,20150818,77,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",1,"White","White"
2100,457066.148,140459.104,145711.664,,"Re-interview","Yes","No","No","Yes","Yes","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","Yes","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Severe impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",40,5,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",951,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20140916,20160315,20160726,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,3,"Not working - other",1,"White","White"
2123,200903.769,64397.7512,23030.6495,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","Yes","No","No","No","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","Yes","No","Yes","No","Yes","Yes","A little difficulty",,"Probably Yes","No","Yes","Yes","Yes","Yes","No",725,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Never","Bachelor’s degree","Yes","Master’s degree",,"Humanities",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Moderately important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",17000,0,0,17000,"No",100,"Yes","No",,"No","No","No","No","Yes","Still enrolled in the program","No",,,,,,"No","No","No","No","No","No","No",0,"Definitely No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No",,,,,,,"Not available in local stores","Convenience",,"Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"A little strain",,"A little strain",,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Associate degree","Bachelor’s degree","Educational Services","Four or more","Teacher, except college and university","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160915,20160201,20160915,23,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",4,"A building with 2 or more apartments","$20,000 to $24,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,4,"Working - as a paid employee",0,"Asian","Hispanic"
2126,82539.0974,24780.757,28485.1171,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","No","Yes","No","No","No","No","No","Fair","Yes","Yes","Less debt now",,"Most or all of the time","Once","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Textile Mills","One","Other (Please specify)","$10,000 - $24,999","I make most of the decisions","Fair",20160920,20151219,20160827,43,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Male","No",1,"A mobile home","$40,000 to $49,999","Never married","Metro","South","South Atlantic","Occupied without payment of cash rent","nc",0,0,0,0,1,"Working - as a paid employee",1,"2+ Races","Other"
2131,503309.472,165022.303,184557.665,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Severe impact","Disabled and not working","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,5,"More","Somewhat","Very much","Somewhat","No","No","No","Yes","No","No","No","No","No","No","Yes","I [PPMARITins2] pay rent.",2012,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","No","No","Yes","No","No","Yes",700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","No","No","No","No",0,"Definitely Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Refused","Yes","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","No",,,,,,,"Other reason","Other reason",,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Sometimes worried","High school degree or GED","Don’t know","Specialty Trade Contractors","One","Construction and Extraction","Under $5,000","Another household member and I share in the decisions","Good",20160908,20160114,20160908,41,"35-44","30-44","7th or 8th grade","Less than high school","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Occupied without payment of cash rent","va",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
2134,37528.6258,11469.4913,10169.193,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Probably Yes",,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1960,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","Yes","No","No","Yes","No",,,"No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Substantial strain",,,"Rarely worried","Never worried","Never worried","Regularly worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Fair",20150930,20151217,20160910,83,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,5,"Not working - retired",1,"White","White"
2137,47800.2641,14527.8452,5157.5679,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Probably No","Yes","Finding it difficult to get by","Much worse off","Somewhat worse off","Poor","No","No","No","Yes","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","Yes",,"No impact","No impact","No impact","No impact",,,"Disabled and not working","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,5,"More","Does not apply","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2003,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Don’t know",,,,,,,2500,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","Refused","No","No","Yes","Yes","No","No","No",,"$40,000 to $49,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","Yes",100,"Yes","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Excellent",20160920,20160217,20160911,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,3,"Not working - retired",1,"White","White"
2139,57675.902,17844.4537,15978.4656,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","Yes","No","Definitely Yes",,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,3,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,59,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","More than your income","No","No","No","Yes","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No",,"Not available in local stores",,,,"Better price",,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",9500,"No","Yes","No","No","No","No","No","No","No","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"Moderate strain",,"Moderate strain","Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160908,20151217,20160908,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",1,"White","White"
2143,306974.938,103365.522,31700.5375,,"Re-interview","Yes","Yes","Yes","Yes","Yes","Yes","No","All of the adult children living with me are not in school","Yes","Yes","Yes","Yes","Yes","No","Definitely Yes",,"Living comfortably","Much better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,"Very important","Very important","Very important","Very important","Very important","Very important","Very important","Refused","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Other reason","Other reason",,,,,"Other reason","Other reason",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","High school degree or GED","Refused","One","Refused","Not sure","Another household member makes most of the decisions","Very good",20160913,20151222,20160913,28,"25-34","18-29","12th grade NO DIPLOMA","Less than high school","Black, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","Midwest","East-North Central","Occupied without payment of cash rent","mi",0,0,0,0,2,"Working - as a paid employee",1,"Black/African-American","Black"
2144,318518.754,97887.2071,32332.8934,,"Re-interview","Yes","No","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Probably Yes",,"Just getting by","Somewhat worse off","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","Yes","Yes","Yes","Don’t know","Don’t know","No","Deposit onto a reloadable prepaid card","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","Minor impact","Moderate impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","A little difficulty",,"Probably No",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Associate degree","No",,"No","Health",,,,,,,"Financial costs are much larger","No","No","No","Yes","No","Slightly important","Slightly important","Moderately important","Not important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",2500,0,0,2500,"No",11,"Yes","No",,"No","Yes","Yes","No","No","No","No",,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","No","Yes","Yes","Yes",800,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No",,,,"A little strain",,,,"Moderate strain",,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Some college but no degree","High school degree or GED","Educational Services","One","Teacher, except college and university","Under $5,000","I make most of the decisions","Good",20160917,20160209,20160827,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
2154,15955.6411,5033.3421,2620.0037,,"Re-interview","Yes","No","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Somewhat important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20161018,20151217,20150716,77,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$12,500 to $14,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,2,"Not working - retired",1,"White","White"
2155,655159.294,208512.708,222165.365,,"Re-interview","Yes","Yes","Yes","Yes","Yes","No","No","All of the adult children living with me are not in school","Yes","Yes","No","Yes","No","No","Probably Yes",,"Doing okay","Somewhat better off","Much better off","About average","Yes","Yes","Yes","No","Yes","Yes","No","Yes","Yes","Self-employed","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","It was in-line with changes in living expenses","Moderate impact","Minor impact","Minor impact","Moderate impact","Minor impact","Moderate impact",,"Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",95,80,"More","Very much","Very much","Very much","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Cash","Not confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","Excellent","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,"Computer/information sciences",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No",0,0,0,0,"Yes","Refused","Yes","Yes",,"Yes","Yes","Yes","No","Yes","Still enrolled in the program",,"No",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Somewhat important","Somewhat important","Very important","Somewhat important","Yes","Yes",,"Yes","No","Yes","Yes","No","Yes","Yes","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Better quality","Better price",,"Convenience","Better price","Better quality",,"Better price",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","No","Yes","Yes",50,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Refused","Yes","Yes","Yes","No","Yes","Yes","No","Yes","Yes","Yes",,"Moderate strain","Moderate strain","A little strain",,"Moderate strain","A little strain",,"Moderate strain","Moderate strain","Moderate strain","Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","Bachelor’s degree","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Fair",20160920,20151223,20150703,38,"35-44","30-44","12th grade NO DIPLOMA","Less than high school","Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,1,"Not working - disabled",0,"American Indian or Alaska Native","Hispanic"
2158,98158.5262,30945.554,25591.4707,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","Yes","Yes","No","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","Yes","No","Yes","It was in-line with changes in living expenses","No impact","Minor impact","Minor impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2100,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Master’s degree","No",,"No","Life sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","Yes","Convenience","Convenience",,,"Convenience","Better price","Convenience",,"Convenience","No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Moderate strain","Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160915,20160220,20150804,60,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$175,000 to $199,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
2160,19125.2868,5512.3791,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat worse off","About average","No","No","No","No","No","Yes","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,49,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","No","No",,"Convenience","Convenience",,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160920,20151224,20160910,71,"65-74","60+","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",1,"2+ Races","Other"
2161,122407.72,37214.7771,12435.8421,,"Re-interview","Yes","Yes","No","No","Yes","No","No",,"No","Yes","No","Yes","No","No","Definitely Yes",,"Just getting by","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","Yes","No","Yes","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Severe impact","Severe impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",884,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Computer/information sciences","Financial benefits are much larger",,,,,,,,,,,,"Not important","Moderately important","Not important","Not important","Not important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",11000,0,3200,14200,"No",100,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program","Yes","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Convenience","Convenience","Convenience","Convenience",,,,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Social Assistance","One","Management","$5,000 - $9,999","Another household member and I share in the decisions","Fair",20160909,20160208,20160908,33,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",2,1,0,0,3,"Working - as a paid employee",0,"White","White"
2162,32043.7284,9713.4464,3622.6086,,"Re-interview","No","No","Yes","No","Yes","No","No","Refused","No","No","No","No","No","Yes","Probably Yes",,"Just getting by","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,"No",,"Refused","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Somewhat important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No",,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","No","No","No","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","Yes","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160907,20151217,20160907,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$15,000 to $19,999","Divorced","Metro","West","Pacific","Occupied without payment of cash rent","ca",0,0,0,0,1,"Not working - retired",1,"White","White"
2166,19572.4323,6036.1445,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",550,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160927,20151227,20150705,80,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A mobile home","$20,000 to $24,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,1,"Not working - retired",1,"White","White"
2168,91629.9413,28116.2143,28629.4716,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","No","Yes","No","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",1181,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Associate degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","No","Yes","No","Better price","Convenience","Convenience",,,"Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Utilities","One","Computer and Mathematical","$100,000 - $249,999","I make most of the decisions","Very good",20160913,20151217,20160829,54,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$60,000 to $74,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
2176,35919.9852,10917.6991,10106.3015,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","No impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2431,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"Yes","Health",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No","Very important","Very important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","Yes","No",,"Convenience",,"Better price","Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Bachelor’s degree","Hospitals","Two","Health Technologist or Technician (such as paramedic, lab technician)","$250,000 - $499,999","Another household member and I share in the decisions","Good",20151218,20160218,20160902,49,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,2,0,2,"Working - as a paid employee",1,"White","White"
2178,145499.679,47218.6709,16049.3013,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",445,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","Yes","No","Yes",0,"Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Moderate strain",,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Fair",20160923,20151216,20160827,61,"55-64","60+","10th grade","Less than high school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,1,"Not working - retired",0,"White","White"
2185,167172.226,51403.8447,17531.4023,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",758,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,56,"Very important","Somewhat important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Better price","Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Good",20160909,20151216,20160901,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$35,000 to $39,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",1,"White","White"
2188,202903.651,64385.7435,60138.6353,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1998,"Yes","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,990,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No",,"Convenience",,,,"Convenience",,"Convenience",,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Refused","One","Other (Please specify)","$250,000 - $499,999","I make most of the decisions","Very good",20160908,20160125,20160908,40,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$150,000 to $174,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
2189,20077.3722,6129.0326,5010.968,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Refused","Yes","Refused","Refused","Refused","Refused","No","I [PPMARITins2] pay rent.",2011,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,2100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Convenience","Convenience",,,"Convenience",,,,,"Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20160930,20160710,20160723,85,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$75,000 to $84,999","Widowed","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Not working - retired",1,"White","White"
2190,58331.9106,18021.1458,6565.9724,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Refused",,,"Refused","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Good",20161011,20151217,20160913,82,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Not working - retired",1,"White","White"
2191,151893.712,47300.2554,14746.0461,,"Re-interview","Yes","No","No","No","Yes","No","No",,"Yes","Yes","Yes","No","Yes","No","Probably Yes",,"Finding it difficult to get by","Much worse off","Much worse off","Poor","Yes","No","Yes","Yes","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","No","No","No",,"Severe impact","Moderate impact","Moderate impact","Moderate impact","No impact","Minor impact","Retired","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","To earn money as a primary source of income",144,10,"About the same","Not at all","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1970,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"Yes","Most or all of the time","Some of the time","High school degree or GED","No",,"No","Health",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",65000,0,100,65100,"No",176,"Yes","Yes",,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",318,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Hospitals","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$5,000 - $9,999","Another household member and I share in the decisions","Fair",20160910,20160123,20160910,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$15,000 to $19,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",1,"Black/African-American","Black"
2193,56061.9725,16935.8479,7043.3461,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,,,,,,,,,,,,46,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Some college but no degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160907,20151216,20160907,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",1,"White","White"
2194,114044.698,35924.156,36252.8941,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Graduate degree","High school degree or GED","Personal Care Services","One","Management","Under $5,000","I make most of the decisions","Very good",20160909,20160806,20160829,54,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$250,000 or more","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - self-employed",1,"White","White"
2197,22918.0674,7081.0806,2620.0037,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1960,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Once","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Somewhat important","Very important","Not important","Very important","Not important","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No",,"Convenience",,,,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Very good",20160920,20151218,20150724,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",1,"White","White"
2202,42607.0983,13086.1324,4302.2108,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","No","No",0,"Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Truck Transportation","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Very good",20160921,20151218,20150806,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Widowed","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
2204,32080.9487,9790.4505,3762.6707,,"Re-interview","No","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Probably No","No","Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1995,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,325,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Not available in local stores",,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","Don’t know","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160920,20151217,20150731,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","No",2,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Not working - disabled",1,"White","White"
2205,14505.6859,4629.3873,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No","Vocational/technical training","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,40,"Not important","Not important","Very important","Not important","Not important","No","No",,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","No","No","No","Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160908,20151217,20160912,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Not working - retired",1,"White","White"
2208,31819.1446,9777.9997,3508.9228,,"Re-interview","Yes","No","No","Yes","No","No","No",,"No","Yes","Yes","No","No","No","Probably Yes",,"Just getting by","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes",,,,,,,,,"Yes",850,"Yes","No","No","No","Yes","No","Cash","Not confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","Yes","Yes","No","No","No","No","No","No","Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,44,"Somewhat important","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Yes","Refused","Refused","Yes","Refused",,"$25,000 to $39,999","More than your income","Refused","Refused","Refused","No","Roughly the same amount each month",,,,,,,,,,"Yes","Refused","Yes","Refused","Yes","Refused","Refused","Yes","No","Other reason",,"Refused",,"Better price",,,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","Yes","Yes","Yes",2500,"No","No","Yes","Yes","No","Refused","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Refused","One","Transportation and Material Moving","Under $5,000","Another household member and I share in the decisions","Fair",20160921,20151219,20160915,75,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Working - self-employed",1,"White","White"
2209,31725.0028,9809.4292,9078.0402,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1050,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Not available in local stores","Not available in local stores",,"Not available in local stores","Not available in local stores","Not available in local stores",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Fair",20160905,20151223,20160905,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,3,"Not working - disabled",1,"White","White"
2218,241480.919,76872.1671,76457.1291,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","No","Yes","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",1900,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No","Very important","No advice from person","Not important","Very important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",4000,0,0,4000,"No",300,"No","No",,"No","No","Yes","No","No","Yes","No",,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","Yes","No","No",,,"Not available in local stores","Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","None",,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Computer Systems Design and Related Services","One","Computer and Mathematical","$50,000 - $74,999","I make most of the decisions","Good",20160921,20151220,20160909,29,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Living with partner","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
2222,151358.189,46231.359,14816.6854,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",967,"Yes","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Once","Associate degree","No",,"No","Vocational/technical training",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","Yes","Yes","Yes","No","Yes","Refused","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160920,20151218,20150704,56,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A mobile home","$15,000 to $19,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Not working - disabled",1,"White","White"
2227,271724.692,87381.5809,87457.6519,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Severe impact","Minor impact","Moderate impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",1200,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","Yes","Yes",,"No","No","No","No","No","No","Yes","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Law","Financial costs are much larger","Yes","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",3200,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Graduate degree","Management of Companies and Enterprises","One","Management","$50,000 - $74,999","I make most of the decisions","Very good",20160923,20160101,20160920,38,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,1,1,0,2,"Working - as a paid employee",1,"White","White"
2237,176463.745,54617.51,21061.2555,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Some of the time","Associate degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","No","No","No","No","Don’t know","Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Convenience","Convenience",,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Business and Financial Operations","$75,000 - $99,999","I make most of the decisions","Good",20161008,20151217,20150707,64,"55-64","60+","Associate degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$20,000 to $24,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Working - as a paid employee",1,"Black/African-American","Black"
2244,109895.888,33433.6859,36293.3725,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,5,"Less","Does not apply","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"No","Yes","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160908,20160106,20160908,49,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$125,000 to $149,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
2246,200360.633,60056.7087,21244.5186,,"Re-interview","Yes","No","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Probably No","Yes","Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"Yes","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","No advice from person","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10600,0,0,10600,"Yes",109,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"No","No","No","Yes","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Excellent",20151011,20160207,20160727,23,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",4,"A one-family house attached to one or more houses","Less than $5,000","Never married","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,4,"Not working - looking for work",0,"White","White"
2249,76615.6905,23563.908,20032.3831,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Certificate or technical degree","No",,"No",,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Not available in local stores",,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Insurance Carriers and Related Activities","One","Office and Administrative Support","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160915,20151217,20160910,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
2256,31335.9289,9936.2865,9000.1432,,"Re-interview","Yes","Yes","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","Moderate impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"No","Yes","No","No","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,1700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Cash","Somewhat confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"Yes","Yes","Yes",,"No","No","No","No","No","No","Yes","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"Yes","Yes","No","Yes","No","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Not available in local stores","Not available in local stores","Better price","Better price","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","Yes","Yes","No","No","Yes","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No",,,,,"A little strain",,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20151008,20160209,20160910,51,"45-54","45-59","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","No",3,"A one-family house attached to one or more houses","$75,000 to $84,999","Separated","Metro","South","West-South Central","Rented for cash","la",0,0,1,1,1,"Working - as a paid employee",1,"American Indian or Alaska Native","Other"
2262,71233.9698,21748.8492,22485.0883,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","Moderate impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",611,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Associate degree","No",,"No","Health",,,,,,,"Financial benefits are much larger","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",22000,0,0,22000,"No",284,"No","No",,"Yes","Yes","No","No","No","No","No","Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","Yes",0,"Probably No","Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No",,,,,"Better price",,"Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No",,,"Substantial strain",,,,,"Moderate strain","Substantial strain",,,"Sometimes worried","Never worried","Never worried","Rarely worried","High school degree or GED","Some college but no degree","Nursing and Residential Care Facilities","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160911,20151217,20160828,49,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
2265,191615.484,59197.9682,21568.6745,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Very important","Very important","Not important","Not important","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160916,20151219,20160916,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Not working - retired",1,"White","White"
2278,42454.7645,13240.4595,12483.1001,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Very important","Not important","Not important","Somewhat important","Somewhat important","Yes","No","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Building Material and Garden Equipment and Supplies Dealers","One","Building and Grounds Cleaning and Maintenance","Not sure","Another household member makes most of the decisions","Fair",20160924,20160202,20160917,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - self-employed",1,"White","White"
2281,45559.5731,14067.9633,5038.1227,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Somewhat important","Somewhat important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Fair",20160920,20151217,20150821,82,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
2286,27663.4389,8509.8356,3252.3717,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","To earn money as a primary source of income",5,12,"More","Somewhat","Somewhat","Somewhat","No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No",,,,,,"Better price","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Management of Companies and Enterprises","Two","Management","$10,000 - $24,999","I make most of the decisions","Very good",20161011,20151217,20150713,62,"55-64","60+","Some college, no degree","Some college","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",1,"White","Hispanic"
2295,83223.3356,25425.1666,21870.1683,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",525,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Financial benefits are somewhat larger","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","No",,,,"Convenience",,"Convenience","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","Refused","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Utilities","One","Other professional","$25,000 - $34,999","I make most of the decisions","Good",20160908,20151217,20160901,66,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
2302,32024.2632,9771.0129,7651.2855,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,2500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Law",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,69,"Very important","Somewhat important","Very important","Very important","Very important","Yes","No",,"No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Good",20160926,20160209,20151025,77,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$85,000 to $99,999","Widowed","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,1,"Not working - retired",1,"White","White"
2303,13196.5761,4629.3873,2620.0037,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Minor impact","Minor impact","Moderate impact","Severe impact",,,"Retired","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",4,3,"Less","Somewhat","Somewhat","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Some of the time","Some of the time","Bachelor’s degree","No",,"No","Education",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","Yes","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","Yes",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Very good",20160909,20151228,20160909,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$12,500 to $14,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","nh",0,0,0,0,2,"Not working - looking for work",1,"White","White"
2312,36083.2596,11088.3591,3979.157,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Regularly worried","Regularly worried","Sometimes worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160917,20151223,20160827,78,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",1,"White","White"
2313,88786.789,27001.2923,24819.273,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",40,5,"Less","Not at all","Not at all","Does not apply","Refused","Refused","Refused","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,1110,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","No",0,"Definitely Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","Yes",5000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Some college but no degree","Associate degree","Primary Metal Manufacturing","One","Management","$100,000 - $249,999","I make most of the decisions","Very good",20160920,20151224,20160828,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$85,000 to $99,999","Married","Metro","West","Pacific","Rented for cash","ca",1,0,0,0,2,"Working - as a paid employee",1,"White","White"
2315,69505.0619,21316.0786,7637.174,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",615,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Education","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","Yes","No","Yes","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Real Estate","One","Other professional","$250,000 - $499,999","I make most of the decisions","Very good",20160914,20151218,20160914,66,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$12,500 to $14,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - self-employed",1,"White","White"
2320,250968.084,79734.7478,88753.827,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",2200,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Better price",,,"Better price","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160912,20160121,20160829,37,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,1,1,2,"Not working - disabled",1,"White","Hispanic"
2324,28637.5181,8687.3278,7177.8452,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",650,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,69,"Not important","Somewhat important","Somewhat important","Not important","Not important","Yes","No","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No",,,,,"Convenience",,"Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160907,20151217,20160907,73,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"White","White"
2328,78794.126,24952.4611,9271.6156,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160915,20151222,20150617,73,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - retired",1,"White","White"
2346,121325.169,37204.5829,14269.3338,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Associate degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"No",,,,,,,,,,,,,,,,55,"Very important","Somewhat important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Regularly worried","Associate degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160908,20151216,20160908,68,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A mobile home","$20,000 to $24,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Not working - retired",1,"White","White"
2347,58495.6572,17565.8837,7056.4733,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Master’s degree","No",,"No","Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Refused",,,,,,,,,,,,,,,,"Refused","Not important","Not important","Not important","Not important","Very important","Yes","No",,"Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20160926,20151217,20150705,68,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Not working - retired",1,"White","White"
2358,125049.942,37693.3396,38253.4659,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","Paper check","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Some of the time","Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","Convenience","Convenience",,,,"Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Nursing and Residential Care Facilities","One","Business and Financial Operations","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160921,20151217,20150708,46,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,2,2,"Working - as a paid employee",1,"White","White"
2362,506636.371,159093.266,160855.35,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Not available in local stores",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Computer Systems Design and Related Services","Two","Computer and Mathematical","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160922,20151218,20150708,57,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
2368,133146.535,41477.9979,49959.9351,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","Refused","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Refused","No",,,,,"Yes","No","Yes","Yes","Yes","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Not available in local stores","Not available in local stores",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",600,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Sometimes worried","Less than High School degree","High school degree or GED","Pharmaceutical and Medicine Manufacturing","One","Architecture and Engineering","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160920,20151223,20160829,49,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,1,3,"Working - as a paid employee",1,"White","White"
2369,199928.226,63260.7069,63632.5926,,"Re-interview","Yes","Yes","No","Yes","No","No","No",,"No","Yes","Yes","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Don’t know","No","Yes","No","Paper check","No","No","Yes","No","No","No","No","No",,"Severe impact","Severe impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2000,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","Refused",300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","Convenience","Better price","Convenience",,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No",,,"A little strain",,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","One","Refused","Not sure","Another household member makes most of the decisions","Very good",20160921,20160122,20160829,31,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","No",4,"A one-family house attached to one or more houses","$40,000 to $49,999","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","de",0,0,0,0,4,"Working - as a paid employee",1,"Black/African-American","Hispanic"
2371,222369.667,68355.3912,23089.3974,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","Minor impact","Minor impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1925,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Convenience","Convenience",,"Convenience",,,"Convenience",,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Substantial strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Insurance Carriers and Related Activities","Two","Other Sales","$5,000 - $9,999","I make most of the decisions","Very good",20160920,20151224,20160827,34,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
2380,88278.0261,27191.8355,26972.0352,,"Re-interview","Yes","Yes","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","Yes","No","No","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","Moderate impact","No impact","No impact","No impact","Minor impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1700,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","Yes","No",,,,,"Convenience","Better price",,"Convenience",,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Bachelor’s degree","Professional, Scientific, and Technical Services","One","Computer and Mathematical","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160913,20151217,20160913,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,1,0,3,"Working - as a paid employee",1,"White","White"
2391,70434.8275,23152.3306,22221.6784,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","Minor impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1440,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No","Vocational/technical training","Financial costs are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Better price","Better price","Better price","Better price",,"Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Ambulatory Health Care Services","One","Management","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160916,20151218,20160916,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Divorced","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
2394,532481.847,175527.041,197383.518,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat worse off","Much better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","Yes","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Rarely worried","Less than High School degree","Less than High School degree","Specialty Trade Contractors","One","Installation, Maintenance, and Repair","$75,000 - $99,999","Another household member makes most of the decisions","Very good",20160908,20151218,20160829,45,"45-54","45-59","5th or 6th grade","Less than high school","Hispanic","Male","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,1,3,"Working - self-employed",0,"White","Hispanic"
2404,57117.4806,17549.7873,14481.4676,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Refused","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,64,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No",,"Convenience","Convenience",,"Convenience",,"Convenience",,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",300,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Miscellaneous Store Retailers","One","Retail Sales","$100,000 - $249,999","I make most of the decisions","Fair",20160910,20151217,20160910,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
2412,64875.5252,19434.2793,6842.5118,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Refused","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Once","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","Yes",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Very good",20160915,20151219,20160915,79,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","Less than $5,000","Widowed","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,1,"Not working - retired",1,"White","White"
2413,15711.102,4680.2396,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","No","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",1987,"Yes","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,980,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","Yes","Yes","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No",,,,,"Not available in local stores","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Refused","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","High school degree or GED","Some college but no degree","Educational Services","One","Teacher, college and university","$25,000 - $34,999","I make most of the decisions","Good",20161020,20160221,20150702,64,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
2414,149253.794,46548.1045,43885.5349,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Somewhat important","Not important","Not important","Very important","Very important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Sometimes worried","Sometimes worried","Sometimes worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160926,20151221,20150619,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",1,"White","White"
2415,32437.0821,9784.6271,8797.9525,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Definitely No","Yes","Doing okay","About the same","Much worse off","Pretty well off financially","No","No","No","No","Yes","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Once","Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","Yes",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Not available in local stores",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",900,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160916,20151217,20160826,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Not working - other",1,"White","White"
2418,192393.979,59451.605,51961.2096,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","It varied","No","No","No","No","No","No","No","No","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No","Yes",,,,,,,,,"No",450,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,51,"Very important","Not important","Not important","Not important","Not important","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160921,20151223,20150712,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Not working - retired",1,"White","White"
2423,83386.138,25798.9909,23101.1999,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,0,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably No",,,,,,,1800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No",,"Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Not important","Not important","Not important","Not important","Very important","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No",,,,"Better price",,"Convenience","Convenience",,,"No","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","Yes",800,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160914,20160217,20160910,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Not working - looking for work",1,"White","White"
2424,224035.971,75770.1232,24297.6494,,"Re-interview","No","No","No","No","Yes","No","No",,"Yes","No","No","No","Yes","No","Probably No","No","Just getting by","Somewhat better off","About the same","Poor","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",20,50,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","Refused","No","No","No","No","Refused",,"$0 to $4,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,,,"Convenience",,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Very good",20160908,20151223,20160909,36,"35-44","30-44","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Not working - looking for work",0,"White","White"
2432,13196.5761,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Somewhat important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20161008,20151223,20150730,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",1,"White","White"
2433,655159.294,204591.052,189144.41,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Refused","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Refused",,,,,"No","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20150930,20160206,20150702,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,3,"Not working - other",1,"Black/African-American","Black"
2436,316412.644,100883.633,92508.0942,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Yes","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Miscellaneous Manufacturing","One","Other (Please specify)","Refused","I make most of the decisions","Good",20160908,20151217,20160723,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
2437,248333.417,77310.4504,82609.7534,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,5,"About the same","Does not apply","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2016,"Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Good","Yes","No",,"Yes","Once","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Life sciences","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No",,,,,"No",300,"No","No",,"No","No","Yes","No","No","No","No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Regularly worried","Bachelor’s degree","Graduate degree","Utilities","One","Business and Financial Operations","Under $5,000","I make most of the decisions","Very good",20161013,20160128,20150706,31,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$60,000 to $74,999","Living with partner","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
2444,186620.119,59413.3597,59447.8162,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","Yes",,,,,,,,,"No",2900,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Refused",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No",,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","No",,,,,,,"Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Machinery Manufacturing","One","Installation, Maintenance, and Repair","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160908,20151218,20160827,51,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,1,3,"Working - as a paid employee",1,"White","White"
2450,88810.8622,27256.9646,23506.6857,,"Re-interview","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","No","No","Yes","Yes","No","Definitely Yes",,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",980,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Very important","Somewhat important","Very important","Very important","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","Yes","No",,"Convenience","Better price","Better price","Convenience",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Fair",20160929,20160108,20160904,80,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,1,0,4,"Not working - retired",1,"White","White"
2451,132128.239,41135.1991,46793.4415,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","Moderate impact","No impact","No impact","No impact","Minor impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","Refused","No",,"Moderate strain",,"Moderate strain",,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Certificate or technical degree","Business, Professional, Labor, Political, and Similar Organizations","Two","Sales Representative","Under $5,000","I make most of the decisions","Excellent",20160913,20151220,20160913,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
2453,63441.5238,19808.7272,7101.5138,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Not important","Not important","Very important","Not important","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Convenience","Better price",,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","Yes","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160910,20151217,20160910,73,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",1,"American Indian or Alaska Native","Hispanic"
2456,47938.7168,14740.6924,5027.3479,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",0,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Not important","Very important","Not important","Very important","Not important","Yes","Refused","Refused","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160921,20160101,20150617,76,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",1,"White","White"
2460,61481.5591,18770.6078,6088.9301,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat better off","Somewhat better off","Poor","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","No","No","No","Paper check","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",303,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Humanities","Refused","No","Yes","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No",,"Do not have children or grandchildren",,,,,"No","No","Yes","Refused","No","Yes","Yes",0,"Don’t know","Not comfortable","Refused",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","Yes","Not available in local stores","Not available in local stores",,,"Not available in local stores",,"Not available in local stores",,"Not available in local stores","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","Yes",500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Refused","Two","Health Care Support (such as nursing aide, orderly, dental assistant)","$50,000 - $74,999","I make most of the decisions","Good",20161008,20151217,20150808,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
2463,82699.3453,25097.525,25924.7184,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","Minor impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,10,"About the same","Not at all","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1023,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,"Better price","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Certificate or technical degree","Food and Beverage Stores","One","Food Preparation and Serving","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160926,20151221,20160902,53,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
2466,46249.5714,14298.9596,12358.4346,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","Yes","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Other reason","Not available in local stores","Not available in local stores","Better quality","Better quality","Better quality",,"Better quality",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Social Advocacy Organizations","One","Building and Grounds Cleaning and Maintenance","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160921,20151226,20160829,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
2468,27384.251,8387.0581,3299.7215,,"Re-interview","Yes","No","Yes","No","Yes","Yes","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Don’t know","Yes","Don’t know","Yes","Yes","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1969,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,"No",340,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Not important","Not important","Not important","Very important","Yes","Yes","No","Yes","Yes","Refused","Yes","Refused","Refused","Refused","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes","No",,"Convenience",,"Convenience",,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","None",,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Rarely worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160205,20160204,20150827,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",5,"A mobile home","$10,000 to $12,499","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,5,"Not working - retired",1,"White","White"
2471,42006.1832,12980.3179,11344.9085,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Minor impact","No impact","Minor impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",690,"Yes","No","No","No","No","No","Refused","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Once","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,,,,,"Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",10000,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Specialty Trade Contractors","One","Refused","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160923,20151218,20160916,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Working - self-employed",1,"White","White"
2475,518025.325,170761.601,192024.689,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably No","No","Finding it difficult to get by","About the same","About the same","About average","No","No","Yes","No","No","No","No","No","No","Temporarily laid off",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Never","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Merchant Wholesalers, Durable Goods","One","Other Sales","$35,000 - $49,999","I make most of the decisions","Very good",20160917,20151225,20160913,56,"55-64","45-59","9th grade","Less than high school","Hispanic","Male","No",2,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - self-employed",0,"White","Hispanic"
2484,13364.1202,4629.3873,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,865,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Associate degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No","Convenience","Convenience",,,"Convenience",,,"Convenience",,"No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160910,20151217,20160910,70,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Divorced","Metro","West","Mountain","Rented for cash","nv",0,0,0,0,1,"Not working - retired",1,"White","White"
2489,150674.708,48155.8904,45351.4499,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","Yes","Paper check","No","No","No","No","Yes","No","No","No",,"No impact","No impact","Moderate impact","Minor impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,810,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","Yes","No","Very important","Very important","Very important","Very important","Very important","Very important","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",38000,0,0,38000,"Yes",0,"Yes","No",,"No","No","Yes","No","No","Yes",,,,,,,"No","No","No","Yes","No","No","No","Don’t know","Definitely Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Refused","No","No","No",,"Refused","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No",,"Better price",,,,"Other reason","Other reason","Other reason",,"No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No",,"A little strain",,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Food Services and Drinking Places","One","Business and Financial Operations","$35,000 - $49,999","I make most of the decisions","Good",20160912,20151223,20160912,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Never married","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
2495,31645.4762,9682.7121,8150.3438,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"Less","Does not apply","Does not apply","Not at all","No","Yes","No","No","Refused","Refused","Refused","Refused","Refused","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1900,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20160922,20151223,20160723,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"White","White"
2499,91938.1646,28193.0049,10813.0603,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","Don’t know","No","No","No","No","No","Cash","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Once","Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","Yes","No","No",0,"Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",3000,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Rarely worried","High school degree or GED","High school degree or GED","Food Services and Drinking Places","One","Food Preparation and Serving","$75,000 - $99,999","I make most of the decisions","Refused",20161001,20151225,20160914,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Divorced","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
2501,544170.19,176137.084,188766.494,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Other (Please specify):","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Not available in local stores",,"Better price","Better price","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20160917,20160131,20160909,44,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,1,2,0,2,"Not working - other",1,"White","White"
2507,101336.444,32156.2588,30035.1198,,"Re-interview","Yes","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably No","Yes","Living comfortably","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","Yes","No","No","Convenience",,"Convenience",,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Other Information Services","One","Management","Refused","Another household member and I share in the decisions","Excellent",20160921,20160126,20151223,42,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$175,000 to $199,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
2512,121602.501,36581.188,15637.1839,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","It varied","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,57,"Somewhat important","Somewhat important","Not important","Not important","Not important","Yes","No",,"Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20151003,20151221,20150723,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,1,"Not working - retired",1,"White","White"
2523,134460.949,41894.7178,41898.7739,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,"No",739,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No",,"Not available in local stores",,"Not available in local stores",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Specialty Trade Contractors","One","Installation, Maintenance, and Repair","$10,000 - $24,999","I make most of the decisions","Good",20160926,20151227,20150712,41,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
2537,49548.3239,15068.3316,13850.6347,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1444,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Better price",,,"Better price","Better price","Convenience","Convenience",,"Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Electrical Equipment, Appliance, and Component Manufacturing","One","Sales Representative","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20151025,20151218,20160909,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,1,1,0,2,"Working - as a paid employee",1,"White","White"
2542,655159.294,208512.708,217337.985,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Probably Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Paper check","No","Yes","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",12,10,"Less","Somewhat","Somewhat","Somewhat","No","Yes","Yes","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,350,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","Very important","Slightly important","Very important","Moderately important","Moderately important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,,,,,,"No","No","Yes","Yes","No","No","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","Yes","Yes","No","Convenience","Better price",,"Better price",,"Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Associate degree","Motion Picture and Sound Recording Industries","Two","Other (Please specify)","$500,000 - $999,999","I make most of the decisions","Very good",20160907,20151217,20160901,22,"18-24","18-29","Associate degree","Some college","Hispanic","Male","No",3,"A one-family house detached from any other house","$150,000 to $174,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Working - as a paid employee",1,"White","Hispanic"
2558,29421.1882,9086.5736,8828.6749,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Don’t know","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","Yes","No","Refused","Convenience",,,,"Refused",,"Refused",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Social Assistance","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Fair",20160831,20160124,20160831,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
2562,65538.1783,19979.5925,17770.2459,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","No","No","No","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","No","No","No",800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Health",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","Yes","No","Better quality","Not available in local stores",,"Not available in local stores",,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$35,000 - $49,999","I make most of the decisions","Good",20160910,20160123,20160910,33,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$60,000 to $74,999","Never married","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
2567,126573.265,39285.9123,38055.2451,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",2638,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Better price","Better price",,"Better price","Better price","Better price","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","Refused","One","Other (Please specify)","$500,000 - $999,999","I make most of the decisions","Excellent",20160912,20151217,20160828,52,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,1,2,3,"Working - as a paid employee",1,"White","White"
2572,31172.5159,9644.5221,8635.998,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1970,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,57,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20161007,20151221,20150715,78,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",1,"White","White"
2573,322758.617,110617.478,110974.401,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Definitely No","No","Finding it difficult to get by","Somewhat worse off","Much better off","Pretty well off financially","Yes","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","No","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial costs are much larger","Yes","No","No","No","No","Very important","Slightly important","Slightly important","Not important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,,,,,,"No","No","Yes","Yes","No","No","No","Don’t know","Don’t know","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$0 to $4,999","More than your income","No","No","Yes","No","Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,"Convenience",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Refused","One","Refused","Under $5,000","Another household member makes most of the decisions","Very good",20160908,20160105,20160723,23,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$150,000 to $174,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Working - as a paid employee",1,"Asian","Asian"
2577,37235.9527,11806.4346,4276.6176,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","Better price",,,"Better price",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",800,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160915,20151221,20160829,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",1,"White","White"
2578,52663.0125,15874.0163,16109.9055,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,57,"Not important","Somewhat important","Very important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Not available in local stores","Not available in local stores",,,"Not available in local stores","Convenience","Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1370,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160924,20151224,20150731,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",1,"White","White"
2582,63963.9318,19778.3697,20763.7902,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",2000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Health",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",250000,0,0,250000,"No",250,"No","No",,"No","No","Yes","Yes","No","Yes","No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","Yes","No","Convenience","Convenience",,,,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Graduate degree","Hospitals","One","Medical Doctor (such as physician, surgeon, dentist, veterinarian)","$50,000 - $74,999","Another household member makes most of the decisions","Good",20161015,20151219,20150716,36,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Rented for cash","mi",0,1,1,1,2,"Working - as a paid employee",1,"White","White"
2583,67819.8744,21157.5926,23290.1123,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Definitely Yes",,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Health, Personal Care, and Beauty Product Manufacturing","One","Office and Administrative Support","$75,000 - $99,999","I make most of the decisions","Good",20160924,20160128,20160830,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
2587,59547.7597,18349.0737,18760.4544,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Refused","Yes","Refused","Refused","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No",,"Convenience",,"Convenience",,"Convenience","Convenience",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"None",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Forestry and Logging","One","Other (Please specify)","$100,000 - $249,999","Another household member makes most of the decisions","Good",20160914,20151217,20160910,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Working - self-employed",1,"White","White"
2588,142652.581,45543.7378,38955.3333,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","No","No","No","No","Yes","No","Yes","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes","No",,,,"Definitely Yes","Refused","Refused","Yes","Refused","Refused","Yes",2200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Social/behavioral sciences","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Better price",,,,"Convenience",,,,"Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Merchant Wholesalers, Nondurable Goods","One","Business and Financial Operations","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160827,20151216,20160827,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$200,000 to $249,999","Married","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
2608,70989.9251,22488.5024,21475.4705,,"Re-interview","Yes","Yes","No","Yes","No","No","No",,"Yes","Refused","Yes","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Paper check","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","No","Yes","No","No","No","No","No","Good","Yes","No",,"Yes","Some of the time","Some of the time","Associate degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","Yes","No",,,,,,"Better price","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Ambulatory Health Care Services","One","Other (Please specify)","Refused","I make most of the decisions","Good",20160925,20160103,20150828,37,"35-44","30-44","Associate degree","Some college","Hispanic","Male","No",6,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,2,4,"Working - as a paid employee",1,"White","Hispanic"
2609,63807.4482,19654.2867,19495.4148,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2600,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Graduate degree","U.S. Coastguard","One","Management","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160921,20151217,20150708,56,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
2619,232763.672,75292.9904,72118.9138,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","Yes","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Convenience","Better price","Convenience","Better price","Better price","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Construction of Buildings","One","Other professional","$500,000 - $999,999","Another household member and I share in the decisions","Poor",20160911,20151221,20160827,57,"55-64","45-59","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - self-employed",1,"American Indian or Alaska Native","Other"
2621,89277.9272,26781.5684,9983.0995,,"Re-interview","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Minor impact","Moderate impact","Minor impact","Minor impact",,,,"Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,10,"About the same","Somewhat","Not at all","Somewhat","No","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No",,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","No","No","Yes","Yes",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","No","Yes","No","Not available in local stores","Better price","Better price",,,"Better price",,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Other Professional, Scientific, and Technical Services","Three","Other professional","$25,000 - $34,999","I make most of the decisions","Excellent",20160914,20151223,20160829,50,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - self-employed",1,"White","White"
2622,212637.568,64530.7787,62344.2745,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","Yes","Yes","No","No","No","Probably No","Yes","Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,2,"Less","Not at all","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"No",242,"No","No",,"No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","Yes","No","Yes",700,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Rarely worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Executive, Legislative, and Other General Government Support","One","Business and Financial Operations","$5,000 - $9,999","I make most of the decisions","Good",20160916,20151226,20160829,39,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
2625,315653.162,103907.29,35384.2745,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2000,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,181,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Other","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Good",20160910,20151223,20160910,57,"55-64","45-59","10th grade","Less than high school","Other, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$5,000 to $7,499","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Not working - disabled",1,"American Indian or Alaska Native","Other"
2653,41973.5857,12576.0011,4239.3055,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","Yes","No","Yes","Yes","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2004,"Yes","No","No","No","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",210,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Computer/information sciences","About the same financial benefits and financial costs",,,,,,,,,,,,"No advice from person","No advice from person","Very important","No advice from person","Very important","No advice from person","No advice from person","Very important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",2500,0,0,2500,"No",0,"No","No",,"No","No","Yes","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Refused","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160914,20151221,20160914,59,"55-64","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Never married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
2655,16002.8479,4948.9353,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",6,5,"About the same","Somewhat","Very much","Very much","No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,"No",248,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Very important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Other reason",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20161007,20151218,20160910,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A mobile home","$7,500 to $9,999","Widowed","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,1,"Not working - retired",1,"White","White"
2658,124916.58,38625.6164,40550.0659,,"Re-interview","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"Associate degree","No",,"No","Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No",,"Convenience",,"Convenience",,"Convenience","Convenience",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Computer Systems Design and Related Services","One","Sales Representative","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160920,20151226,20160830,32,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,1,0,0,2,"Working - as a paid employee",1,"White","White"
2662,66931.1564,20768.7685,7350.8706,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Refused","About the same","Much better off","It varied","No","No","No","No","No","No","No","No","No","Homemaker",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"The problem didn’t bother me that much","Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Refused",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Not sure","Refused","Good",20151006,20151231,20160917,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","West","Mountain","Rented for cash","co",0,0,0,0,1,"Not working - other",1,"American Indian or Alaska Native","Hispanic"
2670,655159.294,208512.708,222165.365,,"Re-interview","Yes","Yes","Yes","Yes","Yes","No","No","All of the adult children living with me are not in school","Yes","Yes","Yes","Yes","No","No","Probably Yes",,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","Yes","Yes","Yes","Yes","No","No","Not employed, and not looking for a job","Work part-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Paper check","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","It was in-line with changes in living expenses","No impact","No impact","Minor impact","Minor impact","Minor impact","No impact",,"Yes","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,3,"More","Not at all","Somewhat","Somewhat","Yes","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Prepaid card","Somewhat confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Some of the time","Once","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Computer/information sciences","About the same financial benefits and financial costs",,,,,,,,,,,,"Very important","Very important","Very important","Very important","Very important","Very important","Moderately important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No",,,,,"Yes",12,"Yes","Yes",,"Yes","Yes","Yes","Yes","Yes","No",,,,,,,"Yes","Yes","No","No","Yes","Yes","No",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","No","No","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Convenience","Convenience","Better price","Better price","Better price","Better quality",,,,"Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","Yes",777,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None","None","None","None","None","None","None","None","None","None","None","Never worried","Never worried","Rarely worried","Rarely worried","Some college but no degree","Certificate or technical degree","Oil and Gas Extraction","One","Office and Administrative Support","$50,000 - $74,999","Another household member and I share in the decisions","Excellent",20160910,20151217,20160826,19,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",3,"A building with 2 or more apartments","$250,000 or more","Separated","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,3,"Working - self-employed",0,"American Indian or Alaska Native","Hispanic"
2676,22360.4875,6913.182,5974.9878,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",1575,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,"No","Business/management",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","No","No",0,"Definitely Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Food and Beverage Stores","One","Management","Under $5,000","I make most of the decisions","Good",20161012,20160113,20160909,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
2680,71752.2597,21775.313,22493.0091,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"Minor impact","No impact","No impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",520,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Most or all of the time","Some of the time","Certificate or technical degree","No",,"No","Vocational/technical training","Financial costs are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No","Convenience","Not available in local stores","Convenience","Better price",,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","Yes","No","Yes",2000,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","General Merchandise Stores","One","Office and Administrative Support","$5,000 - $9,999","I make most of the decisions","Good",20161008,20160129,20150801,56,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$50,000 to $59,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","id",0,0,0,1,2,"Working - as a paid employee",1,"White","White"
2685,83802.7638,25826.6972,25333.0466,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Definitely Yes",,"Doing okay","About the same","Somewhat worse off","About average","No","Yes","No","No","No","No","No","No","Yes","Self-employed","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Other (Please specify):","Refused","Yes",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","Refused","Refused","Refused","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",35,10,"About the same","Does not apply","Does not apply","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",2100,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Associate degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,51,"Not important","Somewhat important","Not important","Not important","Not important","No","Yes","Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Better price",,,"Convenience","Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Information Services","Two","Protective Service","$10,000 - $24,999","I make most of the decisions","Fair",20160914,20151218,20160826,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,4,"Working - self-employed",1,"White","White"
2698,13196.5761,4629.3873,5010.968,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","Yes","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1990,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Doctoral Degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,53,"Not important","Very important","Not important","Not important","Not important","No","Yes",,"Yes","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Excellent",20160923,20151217,20150808,65,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$100,000 to $124,999","Never married","Metro","Midwest","West-North Central","Rented for cash","mo",0,0,0,0,1,"Not working - retired",1,"White","White"
2701,281401.213,96416.8374,101834.78,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Somewhat important","Very important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Sometimes worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member makes most of the decisions","Good",20160914,20151216,20160827,72,"65-74","60+","7th or 8th grade","Less than high school","Other, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",0,"Asian","Asian"
2709,67273.5548,20947.9062,21686.029,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"Yes","Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No","No advice from person","No advice from person","No advice from person","Moderately important","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","Yes","No","No",,"Convenience","Better price",,"Convenience",,"Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Sometimes worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20160914,20151217,20160914,53,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Not working - other",1,"White","White"
2722,62516.467,19194.8102,20695.3611,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,5,"More","Somewhat","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","Yes",,,,,,,,,"No",550,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No",,,,,"Better price","Better price","Not available in local stores","Better price",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",4000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Pharmaceutical and Medicine Manufacturing","One","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160915,20151219,20160828,51,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,1,0,2,"Working - as a paid employee",1,"White","White"
2740,42160.9397,12857.2394,10803.3992,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1900,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","Yes","No","No","No",,,"Better price",,"Not available in local stores","Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Very good",20161020,20151218,20150808,78,"75+","60+","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"Black/African-American","Black"
2743,91019.968,28984.5667,25942.372,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Not important","Not important","Not important","Not important","Not important","Yes","No","Refused","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","No","No","No","No",,,"Not available in local stores",,"Convenience",,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Fair",20160928,20160203,20160828,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - retired",1,"White","White"
2765,66231.3001,20375.6987,16646.9686,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","Yes","No","No",,"No impact","Minor impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,2000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Humanities",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No",,,,"Convenience","Better price","Better price","Convenience",,,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Performing Arts, Spectator Sports, and Related Industries","One","Other (Please specify)","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160907,20160206,20160907,77,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Working - self-employed",1,"Black/African-American","Black"
2766,29209.9278,8934.0729,3166.1776,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",732,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Somewhat important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160912,20151217,20160912,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",1,"White","White"
2770,131974.798,42205.5948,42086.6618,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,10,"About the same","Does not apply","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,519,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Life sciences",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No","Very important","Very important","Very important","Not important","Slightly important","No advice from person","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",67000,0,0,67000,"No",564,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Better price","Better price","Better price","Better price","Better price","Convenience",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","Graduate degree","Graduate degree","Scientific Research and Development Services","One","Life, Physical, and Social Sciences","Under $5,000","I make most of the decisions","Very good",20160917,20160123,20160917,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Never married","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
2773,17484.6078,5329.9066,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,61,"Not important","Somewhat important","Somewhat important","Very important","Not important","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,,"Better price",,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160915,20151218,20160915,62,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Not working - retired",1,"White","White"
2779,72808.6407,22189.1686,23014.254,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Probably Yes",,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",650,"No","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Warehousing and Storage","One","Computer and Mathematical","$5,000 - $9,999","Another household member and I share in the decisions","Fair",20160922,20151218,20160920,45,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,0,5,"Working - as a paid employee",1,"White","White"
2786,46536.4583,14256.5836,12294.4901,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Refused","Refused","About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No","No","Better price","Better price",,"Better price","Convenience","Better price",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Air Transportation","One","Management","Not sure","Another household member makes most of the decisions","Excellent",20160910,20160305,20160910,61,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
2792,17525.0329,5310.6307,5010.968,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] pay rent.",1995,"No","Yes","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,1823,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",86000,0,0,86000,"No",732,"No","No",,"No","No","No","Yes","Yes","Yes",,"Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","No",0,"Probably Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","Convenience","Not available in local stores","Convenience",,"Convenience","Better price",,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","Yes","Yes","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Never worried","Some college but no degree","High school degree or GED","Legal Services","One","Office and Administrative Support","$250,000 - $499,999","I make most of the decisions","Good",20161006,20160206,20150819,68,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$60,000 to $74,999","Divorced","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","ny",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
2808,22547.3748,6966.4419,2708.5984,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",47,30,"More","Does not apply","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1966,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1900,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Refused","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Convenience","Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","No","Yes","Yes","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20161019,20151218,20150707,70,"65-74","60+","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$20,000 to $24,999","Married","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,2,"Not working - retired",1,"Black/African-American","Black"
2821,64531.6917,20131.9285,20466.9599,,"Re-interview","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",1100,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Plastics and Rubber Products Manufacturing","One","Building and Grounds Cleaning and Maintenance","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160904,20151217,20160830,33,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",1,1,0,0,2,"Working - as a paid employee",1,"White","White"
2826,163629.67,50281.7298,44426.3126,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,60,"Not important","Not important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Sometimes worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Fair",20151208,20160319,20150823,71,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",1,"White","White"
2831,95467.9376,29677.4855,32567.8696,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","Minor impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",630,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Don’t know","Don’t know","Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Refused",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Certificate or technical degree","Don’t know","Not asked","One","Building and Grounds Cleaning and Maintenance","Refused","Another household member and I share in the decisions","Good",20160903,20151220,20160828,41,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,2,3,"Working - as a paid employee",1,"White","White"
2835,98749.6962,30129.7616,10306.9356,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","Moderate impact","Minor impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","No","Yes","Yes","Yes","Yes","Refused",420,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","No",,"No","Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No","Convenience",,,,"Convenience",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","Yes","Yes","Yes",75,"No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Regularly worried","Never worried","Bachelor’s degree","Bachelor’s degree","Miscellaneous Manufacturing","One","Other professional","Under $5,000","I make most of the decisions","Good",20160919,20151217,20160911,38,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","West","Mountain","Rented for cash","az",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
2836,16163.3412,4956.5179,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","[D10other]",3,0,"Less","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,69,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Better price","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Refused","Refused","Refused","Refused","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Very good",20161010,20160219,20151011,80,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A mobile home","$20,000 to $24,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Not working - retired",1,"White","White"
2841,200159.196,61790.8929,60784.7009,,"Re-interview","Refused","Refused","Refused","Yes","Refused","Refused","No",,"Yes","No","No","No","No","No","Probably No","Yes","Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Refused","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Fair",20160926,20160306,20160828,50,"45-54","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,3,"Not working - disabled",1,"Black/African-American","Black"
2844,71436.183,22418.3536,21406.9469,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1235,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","Yes","No",,,,"Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Amusement, Gambling, and Recreation Industries","One","Management","$250,000 - $499,999","I make most of the decisions","Very good",20160908,20151222,20160908,53,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
2845,49264.0787,15319.2765,15779.0863,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Don’t know","Yes","No","Paper check","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Certificate or technical degree","No",,"No","Vocational/technical training","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","Yes","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Better price",,"Better price","Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Installation, Maintenance, and Repair","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160925,20160103,20160828,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","New England","Occupied without payment of cash rent","ma",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
2848,24322.1304,7348.6606,5980.6147,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","Refused","No","Refused","Refused","Refused","Refused","Refused","Refused","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Never","Professional degree (e.g. MBA, MD, JD)","No",,"No","Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes",,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Very important","Not important","Not important","Yes","Yes",,"No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Refused","Refused","Refused","No",,"Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20151027,20160116,20150728,69,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Not working - retired",1,"White","White"
2854,165834.726,53252.4986,16094.9827,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","Moderate impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Don’t know","No","Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",550,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Financial costs are much larger","Yes","No","No","Yes","No",,,,,,,"Very important","Very important","Moderately important","No advice from person","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No",4100,0,0,4100,"No",53,"No","No",,"No","Yes","No","No","No","Yes","No",,,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No",,,,,"Convenience",,"Not available in local stores",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Sporting Goods, Hobby, Book, and Music Stores","Two","Retail Sales","Under $5,000","Another household member makes most of the decisions","Very good",20160907,20160208,20160907,29,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Living with partner","Non-Metro","South","South Atlantic","Rented for cash","wv",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
2859,19964.456,6160.8732,2620.0037,,"Re-interview","Yes","No","No","No","No","Refused","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"About the same","Somewhat","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",452,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Refused",,,,,,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","Refused",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",14000,0,3000,17000,"No",65,"No","Yes",,"Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,62,"Very important","Very important","Very important","Very important","Very important","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No",,"$15,000 to $24,999","More than your income","No","No","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Refused",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Business, Professional, Labor, Political, and Similar Organizations","One","Protective Service","Under $5,000","Another household member and I share in the decisions","Good",20160905,20160220,20160905,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$12,500 to $14,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
2889,18437.2433,5878.0058,5010.968,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",4,5,"Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Education","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","Other reason","Other reason","Other reason","Other reason","Other reason",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160924,20160217,20150806,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,2,"Not working - retired",1,"White","White"
2890,13196.5761,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160921,20160217,20150714,70,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - retired",1,"White","White"
2897,406282.237,129363.015,165346.824,,"Re-interview","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Pretty well off financially","Yes","No","Yes","Yes","No","No","No","No","No","Temporarily laid off","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","Yes","No","No","Yes",,"Severe impact","No impact","No impact","Minor impact","Minor impact","Moderate impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","Prepaid card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,"No","Computer/information sciences","Financial costs are somewhat larger","Yes","Yes","Yes","No","Yes",,,,,,,"Moderately important","Refused","Slightly important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"No",0,"Yes","Yes",,"Yes","No","No","No","No","Yes","No",,,,,,"No","No","No","No","No","No","No",0,"Definitely No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","No","No","Yes","No","Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Substantial strain","Moderate strain","Substantial strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Excellent",20151020,20160206,20150718,28,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",4,"A one-family house attached to one or more houses","$75,000 to $84,999","Married","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,4,"Not working - looking for work",1,"White","White"
2908,25088.3816,7761.5533,6440.2227,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Severe impact","Severe impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",890,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Convenience","Better price",,,"Better price","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Fair",20161001,20160227,20150702,81,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
2921,123780.886,39953.557,42107.7205,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Certificate or technical degree","No",,"No","Health","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,"Very important","Moderately important","Moderately important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes",0,0,0,18000,"No",400,"No","No",,"Yes","No","No","No","No","Yes","No",,,,,,"No","No","Yes","Yes","Yes","No","No",0,"Definitely Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No",,"Convenience","Convenience","Better price",,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Other Professional, Scientific, and Technical Services","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160919,20160207,20160827,28,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
2938,37856.778,11718.6377,10376.5337,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","[D10other]",0,0,"Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1973,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Refused","No","No","Yes",2700,"No","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160910,20160209,20160910,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",1,"White","White"
2939,25312.3685,7773.3994,6486.4689,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",870,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","Refused","Refused","Yes","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","Not available in local stores",,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"Substantial strain",,"Moderate strain","Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160926,20151218,20150704,81,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",1,"White","White"
2940,13196.5761,4629.3873,2620.0037,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","Yes","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Minor impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",485,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","More debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"About the same financial benefits and financial costs","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","Yes",10000,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Furniture and Home Furnishings Stores","Refused","Other professional","Under $5,000","Another household member and I share in the decisions","Good",20160608,20160222,20160827,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","me",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
2959,34246.1701,10289.4403,9770.9365,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Sometimes worried","Less than High School degree","High school degree or GED","Computer Systems Design and Related Services","One","Computer and Mathematical","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160921,20151223,20150801,49,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,1,1,2,"Working - as a paid employee",1,"White","White"
2965,65827.1168,20240.9852,18340.4289,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,20,"Less","Very much","Very much","Somewhat","No","No","No","No",,,,,,,,"Refused",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,"Yes","Law",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No","Very important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",5000,0,8000,13000,"No",250,"No","No",,"No","No","Yes","No","No","Yes",,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Refused","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No",,"Better price",,,,,"Not available in local stores",,,"No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Educational Services","Two","Community and Social Services","Under $5,000","Another household member and I share in the decisions","Very good",20160913,20151220,20160913,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$75,000 to $84,999","Divorced","Metro","South","South Atlantic","Rented for cash","wv",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
2985,149619.836,46480.5861,48581.1708,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Minor impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",5,100,"About the same","Somewhat","Very much","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160914,20160112,20160914,31,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","West","Pacific","Rented for cash","wa",0,0,0,0,3,"Not working - looking for work",1,"White","White"
2999,34687.105,10070.4222,3119.4766,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","It varied","No","No","No","Yes","Yes","Yes","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Moderate impact","Moderate impact",,,"Employed full-time","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","No",,,,,,,,,"No",1275,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Professional degree (e.g. MBA, MD, JD)","No",,"No","Law",,,,,,,"Financial costs are somewhat larger","Yes","No","No","Refused","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes",212000,0,0,212000,"No",0,"Yes","No",,"No","No","Yes","Yes","No","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$100,000 to $149,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","Yes","Yes","Convenience","Better price",,,,"Other reason",,"Convenience","Better price","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","Yes",8500,"Yes","No","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Refused","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Substantial strain",,,"Sometimes worried","Sometimes worried","Regularly worried","Sometimes worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Good",20160918,20151217,20160908,48,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Not working - other",1,"2+ Races","Other"
3008,261637.601,82796.9135,76903.3067,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Severe impact","No impact","No impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",2400,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Master’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are somewhat larger","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",3000,0,0,3000,"No",75,"No","No",,"No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Graduate degree","Hospitals","One","Health Technologist or Technician (such as paramedic, lab technician)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160912,20151216,20160912,41,"35-44","30-44","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,2,0,0,2,"Working - as a paid employee",1,"Asian","Asian"
3022,40522.0576,12443.983,11769.0886,,"Re-interview","No","Yes","Yes","Yes","Yes","No","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","No","Yes","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","No","No","No","No","No","No","No","No","Paper check","Refused","Yes","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Physical sciences/math",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",13000,0,0,13000,"No",250,"No","Yes",,"No","No","Yes","No","No","No",,"No",,,,,"No","No","No","No","Yes","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","Yes","No",,"Convenience","Better price",,"Better price","Not available in local stores","Not available in local stores","Convenience",,"No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","Two","Management","$100,000 - $249,999","I make most of the decisions","Very good",20160919,20151217,20160827,54,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,1,0,1,"Working - as a paid employee",1,"Black/African-American","Black"
3024,62569.0924,19829.3885,6577.3976,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","Yes","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No",,,,,,,,,,,,"Very good","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Better price","Better price",,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","No","No","Yes",0,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Wood Product Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160913,20160102,20160828,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$10,000 to $12,499","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
3027,39279.9457,12024.1683,4649.8992,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much better off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed part-time","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","To network/meet people",10,5,"About the same","Not at all","Does not apply","Does not apply","No","No","No","Yes","No","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Humanities","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Specialty Trade Contractors","Four or more","Installation, Maintenance, and Repair","Under $5,000","Another household member and I share in the decisions","Good",20160828,20160206,20160828,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A mobile home","$10,000 to $12,499","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - self-employed",1,"White","White"
3047,45652.8604,14023.3808,12840.5415,,"Re-interview","Yes","No","No","No","No","Yes","No",,"No","No","No","No","No","Yes","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","[D10other]",6,1,"Less","Does not apply","Not at all","Not at all","No","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No",,,,,,,,,"No",1330,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","Yes","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","Yes","Yes","Yes","No","No",0,"Don’t know","Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Better price","Not available in local stores","Better price","Not available in local stores","Not available in local stores","Convenience","Convenience",,"Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Real Estate","One","Business and Financial Operations","$500,000 - $999,999","I make most of the decisions","Good",20140903,20160331,20140429,36,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$100,000 to $124,999","Living with partner","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Working - self-employed",1,"White","White"
3049,41794.8219,12843.518,4609.0115,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","No","No","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,"Probably No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Rarely worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Fair",20160906,20151231,20160831,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A mobile home","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - retired",1,"White","White"
3068,29167.6228,8881.0225,3152.7848,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","Yes","No","Yes","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"Minor impact","No impact","Moderate impact","Minor impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",0,0,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",0,"Yes","No","No","No","No","No","Check","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Undeclared",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,,68,"Somewhat important","Not important","Not important","Somewhat important","Very important","Yes","No","Yes","No","No","Yes","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"Better price","Not available in local stores",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","Yes","No","No",,"Yes","No","No","No","No","No","No","Yes","No","No","No","A little strain",,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Graduate degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Good",20151009,20151217,20160829,68,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,1,0,3,"Not working - on temporary layoff from a job",1,"White","White"
3073,24199.8327,7391.2987,7661.6719,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","Yes","No","Yes","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"Refused","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",600,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Graduate degree","Educational Services","One","Teacher, college and university","Refused","Another household member makes most of the decisions","Excellent",20160913,20151217,20160913,56,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
3074,55144.1139,17239.2703,6024.942,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",588,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Somewhat important","Not important","Not important","Somewhat important","Not important","Yes","Yes",,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Regularly worried","Regularly worried","Never worried","Regularly worried","Less than High School degree","Less than High School degree","Food and Beverage Stores","One","Retail Sales","$10,000 - $24,999","I make most of the decisions","Fair",20160903,20151217,20160903,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Separated","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - as a paid employee",1,"White","Hispanic"
3099,31459.467,9522.4173,7750.0356,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,61,"Not important","Somewhat important","Somewhat important","Not important","Not important","Yes","No","Yes","Yes","Yes","Yes","No","Refused","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20160921,20151221,20150706,64,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,4,"Not working - retired",1,"White","White"
3100,215918.354,66257.0027,21877.8055,,"Re-interview","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",3,5,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Don’t know",,,,,,,69,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Business/management","Financial benefits are much larger",,,,,,,,,,,,"Slightly important","Slightly important","Not important","Not important","Moderately important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","No","No","No","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","Yes",45,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Miscellaneous Store Retailers","One","Retail Sales","Under $5,000","I make most of the decisions","Good",20160910,20151223,20160827,32,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","South","South Atlantic","Rented for cash","ga",0,0,2,0,1,"Working - as a paid employee",1,"Black/African-American","Black"
3119,13196.5761,4629.3873,5010.968,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1526,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","No","Yes","No","No","Refused","No","No","No","Yes","Yes","No","No","Yes","Refused",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Better price","Better price","Convenience","Convenience","Convenience","Convenience",,,"No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160916,20160310,20160805,67,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
3121,54057.0133,16718.5304,14523.6543,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",587,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Somewhat important","Not important","Not important","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160912,20160130,20160912,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Not working - retired",1,"White","White"
3134,130041.572,40533.8899,45562.9817,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","Don’t know","Yes","No","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",1200,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Master’s degree",,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No","Very important","Very important","Not important","Moderately important","Slightly important","Very important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","Yes","No",,,,"Better price",,"Convenience","Convenience","Convenience",,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Rail Transportation","One","Other professional","Not sure","Another household member makes most of the decisions","Excellent",20160924,20151218,20160916,25,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
3139,42632.6536,12959.3339,12844.9716,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","Minor impact","Minor impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial costs are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No",,"Convenience",,"Not available in local stores",,"Better price","Better price",,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Insurance Carriers and Related Activities","One","Other professional","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160921,20151218,20160827,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
3146,21588.4768,6589.0502,2620.0037,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","Associate degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Somewhat important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160928,20151218,20150925,68,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Not working - retired",1,"White","White"
3177,22700.1768,6831.6015,2620.0037,,"Re-interview","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Much worse off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","Yes","No","Yes","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No",,"Not available in local stores",,"Convenience",,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","Clothing and Clothing Accessories Stores","One","Management","$500,000 - $999,999","I make most of the decisions","Very good",20160927,20151218,20150805,49,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Working - self-employed",1,"White","White"
3188,65306.718,19607.6343,7336.5436,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1934,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Refused",,,,,,,,,,,,,,,"Poor","No",,,,,,"Bachelor’s degree","No",,"No","Health",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","Yes",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No","Other reason","Not available in local stores",,,"Not available in local stores",,,"Other reason",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","Yes","No","Yes",200,"Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","Refused","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160919,20151219,20160919,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - disabled",1,"White","White"
3203,18806.991,5807.255,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160918,20151228,20160831,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,1,"Not working - retired",1,"White","White"
3224,111499.032,33205.3532,10775.951,,"Re-interview","No","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","Yes","No","No","Definitely Yes",,"Finding it difficult to get by","Somewhat better off","Much better off","Pretty well off financially","No","No","No","Yes","Yes","Yes","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes",,"Moderate impact","Moderate impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No","No",,,,,,,,,"No",282,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Certificate or technical degree","No",,"No","Health","Financial costs are much larger","Yes","Yes","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes",3900,0,7500,23200,"No",164,"No","Yes",,"Yes","No","No","No","No","Yes",,"No",,,,,"No","Yes","Yes","No","No","No","No",,,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","Yes","Yes",500,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","Substantial strain","Substantial strain",,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Very good",20160907,20151216,20160907,59,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$7,500 to $9,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,1,2,0,2,"Not working - looking for work",1,"White","White"
3225,150632.604,48742.8526,15858.0107,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Just getting by","Somewhat better off","Much worse off","Pretty well off financially","Yes","Yes","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","Yes","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","Minor impact","Severe impact","Severe impact",,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,20,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,,,"Don’t know",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Life sciences","Financial benefits are somewhat larger",,,,,,,,,,,,"Very important","Very important","Very important","Very important","Very important","Moderately important","Moderately important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",16000,0,0,16000,"Yes",0,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No","Don’t know","Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","Yes","Yes","No",,,,,"Not available in local stores",,"Not available in local stores","Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Rarely worried","Some college but no degree","Graduate degree","Social Assistance","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160827,20151226,20160827,24,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
3229,25206.3894,7780.9605,7997.0846,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","Minor impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Cash","Very confident","Refused",,,,,,,,,,,,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Once","Some college but no degree (including currently enrolled in college)","No",,"No","Engineering","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Better price","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Transit and Ground Passenger Transportation","One","Management","$100,000 - $249,999","I make most of the decisions","Good",20151005,20160303,20150819,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$85,000 to $99,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
3251,27684.4478,8439.1668,7150.5014,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Refused","Yes","No","Do not have children or grandchildren",,,,,,,,,,,,,,,,65,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160921,20151217,20150703,67,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",1,"White","White"
3252,13662.2573,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","Minor impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No",1400,"Yes","No","No","No","No","No","Cash","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","No","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","No","Yes","No","Yes","Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","Yes","No","No","No",,,"Convenience",,"Convenience","Convenience",,,,"No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Associate degree","Graduate degree","Educational Services","One","Teacher, except college and university","$50,000 - $74,999","I make most of the decisions","Good",20161015,20151217,20160828,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
3254,71731.546,22168.8982,18588.7044,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","No","Yes","Yes","None",,"Definitely Yes","No","No","No","No","No","Yes",2742,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Some of the time","Never","Associate degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Not available in local stores",,"Better price","Better price","Not available in local stores","Convenience","Convenience",,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Performing Arts, Spectator Sports, and Related Industries","One","Management","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160917,20160220,20160917,72,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,2,"Working - self-employed",1,"White","White"
3262,36783.8794,11366.5754,9934.4838,,"Re-interview","Yes","No","No","No","Yes","No","No",,"Yes","No","Yes","No","Yes","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","No","No","No","No","Yes","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1981,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No",,"Other reason","Convenience",,"Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member makes most of the decisions","Fair",20160915,20151217,20160827,75,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",1,"White","White"
3299,110290.037,35820.8403,30049.2065,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","No","No","No","No","Yes","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",30,20,"About the same","Does not apply","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1970,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","Yes","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","No","Yes","No","No","Yes",,,"Better price","Not available in local stores",,"Convenience",,,"Better price","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Fair",20160914,20160324,20160827,72,"65-74","60+","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","hi",0,0,0,0,2,"Not working - retired",1,"Asian","Asian"
3300,13196.5761,4629.3873,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","Much better off","Pretty well off financially","Refused","Refused","Refused","No","Refused","Refused","Refused","Refused","Refused","Not employed, but looking for a job",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,565,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Vocational/technical training",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$15,000 to $24,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Associate degree","Social Advocacy Organizations","Two","Protective Service","Under $5,000","I make most of the decisions","Very good",20161010,20160504,20150822,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$5,000 to $7,499","Divorced","Non-Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
3338,13196.5761,4629.3873,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","No",,,,,,,,,"No",178,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Very important","Somewhat important","Not important","Not important","Somewhat important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160913,20160223,20160827,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,1,"Not working - retired",1,"White","White"
3344,52807.5671,15756.7455,18577.9928,,"Re-interview","Yes","No","No","Yes","No","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",1100,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Never","Associate degree","No",,"No","Undeclared",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","Yes","No",,"Better price",,"Better price","Better price","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","Yes","No","Yes",3000,"No","Yes","No","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Poor",20160915,20151217,20160915,46,"45-54","45-59","Associate degree","Some college","2+ Races, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Not working - disabled",1,"2+ Races","Other"
3351,60808.1377,18402.0235,17683.3544,,"Re-interview","No","No","No","No","Yes","Refused","No",,"Yes","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","Much better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,58,"Not important","Somewhat important","Somewhat important","Very important","Not important","No","No",,"No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Insurance Carriers and Related Activities","One","Management","$50,000 - $74,999","I make most of the decisions","Very good",20160924,20160319,20150909,58,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
3384,63069.9467,19507.3008,21078.1011,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Moderate impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","General Merchandise Stores","One","Retail Sales","Under $5,000","Another household member and I share in the decisions","Good",20161003,20160204,20150716,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
3394,97609.9401,30180.0659,32929.5932,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Probably Yes","Yes","No","Yes","Yes","No","No",960,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Physical sciences/math",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No","Very important","Very important","Slightly important","Moderately important","Very important","Not important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",100000,0,0,100000,"No",316,"No","No",,"No","No","Yes","No","Yes","Yes",,,,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","Yes","No",,"Convenience","Convenience",,"Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Associate degree","High school degree or GED","Professional, Scientific, and Technical Services","One","Other professional","$10,000 - $24,999","I make most of the decisions","Very good",20160915,20160218,20160828,25,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","pa",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
3411,76475.0205,24070.3136,21881.9925,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,70,"Refused","Refused","Refused","Very important","Refused","Yes","Refused","Refused","Yes","Refused","Refused","Yes","Refused","Refused","Refused","Refused","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Regularly worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160905,20151217,20160827,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",1,"Black/African-American","Black"
3417,30049.6224,9264.2946,9366.6636,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Paper check","No","No","Yes","Yes","Yes","Yes","No","Yes","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] pay rent.",2000,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Convenience","Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Refused","Yes","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Moderate strain",,,"A little strain",,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Truck Transportation","One","Other (Please specify)","Under $5,000","I make most of the decisions","Excellent",20160919,20151217,20160919,47,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",6,"A building with 2 or more apartments","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,1,2,3,"Working - as a paid employee",1,"White","White"
3425,17608.9934,5275.9543,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","No","Yes","No","No","No","No","No","Yes","No","Disabled and not working","Refused",,,,,,,,,,,,"Refused","Refused",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Don’t know",,,,,,,"Refused",,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Social/behavioral sciences","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160909,20160110,20160828,58,"55-64","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Never married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,1,"Not working - looking for work",1,"Black/African-American","Black"
3432,53114.6744,16433.247,14714.8284,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","No","No","No","No",,,"Convenience",,"Better price",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160920,20151217,20160920,78,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",1,"White","White"
3436,28126.1675,8717.5263,7846.832,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","[D10other]",0,10,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",292,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","Yes","No",,,,,"Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Less than High School degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20151016,20151217,20160912,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Not working - retired",1,"White","White"
3476,29906.5437,8908.2426,3513.2802,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","About average","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Associate degree","No",,"No","Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"No",,,,,,,,,,,,,,,,63,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","Yes","No",,,,"Better price",,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","Yes","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160924,20160310,20150724,78,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A mobile home","$7,500 to $9,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - disabled",1,"White","White"
3481,38524.871,11958.0353,9541.5228,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",795,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,50,"Not important","Not important","Not important","Very important","Not important","Yes","No","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No",,"Convenience",,,"Convenience",,"Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20151022,20160601,20150716,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",1,"Black/African-American","Hispanic"
3506,45044.9432,13358.36,4286.7952,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat better off","About the same","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"No impact","No impact","Severe impact","Minor impact","Moderate impact","Severe impact","Disabled and not working","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","No","[D10other]",60,10,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","Yes","Yes","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Food and Beverage Stores","One","Food Preparation and Serving","Under $5,000","Another household member and I share in the decisions","Fair",20160908,20151220,20160830,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",1,"A mobile home","Less than $5,000","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
3511,267705.785,87956.9639,88728.6414,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Probably Yes",,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,"No",900,"No","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20151121,20160214,20160723,65,"65-74","60+","10th grade","Less than high school","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$85,000 to $99,999","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,1,2,"Not working - disabled",1,"White","White"
3522,16824.9377,5078.3885,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Never","Professional degree (e.g. MBA, MD, JD)","No",,"No","Law",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes","No","No",,,,,"No","No","Yes","Yes","No","Yes","Yes",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No",,"Not available in local stores",,,,"Not available in local stores","Not available in local stores",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Professional, Scientific, and Technical Services","One","Lawyer, judge","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160909,20151221,20160909,59,"55-64","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - self-employed",1,"White","White"
3527,103248.166,31863.7252,10239.6834,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,856,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","Yes","Doctoral Degree",,"Humanities",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No","Very important","No advice from person","Not important","Not important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No",0,"Definitely Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Other reason","Other reason","Other reason","Convenience","Better price","Convenience","Convenience","Convenience",,"No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Associate degree","Educational Services","One","Teacher, college and university","$10,000 - $24,999","I make most of the decisions","Good",20150706,20160426,20130905,28,"25-34","18-29","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
3529,82770.4378,25004.5698,25166.3469,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","Yes","No","Definitely Yes",,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","Yes","No","No","Yes, and I still own that home",,,,,,"No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","A little difficulty",,"Definitely Yes","Yes","No","No","Yes","No","Refused","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Refused","Yes","Yes","Less debt now",,"Some of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,"Yes","Other (Please specify):",,,,,,,"Financial costs are much larger","No","Yes","Yes","No","No","Very important","No advice from person","Slightly important","No advice from person","Moderately important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",0,0,0,0,"No","Refused","Yes","No",,"Yes","No","Yes","Yes","Yes","Yes",,"No",,,,,"Yes","Yes","No","No","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Refused",,,"Refused","Refused","Refused","Refused","Refused",,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"A little strain",,"Rarely worried","Rarely worried","Sometimes worried","Never worried","Certificate or technical degree","Graduate degree","Other Information Services","One","Business and Financial Operations","Refused","I make most of the decisions","Very good",20161018,20160319,20160912,46,"45-54","45-59","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,4,"Working - as a paid employee",0,"Black/African-American","Black"
3530,19588.9587,5949.753,5036.4318,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Refused","Refused","Refused","Refused","Refused","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1970,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,70,"Somewhat important","Somewhat important","Not important","Somewhat important","Somewhat important","Yes","No",,"No","No","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","Yes","No",,"Convenience","Convenience",,"Convenience",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20151012,20160530,20160720,77,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Widowed","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Not working - retired",1,"White","White"
3534,25129.0033,7588.682,6744.3113,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No",,"Convenience",,,"Convenience",,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Utilities","One","Management","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160910,20160121,20160827,54,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
3536,13196.5761,4629.3873,2620.0037,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",386,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Associate degree","No",,"No","Business/management",,,,,,,"Financial costs are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"No",,,,,,,,,,,,,,,,62,"Very important","Somewhat important","Not important","Not important","Very important","Yes","No",,"No","No","No","No","No","No","No","Refused","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20151001,20160216,20150801,66,"65-74","60+","Associate degree","Some college","2+ Races, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",1,"2+ Races","Other"
3540,279123.119,88784.7288,104512.819,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2500,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No","Undeclared",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes",,"$200,000 or higher","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160907,20151225,20160827,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$250,000 or more","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,3,0,2,"Not working - other",1,"White","White"
3543,106524.463,32841.4777,33204.3709,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,1,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",450,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","Yes","No","No","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Convenience",,"Not available in local stores","Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Specialty Trade Contractors","One","Building and Grounds Cleaning and Maintenance","$5,000 - $9,999","I make most of the decisions","Good",20160921,20160101,20160910,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
3553,28870.3222,8816.9675,3246.9325,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","Yes","Yes","No","Yes",,"No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"More","Very much","Very much","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",977,"Yes","No","No","No","No","No","Credit card","Don’t know","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Other (Please specify):","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes",0,0,0,27000,"No",150,"No","No",,"No","No","No","No","No","No",,"Yes","Yes","Refused","Refused","No",,,,,,,,,,,,52,"Very important","Very important","Not important","Somewhat important","Very important","Yes","Yes",,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",100,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Religious Organizations","Two","Business and Financial Operations","Under $5,000","I make most of the decisions","Excellent",20160914,20160212,20160914,79,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Widowed","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
3561,28335.1706,8559.8155,3559.8893,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1994,"No","No","No","No","No","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,385,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","No","No",,"No","No","No","No","Yes","No","No","No","No","No","Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial costs are much larger","Yes","Yes","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No",,,"Not available in local stores",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160920,20151223,20150706,64,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,1,"Not working - disabled",1,"White","White"
3566,24601.7723,7528.5106,7093.2812,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Probably No","Yes","Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Minor impact","Minor impact","Homemaker","Yes","No","No","Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,10,"Less","Does not apply","Somewhat","Somewhat","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Certificate or technical degree","No",,"No","Vocational/technical training","Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes","Yes","No","Convenience","Convenience","Better price",,,"Better price","Convenience","Convenience",,"Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Rarely worried","Sometimes worried","High school degree or GED","Don’t know","Other Information Services","One","Other (Please specify)","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160907,20160207,20160907,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
3567,53584.6969,16376.5447,14519.9328,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","No","No","Yes","No","No","Yes","Retired","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Once","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Other reason","Other reason","Other reason","Other reason","Other reason","Other reason",,"Other reason",,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Regularly worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20151002,20151216,20150702,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"White","White"
3568,98315.1863,30556.519,31827.6165,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Waste Management and Remediation Services","One","Installation, Maintenance, and Repair","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160920,20151217,20160722,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
3573,27375.3147,8428.0548,2802.1284,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",327,"Yes","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Somewhat important","Very important","Somewhat important","Somewhat important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","Yes","No",,"Convenience","Better price",,"Better price",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",575,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Sometimes worried","Regularly worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160923,20151218,20150702,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Not working - retired",1,"White","White"
3576,113811.926,36828.1353,11981.6739,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Doing okay","About the same","Somewhat better off","Pretty well off financially","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Don’t know",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Once","Once","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Business/management","Financial benefits are much larger",,,,,,,,,,,,"Very important","Not important","Not important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Better price",,"Better price","Better price","Better price","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160918,20160209,20160918,21,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$10,000 to $12,499","Never married","Metro","Northeast","New England","Rented for cash","ri",0,0,0,0,3,"Not working - looking for work",0,"White","White"
3579,13196.5761,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Refused","Yes","Refused","Yes","Refused","Yes","Refused","Refused","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","Minor impact","No impact","Severe impact","Moderate impact","Employed part-time","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,10,"About the same","Not at all","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","Refused","Refused","Refused","Refused","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","Yes","Yes","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,"Moderate strain",,,,,"A little strain",,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Certificate or technical degree","Associate degree","Forestry and Logging","One","Other professional","$250,000 - $499,999","I make most of the decisions","Very good",20160928,20160207,20150724,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
3580,22344.8222,6912.3973,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","About average","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Moderate impact",,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",0,5,"Less","Does not apply","Somewhat","Somewhat","No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Refused","Refused","Yes","Refused","Yes","Refused",118,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Never","Associate degree","No",,"No","Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,45,"Very important","Not important","Not important","Somewhat important","Not important","Yes","No",,"No","No","Refused","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No",,"Better price","Better price","Better price",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160921,20160221,20150720,66,"65-74","60+","Associate degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Not working - retired",1,"Black/African-American","Black"
3586,19772.8674,6022.9545,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","Much better off","Pretty well off financially","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","To earn money as a primary source of income",20,50,"Less","Somewhat","Refused","Somewhat","No","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","Refused",550,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,"No","Other (Please specify):","About the same financial benefits and financial costs","Yes","Yes","Yes","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No",,"No",,,,,"No","Yes","No","Yes","Yes","No","Yes",,,"Slightly comfortable","Yes, both",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$15,000 to $24,999","More than your income","Yes","No","Yes","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","No",,,"Convenience",,,,,"Convenience",,"Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes",,"No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","Yes","Yes",500,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Refused","No","No","No","No","Yes","Yes","No","No","Substantial strain","Substantial strain",,,,,,"Substantial strain","Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","Two","Transportation and Material Moving","$35,000 - $49,999","I make most of the decisions","Fair",20160920,20160212,20160826,55,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Non-Metro","Midwest","West-North Central","Rented for cash","ne",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
3590,21944.3378,6730.7572,5482.0771,,"Re-interview","No","No","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Associate degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,53,"Not important","Not important","Somewhat important","Not important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","None",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20160913,20151218,20160913,74,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
3591,34780.055,10741.6304,10436.7572,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1973,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Somewhat important","Somewhat important","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160912,20151217,20160909,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Not working - retired",1,"White","White"
3595,25479.0298,7713.9433,2951.1065,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No",335,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Once","Once","Certificate or technical degree","No",,"No","Vocational/technical training","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Not important","Somewhat important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160910,20160217,20160907,65,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A mobile home","$20,000 to $24,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",1,"White","White"
3597,25447.7093,8055.2823,6742.5122,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,2600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Other (Please specify):","Refused","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Very important","Not important","Yes","No",,"No","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Refused","Don’t know","Don’t know","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Excellent",20160924,20151216,20150708,85,"75+","60+","Some college, no degree","Some college","Other, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$60,000 to $74,999","Widowed","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - retired",1,"American Indian or Alaska Native","Other"
3601,22145.204,6672.4114,5416.4372,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1966,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,79,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Convenience","Convenience",,,"Convenience","Convenience",,"Convenience",,"No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",100,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20161013,20151218,20150916,84,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"White","White"
3602,22771.9808,6993.2492,5835.4771,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Education","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Nonstore Retailers","One","Retail Sales","$250,000 - $499,999","Another household member and I share in the decisions","Good",20161007,20151219,20150721,67,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,2,"Working - self-employed",1,"White","White"
3606,361015.45,119328.865,111450.739,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,10,"Less","Somewhat","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",4000,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Convenience","Better price","Better price",,"Convenience","Better price",,"Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Funds, Trusts, and Other Financial Vehicles","One","Management","$500,000 - $999,999","I make most of the decisions","Very good",20160910,20151218,20160910,42,"35-44","30-44","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$250,000 or more","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,1,1,2,"Working - as a paid employee",1,"Asian","Asian"
3611,59514.4945,18527.8825,19797.8901,,"Re-interview","Yes","Yes","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,1,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"No","No","No","Yes","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely Yes","Yes","No","No","No","Yes","No",900,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Once","Associate degree","No",,"No","Physical sciences/math",,,,,,,"Financial costs are much larger","No","Yes","No","No","Yes","Very important","Moderately important","Moderately important","No advice from person","Not important","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",30000,0,0,30000,"No",0,"Yes","No",,"No","Yes","No","No","No","Yes","No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",200,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Monetary Authorities-Central Bank","One","Other professional","Under $5,000","I make most of the decisions","Good",20161018,20160105,20150706,30,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Rented for cash","mi",1,0,0,0,3,"Working - as a paid employee",1,"White","White"
3613,21058.3829,6434.5361,2620.0037,,"Re-interview","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","Severe impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"Less","Somewhat","Does not apply","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,1033,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Health","Financial costs are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",4100,0,0,4100,"No",71,"No","Yes",,"Yes","No","No","No","No","Yes",,"Yes","Yes","No","No","No","No","Yes","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Substantial strain","Substantial strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Hospitals","Two","Computer and Mathematical","Under $5,000","I make most of the decisions","Poor",20161011,20151218,20160911,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
3619,22783.9463,7005.7682,6347.9515,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Don’t know","Yes","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No",1200,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","Moderately important","Not important","Moderately important","Very important","Very important","Not important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","No",,"Not available in local stores","Not available in local stores",,"Better price","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Publishing Industries (except Internet)","One","Other (Please specify)","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160907,20151223,20160827,30,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
3625,22939.7893,7105.6232,6040.4677,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No","Health","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No",,"Convenience","Convenience",,"Convenience","Better price",,,,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not asked","Another household member makes most of the decisions","Excellent",20161019,20131223,20140717,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - retired",1,"White","White"
3626,42929.8077,13215.4462,4703.5352,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1970,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No","Health",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,73,"Somewhat important","Somewhat important","Not important","Not important","Not important","Yes","No",,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160922,20151218,20150724,77,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,1,"Not working - retired",1,"White","White"
3633,59899.975,18159.685,6941.1987,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2007,"Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","No","No","Yes","No","No",700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Computer Systems Design and Related Services","One","Other professional","Under $5,000","I make most of the decisions","Very good",20160913,20160220,20160913,35,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$35,000 to $39,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
3636,73884.2826,23524.6435,25203.6932,,"Re-interview","Yes","No","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Refused","Yes","Yes","No","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No",,"Better price","Better price",,"Better price","Convenience",,,,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Certificate or technical degree","Graduate degree","Publishing Industries (except Internet)","One","Management","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160922,20151223,20160827,59,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,1,0,2,"Working - as a paid employee",1,"White","White"
3637,139714.976,43364.8475,42006.4039,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",2200,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Life sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","Do not have children or grandchildren",,,,,"No","No","Yes","Yes","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience","Better price","Convenience","Better price","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3500,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Real Estate","One","Management","$250,000 - $499,999","I make most of the decisions","Good",20160830,20151217,20160830,47,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - self-employed",1,"White","White"
3639,22672.7874,6934.626,5575.4689,,"Re-interview","No","No","No","Yes","No","No","No",,"No","Yes","Yes","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1957,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Excellent",20151223,20160403,20150713,67,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","ny",0,0,0,0,2,"Not working - retired",1,"Black/African-American","Black"
3640,23268.2052,7418.1722,6303.4216,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",25,10,"About the same","Not at all","Not at all","Somewhat","Yes","Yes","No","No","Yes","Yes","Refused","Refused","Yes","Refused","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","Refused","Refused","Refused","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Refused","Yes","Yes","Yes","Yes","Refused","Refused","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","No","No",,"Better price","Better price",,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160921,20151217,20160829,71,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",1,"White","White"
3647,35084.027,10570.9147,8581.1099,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Don’t know","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","Yes","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,46,"Not important","Not important","Not important","Not important","Somewhat important","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No",,,,"None",,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Other professional","$100,000 - $249,999","I make most of the decisions",,,20151224,20151104,65,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
3650,13748.0882,4629.3873,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,5,"About the same","Somewhat","Somewhat","Not at all","No","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","Yes","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,71,"Not important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Yes","No",,"No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","Yes",,"Convenience",,,"Better price",,"Convenience",,"Better price","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",200,"No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20161019,20160108,20150617,90,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",1,"White","White"
3651,16882.6428,5146.4071,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Just for fun (as a hobby)",5,1,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,71,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Associate degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Good",20160920,20151217,20150702,75,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",1,"White","White"
3653,44415.7809,13719.7628,11633.4427,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Poor","No","No","No","Yes","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,2,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1396,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Some of the time","Certificate or technical degree","No",,"Yes","Computer/information sciences","Financial benefits are somewhat larger","No","No","No","Yes","Yes",,,,,,,"Slightly important","Slightly important","Slightly important","Moderately important","Slightly important","Slightly important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"Yes","No","Yes","Yes","Yes","No","No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","More than your income","Yes","Yes","No","Yes","Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Convenience","Better price","Better price","Better price","Better price","Better price","Better price","Convenience","Better price","Yes","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","Yes","Yes","No","No","Yes","No","Yes","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Moderate strain",,"Moderate strain",,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Sometimes worried","Some college but no degree","Don’t know","Computer Systems Design and Related Services","One","Computer and Mathematical","$250,000 - $499,999","I make most of the decisions","Good",20160912,20151217,20160912,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,1,"Working - self-employed",0,"White","White"
3660,13196.5761,4629.3873,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much better off","Pretty well off financially","No","Yes","No","No","No","No","No","No","Yes","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,15,"About the same","Does not apply","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"Yes","Education",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No","Very important","Very important","Slightly important","Slightly important","Very important","Very important","Very important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,48,"Very important","Not important","Not important","Not important","Not important","No","No",,"No","Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","Better price","Better price",,"Better price",,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","Yes",600,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Graduate degree","Graduate degree","Real Estate","Two","Other (Please specify)","Under $5,000","I make most of the decisions","Excellent",20160916,20160316,20150729,53,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$5,000 to $7,499","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,1,"Working - self-employed",0,"White","White"
3666,130293.513,39816.2505,13935.1498,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Undeclared",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Somewhat important","Somewhat important","Very important","Somewhat important","Not important","Yes","No",,"No","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20151001,20160207,20150715,86,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Widowed","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,1,"Not working - retired",1,"White","White"
3669,39107.7253,12307.5447,10046.3637,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1395,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Once","Never","Professional degree (e.g. MBA, MD, JD)","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Yes","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","Yes","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Convenience","Convenience",,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","Yes","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Water Transportation","One","Other Sales","$1,000,000 or more","I make most of the decisions","Excellent",20160902,20151223,20160827,62,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$250,000 or more","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
3670,17872.9003,5458.2824,2620.0037,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","Pretty well off financially","No","No","No","No","Yes","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Fair","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No",,"About the same financial benefits and financial costs","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","Yes","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Health and Personal Care Stores","One","Personal Care and Service","Under $5,000","Another household member and I share in the decisions","Fair",20160904,20151217,20160912,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$10,000 to $12,499","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - self-employed",1,"White","White"
3671,217340.216,69159.159,25645.1621,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1963,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,58,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Good",20151013,20151221,20150711,75,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Widowed","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,1,"Not working - retired",1,"White","White"
3673,51822.4958,16273.2298,16453.4688,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",300,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","Yes",,,,,"Not available in local stores",,"Convenience",,"Not available in local stores","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Household Product Manufacturing","One","Management","$500,000 - $999,999","I make most of the decisions","Excellent",20160906,20151217,20160827,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,1,2,"Working - as a paid employee",1,"White","White"
3685,48364.0876,15599.8189,14966.1655,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","Severe impact","Severe impact","Minor impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","Yes","No","Yes","Don’t know","Yes","Yes","Moderate difficulty",,"Definitely Yes","No","Yes","Yes","Yes","Yes","No",1450,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","About the same",,"Some of the time","Never","Master’s degree","No",,"No","Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Other reason","Better price","Not available in local stores","Convenience",,"Convenience","Better price","Other reason",,"Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"No","Yes","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","No","No","No","Yes",10000,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Sometimes worried","Rarely worried","Sometimes worried","Never worried","Less than High School degree","Bachelor’s degree","Nonstore Retailers","One","Business and Financial Operations","Not sure","Another household member makes most of the decisions","Good",20160915,20151223,20160830,32,"25-34","30-44","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$85,000 to $99,999","Married","Metro","South","South Atlantic","Rented for cash","va",0,0,0,1,2,"Working - as a paid employee",1,"Asian","Asian"
3688,43310.4622,13348.9987,14020.2765,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,5,"More","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1436,"Yes","No","No","No","No","No","Credit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No",,"Do not have children or grandchildren",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Better price","Better price",,,"Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Insurance Carriers and Related Activities","One","Computer and Mathematical","Under $5,000","I make most of the decisions","Good",20160908,20151217,20160910,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
3698,24784.3322,7559.7612,2855.7651,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","Financial costs are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","Yes","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Refused","Less than High School degree","Less than High School degree","Specialty Trade Contractors","Two","Installation, Maintenance, and Repair","Under $5,000","Another household member and I share in the decisions","Good",20160916,20160206,20160724,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - self-employed",1,"White","White"
3708,21488.3641,6549.7046,5182.858,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Refused",,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","Minor impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1359,"Yes","No","No","No","No","No","Refused","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Better price",,"Convenience","Convenience","Convenience","Convenience",,,"No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,,,,,,"A little strain","A little strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Merchant Wholesalers, Durable Goods","Three","Retail Sales","$500,000 - $999,999","I make most of the decisions","Very good",20160914,20151217,20160916,67,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - self-employed",1,"White","White"
3713,69396.7545,21778.333,20795.8009,,"Re-interview","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Scientific Research and Development Services","One","Life, Physical, and Social Sciences","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160911,20151218,20160724,54,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,1,1,4,"Working - as a paid employee",1,"White","White"
3722,82061.3984,24046.7066,7098.4109,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"Yes","No","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,847,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","No","Very important","Not important","Moderately important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"No",175,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"No","No","Yes","Yes","No","No","No",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Convenience","Convenience",,,,,,"Convenience",,"No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Construction of Buildings","One","Office and Administrative Support","$5,000 - $9,999","I make most of the decisions","Fair",20161001,20151220,20160914,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","West","Pacific","Rented for cash","wa",0,0,0,0,1,"Working - as a paid employee",1,"2+ Races","Other"
3732,155511.807,47300.3328,14990.3126,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Severe impact","Moderate impact","No impact",,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"Refused","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160915,20160101,20160915,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A mobile home","$10,000 to $12,499","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,1,"Not working - retired",1,"White","White"
3749,47904.3481,14443.6376,13031.9696,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",989,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"Yes","Law",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Slightly important","Slightly important","Moderately important","Moderately important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Some college but no degree","Graduate degree","Executive, Legislative, and Other General Government Support","One","Management","Not sure","Another household member makes most of the decisions","Very good",20160912,20160102,20160826,41,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$50,000 to $59,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
3754,179410.554,55949.3953,60086.734,,"Re-interview","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Regularly worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Other (Please specify)","$250,000 - $499,999","I make most of the decisions","Very good",20160915,20151219,20160915,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",1,"2+ Races","Hispanic"
3767,16452.0168,4938.3403,2620.0037,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Moderate impact","Severe impact","Minor impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Master’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No",,"$25,000 to $39,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","No","Yes","Yes",1100,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Poor",20160907,20151218,20160907,47,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,1,0,2,"Not working - disabled",1,"White","White"
3777,40426.8851,12530.0554,11278.571,,"Re-interview","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",6,2,"About the same","Does not apply","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Other (Please specify):","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Other reason","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160921,20160507,20150703,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","West-North Central","Occupied without payment of cash rent","mo",0,0,1,0,3,"Not working - other",1,"White","White"
3779,132515.458,42652.3986,41818.231,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No",,,"No","Yes","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No",1310,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"Yes","Health",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Moderately important","Moderately important","Moderately important","Not important","Not important","Not important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",118000,0,0,118000,"No",1000,"Yes","No",,"No","No","No","Yes","No","Yes","No",,,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Better price","Better price","Better price","Better price","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Ambulatory Health Care Services","One","Medical Doctor (such as physician, surgeon, dentist, veterinarian)","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160908,20151218,20160827,28,"25-34","18-29","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - self-employed",0,"White","White"
3784,43547.3998,13554.4057,11223.9215,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,,50,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Better quality","Not available in local stores","Not available in local stores","Convenience","Not available in local stores","Not available in local stores","Convenience","Convenience","Convenience","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",100,"No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160909,20151217,20160723,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",1,"White","White"
3795,73798.6142,22731.8152,22548.0667,,"Re-interview","Yes","Yes","Yes","Yes","Refused","Refused","No","All of the adult children living with me are not in school","No","No","Yes","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No",,,,"Better price",,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Military Reserves or National Guard","One","Management","$250,000 - $499,999","I make most of the decisions","Good",20160908,20151217,20160901,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","No",8,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,1,3,4,"Working - as a paid employee",1,"White","White"
3796,14237.3483,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","No","No","No","No","Yes","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",8,1,"Less","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","Yes","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Most or all of the time","Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","Refused","Yes","No","Yes","No","No",,,,,,,,,,,,62,"Not important","Not important","Not important","Somewhat important","Somewhat important","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No",,"$50,000 to $74,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Better price","Better price","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Rarely worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160908,20160206,20160722,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Not working - retired",1,"White","White"
3802,91298.4188,28560.7574,8966.1076,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2003,"Yes","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","Yes","No","Yes",700,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Good",20160917,20160106,20160827,35,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",7,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","South Atlantic","Rented for cash","ga",0,2,2,1,2,"Not working - other",1,"White","White"
3803,52958.2953,16373.6652,17164.3038,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Hospitals","One","Management","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160913,20160121,20160913,48,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,1,2,"Working - as a paid employee",1,"White","White"
3804,38176.1328,11585.6594,11967.513,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Financial costs are somewhat larger","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Better price","Better price",,,"Better price","Better price","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","Yes",2500,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Moderate strain",,,"A little strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160910,20160205,20160910,52,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,0,0,2,"Not working - looking for work",1,"White","White"
3809,84954.0724,26960.5904,26963.8927,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","Moderate impact","No impact","No impact","No impact","No impact","Employed part-time","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",2500,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No",,"Better price",,,,"Not available in local stores","Convenience",,,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","One","Business and Financial Operations","$500,000 - $999,999","I make most of the decisions","Good",20160917,20151218,20160908,38,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$250,000 or more","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,1,0,2,"Working - as a paid employee",1,"White","White"
3825,15295.7036,4665.5228,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1170,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Health","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","No","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Graduate degree","Graduate degree","Refused","One","Other (Please specify)","$25,000 - $34,999","I make most of the decisions","Very good",20161005,20151217,20160907,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Working - self-employed",1,"White","White"
3829,150662.068,46196.0823,44647.5856,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","Yes","No","No","No","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Probably Yes","Yes","Refused","Yes","Refused","Refused","Yes",1100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Law",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Not available in local stores","Not available in local stores",,,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Refused","One","Protective Service","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160912,20151217,20160908,48,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Rented for cash","ar",0,0,0,0,2,"Working - as a paid employee",1,"Black/African-American","Black"
3835,54674.1312,17017.6717,14091.729,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Refused","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","Minor impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes","No","Yes",,,,,,,,,"No",2700,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","Yes",,"Convenience",,"Convenience","Convenience","Convenience","Convenience",,"Convenience","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Never worried","Sometimes worried","High school degree or GED","Less than High School degree","Management, Scientific, and Technical Consulting Services","One","Computer and Mathematical","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160914,20151218,20160723,63,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
3839,47881.2312,14826.68,15209.4949,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Paper check","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No",,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","Yes","Refused","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Motor Vehicle and Parts Dealers","One","Business and Financial Operations","$50,000 - $74,999","I make most of the decisions","Good",20160915,20160216,20160915,52,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
3840,110453.319,33913.0033,34198.0981,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",13000,0,0,13000,"No",120,"No","No",,"No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Excellent",20160919,20160211,20150805,37,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - other",1,"White","White"
3841,123537.268,38260.1249,37620.49,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,"No",595,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Not available in local stores",,,,"Convenience","Convenience",,,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Associate degree","Educational Services","One","Computer and Mathematical","$5,000 - $9,999","I make most of the decisions","Very good",20160912,20160203,20160912,39,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$40,000 to $49,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Working - as a paid employee",1,"Black/African-American","Black"
3854,62136.8324,18439.2923,24421.8707,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",1750,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Life sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No","Not important","No advice from person","Slightly important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",45000,0,0,45000,"No",500,"No","No",,"No","No","Yes","No","No","Yes","No",,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Better price","Not available in local stores",,,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Sometimes worried","Rarely worried","Bachelor’s degree","High school degree or GED","Scientific Research and Development Services","One","Life, Physical, and Social Sciences","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160920,20151218,20160829,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",1,"2+ Races","Other"
3856,48811.0088,15007.3468,5479.0701,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","Yes","No","Other reason","Other reason",,,,"Other reason",,"Other reason",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160915,20151219,20160827,79,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",1,"White","White"
3858,37156.3974,11413.4866,10450.7857,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","Minor impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","No",,,,,,"Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Other Professional, Scientific, and Technical Services","One","Computer and Mathematical","$75,000 - $99,999","I make most of the decisions","Good",20160918,20151217,20160827,41,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
3867,13196.5761,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",610,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,60,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","Yes",,"Not available in local stores",,,"Better price",,"Other reason",,"Not available in local stores","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20161006,20160221,20150807,65,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Not working - retired",1,"White","White"
3870,13196.5761,4629.3873,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1990,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",385,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"Doctoral Degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial costs are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"No",0,"Yes","Yes",,"No","No","No","No","No","No",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Refused","$5,000 to $14,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","No",,"No","No","No","No","No","No","No","Yes","No","Yes","No",,,,,,,,"Substantial strain",,"Substantial strain",,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Performing Arts, Spectator Sports, and Related Industries","One","Community and Social Services","Under $5,000","I make most of the decisions","Fair",20160926,20151218,20160910,48,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",1,"2+ Races","Other"
3872,15172.6721,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",720,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,56,"Not important","Somewhat important","Somewhat important","Not important","Not important","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Not available in local stores",,,"Convenience","Convenience","Convenience",,,"Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4500,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160320,20160220,20160706,67,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",1,"White","White"
3878,60060.0845,19385.9869,5970.5251,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Don’t know","Yes","Yes","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,30,"About the same","Does not apply","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2004,"No","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No",,,,"Better price",,"Convenience","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","General Merchandise Stores","One","Retail Sales","$25,000 - $34,999","I make most of the decisions","Very good",20160905,20151219,20160828,49,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Non-Metro","West","Pacific","Rented for cash","wa",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
3881,30168.1621,9386.1306,9068.5291,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",2100,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Not important","Not important","Not important","Very important","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Refused","One","Other (Please specify)","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20160914,20160311,20160901,75,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
3885,71470.2899,22036.5814,23856.467,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","Yes","No","Convenience","Convenience","Convenience",,"Convenience",,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160912,20151223,20160912,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,3,"Not working - disabled",1,"White","White"
3893,13196.5761,4629.3873,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","Poor","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No",,,,"Definitely No",,,,,,,282,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Yes","Refused","Refused","Refused","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,53,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Not available in local stores","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","Yes","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160916,20151218,20160916,66,"65-74","60+","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,1,"Not working - retired",1,"2+ Races","Other"
3897,17349.7581,5296.5413,5010.968,,"Re-interview","No","No","No","No","Yes","No","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Doing okay","About the same","About the same","It varied","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2003,"No","No","No","No","Yes","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","Yes","Yes","No","No",,"Yes","No","No",,"No","No","No","No","No","No","Yes","No","No","No","Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Certificate or technical degree","No",,"No","Business/management","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Very important","Somewhat important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","Yes","No",,"Not available in local stores",,"Other reason",,"Other reason",,"Convenience",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Poor",20160915,20160220,20160915,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",1,"White","White"
3899,38580.1799,11870.3225,4152.6558,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No",,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Refused","Very important","Somewhat important","Somewhat important","Somewhat important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No",,,,"Convenience",,"Better quality","Better quality",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20160914,20160206,20160914,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
3900,41289.6203,12571.1282,11670.4244,,"Re-interview","No","No","No","No","Yes","No","No",,"Yes","Yes","No","No","Yes","No","Definitely No","Yes","Doing okay","About the same","Somewhat worse off","About average","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","Moderate impact","Minor impact",,,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","To earn money as a primary source of income",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2002,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial costs are somewhat larger","Yes","Yes","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","No","No",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No",,,,"Convenience","Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","No",,,"No","No","No","No","No","No","No","No","No","No","No","No",,"No","No","No","No","Yes","No","No","No","No","No","No",,,,,"A little strain",,,,,,,"Regularly worried","Rarely worried","Regularly worried","Sometimes worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20161010,20151217,20150819,47,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,2,"Not working - retired",1,"Black/African-American","Black"
3905,52159.3832,16094.2927,6015.1841,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,45,"Not important","Somewhat important","Not important","Somewhat important","Not important","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Not available in local stores",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160903,20151218,20160827,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",1,"White","White"
3910,13196.5761,4629.3873,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes",,"No",,,,,,,,,,,,,,,,65,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",250,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Poor",20160919,20151223,20160919,68,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$5,000 to $7,499","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",1,"White","White"
3918,13196.5761,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Pretty well off financially","Yes","No","No","No","Yes","No","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","Yes","Yes","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Retired","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",680,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,70,"Not important","Somewhat important","Not important","Somewhat important","Somewhat important","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$100,000 - $249,999","I make most of the decisions","Very good",20160919,20160209,20160919,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
3924,13196.5761,4629.3873,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Once","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Somewhat important","Somewhat important","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Good",20160914,20151217,20160914,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$5,000 to $7,499","Divorced","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Not working - retired",1,"White","White"
3939,21423.917,6538.8247,2620.0037,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Refused","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",120,1,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1970,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Refused",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","Refused","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Somewhat important","Somewhat important","Not important","Very important","Not important","Yes","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","Better price","Better price","Convenience","Convenience","Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Refused",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20151011,20160218,20150803,75,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",1,"White","White"
3943,76146.1758,23566.8798,24447.2269,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","Better price","Better price",,,,"Convenience","Convenience","Other reason",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Very good",20161020,20160506,20151106,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
3957,153584.407,47844.8327,57628.7395,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",0,"Refused","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","Convenience",,,"Other reason",,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160909,20151217,20160909,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
3962,215275.007,69333.0792,71977.2721,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably No","No","Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.","Refused","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","No","Refused",,,"Refused",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","One","Refused","Under $5,000","I make most of the decisions","Very good",20160902,20151219,20160827,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
3967,86988.5668,26970.7156,8591.0559,,"Re-interview","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","Yes","Yes","No","Definitely Yes",,"Just getting by","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","No","Yes","No","Yes","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,5,"About the same","Very much","Somewhat","Not at all","No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely Yes","Yes","No","No","Yes","Yes","No",850,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Debit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Associate degree","Yes","Bachelor’s degree",,"Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","No advice from person","No advice from person","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Other reason","Other reason","Other reason","Other reason","Other reason","Better price","Better price",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","Refused",,"No","Yes","No","Yes","No","Yes","Yes",75,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Graduate degree","High school degree or GED","Accounting, Tax Preparation, Bookkeeping, and Payroll Services","One","Other professional","Under $5,000","I make most of the decisions","Good",20151003,20160102,20160830,45,"45-54","45-59","Associate degree","Some college","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Hispanic"
3970,420964.651,138444.48,42308.4409,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Probably Yes",,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Some of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Not available in local stores","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Good",20160907,20160112,20160827,54,"45-54","45-59","11th grade","Less than high school","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","South","West-South Central","Occupied without payment of cash rent","tx",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
3971,19473.5773,5867.4429,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Life sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Somewhat important","Not important","Not important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","Not available in local stores",,,,,"Convenience","Convenience",,,"No","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20151107,20150409,20160910,79,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"White","White"
3976,41042.0395,12390.1554,12304.7704,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No",,"Refused","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","No",,"Not available in local stores",,,"Convenience","Better price",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Refused","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","Refused","Another household member makes most of the decisions","Very good",20151001,20160226,20151215,58,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - other",1,"White","White"
3981,88584.5982,28709.1502,9884.5277,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","Yes","No","Definitely Yes",,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Somewhat important","Somewhat important","Not important","Very important","Not important","Yes","No",,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Not available in local stores",,,"Not available in local stores","Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","Yes","No",,,"No","Yes","Yes","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Certificate or technical degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Fair",20160915,20151228,20160827,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A mobile home","$30,000 to $34,999","Divorced","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Not working - retired",1,"White","White"
3989,60294.615,18647.6702,16199.5288,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1146,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","Yes","No",,,,,"Not available in local stores","Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","One","Business and Financial Operations","$100,000 - $249,999","I make most of the decisions","Excellent",20160919,20151223,20160724,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","de",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
3997,24523.9752,7480.3404,6132.5591,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1690,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,60,"Very important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No",,"Convenience",,,"Not available in local stores",,"Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Fair",20160829,20151209,20160724,66,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",1,"White","White"
3999,19081.7878,5829.298,5010.968,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","No",,,,,,,,,"No",200,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,59,"Very important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Other reason",,,"Other reason","Better price",,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5000,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Regularly worried","Rarely worried","Rarely worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Good",20161014,20151216,20150921,71,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","de",0,0,0,0,2,"Not working - retired",1,"White","White"
4012,28723.2333,8872.4309,7523.229,,"Re-interview","No","No","No","No","No","Yes","No",,"No","No","No","No","Yes","No","Definitely No","No","Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Other (Please specify):","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","Yes","No",,"Convenience",,,"Not available in local stores",,"Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2100,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160915,20151217,20160827,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","No",2,"A building with 2 or more apartments","$125,000 to $149,999","Never married","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,2,"Not working - retired",1,"White","White"
4017,304365.529,97222.3072,104115.481,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Master’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","Yes","No",,"Better price",,"Better price","Not available in local stores","Better price",,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",6000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Other Professional, Scientific, and Technical Services","One","Architecture and Engineering","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160909,20151223,20160827,34,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,1,1,0,2,"Working - as a paid employee",1,"White","White"
4028,107372.049,33445.2014,37622.5785,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","Moderate impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1537,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","One","Business and Financial Operations","Under $5,000","Another household member and I share in the decisions","Excellent",20160918,20160124,20160725,48,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
4041,297522.129,95078.6288,30199.6563,,"Re-interview","No","No","No","Yes","Yes","No","No",,"No","No","No","No","No","Yes","Definitely No","Yes","Just getting by","Somewhat better off","Somewhat better off","Pretty well off financially","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","No",,,,,,"Associate degree","Yes","Bachelor’s degree",,"Social/behavioral sciences",,,,,,,"Refused","No","No","No","No","No","Slightly important","Slightly important","Slightly important","Slightly important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",80000,0,0,80000,"Yes",0,"Yes","No",,"No","No","Yes","No","No","No",,,,,,,"No","No","Refused","Yes","No","Refused","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Refused","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Convenience","Better price",,,,,,"Convenience",,"No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",250,"No","Yes","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member makes most of the decisions","Very good",20160903,20151217,20160827,21,"18-24","18-29","Some college, no degree","Some college","Hispanic","Male","No",5,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,5,"Not working - other",0,"White","Hispanic"
4052,85163.9106,26333.6424,27645.6672,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","No","Yes","Yes","No","Yes","No",1900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Health",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",175000,0,0,175000,"No",500,"No","No",,"No","No","Yes","Yes","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Better price","Better price","Convenience","Convenience","Better price","Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Hospitals","One","Medical Doctor (such as physician, surgeon, dentist, veterinarian)","$35,000 - $49,999","I make most of the decisions","Good",20160914,20151224,20160914,33,"25-34","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$100,000 to $124,999","Never married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
4065,204335.522,65565.2039,64530.0056,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","Minor impact","Minor impact","Moderate impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,"No","Refused","No","No","No","No","No","No","Cash","Don’t know","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Once","Once","Professional degree (e.g. MBA, MD, JD)","Yes","Master’s degree",,"Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Slightly important","Moderately important","Slightly important","Slightly important","Moderately important","Slightly important","Not important","Slightly important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Refused",,,,,,,"Refused","Refused",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","Yes, both",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Sometimes worried","Bachelor’s degree","Certificate or technical degree","Not asked","Refused","Refused","$50,000 - $74,999","Another household member makes most of the decisions","Good",20160913,20160714,20160913,31,"25-34","30-44","Some college, no degree","Some college","Other, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",1,"Asian","Asian"
4067,59184.1641,18287.8717,16719.1641,,"Re-interview","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,5,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",1510,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Never","Master’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",8000,0,0,8000,"No",160,"No","No",,"No","No","Yes","Yes","No","Yes","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$75,000 to $99,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience","Convenience","Better price","Better price","Better price","Better price","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Credit Intermediation and Related Activities","One","Management","$50,000 - $74,999","I make most of the decisions","Very good",20151013,20151223,20150805,37,"35-44","30-44","Masters degree","Bachelor's degree or higher","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,2,0,1,"Working - as a paid employee",1,"White","Hispanic"
4079,265319.922,83759.9932,27440.0043,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","No","Employed for someone else",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,"Probably No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Substantial strain",,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Never worried","Less than High School degree","High school degree or GED","Private Household Service","One","Building and Grounds Cleaning and Maintenance","Under $5,000","I make most of the decisions","Good",20161010,20160113,20150623,52,"45-54","45-59","10th grade","Less than high school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$5,000 to $7,499","Divorced","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
4093,100379.813,30558.3062,10104.37,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,1,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No","Vocational/technical training",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Regularly worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Poor",20160908,20151220,20160828,50,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",1,"White","White"
4108,31980.5415,10140.097,3673.024,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Somewhat important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Good",20160911,20160105,20160911,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,2,"Not working - retired",1,"White","White"
4109,24803.3231,7626.7823,2620.0037,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","Yes","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No",,,,"Definitely No",,,,,,,1100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,78,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160920,20151217,20160829,80,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Married","Metro","Midwest","West-North Central","Rented for cash","mn",0,0,0,0,2,"Not working - retired",1,"White","White"
4111,66063.5542,20389.8831,18868.7985,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,48,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Better price",,"Other reason",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160924,20160711,20150704,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Occupied without payment of cash rent","ca",0,0,0,0,1,"Not working - retired",1,"White","White"
4113,13196.5761,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","About the same","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Not important","Somewhat important","Not important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","Yes",,"Convenience","Convenience",,,,,,"Better price","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Fair",20161011,20151217,20150706,85,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Not working - retired",1,"White","White"
4120,280335.392,90230.8082,88466.1333,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",1700,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","Moderately important","Not important","Slightly important","Slightly important","Not important","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Better price","Better price","Better price","Better price","Not available in local stores","Not available in local stores","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Funds, Trusts, and Other Financial Vehicles","One","Computer and Mathematical","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160918,20151223,20160827,29,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
4139,102853.592,32761.864,12753.9029,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Refused",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","Refused","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial costs are much larger","Yes","No","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",29000,0,0,29000,"No",0,"Yes","No",,"No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","General Merchandise Stores","One","Retail Sales","Under $5,000","I make most of the decisions","Poor",20160928,20160209,20150714,33,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Non-Metro","South","East-South Central","Rented for cash","ms",0,0,0,0,2,"Working - as a paid employee",1,"Black/African-American","Black"
4140,25298.383,8167.2816,3030.2455,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",350,"Yes","Yes","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Other (Please specify):","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,63,"Very important","Not important","Not important","Not important","Somewhat important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",3000,"Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Fair",20160906,20151217,20160906,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","mt",0,0,0,0,2,"Not working - retired",1,"White","White"
4153,46568.5847,15015.5434,5714.8088,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","No","No","No","No","Yes","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","About the same financial benefits and financial costs","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","Yes","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Regularly worried","Graduate degree","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Fair",20160918,20160101,20160918,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A mobile home","$12,500 to $14,999","Never married","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",1,"White","White"
4154,72307.903,22487.2801,7020.3295,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,1,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Definitely No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Not available in local stores","Not available in local stores","Other reason","Other reason","Not available in local stores","Not available in local stores",,,"Not available in local stores","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Food Services and Drinking Places","One","Food Preparation and Serving","$10,000 - $24,999","I make most of the decisions","Good",20160914,20151220,20160828,41,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A mobile home","$15,000 to $19,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
4199,655159.294,208512.708,222165.365,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Definitely No","Yes","Just getting by","About the same","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","Severe impact",,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,2,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,"Very important","Very important","Moderately important","Moderately important","No advice from person","Slightly important","No advice from person","No advice from person","No","No","No","No","No","Yes","No","No","Yes","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","Yes",600,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","A little strain",,,"Sometimes worried","Never worried","Never worried","Never worried","Graduate degree","High school degree or GED","Miscellaneous Store Retailers","One","Business and Financial Operations","$10,000 - $24,999","Another household member and I share in the decisions","Fair",20161014,20160217,20150712,28,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Other, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",1,"American Indian or Alaska Native","Other"
4209,55134.2159,16921.2564,14593.065,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1969,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","Financial costs are much larger","Yes","No","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,67,"Not important","Not important","Not important","Not important","Somewhat important","Yes","No",,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Refused","Refused",,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","Yes","Yes","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Rarely worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160910,20151223,20160902,75,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Not working - retired",1,"White","White"
4222,61379.5406,18836.2403,5361.7195,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"No","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","Not available in local stores","Not available in local stores",,"Better price",,"Convenience",,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Hospitals","One","Business and Financial Operations","$500,000 - $999,999","I make most of the decisions","Excellent",20160908,20151218,20160908,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
4229,98637.4669,30507.8012,9598.6125,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Probably No","Yes","Just getting by","Somewhat worse off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Don’t know","Yes","No","Yes","Don’t know","Don’t know","Don’t know","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No","Don't know","No","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Never worried","Less than High School degree","Don’t know","Not asked","One","Refused","Refused","Another household member and I share in the decisions","Good",20160916,20160104,20160916,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","South","South Atlantic","Occupied without payment of cash rent","ga",0,0,0,0,2,"Working - as a paid employee",1,"Black/African-American","Black"
4248,20115.4158,6088.0683,5010.968,,"Re-interview","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","No","Yes","No","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Social Assistance","One","Teacher, except college and university","$100,000 - $249,999","I make most of the decisions","Good",20160905,20151218,20160905,60,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
4272,167093.712,54860.5864,53417.2169,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",805,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Refused",,,,,,,,,,,,,,,"Fair","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Regularly worried","Less than High School degree","Less than High School degree","Construction of Buildings","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Good",20160907,20151227,20160828,74,"65-74","60+","10th grade","Less than high school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - self-employed",0,"White","White"
4273,243637.078,77119.2168,85266.0036,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Somewhat better off","Much better off","About average","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",50,25,"More","Very much","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",650,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Once","High school degree or GED","No",,"No","Vocational/technical training",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Warehousing and Storage","One","Other Sales","Under $5,000","Another household member and I share in the decisions","Good",20160906,20160122,20160827,42,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",5,"A one-family house attached to one or more houses","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,2,3,"Working - as a paid employee",1,"Black/African-American","Black"
4274,76369.78,23055.2247,22896.3429,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","Yes","Yes","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","Yes","Yes","Yes","Yes","No","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","Convenience","Convenience",,"Convenience","Convenience","Convenience",,,,"No","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Social Assistance","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160916,20160206,20160916,54,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","hi",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
4276,49012.2732,14773.5875,14993.1243,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","Yes","Yes","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","No","No","It was in-line with changes in living expenses","Minor impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Some of the time","Never","Bachelor’s degree","Yes","Master’s degree",,"Education",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","Very important","Moderately important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Convenience","Not available in local stores",,"Convenience","Convenience","Better price","Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Educational Services","One","Teacher, except college and university","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20140912,20141125,20130518,48,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,1,4,"Working - as a paid employee",0,"White","White"
4288,53712.7964,16435.9954,14929.8173,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","Yes","No","No","No","Yes","No","No","Yes","Homemaker","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Minor impact","No impact","Minor impact","No impact",,,"Retired","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",20,10,"Less","Somewhat","Somewhat","Somewhat","No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Good",20160914,20160216,20160829,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,0,2,"Not working - retired",1,"White","White"
10003,154808.028,48253.5812,54240.4649,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","Just for fun (as a hobby)",40,12,"About the same","Does not apply","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,1580,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","No","Yes","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Never","Master’s degree","No",,"Yes","Vocational/technical training",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Moderately important","No advice from person","Not important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",21000,0,0,21000,"No",418,"Yes","No",,"Yes","No","Yes","No","Yes","Yes",,,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Better price","Better price","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Associate degree","Computer Systems Design and Related Services","Three","Computer and Mathematical","Under $5,000","I make most of the decisions","Excellent",20160907,20151223,20160907,26,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$75,000 to $84,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
10004,52399.3738,16150.3511,16962.4999,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Definitely Yes",,"Just getting by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Severe impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",870,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No",,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","No","No","Yes","Refused","No","No","No",0,"Probably Yes","Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","Yes","No",,"Convenience",,,"Convenience",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",1000,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","Yes","No","No",,"Substantial strain",,"Substantial strain",,,,,"Substantial strain",,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Certificate or technical degree","Other Professional, Scientific, and Technical Services","One","Business and Financial Operations","$100,000 - $249,999","I make most of the decisions","Good",20160910,20151218,20160723,56,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,5,"Working - as a paid employee",1,"White","White"
10006,178546.153,56576.0515,62548.4763,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","About average","Yes","Yes","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","Yes","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","Moderate impact",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Just for fun (as a hobby)",23,10,"More","Very much","Somewhat","Not at all","No","Yes","Yes","No","No","Yes","Yes","No","Yes","No","No","I [PPMARITins2] pay rent.",2015,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Probably Yes","Yes","No","Yes","Yes","Yes","No",1100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Most or all of the time","Certificate or technical degree","No",,"Yes","Health","Financial benefits are much larger","No","No","No","No","No",,,,,,,"Very important","Very important","Not important","No advice from person","No advice from person","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",14000,0,0,14000,"No",165,"No","No",,"Yes","No","No","No","No","Yes",,,,,,,"No","No","Yes","Yes","No","Yes","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No",,"Not available in local stores","Convenience",,,"Other reason","Convenience",,,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Associate degree","Hospitals","Two","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Under $5,000","I make most of the decisions","Very good",20161008,20160209,20160831,25,"25-34","18-29","Masters degree","Bachelor's degree or higher","Hispanic","Female","Yes",2,"A building with 2 or more apartments","$75,000 to $84,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
10007,95602.7897,29613.1272,26196.1805,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","Minor impact","No impact","Minor impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Refused","No","Yes","Yes","No","No","No","No","No","Refused",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"Yes","Business/management",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","No","No","Very important","Very important","Very important","Very important","Slightly important","Very important","Very important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Refused","Yes","Refused","Refused","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"No","No","No","No","No","No","No","No","No","Yes","I will be able to pay all of my bills in full","Refused","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Certificate or technical degree","Hospitals","Two","Computer and Mathematical","Refused","Another household member and I share in the decisions","Good",20160920,20151216,20160910,43,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,3,"Working - as a paid employee",1,"White","Hispanic"
10023,91091.1668,28748.1613,25225.0267,,"Re-interview","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1981,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,68,"Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","Refused","Refused","Yes","Yes","Yes","Yes","Yes","Refused","Refused","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Not available in local stores","Better price",,"Convenience",,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Certificate or technical degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20161006,20151217,20150702,68,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Not working - retired",1,"White","White"
10024,75038.2464,23356.1324,19340.3829,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1423,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Life sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,63,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","Yes",,,,"Better price","Convenience","Better price",,,"Convenience","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160919,20151224,20160919,64,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,0,0,2,"Not working - retired",1,"White","White"
10028,149632.647,46443.102,44988.2292,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",3250,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Professional degree (e.g. MBA, MD, JD)","No",,"No","Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",54000,0,0,54000,"No",650,"No","No",,"No","No","No","Yes","No","Yes",,"No",,,,,"Yes","Yes","No","No","Yes","No","No",,,"Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Convenience",,"Better price","Convenience",,,,,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","Some college but no degree","Certificate or technical degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$75,000 - $99,999","I make most of the decisions","Excellent",20160911,20151219,20160911,46,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$250,000 or more","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
10030,62313.5186,18722.4215,17778.9641,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,1,"About the same","Does not apply","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Better price",,,"Better price","Not available in local stores","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Educational Services","One","Management","Not sure","Another household member makes most of the decisions","Excellent",20160915,20151231,20160915,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
10034,59347.2735,18246.8082,6661.7733,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Fair",20160921,20151218,20160909,76,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A mobile home","$35,000 to $39,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,1,"Not working - retired",1,"White","White"
10038,129642.156,39800.487,37483.035,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",2083,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No","Very important","Not important","Very important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price","Better price","Better price",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Graduate degree","Social Assistance","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$50,000 - $74,999","Another household member and I share in the decisions","Excellent",20160919,20160220,20150715,30,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$50,000 to $59,999","Living with partner","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
10052,35801.9932,10800.5892,4036.2848,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,40,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","About the same financial benefits and financial costs","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Very good",20161008,20151222,20160910,67,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",1,"White","White"
10056,109119.517,34716.1837,26581.9666,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"Less","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Life sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,58,"Not important","Not important","Somewhat important","Somewhat important","Not important","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No",,"Not available in local stores",,"Not available in local stores",,"Not available in local stores","Not available in local stores",,,"No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Excellent",20160916,20151218,20150826,62,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Not working - retired",1,"Asian","Asian"
10065,17977.7946,5438.2892,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","It varied","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",3,0,"More","Very much","Does not apply","Somewhat","No","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Doctoral Degree","No",,"Yes","Other (Please specify):",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Moderately important","No advice from person","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Not important","Not important","Not important","Somewhat important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","No","No","Yes","No","No","Yes","Not available in local stores",,"Better price",,,"Not available in local stores",,,"Not available in local stores","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160923,20151217,20150702,73,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
10075,121626.747,38292.6963,39077.6733,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Yes","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Not available in local stores","Better price",,,"Better price","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Ambulatory Health Care Services","One","Medical Doctor (such as physician, surgeon, dentist, veterinarian)","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20161012,20160616,20150716,46,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,1,1,2,"Working - as a paid employee",1,"White","White"
10080,71071.131,22366.7092,18257.4267,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Yes","Refused","Yes","No","Do not have children or grandchildren",,,,,,,,,,,,,,,,56,"Not important","Somewhat important","Not important","Very important","Not important","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","No","No","No","No","No",,,"Convenience","Better price",,,,,,"Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",8000,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","Associate degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Poor",20160908,20151218,20160908,62,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,1,2,"Not working - retired",1,"White","White"
10085,35091.5147,10830.6598,10022.693,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,"Refused","Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",780,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Very important","Not important","Very important","Not important","Yes","Yes","No","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","No",,"Not available in local stores",,,"Not available in local stores","Convenience",,"Other reason",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160922,20160221,20160827,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"White","White"
10101,37687.509,11622.8401,4269.8257,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",450,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,58,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Rarely worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20161006,20151219,20160912,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,1,"Not working - retired",1,"White","White"
10105,114997.411,36947.3051,13736.2862,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1973,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Certificate or technical degree","No",,"No","Business/management","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Very important","Somewhat important","Not important","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Very good",20160913,20160111,20160828,74,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","West","Mountain","Occupied without payment of cash rent","nm",0,0,0,0,2,"Not working - retired",1,"White","White"
10108,87579.5355,27171.7111,30710.0687,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",475,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Not available in local stores","Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Transportation Equipment Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$250,000 - $499,999","I make most of the decisions","Very good",20160919,20151218,20160914,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
10112,69323.3292,21432.6631,18524.0167,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1970,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Refused",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","Refused",,"No","No","No","No","No","No","Yes",500,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160907,20151216,20160907,79,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",1,"White","White"
10118,26465.5116,8079.9876,6699.4356,,"Re-interview","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Probably Yes",,"Finding it difficult to get by","Somewhat better off","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","Moderate impact","No impact","No impact","Minor impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"Yes",1250,"Yes","Yes","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Health",,,,,,,"Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",1000,0,0,1000,"No",100,"No","No",,"No","Yes","No","No","No","Yes","No","No",,,,,"No","Yes","No","No","Yes","No","No","Yes",,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Not available in local stores",,,,,,,,,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$10,000 - $24,999","I make most of the decisions","Fair",20161008,20160208,20150819,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,1,3,"Working - as a paid employee",1,"White","White"
10147,59693.579,18401.095,16620.9954,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Refused","Refused","Refused","Refused","Refused","Refused","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Somewhat important","Somewhat important","Not important","Somewhat important","Not important","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","Refused",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160921,20151223,20160828,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,1,2,"Not working - retired",1,"White","White"
10151,38505.3409,11730.4512,9386.8299,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Pretty well off financially","No","Yes","No","No","No","No","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1041,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","Master’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,46,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","Yes","No","No","Yes","Yes","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Convenience","Convenience",,"Convenience","Better price","Convenience",,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Museums, Historical Sites, and Similar Institutions","One","Other (Please specify)","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160827,20151218,20160827,71,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - self-employed",1,"White","White"
10163,128650.721,39930.7151,38679.8488,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Paper check","No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","Yes","Yes","Yes","Yes","Yes",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Refused","Yes","No","Yes","No","No","No","Refused","Yes",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Graduate degree","Don’t know","Telecommunications","One","Computer and Mathematical","$1,000,000 or more","I make most of the decisions","Good",20160913,20160306,20160723,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$250,000 or more","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - self-employed",1,"White","White"
10165,77847.7196,23791.805,21094.5237,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No","Other (Please specify):","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"No","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes",,"Refused","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","Better price",,,,"Better price","Better price",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Regularly worried","Regularly worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Very good",20140815,20160517,20140815,86,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,1,"Not working - retired",1,"White","White"
10179,166043.368,52689.1738,49213.6121,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",1700,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Law",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Not important","Not important","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"$150,000 to $199,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience","Convenience","Convenience","Convenience","Not available in local stores","Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Justice, Public Order, and Safety Activities","One","Management","$250,000 - $499,999","I make most of the decisions","Excellent",20160905,20151217,20160722,41,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,2,0,2,"Working - as a paid employee",1,"White","White"
10193,71149.9468,21999.6944,20359.4018,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Once","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No",,,,,,,,,,,,59,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Fair",20160921,20151217,20160827,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",1,"White","White"
10203,31310.2825,9476.2714,7202.8545,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","No","No","No","No","No","No","Yes","Excellent","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Not available in local stores",,,,"Better price","Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","A little strain",,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20151002,20160222,20150923,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Not working - retired",1,"White","White"
10206,63490.4714,20230.112,16360.6809,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Other Professional, Scientific, and Technical Services","One","Other professional","$1,000,000 or more","I make most of the decisions","Very good",20160909,20151217,20160723,64,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - self-employed",1,"White","White"
10212,241536.621,81427.2025,70690.8367,,"Re-interview","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2003,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Other (Please specify):","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Somewhat important","Not important","Not important","Somewhat important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Not available in local stores","Convenience",,,,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","Yes","Yes",1500,"Yes","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20161017,20160206,20160704,76,"75+","60+","Some college, no degree","Some college","Other, Non-Hispanic","Female","Yes",2,"A mobile home","$40,000 to $49,999","Married","Non-Metro","West","Mountain","Rented for cash","nv",0,0,0,0,2,"Not working - retired",1,"American Indian or Alaska Native","Other"
10234,185916.575,57932.8103,16910.5171,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Moderate impact","No impact","No impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No",599,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,"Yes","Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No","Slightly important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",70000,0,10000,80000,"No",200,"Yes","No",,"No","No","Yes","No","No","Yes","Yes",,,,,,"No","No","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"Not available in local stores","Better price",,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No",,,"Substantial strain",,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160926,20160510,20150721,26,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",1,1,1,0,2,"Not working - looking for work",0,"White","White"
10247,36716.6202,11214.8491,3594.2463,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",90,5,"About the same","Somewhat","Very much","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,360,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","Other","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Certificate or technical degree","No",,"No","Vocational/technical training","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","Yes",,"$0 to $4,999","More than your income","Yes","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","No",,,"No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160924,20160206,20150804,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Divorced","Metro","Midwest","West-North Central","Rented for cash","ne",0,0,0,0,1,"Not working - other",1,"White","White"
10258,62374.604,18957.3971,6730.1146,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,745,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"Yes","No","No",,"No","No","No","No","No","No","Yes","No","No","No","Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160921,20151223,20150721,83,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Not working - retired",1,"White","White"
10260,200350.83,67424.2565,62864.6505,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Humanities","Refused","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No",,"Convenience","Convenience",,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20160923,20151217,20150808,75,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Not working - retired",1,"White","White"
10267,56575.7776,17183.7568,14545.9517,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes","Better price","Better price","Better price","Better price","Better price",,,"Better price","Not available in local stores","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",520,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160909,20160220,20160909,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",1,"White","White"
10275,123094.832,37954.0825,41088.511,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat better off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","No","Don’t know","No","Paper check","No","No","No","No","Yes","Yes","No","Yes",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"Yes",1150,"Yes","No","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","No","Yes","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Moderate strain","Moderate strain",,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160914,20151217,20160828,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,1,3,"Not working - retired",1,"White","White"
10278,28205.8532,8532.2806,6558.2644,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Education",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Yes","No","No","No","Yes","Refused","No","No","Yes","No",,,,"Yes, borrowed money",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","Yes",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","No","Yes","No","Refused","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160320,20160319,20160409,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,3,"Not working - disabled",1,"White","White"
10285,46141.8892,14152.619,11527.0461,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Engineering","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Not available in local stores","Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",350,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","Moderate strain",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20151009,20151217,20150703,82,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Not working - retired",1,"White","White"
10289,33127.6148,10039.747,8371.3482,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores","Better price","Better price","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20151006,20160319,20160707,61,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,0,2,"Not working - retired",1,"White","White"
10290,222224.037,70289.1276,68592.987,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","Yes","No","Yes","No","No","Don’t know","No","Cash","No","No","No","No","Yes","No","Yes","No",,"Moderate impact","No impact","No impact","No impact","Moderate impact","Moderate impact","Homemaker","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes","None",,"Probably Yes","Yes","Yes","No","Yes","No","No",800,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"Yes","Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Other (Please specify):","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","Yes",,"$0 to $4,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","Yes","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Substantial strain",,"Moderate strain",,,,,,,,"Never worried","Never worried","Never worried","Rarely worried","Certificate or technical degree","Certificate or technical degree","Food Services and Drinking Places","Two","Management","Under $5,000","Another household member and I share in the decisions","Very good",20160915,20151224,20160827,33,"25-34","30-44","Some college, no degree","Some college","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Working - as a paid employee",1,"White","Hispanic"
10300,23155.833,7088.3406,2741.1517,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,281,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Associate degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,41,"Very important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","Not available in local stores","Not available in local stores",,"Other reason","Better price",,,,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","Refused","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Rarely worried","Rarely worried","Sometimes worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Fair",20160908,20160206,20160908,61,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Divorced","Metro","South","South Atlantic","Rented for cash","sc",0,0,0,0,1,"Not working - retired",1,"White","White"
10304,122406.702,38433.9737,36291.8964,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2800,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes",,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Better price",,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Pharmaceutical and Medicine Manufacturing","One","Other professional","$500,000 - $999,999","I make most of the decisions","Excellent",20160909,20151219,20160827,53,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$200,000 to $249,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
10314,214257.21,67634.307,76250.4419,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member makes most of the decisions","Very good",20160908,20151218,20160827,38,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,1,0,0,2,"Not working - other",1,"White","White"
10326,58568.3428,18249.0244,17011.8643,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","It varied","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No",,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","Convenience","Not available in local stores",,,"Better price","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Very good",20160919,20151218,20160919,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
10348,25887.7266,7812.0271,6205.6207,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","Refused","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,50,"Not important","Very important","Not important","Not important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","Yes","No","Convenience","Refused",,,"Convenience","Convenience",,"Refused",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Rarely worried","Certificate or technical degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20160903,20151217,20160903,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",1,"White","White"
10349,98802.8745,31583.1447,27676.4111,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","Refused","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Refused","Very important","Refused","Refused","Refused","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes",,"Convenience","Convenience","Convenience","Better price","Other reason","Convenience",,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Regularly worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Excellent",20160916,20160220,20160827,81,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",1,"White","White"
10353,24818.2807,7570.1162,2859.6768,,"Re-interview","Refused","Refused","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Don’t know","Don’t know","Don’t know","Yes","Yes","None",,"Probably No",,,,,,,965,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","Yes","No",,"Yes","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","Good","Yes","Yes","More debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$15,000 to $24,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","Yes","No",,,,"Convenience","Convenience",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Substantial strain","Substantial strain",,,,,,,"Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160920,20151217,20160910,68,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Divorced","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
10363,23289.9066,7095.1485,5677.6122,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Health",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160922,20160217,20160723,78,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","de",0,0,0,0,2,"Not working - retired",1,"White","White"
10366,53116.2135,16442.6974,14446.3457,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No",1000,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No",,"Convenience","Convenience",,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20151002,20160107,20160914,78,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Not working - retired",1,"White","White"
10395,43639.3189,13314.9152,10426.3723,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Somewhat worse off","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","Yes","No","Yes",,,,,,,,,"No",1900,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No",,,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Associate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160909,20151224,20160909,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,3,"Not working - retired",1,"White","White"
10413,56452.9525,17369.3447,16664.5646,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","Moderate impact","No impact","No impact","Minor impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",840,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","Yes","Yes","No","Convenience","Better price",,"Convenience","Not available in local stores",,"Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Other Professional, Scientific, and Technical Services","One","Business and Financial Operations","$35,000 - $49,999","I make most of the decisions","Very good",20160913,20151218,20160913,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,1,0,0,2,"Working - as a paid employee",1,"White","White"
10420,43692.911,13181.0869,4925.8998,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No","Vocational/technical training","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Very important","Somewhat important","Somewhat important","Somewhat important","Very important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","No","No","No","No",,,"Convenience",,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3200,"No","No","No","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Fair",20161008,20160305,20160901,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Not working - retired",1,"White","White"
10423,56585.0789,17413.4977,13638.6958,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Probably Yes",,"Doing okay","Somewhat better off","About the same","About average","No","No","No","No","Yes","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes","No",,"Better price",,"Better price",,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1200,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Sometimes worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160921,20160220,20150805,64,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Not working - disabled",1,"White","Hispanic"
10426,75038.2464,23356.1324,19340.3829,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Excellent",20160916,20151218,20160915,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Not working - retired",1,"White","White"
10430,48121.6177,14684.1585,4682.0126,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","Severe impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","Better price",,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",15000,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Moderate strain",,,"Sometimes worried","Rarely worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Poor",20161008,20151218,20150728,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - other",1,"White","White"
10432,49437.5521,15177.5269,15282.7271,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","Yes","Yes","No","Yes",,"No impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,0,"Less","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Health",,,,,,,"Financial benefits are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","Yes","No","Yes",2000,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","A little strain","Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Hospitals","Four or more","Health Technologist or Technician (such as paramedic, lab technician)","$500,000 - $999,999","I make most of the decisions","Very good",20160907,20160217,20160907,59,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
10436,186558.22,60159.8065,55041.7882,,"Re-interview","No","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely No","Yes","Living comfortably","Much better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",160,20,"About the same","Not at all","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"Yes, and I still own that home",,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"Associate degree","No",,"No","Health",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","No","No","No",,,,,,,,,,,,62,"Not important","Not important","Not important","Very important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,,,,"Better price",,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Excellent",20160916,20160122,20160827,62,"55-64","60+","Associate degree","Some college","Black, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$150,000 to $174,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Not working - retired",1,"Black/African-American","Black"
10438,32451.709,10039.5344,8330.3992,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,61,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20151024,20150528,20150804,75,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",1,"White","White"
10439,58098.124,17922.5344,18111.8391,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","Yes","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",750,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No",,"About the same financial benefits and financial costs","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No",,,,,,,,,,,,39,"Not important","Not important","Not important","Not important","Not important","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Specialty Trade Contractors","One","Management","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160916,20151217,20160827,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","me",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
10466,39078.7832,11942.0421,4179.5534,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",10,10,"About the same","Not at all","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","Not available in local stores","Better price",,,"Better price","Convenience",,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",600,"No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160907,20160207,20160907,68,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Not working - retired",1,"White","White"
10467,55581.7449,17090.6661,15485.9136,,"Re-interview","Refused","Refused","Refused","Yes","Yes","Refused","No",,"Yes","No","Yes","No","No","No","Definitely No","Yes","Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","Minor impact","Minor impact",,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money to help family members",2,2,"Less","Not at all","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Refused","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",250,"Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Sometimes worried","Never worried","Never worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","General Merchandise Stores","One","Other (Please specify)","$10,000 - $24,999","Another household member makes most of the decisions","Good",20151025,20160208,20150818,37,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
10469,126989.676,39150.9002,39583.5115,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","No","Paper check","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed part-time","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",12,5,"About the same","Somewhat","Somewhat","Not at all","No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Refused",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1800,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Don’t know","Pharmaceutical and Medicine Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$100,000 - $249,999","I make most of the decisions","Very good",20160910,20151218,20160901,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,2,0,2,"Working - as a paid employee",1,"White","White"
10470,64074.6518,19132.1709,8282.4541,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1998,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,840,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160929,20151221,20150703,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","West","Pacific","Rented for cash","or",0,0,0,0,1,"Not working - retired",1,"White","White"
10475,52741.8558,16958.422,6067.7936,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Just getting by","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,61,"Very important","Somewhat important","Somewhat important","Very important","Somewhat important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160921,20160120,20160910,74,"65-74","60+","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Female","Yes",3,"A mobile home","$10,000 to $12,499","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Not working - retired",1,"White","White"
10478,82304.0175,25477.3652,22559.5113,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Very important","Not important","Very important","Not important","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Regularly worried","Rarely worried","Never worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member makes most of the decisions","Excellent",20160925,20151219,20150804,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",1,"White","White"
10503,70701.1935,22063.2842,20126.72,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","Yes","No","Definitely Yes",,"Just getting by","About the same","Much better off","About average","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,40,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160916,20151220,20160916,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,1,0,3,"Not working - retired",1,"White","White"
10504,34732.9949,10600.8988,9202.2869,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","It varied","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial costs are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Better price","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"None",,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Ambulatory Health Care Services","One","Other (Please specify)","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160922,20160202,20150709,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - self-employed",1,"White","White"
10506,56796.3712,17711.3582,15594.8759,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1959,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Somewhat important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Refused","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","Yes","Refused","Convenience",,"Refused","Convenience","Convenience",,"Convenience","Refused","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",350,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Fair",20160924,20151217,20160827,84,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",1,"White","White"
10510,43677.6412,13540.6984,10545.8788,,"Re-interview","No","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","About the same","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",0,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,55,"Refused","Refused","Refused","Very important","Refused","Yes","Refused",,"Yes","Yes","Refused","Yes","Refused","Refused","Refused","Yes","No","No","No","No","No","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","Yes","No","Better price","Better price","Better price","Better price",,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Refused","Yes","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Excellent",20160914,20160129,20150710,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",8,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,3,2,3,"Not working - retired",1,"White","Hispanic"
10512,42700.6816,13121.4843,11593.4588,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160922,20160206,20150821,66,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Not working - other",1,"White","White"
10518,82712.2129,25756.0681,24814.6623,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No",,,,,,,,,"No",675,"Yes","No","No","No","No","Yes","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Somewhat important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Refused","Yes","Yes","Yes","No","No","No","No","No",,"Better price","Better price","Better price",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",700,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160915,20160101,20160828,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"Boat, RV, van, etc.","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","sd",0,0,0,0,2,"Not working - retired",1,"White","White"
10528,121849.227,38239.1518,36513.9879,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Convenience","Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Oil and Gas Extraction","One","Architecture and Engineering","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160914,20151221,20160914,54,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,1,0,2,"Working - as a paid employee",1,"White","White"
10535,72485.3856,22097.4782,19653.9355,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","Yes","No","Yes",,,,,,,,,"No",886,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","Yes","No",,"Not available in local stores","Better price",,"Convenience","Convenience","Convenience","Convenience",,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Architectural, Engineering, and Related Services","One","Architecture and Engineering","$100,000 - $249,999","I make most of the decisions","Good",20161016,20160206,20150718,44,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
10536,38505.3409,11730.4512,9386.8299,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Somewhat important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","No","No","No","No",,,"Convenience","Convenience","Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20160916,20151218,20160916,70,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",1,"White","White"
10542,63206.3839,19273.3539,19066.9033,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"Refused","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Management of Companies and Enterprises","One","Office and Administrative Support","Under $5,000","Another household member and I share in the decisions","Very good",20161007,20160303,20150804,53,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,1,3,"Working - as a paid employee",1,"White","White"
10548,36709.0083,10854.5676,4443.2978,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"Severe impact","Minor impact","Minor impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,1,"About the same","Very much","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Yes","No","No","No",,,,,,,,,"No",1020,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Once","Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","Convenience","Better price",,"Better price",,"Better price",,"Convenience",,"Yes","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Computer Systems Design and Related Services","One","Computer and Mathematical","Under $5,000","I make most of the decisions","Excellent",20160915,20151222,20160915,39,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","Less than $5,000","Married","Metro","South","South Atlantic","Occupied without payment of cash rent","nc",0,1,0,0,2,"Working - as a paid employee",1,"White","White"
10552,156654.91,48058.4603,45931.015,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1996,"Yes","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,895,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price","Better price","Better price",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","Two","Business and Financial Operations","$1,000,000 or more","I make most of the decisions","Good",20160907,20151219,20160827,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$125,000 to $149,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Working - as a paid employee",1,"Black/African-American","Black"
10565,62374.604,18957.3971,6730.1146,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","Yes","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Don’t know","No","No","No","No",,,,"Definitely No",,,,,,,2100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Refused","Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Convenience","Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Sometimes worried","Don’t know","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Very good",20160915,20151219,20160828,90,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Widowed","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - retired",1,"White","White"
10570,138883.299,42795.5629,43755.0266,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","Severe impact","No impact","Minor impact","Severe impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Once","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Refused","Refused","Refused","Refused","Yes","No","No",,,,,"No","No","No","Yes","Yes","No","No",0,"Probably Yes","Not comfortable","Refused",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Moderate strain",,"Moderate strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Excellent",20160828,20151216,20160828,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Not working - looking for work",1,"White","White"
10583,85383.5446,25839.1402,24830.0233,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Health",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes","No","Yes","Not available in local stores","Not available in local stores",,,,"Other reason","Convenience",,"Other reason","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Nursing and Residential Care Facilities","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$50,000 - $74,999","I make most of the decisions","Very good",20151002,20151219,20160902,45,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","South","South Atlantic","Occupied without payment of cash rent","fl",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
10592,36613.5236,11106.8871,9176.9895,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Life sciences","About the same financial benefits and financial costs","Yes","Yes","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Somewhat important","Not important","Not important","Not important","Not important","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","Yes","Yes",700,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","Moderate strain",,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Fair",20160907,20151217,20160907,68,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,0,2,"Not working - retired",1,"White","White"
10599,45779.1241,14760.9902,5617.9277,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Other (Please specify):","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Convenience","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",500,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Regularly worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20151004,20151219,20150723,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","mt",0,0,0,0,1,"Not working - retired",1,"White","White"
10607,34216.8562,10679.7422,8612.4738,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Health",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","Yes","No","Yes","No","Not available in local stores",,,"Better price","Not available in local stores","Convenience",,"Not available in local stores",,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Excellent",20160913,20160706,20160723,73,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",1,"White","White"
10608,78852.2512,24828.3339,20041.4164,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",706,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Convenience","Convenience",,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Funds, Trusts, and Other Financial Vehicles","One","Business and Financial Operations","$250,000 - $499,999","I make most of the decisions","Very good",20160908,20151217,20160829,60,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","nh",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
10635,40974.7053,12466.7396,11419.8724,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",555,"Yes","Yes","No","No","No","Yes","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Life sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","Yes","No",,,,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",2500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Business, Professional, Labor, Political, and Similar Organizations","One","Management","$100,000 - $249,999","I make most of the decisions","Very good",20160910,20151217,20160828,52,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,1,2,"Working - as a paid employee",1,"White","White"
10647,68462.0205,21020.3096,22663.5685,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Yes","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",911,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Some of the time","Once","Some college but no degree (including currently enrolled in college)","No",,"No","Other (Please specify):","Financial costs are much larger","Yes","Yes","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Refused","No","No","No","Yes","No","No","No","No",0,"Probably Yes","Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No","Convenience","Convenience","Better price",,,,"Not available in local stores",,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Ambulatory Health Care Services","One","Business and Financial Operations","Under $5,000","Another household member and I share in the decisions","Very good",20160913,20151223,20160913,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
10652,76476.0281,23833.0886,20219.044,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","It varied","Yes","Yes","No","No","No","No","No","No","Yes","Self-employed","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","Yes","Yes","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","Minor impact","No impact","Employed part-time","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",120,50,"About the same","Does not apply","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Cash","Very confident","Yes","Yes","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Very important","Not important","Somewhat important","Not important","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Not available in local stores","Not available in local stores","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Sometimes worried","Never worried","Never worried","Rarely worried","High school degree or GED","Some college but no degree","Educational Services","Three","Teacher, college and university","$100,000 - $249,999","Another household member and I share in the decisions","Good",20140806,20150206,20140514,71,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,2,"Working - self-employed",1,"White","White"
10653,165998.561,51440.1437,15687.3163,,"Re-interview","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Finding it difficult to get by","Somewhat better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","Moderate impact","Minor impact","Homemaker","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2007,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","Yes","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Fabricated Metal Product Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160910,20151219,20160902,41,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Rented for cash","wi",0,0,1,0,2,"Working - as a paid employee",1,"White","White"
10693,63158.716,19598.478,7210.1938,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","No","Yes","No","No","No",1080,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Financial costs are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Very important","Very important","Not important","Very important","Somewhat important","Yes","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","Not available in local stores","Not available in local stores",,"Not available in local stores",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Very good",20160923,20160217,20160914,68,"65-74","60+","Some college, no degree","Some college","Hispanic","Female","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Not working - looking for work",1,"White","Hispanic"
10696,26280.455,8058.9492,3090.9051,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Finding it difficult to get by","Much worse off","Much worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",0,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,68,"Very important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","Yes","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","Substantial strain",,,"Regularly worried","Regularly worried","Sometimes worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Poor",20151012,20160227,20160913,80,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","No",2,"A building with 2 or more apartments","$20,000 to $24,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",1,"White","White"
10701,106962.295,32690.7946,32880.286,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",2300,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","Yes","Yes","No","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Convenience","Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$100,000 - $249,999","Another household member makes most of the decisions","Good",20160924,20160113,20150703,32,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",1,2,1,0,2,"Working - as a paid employee",1,"White","White"
10717,121331.151,38031.7555,36716.3114,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","Moderate impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1000,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Associate degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Don’t know","Miscellaneous Store Retailers","One","Retail Sales","$35,000 - $49,999","I make most of the decisions","Good",20160908,20151217,20160827,46,"45-54","45-59","Associate degree","Some college","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",1,0,0,0,2,"Working - as a paid employee",1,"White","Hispanic"
10759,50218.8884,15414.3419,15155.3647,,"Re-interview","Yes","Yes","No","Yes","No","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1080,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Once","Doctoral Degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Better price","Better quality",,,"Better price","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Educational Services","One","Management","Under $5,000","I make most of the decisions","Good",20160922,20151219,20160911,36,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,2,1,0,3,"Working - as a paid employee",1,"White","White"
10763,39230.7183,11980.8963,11598.5251,,"Re-interview","Yes","Refused","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","Yes","Retired","Refused",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Refused","Severe impact","Minor impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Master’s degree","No",,"No","Education",,,,,,,"Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,,"Not sure","Very important","Not important","Somewhat important","Somewhat important","Somewhat important","Yes","No","No","No","Yes","Refused","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No",,"Convenience",,,"Better price",,"Better price",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No",,"None",,,,,,"A little strain",,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Fair",20160916,20160221,20160916,58,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Not working - retired",1,"White","White"
10808,152020.827,47200.2482,49681.7962,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Fabricated Metal Product Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$100,000 - $249,999","Another household member makes most of the decisions","Very good",20160917,20151218,20160917,47,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
10813,73732.0733,22783.9256,19913.3452,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",448,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Not available in local stores",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","None",,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Good",20160928,20151217,20150702,81,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Not working - retired",1,"White","White"
10822,198766.306,63526.0464,59826.4985,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",3,2,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Definitely Yes","Yes","No","Yes","Yes","Yes","No",1088,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"Yes","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","Very important","Very important","Very important","Very important","Very important","Very important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes",,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No",,"Better price","Better price","Better price",,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Graduate degree","Some college but no degree","Architectural, Engineering, and Related Services","One","Architecture and Engineering","Not sure","Another household member makes most of the decisions","Excellent",20160909,20151223,20160909,23,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$60,000 to $74,999","Living with partner","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
10834,155202.185,47800.8514,17555.6863,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","Minor impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,790,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",55000,0,1800,56800,"Yes",450,"No","No",,"No","Yes","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No","Convenience","Better price",,,"Better price",,,"Convenience",,"No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Certificate or technical degree","Miscellaneous Store Retailers","One","Management","Under $5,000","I make most of the decisions","Good",20161008,20160116,20160920,33,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Working - as a paid employee",1,"Black/African-American","Black"
10837,84897.3336,25584.1338,10846.5151,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","It varied","No","No","No","No","No","No","No","No","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,40,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","Better price","Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Fair",20160914,20151217,20160909,74,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ri",0,0,0,0,1,"Not working - retired",0,"White","White"
10839,24113.7773,7371.1016,6261.4666,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",789,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,71,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",125,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Good",20161009,20160220,20160827,73,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",1,"White","White"
10848,374316.587,117905.387,128825.573,,"Re-interview","No","No","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Probably Yes",,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No",,"Not available in local stores","Not available in local stores",,,,"Convenience",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Sometimes worried","Less than High School degree","High school degree or GED","Not asked","One","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20160920,20151219,20160826,32,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$60,000 to $74,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",1,"White","Hispanic"
10865,24927.972,7605.8436,5955.8289,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",3,2,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,68,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","No","No","Better price",,,"Better price","Better price","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",545,"No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Regularly worried","Rarely worried","Rarely worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20151002,20160221,20150720,84,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
10879,133551.644,42013.2974,38623.2243,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,58,"Not important","Very important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Less than High School degree","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Good",20160913,20151218,20160827,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Not working - retired",1,"Black/African-American","Black"
10882,72764.2898,22939.742,18970.7941,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Don’t know","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",2700,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Not available in local stores","Convenience","Convenience",,"Convenience","Convenience","Convenience",,,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Graduate degree","Graduate degree","Educational Services","Two","Teacher, college and university","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160924,20160628,20160719,66,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
10891,95837.4756,30021.6168,33491.0754,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",720,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial costs are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",1100,0,0,1100,"No",50,"No","No",,"No","Refused","No","No","No","No","No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","Yes","No",,"Better price",,"Better price","Convenience",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Associate degree","Associate degree","Educational Services","One","Other professional","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160905,20160206,20160905,38,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,1,2,2,"Working - as a paid employee",1,"White","White"
10900,35936.1526,11124.4241,9773.7781,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Associate degree","No",,"No","Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","No","No","No","No",,,"Better price",,"Better price",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","No","Yes","Yes",1800,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Refused","One","Management","$100,000 - $249,999","I make most of the decisions","Fair",20160916,20160219,20160916,63,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
10901,43131.891,13245.7543,11052.8444,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Social/behavioral sciences","Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member makes most of the decisions","Good",20160826,20160227,20160710,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
10907,24972.7559,7512.453,3211.3121,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Life sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","Yes",,"Not available in local stores","Not available in local stores",,"Not available in local stores","Convenience",,,"Not available in local stores","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20160924,20151217,20150806,65,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
10913,90050.1057,27752.03,27221.5786,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","Yes",,,,"Better price",,"Better price","Convenience",,"Better price","Yes","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Other professional","$1,000,000 or more","I make most of the decisions","Excellent",20160919,20160201,20160919,57,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,2,2,"Working - as a paid employee",1,"White","White"
10929,68168.9359,20579.4771,20437.6565,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",2733,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","No",,,,,,"Bachelor’s degree","No",,"No","Health",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Convenience","Not available in local stores","Not available in local stores",,"Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","Yes","No","No","No","Yes",1200,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Regularly worried","Rarely worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160914,20151217,20160909,49,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,1,2,"Not working - looking for work",1,"White","White"
10945,282396.028,91741.6123,92867.4726,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Once","Bachelor’s degree","No",,"Yes","Business/management",,,,,,,"Financial costs are somewhat larger","No","Yes","No","Yes","No","Very important","Very important","Moderately important","Moderately important","Very important","No advice from person","Moderately important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",60000,0,0,60000,"No",0,"Yes","No",,"No","No","Yes","No","Yes","Still enrolled in the program",,,,,,,"No","Yes","No","Yes","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Not available in local stores","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Educational Services","One","Business and Financial Operations","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160916,20151221,20160827,29,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","South","West-South Central","Occupied without payment of cash rent","tx",0,0,0,0,2,"Working - as a paid employee",1,"Black/African-American","Black"
10946,90202.6421,27568.6779,29646.9166,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2200,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Associate degree","No",,"No","Law",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Not available in local stores","Not available in local stores","Convenience",,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160920,20151217,20150702,53,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - other",1,"White","White"
10948,60292.4409,18246.999,5951.0855,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Very important","Not important","Very important","Somewhat important","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"$0 to $4,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","Better price","Better price",,"Not available in local stores",,,,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Regularly worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160911,20151217,20160911,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","Less than $5,000","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,2,"Not working - retired",1,"Black/African-American","Black"
10962,81182.265,24925.7736,25135.3159,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Refused","About average","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Don’t know",,,,,,,810,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Refused","Never","Master’s degree","No",,"No","Humanities",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","Yes","No","No","No","No",0,"Definitely Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No",,,"Not available in local stores",,,"Convenience",,,,"No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","Yes","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,,,"Moderate strain",,,,,"Rarely worried","Never worried","Never worried","Rarely worried","Bachelor’s degree","Graduate degree","Performing Arts, Spectator Sports, and Related Industries","Two","Teacher, except college and university","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160917,20160128,20160917,32,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,2,"Working - self-employed",1,"White","White"
10974,41433.6382,12499.509,10395.3711,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Refused","Refused","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","Refused",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Better price","Better price","Better price","Better price","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Regularly worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member makes most of the decisions","Good",20160913,20160322,20160911,70,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"White","White"
10989,29067.9797,8771.7183,6967.9683,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","No","Yes","No","No","No","No","No","Poor","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",30000,0,0,30000,"No",130,"Yes","No",,"No","Yes","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Not available in local stores",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Hospitals","One","Management","Under $5,000","Another household member and I share in the decisions","Very good",20151205,20160217,20160916,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$75,000 to $84,999","Married","Metro","West","Mountain","Rented for cash","az",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
11007,262540.205,80899.258,82712.995,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","To earn money as a primary source of income",10,5,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Private Household Service","One","Personal Care and Service","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160918,20151218,20160910,46,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$40,000 to $49,999","Living with partner","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,2,"Working - self-employed",1,"White","White"
11040,459308.608,143338.082,161474.085,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","Yes","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","Yes","No","Yes","Yes","Refused",1100,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Professional degree (e.g. MBA, MD, JD)","No",,"Yes","Refused",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",100000,0,0,100000,"No",150,"Yes","No",,"No","No","Yes","Yes","Yes","Yes","No",,,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","No","Yes","No","Convenience","Convenience","Better price",,,"Not available in local stores",,"Convenience",,"Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"None",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$5,000 - $9,999","I make most of the decisions","Very good",20160908,20151224,20160830,28,"25-34","18-29","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","$50,000 to $59,999","Living with partner","Metro","Northeast","New England","Rented for cash","ri",2,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
11049,44683.3062,13554.8942,11199.6386,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",3,5,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Certificate or technical degree","No",,"No","Other (Please specify):","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Better price","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20151002,20151218,20150808,77,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Not working - retired",1,"White","White"
11053,23449.9689,7065.5407,5735.5662,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1280,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Associate degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Better price","Better price","Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5800,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Sometimes worried","High school degree or GED","Graduate degree","Merchant Wholesalers, Durable Goods","One","Sales Representative","$100,000 - $249,999","I make most of the decisions","Very good",20160927,20151217,20150811,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
11054,42064.4735,13385.2062,4963.4175,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Certificate or technical degree","No",,"No",,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","Yes","Better price",,,,"Convenience",,,,"Better price","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","Yes","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1600,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160908,20151217,20160908,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A mobile home","$20,000 to $24,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",1,"White","White"
11061,128650.721,39930.7151,38679.8488,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",4500,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,"Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Some college but no degree","High school degree or GED","Health, Personal Care, and Beauty Product Manufacturing","One","Management","$500,000 - $999,999","I make most of the decisions","Good",20160911,20151220,20160828,47,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$250,000 or more","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,1,1,2,"Working - as a paid employee",1,"White","White"
11069,98424.1649,30423.5267,28673.0432,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,1,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Associate degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Credit Intermediation and Related Activities","One","Management","$25,000 - $34,999","I make most of the decisions","Very good",20160914,20151219,20160902,43,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
11075,396438.68,124585.258,36792.8609,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","It varied","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,850,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Associate degree","No",,"Yes","Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",50000,0,0,50000,"No",0,"Yes","No",,"No","Yes","Yes","No","No","No","No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160924,20160305,20160827,29,"25-34","18-29","Associate degree","Some college","Hispanic","Female","Yes",2,"A building with 2 or more apartments","$15,000 to $19,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Not working - looking for work",1,"White","Hispanic"
11076,101579.265,31736.0831,28600.7917,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1169,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","Yes","No","Yes","No","No","No",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Better price",,,"Better price","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Teacher, except college and university","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160913,20160306,20160913,40,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,1,1,0,2,"Working - as a paid employee",1,"White","Hispanic"
11099,110028.739,33857.01,34660.5693,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",850,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Some of the time","Once","Some college but no degree (including currently enrolled in college)","No",,"No","Social/behavioral sciences","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",1200,0,0,1200,"No",120,"No","No",,"No","No","No","No","No","No","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Not available in local stores","Convenience","Convenience","Convenience","Better price","Convenience","Convenience",,"No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Some college but no degree","Credit Intermediation and Related Activities","One","Other (Please specify)","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160910,20160217,20160901,36,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Mountain","Rented for cash","id",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
11100,230773.715,75394.1796,26949.6886,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","No","No","No","Yes","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","Yes","No","No","No","Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","No",,,"Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Sometimes worried","Sometimes worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160910,20160112,20160908,61,"55-64","60+","10th grade","Less than high school","Hispanic","Female","No",1,"A one-family house detached from any other house","$10,000 to $12,499","Widowed","Metro","West","Pacific","Occupied without payment of cash rent","ca",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
11102,74701.6341,23290.042,20389.5192,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1811,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Once","Never","Associate degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Very important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","Refused","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Very good",20160903,20160305,20160828,86,"75+","60+","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - retired",1,"Black/African-American","Black"
11104,72558.0163,22192.3583,21144.5384,,"Re-interview","No","No","No","No","No","Yes","No",,"No","Yes","No","No","Yes","No","Definitely Yes",,"Just getting by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Air Transportation","One","Personal Care and Service","$100,000 - $249,999","I make most of the decisions","Very good",20160915,20160108,20160908,50,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
11106,102590.701,31294.0396,10468.2553,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","Yes","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","Yes","Substantial difficulty",,"Don’t know",,,,,,,535,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","Yes","Master’s degree",,"Business/management",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No","Very important","No advice from person","Very important","Very important","Very important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",40000,0,10,40010,"Yes",0,"Yes","No",,"No","No","Yes","No","Yes","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No",,,"Other reason",,"Other reason",,,,,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","No","No","Yes",350,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Performing Arts, Spectator Sports, and Related Industries","One","Management","Under $5,000","I make most of the decisions","Very good",20160914,20160216,20160830,22,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
11129,156243.899,50317.5539,47316.0387,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","Yes","Retired","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","Yes",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",2200,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"Refused",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No",,,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Very important","Somewhat important","Not important","Somewhat important","Not important","No","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No",,"Convenience","Convenience",,,"Convenience","Convenience",,,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20160911,20160123,20160911,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",1,"White","White"
11140,44683.3062,13554.8942,11199.6386,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Other reason",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Refused","No","Yes","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Rarely worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20151002,20160212,20150805,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Not working - retired",1,"White","White"
11155,64599.2206,20100.6862,6554.4922,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","Yes","Probably Yes",,"Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Paper check","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","Minor impact","Minor impact","Minor impact",,"No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,5,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","None",,"Probably No",,,,,,,450,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","Less debt now",,"Most or all of the time","Once","Associate degree","No",,"No","Health",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",8000,0,0,8000,"No",0,"Yes","Yes",,"Yes","Yes","No","No","No","No",,"No",,,,,"No","No","No","Yes","No","No","No","Don’t know","Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"No","No","Yes","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","No","Yes",0,"Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No",,,,,"Substantial strain","Substantial strain",,"Moderate strain",,,,"Rarely worried","Sometimes worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Social Advocacy Organizations","One","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20151006,20160304,20150803,52,"45-54","45-59","Associate degree","Some college","Hispanic","Female","Yes",2,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Working - as a paid employee",1,"White","Hispanic"
11158,58032.0328,17902.7766,17377.4551,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","Minor impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","Associate degree","No",,"Refused","Law",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",2800,0,0,2800,"No",85,"No","No",,"No","Yes","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",0,"Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Convenience","Convenience","Convenience",,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Regularly worried","Rarely worried","Associate degree","High school degree or GED","Professional, Scientific, and Technical Services","One","Other professional","$35,000 - $49,999","I make most of the decisions","Good",20160921,20151217,20160827,53,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
11171,59942.8934,19159.2256,6683.1913,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","Yes","Yes","No","Yes","No","Probably No","No","Just getting by","About the same","Somewhat worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","Minor impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Associate degree","No",,"No","Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",27000,0,0,27000,"No",0,"No","Yes",,"Yes","No","No","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Better price",,,"Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Associate degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Fair",20160910,20151218,20160910,45,"45-54","45-59","Associate degree","Some college","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,3,"Not working - looking for work",1,"White","Hispanic"
11174,141277.346,44195.5842,15997.1686,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","Yes","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",1200,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Life sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Better price","Better price","Convenience","Convenience","Convenience","Better price","Convenience",,"No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Scientific Research and Development Services","One","Life, Physical, and Social Sciences","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160918,20151216,20160918,45,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Rented for cash","mi",0,1,0,0,2,"Working - as a paid employee",1,"Asian","Asian"
11181,98648.5739,29499.3034,10057.9642,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much better off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",16,80,"Less","Not at all","Very much","Very much","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","Yes","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","Yes","No","No","Fair","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","Yes",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160925,20160103,20160827,46,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A mobile home","$7,500 to $9,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Not working - disabled",1,"White","White"
11200,159986.866,51132.0721,48154.3085,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",540,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No","Moderately important","Slightly important","Moderately important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Better price","Better price",,,"Better price","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Educational Services","Two","Teacher, except college and university","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20161008,20160118,20150801,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
11206,158410.689,50595.4559,54103.4604,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Law",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Not available in local stores",,,"Better price","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Real Estate","One","Business and Financial Operations","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160913,20160401,20160913,56,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
11209,42700.6816,13121.4843,11593.4588,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1958,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No",,"No",,,,,,,,,,,,,,,,70,"Not important","Very important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","No","No",,"Convenience","Convenience",,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"A little strain","Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Very good",20160918,20160308,20160827,78,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$60,000 to $74,999","Widowed","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,1,"Not working - retired",1,"White","White"
11219,42169.2957,13238.7846,10848.7463,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes",,,,,,,,,"No",1600,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3500,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Less than High School degree","Data Processing, Hosting and Related Services","One","Computer and Mathematical","$100,000 - $249,999","I make most of the decisions","Very good",20160913,20151217,20160913,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
11224,34133.4308,10640.5446,8375.5792,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Refused",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,52,"Not important","Somewhat important","Not important","Somewhat important","Somewhat important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Not available in local stores","Convenience","Better price","Better price","Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","Yes","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20161007,20151219,20150708,64,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",1,"White","White"
11225,58971.0457,18379.9993,16365.6097,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Refused","Refused",,"Refused","Refused","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","Better price","Better quality","Better price",,"Better price","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","Yes","Refused",,"No","No","No","No","No","No","Yes",75,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160924,20151231,20160909,73,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
11232,71396.2903,22480.6637,18146.3784,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Museums, Historical Sites, and Similar Institutions","One","Sales Representative","$1,000,000 or more","Another household member and I share in the decisions","Very good",20161008,20151217,20150804,70,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - self-employed",1,"White","White"
11241,74883.9468,23149.7989,21091.2576,,"Re-interview","No","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Much worse off","Refused","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Severe impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","Yes","No","No","No",,,,,"Not available in local stores","Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Certificate or technical degree","Associate degree","Educational Services","One","Teacher, except college and university","$10,000 - $24,999","I make most of the decisions","Very good",20160902,20151217,20160902,51,"45-54","45-59","Masters degree","Bachelor's degree or higher","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,2,1,"Working - as a paid employee",1,"White","Hispanic"
11259,52523.6232,16232.619,13611.112,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","Yes","No",,"Convenience",,"Convenience","Convenience",,,"Convenience",,"No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160908,20160206,20160827,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Not working - retired",1,"White","White"
11260,114214.414,35131.8252,38975.6604,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,0,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No","Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Accommodation","One","Management","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160923,20151220,20160910,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
11263,59076.9889,18154.3151,6514.8387,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",100,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,55,"Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Better price","Better price",,"Convenience","Better price","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160921,20151217,20160827,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,1,"Not working - retired",1,"White","White"
11276,42708.6033,12919.3676,9930.3613,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Undeclared",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Very good",20160521,20160206,20160910,67,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",1,"White","White"
11281,34993.7673,10723.1608,3326.4245,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","Much better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Better price",,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","Yes","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Fair",20151019,20160406,20151118,53,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Not working - disabled",1,"White","White"
11283,72994.9399,22570.1696,20887.3425,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20151023,20151220,20150717,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",1,"White","White"
11284,32451.709,10039.5344,8330.3992,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Other (Please specify):","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","Yes","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","Better price","Better price",,,"Better price","Better price",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Social Assistance","One","Other (Please specify)","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160921,20160208,20150709,74,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
11298,63129.1137,19479.1114,7280.2479,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Don’t know","No",,,,"Definitely No",,,,,,,1125,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,78,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1000,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160909,20151219,20160907,79,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,2,"Not working - retired",1,"White","White"
11301,77757.6969,23986.2171,27590.6702,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"Moderate impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"More","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1475,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Education","Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","Yes","No",,,,,,,,,,,,52,"Somewhat important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No",,"Other reason",,"Better price","Convenience","Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",400,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160914,20151217,20160914,53,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",1,"White","White"
11305,180863.945,55863.1654,54342.387,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",560,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Some of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,"Yes","Business/management","Financial benefits are much larger","No","No","No","No","No",,,,,,,"Moderately important","Moderately important","Moderately important","Very important","Very important","Very important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","No","Yes","No","Convenience","Better quality","Better quality",,,"Better price",,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Hospitals","One","Management","$100,000 - $249,999","I make most of the decisions","Very good",20160907,20160107,20160907,57,"55-64","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$50,000 to $59,999","Divorced","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
11307,41097.4177,12494.7016,4103.4841,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Doing okay","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Definitely No",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","No","Better price","Convenience",,,"Better price",,,"Better quality",,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Regularly worried","Rarely worried","High school degree or GED","Don’t know","Social Advocacy Organizations","One","Other (Please specify)","Under $5,000","Another household member makes most of the decisions","Very good",20160907,20151219,20160829,38,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
11326,79951.3129,25205.53,20844.564,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Vocational/technical training",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Not important","Very important","Somewhat important","Very important","Not important","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","No",,"Convenience",,"Better price","Other reason","Convenience",,"Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Associate degree","Graduate degree","Educational Services","One","Teacher, college and university","$1,000,000 or more","I make most of the decisions","Excellent",20160919,20160312,20160910,61,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$150,000 to $174,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
11336,108994.225,35371.641,12022.5774,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Not important","Not important","Very important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No",,"Convenience","Convenience","Convenience",,,,,,"No","No","No","No","Refused","No","No","No","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160921,20151218,20160827,81,"75+","60+","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - retired",1,"White","White"
11355,24528.4953,7406.7532,6177.5352,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",24,50,"More","Not at all","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,60,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","Not available in local stores","Not available in local stores",,"Not available in local stores","Not available in local stores","Not available in local stores",,,,"Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4000,"No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20161008,20160208,20151017,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",1,"White","White"
11359,64552.3603,19947.3053,17434.1149,,"Re-interview","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",0,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Once","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Somewhat important","Not important","Not important","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,"$40,000 to $49,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No","Other reason","Other reason","Other reason","Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160907,20151220,20160907,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Not working - retired",1,"White","White"
11365,128650.721,39930.7151,38679.8488,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Better price","Better price","Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Executive, Legislative, and Other General Government Support","One","Management","$500,000 - $999,999","I make most of the decisions","Good",20160908,20151217,20160908,47,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Living with partner","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
11384,38505.3409,11730.4512,9386.8299,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,10,"About the same","Does not apply","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Never","Master’s degree","No",,"Yes","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Slightly important","Slightly important","Very important","Moderately important","Slightly important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","No","No","Yes","Yes","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Not available in local stores","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Educational Services","Two","Teacher, except college and university","$250,000 - $499,999","Another household member and I share in the decisions","Good",20161019,20151219,20160911,63,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
11385,75471.5833,23530.2115,22592.3337,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Probably No","No","Doing okay","Much better off","Much better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","No","No",,,"No","Yes","No","No","No","No","No","Yes","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Excellent",20160909,20151219,20160907,32,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Not working - disabled",1,"White","White"
11387,168433.557,52208.9163,17160.6827,,"Re-interview","No","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No",,"No",,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Better price",,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Information Services","One","Office and Administrative Support","Refused","I make most of the decisions","Very good",20160920,20160614,20150728,42,"35-44","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$15,000 to $19,999","Separated","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,2,1,"Working - as a paid employee",1,"Black/African-American","Black"
11389,45539.4675,13831.6991,11708.4541,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No","Health","Financial benefits are much larger","No","No","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No",,"Convenience","Convenience","Better price",,"Better price","Convenience",,,"No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20161008,20160211,20150810,74,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",1,"White","White"
11394,28153.255,8385.9916,3307.3121,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No",400,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No","Engineering","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Somewhat important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","No","No","No","Yes","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Other reason",,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","Yes","No","Yes","No",,,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Excellent",20160929,20151218,20150808,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","Less than $5,000","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Not working - retired",1,"White","White"
11396,71396.2903,22480.6637,18146.3784,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No",,"Convenience","Convenience",,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Other Professional, Scientific, and Technical Services","One","Sales Representative","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20151207,20151218,20160902,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
11419,61096.1723,18610.3237,5576.4062,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat worse off","About average","No","Yes","No","No","No","No","Refused","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Minor impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","Yes","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,"No","Health","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes",,"Convenience",,,,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",2500,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No",,"Moderate strain",,"Substantial strain",,,"Substantial strain",,,,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Construction of Buildings","One","Management","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160930,20160212,20150929,58,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,1,"Working - self-employed",1,"White","White"
11425,79764.1914,24486.7128,7371.8075,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","Poor","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","Not available in local stores",,"Better price","Better price","Not available in local stores",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160907,20151218,20160827,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,1,"Not working - looking for work",1,"White","White"
11433,69085.6327,21267.2153,7569.256,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1900,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,150,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,55,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","No","Other reason","Other reason",,,"Other reason",,,"Other reason",,"No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Fair",20160921,20151217,20150716,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Not working - retired",1,"White","White"
11441,30856.0887,9339.7816,7601.3934,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","Yes","No","Definitely Yes",,"Living comfortably","About the same","Somewhat worse off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","[D10other]",20,6,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","No","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",583,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Other reason",,"Better price","Not available in local stores","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university","$10,000 - $24,999","Another household member and I share in the decisions","Excellent",20161014,20151217,20150813,65,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
11442,114214.414,35131.8252,38975.6604,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,"No","Vocational/technical training","Financial costs are somewhat larger","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",20,"No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","One","Installation, Maintenance, and Repair","$100,000 - $249,999","I make most of the decisions","Good",20160909,20151217,20160827,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Widowed","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
11445,59607.0061,18351.2452,6101.3539,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1966,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160920,20151217,20150731,81,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Not working - retired",1,"White","White"
11458,34064.3555,10395.7457,3995.2981,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much worse off","About average","No","No","No","No","Yes","Yes","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1984,"Yes","Yes","No","No","Yes","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,183,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Refused","Yes","Refused","Refused","No",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Somewhat important","Somewhat important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,"$25,000 to $39,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20161008,20160220,20160827,71,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,1,"Not working - retired",1,"White","White"
11469,31447.3115,9530.5096,7946.7355,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",4,1,"About the same","Not at all","Not at all","Does not apply","No","Yes","No","No","No","No","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Refused","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are somewhat larger","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Very important","Very important","Somewhat important","Very important","Somewhat important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","No","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Good",20160921,20160507,20160719,77,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Not working - retired",1,"White","White"
11474,42310.953,12881.3037,12493.9821,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1750,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Master’s degree","No",,"No","Health",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No",,"Better price",,,,,"Convenience",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Certificate or technical degree","Civic and Social Organizations","One","Management","$100,000 - $249,999","I make most of the decisions","Very good",20160913,20151217,20160826,47,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
11477,495952.251,173294.007,169603.23,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,40,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Yes","Yes","Yes","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Very good",20160922,20151219,20160906,68,"65-74","60+","12th grade NO DIPLOMA","Less than high school","Other, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,1,"Not working - retired",1,"American Indian or Alaska Native","Other"
11485,65218.9824,20197.5163,22184.9361,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No",,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,46,"Very important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Fair",20160909,20160227,20160828,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - retired",1,"White","White"
11497,68462.0205,21020.3096,22663.5685,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"Moderate impact","Moderate impact","Minor impact","Minor impact","Minor impact","Minor impact","Employed part-time","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,20,"About the same","Somewhat","Somewhat","Somewhat","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",1350,"Yes","No","No","No","No","Yes","Cash","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","Associate degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","Yes","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","Not available in local stores","Not available in local stores","Better price","Better price",,"Convenience",,"Convenience","Other reason","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","Yes","Yes",500,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Moderate strain",,"Moderate strain",,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Associate degree","Bachelor’s degree","Nursing and Residential Care Facilities","Two","Health Care Support (such as nursing aide, orderly, dental assistant)","$50,000 - $74,999","Another household member and I share in the decisions","Good",20161010,20151223,20150808,50,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,1,2,"Working - as a paid employee",1,"White","White"
11500,87222.9818,26886.1988,9954.7081,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Once","Never","Associate degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Very important","Not important","Yes","No",,"Yes","Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,,"Convenience",,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","Yes",450,"No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Good",20160928,20160220,20150716,67,"65-74","60+","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",1,"Black/African-American","Black"
11504,70203.8606,22121.0945,18499.5105,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,50,"Not important","Very important","Somewhat important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No",,"Convenience",,"Convenience","Convenience","Convenience",,,,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Rarely worried","Never worried","Never worried","Sometimes worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20161020,20160409,20150715,80,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",1,"White","White"
11507,106486.355,32946.0098,29500.8575,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","Poor","No","Yes","No","No","No","Yes","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","Refused","No","No","No","No","No","Yes","Refused","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,4,"More","Does not apply","Not at all","Somewhat","No","Yes","Yes","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Once","Once","Certificate or technical degree","No",,"No",,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,66,"Not important","Not important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2400,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Other Information Services","One","Computer and Mathematical","$50,000 - $74,999","I make most of the decisions","Very good",20160913,20151218,20160913,75,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - self-employed",1,"White","White"
11514,86387.4588,26264.0716,8625.5922,,"Re-interview","Yes","Yes","No","Yes","No","No","No",,"Yes","No","Yes","No","Yes","No","Definitely Yes",,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"Yes","Once","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","Yes","No","Yes","No","No","No",,"Better price",,"Better price",,"Other reason",,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","Yes",60,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","Yes","No","No","No","No","Yes","Yes","No","No",,,"Substantial strain",,,,,"Moderate strain","A little strain",,,"Rarely worried","Sometimes worried","Sometimes worried","Rarely worried","Some college but no degree","Associate degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160914,20151220,20160908,37,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A mobile home","$7,500 to $9,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,1,2,"Not working - disabled",1,"White","White"
11516,45990.0636,14157.5107,5038.8272,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1973,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Very important","Not important","Somewhat important","Not important","Not important","Yes","No","Yes","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",150,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160908,20160226,20160908,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",1,"White","White"
11544,61901.1535,18886.9025,18597.4408,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","Yes","Yes","No","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat better off","Pretty well off financially","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2600,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,"No","Vocational/technical training",,,,,,,"Financial costs are somewhat larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,55,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","Convenience","Not available in local stores",,"Convenience",,"Convenience",,,,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20151002,20160121,20150714,57,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A mobile home","$75,000 to $84,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"White","White"
11548,56647.4348,17332.6766,14589.6388,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Somewhat important","Somewhat important","Not important","Not important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20161007,20160727,20160805,71,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"White","White"
11549,65356.2057,19866.7646,19691.4463,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","Yes","No","Yes",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Other reason","Convenience","Convenience","Convenience","Convenience","Convenience","Other reason","Other reason",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","Bachelor’s degree","Bachelor’s degree","Warehousing and Storage","One","Sales Representative","$250,000 - $499,999","I make most of the decisions","Excellent",20160921,20151217,20150710,50,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
11568,57839.4245,17731.0004,16054.4031,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",672,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160910,20151224,20160910,71,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Not working - retired",1,"White","White"
11574,61241.4963,18878.2547,17051.9953,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Moderate impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1944,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Very important","Very important","Very important","Somewhat important","Somewhat important","Yes","No","No","Yes","No","No","No","No","No","No","Refused","No","No","No","No","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No","No","No","No","No","Refused","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Fair",20160917,20151216,20160917,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,1,2,"Not working - retired",1,"White","White"
11581,66430.5692,20023.9198,20321.4769,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","Much better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,"No","Law",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience","Convenience","Better price","Convenience","Convenience","Convenience","Convenience",,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Legal Services","One","Lawyer, judge","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20161008,20160206,20150802,55,"55-64","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,0,5,"Working - as a paid employee",1,"White","White"
11591,25887.7266,7812.0271,6205.6207,,"Re-interview","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"No impact","No impact","Minor impact","No impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,2,"About the same","Not at all","Not at all","Does not apply","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",5923,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience","Convenience","Convenience","Convenience","Better price","Convenience","Convenience",,"Yes","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Other professional","$500,000 - $999,999","I make most of the decisions","Very good",20151105,20160319,20150804,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,1,2,"Working - as a paid employee",1,"White","White"
11593,25087.0093,7550.7277,3283.7394,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Humanities",,,,,,,"Financial costs are somewhat larger","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,,,,,,,,,,,,62,"Somewhat important","Somewhat important","Somewhat important","Not important","Not important","Yes","No",,"No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Fair",20160919,20150313,20140614,78,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Divorced","Metro","Northeast","New England","Occupied without payment of cash rent","ma",0,0,0,0,1,"Not working - retired",1,"White","White"
11606,71619.7823,22142.6565,19137.6562,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",550,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Convenience",,"Convenience","Convenience",,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Publishing Industries (except Internet)","One","Transportation and Material Moving","$250,000 - $499,999","I make most of the decisions","Good",20160911,20160206,20160827,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
11607,57991.8086,17787.2209,14487.362,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Somewhat important","Not important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Refused","Refused","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Good",20160930,20151217,20160827,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Not working - retired",1,"White","White"
11615,112081.923,34693.8359,34721.7069,,"Re-interview","Yes","Yes","Yes","Yes","Yes","Yes","No","All of the adult children living with me are not in school","Yes","Yes","Yes","Yes","Yes","No","Probably Yes",,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Homemaker","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","It was in-line with changes in living expenses","Minor impact","Minor impact","Minor impact","Minor impact","Minor impact","Minor impact",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","To network/meet people",0,0,"Less","Somewhat","Somewhat","Somewhat","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",1999,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,0,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","About the same",,"Once","Once","Certificate or technical degree","Yes","Associate degree",,"Computer/information sciences","About the same financial benefits and financial costs",,,,,,,,,,,,"Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No",0,0,0,0,"Yes",0,"Yes","Yes",,"Yes","Yes","Yes","Yes","Yes","No",,"No",,,,,,,,,,,,,,,,17,"Somewhat important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Yes","Yes",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price","Better price","Better price",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","A little strain","A little strain","A little strain","A little strain","A little strain","A little strain","A little strain","A little strain","A little strain","A little strain","A little strain","Rarely worried","Rarely worried","Rarely worried","Rarely worried","Certificate or technical degree","Associate degree","Construction of Buildings","Two","Lawyer, judge","$75,000 - $99,999","I make most of the decisions","Very good",20161006,20160207,20150730,54,"45-54","45-59","Associate degree","Some college","Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$100,000 to $124,999","Divorced","Metro","West","Pacific","Rented for cash","or",0,0,0,0,2,"Working - self-employed",0,"White","Hispanic"
11620,111855.813,34818.997,34747.2181,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","Yes","No","No","No","Homemaker","Work part-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","Yes","Yes","No","Paper check","No","No","No","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","Refused","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,1,"About the same","Somewhat","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Convenience","Not available in local stores",,,"Better price","Convenience","Convenience","Convenience",,"Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Certificate or technical degree","Educational Services","One","Teacher, except college and university","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20161017,20160213,20160919,32,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,2,0,0,2,"Working - as a paid employee",1,"White","White"
11666,29246.5416,8712.9054,8655.3258,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",260,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Somewhat important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1700,"Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160911,20151224,20160827,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Not working - retired",1,"2+ Races","Other"
11667,46348.0243,14649.7663,12219.097,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Poor","No","Yes","No","No","No","No","No","No","Yes","Retired","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","Yes","Paper check","No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",950,"Yes","Yes","No","No","No","Yes","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Somewhat important","Not important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","Yes","No","No",,,"No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Sometimes worried","Never worried","Some college but no degree","Some college but no degree","Not asked","One","Other Sales","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160913,20160307,20160913,79,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,2,"Working - self-employed",1,"White","White"
11678,343296.064,111407.746,110821.066,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Don’t know","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2300,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Law",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","Better price","Convenience","Convenience",,"Not available in local stores","Convenience",,,,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Professional, Scientific, and Technical Services","One","Lawyer, judge","$500,000 - $999,999","I make most of the decisions","Excellent",20160913,20160222,20160913,43,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$200,000 to $249,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Working - as a paid employee",1,"White","Hispanic"
11682,36487.9827,11021.1484,4015.1412,,"Re-interview","Refused","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,3000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,70,"Very important","Refused","Not important","Not important","Not important","Yes","No",,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"Refused","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","Refused","Convenience",,,"Refused",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Very good",20160924,20160205,20150730,72,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","No",1,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","West","Pacific","Rented for cash","wa",0,0,0,0,1,"Not working - retired",1,"White","White"
11696,28765.7752,8691.2584,7073.271,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes",,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Convenience","Convenience","Better price","Convenience","Better price","Convenience",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",700,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Regularly worried","Sometimes worried","Rarely worried","Regularly worried","High school degree or GED","High school degree or GED","Computer Systems Design and Related Services","One","Architecture and Engineering","$50,000 - $74,999","I make most of the decisions","Very good",20151003,20151221,20150808,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
11717,62289.4984,18995.7536,20121.8883,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","Yes","No","Definitely Yes",,"Finding it difficult to get by","Somewhat better off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No","No",,,,,,,,,"No",703,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","Yes","Yes","No","No","No","No","No","No","No",,"No","Yes","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","Very good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Professional degree (e.g. MBA, MD, JD)","No",,"No","Law",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Refused",,"Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Refused","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","Yes","No",,"Not available in local stores","Better price","Not available in local stores","Convenience",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","Yes","No","No","Yes","Yes",500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","Moderate strain",,,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","High school degree or GED","Certificate or technical degree","Justice, Public Order, and Safety Activities","One","Lawyer, judge","$100,000 - $249,999","I make most of the decisions","Good",20160921,20151217,20160909,58,"55-64","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
11721,50419.4875,15267.6525,15534.7415,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","No","No","No","No","Yes",,,"Not available in local stores","Convenience",,,,,"Better price","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","Yes","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Performing Arts, Spectator Sports, and Related Industries","One","Management","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160929,20160212,20150711,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
11725,178316.932,55713.0495,50933.9274,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Probably Yes",,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1989,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,1300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","Yes","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","Yes","No","Good","Yes","No",,"No","Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Excellent",20160910,20151217,20160901,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,3,"Not working - retired",1,"Black/African-American","Black"
11733,49079.4054,15223.1945,11724.4065,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",2150,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Somewhat important","Somewhat important","Very important","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160922,20160206,20160827,67,"65-74","60+","Masters degree","Bachelor's degree or higher","Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",1,"White","Hispanic"
11745,57964.0229,17938.0212,16500.0413,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"Yes","Some of the time","Some of the time","Associate degree","No",,"No","Vocational/technical training",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","Yes","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Not available in local stores","Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","Yes",7500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Furniture and Home Furnishings Stores","One","Other professional","$5,000 - $9,999","Another household member and I share in the decisions","Fair",20160923,20160603,20140504,61,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
11762,70371.0223,21782.5666,17336.4501,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Less than High School degree","Educational Services","One","Teacher, college and university","$250,000 - $499,999","I make most of the decisions","Good",20160911,20160121,20160827,72,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",1,"White","Hispanic"
11779,31896.2582,9668.7436,3605.9368,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",5,1,"About the same","Does not apply","Does not apply","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1968,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",300,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","Financial costs are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,73,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Rarely worried","Never worried","Regularly worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160920,20160117,20150714,80,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Widowed","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Not working - retired",1,"White","White"
11780,32673.8717,9810.2865,3739.3058,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,69,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Convenience","Not available in local stores",,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160913,20151224,20160829,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$5,000 to $7,499","Widowed","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,3,"Not working - retired",1,"White","White"
11782,57580.285,18200.0793,15180.3469,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No",,"Financial costs are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Somewhat important","Very important","Very important","Very important","Not important","Yes","No","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","Convenience","Convenience",,"Convenience","Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160921,20151217,20160827,74,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - retired",1,"White","White"
11784,120207.452,36741.5799,10253.7614,,"Re-interview","Yes","No","No","No","No","Yes","Yes",,"No","Yes","No","No","Yes","No","Definitely Yes",,"Doing okay","Much better off","Much better off","Poor","No","No","No","No","No","Yes","No","Yes","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","No","Yes","No","No",500,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","Cash","Not confident","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","Yes","No","Yes","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Refused",,,,,,,,,,,,,"No",,,,,,,"Refused",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","No",,"Convenience","Convenience","Better price","Better price",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","Yes","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Regularly worried","Bachelor’s degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160906,20151218,20160829,27,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$7,500 to $9,999","Married","Non-Metro","Midwest","West-North Central","Rented for cash","mo",0,0,0,0,4,"Not working - disabled",1,"White","White"
11795,52583.1905,16271.1259,13977.7981,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","Yes","No","No","No",,,"Not available in local stores",,"Convenience","Convenience",,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Certificate or technical degree","Educational Services","One","Teacher, except college and university","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20161002,20151218,20150808,61,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
11805,75496.8627,24001.4495,8593.4908,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","Minor impact","Minor impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,"No","Vocational/technical training",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"Refused",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Refused","No",0,,,,,,"Often varies quite a bit from one month to the next","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Certificate or technical degree","Certificate or technical degree","Motor Vehicle and Parts Dealers","One","Sales Representative","Under $5,000","Another household member and I share in the decisions","Excellent",20160914,20151216,20160913,42,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
11806,36439.7794,11047.3321,4222.6353,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Just getting by","Somewhat worse off","About the same","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","Yes","No",,,,"Convenience","Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","Yes","Refused","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Fair",20160925,20151224,20150702,41,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,3,"Not working - other",1,"White","White"
11809,57126.0397,17563.8716,6412.4382,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1996,"Yes","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Amusement, Gambling, and Recreation Industries","Two","Protective Service","Under $5,000","I make most of the decisions","Good",20160925,20160122,20150802,73,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
11812,43261.87,13018.2236,12097.2527,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Paper check","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,5,"About the same","Somewhat","Somewhat","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",407,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","Yes","More debt now",,"Some of the time","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience","Better price","Better price","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Never worried","Regularly worried","Never worried","High school degree or GED","Some college but no degree","Other Information Services","One","Other (Please specify)","$10,000 - $24,999","I make most of the decisions","Very good",20160906,20151217,20160827,58,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$85,000 to $99,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
11839,31916.6085,9720.9399,8259.745,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",18,"Refused","About the same","Not at all","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","Graduate degree","Graduate degree","Performing Arts, Spectator Sports, and Related Industries","Two","Teacher, college and university","Under $5,000","Another household member and I share in the decisions","Good",20150930,20160220,20150816,66,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - self-employed",1,"White","White"
11844,122406.702,38433.9737,36291.8964,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","Yes","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","Convenience","Better price",,"Better price","Convenience","Not available in local stores",,,,"Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member makes most of the decisions","Very good",20160912,20151219,20160723,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,1,0,2,"Not working - other",1,"White","White"
11864,33224.8203,10296.7462,8655.8906,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Certificate or technical degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Fair",20160923,20160217,20160723,80,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",1,"White","White"
11870,83006.7947,25190.7185,24337.1783,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","It varied","No","Yes","No","Yes","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"Yes","No","No","No",,"No impact","Minor impact","Moderate impact","No impact",,,,"No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,10,"Less","Somewhat","Not at all","Not at all","Refused","Yes","Yes","No","Yes","Yes","Yes","Refused","Yes","Refused","No","I [PPMARITins2] pay rent.",2010,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,2090,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"Yes","Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No","Very important","Very important","Slightly important","Not important","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","Yes",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience","Better price","Better price","Better price","Not available in local stores","Convenience","Convenience",,"Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","Yes","Yes","No","No","Yes",8000,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","A little strain",,,"Regularly worried","Sometimes worried","Never worried","Regularly worried","Graduate degree","Graduate degree","Management of Companies and Enterprises","One","Business and Financial Operations","$250,000 - $499,999","I make most of the decisions","Very good",20160913,20160216,20160913,40,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - self-employed",0,"White","White"
11891,223366.924,69666.1548,62865.5282,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Just getting by","Somewhat worse off","Somewhat better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",658,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Very important","Somewhat important","Not important","Somewhat important","Somewhat important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Substantial strain",,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Sometimes worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160915,20151218,20160910,77,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,2,"Not working - retired",1,"Black/African-American","Black"
11919,51954.4145,16052.5487,5463.5984,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Somewhat important","Somewhat important","Not important","Very important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","No","No","No","Yes",1347,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20161019,20160219,20150705,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Married","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,2,"Not working - retired",1,"White","White"
11926,54769.3751,17434.324,15138.8877,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1973,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20160915,20160121,20160909,81,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Widowed","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,1,"Not working - retired",1,"White","White"
11968,25451.2502,7665.8651,3194.49,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Other (Please specify):","No","No","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,10,"About the same","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2000,"Yes","Yes","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Some of the time","Never","Bachelor’s degree","No",,"No","Undeclared",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","Yes","No","No","No",0,"Definitely No","Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,,,,,"Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","Yes","Yes","Yes",300,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Associate degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Good",20151024,20160221,20150827,68,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Divorced","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Not working - looking for work",1,"White","White"
11972,51161.6495,15490.771,14720.2593,,"Re-interview","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Minor impact","No impact","Minor impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Health",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Better price","Better price",,,"Better price","Better price","Better price","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160916,20160208,20151009,47,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,2,2,"Not working - other",1,"White","White"
11979,236008.464,76878.606,76125.1344,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Somewhat important","Somewhat important","Not important","Somewhat important","Very important","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Not available in local stores",,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Rarely worried","Rarely worried","Sometimes worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member makes most of the decisions","Fair",20160915,20160117,20160827,70,"65-74","60+","10th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - retired",0,"White","White"
11984,67620.6098,20634.2139,6579.175,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","Minor impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","Yes","No","No",,,,,,,,,"No",350,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,,,,"No","No","No","Yes","Yes","No","No",0,"Probably No","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","Not available in local stores","Not available in local stores",,,"Better price","Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Don’t know","Educational Services","One","Teacher, except college and university","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160919,20160227,20160919,51,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,1,2,2,"Working - as a paid employee",1,"White","White"
11998,133773.06,41520.5907,40219.9201,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Master’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","Yes","No","No",,,,,"No","No","Yes","Yes","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","Yes",,"$200,000 or higher","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Convenience","Convenience",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,,,"A little strain",,,,,"Sometimes worried","Never worried","Rarely worried","Rarely worried","Bachelor’s degree","High school degree or GED","Social Assistance","One","Management","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160912,20160109,20160912,46,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$250,000 or more","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,1,0,3,"Working - as a paid employee",1,"White","White"
12003,89664.3644,27725.2335,29106.5917,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1900,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",8000,0,0,8000,"No",100,"No","No",,"No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Better price","Convenience","Not available in local stores","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Graduate degree","Water Transportation","One","Business and Financial Operations","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160907,20160129,20160827,37,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
12006,73013.447,22158.057,22888.3681,,"Re-interview","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","Yes","No","Definitely Yes",,"Just getting by","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",782,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Once","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial costs are somewhat larger","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","Refused",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No",,"Better price",,,"Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No",,,,"Moderate strain",,,"Moderate strain",,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160903,20151218,20160902,51,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,1,3,"Not working - other",1,"White","White"
12014,64031.8025,19507.0244,19628.7609,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2012,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Debit card","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","No","Yes","No","No","No","No","No","Poor","No",,,,,,"Associate degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Better price",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","No","Yes",4200,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Never worried","Never worried","Never worried","Rarely worried","High school degree or GED","Bachelor’s degree","Sporting Goods, Hobby, Book, and Music Stores","One","Management","Under $5,000","I make most of the decisions","Very good",20160917,20151220,20160917,57,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Rented for cash","wa",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
12015,62374.604,18957.3971,6730.1146,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","It varied","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",272,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,55,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",50000,"No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Fair",20160921,20151223,20150731,76,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Not working - retired",1,"White","White"
12027,59019.1331,17929.2936,16783.4389,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","No","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",2450,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","Yes","Yes","Yes","No","No","No","Yes",,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No","Yes","No",,"Not available in local stores",,,,"Better price",,"Better price",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2296,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Sometimes worried","High school degree or GED","Graduate degree","Educational Services","Two","Teacher, except college and university","$250,000 - $499,999","I make most of the decisions","Very good",20160917,20151217,20150715,54,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
12063,57884.6267,18073.0424,16303.3733,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","Yes","No","No","Probably No","No","Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"Yes, and I sold that home",,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,"No","Computer/information sciences",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,76,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Office and Administrative Support","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20151005,20151217,20150703,77,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
12074,21632.0082,6621.8754,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat better off","About average","No","No","No","Yes","No","No","No","Yes","Yes","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Somewhat important","Not important","Not important","Very important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","No","Substantial strain","Moderate strain",,,,,,,,,,"Never worried","Rarely worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160921,20160220,20150821,75,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","de",0,0,0,0,1,"Not working - disabled",1,"White","White"
12083,38505.3409,11730.4512,9386.8299,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",461,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Never","Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,59,"Not important","Very important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No",,"Convenience",,"Not available in local stores","Not available in local stores","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Regularly worried","Sometimes worried","Never worried","Never worried","Refused","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Very good",20160923,20151218,20150821,72,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
12087,72764.2898,22939.742,18970.7941,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Not important","Not important","Not important","Very important","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No",,,,"Convenience",,,"Convenience",,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes",,"Yes","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20161007,20160206,20160709,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",1,"White","White"
12096,25087.0093,7550.7277,3283.7394,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","Yes","Retired","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"Less","Somewhat","Somewhat","Somewhat","No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Once","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,66,"Not important","Very important","Very important","Not important","Not important","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Refused","Refused","Refused","Refused","Refused","Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20161020,20160206,20151024,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",1,"White","White"
12103,103470.945,31994.525,35912.4713,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Master’s degree",,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Not important","Moderately important","Moderately important","Slightly important","Slightly important","Slightly important","Slightly important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Better price","Better price","Convenience","Convenience","Convenience","Better price","Better price",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Management, Scientific, and Technical Consulting Services","One","Other professional","$5,000 - $9,999","I make most of the decisions","Excellent",20160926,20151230,20150731,45,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",9,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,2,1,6,"Working - as a paid employee",1,"White","White"
12124,53286.219,16480.1423,14316.5627,,"Re-interview","Refused","Refused","Yes","Refused","Yes","Refused","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely No","Yes","Finding it difficult to get by","About the same","Much better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",0,0,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"Better quality","Better quality",,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","Yes","No","No",,,"No","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Very good",20161008,20151217,20160723,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,3,"Not working - retired",1,"White","White"
12127,26465.5116,8079.9876,6699.4356,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","[D10other]",15,5,"About the same","Does not apply","Does not apply","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Refused","Yes","Yes","No","No",,,,,,,,,,,,,,,,58,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Better price","Better price","Convenience","Better price","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No",,,,"A little strain",,,,,"A little strain",,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Good",20151025,20160307,20150715,64,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Living with partner","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",1,"White","White"
12130,60484.406,18619.4268,6626.8764,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","To maintain existing job-related skills",6,10,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1959,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Check","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Refused","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"No","No","Yes","No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160918,20151219,20160828,78,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Not working - retired",1,"White","White"
12133,40565.0623,12349.7782,11978.4388,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Don’t know","Don’t know","Don’t know","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","Yes","No","Credit card","Very confident","Yes","No","Yes","No","Yes","Yes","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",50000,0,0,50000,"No",700,"No","No",,"Yes","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Better price","Better price","Better price","Better price","Better price",,,"Better price",,"Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"Yes","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Graduate degree","Specialty Trade Contractors","One","Construction and Extraction","$500,000 - $999,999","I make most of the decisions","Excellent",20160917,20160121,20160917,48,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,1,0,2,"Working - as a paid employee",1,"White","White"
12139,85824.6872,26535.3084,27816.6243,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Undeclared","Financial costs are somewhat larger",,,,,,,,,,,,"Slightly important","Slightly important","Not important","Not important","Not important","Not important","Not important","Moderately important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Other reason",,,"Other reason","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Social Assistance","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160919,20151218,20160919,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
12145,88743.8194,27352.3085,28727.7675,,"Re-interview","Yes","No","Yes","Yes","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","No","No","Yes","Definitely Yes",,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"No","Yes","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Not employed and not looking for a job","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,0,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","Yes","No","Yes",,,,,,,,,"No",1650,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Physical sciences/math","Financial costs are much larger","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","Yes",,,,"Better price","Better price","Not available in local stores",,,"Better price","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"A little strain","Moderate strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Certificate or technical degree","Rail Transportation","One","Transportation and Material Moving","Under $5,000","Another household member and I share in the decisions","Very good",20160827,20160125,20160827,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
12164,31782.708,9834.8751,4142.0307,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,106,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial costs are much larger","Yes","Yes","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",9000,0,0,9000,"No",0,"No","Yes",,"No","No","Yes","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","Yes",16,"Yes","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes",,"No","No","No","No","Yes","Yes","No","Yes","No","No","No",,,,,"Moderate strain","Moderate strain",,"Substantial strain",,,,"Regularly worried","Sometimes worried","Regularly worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160920,20160206,20160904,65,"65-74","60+","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Never married","Non-Metro","South","East-South Central","Rented for cash","ms",0,0,0,0,1,"Not working - retired",1,"Black/African-American","Black"
12176,31764.8796,9620.7705,7576.1715,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",653,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Most or all of the time","Most or all of the time","Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Yes","Yes","Yes","Yes","No",,,,,,,,,,,,62,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No",,"Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Graduate degree","Less than High School degree","Educational Services","One","Teacher, except college and university","Under $5,000","I make most of the decisions","Very good",20161009,20160220,20150806,62,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
12179,32907.4337,9845.3076,7676.7915,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",950,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,61,"Somewhat important","Not important","Not important","Not important","Somewhat important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160924,20160203,20150731,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"White","White"
12188,63569.742,19344.5267,6694.8597,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","No","No","No","No","No","No","No","Paper check","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",960,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","Yes","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","Better price",,,,"Better price",,,,,"No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","No","Yes",350,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Construction of Buildings","One","Business and Financial Operations","Under $5,000","I make most of the decisions","Very good",20160915,20151217,20160827,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
12191,28224.9664,8517.3259,6765.8871,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","It varied","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","Minor impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,73,"Not important","Somewhat important","Not important","Somewhat important","Somewhat important","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Convenience","Convenience",,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20151015,20160305,20160910,74,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Not working - retired",1,"White","White"
12236,98802.8745,31583.1447,27676.4111,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Humanities","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Convenience","Convenience","Convenience","Convenience",,"Convenience",,,,"No","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160909,20151217,20160909,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$250,000 or more","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - other",1,"White","White"
12267,82166.3723,25617.7386,25286.3266,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","Yes","No","No","No","Yes","No","No","Yes","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No",,"Refused","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Other reason",,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Two","Other (Please specify)","Refused","Another household member and I share in the decisions","Good",20160912,20151223,20160912,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
12274,47340.2025,14734.9397,12201.4797,,"Re-interview","No","No","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Much worse off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,10,"About the same","Does not apply","Not at all","Very much","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","Yes","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience",,"Better price","Convenience","Convenience","Convenience",,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Graduate degree","Graduate degree","Management, Scientific, and Technical Consulting Services","One","Management","$500,000 - $999,999","I make most of the decisions","Good",20151011,20160215,20160904,65,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$250,000 or more","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",1,0,0,0,1,"Working - self-employed",1,"White","White"
12275,120631.044,37880.3968,38299.9522,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","Yes",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Not available in local stores",,"Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Monetary Authorities-Central Bank","One","Management","$1,000,000 or more","I make most of the decisions","Very good",20160924,20151219,20150719,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,5,"Working - as a paid employee",1,"White","White"
12279,172694.076,56811.712,62912.2547,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1700,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1750,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Rarely worried","High school degree or GED","Don’t know","Air Transportation","One","Other professional","$25,000 - $34,999","I make most of the decisions","Very good",20160911,20160206,20160829,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Divorced","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
12308,97041.0026,31513.8566,32203.1153,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","No","No","No","No","Yes","Paper check","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,1034,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Social/behavioral sciences","Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Excellent",20160904,20151223,20160904,33,"25-34","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$150,000 to $174,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,1,"Not working - looking for work",1,"Black/African-American","Black"
12320,39157.5794,11821.8652,3943.8746,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,525,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,"No","Other (Please specify):","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"No",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Convenience",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160921,20151217,20150716,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - disabled",1,"White","White"
12328,162936.785,52933.1391,19979.8664,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Never","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,66,"Somewhat important","Very important","Very important","Somewhat important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,,"Convenience",,"Not available in local stores",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20160921,20151219,20160914,74,"65-74","60+","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Male","Yes",2,"A mobile home","$20,000 to $24,999","Widowed","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,1,1,"Not working - retired",1,"White","White"
12330,26173.4917,8229.6266,6599.3651,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"Less","Does not apply","Does not apply","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1600,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Very important","Not important","Somewhat important","Very important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Not available in local stores","Not available in local stores","Not available in local stores","Better price","Better price",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160924,20160319,20150811,80,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
12357,174513.313,54741.0582,52451.7941,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","No","No",,,,"Probably No",,,,,,,2050,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Law",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Convenience","Convenience",,,"Convenience","Convenience",,"Convenience",,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Professional, Scientific, and Technical Services","One","Lawyer, judge","$250,000 - $499,999","I make most of the decisions","Very good",20160911,20151225,20160911,40,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",2,"A building with 2 or more apartments","$150,000 to $174,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
12358,87862.2832,28421.3386,24952.9092,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No",400,"Yes","No","No","No","No","No","Cash","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,55,"Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","No",,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Very good",20160930,20151217,20150819,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Not working - retired",1,"White","White"
12363,30856.0887,9339.7816,7601.3934,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Refused","Poor","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Somewhat important","Somewhat important","Very important","Not important","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Other reason","Better price",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Sometimes worried","High school degree or GED","High school degree or GED","Utilities","One","Business and Financial Operations","$1,000,000 or more","I make most of the decisions","Excellent",20160916,20151220,20160909,62,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
12365,46042.1881,14015.7913,12696.071,,"Re-interview","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",2125,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Bachelor’s degree","No",,"No","Law",,,,,,,"Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,46,"Not important","Not important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Better price","Better price",,,,,,"Better price",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Moderate strain",,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160910,20151217,20160827,50,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,1,1,1,"Not working - retired",1,"White","White"
12366,62289.4984,18995.7536,20121.8883,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Moderate impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",880,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No",,"Convenience",,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Certificate or technical degree","Religious Organizations","One","Business and Financial Operations","Under $5,000","Another household member and I share in the decisions","Fair",20160827,20160216,20160827,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
12381,71071.131,22366.7092,18257.4267,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,1,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1210,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","Yes","No",,,,,,"Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Management, Scientific, and Technical Consulting Services","One","Other professional","$250,000 - $499,999","I make most of the decisions","Very good",20160912,20151220,20160912,64,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
12385,145356.796,46509.315,42583.7737,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,80,0,"About the same","Does not apply","Does not apply","Does not apply","Yes","Yes","Refused","Yes","Yes","Yes","No","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Moderate difficulty",,"Definitely Yes","No","No","No","No","Yes","Yes",1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Once","Master’s degree","Yes","Doctoral Degree",,"Life sciences",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No","Very important","No advice from person","Slightly important","Moderately important","Moderately important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",15000,0,15000,30000,"No",0,"Yes","No",,"No","No","No","No","Yes","Yes","No","Do not have children or grandchildren",,,,,"No","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Convenience","Better quality","Better price","Better price","Convenience",,,"Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Very good",20160922,20151223,20160919,40,"35-44","30-44","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$100,000 to $124,999","Living with partner","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - other",0,"Asian","Asian"
12392,121509.538,38190.3259,41663.5027,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",982,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No","Vocational/technical training","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Convenience","Convenience",,,"Better price",,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Water Transportation","One","Transportation and Material Moving","$75,000 - $99,999","Another household member makes most of the decisions","Good",20160910,20151228,20160827,44,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,1,1,2,"Working - as a paid employee",1,"White","White"
12394,84511.9722,25999.6479,21241.7414,,"Re-interview","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Finding it difficult to get by","Somewhat better off","Somewhat better off","It varied","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Minor impact","No impact","No impact","No impact",,,,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",500,10,"About the same","Very much","Very much","Very much","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"Yes",1600,"Yes","No","No","No","No","Yes","Debit card","Don’t know","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","Yes","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,"No","Undeclared",,,,,,,"About the same financial benefits and financial costs","Yes","No","Yes","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"No","No","No","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Refused",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","Yes","No","No","No",,,,"Moderate strain",,"Substantial strain",,"Substantial strain",,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Real Estate","Two","Management","$250,000 - $499,999","I make most of the decisions","Good",20160912,20160121,20160830,65,"65-74","60+","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Separated","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,1,1,"Working - self-employed",1,"Black/African-American","Black"
12397,210945.701,64863.7655,22121.94,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","No","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","Severe impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",500,"Yes","No","No","Yes","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Refused","No","No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Better price","Better price","Not available in local stores",,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","No","Yes",2000,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No",,,"Moderate strain","Moderate strain",,,,,"Moderate strain",,,"Regularly worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Rail Transportation","One","Installation, Maintenance, and Repair","Under $5,000","Another household member and I share in the decisions","Very good",20160920,20151217,20160828,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
12417,26972.6081,8244.9893,7003.8004,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Life sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"Substantial strain",,"Substantial strain","Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Certificate or technical degree","Graduate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Excellent",20161008,20151219,20150818,71,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Not working - retired",1,"White","White"
12443,56071.9424,17313.9908,6200.614,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Refused",,,,,,,,,,,,,,,,57,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No",,,,,"Convenience",,"Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160921,20151217,20160828,73,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$20,000 to $24,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
12444,28485.564,8429.7271,2762.742,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Somewhat important","Refused","Refused","Refused","Refused","Yes","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Yes","Refused","Refused","Refused",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Better price",,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160913,20151222,20160913,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Female","Yes",3,"A mobile home","$15,000 to $19,999","Divorced","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","me",0,0,0,0,3,"Not working - retired",1,"2+ Races","Other"
12450,99400.36,30772.7832,29176.3722,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",479,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No",,"Not available in local stores",,,"Convenience",,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Insurance Carriers and Related Activities","One","Office and Administrative Support","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20161009,20160216,20150714,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
12452,38409.6263,11860.1905,4247.4588,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Probably No","Yes","Just getting by","About the same","Much better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","Yes",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Convenience","Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20160924,20151221,20160828,81,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house attached to one or more houses","$12,500 to $14,999","Widowed","Metro","South","South Atlantic","Occupied without payment of cash rent","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
12465,63616.6125,19692.6435,17437.2981,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","Refused","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1951,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Somewhat important","Not important","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Fair",20151003,20160627,20150831,89,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Not working - retired",1,"White","White"
12468,16385.0781,4949.7936,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Pretty well off financially","No","Yes","No","No","No","No","No","No","Yes","Self-employed","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","Yes","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1996,"Yes","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","No","Yes","No","No","No",570,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Some of the time","Never","Master’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",8000,0,0,8000,"No",0,"Yes","No",,"No","Yes","Yes","No","Yes","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,65,"Somewhat important","Somewhat important","Not important","Somewhat important","Not important","Yes","Yes",,"No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","No","No","No","Not available in local stores",,,"Better price","Convenience","Convenience",,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Some college but no degree","Graduate degree","Computer Systems Design and Related Services","One","Computer and Mathematical","$5,000 - $9,999","I make most of the decisions","Good",20161013,20160223,20150927,67,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,1,"Working - self-employed",1,"White","White"
12483,72425.5357,22223.4332,22629.1187,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Moderate impact","Moderate impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",650,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Yes","No","Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Accommodation","One","Other Sales","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160917,20151218,20160917,46,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
12522,39052.0503,11920.1651,11669.5033,,"Re-interview","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","Bachelor’s degree","Miscellaneous Manufacturing","One","Other (Please specify)","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160925,20160214,20140528,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,1,4,"Working - self-employed",1,"White","White"
12540,71071.131,22366.7092,18257.4267,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Refused","Refused","Refused","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$200,000 or higher","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes","Refused","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20161020,20151217,20150702,92,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$175,000 to $199,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Not working - retired",1,"White","White"
12542,205824.519,67034.1846,74186.9743,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,0,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No",850,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Business/management","Financial benefits are much larger",,,,,,,,,,,,"Not important","No advice from person","Slightly important","No advice from person","Slightly important","Very important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","Yes","No",,"Not available in local stores","Better price",,,"Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","One","Other professional","$50,000 - $74,999","Another household member and I share in the decisions","Excellent",20160919,20151219,20160919,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
12548,74285.8864,22142.8072,24675.4018,,"Re-interview","Yes","No","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Probably Yes",,"Doing okay","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","Minor impact","No impact","Minor impact","Minor impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No",3000,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","Refused",,"No","Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Moderately important","Moderately important","Slightly important","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","Yes","Do not have children or grandchildren",,,,,"Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20161011,20151225,20150706,30,"25-34","30-44","Professional or Doctorate degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,2,"Working - as a paid employee",1,"2+ Races","Other"
12579,61902.9486,17994.068,18453.0257,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Probably No","No","Doing okay","About the same","Somewhat worse off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","Yes","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","No","No","No","Yes","No",,,"Convenience","Better price",,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Bachelor’s degree","Truck Transportation","One","Transportation and Material Moving","Not sure","Another household member makes most of the decisions","Very good",20160912,20160102,20160911,35,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Working - self-employed",1,"2+ Races","Other"
12586,82880.855,25513.9154,9080.7073,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Very important","Not important","Not important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No","Convenience",,,"Other reason","Convenience",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Very good",20160920,20160206,20150709,80,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Not working - retired",1,"White","White"
12597,77676.8565,23608.1822,8381.2018,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Somewhat important","Somewhat important","Very important","Very important","Not important","Yes","No","Yes","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","Not available in local stores",,,,,"Convenience","Better quality",,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member makes most of the decisions","Fair",20160916,20151218,20160910,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,2,"Not working - retired",1,"White","White"
12601,158410.689,50595.4559,54103.4604,,"Re-interview","Yes","No","No","Refused","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Certificate or technical degree","Certificate or technical degree","Hospitals","One","Health Technologist or Technician (such as paramedic, lab technician)","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160924,20151217,20150731,48,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
12617,71166.3046,22381.4762,17580.3357,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",801,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Life sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","No","No","No","Other reason","Other reason","Other reason",,,"Convenience",,,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Scientific Research and Development Services","One","Business and Financial Operations","$250,000 - $499,999","I make most of the decisions","Good",20160904,20151217,20160904,62,"55-64","60+","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",1,0,0,0,1,"Working - as a paid employee",1,"Asian","Asian"
12646,39675.3595,12101.8489,4571.5779,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Refused","High school degree or GED","Some college but no degree","Amusement, Gambling, and Recreation Industries","One","Personal Care and Service","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20151205,20160220,20160911,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
12659,34717.0508,10608.0376,3974.3693,,"Re-interview","No","Yes","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","Yes","Yes","No","Probably Yes",,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",300,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","Yes","Refused","No",,,,,,,,,,,,66,"Not important","Very important","Not important","Not important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","No","No","No","No",,,"Convenience",,"Convenience",,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Regularly worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20151028,20160207,20150919,84,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$35,000 to $39,999","Widowed","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,4,"Not working - retired",1,"White","White"
12677,31764.8796,9620.7705,7576.1715,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,54,"Not important","Somewhat important","Not important","Somewhat important","Very important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience","Better price","Better price","Better price","Convenience","Convenience","Convenience",,"No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20151028,20151217,20150707,77,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",1,"White","White"
12681,56985.0668,17478.4335,14235.8604,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"Yes",2150,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Education","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","Yes","No","Yes","Yes","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No","No","Yes","No","Better price","Better price",,,"Not available in local stores",,,"Other reason",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,,,"Substantial strain",,,,,"Regularly worried","Regularly worried","Rarely worried","Rarely worried","High school degree or GED","Don’t know","Educational Services","Three","Personal Care and Service","$50,000 - $74,999","Another household member makes most of the decisions","Very good",20160925,20151217,20160830,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Working - self-employed",1,"White","White"
12687,74538.6226,23958.1929,7518.1283,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,1,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","Yes",,,,,,,,,"No",649,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,"No","Other (Please specify):","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","Yes","No","No","No",0,"Probably Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","Yes","Yes","No","Yes","Yes",400,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Ambulatory Health Care Services","Two","Business and Financial Operations","$5,000 - $9,999","I make most of the decisions","Good",20161011,20160207,20160827,58,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$25,000 to $29,999","Divorced","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","mt",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
12728,57044.9397,17812.7305,17205.4502,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,64,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Rarely worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160920,20160205,20160920,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,2,"Not working - retired",1,"White","White"
12747,302073.065,97343.8874,91448.3914,,"Re-interview","Refused","Refused","Refused","Yes","Yes","Refused","No",,"Yes","No","No","No","No","Yes","Definitely No","Yes","Doing okay","Somewhat better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","No","Yes","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","Minor impact","Minor impact","Moderate impact",,"No","No","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","To earn money as a primary source of income",40,25,"More","Somewhat","Somewhat","Very much","Yes","Yes","No","Yes","Yes","Yes","No","No","No","No","Yes","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Debit card","Very confident","Yes","No","No","No","Yes","No","Yes","No","Yes","No","No",,"No","Yes","No",,"No","No","No","Yes","No","Yes","No","Yes","No","No","Very good","Yes","No",,"Yes","Once","Some of the time","Master’s degree","Yes","Doctoral Degree",,"Engineering",,,,,,,"Financial costs are somewhat larger","No","No","No","Yes","No","Very important","Very important","Very important","Very important","Very important","Not important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",47500,0,0,47500,"No",336,"No","No",,"No","No","No","No","Yes","Still enrolled in the program",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","Yes","No","Better price","Better quality",,,"Better price",,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Architectural, Engineering, and Related Services","One","Architecture and Engineering","$10,000 - $24,999","I make most of the decisions","Very good",20160926,20151223,20150723,32,"25-34","30-44","Masters degree","Bachelor's degree or higher","Hispanic","Male","No",6,"A one-family house detached from any other house","$250,000 or more","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,2,1,3,"Working - as a paid employee",0,"White","Hispanic"
12748,23277.1034,7056.0109,2631.5238,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","Yes","No","No","No","Yes","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",25,30,"More","Somewhat","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","Refused","Refused","Yes","Refused","No","I [PPMARITins2] pay rent.",2013,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,450,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Social/behavioral sciences","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,61,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","Yes","No",,,,,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",530,"No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20151025,20160109,20150729,76,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Divorced","Metro","West","Pacific","Rented for cash","wa",0,0,0,0,1,"Not working - retired",1,"White","White"
12757,77847.7196,23791.805,21094.5237,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",615,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160908,20151218,20160828,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Not working - retired",1,"White","White"
12759,17143.2247,5046.2522,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,1,"Less","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Health",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,56,"Somewhat important","Very important","Somewhat important","Not important","Somewhat important","Yes","No",,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","Better price","Better price",,"Better price",,"Convenience",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",550,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160921,20160206,20150810,59,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,0,0,1,"Not working - retired",1,"White","White"
12760,73225.6548,22699.6906,8593.2519,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","No","No","Paper check","No","Yes","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money to help family members",5,1,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably Yes","Yes","Yes","Yes","No","No","No",700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Other (Please specify):","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","Better price","Better price",,"Better price",,,,"Better price",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","Yes",400,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No",,,"Moderate strain","Moderate strain",,,,,"Moderate strain",,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","High school degree or GED","Utilities","Two","Installation, Maintenance, and Repair","Under $5,000","I make most of the decisions","Very good",20160916,20160128,20160916,27,"25-34","18-29","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$7,500 to $9,999","Living with partner","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
12765,42526.4786,12955.4698,10367.1027,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","It varied","No","No","No","No","Yes","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,50,"Very important","Not important","Not important","Not important","Not important","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Convenience",,,,,,,,,"No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","No",,,,"None",,,,,,,,"Rarely worried","Never worried","Rarely worried","Sometimes worried","Less than High School degree","Graduate degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20160910,20160125,20160827,61,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Living with partner","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,2,"Not working - retired",1,"White","White"
12768,55581.7449,17090.6661,15485.9136,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,2,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Better price",,,"Better price","Not available in local stores","Not available in local stores",,,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Some college but no degree","Management of Companies and Enterprises","One","Management","$100,000 - $249,999","I make most of the decisions","Fair",20160907,20151219,20160907,32,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
12773,187843.398,59995.8281,60004.1237,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","It varied","No","No","No","No","No","Yes","Yes","No","Refused","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",3000,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Refused","Never","Bachelor’s degree","Yes","Master’s degree",,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Very important","Slightly important","Moderately important","Slightly important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Convenience","Better price",,"Convenience","Convenience","Convenience",,,"Yes","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","One","Computer and Mathematical","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160910,20151217,20160828,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,2,0,2,"Working - self-employed",0,"White","White"
12779,54971.5456,16646.0727,16937.2755,,"Re-interview","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Don’t know","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","Severe impact","Moderate impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",740,"Yes","No","No","No","No","No","Credit card","Not confident","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","Yes","Yes","Yes","No","Yes","Yes",0,"Probably Yes","Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","Yes","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Not available in local stores","Convenience","Not available in local stores","Not available in local stores","Convenience","Better price",,"Not available in local stores",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","Yes","No","Yes","Yes","No","No","No","Yes","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","No","No","No","Yes",2500,"Yes","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No",,,,"Moderate strain",,,"Substantial strain",,"Substantial strain",,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Bachelor’s degree","Certificate or technical degree","Beverage and Tobacco Product Manufacturing","One","Office and Administrative Support","$100,000 - $249,999","I make most of the decisions","Good",20160924,20151217,20160118,47,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,1,2,"Working - self-employed",1,"White","White"
12789,121849.227,38239.1518,36513.9879,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Insurance Carriers and Related Activities","One","Business and Financial Operations","$25,000 - $34,999","I make most of the decisions","Very good",20160912,20151218,20160906,47,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,3,0,2,"Working - as a paid employee",1,"White","White"
12802,105365.163,32939.368,31432.0489,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No",1173,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Insurance Carriers and Related Activities","One","Business and Financial Operations","$250,000 - $499,999","I make most of the decisions","Very good",20160914,20151223,20160910,44,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,2,0,2,"Working - as a paid employee",1,"White","Hispanic"
12808,158410.689,50595.4559,54103.4604,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","About the same","It varied","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","No impact","No impact",,,"Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",20,5,"Less","Refused","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Certificate or technical degree","No",,"No","Health","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"Convenience","Convenience",,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","A little strain","A little strain",,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member makes most of the decisions","Very good",20160915,20160211,20160902,56,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,4,"Not working - on temporary layoff from a job",1,"White","White"
12824,68155.6048,20829.7027,18468.2355,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Regularly worried","Regularly worried","Rarely worried","Regularly worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160927,20151219,20151026,80,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$40,000 to $49,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Not working - retired",1,"White","White"
12836,83575.2081,26072.9275,26506.8277,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","Much worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","Severe impact","Minor impact",,,"Employed full-time","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,1,"Less","Not at all","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1700,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","Financial costs are much larger","No","Yes","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No",,"$75,000 to $99,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience","Not available in local stores","Better price","Better price","Not available in local stores","Not available in local stores","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","Yes",900,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","Yes","Yes","No","Yes","No",,,,,,,"Moderate strain","Substantial strain",,"Substantial strain",,"Regularly worried","Sometimes worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Computer Systems Design and Related Services","Two","Computer and Mathematical","$250,000 - $499,999","I make most of the decisions","Fair",20160921,20160122,20160827,35,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - self-employed",1,"White","White"
12841,45055.3694,13754.7514,5606.7289,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",80,5,"Less","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1988,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Some of the time","Some of the time","Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,60,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Educational Services","One","Other (Please specify)","Under $5,000","I make most of the decisions","Fair",20161009,20160220,20160911,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","No",1,"A one-family house attached to one or more houses","$20,000 to $24,999","Never married","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,1,"Working - as a paid employee",1,"Black/African-American","Black"
12858,106322.291,32737.9641,37778.9355,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",12,5,"About the same","Does not apply","Not at all","Somewhat","No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","Yes","No","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Not available in local stores",,,"Not available in local stores","Better price","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160915,20151217,20160915,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,0,2,"Not working - other",1,"White","White"
12871,339774.668,107576.877,31370.5253,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","No","No","No","Yes","No","Yes","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",790,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Health","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,"Moderately important","Slightly important","Slightly important","Slightly important","Not important","Not important","Slightly important","Very important",,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160907,20151223,20160907,29,"25-34","18-29","Some college, no degree","Some college","Hispanic","Female","Yes",5,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,2,1,0,2,"Not working - looking for work",1,"White","Hispanic"
12875,16074.0202,4861.8307,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,76,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"No","Yes","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Good",20160829,20160606,20160829,83,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$15,000 to $19,999","Divorced","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","sd",0,0,0,0,1,"Not working - retired",1,"White","White"
12889,222561.024,70976.0528,63751.0402,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Once","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Better price","Convenience",,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160923,20151223,20160829,77,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Other, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,2,"Not working - retired",1,"Asian","Asian"
12897,95539.0285,30505.293,27938.4813,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","No","No","No",,,,,,,,,"Yes",720,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes","Refused","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No",,,,"Moderate strain",,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Water Transportation","One","Transportation and Material Moving","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160908,20160221,20160908,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,1,4,"Working - self-employed",1,"White","White"
12913,72889.9783,22305.4245,21015.9296,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","It varied","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No","Computer/information sciences","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No","Better price","Better price","Better price",,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160921,20160121,20150617,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - disabled",1,"White","White"
12916,367878.419,117170.994,147250.187,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","Yes","No","Definitely No","No","Doing okay","About the same","Much worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Don’t know","Yes","Don’t know","Yes","Yes","Don’t know","Don’t know","No","Deposit onto a reloadable prepaid card","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,2,"More","Does not apply","Does not apply","Does not apply","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2007,"No","Yes","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Prepaid card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","Refused","Refused","Refused","Refused","Refused","No",,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","No","Convenience","Convenience",,,"Convenience",,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","No","No","Yes","Refused","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Health and Personal Care Stores","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Good",20160916,20151217,20160916,29,"25-34","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Female","No",5,"A one-family house attached to one or more houses","$125,000 to $149,999","Never married","Metro","South","South Atlantic","Rented for cash","de",0,0,1,0,4,"Working - as a paid employee",1,"Black/African-American","Black"
12925,129892.065,39881.373,40216.6419,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,5,"About the same","Not at all","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",1280,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Education",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No","Very important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes",35000,0,15000,60000,"No",400,"No","No",,"No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Educational Services","One","Teacher, except college and university","Under $5,000","I make most of the decisions","Very good",20160915,20151219,20160915,30,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Rented for cash","il",1,0,0,0,2,"Working - as a paid employee",1,"White","White"
12926,140870.889,44648.7895,42163.3586,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"Minor impact","No impact","No impact","No impact","Severe impact","Severe impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","Yes","Yes","Yes","No","No",,,,,,,,,"No",1580,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Certificate or technical degree","No",,"Yes","Vocational/technical training","Financial benefits are somewhat larger","No","Yes","No","No","Yes",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Very important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","Yes","No","No","No","Yes",,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","Yes","Yes",,,,"Not available in local stores","Convenience","Convenience",,"Convenience","Not available in local stores","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Rail Transportation","One","Installation, Maintenance, and Repair","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160910,20160205,20160827,37,"35-44","30-44","Some college, no degree","Some college","Hispanic","Male","Yes",7,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,3,2,0,2,"Working - as a paid employee",1,"White","Hispanic"
12930,110437.178,34453.0464,35026.4068,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Education","Financial costs are much larger","Yes","Yes","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Bachelor’s degree","Paper Manufacturing","One","Architecture and Engineering","$100,000 - $249,999","I make most of the decisions","Very good",20160922,20151221,20150728,39,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Living with partner","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
12935,79195.6702,24181.2268,8394.8447,,"Re-interview","Yes","Yes","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Probably Yes",,"Just getting by","About the same","Much better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","Minor impact","No impact","Moderate impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No",717,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"Yes","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Associate degree","Yes","Bachelor’s degree",,"Law",,,,,,,"Financial costs are much larger","Yes","No","No","No","No","Very important","Moderately important","Moderately important","Moderately important","Slightly important","Very important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",47000,0,0,47000,"No",450,"Yes","No",,"No","Yes","Yes","No","No","Still enrolled in the program","No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","Yes","No","Convenience",,,,"Not available in local stores","Not available in local stores","Not available in local stores","Better price",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",800,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Regularly worried","Associate degree","Less than High School degree","Justice, Public Order, and Safety Activities","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Good",20160906,20151223,20160906,33,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$35,000 to $39,999","Living with partner","Metro","Midwest","East-North Central","Rented for cash","in",0,0,1,2,2,"Working - as a paid employee",0,"White","White"
12946,65703.2362,20049.0451,7323.7038,,"Re-interview","No","Yes","No","Yes","No","No","No",,"Yes","Yes","No","No","Yes","No","Definitely No","No","Just getting by","Somewhat better off","Much better off","It varied","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","Minor impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial costs are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",25000,0,0,25000,"No",0,"Yes","No",,"No","Yes","Yes","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Better price",,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",100,"Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160910,20160220,20160910,39,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A mobile home","$25,000 to $29,999","Divorced","Metro","South","South Atlantic","Rented for cash","sc",0,1,0,1,2,"Not working - other",1,"White","White"
12977,36527.7191,11265.1605,4138.4267,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Not important","Very important","Somewhat important","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160921,20151219,20160827,86,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
12991,106962.295,32690.7946,32880.286,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","Yes","No","Convenience","Convenience","Convenience",,"Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Some college but no degree","Bachelor’s degree","Architectural, Engineering, and Related Services","One","Management","$25,000 - $34,999","I make most of the decisions","Very good",20160915,20151224,20160915,38,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$125,000 to $149,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
12992,46783.1862,14112.1211,12689.0652,,"Re-interview","No","No","No","Yes","No","No","No",,"No","Yes","Yes","No","No","No","Probably Yes",,"Doing okay","Much better off","Somewhat worse off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","Minor impact","No impact","No impact","No impact","Moderate impact",,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,25,"About the same","Somewhat","Somewhat","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Business/management",,,,,,,"Financial costs are somewhat larger","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",85000,0,0,85000,"No",300,"No","No",,"No","No","Yes","No","Yes","Yes",,"No",,,,,"Yes","Yes","Yes","No","No","Yes","Yes",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Better price",,,"Better price","Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","Yes",450,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Substantial strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Truck Transportation","Two","Transportation and Material Moving","$10,000 - $24,999","I make most of the decisions","Excellent",20160920,20151217,20150809,53,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$40,000 to $49,999","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
13022,41985.4862,12900.3651,10644.9278,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No","Don't know","Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No","Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"No",,,,,,,,,,,,,,,,66,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Good",20160929,20160220,20150829,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Not working - retired",1,"White","White"
13030,92939.8799,28764.3246,27907.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","No",,,,,,"Master’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",9000,0,0,9000,"No",110,"No","No",,"No","No","Yes","No","No","Yes","Yes","Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Convenience","Not available in local stores","Convenience",,"Better price","Convenience","Convenience",,,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","Yes","No","No","Yes","Yes",150,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Educational Services","Four or more","Teacher, except college and university","$5,000 - $9,999","Another household member and I share in the decisions","Excellent",20160914,20160119,20160914,32,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
13034,84526.7502,26541.885,28893.2181,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",710,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Not available in local stores",,,"Better price","Better price","Convenience",,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2600,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Insurance Carriers and Related Activities","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Good",20160922,20151217,20150710,44,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,1,2,"Working - as a paid employee",1,"White","White"
13046,200066.509,63212.0577,23917.6212,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Probably Yes",,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","Yes","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Substantial strain","Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Good",20160903,20151223,20160903,65,"65-74","60+","9th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A mobile home","$7,500 to $9,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",0,"White","White"
13047,42386.9659,12723.1368,4507.3455,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1995,"Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","No","Yes","No","No","No",925,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","Yes",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Better price","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Very good",20160909,20151217,20160909,47,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Never married","Metro","Midwest","West-North Central","Rented for cash","mn",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
13053,67037.6977,20488.0482,18165.3144,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Paper check","No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",12,30,"About the same","Does not apply","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","Convenience","Convenience",,,"Convenience",,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",100,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Construction of Buildings","One","Construction and Extraction","$10,000 - $24,999","Another household member makes most of the decisions","Good",20160920,20151219,20160828,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - self-employed",1,"White","White"
13058,191179.477,61029.7749,61724.6244,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact","Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","No","No","No","Yes, and I still own that home",,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Probably Yes","No","Yes","Yes","Yes","No","No",2400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Once","Professional degree (e.g. MBA, MD, JD)","No",,"No","Health",,,,,,,"Financial benefits are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Regularly worried","Associate degree","Graduate degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160916,20151216,20160916,40,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
13066,221865.245,69824.0116,80249.4066,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Probably No","Yes","Just getting by","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",28,5,"About the same","Not at all","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Convenience","Convenience",,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",750,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Other Professional, Scientific, and Technical Services","Two","Office and Administrative Support","$5,000 - $9,999","I make most of the decisions","Fair",20160907,20151218,20160907,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$75,000 to $84,999","Widowed","Metro","South","West-South Central","Rented for cash","ok",0,0,0,0,3,"Working - as a paid employee",1,"Black/African-American","Black"
13086,260972.197,81670.1885,83336.6041,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely No","No","Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","Yes","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,1,"About the same","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","No","No","No","Yes","No","No",650,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"No","Some of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No",,"Better price",,"Better price",,,"Better price",,,"No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Water Transportation","One","Transportation and Material Moving","Under $5,000","I make most of the decisions","Good",20160910,20151217,20160909,42,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",4,"A building with 2 or more apartments","$40,000 to $49,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,4,"Working - as a paid employee",1,"White","Hispanic"
13095,52753.4921,16325.5277,15016.8114,,"Re-interview","Yes","No","No","No","Yes","No","No",,"Yes","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1973,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Life sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,61,"Not important","Not important","Not important","Somewhat important","Somewhat important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No",,,,,"Better price",,"Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160910,20160206,20160730,64,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Not working - retired",1,"White","White"
13111,76531.4432,23074.9916,20819.7269,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",640,"Yes","No","No","No","No","Yes","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Better price","Better price","Convenience","Convenience","Convenience","Convenience",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Bachelor’s degree","Graduate degree","Scientific Research and Development Services","One","Architecture and Engineering","$25,000 - $34,999","I make most of the decisions","Very good",20160925,20160111,20160901,33,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,2,0,0,2,"Working - as a paid employee",1,"White","White"
13113,43131.891,13245.7543,11052.8444,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",877,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No","Business/management","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,50,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5100,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20151026,20151219,20150828,75,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Not working - retired",1,"White","White"
13116,72994.9399,22570.1696,20887.3425,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Paper check","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Better price","Better price",,,,,,"Better price",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",800,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Utilities","One","Management","$25,000 - $34,999","I make most of the decisions","Very good",20160916,20151217,20160829,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
13133,62289.4984,18995.7536,20121.8883,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","Yes","No","Yes",,,,,,,,,"No",2100,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Better price","Better price","Better price","Better price","Better price","Convenience",,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Excellent",20151004,20160215,20160831,50,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",8,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,2,2,4,"Not working - other",1,"White","White"
13152,153079.926,47843.8152,47393.4426,,"Re-interview","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","Yes","Yes","Yes","No","No","It was in-line with changes in living expenses","Minor impact","Moderate impact","No impact","No impact","No impact","No impact","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Refused","No",,,,"Definitely Yes","Yes","Yes","No","Yes","Yes","Refused",1000,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Debit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Master’s degree","No",,"No","Education",,,,,,,"Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",20000,0,15000,35000,"No",171,"Yes","No",,"No","No","No","No","Yes","Yes","No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Better price",,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","Yes","No",,,,,,,,,,"Substantial strain",,"Regularly worried","Regularly worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Educational Services","One","Teacher, except college and university","Under $5,000","Another household member and I share in the decisions","Very good",20160925,20160202,20150711,40,"35-44","30-44","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,1,1,1,3,"Working - as a paid employee",1,"Black/African-American","Black"
13156,121849.227,38239.1518,36513.9879,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",975,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","Yes","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Not available in local stores",,"Better price","Better price","Better price","Not available in local stores","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Hospitals","One","Management","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160912,20151217,20160829,52,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
13160,65356.2057,19866.7646,19691.4463,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","Poor","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","Yes","No",,"Minor impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1025,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","Yes","No",,"Convenience",,"Convenience","Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Educational Services","One","Business and Financial Operations","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20151008,20151217,20150810,47,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,1,1,2,"Working - as a paid employee",1,"White","White"
13164,446958.952,140347.678,152781.012,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","It varied","No","No","No","No","No","No","No","No","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Mobile app","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Most or all of the time","Most or all of the time","Doctoral Degree","Yes","Master’s degree",,"Law",,,,,,,"Financial costs are much larger","No","No","No","No","No","Moderately important","Moderately important","Moderately important","Moderately important","Very important","Moderately important","Moderately important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Not important","Not important","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Associate degree","Nursing and Residential Care Facilities","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20160914,20151217,20160908,30,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Living with partner","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
13167,38850.7967,11857.698,10293.2723,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","Minor impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Not available in local stores","Not available in local stores",,,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Some college but no degree","Other Professional, Scientific, and Technical Services","One","Other (Please specify)","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20151006,20160209,20150904,63,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
13184,71760.7159,21890.1624,20615.2446,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","Yes","No","No","It failed to keep up with changing living expenses","No impact","Moderate impact","No impact","Minor impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",13,25,"About the same","Very much","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No",1152,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Never","Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Better price","Better price","Not available in local stores","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",2500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Fabricated Metal Product Manufacturing","Two","Computer and Mathematical","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20161019,20160226,20160908,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
13189,20702.9343,6441.0777,2918.4456,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Refused","Yes","Refused","Refused","Yes","No","Yes","Refused","Refused","Refused","No",,,,,,,,,,,,62,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"Refused","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","Yes","No","Convenience","Convenience","Better price","Better price",,,,"Convenience",,"Yes","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Fair",20140818,20160210,20140915,78,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Not working - retired",1,"White","White"
13213,63983.835,19677.1278,6303.5942,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Don’t know","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Management of Companies and Enterprises","One","Protective Service","Under $5,000","I make most of the decisions","Good",20160916,20151221,20160909,48,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
13221,69701.1545,20942.0751,19886.7654,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1070,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Most or all of the time","Most or all of the time","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes",33000,0,13000,50700,"No",232,"No","No",,"No","No","Yes","No","No","Yes",,"No",,,,,"Yes","Yes","No","No","Yes","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","Yes","No",,"Not available in local stores","Not available in local stores",,"Convenience","Convenience","Convenience","Convenience",,"No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Utilities","One","Management","$250,000 - $499,999","I make most of the decisions","Excellent",20160915,20151217,20160828,50,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
13233,39422.6705,12030.9841,9753.5989,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2006,"Yes","Yes","Yes","No","No","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,2800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","Yes",,"$150,000 to $199,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Better price","Better price","Better price","Better price","Better price","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Excellent",20160930,20151217,20150703,73,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$125,000 to $149,999","Married","Metro","Northeast","New England","Rented for cash","ri",0,0,0,0,2,"Not working - retired",1,"White","White"
13237,166043.368,52689.1738,49213.6121,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","Yes","Yes","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",4,5,"About the same","Not at all","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Master’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","Yes","Yes","Yes","Yes","Refused","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","Yes","No",,"Better price","Better price","Better price","Better price","Better price",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",750,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Real Estate","One","Management","$100,000 - $249,999","I make most of the decisions","Very good",20160922,20151218,20160908,40,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
13243,221917.874,67882.6753,25878.1366,,"Re-interview","No","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Probably No","No","Just getting by","About the same","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Severe impact","No impact","No impact","Severe impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",1997,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,200,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Refused","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Sometimes worried","Sometimes worried","Rarely worried","Less than High School degree","Less than High School degree","Social Assistance","One","Personal Care and Service","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160907,20151225,20160907,45,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$10,000 to $12,499","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Working - as a paid employee",1,"White","Hispanic"
13259,201809.162,62944.6814,68892.3545,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,"No","Yes","No","Yes","Yes","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","One","Office and Administrative Support","$10,000 - $24,999","I make most of the decisions","Good",20160920,20160222,20150707,57,"55-64","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,3,"Working - as a paid employee",1,"Black/African-American","Black"
13263,295040.794,96934.5778,95654.0943,,"Re-interview","Refused","Refused","Refused","Refused","Yes","Refused","No",,"Yes","Refused","Refused","Refused","Refused","No","Probably No","No","Just getting by","About the same","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,350,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No","Undeclared",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160904,20151220,20160903,69,"65-74","60+","11th grade","Less than high school","Black, Non-Hispanic","Male","No",2,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Not working - retired",1,"Black/African-American","Black"
13284,74393.5705,23031.0757,21836.2841,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",12,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Better price","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160923,20151219,20150717,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",1,"White","White"
13300,124243.206,38417.4017,40331.4773,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","Yes","No",,,,"Not available in local stores","Not available in local stores","Convenience","Convenience","Other reason",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1400,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Other Professional, Scientific, and Technical Services","One","Life, Physical, and Social Sciences","$250,000 - $499,999","I make most of the decisions","Very good",20161016,20160125,20150828,43,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","sd",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
13312,187843.398,59995.8281,60004.1237,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Pretty well off financially","No","No","No","No","Yes","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes",,0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","No","No","Yes","Yes","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Don’t know","Yes","Don’t know","Don’t know","Don’t know","Don’t know","No",,,,"Definitely Yes","No","No","No","No","Yes","Yes",900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","Yes","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","No",,"Convenience",,,"Convenience","Convenience",,"Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20161019,20160106,20160915,41,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A building with 2 or more apartments","$150,000 to $174,999","Married","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,2,"Not working - other",1,"White","White"
13322,96950.1149,30014.226,28457.167,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"About the same","Refused","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No",800,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,,"Not available in local stores",,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","One","Personal Care and Service","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160915,20151218,20160827,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - self-employed",1,"White","White"
13329,47781.085,14565.771,5409.069,,"Re-interview","No","Yes","No","Yes","No","No","No",,"Yes","Yes","No","Yes","No","No","Probably Yes",,"Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Severe impact","Minor impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,790,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"Yes","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial costs are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",134000,0,0,134000,"No",145,"Yes","No",,"No","No","Yes","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","Yes","No","Better price","Better price",,,,"Better price","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Rarely worried","Don’t know","Don’t know","Business, Professional, Labor, Political, and Similar Organizations","One","Other professional","Under $5,000","I make most of the decisions","Very good",20161007,20160214,20150712,47,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","No",3,"A mobile home","$20,000 to $24,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,1,2,"Working - as a paid employee",1,"2+ Races","Black"
13340,35936.1526,11124.4241,9773.7781,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","Yes","Definitely Yes",,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No","Vocational/technical training","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20151002,20160306,20160828,72,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,3,"Not working - retired",1,"White","White"
13341,56260.5994,17209.1649,15165.7629,,"Re-interview","Yes","No","Yes","Refused","Yes","Refused","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Physical sciences/math","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Very important","Refused","Very important","Not important","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Convenience","Convenience","Convenience","Convenience","Not available in local stores","Convenience",,,,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20161015,20151220,20151107,74,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Not working - retired",1,"White","White"
13359,66003.8367,20151.1915,7488.8814,,"Re-interview","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","Yes","Yes","No","It failed to keep up with changing living expenses","Moderate impact","Minor impact","Moderate impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,1,"Less","Very much","Somewhat","Somewhat","No","No","No","No",,,,,,,,"Refused",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Master’s degree","Yes","Master’s degree",,"Health",,,,,,,"Financial costs are much larger","Yes","No","Yes","No","No","Moderately important","Very important","Moderately important","Moderately important","Very important","Moderately important","Slightly important","Slightly important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",100000,0,6000,106000,"No",0,"Yes","No",,"No","No","No","No","No","Still enrolled in the program","No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Better price","Better price","Better price","Convenience",,,,"Convenience",,"No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Substantial strain",,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Sometimes worried","Bachelor’s degree","Bachelor’s degree","Social Advocacy Organizations","One","Business and Financial Operations","Under $5,000","I make most of the decisions","Good",20161005,20151218,20150703,32,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","$30,000 to $34,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",1,0,1,0,2,"Working - as a paid employee",0,"White","White"
13367,19544.8237,5972.3741,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,0,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No",,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No",,,,"Not available in local stores",,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","Yes","Yes",800,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Fair",20151024,20160217,20150809,83,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Not working - retired",1,"White","White"
13380,209245.199,65304.5771,75681.2517,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,2,"Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",723,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Some of the time","Associate degree","Yes","Bachelor’s degree",,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No","Slightly important","No advice from person","No advice from person","Very important","Moderately important","No advice from person","Very important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Better price",,"Better price","Not available in local stores","Better price","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Some college but no degree","High school degree or GED","Publishing Industries (except Internet)","One","Office and Administrative Support","Under $5,000","Another household member and I share in the decisions","Excellent",20160919,20151220,20160829,46,"45-54","45-59","Associate degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Living with partner","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
13390,149613.915,46636.413,14301.6213,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","Moderate impact","No impact","Severe impact","Moderate impact","Employed part-time","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",10,"Refused","More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,550,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Substantial strain",,"Substantial strain",,,,,,,,"Regularly worried","Sometimes worried","Regularly worried","Sometimes worried","Certificate or technical degree","Certificate or technical degree","Miscellaneous Store Retailers","One","Retail Sales","$25,000 - $34,999","I make most of the decisions","Poor",20160907,20151228,20160907,34,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Living with partner","Metro","South","West-South Central","Rented for cash","la",0,1,0,0,2,"Working - as a paid employee",1,"White","White"
13396,111312.183,34192.2306,31308.196,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Machinery Manufacturing","One","Architecture and Engineering","$1,000,000 or more","I make most of the decisions","Very good",20160913,20151224,20160913,31,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
13414,54112.525,16617.8945,13866.7076,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1967,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2600,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20161017,20151223,20160828,75,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",1,"White","White"
13421,56418.7637,16831.9895,15353.2191,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1206,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","No","No","No",,"Convenience","Convenience",,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Funds, Trusts, and Other Financial Vehicles","One","Other (Please specify)","$100,000 - $249,999","I make most of the decisions","Very good",20160902,20151217,20160902,54,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$60,000 to $74,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
13426,178342.148,55141.6974,60165.3313,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","Yes","Yes","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,3,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1307,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Moderately important","No advice from person","Moderately important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Better price","Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Rarely worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Certificate or technical degree","Educational Services","Two","Other professional","$10,000 - $24,999","I make most of the decisions","Very good",20160908,20151220,20160828,28,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
13429,58684.2591,17846.696,16404.4749,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No",1300,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","No","No","Convenience",,,"Better price","Convenience","Not available in local stores","Not available in local stores",,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Some college but no degree","Some college but no degree","Educational Services","One","Computer and Mathematical","$50,000 - $74,999","I make most of the decisions","Good",20160909,20151218,20160909,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
13433,71701.4643,22014.9357,23735.9493,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","Minor impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",900,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","Not available in local stores","Better price",,,"Better price","Better price",,,,"Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","No","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Substantial strain",,,,,,,,"Rarely worried","Never worried","Never worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20161007,20160308,20150728,46,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,1,0,2,"Not working - other",1,"White","White"
13443,53269.3681,16495.1455,16921.039,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No",1700,"Yes","No","No","No","No","No","Debit card","Don’t know","Yes","Yes","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Certificate or technical degree","No",,"No","Law","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","No","Yes","No",,"Convenience","Not available in local stores","Not available in local stores",,"Not available in local stores",,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20151006,20160126,20150828,51,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,2,0,2,"Not working - other",1,"White","White"
13461,84612.3116,25776.7915,25937.6554,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1050,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Financial costs are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Better price","Better price","Convenience","Better price","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160929,20151218,20150810,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - disabled",1,"White","White"
13470,26173.4917,8229.6266,6599.3651,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No",,,"Better price","Convenience","Better price","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","One","Other professional","$250,000 - $499,999","I make most of the decisions","Good",20160914,20160222,20160914,66,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Working - self-employed",1,"White","White"
13473,55972.4707,17456.2558,16457.7512,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",750,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","Yes","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Educational Services","One","Building and Grounds Cleaning and Maintenance","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160921,20151217,20160911,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
13479,61602.1973,19347.5494,19821.3246,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"Yes","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","Very important","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","Yes","No",,"Not available in local stores",,"Other reason",,"Not available in local stores","Not available in local stores","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Rarely worried","Associate degree","Graduate degree","Executive, Legislative, and Other General Government Support","One","Business and Financial Operations","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160916,20160217,20160828,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
13500,40654.6683,12249.3644,9943.6184,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Not available in local stores","Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Crop Production","One","Other (Please specify)","$10,000 - $24,999","I make most of the decisions","Good",20160915,20151217,20160915,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,1,"Working - self-employed",1,"White","White"
13506,130816.945,42192.206,40030.257,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Don’t know","No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","Refused",650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes",,,,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Other Information Services","One","Business and Financial Operations","$35,000 - $49,999","I make most of the decisions","Excellent",20160911,20151227,20160911,24,"18-24","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$75,000 to $84,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",1,0,0,0,2,"Working - as a paid employee",1,"White","White"
13509,655159.294,208512.708,69415.1848,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","Yes","No","No","Yes","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Associate degree","Yes","Bachelor’s degree",,"Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Moderately important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Never worried","Some college but no degree","Some college but no degree","Food and Beverage Stores","One","Other (Please specify)","Under $5,000","I make most of the decisions","Excellent",20160928,20160126,20150716,26,"25-34","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,4,"Working - as a paid employee",1,"Black/African-American","Black"
13536,112369.581,36247.2252,11644.0626,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","Yes","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","Yes",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Associate degree","No",,"No","Humanities",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","Yes","No","No","No","Don’t know","Don’t know","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","A little strain","A little strain",,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Don’t know","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","Another household member and I share in the decisions","Very good",20151025,20160222,20160913,54,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
13537,78377.3642,24257.422,25163.5645,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Humanities",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","Yes","No",,"Not available in local stores","Not available in local stores",,"Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2850,"No","Yes","No","No","No","No","No","No","No","No","No","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Fair",20160827,20151217,20160827,53,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - disabled",1,"White","White"
13548,32127.2744,9945.3447,8737.8539,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Yes","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact","Homemaker","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",30,2,"Less","Does not apply","Does not apply","Does not apply","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Vocational/technical training",,,,,,,"Financial benefits are much larger","No","No","Refused","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No",,,,"Other reason",,"Better price",,,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Transportation Equipment Manufacturing","Two","Other (Please specify)","$75,000 - $99,999","I make most of the decisions","Excellent",20160923,20151223,20150709,66,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
13565,58078.0946,17607.3513,6730.0795,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","No impact","Minor impact","No impact","Minor impact","Employed part-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,2,"Less","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","None",,"Probably Yes","No","No","Yes","No","No","No",1300,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","Yes","No",,"Not available in local stores",,"Not available in local stores","Not available in local stores",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Graduate degree","Graduate degree","Educational Services","One","Teacher, except college and university","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160913,20151224,20160907,38,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,2,2,0,2,"Working - as a paid employee",1,"White","White"
13596,173059.537,55055.5112,18969.4847,,"Re-interview","No","No","No","Yes","No","No","No",,"No","No","Yes","No","Yes","No","Probably Yes",,"Just getting by","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Minor impact","Minor impact","No impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",4,5,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","Yes","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Specialty Trade Contractors","One","Building and Grounds Cleaning and Maintenance","Under $5,000","I make most of the decisions","Very good",20160903,20160207,20160827,54,"45-54","45-59","Some college, no degree","Some college","Other, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,2,"Working - self-employed",1,"American Indian or Alaska Native","Other"
13626,26028.1583,7883.2642,6207.9187,,"Re-interview","Refused","Refused","Yes","Refused","Yes","Refused","No","not asked","Refused","Refused","Refused","Refused","Refused","Yes","Probably No","Yes","Doing okay","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Somewhat important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Refused",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","Refused","Yes","Yes","No","No","No","Refused","Refused","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Fair",20160913,20160223,20160913,80,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,1,3,"Not working - retired",1,"White","White"
13637,121595.68,37852.4347,37139.7085,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Paper check","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",2250,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Physical sciences/math","Financial costs are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Don’t know","Merchant Wholesalers, Nondurable Goods","One","Computer and Mathematical","$100,000 - $249,999","I make most of the decisions","Good",20160906,20151217,20160831,37,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,1,0,2,"Working - as a paid employee",1,"White","White"
13638,247427.102,76034.166,27285.5418,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1964,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","Refused","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",200,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Very good",20160921,20151219,20150704,80,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Not working - retired",1,"White","White"
13639,75396.8017,23135.1521,23557.4809,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","No","No","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Associate degree","No",,"No","Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Refused","No","Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Refused","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Office and Administrative Support","Under $5,000","Another household member and I share in the decisions","Very good",20151009,20151217,20150708,52,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
13643,79339.3327,24277.6581,22052.8779,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Somewhat important","Not important","Not important","Not important","Very important","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160913,20160220,20160913,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Not working - retired",1,"White","White"
13648,125453.075,38337.0664,13417.4554,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","Don’t know","Yes","Yes","Yes","Don’t know","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2003,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,596,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","No","No","Yes","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Convenience","Convenience",,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",579,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Plastics and Rubber Products Manufacturing","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Good",20161004,20151218,20150702,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Never married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
13655,231865.699,73065.9988,99470.3361,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",463,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,"Very important","Very important","Very important","Not important","Not important","Not important","Not important","Not important","No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","General Merchandise Stores","One","Health Technologist or Technician (such as paramedic, lab technician)","Under $5,000","Another household member and I share in the decisions","Good",20160917,20151222,20160910,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
13662,231539.865,70073.5883,22853.8358,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","Much better off","Somewhat better off","About average","No","Yes","No","Yes","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","Yes",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2001,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,489,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Drycleaning and Laundry Services","One","Other (Please specify)","$5,000 - $9,999","I make most of the decisions","Excellent",20160922,20151218,20150702,46,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,2,"Working - self-employed",1,"Black/African-American","Black"
13664,111855.813,34818.997,34747.2181,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",10,5,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Humanities","Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Refused","No",16000,0,0,16000,"No",255,"No","No",,"Yes","No","No","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Nonstore Retailers","One","Health Technologist or Technician (such as paramedic, lab technician)","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160908,20151220,20160908,42,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
13665,233663.846,73440.3123,80119.2599,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Don’t know","Don’t know","No","No","Paper check","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,15,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2004,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,410,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,"Very important","Moderately important","Moderately important","Not important","Not important","Not important","Slightly important","No advice from person","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","No","Yes","No","No",0,"Definitely Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Better price","Better price","Better price","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",2500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","General Merchandise Stores","Two","Retail Sales","Under $5,000","I make most of the decisions","Very good",20160908,20151218,20160828,30,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Rented for cash","oh",0,2,2,0,2,"Working - as a paid employee",1,"White","White"
13675,349452.495,109292.184,41836.645,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","Yes","No","No","Probably Yes",,"Just getting by","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","Yes","No","No",,"Moderate impact","Minor impact","Minor impact","Moderate impact",,,"Homemaker","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","To maintain existing job-related skills",80,"Refused","About the same","Somewhat","Somewhat","Somewhat","No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2010,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","Prepaid card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,"No","Physical sciences/math",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","Yes","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No",,,"Better quality","Better quality",,,"Better quality",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","Yes","No","No","No","No",,,"No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Sometimes worried","High school degree or GED","Associate degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Fair",20160923,20151223,20160723,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Other, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","Less than $5,000","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,1,1,"Not working - other",1,"Asian","Asian"
13680,154610.403,48009.2858,54108.7612,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Not available in local stores",,"Better price","Convenience","Convenience","Not available in local stores","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Mining (except Oil and Gas)","One","Installation, Maintenance, and Repair","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20160906,20151220,20160829,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,1,2,"Working - as a paid employee",1,"White","White"
13704,80909.9214,24796.6479,24914.0188,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","Minor impact","No impact","Employed part-time","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",80,20,"About the same","Somewhat","Somewhat","Somewhat","No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"Yes","No","No","No","No","No","No","No","No","No","Excellent","Yes","Yes","More debt now",,"Some of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,"No","Law",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Not available in local stores",,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","National Security and International Affairs","Four or more","Lawyer, judge","$250,000 - $499,999","I make most of the decisions","Very good",20160902,20151223,20160830,43,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,2,0,0,2,"Working - as a paid employee",1,"White","White"
13708,281762.15,93330.1439,101315.441,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","Yes","Yes","No","No","No","Probably Yes",,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",940,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Engineering","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","No","Yes","No","No","Yes","No","No","No","Yes","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Convenience","Convenience","Convenience","Convenience","Better price","Better price","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Certificate or technical degree","Mining (except Oil and Gas)","One","Business and Financial Operations","$75,000 - $99,999","I make most of the decisions","Very good",20160907,20151223,20160907,45,"45-54","45-59","Some college, no degree","Some college","Hispanic","Female","Yes",4,"A mobile home","$85,000 to $99,999","Never married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,1,1,0,2,"Working - as a paid employee",1,"White","Hispanic"
13715,101307.421,31305.9322,31039.169,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Don’t know","Don’t know","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","No","No","Yes","No","Refused",2300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Never","Master’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",45000,0,0,45000,"No",385,"No","No",,"No","No","Yes","No","Yes","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No",,,,"Better price","Better price","Better price","Convenience",,,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Executive, Legislative, and Other General Government Support","One","Other (Please specify)","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160915,20160116,20160827,32,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$125,000 to $149,999","Married","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
13716,243715.792,78029.3934,75647.5959,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","No","Yes","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","Minor impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1750,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Most or all of the time","Never","Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"No","Yes","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price","Better price","Convenience",,"Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160903,20151223,20160903,44,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Working - as a paid employee",1,"Asian","Asian"
13718,152095.159,47340.5876,39201.0576,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,"No",500,"No","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"Associate degree","No",,"Refused","Humanities",,,,,,,"Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,42,"Not important","Not important","Not important","Not important","Not important","No","No",,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160923,20151224,20160914,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$175,000 to $199,999","Divorced","Metro","West","Mountain","Occupied without payment of cash rent","co",0,0,0,0,1,"Not working - other",1,"White","White"
13723,655159.294,207303.595,208522.254,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",760,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Regularly worried","Never worried","High school degree or GED","High school degree or GED","Not asked","One","Building and Grounds Cleaning and Maintenance","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160913,20151216,20160827,38,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,1,1,2,"Working - self-employed",1,"White","Hispanic"
13724,76162.8135,23419.078,21220.1102,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",1850,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Law",,,,,,,"Financial costs are somewhat larger","Yes","Yes","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Funds, Trusts, and Other Financial Vehicles","One","Business and Financial Operations","$100,000 - $249,999","I make most of the decisions","Fair",20160909,20160108,20160827,42,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$85,000 to $99,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
13730,223803.286,72382.5366,23146.8779,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","No","Yes","No","Yes","Yes","Definitely No","Yes","Finding it difficult to get by","About the same","Much worse off","Poor","No","No","No","No","Yes","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","No impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","Yes","No","No","No","No","No","Yes","No","Yes","No","No",,"No","No","No",,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Social/behavioral sciences","About the same financial benefits and financial costs",,,,,,,,,,,,"Very important","No advice from person","Slightly important","Very important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"Yes",0,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Regularly worried","Rarely worried","High school degree or GED","Associate degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20160907,20151218,20160901,20,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,2,1,"Not working - other",1,"White","White"
13738,269075.517,84759.8534,111947.511,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Probably No","Yes","Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Associate degree","No",,"No","Other (Please specify):",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Very important","Very important","Moderately important","Moderately important","Moderately important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","Yes","Yes","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No","Convenience","Better price",,,"Better price",,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Graduate degree","Associate degree","Animal Production","One","Farming, Forestry, and Fishing","$5,000 - $9,999","I make most of the decisions","Excellent",20160921,20160110,20150710,24,"18-24","18-29","Associate degree","Some college","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Non-Metro","Midwest","West-North Central","Rented for cash","ia",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
13739,47355.5851,14462.3482,5325.8979,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Other (Please specify):","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","Do not have children or grandchildren",,,,,"No","No","No","Yes","Yes","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","Less than High School degree","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Excellent",20151025,20160207,20150718,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",1,"White","White"
13742,326522.653,105765.389,36636.4235,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Humanities","Financial benefits are somewhat larger",,,,,,,,,,,,"Moderately important","Not important","Moderately important","Moderately important","Not important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","No",,,,"Better price","Better price","Better price",,,,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Never worried","Sometimes worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Installation, Maintenance, and Repair","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160908,20151230,20160827,21,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",1,"A building with 2 or more apartments","$5,000 to $7,499","Never married","Non-Metro","South","East-South Central","Occupied without payment of cash rent","tn",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
13743,174513.313,54741.0582,52451.7941,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No",6700,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",75000,0,0,75000,"Yes",450,"No","No",,"No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Business, Professional, Labor, Political, and Similar Organizations","One","Management","$100,000 - $249,999","I make most of the decisions","Very good",20160902,20151218,20160725,32,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$250,000 or more","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
13752,655159.294,208512.708,222165.365,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Definitely No","Yes","Doing okay","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","Yes","Paper check","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"Yes, and I still own that home",,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Law","Financial benefits are much larger",,,,,,,,,,,,"Very important","Not important","Slightly important","Slightly important","Moderately important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","Yes","Yes","No","No","No",0,"Probably Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No",,"Better price",,,,,"Better price",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Associate degree","Hospitals","Four or more","Computer and Mathematical","$500,000 - $999,999","Another household member makes most of the decisions","Very good",20151001,20160205,20150713,20,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",5,"A one-family house attached to one or more houses","$175,000 to $199,999","Living with partner","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,1,4,"Working - as a paid employee",0,"White","White"
13754,148625.84,46312.984,49594.5722,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","No",,,,"Better price","Better price","Better price",,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Installation, Maintenance, and Repair","Under $5,000","Another household member and I share in the decisions","Good",20160909,20151217,20160909,33,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Living with partner","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
13759,569139.982,190465.389,60326.5876,,"Re-interview","Yes","Yes","No","Yes","No","No","No",,"Yes","Yes","No","No","No","No","Probably Yes",,"Living comfortably","Much better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Don’t know","Yes","Don’t know","Don’t know","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1998,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","Yes","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Don’t know","Don’t know","Apparel Manufacturing","One","Management","Under $5,000","Another household member makes most of the decisions","Very good",20160927,20160208,20150710,38,"35-44","30-44","9th grade","Less than high school","Hispanic","Female","No",6,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,1,1,0,4,"Working - as a paid employee",1,"White","Hispanic"
13763,118442.743,35520.7565,12783.4099,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Probably No","Yes","Doing okay","Somewhat worse off","Somewhat better off","Poor","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","[D10other]","Refused","Refused","About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"Yes","Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","Very important","Very important","Very important","Very important","Very important","Very important","Very important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Very good",20160908,20151216,20160908,25,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,3,"Not working - looking for work",0,"White","White"
13765,53757.2524,16417.2387,15893.2812,,"Re-interview","Yes","Refused","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","Pretty well off financially","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Convenience","Not available in local stores",,"Better price","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Excellent",20161008,20151217,20150709,53,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,3,"Not working - other",1,"White","White"
13766,174688.176,54976.1003,56429.8675,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",2200,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","Yes","Yes","No",,,,,"Convenience",,"Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Other professional","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160908,20160108,20160908,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$250,000 or more","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
13777,57640.3036,18341.543,6801.295,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","No","No","No","No","No","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Somewhat important","Somewhat important","Yes","No",,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",2500,"Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Sometimes worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Very good",20160907,20151218,20160902,77,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A mobile home","$10,000 to $12,499","Widowed","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,2,"Not working - retired",1,"White","White"
13780,166293.516,51393.0306,16912.8909,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Refused","Yes","Refused","Refused","Refused","Refused","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","No","No","No",,"No impact","Minor impact","Minor impact","No impact","No impact","No impact","Employed part-time","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",8,10,"More","Does not apply","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Associate degree","No",,"No","Health",,,,,,,"Financial benefits are much larger","Yes","Yes","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","Yes","No",,"Convenience","Better price",,,"Better price","Better price","Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","Refused","No","No","No","No","No","No","No","No","No","No","Refused","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Ambulatory Health Care Services","Three","Health Technologist or Technician (such as paramedic, lab technician)","Under $5,000","I make most of the decisions","Good",20160913,20160127,20150720,54,"45-54","45-59","Associate degree","Some college","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Living with partner","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Working - as a paid employee",1,"White","Hispanic"
13783,97375.5981,30280.1504,31189.0124,,"Re-interview","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","About the same","About average","Yes","Refused","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Refused","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,"Better price",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Food and Beverage Stores","One","Retail Sales","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160902,20151219,20160828,48,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,1,3,"Working - as a paid employee",1,"White","White"
13788,57187.7598,17364.9121,16311.2222,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"Moderate impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,1,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No","No",,,,,,,,,"No",689,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Better price",,"Convenience","Convenience","Convenience","Not available in local stores","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"A little strain",,"Sometimes worried","Rarely worried","Never worried","Sometimes worried","Don’t know","Don’t know","Merchant Wholesalers, Nondurable Goods","One","Computer and Mathematical","Under $5,000","I make most of the decisions","Very good",20160911,20160101,20160911,32,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
13791,198937.055,63365.8017,63020.5216,,"Re-interview","No","No","No","No","Yes","No","No",,"Yes","No","No","No","Yes","No","Probably No","Yes","Doing okay","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","Minor impact","No impact","Minor impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Not available in local stores",,"Better price","Convenience","Convenience","Convenience",,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","Yes",250,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Other Professional, Scientific, and Technical Services","One","Other professional","$50,000 - $74,999","I make most of the decisions","Good",20160921,20151218,20160722,41,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","No",2,"A building with 2 or more apartments","$125,000 to $149,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",1,"Asian","Asian"
13812,195253.08,62256.8257,63659.807,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",245,"Yes","Yes","No","No","No","Yes","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","About the same financial benefits and financial costs","No","No","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","Yes","Yes",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No","Better price","Better price",,,"Better price",,,"Better price",,"Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes",,"No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Other Professional, Scientific, and Technical Services","One","Business and Financial Operations","$1,000,000 or more","Another household member and I share in the decisions","Good",20160909,20160121,20160827,40,"35-44","30-44","Some college, no degree","Some college","Hispanic","Female","Yes",3,"A mobile home","$85,000 to $99,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,1,2,"Working - self-employed",1,"White","Hispanic"
13814,399266.155,128948.8,135894.47,,"Re-interview","Yes","Yes","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Refused","Yes","Refused","Refused","Refused","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2200,"Yes","No","No","No","No","Yes","Cash","Very confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Health","Financial benefits are somewhat larger",,,,,,,,,,,,"Not important","No advice from person","Not important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No",,"Not available in local stores",,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Sometimes worried","Don’t know","Less than High School degree","Scientific Research and Development Services","One","Precision Production (such as machinist, welder, baker, printer, tailor)","Under $5,000","I make most of the decisions","Very good",20160910,20151221,20160828,40,"35-44","30-44","Associate degree","Some college","Other, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,2,4,"Working - as a paid employee",0,"Asian","Asian"
13827,250848.554,76613.8218,23669.9137,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Yes","No",,,"No","No","No","No",,"Minor impact","Minor impact","Minor impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","No","No","No","No","No","No","No","No","Yes, and I still own that home",,,,,,"No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No",,,,"Don’t know",,,,,,,950,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"No","Law",,,,,,,,,,,,,"Moderately important","Moderately important","Slightly important","Slightly important","Moderately important","Not important","No advice from person","No advice from person","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No",,"Better price",,"Better quality",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Building Material and Garden Equipment and Supplies Dealers","Two","Retail Sales","Not sure","Another household member makes most of the decisions","Good",20160924,20151224,20150702,24,"18-24","18-29","Some college, no degree","Some college","Hispanic","Female","No",2,"A one-family house attached to one or more houses","Less than $5,000","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",1,"White","Hispanic"
13834,121785.381,37644.625,35478.6599,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Don’t know","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,1,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","No","Refused",1100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Most or all of the time","Never","Associate degree","No",,"No","Vocational/technical training",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"No",160,"No","No",,"No","Yes","No","No","No","Yes","No","No",,,,,"No","No","No","Yes","No","No","No",0,"Probably Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Not available in local stores",,,,"Convenience",,,,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","Don’t know","Other Professional, Scientific, and Technical Services","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160902,20151218,20160902,31,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,2,0,2,"Working - as a paid employee",1,"White","White"
13837,204535.481,61929.4399,58849.0665,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",939,"Yes","No","No","No","No","Yes","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Once","Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Not available in local stores",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Motor Vehicle and Parts Dealers","One","Business and Financial Operations","$75,000 - $99,999","Another household member and I share in the decisions","Excellent",20160920,20160726,20150720,54,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
13854,77593.2276,24007.0983,7455.7931,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","Yes","Yes","No","Yes","No","Definitely No","No","Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Refused","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","No","No","No","No",,,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Refused","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Refused","No","No","No","No","No","Yes","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Rarely worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Poor",20160921,20160209,20160909,42,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A mobile home","$20,000 to $24,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,3,"Not working - disabled",1,"White","White"
13855,287828.535,91169.6293,89882.7321,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1675,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","Yes",,"Not available in local stores",,"Convenience","Not available in local stores","Convenience","Convenience",,"Not available in local stores","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Computer Systems Design and Related Services","One","Other professional","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160913,20151224,20160913,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,1,0,2,"Working - as a paid employee",1,"Black/African-American","Black"
13860,505802.226,166941.405,52226.3327,,"Re-interview","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Regularly worried","Regularly worried","Rarely worried","Less than High School degree","Don’t know","Educational Services","Two","Food Preparation and Serving","Under $5,000","I make most of the decisions","Very good",20160909,20160103,20160827,47,"45-54","45-59","12th grade NO DIPLOMA","Less than high school","Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$15,000 to $19,999","Separated","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,4,"Working - as a paid employee",1,"Black/African-American","Hispanic"
13861,41231.8945,12447.4706,12361.6907,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","Yes","Definitely No","No","Just getting by","About the same","Somewhat better off","Poor","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,4,"More","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","No","Yes","I [PPMARITins2] pay rent.",1991,"Yes","No","Yes","No","No","Yes","No","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably Yes","Yes","Yes","Yes","No","No","Yes",1430,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",24000,0,0,24000,"No",420,"No","No",,"No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","Not available in local stores","Not available in local stores",,,"Not available in local stores",,"Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","No","No","No",,"Moderate strain",,,"Substantial strain","Substantial strain",,"A little strain",,,,"Sometimes worried","Rarely worried","Never worried","Sometimes worried","High school degree or GED","High school degree or GED","Educational Services","Two","Business and Financial Operations","$10,000 - $24,999","I make most of the decisions","Fair",20160908,20151223,20160908,49,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$75,000 to $84,999","Never married","Metro","West","Pacific","Rented for cash","or",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
13868,280586.624,87649.9798,93875.9615,,"Re-interview","Yes","No","Yes","Yes","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","Refused","No","No","Probably Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Self-employed","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Cash","Yes","No","Yes","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","Minor impact","Minor impact","Minor impact","Minor impact","Minor impact","Minor impact",,"Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",108,30,"More","Somewhat","Somewhat","Somewhat","Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2011,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","Check","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","About the same",,"Once","Once","Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Social/behavioral sciences","Financial benefits are somewhat larger",,,,,,,,,,,,"Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Slightly important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Refused","No",0,0,0,0,"Yes",0,"Yes","Yes",,"Yes","Yes","Yes","Yes","No","Yes",,"Yes","Yes","Yes","Yes","No",,,,,,,,,,,,"Not sure","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","Yes",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Better quality","Better quality","Better quality","Better quality","Better quality",,,,,"Yes","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","Yes",,"Yes","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","No","No","Yes",0,"Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No","Yes",,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","A little strain","A little strain","Moderate strain","Moderate strain","Moderate strain","A little strain",,,"Moderate strain","Moderate strain",,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Wood Product Manufacturing","Two","Transportation and Material Moving","$100,000 - $249,999","I make most of the decisions","Very good",20160914,20151216,20160906,55,"55-64","45-59","Associate degree","Some college","Black, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$85,000 to $99,999","Divorced","Metro","South","East-South Central","Rented for cash","al",0,0,0,0,3,"Working - self-employed",1,"Black/African-American","Black"
13876,179208.931,51421.3024,15862.0846,,"Re-interview","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","No","No","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Moderate impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Refused","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Substantial difficulty",,"Definitely Yes","Yes","Yes","Yes","No","No","Refused",770,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","Yes","No",,"No","No","Yes","No","No","No","No","No","No","No","Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No",,"Refused","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","Yes","No","Better price","Better price","Other reason",,"Better price",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Clothing and Clothing Accessories Stores","One","Retail Sales","Refused","I make most of the decisions","Good",20160922,20160101,20160828,45,"45-54","45-59","Some college, no degree","Some college","2+ Races, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","Less than $5,000","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,1,1,"Working - as a paid employee",1,"2+ Races","Other"
13880,655159.294,208512.708,73668.843,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat worse off","About average","No","No","No","No","Yes","Yes","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Severe impact","Severe impact","Severe impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",619,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Very important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",200,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160922,20160313,20160829,67,"65-74","60+","7th or 8th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - retired",0,"White","White"
13887,76869.9751,23601.8549,25446.9257,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",367,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,"No","Yes","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","No","No","No","No","No",,,"Convenience","Convenience",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160922,20160208,20160722,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Not working - retired",1,"White","White"
13889,237536.655,77569.8711,85330.715,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Definitely No","No","Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,5,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Engineering","Financial benefits are much larger",,,,,,,,,,,,"Very important","No advice from person","Not important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",3000,0,0,3000,"No",0,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Not available in local stores",,"Better price","Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Household Product Manufacturing","One","Architecture and Engineering","Not sure","Another household member makes most of the decisions","Excellent",20160916,20151218,20160827,22,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$125,000 to $149,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
13890,119275.242,36895.2422,42686.84,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Moderate impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Refused","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","No","No",,,,,,,,,"No",670,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Other reason",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Refused","Never worried","Never worried","Never worried","Don’t know","Less than High School degree","Hospitals","One","Building and Grounds Cleaning and Maintenance","$10,000 - $24,999","Another household member makes most of the decisions","Very good",20160930,20151219,20150729,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$40,000 to $49,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
13895,148210.798,47225.6004,15555.0042,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Finding it difficult to get by","About the same","About the same","About average","No","No","No","No","Yes","Yes","Yes","Yes","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,780,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Refused","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Less than High School degree",,,,"Computer/information sciences",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","More than your income","No","No","No","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20160902,20151218,20160902,58,"55-64","45-59","10th grade","Less than high school","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$7,500 to $9,999","Divorced","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Not working - disabled",0,"Black/African-American","Black"
13903,363581.955,113738.837,35706.1487,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Severe impact","Severe impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Better price",,,,,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,"Substantial strain",,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","General Merchandise Stores","One","Retail Sales","Refused","I make most of the decisions","Fair",20160915,20151216,20160915,43,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
13905,113604.169,35166.3866,31138.8752,,"Re-interview","No","No","Yes","No","Yes","No","No","All of the adult children living with me are not in school","No","No","No","No","Yes","Yes","Definitely No","No","Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","Yes","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Very important","Not important","Yes","No",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Rarely worried","Rarely worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Fair",20161010,20151219,20160827,90,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$50,000 to $59,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,3,"Not working - retired",1,"White","White"
13910,294180.27,91715.9031,27236.8,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","Minor impact","No impact","Minor impact",,"No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","To earn extra money to help family members",1,2,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",825,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"Yes","Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",40000,0,0,40000,"No",300,"No","No",,"No","Yes","No","No","No","Yes",,,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Better price","Convenience","Convenience","Better price","Better price","Convenience",,"Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","Two","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Good",20160904,20160101,20160904,19,"18-24","18-29","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$35,000 to $39,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
13915,24357.2883,7440.9113,5969.4882,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,46,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",10000,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Very good",20160902,20160122,20160909,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Not working - retired",1,"White","White"
13924,71832.6204,21984.1523,22178.7556,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","Minor impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"Yes","Engineering","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,"Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Very important","Moderately important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Management, Scientific, and Technical Consulting Services","One","Other professional","$75,000 - $99,999","I make most of the decisions","Good",20161018,20151218,20160910,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
13928,148635.417,47800.8096,14100.3503,,"Re-interview","No","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Probably No","Yes","Finding it difficult to get by","About the same","Much better off","It varied","No","No","No","No","No","No","No","No","No","Disabled and not working",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","Yes","Yes","No","Yes","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Rarely worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160908,20151217,20160827,25,"25-34","18-29","10th grade","Less than high school","2+ Races, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","Less than $5,000","Never married","Metro","Northeast","New England","Rented for cash","ct",0,0,0,0,2,"Not working - looking for work",0,"2+ Races","Other"
13934,63096.0819,19669.9713,18132.5691,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","Pretty well off financially","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Refused","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No",,"Not available in local stores",,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Hospitals","One","Business and Financial Operations","$1,000,000 or more","Another household member and I share in the decisions","Good",20160909,20151217,20160826,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
13935,655159.294,208512.708,222165.365,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","Moderate impact","Minor impact","Minor impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,"No",1420,"Yes","No","Yes","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Convenience","Convenience",,"Better price","Better price","Convenience",,,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Very good",20160907,20151218,20160827,35,"35-44","30-44","10th grade","Less than high school","Hispanic","Female","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,1,1,2,"Not working - other",1,"White","Hispanic"
13939,89344.4805,29011.5792,24845.7548,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","Moderate impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Life sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Better price","Not available in local stores",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Refused","Refused","Bachelor’s degree","Graduate degree","Air Transportation","One","Refused","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160907,20160217,20160829,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$200,000 to $249,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
13942,139431.528,43080.678,14662.8131,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1997,"Yes","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,490,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Somewhat important","Not important","Somewhat important","Yes","No",,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160907,20151217,20160907,75,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$12,500 to $14,999","Divorced","Metro","Midwest","West-North Central","Rented for cash","ne",0,0,0,0,1,"Not working - retired",1,"White","White"
13943,104226.07,31588.8388,11308.5306,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,67,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",70,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160917,20151218,20160909,83,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","Less than $5,000","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,1,0,0,1,"Not working - retired",1,"Black/African-American","Black"
13957,151907.783,48749.0538,49097.4688,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Good",20160920,20151216,20150708,79,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",1,"White","White"
13968,124526.114,38303.6565,42494.5274,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","Yes","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","Yes","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20161007,20160209,20150711,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,1,"Not working - other",1,"White","White"
13971,50009.8786,15451.7382,5259.1083,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Don’t know","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160913,20151219,20160913,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,1,"Not working - retired",1,"White","White"
13973,207720.217,64298.4516,23161.7297,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Associate degree","No",,"No","Law",,,,,,,"Financial costs are much larger","No","Yes","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",56000,0,0,56000,"No",0,"Yes","No",,"No","No","No","No","No","Yes",,"No",,,,,,,,,,,,,,,,55,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No",,"Convenience",,"Convenience",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160924,20151219,20150703,61,"55-64","60+","Associate degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Divorced","Metro","Midwest","West-North Central","Rented for cash","mo",0,0,0,0,1,"Not working - disabled",1,"Black/African-American","Black"
13974,89312.7647,27284.1687,21888.7871,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,59,"Not important","Somewhat important","Somewhat important","Not important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Excellent",20160828,20151216,20160828,64,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",1,"White","White"
13977,36065.105,10883.2105,8645.2691,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Better price",,,,,"Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Monetary Authorities-Central Bank","Two","Business and Financial Operations","Under $5,000","I make most of the decisions","Excellent",20160919,20160208,20160919,65,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
13981,242458.053,75787.5088,91574.7137,,"Re-interview","Refused","Refused","Refused","Refused","Refused","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No","Paper check","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","None",,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Some of the time","Once","Certificate or technical degree","Refused",,"No","Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Moderately important","Not important","Slightly important","Slightly important","Not important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Not available in local stores","Not available in local stores",,,,,"Not available in local stores","Not available in local stores",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Rarely worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160920,20160222,20150702,23,"18-24","18-29","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A mobile home","$85,000 to $99,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - looking for work",1,"White","White"
14003,99621.9739,30572.1324,8702.331,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No","Refused","Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,53,"Not important","Not important","Not important","Very important","Not important","No","No",,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No","Convenience","Convenience","Convenience",,,,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Good",20160913,20151217,20160913,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Not working - retired",1,"White","White"
14004,108252.351,32475.7856,10717.6224,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","Moderate impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No","Health",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Less than High School degree","Nursing and Residential Care Facilities","Four or more","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Good",20160915,20151216,20160915,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","Less than $5,000","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
14010,57602.9621,17525.9621,16054.2577,,"Re-interview","No","No","No","Yes","No","No","No",,"No","No","No","No","Yes","No","Probably Yes",,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Convenience",,"Convenience","Convenience","Better price","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Other Professional, Scientific, and Technical Services","One","Architecture and Engineering","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160910,20151217,20160827,50,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$85,000 to $99,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
14023,153682.195,46790.4175,43437.9492,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","To earn money as a primary source of income",12,20,"About the same","Not at all","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",536,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","Yes","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Better price","Better price","Better price","Better quality",,"Better price","Better price","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Construction of Buildings","One","Construction and Extraction","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160911,20160109,20160910,50,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",1,"Black/African-American","Black"
14027,168129.959,54050.5592,50168.3183,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","One","Other professional","$250,000 - $499,999","I make most of the decisions","Very good",20160913,20151217,20160827,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
14031,119360.301,37291.3552,33607.2439,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","Yes","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","No","No","No","Don’t know","Yes","No","No","Paper check","Yes","No","Yes","No","Yes","No","No","Yes",,"No impact","Minor impact","Minor impact","Moderate impact","Minor impact","Minor impact",,"Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members","Refused","Refused","More","Very much","Very much","Somewhat","Yes","No","No","No","Yes","No","Yes","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Credit card","Somewhat confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"Yes","No","No",,"No","No","Yes","No","No","No","No","No","No","No","Excellent","Yes","Yes","More debt now",,"Once","Once","Certificate or technical degree","Yes","Bachelor’s degree",,"Computer/information sciences","Financial benefits are somewhat larger",,,,,,,,,,,,"Very important","Slightly important","Slightly important","Moderately important","Slightly important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No",0,0,0,0,"Yes","Refused","Yes","Yes",,"Yes","No","Yes","No","No","No",,"Yes","Yes","No","Yes","No","Yes","No","Yes","Yes","Yes","Yes","Yes",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","Refused",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Refused","Yes","Yes","Yes","Refused","Yes","Refused","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","Refused","Yes","Yes","Yes","Yes","A little strain",,,,,,,"Moderate strain","Moderate strain","A little strain","A little strain","Never worried","Sometimes worried","Refused","Refused","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Good",20160907,20151217,20160831,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$75,000 to $84,999","Never married","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Not working - other",0,"White","Hispanic"
14046,88779.5903,26317.5258,7989.3193,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Probably No","Yes","Just getting by","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,,"Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","[D10other]",10,50,"Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","No","Yes","Yes","Yes","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Debit card","Very confident","Yes","No","No","No","No","No","Yes","No","Yes","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"Yes","Law",,,,,,,"Financial costs are much larger","No","No","No","Yes","No","Very important","Moderately important","Not important","No advice from person","No advice from person","Not important","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",0,0,0,0,"Yes",0,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"Better price","Better price",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160908,20160208,20160908,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","No",3,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,3,"Not working - looking for work",0,"2+ Races","Other"
14049,115508.339,35707.8282,39017.0456,,"Re-interview","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","Severe impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",2100,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","Yes","No",,,,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Refused","Yes","No","No","No","No","No","No","No",,,,"Substantial strain",,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160908,20151217,20160908,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,3,2,"Not working - other",1,"White","White"
14051,20636.6646,6188.4779,2620.0037,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Refused","No","No","No","Yes","Definitely Yes",,"Just getting by","About the same","About the same","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Once","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160924,20160227,20150801,75,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$5,000 to $7,499","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,4,"Not working - retired",1,"White","White"
14053,56260.5994,17209.1649,15165.7629,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Humanities","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Convenience","Convenience","Convenience","Better price","Convenience","Convenience",,,"Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160904,20151218,20160826,71,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","mt",0,0,0,0,2,"Not working - retired",1,"White","White"
14054,334947.721,109368.969,112361.388,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Probably No","No","Just getting by","About the same","Much better off","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","Yes","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Computer/information sciences","Financial benefits are much larger",,,,,,,,,,,,"Very important","Slightly important","Moderately important","Very important","Moderately important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"Yes",0,"No","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member makes most of the decisions","Very good",20160909,20151223,20160909,20,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$125,000 to $149,999","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,3,"Not working - other",0,"White","White"
14055,260331.953,84980.6784,26300.5974,,"Re-interview","Yes","Yes","Refused","Refused","Yes","Refused","No",,"Yes","Yes","No","No","Yes","No","Probably No","Yes","Just getting by","About the same","Much better off","About average","No","No","No","No","No","Yes","No","Yes","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","No impact","Minor impact",,,"Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",20,1,"About the same","Somewhat","Not at all","Not at all","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,1375,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Good",20160909,20151217,20160827,45,"45-54","45-59","7th or 8th grade","Less than high school","Hispanic","Female","No",3,"A building with 2 or more apartments","$20,000 to $24,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,1,0,2,"Not working - disabled",0,"White","Hispanic"
14060,249834.292,80831.8702,29295.0554,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Fair",20160903,20151219,20160831,60,"55-64","60+","9th grade","Less than high school","White, Non-Hispanic","Male","Yes",2,"A mobile home","$25,000 to $29,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,2,"Not working - disabled",0,"White","White"
14063,99425.1382,30409.8486,28974.0371,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Vocational/technical training",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Associate degree","Less than High School degree","Amusement, Gambling, and Recreation Industries","One","Other (Please specify)","$100,000 - $249,999","I make most of the decisions","Excellent",20160909,20151217,20160909,53,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
14064,262199.233,84368.8196,82720.8638,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Just getting by","Somewhat worse off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","No","Yes",,"Not available in local stores",,"Better price",,"Convenience",,,"Convenience","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",300,"No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Poor",20160915,20151218,20160827,89,"75+","60+","10th grade","Less than high school","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Not working - retired",0,"White","White"
14074,31652.7439,9474.7554,3692.9998,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","Refused","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Severe impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Certificate or technical degree","No",,"No","Health","Financial costs are much larger","Yes","Yes","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes",4000,0,8000,16000,"No",280,"No","No",,"Yes","No","No","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$0 to $4,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Refused",,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Never worried","Never worried","Less than High School degree","Don’t know","Business, Professional, Labor, Political, and Similar Organizations","One","Building and Grounds Cleaning and Maintenance","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160921,20160218,20150731,61,"55-64","60+","Some college, no degree","Some college","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$5,000 to $7,499","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",1,"American Indian or Alaska Native","Hispanic"
14076,135855.96,41765.5501,12650.5997,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","No","Yes","No","Yes","No","Probably Yes",,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Severe impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Convenience","Convenience",,,,,,"Convenience",,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Social Assistance","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Good",20140812,20160227,20140523,45,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,3,"Working - self-employed",1,"White","White"
14077,164647.676,52044.4058,49721.3002,,"Re-interview","No","No","No","Yes","No","No","No",,"No","No","No","No","No","Yes","Definitely No","Yes","Doing okay","About the same","Somewhat better off","Pretty well off financially","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",10,100,"Less","Does not apply","Very much","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial costs are much larger","Yes","No","No","No","No","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,,,,,,"No","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160915,20151224,20160909,25,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Not working - looking for work",1,"White","White"
14081,69701.1545,20942.0751,19886.7654,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",8,1,"Less","Somewhat","Somewhat","Somewhat","No","Yes","No","No","Yes","No","Yes","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","Yes","No","Convenience","Better price",,,,,"Other reason","Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","Yes","Yes","Yes",3000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Computer Systems Design and Related Services","One","Management","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160914,20160125,20160908,54,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
14096,72889.9783,22305.4245,21015.9296,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,1235,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Better price","Better price",,"Better price","Convenience","Better price",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Refused","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$10,000 - $24,999","I make most of the decisions","Good",20160920,20151224,20150702,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Never married","Metro","Northeast","New England","Rented for cash","ct",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
14106,72889.9783,22305.4245,21015.9296,,"Re-interview","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","Minor impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","Yes",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Once","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","Financial costs are much larger","Yes","Yes","Yes","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","Yes","No","Not available in local stores","Not available in local stores",,"Not available in local stores",,,"Not available in local stores","Not available in local stores",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Miscellaneous Manufacturing","One","Other (Please specify)","$35,000 - $49,999","I make most of the decisions","Good",20160923,20151217,20150721,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","me",0,0,0,1,3,"Working - as a paid employee",1,"White","White"
14115,104213.322,32559.0331,29342.4404,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","Yes","Don’t know","Yes","Don’t know","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Engineering",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","No",,,,"Better price","Convenience","Convenience",,,,"Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Some college but no degree","Graduate degree","Architectural, Engineering, and Related Services","One","Architecture and Engineering","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160902,20151219,20160827,33,"25-34","30-44","Masters degree","Bachelor's degree or higher","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",1,"White","Hispanic"
14120,353202.602,111044.572,128969.536,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Probably No","Yes","Finding it difficult to get by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1850,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$100,000 to $149,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Better price","Not available in local stores","Not available in local stores","Better price","Better price","Better price","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",600,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Moderate strain",,,,,,,"Substantial strain",,,,"Rarely worried","Rarely worried","Sometimes worried","Rarely worried","Some college but no degree","Don’t know","Broadcasting","One","Office and Administrative Support","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160902,20160109,20160902,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,4,"Working - as a paid employee",1,"Black/African-American","Black"
14122,185709.989,57515.3352,56553.7907,,"Re-interview","Refused","Yes","Refused","Yes","Refused","Refused","No",,"Refused","Yes","Refused","Refused","Refused","No","Definitely Yes",,"Doing okay","About the same","About the same","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","Yes","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",863,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Most or all of the time","Most or all of the time","Bachelor’s degree","No",,"Yes","Social/behavioral sciences",,,,,,,"Financial costs are much larger","No","No","Yes","No","Yes","No advice from person","Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",72000,0,0,72000,"No",397,"Yes","No",,"No","No","Yes","No","No","Yes",,"No",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Refused",,"$0 to $4,999","More than your income","No","No","No","Refused","Often varies quite a bit from one month to the next","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","No","Not available in local stores",,,"Convenience","Convenience","Better price",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"A little strain",,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Rail Transportation","One","Transportation and Material Moving","Under $5,000","I make most of the decisions","Very good",20161008,20160208,20160826,41,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,1,1,2,"Working - as a paid employee",0,"Black/African-American","Black"
14130,117724.482,36123.2008,36782.6245,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","Yes","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","Yes","No","No","No","No",0,"Definitely Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",800,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Gasoline Stations","One","Retail Sales","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20161007,20151218,20150718,48,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
14131,172544.644,53245.4695,63130.2001,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Associate degree","No",,"No",,,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","Better price","Better price",,,"Convenience","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Wood Product Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160827,20160220,20160827,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$40,000 to $49,999","Married","Non-Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
14135,81329.4634,24717.9584,7727.0126,,"Re-interview","Yes","Yes","Yes","Yes","Yes","Yes","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","Yes","Yes","No","Probably Yes",,"Doing okay","Somewhat worse off","Somewhat worse off","Poor","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Not employed, and not looking for a job","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","No","No","It was in-line with changes in living expenses","No impact","Minor impact","No impact","Moderate impact","Minor impact","Minor impact",,"Yes","No","Yes","No","Yes","No","Yes","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money to help family members",20,"Refused","Less","Somewhat","Somewhat","Somewhat","Yes","No","Yes","No","Yes","No","Yes","Yes","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Prepaid card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","Yes","No",,"No","No","No","No","No","Yes","No","No","No","No","Poor","Yes","No",,"Yes","Some of the time","Once","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Computer/information sciences","Financial costs are somewhat larger",,,,,,,,,,,,"Very important","Slightly important","Moderately important","Moderately important","Very important","Moderately important","Moderately important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",10000,0,0,10000,"No",500,"No","No",,"Yes","No","Yes","Yes","No","Still enrolled in the program",,,,,,,"Yes","Yes","No","No","Yes","Yes","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","No","Yes","No","Yes",,"$0 to $4,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","No","No","Convenience",,"Better price",,"Convenience",,"Convenience",,,"Yes","No","No","Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","Yes","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Sometimes worried","Rarely worried","Rarely worried","Some college but no degree","Less than High School degree","Clothing and Clothing Accessories Stores","One","Life, Physical, and Social Sciences","$25,000 - $34,999","I make most of the decisions","Very good",20161003,20151218,20150725,21,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
14149,220463.001,72407.6104,84805.786,,"Re-interview","No","Yes","No","Yes","No","No","No",,"No","No","Yes","No","Yes","No","Probably No","No","Just getting by","About the same","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","Moderate impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Refused","No","No","Yes","No","Better price","Not available in local stores","Better price",,,,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Fishing, Hunting and Trapping","One","Farming, Forestry, and Fishing","$25,000 - $34,999","Another household member makes most of the decisions","Very good",20160903,20151217,20160827,46,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$85,000 to $99,999","Divorced","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,1,2,"Working - as a paid employee",1,"White","White"
14151,74446.6424,23033.1839,20624.6123,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Somewhat important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","Yes","Yes","No","No","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Better price","Better price","Better price","Better price",,"Better price",,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Very good",20160920,20151220,20160723,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",1,"White","White"
14158,46000.7453,14039.9539,5040.5432,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Once","Never","Associate degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Electrical Equipment, Appliance, and Component Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$5,000 - $9,999","I make most of the decisions","Fair",20160920,20160221,20150704,65,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
14159,285450.293,87239.2631,77348.9319,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat worse off","Refused","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"No",2000,"Yes","Yes","No","Yes","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","No","Yes","Yes","No",,,,,,,,,,,,65,"Somewhat important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","Refused","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160922,20160123,20160827,77,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,1,1,3,"Not working - retired",1,"White","White"
14182,248399.498,80478.7411,24745.3084,,"Re-interview","No","No","No","No","Yes","No","No",,"No","No","Yes","No","No","No","Probably Yes",,"Just getting by","About the same","About the same","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","Moderate impact","No impact",,,,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",15,5,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","No","No","No","Yes","No",550,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No",,"Convenience","Better quality","Better price",,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","No","Yes",575,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Regularly worried","Sometimes worried","Regularly worried","Sometimes worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160914,20151218,20160910,47,"45-54","45-59","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,2,"Not working - disabled",1,"White","White"
14187,64698.4278,20488.6466,7612.9907,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Very important","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160915,20151217,20160915,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,2,"Not working - retired",1,"White","White"
14195,66016.2,20054.9173,18773.2148,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","Much better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","Yes","Yes","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Not available in local stores",,"Better price","Convenience","Convenience","Better price","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Rental and Leasing Services","One","Business and Financial Operations","$100,000 - $249,999","I make most of the decisions","Very good",20160826,20151224,20160826,49,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
14205,81661.657,25170.4203,20684.5099,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Refused",,,,,,,,,,,,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Somewhat important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Not available in local stores","Convenience",,,"Convenience",,"Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Poor",20160920,20151216,20150711,72,"65-74","60+","Some college, no degree","Some college","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"White","Hispanic"
14207,114937.361,35749.4215,36161.3667,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Moderate impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","Yes","Yes","Yes","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Yes","Yes","Refused","Refused","Refused","Refused",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1800,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Sometimes worried","High school degree or GED","High school degree or GED","Animal Production","One","Farming, Forestry, and Fishing","$500,000 - $999,999","I make most of the decisions","Good",20160909,20160304,20160909,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Widowed","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,1,"Working - self-employed",1,"White","White"
14213,191657.813,59590.8872,19011.7069,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Severe impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",970,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","Yes","No","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Better price","Better price",,"Convenience","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member makes most of the decisions","Good",20160920,20160222,20150702,33,"25-34","30-44","Some college, no degree","Some college","Hispanic","Female","Yes",4,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,1,1,0,2,"Not working - other",1,"White","Hispanic"
14215,261071.512,80952.1996,34977.3529,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Refused","No","Probably Yes",,"Just getting by","About the same","Somewhat better off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,30,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","Refused","Credit card","Don’t know","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","No","No","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Good",20160907,20151223,20160831,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - looking for work",1,"Asian","Asian"
14218,52073.8188,15727.7294,5809.115,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Just getting by","Somewhat worse off","Much worse off","About average","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",425,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Some of the time","Never","Bachelor’s degree","No",,"No","Education",,,,,,,"Financial costs are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,,,,,,,,,,,,52,"Very important","Not important","Not important","Not important","Very important","Yes","No",,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Refused","No","No","Yes",,"$25,000 to $39,999","More than your income","Yes","Yes","No","Refused","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Not available in local stores",,,,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","Yes","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","Refused","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Regularly worried","Never worried","Sometimes worried","Sometimes worried","Less than High School degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160907,20160221,20160907,54,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A mobile home","$15,000 to $19,999","Divorced","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,2,"Not working - disabled",1,"White","White"
14227,182311.24,57750.1211,52860.4652,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","No impact","No impact","Moderate impact","Minor impact","Homemaker","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","To earn money as a primary source of income",5,4,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",1960,"Yes","Yes","No","No","No","Yes","Credit card","Somewhat confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","Yes","No",,"No","Yes","No","No","No","No","No","No","No","No","Very good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Professional degree (e.g. MBA, MD, JD)","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,,,,,,"Substantial strain",,,"A little strain",,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Truck Transportation","One","Management","$5,000 - $9,999","I make most of the decisions","Very good",20160915,20151217,20160915,52,"45-54","45-59","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",6,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",1,0,0,0,5,"Working - as a paid employee",1,"Asian","Asian"
14231,49256.3597,15035.6805,5070.3768,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No","Health","Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","No","No","No","No",,,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","Yes",5000,"Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Poor",20160923,20151219,20150709,53,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A mobile home","$15,000 to $19,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - disabled",1,"White","White"
14253,70708.633,22241.7471,22298.0147,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,50,"Not important","Not important","Not important","Very important","Not important","No","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Better price","Better price",,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160914,20160220,20160910,59,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",1,"White","White"
14258,102110.797,31410.9547,9042.1416,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","Yes","No","Definitely Yes",,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,895,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Some of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Fair",20160922,20151217,20160909,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,5,"Not working - looking for work",1,"White","White"
14259,80536.767,24902.1164,23045.4199,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Moderate impact","Moderate impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","No","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Refused","Yes","No","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"Moderate strain","Moderate strain",,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Machinery Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160913,20160514,20160913,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
14269,114214.414,35131.8252,38975.6604,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",350,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,52,"Not important","Very important","Very important","Very important","Not important","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160915,20151217,20160915,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - retired",1,"White","White"
14271,88743.8194,27352.3085,28727.7675,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Business/management",,,,,,,"Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No",,"Not available in local stores",,,"Convenience",,"Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Sometimes worried","Less than High School degree","High school degree or GED","Machinery Manufacturing","One","Management","$100,000 - $249,999","I make most of the decisions","Excellent",20160916,20160205,20160828,52,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
14273,147454.014,45487.6933,45968.1518,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",700,"No","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","Yes","Yes","No","No",,,"Convenience",,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Rail Transportation","One","Installation, Maintenance, and Repair","$5,000 - $9,999","I make most of the decisions","Good",20160904,20160106,20160828,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Living with partner","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
14288,134910.789,42894.0971,13771.548,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1968,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","Yes",,,,,,,,,,,"No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Better price","Better price","Better price","Better price",,,,"Better price",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Moderate strain",,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Personal Care Services","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Very good",20160920,20151224,20160915,47,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Divorced","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
14296,244415.02,77246.6263,92009.1026,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Probably No","No","Finding it difficult to get by","About the same","About the same","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","Yes","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Undeclared","About the same financial benefits and financial costs",,,,,,,,,,,,"Very important","Very important","Moderately important","Not important","Slightly important","Slightly important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Better price",,,"Better price","Convenience",,,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Rarely worried","Graduate degree","Graduate degree","Refused","One","Other (Please specify)","Refused","I make most of the decisions","Very good",20160919,20151224,20160827,21,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
14300,198563.021,61350.7553,20881.163,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",415,"Refused","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","Refused",,"Refused","Refused","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Refused","Refused",,,,,,"Refused",,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Some college but no degree","Less than High School degree","Educational Services","Two","Management","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160912,20151218,20160912,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$10,000 to $12,499","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
14311,186987.905,59691.7092,60371.3243,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Minor impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","No","No","Yes",,,,,,,,,"No",2700,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Very good",20160913,20151230,20160913,35,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,1,2,0,2,"Not working - other",1,"White","White"
14313,446096.095,147161.62,43627.3723,,"Re-interview","Yes","Yes","No","Yes","Yes","No","No",,"Yes","Yes","No","No","Yes","No","Probably No","Yes","Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","Refused","Yes","No","No","No","No","No","No",,"Moderate impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Education","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,"Moderately important","Moderately important","Slightly important","Slightly important","Slightly important","Slightly important","Moderately important","Refused",,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Associate degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160920,20160109,20150702,24,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","No",3,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Not working - looking for work",1,"White","Hispanic"
14324,240160.703,77833.6786,76715.3154,,"Re-interview","Yes","No","No","No","Yes","No","No",,"No","No","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",4,1,"About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","No","No","No","No","No","No","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",2532,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No",,"Better price",,"Better price",,"Convenience","Convenience",,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes",,"No","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",800,"Yes","Refused","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Miscellaneous Store Retailers","Two","Retail Sales","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160920,20151217,20160902,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,1,0,0,3,"Working - as a paid employee",1,"Black/African-American","Black"
14326,114970.677,36219.6211,39137.1639,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,"Yes","Health",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No","Very important","Slightly important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","Yes","No","No",,,"Better price","Convenience","Convenience","Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$1,000,000 or more","Another household member and I share in the decisions","Very good",20161006,20160206,20150703,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
14331,123216.203,37967.8967,38819.1255,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Specialty Trade Contractors","One","Installation, Maintenance, and Repair","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160910,20151224,20160827,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,1,2,"Working - as a paid employee",1,"White","White"
14333,66731.5998,20489.008,22090.7325,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",3,"Refused","About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Once","Bachelor’s degree","No",,"Yes","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","No advice from person","No advice from person","Slightly important","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"No","Refused","No","No",,"No","Yes","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Not available in local stores",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Administrative and Support Services","One","Business and Financial Operations","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20151011,20160212,20150821,51,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
14362,121451.355,39175.6252,39798.0159,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","Minor impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2012,"No","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,1100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No","Very important","Not important","Moderately important","Moderately important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","Yes","Yes",,,,,"Not available in local stores","Not available in local stores",,"Convenience","Not available in local stores","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Graduate degree","Machinery Manufacturing","One","Architecture and Engineering","$250,000 - $499,999","I make most of the decisions","Excellent",20160910,20160103,20160827,28,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$75,000 to $84,999","Never married","Metro","Midwest","West-North Central","Rented for cash","ia",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
14364,116880.856,36057.3599,12468.3171,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","Yes","Definitely No","Yes","Finding it difficult to get by","Much worse off","Somewhat worse off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","Yes","No",,,"No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Rarely worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160918,20160122,20160918,38,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","No",2,"A mobile home","$20,000 to $24,999","Separated","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - disabled",1,"White","White"
14372,58684.2591,17846.696,16404.4749,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","No","No","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","Yes","No","No","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Definitely Yes","Yes","No","No","No","No","No",1100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"Yes","No","No",,"Yes","No","No","No","No","No","No","No","No","No","Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"Yes","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Moderately important","Slightly important","Moderately important","Slightly important","Not important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price",,"Better price",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","High school degree or GED","Architectural, Engineering, and Related Services","One","Architecture and Engineering","$75,000 - $99,999","Another household member and I share in the decisions","Excellent",20160910,20151230,20160826,36,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",7,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,5,0,2,"Working - as a paid employee",0,"White","White"
14376,298173.614,93106.8397,30723.5069,,"Re-interview","No","No","No","Yes","Yes","No","No",,"No","Yes","Yes","No","Yes","No","Definitely No","Yes","Finding it difficult to get by","About the same","Much worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","Don’t know","Don’t know","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","Minor impact","Minor impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,"Don’t know","Yes","Yes","Yes","Don’t know","Don’t know","Yes","No",,"Expected that they would not be willing to fix","Probably No",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Bachelor’s degree","No",,"Yes","Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","Not important","Very important","Not important","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No",,"Moderate strain",,,,,,,"Moderate strain",,,"Sometimes worried","Rarely worried","Sometimes worried","Sometimes worried","High school degree or GED","Some college but no degree","Amusement, Gambling, and Recreation Industries","One","Food Preparation and Serving","Under $5,000","Another household member and I share in the decisions","Good",20160915,20160114,20160909,24,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","No",3,"A one-family house attached to one or more houses","$30,000 to $34,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
14379,60484.406,18619.4268,6626.8764,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",250,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","Yes","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20161011,20151216,20160827,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",1,"White","White"
14387,81209.4377,24903.0213,9551.2299,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1994,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,211,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Health","Refused","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Fair",20160916,20151218,20160916,71,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","Northeast","New England","Rented for cash","ri",0,0,0,0,1,"Not working - retired",1,"White","White"
14391,120631.044,37880.3968,38299.9522,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1875,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Graduate degree","Executive, Legislative, and Other General Government Support","One","Business and Financial Operations","$500,000 - $999,999","I make most of the decisions","Very good",20160910,20151217,20160910,55,"55-64","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
14408,390652.678,125363.908,40467.172,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.","Refused","Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,"Refused",,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","Yes","No","Refused","Refused","Refused",,,,,"Refused",,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Fair",20160921,20151218,20160910,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Non-Metro","South","East-South Central","Rented for cash","ky",0,0,0,0,1,"Not working - disabled",1,"Black/African-American","Black"
14421,349177.785,115031.634,112903.32,,"Re-interview","Yes","No","No","Yes","Yes","No","No",,"Yes","Yes","No","No","No","No","Probably No","Yes","Just getting by","Somewhat better off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","No","Don’t know","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Minor impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","Yes","Yes",,"No","No","No","No","No","No","No","No","No","Yes","Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Engineering","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","Refused",,,,,,,,,,,,,"Refused",,,,,,,"Refused",,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes",,"No","No","No","No","No","No","No","No","No","Yes","I cannot pay some bills or will only make a partial payment on them",,"Refused","Refused","Refused","Refused","Refused","Refused","No",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Refused","Refused","Refused","Refused","Less than High School degree","Some college but no degree","Sporting Goods, Hobby, Book, and Music Stores","One","Installation, Maintenance, and Repair","Under $5,000","Another household member makes most of the decisions","Very good",20151005,20160309,20160827,27,"25-34","18-29","Some college, no degree","Some college","Hispanic","Male","No",5,"A building with 2 or more apartments","$40,000 to $49,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,5,"Working - as a paid employee",1,"White","Hispanic"
14423,65348.4783,20227.2152,16597.0803,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",330,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No","Vocational/technical training","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Convenience",,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Refused","One","Transportation and Material Moving","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20151002,20151217,20160806,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
14430,113765.095,35659.9738,12318.7177,,"Re-interview","No","No","No","No","Yes","No","No",,"Yes","No","Yes","No","Yes","No","Probably Yes",,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","No","No","No","No","No","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Some of the time","Some of the time","Associate degree","Yes","Bachelor’s degree",,"Education",,,,,,,"About the same financial benefits and financial costs","Yes","No","Yes","Yes","No","Moderately important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",64000,0,400,64400,"No",0,"No","No",,"No","Yes","Yes","No","No","Still enrolled in the program",,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No",,"Better price",,"Better price","Better price",,,,,"Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Rarely worried","Certificate or technical degree","Certificate or technical degree","Educational Services","Two","Teacher, except college and university","Under $5,000","I make most of the decisions","Very good",20160915,20160222,20160903,31,"25-34","30-44","Associate degree","Some college","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Working - self-employed",0,"2+ Races","Hispanic"
14450,53680.4979,16201.0682,14405.3675,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",10,3,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No","No",,,,,,,,,"No",1645,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Most or all of the time","Never","Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","Yes","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","Yes",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","Yes","No",,,,,,"Better price",,"Convenience",,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20160916,20160105,20160827,48,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Not working - disabled",1,"White","White"
14454,87788.278,27634.9071,10286.5461,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Don’t know","No","No","No","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","Moderate impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,5,"About the same","Somewhat","Somewhat","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","No","No","No","Yes",,,,,,,,,"No",288,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Associate degree","No",,"No","Health",,,,,,,"Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Not important","Very important","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","No","No","Yes",355,"Yes","No","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Educational Services","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Very good",20160915,20160219,20160915,72,"65-74","60+","Associate degree","Some college","Other, Non-Hispanic","Female","Yes",1,"A mobile home","$30,000 to $34,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",1,"American Indian or Alaska Native","Other"
14491,79258.4314,24348.6871,23872.3679,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Severe impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No",1725,"Yes","No","No","No","No","No","Cash","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","Excellent","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","Yes","Yes","No",,"Not available in local stores",,,"Convenience",,"Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Associate degree","Architectural, Engineering, and Related Services","One","Architecture and Engineering","$100,000 - $249,999","I make most of the decisions","Good",20160911,20151224,20160827,36,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",1,2,0,0,2,"Working - as a paid employee",1,"White","White"
14500,504695.212,159895.147,177028.89,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Refused",,,,,,,,,,,,"Yes","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No",1000,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","No",,"Yes","Some of the time","Some of the time","High school degree or GED","No",,"No","Health",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Convenience",,"Convenience",,,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Sometimes worried","High school degree or GED","Less than High School degree","Hospitals","Two","Health Technologist or Technician (such as paramedic, lab technician)","$5,000 - $9,999","I make most of the decisions","Fair",20160921,20151220,20150730,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - as a paid employee",1,"White","Hispanic"
14516,126945.442,39469.0621,35658.4267,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Paper check","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",6,2,"More","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","No","No","No","No","Yes","No","Yes, and I still own that home",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","Yes","None",,"Don’t know",,,,,,,300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","Yes","No","No",0,"Definitely Yes","Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","No",,"Convenience","Better price",,,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","No","No","Yes",3000,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Specialty Trade Contractors","One","Office and Administrative Support","$35,000 - $49,999","I make most of the decisions","Very good",20160921,20160110,20150714,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Separated","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",1,"White","Hispanic"
14520,128650.721,39930.7151,38679.8488,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","Yes","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","Moderate impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Not available in local stores","Other reason","Convenience","Not available in local stores","Not available in local stores","Convenience",,,,"Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","Yes",12000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Miscellaneous Manufacturing","One","Management","$100,000 - $249,999","I make most of the decisions","Good",20160910,20151220,20160723,52,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
14539,458772.082,148080.831,156064.86,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","Much worse off","Much worse off","Pretty well off financially","Yes","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","Severe impact","Moderate impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,5,"Less","Refused","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"Yes","Health","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,"Slightly important","Not important","Slightly important","Slightly important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","No","Yes","No","Often varies quite a bit from one month to the next","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",4000,"No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","Moderate strain",,,,"Moderate strain","Moderate strain",,"Substantial strain",,,,"Never worried","Never worried","Rarely worried","Never worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160910,20160102,20160829,21,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,1,2,"Not working - looking for work",0,"White","White"
14547,251094.458,79010.8011,25328.3124,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"Moderate impact","No impact","No impact","No impact","Severe impact","Moderate impact","Not employed, but looking for a job","No","No","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",4,1,"More","Not at all","Not at all","Not at all","No","Yes","Yes","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2015,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Moderate difficulty",,"Probably Yes","Yes","No","No","No","No","Yes",850,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Debit card","Not confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","Yes","Yes",,"No","No","No","No","No","No","Yes","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","No","No",,"Better price","Better price","Better price","Better price",,"Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","Yes",500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No",,"Substantial strain",,,"Substantial strain",,,,,,,"Sometimes worried","Regularly worried","Sometimes worried","Never worried","Less than High School degree","Certificate or technical degree","Transportation Equipment Manufacturing","One","Other (Please specify)","Under $5,000","I make most of the decisions","Fair",20160905,20151218,20160827,35,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",5,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,2,1,2,"Working - as a paid employee",1,"White","Hispanic"
14551,151085.954,46534.1688,47741.6377,,"Re-interview","No","No","No","Yes","No","No","No",,"No","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1350,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Very good",20160826,20151216,20160826,43,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",1,"A one-family house attached to one or more houses","$40,000 to $49,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - disabled",1,"White","White"
14568,31115.019,9313.1986,2839.0658,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","Yes","Probably No","Yes","Finding it difficult to get by","Much worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Severe impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No","No","I [PPMARITins2] pay rent.",2001,"No","Yes","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Associate degree","Nursing and Residential Care Facilities","One","Personal Care and Service","Under $5,000","I make most of the decisions","Fair",20151001,20151223,20160912,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$7,500 to $9,999","Divorced","Non-Metro","Midwest","West-North Central","Rented for cash","ne",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
14576,243842.798,79699.172,84357.046,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","Moderate impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",530,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,"Moderately important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes",,,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Convenience",,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Refused","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",600,"No","Yes","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Regularly worried","Rarely worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Utilities","One","Sales Representative","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160911,20160109,20160723,25,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","me",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
14588,39664.1658,12114.5341,12557.6829,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","Moderate impact","No impact","Moderate impact","No impact","No impact","Employed full-time","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,1,"About the same","Very much","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1148,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Once","Never","Bachelor’s degree","No",,"Yes","Education",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No","Very important","No advice from person","Moderately important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Educational Services","One","Teacher, except college and university","Not sure","Another household member makes most of the decisions","Good",20161010,20160216,20160831,47,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Occupied without payment of cash rent","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
14591,88511.7006,27176.1648,27404.6253,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","No","No","No","Yes","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Severe impact","No impact","Minor impact","Minor impact",,,"Employed full-time","Yes","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","No","To earn extra money to help family members",20,5,"More","Not at all","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Engineering",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Not available in local stores","Not available in local stores","Better price","Better price","Not available in local stores","Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Some college but no degree","Don’t know","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20151005,20151218,20150727,44,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,2,2,"Not working - other",1,"White","White"
14592,82377.2473,25290.0341,23817.4783,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","It varied","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","To earn extra money to help family members",2,2,"Less","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Some of the time","Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","Not available in local stores",,,,"Not available in local stores",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Graduate degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160923,20151231,20150811,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,2,1,2,"Not working - other",1,"White","White"
14594,362818.157,114575.474,37599.8006,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1980,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely Yes","No","No","No","No","No","No",500,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160907,20151218,20160901,37,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","No",1,"A one-family house detached from any other house","$15,000 to $19,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Not working - disabled",1,"White","Hispanic"
14599,22297.7814,6650.4958,6272.0718,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","Yes","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No","Yes",,,,,,,,,"No",820,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Associate degree","No",,"No","Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Refused","No",,,,,,,,,,,,58,"Somewhat important","Very important","Somewhat important","Very important","Not important","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1800,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Educational Services","One","Teacher, except college and university","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20161007,20160102,20160828,60,"55-64","60+","Associate degree","Some college","2+ Races, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,3,"Working - as a paid employee",1,"2+ Races","Other"
14637,66495.7674,20078.1021,5702.5647,,"Re-interview","Yes","Yes","No","No","No","No","Yes",,"Yes","Yes","No","No","No","No","Probably No","Yes","Just getting by","Somewhat worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Paper check","No","No","No","No","Yes","Yes","Yes","Yes",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,"Very important","Very important","No advice from person","Very important","No advice from person","Moderately important","No advice from person","No advice from person","Yes","No","No","Yes","Yes","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,,"Better price",,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Moderate strain",,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Warehousing and Storage","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Fair",20160915,20160203,20160915,24,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Male","No",6,"A one-family house detached from any other house","Less than $5,000","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",2,0,0,0,4,"Working - as a paid employee",1,"2+ Races","Other"
14638,166832.446,52030.5344,16232.9542,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","About the same","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","Yes","No","No",,,,,,,,,"No",1350,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,"Yes",,,,,,,,,,,,,,"Slightly important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes",0,0,0,600,"No",70,"No","No",,"Yes","No","No","No","No","Still enrolled in the program","No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","Refused","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Moderate strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Certificate or technical degree","Personal Care Services","One","Personal Care and Service","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160907,20151219,20160907,33,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","nh",0,0,0,0,1,"Working - self-employed",1,"White","White"
14651,22147.357,6791.5272,2620.0037,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Refused","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","Refused","Refused","No","No","No","No","No","No","No","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","Yes",1000,"Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20151104,20160123,20160912,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Not working - retired",1,"White","White"
14653,202732.464,63265.3737,68473.3259,,"Re-interview","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Minor impact",,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members","Refused",10,"About the same","Does not apply","Does not apply","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","No",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Education","About the same financial benefits and financial costs","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Better price","Better price",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160908,20151223,20160901,57,"55-64","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$100,000 to $124,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,1,1,"Not working - disabled",1,"Black/African-American","Black"
14668,94199.9902,28964.6209,31175.0101,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","Yes",,"No impact","No impact","No impact","No impact","No impact","Moderate impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",750,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No",,"Better price",,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Rarely worried","High school degree or GED","High school degree or GED","Transportation Equipment Manufacturing","One","Installation, Maintenance, and Repair","$50,000 - $74,999","I make most of the decisions","Good",20160909,20151224,20160827,46,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
14671,216467.59,65369.4081,23737.0719,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","No","Disabled and not working",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,"No","Don't know","No","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160903,20151221,20160903,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","Less than $5,000","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,0,2,"Not working - disabled",1,"Black/African-American","Black"
14685,349053.895,111737.408,108966.788,,"Re-interview","Yes","Yes","Yes","Yes","Yes","No","No","All of the adult children living with me are not in school","No","Yes","Yes","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Yes","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",12,10,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Debit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Educational Services","Two","Other professional","$50,000 - $74,999","Another household member makes most of the decisions","Excellent",20160909,20160102,20160831,42,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",9,"A one-family house attached to one or more houses","$250,000 or more","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,1,0,8,"Working - as a paid employee",1,"Black/African-American","Black"
14690,140801.856,43752.9638,14625.5854,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",850,"Yes","No","No","No","No","Yes","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No",,"Better price",,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20161010,20151217,20160909,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",1,"Black/African-American","Black"
14693,96690.6722,30157.8812,30871.6137,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Check","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","Refused","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Not available in local stores","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Social Advocacy Organizations","One","Community and Social Services","Refused","I make most of the decisions","Good",20160915,20160207,20160915,42,"35-44","30-44","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,2,"Working - as a paid employee",1,"Black/African-American","Black"
14700,121809.098,37980.3959,29283.7638,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Food Services and Drinking Places","One","Management","$35,000 - $49,999","I make most of the decisions","Very good",20160910,20151220,20160827,60,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",1,"Asian","Asian"
14713,72578.1576,21562.7461,6919.4452,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No",,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","General Merchandise Stores","One","Retail Sales","Under $5,000","I make most of the decisions","Good",20160909,20151219,20160909,56,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$7,500 to $9,999","Living with partner","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
14715,108935.692,34076.8838,11318.5585,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Moderate impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1973,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Very important","Not important","Not important","Not important","Very important","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160915,20151216,20160829,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Not working - retired",1,"White","Hispanic"
14725,185085.444,58183.8656,51818.0753,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Very important","Somewhat important","Not important","Very important","Not important","Yes","No","Yes","Yes","No","No","Yes","Yes","No","No","No","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Better quality","Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2400,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Excellent",20160908,20160121,20160829,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",1,"White","Hispanic"
14736,127299.712,38897.317,14573.1291,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","[D10other]",0,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,57,"Not important","Not important","Not important","Not important","Somewhat important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Fair",20160920,20151219,20150707,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Widowed","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,1,"Not working - retired",1,"White","White"
14747,92525.2644,27920.9482,22179.4948,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,51,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No",,"Other reason",,,"Better price","Better price",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Poor",20160921,20151223,20150707,88,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Not working - retired",1,"White","White"
14755,213959.643,66728.2345,20818.4749,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",0,0,"Less","Very much","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",500,"Yes","Yes","No","Yes","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Fair",20160915,20160103,20160915,38,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,1,1,3,"Not working - other",1,"White","White"
14777,56791.4809,17227.9668,14234.4897,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",559,"Yes","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Fair",20160914,20151218,20160827,79,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,0,2,"Not working - retired",1,"White","White"
14790,482932.136,157375.917,174159.752,,"Re-interview","Yes","Yes","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Just getting by","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",921,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","Bachelor’s degree","Less than High School degree","Justice, Public Order, and Safety Activities","One","Protective Service","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160916,20151216,20160915,42,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Other, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,2,0,2,"Working - as a paid employee",1,"American Indian or Alaska Native","Other"
14794,76015.291,23106.8783,22902.9669,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",750,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",1300,0,0,1300,"No",79,"No","No",,"No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Not available in local stores",,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Nursing and Residential Care Facilities","One","Business and Financial Operations","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160916,20151222,20160902,46,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,1,1,3,"Working - as a paid employee",1,"White","White"
14796,96809.7597,29460.6607,28432.3564,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",450,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial costs are much larger","Yes","Yes","Yes","No","Yes","Slightly important","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",70000,0,0,70000,"No",210,"Yes","No",,"No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Better price",,"Convenience","Convenience","Better price","Better price","Better price",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Couriers and Messengers","One","Transportation and Material Moving","$10,000 - $24,999","I make most of the decisions","Very good",20160910,20151216,20160830,30,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,1,1,0,2,"Working - as a paid employee",1,"White","White"
14828,106759.664,34229.3223,35374.1431,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No","Yes",,,,,,,,,"No",636,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Associate degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes","No","No","No","Convenience","Convenience",,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","Yes","Yes","No","No","Yes",559,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Regularly worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Executive, Legislative, and Other General Government Support","One","Office and Administrative Support","Under $5,000","Another household member and I share in the decisions","Very good",20160913,20151218,20160911,44,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
14859,77497.1878,23563.231,7060.6991,,"Re-interview","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","Yes","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,795,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","No","Yes","No","No","No","No","No","Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No",,"No",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","Yes","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160908,20151217,20160908,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","West","Mountain","Rented for cash","az",0,0,0,0,2,"Not working - disabled",1,"White","White"
14869,114970.677,36219.6211,39137.1639,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Refused",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Not available in local stores","Convenience",,,,"Convenience","Convenience",,,"No","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20160929,20160102,20150712,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,1,3,"Not working - other",1,"White","White"
14886,655159.294,204422.113,222165.365,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","No","No","No","No","No",650,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","Less debt now",,"Some of the time","Most or all of the time","Certificate or technical degree","No",,"No","Health","Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No",,,"Better price","Better price",,"Better price",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Sometimes worried","Rarely worried","Sometimes worried","Sometimes worried","High school degree or GED","Don’t know","Social Assistance","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$50,000 - $74,999","I make most of the decisions","Fair",20160907,20151220,20160909,48,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,1,"Working - as a paid employee",1,"Black/African-American","Black"
14893,151196.096,47727.8835,53808.0801,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat worse off","Poor","No","No","No","No","Yes","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1997,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"It was easier for me to fix without their assistance","Probably Yes","Yes","No","No","No","No","No",700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Once","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","Yes","No","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Convenience",,"Convenience","Better price",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Poor",20160908,20160104,20160908,44,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Rented for cash","md",0,0,0,0,5,"Not working - disabled",1,"White","White"
14895,51190.127,15403.896,5962.8075,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","About the same","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No",,"Severe impact","No impact","Severe impact","No impact",,,"Employed part-time","No","No","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",40,100,"About the same","Very much","Very much","Very much","Yes","Yes","Yes","No","Refused","Refused","Refused","Refused","Refused","Refused","Yes","I [PPMARITins2] pay rent.",2009,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","No",,"Yes","Some of the time","Some of the time","Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial costs are much larger","No","No","No","No","Yes","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","Yes",500,"No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No",,"Substantial strain",,,,,"Substantial strain",,,,,"Never worried","Never worried","Never worried","Regularly worried","High school degree or GED","High school degree or GED","Construction of Buildings","Two","Other Sales","Under $5,000","Another household member and I share in the decisions","Good",20160827,20151217,20160827,30,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A building with 2 or more apartments","$10,000 to $12,499","Married","Metro","West","Mountain","Rented for cash","ut",0,2,0,0,2,"Working - self-employed",1,"White","White"
14902,99445.6736,30907.8763,32193.5896,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","Yes","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1996,"No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","High school degree or GED","General Merchandise Stores","One","Retail Sales","Under $5,000","Another household member makes most of the decisions","Very good",20160924,20151217,20160831,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$85,000 to $99,999","Married","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
14904,479743.463,156833.262,148594.346,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Moderate impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",3,2,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","Yes","No","Yes","No","I [PPMARITins2] pay rent.",2014,"Yes","No","No","Yes","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",2600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","Yes","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Convenience","Not available in local stores",,"Better price","Better price","Better price",,"Convenience",,"Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",400,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No",,,,,"A little strain",,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Associate degree","Bachelor’s degree","Religious Organizations","One","Other professional","$100,000 - $249,999","I make most of the decisions","Very good",20160909,20160122,20160909,42,"35-44","30-44","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$150,000 to $174,999","Married","Metro","West","Pacific","Rented for cash","wa",0,1,0,0,2,"Working - as a paid employee",1,"Asian","Asian"
14905,53987.6823,16602.0929,5427.1865,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","Yes","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","No","Yes","Yes","No","No","Yes","No","No","No","Yes, and I still own that home",,,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No",,,,"Probably No",,,,,,,320,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","Yes","Doctoral Degree",,"Physical sciences/math",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","Yes","Yes","No","No","No",0,"Definitely Yes","Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Educational Services","One","Teacher, college and university","$25,000 - $34,999","I make most of the decisions","Excellent",20160908,20151223,20160723,24,"18-24","18-29","Masters degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$15,000 to $19,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
14910,106654.554,34589.6601,28914.1861,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2400,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Master’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,56,"Not important","Somewhat important","Very important","Somewhat important","Very important","Yes","No",,"Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No",,,,,"Convenience","Convenience","Not available in local stores","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Rarely worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20160912,20160210,20160910,76,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$150,000 to $174,999","Widowed","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,1,"Not working - retired",1,"White","White"
14936,42242.959,12600.2617,12823.7822,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Certificate or technical degree","No",,"No","Vocational/technical training","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,52,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes",,"Not available in local stores",,,,,,,"Not available in local stores","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160907,20151218,20160907,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,1,"Not working - retired",1,"2+ Races","Other"
14941,88754.7617,27711.4782,24998.0365,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","Don’t know","Yes","Don’t know","Yes","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,"No",350,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Food Services and Drinking Places","One","Food Preparation and Serving","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160918,20160126,20160918,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,5,"Working - as a paid employee",1,"White","White"
14947,103336.421,32220.9298,35867.4121,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat worse off","About average","Yes","Yes","No","No","No","No","No","No","Yes","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"No","Yes","No","Yes","Don’t know","Don’t know","Don’t know","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,44,"Not important","Not important","Not important","Very important","Somewhat important","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Health and Personal Care Stores","Two","Retail Sales","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20161011,20160209,20160827,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
14955,55107.7487,17595.7203,16115.1608,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Pretty well off financially","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,65,"Somewhat important","Very important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Not available in local stores","Not available in local stores",,"Not available in local stores","Convenience",,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160913,20160228,20160913,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","nd",0,0,0,0,2,"Not working - retired",1,"White","White"
14968,42229.548,12855.1782,11644.7407,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",625,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,57,"Not important","Very important","Not important","Very important","Not important","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No",,,,"Not available in local stores",,,"Not available in local stores",,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",450,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","Two","Teacher, except college and university","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160903,20151227,20150803,57,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
14969,210552.663,68231.5686,68090.1881,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It exceeded changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","Moderate impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","Yes","Yes","Yes","A little difficulty",,"Probably No",,,,,,,625,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Refused",,,,,,,,,,,,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Associate degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","Moderately important","Moderately important","Moderately important","Moderately important","Very important","Very important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes",,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","Yes","No",,,,"Convenience","Convenience",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Utilities","One","Installation, Maintenance, and Repair","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160908,20151224,20160827,29,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","East-South Central","Rented for cash","ms",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
15005,286157.457,90056.5874,92438.0097,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","Much better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Severe impact","No impact","No impact","No impact","No impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",21,0,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","Yes","No","Yes",,,,,,,,,"No",2200,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Associate degree","No",,"Yes","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","Yes","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Not available in local stores",,"Better price","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Regularly worried","Sometimes worried","Never worried","Never worried","Certificate or technical degree","Some college but no degree","Utilities","One","Computer and Mathematical","$50,000 - $74,999","I make most of the decisions","Excellent",20160912,20160203,20160827,54,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$200,000 to $249,999","Married","Metro","West","Pacific","Rented for cash","ak",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
15028,145811.691,45780.9285,46543.5397,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.","Refused","No","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,"Refused",,,,,,,,,,,,,,,,,,,,,"Refused","No","No","No","No","No","Other","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Undeclared","Financial benefits are somewhat larger",,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Refused","Refused","Refused","Refused","Refused","Refused","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Some college but no degree","Hospitals","One","Health Technologist or Technician (such as paramedic, lab technician)","Refused","I make most of the decisions","Good",20160909,20160111,20160909,43,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
15055,35737.7892,10934.856,9204.3257,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","Yes","No","No","No","No",,,,,,,,,,,,62,"Somewhat important","Very important","Very important","Somewhat important","Very important","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No",,"Not available in local stores",,,,,"Convenience",,,"No","No","No","No","No","No","No","Refused","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",400,"No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Fair",20160907,20151223,20160828,67,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,0,0,2,"Not working - retired",1,"White","White"
15071,84898.7232,26642.1207,27390.518,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","Yes","Yes","No","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",786,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Health","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Convenience",,"Convenience",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Transportation Equipment Manufacturing","One","Management","Refused","Another household member and I share in the decisions","Good",20160924,20151219,20150703,33,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,1,0,0,2,"Working - as a paid employee",1,"White","White"
15086,163651.066,50232.4495,15004.6456,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much better off","About the same","About average","No","No","No","No","No","Yes","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Severe impact","Moderate impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Humanities","Financial benefits are much larger","No","No","No","No","No",,,,,,,"Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","No advice from person",,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","Some college but no degree","Some college but no degree","Social Assistance","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Excellent",20160921,20151217,20160827,23,"18-24","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,1,"Working - as a paid employee",1,"Black/African-American","Black"
15111,87257.4456,26891.3759,26377.3751,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Don’t know","Yes","Yes","Yes","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1650,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Associate degree","No",,"Yes","Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Moderately important","Not important","Slightly important","Slightly important","Moderately important","Very important","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,"Yes","No","Yes","No","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience",,"Better price","Better price","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Accommodation","One","Management","$100,000 - $249,999","I make most of the decisions","Fair",20140819,20160203,20140507,49,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
15112,59255.5793,18331.8057,15210.9903,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1150,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Once","Certificate or technical degree","No",,"No","Business/management","About the same financial benefits and financial costs","No","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Very important","Refused","Refused","Refused","Refused","Yes","Refused","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Refused","No","Yes","No","Yes","No","Yes","No",,,,"Better price",,"Convenience",,"Refused",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"Yes","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Good",20160915,20151217,20160902,64,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Not working - retired",1,"White","White"
15119,88654.9867,27235.3678,26702.5781,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Bachelor’s degree","No",,"No","Physical sciences/math",,,,,,,"Financial costs are somewhat larger","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","No","Yes","Yes","Yes","No",,,"Convenience","Convenience",,"Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Specialty Trade Contractors","One","Management","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160908,20151222,20160908,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",2,0,0,0,2,"Working - as a paid employee",1,"White","White"
15126,211845.255,66439.3045,69952.6554,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Not available in local stores",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","U.S. Air Force","One","Armed Services","Under $5,000","I make most of the decisions","Excellent",20160904,20151218,20160904,39,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,2,2,"Working - as a paid employee",1,"White","White"
15127,71192.3383,21996.5616,7486.6851,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,740,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","Refused",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,70,"Somewhat important","Refused","Refused","Refused","Refused","Yes","Yes",,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$5,000 to $14,999","More than your income","No","No","No","Yes","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",500,"No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Good",20161002,20160123,20160901,83,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$12,500 to $14,999","Widowed","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,2,"Not working - retired",1,"White","White"
15128,61491.3709,18745.2676,6961.1452,,"Re-interview","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","Probably No","Yes","Finding it difficult to get by","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2008,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","No","Yes","No","No","Yes",700,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","No","No",,"No","No","No","No","No","No","Yes","No","No","No","Poor","Yes","Yes","About the same",,"Some of the time","Some of the time","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial costs are somewhat larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",170000,0,0,170000,"No",0,"Yes","No",,"No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","Yes","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160920,20151216,20150704,54,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Divorced","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,1,"Not working - other",1,"Black/African-American","Black"
15142,131456.992,41227.7874,43407.9379,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Once","Once","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","One","Architecture and Engineering","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160908,20151217,20160908,39,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,2,1,"Working - as a paid employee",1,"White","White"
15164,86535.6805,26569.458,26792.8182,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Don’t know","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"Yes","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,625,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Certificate or technical degree","No",,"No","Health","About the same financial benefits and financial costs","Yes","Yes","Yes","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",15000,0,5500,20500,"No",109,"No","No",,"Yes","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","High school degree or GED","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160909,20160216,20160909,39,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,1,1,2,"Working - as a paid employee",1,"White","White"
15166,25451.2502,7665.8651,3194.49,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","No","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"It was easier for me to fix without their assistance","Probably No",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,66,"Not important","Very important","Somewhat important","Not important","Somewhat important","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","No","No",,"Not available in local stores","Better price","Better price","Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Very good",20160908,20160208,20160908,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$30,000 to $34,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Not working - retired",1,"White","White"
15203,126814.361,39280.9647,34748.4828,,"Re-interview","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",1010,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",22000,0,0,22000,"No",210,"No","No",,"No","Yes","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","No","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","High school degree or GED","Oil and Gas Extraction","One","Installation, Maintenance, and Repair","Under $5,000","I make most of the decisions","Very good",20160903,20160303,20160903,44,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,1,3,"Working - as a paid employee",1,"White","Hispanic"
15208,27369.638,8365.48,6636.5931,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","Moderate impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No",1250,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Master’s degree","No",,"No","Other (Please specify):",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","No","Yes","No","No",,,"Better price","Better price","Not available in local stores",,"Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20151008,20160311,20150810,64,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Living with partner","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Not working - looking for work",1,"White","White"
15237,126337.625,39042.1952,43078.1508,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Doing okay","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Substantial difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","Refused",550,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Very important","Moderately important","Moderately important","Not important","No advice from person","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience","Better price","Better price","Better price","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",280,"No","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Social Assistance","Two","Other (Please specify)","$10,000 - $24,999","I make most of the decisions","Very good",20160924,20160210,20150707,24,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
15248,38505.3409,11730.4512,9386.8299,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1966,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Somewhat important","Very important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Associate degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Fair",20161007,20151219,20160914,82,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,2,"Not working - retired",1,"White","White"
15257,175101.607,56084.1971,17678.7898,,"Re-interview","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","Yes","Yes","No","No","No","No","Deposit onto a reloadable prepaid card","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,425,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Prepaid card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Refused","One","Refused","Under $5,000","I make most of the decisions","Good",20160912,20151219,20160826,32,"25-34","30-44","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$5,000 to $7,499","Never married","Metro","Midwest","East-North Central","Rented for cash","oh",0,1,1,0,1,"Working - as a paid employee",0,"White","White"
15266,60208.9425,18525.0449,6480.7115,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","Yes","No","Probably Yes",,"Just getting by","Somewhat worse off","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","Severe impact","Moderate impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1962,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Somewhat important","Not important","Very important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","Yes","No","Convenience","Convenience","Convenience",,"Convenience",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","Moderate strain",,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160923,20160218,20160828,73,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,4,"Not working - retired",1,"White","White"
15291,34032.1005,10370.0443,3286.3568,,"Re-interview","Yes","No","No","No","Yes","No","No",,"Yes","No","Yes","No","No","No","Probably No","Yes","Finding it difficult to get by","About the same","Much better off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","Minor impact","Moderate impact","No impact",,,,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",20,50,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Associate degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160929,20151218,20160903,50,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$10,000 to $12,499","Separated","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,3,"Not working - looking for work",1,"White","White"
15292,187792.421,60758.7232,22020.1531,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1970,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,57,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Convenience","Convenience",,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20161014,20151222,20150703,72,"65-74","60+","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,2,"Not working - retired",1,"White","White"
15299,308022.607,96608.7126,110775.539,,"Re-interview","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","Yes","Definitely Yes",,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No","No",,,,,,,,,"Refused",525,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","No","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No",,"Convenience",,,,,"Better price",,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",4700,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160911,20151227,20160911,43,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,2,0,3,"Not working - other",1,"White","White"
15309,70363.1533,21760.9439,20280.8111,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,10,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"Yes",1075,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Associate degree","No",,"No","Other (Please specify):",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","Yes","No",,,,"Better price","Not available in local stores",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,,,,,"A little strain",,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","One","Office and Administrative Support","$50,000 - $74,999","Another household member and I share in the decisions","Fair",20160908,20160105,20160829,42,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
15310,76782.9252,23325.7173,21834.9791,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2150,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","Yes","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","Yes","No","No","No",,,"Better price",,,"Better price",,,,"Yes","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Food Services and Drinking Places","One","Management","$250,000 - $499,999","I make most of the decisions","Very good",20160907,20151217,20160907,46,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
15388,78241.9748,23677.9273,22753.2139,,"Re-interview","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Paper check","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","A little difficulty",,"Probably Yes","Yes","Refused","Yes","Yes","Refused","Refused",1500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Never","Master’s degree","No",,"No","Health",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",2700,0,3900,6600,"No",277,"No","No",,"No","No","No","No","Yes","Yes",,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No",,"Convenience",,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Moderate strain",,"Rarely worried","Never worried","Never worried","Rarely worried","High school degree or GED","Bachelor’s degree","Social Assistance","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160910,20151218,20160910,57,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
15397,165452.777,52647.1775,53270.1021,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"No","Yes","Yes","Yes","Yes","Yes","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1818,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Associate degree","No",,"No","Vocational/technical training",,,,,,,"Financial costs are somewhat larger","Yes","Yes","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",21500,0,24520,46020,"No",758,"No","No",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Convenience","Convenience",,,,"Better price",,,,"Yes","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","Less than High School degree","Construction of Buildings","One","Management","$250,000 - $499,999","I make most of the decisions","Very good",20160908,20151223,20160909,48,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
15404,21866.2363,6604.9155,2940.5004,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",525,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,"No","Humanities",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Somewhat important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$5,000 to $14,999","More than your income","No","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No",,,,,,"Better price",,"Convenience",,"No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Yes","Refused","Refused","Refused","Refused","Refused","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160915,20160111,20160828,72,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",1,"White","White"
15411,75471.5833,23530.2115,22592.3337,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","Certificate or technical degree","No",,"No","Law","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","No","No","Yes","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Not available in local stores","Better price",,"Better price","Other reason","Better price",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","U.S. Air Force","One","Armed Services","Under $5,000","I make most of the decisions","Very good",20160917,20160206,20150709,39,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,2,0,2,"Working - as a paid employee",1,"White","White"
15422,125695.215,40183.6958,37704.5376,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","Minor impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Business/management",,,,,,,"Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Refused","No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Not important","Not important","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","One","Other professional","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160907,20160206,20160907,66,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$250,000 or more","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
15433,197651.784,63617.6548,62373.4625,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",60,2,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1970,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Slightly important","Not important","Not important","Not important","Not important","Not important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",12000,0,0,12000,"No",120,"No","No",,"No","No","Yes","No","No","Yes","No",,,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Better price","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Certificate or technical degree","Some college but no degree","Computer Systems Design and Related Services","One","Architecture and Engineering","Under $5,000","I make most of the decisions","Very good",20160911,20151218,20160828,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
15458,26131.3019,7977.9525,6614.8343,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1981,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","Yes",,"Refused","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","One","Business and Financial Operations","$5,000 - $9,999","I make most of the decisions","Very good",20140919,20160601,20140513,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - self-employed",1,"White","White"
15460,104974.944,31755.0716,30692.6589,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Paper check","No","No","Yes","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",1450,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Other (Please specify):","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No",,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Not available in local stores","Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Graduate degree","Graduate degree","Other Professional, Scientific, and Technical Services","One","Other professional","$100,000 - $249,999","I make most of the decisions","Good",20161010,20160228,20160828,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
15461,15745.6192,4629.3873,5010.968,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1969,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Education",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Somewhat important","Very important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","Less than High School degree","Graduate degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160915,20151217,20160915,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,3,"Not working - retired",1,"2+ Races","Other"
15485,397021.916,128804.863,145630.461,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","Yes","No","No","Yes","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",3,1,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1062,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","More than your income","No","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Business, Professional, Labor, Political, and Similar Organizations","One","Management","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160902,20151218,20160828,58,"55-64","45-59","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
15489,268456.953,84179.423,28454.7659,,"Re-interview","No","Yes","No","Yes","No","No","No",,"Yes","Yes","No","Yes","No","No","Probably No","Yes","Just getting by","Somewhat worse off","Somewhat worse off","It varied","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Paper check","No","No","No","No","Yes","Yes","Yes","No",,"Moderate impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2002,"No","No","No","Yes","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","Refused","Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Business/management","Financial benefits are somewhat larger",,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",30000,0,0,30000,"No",0,"Yes","No",,"Yes","No","Yes","No","No","Still enrolled in the program",,"No",,,,,"No","No","No","Yes","No","No","No","Don’t know","Don’t know","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","No","Refused","Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","Yes","No","Yes","No",,"Convenience",,,,"Better price",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Substantial strain","Substantial strain","Substantial strain","Substantial strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Business, Professional, Labor, Political, and Similar Organizations","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Very good",20160909,20160206,20160909,30,"25-34","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Female","No",4,"A one-family house attached to one or more houses","$20,000 to $24,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,1,1,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
15501,50317.5421,15141.3939,14070.2199,,"Re-interview","No","No","No","Yes","Yes","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1175,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience","Other reason","Convenience","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Never worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Administration of Economic Programs","One","Computer and Mathematical","Under $5,000","I make most of the decisions","Good",20160908,20160121,20160722,46,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house attached to one or more houses","$85,000 to $99,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,5,"Working - as a paid employee",1,"White","White"
15504,199412.431,62751.6957,62206.503,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",2600,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,"No","Vocational/technical training","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Rail Transportation","One","Installation, Maintenance, and Repair","Under $5,000","Another household member makes most of the decisions","Good",20160905,20151219,20160828,43,"35-44","30-44","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,3,1,2,"Working - as a paid employee",1,"Black/African-American","Black"
15513,153495.306,49214.2661,43604.2843,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","Yes","No","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No",,,,"Probably Yes","Yes","No","Yes","Yes","No","No",3020,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","Doctoral Degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",2500,0,0,2500,"No",80,"No","No",,"No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience","Better price","Better price","Better price","Better price","Convenience","Convenience",,"No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Associate degree","Some college but no degree","Hospitals","One","Computer and Mathematical","$5,000 - $9,999","I make most of the decisions","Very good",20160906,20151221,20160827,33,"25-34","30-44","Professional or Doctorate degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Working - as a paid employee",1,"Asian","Asian"
15543,147352.74,45004.272,13904.113,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","Minor impact","No impact","No impact","Severe impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","To earn money as a primary source of income",16,5,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"I did not want to cause trouble with the landlord","Probably Yes","Yes","Yes","Yes","Yes","No","No",850,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No",,"Financial costs are much larger","Yes","Yes","No","Yes","Yes",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes",60000,0,0,65000,"No",0,"Yes","Yes",,"No","No","No","No","No","No","No",,,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes",,"Not available in local stores",,,"Convenience","Convenience","Other reason","Convenience","Convenience","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","Yes","Yes","No","Yes","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Regularly worried","Regularly worried","Sometimes worried","Sometimes worried","High school degree or GED","Certificate or technical degree","Food and Beverage Stores","One","Other (Please specify)","Under $5,000","Another household member makes most of the decisions","Good",20160930,20160220,20160827,27,"25-34","18-29","Some college, no degree","Some college","Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","Less than $5,000","Living with partner","Metro","West","Mountain","Rented for cash","nv",0,0,0,0,2,"Working - as a paid employee",1,"White","Hispanic"
15547,224432.976,72947.5375,87867.4958,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Doing okay","Somewhat better off","Much better off","About average","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","No","Yes","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","A little difficulty",,"Definitely No",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Engineering","Financial benefits are much larger",,,,,,,,,,,,"Very important","Slightly important","Very important","No advice from person","Not important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$15,000 to $24,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price",,"Convenience","Convenience","Not available in local stores","Not available in local stores","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160906,20151218,20160827,22,"18-24","18-29","Some college, no degree","Some college","2+ Races, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,4,"Not working - looking for work",0,"2+ Races","Other"
15550,72994.9399,22570.1696,20887.3425,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,5,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,61,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160907,20151218,20160828,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Not working - retired",1,"White","White"
15561,182856.734,55365.5293,52611.6451,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Refused","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1992,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Refused",,,,,,,"Refused",,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Refused","Refused","Refused","Refused","Refused","Refused","No",,,,"No",,,,,,,,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","Not available in local stores",,,,"Not available in local stores","Convenience","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Regularly worried","Bachelor’s degree","High school degree or GED","Not asked","Refused","Refused","Refused","I make most of the decisions","Refused",20160923,20151217,20150817,54,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
15573,164912.528,53936.5022,58061.1567,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Finding it difficult to get by","Somewhat better off","Somewhat better off","About average","No","No","No","Yes","No","No","Yes","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Physical sciences/math","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Very important","No advice from person","Moderately important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No",4000,0,0,4000,"Yes",60,"No","No",,"No","No","Yes","No","No","No",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Better price","Better price",,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","A little strain",,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Associate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Fair",20160907,20151223,20160907,26,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,3,"Not working - looking for work",1,"White","White"
15597,178494.176,57609.0306,58521.3384,,"Re-interview","Yes","Yes","No","Yes","No","No","No",,"Yes","Yes","No","Yes","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"Severe impact","No impact","No impact","No impact","Moderate impact","Moderate impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,1,"Less","Not at all","Not at all","Not at all","No","Yes","No","No","No","No","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","Refused",1000,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Education",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","No","Yes","Yes","Yes","No",,,"Not available in local stores","Better price",,"Better price","Not available in local stores","Convenience",,"No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","High school degree or GED","Bachelor’s degree","Administrative and Support Services","One","Office and Administrative Support","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20160909,20160331,20160909,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,2,0,0,4,"Working - as a paid employee",1,"Asian","Asian"
15608,434279.029,136030.334,154277.706,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Probably No","No","Living comfortably","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","No","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","Moderately important","Slightly important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Credit Intermediation and Related Activities","One","Business and Financial Operations","Not sure","Another household member makes most of the decisions","Very good",20161015,20160208,20150719,24,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","No",5,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,5,"Working - as a paid employee",1,"White","Hispanic"
15611,116095.87,35851.6481,12715.2072,,"Re-interview","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",2200,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","No","No","No","No","Yes",,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","Yes","Yes","No",,"Better price","Better price","Better price","Better price",,"Better price","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","Certificate or technical degree","High school degree or GED","Specialty Trade Contractors","One","Construction and Extraction","$25,000 - $34,999","I make most of the decisions","Very good",20160919,20160306,20160726,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",6,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,1,3,2,"Working - as a paid employee",1,"White","Hispanic"
15620,62282.6368,18703.4854,7952.2192,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","Yes","Yes","No","No","No","Cash","Don’t know","Yes","No","No","Yes","No","No","No","No","No","No","No",,"Yes","No","No",,"No","No","Yes","No","No","No","No","No","No","No","Fair","Yes","No",,"No","Once","Most or all of the time","Bachelor’s degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"No","Yes","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","Other reason","Other reason",,"Other reason",,,,,,"No","No","No","No","Refused","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Refused",20160920,20151217,20150805,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,1,"Not working - retired",1,"Black/African-American","Black"
15624,71396.2903,22480.6637,18146.3784,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Not important","Very important","Very important","Not important","Not important","Yes","Yes",,"Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No",,,,"Convenience",,"Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Some college but no degree","Utilities","One","Computer and Mathematical","$500,000 - $999,999","I make most of the decisions","Good",20161010,20151220,20150703,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
15625,146938.358,46261.7479,47210.0857,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1420,"Yes","Refused","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","Associate degree","Other Professional, Scientific, and Technical Services","One","Management","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160914,20151217,20160912,59,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
15655,77095.9469,23432.8798,8078.6329,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","No","No","No","Definitely Yes",,"Just getting by","Somewhat worse off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","Yes",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,639,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Sometimes worried","High school degree or GED","High school degree or GED","Monetary Authorities-Central Bank","Two","Business and Financial Operations","$250,000 - $499,999","I make most of the decisions","Excellent",20160916,20160203,20160916,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Divorced","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,2,"Working - as a paid employee",1,"Black/African-American","Black"
15692,109967.389,33982.0279,33692.4612,,"Re-interview","No","Yes","No","No","No","Yes","No",,"No","Yes","No","No","No","No","Definitely No","Yes","Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No",2000,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",37000,0,0,37000,"No",300,"No","No",,"No","No","Yes","No","No","Yes",,"No",,,,,"No","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160925,20151223,20160830,37,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",8,"A one-family house detached from any other house","$125,000 to $149,999","Separated","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,1,3,2,2,"Not working - other",1,"White","White"
15711,138790.169,42530.142,13309.1182,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Don’t know","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,"No","Don't know","Yes","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","Refused",,"No","No","No","No","No","No","Yes","Refused","No","Yes","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Truck Transportation","One","Transportation and Material Moving","Refused","I make most of the decisions","Good",20161006,20160206,20150703,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
15732,106009.648,32050.8174,27386.8834,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","Yes","No","No","Yes","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Paper check","No","No","No","No","No","No","No","No",,"No impact","Moderate impact","Minor impact","No impact","No impact","Minor impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,68,"Not important","Somewhat important","Not important","Somewhat important","Somewhat important","Yes","Yes","No","Yes","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Accommodation","One","Other (Please specify)","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20151002,20151230,20150704,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
15735,442336.894,143804.941,52011.4808,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Cash","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","Yes","Yes",,"No","No","No","No","Yes","No","No","No","No","No","Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","Yes","No","Yes",2000,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Refused","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Good",20160904,20151219,20160919,62,"55-64","60+","10th grade","Less than high school","White, Non-Hispanic","Female","Yes",1,"A mobile home","$12,500 to $14,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
15747,210299.193,67814.3484,20132.7631,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Doing okay","About the same","About the same","Pretty well off financially","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","To earn extra money to help family members",10,25,"About the same","Somewhat","Somewhat","Somewhat","No","No","Yes","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","Yes","Bachelor’s degree",,"Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No","Very important","Moderately important","Not important","Slightly important","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"Yes",0,"Yes","No",,"No","No","Yes","No","No","Yes",,,,,,,"No","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","Yes",,"$0 to $4,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,,,"Not available in local stores","Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Business, Professional, Labor, Political, and Similar Organizations","Two","Other (Please specify)","Not sure","Another household member makes most of the decisions","Excellent",20160908,20160115,20150706,27,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Male","No",5,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,5,"Working - as a paid employee",0,"White","White"
15764,49222.6868,14818.7147,5654.758,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","Minor impact","Severe impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","A little difficulty",,"Definitely Yes","Yes","No","Yes","No","Yes","No",1000,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Master’s degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",0,"Probably Yes","Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Specialty Trade Contractors","One","Management","$5,000 - $9,999","I make most of the decisions","Good",20160907,20160131,20160827,59,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
15795,133467.475,40675.561,42188.0473,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1990,"Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"It was easier for me to fix without their assistance","Probably No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No",,,,"Better price",,"Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","No","No","Yes",2000,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Miscellaneous Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","Under $5,000","I make most of the decisions","Very good",20160912,20151221,20160828,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Rented for cash","or",0,0,0,1,3,"Working - self-employed",1,"White","White"
15816,82953.9397,25302.7586,9558.3355,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","Yes","Don’t know","No","No","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Severe impact","No impact","Minor impact","Moderate impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Once","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Not available in local stores","Not available in local stores",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","No","No","Yes",6000,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Don’t know","Not asked","One","Other (Please specify)","$100,000 - $249,999","I make most of the decisions","Very good",20151013,20151217,20160827,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$35,000 to $39,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
15835,65557.1885,20015.6388,20693.2054,,"Re-interview","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",450,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Associate degree","No",,"No","Vocational/technical training",,,,,,,"Financial costs are much larger","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,"Yes","No","No","No","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Primary Metal Manufacturing","One","Management","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160917,20151221,20160917,48,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,2,0,2,"Working - as a paid employee",1,"White","White"
15865,84526.7502,26541.885,28893.2181,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Most or all of the time","Some of the time","Certificate or technical degree","No",,"Refused","Vocational/technical training","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","Yes","Yes","No",,"Better price","Better price",,"Better price","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Never worried","Some college but no degree","High school degree or GED","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","Another household member and I share in the decisions","Excellent",20160922,20160203,20160827,40,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,1,2,2,"Working - as a paid employee",1,"White","White"
15886,334178.217,110050.377,39517.7824,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Definitely No","No","Finding it difficult to get by","About the same","Somewhat better off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Severe impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1982,"No","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,970,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Very important","Somewhat important","Somewhat important","Very important","Very important","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","Yes",90,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Regularly worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160920,20160131,20160828,69,"65-74","60+","7th or 8th grade","Less than high school","Hispanic","Female","Yes",3,"A building with 2 or more apartments","$25,000 to $29,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,3,"Not working - retired",0,"White","Hispanic"
15894,73137.4996,22358.0342,18178.1054,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",954,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Never","Bachelor’s degree","No",,"No","Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","Convenience",,,,,"Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Never worried","Some college but no degree","Some college but no degree","Religious Organizations","One","Office and Administrative Support","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20151013,20160224,20150713,68,"65-74","60+","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,2,"Working - as a paid employee",1,"Black/African-American","Black"
15903,62289.4984,18995.7536,20121.8883,,"Re-interview","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",650,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Never","Master’s degree","No",,"No","Education",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",15000,0,0,15000,"No",650,"No","No",,"No","No","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$150,000 to $199,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Convenience","Convenience","Better price","Convenience","Better price","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Rarely worried","Bachelor’s degree","Some college but no degree","Educational Services","One","Teacher, except college and university","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160910,20151221,20160829,48,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,1,3,"Working - as a paid employee",1,"White","White"
15910,46014.7469,13900.5504,14494.2125,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No",,"Not available in local stores","Convenience",,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Educational Services","Two","Teacher, except college and university","$250,000 - $499,999","Another household member and I share in the decisions","Fair",20160930,20160221,20160910,57,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
15922,37850.2682,11553.3357,11310.3877,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",5,5,"About the same","Somewhat","Not at all","Does not apply","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","Refused","Refused",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No","Yes","Yes","No","No",0,"Probably Yes","Not comfortable","Yes, both",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Moderate strain",,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Bachelor’s degree","Business, Professional, Labor, Political, and Similar Organizations","One","Other professional","$10,000 - $24,999","Another household member and I share in the decisions","Excellent",20160913,20160208,20160913,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
15965,554771.827,180941.868,222165.365,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Definitely No","Yes","Finding it difficult to get by","Much worse off","Much worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"No impact","No impact","No impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","To acquire new job-related skills","Refused","Refused","More","Refused","Not at all","Not at all","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Financial benefits are much larger","Yes","No","No","Yes","Refused",,,,,,,"Very important","Slightly important","Not important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No",0,0,0,0,"No","Refused","Yes","No",,"No","No","No","No","No","Yes",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","No","Refused","Refused","Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","Yes","No",,,"No","No","No","No","No","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Excellent",20160909,20160121,20160918,20,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$175,000 to $199,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,1,3,"Not working - looking for work",1,"White","White"
15966,133861.147,41485.078,34874.1523,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"Yes","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Refused","One","Office and Administrative Support","$100,000 - $249,999","I make most of the decisions","Good",20160920,20151223,20150708,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","No",1,"A building with 2 or more apartments","$75,000 to $84,999","Divorced","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
16010,592649.154,195868.4,72001.1608,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,10,"About the same","Does not apply","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2008,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,125,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,66,"Somewhat important","Very important","Somewhat important","Very important","Somewhat important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Convenience","Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Regularly worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20160922,20151223,20150925,67,"65-74","60+","7th or 8th grade","Less than high school","Hispanic","Female","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Widowed","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,1,"Not working - retired",1,"White","Hispanic"
16022,56151.618,17496.0089,16309.8981,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",344,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,51,"Not important","Very important","Not important","Very important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160917,20151220,20160827,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,2,"Not working - retired",1,"White","White"
16025,398088.357,122165.919,34774.423,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Refused","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Refused","No",,"No","Some of the time","Once","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","Yes",850,"No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No",,"A little strain",,"A little strain",,,,,,,,"Regularly worried","Regularly worried","Never worried","Regularly worried","Don’t know","Less than High School degree","Not asked","Two","Other (Please specify)","$25,000 - $34,999","I make most of the decisions","Fair",20160915,20160218,20160911,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
16028,113754.398,34957.3928,36264.6474,,"Re-interview","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20160912,20151220,20160827,49,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,2,2,"Not working - other",1,"White","White"
16067,74907.9806,22750.7763,22613.5186,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Severe impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Convenience",,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Food Services and Drinking Places","One","Food Preparation and Serving","$250,000 - $499,999","I make most of the decisions","Good",20160908,20151230,20160826,57,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16068,175884.331,54617.2834,48163.6417,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,61,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Refused",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Very good",20160919,20151217,20160919,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"White","Hispanic"
16070,69114.5671,21092.3372,17099.6982,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","About the same","Much better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Not available in local stores",,,,"Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160927,20151223,20160723,68,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",1,"White","White"
16088,172210.04,55019.8802,48756.2938,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",30,1,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No",,,,"Better price",,"Not available in local stores",,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Educational Services","One","Teacher, except college and university","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160827,20160207,20160907,66,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16090,141787.23,43265.9221,13795.2468,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Refused","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Associate degree","No",,"No","Health",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"Refused","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","No","Yes",500,"No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Certificate or technical degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160916,20151222,20160916,51,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - other",1,"White","White"
16099,90727.9071,27651.1137,27662.5452,,"Re-interview","Yes","No","No","No","Yes","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","Yes","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No",,,,"Not available in local stores","Better price","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Educational Services","One","Teacher, except college and university","$25,000 - $34,999","Another household member and I share in the decisions",,,20151212,20120704,57,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$100,000 to $124,999","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
16100,207462.196,64606.6842,65339.5502,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Once","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","High school degree or GED","Heavy and Civil Engineering Construction","One","Precision Production (such as machinist, welder, baker, printer, tailor)","Under $5,000","I make most of the decisions","Very good",20160907,20151231,20160827,44,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16102,59889.4013,18305.0863,14521.9892,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1969,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Refused",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Excellent",20160923,20160220,20160901,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",1,"White","White"
16110,103916.643,32338.8873,29425.3191,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat worse off","Somewhat better off","Pretty well off financially","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1964,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,54,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3785,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160915,20151230,20160909,80,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,2,0,0,3,"Not working - retired",1,"White","White"
16124,74207.6466,22662.703,21939.4211,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Once","Bachelor’s degree","No",,"No","Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Better price","Better price",,,"Better price","Better price",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",250,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Regularly worried","Sometimes worried","Never worried","Sometimes worried","Less than High School degree","Less than High School degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160914,20151217,20160914,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A building with 2 or more apartments","$75,000 to $84,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ri",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16130,60096.9673,18308.2275,14650.4354,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","To maintain existing job-related skills",48,10,"About the same","Does not apply","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",480,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,,,,,,,,,,,,76,"Not important","Not important","Not important","Not important","Very important","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Refused","Yes","Yes",,,,,"Convenience","Convenience",,"Convenience","Not available in local stores","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,"None",,,,,,,,,,"Never worried","Never worried","Never worried","Regularly worried","High school degree or GED","Less than High School degree","Educational Services","One","Teacher, except college and university","$100,000 - $249,999","Another household member and I share in the decisions","Good",20151005,20151217,20150803,78,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16131,237788.087,75249.5801,69893.2037,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2300,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Life sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Refused","Yes","Yes","No","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","Yes","Yes","Yes","No","No","No","Convenience",,"Convenience","Convenience","Convenience","Better price",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Rarely worried","Graduate degree","Graduate degree","Scientific Research and Development Services","One","Life, Physical, and Social Sciences","$50,000 - $74,999","I make most of the decisions","Very good",20160916,20151224,20160827,37,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",1,1,1,0,2,"Working - as a paid employee",1,"Asian","Asian"
16141,151345.968,44902.6685,16558.5193,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Undeclared",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Refused","Yes","Refused","Refused","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price","Better price","Better price",,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20160921,20151219,20150714,45,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",1,"A building with 2 or more apartments","$25,000 to $29,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",1,"Asian","Asian"
16148,266678.723,84965.1093,114989.728,,"Re-interview","No","No","No","Yes","No","Yes","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Doing okay","Somewhat better off","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Don’t know","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,"No","Business/management",,,,,,,,,,,,,"Moderately important","Not important","Not important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","Yes","No","No","Yes","Yes","Yes","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No",,,,,,,"No","No","No","Yes","No","No","No","Don’t know","Probably No","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Accommodation","One","Management","$50,000 - $74,999","Another household member makes most of the decisions","Good",20160921,20151224,20160828,25,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","Midwest","East-North Central","Occupied without payment of cash rent","wi",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
16150,135942.053,42387.5657,47184.6186,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1107,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","Yes","No","Convenience","Convenience","Convenience",,,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Plastics and Rubber Products Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$100,000 - $249,999","Another household member and I share in the decisions","Fair",20160914,20160306,20160827,49,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16156,123155.418,38555.1062,36959.5673,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Master’s degree","No",,"No","Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",100000,0,50000,150000,"No",1200,"No","No",,"No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Educational Services","One","Teacher, except college and university","Not sure","Another household member makes most of the decisions","Good",20160906,20151218,20160906,52,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16158,306862.764,96646.4277,124553.773,,"Re-interview","Yes","Yes","No","Yes","No","No","No",,"Yes","Yes","No","No","Yes","No","Probably No","Yes","Just getting by","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","Yes","Yes","No",,"Minor impact","Moderate impact","Minor impact","Minor impact","Minor impact","Minor impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,"Moderately important","Not important","Moderately important","Not important","Moderately important","Moderately important","Not important","No advice from person","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes",,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Better quality","Better price","Better price","Better price","Better price",,"Better price",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","Yes","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No",,"A little strain",,,,,,,"A little strain",,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Mining (except Oil and Gas)","One","Other Sales","Under $5,000","Another household member and I share in the decisions","Fair",20160902,20151216,20160723,27,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Male","No",5,"A one-family house attached to one or more houses","$40,000 to $49,999","Married","Metro","Midwest","West-North Central","Rented for cash","ks",0,0,1,0,4,"Working - as a paid employee",1,"2+ Races","Other"
16168,118558.924,36963.6133,32360.195,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","Much better off","Much better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Refused","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1127,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Education","Financial benefits are much larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",2750,0,0,2750,"No",114,"No","No",,"No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Very important","Not important","Yes","No","No","No","Yes","Yes","Refused","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Not available in local stores",,,,"Convenience",,,,"No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160903,20151229,20160903,75,"75+","60+","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Not working - retired",1,"Black/African-American","Black"
16176,165475.269,52776.8174,52437.7965,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","No","Yes","No","Paper check","No","Yes","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","Severe impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",36,10,"About the same","Somewhat","Somewhat","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No",1200,"Yes","No","No","No","No","No","Cash","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Master’s degree","No",,"No","Health",,,,,,,"Financial costs are much larger","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",164000,0,0,164000,"No",600,"No","No",,"No","No","Yes","No","Yes","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience",,"Convenience","Better price","Better price","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Associate degree","Some college but no degree","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$35,000 - $49,999","I make most of the decisions","Very good",20161019,20160125,20150802,38,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,2,0,0,2,"Working - as a paid employee",1,"White","White"
16186,133327.97,41199.6356,36008.8327,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","Yes",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,52,"Not important","Not important","Not important","Not important","Not important","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",300,"Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Substantial strain",,"Substantial strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160912,20151224,20160912,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","West-South Central","Occupied without payment of cash rent","la",0,0,0,0,2,"Not working - retired",1,"White","White"
16190,67984.3512,21013.0076,18866.1189,,"Re-interview","Yes","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",820,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","No",,"Convenience",,,"Convenience",,"Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Transportation Equipment Manufacturing","One","Management","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160929,20160106,20150719,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
16195,113794.646,35163.6489,30733.3289,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","Yes","No","No","Yes","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Definitely Yes","Yes","No","Yes","No","No","No",1800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","Yes","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No",,"Convenience","Convenience",,,"Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Real Estate","One","Personal Care and Service","Under $5,000","Another household member makes most of the decisions","Very good",20160903,20151220,20160909,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16197,130878.623,40178.2705,12095.8039,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Amusement, Gambling, and Recreation Industries","One","Building and Grounds Cleaning and Maintenance","$100,000 - $249,999","Another household member and I share in the decisions","Fair",20160903,20151216,20160828,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16200,464021.942,152354.395,180937.65,,"Re-interview","Yes","Yes","No","Yes","No","No","No",,"No","Yes","Yes","No","No","No","Definitely Yes",,"Doing okay","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","Minor impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",1751,"Yes","No","No","No","No","Yes","Cash","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Master’s degree","No",,"No",,,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Regularly worried","Regularly worried","Sometimes worried","Regularly worried","Less than High School degree","Less than High School degree","Business, Professional, Labor, Political, and Similar Organizations","One","Building and Grounds Cleaning and Maintenance","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160906,20151228,20160827,46,"45-54","45-59","7th or 8th grade","Less than high school","Hispanic","Male","Yes",6,"A one-family house attached to one or more houses","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,2,4,"Working - as a paid employee",1,"White","Hispanic"
16204,102124.578,31473.1929,30871.6154,,"Re-interview","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","[D10other]",15,0,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2440,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","Financial benefits are somewhat larger","Yes","Refused","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Better price","Better price","Better price",,"Better price","Better price","Not available in local stores",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Monetary Authorities-Central Bank","One","Computer and Mathematical","$100,000 - $249,999","I make most of the decisions","Good",20160923,20151218,20150720,49,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,1,1,0,2,"Working - as a paid employee",1,"White","White"
16207,67922.0783,20521.8991,16701.4886,,"Re-interview","No","No","No","No","No","Yes","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","No","No",,"Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Convenience",,"Better price","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160907,20160227,20160719,67,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Not working - retired",1,"White","White"
16209,125748.067,38929.6175,36910.0514,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No",,,,,,,,,,,,60,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Better price","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160913,20160108,20160913,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,4,"Not working - retired",1,"White","White"
16220,351243.323,114222.336,142376.7,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","Yes","No","Yes","No","No","Refused",1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Education","Financial costs are much larger","No","No","Yes","No","No",,,,,,,"Very important","Not important","Very important","Moderately important","Slightly important","Not important","Not important","Not important",,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Not available in local stores","Better price","Convenience","Convenience","Better price",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member makes most of the decisions","Very good",20160912,20160126,20160912,27,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$125,000 to $149,999","Married","Non-Metro","South","South Atlantic","Rented for cash","va",1,1,1,0,2,"Not working - other",1,"White","White"
16233,70194.8694,21368.1556,19356.1402,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2002,"Yes","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,710,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,"No","Law",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$75,000 to $99,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","Yes","No",,"Not available in local stores",,"Not available in local stores","Convenience",,"Not available in local stores","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Justice, Public Order, and Safety Activities","One","Management","Under $5,000","I make most of the decisions","Excellent",20160918,20151220,20160918,48,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$75,000 to $84,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
16234,125743.123,39572.4653,32302.087,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","Minor impact","Minor impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",6,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",3500,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,"No","Health",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","Yes","No",,"$200,000 or higher","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,,"Convenience","Better price","Convenience","Convenience",,"No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Rarely worried","Never worried","Rarely worried","Never worried","Some college but no degree","Graduate degree","Ambulatory Health Care Services","One","Medical Doctor (such as physician, surgeon, dentist, veterinarian)","$500,000 - $999,999","Another household member and I share in the decisions","Fair",20160916,20151216,20160916,60,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$250,000 or more","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16239,260183.017,82154.9693,105883.239,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Probably Yes",,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,10,"More","Somewhat","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Health","Financial benefits are much larger",,,,,,,,,,,,"Very important","Moderately important","Moderately important","Very important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",9000,0,0,9000,"Yes",0,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","Yes","No","No","No",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","Yes","Yes","Yes","No","Convenience","Not available in local stores",,"Convenience",,"Not available in local stores","Not available in local stores","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Graduate degree","Educational Services","One","Other (Please specify)","$50,000 - $74,999","I make most of the decisions","Excellent",20160919,20151223,20160914,19,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$125,000 to $149,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","sd",0,0,0,2,3,"Working - as a paid employee",0,"White","White"
16261,554012.938,188270.719,211725.641,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Finding it difficult to get by","About the same","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","Yes","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No",,,,"Don’t know",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,"Very important","Very important","Moderately important","Moderately important","No advice from person","Slightly important","No advice from person","No advice from person","No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No",,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","Yes","No","Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Moderate strain","Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Not asked","One","Sales Representative","Under $5,000","I make most of the decisions","Good",20160904,20151218,20160904,25,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$250,000 or more","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
16266,175478.569,54641.2123,56566.5564,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","Yes","Yes","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","Minor impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1350,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Not available in local stores","Convenience","Better price","Better price","Not available in local stores","Not available in local stores","Convenience",,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Rarely worried","Never worried","Rarely worried","Never worried","Associate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20151003,20160215,20151211,48,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,1,3,"Not working - other",1,"White","White"
16269,90417.4544,27507.7514,29860.5745,,"Re-interview","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Yes","Refused","Refused","Refused","Refused","No","Definitely Yes",,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1900,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","Yes","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Educational Services","One","Other professional","$10,000 - $24,999","Another household member and I share in the decisions","Excellent",20160915,20160215,20160915,54,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
16270,326956.45,109478.474,93378.1711,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","Yes","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,59,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Not available in local stores","Not available in local stores",,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160911,20160223,20160827,67,"65-74","60+","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,3,"Not working - retired",1,"Asian","Asian"
16277,98127.9505,30244.6525,31765.558,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,1500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Humanities","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","Yes","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","No",,"Convenience",,"Convenience","Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Miscellaneous Store Retailers","One","Business and Financial Operations","$100,000 - $249,999","I make most of the decisions","Very good",20160915,20160108,20160915,51,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$125,000 to $149,999","Never married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,1,"Working - self-employed",1,"White","White"
16279,127968.931,39393.7597,14020.7097,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely Yes",,"Doing okay","Much better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1962,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,64,"Not important","Somewhat important","Not important","Somewhat important","Somewhat important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Don’t know","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Good",20160915,20160128,20151208,76,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,2,"Not working - retired",1,"White","White"
16281,154225.368,48101.8575,57251.7015,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",795,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Moderately important","Very important","Moderately important","Moderately important","Moderately important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes",,,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","No","Yes","No",,"Not available in local stores","Convenience",,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Insurance Carriers and Related Activities","One","Business and Financial Operations","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160908,20151224,20160828,23,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","$85,000 to $99,999","Living with partner","Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
16284,157954.903,49287.0419,40905.0573,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat worse off","Poor","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Yes","Refused","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","High school degree or GED","No",,"No","Vocational/technical training",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","Refused","Refused","Refused","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No",,"Better price",,,,"Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Refused","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160909,20160209,20160830,60,"55-64","60+","Some college, no degree","Some college","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",1,"White","Hispanic"
16293,64130.01,19591.0855,15716.9934,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",30,20,"About the same","Does not apply","Not at all","Somewhat","No","Yes","Yes","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1720,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","Yes","No","Yes","No",0,"Definitely Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","More than your income","No","No","Yes","No","Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","Yes","No","Better price","Better price",,"Better price",,"Other reason","Other reason","Other reason",,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,,,"Moderate strain",,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Nonstore Retailers","Two","Sales Representative","$250,000 - $499,999","I make most of the decisions","Very good",20160924,20160207,20160722,67,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - self-employed",1,"White","White"
16296,203054.257,66369.9162,67474.7801,,"Re-interview","No","No","No","Yes","Yes","No","No",,"No","No","No","No","No","Yes","Definitely No","Yes","Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","Yes","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Physical sciences/math","About the same financial benefits and financial costs",,,,,,,,,,,,"Very important","Very important","Slightly important","Moderately important","Moderately important","No advice from person","Moderately important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","Yes","No",,"Convenience",,,"Convenience",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes",,"No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Excellent",20160902,20160208,20160902,22,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,4,"Not working - other",0,"White","White"
16297,64260.0536,19610.8562,7536.8539,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No",,"Not available in local stores","Convenience","Convenience","Convenience",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5000,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Executive, Legislative, and Other General Government Support","Two","Management",,,"Very good",20161008,,20130608,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16302,144739.118,44562.6473,44354.9729,,"Re-interview","Yes","Yes","Yes","No","No","Yes","No","All of the adult children living with me are not in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"It was easier for me to fix without their assistance","Probably Yes","Yes","Yes","Yes","Yes","Yes","No",1475,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","Yes","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","About the same financial benefits and financial costs","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price","Better price","Better price",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No",,,,,"None",,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Heavy and Civil Engineering Construction","One","Computer and Mathematical","Under $5,000","Another household member and I share in the decisions","Very good",20160915,20151222,20160915,40,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",7,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Rented for cash","az",0,0,2,1,4,"Working - as a paid employee",1,"White","White"
16306,74008.3852,22574.1509,18506.8202,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","Yes","No",,"Convenience","Convenience",,"Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Sometimes worried","Less than High School degree","Refused","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160902,20160207,20160902,75,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
16313,48404.9138,14555.7999,10622.1725,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",347,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Not available in local stores",,"Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores",,"Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Educational Services","One","Other professional","$100,000 - $249,999","I make most of the decisions","Very good",20160903,20160206,20160902,61,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","vt",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16315,153389.016,47289.8132,47812.3582,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","Yes","No","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No","Vocational/technical training",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","Yes","No","No","No",0,"Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Not available in local stores","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Specialty Trade Contractors","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160908,20151217,20160915,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16316,92558.2681,28661.1641,29401.176,,"Re-interview","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Yes","Refused","Refused","Refused","Refused","No","Definitely Yes",,"Doing okay","Somewhat worse off","Somewhat worse off","Poor","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Severe impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Refused","Refused","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Certificate or technical degree","No",,"No","Business/management","About the same financial benefits and financial costs","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No",,"Substantial strain",,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Publishing Industries (except Internet)","Two","Management","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160924,20151224,20150730,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
16334,636325.479,208512.708,65649.6671,,"Re-interview","No","No","Yes","No","Yes","No","No","Refused","No","No","No","No","No","Yes","Definitely Yes",,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1976,"No","No","No","No","No","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,104,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","No",,"No","Most or all of the time","Most or all of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","One","Sales Representative","Under $5,000","I make most of the decisions","Fair",20160904,20160109,20160904,58,"55-64","45-59","11th grade","Less than high school","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$12,500 to $14,999","Divorced","Metro","South","South Atlantic","Rented for cash","md",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
16338,47092.4828,13831.6197,5079.3353,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Student",,,,,,,,,,,,,,,,,"Yes","No","Yes","No",,"No impact","Minor impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,10,"About the same","Not at all","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Bachelor’s degree",,"Health",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No","Moderately important","Moderately important","Not important","Not important","Slightly important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,,,"Not available in local stores","Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","A little strain",,,,,,,,"A little strain",,,"Sometimes worried","Never worried","Never worried","Never worried","Certificate or technical degree","Some college but no degree","Educational Services","One","Teacher, except college and university","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160926,20160410,20151209,51,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$5,000 to $7,499","Married","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
16340,82772.8831,24913.113,10834.4752,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1959,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Undeclared",,,,,,,"About the same financial benefits and financial costs","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,63,"Not important","Not important","Not important","Refused","Very important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160922,20151217,20150707,86,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Widowed","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,1,"Not working - retired",1,"White","White"
16341,341796.559,103888.626,33947.4057,,"Re-interview","Yes","No","No","No","No","Yes","No",,"Yes","Yes","No","No","Yes","No","Definitely Yes",,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Paper check","No","No","No","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",1070,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","No","No",,"No","No","No","No","No","No","Yes","No","No","No","Good","Yes","Yes","About the same",,"Some of the time","Most or all of the time","Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Slightly important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","Yes","No","No","No","Yes",,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$40,000 to $49,999","More than your income","Yes","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","Yes","No",,"Convenience",,,,"Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Refused","Refused","Refused","Refused","Graduate degree","Graduate degree","Personal Care Services","Two","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20160913,20151223,20160828,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",6,"A building with 2 or more apartments","$35,000 to $39,999","Living with partner","Metro","West","Pacific","Rented for cash","ak",0,0,0,0,6,"Working - as a paid employee",1,"White","White"
16351,222519.545,68464.6565,23951.3422,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","Refused",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",0,"Yes","No","Yes","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Convenience",,,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Fair",20160920,20160121,20160909,79,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - other",1,"White","White"
16354,198960.744,63435.7796,58169.2281,,"Re-interview","Yes","No","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",360,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"Better price","Better price",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","None",,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160907,20151217,20160831,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","wv",0,0,0,0,4,"Not working - other",1,"White","White"
16366,85943.2613,26529.8257,27266.7187,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Once","Once","Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,"Convenience",,,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","A little strain","A little strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Construction of Buildings","One","Construction and Extraction","$50,000 - $74,999","I make most of the decisions","Very good",20160913,20160312,20160913,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
16371,132099.093,40292.4851,14643.3989,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably Yes",,"Doing okay","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1998,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,"No",,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","Convenience",,,,,"Not available in local stores",,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","Yes","Yes",2000,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","Less than High School degree","Building Material and Garden Equipment and Supplies Dealers","One","Construction and Extraction","Under $5,000","I make most of the decisions","Good",20160921,20151217,20160911,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - self-employed",1,"White","White"
16375,253011.988,81845.8752,88625.671,,"Re-interview","No","No","No","Yes","Yes","Yes","No",,"Yes","No","No","No","Yes","No","Probably No","Yes","Doing okay","About the same","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No",,,,,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,"Don’t know",,,,,,,200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Business/management","Financial benefits are much larger",,,,,,,,,,,,"Moderately important","Moderately important","Very important","Moderately important","Moderately important","Moderately important","Slightly important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"No",0,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Not available in local stores",,,,"Convenience","Convenience",,,"No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Electronics and Appliance Stores","One","Sales Representative","$75,000 - $99,999","Another household member makes most of the decisions","Excellent",20160929,20160124,20150710,24,"18-24","18-29","Associate degree","Some college","White, Non-Hispanic","Male","No",5,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,5,"Working - as a paid employee",0,"White","White"
16395,102319.489,31429.9072,28778.8681,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1108,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Refused","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Not sure","Another household member makes most of the decisions","Very good",20160914,20151218,20160916,41,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",1,0,1,0,2,"Working - as a paid employee",1,"White","White"
16398,102169.891,31376.2566,26181.7391,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Once","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No",,"No",,,,,,,,,,,,,,,,48,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Convenience","Better quality",,,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Sometimes worried","Never worried","Associate degree","Less than High School degree","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Very good",20160915,20160220,20160915,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Widowed","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,1,"Not working - retired",1,"White","White"
16402,166153.941,51038.2039,46733.2508,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No","Don't know","Yes","Yes","No","No","No","No","Cash","Very confident","Refused",,,,,,,,,,,,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Refused","Refused","Refused","Refused","Refused","Refused","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","U.S. Air Force","One","Armed Services","$250,000 - $499,999","Another household member makes most of the decisions","Very good",20160908,20151219,20160901,40,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","me",0,0,0,1,2,"Working - as a paid employee",1,"White","White"
16407,153389.016,47289.8132,47812.3582,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No",,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Convenience",,,,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Other Professional, Scientific, and Technical Services","One","Installation, Maintenance, and Repair","$50,000 - $74,999","I make most of the decisions","Good",20160907,20151218,20160902,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
16408,99535.0245,31344.024,27090.993,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","No","Yes","No","No","No","No","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Law",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Not important","Not important","Not important","No","No",,"No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Better price","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",6500,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Funds, Trusts, and Other Financial Vehicles","One","Other (Please specify)","$1,000,000 or more","I make most of the decisions","Very good",20160914,20151217,20160914,65,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$175,000 to $199,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,1,"Working - self-employed",1,"White","White"
16409,476034.432,162854.059,175772.628,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1270,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,69,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160918,20160113,20160918,70,"65-74","60+","5th or 6th grade","Less than high school","Other, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",0,"Asian","Asian"
16411,188855.927,59928.0951,55975.0289,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No","No",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price",,"Better price","Better price","Convenience","Convenience","Convenience",,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Marketing Consulting Services","One","Other professional","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160914,20151228,20160829,40,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,1,0,0,2,"Working - as a paid employee",1,"White","White"
16420,78617.8697,23997.1521,23492.5306,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","It varied","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","Yes","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Health",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,53,"Not important","Somewhat important","Very important","Somewhat important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Refused","Yes","No","No","Yes","No","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Other professional",,,"Good",20160926,,20130507,57,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16430,134592.232,41793.2871,47103.0333,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",770,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No",,"Not available in local stores",,"Better price","Other reason","Convenience",,,,"No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Pharmaceutical and Medicine Manufacturing","One","Installation, Maintenance, and Repair","$50,000 - $74,999","I make most of the decisions","Very good",20160925,20160120,20150704,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16443,178385.272,57479.5653,55725.9176,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","Refused",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Refused",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Social Assistance","One","Personal Care and Service","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20160908,20160109,20160827,40,"35-44","30-44","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",1,"Asian","Asian"
16457,119509.422,37256.6223,34344.6499,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",417,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","Refused",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Better price","Convenience","Convenience",,,"No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160914,20151218,20150916,76,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Not working - retired",1,"White","White"
16467,61967.7327,19180.7781,15738.4451,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Don’t know","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",1200,"Yes","No","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Associate degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member makes most of the decisions","Good",20160916,20160221,20160916,64,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",1,"White","White"
16469,70753.2681,21866.5578,18335.1908,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Undeclared",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,54,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Convenience","Convenience",,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160929,20151217,20150724,73,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",1,"White","White"
16476,86937.1693,26372.8053,21790.35,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Somewhat important","Very important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","Yes","No",,,,"Not available in local stores",,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160914,20160221,20160914,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","wy",0,0,0,0,2,"Not working - retired",1,"White","White"
16478,102124.578,31473.1929,30871.6154,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2300,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Physical sciences/math",,,,,,,"Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Better price","Convenience",,,"Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Management, Scientific, and Technical Consulting Services","One","Life, Physical, and Social Sciences","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160921,20160112,20160830,49,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16484,104109.065,31160.3132,30375.7875,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",520,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Convenience","Better price",,,"Convenience",,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Social Assistance","Two","Other (Please specify)","$75,000 - $99,999","I make most of the decisions","Very good",20160918,20160804,20160918,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
16489,151432.776,47343.8425,41553.4373,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No",647,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Education","About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Somewhat important","Not important","Not important","Very important","Somewhat important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Refused","Convenience",,,,"Better price",,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Good",20161008,20160225,20160827,78,"75+","60+","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Not working - retired",1,"Black/African-American","Black"
16494,107451.132,33018.6378,29173.5454,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1965,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Not important","Not important","Somewhat important","Somewhat important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160909,20151217,20160909,74,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",1,"White","White"
16496,209256.709,66549.9635,22357.1248,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Refused","Never","Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Moderately important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Graduate degree","Associate degree","Transportation Equipment Manufacturing","One","Computer and Mathematical","$5,000 - $9,999","Another household member makes most of the decisions","Excellent",20160918,20160131,20160918,24,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,5,"Working - as a paid employee",1,"White","White"
16516,134592.232,41793.2871,47103.0333,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,49,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","Refused","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","Convenience","Convenience",,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20160908,20151220,20160908,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - other",1,"White","White"
16524,116227.276,35760.7262,12510.3584,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",25,5,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Refused","Refused",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,70,"Not important","Very important","Not important","Not important","Not important","Yes","No",,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160923,20151217,20150804,79,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Widowed","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Not working - retired",1,"White","White"
16526,168651.332,51624.1783,54325.9505,,"Re-interview","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Refused","Refused","Refused","Refused","Refused","Yes","Definitely Yes",,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Financial costs are somewhat larger","Refused","Refused","Refused","Refused","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Not important","Not important","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Fair",20160124,20160227,20160414,53,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Not working - retired",1,"White","White"
16528,156387.419,49262.1411,49712.9337,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","Yes","Yes","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",2115,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Health",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$200,000 or higher","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Better price","Convenience","Better price","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","None","None",,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Never worried","Bachelor’s degree","Graduate degree","Religious Organizations","Two","Office and Administrative Support","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160918,20160227,20150711,57,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16531,117790.904,37231.5594,31054.1496,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Humanities","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","Not available in local stores","Better quality","Better price",,"Convenience",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5000,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Fabricated Metal Product Manufacturing","One","Other (Please specify)","$250,000 - $499,999","I make most of the decisions","Very good",20160914,20151218,20160909,64,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A mobile home","$60,000 to $74,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16533,127568.029,40217.2231,33258.9905,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Refused","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1050,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Some of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Convenience","Convenience",,,"No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",7500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Civic and Social Organizations","One","Management","$1,000,000 or more","Another household member makes most of the decisions","Very good",20160915,20160220,20160915,63,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$250,000 or more","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","nh",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16539,107720.554,32974.8438,12751.7925,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","Pretty well off financially","No","No","No","No","Yes","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","Yes","I [PPMARITins2] pay rent.",1997,"Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Humanities","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","Yes","No","Yes",300,"No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","Yes","No","No","Yes","No","No","No",,,,,"Moderate strain",,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Graduate degree","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Good",20151004,20151219,20150703,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","South","South Atlantic","Rented for cash","md",0,0,0,0,1,"Not working - other",1,"White","White"
16544,97045.1359,30216.0962,27188.035,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","Yes","No","Paper check","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,57,"Not important","Somewhat important","Very important","Somewhat important","Not important","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Amusement, Gambling, and Recreation Industries","One","Refused","Refused","Another household member and I share in the decisions","Good",20160916,20151218,20160902,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
16553,127794.081,38693.6087,36768.9867,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","Yes","No","Yes","No","Probably No","No","Doing okay","Somewhat worse off","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","No","Paper check","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Moderate impact","Minor impact","Minor impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1964,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Law",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Sometimes worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Other Information Services","One","Office and Administrative Support","Not sure","Another household member makes most of the decisions","Good",20160909,20151218,20160909,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A building with 2 or more apartments","$40,000 to $49,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16556,103588.96,32617.221,26328.6014,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",20,1,"Less","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","No","No","No","Yes",,,,,,,,,,,,58,"Not important","Very important","Not important","Not important","Not important","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","Yes",,"Convenience","Convenience","Convenience",,"Convenience",,,"Refused","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Some college but no degree","Graduate degree","Utilities","One","Management","$1,000,000 or more","I make most of the decisions","Excellent",20160913,20151223,20160901,61,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$250,000 or more","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","nh",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
16564,160620.628,50499.3384,41528.8289,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Refused","Somewhat better off","Much better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,56,"Not important","Very important","Not important","Not important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","More than your income","No","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,,,,"Better price","Better price",,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Good",20160920,20151217,20150703,71,"65-74","60+","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$100,000 to $124,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",1,"Asian","Asian"
16566,137550.098,42228.2461,39769.4337,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Pretty well off financially","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","Don’t know","Yes","Don’t know","Yes","Don’t know","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",3,0,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","No","No","No","No","Yes","No",875,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Humanities",,,,,,,"Financial costs are much larger","Yes","Yes","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",50000,0,0,50000,"No",400,"No","No",,"Yes","No","No","No","Yes","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Convenience","Convenience",,,,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Regularly worried","Never worried","Graduate degree","Graduate degree","Educational Services","One","Teacher, college and university","Under $5,000","I make most of the decisions","Fair",20160906,20160127,20160827,43,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$50,000 to $59,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
16567,351961.943,114908.191,123050.851,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","Yes","No","Yes","No","Yes","Definitely No","Yes","Just getting by","Somewhat worse off","Somewhat worse off","Pretty well off financially","Yes","No","Yes","Yes","No","No","No","No","No","Not employed, but looking for a job","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","Yes","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","Yes",,"No impact","No impact","No impact","Minor impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","Yes","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"No",1175,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,"Very important","Very important","Not important","No advice from person","No advice from person","No advice from person","No advice from person","Very important","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","Yes","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","Yes","Yes","No","No","Yes",150,"No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Excellent",20151004,20150209,20140119,28,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",5,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,1,1,3,"Not working - disabled",1,"White","White"
16576,82964.9316,25446.9657,20726.0823,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","Just for fun (as a hobby)",30,3,"About the same","Somewhat","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Once","Never","Associate degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,64,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Refused","Not available in local stores","Not available in local stores","Better price","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20150920,20160227,20160717,79,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",1,"White","White"
16578,144632.202,44271.7267,43573.973,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","Yes","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","Minor impact","No impact","Moderate impact","Employed full-time","Yes","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","To earn money as a primary source of income",5,1,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",1600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"Yes","Refused",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No","Very important","Moderately important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price",,"Better price","Better price","Better price","Better price",,"Yes","Yes","Yes","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","Yes",700,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Moderate strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160915,20160120,20160914,37,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$75,000 to $84,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Not working - looking for work",0,"White","White"
16581,314983.714,99262.9092,92450.2869,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] pay rent.",2006,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","Yes","No",,"Better price","Better price",,"Better price",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","Yes","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",200,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160916,20151222,20160915,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",2,"A one-family house attached to one or more houses","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,2,"Not working - retired",1,"Black/African-American","Black"
16584,84718.3576,25953.723,22381.785,,"Re-interview","No","No","Yes","No","No","Yes","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Definitely No","No","Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,10,"Less","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Never","Associate degree","No",,"No","Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","No",,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","Yes","No","Convenience",,,,"Better price","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2500,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Very good",20161008,20160206,20150804,65,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Not working - retired",1,"White","White"
16597,188092.607,57769.8283,18992.4704,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Not important","Somewhat important","Somewhat important","Somewhat important","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160923,20151229,20160827,76,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",1,"White","White"
16606,81007.4555,24621.8093,22791.9295,,"Re-interview","Yes","Yes","No","Yes","No","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1647,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Master’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","Yes","No",,,,"Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Insurance Carriers and Related Activities","One","Business and Financial Operations","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160917,20151219,20160830,47,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",7,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,3,1,3,"Working - as a paid employee",1,"White","White"
16609,102056.527,30898.2825,11820.6887,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1112,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial costs are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,50,"Not important","Not important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Fair",20160828,20151219,20160828,79,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",1,"White","White"
16617,94988.941,28653.3592,25763.9755,,"Re-interview","Yes","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","Probably Yes",,"Just getting by","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Moderate impact","Employed full-time","No","No","No","No","Refused","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Humanities",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",0,"Definitely Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Refused","No","No","No","No","No","Refused","Refused",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","Convenience",,,,"Convenience",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","One","Other (Please specify)","Not sure","Another household member makes most of the decisions","Very good",20160911,20151217,20160910,51,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
16621,86937.1693,26372.8053,21790.35,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1970,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",380,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Not available in local stores","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked",,,,,,20110805,77,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Not working - retired",1,"White","White"
16626,99352.2282,30066.4041,28892.1964,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",550,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",0,"Definitely Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No",,"Convenience","Convenience",,"Convenience","Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Associate degree","Transit and Ground Passenger Transportation","One","Management","$250,000 - $499,999","I make most of the decisions",,,20160206,20160707,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$60,000 to $74,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
16634,109355.747,33684.2997,33412.0187,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","Yes","Yes","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Associate degree","No",,"No","Life sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,"No","Yes","No","Yes","Yes","Yes","No",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","Yes","Yes","Yes","No",,,"Better price",,,"Convenience","Better price","Convenience",,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","One","Management","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160914,20151216,20160828,55,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16635,79135.1547,24180.2998,9059.3043,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No","Humanities","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",780,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Certificate or technical degree","Educational Services","Two","Retail Sales","Under $5,000","Another household member and I share in the decisions","Very good",20161011,20160303,20140520,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
16636,104350.219,31845.5563,12238.8998,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","Yes","No","No","Yes","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Refused","About the same financial benefits and financial costs","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Refused","Yes","Yes","Yes","Yes","Refused","No",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Insurance Carriers and Related Activities","Two","Business and Financial Operations","$100,000 - $249,999","I make most of the decisions","Very good",20161010,20151217,20150808,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - self-employed",1,"White","White"
16643,89738.1001,27919.9484,26975.2122,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",0,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,70,"Not important","Very important","Not important","Very important","Not important","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No",,"Convenience",,"Convenience",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160910,20151224,20160827,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$75,000 to $84,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Not working - retired",1,"White","White"
16646,136600.781,43042.6299,35995.8492,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","Yes","No","No","No","No","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Not important","Somewhat important","Not important","Not important","Not important","Yes","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Convenience","Convenience",,"Convenience","Convenience","Not available in local stores",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Educational Services","One","Other professional","$1,000,000 or more","I make most of the decisions","Good",20161019,20160216,20160910,71,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$250,000 or more","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - self-employed",1,"White","White"
16656,95370.7386,29398.9077,26554.8931,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Very important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No",,"Not available in local stores","Convenience",,,,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160910,20151227,20160828,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"White","White"
16660,120694.266,37320.0293,39179.4304,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1301,"Yes","No","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","No","Yes","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",900,0,0,900,"No",102,"No","No",,"No","No","No","No","Yes","Yes","No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","No","No","No",,"Better price",,,"Not available in local stores","Not available in local stores",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Teacher, except college and university","Under $5,000","Another household member and I share in the decisions","Good",20160917,20160126,20160827,41,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
16670,80797.8213,24173.2435,18848.8728,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","Yes",,"No impact","No impact","No impact","No impact",,,"Not employed, but looking for a job","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","To maintain existing job-related skills",10,15,"About the same","Somewhat","Somewhat","Very much","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1358,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Master’s degree","No",,"Yes","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No","Very important","Very important","Slightly important","Moderately important","Slightly important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Refused","Yes","Yes","Refused","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No",,"Better price",,"Better price",,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",600,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Excellent",20160827,20151217,20160827,61,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"White","White"
16676,121984.581,38059.191,44859.4787,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Better price","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked",,,"Very good",20151017,,20130530,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,4,"Not working - other",1,"White","White"
16679,115062.775,35913.3162,28961.6068,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Sometimes worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20161010,20151221,20150703,66,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",1,"White","White"
16681,103557.73,32333.3389,29167.3356,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","Yes","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","Yes","No",,,,,,"Convenience",,"Better price",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Hospitals","One","Business and Financial Operations","$75,000 - $99,999","Another household member and I share in the decisions","Fair",20160904,20151217,20160912,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16695,60096.9673,18308.2275,14650.4354,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Master’s degree","No",,"No","Education",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,66,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Not available in local stores","Better price","Better quality","Not available in local stores","Not available in local stores","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked",,,"Good",20160924,,20141221,68,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
16698,54568.7331,16466.9702,13080.8265,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Undeclared",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience","Better price","Better price","Not available in local stores","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160922,20151217,20150827,89,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"White","White"
16705,106815.639,33025.2984,34619.9979,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Once","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","Yes","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","Convenience","Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Food and Beverage Stores","One","Office and Administrative Support","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160914,20160108,20160827,52,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$125,000 to $149,999","Living with partner","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
16710,86446.5589,26214.9567,26627.5052,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","Yes","Yes","No","No","No","Yes","No","No","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","Refused","No","Paper check","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Refused","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Refused","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Once","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,50,"Not important","Not important","Very important","Very important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Clothing and Clothing Accessories Stores","One","Other Sales","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160919,20160106,20160909,51,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,1,1,2,"Working - as a paid employee",1,"White","White"
16711,100695.78,31083.7807,31947.1644,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","Yes",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,0,"Less","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1744,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Substantial strain",,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160912,20160118,20160830,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - looking for work",1,"White","White"
16728,143141.024,44608.6544,37844.2072,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1750,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are much larger","Refused","Yes","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Refused","Yes","Refused","Yes","Yes","No","No",,,,,,,,,,,,,,,,60,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes",,"Not available in local stores","Not available in local stores",,"Convenience","Not available in local stores","Not available in local stores","Convenience","Not available in local stores","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Regularly worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Good",20160714,20160217,20150820,64,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"White","White"
16735,101892.553,30909.5922,25538.8391,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","It varied","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Refused","Refused","Refused","Refused","Refused","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,64,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",900,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","Not asked","Refused","Very good",20151017,20151017,20151230,82,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"White","White"
16741,205910.044,65572.3781,66578.1282,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",710,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Moderately important","Moderately important","Not important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","No",,"Convenience",,,,,"Better price","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked",,,,,,20110629,30,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,3,"Not working - looking for work",1,"White","White"
16742,91013.1635,28366.8343,25257.9192,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1531,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Very important","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","Yes","No","Yes","No","Better price",,,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160921,20160211,20160909,75,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
16748,142450.756,43929.7569,49607.511,,"Re-interview","Yes","Refused","Yes","Refused","Yes","Refused","No","One or more of the adult children who live with me are in school","Refused","Yes","Refused","Yes","Refused","No","Probably Yes",,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","Moderate impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,,"Better price",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Hospitals","Two","Health Care Support (such as nursing aide, orderly, dental assistant)","$35,000 - $49,999","I make most of the decisions","Very good",20160904,20151226,20160904,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16754,363440.682,117943.569,120734.29,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","Severe impact","Severe impact","Minor impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Education",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Better price","Convenience","Better price","Convenience","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160923,20160520,20160709,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - other",1,"Asian","Asian"
16755,100940.793,31327.0063,10030.0676,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Social/behavioral sciences","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Convenience",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Sometimes worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Very good",20160914,20151220,20160914,59,"55-64","45-59","Some college, no degree","Some college","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,1,"Not working - disabled",1,"White","Hispanic"
16764,89151.5151,26996.1956,27468.4613,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much worse off","It varied","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","Minor impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,1,"About the same","Does not apply","Not at all","Not at all","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","No","Yes","No","Yes",,,,,,,,,"No",660,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Physical sciences/math",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No",,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","Yes","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Yes","No","No","Not available in local stores","Not available in local stores","Better price",,"Better price",,"Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","Yes","No","No","No","Yes",390,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Rarely worried","Graduate degree","High school degree or GED","Architectural, Engineering, and Related Services","One","Office and Administrative Support","$35,000 - $49,999","I make most of the decisions","Good",20161014,20160221,20150809,51,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16765,150030.622,46755.7376,39665.7071,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Not important","Very important","Not important","Not important","Not important","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","Yes","Yes","Convenience","Convenience",,"Convenience","Convenience","Convenience",,"Convenience","Not available in local stores","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Other Professional, Scientific, and Technical Services","One","Other professional","$1,000,000 or more","I make most of the decisions","Good",20161009,20160809,20140509,60,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Working - self-employed",1,"White","White"
16766,131248.344,39831.1326,41143.9334,,"Re-interview","Refused","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Yes","Refused","Yes","Refused","Refused","No","Probably No","Yes","Just getting by","Somewhat worse off","Much worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Severe impact","No impact","No impact","No impact",,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money to help family members",4,1,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Don’t know","Yes","Yes","No",,,,"Probably No",,,,,,,1100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Utilities","One","Office and Administrative Support","$35,000 - $49,999","I make most of the decisions","Good",20160916,20160207,20160916,53,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16769,102262.352,30811.9303,25012.0797,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1937,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"Doctoral Degree","No",,"No","Life sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,55,"Not important","Not important","Not important","Not important","Not important","Yes","Yes",,"Yes","No","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Building Material and Garden Equipment and Supplies Dealers","One","Office and Administrative Support","$1,000,000 or more","I make most of the decisions","Very good",20151025,20151217,20150714,77,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
16779,112047.439,34598.2011,12390.5627,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Very good",20151004,20151217,20150702,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Widowed","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,1,"Not working - retired",1,"White","White"
16787,62974.3208,18974.3376,15402.7236,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","Refused",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,"No","Law",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Convenience","Convenience","Convenience","Better price","Convenience","Convenience",,,"No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20151206,20160304,20160723,83,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"White","White"
16791,283484.163,87679.4846,25919.363,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No",,,,"Definitely Yes","Yes","Yes","No","Yes","No","Refused",1400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Very important","Not important","Not important","No advice from person","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Never worried","Some college but no degree","Bachelor’s degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Under $5,000","Another household member and I share in the decisions","Excellent",20160928,20160206,20160908,23,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$20,000 to $24,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,5,"Working - as a paid employee",1,"White","White"
16815,229783.997,72000.7229,84181.5854,,"Re-interview","No","No","No","Yes","Yes","No","No",,"No","No","No","No","No","No","Probably No","No","Doing okay","About the same","About the same","About average","No","No","No","No","Yes","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Some of the time","Some of the time","Associate degree","Yes","Bachelor’s degree",,"Humanities",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Slightly important","Not important","Slightly important","No advice from person","Moderately important","No advice from person","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",7000,0,0,7000,"No",0,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,,,,"Better price",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160908,20160207,20160908,21,"18-24","18-29","Associate degree","Some college","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,1,0,3,"Not working - other",0,"White","White"
16818,137615.791,41857.0965,13265.2547,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","About the same","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","Refused",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Not confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","Yes","Yes","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Better price","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160921,20151217,20160827,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",1,"White","White"
16823,95598.1382,29536.12,29208.3593,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",517,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Not available in local stores","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Plastics and Rubber Products Manufacturing","One","Installation, Maintenance, and Repair","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160915,20151225,20160827,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16831,134578.823,41609.1299,43618.3186,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","No","Yes","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",2100,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"Yes","No","No",,"No","No","No","No","No","Yes","No","No","No","No","Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Associate degree","No",,"No","Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","No","No","No","Better price",,"Better price",,"Better price","Better price",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","Yes","No","No","Yes","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No",,,,"A little strain",,,,"A little strain","Moderate strain",,,"Sometimes worried","Never worried","Never worried","Rarely worried","Some college but no degree","Don’t know","Monetary Authorities-Central Bank","Two","Retail Sales","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160915,20151219,20160831,45,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,1,2,"Working - as a paid employee",1,"White","White"
16838,62974.3208,18974.3376,15402.7236,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","Yes","Refused","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Refused","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","Yes","No","Refused","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,75,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","Yes","No","Convenience",,,,,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Excellent",20161019,20160217,20150804,77,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"White","White"
16843,110923.818,34908.6999,28495.1633,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",2351,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,53,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Better price",,,"Better price","Better price",,,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Associate degree","Some college but no degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160908,20151217,20160908,75,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Not working - retired",1,"White","White"
16851,323087.145,103011.703,94459.4873,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes","Refused","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Sometimes worried","Never worried","Rarely worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160923,20151223,20150728,80,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",1,"White","White"
16859,99905.3192,30510.9843,11235.9615,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Refused","Financial costs are somewhat larger","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160920,20151218,20151208,72,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Not working - retired",1,"White","White"
16864,137657.195,42314.7302,44711.4216,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","No","Employed for someone else",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Yes","Refused","Refused","Refused",1300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Don’t know","Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Moderate strain","Moderate strain","Moderate strain",,,,"Substantial strain",,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Other professional","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160909,20151223,20160909,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Mountain","Rented for cash","az",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16874,103557.73,32333.3389,29167.3356,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20151002,20160131,20160827,84,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",1,"White","White"
16878,117837.397,36795.6527,35541.1974,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","Yes","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160921,20151222,20160829,82,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$85,000 to $99,999","Widowed","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Not working - retired",1,"White","White"
16879,222714.135,68566.0524,58036.9509,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No",,,,,,,,,"No",1433,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Other (Please specify):",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,65,"Very important","Not important","Somewhat important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Convenience","Convenience","Convenience","Convenience",,"Better price",,"Convenience",,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Graduate degree","Less than High School degree","Social Assistance","One","Management","$10,000 - $24,999","I make most of the decisions","Fair",20161009,20151220,20150712,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Working - as a paid employee",1,"2+ Races","Black"
16884,323367.449,99888.4292,104044.156,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Never","Certificate or technical degree","No",,"No","Engineering","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","Refused","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Other reason",,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Fabricated Metal Product Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$500,000 - $999,999","I make most of the decisions","Good",20160916,20151217,20160916,56,"55-64","45-59","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,1,"Working - as a paid employee",1,"Black/African-American","Black"
16887,413966.664,137550.716,132379.049,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,5,"About the same","Does not apply","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No",2500,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","Slightly important","Slightly important","Moderately important","Slightly important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No",,,,,,"Yes","No","No","No","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","Yes","No",,"Better price","Better price","Better price",,"Better price","Better price","Better price",,"Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Graduate degree","Bachelor’s degree","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","One","Business and Financial Operations","$25,000 - $34,999","I make most of the decisions","Excellent",20160911,20160106,20160911,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$75,000 to $84,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",1,"Asian","Asian"
16893,276543.748,86870.2267,22893.3792,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","Yes","No","No","Yes","No","Probably No","Yes","Doing okay","Somewhat worse off","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,"Moderately important","Moderately important","Very important","Slightly important","Slightly important","Slightly important","Moderately important","Slightly important","Yes","No","No","Yes","Yes","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Some college but no degree","General Merchandise Stores","One","Sales Representative","Not sure","Another household member makes most of the decisions","Good",20160907,20151219,20160907,25,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
16910,107451.132,33018.6378,29173.5454,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Not important","Somewhat important","Very important","Somewhat important","Somewhat important","Yes","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20151013,20151228,20160827,72,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$50,000 to $59,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Not working - retired",1,"White","White"
16912,125748.067,38929.6175,36910.0514,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,50,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"Not available in local stores","Not available in local stores",,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160916,20160305,20160827,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",1,"White","White"
16913,109564.459,33637.973,31147.0607,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"Less","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",1195,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"No",300,"No","No",,"No","No","Yes","No","No","Yes","No","No",,,,,"No","Yes","No","No","Yes","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Not available in local stores","Convenience",,"No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Certificate or technical degree","Educational Services","One","Other professional","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160919,20160209,20160919,36,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,1,0,0,2,"Working - as a paid employee",1,"White","White"
16923,110923.818,34908.6999,28495.1633,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","Yes",,,,,,,,,"No",3000,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","Convenience","Convenience",,"Convenience",,"Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Refused","One","Sales Representative","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20151223,20160216,20160417,88,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,1,"Working - self-employed",1,"White","White"
16943,92126.1818,28101.0952,27166.4703,,"Re-interview","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Once","Associate degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No",,"Better price","Better price",,"Convenience",,"Better price",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160915,20160108,20160916,50,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A mobile home","$60,000 to $74,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,1,3,"Not working - other",1,"White","White"
16955,181465.083,57588.8317,57595.8856,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",700,"Yes","Yes","Yes","Yes","Yes","Yes","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better quality","Better quality","Better quality","Better quality","Better price","Better quality","Better quality","Better quality",,"Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Graduate degree","Data Processing, Hosting and Related Services","One","Computer and Mathematical","$1,000,000 or more","I make most of the decisions","Excellent",20160903,20151222,20160915,43,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$250,000 or more","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,1,2,"Working - as a paid employee",1,"White","White"
16958,148832.241,46858.014,47818.5748,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","Much worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No",1900,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160914,20151217,20160831,53,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Not working - looking for work",1,"White","White"
16964,360673.681,113366.255,118374.334,,"Re-interview","Yes","Yes","No","Yes","No","No","No",,"Yes","Yes","Yes","No","Yes","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Yes","No","No","No","No","No","No","No",,"Severe impact","Moderate impact","No impact","No impact","Minor impact","Moderate impact","Employed part-time","No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",3,2,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","Yes","No","No","Yes","Check","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Excellent","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","Yes","No","No","No","No","Yes",,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","Yes","No","No","No","Yes","No","Yes","Yes","No","Yes","No","Yes","No","Convenience",,"Better price","Convenience",,"Better price",,"Convenience",,"Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","Yes","No","Yes","Yes","Yes",1000,"No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","Yes","No","Yes","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Substantial strain",,,"A little strain","Moderate strain","Moderate strain",,,,"Moderate strain","Rarely worried","Never worried","Never worried","Sometimes worried","Associate degree","Graduate degree","Hospitals","Two","Health Care Support (such as nursing aide, orderly, dental assistant)","$35,000 - $49,999","Another household member and I share in the decisions","Excellent",20160920,20160119,20160920,38,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,1,0,0,3,"Working - as a paid employee",1,"Black/African-American","Black"
16968,125748.067,38929.6175,36910.0514,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Refused","Yes","Refused","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No",,,,,"Not available in local stores","Not available in local stores",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20161019,20151218,20150731,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",1,"White","White"
16969,58830.6641,17918.2368,15224.8722,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1981,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No",,,,,,,,,,,,56,"Not important","Not important","Not important","Not important","Not important","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","No","No","No",,"Other reason","Better price","Better price",,"Better price",,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","Two","Teacher, except college and university","$100,000 - $249,999","I make most of the decisions","Very good",20151009,20160104,20160829,60,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
16974,89122.489,27124.6868,8491.9033,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","It varied","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","More debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Physical sciences/math","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Other reason",,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","Yes",3000,"Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"No","Yes","No","Yes","No","No","No","No","Yes","No","No",,"None",,"Substantial strain",,,,,"Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Poor",20160916,20151217,20160916,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Not working - disabled",1,"White","White"
16992,248260.586,79251.6429,80153.956,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","Yes","No","Yes",,,,,,,,,"No",2340,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience",,"Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Rarely worried","Associate degree","High school degree or GED","Insurance Carriers and Related Activities","One","Management","$25,000 - $34,999","Another household member and I share in the decisions","Excellent",20160908,20151217,20160905,37,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
17000,132167.099,40579.8875,40921.0285,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Moderate impact","No impact","No impact",,,"Employed full-time","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",6,5,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","Yes","No",,,,,"No","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Better price","Convenience","Better price",,"Convenience","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","No","Yes",2000,"No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Other Information Services","Two","Community and Social Services","$35,000 - $49,999","I make most of the decisions","Good",20160917,20160220,20160911,31,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - self-employed",1,"White","White"
17005,78617.8697,23997.1521,23492.5306,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","Poor","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","Yes","No",,"No impact","No impact","No impact","No impact",,,,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","To earn money as a primary source of income",20,10,"More","Somewhat","Very much","Not at all","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",911,"Yes","No","No","No","No","No","Credit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No",,"Convenience",,,,"Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4000,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Funds, Trusts, and Other Financial Vehicles","One","Management","$500,000 - $999,999","I make most of the decisions","Very good",20161007,20160125,20150706,57,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
17015,160599.026,48810.5625,17328.364,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Somewhat important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","Yes",1000,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160929,20151219,20160828,87,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A mobile home","$30,000 to $34,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",1,"White","White"
17018,74446.7385,22848.4677,19704.7528,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1968,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Not important","Somewhat important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,,,,,,,"Better price","Better price","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","A little strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Good",20151005,20151221,20150813,73,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Not working - retired",1,"White","White"
17030,65809.6036,19907.4284,15301.6744,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"Yes",110,"No","No",,"No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No",,"Better price",,"Better price","Better price","Better price",,,,"Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Building Material and Garden Equipment and Supplies Dealers","One","Retail Sales","$50,000 - $74,999","Another household member and I share in the decisions","Excellent",20160923,20160210,20150818,66,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
17033,119473.573,35858.1913,13598.6851,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Don’t know","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes",,,,,,,,,,,,,,,,,,,"No","Yes","Don’t know","Yes","Yes","Don’t know","No",,,,"Don’t know",,,,,,,"Refused",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Not available in local stores","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes","Refused","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","Some college but no degree","Certificate or technical degree","Educational Services","One","Teacher, college and university",,,"Very good",20140808,,20140728,55,"55-64","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
17045,362190.492,118784.659,124512.664,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","Yes","No","No","Yes","No","Probably No","Yes","Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Computer/information sciences","Financial benefits are much larger",,,,,,,,,,,,"Moderately important","Not important","No advice from person","Moderately important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","Yes","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Certificate or technical degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Good",20160921,20151219,20160723,23,"18-24","18-29","Some college, no degree","Some college","Hispanic","Male","No",4,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Not working - other",0,"White","Hispanic"
17046,131012.803,40922.355,38863.8818,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Severe impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,53,"Not important","Not important","Very important","Somewhat important","Not important","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","Yes","No","No","No",,,"Not available in local stores",,,"Better price",,,,"No","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No",,"None",,,,,,,"None",,,"Sometimes worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Justice, Public Order, and Safety Activities","One","Community and Social Services","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160923,20160124,20160828,64,"55-64","60+","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - as a paid employee",1,"Black/African-American","Black"
17065,110923.818,34908.6999,28495.1633,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No",,"Not available in local stores",,"Better price","Not available in local stores","Convenience",,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Rarely worried","Graduate degree","Bachelor’s degree","Food Services and Drinking Places","One","Sales Representative","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160907,20151217,20160907,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - self-employed",1,"White","White"
17071,42701.3679,12749.1196,14886.4683,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",918,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","Yes","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","Yes","No","Convenience",,"Convenience",,,"Better price","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Motor Vehicle and Parts Dealers","One","Office and Administrative Support","Under $5,000","Another household member and I share in the decisions","Very good",20161006,20151221,20150728,38,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Living with partner","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,1,0,0,2,"Working - as a paid employee",1,"2+ Races","Other"
17089,91679.8826,28172.2935,24891.5685,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","No","No","No","No","No",,,,,,,,,"No",400,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Better price","Better price",,"Convenience","Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Regularly worried","Some college but no degree","Associate degree","Management of Companies and Enterprises","One","Management","$100,000 - $249,999","I make most of the decisions","Very good",20160307,20160218,20160604,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$60,000 to $74,999","Widowed","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
17098,63144.8384,19379.7986,16713.337,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","Refused",,"No","Business/management","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No",,"Convenience",,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20151024,20151217,20160309,71,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",1,"White","White"
17123,104293.964,32109.0463,10675.4966,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Not important","Very important","Not important","Not important","Not important","Yes","Yes",,"Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Good",20151007,20151218,20150708,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,1,"Not working - retired",1,"White","White"
17124,84091.8973,26223.1845,23089.5509,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","Yes","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","Severe impact","Severe impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1900,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No",,"Not available in local stores",,,"Not available in local stores","Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Moderate strain",,"Substantial strain",,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Utilities","Two","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160908,20160212,20150913,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
17131,74446.7385,22848.4677,19704.7528,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",770,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","No","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Architectural, Engineering, and Related Services","Three","Management","Under $5,000","I make most of the decisions","Good",20160915,20151218,20160723,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,1,"Working - self-employed",1,"White","White"
17145,95071.8245,28657.147,29082.9947,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Convenience",,"Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Fair",20160908,20160518,20160908,54,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - other",1,"White","White"
17150,112391.641,34508.2875,37205.9667,,"Re-interview","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No",,"Not available in local stores",,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",600,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Sometimes worried","Some college but no degree","Less than High School degree","Machinery Manufacturing","One","Other professional","$100,000 - $249,999","I make most of the decisions","Excellent",20151009,20160308,20160815,51,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
17194,110342.452,34476.205,31273.7136,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","Refused","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,4525,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No","Undeclared","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160915,20151231,20160827,85,"75+","60+","Some college, no degree","Some college","Black, Non-Hispanic","Male","No",1,"A building with 2 or more apartments","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,1,"Not working - retired",1,"Black/African-American","Black"
17200,65650.5274,20310.2008,16852.5824,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160918,20160110,20160918,80,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
17207,44649.4775,13259.241,14948.5343,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No",2200,"Yes","No","No","No","No","Yes","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",10000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Regularly worried","Sometimes worried","High school degree or GED","Less than High School degree","Miscellaneous Manufacturing","One","Management","$500,000 - $999,999","I make most of the decisions","Very good",20160919,20160204,20160919,57,"55-64","45-59","Some college, no degree","Some college","2+ Races, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - as a paid employee",1,"2+ Races","Other"
17211,175604.872,54678.9337,54797.5169,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Associate degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Refused","No","No","Yes","No","No",,"Better price",,,,,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",400,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","High school degree or GED","Monetary Authorities-Central Bank","One","Business and Financial Operations","$35,000 - $49,999","I make most of the decisions","Good",20160903,20151216,20160903,54,"45-54","45-59","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,3,"Working - as a paid employee",1,"Black/African-American","Black"
17221,164250.083,50612.0952,51746.8032,,"Re-interview","No","No","No","Yes","Yes","No","No",,"No","Yes","No","No","No","No","Definitely No","Yes","Doing okay","About the same","Somewhat worse off","Pretty well off financially","No","No","No","Yes","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"No","No","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"It was easier for me to fix without their assistance","Definitely No",,,,,,,1500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,40,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Other reason",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member makes most of the decisions","Good",20160912,20151219,20160912,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Not working - looking for work",1,"White","White"
17231,108541.726,33413.3186,11892.1992,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Convenience","Convenience",,"Not available in local stores",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",200,"No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Sometimes worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Fair",20160915,20151218,20160908,84,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$25,000 to $29,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",1,"White","White"
17255,45190.7681,13708.8352,11326.8313,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","Poor","No","Yes","No","No","No","No","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No","Vocational/technical training","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Somewhat important","Not important","Yes","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20151114,20160306,20160623,71,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",1,"White","White"
17262,221918.189,68508.0843,67392.5108,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Associate degree","No",,"No","Physical sciences/math",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,41,"Not important","Very important","Not important","Very important","Not important","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No",,"Better price","Better price",,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","No","No",,,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","Associate degree","Certificate or technical degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160915,20160203,20160827,47,"45-54","45-59","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,1,3,"Not working - retired",1,"Black/African-American","Black"
17265,59889.4013,18305.0863,14521.9892,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Refused","Yes","Yes","No","Yes",,"No",,,,,"No","No","Yes","Yes","No","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Not available in local stores","Convenience","Convenience",,"Convenience","Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",12000,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Sometimes worried","Graduate degree","Graduate degree","Amusement, Gambling, and Recreation Industries","Two","Business and Financial Operations","$250,000 - $499,999","I make most of the decisions","Very good",20160930,20160220,20150806,61,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$75,000 to $84,999","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,1,"Working - self-employed",1,"White","White"
17271,170460.025,52168.7657,52630.5625,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","Much better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","No","Yes","No","Paper check","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,"Definitely Yes","Yes","No","Yes","No","No","No",400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Education","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Water Transportation","One","Transportation and Material Moving","$5,000 - $9,999","Another household member and I share in the decisions","Excellent",20160908,20151231,20160827,46,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
17273,149992.27,46546.331,49544.4604,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","Yes","No",,,,,,"Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Air Transportation","One","Transportation and Material Moving","$50,000 - $74,999","I make most of the decisions","Good",20160915,20151217,20160827,46,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,1,0,3,"Working - as a paid employee",1,"White","White"
17280,236884.855,73152.5802,25944.4199,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Minor impact","No impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",644,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","Yes","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Refused","Refused",,,,,"Refused","Refused",,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Couriers and Messengers","One","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160920,20151219,20160919,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,3,"Working - self-employed",1,"White","Hispanic"
17288,188259.421,58949.6112,55353.149,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",2600,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Engineering",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No",25000,10000,0,35000,"No",400,"No","No",,"No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","Yes","Yes",4000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Associate degree","Associate degree","Scientific Research and Development Services","One","Architecture and Engineering","$100,000 - $249,999","I make most of the decisions","Good",20160916,20151218,20160916,53,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Working - as a paid employee",1,"Asian","Asian"
17289,65425.8845,20204.8988,18191.6664,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"Yes","Business/management","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Moderately important","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Very important","Somewhat important","Yes","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20161008,20151216,20160901,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",0,"White","White"
17293,216431.454,68347.8874,70806.3526,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Specialized Design Services","One","Construction and Extraction","Under $5,000","Another household member and I share in the decisions","Good",20161011,20151218,20150706,45,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","No",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,1,3,"Working - self-employed",1,"White","Hispanic"
17300,144166.95,45012.5628,40605.0402,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Refused","Refused","Refused","Refused","Refused","Yes","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1966,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,55,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"Yes","No","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",0,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Very good",20160916,20160117,20160912,75,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",1,"White","White"
17310,104293.964,32109.0463,10675.4966,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much worse off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1963,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Very important","Not important","Not important","Somewhat important","Not important","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No","Other reason","Other reason","Other reason","Other reason",,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","Yes","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20151101,20160223,20150801,77,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - retired",1,"White","White"
17326,214893.023,66408.5252,73273.4532,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably No","Yes","Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","[D10other]",5,1,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","None",,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",1500,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Most or all of the time","Never","Bachelor’s degree","No",,"No","Life sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No","Slightly important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",38000,0,0,38000,"No",300,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"No","No","Yes","No","No","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","No",,"Convenience",,,,"Better price","Convenience","Convenience",,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Construction of Buildings","One","Management","Under $5,000","I make most of the decisions","Very good",20151008,20160213,20151008,24,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
17329,73419.2486,22421.9296,21706.332,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Poor","Yes","Yes","No","Yes","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Paper check","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","Severe impact","No impact","Severe impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"No",1460,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Never","Master’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes",,"Yes","Yes","No","No","No","Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","Yes","No","No","No",,,,,"Not available in local stores","Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","Yes","Yes",125,"Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","Substantial strain","Substantial strain",,"Moderate strain",,,,"Substantial strain",,,,"Sometimes worried","Rarely worried","Never worried","Rarely worried","High school degree or GED","Less than High School degree","Social Advocacy Organizations","One","Community and Social Services","Under $5,000","I make most of the decisions","Fair",20161001,20160606,20150703,54,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Divorced","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
17333,232776.297,72640.633,73532.8641,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","Minor impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"Yes","No","No",,"No","No","Yes","No","No","No","No","No","No","No","Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",12000,0,0,12000,"No",225,"No","No",,"No","No","Yes","Yes","Yes","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Convenience","Convenience",,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160903,20151224,20160903,39,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",1,0,0,0,2,"Not working - other",1,"Black/African-American","Black"
17372,107720.554,32974.8438,12751.7925,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","Financial benefits are somewhat larger","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,64,"Very important","Somewhat important","Somewhat important","Not important","Very important","Yes","No",,"Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Fair",20160929,20160101,20150703,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,1,"Not working - retired",1,"White","White"
17376,281228.639,87265.3756,30886.5922,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","Yes","No","No",,"No impact","No impact","Moderate impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","I [PPMARITins2] pay rent.",2007,"No","No","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,272,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Very important","Not important","Not important","Not important","Not important","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","Yes","Yes","Yes",200,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Religious Organizations","One","Teacher, except college and university","Under $5,000","I make most of the decisions","Fair",20160910,20151223,20160910,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",1,"A one-family house attached to one or more houses","$15,000 to $19,999","Never married","Metro","West","Mountain","Rented for cash","az",0,0,0,0,1,"Working - as a paid employee",1,"White","Hispanic"
17383,109526.726,33344.7232,32342.0971,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",885,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Certificate or technical degree","Heavy and Civil Engineering Construction","One","Architecture and Engineering","$5,000 - $9,999","I make most of the decisions","Very good",20160902,20151218,20160830,47,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,2,3,"Working - as a paid employee",1,"White","White"
17392,177827.979,56231.2262,58635.5825,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","Moderate impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","Yes","No","Yes",10000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No",,"Substantial strain",,,,,,,"Substantial strain",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Religious Organizations","One","Other professional","Not sure","Another household member makes most of the decisions","Very good",20150811,20160411,20130504,59,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
17420,262590.448,83034.0813,86584.4844,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","Yes","Yes","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No",,,,"Probably Yes","Yes","No","No","No","No","No",445,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Health","Financial benefits are somewhat larger",,,,,,,,,,,,"No advice from person","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160902,20151218,20160827,45,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","South","East-South Central","Rented for cash","al",0,0,0,0,3,"Not working - other",0,"White","White"
17424,320396.199,106586.944,105415.096,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much worse off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Master’s degree",,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Moderately important","Not important","Not important","Not important","Not important","Not important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Food and Beverage Stores","One","Management","$100,000 - $249,999","I make most of the decisions","Very good",20160914,20151223,20160914,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",1,0,0,0,2,"Working - as a paid employee",0,"White","White"
17440,197268.032,61361.2613,16832.3026,,"Re-interview","No","Yes","No","No","Yes","No","No",,"Yes","Yes","Yes","Yes","No","No","Definitely No","Yes","Just getting by","Much worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Refused",,,,,,,,,,,,"No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Health","About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,"Slightly important","Very important","Slightly important","Not important","Not important","Slightly important","Slightly important","No advice from person",,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Don’t know","Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Not available in local stores",,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes",,"A little strain",,,,,,,"Moderate strain",,"Substantial strain","Rarely worried","Rarely worried","Never worried","Never worried","Don’t know","Don’t know","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","Another household member makes most of the decisions","Very good",20160914,20160323,20160828,21,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",10,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,2,1,2,5,"Working - as a paid employee",1,"White","White"
17443,319663.192,101102.996,96585.2138,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","Refused","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact","Employed full-time","Yes","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",3,2,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",1350,"Yes","Yes","Yes","No","No","No","Check","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Better price","Better price","Better price",,,,"Better price","Better price","Better price","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"A little strain",,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Educational Services","One","Other professional","Under $5,000","I make most of the decisions","Very good",20160921,20160601,20150727,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$40,000 to $49,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,0,1,"Working - as a paid employee",1,"Asian","Asian"
17461,123181.547,37940.2345,13165.5021,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Probably Yes",,"Finding it difficult to get by","Much worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","Yes","Don’t know","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"No impact","No impact","Refused","No impact","Moderate impact","Moderate impact","Not employed and not looking for a job","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",2,10,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","No",,,,,,,,,"Yes","Don't know","Yes","No","No","Refused","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","Yes",,,,,"Convenience",,"Convenience",,"Convenience","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","Yes","Yes","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No",,"Substantial strain",,,,,,,"A little strain",,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","General Merchandise Stores","One","Retail Sales","Under $5,000","Another household member and I share in the decisions","Good",20160912,20160206,20160830,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$7,500 to $9,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
17462,125609.991,38835.9722,38076.8474,,"Re-interview","Yes","Yes","No","No","Yes","No","No",,"Yes","Yes","No","No","Yes","No","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1700,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Once","Master’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Educational Services","One","Management","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20161003,20160122,20150625,36,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",1,1,0,0,3,"Working - as a paid employee",1,"White","White"
17463,60096.9673,18308.2275,14650.4354,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Law",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,55,"Not important","Very important","Not important","Not important","Not important","No","No",,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","Yes","No",,,,,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Good",20160919,20151217,20160919,67,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$125,000 to $149,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","dc",0,0,0,0,1,"Not working - retired",1,"White","White"
17469,122575.677,38647.3638,34222.0638,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Somewhat important","Somewhat important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Convenience","Convenience","Convenience",,"Convenience","Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160919,20151224,20160919,75,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Not working - retired",1,"White","White"
17490,237788.087,75249.5801,69893.2037,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","Yes","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","Minor impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","Yes","Yes","Yes","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",35,10,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","Yes","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",930,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Some of the time","Master’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",67000,0,0,67000,"Yes",336,"No","No",,"Yes","No","Yes","No","Yes","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Better price","Better price","Better price","Better price",,"Better price",,"Convenience",,"No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Hospitals","Two","Other professional","$10,000 - $24,999","I make most of the decisions","Very good",20160916,20160206,20160827,32,"25-34","30-44","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$100,000 to $124,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",1,"Asian","Asian"
17501,107061.634,32517.8222,27526.1504,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",811,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Very important","Very important","Not important","Not important","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","Associate degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20161008,20160206,20160910,71,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,1,"Not working - retired",1,"White","White"
17503,103601.413,31639.7676,11651.6468,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",379,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Miscellaneous Manufacturing","One","Office and Administrative Support","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160916,20160220,20160917,60,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
17509,254685.836,79830.4421,86449.685,,"Re-interview","Yes","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely Yes",,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","Don’t know","Don’t know","No","No","No","No","Paper check","No","Yes","No","No","Yes","No","No","Yes",,"No impact","No impact","No impact","No impact","Severe impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No",750,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",0,"Don’t know","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Convenience","Convenience",,,,,"Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Moderate strain","Moderate strain",,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Construction of Buildings","Three","Installation, Maintenance, and Repair","Refused","Another household member and I share in the decisions","Very good",20160904,20151224,20160903,38,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
17510,127971.565,39874.036,37170.8467,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No","Vocational/technical training",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Refused","Very important","Refused","Refused","Refused","Yes","No","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","General Merchandise Stores","Two","Retail Sales","$500,000 - $999,999","Another household member makes most of the decisions","Very good",20160907,20151228,20160827,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
17511,171704.089,54586.9969,19544.3553,,"Re-interview","Yes","Yes","No","Yes","No","No","No",,"Yes","Yes","Yes","No","Yes","No","Probably Yes",,"Just getting by","About the same","About the same","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Moderate impact","Moderate impact","No impact","Minor impact",,,,"No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",20,70,"About the same","Very much","Very much","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Associate degree","No",,"No","Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Convenience",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160916,20151223,20160916,41,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","No",5,"A one-family house detached from any other house","$15,000 to $19,999","Separated","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,1,0,4,"Not working - looking for work",1,"White","White"
17533,349989.735,114649.268,118236.199,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",2200,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,51,"Very important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","No",,"Convenience",,,"Not available in local stores","Other reason",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",900,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Rarely worried","Never worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member makes most of the decisions","Fair",20160904,20151218,20160901,82,"75+","60+","12th grade NO DIPLOMA","Less than high school","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
17546,112047.439,34598.2011,12390.5627,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Refused","Much worse off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Refused",0,"Refused","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,75,"Very important","Refused","Refused","Refused","Refused","Yes","No",,"No","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Refused","Refused","Refused","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Refused","Yes","Refused","Refused","Refused","Refused","No","Not available in local stores","Refused",,"Refused",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",150,"No","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20160915,20151217,20160828,83,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$10,000 to $12,499","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",1,"White","White"
17549,521498.732,165937.502,45009.3444,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","No","Yes","Probably Yes",,"Doing okay","Somewhat better off","Somewhat better off","It varied","No","No","No","No","No","No","Yes","Yes","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","Refused","No","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,10,"More","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Credit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","No",,"No","Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Humanities","Financial benefits are somewhat larger",,,,,,,,,,,,"Moderately important","Not important","Not important","Not important","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",1000,0,0,1000,"No","Refused","No","No",,"No","No","No","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","Refused","No","No","No","No","No","Yes","Yes","No","Refused","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","Refused","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160907,20160106,20160830,27,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",5,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,1,4,"Not working - disabled",0,"Black/African-American","Black"
17550,111272.413,34193.9306,12270.7984,,"Re-interview","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Yes","Refused","Refused","Refused","Refused","No","Probably No","No","Just getting by","Somewhat worse off","About the same","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Severe impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Somewhat important","Somewhat important","Somewhat important","Very important","Not important","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","Yes","Yes",6000,"Yes","No","Yes","Yes","No","No","No","No","No","Refused","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Substantial strain",,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Graduate degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160907,20151219,20160907,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",1,"White","White"
17555,210715.801,66307.4756,22442.4144,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Severe impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","No","No","No","No","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No",,,,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Sometimes worried","Don’t know","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160910,20160130,20160829,51,"45-54","45-59","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","South","South Atlantic","Occupied without payment of cash rent","fl",0,0,0,0,2,"Not working - disabled",0,"White","White"
17556,148003.263,46362.8369,51720.7743,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","Moderate impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1518,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Associate degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Educational Services","One","Office and Administrative Support","$35,000 - $49,999","I make most of the decisions","Good",20160913,20151230,20160901,37,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,1,1,1,2,"Working - as a paid employee",1,"White","White"
17562,99485.7814,30255.0041,27810.047,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2001,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","No","Yes","Yes","Yes","No",700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","Yes","No",,"Convenience",,"Better price",,"Better price",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Real Estate","One","Business and Financial Operations","$100,000 - $249,999","I make most of the decisions","Good",20160908,20151224,20160911,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$85,000 to $99,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
17578,134504.099,41564.341,41210.1642,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No","No",,,,,,,,,"No",636,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Convenience","Yes","No","No","Refused","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",400,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Some college but no degree","Nursing and Residential Care Facilities","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$75,000 - $99,999","Another household member and I share in the decisions","Excellent",20160923,20151223,20150711,31,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
17581,128992.259,40175.7451,38980.9097,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","To earn money as a primary source of income",4,2,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",850,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Engineering",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","Yes","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Better price",,,,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Heavy and Civil Engineering Construction","One","Architecture and Engineering","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160912,20151219,20160912,44,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ri",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
17584,29841.1134,9223.4688,8281.1115,,"Re-interview","Yes","Refused","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","Moderate impact","Homemaker","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,10,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",845,"Yes","Yes","No","No","No","Yes","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Refused","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Better price","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores",,"Not available in local stores",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Rarely worried","Some college but no degree","High school degree or GED","Specialty Trade Contractors","Two","Other professional","Not sure","Another household member makes most of the decisions","Excellent",20160902,20151221,20160827,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
17586,286367.781,92403.0178,89516.884,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Yes","Refused",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1900,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Associate degree","No",,"Yes","Education",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No","Very important","Moderately important","Slightly important","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","Yes","Yes","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","No",,"Better price",,,"Better price","Better price",,,,"Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3500,"No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Educational Services","Two","Management","$1,000,000 or more","I make most of the decisions","Very good",20141217,20160623,20130813,67,"65-74","60+","Associate degree","Some college","Black, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,3,"Working - self-employed",0,"Black/African-American","Black"
17587,153747.878,47597.2041,40025.5875,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Never","Associate degree","No",,"No","Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Other reason","Other reason",,,"No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Ambulatory Health Care Services","One","Health Technologist or Technician (such as paramedic, lab technician)","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160904,20160311,20160904,66,"65-74","60+","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - as a paid employee",1,"Black/African-American","Black"
17595,109189.552,33463.5707,33621.9651,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","Yes","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Some college but no degree","Educational Services","Two","Teacher, except college and university","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160907,20151217,20160831,41,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,1,1,2,"Working - as a paid employee",1,"White","White"
17605,358455.98,117559.881,123228.826,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Probably No","No","Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","Yes","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,"Very important","Very important","Moderately important","Very important","Very important","Not important","Not important","Refused",,,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No",5000,0,0,5000,"Yes",180,"Yes","No",,"No","Yes","No","No","No","No",,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","Convenience","Convenience",,,,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Specialty Trade Contractors","One","Installation, Maintenance, and Repair","$10,000 - $24,999","Another household member makes most of the decisions","Very good",20160906,20151218,20160906,19,"18-24","18-29","Some college, no degree","Some college","Hispanic","Male","No",4,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Working - as a paid employee",1,"White","Hispanic"
17611,106236.823,32598.2669,33193.3435,,"Re-interview","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",571,"Yes","No","No","No","Yes","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No",,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Computer Systems Design and Related Services","One","Computer and Mathematical","$35,000 - $49,999","I make most of the decisions","Good",20160911,20160129,20160829,51,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,1,3,"Working - as a paid employee",1,"White","White"
17613,116227.276,35760.7262,12510.3584,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,68,"Somewhat important","Not important","Not important","Very important","Very important","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160909,20151217,20160902,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A mobile home","$25,000 to $29,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
17628,103588.96,32617.221,26328.6014,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1970,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,71,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes","No",,"Convenience",,"Convenience",,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20160923,20160804,20131004,86,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",1,"White","White"
17630,145909.161,44259.8799,16378.332,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",660,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,"Yes","Education",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No","Slightly important","No advice from person","Slightly important","Moderately important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","No",,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","Convenience","Better price",,"Better price","Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Less than High School degree","Educational Services","Two","Office and Administrative Support","$25,000 - $34,999","I make most of the decisions","Good",20160914,20151223,20160914,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A mobile home","$30,000 to $34,999","Divorced","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
17633,153190.517,47644.9312,49867.5206,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Associate degree","No",,"No","Business/management",,,,,,,"Financial costs are much larger","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No",,"No",,,,,,,,,,,,,,,,58,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Not available in local stores",,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160924,20151217,20150805,58,"55-64","45-59","Associate degree","Some college","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","hi",0,0,0,0,2,"Not working - retired",1,"White","Hispanic"
17637,104584.426,32388.367,33273.2929,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,5,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No",1400,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Never","Bachelor’s degree","No",,"No","Education",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Not available in local stores",,,"Better price","Other reason","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Health, Personal Care, and Beauty Product Manufacturing","One","Other (Please specify)","Not sure","Another household member makes most of the decisions","Very good",20160826,20151217,20160826,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,1,0,2,"Working - as a paid employee",1,"White","White"
17670,257242.507,80400.9108,29563.9916,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","Yes","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.","Refused","Yes","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Professional degree (e.g. MBA, MD, JD)",,"Health",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Very important","No advice from person","Moderately important","Moderately important","Moderately important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes",0,0,0,350000,"No","Refused","Yes","No",,"No","No","No","Yes","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160915,20151218,20160911,25,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","nh",0,0,0,0,3,"Not working - other",0,"Asian","Asian"
17677,150614.69,47318.4868,43553.8051,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Miscellaneous Manufacturing","One","Other (Please specify)","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160922,20151224,20150810,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - as a paid employee",1,"White","Hispanic"
17680,140136.156,43356.9836,38823.1596,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",30,0,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","No","No","Yes","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","Don’t know","Yes","Yes","None",,"Definitely No",,,,,,,3900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Somewhat important","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,,"Convenience",,,,,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160921,20151217,20150804,87,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$40,000 to $49,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Not working - retired",1,"White","White"
17685,267011.838,85014.6338,72310.099,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Probably Yes",,"Doing okay","Somewhat better off","Somewhat better off","Poor","No","No","No","No","No","No","Refused","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","No","No","Yes",,,,,,,,,"Yes",2500,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Most or all of the time","Some of the time","Associate degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No",,,,,,,,,,,,62,"Not important","Very important","Not important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Refused",,"$50,000 to $74,999","More than your income","Yes","No","No","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20160919,20150418,20160916,62,"55-64","60+","Associate degree","Some college","Other, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Not working - retired",1,"Asian","Asian"
17698,115753.032,35791.0504,33122.4772,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",625,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Transportation Equipment Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$10,000 - $24,999","I make most of the decisions","Good",20160908,20151221,20160909,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$60,000 to $74,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
17719,208564.203,65561.311,22926.5367,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","Yes","Yes","No","Yes","No","Definitely No","No","Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work as a consultant/contractor","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","Yes","No","Yes","No","No","It exceeded changes in living expenses","Refused","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No","Very important","Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,,,"Convenience","Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No",,"None",,,,,,,"Moderate strain",,,"Rarely worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Associate degree","Refused","One","Refused","$5,000 - $9,999","Another household member makes most of the decisions","Good",20160907,20151223,20160907,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",5,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","West","Pacific","Occupied without payment of cash rent","ca",0,0,0,0,5,"Working - as a paid employee",1,"White","White"
17743,91166.5251,28186.8998,29547.9665,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Associate degree","No",,"Yes","Business/management",,,,,,,"Financial costs are much larger","Yes","Yes","No","No","Yes","Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",0,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160922,20160211,20160910,53,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Not working - looking for work",0,"White","White"
17746,114810.243,34861.8268,32746.4373,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",4,1,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1700,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Not available in local stores","Better price","Better price","Better price","Better price","Better price","Convenience",,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Scientific Research and Development Services","One","Computer and Mathematical","$50,000 - $74,999","I make most of the decisions","Excellent",20160916,20151217,20160827,34,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,1,1,0,2,"Working - as a paid employee",1,"White","White"
17778,328951.313,106531.118,32889.0658,,"Re-interview","No","No","No","No","No","Yes","No",,"No","Yes","No","No","Yes","No","Probably Yes",,"Doing okay","About the same","Much better off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Probably No",,,,,,,1050,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Associate degree","No",,"No","Law",,,,,,,"Financial costs are much larger","No","Yes","No","Yes","No","Moderately important","Slightly important","Very important","Moderately important","Moderately important","Very important","Moderately important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5500,0,0,5500,"No",56,"Yes","No",,"No","No","Yes","No","No","No",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Refused",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Convenience","Convenience","Convenience","Better price","Better price",,"Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","Yes","No","No","Yes","No","No","Refused","No","No",,"No","Yes","No","No","No","No","No","Yes","No","No","No",,"Substantial strain",,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Sporting Goods, Hobby, Book, and Music Stores","One","Sales Representative","Under $5,000","I make most of the decisions","Good",20161006,20160120,20150908,28,"25-34","18-29","Associate degree","Some college","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","West","Mountain","Rented for cash","az",0,0,0,0,1,"Working - as a paid employee",1,"2+ Races","Hispanic"
17783,102111.098,31572.9391,29218.8674,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","Refused","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160927,20151223,20150709,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",1,"White","White"
17786,71303.5432,21778.0757,22574.7161,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Not at all","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No",2000,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","Yes","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Better price","Better price",,,"Better price","Not available in local stores","Not available in local stores",,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Excellent",20151006,20160109,20150811,46,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - other",1,"White","White"
17788,84340.1973,24714.4701,7295.5298,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat worse off","About average","Yes","Yes","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","Yes","Yes","No",,"No impact","Moderate impact","Moderate impact","No impact","No impact","No impact","Not employed and not looking for a job","Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","To earn money as a primary source of income",20,30,"About the same","Not at all","Somewhat","Not at all","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2010,"No","No","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably Yes","No","Yes","No","Yes","Yes","No",500,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Master’s degree","Yes","Doctoral Degree",,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No","Very important","Not important","Slightly important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"No",300,"Yes","No",,"No","No","Yes","Yes","Yes","Yes","No",,,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,,,,"Convenience",,,"Convenience",,"Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Moderate strain",,,,,,,,,"Rarely worried","Sometimes worried","Never worried","Sometimes worried","High school degree or GED","Bachelor’s degree","Educational Services","Two","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20161001,20160207,20160827,28,"25-34","18-29","Masters degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Living with partner","Metro","West","Mountain","Rented for cash","az",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
17805,378038.94,121887.126,113231.844,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No","No",,,,,,,,,"No",515,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Very important","Not important","Not important","Not important","No advice from person","No advice from person","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","No",,"Convenience",,,,"Better price","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","High school degree or GED","Advertising Agencies","One","Other professional","$50,000 - $74,999","I make most of the decisions","Very good",20160913,20160121,20160913,30,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",2,"A building with 2 or more apartments","$150,000 to $174,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",1,"White","Hispanic"
17808,137550.098,42228.2461,39769.4337,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Don’t know","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,1,"About the same","Not at all","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Education",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","No",,"Not available in local stores",,,"Not available in local stores",,"Convenience","Convenience",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Educational Services","One","Teacher, except college and university","Refused","I make most of the decisions","Very good",20160904,20151220,20160904,43,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
17810,379549.818,120687.606,143458.353,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Probably No","Yes","Doing okay","Somewhat better off","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Don’t know","Yes","No","No","Paper check","No","No","Yes","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"Yes","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"Yes","Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","No","No","Very important","Slightly important","Slightly important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",65000,0,0,65000,"No",100,"No","No",,"No","No","Yes","No","Yes","Yes",,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No",,"Better price","Not available in local stores","Better price","Convenience","Convenience",,"Convenience",,"No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Fabricated Metal Product Manufacturing","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160905,20151217,20160905,26,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$175,000 to $199,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
17815,190078.713,60394.8389,57136.8713,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,"No",935,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Some of the time","Some of the time","Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial costs are much larger","Yes","Yes","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,,"Better price",,,,,,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Associate degree","Associate degree","Civic and Social Organizations","One","Building and Grounds Cleaning and Maintenance","Under $5,000","I make most of the decisions","Poor",20160903,20160221,20160903,47,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A mobile home","$60,000 to $74,999","Living with partner","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
17816,425041.17,137007.603,41381.7255,,"Re-interview","Yes","Yes","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Probably No","Yes","Just getting by","Much worse off","Somewhat better off","About average","No","No","No","Yes","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","Moderate impact",,,"Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Health","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,"Very important","Very important","Slightly important","Moderately important","Moderately important","No advice from person","No advice from person","Not important",,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,"$5,000 to $14,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Better price",,,"Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","No","Yes","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20161008,20160223,20160829,28,"25-34","18-29","Some college, no degree","Some college","Other, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","hi",0,0,0,0,1,"Not working - looking for work",1,"Asian","Asian"
17823,190964.534,60812.957,61745.707,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,2,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Convenience","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Educational Services","Three","Teacher, college and university","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20161011,20151222,20150720,42,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,2,0,2,"Working - as a paid employee",1,"White","White"
17830,149468.606,46036.7167,15975.0328,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely No","Yes","Just getting by","About the same","About the same","Poor","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,100,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160916,20151221,20160827,49,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$7,500 to $9,999","Married","Non-Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,2,"Not working - disabled",1,"White","White"
17835,655159.294,208512.708,222165.365,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","About the same","Pretty well off financially","No","No","No","No","Yes","Yes","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,1100,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Credit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"Yes","Most or all of the time","Never","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,"$75,000 to $99,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","No","Yes",,"Not available in local stores","Better quality","Convenience","Not available in local stores",,,,"Better quality","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160914,20151217,20160919,29,"25-34","18-29","10th grade","Less than high school","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$50,000 to $59,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Not working - other",0,"White","White"
17838,227563.436,70406.271,63043.9129,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","Yes","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Other (Please specify):","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1966,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,76,"Not important","Not important","Not important","Somewhat important","Not important","Yes","Refused",,"Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Refused","Refused","Refused","Yes","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20151002,20160107,20150804,77,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - retired",1,"White","White"
17849,61457.9315,18600.6639,14138.248,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1981,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,375,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Not important","Not important","Not important","Not important","Somewhat important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","Yes",,"Not available in local stores",,"Not available in local stores","Not available in local stores","Convenience",,,"Not available in local stores","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160907,20160220,20160907,86,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,2,"Not working - retired",1,"White","White"
17855,125269.92,37200.5263,41940.0582,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,720,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Convenience","Convenience",,,"Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Food and Beverage Stores","One","Management","$250,000 - $499,999","I make most of the decisions","Very good",20160908,20151219,20160827,54,"45-54","45-59","Some college, no degree","Some college","2+ Races, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - as a paid employee",1,"2+ Races","Other"
17856,88707.7799,26772.4937,23805.0729,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","Yes","No",,,,"Better price","Better price","Better price","Not available in local stores","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Food and Beverage Stores","One","Management","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20160919,20151218,20160828,49,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,1,3,"Working - as a paid employee",1,"White","White"
17858,107375.553,32389.7735,29123.6126,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","Pretty well off financially","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","Yes","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",50,40,"Less","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","No","No","No","No","No",,,,,,,,,"Yes",750,"Yes","No","No","No","Yes","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,"Yes","Computer/information sciences","Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,"Not important","Not important","Not important","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","No","No","Yes",2500,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Computer Systems Design and Related Services","Two","Computer and Mathematical","Under $5,000","I make most of the decisions","Very good",20160917,20160206,20160917,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
17859,235580.072,76255.2256,80457.4991,,"Re-interview","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,"Yes",650,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"Yes","No","No",,"No","No","Yes","No","No","No","No","No","No","No","Fair","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","One","Protective Service","Under $5,000","Another household member and I share in the decisions","Excellent",20160902,20151226,20160901,31,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
17862,87556.4801,27530.0348,22076.427,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No",,"Refused","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","Convenience",,,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Graduate degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20160924,20160605,20160729,75,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Not working - retired",1,"White","White"
17869,194575.637,59872.9873,61294.0074,,"Re-interview","Yes","Yes","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Refused","Refused","Refused","Refused","Refused","Yes","Definitely Yes",,"Just getting by","Somewhat better off","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","Refused","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,8,"About the same","Very much","Very much","Very much","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",835,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","Yes","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,"No","Business/management","Financial benefits are much larger","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","Yes","Yes","Yes",300,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","Three","Other professional","Under $5,000","I make most of the decisions","Very good",20151022,20160219,20160920,44,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,1,3,"Working - as a paid employee",1,"White","White"
17881,233196.912,74050.7631,77532.8858,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely Yes",,"Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",537,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","Yes","No","No","No",,"Yes","No","No",,"No","No","No","No","Yes","No","No","No","No","No","Good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No",,,,,"Convenience",,"Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","Yes","Yes",695,"Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Sometimes worried","Never worried","Sometimes worried","Less than High School degree","Less than High School degree","Other Professional, Scientific, and Technical Services","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Fair",20160902,20151219,20160901,46,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
17889,194330.808,58861.1846,22171.9687,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much better off","It varied","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Refused","Yes","Refused","Refused",,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No",,,,"Definitely No",,,,,,,256,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Refused","Refused",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","About the same",,"Some of the time","Most or all of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","Yes","No","No","No","No","No","No",,,,,"A little strain",,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160908,20151219,20160908,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$5,000 to $7,499","Divorced","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
17914,633140.811,201336.094,57462.2359,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",340,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Business/management","About the same financial benefits and financial costs",,,,,,,,,,,,"Very important","Very important","Very important","Very important","Very important","Very important","Very important","Very important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",30000,0,0,30000,"No",122,"No","No",,"No","Yes","No","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Certificate or technical degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160915,20151230,20160915,28,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,1,"Not working - looking for work",0,"Black/African-American","Black"
17924,70434.6633,20982.0482,8649.8425,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","Yes","No","Probably No","No","Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Refused",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No",,"$0 to $4,999","More than your income","Yes","No","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20161008,20151218,20150710,81,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"White","White"
17938,635789.367,208512.708,215309.419,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","Yes",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",1800,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","Yes","No","No","No","No","No","Yes","No","No","No",,"Yes","No","No",,"No","No","No","No","No","No","No","No","No","Yes","Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Moderately important","Moderately important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",2500,0,0,2500,"No",50,"No","No",,"No","No","Yes","No","No","Yes","No",,,,,,"Yes","Yes","No","No","No","No","No",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$200,000 or higher","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","Better price",,,"Better price",,,,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Architectural, Engineering, and Related Services","Two","Architecture and Engineering","$10,000 - $24,999","Another household member and I share in the decisions","Excellent",20160917,20160116,20160917,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",1,1,0,0,2,"Working - as a paid employee",1,"Black/African-American","Black"
17959,98315.2341,30203.0564,29612.2115,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,3,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",1650,"Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","Yes","No","Better price","Convenience",,"Convenience",,"Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",2500,"No","Yes","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","Hospitals","One","Computer and Mathematical","$250,000 - $499,999","I make most of the decisions","Very good",20160908,20151217,20160723,40,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,1,0,0,2,"Working - as a paid employee",1,"White","White"
17966,188092.607,57769.8283,18992.4704,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Check","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","No","No","No",,,,,,,,,,,,70,"Somewhat important","Very important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160913,20151223,20160828,78,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Non-Metro","Midwest","West-North Central","Occupied without payment of cash rent","ne",0,0,0,0,1,"Not working - retired",1,"White","White"
17967,141229.186,43803.2849,14756.8747,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","No","Disabled and not working",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1990,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Some of the time","Most or all of the time","Associate degree","No",,"No","Undeclared",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"Yes, both",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Better price",,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Associate degree","Associate degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Very good",20160928,20151217,20150803,53,"45-54","45-59","Associate degree","Some college","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Not working - disabled",1,"White","Hispanic"
17970,151677.237,46234.2891,15243.1084,,"Re-interview","No","Yes","No","No","No","Yes","No",,"No","No","No","No","No","Yes","Probably Yes",,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2000,"No","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1313,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No",,"Convenience",,"Convenience",,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160904,20151231,20160827,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",3,"A building with 2 or more apartments","$7,500 to $9,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,1,2,"Not working - disabled",1,"White","Hispanic"
17979,152794.55,48883.5562,39245.5587,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",3281,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No",,"$200,000 or higher","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Not available in local stores","Not available in local stores","Better price","Convenience","Better price","Convenience","Convenience",,"No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Never worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Good",20160922,20151217,20150705,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",2,"A building with 2 or more apartments","$150,000 to $174,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Not working - retired",1,"White","Hispanic"
17990,167772.014,52073.2135,50441.9723,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",2312,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,,"Not available in local stores","Better price","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Scientific Research and Development Services","One","Computer and Mathematical","$5,000 - $9,999","Another household member and I share in the decisions","Excellent",20160916,20160131,20160724,46,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
18015,190086.738,60783.4711,56607.0618,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","No","Yes","No","No","No","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No","Very important","Moderately important","Very important","Moderately important","Moderately important","Not important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,,,,,,"No","No","Yes","Yes","No","No","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience","Better price","Better price","Convenience","Convenience","Convenience",,"Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Fabricated Metal Product Manufacturing","One","Architecture and Engineering","Under $5,000","I make most of the decisions","Very good",20160915,20160105,20160909,23,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,1,3,"Working - as a paid employee",1,"White","White"
18022,99112.0721,30674.7156,31820.5779,,"Re-interview","Yes","Refused","Refused","Refused","Yes","Refused","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No",1584,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Never","Certificate or technical degree","No",,"No","Physical sciences/math","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,"No","No","No","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","Convenience","Convenience","Convenience","Convenience","Convenience",,,,,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",100000,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Architectural, Engineering, and Related Services","One","Computer and Mathematical","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160923,20151217,20150817,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","East-South Central","Rented for cash","al",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
18046,206701.957,64979.2801,57870.016,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"Yes","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1250,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No",,"Convenience","Better price","Better price",,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1230,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Other Professional, Scientific, and Technical Services","One","Medical Doctor (such as physician, surgeon, dentist, veterinarian)","Under $5,000","Another household member and I share in the decisions","Good",20160915,20151217,20160915,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Working - as a paid employee",1,"White","Hispanic"
18062,122131.26,37384.2179,36795.0161,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"Less","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",625,0,0,625,"No",625,"No","No",,"No","Yes","Yes","No","Yes","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Better price",,,"Better price","Better price","Better price","Convenience",,"No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Educational Services","One","Management","$35,000 - $49,999","I make most of the decisions","Very good",20161015,20160206,20150714,37,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$75,000 to $84,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
18064,149992.27,46546.331,49544.4604,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2001,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,350,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No",,,,,"Not available in local stores",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Food Services and Drinking Places","One","Other Sales","Under $5,000","I make most of the decisions","Good",20160916,20160111,20160909,46,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",1,"A building with 2 or more apartments","$100,000 to $124,999","Divorced","Metro","South","South Atlantic","Occupied without payment of cash rent","md",0,0,0,0,1,"Working - self-employed",1,"White","White"
18084,160620.628,50499.3384,41528.8289,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Life sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Very good",20151031,20160325,20160829,66,"65-74","60+","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"Asian","Asian"
18086,125312.855,39367.2946,34868.7683,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Life sciences",,,,,,,"Financial benefits are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Crop Production","One","Management","$1,000,000 or more","I make most of the decisions","Very good",20160926,20160220,20160827,60,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$250,000 or more","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","sd",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
18087,156813.669,47940.3413,45834.4494,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"Yes",1227,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Certificate or technical degree","No",,"No","Business/management","Financial costs are somewhat larger","Yes","Yes","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"No",110,"Yes","Yes",,"Yes","No","No","No","No","No",,"No",,,,,"Yes","No","No","No","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No",,,"Substantial strain","Moderate strain",,,,,,"Substantial strain",,"Never worried","Rarely worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Waste Management and Remediation Services","One","Business and Financial Operations","$25,000 - $34,999","I make most of the decisions","Good",20160914,20151218,20160827,37,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,2,1,2,"Working - as a paid employee",1,"White","White"
18088,202228.311,64138.2626,60581.1742,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,1,"About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",2200,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Other reason","Better price","Convenience",,"Better price","Better price","Better price","Convenience",,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Educational Services","One","Teacher, except college and university","$100,000 - $249,999","Another household member and I share in the decisions","Good",20150922,20160214,20160827,39,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
18096,136194.696,41865.1694,44236.3979,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No","No",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Not available in local stores",,,,"Better price","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2900,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Credit Intermediation and Related Activities","One","Business and Financial Operations","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160910,20160123,20160827,49,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
18134,122960.89,37856.0439,12586.237,,"Re-interview","Refused","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","No","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Good",20160910,20160209,20160910,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",1,"White","White"
18137,48977.6848,14742.92,5989.375,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1973,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Somewhat important","Somewhat important","Not important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No","Convenience","Convenience",,,"Convenience",,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4000,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20151205,20160507,20160716,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Not working - retired",1,"White","White"
18155,91679.8826,28172.2935,24891.5685,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No","Undeclared",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Very important","Not important","Yes","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Regularly worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20151003,20151217,20150916,66,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - retired",1,"White","White"
18164,79104.7215,23761.939,27010.2544,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","Minor impact","Moderate impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",825,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No",,"Better price",,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",420,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Rarely worried","Never worried","Regularly worried","Rarely worried","High school degree or GED","High school degree or GED","Food and Beverage Stores","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Good",20160827,20151228,20160827,32,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",1,"2+ Races","Other"
18167,268892.925,86181.3674,87244.734,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Severe impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","Yes","Yes","Yes","No","Refused",800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Health","Financial costs are much larger","No","No","Yes","No","Yes",,,,,,,"Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Sporting Goods, Hobby, Book, and Music Stores","One","Retail Sales","$35,000 - $49,999","I make most of the decisions","Very good",20160903,20151218,20160829,27,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$50,000 to $59,999","Married","Metro","West","Mountain","Rented for cash","nv",0,1,0,0,2,"Working - as a paid employee",1,"White","White"
18173,270911.599,84887.6824,99248.7214,,"Re-interview","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","Moderate impact","No impact","No impact",,,"Disabled and not working","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",160,10,"About the same","Not at all","Very much","Somewhat","No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2015,"No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No",,"It was easier for me to fix without their assistance","Probably No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,"Moderately important","No advice from person","Not important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No",13000,0,0,13000,"No",0,"Yes","No",,"No","Yes","No","No","No","No","No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Better price",,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","Yes","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No",,,"Substantial strain",,,,,,"Moderate strain",,,"Rarely worried","Rarely worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160924,20160220,20160827,28,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A mobile home","$40,000 to $49,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,1,1,0,2,"Not working - other",1,"White","White"
18186,180924.236,57122.8317,19886.9078,,"Re-interview","Refused","Refused","Refused","Yes","Refused","Refused","No",,"Yes","No","Yes","No","Yes","No","Definitely No","No","Just getting by","Somewhat worse off","Somewhat worse off","It varied","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","Severe impact","Severe impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","Yes","Yes","None",,"Definitely No",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"No",0,"Yes","No",,"No","No","Yes","No","No","Yes",,,,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No",,,"Not available in local stores",,"Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","Moderate strain",,,,,"Substantial strain",,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Some college but no degree","Religious Organizations","Two","Building and Grounds Cleaning and Maintenance","Under $5,000","Another household member and I share in the decisions","Good",20160910,20151223,20160910,29,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","Less than $5,000","Never married","Non-Metro","West","Mountain","Rented for cash","co",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
18195,76350.8917,23228.2734,25215.0595,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","No","No","Yes","No","Yes","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","No","No","No",,"No impact","Moderate impact","No impact","No impact","No impact","Severe impact","Employed full-time","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",60,10,"About the same","Very much","Somewhat","Somewhat","No","Yes","Yes","No","Refused","Yes","Refused","Refused","Refused","Refused","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","Yes","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Never","Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Better price","Better price",,,,"Better price",,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Educational Services","One","Teacher, except college and university","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160922,20151217,20151125,48,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
18220,120294.845,36765.6107,36978.7216,,"Re-interview","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Severe impact","Severe impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",3,5,"More","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",911,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Better price","Better price","Convenience","Better price","Better price","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Substantial strain",,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Teacher, except college and university","$75,000 - $99,999","I make most of the decisions","Very good",20160911,20151230,20160911,41,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,2,0,1,"Working - as a paid employee",1,"White","White"
18224,143667.885,45114.3944,45614.0721,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Very important","Not important","Very important","Not important","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No",,,,"Better price",,"Convenience","Convenience",,,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20151016,20151221,20160827,58,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",1,"White","White"
18231,69114.5671,21092.3372,17099.6982,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","Refused","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Better price","Better price",,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not asked","Another household member makes most of the decisions","Excellent",20140813,20150812,20130504,66,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,3,"Not working - retired",1,"White","White"
18239,54568.7331,16466.9702,13080.8265,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes",,,,,"Better price","Convenience",,"Convenience","Better price","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20161018,20160307,20160907,83,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Not working - retired",1,"White","White"
18240,312977.459,101304.588,108568.346,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","Yes","Yes","Yes","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","Yes","Yes","Yes","No","No",550,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Associate degree","Yes","Bachelor’s degree",,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No","Very important","Very important","Very important","Moderately important","Moderately important","Moderately important","Very important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Better price","Convenience","Better price","Convenience","Convenience",,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","None",,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","Graduate degree","Business, Professional, Labor, Political, and Similar Organizations","One","Other professional","$50,000 - $74,999","I make most of the decisions","Very good",20160920,20151221,20160901,36,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$175,000 to $199,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
18244,136718.288,43744.5817,40719.2665,,"Re-interview","No","No","No","No","No","Yes","No",,"No","No","No","No","Yes","No","Definitely Yes",,"Doing okay","Much better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No",,,,"Definitely Yes","Yes","No","No","No","Yes","No",1020,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","No advice from person","No advice from person","Moderately important","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","Yes","No",,"Not available in local stores",,"Better price",,"Convenience","Convenience","Convenience",,"Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Graduate degree","Refused","One","Computer and Mathematical","$5,000 - $9,999","Another household member and I share in the decisions","Excellent",20160916,20151217,20160916,24,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$100,000 to $124,999","Living with partner","Non-Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
18260,441819.304,140107.2,172065.853,,"Re-interview","No","No","No","Yes","No","No","No",,"No","Yes","No","Yes","No","No","Probably Yes",,"Doing okay","Somewhat better off","About the same","Pretty well off financially","No","Yes","No","No","Yes","No","Yes","No","No","Not employed, and not looking for a job","Work as a consultant/contractor","Normally work the same hours",,"Don’t know","No","Yes","Don’t know","No","No","Don’t know","No","Deposit onto a reloadable prepaid card","No","Yes",,,"No","Yes","Yes","No",,"Moderate impact","No impact","No impact","No impact",,,,"No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,55,"About the same","Somewhat","Not at all","Very much","No","Yes","No","No","No","No","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","Yes","No","No","Yes","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Life sciences","Financial benefits are somewhat larger",,,,,,,,,,,,"Moderately important","Slightly important","Moderately important","Very important","Moderately important","Slightly important","Moderately important","Very important",,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No",0,56,0,56,"Yes",46,"No","No",,"No","Yes","No","Yes","No","Still enrolled in the program",,,,,,,"No","No","Yes","Yes","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No",,"$40,000 to $49,999","More than your income","No","Yes","No","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Better price","Better quality",,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","No","Yes","No","No",,,"No","Yes","No","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No",,,"A little strain",,"Moderate strain",,,,"None",,,"Never worried","Sometimes worried","Rarely worried","Never worried","Bachelor’s degree","High school degree or GED","Leather and Allied Product Manufacturing","Four or more","Community and Social Services","$5,000 - $9,999","Another household member makes most of the decisions","Very good",20160904,20151221,20160904,29,"25-34","18-29","Some college, no degree","Some college","Hispanic","Female","Yes",8,"A one-family house attached to one or more houses","$125,000 to $149,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,3,2,0,3,"Working - self-employed",0,"American Indian or Alaska Native","Hispanic"
18271,177685.399,55063.2783,58685.3358,,"Re-interview","Yes","Yes","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No",1600,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Education","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience","Convenience","Better price","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",10000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Rarely worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Bachelor’s degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160903,20160108,20160918,31,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",9,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",1,0,4,0,4,"Not working - other",1,"White","White"
18280,112050.408,33681.1973,10416.1326,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2012,"Yes","No","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Never","Associate degree","No",,"No","Education",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No","Moderately important","Not important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes",,,,,,"No","No","No","Yes","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Convenience",,,"Other reason","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Building and Grounds Cleaning and Maintenance","Under $5,000","Another household member and I share in the decisions","Very good",20140809,20160302,20130526,24,"18-24","18-29","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$5,000 to $7,499","Married","Metro","West","Mountain","Rented for cash","ut",0,1,0,0,2,"Working - self-employed",1,"White","White"
18283,319008.795,102439.434,30961.1935,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Normally work the same hours",,"No","No","No","No","No","Yes","No","No","Paper check","No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","To network/meet people",1,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","Yes","No","No",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"Yes","Business/management","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,"Very important","Not important","Moderately important","Not important","Not important","Slightly important","Not important","Not important",,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","Yes",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Not available in local stores","Not available in local stores",,,"Better price","Better price","Not available in local stores","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","No","No","Yes",400,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Insurance Carriers and Related Activities","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Good",20151103,20160304,20160720,24,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Working - self-employed",0,"White","White"
18285,518155.601,177053.81,199059.609,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Refused","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","Yes","No","No",,,,,,,,,"No",800,"No","No","No","No","No","No","Refused","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Some of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Water Transportation","One","Other (Please specify)","Not sure","Another household member makes most of the decisions","Refused",20160911,20151219,20160911,28,"25-34","18-29","10th grade","Less than high school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
18290,82191.5319,24572.3656,9824.6847,,"Re-interview","No","No","No","No","Yes","No","No",,"No","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Health",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Convenience",,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Excellent",20161009,20151223,20150702,63,"55-64","60+","Associate degree","Some college","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$5,000 to $7,499","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",1,"White","Hispanic"
18312,61627.6976,18351.2519,7303.7963,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","About the same","Somewhat better off","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"Yes","No","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Once","Bachelor’s degree","Yes","Doctoral Degree",,"Life sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Slightly important","Not important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",48000,0,0,48000,"No",0,"Yes","No",,"No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Better price","Convenience",,"Not available in local stores","Convenience","Not available in local stores",,"Convenience",,"Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Associate degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Excellent",20160408,20160217,20160713,33,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,1,"Not working - other",0,"White","White"
18316,211917.987,67841.7495,61424.9199,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",3,4,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Health",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"No",180,"No","No",,"No","No","Yes","No","No","Yes","Yes","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Better price","Better price","Convenience","Better price","Convenience","Convenience",,"No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Miscellaneous Store Retailers","One","Management","$100,000 - $249,999","I make most of the decisions","Fair",20160909,20151218,20160909,31,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",1,"Asian","Asian"
18317,77837.2428,23660.7092,23451.9105,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Much better off","About average","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","Not available in local stores",,,,,"Better price","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Educational Services","Four or more","Other (Please specify)","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160911,20160107,20160827,59,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - self-employed",1,"White","White"
18336,107720.554,32974.8438,12751.7925,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much worse off","About average","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Humanities","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,60,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Refused",,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","Yes","Yes","No","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20151003,20151217,20150808,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$10,000 to $12,499","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,1,"Not working - retired",1,"White","White"
18343,250752.211,79667.5598,70065.6698,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely No","Yes","Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Don’t know","Don’t know","Yes","No","No","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","Severe impact","Minor impact","Moderate impact","Moderate impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Don’t know","No",,,,"Probably No",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Engineering",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes",,"No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Convenience",,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Sometimes worried","Graduate degree","Graduate degree","Architectural, Engineering, and Related Services","One","Computer and Mathematical","$25,000 - $34,999","I make most of the decisions","Fair",20160910,20151219,20160907,31,"25-34","30-44","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$60,000 to $74,999","Never married","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,2,"Working - as a paid employee",1,"Asian","Asian"
18345,333427.52,108350.415,119264.036,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,54,"Not important","Very important","Very important","Very important","Not important","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Not available in local stores","Not available in local stores",,"Not available in local stores",,"Not available in local stores","Convenience",,,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Excellent",20160915,20151217,20160829,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Other, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",1,"American Indian or Alaska Native","Other"
18353,104638.282,32327.104,11778.3229,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","Refused","Refused","Yes","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","[D10other]",0,0,"More","Somewhat","Not at all","Not at all","No","Yes","No","No","Yes","Refused","Refused","Refused","Refused","Refused","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","Refused","Refused","Refused","Yes","Refused","Yes","Refused","Refused","Refused","Refused","No","No","No","No","Yes","No","No","Refused","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Yes","No","No","No","No","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused",,,,,,,,,"None",,,"Sometimes worried","Refused","Refused","Refused","Don’t know","Don’t know","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Very good",20160923,20160507,20150822,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Not working - retired",1,"White","White"
18354,106608.174,32981.2036,27366.4676,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",871,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Associate degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,68,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","Refused","Refused","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Yes","Yes","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Refused","Refused","Refused",,"Not available in local stores","Refused",,"Better price",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160908,20151219,20160901,72,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","wv",0,0,0,0,2,"Not working - retired",1,"White","White"
18357,136600.781,43042.6299,35995.8492,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Refused","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",3675,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Not available in local stores","Not available in local stores","Convenience",,"Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Rarely worried","Less than High School degree","Less than High School degree","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$250,000 - $499,999","I make most of the decisions","Very good",20151113,20160217,20151113,66,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - self-employed",1,"White","White"
18366,146470.095,45285.6777,47472.3967,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No","Business/management","Financial costs are somewhat larger","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","Better price","Better price","Better price","Better price","Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Miscellaneous Manufacturing","One","Other professional","$500,000 - $999,999","I make most of the decisions","Very good",20160922,20151217,20160828,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
18372,103588.96,32617.221,26328.6014,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",30,70,"About the same","Very much","Somewhat","Somewhat","No","Yes","No","No","Yes","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","Yes","No","Yes","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Master’s degree","No",,"No","Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No",,,,,,,,,,,,62,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Not available in local stores","Not available in local stores",,"Convenience","Better price","Not available in local stores",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",3000,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Rarely worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20151002,20160217,20150922,68,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,3,"Not working - retired",1,"White","White"
18391,98127.9505,30244.6525,31765.558,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","No","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","Refused",1835,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","Yes","No",,"No","No","No","No","No","Yes","No","No","No","No","Good","Yes","No",,"Yes","Some of the time","Never","Certificate or technical degree","No",,"No","Vocational/technical training","Financial costs are much larger","Yes","Yes","Refused","Refused","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Refused","Refused","Refused","Refused","Yes","No","Yes","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","Moderate strain","Substantial strain",,,,"Substantial strain",,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Air Transportation","One","Installation, Maintenance, and Repair","$100,000 - $249,999","I make most of the decisions","Very good",20160916,20151220,20160916,51,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
18392,315696.129,97643.6428,105506.271,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Refused","Yes","Refused","Refused","Refused","Refused","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1980,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,1402,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","Refused",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No","Business/management",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Refused","Refused","Refused","Refused","Refused","Refused","No","Refused",,,"Refused",,,,,,,,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No",0,,,,,,"Refused",,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Refused","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Good",20160913,20151217,20160827,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$40,000 to $49,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
18402,87765.3294,26488.057,23552.1627,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","Yes","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,51,"Very important","Not important","Not important","Not important","Not important","No","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Regularly worried","Sometimes worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Fair",20160919,20160222,20160919,51,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,1,"Not working - retired",1,"White","White"
18431,185685.3,57771.0955,58300.3321,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","No","No","No","Yes","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Severe impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Associate degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Other reason",,,,"Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20151027,20151222,20150805,41,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,3,0,2,"Not working - other",1,"White","White"
18445,170591.141,54388.7998,52935.7325,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","It varied","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",800,"Yes","No","No","No","No","No","Cash","Don’t know","Yes","Yes","No","No","No","No","Yes","No","No","No","No",,"Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","Poor","No",,,,,,"Bachelor’s degree","No",,"No","Physical sciences/math",,,,,,,"Financial costs are somewhat larger","No","No","Yes","No","Yes","Very important","Not important","Not important","Not important","Not important","Not important","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",35000,0,0,35000,"No",0,"No","Yes",,"No","No","Yes","No","No","Yes","No",,,,,,"No","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","Not available in local stores",,"Convenience",,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","Yes",4000,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No",,"A little strain",,,,,"A little strain","Moderate strain",,,,"Regularly worried","Rarely worried","Never worried","Sometimes worried","Some college but no degree","Some college but no degree","Educational Services","Three","Teacher, except college and university","$10,000 - $24,999","I make most of the decisions","Good",20160914,20151218,20160827,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$75,000 to $84,999","Living with partner","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Working - self-employed",1,"White","White"
18464,106750.874,32551.2592,32202.5794,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Refused","Yes",,,"No","No","No","No",,"Minor impact","Minor impact","No impact","No impact",,,"Employed full-time","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,5,"About the same","Does not apply","Does not apply","Somewhat","No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","No","No","Not available in local stores",,,"Better price","Better price","Better price","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Performing Arts, Spectator Sports, and Related Industries","Two","Management","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160916,20151216,20160827,45,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,2,2,"Working - self-employed",1,"White","White"
18468,194429.026,61486.9129,77547.2961,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Once","Some of the time","Associate degree","No",,"No","Humanities",,,,,,,"Financial costs are much larger","Yes","No","No","Yes","No","Moderately important","Slightly important","Slightly important","Slightly important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","Yes","No",,,,"Better price",,,,"Convenience",,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Certificate or technical degree","Postal Service","One","Transportation and Material Moving","Under $5,000","Another household member and I share in the decisions","Good",20160902,20151224,20160901,29,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
18502,48977.6848,14742.92,5989.375,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1957,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Health",,,,,,,"Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,70,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","No","No","Yes","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","Yes","Yes","No","No","No",,"Refused",,,"Not available in local stores","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","No","Yes","Yes",3500,"No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Rarely worried","Never worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20161010,20160606,20141024,83,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",1,"White","White"
18512,102111.098,31572.9391,29218.8674,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",40,10,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Once","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Not important","Somewhat important","Somewhat important","Somewhat important","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Excellent",20160903,20151217,20160828,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",1,"White","White"
18514,284952.656,94196.6212,90550.0384,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",2,"Refused","About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",550,"No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160909,20151221,20160827,72,"65-74","60+","5th or 6th grade","Less than high school","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
18531,64799.1612,19587.3077,8355.8224,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Life sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","No","No","No",,,,,,,,,,,,65,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No",,"No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"None",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Funds, Trusts, and Other Financial Vehicles","One","Office and Administrative Support","$500,000 - $999,999","I make most of the decisions","Excellent",20161002,20160220,20150816,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
18543,95894.274,29026.089,23623.5419,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2003,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1365,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,54,"Not important","Very important","Not important","Not important","Not important","No","No",,"Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No",,"$40,000 to $49,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Excellent",20160921,20160116,20150703,65,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Never married","Metro","Midwest","West-North Central","Rented for cash","mn",0,0,0,0,1,"Not working - retired",1,"White","White"
18555,460476.117,145359.596,41401.7903,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Just getting by","Somewhat better off","Much better off","It varied","No","No","Yes","Yes","No","No","No","No","Refused","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","No impact","No impact",,,,"No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","To earn money as a primary source of income",12,35,"About the same","Not at all","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,550,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Very good",20160915,20160101,20160915,43,"35-44","30-44","11th grade","Less than high school","2+ Races, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,2,"Not working - looking for work",0,"2+ Races","Other"
18557,80766.0848,24418.7119,20865.3778,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,72,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Social Assistance","One","Personal Care and Service","$50,000 - $74,999","I make most of the decisions","Very good",20151001,20160222,20160707,72,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Midwest","West-North Central","Occupied without payment of cash rent","ks",0,0,0,0,2,"Working - self-employed",1,"White","White"
18559,476019.151,151546.813,158356.014,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","Minor impact","Minor impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Other (Please specify):","Definitely Yes","No","No","No","No","No","Yes",800,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Never","Certificate or technical degree","No",,"No",,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No",0,"Probably No","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Convenience","Better price","Better price",,"Better price","Better price","Convenience","Convenience",,"Yes","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Executive, Legislative, and Other General Government Support","One","Other professional","$35,000 - $49,999","I make most of the decisions","Good",20160927,20160226,20160831,41,"35-44","30-44","Some college, no degree","Some college","Hispanic","Female","No",3,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,1,0,2,"Working - as a paid employee",1,"White","Hispanic"
18569,276171.479,89719.601,33865.0922,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2003,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,1080,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,66,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Sometimes worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160906,20160103,20160906,66,"65-74","60+","11th grade","Less than high school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$12,500 to $14,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,1,"Not working - retired",0,"White","White"
18586,499921.818,166327.51,176137.661,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much better off","Pretty well off financially","No","No","No","No","No","No","No","No","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Refused","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Doctoral Degree","No",,"No","Other (Please specify):",,,,,,,"Financial costs are much larger","No","No","No","No","No","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Not important","Not important","No","No",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Poor",20160921,20151216,20160918,29,"25-34","18-29","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"Boat, RV, van, etc.","$250,000 or more","Never married","Metro","Midwest","East-North Central","Occupied without payment of cash rent","in",0,0,0,0,3,"Not working - other",1,"White","White"
18590,150667.145,45619.136,43350.0379,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,"No",450,"Yes","No","Refused","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Master’s degree","No",,"No","Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Refused","Yes","Refused","Yes","Yes","Refused","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Other Information Services","One","Community and Social Services","$50,000 - $74,999","I make most of the decisions","Very good",20151004,20151223,20160920,55,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
18595,82964.9316,25446.9657,20726.0823,,"Re-interview","No","No","No","No","Yes","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"Yes","No","No",,"No","No","Yes","No","No","No","No","No","No","No","Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Engineering","Financial costs are somewhat larger","Refused","Refused","Refused","No","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,73,"Not important","Not important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,,"Other reason",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Associate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Fair",20160923,20160221,20150708,80,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",1,"White","White"
18596,201534.059,63715.7424,70293.0937,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","It varied","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","Minor impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","No","Yes","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"Yes","Some of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Rarely worried","Never worried","Don’t know","Associate degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160907,20151217,20160827,42,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,1,2,"Not working - other",1,"White","White"
18598,94759.332,29233.0815,28375.2947,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","No impact","No impact","No impact","Minor impact","Employed part-time","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","Just for fun (as a hobby)",10,2,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Convenience","Better price",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Regularly worried","High school degree or GED","High school degree or GED","Utilities","Four or more","Installation, Maintenance, and Repair","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20151214,20160210,20160824,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house attached to one or more houses","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
18607,56123.0443,17106.4378,13536.5245,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",850,"Yes","No","No","No","No","No","Cash","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,74,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No",,,,"Convenience",,"Convenience",,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2500,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20160907,20151220,20160907,75,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,2,"Not working - retired",1,"White","White"
18609,89537.3489,26735.1256,11573.8277,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much worse off","Pretty well off financially","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","No","No","No","No","No","No","No","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Severe impact","Severe impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2005,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably Yes","Yes","Refused","Yes","Yes","Refused","Refused",1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","No","Yes","No","No","No","No","No","Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Humanities",,,,,,,"Financial benefits are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No",,,,,"No","No","Yes","Yes","No","No","Yes",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Educational Services","Two","Teacher, college and university","Under $5,000","Another household member and I share in the decisions","Very good",20150930,20151216,20150829,67,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","West","Mountain","Rented for cash","nv",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
18622,588588.498,181774.742,59339.337,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","Moderate impact","Severe impact","Severe impact","Moderate impact","Moderate impact","Employed full-time","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,15,"About the same","Somewhat","Somewhat","Somewhat","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Some of the time","Bachelor’s degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No","Very important","Moderately important","Very important","Slightly important","Slightly important","Moderately important","Slightly important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",34785,0,0,34785,"No",256,"No","Yes",,"No","No","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,"Not sure","Very important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","No","Yes","No","No","Yes","No","No","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Convenience","Better price",,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes",,"No","Yes","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","Yes","Yes","No",,,"Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Bachelor’s degree","Bachelor’s degree","Educational Services","One","Management","Under $5,000","I make most of the decisions","Very good",20160911,20151216,20160829,24,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","Yes",5,"A building with 2 or more apartments","$35,000 to $39,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,1,2,2,"Working - as a paid employee",1,"White","Hispanic"
18632,85943.2613,26529.8257,27266.7187,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","Yes","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",990,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Associate degree","No",,"No","Law",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No",,,,,,,,,,,,51,"Not important","Somewhat important","Not important","Very important","Not important","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","No","No",,"Better price","Not available in local stores",,"Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","Four or more","Protective Service","Under $5,000","Another household member and I share in the decisions","Very good",20160914,20151217,20160910,59,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
18634,154950.768,47215.6085,14963.0351,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","Yes","No","Probably Yes",,"Doing okay","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","Yes","Yes","No","No","No","No","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No",,,,"Definitely No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Some of the time","Most or all of the time","Associate degree","No",,"No","Law",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","No","No","No","No","Don’t know","Don’t know","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Oil and Gas Extraction","One","Other (Please specify)","Not sure","Another household member makes most of the decisions","Good",20160916,20151217,20160723,55,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
18635,84944.1426,25727.4105,20259.8403,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","Moderate impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No","No","Not available in local stores","Convenience",,"Better price","Not available in local stores","Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Air Transportation","One","Other (Please specify)","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160916,20151217,20160916,60,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
18644,125609.991,38835.9722,38076.8474,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",738,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Master’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes",43000,40600,15000,110600,"No",398,"No","No",,"No","Yes","Yes","No","Yes","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Not available in local stores","Better price",,,"Better price","Convenience",,"Convenience",,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Machinery Manufacturing","Four or more","Business and Financial Operations",,,"Good",20141210,,20130528,44,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,1,2,"Working - as a paid employee",1,"White","White"
18648,287000.629,89731.8792,91365.1859,,"Re-interview","No","No","No","Yes","No","No","No",,"No","No","No","No","No","Yes","Definitely No","No","Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Certificate or technical degree","No",,"Yes","Education","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","No","No","No","No","Don’t know","Probably Yes","Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Convenience","Convenience",,,"No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Educational Services","One","Management","$50,000 - $74,999","Another household member makes most of the decisions","Good",20160920,20160205,20150710,38,"35-44","30-44","Some college, no degree","Some college","Hispanic","Female","No",2,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
18657,199108.685,61584.7695,55484.5324,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","Yes","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","Refused",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","No",,"Yes","Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial costs are much larger","Yes","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","No","Yes","Yes","No","No",0,"Definitely Yes","Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Convenience","Better price","Convenience",,,,,,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Civic and Social Organizations","One","Office and Administrative Support","$75,000 - $99,999","I make most of the decisions","Very good",20151009,20160219,20150710,50,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",2,"A building with 2 or more apartments","$75,000 to $84,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",1,"White","Hispanic"
18664,185241.3,59517.6556,63318.6395,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","No","No","Paper check","No","Yes","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,5,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No","Very important","Slightly important","Moderately important","Moderately important","Moderately important","Moderately important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No",,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Convenience",,"Convenience","Convenience",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Substantial strain",,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Refused","Two","Other (Please specify)","$50,000 - $74,999","I make most of the decisions","Good",20160916,20151224,20160827,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","nd",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
18673,103557.73,32333.3389,29167.3356,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","Refused","Yes",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1411,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Real Estate","One","Sales Representative","$50,000 - $74,999","Another household member and I share in the decisions","Good",20140820,20160517,20130630,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,2,"Working - self-employed",1,"White","White"
18676,140738.7,44206.5445,45546.6338,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","About the same","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Refused","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",400,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","Yes","No","No","No",,"Yes","No","No",,"No","No","No","No","Yes","No","No","No","No","No","Fair","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No",,"Convenience",,"Convenience","Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Water Transportation","One","Transportation and Material Moving","Under $5,000","Another household member and I share in the decisions","Good",20160916,20151219,20160827,36,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
18680,112878.055,34174.5709,13074.0913,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,390,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Debit card","Not confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"Yes","Refused","Refused",,"No","No","No","No","No","No","Yes","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","Refused","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Associate degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160907,20151221,20160907,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"Boat, RV, van, etc.","$10,000 to $12,499","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - disabled",1,"White","White"
18703,104688.637,31621.0686,11519.948,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","Yes","Self-employed","Refused",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1969,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Not important","Not important","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Heavy and Civil Engineering Construction","One","Business and Financial Operations","$35,000 - $49,999","I make most of the decisions","Very good",20140813,20160416,20160723,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",1,0,0,0,4,"Working - self-employed",1,"White","White"
18705,81412.6721,24827.5408,26299.4042,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","No impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No",2500,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Not available in local stores",,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Business, Professional, Labor, Political, and Similar Organizations","One","Management","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20160908,20160201,20160908,54,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,1,2,"Working - as a paid employee",1,"White","White"
18711,97944.2415,29518.9508,11690.6468,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,68,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Excellent",20161011,20151216,20150717,71,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Not working - retired",1,"White","White"
18714,189966.538,59214.7992,18158.9359,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","Refused",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,550,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","Yes","No","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Convenience",,,,,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",300,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,,,"Moderate strain",,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20161007,20151224,20160829,32,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",8,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",1,3,1,1,2,"Not working - other",1,"White","White"
18720,155808.865,47310.95,44440.157,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,8,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",1050,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Never","Bachelor’s degree","No",,"Yes","Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No","Very important","Slightly important","Slightly important","Slightly important","Slightly important","Not important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Better price","Better price","Convenience","Convenience","Not available in local stores","Convenience",,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Educational Services","Two","Management","$10,000 - $24,999","I make most of the decisions","Excellent",20160915,20160105,20160915,30,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
18725,184116.276,56237.6195,55795.7419,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",630,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Refused","Yes","Yes","Yes","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"Convenience","Not available in local stores",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Regularly worried","Rarely worried","High school degree or GED","High school degree or GED","Printing and Related Support Activities","One","Office and Administrative Support","$50,000 - $74,999","I make most of the decisions","Excellent",20160927,20160426,20140411,53,"45-54","45-59","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$60,000 to $74,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,1,"Working - as a paid employee",1,"Black/African-American","Black"
18727,152565.098,46791.6925,14697.9956,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","About the same","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Sometimes worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160908,20160124,20160908,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Non-Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Not working - disabled",1,"White","White"
18738,156557.585,48245.8783,45624.6071,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Pretty well off financially","No","Yes","No","No","No","No","No","No","Yes","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,"No",1700,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Engineering","Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,61,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No","Not available in local stores",,,"Convenience","Convenience",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Graduate degree","Animal Production","One","Other Sales","Not sure","Another household member makes most of the decisions","Very good",20160909,20160112,20160901,75,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - self-employed",1,"White","White"
18781,124872.97,38647.591,40091.2822,,"Re-interview","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No",1500,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Never","Associate degree","No",,"No","Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","Not available in local stores","Convenience","Not available in local stores",,"Not available in local stores",,"Not available in local stores","Convenience",,"No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Associate degree","Graduate degree","Insurance Carriers and Related Activities","One","Computer and Mathematical","$10,000 - $24,999","I make most of the decisions","Good",20160914,20160125,20160914,45,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$85,000 to $99,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,1,1,1,"Working - as a paid employee",1,"White","White"
18788,332034.983,107196.909,32214.9783,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Probably No","Yes","Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Severe impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Definitely No",,,,,,,515,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","Financial costs are much larger","No","No","Yes","No","Yes",,,,,,,"Very important","Slightly important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No",7000,0,1000,8000,"No",0,"Yes","Yes",,"No","No","Yes","No","No","No",,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Certificate or technical degree","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","Another household member makes most of the decisions","Good",20160921,20151218,20150724,27,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Non-Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
18792,104454.744,31630.205,32183.537,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","Poor","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",929,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","Better price",,,,"Convenience","Convenience","Convenience",,,"Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20160916,20160221,20160916,50,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - looking for work",1,"White","White"
18795,65809.6036,19907.4284,15301.6744,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",12,4,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Humanities",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Not important","Not important","Not important","Not important","Somewhat important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Not available in local stores","Better price","Better price","Convenience","Not available in local stores",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160915,20160117,20160827,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
18806,573486.069,189475.613,202481.963,,"Re-interview","No","No","No","No","Yes","No","No",,"No","No","No","No","Yes","No","Probably Yes",,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2003,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Less than High School degree","Graduate degree","General Merchandise Stores","One","Retail Sales","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160919,20160216,20160919,71,"65-74","60+","12th grade NO DIPLOMA","Less than high school","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Widowed","Non-Metro","Midwest","West-North Central","Rented for cash","mo",0,0,0,0,2,"Working - as a paid employee",1,"2+ Races","Hispanic"
18809,107061.634,32517.8222,27526.1504,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Refused","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"Refused","Refused","Yes","No","No","No","No","No","Refused","Refused","Refused",,,,,,,,,,,,"Refused","Refused","Refused",,,,,,,,,,,,"Good","Refused","Refused","Refused",,"Refused","Refused","Associate degree","No",,"No","Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"Refused",,,,,,,"Refused","Refused",,,,,"Refused","Refused","Refused","Refused","Refused","Refused","No",,,,"Refused",,,,,,,,,,,,,,,,,,"Refused","Refused","No","No","No","No","No","No","No","Refused","Refused","Less than your income",,,,,"Refused",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Refused","Refused","No","No","Yes","No","No","No","No","No","No","No","Refused",,"No","No","No","No","No","No","No",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Some college but no degree","Graduate degree","Not asked","One","Refused","Not sure","Another household member makes most of the decisions","Very good",20160920,20160211,20150812,61,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - self-employed",1,"White","White"
18816,143141.024,44608.6544,37844.2072,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","Minor impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",14,1,"Less","Not at all","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","Better price","Convenience",,,"Better price","Better price",,,,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Other Information Services","One","Computer and Mathematical","$500,000 - $999,999","Another household member makes most of the decisions","Very good",20160913,20151217,20160913,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
18836,61457.9315,18600.6639,14138.248,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Refused",,,,,,,,,,,,,,,,62,"Somewhat important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160924,20151217,20150811,67,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",1,"White","White"
18849,208280.486,64545.9276,71851.0454,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No",688,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","No","No","Convenience","Better price",,,,"Better price",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Administration of Economic Programs","One","Office and Administrative Support","$50,000 - $74,999","Another household member and I share in the decisions","Excellent",20160924,20160122,20150708,55,"55-64","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",1,"Black/African-American","Black"
18851,123944.169,38607.5049,40109.6714,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Severe impact","No impact","No impact","No impact","Minor impact","Severe impact","Homemaker","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,1,"About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1245,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Certificate or technical degree","No",,"No","Business/management","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Other reason",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Real Estate","One","Management","Under $5,000","I make most of the decisions","Good",20150930,20150114,20150617,42,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,2,1,1,2,"Working - as a paid employee",1,"White","White"
18855,247917.729,80347.0068,27663.383,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No",,,,,,,,,,,,70,"Somewhat important","Somewhat important","Not important","Very important","Not important","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Not available in local stores","Convenience","Not available in local stores",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Performing Arts, Spectator Sports, and Related Industries","One","Business and Financial Operations","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160923,20151219,20160827,73,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A mobile home","$30,000 to $34,999","Married","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
18867,58362.1698,17810.9278,14439.4378,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",30,5,"Less","Not at all","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,61,"Not important","Somewhat important","Not important","Somewhat important","Somewhat important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Excellent",20161008,20160206,20160801,70,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",1,"White","White"
18873,91896.7184,27567.1527,10275.934,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",38000,0,0,38000,"No",200,"Yes","No",,"No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Better price",,,,"Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Air Transportation","Two","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20160908,20151229,20160827,47,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
18876,140844.337,45361.3809,47091.3523,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","None",,"Definitely Yes","Yes","No","No","Yes","No","No",1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","No","No","Moderately important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",35000,0,0,35000,"No",700,"No","No",,"No","No","Yes","No","No","Yes","No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","No",,"Convenience",,,,"Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Warehousing and Storage","One","Management","$10,000 - $24,999","I make most of the decisions","Excellent",20160916,20151219,20160916,25,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$100,000 to $124,999","Living with partner","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
18877,233548.096,72297.5264,23743.9691,,"Re-interview","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","Yes","Yes","Yes","Deposit onto a reloadable prepaid card","No","Yes","No","No","Yes","Yes","No","No",,"Severe impact","No impact","No impact","No impact","No impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No",,,,"Don’t know",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,"No","Vocational/technical training",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","Yes","No",,"Better price",,"Better price","Better price",,"Better price","Better price",,"Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","Yes","Yes",500,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Substantial strain",,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","General Merchandise Stores","One","Management","Under $5,000","I make most of the decisions","Excellent",20160911,20151225,20160911,31,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$35,000 to $39,999","Separated","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,2,1,0,1,"Working - as a paid employee",1,"White","White"
18882,240996.671,75155.9649,25718.3633,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","Much better off","About the same","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2002,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","No","No","No","No","No","Don't know",,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160921,20151222,20150809,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$10,000 to $12,499","Divorced","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,2,"Not working - disabled",1,"Black/African-American","Black"
18887,90896.5214,27310.3336,25934.1156,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Student","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,2,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",2250,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"Yes","No","No",,"No","No","No","No","No","Yes","No","No","No","No","Good","Yes","No",,"Yes","Some of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",18500,0,0,18500,"No",361,"No","No",,"No","No","No","Yes","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No","Better price","Convenience","Better price","Better price",,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"None",,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Other Professional, Scientific, and Technical Services","One","Sales Representative","$100,000 - $249,999","I make most of the decisions","Very good",20160902,20160107,20150806,51,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$125,000 to $149,999","Living with partner","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
18894,655159.294,207723.143,55038.7971,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","Yes","No","No","No",,"Severe impact","No impact","No impact","Severe impact","Moderate impact","Moderate impact",,"Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","To earn money as a primary source of income",4,100,"More","Not at all","Very much","Very much","No","Yes","No","Yes","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2010,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","No","Refused",91,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,"Slightly important","Slightly important","Slightly important","Not important","Not important","Not important","Moderately important","Refused","No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes",,"$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No",,"Not available in local stores",,,,,,"Better quality",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",0,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","One","Teacher, except college and university","Under $5,000","I make most of the decisions","Good",20160908,20151222,20160827,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","Midwest","East-North Central","Rented for cash","mi",0,2,1,0,1,"Working - as a paid employee",1,"Black/African-American","Black"
18897,100543.281,31065.2316,10573.271,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","About the same","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","Yes","No",,,,"Definitely No",,,,,,,880,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","Yes",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,"$5,000 to $14,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Regularly worried","Sometimes worried","Rarely worried","Sometimes worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160929,20151218,20150716,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - disabled",1,"White","White"
18898,190996.51,58376.2697,65341.0076,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,5,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No",1022,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,"No","Health",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No","Moderately important","Not important","Slightly important","Moderately important","Slightly important","Very important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",25000,0,0,25000,"Yes",330,"No","No",,"No","No","Yes","No","No","Yes","No",,,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","Yes","No",,"Convenience","Convenience","Convenience",,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Hospitals","One","Health Technologist or Technician (such as paramedic, lab technician)","Under $5,000","Another household member and I share in the decisions","Very good",20160913,20160313,20150614,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,2,0,0,2,"Working - as a paid employee",1,"White","White"
18899,163669.72,50059.5969,17740.7971,,"Re-interview","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","About the same","It varied","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",875,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Better price","Better price",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Accommodation","One","Management","Under $5,000","Another household member and I share in the decisions","Very good",20160907,20151218,20160907,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Working - self-employed",1,"White","White"
18904,82964.9316,25446.9657,20726.0823,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,48,"Somewhat important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","Refused","No","No","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member makes most of the decisions","Fair",20160912,20151218,20160828,72,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Not working - retired",1,"White","White"
18906,103916.643,32338.8873,29425.3191,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",200,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Not important","Not important","Not important","Very important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Don’t know","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Good",20160920,20151223,20150702,77,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,6,"Not working - retired",1,"White","White"
18916,120694.266,37320.0293,39179.4304,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It exceeded changes in living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No",1794,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Life sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No",,"Convenience","Convenience","Convenience",,"Convenience","Convenience",,,"No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Graduate degree","Food Services and Drinking Places","One","Management","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160912,20160208,20160912,31,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
18929,97768.094,29905.6048,26354.638,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","Yes","No","Yes",,,,,,,,,"No",149,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Social/behavioral sciences","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","Yes","Yes",,"Convenience",,"Better price","Better price",,,"Convenience","Convenience","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","Yes","No","No","Yes","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","Yes","No","No","No","Yes","No","No","No",,,,"Moderate strain",,,,"Moderate strain",,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Associate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Poor",20160920,20160217,20150702,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - disabled",1,"White","White"
18933,108112.168,33326.5707,30102.5987,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Convenience",,"Better price","Better price","Not available in local stores","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1100,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20151015,20160201,20160827,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Not working - retired",1,"White","White"
18942,168362.09,54980.254,60481.0131,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Living comfortably","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Normally work the same hours",,"Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No","Paper check","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Probably Yes","No","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Business/management","About the same financial benefits and financial costs",,,,,,,,,,,,"Moderately important","Moderately important","Not important","Slightly important","Slightly important","Not important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",30000,0,0,30000,"Yes",0,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","Yes","No","No","No","Don’t know","Probably Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","Yes","No","No",,,,"Not available in local stores","Not available in local stores",,"Not available in local stores",,,"No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","General Merchandise Stores","One","Retail Sales","$25,000 - $34,999","I make most of the decisions","Good",20160926,20151224,20160910,22,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
18954,157806.461,48422.1664,49306.1059,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Temporarily laid off","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,20,"About the same","Somewhat","Somewhat","Not at all","No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Most or all of the time","Most or all of the time","Certificate or technical degree","No",,"Yes","Health","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","No","No","Yes","Yes","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","Better price",,,,"Convenience",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Regularly worried","Less than High School degree","Don’t know","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$25,000 - $34,999","I make most of the decisions","Good",20160918,20151223,20160916,45,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,1,0,3,"Working - as a paid employee",0,"White","White"
18955,168133.968,51719.9464,53421.0763,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No",1823,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Better price","Better price",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Monetary Authorities-Central Bank","One","Management","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160915,20151217,20160915,54,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",1,"Black/African-American","Black"
18969,236611.927,74962.2702,82994.9359,,"Re-interview","Yes","No","No","Refused","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Refused","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","Yes","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Refused","No","Yes","Yes","No","Yes","Yes","No","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Refused",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No",,"Convenience","Convenience","Convenience",,"Convenience","Convenience",,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",1500,"Yes","Yes","No","No","No","Refused","No","No","No","Refused","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","One","Other (Please specify)","$50,000 - $74,999","Another household member makes most of the decisions","Very good",20160908,20151219,20160908,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",1,"White","Hispanic"
18980,75165.1807,22869.3466,20948.9432,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",850,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Bachelor’s degree","No",,"No","Vocational/technical training",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","Yes","No","No",,"Not available in local stores","Better price",,"Convenience",,"Convenience",,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Rarely worried","Rarely worried","Never worried","Rarely worried","High school degree or GED","High school degree or GED","Other Information Services","One","Management","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160908,20151217,20160827,46,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,2,0,2,"Working - as a paid employee",1,"White","White"
18981,114053.866,36454.0154,13344.6853,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","Yes","No","No","Probably No","Yes","Just getting by","About the same","About the same","Poor","Yes","Yes","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Deposit onto a reloadable prepaid card","No","No","No","No","No","No","No","No",,"Severe impact","No impact","Minor impact","No impact","No impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Don’t know",,,,,,,240,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Associate degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"No",0,"No","Yes",,"No","Yes","Yes","No","No","Yes",,"No",,,,,,,,,,,,,,,,62,"Very important","Somewhat important","Somewhat important","Not important","Very important","Yes","Yes",,"No","No","No","Refused","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes","No",,"Convenience",,"Convenience",,,,"Convenience",,"Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Miscellaneous Store Retailers","One","Retail Sales","Under $5,000","I make most of the decisions","Good",20160906,20151219,20160906,64,"55-64","60+","Associate degree","Some college","Other, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,2,3,"Working - as a paid employee",1,"American Indian or Alaska Native","Other"
18996,145487.176,45829.4427,16716.2927,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","Yes","No","Yes",,"No impact","No impact","No impact","No impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","To earn money as a primary source of income",3,10,"About the same","Not at all","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","Yes",,,,"Yes, both",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Yes",,"$0 to $4,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",100,"Yes","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Sometimes worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","One","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20160904,20160327,20160525,74,"65-74","60+","1st, 2nd, 3rd, or 4th grade","Less than high school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","Less than $5,000","Never married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,1,"Working - self-employed",0,"White","White"
19030,88080.2435,26780.4148,24225.0975,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","About the same","Poor","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","No","No","No","Yes","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",880,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Associate degree","No",,"No","Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","Yes","No",,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","Not available in local stores",,,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","No","No","No","No",,,"No","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No",,,,,,,"A little strain","A little strain",,,,"Regularly worried","Sometimes worried","Rarely worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160923,20151223,20150804,53,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - disabled",1,"White","White"
19035,67497.4695,20894.5705,18357.7051,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",685,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","Yes","No",,,,,,"Better price",,"Convenience",,"No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Hospitals","One","Protective Service","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160323,20160207,20160323,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
19039,161966.566,51779.3395,48584.7808,,"Re-interview","No","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","Yes","Refused","Yes","Yes","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",3400,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,55,"Very important","Very important","Very important","Very important","Not important","No","No",,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","Yes","Better price",,,,"Better price",,,,"Better price","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",700,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Substantial strain",,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Fair",20161007,20151216,20150823,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Separated","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,1,0,0,3,"Not working - retired",1,"White","White"
19046,241836.201,77108.424,25773.3456,,"Re-interview","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat better off","About average","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"Refused","Refused","Yes","Refused",,"No impact","Severe impact","Minor impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,"No",500,"Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Once","Some of the time","Certificate or technical degree","No",,"No","Vocational/technical training","Financial benefits are somewhat larger","Yes","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Refused","Refused","Refused","Refused","Refused","No",,,"Slightly comfortable","Yes, both",,,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,"$0 to $4,999","More than your income","Yes","Refused","Refused","Refused","Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Better price",,"Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Refused","Refused","Refused","Refused","Refused","Yes",650,"Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","No","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused",,,,,,,,,"Substantial strain",,,"Regularly worried","Regularly worried","Never worried","Sometimes worried","High school degree or GED","Certificate or technical degree","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Good",20160929,20160209,20160828,44,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",1,0,0,1,2,"Working - self-employed",1,"White","White"
19069,160106.359,50245.1394,47978.3239,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much better off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",5,10,"About the same","Somewhat","Somewhat","Somewhat","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"Bachelor’s degree","No",,"No","Law",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","Yes","No","Yes","Yes","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","Yes","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","No",,"Better price",,,"Better price","Better price",,"Better price",,"Yes","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","No","Yes",500,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Rental and Leasing Services","One","Management","$1,000,000 or more","I make most of the decisions","Very good",20160908,20160121,20160827,51,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$250,000 or more","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - self-employed",1,"White","White"
19095,72007.4412,21793.5452,16565.1371,,"Re-interview","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","No","Yes","No","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Miscellaneous Manufacturing","One","Management","$35,000 - $49,999","Another household member makes most of the decisions","Good",20141107,20160303,20160711,61,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Working - self-employed",1,"White","White"
19106,255776.463,80898.3606,80295.3497,,"Re-interview","No","Yes","No","Yes","Yes","No","No",,"Yes","No","No","Yes","No","No","Definitely No","Yes","Just getting by","About the same","Much worse off","It varied","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Some of the time","Some of the time","Associate degree","No",,"Yes","Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Not important","Not important","Slightly important","Not important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",7500,0,0,7500,"No",106,"No","No",,"No","Yes","No","No","No","Yes",,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No","No","No",,"Convenience","Not available in local stores",,,"Not available in local stores",,,,"No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Less than High School degree","Certificate or technical degree","Other Professional, Scientific, and Technical Services","One","Other (Please specify)","Under $5,000","I make most of the decisions","Fair",20140802,20150602,20140614,38,"35-44","30-44","Some college, no degree","Some college","Hispanic","Female","No",6,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,2,4,"Working - as a paid employee",0,"White","Hispanic"
19111,57545.64,17590.5564,14942.4993,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"Yes","No","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","Just for fun (as a hobby)",32,10,"About the same","Does not apply","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Very important","Not important","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Other reason","Convenience","Better price","Not available in local stores","Better price","Not available in local stores",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20141001,20160628,20160723,70,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - retired",1,"White","White"
19124,104584.426,32388.367,33273.2929,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","No","Yes","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work as a consultant/contractor","Normally work the same hours",,"No","No","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","No impact",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"Yes","Vocational/technical training",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No","Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Convenience","Convenience","Convenience","Convenience","Convenience",,"Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Some college but no degree","Bachelor’s degree","Support Activities for Agriculture and Forestry","One","Computer and Mathematical","$35,000 - $49,999","I make most of the decisions","Very good",20160926,20160223,20150727,43,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Divorced","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
19126,655159.294,208512.708,64532.4192,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Moderate impact","Minor impact",,,"Employed part-time","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,5,"About the same","Not at all","Somewhat","Not at all","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","Yes","No","Yes","No","Cash","Somewhat confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","Yes","No",,"No","No","Yes","No","No","No","No","No","No","No","Fair","No",,,,,,"High school degree or GED","No",,"Yes",,,,,,,,,,,,,,"Slightly important","Moderately important","Slightly important","Not important","Moderately important","Slightly important","Very important","Moderately important",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No",,,,,"No",1,"Yes","Yes",,"No","Yes","No","No","Yes","No","No","No",,,,,"No","No","No","No","Yes","No","No",,,,"Yes, both",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Better price",,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160921,20151221,20160827,45,"45-54","45-59","11th grade","Less than high school","Hispanic","Female","Yes",10,"A building with 2 or more apartments","$10,000 to $12,499","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,10,"Not working - disabled",0,"White","Hispanic"
19149,190975.395,61583.0797,18282.8204,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Don’t know","No","No","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Paper check","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","Minor impact","Minor impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","Refused",760,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Physical sciences/math","About the same financial benefits and financial costs",,,,,,,,,,,,"No advice from person","No advice from person","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",15000,0,8000,23000,"No",300,"No","No",,"No","No","Yes","No","No","No","No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","Yes","No","Convenience","Convenience",,"Convenience","Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,"A little strain",,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Heavy and Civil Engineering Construction","One","Transportation and Material Moving","Under $5,000","Another household member and I share in the decisions","Very good",20160912,20151218,20160722,29,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Living with partner","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
19180,70545.9991,21546.7007,22334.8775,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Some of the time","Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,"Yes","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Graduate degree","Educational Services","One","Other professional","$100,000 - $249,999","Another household member makes most of the decisions","Excellent",20161007,20160212,20150708,49,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,1,2,"Working - as a paid employee",1,"White","White"
19230,52075.4385,15888.8833,12441.9427,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Refused","Refused","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1965,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,61,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",525,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Good",20160923,20160305,20160708,82,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
19247,142491.328,43836.903,39279.058,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",12,16,"About the same","Does not apply","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No",1350,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"Yes","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","Slightly important","Slightly important","Slightly important","Slightly important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Better price","Better price","Better price","Better price","Better price","Better price","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",250,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Amusement, Gambling, and Recreation Industries","Two","Management","$35,000 - $49,999","I make most of the decisions","Very good",20160915,20151224,20160827,30,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$75,000 to $84,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
19267,86743.3773,26351.5813,24667.4612,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1600,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Better price",,"Better price","Better price","Not available in local stores","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Electrical Equipment, Appliance, and Component Manufacturing","One","Sales Representative","$500,000 - $999,999","I make most of the decisions","Very good",20160916,20151223,20160916,46,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,2,0,1,"Working - as a paid employee",1,"White","White"
19299,131847.622,41400.9105,45068.5976,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Don’t know","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"Severe impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","To earn money as a primary source of income",2,2,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","Yes","Yes",,"No","No","No","No","Yes","No","No","No","No","No","Very good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Associate degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No",,"Better price",,,,,,"Other reason",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",4000,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","One","Business and Financial Operations","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160913,20151218,20160909,36,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",1,0,1,0,2,"Working - as a paid employee",1,"White","White"
19316,88612.7377,26740.282,21241.6119,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Some of the time","Never","Doctoral Degree","No",,"No","Life sciences",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","Yes","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes",,"Convenience",,,,"Convenience",,,"Convenience","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Bachelor’s degree","Educational Services","One","Teacher, college and university","Refused","I make most of the decisions","Good",20151003,20151218,20150702,63,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
19334,248608.186,81045.9557,82734.1248,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","Paper check","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,1,"About the same","Somewhat","Not at all","Somewhat","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",1672,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Once","Master’s degree","Yes","Doctoral Degree",,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Moderately important","Moderately important","Slightly important","Moderately important","Very important","Moderately important","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",30000,0,0,30000,"No",155,"No","No",,"No","No","Yes","No","Yes","Still enrolled in the program","No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","Yes","No","No","No","Yes","No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Better price","Better price","Not available in local stores",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",550,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Educational Services","One","Teacher, college and university","Under $5,000","I make most of the decisions","Very good",20160914,20160305,20160914,43,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
19348,364786.115,116479.124,33588.5587,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Probably No","Yes","Just getting by","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Health","About the same financial benefits and financial costs",,,,,,,,,,,,"Very important","Slightly important","Slightly important","Moderately important","Moderately important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No",,"Convenience",,,"Better price",,,"Other reason",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Some college but no degree","High school degree or GED","Food Services and Drinking Places","One","Other (Please specify)","Under $5,000","I make most of the decisions","Excellent",20161003,20151226,20150707,20,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Other, Non-Hispanic","Female","No",4,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,1,3,"Working - as a paid employee",0,"Asian","Asian"
19358,459909.085,149770.9,150799.594,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","No","Yes","No","No","No","Definitely No","Yes","Finding it difficult to get by","About the same","Somewhat worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","Moderate impact",,,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",150,100,"Less","Somewhat","Very much","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Some of the time","Once","Some college but no degree (including currently enrolled in college)","No",,"No",,"About the same financial benefits and financial costs","Yes","No","No","Yes","Yes",,,,,,,"Very important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","No",10000,0,0,10000,"No",0,"Yes","Yes",,"No","No","No","No","No","No",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Other reason","Other reason","Other reason","Other reason","Other reason","Other reason","Other reason","Other reason","Other reason","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160914,20151217,20160827,29,"25-34","18-29","Some college, no degree","Some college","Hispanic","Male","No",4,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","West","Mountain","Rented for cash","nv",0,0,0,0,4,"Not working - looking for work",1,"White","Hispanic"
19363,131328.001,40387.6678,12938.2434,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much better off","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","No","Yes","No",,"No impact","No impact","Severe impact","Severe impact",,,"Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","Yes","No",,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"Yes","Computer/information sciences","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No",,,"Convenience","Better price",,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","Yes",10000,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","Yes","Yes","No","No",,,"Substantial strain",,,,,"Substantial strain","Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Poor",20160913,20151219,20160913,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$15,000 to $19,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,3,"Not working - disabled",0,"White","White"
19374,655159.294,208512.708,222165.365,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably No","Yes","Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Normally work the same hours",,"No","No","Don’t know","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"Severe impact","Severe impact","Severe impact","Moderate impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",375,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Humanities","Financial benefits are somewhat larger",,,,,,,,,,,,"Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",15000,0,0,15000,"Yes",0,"No","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","Yes","No","No","No","Don’t know","Don’t know","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Not available in local stores","Not available in local stores",,,"Not available in local stores",,"Not available in local stores",,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20150513,20160626,20150118,20,"18-24","18-29","Some college, no degree","Some college","Other, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$150,000 to $174,999","Never married","Metro","Midwest","East-North Central","Occupied without payment of cash rent","il",0,0,0,1,2,"Not working - looking for work",0,"Asian","Asian"
19390,362207.844,116450.765,136451.67,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","It varied","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",1900,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Convenience","Convenience","Convenience","Better price","Better price","Convenience",,"Convenience",,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Sometimes worried","Sometimes worried","Some college but no degree","Graduate degree","Marketing Consulting Services","One","Business and Financial Operations","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160927,20160117,20150710,29,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$200,000 to $249,999","Living with partner","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,2,"Working - self-employed",1,"White","White"
19391,99905.0369,30836.4667,29598.7759,,"Re-interview","Yes","No","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Probably No","Yes","Just getting by","Somewhat worse off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Minor impact","Minor impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably No",,,,,,,1500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Better price","Not available in local stores",,,,,"Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",2500,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No",,,"Moderate strain","A little strain",,,,,"A little strain",,,"Sometimes worried","Never worried","Rarely worried","Rarely worried","Associate degree","Less than High School degree","Furniture and Related Product Manufacturing","One","Management","$100,000 - $249,999","I make most of the decisions","Good",20160919,20151224,20160919,45,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
19418,120438.072,37816.331,47568.0634,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Definitely No","No","Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Humanities","Financial benefits are somewhat larger",,,,,,,,,,,,"Very important","Moderately important","Slightly important","Not important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",6000,0,0,6000,"Yes",150,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","Yes","No","No","No",0,"Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","No","No","Yes","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Better price","Better quality",,,"Better quality","Better quality","Better quality","Better quality",,"No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Graduate degree","Some college but no degree","Educational Services","One","Other professional","$500,000 - $999,999","Another household member makes most of the decisions","Very good",20160902,20160122,20160902,20,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Working - as a paid employee",0,"2+ Races","Other"
19445,189210.378,59344.9598,18702.5381,,"Re-interview","Yes","No","No","Yes","Yes","No","No",,"Yes","Yes","Yes","No","No","No","Probably Yes",,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,480,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",7000,0,0,7000,"No",0,"Yes","Yes",,"Yes","No","No","No","No","Yes","No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Don’t know","Don’t know","Accommodation","One","Building and Grounds Cleaning and Maintenance","Under $5,000","Another household member and I share in the decisions","Poor",20151007,20151221,20150805,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",4,"A building with 2 or more apartments","$12,500 to $14,999","Living with partner","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,4,"Working - as a paid employee",1,"White","Hispanic"
19461,212560.445,66740.7663,70367.9674,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much better off","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","Minor impact","Moderate impact","No impact","Moderate impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,"No",1700,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Other (Please specify):","Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Hospitals","One","Office and Administrative Support","$50,000 - $74,999","Another household member and I share in the decisions","Good",20151004,20160121,20150724,45,"45-54","45-59","Some college, no degree","Some college","Hispanic","Female","No",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,1,2,2,"Working - as a paid employee",1,"White","Hispanic"
19495,290102.9,91979.9464,101312.424,,"Re-interview","Yes","Yes","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2400,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,"No","Vocational/technical training",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Convenience","Convenience",,,"Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Specialty Trade Contractors","One","Installation, Maintenance, and Repair","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160908,20151218,20160827,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,1,3,"Working - self-employed",1,"White","White"
19497,90727.9071,27651.1137,27662.5452,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,"$100,000 to $149,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","No",,,,"Better price","Convenience","Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Moderate strain",,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Never worried","High school degree or GED","Some college but no degree","Computer Systems Design and Related Services","One","Computer and Mathematical","$500,000 - $999,999","I make most of the decisions","Very good",20160915,20151217,20160915,48,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
19517,296340.725,91328.6869,26372.9954,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No",,"No impact","No impact","No impact","Minor impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",710,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Somewhat confident","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"Yes","Business/management","Financial benefits are much larger","Yes","Yes","No","No","No",,,,,,,"Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Refused",,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No",14000,0,0,14000,"Yes",155,"Yes","No",,"Yes","No","Yes","No","No","Still enrolled in the program","No",,,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Convenience",,"Better price","Better price","Convenience","Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160904,20151218,20160904,22,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,0,2,"Not working - other",0,"White","White"
19522,104109.065,31160.3132,30375.7875,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Severe impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","No",,,,,,,,,"Yes",1625,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Professional degree (e.g. MBA, MD, JD)","No",,"Yes","Law",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","Moderately important","Moderately important","Moderately important","Not important","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",54000,0,0,54000,"No",0,"Yes","Yes",,"No","No","Yes","Yes","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","Yes","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","Better price",,"Convenience",,,,,,,"No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No",,,,,,"Moderate strain","Substantial strain","Substantial strain","Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Legal Services","One","Lawyer, judge","Under $5,000","I make most of the decisions",,,20150702,20150214,54,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$60,000 to $74,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - self-employed",0,"White","White"
19542,154984.519,47118.8774,15745.4368,,"Re-interview","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"Minor impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"No","No","No","No","Yes","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,"No","Health","Financial costs are much larger","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Better price","Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","No",,,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Warehousing and Storage","One","Installation, Maintenance, and Repair","$10,000 - $24,999","I make most of the decisions","Good",20151108,20160114,20160906,42,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,1,0,1,"Working - as a paid employee",1,"White","White"
19555,197030.046,61674.961,18400.9551,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much better off","About average","No","No","No","No","Yes","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Severe impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","Yes","Substantial difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",559,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Cash","Not confident","Yes","No","No","No","No","No","Yes","No","Yes","No","No",,"Yes","No","Yes",,"No","No","No","No","No","Yes","No","Yes","No","No","Fair","Yes","Yes","About the same",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"Yes","Social/behavioral sciences","About the same financial benefits and financial costs","Refused","Refused","Refused","Refused","Yes",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No",3500,0,0,3500,"No",50,"Yes","Yes",,"Refused","Refused","Yes","Refused","Refused","No","No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",20,"No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","Yes","No","Yes","Yes","No","No",,,,,,"Substantial strain",,"Moderate strain","Moderate strain",,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160919,20160907,20150307,30,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",6,"A mobile home","$12,500 to $14,999","Living with partner","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,1,1,1,3,"Not working - disabled",0,"White","White"
19567,163688.052,50349.6875,55858.536,,"Re-interview","No","No","No","Yes","No","No","No",,"No","Yes","Yes","No","No","No","Definitely No","Yes","Just getting by","About the same","Somewhat worse off","It varied","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","Yes","No",,,,"Convenience",,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","Yes","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Never worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160921,20151218,20150717,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - disabled",1,"White","White"
19568,158497.581,48455.1391,46326.6335,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Computer/information sciences","Financial costs are much larger",,,,,,,,,,,,"No advice from person","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",45000,0,0,45000,"No",600,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program","No","Do not have children or grandchildren",,,,,"No","No","No","No","Yes","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No","Not available in local stores",,,"Better price","Better price",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Regularly worried","Never worried","High school degree or GED","High school degree or GED","Computer Systems Design and Related Services","One","Computer and Mathematical","Under $5,000","Another household member and I share in the decisions","Fair",20160921,20160206,20150814,38,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
19605,98315.2341,30203.0564,29612.2115,,"Re-interview","Yes","Refused","Refused","Refused","Yes","Refused","No",,"Yes","No","No","No","No","Yes","Definitely Yes",,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","Yes",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","To acquire new job-related skills",4,2,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1750,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Substantial strain","Substantial strain",,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160910,20151218,20160828,43,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,0,2,"Not working - looking for work",1,"White","White"
19613,170285.556,51896.2429,53825.9607,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","Yes","No","No","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",450,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Once","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes",0,450,0,1350,"No",0,"No","No",,"No","No","No","No","No","No","No","No",,,,,"No","Yes","No","No","Yes","Yes","No",0,"Definitely No",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","High school degree or GED","Heavy and Civil Engineering Construction","Two","Construction and Extraction","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160918,20151217,20160827,49,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,1,2,"Working - as a paid employee",1,"White","White"
19627,211910.702,66471.8117,63691.9689,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Severe impact","No impact","Minor impact","Minor impact","Moderate impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1650,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Convenience",,"Better price","Convenience","Better price","Better price","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Graduate degree","U.S. Army","One","Armed Services","$100,000 - $249,999","I make most of the decisions","Good",20160910,20151230,20160901,41,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",2,1,0,0,2,"Working - as a paid employee",1,"White","White"
19633,119084.614,36681.0699,14173.6152,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,5,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1974,"No","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Social/behavioral sciences","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,53,"Not important","Very important","Not important","Not important","Not important","No","No",,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Very good",20151016,20151217,20150715,65,"65-74","60+","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Not working - retired",1,"Black/African-American","Black"
19636,140136.156,43356.9836,38823.1596,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Just getting by","Somewhat worse off","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Refused","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","No","No","No",,,,,,,,,,,,73,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","Yes","No",,,,,"Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Sometimes worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20151023,20151219,20150827,75,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",1,"White","White"
19641,154225.368,48101.8575,57251.7015,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","Yes","Yes","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",875,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Law",,,,,,,"Financial costs are somewhat larger","No","Yes","No","No","No","Very important","No advice from person","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes","No",,,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Not available in local stores",,,,"Convenience","Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Justice, Public Order, and Safety Activities","One","Community and Social Services","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160909,20160220,20160909,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
19670,144931.841,44571.2947,14278.4738,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much better off","Poor","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",725,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,"No","Undeclared",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",5200,0,400,5600,"No",250,"No","Yes",,"Yes","No","No","No","No","No",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","Some college but no degree","Merchant Wholesalers, Durable Goods","One","Other professional","$75,000 - $99,999","I make most of the decisions","Good",20160909,20160120,20160902,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$20,000 to $24,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
19685,212515.762,65784.6585,58250.5191,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1967,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160923,20151223,20150713,80,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",1,"White","White"
19690,159667.263,48455.4677,46813.6452,,"Re-interview","Yes","Yes","No","Yes","No","No","No",,"Yes","No","Yes","Yes","No","No","Probably No","Yes","Finding it difficult to get by","Much worse off","Much better off","About average","Yes","No","No","No","No","No","No","Yes","No","Disabled and not working","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","Yes","Yes","No",,"Severe impact","No impact","Severe impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Substantial difficulty",,"Don’t know",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Some of the time","Most or all of the time","Bachelor’s degree","No",,"No","Education",,,,,,,"Financial costs are much larger","Yes","Yes","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",70000,0,5000,75000,"No",1000,"Yes","No",,"No","No","Yes","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Better price",,"Convenience",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",10000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,"No","Yes","No","No","No","No","No","No","Yes","No","No",,"Substantial strain",,,,,,,"Substantial strain",,,"Regularly worried","Never worried","Rarely worried","Never worried","Some college but no degree","Some college but no degree","Credit Intermediation and Related Activities","One","Business and Financial Operations","Under $5,000","Another household member and I share in the decisions","Good",20151012,20160510,20150806,32,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$40,000 to $49,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
19699,60804.9893,18403.0464,13988.0402,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","To maintain existing job-related skills",10,1,"About the same","Does not apply","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Not available in local stores","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Information Services","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20160903,20160216,20160910,68,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
19711,89151.5151,26996.1956,27468.4613,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Electrical Equipment, Appliance, and Component Manufacturing","One","Business and Financial Operations","Under $5,000","I make most of the decisions","Good",20160921,20160319,20150808,54,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
19757,90904.2781,28087.033,9559.6201,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",950,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Very important","Not important","Not important","Very important","Very important","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Convenience","Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Fair",20160909,20151217,20160909,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Not working - retired",1,"White","White"
19769,75148.983,22941.5123,18174.9358,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Refused","Refused","Refused","Refused","Yes","Definitely Yes",,"Doing okay","About the same","Much worse off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Education","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Not available in local stores",,,"Not available in local stores","Other reason",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,,,,,"A little strain",,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160917,20151025,20150322,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","nh",0,0,0,0,2,"Not working - other",1,"White","White"
19783,79011.2806,24331.7188,25627.2575,,"Re-interview","Yes","Yes","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Refused","Yes","Yes","Yes","Yes","Refused","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",120,60,"More","Somewhat","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No",976,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"Yes","Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Very important","Slightly important","Slightly important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","Yes","No","Yes","No","Yes",,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","Two","Building and Grounds Cleaning and Maintenance","$10,000 - $24,999","Another household member and I share in the decisions","Excellent",20160914,20151217,20160914,47,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
19793,571119.906,180965.304,50452.4323,,"Re-interview","No","No","No","Yes","No","No","No",,"Yes","No","Yes","No","Yes","No","Probably No","Yes","Just getting by","Somewhat worse off","About the same","About average","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","Moderate impact","No impact","No impact",,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"Less","Does not apply","Does not apply","Does not apply","No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2016,"No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,"Don’t know",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Some of the time","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Humanities","About the same financial benefits and financial costs",,,,,,,,,,,,"Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",36000,0,0,36000,"Yes",100,"No","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No",,"Other reason","Better price","Better price","Other reason",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",500,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160915,20160222,20160915,19,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,3,"Not working - other",0,"Black/African-American","Black"
19801,82964.9316,25446.9657,20726.0823,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Refused","Refused","Refused","Refused","Refused","Yes","Definitely Yes",,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",670,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Associate degree","No",,"No","Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Better price",,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Electrical Equipment, Appliance, and Component Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160902,20151220,20160902,61,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
19822,114781.303,34323.542,11702.8173,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,410,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Fair",20160904,20151217,20160827,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
19850,109564.459,33637.973,31147.0607,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Better price","Better price","Better price","Better price","Better price","Better price",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Some college but no degree","Bachelor’s degree","Electrical Equipment, Appliance, and Component Manufacturing","One","Computer and Mathematical","$250,000 - $499,999","I make most of the decisions","Good",20160908,20160212,20150716,35,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
19866,133997.558,42434.2399,15767.3409,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","Yes","No","No","No","No","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Minor impact","Minor impact","Minor impact",,,"Retired","Yes","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",50,15,"About the same","Somewhat","Somewhat","Somewhat","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",725,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Somewhat important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Good",20160908,20151219,20160827,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,1,"Not working - retired",1,"White","White"
19870,190234.356,61303.5517,57590.788,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","Yes","Yes","No","No","No","Probably Yes",,"Doing okay","Much better off","Somewhat better off","Pretty well off financially","Yes","No","Yes","No","Yes","No","Yes","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"Yes","No","Don’t know","No","Yes","No","Don’t know","No","Paper check","Yes","No","Yes","No","Yes","No","Yes","No",,"No impact","Minor impact","Moderate impact","Severe impact","Moderate impact","Minor impact",,"Yes","No","Yes","No","Yes","No","Yes","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",30,100,"More","Very much","Somewhat","Very much","Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","Refused","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","More debt now",,"Some of the time","Once","Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Computer/information sciences","About the same financial benefits and financial costs",,,,,,,,,,,,"Very important","Moderately important","Slightly important","Not important","No advice from person","Not important","Slightly important","Moderately important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",10000,0,300,10300,"Yes",150,"Yes","No",,"Yes","Yes","Yes","Refused","Refused","Yes",,"Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","Yes","No","Refused",,"$50,000 to $74,999","More than your income","No","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","Convenience",,"Better price",,"Better quality",,"Not available in local stores",,,"Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","Yes",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","Yes","No","No","Yes","Yes",0,"Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Refused","Yes","Refused","Refused","Refused","None","A little strain","Moderate strain","Substantial strain","Moderate strain","A little strain",,"None",,,,"Rarely worried","Sometimes worried","Regularly worried","Sometimes worried","Bachelor’s degree","Bachelor’s degree","Health and Personal Care Stores","One","Life, Physical, and Social Sciences","$35,000 - $49,999","I make most of the decisions","Excellent",20161005,20160121,20160827,33,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
19914,103916.643,32338.8873,29425.3191,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1962,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,72,"Not important","Very important","Somewhat important","Not important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","Better price",,,"Better price",,"Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20160916,20151220,20160828,80,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Not working - retired",1,"White","White"
19930,109219.171,32766.0631,11264.9192,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","Yes","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","No","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,,,,"Not available in local stores",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Some college but no degree","Personal and Household Goods Repair and Maintenance","One","Building and Grounds Cleaning and Maintenance","Under $5,000","I make most of the decisions","Good",20151007,20160207,20160912,39,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Never married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
19975,113019.486,35544.1096,27919.3997,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Not comfortable","Refused",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Management, Scientific, and Technical Consulting Services","One","Architecture and Engineering","$500,000 - $999,999","I make most of the decisions","Fair",20160924,20160223,20160830,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","hi",0,0,0,0,1,"Working - as a paid employee",1,"Asian","Asian"
19991,186694.475,60249.3882,57159.3109,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Severe impact","No impact","No impact",,,"Employed full-time","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","To network/meet people",3,2,"Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","None",,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",1250,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","Not available in local stores","Convenience",,,"Convenience","Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",171,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Sometimes worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Good",20161014,20160220,20160909,40,"35-44","30-44","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,1,0,0,1,"Not working - other",1,"Asian","Asian"
19996,108844.018,33703.9853,32336.9198,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","Yes","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",1200,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","Yes","Professional degree (e.g. MBA, MD, JD)",,"Business/management",,,,,,,"Financial costs are much larger","Yes","Yes","No","No","No","Moderately important","No advice from person","Not important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",25000,0,0,25000,"No",250,"No","No",,"No","No","Yes","No","No","Yes","Yes","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Better price","Convenience",,"Convenience","Convenience",,"Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Other professional","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20161013,20160229,20160918,35,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,1,1,0,2,"Working - as a paid employee",0,"White","White"
20007,185291.548,58277.0822,18528.7586,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","Moderate impact","Minor impact","Moderate impact","Severe impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,"Probably No",,,,,,,200,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Bachelor’s degree","No",,"No","Physical sciences/math",,,,,,,"Financial costs are somewhat larger","No","No","Yes","No","No","Slightly important","Not important","Not important","Slightly important","Slightly important","Slightly important","Slightly important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Rarely worried","Sometimes worried","Certificate or technical degree","Associate degree","Educational Services","One","Architecture and Engineering","Not sure","Another household member makes most of the decisions","Excellent",20160904,20151221,20160827,26,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$7,500 to $9,999","Living with partner","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
20008,373173.377,118870.419,136692.374,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Pretty well off financially","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,10,"More","Very much","Very much","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Don't know","No","Yes","Yes","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Health","Financial costs are much larger","No","No","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Very important",,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","Refused","No","No","No","No","No","No","Yes",3000,"No","No","No","No","No","No","No","No","No","No","No","No","Refused","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No",,"A little strain",,,,,,"A little strain",,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160903,20151217,20160830,24,"18-24","18-29","Some college, no degree","Some college","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,2,"Not working - other",1,"White","Hispanic"
20020,261245.068,83969.3506,26349.7483,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Some of the time","Some of the time","Associate degree","No",,"No","Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",5000,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"Substantial strain",,"Substantial strain","Regularly worried","Regularly worried","Rarely worried","Rarely worried","Associate degree","Associate degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Fair",20160914,20160206,20160914,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Not working - disabled",1,"White","White"
20022,125609.991,38835.9722,38076.8474,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much worse off","Poor","Yes","No","No","No","No","Yes","No","No","No","Homemaker","Work part-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"Severe impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,"No",1650,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","Yes","No","No","No","Yes",,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Excellent",20151002,20151224,20150803,36,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,2,0,2,"Not working - other",1,"White","White"
20027,87751.2111,27156.2083,24979.2636,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","Yes","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial costs are much larger","No","No","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience",,"Convenience","Better price","Convenience","Convenience","Better price",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20161016,20160216,20160919,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Living with partner","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,1,0,2,"Not working - disabled",1,"White","White"
20032,117590.189,35878.4014,35328.5271,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1190,"Yes","No","No","No","No","No","Credit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,"Refused","Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,58,"Not important","Somewhat important","Very important","Somewhat important","Somewhat important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","No","No","No","Better price","Not available in local stores","Better price",,,"Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160924,20151218,20150822,59,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",1,"White","White"
20034,231301.424,71848.3763,68321.0833,,"Re-interview","Yes","Yes","No","Yes","Yes","No","No",,"Yes","Refused","Refused","Refused","Refused","Yes","Definitely No","Yes","Just getting by","About the same","Much better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","Yes","Yes","Yes","Yes","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Severe impact","Moderate impact","No impact","No impact","Moderate impact","Severe impact","Employed part-time","Yes","No","Yes","No","Refused","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","To maintain existing job-related skills",0,30,"About the same","Does not apply","Does not apply","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1999,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,1900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","No",,"Yes","Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes","Yes","No","No","Better quality","Convenience",,,"Convenience","Better price","Better price",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","Yes","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",650,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Never worried","Regularly worried","Less than High School degree","Less than High School degree","Food and Beverage Stores","One","Management","$10,000 - $24,999","I make most of the decisions","Good",20160915,20151222,20160915,36,"35-44","30-44","Some college, no degree","Some college","Hispanic","Male","No",6,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","West","Pacific","Rented for cash","ca",0,1,1,0,4,"Working - as a paid employee",1,"White","Hispanic"
20047,193743.721,60365.7685,60371.613,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"Severe impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,10,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","Yes","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,1300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","No",,"Yes","Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No",,"A little strain",,,,,,"A little strain","A little strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Business, Professional, Labor, Political, and Similar Organizations","One","Protective Service","Under $5,000","Another household member and I share in the decisions","Good",20160907,20160108,20160907,38,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
20064,56123.0443,17106.4378,13536.5245,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1967,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","Refused","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Other reason","Better quality",,,"Other reason","Better price","Better quality","Other reason",,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20161010,20151217,20150822,77,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",1,"White","White"
20074,119810.998,36452.865,14263.6911,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","Yes","Yes","No","No","No","It exceeded changes in living expenses","No impact","No impact","Minor impact","Moderate impact","Severe impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,675,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","No",,"No","Once","Never","Bachelor’s degree","No",,"No","Business/management",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Convenience","Convenience",,,,,"Convenience",,,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","Certificate or technical degree","High school degree or GED","Amusement, Gambling, and Recreation Industries","One","Building and Grounds Cleaning and Maintenance","Under $5,000","I make most of the decisions","Good",20160921,20151218,20160912,43,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
20144,174827.529,53330.056,50224.029,,"Re-interview","Yes","No","No","Yes","No","No","No",,"No","Yes","Yes","No","Yes","No","Definitely Yes",,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","Minor impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",5,"Refused","About the same","Somewhat","Somewhat","Somewhat","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",391,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Once","Once","Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No",,,,"Better price",,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Rarely worried","Bachelor’s degree","Don’t know","Justice, Public Order, and Safety Activities","Two","Protective Service","$75,000 - $99,999","I make most of the decisions","Very good",20160921,20151217,20150727,43,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Living with partner","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
20149,113522.306,34819.5094,28359.8455,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Very important","Not important","Not important","Not important","Very important","Yes","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","Yes","No",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",800,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Rarely worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Fair",20160903,20151219,20160903,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
20183,140231.706,42948.5778,43351.2724,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Some of the time","Most or all of the time","Bachelor’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",90000,0,0,90000,"No",450,"Yes","Yes",,"No","No","Yes","No","No","Still enrolled in the program","Yes","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Convenience",,"Better price","Convenience","Better price","Convenience","Convenience",,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Bachelor’s degree","Bachelor’s degree","Grantmaking and Giving Services","One","Office and Administrative Support","$250,000 - $499,999","I make most of the decisions","Very good",20151009,20151219,20150814,49,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,1,3,"Working - as a paid employee",1,"White","Hispanic"
20202,629979.138,208512.708,65334.8913,,"Re-interview","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Minor impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,309,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"Yes","No","Yes","Yes","No","No","No","No","No","No","Poor","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",3000,0,700,3700,"No",0,"No","Yes",,"No","No","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Refused","Refused","Refused","Yes","Yes","Refused","Refused","Refused","No",,,,"Better price","Better price",,,,,"Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Refused","Refused","Refused","Yes","Refused","Refused","Yes",0,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Regularly worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160904,20160308,20150806,42,"35-44","30-44","11th grade","Less than high school","Hispanic","Female","Yes",2,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,1,1,"Not working - disabled",0,"White","Hispanic"
20206,402993.384,129236.405,130824.447,,"Re-interview","No","Yes","Yes","Yes","Yes","No","No","One or more of the adult children who live with me are in school","No","No","No","No","Yes","No","Probably No","Yes","Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","Minor impact","Minor impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","Yes","No","Yes","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","Yes","No","Convenience","Not available in local stores",,,,,"Other reason","Convenience",,"No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",20,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","Some college but no degree","Administration of Housing Programs, Urban Planning, and Community Development","One","Office and Administrative Support","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160908,20151230,20160827,37,"35-44","30-44","Some college, no degree","Some college","Other, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,1,1,0,4,"Working - as a paid employee",1,"Asian","Asian"
20211,147289.653,45194.9346,43042.0321,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","No",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","Master’s degree","No",,"No","Education",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",15000,0,0,15000,"No",385,"No","No",,"No","No","No","No","Yes","Yes",,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","Yes","No","Better price","Convenience",,"Convenience","Convenience",,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",200,"Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Some college but no degree","Educational Services","One","Teacher, except college and university","$50,000 - $74,999","I make most of the decisions","Very good",20160915,20160216,20160915,37,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
20250,231844.309,74049.402,74059.6408,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Health",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",95000,0,0,95000,"No",1678,"No","No",,"No","No","Yes","Yes","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Ambulatory Health Care Services","Two","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Not sure","Another household member makes most of the decisions","Very good",20161008,20151217,20160908,33,"25-34","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
20306,162796.678,52479.4351,50350.2857,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","Yes","No","Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","Don’t know","Don’t know","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",1400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No","Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","Moderately important","Moderately important","Moderately important","Slightly important","Very important","Moderately important","Slightly important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","Yes","Yes","No","No",,,"Better price",,,"Convenience","Convenience",,,"No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No",,"A little strain",,,,,,,"A little strain",,,"Rarely worried","Rarely worried","Rarely worried","Never worried","Associate degree","Graduate degree","Oil and Gas Extraction","One","Architecture and Engineering","$25,000 - $34,999","I make most of the decisions","Very good",20160912,20151230,20150606,24,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$75,000 to $84,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
20320,84091.8973,26223.1845,23089.5509,,"Re-interview","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Definitely No","No","Finding it difficult to get by","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"Yes",1900,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No","Undeclared",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","Convenience",,,,,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Other Information Services","One","Office and Administrative Support","$10,000 - $24,999","I make most of the decisions","Very good",20160914,20151219,20150611,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
20345,82906.1732,26125.3678,30188.2107,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","Yes","Definitely No","Yes","Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Life sciences","About the same financial benefits and financial costs",,,,,,,,,,,,"Moderately important","Slightly important","Not important","Slightly important","Moderately important","Slightly important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"Yes",0,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","No",,,,,,,"Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",0,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member makes most of the decisions","Very good",20160902,20151223,20150612,20,"18-24","18-29","Some college, no degree","Some college","2+ Races, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,4,"Not working - other",0,"2+ Races","Other"
20346,167638.986,51998.4923,55538.8065,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No",,"Better price","Better price",,"Better price","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Don’t know","Certificate or technical degree","Truck Transportation","One","Transportation and Material Moving","$50,000 - $74,999","Another household member and I share in the decisions","Excellent",20160913,20151226,20150612,41,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,2,3,"Working - as a paid employee",1,"White","White"
20367,223016.623,71082.1656,21966.716,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"Yes","Yes","Yes","Yes","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","Yes",625,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"Yes","Humanities","Financial benefits are somewhat larger","No","Yes","No","No","No",,,,,,,"Very important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","Yes","No",119000,0,5000,124000,"No",1000,"No","No",,"No","No","Yes","No","No","No","No",,,,,,"Yes","No","Yes","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Not available in local stores","Better price","Better price","Convenience","Better price","Convenience",,,,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160909,20151217,20150615,29,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Married","Metro","West","Pacific","Rented for cash","wa",0,0,0,0,2,"Not working - on temporary layoff from a job",0,"White","White"
20368,212357.262,65297.0085,67837.5573,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"Yes",1500,"Yes","No","No","No","Yes","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Better price","Convenience","Better price",,"Convenience","Convenience","Better price","Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20161005,20151219,20150620,53,"45-54","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$125,000 to $149,999","Never married","Metro","West","Mountain","Rented for cash","az",0,0,0,0,1,"Not working - looking for work",1,"Black/African-American","Black"
20408,251522.818,78521.0387,80901.7703,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",720,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,,,,"Convenience",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Certificate or technical degree","Data Processing, Hosting and Related Services","One","Computer and Mathematical","Under $5,000","Another household member and I share in the decisions","Good",20160925,20151218,20150708,40,"35-44","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,2,"Working - as a paid employee",1,"White","Black"
20415,61309.3742,18976.9974,15571.2364,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Vocational/technical training","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Not important","Not important","Not important","Not important","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No",,"Not available in local stores",,"Convenience","Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160916,20160220,20150627,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",1,"White","White"
20436,221215.596,67788.1638,21213.2065,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"High school degree or GED","No",,"No","Undeclared",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,56,"Not important","Very important","Very important","Not important","Not important","No","No",,"Yes","Refused","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"None",,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Data Processing, Hosting and Related Services","One","Computer and Mathematical","$50,000 - $74,999","I make most of the decisions","Very good",20151007,20151220,20150711,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
20438,177827.979,56231.2262,58635.5825,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Not employed, but looking for a job","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,1,"About the same","Not at all","Not at all","Not at all","No","No","No","Yes","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Computer/information sciences","Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No",,,,,,,,,,,,54,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","Yes","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","No","No",,,"Substantial strain","Moderate strain",,,,,"Moderate strain",,,"Regularly worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160915,20160221,20160915,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A mobile home","$40,000 to $49,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Not working - looking for work",1,"White","White"
20481,211963.336,66111.7887,72358.7233,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Severe impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Certificate or technical degree","No",,"No","Health","Financial costs are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,50,"Somewhat important","Somewhat important","Not important","Not important","Somewhat important","No","Yes",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","Yes","No","No","No",,,"Better price",,"Convenience","Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Never worried","Less than High School degree","Some college but no degree","Ambulatory Health Care Services","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$75,000 - $99,999","I make most of the decisions","Good",20151025,20151221,20150716,52,"45-54","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$125,000 to $149,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",1,"Black/African-American","Black"
20486,82772.8831,24913.113,10834.4752,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","Severe impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"Yes","Engineering",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No","Very important","Moderately important","Slightly important","Moderately important","Very important","Very important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Associate degree","Certificate or technical degree","Primary Metal Manufacturing","One","Management","$500,000 - $999,999","I make most of the decisions","Good",20151005,20151229,20150720,66,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
20505,655159.294,208512.708,63167.9834,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","No","Yes","No","Yes","No","Yes","No","Yes","No","Not employed, but looking for a job","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Moderate impact","Moderate impact","Minor impact","Moderate impact",,,"Employed full-time","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","Yes","Yes","Yes","No","No","No","Yes","No","No","To earn money as a primary source of income",5,10,"Less","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","No","No","Yes","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","Refused",1500,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Cash","Somewhat confident","Yes","Yes","No","No","Yes","No","No","Yes","No","No","No",,"Yes","Yes","No",,"Yes","No","No","No","No","No","Yes","No","No","No","Very good","Yes","No",,"No","Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No",,"About the same financial benefits and financial costs","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","Yes","No","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price",,"Better price","Better price","Better price","Better price","Better price",,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"No","Yes","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","Yes","Yes",1500,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Never worried","Associate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Excellent",20161009,20160210,20150718,36,"35-44","30-44","12th grade NO DIPLOMA","Less than high school","Black, Non-Hispanic","Female","No",6,"A one-family house detached from any other house","$15,000 to $19,999","Living with partner","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,2,1,3,"Not working - on temporary layoff from a job",1,"Black/African-American","Black"
20508,135725.928,41979.8225,41892.6204,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Severe impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","Yes","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",140,40,"About the same","Does not apply","Very much","Somewhat","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","Yes","No","No",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Law","Financial costs are somewhat larger","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","No","Yes","No","No","Yes","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Better price","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","Yes","No","Yes",800,"No","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Civic and Social Organizations","Two","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20160922,20151222,20150720,39,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
20518,112391.641,34508.2875,37205.9667,,"Re-interview","Yes","No","Yes","No","No","Yes","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",834,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,"No","Health","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",92000,0,0,92000,"No",780,"No","Yes",,"No","No","Yes","No","Yes","No","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Social Assistance","One","Office and Administrative Support","Under $5,000","Another household member and I share in the decisions","Very good",20160923,20160206,20150719,51,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,1,5,"Working - as a paid employee",1,"White","White"
20529,112689.159,34094.7494,13316.2406,,"Re-interview","No","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Probably Yes",,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Moderate impact","Minor impact","No impact","Severe impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",0,"Definitely Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Sometimes worried","Bachelor’s degree","Bachelor’s degree","Nursing and Residential Care Facilities","One","Personal Care and Service","$35,000 - $49,999","I make most of the decisions","Very good",20161019,20160217,20150720,50,"45-54","45-59","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",1,"Asian","Asian"
20550,160104.467,49512.8526,19207.3007,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160914,20151217,20160827,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A mobile home","$7,500 to $9,999","Divorced","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",1,"White","White"
20594,105617.285,32344.2554,10557.3461,,"Re-interview","Yes","Yes","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Refused","Yes","Refused","Refused","Refused","Yes","Definitely Yes",,"Doing okay","About the same","Much better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Minor impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","About the same",,"Most or all of the time","Once","Certificate or technical degree","No",,"No","Education","Financial costs are much larger","Yes","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,50,"Very important","Not important","Not important","Not important","Not important","Yes","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","Yes","No",,,,"Better price",,"Not available in local stores",,"Other reason",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","Yes","Yes","Yes","Yes",4000,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Moderate strain",,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20151014,20160217,20150724,52,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","No",4,"A building with 2 or more apartments","$20,000 to $24,999","Married","Metro","South","South Atlantic","Rented for cash","nc",0,1,0,0,3,"Not working - disabled",1,"2+ Races","White"
20603,125609.991,38835.9722,38076.8474,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","Refused","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No","No",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","No","No","Refused","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","No",,"Not available in local stores",,,,,"Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","Graduate degree","Bachelor’s degree","Educational Services","One","Other professional","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160915,20160207,20160913,32,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,1,0,0,2,"Working - as a paid employee",1,"White","White"
20620,200683.183,62049.333,67702.2806,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",60,5,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,"No","Law",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No","Moderately important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No",,,,,,"No","No","Yes","Yes","No","No","No",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Convenience","Better price",,,"Better price","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Legal Services","One","Office and Administrative Support","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160926,20151223,20150727,25,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
20631,74114.0641,21987.0162,7756.6837,,"Re-interview","No","No","Yes","No","No","No","Yes","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","No","Yes","Yes","No","Refused",1550,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,"No","Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No",,,,"Better price",,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Ambulatory Health Care Services","One","Sales Representative","$25,000 - $34,999","I make most of the decisions","Good",20160923,20160125,20150805,50,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A building with 2 or more apartments","Less than $5,000","Divorced","Metro","South","South Atlantic","Occupied without payment of cash rent","va",0,0,0,0,4,"Working - as a paid employee",1,"White","White"
20752,163688.052,50349.6875,55858.536,,"Re-interview","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Cash","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",4,5,"More","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"Yes",643,"Yes","Yes","Yes","No","Yes","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","No","No",0,"Don’t know","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","Yes",,"$40,000 to $49,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No",,,,"Better price",,,"Better price",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",600,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Installation, Maintenance, and Repair","Under $5,000","I make most of the decisions","Good",20160920,20151219,20160827,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$40,000 to $49,999","Widowed","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,1,1,1,"Working - as a paid employee",1,"White","White"
20816,115384.717,34218.0606,10980.8254,,"Re-interview","No","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely No","Yes","Just getting by","Somewhat worse off","Much better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Severe impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Other reason",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","Refused","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Never worried","Never worried","Rarely worried","Some college but no degree","Graduate degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160921,20151217,20150823,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A mobile home","Less than $5,000","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Not working - disabled",1,"White","White"
20852,69681.6426,21731.765,20488.6996,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","[D10other]",30,15,"About the same","Does not apply","Somewhat","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1969,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",500,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No",,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","Yes",,"Better price",,,"Not available in local stores","Convenience","Better price","Better price","Not available in local stores","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,"A little strain",,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160915,20151217,20160915,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",1,"White","White"
20864,188805.063,59108.6517,67529.5322,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Refused",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,"No","Undeclared","About the same financial benefits and financial costs","Yes","No","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",1500,0,0,1500,"No",50,"No","No",,"No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Not available in local stores","Not available in local stores","Not available in local stores","Better price","Not available in local stores","Not available in local stores","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Support Activities for Agriculture and Forestry","One","Other (Please specify)","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160910,20151222,20160827,32,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
20914,143141.024,44608.6544,37844.2072,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1966,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","Yes","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","No",,"Convenience",,,"Convenience",,"Convenience","Convenience",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","Yes","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","Some college but no degree","Graduate degree","Educational Services","One","Management","Not sure","Another household member makes most of the decisions","Good",20151024,20160303,20150820,88,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - self-employed",1,"White","White"
20955,77478.8603,23776.5745,19150.2239,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,"No","Social/behavioral sciences","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","Yes","No","No","No","Refused","Yes","No","No","Yes","Yes","No","No",,,"Better price",,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160915,20151218,20160915,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",1,"White","White"
20988,167460.794,52722.9864,53803.7757,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1456,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No",0,11000,0,11000,"No",900,"No","No",,"No","No","Yes","No","Yes","Yes","No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Better price",,,"Convenience","Better price","Better price",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Never worried","Some college but no degree","High school degree or GED","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160928,20151217,20160916,52,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
21006,117844.265,36263.5112,11040.6248,,"Re-interview","No","No","No","Yes","Yes","No","No",,"Yes","Yes","Yes","No","Yes","No","Definitely No","Yes","Just getting by","Somewhat worse off","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","Don’t know","No","Don’t know","No","No","Yes","Paper check","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Moderate impact","Severe impact","No impact","Severe impact","No impact",,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",4,4,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","Yes, and I still own that home",,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","Yes","None",,"Probably No",,,,,,,450,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Rarely worried","Sometimes worried","Never worried","High school degree or GED","Less than High School degree","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","Another household member and I share in the decisions","Good",20160921,20151217,20150828,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$12,500 to $14,999","Separated","Metro","Midwest","West-North Central","Occupied without payment of cash rent","ks",0,0,1,0,1,"Working - as a paid employee",1,"White","White"
21030,608921.79,203251.836,222165.365,,"Re-interview","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","Yes","Yes","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",855,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Refused","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","No",,"Convenience",,,,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Food Services and Drinking Places","One","Management","Under $5,000","Another household member makes most of the decisions","Very good",20160907,20151217,20160902,39,"35-44","30-44","12th grade NO DIPLOMA","Less than high school","Black, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,1,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
21058,433041.548,134934.566,39979.0597,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2002,"No","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,565,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,"No",,"Refused","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Don’t know","Don’t know","Food and Beverage Stores","One","Retail Sales","Under $5,000","I make most of the decisions","Good",20160914,20151217,20160912,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,1,"Working - as a paid employee",1,"Black/African-American","Black"
21110,78151.8187,24373.3772,22979.2106,,"Re-interview","No","Refused","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes","No","No","No",,,,,,,,,"No",1321,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,"No","Health",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Refused",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Substantial strain",,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Associate degree","Primary Metal Manufacturing","One","Building and Grounds Cleaning and Maintenance","$100,000 - $249,999","I make most of the decisions","Good",20160915,20151217,20160909,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Working - as a paid employee",1,"White","White"
21114,89151.5151,26996.1956,27468.4613,,"Re-interview","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely No","No","Finding it difficult to get by","Somewhat worse off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,2,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","Yes","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","No","No","No","No","Yes","No",1550,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Master’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",56000,0,0,56000,"No",150,"Yes","No",,"No","No","No","No","Yes","Yes",,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Refused","Yes","Yes","No","No",,"Not available in local stores",,"Better price",,"Better price","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No",,,,,"None",,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Civic and Social Organizations","One","Community and Social Services","Under $5,000","I make most of the decisions","Fair",20151206,20160227,20150831,49,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,2,"Working - as a paid employee",1,"White","White"
21164,252521.617,82331.594,23770.1433,,"Re-interview","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably Yes",,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","Yes","No",,"No impact","No impact","No impact","No impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2015,"Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","None",,"Definitely No",,,,,,,250,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Business/management","Financial benefits are much larger",,,,,,,,,,,,"Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",7500,0,0,7500,"Yes",0,"No","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","Yes","No","No","Yes",0,"Probably Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No",,,,,,"Convenience","Convenience","Convenience",,"Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Some college but no degree","Business, Professional, Labor, Political, and Similar Organizations","Two","Other professional","$10,000 - $24,999","Another household member and I share in the decisions","Excellent",20160902,20160103,20160902,20,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$20,000 to $24,999","Never married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
21278,437723.946,142207.666,139618.693,,"Re-interview","No","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1963,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",485,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Refused",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","Refused","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Fair",20160909,20160227,20160827,82,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",7,"A one-family house detached from any other house","$200,000 to $249,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,1,1,0,5,"Not working - retired",1,"Black/African-American","Black"
21309,97768.094,29905.6048,26354.638,,"Re-interview","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","About average","Yes","Yes","No","No","Yes","No","No","No","Yes","Self-employed","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","[D10other]",39,15,"About the same","Does not apply","Does not apply","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1445,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,59,"Not important","Very important","Not important","Not important","Not important","Yes","Yes",,"Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No","Yes","No",,"Convenience",,,,"Convenience",,"Convenience",,"No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Nursing and Residential Care Facilities","Two","Other (Please specify)","$5,000 - $9,999","I make most of the decisions",,,20160713,20150914,71,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - self-employed",1,"White","White"
21317,74008.3852,22574.1509,18506.8202,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,"No","Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,64,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Refused","Yes","Yes","Yes","Yes","Yes","Yes","Refused","No",,"Convenience","Better price","Convenience","Convenience","Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Sometimes worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Good",20151004,20160220,20160722,73,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",1,"White","White"
21353,655159.294,208512.708,222165.365,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","Pretty well off financially","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,3,"About the same","Does not apply","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,"No",,,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","Yes","No","Not available in local stores","Not available in local stores",,,,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Moderate strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","One","Other (Please specify)","$10,000 - $24,999","I make most of the decisions","Very good",20160910,20151218,20160910,37,"35-44","30-44","11th grade","Less than high school","Hispanic","Female","No",2,"A one-family house detached from any other house","$200,000 to $249,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - self-employed",1,"White","Hispanic"
21356,118558.924,36963.6133,32360.195,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","No","No","No","No","Yes","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Refused","Refused","Refused","Refused","Refused","Refused","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Other (Please specify):","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Not important","Not important","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Refused","Yes","Yes","Refused","Refused","Refused","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160913,20151219,20160912,66,"65-74","60+","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,1,"Not working - retired",1,"Black/African-American","Black"
21374,59052.7861,17874.5962,14547.6462,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","Yes",,,,,,,,,"No",400,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Once","Never","Master’s degree","No",,"No","Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Somewhat important","Somewhat important","Not important","Not important","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","Yes","Not available in local stores","Not available in local stores",,,"Not available in local stores","Convenience","Convenience",,"Not available in local stores","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Certificate or technical degree","Other Professional, Scientific, and Technical Services","One","Retail Sales","$100,000 - $249,999","I make most of the decisions","Very good",20160915,20160216,20160915,71,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Working - self-employed",1,"White","White"
21400,299013.586,91555.887,27189.0916,,"Re-interview","Yes","Yes","No","Yes","Yes","No","No",,"Yes","No","Yes","Yes","Yes","No","Probably No","Yes","Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Poor","No","No","No","Yes","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Severe impact","Moderate impact","No impact","Moderate impact",,,"Employed part-time","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",6,10,"About the same","Somewhat","Not at all","Somewhat","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,"Very important","Moderately important","Slightly important","Moderately important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",300,"No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Moderate strain",,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Regularly worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160920,20151220,20160920,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",6,"A one-family house detached from any other house","Less than $5,000","Living with partner","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,3,0,3,"Not working - looking for work",1,"White","White"
21409,213386.758,66021.1854,20503.9482,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Yes","Yes","Yes","Don’t know","Deposit onto a reloadable prepaid card","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Moderate impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably Yes","Yes","No","No","Yes","No","No",675,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Prepaid card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"High school degree or GED","No",,"No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Substantial strain",,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Sometimes worried","Some college but no degree","High school degree or GED","Food and Beverage Stores","One","Sales Representative","Under $5,000","I make most of the decisions",,,20160207,20150923,38,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","West","Pacific","Rented for cash","or",0,0,0,0,3,"Working - as a paid employee",1,"White","White"
21421,76038.2141,23236.4338,8132.4379,,"Re-interview","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","No","No","No","No","Yes","Yes","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,"No","Business/management","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,57,"Very important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Better price","Not available in local stores","Not available in local stores","Better price","Better price",,,"Convenience",,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"No","Yes","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","Yes",222,"No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Certificate or technical degree","Graduate degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20151002,20160217,20150925,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - retired",1,"White","White"
21449,100176.367,31004.1099,32162.2768,,"Re-interview","No","No","No","No","Yes","No","No",,"No","Yes","Yes","No","Yes","No","Probably Yes",,"Just getting by","Much worse off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",819,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,"No","Refused","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,48,"Somewhat important","Very important","Somewhat important","Very important","Not important","No","No",,"Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,"$50,000 to $74,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,,,,"Better price",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes","Refused","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","None",,,"Sometimes worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Good",20160914,20160227,20160914,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,1,"Not working - retired",1,"White","White"
22000,,,14093.9133,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,48,"Very important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No","Better price","Better price","Better price","Better price",,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Fair",20140628,20160309,20130322,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",0,"White","White"
22001,,24321.0775,10396.4137,37199.0866,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"No",960,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Once","Never","Doctoral Degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,38,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Convenience",,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20161011,20160707,20160827,85,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"Boat, RV, van, etc.","$25,000 to $29,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,1,"Not working - retired",0,"White","White"
22002,,,7229.1286,,"LMI oversample","No","No","No","No","No","No","No",,"Yes","No","No","No","Yes","No","Probably No","Yes","Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Deposit onto a reloadable prepaid card","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2007,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,303,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"No",100,"Yes","Yes",,"No","Yes","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","Other reason",,,,,,"Convenience","Convenience",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Very good",20160911,20160102,20160827,42,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Never married","Non-Metro","Northeast","New England","Rented for cash","me",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22004,,,22377.4201,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Somewhat important","Not important","Not important","Yes","No",,"Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",2500,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20151011,20160225,20150829,85,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Not working - retired",0,"White","White"
22005,,32608.6508,12532.1727,49163.4239,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Refused","Yes","No",,"No","Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Refused","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20151002,20160218,20150704,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
22006,,28060.8873,22855.073,42094.4381,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Not important","Not important","Very important","Very important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Better price","Not available in local stores",,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20151026,20160426,20160716,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A mobile home","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
22007,,46387.462,38793.0777,67736.033,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",200,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member makes most of the decisions","Very good",20161002,20160211,20160913,75,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Not working - retired",0,"White","White"
22008,,31101.2234,13267.5865,47340.9397,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,850,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","Yes","No",,"Better price","Convenience","Better price","Convenience",,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","Yes","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160924,20160217,20160805,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Not working - retired",0,"White","White"
22010,,,20541.8039,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",4,1,"Less","Not at all","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2010,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,37,"Very important","Not important","Not important","Not important","Very important","No","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"Yes","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160921,20160217,20160921,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Divorced","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Not working - retired",0,"White","White"
22012,,,32456.8286,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",2500,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","Refused","No","Better quality","Better quality",,,,"Better quality","Convenience",,,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Sometimes worried","Sometimes worried","Certificate or technical degree","Don’t know","Hospitals","One","Health Technologist or Technician (such as paramedic, lab technician)","Under $5,000","I make most of the decisions","Fair",20160904,20160127,20130504,40,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,1,0,2,"Working - as a paid employee",0,"Black/African-American","Hispanic"
22013,,,21560.4691,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat worse off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Very important","Somewhat important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","More than your income","Yes","No","No","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","Yes","No",,,,,"Not available in local stores","Convenience",,"Convenience",,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","Yes","No","No","Yes","Yes",8000,"Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Poor",20160913,20160221,20160913,67,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A mobile home","$15,000 to $19,999","Widowed","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","ak",0,0,0,0,1,"Not working - retired",0,"White","White"
22014,,52005.672,49659.4298,76248.2712,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No",1300,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Refused","One","Management","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160903,20160107,20160907,48,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
22015,,22650.9925,17410.4914,34452.926,"Fresh","No","No","No","No","No","Yes","No",,"No","No","No","No","Yes","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Refused",,,,,,,"About the same financial benefits and financial costs","Refused","Refused","Yes","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No",,,,"Not available in local stores",,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160913,20160321,20160825,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Divorced","Metro","South","South Atlantic","Occupied without payment of cash rent","fl",0,0,0,0,1,"Not working - retired",0,"White","White"
22016,,70886.5985,81470.648,103636.653,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Doing okay","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",0,"Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Accommodation","One","Food Preparation and Serving","Not sure","Another household member makes most of the decisions","Very good",20160903,20160923,20120731,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",6,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,6,"Working - as a paid employee",0,"Black/African-American","Black"
22017,,34058.2075,34270.7528,51438.85,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"Yes","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","No","No","Yes","Yes","No","No",2400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Computer/information sciences","Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,51,"Not important","Not important","Not important","Not important","Very important","No","No",,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","Yes",,"Convenience",,"Convenience","Better price","Convenience",,,"Convenience","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Excellent",20160902,20151218,20160902,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Widowed","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - retired",0,"White","White"
22020,,42546.0434,39661.7101,62827.1306,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Very important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160910,20160121,20160910,73,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
22022,,33888.8682,28808.8191,50339.5209,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","Yes","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better quality",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Excellent",20160923,20160203,20150827,73,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$85,000 to $99,999","Married","Metro","South","South Atlantic","Rented for cash","wv",0,0,0,0,2,"Not working - retired",0,"White","White"
22023,,54280.2741,15995.8119,80899.1603,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","No","No","No","Paper check","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","Severe impact","Moderate impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","No","Yes","Yes",5000,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Clothing and Clothing Accessories Stores","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$10,000 - $24,999","I make most of the decisions","Good",20160911,20160127,20160911,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22024,,29821.8259,30912.7061,44925.2603,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No","Not important","Not important","Moderately important","Slightly important","Moderately important","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",21000,0,0,21000,"No",335,"No","No",,"No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No",,,,"Better price","Better price","Better price","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","Yes","Yes","Yes",750,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Marketing Consulting Services","One","Computer and Mathematical","$100,000 - $249,999","Another household member and I share in the decisions","Good",20151001,20160222,20150810,47,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22025,,38341.5956,36148.4415,56566.3719,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1969,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",520,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","Refused","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,59,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"No","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","Yes",,,,"Convenience",,,,,"Convenience","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Good",20160921,20160111,20160910,75,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Widowed","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,1,"Not working - retired",0,"White","White"
22026,,23636.7612,29638.6645,35681.0859,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","Yes","No","Yes","No","Definitely No","No","Just getting by","About the same","About the same","Poor","No","Yes","No","No","Yes","Yes","No","No","No","Not employed, and not looking for a job","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Moderate impact","No impact","Severe impact",,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",100,100,"About the same","Does not apply","Very much","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","More than your income","No","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","Convenience",,"Better price","Better price",,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Regularly worried","Regularly worried","Sometimes worried","Regularly worried","Bachelor’s degree","Certificate or technical degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20160908,20160112,20160908,33,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Female","No",6,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,6,"Not working - other",0,"2+ Races","Other"
22027,,,39592.9035,,"LMI oversample","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Probably No","Yes","Just getting by","Somewhat worse off","About the same","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","Minor impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,1875,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","No","No","No",,"$40,000 to $49,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Better price",,"Better price",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Regularly worried","Regularly worried","Regularly worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Poor",20161007,20160206,20161007,43,"35-44","30-44","Some college, no degree","Some college","Hispanic","Male","Yes",4,"A building with 2 or more apartments","$30,000 to $34,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,1,0,3,"Not working - disabled",0,"White","Hispanic"
22028,,32693.1766,41889.4879,47894.0933,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably Yes",,"Just getting by","About the same","About the same","About average","No","Yes","No","No","No","No","Yes","No","No","Student","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No","No","No","No","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No",,,,"Probably Yes","No","No","No","Yes","No","No",325,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Life sciences","About the same financial benefits and financial costs",,,,,,,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",40000,0,0,40000,"No",400,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Good",20160916,20160126,20160916,21,"18-24","18-29","Some college, no degree","Some college","2+ Races, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$125,000 to $149,999","Never married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - other",0,"2+ Races","Other"
22031,,28971.9202,30689.4768,43711.9668,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","Yes","No","No",,"No impact","Minor impact","No impact","No impact","Moderate impact","Minor impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",32,5,"About the same","Somewhat","Somewhat","Somewhat","No","Yes","No","No","No","No","No","No","No","No","No","Refused",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No",,"Other reason",,,,,"Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Educational Services","Two","Teacher, except college and university","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160916,20160215,20160901,57,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
22032,,45077.2177,38835.5557,66913.3541,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,59,"Not important","Not important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Refused","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Excellent",20160914,20160221,20160914,62,"55-64","60+","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
22033,,42812.2315,41597.1181,63781.2003,"Fresh","Refused","Refused","Yes","Refused","Yes","Refused","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Probably Yes",,"Just getting by","Somewhat worse off","About the same","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",7,1,"About the same","Does not apply","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,"No",515,"Yes","No","No","No","No","No","Check","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Not important","Not important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","Yes","No","Yes",1500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Good",20160916,20151218,20160910,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Widowed","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",0,"White","White"
22035,,83793.5485,83373.7605,121432.675,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","No impact","Minor impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1999,"Yes","Yes","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","No","Yes","Yes","No","No","No",1750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$100,000 to $149,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Better price","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160908,20151217,20160827,54,"45-54","45-59","Some college, no degree","Some college","Other, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$100,000 to $124,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Not working - looking for work",0,"Asian","Asian"
22036,,39908.8464,39568.7763,59422.177,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","Moderate impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,"No",1337,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes",14000,0,0,29000,"No",450,"No","No",,"No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"No","No","Yes","No","No","No","Yes",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Convenience",,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Computer Systems Design and Related Services","Two","Computer and Mathematical","$50,000 - $74,999","I make most of the decisions","Very good",20160929,20160303,20150708,38,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22037,,24055.9299,20063.6297,36654.7233,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","Yes","No","No","No","Yes","No","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","Moderate impact","Minor impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","Refused","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,60,"Somewhat important","Somewhat important","Not important","Somewhat important","Not important","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3500,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Credit Intermediation and Related Activities","One","Other professional","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20151118,20160221,20150814,60,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22039,,25873.1508,20473.7271,39056.7158,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Just for fun (as a hobby)",2,0,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Somewhat important","Not important","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","No","No","No",,,"Better price","Better price","Better price","Convenience",,,,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20141204,20160216,20150504,64,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
22040,,40409.8932,37395.3165,60242.0392,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","Yes","Definitely Yes",,"Doing okay","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Don’t know","Yes","Yes","Don’t know","Don’t know","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",705,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,"No","No","No","No","Yes","No","No","Don’t know","Probably Yes",,"Refused",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No",,,,"Convenience","Better price","Better price","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Regularly worried","Regularly worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Educational Services","One","Other professional","$100,000 - $249,999","Another household member and I share in the decisions","Fair",20160914,20160222,20160722,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","id",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22041,,34837.1215,12867.2638,53071.3855,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Pretty well off financially","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Severe impact","Severe impact","Minor impact","No impact",,,"Disabled and not working","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",10,5,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",6995,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No",,"Refused","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Other Information Services","Two","Other Sales","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160916,20151217,20160828,52,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,1,3,"Working - self-employed",0,"White","White"
22042,,31194.2024,26029.8249,46736.9591,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Refused","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","No","No",,"Not available in local stores","Other reason",,"Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Ambulatory Health Care Services","One","Office and Administrative Support","$10,000 - $24,999","I make most of the decisions","Good",20160927,20160222,20150704,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22043,,22963.1265,29424.6354,34717.4492,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","It varied","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Health","About the same financial benefits and financial costs",,,,,,,,,,,,"Not important","Not important","Not important","Not important","Not important","No advice from person","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","Yes","Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","No","Not available in local stores","Better price","Not available in local stores",,,"Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160926,20151216,20160828,39,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,2,2,"Not working - other",0,"2+ Races","Other"
22044,,32570.7618,32374.2592,49342.8861,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Professional degree (e.g. MBA, MD, JD)",,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Moderately important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"Yes","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes","Refused","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Transportation Equipment Manufacturing","One","Management","Refused","I make most of the decisions","Very good",20161004,20160403,20161001,53,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
22045,,78544.256,93363.6025,113654.153,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Pretty well off financially","No","No","Yes","No","Yes","No","No","No","No","Temporarily laid off",,,,,,,,,,,,,,,,,"Yes","No","Yes","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"Probably Yes","No","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Slightly important","Not important","Not important","Moderately important","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Better price",,,"Better price","Better price","Convenience","Convenience",,"No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160914,20151223,20160914,28,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$150,000 to $174,999","Never married","Metro","West","Pacific","Occupied without payment of cash rent","ca",0,0,0,0,3,"Not working - on temporary layoff from a job",0,"White","White"
22046,,,16859.2305,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","No","Yes","No","No","No","No","No","Yes","No","Disabled and not working","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Refused","No impact","Severe impact","Minor impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,20,"About the same","Very much","Refused","Somewhat","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Engineering",,,,,,,"About the same financial benefits and financial costs","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","Yes","Yes",3000,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","Yes","Yes","No","No","No",,,,,,,"Substantial strain","Substantial strain",,,,"Sometimes worried","Never worried","Regularly worried","Never worried","Bachelor’s degree","Don’t know","Specialty Trade Contractors","One","Construction and Extraction","$75,000 - $99,999","I make most of the decisions","Good",20160916,20160302,20160916,58,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$25,000 to $29,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - self-employed",0,"White","White"
22047,,31270.0544,26966.4447,46964.6686,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","Yes","Refused","Refused","Refused","Yes","Refused","Refused","Yes","Refused",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20160917,20160221,20160917,71,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",0,"White","White"
22048,,90107.2628,96748.9024,129261.219,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Engineering","About the same financial benefits and financial costs","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Sometimes worried","Bachelor’s degree","Bachelor’s degree","Performing Arts, Spectator Sports, and Related Industries","One","Management","Refused","Another household member and I share in the decisions","Very good",20160906,20151217,20160906,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22049,,27355.3894,21945.9241,41201.2575,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Once","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial costs are somewhat larger","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Somewhat important","Somewhat important","Somewhat important","Not important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Convenience","Convenience","Convenience","Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20161015,20160217,20150815,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Not working - retired",0,"White","White"
22050,,41328.5138,15019.9203,62343.3783,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","Yes","No","Probably Yes",,"Living comfortably","About the same","Somewhat worse off","About average","No","No","No","No","Yes","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,"No",514,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,45,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","Yes","No",,,,"Better price",,,,"Other reason",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Fair",20160924,20151219,20150719,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - disabled",0,"White","White"
22052,,,14617.2429,,"LMI oversample","No","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Just getting by","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",835,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","Yes","Yes","No","Yes","No","No",0,"Definitely No","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","None",,,"Sometimes worried","Never worried","Sometimes worried","Never worried","High school degree or GED","Some college but no degree","Educational Services","One","Office and Administrative Support","$50,000 - $74,999","I make most of the decisions","Fair",20160924,20160118,20150712,45,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22053,,29810.7087,23616.9137,44930.1768,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Refused","Refused","Refused","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Management of Companies and Enterprises","Four or more","Management","$50,000 - $74,999","I make most of the decisions","Good",20160925,20151218,20150809,62,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22054,,,33184.0047,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","Yes","Definitely Yes",,"Doing okay","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1750,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"Yes","No","No",,"No","Yes","No","No","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","Financial costs are somewhat larger","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Somewhat important","Not important","Not important","Somewhat important","Not important","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No",,"Better price",,,,"Better price",,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Never worried","Some college but no degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160909,20160111,20160902,61,"55-64","60+","Some college, no degree","Some college","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Not working - retired",0,"White","Hispanic"
22055,,,19592.359,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1984,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,63,"Very important","Somewhat important","Not important","Not important","Not important","Yes","No",,"No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","Yes","No","No","No",,"Convenience",,"Convenience",,"Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Good",20160924,20160218,20160924,69,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - retired",0,"White","White"
22056,,112050.118,35698.2035,158631.921,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","Refused","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20151003,20151218,20150710,52,"45-54","45-59","11th grade","Less than high school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$10,000 to $12,499","Separated","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - disabled",0,"White","White"
22057,,,55360.8022,,"LMI oversample","Refused","No","No","Yes","Yes","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","Yes","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","Refused",,,,,,,,,,,,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,65,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"No","No","Yes","Yes","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160907,20160221,20160828,66,"65-74","60+","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"Asian","Asian"
22058,,69370.2265,74320.5467,98753.9764,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1036,"Yes","Yes","No","No","No","No","Check","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","Less debt now",,"Some of the time","Never","Associate degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",14000,0,0,14000,"No",35,"No","No",,"No","Yes","No","No","No","Yes",,"Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Some college but no degree","Some college but no degree","Nursing and Residential Care Facilities","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$50,000 - $74,999","I make most of the decisions","Good",20160909,20151225,20160909,56,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22059,,62681.2783,21184.2786,91386.5799,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","Yes",,,,,,,,,,,,"Good","No",,,,,,"Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","Yes","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","No","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Household Product Manufacturing","One","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160913,20160220,20160913,59,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A mobile home","$12,500 to $14,999","Never married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22061,,41328.5138,15019.9203,62343.3783,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","Refused",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","No","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","Refused",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Don’t know","Graduate degree","Not asked","Not asked","Not asked",,,"Fair",20160918,,20141022,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$10,000 to $12,499","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - other",0,"White","White"
22062,,30378.875,26771.7125,45696.297,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Minor impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Refused","Refused","Refused","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1415,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","More debt now",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Humanities","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","Better price","Better price",,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","Yes","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Oil and Gas Extraction","One","Office and Administrative Support","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20151003,20151217,20151201,66,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$100,000 to $124,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22063,,34006.7568,36665.2289,50961.3099,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",741,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Associate degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Hospitals","One","Health Technologist or Technician (such as paramedic, lab technician)","$75,000 - $99,999","I make most of the decisions","Good",20151009,20160228,20161001,52,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22064,,39939.2678,13822.4005,60388.9118,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Yes","Yes","Don’t know","No","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Better price","Not available in local stores",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Monetary Authorities-Central Bank","One","Business and Financial Operations","Under $5,000","I make most of the decisions","Fair",20151002,20151218,20160910,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22066,,57466.5037,50924.3882,82759.5966,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Very important","Not important","Very important","Not important","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","Convenience","Better price",,,,"Better price","Convenience","Convenience",,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",283,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member makes most of the decisions","Very good",20161017,20160217,20160910,71,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$250,000 or more","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
22068,,70816.4666,59275.5006,102935.92,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Associate degree","No",,,"Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Somewhat important","Somewhat important","Very important","No","No",,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Better price","Better price","Better price","Better price",,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Rarely worried","Never worried","Never worried","Certificate or technical degree","Don’t know","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160907,20151218,20160907,61,"55-64","60+","Associate degree","Some college","Other, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"Asian","Asian"
22069,,37849.4735,35661.3643,56909.1282,"Fresh","Yes","No","No","No","No","No","Yes",,"Yes","Refused","Refused","Refused","Refused","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,5,"Less","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No",,,,,,"Better price",,"Better price",,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Rarely worried","Some college but no degree","Associate degree","Refused","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Very good",20160912,20160124,20160829,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22071,,39233.7202,37198.3781,58310.3211,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"Yes","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,675,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Better price",,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",3754,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160917,20151217,20160827,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$50,000 to $59,999","Married","Metro","Midwest","West-North Central","Rented for cash","mo",0,0,0,0,2,"Not working - disabled",0,"White","White"
22073,,34941.2692,35579.1169,52394.2953,"Fresh","Yes","Yes","Yes","Yes","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","No","No","No","Definitely No","Yes","Doing okay","About the same","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",1250,"Yes","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",8000,0,0,8000,"No",-2,"No","No",,"No","No","Yes","No","No","No","No","No",,,,,"No","Yes","Yes","No","No","No","No",0,"Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","Yes","No","No","Yes",3000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Ambulatory Health Care Services","One","Management","$10,000 - $24,999","I make most of the decisions","Very good",20161001,20160206,20160829,48,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,1,4,"Working - as a paid employee",0,"White","White"
22074,,66100.6263,63336.3065,96958.4609,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2200,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Master’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$150,000 to $199,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","Yes",,"Better price",,"Better price","Better price","Better price","Convenience",,"Better price","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1200,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Graduate degree","Computer Systems Design and Related Services","One","Computer and Mathematical","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160912,20151218,20160827,41,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$250,000 or more","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22075,,38375.8217,31536.4246,57286.2206,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Once","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","No","No","Convenience","Better price","Better price",,"Convenience",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No",,,,,,,,,"None","A little strain",,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Excellent",20151015,20160218,20120727,71,"65-74","60+","Associate degree","Some college","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
22076,,71636.4411,67663.506,103925.836,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2311,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","Yes","No","No","Yes","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial costs are somewhat larger","Refused","Yes","Refused","Yes","Refused","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$200,000 or higher","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Not available in local stores","Better price","Better price","Not available in local stores","Convenience","Convenience","Convenience",,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Management, Scientific, and Technical Consulting Services","One","Management","$250,000 - $499,999","I make most of the decisions","Good",20160907,20160805,20140502,44,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,2,2,"Working - as a paid employee",0,"White","White"
22078,,62194.3068,54501.0706,89521.9644,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",4190,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Very important","Not important","Somewhat important","Not important","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","Yes","Yes","No","No",,,"Better price",,,"Convenience","Convenience",,,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160920,20160531,20150704,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",0,"White","White"
22079,,,7584.6479,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,5,2,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"No",676,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Physical sciences/math","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Convenience",,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160909,20160221,20160909,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$7,500 to $9,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Not working - disabled",0,"White","White"
22080,,39980.909,41073.2809,59401.2238,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","No","No","Yes","Yes",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience","Better price","Better price","Other reason","Better price","Convenience",,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Amusement, Gambling, and Recreation Industries","One","Management","Not sure","Another household member makes most of the decisions","Excellent",20151008,20160220,20150821,39,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,1,2,0,2,"Working - self-employed",0,"White","White"
22081,,28060.8873,22855.073,42094.4381,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,64,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","No",,,,,,,"Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Other Information Services","One","Computer and Mathematical","$250,000 - $499,999","I make most of the decisions","Good",20161010,20151222,20151210,65,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22082,,35739.7765,28659.8463,52299.5713,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,1,"More","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","No","Yes","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1600,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","Yes","Yes","No","No","No",,,,,,,,,,,,65,"Not important","Very important","Not important","Somewhat important","Not important","Yes","Yes","No","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","No","No",,"Better price","Convenience","Better price","Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,,,"A little strain",,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Social Advocacy Organizations","Two","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20161012,20160122,20150812,66,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22083,,29794.4965,27890.341,45126.3762,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Probably Yes",,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Refused","No","Yes","Yes","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1650,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Credit Intermediation and Related Activities","Two","Management","$100,000 - $249,999","I make most of the decisions","Very good",20151022,20160207,20160912,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22084,,40311.8706,36096.4729,59949.9539,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","Refused","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Law",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,52,"Not important","Very important","Somewhat important","Not important","Not important","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Convenience","Convenience","Convenience","Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",900,"No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Regularly worried","Never worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160921,20151219,20150722,76,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A mobile home","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
22086,,46845.1229,16672.7388,70017.4448,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Somewhat important","Not important","Very important","Yes","No",,"Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",1200,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Very good",20160923,20151218,20150721,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Metro","Northeast","New England","Owned or being bought by you or someone in your household","me",0,0,0,0,1,"Not working - retired",0,"White","White"
22087,,54538.2225,18602.1124,80057.1733,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",400,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Once","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No",,,,"Not available in local stores",,,"Not available in local stores",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No",,,,"A little strain",,,,,"A little strain",,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Waste Management and Remediation Services","One","Building and Grounds Cleaning and Maintenance","Under $5,000","Another household member and I share in the decisions","Fair",20160914,20151222,20160914,48,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Working - self-employed",0,"White","White"
22088,,28298.5755,26296.6,43269.6018,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Much better off","Much better off","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Once","Bachelor’s degree","Yes","Certificate or technical degree",,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Not available in local stores","Not available in local stores",,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160915,20151217,20160915,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,1,2,"Not working - other",0,"White","White"
22089,,,27472.4805,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1981,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Very important","Not important","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","Yes","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","Yes","Yes","No","No",,,"Convenience",,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Other Information Services","One","Office and Administrative Support","$50,000 - $74,999","I make most of the decisions","Very good",20160921,20151219,20160921,83,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","me",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22090,,208512.708,216075.585,277298.423,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Pretty well off financially","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","Yes","No","No","I [PPMARITins2] pay rent.",2016,"No","No","Yes","Yes","No","No","No","No","No","No","Yes, and I still own that home",,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",1050,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Master’s degree",,"Business/management",,,,,,,"Financial costs are much larger","No","No","No","Yes","No","Very important","No advice from person","Not important","Moderately important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",14000,0,0,14000,"Yes",0,"Yes","No",,"No","No","No","No","No","Yes",,,,,,,"No","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$0 to $4,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Better price","Better price",,,,,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member makes most of the decisions","Very good",20160916,20160916,20121002,22,"18-24","18-29","Some college, no degree","Some college","Other, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Not working - other",0,"Asian","Asian"
22091,,47986.8547,46483.6224,71136.4496,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",2900,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","Yes",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No",,,,"Convenience","Better price","Not available in local stores",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Refused","No","No","No","No","No","No","No",,,"None",,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Computer and Electronic Product Manufacturing","One","Architecture and Engineering","$1,000,000 or more","I make most of the decisions","Very good",20161013,20151217,20150715,59,"55-64","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Living with partner","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22092,,32731.8425,25975.8223,49326.2908,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2500,"Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Regularly worried","Rarely worried","Rarely worried","Sometimes worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160910,20151218,20160910,71,"65-74","60+","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
22093,,29794.4965,27890.341,45126.3762,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","To earn extra money to help family members",10,5,"More","Very much","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2200,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","Yes","About the same",,"Once","Never","Doctoral Degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Not available in local stores","Better price","Better price","Better price","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",350,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Sometimes worried","Bachelor’s degree","Graduate degree","Educational Services","One","Teacher, college and university","$75,000 - $99,999","I make most of the decisions","Very good",20160902,20151216,20160827,48,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,1,1,2,"Working - as a paid employee",0,"White","White"
22094,,42003.2569,13029.8023,63068.9516,"Fresh","No","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Finding it difficult to get by","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","No","No","No","No","No","Yes, and I still own that home",,,,,,"No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","Yes","No","Yes","Yes","None",,"Probably Yes","Yes","No","No","No","Yes","No",635,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Refused","Yes","Refused",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Once","Some of the time","Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Business/management","Financial benefits are much larger",,,,,,,,,,,,"Very important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person","Moderately important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Better price","Better price","Not available in local stores",,"Not available in local stores","Better price",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Substantial strain",,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Religious Organizations","One","Business and Financial Operations","Under $5,000","I make most of the decisions","Good",20160919,20160218,20160829,50,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","Midwest","West-North Central","Rented for cash","ne",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
22095,,47397.1236,42756.1105,69847.1545,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","Yes","No","No","No",,,,,,,,,"No",0,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Somewhat important","Somewhat important","Very important","Somewhat important","Somewhat important","Yes","No","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Other reason",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160909,20151224,20160909,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,1,"Not working - retired",0,"White","White"
22096,,27327.4557,23506.4755,41157.1481,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","No","Yes","No","No","No","No","No","No","Yes","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Not employed and not looking for a job","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",0,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,48,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","No",,"Not available in local stores",,,,"Better price","Other reason","Convenience",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"None",,"Substantial strain","Never worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Wood Product Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160924,20151224,20150731,61,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ak",0,0,0,0,2,"Working - self-employed",0,"White","White"
22099,,65639.3799,68725.9703,95109.1912,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","Minor impact","No impact","No impact","Minor impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",685,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No",,"Not available in local stores",,,,,,"Better price",,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",2000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Don’t know","Furniture and Related Product Manufacturing","One","Management","$50,000 - $74,999","Another household member and I share in the decisions","Good",20161009,20151222,20160828,49,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
22101,,37815.908,38078.0219,56675.4846,"Fresh","No","No","No","No","Yes","No","No",,"Yes","No","No","No","No","No","Probably Yes",,"Finding it difficult to get by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","Yes","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,450,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","Yes","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5800,0,0,5800,"No",145,"No","No",,"No","Yes","No","No","No","No",,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Not available in local stores","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Regularly worried","High school degree or GED","High school degree or GED","Social Assistance","One","Office and Administrative Support","$25,000 - $34,999","I make most of the decisions","Very good",20161019,20160409,20150901,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$60,000 to $74,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22102,,,123598.2,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Probably Yes",,"Just getting by","Refused","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes","No","No","No",,,,,,,,,"No",396,"Yes","No","Yes","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Fair","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,72,"Not important","Somewhat important","Somewhat important","Very important","Very important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Other reason","Other reason",,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,"Moderate strain",,,"Substantial strain","Never worried","Sometimes worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked",,,"Fair",20161006,,20120622,82,"75+","60+","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$20,000 to $24,999","Widowed","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",0,"White","White"
22107,,35891.4863,40286.6419,53407.0948,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Moderate impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","Yes","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Sometimes worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member makes most of the decisions","Fair",20160923,20160218,20160901,52,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,2,2,"Not working - retired",0,"White","White"
22108,,,17815.7001,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Paper check","No","No","No","No","Yes","No","No","No",,"No impact","No impact","Severe impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","No","No","No","No","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably No",,,,,,,875,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial costs are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","Yes","No","Yes","No","No",0,"Probably Yes","Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","No","Yes","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Convenience",,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","Yes","No","No","No","Yes",2500,"No","No","No","Refused","Yes","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No",,"Substantial strain",,,,,,"Substantial strain","Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Associate degree","Truck Transportation","One","Other (Please specify)","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160913,20151217,20160826,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Married","Metro","West","Pacific","Rented for cash","wa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22109,,29768.0743,29780.3809,44941.1073,"Fresh","Yes","No","No","Yes","No","No","No",,"No","Yes","Yes","No","Yes","No","Definitely Yes",,"Living comfortably","Much better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","Refused","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",348,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Not available in local stores","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Pharmaceutical and Medicine Manufacturing","One","Business and Financial Operations","$250,000 - $499,999","I make most of the decisions","Very good",20160924,20151222,20150719,54,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22111,,,27780.6793,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,59,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","Convenience","Convenience","Convenience","Convenience","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Very good",20160910,20151217,20160910,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Not working - retired",0,"White","White"
22112,,,13869.5364,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","Yes","No","Yes","No","Disabled and not working","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","No","Yes","No","Yes","Yes","No","Deposit onto a reloadable prepaid card","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Severe impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","No","Yes","Yes","No","Yes","No",705,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","No","Yes","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No",,"Better price",,,,"Better price","Better price",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","Yes","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","No",,"A little strain","Substantial strain",,,,,,,,,"Never worried","Regularly worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20151017,20160216,20160621,37,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$20,000 to $24,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,1,2,"Not working - disabled",0,"White","White"
22113,,34972.2832,33321.0547,52610.2898,"Fresh","Yes","Yes","No","No","No","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Don’t know","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",607,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Undeclared",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","Refused","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Merchant Wholesalers, Nondurable Goods","One","Management","$50,000 - $74,999","Another household member and I share in the decisions","Excellent",20160908,20151217,20160907,50,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
22116,,,41297.3184,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Some of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Not important","Very important","Somewhat important","Not important","Yes","Yes",,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No",,"Better price",,,,,"Not available in local stores",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1000,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Very good",20160910,20151218,20160910,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - looking for work",0,"White","White"
22117,,27492.0815,26106.7049,42101.0226,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","No","Yes","No","Definitely Yes",,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2280,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Master’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","Yes","Yes","No","No","Yes",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Not available in local stores","Better price","Not available in local stores",,"Better price","Convenience","Convenience",,,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Architectural, Engineering, and Related Services","One","Architecture and Engineering","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160914,20151217,20160914,58,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22118,,36877.7915,39093.255,54908.8534,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Living comfortably","Somewhat better off","Refused","Refused","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Certificate or technical degree","Don’t know","Support Activities for Agriculture and Forestry","Two","Teacher, except college and university","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160929,20160217,20160917,51,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A mobile home","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Working - self-employed",0,"White","White"
22119,,23266.9792,19714.099,35118.9127,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","Minor impact","No impact",,,"Homemaker","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"More","Not at all","Does not apply","Not at all","No","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","No","Yes","Yes","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","Not available in local stores","Not available in local stores","Not available in local stores",,"Not available in local stores","Not available in local stores",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20160830,20160224,20160830,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - looking for work",0,"White","White"
22120,,36571.3624,29492.2756,53911.9744,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","No","Yes","No","No","No","Yes","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Moderate impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No","Yes","No","[D10other]",55,10,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Some of the time","Never","Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,64,"Somewhat important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","Yes","No","Convenience","Convenience",,"Better price","Not available in local stores",,,"Other reason",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","None",,,,,,,"Moderate strain","Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Sporting Goods, Hobby, Book, and Music Stores","Two","Teacher, except college and university","$25,000 - $34,999","Another household member and I share in the decisions","Fair",20160925,20160220,20160925,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Working - self-employed",0,"White","White"
22124,,39395.2303,35077.638,58156.9665,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat worse off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",625,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Refused","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","No","No","No",,"Convenience","Convenience","Better price",,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","None",,,,,,,"None",,,,"Regularly worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160912,20160118,20160722,85,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$75,000 to $84,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Not working - retired",0,"White","White"
22125,,26575.7757,21787.4464,40088.5379,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","No","Yes","No","No","No","No","No","No","Yes","Self-employed","Work as a consultant/contractor","Normally work the same hours",,"No","No","No","No","No","No","No","Yes","Paper check","No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",408,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,68,"Not important","Very important","Somewhat important","Not important","Not important","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No","No","Convenience","Other reason",,"Convenience","Convenience","Convenience",,,,"No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Civic and Social Organizations","One","Computer and Mathematical","$10,000 - $24,999","I make most of the decisions","Good",20160918,20151223,20160918,70,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - self-employed",0,"White","White"
22126,,,23040.6338,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",550,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,,,,,,,,,,,,54,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","Yes","No","No",,,,"Convenience","Convenience",,"Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Good",20160907,20160206,20160831,68,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",0,"White","White"
22127,,28273.4799,28078.6372,43091.956,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","No","Yes","No","No","No","No","No","Very good","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",8000,0,0,8000,"No",200,"No","No",,"No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No",,"Convenience","Better price",,"Convenience","Better price",,,,"Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Certificate or technical degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20151002,20160110,20150708,50,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,5,"Working - as a paid employee",0,"White","White"
22128,,43973.9565,50745.0389,65710.2261,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"Yes","No","No","No","No","Yes","No","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Yes","No","No","No",2500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","Convenience",,,,,"Convenience",,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Real Estate","One","Other professional","$100,000 - $249,999","I make most of the decisions","Good",20160903,20151219,20160827,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$100,000 to $124,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22131,,,40118.8577,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","Yes","Probably Yes",,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","No","Yes","No","No","Yes","No","No","Yes","Paper check","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",800,"Yes","No","No","No","No","No","Cash","Very confident","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","Yes","No","No","Yes",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Moderate strain",,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Refused","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$10,000 - $24,999","I make most of the decisions","Very good",20160921,20160217,20160915,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$30,000 to $34,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22132,,74882.2588,75806.209,107500.304,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","Yes","None",,"Probably Yes","No","Yes","Yes","Yes","Yes","No",1550,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Some of the time","Never","Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No","Moderately important","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","Yes","No","No","No","No",0,"Definitely Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","Yes","No",,,,,,"Better price","Convenience","Convenience",,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Food Services and Drinking Places","One","Food Preparation and Serving","$5,000 - $9,999","I make most of the decisions","Very good",20160907,20160722,20160722,28,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$60,000 to $74,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22133,,58798.859,75781.3398,85679.8641,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Probably No","Yes","Doing okay","Somewhat better off","Much better off","About average","Yes","Yes","No","No","No","No","Yes","No","No","Student","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact",,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","To earn extra money to help family members",3,100,"About the same","Does not apply","Very much","Very much","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Education","Financial benefits are somewhat larger",,,,,,,,,,,,"Very important","Moderately important","Not important","Not important","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"Yes",100,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Refused","No","No","No",,"$0 to $4,999","More than your income","Yes","No","Yes","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","Convenience","Convenience",,,"Convenience",,,,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university","Not sure","Another household member makes most of the decisions","Excellent",20160926,20151223,20160827,20,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Working - self-employed",0,"White","White"
22134,,32217.1113,31872.0107,48613.2893,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Probably Yes",,"Doing okay","Somewhat better off","Much worse off","Pretty well off financially","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,1,"More","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","Yes","Yes","Yes","No",,,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","Yes",,"$75,000 to $99,999","More than your income","Yes","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Convenience","Convenience","Convenience","Convenience","Convenience",,"Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No",,,"Moderate strain","A little strain",,,"Moderate strain",,,,,"Never worried","Never worried","Sometimes worried","Never worried","Graduate degree","High school degree or GED","Insurance Carriers and Related Activities","One","Management","$100,000 - $249,999","I make most of the decisions","Very good",20160915,20160726,20160915,58,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22135,,,123598.2,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",742,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Some of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","No","Yes","Refused","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",0,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Less than High School degree","Don’t know","Other Professional, Scientific, and Technical Services","One","Protective Service","Under $5,000","Another household member and I share in the decisions","Very good",20160915,20151217,20160915,65,"65-74","60+","12th grade NO DIPLOMA","Less than high school","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
22138,,40158.5349,41499.6493,60324.5403,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","No",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","Yes","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Fair",20160925,20160321,20160722,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Non-Metro","Midwest","East-North Central","Occupied without payment of cash rent","mi",0,0,0,0,2,"Not working - other",0,"White","White"
22139,,12585.7395,12420.849,19751.601,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","Yes","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","No","Yes","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","Refused",,,"Business/management",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Very important","Somewhat important","Very important","Not important","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes","Yes","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","No","No","No",,,"Better price","Better price",,"Better price",,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Amusement, Gambling, and Recreation Industries","Two","Management","$500,000 - $999,999","I make most of the decisions","Very good",20151110,20150502,20130926,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
22141,,,15499.4194,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","None",,"Probably No",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Never","Bachelor’s degree","No",,,"Law",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No",,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",1200,"No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Funds, Trusts, and Other Financial Vehicles","One","Other (Please specify)","$50,000 - $74,999","I make most of the decisions","Fair",20160110,20160110,20160831,64,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22142,,32992.8957,27071.7316,49043.853,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Don’t know","No","Yes","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",238,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial costs are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Refused","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160912,20151218,20160827,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22143,,27801.5204,10389.6974,42402.6566,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Somewhat important","Not important","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member makes most of the decisions","Fair",20160927,20151217,20151204,65,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Not working - retired",0,"White","White"
22144,,50569.8821,54643.3592,73858.3991,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","No","Yes","No","No","No","Yes","No","No","No","Homemaker","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,1,"Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1900,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Real Estate","One","Sales Representative","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160910,20160216,20160910,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,1,3,"Working - self-employed",0,"White","White"
22145,,32269.7469,31190.115,49083.2011,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No",750,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Physical sciences/math","Financial costs are somewhat larger","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","Yes","Yes","No","No",0,"Probably No","Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Better price","Better price","Better price","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Construction of Buildings","One","Management","$100,000 - $249,999","I make most of the decisions","Fair",20160908,20160913,20120716,47,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22146,,45194.2363,46207.4775,67483.7327,"Fresh","Yes","No","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Definitely Yes",,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Refused","Yes","Refused","Refused","Yes","Yes","A little difficulty",,"Definitely Yes","No","No","Yes","No","No","No",750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","Yes","No",,,,,,"Better price",,"Convenience",,"Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Specialty Trade Contractors","One","Management","Not asked","I make most of the decisions","Good",20140820,20150517,20140430,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A mobile home","$50,000 to $59,999","Married","Metro","South","South Atlantic","Rented for cash","sc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22147,,49440.555,51942.662,72601.7627,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No",1500,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","Yes","No",,,,,,"Better price","Better price","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member makes most of the decisions","Very good",20160912,20160105,20160829,38,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,1,1,1,2,"Not working - other",0,"White","White"
22148,,38841.4749,40776.6792,57796.9789,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat better off","Poor","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","Yes","Yes","No",,"Moderate impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"About the same","Somewhat","Not at all","Somewhat","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","Yes","No","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Law",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","No","Yes","No","No","Yes","No",,,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Better price",,,"Better price","Better price","Convenience","Convenience","Convenience",,"Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","Yes","Yes","Yes",3000,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Sometimes worried","Rarely worried","Never worried","Rarely worried","Some college but no degree","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","One","Other (Please specify)","$50,000 - $74,999","Another household member and I share in the decisions","Excellent",20160925,20160409,20130626,37,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
22149,,14343.5876,16163.8937,22152.4008,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are much larger","Yes","No","No","No","No","Very important","Slightly important","Moderately important","Slightly important","Not important","Slightly important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No",0,0,0,0,"Yes",350,"No","No",,"No","No","Yes","No","No","Yes","Yes","Do not have children or grandchildren",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Convenience","Convenience",,"Better price","Convenience","Better price",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",200,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Religious Organizations","One","Office and Administrative Support","Not sure","Another household member makes most of the decisions","Very good",20151005,20160422,20150729,38,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
22150,,22058.9601,17906.7155,33685.7846,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Not available in local stores",,,,"Convenience",,,,"No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Some college but no degree","Some college but no degree","Educational Services","One","Teacher, except college and university","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160917,20151220,20150731,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22151,,88031.0445,96046.0657,126260.461,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",2200,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Health","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","Yes",,"Convenience",,,"Convenience","Convenience","Convenience","Convenience","Convenience","No","Yes","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Some college but no degree","Certificate or technical degree","Other Professional, Scientific, and Technical Services","One","Sales Representative","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160926,20151217,20150617,54,"45-54","45-59","Some college, no degree","Some college","Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$175,000 to $199,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
22152,,47656.7004,54211.9905,70432.1226,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","Yes","No","Definitely Yes",,"Doing okay","Somewhat worse off","About the same","Poor","No","No","No","No","Yes","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1515,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Refused","Refused","Refused","Refused","Refused","Refused","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","No",,"Not available in local stores",,"Better price","Better price","Not available in local stores",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Rarely worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Poor",20160903,20151219,20160827,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A mobile home","$125,000 to $149,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,4,"Not working - disabled",0,"White","White"
22153,,31270.0544,26966.4447,46964.6686,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","Yes","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,0,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","No","No","No","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","None",,"Definitely No",,,,,,,770,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,61,"Very important","Not important","Not important","Not important","Not important","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Not available in local stores","Convenience","Better price","Better price","Convenience","Convenience",,"Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","Yes",7000,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","Substantial strain",,,"Sometimes worried","Rarely worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Fair",20161013,20160503,20160709,67,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$75,000 to $84,999","Married","Metro","West","Mountain","Rented for cash","nv",0,0,0,0,2,"Not working - retired",0,"White","White"
22154,,39258.2333,37125.2744,58615.0865,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1256,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,53,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Convenience",,"Convenience","Convenience","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2100,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Good",20161001,20151218,20160827,73,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,2,"Not working - retired",0,"White","White"
22156,,43224.371,44250.2543,64632.5035,"Fresh","Yes","Yes","No","Yes","No","No","No",,"Yes","No","Yes","Yes","No","No","Probably No","No","Doing okay","About the same","About the same","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","Moderate impact","Minor impact",,,"Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,2400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Humanities","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","Yes",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","No","Better price","Better price",,"Better price","Better price",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",1800,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160921,20151220,20150807,44,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Rented for cash","wa",0,1,0,0,3,"Not working - looking for work",0,"White","White"
22158,,28697.8292,12111.0962,44167.1177,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",289,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No",,"No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","Convenience","Convenience",,"Convenience","Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Rarely worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Very good",20151024,20160220,20150702,83,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$20,000 to $24,999","Widowed","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Not working - retired",0,"White","White"
22159,,42126.4697,14006.0523,62958.0979,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,54,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No",,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes",,"Not available in local stores",,,,,,,"Better quality","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160922,20151221,20160910,83,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Not working - retired",0,"White","White"
22161,,47699.5038,41853.8507,69541.6219,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Refused","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Somewhat important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Not available in local stores",,"Convenience","Convenience","Better price","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Regularly worried","Regularly worried","Sometimes worried","Never worried","Less than High School degree","Certificate or technical degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Fair",20151004,20160420,20150711,73,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
22163,,37141.4539,38398.7613,55972.4773,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Other (Please specify):","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No","Don’t know","Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Miscellaneous Manufacturing","One","Installation, Maintenance, and Repair","$250,000 - $499,999","Another household member and I share in the decisions","Good",20150919,20160507,20160910,53,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22164,,12504.332,11566.5245,19751.601,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","About the same","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",888,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,,,,,,,,,,,,61,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","No","No",,"Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","Yes","No","Better price",,,"Better price",,"Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Certificate or technical degree","Educational Services","One","Teacher, except college and university","$250,000 - $499,999","I make most of the decisions","Very good",20161010,20160707,20150617,61,"55-64","60+","Masters degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","Other"
22165,,,17788.1733,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",289,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160910,20151217,20160910,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A mobile home","$7,500 to $9,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Not working - retired",0,"White","White"
22166,,,29957.2213,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","Yes","Not available in local stores","Not available in local stores",,"Not available in local stores",,,,,"Not available in local stores","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","Yes","Yes","Yes","No","Yes",0,"Yes","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No",,"No","No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"Substantial strain",,"Substantial strain","Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160920,20151217,20160909,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A mobile home","$10,000 to $12,499","Widowed","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,1,"Not working - disabled",0,"White","White"
22168,,,20816.3549,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","Yes","No","Yes","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","Moderate impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",5,1,"About the same","Does not apply","Not at all","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Yes",1600,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Substantial strain","Substantial strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160907,20151216,20160907,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Not working - looking for work",0,"White","White"
22169,,,27780.6793,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","It varied","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","Yes","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Somewhat important","Not important","Not important","Somewhat important","Somewhat important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"Not available in local stores","Convenience",,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Good",20160909,20151219,20160909,73,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Not working - retired",0,"White","White"
22170,,59395.1712,65155.0337,86557.3798,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","Refused","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Other (Please specify):",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Better price","Better price","Convenience","Better price","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Military Reserves or National Guard","One","Armed Services","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20151102,20160526,20151205,51,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
22172,,46303.0788,43973.9449,68206.812,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Retired","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",4,1,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Once","Once","Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Better price","Better price","Better price","Better price","Better price","Not available in local stores","Better price",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"No","Yes","No","No","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Rarely worried","Never worried","Sometimes worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160917,20151218,20160917,61,"55-64","60+","Associate degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - disabled",0,"Black/African-American","Black"
22174,,27310.3923,23552.7623,40943.1542,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Associate degree","No",,,"Engineering",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","Yes","No","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","Yes","Yes",,"Other reason",,"Better price",,,"Convenience","Convenience","Not available in local stores","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Fabricated Metal Product Manufacturing","One","Installation, Maintenance, and Repair","$1,000,000 or more","I make most of the decisions","Very good",20160917,20160124,20160917,60,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22175,,27310.3923,23552.7623,40943.1542,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,68,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","No",,,,"Better price","Convenience","Convenience",,,,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Regularly worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20151009,20160305,20150819,84,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",0,"White","White"
22176,,45161.0448,36453.9686,65992.6036,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Not employed and not looking for a job","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,20,"About the same","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",3500,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Never","Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No",,"Convenience",,"Convenience","Convenience","Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,,"Moderate strain",,,,"Moderate strain",,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Graduate degree","High school degree or GED","Miscellaneous Manufacturing","Two","Business and Financial Operations","$1,000,000 or more","I make most of the decisions","Very good",20160923,20151217,20160909,67,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22177,,25873.1508,20473.7271,39056.7158,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1962,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,,,"Convenience","Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160914,20160203,20160827,79,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Not working - retired",0,"White","White"
22180,,25873.1508,20473.7271,39056.7158,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1981,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1350,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Very important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No",,"Convenience","Convenience",,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160909,20151217,20160909,77,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","me",0,0,0,0,2,"Not working - retired",0,"White","White"
22181,,45161.0448,36453.9686,65992.6036,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1600,"Yes","No","No","No","No","Yes","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Very important","Not important","Somewhat important","Not important","No","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",450,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20151023,20151217,20151122,70,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Not working - retired",0,"White","White"
22182,,71636.4411,67663.506,103925.836,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","Yes","Yes","No",,"Convenience",,"Convenience",,,"Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","High school degree or GED","Food and Beverage Stores","One","Management","$25,000 - $34,999","I make most of the decisions","Refused",20160907,20151217,20160907,39,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$250,000 or more","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,1,"Working - self-employed",0,"White","White"
22183,,27492.0815,26106.7049,42101.0226,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Homemaker","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Never worried","Rarely worried","Rarely worried","Some college but no degree","Some college but no degree","Social Assistance","Two","Management","$250,000 - $499,999","I make most of the decisions","Good",20160916,20151224,20160828,59,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22184,,,89752.5913,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1995,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Other (Please specify):","Definitely No",,,,,,,"Refused",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","Less debt now",,"Most or all of the time","Never","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,69,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160922,20160204,20160902,70,"65-74","60+","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",1,"A mobile home","$7,500 to $9,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",0,"White","White"
22189,,,17561.7099,,"LMI oversample","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","It varied","No","No","No","No","Yes","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","Moderate impact","Minor impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","Yes","No","Yes","Yes","Yes","No","No","Yes","Yes","No","No","No","Not available in local stores","Convenience",,,"Better price","Not available in local stores",,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","Yes","Yes","Yes",5000,"Yes","Yes","Refused","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Yes","Yes","No",,"No","Yes","Yes","Yes","No","No","No","No","Yes","No","No",,"Moderate strain","Substantial strain","Moderate strain",,,,,"A little strain",,,"Rarely worried","Sometimes worried","Sometimes worried","Regularly worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Fair",20160921,20151216,20150707,40,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$35,000 to $39,999","Living with partner","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,1,2,"Not working - disabled",0,"White","White"
22190,,34941.2692,35579.1169,52394.2953,"Fresh","Yes","Yes","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","Refused","Refused","No","Definitely Yes",,"Doing okay","About the same","Somewhat worse off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Moderate impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",800,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Once","Once","Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No","Yes",,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","No",,"Not available in local stores",,,"Not available in local stores","Not available in local stores",,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Educational Services","One","Teacher, except college and university","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160830,20160224,20160830,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","de",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22191,,51623.2254,54337.311,76501.2809,"Fresh","Yes","No","No","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","Two","Protective Service","$100,000 - $249,999","I make most of the decisions","Good",20160827,20151223,20160828,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","nj",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22192,,34837.1215,12867.2638,53071.3855,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","Yes","Probably Yes",,"Living comfortably","About the same","About the same","About average","No","No","No","No","Yes","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Not at all","Not at all","No","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Very important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Better price","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20161021,20150630,20130612,53,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$20,000 to $24,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,3,"Not working - other",0,"White","White"
22193,,,22823.4883,,"LMI oversample","No","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Definitely No","No","Finding it difficult to get by","About the same","Somewhat worse off","About average","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"Yes","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1625,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,58,"Very important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","Yes","No","No","Yes",325,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Never worried","Rarely worried","Regularly worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160915,20160604,20160915,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",5,"A one-family house attached to one or more houses","$25,000 to $29,999","Widowed","Metro","West","Pacific","Rented for cash","ca",0,0,0,2,3,"Not working - retired",0,"White","White"
22195,,41701.783,43252.4285,62959.5015,"Fresh","Yes","Yes","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","Minor impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Refused","Refused","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Telecommunications","One","Other professional","Under $5,000","Another household member and I share in the decisions","Poor",20160902,20151219,20160830,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",10,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,1,3,6,"Working - as a paid employee",0,"White","White"
22196,,37905.1044,37307.6932,56977.1862,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","[D10other]",2,30,"About the same","Does not apply","Does not apply","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Other (Please specify):","Don’t know",,,,,,,1750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Some of the time","Once","Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","Yes","Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Not available in local stores",,,"Convenience","Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","No","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Graduate degree","Graduate degree","Specialized Design Services","Two","Other (Please specify)","$50,000 - $74,999","Another household member and I share in the decisions",,,20140811,20120717,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$75,000 to $84,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22197,,,60574.0477,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No",1400,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial costs are much larger","Yes","No","No","No","No","Very important","Moderately important","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Refused","No","No","Yes","Yes","Yes","Yes","No",,,,,"Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","Refused","No","Refused","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Amusement, Gambling, and Recreation Industries","One","Sales Representative","$75,000 - $99,999","I make most of the decisions","Very good",20160908,20160203,20150722,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22199,,,11341.1935,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Retired","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","No","Yes","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,5,"About the same","Somewhat","Somewhat","Somewhat","No","Yes","Yes","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",578,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Engineering","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","Yes","No","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Convenience","Better price",,,"Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","No","Yes","Yes",2200,"Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Fair",20160926,20160220,20160926,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Not working - retired",0,"White","White"
22200,,42003.2569,13029.8023,63068.9516,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Don’t know","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2004,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,490,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Debit card","Don’t know","Yes","No","No","No","No","Yes","Yes","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Refused","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Miscellaneous Manufacturing","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Good",20151007,20160206,20150730,45,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$15,000 to $19,999","Married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
22202,,25865.0004,22452.5446,38992.1153,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Somewhat important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20151027,20160303,20150714,66,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Not working - retired",0,"White","White"
22204,,44110.6631,43277.391,66412.3708,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat better off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"I did not want to cause trouble with the landlord","Probably Yes","Refused","Yes","Yes","Yes","Refused","Refused",1600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Master’s degree","No",,,"Humanities",,,,,,,"Financial costs are much larger","Yes","Yes","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",0,0,0,0,"No","Refused","No","Yes",,"No","No","No","No","Yes","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","Yes","No",,"Convenience","Convenience","Convenience","Convenience",,,"Convenience",,"No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Certificate or technical degree","Don’t know","Credit Intermediation and Related Activities","One","Office and Administrative Support","$50,000 - $74,999","I make most of the decisions","Very good",20151004,20160101,20160723,50,"45-54","45-59","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$60,000 to $74,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
22205,,62703.4468,67178.8473,90611.8896,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,15,"More","Somewhat","Somewhat","Very much","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1725,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Vocational/technical training","Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No",,,,,,,,,,,,59,"Not important","Very important","Somewhat important","Somewhat important","Somewhat important","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","Convenience","Better price",,"Convenience",,"Convenience","Convenience",,,"Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"No","Yes","Yes","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","No","Yes",8000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Merchant Wholesalers, Durable Goods","One","Sales Representative","$500,000 - $999,999","I make most of the decisions","Good",20160922,20160809,20130521,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22206,,,31658.6716,,"LMI oversample","No","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","Yes",,,,,,,,,"Yes",599,"Yes","No","No","No","No","Yes","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes",,"No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","Convenience",,,,,,,"Better price",,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",50,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Sometimes worried","High school degree or GED","Don’t know","Ambulatory Health Care Services","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Excellent",20160924,20151220,20160924,44,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,1,1,"Working - as a paid employee",0,"Black/African-American","Black"
22208,,,19242.1662,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","Yes","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","No","No","Yes","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,5,"More","Very much","Not at all","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,495,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","Debit card","Not confident","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","Yes","Yes","No","No","Fair","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Certificate or technical degree","No",,,"Education","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"No advice from person","No advice from person","No advice from person","Very important","Very important","Very important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",106000,0,0,106000,"No",39,"Yes","No",,"Yes","Yes","Yes","No","No","No",,"No",,,,,"No","No","No","No","No","No","Yes","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","Yes","No",,,,"Convenience","Convenience",,,"Convenience",,"Yes","No","No","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Certificate or technical degree","Less than High School degree","Other Professional, Scientific, and Technical Services","One","Building and Grounds Cleaning and Maintenance","Under $5,000","I make most of the decisions","Fair",20160907,20151219,20160907,45,"45-54","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","Midwest","West-North Central","Rented for cash","mn",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
22209,,,28334.4552,,"LMI oversample","No","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Definitely No","Yes","Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","Yes","None",,"Definitely Yes","No","No","No","No","No","No",1150,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Convenience","Convenience",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Miscellaneous Store Retailers","One","Retail Sales","$50,000 - $74,999","Another household member and I share in the decisions","Fair",20160909,20151217,20160826,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Widowed","Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22210,,,23257.6159,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",585,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","No advice from person","Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,,"Better price",,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Refused","Refused","Refused","Refused","High school degree or GED","High school degree or GED","Nursing and Residential Care Facilities","Two","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Refused","I make most of the decisions","Excellent",20160913,20160206,20160828,35,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A mobile home","$35,000 to $39,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
22211,,59137.3718,57502.0651,87811.9808,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much better off","About average","Yes","No","Yes","Yes","No","No","No","No","No","Employed for someone else","Work as a consultant/contractor","Normally work the same hours",,"Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","Yes",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1250,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,,"Law",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",110000,0,0,110000,"No",900,"Yes","No",,"No","No","No","Yes","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No","Don’t know","Definitely No","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Refused",,,,"Convenience","Not available in local stores",,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","A little strain","None",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Professional, Scientific, and Technical Services","One","Lawyer, judge","Under $5,000","I make most of the decisions","Good",20160908,20160102,20160827,35,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
22212,,43284.1134,15142.3035,64728.4219,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1035,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","Refused",,"Refused","Refused","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160923,20151217,20150804,80,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Divorced","Metro","South","South Atlantic","Rented for cash","md",0,0,0,0,1,"Not working - retired",0,"White","White"
22216,,71806.6648,77256.1074,102322.362,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Once","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Not available in local stores",,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Associate degree","Graduate degree","Ambulatory Health Care Services","One","Office and Administrative Support","$25,000 - $34,999","I make most of the decisions","Good",20151009,20160118,20150715,44,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
22217,,,17314.2738,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Much better off","About average","No","No","Yes","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","Severe impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Law",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","Yes","No","Yes","No","Convenience",,,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member makes most of the decisions","Fair",20151208,20160223,20160905,56,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$20,000 to $24,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Not working - looking for work",0,"White","White"
22218,,37869.617,35571.717,57383.386,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","Yes","Yes","Don’t know","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Moderate impact","Minor impact","Minor impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No",,,,"Don’t know",,,,,,,2000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",150,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Truck Transportation","One","Transportation and Material Moving","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160909,20151226,20160827,43,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Rented for cash","ca",0,1,0,1,2,"Working - as a paid employee",0,"White","White"
22219,,16268.2601,20880.1924,25176.5059,"Fresh","Yes","No","Yes","No","No","Yes","No","All of the adult children living with me are not in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","Yes","Yes","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,1575,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",8000,0,0,8000,"No",0,"Yes","Yes",,"Yes","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No",,"Refused",,,,"Convenience",,"Convenience",,"No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Sometimes worried","Less than High School degree","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Fair",20160916,20151218,20160916,46,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,4,"Not working - other",0,"2+ Races","Other"
22221,,49219.6456,42848.3473,70946.7442,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Very important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20161014,20160205,20150812,74,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Not working - retired",0,"White","White"
22222,,43224.371,44250.2543,64632.5035,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,550,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Not available in local stores","Better price","Not available in local stores",,"Better price","Convenience","Convenience",,,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Social Assistance","One","Office and Administrative Support","$10,000 - $24,999","I make most of the decisions","Good",20160908,20151221,20160908,44,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","West","Pacific","Rented for cash","or",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22223,,,9368.4307,,"LMI oversample","Refused","Refused","Refused","Yes","Refused","Refused","No",,"Yes","Yes","Yes","No","Yes","No","Probably No","No","Just getting by","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Miscellaneous Manufacturing","One","Office and Administrative Support","$35,000 - $49,999","Another household member makes most of the decisions","Good",20151005,20160222,20160912,56,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22226,,,14055.8804,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","Yes","No","Probably No","No","Just getting by","Somewhat worse off","Much worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1999,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",7000,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Substantial strain",,,,,,,"Moderate strain",,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160921,20151217,20160916,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A mobile home","$20,000 to $24,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - looking for work",0,"White","White"
22228,,48118.2558,53528.2985,70616.1026,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","No","No","No","No","No","No","No","No","No","Employed for someone else",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","Yes","No","No","Yes","Yes","Yes","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","Yes","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Humanities",,,,,,,"Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Not available in local stores","Other reason","Better price","Other reason","Better price","Better price","Better price",,"No","No","Yes","No","Yes","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Educational Services","Two","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Good",20161001,20151220,20150902,38,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
22229,,,21427.8194,,"LMI oversample","No","Yes","No","No","Yes","No","No",,"No","Yes","No","No","No","Yes","Definitely Yes",,"Just getting by","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"No","No","No","No",,"No impact","Moderate impact","Minor impact","No impact",,,,"No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",60,40,"Less","Very much","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","Yes","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Refused","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,"Moderate strain",,,"Substantial strain","Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Social Assistance","Two","Protective Service","$75,000 - $99,999","I make most of the decisions","Good",20160913,20151219,20160827,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,2,1,"Working - self-employed",0,"White","White"
22231,,22650.9925,17410.4914,34452.926,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,64,"Not important","Very important","Somewhat important","Not important","Somewhat important","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","Yes","No",,"Convenience",,"Better price","Better price","Better price",,"Other reason",,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Never worried","Never worried","Never worried","Refused","Associate degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20161010,20160211,20150711,74,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Not working - retired",0,"White","White"
22232,,45154.1573,49338.8117,67206.6744,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","Yes",,,,,"Better price",,,,"Better price","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160923,20151218,20160923,49,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Not working - other",0,"White","White"
22233,,24514.5029,18633.32,37268.1083,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",40,10,"About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","No","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Once","Never","Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,70,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Other reason","Other reason","Better price","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",7000,"Yes","No","No","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160919,20151219,20160827,71,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",0,"White","White"
22234,,24506.7805,20434.2593,37206.4663,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",715,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Not available in local stores",,,,"Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Graduate degree","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Very good",20151008,20160218,20150731,67,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",0,"White","White"
22235,,82845.5903,102787.097,118489.456,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely No","Yes","Doing okay","Somewhat better off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","Moderate impact","Severe impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2016,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","None",,"Definitely No",,,,,,,667,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","No","Very important","Slightly important","Very important","Very important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",3800,0,0,3800,"No",600,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Better price","Not available in local stores",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","Yes","Yes","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Social Advocacy Organizations","One","Personal Care and Service","Under $5,000","I make most of the decisions","Very good",20160925,20151221,20150803,25,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$150,000 to $174,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22237,,128887.283,46281.8916,180078.323,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Never","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No",,"Convenience",,"Convenience",,"Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","Yes",2000,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Fair",20161019,20160213,20160909,61,"55-64","60+","12th grade NO DIPLOMA","Less than high school","Hispanic","Female","No",2,"A building with 2 or more apartments","$30,000 to $34,999","Married","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","ny",0,0,0,0,2,"Not working - other",0,"White","Hispanic"
22238,,24514.5029,18633.32,37268.1083,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1973,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","No","Yes","No","No","No",,,,,,,,,"No",674,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,66,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160907,20151218,20160907,82,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,1,"Not working - retired",0,"White","White"
22239,,22706.0708,18036.9655,34620.7858,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Refused","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,61,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",200,"No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Fair",20161007,20151218,20150802,78,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",0,"White","White"
22241,,59362.1117,59464.591,87436.1772,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes",,2,1,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,"No","Refused","Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",15000,0,0,15000,"No",100,"Yes","No",,"No","No","Yes","No","No","Yes",,"No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","Refused","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"Refused","Yes","Refused","Refused","Refused","Yes","Refused","Yes","No",,"Convenience",,,,"Convenience",,"Convenience",,"No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20150930,20160224,20160226,36,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,1,1,"Not working - disabled",0,"Black/African-American","Black"
22242,,60536.3421,65555.79,88862.2275,"Fresh","No","No","No","No","No","Yes","No",,"Yes","Refused","Refused","Refused","Yes","Yes","Definitely No","Yes","Just getting by","Somewhat worse off","Somewhat better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","Yes","No","Yes","It failed to keep up with changing living expenses","No impact","No impact","Severe impact","No impact","Moderate impact","Minor impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"More","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",975,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","Yes","Yes",,,,"Better price","Convenience",,,"Convenience","Better price","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","Yes","No","Yes",2200,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","Refused","Substantial strain",,,,,"Substantial strain","Moderate strain",,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Monetary Authorities-Central Bank","One","Business and Financial Operations","$10,000 - $24,999","I make most of the decisions","Good",20151009,20151221,20150709,43,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22244,,,11604.4345,,"LMI oversample","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,1,"Refused","More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Certificate or technical degree","No",,,"Health","Refused","Yes","Yes","No","No","No",,,,,,,"Very important","Moderately important","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Not sure","Another household member makes most of the decisions","Good",20160928,20160209,20160928,37,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22245,,28204.8967,27103.3879,42883.0234,"Fresh","No","No","No","Yes","No","No","No",,"No","Yes","No","No","Yes","No","Probably Yes",,"Living comfortably","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"Yes","No","No","No","No","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Other (Please specify):","Probably No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","No","No","No","No",0,"Definitely Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Not available in local stores","Convenience","Better price","Convenience",,"Better price","Convenience","Other reason",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","Yes","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Professional, Scientific, and Technical Services","One","Other professional","$35,000 - $49,999","I make most of the decisions","Good",20161008,20160305,20160828,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22247,,32731.8425,25975.8223,49326.2908,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","It varied","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",650,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","No",,,,,,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Somewhat important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Good",20160907,20151217,20160830,80,"75+","60+","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$60,000 to $74,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
22248,,22045.1864,17941.9757,33510.6375,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Law",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No",,,,,"No","No","Yes","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Better price","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",640,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Less than High School degree","Graduate degree","Legal Services","One","Lawyer, judge","$1,000,000 or more","I make most of the decisions","Very good",20160926,20151217,20150807,67,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - self-employed",0,"White","White"
22249,,56234.2955,56748.8895,82139.9717,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","Moderate impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","To earn money as a primary source of income",20,10,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","Yes","No","No",,,,,,,,,"Yes",700,"Yes","Yes","Yes","No","Yes","No","Cash","Don’t know","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",0,0,0,0,"No",500,"No","Yes",,"No","No","Yes","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","Yes","No","No","Often varies quite a bit from one month to the next","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","No","Yes",1000,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","Substantial strain","Substantial strain",,"Moderate strain",,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Hospitals","One","Management","Refused","Another household member and I share in the decisions","Excellent",20161013,20150217,20110723,58,"55-64","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$175,000 to $199,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22250,,,28718.525,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","It varied","No","Yes","No","No","No","No","No","No","Yes","Self-employed","Work as a consultant/contractor","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","No","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","To network/meet people",30,10,"About the same","Does not apply","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2004,"No","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","No","No","No","No","No",275,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Moderately important","Slightly important","Slightly important","Slightly important","Moderately important","No advice from person","Not important","No advice from person",,,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,55,"Somewhat important","Very important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Convenience",,"Better price","Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Fair",20160925,20160209,20150821,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$12,500 to $14,999","Widowed","Non-Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Not working - disabled",0,"White","White"
22253,,69660.0586,70453.1675,100403.326,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","It varied","No","Yes","No","No","No","Yes","Yes","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Refused","Yes",,,"No","No","Yes","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",2100,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","Yes","About the same",,"Some of the time","Some of the time","Master’s degree","Yes","Doctoral Degree",,"Education",,,,,,,"Financial costs are much larger","No","No","No","Yes","No","Slightly important","Not important","Slightly important","Slightly important","Moderately important","Moderately important","Moderately important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","No","No","No","Yes","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","No","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Better price","Convenience","Convenience",,,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","Yes","Yes","Yes",1200,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Other Professional, Scientific, and Technical Services","Two","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160929,20160227,20150902,42,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,2,3,"Working - self-employed",0,"White","White"
22254,,48400.8154,17920.5694,72246.8581,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",0,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,61,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No",,"Better price",,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Good",20161010,20151220,20150801,74,"65-74","60+","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
22256,,23949.5277,19857.4955,36093.6927,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1963,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Not important","Not important","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20151006,20160220,20151205,82,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",0,"White","White"
22257,,28762.1804,23317.6911,43364.2117,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,35,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Fair",20160917,20151222,20160909,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$125,000 to $149,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,1,"Not working - retired",0,"White","White"
22260,,28762.1804,23317.6911,43364.2117,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Don’t know","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20151103,20160224,20151203,70,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",0,"White","White"
22261,,24514.5029,18633.32,37268.1083,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much worse off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","No","No","No","No","Yes","Paper check","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No",,,,"Better price","Better price","Better price","Not available in local stores",,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","No",,,"No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Religious Organizations","One","Other professional","$75,000 - $99,999","Another household member and I share in the decisions","Good",20161020,20160217,20150809,67,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","nh",0,0,0,0,2,"Working - self-employed",0,"White","White"
22264,,29052.1191,25290.2049,43834.3232,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat better off","About average","Yes","No","Refused","No","No","Yes","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20151026,20160221,20151107,68,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Not working - retired",0,"White","White"
22266,,,22823.4883,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Other (Please specify):",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,50,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160901,20160221,20160303,78,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A mobile home","$35,000 to $39,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
22267,,74826.4746,72547.2309,106910.045,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Probably Yes",,"Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","To maintain existing job-related skills",0,0,"About the same","Not at all","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,"Yes","Refused","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","Yes","No","Yes","Very important","No advice from person","No advice from person","Slightly important","Slightly important","Slightly important","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No",70000,0,7000,77000,"Yes",470,"Yes","No",,"No","No","Yes","No","No","No",,,,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No",,,,,,,"Better price","Better price",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","Yes","No","Yes",0,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None","A little strain","A little strain","Moderate strain","Moderate strain","Substantial strain","Moderate strain","A little strain","A little strain","Moderate strain","A little strain","Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Insurance Carriers and Related Activities","One","Personal Care and Service","$75,000 - $99,999","I make most of the decisions","Very good",20160920,20151218,20150713,25,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$125,000 to $149,999","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22268,,,11341.1935,,"LMI oversample","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Some of the time","Some of the time","Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Sometimes worried","Certificate or technical degree","Certificate or technical degree","Wood Product Manufacturing","Two","Construction and Extraction","$100,000 - $249,999","I make most of the decisions","Good",20151002,20160206,20150710,48,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
22270,,,24576.0172,,"LMI oversample","No","No","No","Yes","No","No","No",,"No","No","No","No","No","Yes","Definitely No","Yes","Finding it difficult to get by","About the same","About the same","Pretty well off financially","No","No","No","Yes","No","No","Yes","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"More","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Slightly important","Not important","Refused","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","Yes","Yes","No","Better quality","Better quality",,"Better quality","Better quality",,"Better quality","Convenience",,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160911,20160911,20160828,18,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A one-family house attached to one or more houses","$12,500 to $14,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Not working - looking for work",0,"White","White"
22273,,112606.123,33416.1131,159581.328,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,,,,"No","Yes","No","Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Don’t know",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Moderately important","Moderately important","Slightly important","No advice from person","No advice from person","Moderately important","No advice from person","No advice from person","No","No","No","Yes","Yes","Yes","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No","Don’t know","Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",150,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Clothing and Clothing Accessories Stores","One","Retail Sales","Under $5,000","Another household member and I share in the decisions","Excellent",20160827,20160914,20130505,27,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",1,"A building with 2 or more apartments","$30,000 to $34,999","Living with partner","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22274,,,18356.9298,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"Less","Does not apply","Not at all","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"Refused",170,"Yes","No","No","No","No","No","Money order","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,67,"Very important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No","Convenience","Convenience","Convenience",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","Yes","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20151024,20160217,20160928,68,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Divorced","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Not working - retired",0,"White","White"
22276,,27450.5501,27930.7641,41710.1716,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",1081,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Not available in local stores",,,"Better price","Better price","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Architectural, Engineering, and Related Services","One","Architecture and Engineering","$75,000 - $99,999","I make most of the decisions","Fair",20160909,20160909,20120626,50,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22277,,67796.984,72603.8682,97657.2926,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Much better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",3,1,"About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No","No","Better price","Convenience","Convenience",,"Convenience","Convenience",,,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university","$250,000 - $499,999","Another household member makes most of the decisions","Very good",20160908,20151228,20160919,44,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,2,1,2,"Working - as a paid employee",0,"White","White"
22279,,100763.444,29988.5287,142638.224,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","Much worse off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","Yes","No","No","No","No","No","No","Paper check","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Severe impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No",399,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Very important","Very important","Very important","Not important","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","Yes","No","Yes",900,"Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Food and Beverage Stores","One","Other (Please specify)","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160918,20151217,20160918,58,"55-64","45-59","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",1,"A mobile home","$20,000 to $24,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22280,,,53904.8007,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",6,20,"About the same","Not at all","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,61,"Somewhat important","Very important","Somewhat important","Not important","Not important","No","No",,"No","No","No","No","No","No","No","No","Refused","Yes","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Convenience","Other reason",,,,,,,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20151025,20160206,20150817,68,"65-74","60+","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
22281,,83360.4654,91700.6567,117452.553,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No",400,"Yes","No","No","No","No","No","Cash","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Not important","Not important","Not important","Not important","Not important","Not important","Not important","No","No","No","No","Yes","Yes","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,,,,"Convenience",,,"Convenience",,"Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Fabricated Metal Product Manufacturing","Two","Installation, Maintenance, and Repair","$100,000 - $249,999","I make most of the decisions","Very good",20161003,20160118,20150721,27,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22282,,31194.2024,26029.8249,46736.9591,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","Yes","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","No","No","Yes",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Refused","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Refused",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions",,,20160706,20130515,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - disabled",0,"White","White"
22285,,43151.5258,44765.2053,64608.5629,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","No","No","Refused","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","Yes",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",350,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",0,"Probably Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes","Yes","Refused",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Better price",,"Better price","Not available in local stores",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Merchant Wholesalers, Durable Goods","One","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20160913,20151231,20160913,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22287,,78747.6296,27081.9362,113522.125,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No",,,,"Don’t know",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Bachelor’s degree","Yes","Professional degree (e.g. MBA, MD, JD)",,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","Not important","Not important","Moderately important","Very important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",0,0,0,0,"No","Refused","No","No",,"No","No","No","Yes","No","No",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Refused",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","Yes","No","Refused","Refused",,"Refused","Refused",,,"Refused",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Associate degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20160921,20151219,20160828,23,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",6,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,2,1,3,"Not working - other",0,"White","White"
22288,,45619.961,48620.8379,67734.4096,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"Minor impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1990,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","No","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","Yes","Yes",350,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Rarely worried","Never worried","Some college but no degree","Graduate degree","Refused","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20161005,20160209,20160729,41,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
22289,,34941.2692,35579.1169,52394.2953,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Certificate or technical degree","No",,,"Business/management","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Rarely worried","Don’t know","Certificate or technical degree","Ambulatory Health Care Services","One","Business and Financial Operations","$5,000 - $9,999","Another household member and I share in the decisions","Good",20161016,20151225,20150722,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22290,,,99910.84,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","Refused","No","Yes","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Other (Please specify):","Probably No",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,57,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160907,20151217,20160907,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$12,500 to $14,999","Widowed","Non-Metro","South","South Atlantic","Rented for cash","va",0,0,1,0,1,"Not working - retired",0,"Black/African-American","Black"
22291,,29768.0743,29780.3809,44941.1073,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","Severe impact","Refused","No impact","Severe impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","[D10other]",1,1,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","No","No","Yes","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Convenience","Not available in local stores","Convenience","Convenience","Convenience","Convenience",,"Convenience",,"Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Educational Services","One","Teacher, college and university","$100,000 - $249,999","I make most of the decisions","Good",20161007,20151217,20150729,45,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,2,0,0,2,"Working - as a paid employee",0,"White","White"
22292,,,17815.7001,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1970,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Once","Never","Associate degree","No",,,"Law",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,46,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","Yes","Refused","No","No","No","Yes","No","No","Yes","Yes",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","Yes","Yes","No",,,,"Better price",,,"Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Good",20161019,20160217,20150810,71,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"White","White"
22293,,,14302.5136,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Probably No","Yes","Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","Yes","No","No",,"No impact","Moderate impact","No impact","No impact","No impact","No impact",,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",20,5,"More","Somewhat","Somewhat","Very much","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"Yes",637,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Education",,,,,,,"Financial costs are much larger","Yes","Yes","No","No","No","Slightly important","No advice from person","Moderately important","No advice from person","No advice from person","Moderately important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",3000,0,0,3000,"No",250,"Yes","Yes",,"No","No","Yes","No","No","Yes",,"No",,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Associate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Very good",20161018,20160208,20150703,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$20,000 to $24,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,1,"Not working - on temporary layoff from a job",0,"White","White"
22295,,,46446.9201,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","Yes","No","Probably Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","Refused","Yes",,,"No","Yes","Yes","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","No","No","No","No","No","No","Yes, and I sold that home",,,,,,"Yes","No","No","No",,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","A little difficulty",,"Probably Yes","Yes","No","Yes","No","No","No",850,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"Certificate or technical degree","No",,,"Health","Financial costs are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","No","Yes","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","Convenience","Convenience",,"Convenience",,"Convenience",,"Convenience",,"Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"A little strain","Never worried","Never worried","Sometimes worried","Never worried","High school degree or GED","Certificate or technical degree","Administrative and Support Services","Two","Office and Administrative Support","$5,000 - $9,999","I make most of the decisions","Good",20151105,20160612,20160716,60,"55-64","60+","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,2,"Working - self-employed",0,"Black/African-American","Black"
22296,,42622.868,41169.7484,62804.9768,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1292,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Not important","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Not available in local stores",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160914,20151223,20160912,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,3,"Not working - retired",0,"White","White"
22298,,,28334.4552,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","No","No","Yes","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","None",,"Definitely No",,,,,,,405,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160921,20160206,20160206,78,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$35,000 to $39,999","Married","Metro","Midwest","West-North Central","Rented for cash","mo",0,0,0,0,2,"Not working - retired",0,"White","White"
22299,,29669.5608,26067.3004,44099.1199,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","To network/meet people",0,0,"Less","Does not apply","Does not apply","Does not apply","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Once","Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","Refused","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Not available in local stores",,"Better price","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20151008,20160222,20160724,79,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",0,"White","White"
22301,,65051.8472,24744.333,94178.4503,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","No","Yes","No","No","No","No","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",28,20,"About the same","Does not apply","Somewhat","Somewhat","No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Refused",,,,,,,,,,,,,,,,62,"Somewhat important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No",,,,"Not available in local stores","Better price","Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Performing Arts, Spectator Sports, and Related Industries","Two","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Good",20160909,20151219,20160828,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$12,500 to $14,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,2,"Working - self-employed",0,"White","White"
22302,,62182.6093,74229.5725,90579.9646,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",950,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Undeclared","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","Yes","No","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Refused","No","Yes","Yes","No","No","Better price","Other reason",,,,"Convenience","Convenience",,,"Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Other Professional, Scientific, and Technical Services","One","Other (Please specify)","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160904,20160210,20160904,35,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Working - self-employed",0,"White","White"
22303,,37849.4735,35661.3643,56909.1282,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",780,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","No",,,"Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Rarely worried","Less than High School degree","Less than High School degree","Electrical Equipment, Appliance, and Component Manufacturing","One","Management","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160910,20160217,20160908,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Living with partner","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22307,,,23040.6338,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Pretty well off financially","No","No","No","No","Yes","Yes","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",890,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Master’s degree","No",,,"Engineering",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,52,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","No","Yes","No","Convenience",,"Convenience",,"Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Fair",20151019,20160314,20150818,64,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,1,"Not working - retired",0,"White","White"
22308,,25389.1626,22045.308,38413.8925,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1964,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Law",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,74,"Somewhat important","Somewhat important","Not important","Not important","Not important","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","Refused","No","No",,"Convenience",,,,"Convenience",,,,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Graduate degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Excellent",20161007,20151217,20150920,90,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,0,3,"Not working - retired",0,"White","White"
22311,,38511.9384,36523.6866,57445.6243,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","Convenience","Convenience",,"Convenience",,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Excellent",20160914,20151217,20160914,75,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",0,"White","White"
22313,,32923.0539,28600.7825,48980.0048,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160925,20151217,20150708,66,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
22314,,30484.8862,25295.1245,45339.1468,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Other","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,50,"Not important","Very important","Very important","Very important","Not important","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes","Refused","No","Yes","No","Yes","No","Yes","Yes","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Not asked","I make most of the decisions","Good",20140806,20131220,20140526,67,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Not working - other",0,"White","White"
22315,,22045.1864,17941.9757,33510.6375,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","[D10other]",2,8,"Less","Not at all","Not at all","Not at all","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Somewhat important","Very important","Not important","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","More than your income","No","No","No","Yes","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","Yes","No","Yes","No","Not available in local stores",,,,"Better price","Better price",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Sometimes worried","Graduate degree","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20160923,20151217,20160908,81,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$40,000 to $49,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,0,2,"Not working - retired",0,"White","White"
22317,,37498.8696,13435.1818,56259.0067,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Probably Yes",,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"Yes","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Refused","Refused","Refused","Refused","Yes",,"No",,,,,,,,,,,,,,,,62,"Somewhat important","Not important","Somewhat important","Somewhat important","Very important","Yes","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Convenience","Convenience",,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","Yes","No",,,"Refused","Refused","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160922,20160220,20150728,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Widowed","Metro","Midwest","West-North Central","Rented for cash","ne",0,0,0,0,2,"Not working - retired",0,"White","White"
22318,,28060.8873,22855.073,42094.4381,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Not important","Not important","Somewhat important","Very important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Good",20160925,20151218,20160925,65,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - retired",0,"White","White"
22319,,,15556.7112,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","Minor impact","No impact","No impact","Moderate impact","Employed part-time","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",3,5,"More","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Don’t know","No","No","No","No",,,,"Don’t know",,,,,,,995,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",70000,0,20000,90000,"No",0,"Yes","Yes",,"No","No","No","No","Yes","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","Yes","Yes","No","No","Yes",600,"No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No",,"Moderate strain","A little strain","Substantial strain",,,,,,,,"Never worried","Never worried","Rarely worried","Rarely worried","Graduate degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160915,20160207,20160915,34,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Married","Metro","West","Mountain","Rented for cash","co",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22320,,30905.8743,11259.3939,47079.1704,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No","Yes",,,,,,,,,"Yes",915,"Yes","No","No","No","No","No","Check","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,,,,"No","Yes","No","No","Yes","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","Yes","No",,"Convenience",,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",1486,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","Moderate strain","Moderate strain",,,,,"Moderate strain",,"Substantial strain",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Food Services and Drinking Places","Two","Food Preparation and Serving","$10,000 - $24,999","I make most of the decisions","Very good",20151009,20160212,20161008,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - self-employed",0,"White","White"
22321,,12347.1237,12800.7244,19751.601,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Paper check","No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1470,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","Not available in local stores","Convenience","Convenience",,"Not available in local stores","Convenience",,,"Not available in local stores","Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Graduate degree","Graduate degree","Computer Systems Design and Related Services","One","Computer and Mathematical","$250,000 - $499,999","I make most of the decisions","Refused",20160923,20151217,20150704,54,"45-54","45-59","Masters degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - self-employed",0,"2+ Races","Other"
22322,,40612.0268,35101.4322,59339.052,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Not important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No",,"Not available in local stores",,"Better price","Not available in local stores","Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Computer and Electronic Product Manufacturing","One","Other professional",,,,,,20111008,69,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22323,,27251.8242,21221.6368,41378.3419,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","Minor impact","Minor impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No",,"Better price","Better price","Better price",,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Rarely worried","Rarely worried","Never worried","Rarely worried","Bachelor’s degree","Graduate degree","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$250,000 - $499,999","I make most of the decisions",,,20150117,20130504,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Living with partner","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22324,,30129.8503,11381.8111,45449.6855,"Fresh","No","No","No","No","Yes","No","No",,"Yes","Yes","Yes","No","Yes","No","Definitely Yes",,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,64,"Not important","Not important","Not important","Very important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20151003,20160131,20150910,72,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Widowed","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,2,"Not working - retired",0,"White","White"
22325,,44542.4826,41783.9972,65364.8255,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","Refused","Self-employed","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","Yes",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",8,2,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Master’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","No","Yes","Yes","No","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Better price","Better price","Better price","Better price","Convenience","Convenience",,"Yes","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",100,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Rarely worried","Never worried","Rarely worried","Never worried","Some college but no degree","Some college but no degree","Fabricated Metal Product Manufacturing","One","Management","$100,000 - $249,999","I make most of the decisions","Good",20160921,20151218,20160827,54,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22327,,88706.1519,108187.586,124651.128,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Moderate impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",400,40,"More","Very much","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",740,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes",0,0,20000,26000,"No",600,"No","No",,"No","Yes","No","No","No","No",,"No",,,,,"Yes","Yes","No","No","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"Yes","No","No","No","No","Refused","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",80,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Less than High School degree","Primary Metal Manufacturing","Two","Installation, Maintenance, and Repair","$100,000 - $249,999","I make most of the decisions","Very good",20161019,20151217,20160922,53,"45-54","45-59","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
22328,,40612.0268,35101.4322,59339.052,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Master’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,60,"Not important","Not important","Not important","Not important","Very important","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$200,000 or higher","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Better price",,"Convenience","Better price","Convenience","Convenience",,,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20160921,20151218,20151023,69,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$250,000 or more","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - retired",0,"White","White"
22329,,43192.1707,42347.8955,64277.6214,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","Minor impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,1,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Very important","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Refused","No","Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","No","Yes","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No",,"Convenience",,,"Not available in local stores",,,"Better price",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160922,20160215,20150725,44,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,2,3,"Working - as a paid employee",0,"White","White"
22332,,47742.7532,56273.2671,70407.2871,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",530,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"Yes","No","No",,"No","No","No","No","No","No","No","No","Yes","No","Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No",,,,,"No",0,"No","No",,"No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","No","No","No","No",,,"Not available in local stores",,"Not available in local stores",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160908,20151218,20160827,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,3,"Not working - other",0,"White","White"
22333,,56640.3999,53778.0352,83545.6969,"Fresh","Yes","Yes","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,0,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","Refused","Refused","Yes","Refused","Refused",1150,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Associate degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Plastics and Rubber Products Manufacturing","One","Architecture and Engineering","Under $5,000","I make most of the decisions","Good",20160920,20160113,20160829,43,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
22334,,45304.1309,47870.1409,67812.5236,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",836,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","No","No","No","No",,,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","Yes","No","Yes",500,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160921,20151217,20151011,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,2,"Not working - disabled",0,"White","White"
22335,,53887.3167,19633.748,80255.5585,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1961,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Refused","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Very important","Not important","Very important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Refused",20151025,20151219,20150819,78,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
22338,,,26503.1126,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",609,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","Yes","No","No","Yes","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",190000,0,0,190000,"No",75,"No","No",,"No","Yes","Yes","No","Yes","No",,"No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Other reason",,,"Better price","Better price","Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Social Advocacy Organizations","One","Personal Care and Service","Under $5,000","I make most of the decisions","Very good",20161003,20160214,20161003,45,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,1,1,"Working - as a paid employee",0,"Black/African-American","Black"
22340,,35631.653,30609.563,52982.2091,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",2400,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Some of the time","Never","Associate degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No",0,"Probably Yes",,"Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Management","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160903,20151216,20160827,61,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22341,,,15457.5937,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","Yes","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1040,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Computer/information sciences",,,,,,,"Financial costs are somewhat larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","Yes",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160915,20151217,20160915,46,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - other",0,"White","White"
22344,,,15744.1944,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much worse off","About average","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1990,"No","No","Yes","No","Yes","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,327,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Associate degree","No",,,"Humanities",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,50,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Better price","Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","Yes","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160909,20151217,20160909,59,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Not working - retired",0,"White","White"
22345,,,29517.0907,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1250,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","No","No","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Better price",,,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions",,,20140718,20130619,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Not working - retired",0,"White","White"
22346,,45161.0448,36453.9686,65992.6036,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,55,"Not important","Not important","Not important","Somewhat important","Very important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No",,"Not available in local stores",,,,,"Convenience",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Rarely worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20161019,20160220,20150703,73,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
22347,,26025.3204,25370.0789,40008.0682,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",40,15,"About the same","Not at all","Somewhat","Somewhat","No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",365,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Never","Certificate or technical degree","Yes","Associate degree",,"Computer/information sciences","About the same financial benefits and financial costs",,,,,,,,,,,,"Moderately important","Not important","Not important","Not important","Slightly important","Not important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Not available in local stores","Not available in local stores",,,"Better price","Better price","Better price",,,"Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Associate degree","Miscellaneous Store Retailers","One","Management","$250,000 - $499,999","I make most of the decisions","Excellent",20160910,20160305,20160910,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22348,,,41297.3184,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",876,"Yes","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1750,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20161008,20160206,20150804,83,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",0,"White","White"
22349,,41041.1329,38002.0121,61506.9209,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","No","No","No","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1700,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","Yes","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Architectural, Engineering, and Related Services","One","Computer and Mathematical","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160915,20160114,20160827,39,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,2,0,0,2,"Working - as a paid employee",0,"White","White"
22351,,51959.5525,53024.6919,75935.2296,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Management of Companies and Enterprises","One","Farming, Forestry, and Fishing","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160908,20160419,20160908,49,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$250,000 or more","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22352,,,14254.566,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","Refused","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",660,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Certificate or technical degree","No",,,"Health","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,"No advice from person","No advice from person","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Not available in local stores",,,,,,,,,"Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Moderate strain","Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160903,20151218,20160826,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - looking for work",0,"White","White"
22353,,,14414.4802,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,,"Definitely No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160910,20160424,20160828,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22354,,16172.918,21420.1774,25075.9854,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"Severe impact","Severe impact","Moderate impact","Minor impact","Moderate impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Probably No",,,,,,,1400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Moderately important","Moderately important","Moderately important","Not important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",80000,0,0,80000,"No",950,"No","No",,"No","No","Yes","Yes","No","Yes",,,,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No",,"Convenience",,,,,"Not available in local stores",,,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Certificate or technical degree","High school degree or GED","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","One","Business and Financial Operations","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160926,20160119,20160901,25,"25-34","18-29","Masters degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$125,000 to $149,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,3,"Working - as a paid employee",0,"2+ Races","Other"
22356,,47656.7004,54211.9905,70432.1226,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","Yes","Yes","Yes","No","No","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Once","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"Refused","Refused",,,,,"Refused",,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,,,,"Better price",,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Refused","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Refused","Another household member and I share in the decisions","Very good",20160911,20151222,20160911,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","de",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22358,,,17449.8179,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","Severe impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",624,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","No","No","No","No",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","Yes","No","No","Yes","No",,"Other reason",,,"Other reason",,,"Convenience",,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","Yes","No","Yes",4000,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No",,"Substantial strain",,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Food Services and Drinking Places","One","Management","Under $5,000","Another household member and I share in the decisions","Fair",20160908,20160908,20130529,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22360,,26133.9664,22205.6613,39480.1297,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","Refused",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","No",,,,"Convenience","Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20151002,20151217,20150716,67,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","nd",0,0,0,0,2,"Not working - retired",0,"White","White"
22361,,,28334.4552,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,63,"Not important","Not important","Not important","Very important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Better price",,,"Better price","Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",17000,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160928,20151220,20150703,78,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$25,000 to $29,999","Widowed","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,0,1,"Not working - retired",0,"White","White"
22362,,16672.0585,15847.0199,25251.7802,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","Refused","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",1132,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Other reason","Other reason","Other reason","Better price","Better price","Better price","Better price","Other reason",,"No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",200,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","Less than High School degree","Beverage and Tobacco Product Manufacturing","One","Management","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160925,20160216,20151028,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
22365,,27036.8006,11266.6723,41301.7079,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Don't know","Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,69,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No",,,,,"Convenience",,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160907,20160222,20160907,71,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
22366,,,21025.5198,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",200,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Not important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Not available in local stores","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Good",20160925,20140124,20130519,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A mobile home","$20,000 to $24,999","Married","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","me",0,0,0,0,2,"Not working - retired",0,"White","White"
22368,,,14614.8016,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",526,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,53,"Very important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Not available in local stores","Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Very good",20160923,20151220,20160923,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",0,"White","White"
22369,,87830.0682,86673.3846,124640.375,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","No","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","Minor impact","Severe impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Law","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Very important","Moderately important","Moderately important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","No","Yes","Yes","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes","No",,"Not available in local stores",,"Better price",,,,"Convenience",,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","Some college but no degree","Fabricated Metal Product Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$35,000 - $49,999","Another household member makes most of the decisions","Very good",20160920,20151221,20160729,26,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
22370,,,36790.9716,,"LMI oversample","Yes","No","No","No","No","Yes","No",,"No","Yes","No","No","No","No","Probably Yes",,"Just getting by","Somewhat worse off","Much worse off","Poor","No","Yes","No","No","No","No","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",441,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Some of the time","Never","Certificate or technical degree","No",,,"Social/behavioral sciences","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Not important","Yes","Yes",,"No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","Substantial strain",,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Truck Transportation","One","Transportation and Material Moving","Under $5,000","I make most of the decisions","Good",20161015,20151219,20150617,68,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A mobile home","$12,500 to $14,999","Divorced","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - self-employed",0,"White","White"
22371,,,20541.8039,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,60,"Somewhat important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not asked","Another household member makes most of the decisions","Fair",20150112,20141123,20140128,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A mobile home","$20,000 to $24,999","Living with partner","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,1,"Not working - retired",0,"White","White"
22372,,32982.5025,29688.2564,48962.7337,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160929,20160305,20140618,84,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - other",0,"White","White"
22373,,41205.3173,15383.6072,61852.3687,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Very important","Refused","Refused","Refused","Refused","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","Yes","No","Convenience","Better price",,"Better price",,,"Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Fair",20160909,20160206,20160909,73,"65-74","60+","Associate degree","Some college","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
22376,,40612.0268,35101.4322,59339.052,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","[D10other]",10,15,"About the same","Does not apply","Not at all","Somewhat","No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,57,"Not important","Somewhat important","Somewhat important","Not important","Not important","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"$150,000 to $199,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No","Better price","Convenience","Convenience",,,,,,,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Excellent",20161014,20160216,20150704,78,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",0,"White","White"
22378,,62736.9144,21905.7704,91763.3194,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Food and Beverage Stores","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Very good",20160905,20160216,20160905,54,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A mobile home","$15,000 to $19,999","Never married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22379,,37895.0582,12924.1989,56704.283,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",400,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",1500,"Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160920,20151218,20150702,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",0,"White","White"
22381,,25892.4396,21393.4511,39272.3511,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Homemaker","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,20,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","No","No","No","No","No",1620,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Education","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","Yes","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Specialty Trade Contractors","Two","Other (Please specify)","$10,000 - $24,999","I make most of the decisions","Very good",20161017,20160221,20150811,67,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$60,000 to $74,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - self-employed",0,"White","White"
22382,,29669.5608,26067.3004,44099.1199,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","Convenience","Convenience",,"Convenience",,"Convenience",,,,"No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"None",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Business, Professional, Labor, Political, and Similar Organizations","One","Management","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160909,20160218,20160723,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22383,,52136.6511,48590.4277,77566.7259,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","Yes",,"Severe impact","No impact","No impact","No impact","No impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Business/management","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,"Moderately important","Moderately important","Slightly important","Slightly important","Slightly important","Slightly important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"Yes",250,"No","No",,"Yes","No","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","No","Yes","No","Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Substantial strain","Substantial strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Associate degree","Utilities","One","Building and Grounds Cleaning and Maintenance","Under $5,000","I make most of the decisions","Good",20160909,20151223,20160909,32,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22384,,25397.1138,19767.7949,38538.7738,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","Minor impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,1,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","Yes","No","No","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","Yes","No",,"Not available in local stores",,,"Convenience",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Business, Professional, Labor, Political, and Similar Organizations","One","Life, Physical, and Social Sciences","Refused","I make most of the decisions","Very good",20160916,20160227,20160827,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","vt",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22385,,100033.975,36808.8359,141503.451,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","No","No","No","No","Yes","Yes","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","Yes","I [PPMARITins2] pay rent.",1976,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,293,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Refused","No",,"Yes","Some of the time","Never","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Not important","Not important","No","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Refused","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Rarely worried","Sometimes worried","Sometimes worried","Regularly worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160925,20151223,20150703,74,"65-74","60+","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,1,"Not working - disabled",0,"White","White"
22386,,28783.623,24365.1721,43603.6291,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","Yes","No","No","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Not available in local stores","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160915,20160306,20160720,79,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",0,"White","White"
22387,,53090.4953,58441.6014,78301.8945,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Just getting by","Somewhat better off","Much better off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",45,10,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1498,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No",,"Convenience","Convenience",,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Information Services","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160912,20151217,20160912,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,1,4,"Working - self-employed",0,"White","White"
22388,,,26457.079,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,53,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","Yes",800,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Regularly worried","Sometimes worried","Never worried","Never worried","Don’t know","Don’t know","Merchant Wholesalers, Nondurable Goods","One","Other (Please specify)",,,,,,20120729,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22389,,42802.8004,36312.1925,63194.8872,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",40,2,"About the same","Does not apply","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Very important","Not important","Not important","Not important","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20160921,20160203,20150715,66,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,0,0,2,"Not working - retired",0,"White","White"
22390,,52005.672,49659.4298,76248.2712,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","About the same","Much better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","Minor impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","Yes","No",,"Convenience","Not available in local stores",,"Convenience","Convenience",,"Better price",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Regularly worried","Sometimes worried","Never worried","Never worried","Graduate degree","High school degree or GED","Educational Services","One","Teacher, college and university","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160903,20151216,20160827,53,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22391,,35292.8722,32661.4431,52518.1838,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","Minor impact","Moderate impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",735,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Printing and Related Support Activities","One","Precision Production (such as machinist, welder, baker, printer, tailor)","Under $5,000","Another household member and I share in the decisions","Fair",20160902,20151225,20160723,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22392,,33494.1886,12334.555,50462.2507,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Never","Certificate or technical degree","No",,,"Health","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,66,"Not important","Not important","Somewhat important","Very important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No",,,,,,,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20161018,20151217,20151210,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",0,"White","White"
22393,,27327.4557,23506.4755,41157.1481,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1230,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,,,,"No","No","No","Yes","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Convenience","Convenience","Convenience","Convenience","Convenience",,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Some college but no degree","Some college but no degree","Accounting, Tax Preparation, Bookkeeping, and Payroll Services","Two","Other professional","$100,000 - $249,999","I make most of the decisions","Good",20160923,20151218,20160827,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,0,3,"Working - self-employed",0,"White","White"
22395,,,14734.1956,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Moderate impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Somewhat important","Yes","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","Yes","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No",,,,,,"Other reason",,"Better quality",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","Two","Teacher, except college and university","$35,000 - $49,999","I make most of the decisions","Very good",20160915,20160220,20160829,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22396,,,34509.1576,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"Refused",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,52,"Not important","Not important","Not important","Very important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No",,"Better price",,"Not available in local stores",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Refused","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",800,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160928,20160217,20150713,86,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","mt",0,0,0,0,1,"Not working - retired",0,"White","White"
22398,,28783.623,24365.1721,43603.6291,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much worse off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"Refused",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Refused",,,,,,,,,,,,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","Refused",,,"Social/behavioral sciences","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","Refused",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160923,20160306,20160728,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Not working - retired",0,"White","White"
22399,,,36255.8251,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"Yes","No","No","Refused",,"No impact","No impact","Moderate impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,51,"Not important","Somewhat important","Not important","Very important","Not important","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No","Convenience",,"Convenience","Convenience",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",700,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160917,20151218,20160906,63,"55-64","60+","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
22400,,,21971.3532,,"LMI oversample","No","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Probably No","Yes","Doing okay","About the same","Much better off","About average","No","No","No","Yes","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes",,"No impact","No impact","Severe impact","Severe impact",,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,5,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,"Yes","Yes","Don’t know","No","Yes","No","Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,750,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"No",,,,,,,,,,,,,,,,55,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$0 to $4,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Better price","Better price",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","Yes","Yes","Yes",100,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","No","Yes","Substantial strain",,,,"Substantial strain","Substantial strain",,"Substantial strain",,,"Substantial strain","Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160927,20160209,20160910,63,"55-64","60+","Some college, no degree","Some college","Black, Non-Hispanic","Female","No",6,"A one-family house detached from any other house","$5,000 to $7,499","Widowed","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,1,1,2,2,"Not working - retired",0,"Black/African-American","Black"
22403,,39030.4859,11461.0224,57781.373,"Fresh","No","No","No","Yes","No","No","No",,"No","Yes","Yes","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","Yes","No","It was in-line with changes in living expenses","No impact","Minor impact","No impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","No","Yes","No","Refused",300,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Debit card","Don’t know","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","Not available in local stores","Convenience","Not available in local stores",,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Social Assistance","Two","Management","Under $5,000","I make most of the decisions","Very good",20160920,20161007,20130525,34,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Female","Yes",3,"A mobile home","$15,000 to $19,999","Divorced","Non-Metro","South","East-South Central","Rented for cash","tn",0,0,0,0,3,"Working - as a paid employee",0,"2+ Races","Other"
22405,,162627.644,154084.332,228891.69,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably No",,,,,,,3500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Better price","Better price","Better price","Better price","Better price","Better price",,"Yes","Yes","No","No","Yes","No","Yes","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$100,000 - $249,999","I make most of the decisions","Excellent",20160927,20160108,20160828,41,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","West","Pacific","Rented for cash","ca",0,1,1,0,2,"Working - as a paid employee",0,"Asian","Asian"
22407,,46958.2454,48974.4965,69614.4833,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","It varied","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1510,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Engineering","Financial costs are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Convenience","Not available in local stores",,"Convenience","Better price","Better price",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",800,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160914,20151223,20160914,39,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",7,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,1,3,1,2,"Not working - other",0,"White","White"
22409,,24607.6655,19269.2689,37108.6142,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Not available in local stores","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160914,20151218,20160914,74,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",0,"White","White"
22410,,,14701.8163,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,49,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Convenience","Not available in local stores",,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Associate degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160909,20151217,20160909,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",0,"White","White"
22411,,40659.0843,35985.1511,60398.3259,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Convenience","Convenience","Better price","Better price",,"Convenience","Better price",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",550,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Building Material and Garden Equipment and Supplies Dealers","One","Office and Administrative Support","$100,000 - $249,999","Another household member and I share in the decisions","Good",20161018,20160219,20160920,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22412,,,123598.2,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160907,20160718,20140511,66,"65-74","60+","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",0,"White","White"
22414,,23234.3911,18560.8517,35688.1495,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much worse off","About average","Yes","Yes","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",1240,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,67,"Not important","Not important","Very important","Somewhat important","Very important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No",,,,"Better price","Better price","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Refused","One","Other (Please specify)","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20161015,20151218,20150805,73,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","White"
22415,,41041.1329,38002.0121,61506.9209,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,1,"About the same","Does not apply","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1330,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","Yes","Yes","Yes","No","No","No",0,"Probably Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","Better price",,"Better price",,"Better price","Better price","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Educational Services","One","Teacher, except college and university","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160911,20151220,20160911,44,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22416,,35292.8722,32661.4431,52518.1838,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Better price","Better price","Better price","Better price","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Good",20160921,20160416,20150810,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - disabled",0,"White","White"
22417,,,27958.0604,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1998,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,780,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","Yes","No","No",,,,"Better price","Better price",,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Performing Arts, Spectator Sports, and Related Industries","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Fair",20140914,20160724,20150812,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","West","Mountain","Rented for cash","nv",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22418,,,32397.536,,"LMI oversample","Yes","No","No","No","No","No","Yes",,"Yes","No","No","No","No","Yes","Probably No","Yes","Just getting by","Much worse off","Somewhat worse off","It varied","No","No","No","No","No","No","No","No","No","Employed for someone else",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",1,5,"Less","Very much","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Moderately important","Slightly important","Not important","Not important","No advice from person","No advice from person","No advice from person","Yes","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No",6500,0,0,6500,"No",0,"No","Yes",,"No","No","Yes","No","No","No","Yes","Do not have children or grandchildren",,,,,"Yes","No","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Convenience",,,"Better price","Better price","Not available in local stores","Not available in local stores","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Substantial strain",,"Moderate strain",,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Rarely worried","Less than High School degree","Less than High School degree","Data Processing, Hosting and Related Services","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Fair",20160928,20151230,20150612,30,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","No",4,"A mobile home","Less than $5,000","Living with partner","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,1,1,2,"Working - as a paid employee",0,"White","Hispanic"
22419,,,17815.7001,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1132,"Yes","No","Yes","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Not important","Not important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20151003,20160223,20160926,78,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
22420,,,14414.4802,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"Refused","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Scientific Research and Development Services","One","Office and Administrative Support","Refused","Another household member and I share in the decisions","Excellent",20151006,20160823,20151113,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22421,,,17828.6267,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No","Very important","Slightly important","Slightly important","Slightly important","Not important","Slightly important","Slightly important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",70000,0,0,70000,"No",100,"No","No",,"No","No","Yes","No","Yes","Still enrolled in the program",,"Do not have children or grandchildren",,,,,"No","Yes","Yes","No","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Better price","Not available in local stores","Better price","Better price","Better price","Better price","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","Certificate or technical degree","High school degree or GED","Educational Services","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Good",20160929,20160221,20150808,48,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
22423,,,29290.9958,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Very important","Very important","Very important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160907,20151217,20160827,66,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - retired",0,"White","White"
22425,,47986.8547,46483.6224,71136.4496,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",673,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No",,"Better price",,"Convenience",,"Better price","Convenience",,,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Support Activities for Agriculture and Forestry","One","Management","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160917,20151218,20160906,52,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22426,,,27788.1515,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","No","Yes","No","No","No","Probably No","Yes","Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Some of the time","Never","Associate degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,,,"Convenience",,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Associate degree","Less than High School degree","Social Assistance","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Under $5,000","I make most of the decisions","Very good",20160913,20160228,20160913,45,"45-54","45-59","Associate degree","Some college","Black, Non-Hispanic","Male","No",1,"A building with 2 or more apartments","$35,000 to $39,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
22427,,,12680.3698,,"LMI oversample","No","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Much better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","Yes","Paper check","No","No",,,"No","No","No","No",,"No impact","Severe impact","Minor impact","No impact",,,,"No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,10,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1967,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",16000,0,0,16000,"No",0,"No","Yes",,"No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Not available in local stores",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"A little strain",,"Moderate strain","Regularly worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Fair",20160920,20160108,20160827,49,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,3,"Not working - looking for work",0,"White","White"
22428,,105595.9,119724.524,148815.337,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","Minor impact","Minor impact","Minor impact","Minor impact","Minor impact","Not employed and not looking for a job","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,0,"About the same","Somewhat","Somewhat","Somewhat","Yes","No","Yes","No","No","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No",1600,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","Very good","No",,,,,,"Bachelor’s degree","Yes","Bachelor’s degree",,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Better price","Convenience","Convenience","Better price","Better price","Better price",,"No","No","Yes","No","Yes","Yes","No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160904,20160314,20160904,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,2,0,1,"Not working - other",0,"White","Hispanic"
22429,,36676.9253,30832.211,54452.8125,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","Yes","No","Yes","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Refused","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Associate degree","No",,,"Refused",,,,,,,"Financial costs are somewhat larger","Yes","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Refused","Yes","Yes","Refused","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Yes","Refused","Refused","Yes","Refused",,"$75,000 to $99,999","Refused",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Other reason","Other reason","Other reason",,"Other reason","Better price","Better price","Other reason",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes","Refused","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Real Estate","One","Office and Administrative Support","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160527,20160208,20160723,64,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22430,,,20541.8039,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,50,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Convenience","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",400,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Sometimes worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Very good",20160907,20160216,20160907,64,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,1,"Not working - retired",0,"White","White"
22431,,48971.1476,42981.7142,72071.1457,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,56,"Not important","Very important","Not important","Not important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","Refused","No","No","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","Convenience","Convenience","Convenience","Convenience","Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Good",20160914,20160206,20160914,62,"55-64","60+","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$85,000 to $99,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
22433,,32052.6162,26876.239,47719.3289,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] pay rent.",2009,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,2800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","Yes","No",,"Convenience","Convenience","Better price","Better price",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20160913,20151223,20160913,78,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,2,"Not working - retired",0,"White","White"
22434,,86946.192,83451.2233,121704.901,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)","Refused","Refused","More","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Support Activities for Agriculture and Forestry","Two","Management","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160913,20151219,20160826,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","wy",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22435,,45194.2363,46207.4775,67483.7327,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Minor impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","Yes","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","Do not have children or grandchildren",,,,,"No","No","No","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,"Substantial strain",,,,,"Substantial strain",,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Oil and Gas Extraction","One","Management","$100,000 - $249,999","I make most of the decisions","Good",20160902,20160726,20140505,47,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A mobile home","$50,000 to $59,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,2,"Working - self-employed",0,"White","White"
22437,,,41297.3184,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,2,"More","Not at all","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2000,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Other (Please specify):","Don’t know",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Never","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",300,"Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Moderate strain",,,"Never worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20161012,20160201,20160911,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A mobile home","$20,000 to $24,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - other",0,"White","White"
22438,,47997.428,53248.9116,71796.4434,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",400,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","Yes","No","No","No","No",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"Refused","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","One","Building and Grounds Cleaning and Maintenance","Refused","Another household member and I share in the decisions","Very good",20160910,20151220,20160827,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22439,,65822.7555,71808.933,96360.2302,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",1120,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Printing and Related Support Activities","One","Precision Production (such as machinist, welder, baker, printer, tailor)","Under $5,000","Another household member and I share in the decisions","Good",20160918,20151221,20160828,43,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22441,,,20951.2812,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Not important","Not important","Yes","No",,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20161018,20160217,20150827,80,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Widowed","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,1,"Not working - retired",0,"White","White"
22442,,57851.4954,59478.9031,85426.9441,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","Yes","No","Yes","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",2,2,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] pay rent.",2015,"Yes","Yes","Yes","No","No","No","No","No","No","No","Yes, and I still own that home",,,,,,"No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,"Probably No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes","Yes","No","No","Not available in local stores","Better price",,,"Convenience","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Excellent",20160906,20151220,20160906,31,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Northeast","New England","Rented for cash","nh",0,0,2,0,2,"Not working - other",0,"White","White"
22443,,,56567.8002,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","Yes","No","No","No","No","Probably No","No","Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"Yes","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",29,20,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Some of the time","Bachelor’s degree","Refused",,,"Education",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No","Slightly important","Slightly important","Slightly important","Moderately important","Slightly important","Moderately important","Slightly important","Slightly important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"No",350,"Yes","Yes",,"No","No","Yes","No","No","No",,,,,,,"No","Yes","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Educational Services","Three","Teacher, except college and university","$10,000 - $24,999","Another household member makes most of the decisions","Very good",20160922,20151220,20160922,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",4,"A one-family house attached to one or more houses","$10,000 to $12,499","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
22444,,32982.5025,29688.2564,48962.7337,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,2,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Very important","Very important","Very important","Not important","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","No","Yes","No",,"Convenience","Not available in local stores",,,"Other reason",,"Better price",,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Sometimes worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160911,20160221,20160904,64,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",0,"White","White"
22446,,,59390.1729,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","Somewhat worse off","Somewhat worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Don’t know","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,4,"Less","Very much","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Not confident","Yes","No","No","No","Yes","No","No","No","Yes","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","Yes","No","No","Fair","No",,,,,,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial costs are much larger","No","No","No","No","Yes","Moderately important","Slightly important","Slightly important","Not important","Not important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",60000,0,10000,70000,"No",600,"No","Yes",,"No","No","Yes","No","No","Yes",,,,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","More than your income","Yes","No","Yes","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","No","Not available in local stores","Better price","Other reason",,,"Better price","Better price",,,"No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","Bachelor’s degree","Associate degree","Accounting, Tax Preparation, Bookkeeping, and Payroll Services","One","Business and Financial Operations","Under $5,000","Another household member makes most of the decisions","Very good",20160920,20160121,20150719,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
22447,,,13818.4582,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","Financial benefits are much larger","Refused","Refused","Refused","No","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,66,"Not important","Somewhat important","Somewhat important","Not important","Not important","Yes","No",,"No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","Yes",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Convenience","Convenience",,,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Regularly worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Fair",20161009,20160319,20150702,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,1,"Not working - retired",0,"White","White"
22448,,,17119.9671,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"No","Yes","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","No","Yes","No","No","No",600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Bachelor’s degree","No",,,"Other (Please specify):",,,,,,,"Financial costs are somewhat larger","No","No","Yes","No","No","Moderately important","Not important","Not important","Slightly important","Not important","Slightly important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"No",250,"No","Yes",,"No","No","Yes","No","No","Yes","Yes","No",,,,,"No","No","Yes","No","No","No","No",0,"Probably Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Better price","Better price","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","High school degree or GED","Religious Organizations","One","Other professional","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20161003,20160329,20150615,36,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","Midwest","West-North Central","Rented for cash","mo",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
22450,,,17380.8694,,"LMI oversample","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much better off","Poor","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Refused",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",2400,"Yes","No","No","No","No","No","Credit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Engineering",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","No","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","No",,,,"Better price","Better price","Convenience",,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,,,"Substantial strain",,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Certificate or technical degree","Bachelor’s degree","Computer Systems Design and Related Services","One","Computer and Mathematical","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160907,20160205,20160913,44,"35-44","30-44","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$7,500 to $9,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,2,1,2,"Working - self-employed",0,"Asian","Asian"
22451,,,14614.8016,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Moderate impact","Moderate impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1997,"No","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Convenience","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","No","No","Yes",500,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160828,20160207,20160828,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,2,"Not working - disabled",0,"White","White"
22453,,,13665.1562,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","Yes","I [PPMARITins2] pay rent.",2011,"No","No","No","No","No","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,850,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Once","Once","Associate degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Very important","Not important","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No",,,"Not available in local stores","Convenience","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",600,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20161013,20160220,20160623,81,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Married","Non-Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
22454,,105818.259,36178.5216,153966.106,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Deposit onto a reloadable prepaid card","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","Minor impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"No","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Not available in local stores","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20151003,20160105,20150707,42,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",4,"A mobile home","$5,000 to $7,499","Never married","Non-Metro","South","South Atlantic","Occupied without payment of cash rent","nc",0,0,0,3,1,"Not working - looking for work",0,"Black/African-American","Black"
22455,,38341.5956,36148.4415,56566.3719,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"No",1050,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","Yes","Yes","No","No","No",0,"Definitely Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Better price","Convenience",,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","High school degree or GED","Water Transportation","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160917,20160206,20160827,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22457,,67796.984,72603.8682,97657.2926,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Other reason","Convenience","Better price","Better price","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160917,20161010,20140502,38,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,2,0,2,"Not working - other",0,"White","White"
22459,,48578.1153,17813.9498,73057.7125,"Fresh","Refused","Refused","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1992,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Expected that they would not be willing to fix","Don’t know",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","Refused","Yes","No","Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","Yes","No","Refused","Better price",,,"Better price",,"Better price","Refused",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Administration of Housing Programs, Urban Planning, and Community Development","One","Protective Service","$25,000 - $34,999","I make most of the decisions","Very good",20160829,20160521,20160829,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
22460,,30369.473,24460.3027,45534.016,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat worse off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",30,1,"Less","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",681,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","Refused","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Not important","Not important","Not important","Not important","Somewhat important","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20161020,20160331,20150718,67,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
22462,,24607.6655,19269.2689,37108.6142,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",200,"No","Yes","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Regularly worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160923,20160408,20160923,83,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,1,"Not working - retired",0,"White","White"
22463,,23949.5277,19857.4955,36093.6927,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",1991,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,1370,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,57,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","Convenience","Convenience","Convenience",,"Convenience",,"Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Fair",20160924,20160218,20150806,71,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,2,"Not working - retired",0,"White","White"
22464,,28129.1203,23677.457,42299.5286,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1967,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Not important","Not important","Not important","Not important","Not important","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","Yes",,,,,"Convenience",,,,"Convenience","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Never worried","Don’t know","Don’t know","Transit and Ground Passenger Transportation","One","Transportation and Material Moving","$75,000 - $99,999","Another household member and I share in the decisions",,,20160716,20130727,74,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22466,,51787.3147,52447.739,76427.081,"Fresh","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Living comfortably","Much better off","Much better off","Pretty well off financially","No","No","No","No","Yes","Yes","No","Yes","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","Yes","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Most or all of the time","Never","Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","Yes",,"$0 to $4,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No",,,,,"Convenience",,,"Convenience",,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Miscellaneous Store Retailers","Refused","Retail Sales","$250,000 - $499,999","Another household member and I share in the decisions","Good",20161008,20151220,20150720,52,"45-54","45-59","Associate degree","Some college","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Working - as a paid employee",0,"2+ Races","Hispanic"
22468,,59256.6889,60546.7731,86648.0238,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","No","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Better price","Better price","Better price","Better price","Convenience","Better price","Better price",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Sometimes worried","High school degree or GED","High school degree or GED","Motor Vehicle and Parts Dealers","One","Office and Administrative Support","Under $5,000","Another household member and I share in the decisions","Very good",20160921,20160211,20151216,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","No",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,1,0,2,"Working - as a paid employee",0,"White","Hispanic"
22469,,,21444.6393,,"LMI oversample","Yes","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Better price","Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Refused",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Good",20161007,20150124,20150803,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",0,"White","White"
22472,,63980.7331,56131.1211,91484.8296,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No",1200,0,0,1200,"No",100,"No","No",,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,59,"Not important","Somewhat important","Not important","Very important","Not important","No","No","No","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160912,20151219,20160912,63,"55-64","60+","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
22473,,63891.3998,72030.7146,93126.9902,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Severe impact","Severe impact","Severe impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,"Don’t know",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Some of the time","Certificate or technical degree","No",,,"Vocational/technical training","Refused","No","No","No","No","Yes",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160902,20151216,20160830,41,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",1,2,0,0,2,"Not working - other",0,"White","White"
22474,,46423.2797,52321.2564,68788.2162,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","Minor impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",465,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Refused","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No",,,,,"No",0,"No","No",,"No","No","No","No","No","No","Yes","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","No","No","No",,,"Better price","Convenience",,"Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Sometimes worried","Less than High School degree","Less than High School degree","Plastics and Rubber Products Manufacturing","One","Installation, Maintenance, and Repair","$250,000 - $499,999","Another household member and I share in the decisions","Fair",20160919,20160815,20140427,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,1,0,3,"Working - as a paid employee",0,"White","White"
22477,,,11119.5382,,"LMI oversample","Yes","Yes","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Probably No","Yes","Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Yes","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"No",25,"No","Yes",,"No","Yes","No","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","No","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Insurance Carriers and Related Activities","Two","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Very good",20160913,20161010,20120622,57,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","No",5,"A one-family house detached from any other house","$10,000 to $12,499","Married","Metro","Midwest","East-North Central","Occupied without payment of cash rent","mi",0,0,0,1,4,"Working - self-employed",0,"White","White"
22479,,29605.9334,23487.2995,44567.8527,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Refused",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","No","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Educational Services","One","Teacher, except college and university","$10,000 - $24,999","I make most of the decisions","Excellent",20160914,20160703,20160914,61,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$85,000 to $99,999","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22481,,162627.644,154084.332,228891.69,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No",2700,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",25000,0,0,25000,"No",165,"No","No",,"No","No","No","Yes","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","No","No","No","Convenience","Convenience","Better price",,,"Convenience",,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Associate degree","General Merchandise Stores","One","Management","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160908,20151218,20160902,43,"35-44","30-44","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,1,0,0,2,"Working - as a paid employee",0,"Asian","Asian"
22482,,29616.0836,25112.4613,44114.6755,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",2600,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","Yes","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,48,"Not important","Not important","Not important","Not important","Not important","No","No","Yes","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Not available in local stores","Convenience",,"Convenience",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions",,,20160517,20160722,66,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,1,"Not working - retired",0,"White","White"
22483,,,28807.4085,,"LMI oversample","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","No","Yes","No","No","Definitely Yes",,"Just getting by","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","Yes","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","No","No","No","Yes",,,,,,,,,,,,62,"Somewhat important","Not important","Not important","Not important","Somewhat important","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","More than your income","Yes","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Better price","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Poor",20160918,20160125,20160918,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",10,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",1,2,2,0,5,"Not working - retired",0,"White","White"
22485,,,22117.4849,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",375,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","Yes","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Fair",20160915,20160217,20160915,82,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - retired",0,"White","White"
22486,,,25596.0991,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","It varied","No","No","No","Yes","No","Yes","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","No","Yes","Yes","Yes","No","No",1500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Social/behavioral sciences","Financial costs are much larger",,,,,,,,,,,,"No advice from person","Not important","Not important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Still enrolled in the program","No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Regularly worried","Certificate or technical degree","Some college but no degree","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Fair",20160920,20160126,20160920,42,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$12,500 to $14,999","Married","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,2,"Not working - looking for work",0,"White","White"
22487,,,28114.3631,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","Yes","No","No","No","Yes","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,68,"Not important","Somewhat important","Very important","Somewhat important","Very important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","Yes","No","Better quality","Convenience","Not available in local stores",,"Convenience",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","A little strain","A little strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Graduate degree","Hospitals","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20140817,20150222,20130608,68,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house attached to one or more houses","$35,000 to $39,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22488,,20900.6026,16297.06,32143.1397,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Minor impact","Moderate impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,5,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,1325,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Fair","No",,,,,,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Refused","No",,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Somewhat important","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","No","Yes","No","No","No","Better price",,,"Better price",,"Convenience",,,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",500,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Miscellaneous Store Retailers","One","Retail Sales","$10,000 - $24,999","I make most of the decisions","Very good",20150617,20160303,20130604,72,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Mountain","Rented for cash","nv",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22489,,,29290.9958,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Credit card","Very confident","Refused",,,,,,,,,,,,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No",,,,,"No",0,"No","No",,"No","No","No","No","No","No",,"No",,,,,"No","Yes","No","Yes","Yes","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","More than your income","Yes","Refused","Refused","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Refused",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","One","Management","$75,000 - $99,999","I make most of the decisions","Excellent",20160911,20160126,20160911,67,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - self-employed",0,"White","White"
22490,,37498.8696,13435.1818,56259.0067,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Very important","Moderately important","Very important","Very important","Refused","Very important","Moderately important","Refused",,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,68,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Not available in local stores","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160910,20160206,20160907,79,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Not working - retired",0,"White","White"
22491,,79032.3988,83293.5642,112659.564,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Just getting by","About the same","Much better off","About average","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No",,,,"Don’t know",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","Yes","Bachelor’s degree",,"Computer/information sciences",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Better price","Better price","Better price","Better price",,"Better price","Better price",,,"Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Graduate degree","Electrical Equipment, Appliance, and Component Manufacturing","One","Computer and Mathematical","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160921,20161011,20140513,25,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$125,000 to $149,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
22492,,69660.0586,70453.1675,100403.326,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",4200,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Management of Companies and Enterprises","One","Sales Representative","$250,000 - $499,999","Another household member makes most of the decisions","Very good",20160906,20151217,20160901,40,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
22493,,,17460.6847,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,1,"About the same","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Don’t know","No",,,,"Don’t know",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Refused","Yes","Yes","More debt now",,"Most or all of the time","Never","Associate degree","Yes","Bachelor’s degree",,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Not available in local stores",,"Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Administrative and Support Services","One","Business and Financial Operations","$25,000 - $34,999","I make most of the decisions","Very good",20151001,20160206,20160902,39,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$25,000 to $29,999","Never married","Non-Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22494,,68524.4271,66102.4531,99039.6169,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Refused","Refused","Refused","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Refused","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160914,20151223,20160910,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Not working - retired",0,"White","White"
22496,,,7119.9221,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Yes","Yes",,,"Yes","Yes","No","No",,"No impact","Minor impact","No impact","No impact",,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",60,100,"More","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1987,"Yes","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","No","No","Yes","No","No",1350,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,"No advice from person","No advice from person","Very important","No advice from person","Moderately important","Slightly important","Not important","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Better price","Better price","Better price","Better price","Better price",,"Better price",,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","Yes","Yes","No","No","Yes",1200,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Excellent",20151105,20160206,20150805,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - looking for work",0,"White","White"
22497,,45161.0448,36453.9686,65992.6036,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"Refused",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","Yes","No","No","No",0,"Probably Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Convenience",,"Convenience","Convenience","Convenience","Convenience",,,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","Refused","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Educational Services","One","Other professional","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160915,20160808,20140510,63,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22498,,44766.7457,42891.3217,66598.81,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","It varied","Yes","No","No","No","No","Yes","No","No","No","Homemaker","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","Don’t know","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","Yes","No",,"Not available in local stores",,,"Other reason",,,"Better price",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Refused","$100,000 - $249,999","Another household member makes most of the decisions","Excellent",20160909,20151219,20160908,44,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,2,2,"Working - as a paid employee",0,"White","White"
22499,,18221.3932,20667.6032,27936.5179,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Severe impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,5,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",1050,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"Yes","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial costs are much larger","No","No","Yes","No","Yes",,,,,,,"Very important","Very important","Very important","Very important","Very important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No",65000,0,0,65000,"No",750,"Yes","No",,"Yes","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","Yes, both",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Better price","Better price",,,,,"Not available in local stores",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Substantial strain",,"Moderate strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Heavy and Civil Engineering Construction","One","Management","$10,000 - $24,999","I make most of the decisions","Very good",20140801,20140103,20140520,41,"35-44","30-44","Associate degree","Some college","2+ Races, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,1,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
22500,,39233.7202,37198.3781,58310.3211,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","It varied","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","Yes","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160912,20151217,20160912,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - other",0,"White","White"
22501,,66803.8287,62005.5702,95611.6983,"Fresh","Yes","Refused","Refused","Refused","Yes","Refused","No",,"Refused","Refused","Refused","Refused","Refused","Yes","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","About average","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,10,1,"About the same","Does not apply","Does not apply","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1600,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Refused","Refused","Refused","Yes","Yes","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","Yes","Refused","Refused","Refused","Refused",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Miscellaneous Manufacturing","One","Management","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160923,20151226,20160913,75,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,1,2,"Working - self-employed",0,"White","White"
22502,,55947.1727,47853.7965,80629.4819,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Self-employed","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","No","No","No","No","No","Other (Please specify):","Refused","Yes","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact","Retired","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","[D10other]",40,90,"About the same","Does not apply","Not at all","Not at all","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","I [PPMARITins2] pay rent.",1960,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,2000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Refused","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Not important","Yes","Yes","No","Yes","No","Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Bachelor’s degree","Graduate degree","Performing Arts, Spectator Sports, and Related Industries","One","Other (Please specify)","$1,000,000 or more","I make most of the decisions","Good",20160922,20151217,20150721,81,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$200,000 to $249,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Working - self-employed",0,"White","White"
22503,,,11345.3944,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat better off","Much worse off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"No",730,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member makes most of the decisions","Good",20151012,20160212,20160727,62,"55-64","60+","Some college, no degree","Some college","2+ Races, Non-Hispanic","Female","Yes",2,"A mobile home","$25,000 to $29,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - other",0,"2+ Races","Other"
22504,,78983.0504,83457.5782,112073.798,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Paper check","No","Yes","No","No","No","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Other (Please specify):","About the same financial benefits and financial costs",,,,,,,,,,,,"Very important","Slightly important","Slightly important","Moderately important","Moderately important","Not important","Moderately important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","No","Yes","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Other Information Services","Three","Other professional","$10,000 - $24,999","Another household member makes most of the decisions","Excellent",20160910,20160104,20160724,20,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
22505,,81580.2912,104375.759,115255.297,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Don’t know","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact","Disabled and not working","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,0,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","No",,"I did not want to cause trouble with the landlord","Probably No",,,,,,,865,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","Yes","No",,,"Better price",,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160910,20151220,20160826,59,"55-64","45-59","10th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$50,000 to $59,999","Married","Metro","Midwest","West-North Central","Rented for cash","ks",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22506,,22650.9925,17410.4914,34452.926,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Refused","Yes","Refused","Refused","Refused","Yes","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Refused","Yes","Refused","Refused","Yes",,"No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No",,"Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Convenience",,"Better price","Convenience","Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20161009,20151217,20160702,90,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",0,"White","White"
22511,,29669.5608,26067.3004,44099.1199,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Not employed and not looking for a job","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1150,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","Yes","No","Convenience","Convenience","Convenience","Convenience",,,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","No","No","Yes",500,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20151002,20160206,20150810,68,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,1,1,2,"Not working - retired",0,"White","White"
22512,,24607.6655,19269.2689,37108.6142,"Fresh","No","No","No","No","Yes","Yes","No",,"Yes","Yes","No","No","Yes","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","Yes","No","No","Don’t know","Probably Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1800,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Rarely worried","Some college but no degree","High school degree or GED","Funds, Trusts, and Other Financial Vehicles","One","Other professional","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160921,20160111,20150814,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22513,,24607.6655,19269.2689,37108.6142,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","No","No","No","Yes","Refused","Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Refused",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Convenience","Convenience",,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20151025,20160204,20160708,78,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
22514,,30369.473,24460.3027,45534.016,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Probably No","Yes","Just getting by","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1250,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","Less debt now",,"Most or all of the time","Never","Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Very important","Yes","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Convenience",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160929,20160206,20150827,71,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ri",0,0,0,0,3,"Not working - retired",0,"White","White"
22516,,25865.0004,22452.5446,38992.1153,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,1,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",2200,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Master’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",3500,0,0,3500,"No",200,"No","No",,"No","No","No","No","Yes","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","Yes","No","Yes","No","Yes","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Performing Arts, Spectator Sports, and Related Industries","One","Other (Please specify)","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20161016,20160519,20160531,61,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - self-employed",0,"White","White"
22517,,26048.4206,23759.9429,40173.0007,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"No","Yes","No","No","No","No","No","Yes","Paper check","Refused","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",50,5,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No","Yes",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Other (Please specify):",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","No",0,"Definitely Yes","Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Better price","Better price","Better price","Convenience","Convenience","Convenience","Convenience",,"No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Religious Organizations","Two","Community and Social Services","$250,000 - $499,999","I make most of the decisions","Very good",20160904,20160306,20160904,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22518,,30359.9061,26824.4288,45458.702,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",348,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","No",,"Better price",,,"Better price","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","Yes","No","Yes",500,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Refused","No","No","No","No","No","No","No",,,"Moderate strain",,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Associate degree","Graduate degree","Data Processing, Hosting and Related Services","One","Other professional","Under $5,000","Another household member and I share in the decisions","Good",20151117,20160206,20160913,63,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,0,2,"Working - self-employed",0,"White","White"
22519,,44942.8584,19276.1478,67778.0738,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,"Definitely No",,,,,,,450,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Most or all of the time","Never","Doctoral Degree","No",,,"Other (Please specify):",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,61,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No",,"Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","Yes","Yes",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience",,,"Convenience",,"No","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20161008,20160130,20150808,74,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","South","East-South Central","Occupied without payment of cash rent","al",0,0,0,0,1,"Not working - retired",0,"2+ Races","Black"
22520,,48869.0164,52804.131,72698.1977,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Pretty well off financially","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Refused","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Better price","Better price","Better price",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","Refused","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160826,20151224,20160831,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - other",0,"White","White"
22522,,,13139.7493,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","Yes","No","Probably Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",1,1,"Less","Does not apply","Does not apply","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","Yes","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160909,20151217,20160907,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - looking for work",0,"White","White"
22524,,43628.3519,38631.7144,64848.5235,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160920,20160122,20150617,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Not working - retired",0,"White","White"
22525,,13265.9644,14956.1142,20554.2345,"Fresh","Yes","Yes","Refused","Refused","Yes","Refused","No",,"Refused","Yes","Refused","Refused","Refused","No","Definitely Yes",,"Just getting by","Much worse off","Somewhat better off","About average","No","Yes","No","No","Yes","No","No","Yes","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",750,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,42,"Somewhat important","Very important","Somewhat important","Very important","Not important","Yes","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","Yes","No","Yes","No","No","Yes","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","Not available in local stores",,,"Convenience",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","Yes","Yes","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","Yes","No","Yes","Yes","Yes","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160909,20151224,20160905,50,"45-54","45-59","Associate degree","Some college","2+ Races, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,3,"Not working - retired",0,"2+ Races","Other"
22526,,32923.0539,28600.7825,48980.0048,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Refused","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Refused","Refused","Refused","Refused","Refused","Refused","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Other reason",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","General Merchandise Stores","One","Retail Sales","Under $5,000","I make most of the decisions","Very good",20160920,20160206,20160718,78,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22527,,47986.8547,46483.6224,71136.4496,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",3340,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Once","Never","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","No","No","Other reason",,"Convenience",,,"Convenience","Not available in local stores",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Bachelor’s degree","Bachelor’s degree","Pharmaceutical and Medicine Manufacturing","One","Management","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160913,20151223,20160913,45,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$250,000 or more","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,1,1,1,2,"Working - as a paid employee",0,"White","White"
22528,,81429.6663,32724.9746,115212.768,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,"Refused",,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","Refused",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20151108,20160306,20160909,68,"65-74","60+","7th or 8th grade","Less than high school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","Less than $5,000","Widowed","Non-Metro","South","East-South Central","Rented for cash","tn",0,0,0,0,1,"Not working - disabled",0,"White","White"
22529,,48854.5312,40251.2126,69943.1722,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,69,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Convenience","Better price","Convenience","Convenience",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Sometimes worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160919,20160303,20160919,82,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A mobile home","$75,000 to $84,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","mt",0,0,0,0,1,"Not working - retired",0,"White","White"
22530,,32217.1113,31872.0107,48613.2893,"Fresh","Yes","No","No","Yes","Yes","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","Moderate impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","Yes","No","Other reason","Convenience","Convenience",,,,"Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","Refused","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Legal Services","One","Office and Administrative Support","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20151001,20160204,20151028,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
22532,,34941.2692,35579.1169,52394.2953,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","About average","Yes","Yes","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","Yes","Yes","No","Yes",,"Severe impact","No impact","No impact","No impact","No impact","No impact",,"No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",24,20,"About the same","Very much","Very much","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",537,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Certificate or technical degree","No",,,"Health","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes",5000,0,20000,46000,"No",50,"No","No",,"Yes","No","No","No","No","Yes",,"No",,,,,"No","No","No","No","Yes","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Substantial strain","Substantial strain",,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Certificate or technical degree","Associate degree","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Excellent",20151002,20160209,20151027,47,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",7,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,7,"Working - self-employed",0,"White","White"
22533,,,14414.4802,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","Refused","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Severe impact","No impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","I [PPMARITins2] pay rent.",2004,"Yes","Yes","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1340,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","Yes",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No","Other reason","Other reason",,,"Other reason",,,"Convenience",,"No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes",,"No","No","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","Yes","Yes",1100,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","A little strain",,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Miscellaneous Store Retailers","Two","Sales Representative","$5,000 - $9,999","I make most of the decisions","Fair",20160921,20151217,20160827,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$12,500 to $14,999","Divorced","Metro","Midwest","West-North Central","Rented for cash","mo",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22534,,29605.9334,23487.2995,44567.8527,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat worse off","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","Don’t know","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","Yes","No","No","No",0,"Definitely No","Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Clothing and Clothing Accessories Stores","One","Management","$100,000 - $249,999","I make most of the decisions",,,20160723,20140302,68,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22535,,48459.3117,16493.4691,72163.9774,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1194,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","Better price","Better price",,,"Better price",,"Better price",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Food and Beverage Stores","One","Food Preparation and Serving",,,"Very good",20160915,,20120623,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22536,,,20951.2812,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",875,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Certificate or technical degree","No",,,"Other (Please specify):","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Associate degree","Furniture and Related Product Manufacturing","One","Computer and Mathematical","Under $5,000","Another household member and I share in the decisions","Good",20151018,20160312,20160911,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22537,,38503.4546,31883.342,56917.5514,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Refused","No","Refused","Refused","Yes","No","No",,,,,,,,,,,,,,,,58,"Not important","Somewhat important","Very important","Somewhat important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No",,"$200,000 or higher","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20160923,20160221,20160803,74,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
22538,,49098.2746,51140.6765,72685.49,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Refused","Refused","Yes","Refused","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",760,"Yes","No","No","No","No","No","Refused","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Better price","Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Furniture and Home Furnishings Stores","One","Management","Under $5,000","Another household member and I share in the decisions","Very good",20160909,20160122,20160829,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22539,,,35816.7493,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","It varied","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Somewhat important","Somewhat important","Not important","Somewhat important","Somewhat important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","Yes","Yes","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","Yes","No","No","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Fair",20160913,20151217,20160913,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"White","White"
22541,,39489.571,35070.8097,58924.7328,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","No","No","Don’t know","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1700,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Law",,,,,,,"Financial costs are somewhat larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,57,"Not important","Somewhat important","Not important","Very important","Not important","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Better price","Better price","Better price","Better price","Better price","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,,,,,"A little strain",,,,,,"Rarely worried","Rarely worried","Sometimes worried","Never worried","Associate degree","High school degree or GED","Other Professional, Scientific, and Technical Services","Two","Protective Service","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160905,20160106,20160828,61,"55-64","60+","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Working - as a paid employee",0,"Black/African-American","Black"
22545,,22058.9601,17906.7155,33685.7846,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",3118,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","Yes","Yes","No","No",,,"Convenience",,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160923,20151221,20160917,71,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
22546,,51577.4452,58019.5782,76187.2005,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",810,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Convenience",,"Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Social Advocacy Organizations","One","Office and Administrative Support","$10,000 - $24,999","Another household member and I share in the decisions",,,20160317,20160722,45,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
22547,,32923.0539,28600.7825,48980.0048,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","Yes","No","Yes","Definitely Yes",,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","Yes","No","Yes",,,,,,,,,"No",1750,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Master’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,58,"Somewhat important","Very important","Very important","Very important","Not important","Yes","No","No","Yes","Yes","Refused","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Better price","Not available in local stores",,"Not available in local stores","Not available in local stores","Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","Moderate strain","Moderate strain",,,,,,"Moderate strain","Moderate strain",,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Fair",20151206,20160606,20140630,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,4,"Not working - other",0,"White","White"
22548,,,26840.4451,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",517,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Health","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,61,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","No",,"Convenience",,,"Better price","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member makes most of the decisions","Excellent",20151027,20151217,20151218,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Not working - retired",0,"White","White"
22549,,,66713.2454,,"LMI oversample","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","No","No","No","Probably Yes",,"Just getting by","About the same","Much worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",694,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Some of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Refused","No",,,,,,,,,,,,,,,,62,"Somewhat important","Not important","Somewhat important","Somewhat important","Somewhat important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Refused","Refused","Refused","Refused","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Better price","Better price",,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","No","Yes","Yes","Yes",400,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160921,20151217,20160910,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",6,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,1,5,"Not working - retired",0,"White","Hispanic"
22550,,24506.7805,20434.2593,37206.4663,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","To maintain existing job-related skills",2,2,"About the same","Does not apply","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1968,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",300,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Very important","Not important","Yes","No",,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","Convenience","Not available in local stores",,,"Better price","Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20151217,20151218,20160706,84,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Widowed","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,1,"Not working - other",0,"White","White"
22557,,36262.7273,31693.9328,53994.947,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","To network/meet people",4,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","No","No","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",600,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160921,20160131,20160903,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Not working - other",0,"White","White"
22558,,34941.2692,35579.1169,52394.2953,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",678,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,"No","No","Yes","No","No","No","No","Yes",,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Other professional","$50,000 - $74,999","Another household member makes most of the decisions","Very good",20160908,20151218,20160908,46,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
22559,,47699.5038,41853.8507,69541.6219,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",15,1,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",2400,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Law",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Somewhat important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No",,,,"Convenience","Convenience","Convenience","Better quality",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Regularly worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160928,20151217,20160909,71,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
22560,,,14254.566,,"LMI oversample","No","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","Yes","Definitely Yes",,"Doing okay","Somewhat worse off","About the same","It varied","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Substantial strain",,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20151023,20151217,20160920,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"Boat, RV, van, etc.","$25,000 to $29,999","Divorced","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",1,0,0,0,1,"Not working - disabled",0,"White","White"
22561,,120185.095,136938.254,167489.576,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",400,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","Yes","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Moderate strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Electronics and Appliance Stores","One","Retail Sales","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160907,20151217,20160722,41,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","wy",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22562,,48869.0164,52804.131,72698.1977,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1996,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Certificate or technical degree","No",,,"Humanities","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,,,,"Not available in local stores",,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Nursing and Residential Care Facilities","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$25,000 - $34,999","I make most of the decisions","Very good",20160907,20160213,20160827,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",1,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22563,,165040.442,166540.312,227264.85,"Fresh","No","No","No","Yes","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably No","No","Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Probably Yes","No","Yes","Yes","Yes","No","Refused",900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Moderately important","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price",,"Better price","Better price",,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","Refused","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Excellent",20160927,20151223,20150720,23,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","No",3,"A one-family house detached from any other house","$250,000 or more","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Not working - looking for work",0,"White","Hispanic"
22565,,,42120.533,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"No",860,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"Refused","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160929,20151218,20160827,77,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$25,000 to $29,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,1,"Not working - retired",0,"White","White"
22567,,47699.5038,41853.8507,69541.6219,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",1,0,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Some of the time","Associate degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","Yes","No","No",0,"Definitely Yes","Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","One","Other (Please specify)","$250,000 - $499,999","Another household member and I share in the decisions","Fair",20161017,20151216,20160913,69,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22568,,36571.3624,29492.2756,53911.9744,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Pretty well off financially","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,24,"Not important","Not important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,,"No","Yes","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Good",20150703,20160221,20160804,81,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$50,000 to $59,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Not working - retired",0,"White","White"
22569,,,10854.1337,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","About the same","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Minor impact","Minor impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",2,2,"More","Does not apply","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,"No",800,"Yes","No","No","No","No","Yes","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"Moderate strain",,"Substantial strain","Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Very good",20151003,20151225,20160914,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",1,"A mobile home","Less than $5,000","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,1,"Not working - disabled",0,"White","White"
22571,,40549.4171,34098.9408,60266.652,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",882,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20160922,20151217,20150703,78,"75+","60+","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","de",0,0,0,0,3,"Not working - retired",0,"Black/African-American","Black"
22572,,,37819.6226,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",480,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No",,"Yes","Yes","No",,"No","No","No","No","No","No","Yes","No","No","No","Very good","Yes","No",,"Yes","Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,51,"Somewhat important","Not important","Somewhat important","Somewhat important","Not important","No","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Convenience","Convenience","Better price","Convenience","Convenience",,,"Convenience",,"No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2100,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Fair",20160921,20151227,20160921,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$30,000 to $34,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
22573,,24607.6655,19269.2689,37108.6142,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No","Convenience",,,"Better price",,"Not available in local stores","Not available in local stores",,,"No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Some college but no degree","Graduate degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Excellent",20151023,20151221,20160906,70,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
22574,,40174.6187,15094.934,60707.9287,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Poor","No","No","No","No","Yes","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1986,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,578,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,54,"Somewhat important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1500,"Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Regularly worried","Sometimes worried","Sometimes worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Fair",20161007,20151217,20150803,75,"75+","60+","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
22576,,,72888.8446,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2013,"No","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,456,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Some of the time","Certificate or technical degree","No",,,"Computer/information sciences","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,50,"Somewhat important","Not important","Very important","Somewhat important","Very important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160915,20151217,20160827,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Widowed","Metro","South","South Atlantic","Rented for cash","md",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
22577,,28997.6357,28741.7402,43892.1686,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","Yes",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","Yes","No",,"No","No","Yes","No","No","No","No","No","No","No","Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Master’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","No","Yes","Yes","No","No",,,"Convenience","Better price",,"Not available in local stores","Not available in local stores",,,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Moderate strain","Substantial strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Computer Systems Design and Related Services","One","Architecture and Engineering","$100,000 - $249,999","I make most of the decisions","Very good",20160917,20151221,20160827,53,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
22578,,,21427.8194,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,20,"About the same","Very much","Very much","Very much","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",750,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Most or all of the time","Never","Certificate or technical degree","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","Yes","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","Not available in local stores",,"Better price",,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","Yes","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Never worried","Never worried","Regularly worried","Regularly worried","Don’t know","Don’t know","Other Professional, Scientific, and Technical Services","Two","Personal Care and Service","Under $5,000","I make most of the decisions","Fair",20161010,20151219,20160914,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,1,"Working - self-employed",0,"White","White"
22579,,,40787.6334,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2012,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,450,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Check","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"No",0,"Yes","Yes",,"No","No","No","No","No","No",,"No",,,,,,,,,,,,,,,,48,"Very important","Not important","Not important","Not important","Very important","Yes","Yes",,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Religious Organizations","One","Other (Please specify)","Under $5,000","I make most of the decisions","Fair",20160913,20151217,20160912,57,"55-64","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Divorced","Non-Metro","South","West-South Central","Rented for cash","ar",0,0,0,0,1,"Working - self-employed",0,"Black/African-American","Black"
22580,,42546.0434,39661.7101,62827.1306,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Very important","Somewhat important","Somewhat important","Not important","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No",,"Better price",,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160130,20160709,20160912,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Not working - retired",0,"White","White"
22582,,28060.8873,22855.073,42094.4381,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",105,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,47,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160104,20160325,20150810,88,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
22583,,46423.2797,52321.2564,68788.2162,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","Yes","No",,"Convenience","Better price",,"Better price",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Fabricated Metal Product Manufacturing","One","Installation, Maintenance, and Repair","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160906,20151218,20160830,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Divorced","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22584,,47462.9508,57728.5562,70126.1768,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","Yes","No","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","Very important","Moderately important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No",,,,,,"No","No","Yes","No","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Better price",,,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Graduate degree","Some college but no degree","Hospitals","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Not sure","Another household member makes most of the decisions","Excellent",20160929,20151224,20160915,23,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$125,000 to $149,999","Living with partner","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22585,,38598.2281,32405.2183,56499.3705,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","Minor impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","Yes","No","Yes",,,,,,,,,"No",795,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Not important","Not important","Not important","Somewhat important","Not important","Yes","Yes","No","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Not available in local stores",,"Not available in local stores","Better price","Convenience","Convenience","Convenience",,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",600,"No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Never worried","High school degree or GED","Some college but no degree","Health and Personal Care Stores","One","Retail Sales","$250,000 - $499,999","I make most of the decisions","Good",20160923,20160206,20150710,64,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22586,,,12680.3698,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","It varied","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","Yes","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Rarely worried","Certificate or technical degree","High school degree or GED","Other Professional, Scientific, and Technical Services","Two","Other professional","$500,000 - $999,999","I make most of the decisions","Very good",20161010,20151218,20161010,50,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$12,500 to $14,999","Divorced","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,2,"Working - self-employed",0,"White","White"
22587,,50203.7858,41517.7157,73270.8108,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1750,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Refused","Yes","Yes","No","No",,,,,"Yes","Refused","Yes","Yes","Yes","Refused","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Other reason",,,,"Convenience","Convenience",,,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Rarely worried","Graduate degree","Graduate degree","Hospitals","One","Life, Physical, and Social Sciences","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20160919,20151217,20160901,60,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22589,,23906.3605,19130.1201,36106.4244,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Not available in local stores","Not available in local stores",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160921,20160310,20150806,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
22590,,,22590.3217,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2012,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,340,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","Master’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,66,"Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160907,20160217,20160903,81,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$15,000 to $19,999","Divorced","Metro","South","East-South Central","Rented for cash","ky",1,0,0,0,1,"Not working - retired",0,"White","White"
22591,,50203.7858,41517.7157,73270.8108,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Refused","Refused","Refused","Refused","Refused","Refused","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","Yes","Don’t know","Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Educational Services","One","Other professional","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160910,20160206,20160910,68,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$250,000 or more","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22592,,22706.0708,18036.9655,34620.7858,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1769,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","Master’s degree","No",,,"Other (Please specify):",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","No","No","No","Yes",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Better price","Better price","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Sometimes worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Nursing and Residential Care Facilities","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20140813,20160217,20140820,64,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22593,,23906.3605,19130.1201,36106.4244,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Not important","Somewhat important","Somewhat important","Very important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Convenience","Convenience","Convenience","Better price","Better price","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160921,20160206,20160828,73,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Not working - retired",0,"White","White"
22594,,26632.1526,20622.6491,40140.7955,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2008,"No","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,850,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,50,"Not important","Somewhat important","Somewhat important","Not important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Graduate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160924,20160206,20150702,75,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",2,"A building with 2 or more apartments","$85,000 to $99,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,2,"Not working - retired",0,"White","White"
22595,,,15196.4948,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes",,"No",,,,,,,,,,,,,,,,66,"Not important","Somewhat important","Very important","Not important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Certificate or technical degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20160926,20160220,20160926,68,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - retired",0,"White","White"
22596,,39877.3729,30904.1993,58649.147,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Doing okay","Somewhat worse off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","No","Yes",,,,,,,,,"No",5000,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No",,,,,,,,,,,,55,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$200,000 or higher","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Not available in local stores","Convenience","Convenience","Better price","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Regularly worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20160921,20160130,20150703,73,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,4,"Not working - retired",0,"White","White"
22597,,47397.1236,42756.1105,69847.1545,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160930,20160121,20160826,81,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$75,000 to $84,999","Widowed","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,1,"Not working - retired",0,"White","White"
22598,,55947.1727,47853.7965,80629.4819,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Not important","Yes","Refused","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20151015,20160229,20151118,74,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$150,000 to $174,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
22600,,38341.5956,36148.4415,56566.3719,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,67,"Very important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Regularly worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Fair",20160919,20151216,20150715,78,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - retired",0,"White","White"
22601,,38841.4749,40776.6792,57796.9789,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1825,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","Not available in local stores",,"Better price",,,"Convenience","Convenience","Convenience","Not available in local stores","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Refused","One","Other (Please specify)","$50,000 - $74,999","Another household member makes most of the decisions","Good",20160918,20160805,20160806,44,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
22603,,49790.9832,17831.5138,74193.1624,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Not important","Not important","Refused","Very important","Not important","Yes","No",,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Very good",20160913,20151218,20160913,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$20,000 to $24,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,1,"Not working - retired",0,"White","White"
22604,,,16072.253,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",240,20,"Less","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Very important","Somewhat important","Very important","Very important","Yes","No",,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","Other reason",,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",100,"No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Rarely worried","Some college but no degree","High school degree or GED","Other Information Services","One","Business and Financial Operations","$250,000 - $499,999","I make most of the decisions","Good",20160919,20160116,20160829,89,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Working - self-employed",0,"White","White"
22605,,49991.2686,41420.3147,72099.53,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",1,1,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Health",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Refused","Refused","Refused","Refused","Refused","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No",,"Not available in local stores","Better price","Better price",,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Under $5,000","I make most of the decisions","Very good",20140814,20160312,20150712,61,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A mobile home","$50,000 to $59,999","Widowed","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22607,,28060.8873,22855.073,42094.4381,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,58,"Not important","Not important","Somewhat important","Not important","Somewhat important","Yes","No",,"Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Fair",20151023,20151217,20160912,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",0,"White","White"
22609,,42126.4697,14006.0523,62958.0979,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","Yes",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Not available in local stores","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Very good",20161008,20160307,20160920,77,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",0,"White","White"
22611,,67302.5775,53389.9629,97264.5951,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Moderate impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","Yes","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","Better price","Convenience",,,"Convenience","Convenience",,,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Insurance Carriers and Related Activities","One","Office and Administrative Support",,,,,,20120803,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",0,"Asian","Asian"
22612,,35739.7765,28659.8463,52299.5713,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","Yes","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","Convenience","Convenience",,"Convenience","Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Crop Production","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$500,000 - $999,999","I make most of the decisions","Excellent",20161019,20151218,20160827,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Divorced","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - self-employed",0,"White","White"
22614,,37905.1044,37307.6932,56977.1862,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",3,2,"About the same","Very much","Somewhat","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"Yes",1880,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Bachelor’s degree","No",,,"Other (Please specify):",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No",,,,,"Yes","No","No","No","Yes","No","Yes",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$50,000 to $74,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","Yes","No","Convenience",,,,,"Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","Yes","No","No","No","Yes",2000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No",,,"Substantial strain",,,"Substantial strain",,,"Substantial strain",,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Grantmaking and Giving Services","One","Other (Please specify)",,,"Very good",20160928,,20101021,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
22615,,39246.0832,33919.9612,58406.9271,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,70,"Somewhat important","Somewhat important","Somewhat important","Very important","Somewhat important","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","No","No","No","No",,,"Not available in local stores",,"Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Miscellaneous Store Retailers","One","Retail Sales","$250,000 - $499,999","Another household member and I share in the decisions","Good",20151002,20151218,20160910,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22616,,,20951.2812,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1956,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Refused","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,61,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Refused","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Not available in local stores",,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160923,20160222,20150805,85,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
22617,,23906.3605,19130.1201,36106.4244,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,54,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Fair",20140702,20160206,20160716,70,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,2,"Not working - retired",0,"White","White"
22618,,51623.2254,54337.311,76501.2809,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","Yes","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No",,"Convenience","Convenience",,,"Convenience","Convenience",,,"No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Religious Organizations","One","Sales Representative","$250,000 - $499,999","Another household member and I share in the decisions","Good",20161013,20160109,20160827,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
22620,,,28334.4552,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Probably No","No","Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member makes most of the decisions","Fair",20160921,20151217,20150715,83,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,4,"Not working - retired",0,"White","White"
22622,,54705.9962,53970.5711,80425.2344,"Fresh","Yes","No","Yes","Yes","Refused","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Moderate impact","Moderate impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Refused","Financial benefits are much larger","No","No","No","No","No",,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Better price","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Business, Professional, Labor, Political, and Similar Organizations","One","Other professional","$100,000 - $249,999","I make most of the decisions","Good",20160905,20151218,20160827,56,"55-64","45-59","Some college, no degree","Some college","Hispanic","Male","Yes",6,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,2,0,4,"Working - as a paid employee",0,"White","Hispanic"
22625,,61793.1873,58990.2254,88546.3406,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Refused",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Not important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No",,"$75,000 to $99,999","More than your income","Yes","Yes","Refused","Refused","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","Refused","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Good",20141209,20160226,20120823,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22628,,40311.8706,36096.4729,59949.9539,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","Yes",,,,,,,,,"No",544,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","Convenience",,,"Better price","Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Real Estate","One","Sales Representative","$100,000 - $249,999","I make most of the decisions","Very good",20161017,20160216,20141022,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - self-employed",0,"White","White"
22629,,46884.9886,46787.5974,69746.2402,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No",1010,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","No","No","No","No","Yes",,,,,,,"Slightly important","Not important","Slightly important","Not important","Not important","Not important","Not important","No advice from person",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Fabricated Metal Product Manufacturing","One","Management","Under $5,000","I make most of the decisions","Good",20160905,20151222,20160828,39,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,1,2,1,2,"Working - as a paid employee",0,"White","White"
22630,,,28718.525,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",360,"Yes","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"Very important","Moderately important","Moderately important","Moderately important","Moderately important","Very important","Moderately important","Refused",,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,"No","No","No","No","No","Yes","Yes",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"Yes","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Animal Production","One","Farming, Forestry, and Fishing","$10,000 - $24,999","I make most of the decisions","Very good",20160921,20151217,20160909,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A mobile home","$20,000 to $24,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,2,"Working - self-employed",0,"White","White"
22634,,,24099.7782,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Some of the time","Certificate or technical degree","No",,,"Health","Financial costs are much larger","No","No","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",16000,0,0,16000,"No",100,"No","Yes",,"No","No","Yes","No","No","No",,"No",,,,,"Yes","Yes","No","No","Yes","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Hospitals","One","Health Technologist or Technician (such as paramedic, lab technician)","$5,000 - $9,999","I make most of the decisions","Very good",20160924,20160322,20160924,57,"55-64","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$30,000 to $34,999","Never married","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
22635,,32598.3786,11408.9922,49082.1068,"Fresh","Refused","Refused","Refused","Yes","Refused","Refused","No",,"Refused","Refused","Yes","Refused","Refused","No","Probably Yes",,"Living comfortably","Somewhat better off","About the same","About average","No","Yes","No","No","No","Yes","No","Refused","Yes","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","Yes","Yes","No",,"No impact","Severe impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Certificate or technical degree","No",,,"Health","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,64,"Not important","Not important","Not important","Very important","Not important","Yes","Yes",,"No","No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","Yes",,,,,,"Convenience",,,"Not available in local stores","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Refused","One","Health Care Support (such as nursing aide, orderly, dental assistant)",,,"Good",20151007,,20130621,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22636,,26632.1526,20622.6491,40140.7955,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Definitely Yes",,"Doing okay","About the same","Refused","Poor","No","Yes","No","No","No","No","No","No","Yes","Retired","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Paper check","No","No",,,"No","No","No","No",,"No impact","Moderate impact","No impact","No impact",,,"Retired","No","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,15,"Less","Somewhat","Not at all","Not at all","No","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Very important","Not important","Very important","Not important","Yes","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Not available in local stores","Better price",,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Sometimes worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Educational Services","One","Teacher, except college and university","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160905,20160211,20160905,70,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,3,"Working - self-employed",0,"White","White"
22637,,,15457.5937,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much worse off","Poor","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","Refused","No",1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Credit card","Not confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Once","Master’s degree","Yes","Master’s degree",,"Humanities",,,,,,,"Financial costs are much larger","No","No","No","Yes","No","No advice from person","No advice from person","No advice from person","No advice from person","Very important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",100000,0,30000,130000,"No",0,"Yes","No",,"No","Yes","Yes","No","Yes","Still enrolled in the program",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",2000,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Never worried","Certificate or technical degree","Associate degree","Educational Services","One","Teacher, college and university","Under $5,000","I make most of the decisions","Excellent",20151114,20151217,20150713,47,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22638,,28060.8873,22855.073,42094.4381,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",562,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,61,"Not important","Somewhat important","Not important","Somewhat important","Not important","No","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","No","Yes","No","No",,,"Convenience","Convenience","Convenience",,"Convenience",,,"No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",800,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20151005,20160206,20160920,78,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - retired",0,"White","White"
22639,,48869.0164,52804.131,72698.1977,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Minor impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1486,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Fair",20160909,20151223,20160909,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22640,,34868.0431,13305.4957,53290.1713,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","No","No","No","Yes","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Severe impact","No impact","No impact","Minor impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No","No",,,,,,,,,"No",842,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","Yes","No","Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No",,"Better price",,,"Better price",,,"Better price",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","Yes","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Moderate strain","Moderate strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Refused",20160921,20151220,20150702,47,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$12,500 to $14,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,1,0,2,"Not working - other",0,"White","White"
22641,,,28334.4552,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",1999,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1090,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,52,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160929,20160220,20150712,76,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Widowed","Metro","Midwest","West-North Central","Rented for cash","mn",0,0,0,0,1,"Not working - retired",0,"White","White"
22642,,,22505.8304,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","Yes","No","No","Yes","Definitely Yes",,"Doing okay","Much better off","Much better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"Less","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",738,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Not important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","Refused","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,,"Other reason",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160925,20160122,20160912,77,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,6,"Not working - retired",0,"2+ Races","Other"
22643,,,23187.5357,,"LMI oversample","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","It varied","No","No","No","No","Yes","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No",,"Severe impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",9,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","Refused",550,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Health","Financial benefits are much larger",,,,,,,,,,,,"No advice from person","No advice from person","Very important","No advice from person","Very important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",8000,0,0,8000,"No",0,"Yes","No",,"No","Yes","No","No","No","No",,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Yes",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Refused","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience",,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Never worried","High school degree or GED","Don’t know","Nursing and Residential Care Facilities","One","Protective Service","Under $5,000","Another household member and I share in the decisions","Excellent",20160914,20160919,20100726,25,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",3,"A mobile home","Less than $5,000","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
22644,,163603.539,60583.795,224533.692,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","Yes","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,68,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160917,20160124,20160917,68,"65-74","60+","Associate degree","Some college","Other, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Non-Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - retired",0,"Asian","Asian"
22645,,37196.7096,33788.0404,55930.8009,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","Yes","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No","Yes","Yes",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Convenience","Convenience","Better price","Better price","Better price","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Regularly worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20160923,20151218,20150714,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
22646,,72299.819,66360.5412,103424.224,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Funds, Trusts, and Other Financial Vehicles","One","Management","Not sure","Another household member makes most of the decisions","Excellent",20160913,20160314,20160827,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22647,,52334.7862,50248.8025,77234.7682,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","Minor impact","Not employed, but looking for a job","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,10,"About the same","Does not apply","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",850,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Once","Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","Very important","Moderately important","Moderately important","Very important","Moderately important","Moderately important","Very important","Very important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No",,"Better price",,,"Convenience","Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Graduate degree","U.S. Air Force","One","Armed Services","$50,000 - $74,999","I make most of the decisions","Very good",20161007,20160217,20150802,38,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house attached to one or more houses","$75,000 to $84,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,1,1,2,"Working - as a paid employee",0,"White","White"
22649,,23906.3605,19130.1201,36106.4244,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat better off","Pretty well off financially","No","No","No","No","No","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","Refused","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1968,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",481,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Very important","Not important","Very important","Not important","Yes","Refused","Refused","Yes","Yes","Yes","Yes","Yes","Yes","Refused","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Excellent",20151212,20160324,20160726,78,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,2,"Not working - retired",0,"White","White"
22650,,,28334.4552,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Fair",20151218,20160220,20150805,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - retired",0,"White","White"
22651,,,17815.7001,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Undeclared",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Somewhat important","Somewhat important","Very important","Very important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160920,20160206,20160920,71,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Not working - retired",0,"White","White"
22652,,41699.1779,15993.1772,62567.1999,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","Yes","No","No","No","No","No","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No",,,,"Definitely No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Refused","Very important","Refused","Refused","Refused","Yes","No",,"No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Very good",20160720,20160220,20160720,89,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Widowed","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Not working - retired",0,"White","White"
22654,,42085.1586,37015.118,63485.8376,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Moderate impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",780,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No","Not important","Not important","Slightly important","No advice from person","Slightly important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",7400,0,0,7400,"No",157,"No","No",,"No","No","Yes","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","No","No","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Warehousing and Storage","One","Refused","$50,000 - $74,999","Another household member makes most of the decisions","Excellent",20160928,20160208,20150705,33,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22655,,31194.2024,26029.8249,46736.9591,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Very important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","Yes","No","Not available in local stores","Convenience",,"Convenience",,,"Convenience","Convenience",,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Regularly worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Good",20161008,20160331,20160827,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
22656,,29794.4965,27890.341,45126.3762,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No","Slightly important","Slightly important","Slightly important","Not important","Not important","Not important","Not important","Very important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Not available in local stores","Convenience",,,"Convenience","Better price","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Monetary Authorities-Central Bank","One","Business and Financial Operations","$1,000,000 or more","I make most of the decisions","Very good",20160418,20160305,20160702,49,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
22657,,,13975.9711,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Don’t know",,,,,,,587,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160907,20151221,20160907,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Divorced","Non-Metro","Northeast","New England","Rented for cash","me",0,0,0,0,2,"Not working - disabled",0,"White","White"
22658,,,31913.5934,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely Yes",,"Doing okay","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,"Don’t know",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No","Very important","Moderately important","Moderately important","Very important","Moderately important","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",19000,0,0,19000,"No",140,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"No","Yes","No","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","Yes","No","Convenience",,,,"Convenience",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Some college but no degree","Business, Professional, Labor, Political, and Similar Organizations","One","Protective Service","Under $5,000","I make most of the decisions","Very good",20160928,20151219,20160910,25,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","No",1,"A building with 2 or more apartments","$35,000 to $39,999","Never married","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
22659,,24194.1322,26577.9344,35490.9211,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Probably No","Yes","Just getting by","Much worse off","Much better off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","Yes",,"No impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","Yes",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Public Relations Agencies","One","Computer and Mathematical","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160914,20151217,20150719,61,"55-64","60+","12th grade NO DIPLOMA","Less than high school","2+ Races, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Working - as a paid employee",0,"White","Other"
22660,,47699.5038,41853.8507,69541.6219,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Very important","No advice from person","Slightly important","Very important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","Yes","Yes","Yes",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Refused","No","Yes","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Not available in local stores",,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Real Estate","One","Other Sales","$1,000,000 or more","Another household member and I share in the decisions","Excellent",20151023,20160216,20160229,79,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Working - self-employed",0,"White","White"
22662,,29810.7087,23616.9137,44930.1768,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,5,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Most or all of the time","Never","Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160926,20160206,20160409,74,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
22667,,89100.2528,109310.646,126588.671,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Cash","Refused","Yes","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,10,10,"Less","Somewhat","Not at all","Not at all","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",837,"Yes","No","No","No","No","No","Refused","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Convenience","Not available in local stores","Not available in local stores","Better price",,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",10000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Substantial strain",,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Gasoline Stations","Two","Refused","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160906,20160206,20160828,57,"55-64","45-59","11th grade","Less than high school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22668,,26575.7757,21787.4464,40088.5379,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Convenience","Better price",,"Better price","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4200,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member makes most of the decisions","Very good",20161019,20160220,20150816,60,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - other",0,"White","White"
22669,,32245.7073,29849.2235,48813.6967,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Some college but no degree","Computer Systems Design and Related Services","Two","Computer and Mathematical","$250,000 - $499,999","I make most of the decisions","Excellent",20160921,20151222,20160727,58,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22670,,45263.9545,51114.1485,67534.1155,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","Yes","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","Refused","Yes","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",0,10,"About the same","Not at all","Somewhat","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","Yes","No","No",,,,,,,,,"No",1824,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Certificate or technical degree","No",,,"Vocational/technical training","Refused","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Refused","Refused","Refused","Refused","Refused","Refused","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Excellent",20160907,20151224,20160829,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Not working - looking for work",0,"White","White"
22673,,47462.2037,39960.5473,68054.2216,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","Better price","Better price","Better price","Better price","Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160920,20151217,20160827,74,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","hi",0,0,0,0,2,"Not working - retired",0,"White","White"
22676,,,34509.1576,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1967,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Poor",20161006,20151221,20150702,84,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,0,2,"Not working - retired",0,"White","White"
22677,,33571.5932,25665.0807,50256.1691,"Fresh","Yes","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,51,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Executive, Legislative, and Other General Government Support","One","Management","$100,000 - $249,999","I make most of the decisions","Good",20160903,20151217,20160903,74,"65-74","60+","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
22679,,24522.0923,20394.1011,37400.93,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,1,"About the same","Does not apply","Does not apply","Not at all","No","Yes","No","Yes","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","Refused",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No",,"Convenience","Convenience",,"Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","Graduate degree","Performing Arts, Spectator Sports, and Related Industries","One","Other (Please specify)","$1,000,000 or more","Another household member and I share in the decisions","Excellent",20161015,20160220,20160913,78,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22680,,,41297.3184,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much worse off","About average","No","No","No","No","No","Yes","No","Yes","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1961,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","Yes",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Not available in local stores",,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160922,20160223,20151208,84,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,1,"Not working - retired",0,"White","White"
22681,,30369.473,24460.3027,45534.016,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1967,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Engineering","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Certificate or technical degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20160913,20160314,20160913,77,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,2,"Not working - retired",0,"White","White"
22682,,,35116.7375,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","No","Yes",,,,,,,,,"No",0,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,66,"Not important","Very important","Very important","Somewhat important","Not important","Yes","No",,"No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","Yes","No","No",,,"Better price","Convenience","Convenience","Better price","Convenience",,,"No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes",,"No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160906,20151217,20160906,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Not working - retired",0,"White","White"
22683,,39857.7987,13296.9001,60744.6323,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",840,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","Yes","No","No","No","No","No","No","No",,"Yes","No","No",,"No","No","Yes","No","No","No","No","No","No","No","Very good","Yes","No",,"No","Some of the time","Some of the time","Associate degree","No",,,"Undeclared",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160923,20160220,20160915,55,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Not working - retired",0,"White","White"
22684,,49141.5026,54703.1931,72961.3618,"Fresh","Yes","Yes","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Refused","Yes","Refused","Refused","Refused","No","Definitely Yes",,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","Yes","Refused","Refused","Refused",951,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"Certificate or technical degree","No",,,"Business/management","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","No","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Never worried","Never worried","Don’t know","Don’t know","Administrative and Support Services","One","Lawyer, judge","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160925,20151217,20160830,48,"45-54","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,1,1,2,"Working - as a paid employee",0,"Black/African-American","Black"
22685,,12469.7299,11505.1608,19751.601,"Fresh","Yes","Refused","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1831,"Yes","Yes","No","No","No","Yes","Cash","Very confident","Yes","No","Yes","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No",,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160911,20151218,20160827,72,"65-74","60+","Masters degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,2,2,"Not working - retired",0,"2+ Races","Other"
22686,,,21854.9583,,"LMI oversample","No","No","No","No","Yes","No","No",,"Yes","Yes","No","No","Yes","No","Definitely No","No","Finding it difficult to get by","About the same","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","Yes",,,,,"Better price",,,,"Better price","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Regularly worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Sporting Goods, Hobby, Book, and Music Stores","One","Office and Administrative Support","Under $5,000","Another household member and I share in the decisions","Good",20160126,20160218,20161008,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22687,,47944.2992,49633.6701,70844.3948,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",4200,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","Yes",,"Other reason","Better price",,"Convenience","Convenience",,,"Convenience","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Associate degree","Certificate or technical degree","Machinery Manufacturing","One","Computer and Mathematical","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20140917,20160221,20150818,55,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22689,,41728.0533,34061.6436,61007.6117,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Not important","Not important","Not important","Somewhat important","Yes","No","Yes","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","Better price","Better price",,"Better price",,"Convenience",,,,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20160909,20151224,20160909,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
22690,,41664.8012,46183.5084,62701.0177,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Refused","Refused","Refused","Homemaker",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Refused",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","Yes",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","No","Yes","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","No","No","No","No",,,"Convenience",,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",250,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Refused","Refused","Refused","Refused","Don’t know","Don’t know","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160910,20160225,20160723,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Not working - retired",0,"White","White"
22693,,20900.6026,16297.06,32143.1397,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Severe impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Somewhat important","Very important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,,"Convenience",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Regularly worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160921,20160208,20150810,88,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
22694,,,26702.7482,,"LMI oversample","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,10,"About the same","Does not apply","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Engineering","Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","Refused",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","Yes","No","Convenience","Convenience",,"Better price","Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Rarely worried","Certificate or technical degree","Some college but no degree","U.S. Navy","One","Installation, Maintenance, and Repair","$50,000 - $74,999","I make most of the decisions","Good",20151026,20160220,20130525,54,"45-54","45-59","Some college, no degree","Some college","Hispanic","Male","Yes",4,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,1,3,"Working - as a paid employee",0,"2+ Races","Hispanic"
22695,,,44075.2976,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","No","Yes","No","No","No","Probably No","No","Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Definitely No",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","Yes",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","Refused","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Administration of Housing Programs, Urban Planning, and Community Development","Four or more","Community and Social Services","$100,000 - $249,999","Another household member and I share in the decisions",,,20160207,20120807,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"Asian","Asian"
22696,,22706.0708,18036.9655,34620.7858,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No",,"Not available in local stores",,,,"Other reason",,"Convenience",,"No","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Some college but no degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions",,,20160220,20160718,82,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Not working - retired",0,"White","White"
22697,,39844.572,11939.0463,60185.7952,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2006,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Other (Please specify):","Definitely No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No",,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","No",,,,"Convenience","Not available in local stores","Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Sometimes worried","High school degree or GED","High school degree or GED","Funds, Trusts, and Other Financial Vehicles","One","Office and Administrative Support","$25,000 - $34,999","Another household member and I share in the decisions","Fair",20151003,20160212,20150711,45,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22699,,32811.4334,26910.4989,49566.616,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Educational Services","One","Teacher, except college and university","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160923,20151217,20160918,72,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
22700,,,39092.1561,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","No","No","Don’t know","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",750,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Miscellaneous Store Retailers","One","Retail Sales","$25,000 - $34,999","I make most of the decisions","Fair",20161008,20151217,20160928,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
22701,,18522.6089,4920.8317,28898.9017,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","Yes","No","No","Cash","Very confident","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial benefits are much larger","No","No","No","No","No",,,,,,,"Very important","Very important","Very important","Very important","Very important","Very important","Very important","Refused",,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","Better quality","Better quality","Better quality","Better quality",,,"Better quality","Better quality",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","Yes","Yes",2400,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Some college but no degree","High school degree or GED","Hospitals","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$25,000 - $34,999","Another household member and I share in the decisions","Excellent",20151003,20160109,20160912,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
22702,,25865.0004,22452.5446,38992.1153,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes",,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Better price","Convenience",,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","One","Business and Financial Operations","$500,000 - $999,999","I make most of the decisions","Very good",20160915,20151217,20160915,61,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$100,000 to $124,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22703,,,14093.9133,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","Yes","No","No","No","No","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",666,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,69,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","Yes","No","Yes",800,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,"Substantial strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Insurance Carriers and Related Activities","One","Sales Representative","$35,000 - $49,999","I make most of the decisions","Very good",20160923,20160216,20160908,81,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Working - self-employed",0,"White","White"
22704,,,7301.5687,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","No",,,"Substantial strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Poor",20160922,20160204,20160901,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","Less than $5,000","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,2,1,2,"Not working - disabled",0,"White","White"
22705,,35551.9322,13259.0155,53963.1962,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1995,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,220,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Once","Certificate or technical degree","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,54,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Better price",,"Other reason",,,,,,"No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20151023,20160102,20150830,75,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Widowed","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - retired",0,"White","White"
22707,,48912.3927,49452.867,72997.8947,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",616,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",0,"Probably Yes","Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Refused","No","Yes","No","No","No","No","Yes",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Better price","Not available in local stores",,,"Better price","Convenience","Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Food Services and Drinking Places","One","Food Preparation and Serving","$25,000 - $34,999","I make most of the decisions","Good",20160908,20151220,20160827,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22708,,,19209.4409,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work as a consultant/contractor","Normally work the same hours",,"Yes","No","No","No","No","No","Don’t know","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","No","No","No",,"No impact","No impact","Minor impact","Minor impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2012,"Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Master’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","Yes","No","Yes","No","Yes","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Other reason",,"Convenience",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Scientific Research and Development Services","Two","Life, Physical, and Social Sciences","$50,000 - $74,999","I make most of the decisions","Very good",20161019,20151217,20161008,63,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A mobile home","$10,000 to $12,499","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22709,,12803.5355,12074.9935,19751.601,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",450,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Associate degree","No",,,"Law",,,,,,,"Refused","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,54,"Not important","Not important","Not important","Very important","Not important","Yes","No","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Not available in local stores","Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160907,20151217,20160907,68,"65-74","60+","Associate degree","Some college","2+ Races, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,3,"Not working - retired",0,"2+ Races","Other"
22711,,35292.8722,32661.4431,52518.1838,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Minor impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No",,,,"Better price",,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","None",,"Substantial strain","Substantial strain",,,,,"Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Fabricated Metal Product Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160929,20151217,20150712,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22712,,37869.617,35571.717,57383.386,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes","No",,,,"Probably No",,,,,,,1450,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Convenience","Convenience",,,"Better price","Better price",,"Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Educational Services","One","Management","$250,000 - $499,999","I make most of the decisions","Very good",20160903,20151231,20160903,42,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$125,000 to $149,999","Never married","Metro","West","Pacific","Rented for cash","or",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22716,,39911.7491,41838.976,59395.5097,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No",1400,"Yes","No","No","No","No","No","Cash","Very confident","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","Do not have children or grandchildren",,,,,"No","No","Yes","Yes","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Convenience","Convenience",,"Convenience","Convenience",,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Performing Arts, Spectator Sports, and Related Industries","One","Personal Care and Service","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160909,20160131,20160909,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,2,"Working - self-employed",0,"White","White"
22718,,133565.683,48569.698,187287.219,"Fresh","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","No","No","No","Yes","Yes","Refused","No","Yes","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","Moderate impact",,,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","To network/meet people",0,0,"More","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Refused","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Never worried","High school degree or GED","High school degree or GED","Refused","Refused","Refused",,,"Good",20160926,,20060131,61,"55-64","60+","12th grade NO DIPLOMA","Less than high school","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
22719,,39822.4522,12858.9514,60495.2418,"Fresh","No","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","Yes","No","No","No","Probably No","Yes","Finding it difficult to get by","Much worse off","Much better off","Pretty well off financially","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,"No",377,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Physical sciences/math","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"No advice from person","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,44,"Very important","Not important","Not important","Not important","Somewhat important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","Yes","Yes","Yes","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,"Substantial strain",,,"Substantial strain","Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160924,20151219,20150721,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - disabled",0,"2+ Races","White"
22722,,,29381.6511,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Very important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Better price","Not available in local stores",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","Refused","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Regularly worried","Rarely worried","Regularly worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160910,20151217,20160910,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",0,"White","White"
22723,,26632.1526,20622.6491,40140.7955,"Fresh","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Convenience",,"Convenience",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Good",20160907,20160220,20160907,72,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
22724,,28997.6357,28741.7402,43892.1686,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","Yes","No","No","Other reason",,"Other reason","Other reason",,"Convenience","Convenience",,,"No","Yes","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Some college but no degree","Bachelor’s degree","Computer and Electronic Product Manufacturing","One","Other professional","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20161020,20151217,20150702,59,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22725,,44502.9817,44615.5662,65096.4665,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","Yes","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Refused","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1187,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","Yes","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Refused","Two","Office and Administrative Support","$25,000 - $34,999","Another household member makes most of the decisions","Very good",20151003,20160207,20150810,52,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,4,"Working - self-employed",0,"White","White"
22726,,23906.3605,19130.1201,36106.4244,"Fresh","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1436,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"No","Yes","Yes","Yes","No","No","No","Yes",,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Not available in local stores","Convenience",,,,"No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Never worried","Bachelor’s degree","High school degree or GED","Data Processing, Hosting and Related Services","One","Sales Representative","$50,000 - $74,999","I make most of the decisions","Refused",20160918,20160222,20160828,64,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22727,,45161.0448,36453.9686,65992.6036,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","No","No","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1600,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","Yes","No",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"Convenience",,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Merchant Wholesalers, Durable Goods","One","Management","Refused","I make most of the decisions","Excellent",20160913,20160220,20160913,66,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22729,,,20951.2812,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"No","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,53,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","No","No","No",,"Not available in local stores","Convenience",,,"Convenience",,,,"No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20151010,20160220,20161008,66,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A mobile home","$35,000 to $39,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
22730,,32897.9361,25895.2226,48556.7379,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,55,"Not important","Not important","Not important","Not important","Somewhat important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"Convenience","Better price",,,,,,,"Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Excellent",20160921,20151217,20160921,73,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
22732,,41728.0533,34061.6436,61007.6117,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",555,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No",,,,"Not available in local stores","Convenience","Convenience","Not available in local stores",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","Oil and Gas Extraction","One","Computer and Mathematical","$1,000,000 or more","I make most of the decisions","Good",20160909,20151217,20160909,69,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22735,,24522.0923,20394.1011,37400.93,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience",,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5000,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Very good",20160929,20160306,20160704,83,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$125,000 to $149,999","Widowed","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Not working - retired",0,"White","White"
22737,,,42120.533,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much worse off","About average","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","None",,"Don’t know",,,,,,,1050,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,57,"Very important","Not important","Not important","Not important","Very important","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No",,"Convenience",,"Better price","Not available in local stores",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",900,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes",,"No","No","Yes","No","No","No","No","Yes","No","No","No",,,"Substantial strain",,,,,"Substantial strain",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Fair",20160925,20151217,20160925,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
22738,,68491.2675,63790.5677,100000.246,"Fresh","No","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",528,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,52,"Not important","Not important","Very important","Not important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No",,"Convenience",,"Convenience",,"Convenience",,,,"No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Rarely worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Good",20160907,20151225,20160907,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$85,000 to $99,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,1,1,2,"Not working - retired",0,"Black/African-American","Black"
22740,,,28334.4552,,"LMI oversample","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Just getting by","Somewhat worse off","About the same","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1076,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Some of the time","High school degree or GED","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","Yes","No","No",,,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","Yes",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Better price","Convenience",,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","Moderate strain",,,"Rarely worried","Sometimes worried","Regularly worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160911,20160726,20140512,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,1,2,"Not working - retired",0,"White","White"
22741,,42812.2315,41597.1181,63781.2003,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","No",0,"Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Social Advocacy Organizations","One","Office and Administrative Support","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160925,20151224,20160828,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","nd",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22742,,53137.6185,54732.5501,78624.6927,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,53,"Not important","Very important","Very important","Very important","Not important","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Some college but no degree","Don’t know","Truck Transportation","One","Transportation and Material Moving","$250,000 - $499,999","I make most of the decisions","Good",20160915,20151217,20160827,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22743,,53090.4953,58441.6014,78301.8945,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Utilities","One","Sales Representative","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160827,20160215,20160724,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,5,"Working - as a paid employee",0,"White","White"
22745,,33888.8682,28808.8191,50339.5209,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,5,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Computer/information sciences","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","No","Yes","No","No","No","Yes",,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience",,"Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Rarely worried","Certificate or technical degree","Don’t know","Civic and Social Organizations","One","Protective Service","$10,000 - $24,999","I make most of the decisions","Very good",20150813,20160328,20160725,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","No",3,"A mobile home","$75,000 to $84,999","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22747,,23670.6045,9616.2855,36181.6906,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","To network/meet people",20,3,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,63,"Very important","Somewhat important","Somewhat important","Not important","Not important","Yes","No",,"No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","No",,,,"Not available in local stores","Not available in local stores","Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1400,"No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Regularly worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20161019,20151217,20150805,79,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Not working - retired",0,"White","White"
22749,,66694.2791,23912.2384,95898.8455,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","Yes","Probably No","Yes","Doing okay","Somewhat better off","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",850,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,68,"Somewhat important","Somewhat important","Not important","Somewhat important","Not important","Yes","Refused","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Not available in local stores",,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","Yes","No","Yes",2000,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Refused","No","None",,,,,,,"Substantial strain","Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Refused","One","Other (Please specify)",,,"Fair",20161001,,20060306,78,"75+","60+","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22751,,75017.393,75438.4176,108180.716,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1600,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Doctoral Degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Civic and Social Organizations","One","Management","Refused","I make most of the decisions","Very good",20160914,20160207,20160827,56,"55-64","45-59","Professional or Doctorate degree","Bachelor's degree or higher","Hispanic","Male","Yes",2,"A building with 2 or more apartments","$175,000 to $199,999","Never married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Hispanic"
22752,,47656.7004,54211.9905,70432.1226,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1700,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Refused",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Refused","One","Business and Financial Operations","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160909,20151217,20160723,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22753,,74833.1319,74099.7075,105701.406,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Some of the time","Never","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160909,20151217,20160827,80,"75+","60+","10th grade","Less than high school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",0,"White","White"
22754,,33888.8682,28808.8191,50339.5209,"Fresh","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","Yes","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,,,"Don’t know",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,52,"Not important","Somewhat important","Not important","Not important","Very important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Not available in local stores","Convenience","Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Excellent",20160914,20151223,20160914,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$85,000 to $99,999","Divorced","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,3,"Not working - retired",0,"White","White"
22755,,55821.4101,17882.4633,83516.8537,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","Poor","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,595,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",0,"Don’t know","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No",,"Not available in local stores","Not available in local stores",,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",700,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","Some college but no degree","Some college but no degree","Performing Arts, Spectator Sports, and Related Industries","Three","Other (Please specify)","Under $5,000","I make most of the decisions","Fair",20160921,20151218,20160826,49,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","South","South Atlantic","Rented for cash","sc",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22756,,37849.4735,35661.3643,56909.1282,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,850,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","Two","Other (Please specify)","$50,000 - $74,999","I make most of the decisions","Fair",20160916,20151221,20160908,46,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$60,000 to $74,999","Divorced","Metro","Northeast","New England","Rented for cash","nh",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22759,,104978.032,39393.8436,144868.708,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","No","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"No",141,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","Yes","No","No","No","No","No",0,"Definitely No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Better price","Better price","Better price","Better price",,"Convenience",,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Transit and Ground Passenger Transportation","One","Transportation and Material Moving","Under $5,000","I make most of the decisions","Good",20160908,20160211,20160719,64,"55-64","60+","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22762,,27036.8006,11266.6723,41301.7079,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,54,"Not important","Somewhat important","Somewhat important","Not important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Better price","Better price",,,"Better price","Convenience","Convenience","Better price",,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20160925,20160226,20150702,66,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",0,"White","White"
22763,,,19592.359,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No",,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20161019,20160206,20150617,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Not working - retired",0,"White","White"
22764,,23949.5277,19857.4955,36093.6927,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No",,,,,"Better price",,"Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20160914,20160217,20160914,66,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",0,"White","White"
22766,,24514.5029,18633.32,37268.1083,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,69,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No",,,,,"Convenience",,"Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Good",20151126,20160103,20150903,71,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Not working - retired",0,"White","White"
22768,,,22117.4849,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Education","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,"Refused","Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160919,20151217,20160919,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$35,000 to $39,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,2,"Not working - retired",0,"White","White"
22769,,30359.9061,26824.4288,45458.702,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","No impact","No impact",,,"Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","Yes","Yes","Convenience","Convenience",,"Convenience",,"Convenience","Convenience","Convenience","Convenience","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked",,,"Very good",20160914,,20141120,76,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - retired",0,"White","White"
22770,,,25199.7711,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",850,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Fabricated Metal Product Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$10,000 - $24,999","I make most of the decisions","Good",20160909,20151218,20160827,47,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","Northeast","New England","Rented for cash","ct",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22771,,28997.6357,28741.7402,43892.1686,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1733,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes",,"No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price",,"Not available in local stores","Convenience","Convenience",,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Educational Services","One","Management","$500,000 - $999,999","I make most of the decisions","Good",20140916,20160727,20160804,50,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Divorced","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22774,,176247.432,164611.527,245339.706,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Law",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"No",1200,"No","No",,"No","No","Yes","Yes","Yes","Yes","No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Professional, Scientific, and Technical Services","One","Lawyer, judge","$250,000 - $499,999","I make most of the decisions","Good",20160906,20151223,20160829,41,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$250,000 or more","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,2,0,2,"Working - as a paid employee",0,"Asian","Asian"
22776,,62253.8681,62960.0449,91979.8344,"Fresh","Yes","Yes","No","No","Yes","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Minor impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Refused","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"Yes",790,"Yes","No","No","No","No","No","Debit card","Don’t know","Refused",,,,,,,,,,,,"No","No","No",,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","No","No","Yes",2000,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Don’t know","Not asked","Four or more","Other professional","Under $5,000","Another household member and I share in the decisions","Good",20160912,20151221,20160829,38,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,1,0,0,2,"Working - self-employed",0,"White","White"
22778,,,14093.9133,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Refused","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","Refused","Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Refused","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Better price",,"Convenience","Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes","Refused","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Refused","One","Management","Under $5,000","Another household member and I share in the decisions","Very good",20160918,20160222,20160918,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Occupied without payment of cash rent","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22779,,,18977.0656,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Probably No","Yes","Just getting by","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Refused","Refused","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",612,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial costs are much larger","Yes","Refused","Refused","Yes","Refused",,,,,,,"Very important","Slightly important","Slightly important","Very important","Very important","No advice from person","No advice from person","Refused",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","No",,"Better price",,,,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Some college but no degree","Bachelor’s degree","Educational Services","One","Building and Grounds Cleaning and Maintenance","$10,000 - $24,999","I make most of the decisions","Excellent",20160913,20160226,20160913,30,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22780,,45943.3093,16277.2015,69219.119,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1995,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,1250,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Not available in local stores",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","High school degree or GED","Ambulatory Health Care Services","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$10,000 - $24,999","I make most of the decisions","Very good",20160903,20151219,20160827,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22781,,91062.9868,112097.162,127630.051,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Refused","Refused","Yes","Refused","Refused","Yes","Refused","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Refused","No","Yes","Yes","Refused","Refused","Refused","Refused","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Food Preparation and Serving","$50,000 - $74,999","Another household member makes most of the decisions","Good",20160903,20151220,20160903,54,"45-54","45-59","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22782,,41904.8201,41391.1633,62857.8435,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","No","No","No","Yes","No","Yes","Yes","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2011,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","No","Yes","No","No",1700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","No","No","Yes","No","No","No","No",,"No","Yes","No",,"No","Yes","No","No","No","No","No","No","No","No","Excellent","Yes","No",,"Yes","Some of the time","Some of the time","Bachelor’s degree","Yes","Certificate or technical degree",,"Education",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",30000,0,0,30000,"No",100,"Yes","No",,"Yes","Yes","Yes","No","No","Still enrolled in the program","No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes",,"$40,000 to $49,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","Yes","No","Convenience","Not available in local stores","Convenience",,"Not available in local stores",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Religious Organizations","One","Community and Social Services","Under $5,000","Another household member and I share in the decisions","Fair",20151008,20160122,20150703,45,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","No",5,"A building with 2 or more apartments","$85,000 to $99,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,2,3,"Working - as a paid employee",0,"2+ Races","Hispanic"
22783,,23906.3605,19130.1201,36106.4244,"Fresh","Yes","No","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Much better off","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1350,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Other (Please specify):",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","Yes","Yes","No","Yes","No",,"Other reason",,"Better price","Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","Yes","Yes",8000,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Architectural, Engineering, and Related Services","One","Other professional","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160922,20160209,20160828,75,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Working - self-employed",0,"White","White"
22784,,,19955.6228,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Refused","Yes","Yes","Yes","Yes","Refused","Direct-deposit into your bank account or credit union account","Refused","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,"No",1000,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Refused","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,68,"Not important","Not important","Not important","Not important","Not important","Yes","Yes","Refused","Yes","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Yes","Refused","Refused","Yes","Refused",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","Refused","No","No","No","No","No","No","No",,,"Yes","Refused","Yes","Refused","Refused","Yes","Refused","Refused","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Some college but no degree","Some college but no degree","Educational Services","Two","Building and Grounds Cleaning and Maintenance","Not asked","I make most of the decisions","Very good",20151024,20150204,20130928,72,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22785,,37196.7096,33788.0404,55930.8009,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",220,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Good",20160922,20151217,20150704,91,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Not working - retired",0,"White","White"
22786,,24607.6655,19269.2689,37108.6142,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,51,"Not important","Very important","Not important","Not important","Somewhat important","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","No","No","No",,"Convenience","Better price",,,"Convenience",,,,"No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","Yes","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Excellent",20160913,20151217,20160913,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$75,000 to $84,999","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
22787,,,9368.4307,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","No","No","No","No",,,"Not available in local stores",,"Not available in local stores",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Miscellaneous Manufacturing","One","Office and Administrative Support","$50,000 - $74,999","I make most of the decisions","Good",20150811,20160720,20160816,54,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22788,,,17815.7001,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",900,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No",,,,,,,,,,,,67,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160925,20151217,20160724,68,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A mobile home","$25,000 to $29,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
22790,,57466.5037,50924.3882,82759.5966,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","Refused","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","No","No","Yes","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","A little difficulty",,"Definitely No",,,,,,,4800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Not important","Not important","Yes","No",,"No","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","Convenience",,,"Convenience",,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Fair",20160830,20160326,20160830,84,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","No",1,"A building with 2 or more apartments","$200,000 to $249,999","Widowed","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Not working - retired",0,"White","White"
22791,,28762.1804,23317.6911,43364.2117,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Very important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Better price","Better price","Better price","Better price","Convenience","Convenience","Not available in local stores",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","Not asked","Another household member makes most of the decisions",,,20150616,20130620,73,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Not working - retired",0,"White","White"
22792,,29794.4965,27890.341,45126.3762,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Normally work the same hours",,"No","No","No","No","No","No","No","Yes","Paper check","No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","No",,"No","No","No","No","Yes","No","No","No","No","No","Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes",,"No",,,,,"No","No","Yes","Yes","No","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",5500,"Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,"Moderate strain",,,,,,"Substantial strain",,,,"Regularly worried","Never worried","Never worried","Rarely worried","Some college but no degree","Bachelor’s degree","Management of Companies and Enterprises","One","Other (Please specify)","$10,000 - $24,999","I make most of the decisions","Very good",20151116,20150306,20150714,59,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","de",0,0,0,0,2,"Working - self-employed",0,"White","White"
22794,,,32078.7248,,"LMI oversample","No","No","No","No","Yes","No","No",,"Yes","Yes","Yes","No","No","No","Probably No","No","Finding it difficult to get by","Somewhat worse off","About the same","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Refused","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$0 to $4,999","More than your income","Yes","No","No","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","Yes","No",,,,,,,,"Substantial strain",,"Substantial strain",,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160909,20160123,20160827,29,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","No",3,"A building with 2 or more apartments","$10,000 to $12,499","Living with partner","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,3,"Not working - retired",0,"White","Hispanic"
22795,,193242.758,222165.365,268305.528,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","Yes","No","Yes","No","Definitely No","Yes","Just getting by","About the same","About the same","Pretty well off financially","No","No","No","No","Yes","No","Yes","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","Minor impact","No impact","No impact",,,,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",12,100,"Less","Somewhat","Not at all","Not at all","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"About the same financial benefits and financial costs","Yes","No","Yes","Yes","No","Very important","Moderately important","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Better price","Not available in local stores",,"Convenience","Better price","Convenience","Convenience","Convenience",,"Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Associate degree","Graduate degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160924,20160327,20160712,22,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$175,000 to $199,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,3,"Not working - looking for work",0,"Asian","Asian"
22796,,25180.2317,19828.9475,38252.6781,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Once","Once","Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,60,"Very important","Not important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","Convenience","Convenience",,,"Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",5000,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Fair",20160929,20160212,20160706,73,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
22798,,23949.5277,19857.4955,36093.6927,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Refused","Refused","Refused","Refused","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Other (Please specify):",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,53,"Not important","Not important","Very important","Not important","Not important","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20151030,20160208,20150528,83,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,0,2,"Not working - retired",0,"White","White"
22799,,30378.875,26771.7125,45696.297,"Fresh","Yes","Refused","Refused","Refused","Yes","Refused","No",,"Refused","Yes","Refused","Refused","Refused","No","Definitely Yes",,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,0,"About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",483,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,,"Law",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,51,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes",,"Refused","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Refused","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Better price","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",3000,"No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Don’t know","Some college but no degree","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Fair",20160921,20151217,20150809,67,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Not working - retired",0,"2+ Races","White"
22800,,,25441.2356,,"LMI oversample","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Living comfortably","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,"Yes",975,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","Refused","No",,,,,"Yes","No","Yes","Yes","No","No","Yes",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","No",,"Convenience",,"Better price","Better price","Better price",,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Hospitals","One","Protective Service","Not sure","Another household member makes most of the decisions","Very good",20160927,20160126,20160831,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,2,1,3,"Working - as a paid employee",0,"Black/African-American","Black"
22801,,,32878.7071,,"LMI oversample","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",250,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Undeclared","Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Ambulatory Health Care Services","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","Another household member and I share in the decisions","Good",20160915,20160504,20160915,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",1,0,1,0,4,"Working - as a paid employee",0,"White","White"
22804,,,26840.4451,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Once","Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,64,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",200,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Very good",20160928,20160216,20150717,86,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",0,"White","White"
22805,,54203.316,43475.0299,78640.9058,"Fresh","No","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Probably Yes",,"Doing okay","About the same","Much better off","About average","No","Yes","No","No","No","No","No","No","Yes","Retired","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","More than a month in advance","No","No","No","No","No","No","No","No","Paper check","No","No",,,"No","No","No","No",,"No impact","Minor impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1957,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Check","Very confident","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,57,"Somewhat important","Not important","Not important","Not important","Not important","No","Yes",,"Yes","Yes","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","Yes","No",,"Convenience",,"Convenience","Convenience","Convenience",,"Convenience",,"No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160924,20160211,20150703,67,"65-74","60+","Masters degree","Bachelor's degree or higher","Hispanic","Female","No",2,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
22806,,121849.974,141082.324,167692.793,"Fresh","Yes","No","No","No","Yes","No","No",,"Yes","No","No","No","No","No","Probably Yes",,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","Moderate impact","Minor impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",301,"Yes","Yes","No","No","Yes","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","No",,,"No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","Moderate strain",,"Moderate strain","Moderate strain",,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member makes most of the decisions","Poor",20160913,20160910,20120624,49,"45-54","45-59","7th or 8th grade","Less than high school","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$60,000 to $74,999","Living with partner","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - looking for work",0,"White","White"
22807,,31270.0544,26966.4447,46964.6686,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","Don’t know","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact","Retired","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","No","Yes",500,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","One","Office and Administrative Support","$500,000 - $999,999","Another household member and I share in the decisions","Fair",20160921,20160220,20160723,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22808,,55639.461,47568.791,81488.9191,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1550,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Other reason","Convenience",,,"Convenience","Convenience",,"Convenience",,"No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","High school degree or GED","Other Information Services","One","Computer and Mathematical","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160921,20160101,20160916,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
22810,,27474.9153,26158.1118,41882.121,"Fresh","No","No","No","Yes","No","No","No",,"No","No","No","No","No","No","Definitely Yes",,"Doing okay","Much better off","Much better off","About average","No","No","No","No","No","No","No","No","No","Employed for someone else",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","Yes","Yes","Yes","No","No",0,"Definitely Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Not available in local stores",,"Not available in local stores",,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Executive, Legislative, and Other General Government Support","One","Business and Financial Operations","$100,000 - $249,999","I make most of the decisions","Good",20160910,20151223,20160910,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22811,,40612.0268,35101.4322,59339.052,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","[D10other]",24,1,"Less","Does not apply","Not at all","Somewhat","No","No","No","Yes","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Refused","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,71,"Not important","Not important","Not important","Not important","Not important","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","Yes","Yes","No","No",,,"Not available in local stores",,"Convenience","Convenience","Convenience",,,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20161018,20160702,20160806,80,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",0,"White","White"
22814,,83183.7761,96525.7662,119006.4,"Fresh","Yes","Refused","Yes","Yes","Yes","Refused","No","One or more of the adult children who live with me are in school","Refused","Refused","Refused","Yes","Refused","No","Definitely Yes",,"Living comfortably","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Severe impact","Severe impact","Moderate impact","Refused","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"Refused",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Refused","Refused","Yes","Yes","Refused","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Regularly worried","Never worried","Less than High School degree","Less than High School degree","Credit Intermediation and Related Activities","One","Transportation and Material Moving","Not asked","I make most of the decisions","Good",20160924,20131220,20140601,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
22815,,85651.2275,88984.2634,120755.211,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","Yes","Probably No","Yes","Doing okay","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","Don’t know","No","No","No","No","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Computer/information sciences","Financial benefits are much larger",,,,,,,,,,,,"Very important","Moderately important","Moderately important","Slightly important","Very important","Slightly important","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","Yes","No","No","No","No",0,"Don’t know","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","No",,"Not available in local stores",,"Better price","Convenience",,"Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Associate degree","Bachelor’s degree","Motor Vehicle and Parts Dealers","One","Other (Please specify)","$100,000 - $249,999","Another household member makes most of the decisions","Excellent",20160402,20160208,20140518,23,"18-24","18-29","Associate degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22816,,25865.0004,22452.5446,38992.1153,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Not available in local stores",,,"Better price","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Data Processing, Hosting and Related Services","One","Computer and Mathematical","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160924,20151218,20150704,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22817,,49790.9832,17831.5138,74193.1624,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","Yes","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"No","Yes","Yes","No","No","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,66,"Somewhat important","Not important","Somewhat important","Not important","Very important","Yes","No",,"No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes",,"$15,000 to $24,999","More than your income","Yes","No","Yes","Yes","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Good",20160910,20151224,20160827,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Divorced","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Not working - looking for work",0,"White","White"
22818,,22650.9925,17410.4914,34452.926,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,56,"Not important","Not important","Not important","Somewhat important","Not important","No","No",,"Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Graduate degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20151002,20160220,20150828,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$40,000 to $49,999","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,1,"Not working - retired",0,"White","White"
22819,,,19592.359,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","Yes","No","No","Yes","No","No","No","Yes","Retired","Refused",,,,,,,,,,,,"Refused","Refused",,,"No","No","No","No",,"Refused","Refused","Severe impact","Refused",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Very important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No","Refused","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","No","Yes","No","No","No","Better price",,,"Better price",,"Better price",,,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20140827,20160427,20160726,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Not working - retired",0,"White","White"
22820,,25873.1508,20473.7271,39056.7158,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1981,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","Yes","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Somewhat important","Not important","Not important","Not important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Not available in local stores","Not available in local stores",,,,"Better price",,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Fair",20160923,20151218,20150719,72,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Not working - retired",0,"White","White"
22821,,70061.0326,21336.0757,103889.324,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Definitely Yes",,"Doing okay","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","No","Yes","No","No","No",1000,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","No",,"No","Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,46,"Not important","Not important","Not important","Not important","Very important","No","No",,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"$25,000 to $39,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Refused","One","Personal Care and Service","Under $5,000","I make most of the decisions","Very good",20151110,20160407,20140513,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
22822,,60414.6633,73536.5149,88089.1034,"Fresh","No","No","No","Yes","No","No","No",,"Yes","Yes","No","No","Yes","No","Definitely No","Yes","Doing okay","About the same","Somewhat worse off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","No","Don’t know","Don’t know","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","Yes","No","Yes","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","Minor impact","Minor impact",,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","Yes","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",30,5,"More","Does not apply","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are somewhat larger","No","Yes","No","No","No","Very important","Not important","Not important","Slightly important","Moderately important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","Convenience","Convenience",,,"Not available in local stores",,"Convenience","Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Bachelor’s degree","Graduate degree","Rental and Leasing Services","One","Office and Administrative Support","Not sure","Another household member makes most of the decisions","Very good",20161006,20151218,20120629,23,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$125,000 to $149,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
22823,,44417.611,40671.0895,66532.7118,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","Yes","No","No","No","No","Yes",,,,,,,,,"No",1850,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",18000,0,0,18000,"No",250,"No","No",,"No","No","Yes","Yes","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Better price","Better price",,"Better price","Convenience","Convenience","Convenience",,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160920,20160125,20150706,40,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - looking for work",0,"White","White"
22824,,,35816.7493,,"LMI oversample","Yes","No","No","No","Yes","No","No",,"No","Yes","Yes","No","No","Yes","Definitely No","Yes","Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Pretty well off financially","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","Minor impact","No impact",,,"Employed part-time","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income","Refused",10,"About the same","Does not apply","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",3000,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,50,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Certificate or technical degree","Specialty Trade Contractors","One","Business and Financial Operations","Under $5,000","Another household member and I share in the decisions","Good",20160915,20151216,20160915,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - self-employed",0,"White","White"
22826,,,36022.3375,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","Yes",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","No","Yes","No","No","No","No","No","Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial benefits are much larger","Yes","Yes","Yes","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No",,"No",,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","Better quality","Better quality",,,,,,"Better quality",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","Yes","Yes","Yes",100,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","Some college but no degree","Utilities","Two","Construction and Extraction","$5,000 - $9,999","I make most of the decisions","Excellent",20160909,20151228,20160909,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
22827,,39947.1749,39183.6259,59640.3666,"Fresh","Yes","No","Yes","No","No","No","No","Refused",,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,,"Better price",,,,,,,"No","No","No","No","No","Refused","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Business, Professional, Labor, Political, and Similar Organizations","One","Other (Please specify)","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160913,20160331,20160829,56,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22830,,30641.3356,29996.9977,46188.5175,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Some of the time","Some of the time","Associate degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",12000,0,10000,22000,"Yes",0,"No","Yes",,"Yes","Yes","No","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","No",,"Convenience",,,"Better price","Better price",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","Yes","No",,,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No",,,,"A little strain",,,,,"Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Educational Services","Four or more","Refused","Not sure","Another household member makes most of the decisions","Excellent",20160902,20151217,20160902,45,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,2,1,2,"Working - self-employed",0,"White","White"
22831,,,14093.9133,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",580,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Not important","Not important","Not important","Very important","Somewhat important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160910,20151216,20160910,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$25,000 to $29,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",0,"White","White"
22832,,35292.8722,32661.4431,52518.1838,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","Minor impact","Minor impact","Employed part-time","No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",55,15,"About the same","Very much","Very much","Refused","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",800,"Yes","Yes","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Some of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Refused","Financial costs are somewhat larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","Yes",,"Slightly comfortable","Yes, both",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Other reason",,,,,,,,"No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","No","Yes",4000,"Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",,"Substantial strain","Substantial strain","Substantial strain",,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","High school degree or GED","Refused","One","Other (Please specify)","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160911,20151218,20160910,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22833,,42139.7443,15384.9056,63062.4041,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","Refused","Yes","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Retired","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",80,10,"About the same","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Poor",20160915,20151217,20160915,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Not working - disabled",0,"White","White"
22835,,37196.7096,33788.0404,55930.8009,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1086,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Not important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Sometimes worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160929,20151224,20150708,77,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",0,"American Indian or Alaska Native","White"
22836,,51694.2559,44713.3475,74538.8401,"Fresh","No","No","Yes","No","Refused","Yes","No","One or more of the adult children who live with me are in school","Refused","Refused","Refused","Refused","Yes","No","Definitely Yes",,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,54,"Not important","Somewhat important","Not important","Not important","Somewhat important","Yes","No",,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Poor",20160915,20151220,20160915,71,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$175,000 to $199,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",0,"White","White"
22837,,,35116.7375,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",0,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,72,"Not important","Very important","Not important","Not important","Not important","Yes","No",,"No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Convenience",,"Not available in local stores","Convenience",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Good",20161012,20160206,20150705,83,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,1,"Not working - retired",0,"White","White"
22839,,28783.623,24365.1721,43603.6291,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Refused","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,50,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160921,20160217,20150813,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
22840,,35026.2326,36859.3447,52649.5682,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,0,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Refused","Financial costs are somewhat larger","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160915,20151217,20160912,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22841,,,6613.9983,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","Yes","Yes","Yes","Yes","No","Probably Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","Moderate impact","Moderate impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely Yes","Refused","Refused","No","Refused","Refused","Refused",440,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"Refused",,,,,,,,"Refused",,,,,"Refused","Refused","Refused","Refused","Refused","Refused","No",,,,"Refused",,,,,,,,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160909,20160217,20160827,48,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$5,000 to $7,499","Separated","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,2,"Not working - disabled",0,"White","White"
22842,,52097.3742,62927.629,77013.1462,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"Less","Not at all","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Refused",,,,,,,,,"Refused",3000,"Yes","No","No","No","Yes","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Refused","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","Yes","No","No","Refused",,,,,,,,,,"Refused","Yes","Refused","No","Refused","Yes","No","No","No",,"Better price",,,,"Better price",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Refused","Ambulatory Health Care Services","One","Management","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160903,20151217,20160827,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22844,,35923.3437,37729.8122,53627.2646,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","Minor impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","Yes","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No",,,,"Better price","Convenience","Better price","Convenience","Convenience",,"No","No","Yes","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Data Processing, Hosting and Related Services","One","Management","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160921,20160220,20160827,47,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,2,1,2,"Working - as a paid employee",0,"White","White"
22846,,27492.0815,26106.7049,42101.0226,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","Pretty well off financially","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","No","Yes","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1334,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Better price","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Graduate degree","Educational Services","One","Teacher, except college and university","$100,000 - $249,999","I make most of the decisions","Very good",20160909,20151223,20160828,45,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,2,2,"Working - as a paid employee",0,"White","White"
22850,,37196.7096,33788.0404,55930.8009,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Once","Once","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","Yes","Yes","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Somewhat important","Somewhat important","Very important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160923,20150216,20140111,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","id",0,0,0,0,2,"Not working - retired",0,"White","White"
22851,,27355.3894,21945.9241,41201.2575,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Somewhat important","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20161011,20160216,20150709,75,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",0,"White","White"
22853,,,19856.1278,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,3,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",980,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","No","No","No",,,,,,,,,,,,64,"Not important","Somewhat important","Not important","Somewhat important","Somewhat important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Better price","Not available in local stores","Better price",,"Better price","Better price","Other reason","Better price",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Very good",20151025,20160220,20160718,67,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Not working - retired",0,"White","White"
22854,,37517.5311,11962.3846,56570.5197,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,,,,,,,,"No",791,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Humanities","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","No","No","No","Yes","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Never worried","Regularly worried","Graduate degree","Bachelor’s degree","Educational Services","One","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20160926,20151218,20150713,53,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22855,,39395.2303,35077.638,58156.9665,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","No","No",,"Other reason","Other reason",,"Other reason",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Refused",20160910,20160220,20160910,76,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Not working - retired",0,"White","White"
22856,,27492.0815,26106.7049,42101.0226,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1650,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","No","No","Yes","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Convenience","Convenience","Better price","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Graduate degree","Graduate degree","Educational Services","One","Management","$500,000 - $999,999","I make most of the decisions","Very good",20160921,20151219,20160831,49,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
22857,,,22823.4883,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No","No",,,,,,,,,"No",723,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Once","Some college but no degree (including currently enrolled in college)","No",,,"Education","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","Yes","No","No","No","No","Don’t know","Probably No","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","High school degree or GED","Educational Services","One","Other professional","$10,000 - $24,999","I make most of the decisions","Good",20160728,20160510,20160710,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22858,,44052.2195,37739.4092,64912.1048,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Education","Financial costs are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Not important","Somewhat important","Very important","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","No","No","No","No",,,"Not available in local stores","Better price","Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160920,20160206,20150804,65,"65-74","60+","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
22859,,26575.7757,21787.4464,40088.5379,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Somewhat important","Very important","Not important","Somewhat important","Not important","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Not available in local stores","Not available in local stores",,,"Not available in local stores","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5000,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$100,000 - $249,999","Another household member makes most of the decisions","Good",20160926,20160212,20150703,67,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22860,,39911.7491,41838.976,59395.5097,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","Much better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes","Refused","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"Moderate strain",,"Moderate strain","Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Professional, Scientific, and Technical Services","One","Other professional","Under $5,000","I make most of the decisions","Good",20160907,20151217,20160907,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$100,000 to $124,999","Widowed","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","pa",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22862,,28060.8873,22855.073,42094.4381,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Associate degree","No",,,"Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,41,"Not important","Very important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Convenience","Convenience","Better price","Better price","Convenience",,"Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","Yes","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Good",20161001,20151217,20160831,64,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",0,"White","White"
22863,,44776.5058,13861.8949,67977.8534,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,"No",745,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","No",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","Better price",,,,,,,"Convenience",,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Specialty Trade Contractors","One","Management","$75,000 - $99,999","I make most of the decisions","Good",20151230,20151208,20160422,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22864,,,30704.1745,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","It varied","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Somewhat important","Somewhat important","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","Yes","Yes","No","Yes","No","No","No",,,,,"Substantial strain","Substantial strain",,"Moderate strain",,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Excellent",20160918,20151222,20160828,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","nj",0,0,0,0,1,"Not working - retired",0,"White","White"
22865,,57071.5568,19298.0062,85141.2928,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",720,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Never","Bachelor’s degree","Yes","Master’s degree",,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Moderately important","Slightly important","Moderately important","Slightly important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",30000,0,0,30000,"Yes",50,"Yes","No",,"No","No","Yes","No","Yes","Still enrolled in the program",,,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes","Yes","No",,"Convenience","Not available in local stores","Convenience",,"Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Ambulatory Health Care Services","Two","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Under $5,000","Another household member makes most of the decisions","Very good",20160918,20160404,20160918,24,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$15,000 to $19,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22866,,,18055.55,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Refused","Refused","Refused","Refused","Refused","Refused","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Refused","Refused","Refused","Somewhat important","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Refused","Refused","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160723,20160520,20160707,89,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Not working - retired",0,"White","White"
22867,,48400.8154,17920.5694,72246.8581,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",593,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,53,"Somewhat important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","Yes","No","No","No",,"Better price",,"Better price",,"Better price",,,,"No","No","No","No","Yes","No","No","Yes","Refused","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked",,,"Good",20161011,,20120611,69,"65-74","60+","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
22869,,24947.4907,10284.5949,38532.7669,"Fresh","No","No","No","No","No","Yes","No",,"No","No","No","No","No","Yes","Definitely Yes",,"Doing okay","Much worse off","Much worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",2300,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Other (Please specify):",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","Yes","Yes","Yes","No",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",800,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Accounting, Tax Preparation, Bookkeeping, and Payroll Services","One","Other professional","$1,000,000 or more","I make most of the decisions","Good",20161019,20160217,20150804,72,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$25,000 to $29,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - self-employed",0,"White","White"
22870,,79427.4779,22024.8248,116412.17,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","Yes","Yes","No","Yes","Yes","Definitely No","Yes","Finding it difficult to get by","About the same","Much worse off","It varied","Yes","No","No","Yes","Yes","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","Yes","Yes","No",,"No impact","Minor impact","Severe impact","Moderate impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Better price","Better price","Better price","Better price","Better price",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes",,"A little strain",,,,,,,"Substantial strain",,"Substantial strain","Regularly worried","Regularly worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Clothing and Clothing Accessories Stores","Two","Retail Sales","$35,000 - $49,999","Another household member makes most of the decisions","Good",20160908,20151216,20160908,28,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","South","South Atlantic","Rented for cash","de",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22871,,,30788.7208,,"LMI oversample","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","Yes","No","No","Yes","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Definitely Yes","Refused","Refused","No","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Associate degree","No",,,"Law",,,,,,,"Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Excellent",20161014,20160315,20160831,56,"55-64","45-59","Associate degree","Some college","Hispanic","Male","Yes",4,"A one-family house detached from any other house","$12,500 to $14,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,4,"Not working - disabled",0,"White","Hispanic"
22873,,52761.8951,45511.3861,75559.801,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Refused","About the same",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,50,"Not important","Very important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Other reason",,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160915,20151218,20160915,71,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","West","Pacific","Occupied without payment of cash rent","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
22876,,47228.6102,14046.0715,70869.9034,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","Yes","Yes","No",,"No impact","No impact","Minor impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,20,"More","Somewhat","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No","No",,,,,,,,,"Yes",535,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","Yes",,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,,,,,"Substantial strain",,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Hospitals","One","Business and Financial Operations","$5,000 - $9,999","I make most of the decisions","Fair",20161021,20160310,20160726,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22877,,39911.7491,41838.976,59395.5097,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Definitely Yes",,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,1,"More","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Vocational/technical training","Financial costs are much larger","Yes","Yes","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","No","No","Convenience","Better price","Better price",,"Convenience",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","Yes","No","Yes","Yes","Yes",1200,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Food and Beverage Stores","One","Sales Representative","$75,000 - $99,999","I make most of the decisions","Very good",20160918,20160222,20160918,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
22878,,29616.0836,25112.4613,44114.6755,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Some of the time","Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,68,"Not important","Very important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160915,20151219,20160901,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Not working - retired",0,"White","White"
22879,,49483.4582,51408.7935,73093.5698,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","Refused","Refused","Refused","Yes","Refused",,,,,,,"Not important","Moderately important","Not important","Slightly important","Slightly important","Not important","Not important","No advice from person",,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","Yes","No",,"Convenience","Better price",,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Rarely worried","Certificate or technical degree","High school degree or GED","Building Material and Garden Equipment and Supplies Dealers","One","Management","$10,000 - $24,999","Another household member makes most of the decisions","Good",20160910,20151219,20160830,40,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22880,,,20541.8039,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",4,1,"Less","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1991,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Don’t know","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","Certificate or technical degree","No",,,"Engineering","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","Yes","Refused","Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","Yes",1,"Yes","No","No","Yes","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Associate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Poor",20161002,20160108,20150820,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Not working - disabled",0,"White","White"
22882,,56713.086,16377.0443,84670.5084,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"Moderate impact","No impact","No impact","Moderate impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No",900,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Health","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Moderately important","Slightly important","Moderately important","No advice from person","No advice from person","Slightly important","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No",,,,,,"No","No","No","No","Yes","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","Yes","No","No","No","Better price",,,,"Convenience","Not available in local stores",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"None",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Health and Personal Care Stores","One","Retail Sales","Under $5,000","Another household member and I share in the decisions","Excellent",20151012,20151218,20150803,24,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","West","Mountain","Rented for cash","id",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22883,,37714.6601,15302.2762,58341.6605,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2002,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,252,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20161006,20160108,20150702,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Not working - disabled",0,"Black/African-American","Hispanic"
22884,,,16859.2305,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"Yes",501,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Associate degree","No",,,"Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",4000,0,0,4000,"No",53,"No","No",,"No","Yes","No","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Other Professional, Scientific, and Technical Services","One","Installation, Maintenance, and Repair","Under $5,000","I make most of the decisions","Good",20160912,20151216,20160912,52,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22885,,,20409.5147,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,10,"About the same","Does not apply","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Not important","Somewhat important","Not important","No","No",,"Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160910,20151220,20160830,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Widowed","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,1,"Not working - retired",0,"White","White"
22886,,57066.9174,46999.7387,83025.1135,"Fresh","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Yes","Refused","Refused","Refused","Refused","No","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Engineering","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Management, Scientific, and Technical Consulting Services","One","Other professional","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20151015,20151217,20160907,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
22887,,26575.7757,21787.4464,40088.5379,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",20,3,"About the same","Somewhat","Somewhat","Very much","No","Yes","No","No","Yes","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Real Estate","Two","Other professional","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160913,20160227,20160723,60,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Working - self-employed",0,"White","White"
22888,,,40118.8577,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",0,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Food Services and Drinking Places","One","Management","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160922,20160102,20150709,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - self-employed",0,"White","White"
22889,,27355.3894,21945.9241,41201.2575,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much worse off","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","Yes",,"No impact","Minor impact","No impact","No impact","No impact","Minor impact","Employed part-time","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,1,"More","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","Yes",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,,,,"Better price","Better price",,,,"Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Substantial strain",,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Educational Services","One","Other professional","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20161019,20151218,20150809,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22890,,36676.9253,30832.211,54452.8125,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Hospitals","One","Health Technologist or Technician (such as paramedic, lab technician)",,,,,,20130604,63,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22891,,38511.9384,36523.6866,57445.6243,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1978,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Somewhat important","Somewhat important","Not important","Somewhat important","Somewhat important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Fair",20160920,20151217,20160723,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,2,"Not working - retired",0,"White","White"
22893,,42802.8004,36312.1925,63194.8872,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,61,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No",,"No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","Convenience","Not available in local stores","Convenience",,"Not available in local stores","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20151025,20151219,20150712,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$175,000 to $199,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"White","White"
22894,,27467.7011,27875.8735,41928.1744,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1062,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No",,,,,"Refused","Refused","Refused","Refused","Refused","Refused","No","Refused",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Convenience",,"Convenience","Convenience","Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Graduate degree","Less than High School degree","Educational Services","One","Teacher, except college and university","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160916,20151219,20160916,54,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,2,2,"Working - as a paid employee",0,"White","White"
22895,,23949.5277,19857.4955,36093.6927,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","Yes","Yes","Yes","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","Yes",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Once","Master’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Refused","Yes","Yes","No","Yes","Yes","Refused","Refused","No","Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Better price","Better price",,"Better price","Better price","Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","Yes","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","Yes","Yes","No","No",,,"Moderate strain","Moderate strain",,,,"A little strain","A little strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Certificate or technical degree","Data Processing, Hosting and Related Services","One","Teacher, college and university","$1,000,000 or more","Another household member makes most of the decisions","Fair",20140913,20160705,20150811,61,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
22896,,27492.0815,26106.7049,42101.0226,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Refused","Yes","Refused","Yes","Yes","Yes","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Better price","Not available in local stores",,,"Better price","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",9000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Associate degree","Graduate degree","Educational Services","One","Teacher, except college and university","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160916,20151218,20150812,50,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
22897,,32052.6162,26876.239,47719.3289,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Yes","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",918,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","Yes","No",,"Better price","Not available in local stores",,"Not available in local stores","Not available in local stores","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Nursing and Residential Care Facilities","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160915,20151217,20160915,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22898,,43628.3519,38631.7144,64848.5235,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much worse off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",240,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Refused","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,50,"Not important","Very important","Not important","Somewhat important","Not important","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No",,"Convenience","Convenience",,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","Refused","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Clothing and Clothing Accessories Stores","One","Retail Sales","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160923,20160108,20160909,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22899,,74209.369,23603.8465,108699.371,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Not sure","Refused","Fair",20160905,20151219,20160905,54,"45-54","45-59","10th grade","Less than high school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","Less than $5,000","Never married","Non-Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,1,"Not working - looking for work",0,"White","White"
22900,,46914.2822,46695.6486,70110.7766,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1600,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"Very important","Very important","Moderately important","Not important","Moderately important","Slightly important","Not important","No advice from person",,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","Yes","Yes","Yes","No","No",0,"Definitely Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Other Professional, Scientific, and Technical Services","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160910,20151220,20160829,42,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22901,,127949.77,120811.277,180000.749,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",2900,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Better price","Better price","Better price","Better price","Better price","Better price","Other reason",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Bachelor’s degree","Bachelor’s degree","Printing and Related Support Activities","One","Business and Financial Operations","$10,000 - $24,999","I make most of the decisions","Very good",20151108,20160206,20160526,49,"45-54","45-59","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,1,0,2,"Working - self-employed",0,"Asian","Asian"
22903,,12469.7299,11505.1608,19751.601,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",2,8,"About the same","Not at all","Somewhat","Somewhat","No","Yes","No","No","Refused","Yes","Refused","Refused","Refused","Refused","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"No","No","Refused",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,77,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Better price","Better price",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2500,"No","No","Yes","Yes","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20151119,20160218,20160915,90,"75+","60+","Masters degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"2+ Races","Other"
22904,,30905.8743,11259.3939,47079.1704,"Fresh","Refused","Refused","Refused","Refused","Refused","Refused","Yes",,"Refused","Refused","Refused","Refused","Refused","Yes","Definitely Yes",,"Living comfortably","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Some of the time","Never","Certificate or technical degree","No",,,"Business/management","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Somewhat important","Very important","Not important","Somewhat important","Somewhat important","Refused","Refused",,"Yes","Yes","Yes","Yes","Refused","Refused","Refused","Refused","No","No","No","Yes","Yes","Yes","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Graduate degree","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Fair",20160921,20160220,20150801,84,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"White","White"
22905,,72315.621,26815.6213,104565.225,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Better price","Better price",,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20160913,20160206,20160910,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Not working - retired",0,"White","White"
22906,,33935.4891,12307.0752,51832.6838,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,5,"About the same","Somewhat","Not at all","Very much","No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",1999,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,608,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Never","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No",,"Not available in local stores","Better price","Better price",,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Construction of Buildings","One","Construction and Extraction","$35,000 - $49,999","I make most of the decisions","Very good",20160915,20160109,20160830,49,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$12,500 to $14,999","Never married","Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,1,"Working - self-employed",0,"White","White"
22907,,,27958.0604,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","No","Yes","No","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",350,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Somewhat important","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","One","Other (Please specify)","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160909,20151219,20160909,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22908,,47827.7858,45977.8419,71597.2181,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","Somewhat worse off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,"No",1900,"Yes","No","No","No","Yes","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are somewhat larger","Yes","Refused","Refused","Yes","Refused",,,,,,,"Very important","Very important","Very important","Very important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","No","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Health, Personal Care, and Beauty Product Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160916,20151219,20160903,48,"45-54","45-59","Some college, no degree","Some college","Hispanic","Male","Yes",5,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,1,4,"Working - as a paid employee",0,"White","Hispanic"
22910,,50698.2497,50593.7358,74937.6435,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Other (Please specify):",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","Better price","Better price",,,"Better price","Convenience","Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Excellent",20160910,20160116,20160829,42,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","pa",0,0,0,1,4,"Not working - other",0,"White","White"
22911,,,42077.3439,,"LMI oversample","No","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Probably Yes",,"Just getting by","Much worse off","Much worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,61,"Refused","Refused","Refused","Very important","Refused","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Very good",20160925,20160218,20160827,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","No",2,"A one-family house detached from any other house","$10,000 to $12,499","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
22912,,,20841.0427,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","Somewhat worse off","Much worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","To earn money as a primary source of income",10,100,"Less","Not at all","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Once","Once","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No",,"Convenience","Convenience","Better price","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Very good",20160919,20151218,20160919,36,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,3,"Not working - looking for work",0,"White","White"
22913,,42139.7443,15384.9056,63062.4041,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","No","Yes","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"Refused","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Rental and Leasing Services","One","Building and Grounds Cleaning and Maintenance","Not asked","Another household member makes most of the decisions","Good",20160917,20150601,20160910,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22915,,22706.0708,18036.9655,34620.7858,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,53,"Not important","Not important","Somewhat important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","Yes",,,,,,"Better price","Convenience",,"Convenience","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",800,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160924,20151218,20150706,70,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
22916,,23234.3911,18560.8517,35688.1495,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","Yes","No","No","No","Definitely Yes",,"Doing okay","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Once","Never","Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,,,,,,,,,,,,59,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","No","No","No","Convenience",,,"Better price","Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Moderate strain",,,,,,,,,,"Substantial strain","Sometimes worried","Regularly worried","Rarely worried","Sometimes worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Very good",20151026,20160221,20160728,83,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$40,000 to $49,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,2,0,3,"Not working - retired",0,"White","White"
22917,,,21614.7334,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat better off","Much worse off","It varied","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Severe impact",,,,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income","Refused","Refused","About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.","Refused","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","No",,"Yes","Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Refused","Refused","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","Yes","Refused","Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","Yes","No","Better price","Better quality",,,"Convenience","Better price",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Substantial strain",,,"Sometimes worried","Sometimes worried","Never worried","Sometimes worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20151214,20160215,20150702,34,"25-34","30-44","Some college, no degree","Some college","Hispanic","Female","No",2,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - disabled",0,"2+ Races","Hispanic"
22919,,,16463.9482,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1992,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,"Refused",,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160922,20160217,20160827,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$5,000 to $7,499","Never married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,1,"Not working - disabled",0,"White","Hispanic"
22920,,108820.515,38930.5079,159367.791,"Fresh","No","No","No","No","Yes","No","No",,"Yes","Yes","No","No","No","No","Probably Yes",,"Just getting by","About the same","About the same","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,"Temporarily laid off","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,250,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Better price",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160925,20160513,20160913,40,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","Less than $5,000","Living with partner","Non-Metro","South","East-South Central","Rented for cash","al",0,0,0,0,1,"Not working - disabled",0,"Black/African-American","Black"
22921,,,16635.7216,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","Yes","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","Moderate impact","Severe impact","Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Associate degree","Yes","Bachelor’s degree",,"Physical sciences/math",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No","Very important","Very important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","Yes","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No",,"Better price",,,,,"Better price",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No",,,"Substantial strain",,,,,"Moderate strain","Substantial strain",,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Nursing and Residential Care Facilities","Two","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Good",20151016,20160217,20160827,35,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,1,1,2,"Working - as a paid employee",0,"White","White"
22922,,,40118.8577,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Refused","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Refused","Refused","Refused","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,810,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Certificate or technical degree","No",,,"Health","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Somewhat important","Not important","Not important","Somewhat important","Not important","Yes","No",,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Good",20160922,20160220,20160922,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Divorced","Metro","Northeast","New England","Rented for cash","ri",0,0,0,0,1,"Not working - retired",0,"White","White"
22923,,,29290.9958,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",650,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Engineering","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Better price","Better price","Better price","Convenience","Not available in local stores","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160913,20160306,20160913,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",0,"White","White"
22924,,39947.1749,39183.6259,59640.3666,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","No","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",3100,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","Yes","Yes","Yes","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Convenience",,"Better price","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Utilities","One","Installation, Maintenance, and Repair","$500,000 - $999,999","I make most of the decisions","Very good",20160919,20160111,20160919,56,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22929,,33460.47,29667.0504,50375.0284,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1962,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20151201,20160123,20151201,78,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Not working - retired",0,"White","White"
22930,,103904.313,30503.3444,148882.708,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Definitely No","No","Living comfortably","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Business/management","About the same financial benefits and financial costs",,,,,,,,,,,,"Very important","Not important","Not important","Very important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No",,"Better price",,"Better price","Better price",,"Better price",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Associate degree","Food Services and Drinking Places","One","Other (Please specify)","Not sure","Another household member makes most of the decisions","Excellent",20161003,20160415,20150803,19,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22932,,27310.3923,23552.7623,40943.1542,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are much larger","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Somewhat important","Not important","Somewhat important","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No",,,,,"Not available in local stores","Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160915,20151223,20160915,71,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",0,"White","White"
22933,,28997.6357,28741.7402,43892.1686,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Marketing Consulting Services","One","Other professional","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160906,20151218,20160827,58,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22935,,,35116.7375,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Somewhat important","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Refused","Yes","Yes","No","No","No","No","Convenience",,,"Better price","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No",,,,"Substantial strain",,,,,"Moderate strain",,,"Regularly worried","Sometimes worried","Never worried","Sometimes worried","Associate degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160907,20151218,20160907,79,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
22936,,26816.3592,20736.4547,40467.1289,"Fresh","No","No","No","No","Yes","No","No",,"No","No","Yes","No","Yes","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1967,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,63,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","No","No",,"Better price","Better price","Better price","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Sometimes worried","Rarely worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160914,20161006,20130504,79,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
22937,,31194.2024,26029.8249,46736.9591,"Fresh","No","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Probably Yes",,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No","Yes",,,,,,,,,"Yes",1450,"Yes","No","No","No","No","No","Credit card","Not confident","Yes","No","Yes","No","No","Yes","No","No","Yes","No","No",,"No","No","Yes",,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Never","Associate degree","No",,,"Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"No",,,,,,,,,,,,,,,,50,"Not important","Very important","Not important","Somewhat important","Not important","No","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"$40,000 to $49,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Better price","Better price",,"Convenience","Convenience","Better price",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Substantial strain",,,,,,,,"Moderate strain",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160913,20160217,20160902,60,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",1,0,0,0,3,"Not working - retired",0,"White","White"
22938,,,30986.1447,,"LMI oversample","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,"No","Don't know","No","Yes","No","Yes","No","No","Cash","Not confident","Yes","No","No","No","No","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","No","No","No","No","No","Yes","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial costs are much larger","No","No","No","No","Yes",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Fair",20160923,20160909,20120717,36,"35-44","30-44","Some college, no degree","Some college","Hispanic","Female","Yes",5,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,1,1,3,"Not working - other",0,"White","Hispanic"
22939,,43195.8214,14566.623,65109.7043,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job","Work as a consultant/contractor","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","Yes",,"No impact","Minor impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","To earn money as a primary source of income",3,1,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","About the same",,"Some of the time","Once","Some college but no degree (including currently enrolled in college)","No",,,"Physical sciences/math","Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","No","No","No","No",0,"Probably Yes","Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Better price",,,,,"Convenience",,,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Bachelor’s degree","Motor Vehicle and Parts Dealers","One","Business and Financial Operations","$100,000 - $249,999","I make most of the decisions","Very good",20160913,20160221,20160913,56,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Separated","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - self-employed",0,"White","White"
22940,,,30704.1745,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","Much worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",854,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"Yes","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Somewhat important","Not important","Not important","Very important","Very important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","Yes","No",,,"Not available in local stores",,,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","Yes","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Regularly worried","Sometimes worried","Regularly worried","Regularly worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160921,20160216,20150714,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
22941,,23381.7531,6441.5517,36010.3721,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Severe impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,910,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","Better price","Better price",,,"Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Never worried","High school degree or GED","Less than High School degree","Health and Personal Care Stores","One","Retail Sales","Not asked","Another household member and I share in the decisions",,,20150617,20121109,36,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Living with partner","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
22943,,23906.3605,19130.1201,36106.4244,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No",1389,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","No","Yes","No","No","Yes","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","No","Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","No","Not available in local stores","Not available in local stores",,,"Convenience",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Computer and Mathematical","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160916,20151219,20160916,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - self-employed",0,"White","White"
22944,,36262.7273,31693.9328,53994.947,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"No","No","Yes","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1290,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,55,"Not important","Not important","Somewhat important","Not important","Not important","No","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"$40,000 to $49,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Fair",20160915,20151217,20150703,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Never married","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,1,"Not working - retired",0,"White","White"
22945,,,41297.3184,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",415,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160920,20160220,20150720,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A mobile home","$10,000 to $12,499","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,1,"Not working - retired",0,"White","White"
22946,,,14072.1369,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","It varied","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,216,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Refused","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Refused","Refused","Refused","Refused","Refused","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Sometimes worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160917,20160221,20160917,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Separated","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,1,"Not working - retired",0,"White","White"
22947,,105307.907,88340.1676,149185.377,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","No","Yes","No",,"No impact","No impact","No impact","No impact","Moderate impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Refused","No","Yes","No","Yes","No","No","No","No","No","No","No",,"A little strain",,"Moderate strain",,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Social Assistance","Two","Community and Social Services","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160902,20151219,20160827,63,"55-64","60+","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"Asian","Asian"
22948,,34891.0885,33708.8695,52899.598,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,1,"Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","None",,"Don’t know",,,,,,,1622,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are much larger","Yes","Yes","No","No","No","Very important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",30000,0,0,30000,"No",500,"Yes","Yes",,"No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","Yes","No","Convenience","Convenience","Convenience",,,"Convenience","Convenience","Convenience",,"No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","No","Yes",250,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Associate degree","Administrative and Support Services","One","Office and Administrative Support","$5,000 - $9,999","I make most of the decisions","Good",20151030,20160310,20160718,38,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$60,000 to $74,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22949,,22650.9925,17410.4914,34452.926,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",700,"No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Fair",20161019,20151217,20160908,85,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Not working - retired",0,"White","White"
22950,,36262.7273,31693.9328,53994.947,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1968,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",240,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Very important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Other reason",,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Sometimes worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member makes most of the decisions","Good",20160914,20160225,20160914,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,2,"Not working - retired",0,"White","White"
22951,,38472.6992,33742.0438,57374.5641,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",15,20,"About the same","Not at all","Not at all","Not at all","Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"Yes","Yes","No","No","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Social Assistance","Two","Community and Social Services","Under $5,000","I make most of the decisions","Good",20160916,20160224,20160827,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
22952,,40349.8644,42498.2868,60286.928,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",630,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Once","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Better price",,"Better price","Better price","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Nonstore Retailers","One","Management","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160925,20151216,20160905,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22953,,38598.2281,32405.2183,56499.3705,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","Refused","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Very important","Somewhat important","Very important","Refused","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Convenience","Better price","Better price","Better price","Convenience","Convenience",,,"Convenience","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Regularly worried","Regularly worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160923,20151216,20150717,63,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
22954,,28823.9945,25879.0611,42908.138,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","Yes","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","Yes",,"No impact","No impact","No impact","No impact","Moderate impact","Moderate impact","Employed full-time","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","To maintain existing job-related skills",50,10,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No",,,,,,,,,,,,71,"Not important","Very important","Somewhat important","Very important","Very important","Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Marketing Consulting Services","One","Other professional","$500,000 - $999,999","Another household member makes most of the decisions","Very good",20160916,20161005,20130518,72,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
22955,,28997.6357,28741.7402,43892.1686,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",950,"Refused","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Better price",,,"Better price","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Management of Companies and Enterprises","One","Business and Financial Operations","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20140814,20160210,20160721,54,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,2,2,"Working - as a paid employee",0,"White","White"
22956,,12678.7387,12427.2736,19751.601,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","Yes","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Not available in local stores","Not available in local stores",,"Convenience",,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Associate degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Fair",20161007,20160420,20160724,62,"55-64","60+","Associate degree","Some college","2+ Races, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"2+ Races","Other"
22957,,59149.8831,58328.9589,86678.588,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,0,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Convenience","Convenience","Convenience",,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Excellent",20160916,20160113,20160916,43,"35-44","30-44","Masters degree","Bachelor's degree or higher","Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,2,0,2,"Not working - other",0,"White","Hispanic"
22958,,38341.5956,36148.4415,56566.3719,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Just getting by","Somewhat worse off","Somewhat worse off","Pretty well off financially","No","Yes","No","No","No","No","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1981,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No",,,,,,,,,,,,54,"Somewhat important","Not important","Not important","Not important","Somewhat important","Yes","No","No","Yes","No","No","No","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","No","Yes","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Miscellaneous Store Retailers","One","Other (Please specify)","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160912,20151231,20160912,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,1,5,"Working - self-employed",0,"White","White"
22959,,30369.473,24460.3027,45534.016,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No",,,,,,,,,,,,60,"Not important","Not important","Not important","Not important","Somewhat important","Yes","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Rarely worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Good",20161008,20151217,20160827,75,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
22960,,,123598.2,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","No","Yes","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,33,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","Yes","Yes","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Poor",20160917,20151219,20160917,59,"55-64","45-59","11th grade","Less than high school","Other, Non-Hispanic","Female","Yes",2,"A mobile home","$10,000 to $12,499","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,2,"Not working - disabled",0,"American Indian or Alaska Native","Other"
22962,,,123598.2,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Definitely Yes",,"Just getting by","About the same","Somewhat better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,450,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Fair","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Sometimes worried","Never worried","Rarely worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160903,20160131,20160903,83,"75+","60+","7th or 8th grade","Less than high school","Other, Non-Hispanic","Female","Yes",3,"A mobile home","$7,500 to $9,999","Widowed","Non-Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,3,"Not working - retired",0,"American Indian or Alaska Native","Other"
22963,,,27780.6793,,"LMI oversample","No","Refused","Yes","Yes","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","Yes","No","Yes","No","Probably Yes",,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","Yes","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",397,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,56,"Very important","Not important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","Yes","No",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"Convenience",,"No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",1000,"Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Fair",20151026,20151217,20150922,73,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,3,"Not working - retired",0,"White","White"
22964,,47816.9126,42538.9273,69030.6902,"Fresh","Yes","Refused","Refused","Yes","Refused","Refused","No",,"Refused","Yes","Yes","Refused","Refused","No","Definitely Yes",,"Living comfortably","Somewhat worse off","Somewhat better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","No","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Moderate impact","No impact","No impact","No impact","Minor impact","Retired","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",30,2,"More","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Refused",,,,,,,,,,,,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Refused","Yes","Yes","Refused","Refused","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Better price","Not available in local stores","Better price","Not available in local stores","Convenience","Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","Refused","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Sometimes worried","High school degree or GED","Some college but no degree","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$1,000,000 or more","Another household member and I share in the decisions","Excellent",20160921,20160219,20150817,67,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
22965,,35057.322,34520.0316,52866.6151,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,5,"About the same","Not at all","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,"Slightly important","Not important","Slightly important","No advice from person","No advice from person","Moderately important","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","No","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No",,,,"Convenience",,,"Better price",,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Some college but no degree","Bachelor’s degree","Educational Services","One","Teacher, college and university","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160912,20151220,20160912,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22966,,26313.695,10421.2415,40172.1051,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Don’t know","No",,,,"Probably No",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",800,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20151105,20160222,20150709,64,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Married","Metro","Midwest","West-North Central","Rented for cash","nd",0,0,0,0,1,"Not working - retired",0,"White","White"
22967,,,22117.4849,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",470,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Somewhat important","Not important","Not important","Not important","Not important","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No",,"Convenience",,"Convenience",,"Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Regularly worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Poor",20160910,20151217,20160829,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - retired",0,"White","White"
22968,,,22486.6657,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","No","No","Paper check","No","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No",342,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","Yes","No",,,,"Not available in local stores",,,,"Not available in local stores",,"Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Sometimes worried","Don’t know","Don’t know","Miscellaneous Store Retailers","Three","Retail Sales","Under $5,000","I make most of the decisions","Good",20160910,20151218,20160830,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
22970,,125207.137,127285.077,176149.628,"Fresh","Yes","Yes","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Just getting by","Much better off","About the same","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",2400,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Refused","Refused","Yes","No","No","Yes","No",,,,,,,"Very important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Insurance Carriers and Related Activities","One","Sales Representative","Under $5,000","Another household member and I share in the decisions","Good",20140821,20160419,20140919,39,"35-44","30-44","Some college, no degree","Some college","Other, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","$75,000 to $84,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,1,1,2,"Working - as a paid employee",0,"Hawaiian/Pacific Islander","Other"
22971,,40311.8706,36096.4729,59949.9539,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","Yes","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1973,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,68,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"A little strain",,"A little strain","Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160923,20151217,20150717,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Not working - retired",0,"White","White"
22972,,38885.9857,34585.9671,58690.2035,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Pretty well off financially","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","No","No","No","No","No","No","Paper check","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,"Refused","About the same","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","Yes","No","No",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Better price",,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",800,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Refused","Three","Business and Financial Operations","Under $5,000","I make most of the decisions","Very good",20160916,20151219,20160909,38,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,2,2,0,2,"Working - as a paid employee",0,"White","White"
22974,,,31200.4099,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Yes","No",,,"No","Yes","Yes","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",810,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Associate degree","No",,,"Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No",,"Not available in local stores",,,,,"Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Never worried","Associate degree","Don’t know","Truck Transportation","One","Transportation and Material Moving","Under $5,000","I make most of the decisions","Good",20160914,20151222,20160828,40,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,2,0,1,"Working - self-employed",0,"White","White"
22975,,40311.8706,36096.4729,59949.9539,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1256,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Very important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Other reason","Other reason",,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","Refused","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160907,20151220,20160907,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,1,"Not working - retired",0,"White","White"
22976,,142739.793,47353.9569,200705.633,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","About the same","It varied","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No",,,,,,,"Not available in local stores","Better price",,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Refused","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No","Yes","No","No","No","Yes","No","No","No",,,,"Substantial strain",,,,"Moderate strain",,,,"Regularly worried","Regularly worried","Sometimes worried","Rarely worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Fair",20160911,20160112,20160901,31,"25-34","30-44","11th grade","Less than high school","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$10,000 to $12,499","Living with partner","Metro","South","South Atlantic","Occupied without payment of cash rent","wv",0,0,0,0,4,"Not working - looking for work",0,"White","White"
22977,,,76921.5017,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","It varied","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Somewhat important","Very important","Not important","Very important","Somewhat important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Convenience","Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160914,20160216,20160828,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",2,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
22978,,61793.1873,58990.2254,88546.3406,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes","Better price",,,,,,,,"Better price","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160908,20151217,20160908,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
22979,,40919.145,14496.7826,61537.4243,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","No","No","No","No","Yes","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No",300,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"No",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","Yes","Yes","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160928,20160604,20160708,70,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Divorced","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","sd",0,0,0,0,1,"Not working - retired",0,"White","White"
22980,,53090.4953,58441.6014,78301.8945,"Fresh","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","No","No","Yes","No","No","Probably No","No","Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","Yes","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1000,"Yes","Yes","No","No","No","Yes","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Better price","Better price","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Poor",20160912,20151219,20160828,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,1,0,4,"Not working - disabled",0,"White","White"
22981,,25241.4601,20542.4439,38439.0509,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Undeclared",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Other reason","Other reason",,"Other reason","Other reason","Other reason",,"Other reason",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20151003,20160206,20160916,77,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"White","White"
22982,,36824.8297,37038.2838,55438.4071,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1494,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Better price","Not available in local stores",,,"Better price","Convenience",,"Convenience",,"No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Regularly worried","Never worried","Rarely worried","Rarely worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160919,20151219,20160919,36,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",1,1,0,0,2,"Not working - other",0,"White","White"
22983,,68524.4271,66102.4531,99039.6169,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No",,"Other reason",,,"Better price","Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Fair",20160915,20160206,20160910,81,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$150,000 to $174,999","Married","Metro","West","Mountain","Rented for cash","az",0,0,0,0,2,"Not working - retired",0,"White","White"
22985,,,10302.6912,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Other (Please specify):",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","No","No","Convenience","Convenience","Convenience",,"Convenience",,,,,"Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Architectural, Engineering, and Related Services","One","Architecture and Engineering","Under $5,000","I make most of the decisions","Good",20160828,20160203,20160828,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Working - self-employed",0,"White","White"
22986,,,30625.1735,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably No","Yes","Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","Refused","Yes","Yes","Yes","Yes","Yes","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,10,"Less","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Social/behavioral sciences","Financial benefits are somewhat larger",,,,,,,,,,,,"Moderately important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",35000,0,0,35000,"No","Refused","Yes","No",,"No","No","Yes","No","No","Yes",,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Convenience","Better price","Better price",,"Better price","Better price",,"Convenience",,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20151024,20160503,20150828,22,"18-24","18-29","Associate degree","Some college","Hispanic","Female","Yes",2,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Not working - looking for work",0,"Black/African-American","Hispanic"
22987,,43973.9565,50745.0389,65710.2261,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","It varied","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Somewhat important","Not important","Very important","Very important","Yes","No","Yes","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No",,"Convenience",,,"Not available in local stores",,"Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160903,20151217,20160826,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
22988,,24607.6655,19269.2689,37108.6142,"Fresh","Yes","Yes","Yes","Refused","Refused","Yes","No","All of the adult children living with me are not in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","No","Yes","No","No","Yes","No","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,72,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No",,,,"Better price",,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Accounting, Tax Preparation, Bookkeeping, and Payroll Services","One","Other professional","$500,000 - $999,999","I make most of the decisions","Very good",20160908,20151217,20160827,74,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,1,5,"Working - self-employed",0,"White","White"
22990,,42126.4697,14006.0523,62958.0979,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Refused","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160914,20151230,20160914,80,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$30,000 to $34,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Not working - retired",0,"White","White"
22993,,22058.9601,17906.7155,33685.7846,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","No","No","Yes","Yes","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Yes",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Not important","Not important","Not important","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No","No","Convenience","Convenience",,"Better price","Better price","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Sometimes worried","Certificate or technical degree","High school degree or GED","Nonstore Retailers","One","Installation, Maintenance, and Repair","$50,000 - $74,999","I make most of the decisions","Very good",20160930,20160217,20150730,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
22994,,30641.3356,29996.9977,46188.5175,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,1,"About the same","Somewhat","Does not apply","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",960,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Other reason","Convenience","Other reason","Better price","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Never worried","Never worried","Never worried","Rarely worried","Don’t know","Graduate degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160921,20160218,20150917,47,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,1,2,0,2,"Not working - other",0,"White","White"
22998,,71636.4411,67663.506,103925.836,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It exceeded changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No",2300,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","Moderately important","Moderately important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",8000,0,0,8000,"No",200,"No","No",,"No","No","Yes","No","No","Yes","Yes","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","Yes","No","Better price","Better price",,,,"Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",800,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Business, Professional, Labor, Political, and Similar Organizations","One","Other professional","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160920,20151218,20160913,31,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",1,0,0,0,2,"Working - as a paid employee",0,"White","White"
22999,,32731.8425,25975.8223,49326.2908,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","It varied","Yes","No","Yes","Yes","No","Yes","No","No","No","Employed for someone else","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","Minor impact","Minor impact","Moderate impact","Employed full-time","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","To earn money as a primary source of income",9,25,"About the same","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,"No",780,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes","No","Yes","No","Not available in local stores","Convenience",,,"Better price","Convenience",,"Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Rarely worried","High school degree or GED","Some college but no degree","Ambulatory Health Care Services","Two","Health Care Support (such as nursing aide, orderly, dental assistant)","Not sure","Another household member makes most of the decisions","Good",20160914,20160814,20130506,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
23001,,23906.3605,19130.1201,36106.4244,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","None",,"Definitely No",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","Yes","No","Convenience",,,"Convenience",,"Better price","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"A little strain",,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Executive, Legislative, and Other General Government Support","One","Office and Administrative Support","$250,000 - $499,999","I make most of the decisions","Good",20160922,20151223,20150706,67,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",1,"A one-family house attached to one or more houses","$100,000 to $124,999","Separated","Metro","South","South Atlantic","Rented for cash","md",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23002,,75084.2106,79110.9191,108716.549,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","Minor impact","Moderate impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","To earn extra money to help family members",24,55,"About the same","Very much","Very much","Very much","No","Yes","No","No","Yes","Yes","No","No","No","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes","No","No","Not available in local stores","Not available in local stores",,,,"Convenience","Convenience",,,"No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","Refused",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Never worried","Less than High School degree","High school degree or GED","Hospitals","Three","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160907,20151217,20160828,55,"55-64","45-59","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,1,3,"Working - as a paid employee",0,"Black/African-American","Black"
23003,,,27958.0604,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Convenience",,"Convenience","Convenience","Better price","Better price","Convenience",,"No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Rarely worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Excellent",20141213,20160518,20150828,83,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$30,000 to $34,999","Widowed","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Not working - retired",0,"White","White"
23005,,62865.1483,22771.4979,91225.9534,"Fresh","No","No","No","No","Yes","No","No",,"No","No","No","No","No","No","Probably Yes",,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"Yes","No","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,1025,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",0,"Don’t know","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Sometimes worried","Graduate degree","Graduate degree","Food and Beverage Stores","One","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20160913,20151225,20160913,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Widowed","Non-Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23006,,,14489.3913,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","Much better off","About the same","About average","Yes","Yes","No","No","No","No","No","No","Refused","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",700,"No","Yes","Yes","Yes","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Engineering","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Definitely No",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","No",,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Truck Transportation","Two","Transportation and Material Moving","$5,000 - $9,999","I make most of the decisions","Good",20160930,20151217,20160930,59,"55-64","45-59","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$5,000 to $7,499","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,3,"Working - as a paid employee",0,"Black/African-American","Black"
23008,,,29019.63,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Don’t know","Yes","Yes","Yes","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","Yes","It failed to keep up with changing living expenses","Severe impact","No impact","No impact","No impact","No impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","Yes","No","No","No","No","Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","None",,"Don’t know",,,,,,,740,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Debit card","Don’t know","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Education","Financial costs are somewhat larger","No","No","No","No","Yes",,,,,,,"Very important","Moderately important","Not important","Not important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","No","No","No",4000,0,0,4000,"No",50,"Yes","Yes",,"No","Yes","No","No","No","No",,,,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Refused",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Don’t know","General Merchandise Stores","One","Retail Sales","Under $5,000","I make most of the decisions","Very good",20160909,20151221,20160909,29,"25-34","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$25,000 to $29,999","Never married","Metro","South","South Atlantic","Rented for cash","ga",0,0,2,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
23009,,40311.8706,36096.4729,59949.9539,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Somewhat important","Somewhat important","Somewhat important","Very important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160929,20160228,20150702,73,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
23010,,28298.5755,26296.6,43269.6018,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","No","Yes","No","No","No",,"Minor impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","Yes","Yes","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","To earn money as a primary source of income",60,11,"More","Very much","Very much","Very much","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",1650,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","Very good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","No","No","No",,"Better price","Better price","Better price",,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Substantial strain",,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Architectural, Engineering, and Related Services","Two","Architecture and Engineering","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160914,20160111,20160830,49,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,2,2,"Working - as a paid employee",0,"White","White"
23011,,81848.2744,80234.88,119612.463,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","[D10other]",6,1,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Associate degree","No",,,"Other (Please specify):",,,,,,,"Financial costs are much larger","No","No","No","Yes","No","Slightly important","Slightly important","Not important","Not important","Not important","Moderately important","Very important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",3000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Associate degree","Less than High School degree","Truck Transportation","One","Transportation and Material Moving","$75,000 - $99,999","I make most of the decisions","Excellent",20160921,20160818,20130531,43,"35-44","30-44","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,1,0,3,"Working - as a paid employee",0,"Black/African-American","Black"
23012,,25389.1626,22045.308,38413.8925,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",32,"Refused","About the same","Not at all","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","Refused","Refused","Refused","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Not available in local stores","Not available in local stores","Better price","Better price","Better price","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Educational Services","One","Teacher, except college and university","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160916,20151217,20160916,60,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23013,,55947.1727,47853.7965,80629.4819,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,"Slightly important","Not important","Slightly important","Slightly important","Slightly important","Not important","Not important","No advice from person",,,,,,,,,,,"No","No","Yes","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","Yes","No","Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","More than your income","No","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Not available in local stores","Not available in local stores",,"Better price","Not available in local stores","Convenience",,"Convenience",,"No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Support Activities for Transportation","One","Management","$500,000 - $999,999","Another household member and I share in the decisions","Good",20161015,20160101,20150730,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ri",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
23014,,48855.3002,58148.4626,72072.6378,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Just getting by","Somewhat worse off","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Don’t know","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","Yes","Yes","Yes","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Moderate impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Master’s degree",,"Education",,,,,,,"Financial costs are much larger","Yes","No","No","No","No","Slightly important","Not important","Not important","Slightly important","Slightly important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",75000,0,0,75000,"No",0,"Yes","No",,"Yes","No","Yes","No","Yes","Still enrolled in the program",,,,,,,"No","No","Yes","No","No","No","No","Don’t know","Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","Yes","No",,"Convenience",,,"Not available in local stores",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Educational Services","Three","Teacher, except college and university","Not sure","Another household member makes most of the decisions","Good",20160904,20151223,20160904,25,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
23015,,,21560.4691,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes",,0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","None",,"Definitely No",,,,,,,795,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial costs are somewhat larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,50,"Not important","Somewhat important","Somewhat important","Somewhat important","Very important","Yes","No",,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Refused",,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Excellent",20160913,20151217,20160910,72,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Non-Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - retired",0,"White","White"
23016,,30359.9061,26824.4288,45458.702,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Very important","Not important","Somewhat important","Not important","Not important","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","Yes","Yes","Yes",2500,"No","Yes","Refused","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","Moderate strain",,,"Sometimes worried","Sometimes worried","Sometimes worried","Regularly worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Fair",20160908,20151221,20160915,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",0,"White","White"
23017,,65822.7555,71808.933,96360.2302,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"Yes",1600,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Better price","Better price","Better price",,"Convenience","Better price",,"Better price",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Credit Intermediation and Related Activities","Two","Computer and Mathematical","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160912,20151222,20150616,41,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,1,0,3,"Working - as a paid employee",0,"White","White"
23018,,28060.8873,22855.073,42094.4381,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","It varied","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Very important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Convenience","Better price",,"Better price","Better price","Convenience",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","Yes",600,"No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Sometimes worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Good",20140920,20160217,20130612,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
23019,,24607.6655,19269.2689,37108.6142,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1350,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,61,"Somewhat important","Very important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","No","Yes","No",,,"Not available in local stores","Better price","Better price","Convenience",,"Other reason",,"No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Good",20160921,20151219,20150714,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,1,"Not working - retired",0,"White","White"
23020,,,57735.8285,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat worse off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Very good",20160906,20160101,20160830,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A mobile home","$15,000 to $19,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","wv",0,0,0,0,2,"Not working - retired",0,"White","White"
23022,,22058.9601,17906.7155,33685.7846,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",1455,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","No",,,,,,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Very important","Not important","Very important","Not important","Yes","Yes","Refused","Yes","Yes","Refused","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20151217,20160217,20160303,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","id",0,0,0,0,2,"Not working - retired",0,"White","White"
23023,,23949.5277,19857.4955,36093.6927,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",375,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,68,"Not important","Somewhat important","Not important","Somewhat important","Somewhat important","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Convenience",,,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20161011,20151217,20160706,72,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",0,"White","White"
23025,,,42120.533,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1700,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","Yes","Yes","Yes","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160909,20151217,20160909,75,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Not working - retired",0,"White","White"
23027,,47219.6224,16904.2157,71685.2776,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,54,"Not important","Very important","Not important","Very important","Not important","No","No",,"Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Good",20160910,20151222,20160828,75,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$7,500 to $9,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
23028,,,36255.8251,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2015,"Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Don’t know","Don’t know","Don’t know","No",,,,"Definitely No",,,,,,,595,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Certificate or technical degree","No",,,"Vocational/technical training","Refused","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No",,"Convenience","Better price","Convenience",,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160910,20151217,20160827,72,"65-74","60+","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Divorced","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,1,"Not working - other",0,"Black/African-American","Black"
23030,,23266.9792,19714.099,35118.9127,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,66,"Very important","Somewhat important","Somewhat important","Very important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No",,"Not available in local stores",,"Convenience","Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Poor",20161008,20151217,20160901,71,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Not working - retired",0,"White","White"
23032,,32982.5025,29688.2564,48962.7337,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Somewhat important","Somewhat important","Very important","Not important","Not important","Yes","Refused","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No",,,,,,"Better price",,"Convenience",,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Good",20160928,20160717,20160723,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",0,"White","White"
23034,,,20869.5409,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","Moderate difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",1500,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","No","No","No","No","No","No","Yes","Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","Yes","No",,"Convenience",,"Convenience","Convenience","Convenience",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","Yes","Yes",,"No","No","No","Yes","No","No","No","Yes","No","No","No",,,,"Substantial strain",,,,"Substantial strain",,,,"Regularly worried","Regularly worried","Rarely worried","Sometimes worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160915,20160915,20130522,35,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$35,000 to $39,999","Separated","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,3,"Not working - disabled",0,"White","White"
23036,,,14336.0682,,"LMI oversample","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Somewhat better off","Much better off","Poor","No","No","No","Yes","No","No","No","Yes","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","Yes","No","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","Refused",709,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Associate degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$50,000 to $74,999","More than your income","Yes","No","No","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No",,"No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160902,20160229,20160911,53,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$35,000 to $39,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,3,"Not working - looking for work",0,"White","White"
23038,,,17702.6677,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","Yes","No","No","No","No","No","Yes, and I still own that home",,,,,,"No","No","Yes","No",,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Definitely No",,,,,,,1874,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Check","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,57,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","No","No","Yes",2000,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No",,,,,,"Substantial strain",,"Substantial strain",,,,"Sometimes worried","Never worried","Regularly worried","Sometimes worried","Bachelor’s degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Fair",20160910,20160308,20160719,74,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Widowed","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,1,"Not working - retired",0,"White","White"
23041,,23906.3605,19130.1201,36106.4244,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",700,"No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Educational Services","One","Teacher, college and university","$1,000,000 or more","Another household member and I share in the decisions","Fair",20160914,20151217,20160914,74,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23042,,22058.9601,17906.7155,33685.7846,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2400,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Some of the time","Never","Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,68,"Somewhat important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","Refused",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Convenience","Convenience",,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Scientific Research and Development Services","One","Business and Financial Operations",,,,,,20121005,69,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23043,,26142.1508,19911.582,39608.4773,"Fresh","No","No","No","Yes","No","No","No",,"No","Yes","Yes","No","Yes","No","Probably Yes",,"Finding it difficult to get by","About the same","Somewhat better off","It varied","Yes","Yes","No","No","No","No","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Refused","Yes","No","No","No","No","No","No",,"No impact","Severe impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",80,8,"About the same","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",375,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,45,"Not important","Very important","Very important","Somewhat important","Not important","Yes","No",,"Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No",,"Better price",,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","Yes","Yes","Yes",3600,"No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Regularly worried","Rarely worried","Never worried","Sometimes worried","High school degree or GED","Bachelor’s degree","Miscellaneous Store Retailers","Three","Retail Sales","$500,000 - $999,999","I make most of the decisions","Good",20160923,20151217,20150708,60,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","me",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23044,,30359.9061,26824.4288,45458.702,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","Refused","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,55,"Not important","Very important","Very important","Very important","Not important","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","Convenience","Convenience","Convenience","Convenience","Convenience",,,,,"No","No","No","Refused","No","No","Yes","Yes","No","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Very good",20160917,20151218,20160917,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",0,"White","White"
23045,,38503.4546,31883.342,56917.5514,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","Pretty well off financially","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Life sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","No","No","No","Not available in local stores",,,"Better price","Better price","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Miscellaneous Store Retailers","One","Management","$1,000,000 or more","I make most of the decisions","Good",20160910,20151217,20160828,73,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23046,,43234.671,44293.3847,63338.4106,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",758,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Not available in local stores","Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Rarely worried","Bachelor’s degree","High school degree or GED","Educational Services","One","Other professional","Under $5,000","Another household member and I share in the decisions","Good",20151008,20160221,20160407,53,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,5,"Working - as a paid employee",0,"White","White"
23047,,,17349.4364,,"LMI oversample","No","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Probably Yes",,"Just getting by","About the same","Much worse off","It varied","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Severe impact","No impact","No impact",,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,40,"About the same","Very much","Very much","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Humanities","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","No","Better price",,,"Better price","Better price","Better price",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",400,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Regularly worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Performing Arts, Spectator Sports, and Related Industries","Two","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160907,20160109,20160907,51,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","wy",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23048,,22650.9925,17410.4914,34452.926,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","No","Yes","No","Yes, and I sold that home",,,,,,"No","No","Yes","No",,,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,1650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Professional degree (e.g. MBA, MD, JD)","No",,,"Law",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Better price",,,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",250,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No",,"Moderate strain",,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160923,20151217,20150818,69,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Not working - disabled",0,"White","White"
23049,,85137.8405,86875.0108,125175.138,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","No","No","No","No","No",1100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"Yes","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Food Services and Drinking Places","One","Other (Please specify)","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160915,20151226,20160915,38,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","No",5,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","West","Pacific","Rented for cash","ca",0,1,2,0,2,"Working - as a paid employee",0,"White","Hispanic"
23050,,35923.3437,37729.8122,53627.2646,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Do not have children or grandchildren",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Educational Services","One","Management","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160915,20160124,20160915,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23051,,30359.9061,26824.4288,45458.702,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","Yes","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,64,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Not available in local stores",,,"Convenience","Better price",,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Never worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Hospitals","Two","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$500,000 - $999,999","I make most of the decisions","Good",20160924,20160221,20150705,66,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23053,,54271.7508,43563.3911,79522.6747,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","No impact","No impact",,,"Employed part-time","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","[D10other]",0,0,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Not important","Not important","Very important","Not important","Yes","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","Convenience","Convenience",,"Convenience","Convenience",,,"Convenience","Convenience","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20160915,20160216,20160722,64,"55-64","60+","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$125,000 to $149,999","Living with partner","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"Asian","Asian"
23054,,25815.2633,11175.6127,39779.8668,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","Yes","A little difficulty",,"Probably No",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,,,,,,,,,,,,55,"Not important","Very important","Not important","Not important","Somewhat important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores","Convenience",,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160913,20151217,20160902,71,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Living with partner","Metro","West","Mountain","Rented for cash","az",0,0,0,0,2,"Not working - retired",0,"White","White"
23056,,36676.9253,30832.211,54452.8125,"Fresh","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Doing okay","Somewhat worse off","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Convenience","Convenience","Convenience","Not available in local stores","Other reason","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Plastics and Rubber Products Manufacturing","One","Other (Please specify)","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160918,20140520,20140520,68,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
23057,,49790.9832,17831.5138,74193.1624,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","No","Yes","No","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No",,,,,"Convenience",,"Better price",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Educational Services","One","Other professional","$5,000 - $9,999","I make most of the decisions","Very good",20160913,20160106,20160828,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","South","West-South Central","Occupied without payment of cash rent","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23058,,72771.3556,21711.6059,106966.751,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2002,"No","No","Yes","No","Yes","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No",,"$0 to $4,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","Yes","Yes","No",,,,,"Other reason",,"Not available in local stores","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","None",,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160913,20160220,20160714,39,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Metro","Midwest","West-North Central","Rented for cash","mn",0,0,0,0,1,"Not working - disabled",0,"White","White"
23061,,45194.2363,46207.4775,67483.7327,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,565,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","Yes","Yes","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Less than High School degree","Water Transportation","One","Management","$100,000 - $249,999","I make most of the decisions","Good",20160920,20151217,20160827,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$60,000 to $74,999","Divorced","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23062,,40311.8706,36096.4729,59949.9539,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,61,"Somewhat important","Not important","Somewhat important","Very important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4300,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160914,20151220,20160914,81,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",0,"White","White"
23063,,27492.0815,26106.7049,42101.0226,"Fresh","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","No","No","No","No","Yes","Yes","Definitely Yes",,"Living comfortably","About the same","Much better off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","Refused","Yes","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",120,15,"About the same","Does not apply","Not at all","Very much","No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No",1750,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Refused","Yes","Refused","Refused","No","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","No","No",,"Better price","Better price","Convenience","Better price",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Miscellaneous Manufacturing","Two","Sales Representative","$75,000 - $99,999","I make most of the decisions","Good",20140922,20160409,20160720,56,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23064,,41699.1779,15993.1772,62567.1999,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,64,"Somewhat important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20161004,20151228,20160827,68,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",0,"White","White"
23065,,54309.6917,45842.4271,77657.0806,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1970,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Better price","Not available in local stores",,,,"No","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4200,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160827,20160221,20160827,76,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Not working - retired",0,"White","White"
23066,,47656.7004,54211.9905,70432.1226,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160903,20151218,20160827,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,2,"Not working - other",0,"White","White"
23067,,24522.0923,20394.1011,37400.93,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","[D10other]",4,1,"About the same","Not at all","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,57,"Not important","Very important","Somewhat important","Not important","Not important","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No",,,,"Better price","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member makes most of the decisions","Very good",20160915,20151223,20160915,66,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Not working - retired",0,"White","White"
23069,,,14614.8016,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Life sciences",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No",,"Better quality",,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Merchant Wholesalers, Nondurable Goods","Two","Farming, Forestry, and Fishing","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160828,20151217,20160828,62,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23070,,23266.9792,19714.099,35118.9127,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Better price","Better price","Better price","Better price","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Sometimes worried","High school degree or GED","Certificate or technical degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Under $5,000","Another household member and I share in the decisions","Good",20160915,20160305,20160915,66,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23071,,,18540.5061,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Not available in local stores","Not available in local stores","Not available in local stores","Better price","Not available in local stores","Not available in local stores",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Wood Product Manufacturing","One","Architecture and Engineering","Refused","Another household member and I share in the decisions","Excellent",20160925,20160321,20160916,46,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,3,1,2,"Working - as a paid employee",0,"White","White"
23072,,,23040.6338,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Refused","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Other (Please specify):",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Somewhat important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","Yes","No","Convenience","Not available in local stores","Not available in local stores",,"Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160919,20160227,20160919,74,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,2,"Not working - retired",0,"White","White"
23073,,24522.0923,20394.1011,37400.93,"Fresh","Yes","No","Yes","Yes","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","Yes","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","Minor impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",2500,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Convenience","Convenience",,"Convenience","Better price","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Educational Services","One","Other professional","$1,000,000 or more","Another household member and I share in the decisions","Excellent",20161017,20160220,20150820,68,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,2,4,"Working - as a paid employee",0,"White","White"
23074,,38980.5411,35830.4588,58976.151,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","Yes","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",4000,0,0,4000,"No",60,"Yes","No",,"No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Better price","Better price",,,"Not available in local stores","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Educational Services","Three","Computer and Mathematical","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160902,20151231,20160827,38,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,1,1,2,"Working - as a paid employee",0,"White","White"
23075,,78983.0504,83457.5782,112073.798,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","Yes","Yes","No","No","No","Probably No","No","Just getting by","About the same","About the same","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","Moderate impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"No","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Humanities","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"Very important","Not important","Slightly important","Slightly important","Slightly important","Slightly important","Very important","No advice from person",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Convenience","Better price",,"Better price","Better quality",,"Better quality",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160926,20160107,20150709,28,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A mobile home","$60,000 to $74,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,3,"Not working - disabled",0,"White","White"
23077,,,7400.6543,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,44,"Somewhat important","Somewhat important","Not important","Somewhat important","Not important","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes",,"$0 to $4,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Good",20151008,20151219,20160915,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","Less than $5,000","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Not working - retired",0,"White","White"
23079,,36910.5243,36612.1647,55135.2142,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",5,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",1821,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","No","Yes","No","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Better price","Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Insurance Carriers and Related Activities","One","Installation, Maintenance, and Repair","Under $5,000","I make most of the decisions","Excellent",20160908,20151217,20160831,50,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,2,2,"Working - as a paid employee",0,"White","White"
23080,,29669.5608,26067.3004,44099.1199,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,0,"About the same","Does not apply","Not at all","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Refused",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Somewhat important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","Refused","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member makes most of the decisions","Very good",20161013,20151217,20150708,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",0,"White","White"
23081,,25892.4396,21393.4511,39272.3511,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No","No",,,,,,,,,"No",1250,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Not available in local stores","Not available in local stores",,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Other Professional, Scientific, and Technical Services","One","Other professional","$500,000 - $999,999","I make most of the decisions","Fair",20160913,20160218,20160901,60,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23082,,,15196.4948,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","Pretty well off financially","No","No","No","No","Yes","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2001,"Yes","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,1150,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,,,,,,,,,,,,35,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","No","No","No","No",,,"Convenience",,"Better price",,,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160910,20151219,20160910,64,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,1,"Not working - retired",0,"White","White"
23084,,23906.3605,19130.1201,36106.4244,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.","Refused","No","No","Yes","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,1185,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No","Convenience","Convenience","Convenience","Convenience",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Fair",20160908,20160206,20140517,87,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",0,"White","White"
23085,,90107.2628,96748.9024,129261.219,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","Refused",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Nonstore Retailers","One","Computer and Mathematical","Under $5,000","Another household member makes most of the decisions","Very good",20160903,20160921,20140510,48,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,1,1,2,"Working - as a paid employee",0,"White","White"
23086,,,16072.253,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,55,"Not important","Not important","Very important","Somewhat important","Somewhat important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","Yes","Yes","Yes",1000,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160919,20160206,20160802,68,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Not working - retired",0,"White","White"
23087,,,17467.5055,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,60,"Not important","Very important","Somewhat important","Somewhat important","Not important","No","No",,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","No","Yes","No","No",,,"Better price",,"Better price",,"Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","Bachelor’s degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20160910,20160217,20160910,63,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,1,"Not working - retired",0,"White","White"
23088,,30359.9061,26824.4288,45458.702,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,69,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No",,"Convenience",,,,,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1600,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160907,20160206,20160907,75,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",0,"White","White"
23089,,56260.8866,58047.1604,82318.2063,"Fresh","Yes","Yes","No","Yes","No","No","No",,"Yes","No","Yes","Yes","Yes","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",580,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Education","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","No","Refused","No",,,"Yes","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Funds, Trusts, and Other Financial Vehicles","One","Computer and Mathematical","$75,000 - $99,999","I make most of the decisions","Good",20160915,20160215,20160831,45,"45-54","45-59","Some college, no degree","Some college","Hispanic","Female","No",5,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,1,1,3,"Working - as a paid employee",0,"White","Hispanic"
23090,,,18356.9298,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","Pretty well off financially","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",16,10,"More","Does not apply","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] pay rent.",1992,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,375,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","No",,,,,,"Certificate or technical degree","No",,,"Health","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"No",,,,,"No","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No",,"Better price","Convenience","Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No",,"Moderate strain",,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160924,20151217,20160924,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Divorced","Non-Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,1,"Not working - disabled",0,"White","White"
23092,,97970.109,108322.341,139816.05,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","Yes","No",,"Moderate impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",4,10,"About the same","Does not apply","Somewhat","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","No","Yes","No","No","Yes","No","Yes, and I still own that home",,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Probably Yes","Yes","No","Yes","Yes","No","Refused",3360,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Once","Doctoral Degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",32000,0,0,32000,"No",330,"No","No",,"No","No","No","No","Yes","Yes","Yes","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Better price",,,,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Associate degree","Refused","One","Other professional","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160919,20160223,20160827,38,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,1,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
23093,,12485.151,11801.7278,19751.601,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,53,"Not important","Somewhat important","Very important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3700,"No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Associate degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160918,20160312,20160918,61,"55-64","60+","Masters degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"2+ Races","Other"
23094,,12658.2004,13707.9172,19751.601,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much better off","About average","Yes","Refused","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","No","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","No","No","No","No","No","Refused","Refused","No","No","No","No","No","No","No","No","No","Yes",,"Refused","Refused","About the same","Refused","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,"Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Engineering","Financial benefits are much larger","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","$50,000 to $74,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Better quality","Better quality","Better quality","Convenience","Convenience",,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Specialty Trade Contractors","One","Management","Under $5,000","I make most of the decisions","Very good",20160916,20151217,20160901,52,"45-54","45-59","Some college, no degree","Some college","2+ Races, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","wv",0,0,1,1,2,"Working - as a paid employee",0,"2+ Races","Other"
23095,,,123598.2,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","Much better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1970,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,56,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes","Refused","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Fair",20160909,20151223,20160909,83,"75+","60+","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$12,500 to $14,999","Widowed","Metro","Northeast","New England","Owned or being bought by you or someone in your household","nh",0,0,0,0,3,"Not working - retired",0,"White","White"
23096,,,89876.0799,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Just getting by","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","Yes",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No","Slightly important","Moderately important","Not important","Not important","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Better price","Not available in local stores",,"Better price","Not available in local stores","Better price",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Monetary Authorities-Central Bank","One","Business and Financial Operations","Under $5,000","I make most of the decisions","Good",20160908,20151223,20160827,29,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","Midwest","West-North Central","Rented for cash","mn",0,0,0,0,4,"Working - as a paid employee",0,"Asian","Asian"
23097,,43985.5058,47618.0379,65638.0508,"Fresh","Yes","No","Yes","Yes","No","No","No","All of the adult children living with me are not in school","No","No","Yes","No","No","No","Probably Yes",,"Just getting by","About the same","Somewhat worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","Yes","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",100,20,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","Yes","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Nonstore Retailers","Two","Installation, Maintenance, and Repair","$50,000 - $74,999","Another household member makes most of the decisions","Very good",20160910,20151223,20160827,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",4,"A one-family house attached to one or more houses","$40,000 to $49,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,4,"Working - self-employed",0,"White","White"
23099,,54393.3831,18327.8009,82962.8446,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Paper check","Refused","Yes","No","No","No","No","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",400,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","No","No",,"No","No","No","No","No","No","Yes","No","No","No","Good","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Yes","No",5000,0,2300,7300,"No",67,"No","No",,"No","No","No","No","No","No",,"No",,,,,"No","No","No","Yes","No","No","No",0,"Definitely Yes","Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Convenience",,,,"Convenience","Better price",,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20160926,20151218,20150708,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$5,000 to $7,499","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Not working - on temporary layoff from a job",0,"Black/African-American","Black"
23100,,12485.151,11801.7278,19751.601,"Fresh","Yes","No","Yes","No","No","Yes","No","All of the adult children living with me are not in school","Yes","Yes","No","No","No","No","Definitely No","Yes","Just getting by","About the same","Somewhat worse off","Pretty well off financially","No","No","No","Yes","No","No","Yes","No","Yes","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",12,20,"More","Very much","Very much","Very much","No","Yes","No","No","No","No","Yes","Yes","No","No","No","I [PPMARITins2] pay rent.",1990,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Certificate or technical degree",,"Humanities",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No","Very important","Very important","Very important","Very important","Very important","Very important","Very important","Very important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Still enrolled in the program","No","Yes","Yes","No","Yes","No",,,,,,,,,,,,65,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No",,,,,,,"Convenience","Convenience",,"No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","Yes","Yes","No",,,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Nursing and Residential Care Facilities","Two","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$10,000 - $24,999","Refused","Good",20160921,20160118,20160829,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"2+ Races","Other"
23103,,46914.2822,46695.6486,70110.7766,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Yes","Yes","Don’t know","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",2300,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",0,"Definitely Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Convenience","Convenience","Better price","Convenience",,"Convenience",,,,"Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Computer and Electronic Product Manufacturing","One","Architecture and Engineering","$250,000 - $499,999","I make most of the decisions","Excellent",20160922,20151216,20150708,44,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$100,000 to $124,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23104,,,18782.8883,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","Yes","No","No","Yes","No","Probably No","Yes","Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","Minor impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","Other reason","Convenience",,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","Yes","Yes","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Fair",20160913,20151220,20160913,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",5,"A mobile home","Less than $5,000","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,1,0,4,"Not working - disabled",0,"Black/African-American","Black"
23105,,22058.9601,17906.7155,33685.7846,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",40,2,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No",,,,"Not available in local stores","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Rarely worried","Some college but no degree","Don’t know","Animal Production","One","Farming, Forestry, and Fishing","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160906,20160123,20160831,60,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - self-employed",0,"White","White"
23108,,,39024.4227,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","No","No","No","Yes","No","No","No","No","Yes","Refused",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial costs are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Very important","Very important","Very important","Not important","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",700,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20151024,20150217,20150801,71,"65-74","60+","Some college, no degree","Some college","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
23109,,,22823.4883,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","Yes","No","No","Yes",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Not available in local stores","Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","Yes","No","No",,,"No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Rarely worried","Some college but no degree","Some college but no degree","Gasoline Stations","One","Management","$75,000 - $99,999","I make most of the decisions","Excellent",20160921,20160509,20160901,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23110,,,11760.3457,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Engineering","Financial benefits are much larger","No","No","No","No","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Refused","Never worried","Some college but no degree","Less than High School degree","Heavy and Civil Engineering Construction","One","Construction and Extraction","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160916,20151217,20160916,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","nd",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23112,,12613.2106,14342.0063,19751.601,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Pretty well off financially","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Refused",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",120,60,"About the same","Somewhat","Somewhat","Somewhat","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Excellent","Refused","Yes","About the same",,"Once","Some of the time","Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Refused",,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes",,,"Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","More than your income","No","No","No","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Better quality","Better quality","Better quality","Refused",,,,,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes",,"Yes","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Refused","Graduate degree","Don’t know","Refused","One","Management","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20161017,20151223,20150715,52,"45-54","45-59","Masters degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,1,"Working - as a paid employee",0,"2+ Races","Other"
23114,,14320.4868,3876.3698,22437.0752,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","No","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","Moderate impact","No impact","Severe impact","Moderate impact",,"No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",1,1,"Less","Somewhat","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No",,"Other (Please specify):","Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are much larger","Yes","Yes","Yes","No","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",1600,0,0,1600,"No",168,"No","Yes",,"Yes","No","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","No","No","Yes","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","Yes","Yes","Yes","Yes","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No",,"Substantial strain",,"Substantial strain",,,,"Substantial strain","Substantial strain",,,"Rarely worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","General Merchandise Stores","One","Other Sales","Under $5,000","Another household member and I share in the decisions","Fair",20160906,20151217,20160906,48,"45-54","45-59","Some college, no degree","Some college","2+ Races, Non-Hispanic","Female","No",2,"A building with 2 or more apartments","$30,000 to $34,999","Divorced","Non-Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
23116,,35057.322,34520.0316,52866.6151,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","It varied","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Normally work the same hours",,"Yes","Yes","Yes","No","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","Yes","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Some of the time","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","Yes","Yes","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","No",,,,,,,"Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Construction of Buildings","One","Construction and Extraction","$100,000 - $249,999","I make most of the decisions","Very good",20151006,20151220,20160829,50,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23117,,28060.8873,22855.073,42094.4381,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",638,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","No","Yes","No","No","Yes","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Sometimes worried","Associate degree","Associate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20151003,20160217,20160406,69,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,3,"Not working - retired",0,"White","White"
23118,,90600.2806,90106.5998,130874.506,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","No","Employed for someone else",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",1150,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",4000,0,25000,29000,"No",80,"No","No",,"No","No","No","Yes","Yes","Yes","No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Better price","Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Some college but no degree","Educational Services","One","Teacher, except college and university","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20161005,20160117,20160914,44,"35-44","30-44","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","hi",0,0,0,0,2,"Working - as a paid employee",0,"Asian","Asian"
23120,,,21516.7719,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much worse off","Poor","Yes","No","No","Yes","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact",,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",30,40,"More","Very much","Very much","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1996,"Yes","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,1519,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",91250,0,0,91250,"No",0,"Yes","No",,"No","No","No","No","Yes","No",,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","Yes",0,"Definitely No","Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","Yes",,"$25,000 to $39,999","More than your income","Yes","No","No","Yes","Often varies quite a bit from one month to the next","No","No","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","Yes","No","No","Yes","No","No",,"Convenience",,"Better price",,,"Other reason",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","Yes","Yes","Yes","Yes","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Educational Services","Two","Teacher, except college and university","$10,000 - $24,999","I make most of the decisions","Fair",20160916,20160424,20160723,69,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - self-employed",0,"White","White"
23121,,71166.6264,68279.3168,101577.502,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","Yes","No","No","No","Yes","Yes","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",1250,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","Very important","Very important","Very important","Very important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","Yes","No",,"Convenience",,"Convenience",,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Household Product Manufacturing","One","Construction and Extraction","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20161006,20160202,20160918,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23123,,64276.9718,65947.5643,93672.1061,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Moderate impact","No impact","No impact","Minor impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",2100,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Sometimes worried","Never worried","Some college but no degree","Certificate or technical degree","Performing Arts, Spectator Sports, and Related Industries","One","Lawyer, judge","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160920,20160125,20160913,44,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
23124,,,19565.6049,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Business/management","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Very important","Somewhat important","Somewhat important","Yes","No",,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No","Convenience","Convenience","Convenience","Convenience",,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Refused","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Graduate degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Good",20161008,20160126,20150805,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$15,000 to $19,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Not working - retired",0,"White","White"
23126,,29794.4965,27890.341,45126.3762,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Better price",,,"Better price","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Heavy and Civil Engineering Construction","One","Architecture and Engineering","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160914,20151218,20160829,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
23127,,38341.5956,36148.4415,56566.3719,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,,,,"Other reason",,,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160924,20151223,20160725,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",0,"White","White"
23128,,82845.5903,102787.097,118489.456,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","Yes","No","No","Yes","No","Probably No","Yes","Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",6000,0,0,6000,"Yes",50,"Yes","No",,"No","No","Yes","No","No","Yes",,,,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university","$10,000 - $24,999","I make most of the decisions","Very good",20160921,20160224,20160111,23,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$200,000 to $249,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,5,"Working - as a paid employee",0,"White","White"
23130,,55929.5486,52478.9402,80496.1195,"Fresh","Yes","No","No","No","No","Refused","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Computer/information sciences","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,57,"Not important","Somewhat important","Very important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","No","No",,"Convenience","Convenience",,"Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member makes most of the decisions","Fair",20161001,20160220,20160913,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$150,000 to $174,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",0,"White","White"
23131,,,18977.0656,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","It varied","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"No","No","No","No",,"Minor impact","Minor impact","Moderate impact","No impact",,,"Employed part-time","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,15,"Less","Very much","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes","None",,"Probably No",,,,,,,1400,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial costs are much larger","Yes","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No",,"Moderate strain",,,,,"Moderate strain",,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Some college but no degree","High school degree or GED","Specialty Trade Contractors","One","Construction and Extraction",,,"Good",20160921,,20120621,39,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","West","Pacific","Rented for cash","or",0,0,0,0,2,"Working - self-employed",0,"White","White"
23135,,37815.908,38078.0219,56675.4846,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","No","No","Yes","Yes","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","No","No","No",,"No impact","Moderate impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","No",,,,,,,,,"No",1150,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","No","Convenience",,"Better price",,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Religious Organizations","Two","Office and Administrative Support","Under $5,000","Another household member and I share in the decisions","Very good",20160904,20151222,20151005,55,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$60,000 to $74,999","Married","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23136,,,12228.4268,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","No","No","Yes","No","No","Probably No","Yes","Finding it difficult to get by","Much worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"Yes","Yes","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,350,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Check","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Furniture and Related Product Manufacturing","One","Transportation and Material Moving","$5,000 - $9,999","I make most of the decisions","Good",20160913,20160305,20160913,46,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","Midwest","West-North Central","Rented for cash","ia",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23137,,32241.1296,33303.7702,48881.6872,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",550,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","Yes","No","Yes","No","No","Yes",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Convenience","Convenience",,,,"Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Justice, Public Order, and Safety Activities","One","Office and Administrative Support","$75,000 - $99,999","I make most of the decisions","Very good",20160921,20160210,20160909,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$50,000 to $59,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23138,,46884.9886,46787.5974,69746.2402,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","Yes","Don’t know","Yes","Don’t know","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Moderate impact","No impact","Minor impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Slightly important","Not important","Not important","Slightly important","Slightly important","Slightly important","Not important","No advice from person",,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No",0,"Definitely Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Accommodation","One","Management","$5,000 - $9,999","Another household member and I share in the decisions","Poor",20160914,20160528,20140430,36,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,3,0,2,"Working - as a paid employee",0,"White","White"
23139,,45161.0448,36453.9686,65992.6036,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,58,"Not important","Somewhat important","Somewhat important","Not important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Convenience","Convenience",,"Convenience",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20160923,20160304,20160719,74,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$150,000 to $174,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Not working - retired",0,"White","White"
23140,,,20951.2812,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",650,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","Yes",350,"Yes","No","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Fair",20160909,20160111,20160904,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Not working - retired",0,"White","White"
23141,,50612.6275,62473.211,74933.2573,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",790,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","Yes","No",,,,,,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Monetary Authorities-Central Bank","One","Management","$100,000 - $249,999","I make most of the decisions","Very good",20160904,20151224,20160904,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23142,,,15535.4679,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","Pretty well off financially","No","No","No","No","No","No","No","No","No","Employed for someone else",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Once","Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",4000,0,0,4000,"No",90,"No","No",,"No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Better quality",,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Certificate or technical degree","High school degree or GED","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$5,000 - $9,999","I make most of the decisions","Excellent",20161007,20160103,20150709,30,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$20,000 to $24,999","Living with partner","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
23144,,,14167.7459,,"LMI oversample","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","Minor impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",0,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Better price","Convenience","Better price","Better price","Better price",,"Better price",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Specialty Trade Contractors","One","Management","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160921,20151224,20160920,46,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","Yes",5,"A one-family house attached to one or more houses","Less than $5,000","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,1,4,"Working - as a paid employee",0,"White","Hispanic"
23146,,24514.5029,18633.32,37268.1083,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","No","Yes","No","Yes","No","No","No","No","Yes","Retired","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","No","No","No","No","No","Paper check","No","No",,,"Yes","No","No","No",,"No impact","Minor impact","Minor impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Refused",,,,,,,,,,,,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,,,,,,,,,,,,66,"Not important","Somewhat important","Not important","Somewhat important","Very important","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No",,,,"Not available in local stores","Convenience","Other reason",,,,"No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","No","Yes","Yes","No",,,"Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Don’t know","Graduate degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20151010,20151217,20150808,66,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,2,"Not working - retired",0,"White","White"
23147,,,38819.0896,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",0,"No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Sometimes worried","Sometimes worried","Regularly worried","Regularly worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160914,20160118,20160914,36,"35-44","30-44","Some college, no degree","Some college","Hispanic","Male","No",1,"A one-family house detached from any other house","$10,000 to $12,499","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Not working - looking for work",0,"2+ Races","Hispanic"
23148,,52005.672,49659.4298,76248.2712,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","Yes","No","Yes","No","No","No","No","Yes","Self-employed","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Paper check","No","Refused",,,"Yes","No","No","No",,"No impact","Moderate impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,10,"About the same","Not at all","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,,,,,,,,,,,,57,"Not important","Somewhat important","Very important","Somewhat important","Not important","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No",,,,,"Better price","Convenience","Convenience","Convenience",,"No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","Yes","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Excellent",20160929,20151223,20150811,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","dc",0,0,0,0,2,"Not working - retired",0,"White","White"
23149,,24607.6655,19269.2689,37108.6142,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Master’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Very important","Very important","Very important","Not important","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No",,,,,,"Better price","Better price",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Moderate strain",,"Moderate strain",,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Teacher, except college and university","Refused","Another household member and I share in the decisions","Excellent",20160909,20160207,20160719,60,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23150,,,29325.5621,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","Moderate impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Associate degree","No",,,"Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No","Better price",,,"Better price",,,,"Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",100,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","A little strain","Substantial strain",,,,,,,,,,"Never worried","Rarely worried","Regularly worried","Never worried","Bachelor’s degree","Don’t know","Amusement, Gambling, and Recreation Industries","Two","Protective Service","Under $5,000","I make most of the decisions","Very good",20160915,20160206,20160913,52,"45-54","45-59","Associate degree","Some college","Hispanic","Male","No",2,"A one-family house detached from any other house","$10,000 to $12,499","Separated","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",1,0,0,0,1,"Working - as a paid employee",0,"2+ Races","Hispanic"
23151,,52005.672,49659.4298,76248.2712,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No",4000,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Very important","Not important","Very important","Not important","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Food Services and Drinking Places","One","Refused","$1,000,000 or more","I make most of the decisions","Very good",20160912,20151225,20160912,54,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
23152,,51959.5525,53024.6919,75935.2296,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,10,"Less","Somewhat","Somewhat","Somewhat","No","Yes","Yes","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","Yes",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No",,"Convenience","Convenience",,"Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Construction of Buildings","Two","Management","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20161006,20160207,20150731,49,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$175,000 to $199,999","Living with partner","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23154,,38341.5956,36148.4415,56566.3719,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1969,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","Yes","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Fair",20160907,20160220,20160827,84,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Widowed","Metro","Midwest","East-North Central","Occupied without payment of cash rent","oh",0,0,0,0,1,"Not working - retired",0,"White","White"
23156,,47944.2992,49633.6701,70844.3948,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Don’t know","Yes","Yes","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Severe impact","Minor impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1602,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Don’t know","Definitely Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","Yes","Yes","Yes","No",,,"Convenience",,,"Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Educational Services","One","Teacher, except college and university","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160926,20160121,20160926,50,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23157,,70816.4666,59275.5006,102935.92,"Fresh","No","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","Yes","Yes","No","Yes",,,,,,,,,"No",1181,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Very important","Moderately important","Moderately important","Moderately important","Slightly important","Slightly important","Not important","Not important",,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,61,"Not important","Very important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Better price","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Excellent",20160924,20160227,20160830,72,"65-74","60+","Some college, no degree","Some college","Other, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"Asian","Asian"
23160,,80032.685,75401.2419,112995.056,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1965,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Very important","Not important","Very important","Not important","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Refused","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No",,,,"Convenience",,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Refused","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160914,20151224,20160827,81,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Not working - retired",0,"White","White"
23162,,67631.5779,69681.7802,99069.7916,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","Refused","Refused","No",,,,,,,,,,,,,,,,,"Refused","Refused","Refused","No",,,,,,,,"Refused",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Refused","High school degree or GED",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"Refused",,,,,,,"Refused","Refused",,,,,"Refused","Refused","Refused","Refused","Refused","Refused","No","Yes",,,"Refused",,,,,,,,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","$100,000 to $149,999","Less than your income",,,,,"Refused",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","Yes","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Other Professional, Scientific, and Technical Services","One","Protective Service","Under $5,000","Another household member and I share in the decisions","Good",20140731,20160304,20160714,39,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23163,,41079.5923,39856.5919,61071.5318,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","No impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",987,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Master’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No",,,,,"Convenience","Convenience","Not available in local stores","Other reason",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university","Under $5,000","Another household member and I share in the decisions","Very good",20150922,20160423,20150821,42,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
23164,,,9739.2229,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2011,"No","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1064,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Very important","Not important","Not important","Yes","No",,"No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Convenience","Convenience","Better price","Convenience","Better price",,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20160922,20151222,20160922,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Never married","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,1,"Not working - retired",0,"2+ Races","Other"
23165,,40549.4171,34098.9408,60266.652,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",200,"No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Fair",20160914,20151218,20160827,71,"65-74","60+","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
23166,,42622.868,41169.7484,62804.9768,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"Less","Not at all","Does not apply","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,61,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","Better price","Better price",,,,"Convenience","Better price","Better price",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Excellent",20160915,20160108,20160915,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",0,"White","White"
23168,,,19592.359,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Just getting by","About the same","Somewhat worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1981,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",666,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",1000,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Refused","One","Management","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20140901,20150518,20140608,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Working - self-employed",0,"White","White"
23169,,80593.2574,25125.2742,119080.262,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","It varied","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","No","Yes","No","Yes","No","Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160918,20151226,20160918,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
23170,,54760.2971,18777.2484,81183.5825,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",120,"No","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Good",20160922,20160114,20160919,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
23171,,36386.7225,29584.0713,54766.3999,"Fresh","No","No","No","No","Yes","No","No",,"No","No","No","No","No","Yes","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2014,"No","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,994,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes",,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","Yes","No",,,,,"Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Civic and Social Organizations","One","Community and Social Services","$10,000 - $24,999","I make most of the decisions","Good",20160923,20160304,20160923,63,"55-64","60+","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$50,000 to $59,999","Divorced","Metro","South","South Atlantic","Rented for cash","md",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
23172,,,9714.6728,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","No","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","Minor impact","Moderate impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2011,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Other (Please specify):","Probably No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","No",,"Yes","Once","Never","Associate degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Refused",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No",,"$25,000 to $39,999","More than your income","No","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","Yes","No","No","No","Yes",1500,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","High school degree or GED","Hospitals","One","Other (Please specify)","$5,000 - $9,999","Another household member and I share in the decisions","Fair",20151008,20160412,20141206,47,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","sd",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
23173,,,7571.4229,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160907,20151217,20160906,45,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A mobile home","$7,500 to $9,999","Divorced","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - disabled",0,"White","White"
23175,,60588.8738,64882.0054,89464.1836,"Fresh","Yes","Yes","Yes","No","No","Yes","No","One or more of the adult children who live with me are in school","Yes","Yes","No","Yes","No","No","Probably No","No","Finding it difficult to get by","Much worse off","Much worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Minor impact","Minor impact","Moderate impact","Minor impact","Minor impact","Moderate impact","Homemaker","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",60,40,"Less","Somewhat","Somewhat","Not at all","No","Yes","Yes","No","No","Yes","Yes","Yes","No","Yes","No","I [PPMARITins2] pay rent.",2014,"Yes","No","No","No","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably Yes","No","Yes","Yes","Yes","Yes","No",650,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Cash","Not confident","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","Yes","No","Yes","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","Yes",,"$50,000 to $74,999","More than your income","Yes","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No","No","Yes","No","Convenience","Better price",,,"Convenience",,,"Better price",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","Yes","Yes","Yes",0,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes","Yes","No","Substantial strain","Substantial strain","Substantial strain","Substantial strain","Substantial strain",,,"Substantial strain","Substantial strain","Substantial strain",,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Other (Please specify)",,,"Very good",20160921,,20131005,36,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",8,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","West-North Central","Rented for cash","mo",0,0,2,1,5,"Working - as a paid employee",0,"White","White"
23176,,,26106.3279,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Don't know","Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Refused",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160926,20151220,20160829,40,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,1,1,2,"Not working - other",0,"White","White"
23177,,,14093.9133,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","Refused","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No",,"Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Very good",20161019,20160217,20160909,65,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Not working - retired",0,"White","White"
23178,,29669.5608,26067.3004,44099.1199,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Refused","Refused","Yes","Yes","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Other Professional, Scientific, and Technical Services","One","Personal Care and Service","$100,000 - $249,999","I make most of the decisions","Very good",20151020,20151219,20150731,73,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Divorced","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Working - self-employed",0,"White","White"
23182,,51577.4452,58019.5782,76187.2005,"Fresh","Yes","Yes","Yes","Refused","Yes","Refused","No","One or more of the adult children who live with me are in school","Refused","Yes","Refused","Refused","Refused","No","Probably Yes",,"Finding it difficult to get by","Somewhat worse off","About the same","Poor","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"Don’t know","Don’t know","Don’t know","Yes","Yes","Yes","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Minor impact","No impact","Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"About the same","Somewhat","Somewhat","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",2500,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Refused","No","Yes","No","No","No","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","More than your income","Yes","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Sometimes worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20160928,20160102,20160827,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,1,0,1,4,"Not working - looking for work",0,"White","White"
23183,,47971.5291,51195.3947,71234.6858,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2013,"Yes","No","Yes","Yes","No","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,350,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","Yes","No","Yes","Very important","Very important","Slightly important","Moderately important","Not important","Moderately important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"No",400,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Better price","Convenience",,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Monetary Authorities-Central Bank","Two","Business and Financial Operations","Under $5,000","Another household member and I share in the decisions","Good",20160925,20151227,20150719,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23184,,39233.7202,37198.3781,58310.3211,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Check","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Very important","Not important","Not important","Not important","Not important","Yes","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","Yes","No","Yes",11000,"Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Refused",,,,"Rarely worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160916,20151218,20160827,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Not working - retired",0,"White","White"
23185,,13959.9649,16657.3235,21546.532,"Fresh","Yes","Yes","No","No","Yes","No","No",,"No","No","No","Yes","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,2,"About the same","Does not apply","Does not apply","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",2200,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No","Slightly important","Not important","Slightly important","Not important","Not important","Not important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",3400,0,0,3400,"No",82,"No","No",,"No","Yes","Yes","No","No","Yes","Yes","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Convenience","Better price","Better price","Convenience","Convenience","Convenience",,"No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","Bachelor’s degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Not sure","Another household member makes most of the decisions","Very good",20160919,20151221,20160919,40,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","sd",0,1,1,1,3,"Working - as a paid employee",0,"2+ Races","Other"
23188,,,17314.2738,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","No","No","Yes","Yes","No","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","Yes","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",10,20,"More","Very much","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1445,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","Yes","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes",,"Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","Yes","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Associate degree","Graduate degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Very good",20160909,20160107,20160909,47,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Not working - on temporary layoff from a job",0,"White","White"
23189,,43941.4494,16330.166,66222.8078,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","No","No","Yes","No",,,"Better price",,"Not available in local stores",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Associate degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Fair",20161006,20160504,20150828,39,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$25,000 to $29,999","Living with partner","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","pa",0,0,0,0,2,"Not working - other",0,"White","White"
23191,,54214.7511,17379.8523,80992.0734,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"Yes","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","No","No","No","No","Yes","No",990,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Associate degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","Yes","No advice from person","No advice from person","No advice from person","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",80000,0,0,80000,"No",0,"Yes","No",,"No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,50,"Very important","Not important","Not important","Not important","Very important","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Better price",,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"Refused","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","A little strain",,,"Never worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Associate degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160922,20160217,20150806,59,"55-64","45-59","Associate degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
23193,,,15567.5077,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","No","No","No","No","Yes","Cash","No","Yes",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Refused","Financial costs are much larger","Yes","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","Yes",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",500,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Rarely worried","High school degree or GED","Certificate or technical degree","Performing Arts, Spectator Sports, and Related Industries","Two","Retail Sales","Under $5,000","Another household member and I share in the decisions","Very good",20161004,20160201,20160917,42,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,1,0,2,"Working - self-employed",0,"White","White"
23194,,,38619.2608,,"LMI oversample","Yes","No","No","No","No","No","Yes",,"Yes","No","No","No","Yes","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No",500,"Yes","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Physical sciences/math",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No","No advice from person","No advice from person","Not important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"No",112,"No","No",,"No","No","Yes","No","No","No","No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No",,"Not available in local stores",,,"Not available in local stores","Other reason",,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","Yes",135,"No","No","No","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160915,20160117,20160827,36,"35-44","30-44","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,1,3,"Not working - disabled",0,"Black/African-American","Black"
23195,,67024.522,83351.3936,98079.8301,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Once","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","No","No","Not available in local stores","Convenience","Not available in local stores",,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Utilities","One","Management","$500,000 - $999,999","I make most of the decisions","Very good",20160929,20160402,20160701,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",1,1,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
23196,,34036.9413,34338.2356,51171.397,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"Yes",1900,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Not available in local stores","Not available in local stores",,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Graduate degree","Miscellaneous Manufacturing","One","Installation, Maintenance, and Repair","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160917,20151219,20160827,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
23198,,39233.7202,37198.3781,58310.3211,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",750,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Refused","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","Yes","No",,"Convenience",,"Convenience","Convenience","Convenience",,"Better price",,"No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Don’t know","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20151003,20151231,20150819,73,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - retired",0,"White","White"
23199,,53137.6185,54732.5501,78624.6927,"Fresh","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Yes","Refused","Refused","Refused","Refused","No","Definitely Yes",,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","Moderate impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1180,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2800,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","One","Other (Please specify)",,,"Very good",20160919,,20120801,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","New England","Occupied without payment of cash rent","ma",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
23200,,,30634.1563,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","Yes","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",548,"Yes","No","Yes","No","No","No","Debit card","Not confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","Yes","No",,"No","No","No","No","No","No","Yes","No","No","No","Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Not important","Not important","Not important","Very important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No","Other reason",,,"Other reason",,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160923,20160206,20160903,82,"75+","60+","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
23202,,51374.3602,19263.6951,77259.1656,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","To earn money as a primary source of income",2,10,"Less","Somewhat","Somewhat","Somewhat","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,167,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","No","No",0,0,0,0,"No",0,"No","No",,"No","No","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","Yes","Better price",,,"Better price","Better price",,,,"Better price","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","No","No","Yes",350,"No","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No",,,,,,,,"A little strain",,"None",,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20161007,20151217,20150804,66,"65-74","60+","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$12,500 to $14,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
23204,,23949.5277,19857.4955,36093.6927,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","No","Yes","No","No","No","No","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","Yes","No","Yes",,,,,,,,,"No",0,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","About the same financial benefits and financial costs","Yes","Yes","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,65,"Very important","Not important","Not important","Somewhat important","Not important","Yes","No","Yes","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Refused","No","No","Yes","Yes","Yes","No","No","Yes",,,,"Better price","Better price","Better price",,,"Better price","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20151024,20160227,20120929,67,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Not working - other",0,"White","White"
23205,,161802.083,169566.606,220707.281,"Fresh","No","No","No","Yes","No","No","No",,"Yes","Yes","No","Refused","No","Yes","Definitely No","Yes","Doing okay","About the same","About the same","Pretty well off financially","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Refused","Yes","Yes","Refused",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Engineering","Financial benefits are much larger",,,,,,,,,,,,"Very important","Very important","Not important","Moderately important","Slightly important","No advice from person","Moderately important","Very important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","No","Yes","No","Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Refused",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member makes most of the decisions","Excellent",20160921,20160209,20150617,23,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",5,"A one-family house detached from any other house","$175,000 to $199,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,5,"Not working - looking for work",0,"White","White"
23207,,32608.6508,12532.1727,49163.4239,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1945,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","Better price","Better price",,"Convenience",,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",500,"No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Good",20161012,20160413,20160608,82,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$30,000 to $34,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Not working - retired",0,"White","White"
23208,,,70059.6348,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","It varied","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,"No","Don't know","No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Don’t know","Probably No",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Other reason",,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Some college but no degree","Don’t know","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Excellent",20160919,20151217,20160907,60,"55-64","60+","No formal education","Less than high school","White, Non-Hispanic","Male","No",1,"Boat, RV, van, etc.","Less than $5,000","Never married","Metro","South","South Atlantic","Occupied without payment of cash rent","md",0,0,0,0,1,"Not working - other",0,"White","White"
23209,,81556.8721,83255.6835,115109.032,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",2,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No","No",,,,,,,,,"No",979,"Yes","No","No","No","No","No","Cash","Don’t know","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",15000,0,40000,55000,"No",300,"No","No",,"No","No","No","No","Yes","Yes","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Better price","Better price",,,"Better price","Better price","Better price","Better price",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",2000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Educational Services","One","Management","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160906,20160425,20160906,38,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,3,0,2,"Working - as a paid employee",0,"White","White"
23211,,50614.7681,51175.3668,74162.879,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,1,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1265,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Better price","Better price",,,"No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Air Transportation","One","Transportation and Material Moving","$1,000,000 or more","I make most of the decisions","Very good",20160908,20151217,20160828,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23212,,45154.1573,49338.8117,67206.6744,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Hospitals","One","Office and Administrative Support","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160904,20151221,20160904,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","wv",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23213,,,28334.4552,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","No","No","No","No","Yes","Yes","No","No","No","Refused",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","No","I [PPMARITins2] pay rent.",2005,"Yes","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,625,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,,,"A little strain",,,,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160912,20151229,20160912,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,2,"Not working - other",0,"White","White"
23214,,59074.2241,19688.1854,88607.6415,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Definitely No","Yes","Just getting by","Somewhat better off","Somewhat better off","It varied","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","Minor impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",12,10,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Humanities","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","Yes","No","Yes","Yes","No","Not available in local stores",,,"Better price","Not available in local stores",,"Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Certificate or technical degree","Performing Arts, Spectator Sports, and Related Industries","Two","Other (Please specify)","$10,000 - $24,999","Another household member and I share in the decisions","Good",20161020,20160222,20160830,46,"45-54","45-59","Some college, no degree","Some college","Hispanic","Male","No",2,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","West","Pacific","Occupied without payment of cash rent","or",0,0,0,0,2,"Working - self-employed",0,"White","Hispanic"
23215,,28060.8873,22855.073,42094.4381,"Fresh","Refused","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Refused","Refused","Yes","Refused","Refused","Yes","Definitely Yes",,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Very important","Not important","Very important","Not important","Yes","Refused",,"Yes","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Convenience",,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4000,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160922,20151217,20150709,84,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
23216,,39395.2303,35077.638,58156.9665,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",654,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Very important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","National Security and International Affairs","Refused","Transportation and Material Moving","$25,000 - $34,999","Another household member and I share in the decisions","Good",20151002,20151218,20160914,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23217,,29669.5608,26067.3004,44099.1199,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","Refused","No","No","No","No","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",843,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Refused","About the same",,"Some of the time","Some of the time","Certificate or technical degree","No",,,"Law","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,60,"Somewhat important","Not important","Not important","Not important","Somewhat important","Yes","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Food and Beverage Stores","One","Retail Sales","Not sure","Another household member makes most of the decisions","Fair",20161010,20160124,20160827,72,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
23218,,,13818.4582,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","No","No","No","No","Yes","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","Moderate impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",287,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,60,"Very important","Not important","Not important","Not important","Very important","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No",,,,"Better price",,,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",652,"Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No",,"Yes","No","No","No","No","No","No","Yes","No","Yes","No","Substantial strain",,,,,,,"Substantial strain",,"Moderate strain",,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Fair",20160915,20151221,20160915,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Not working - retired",0,"White","White"
23219,,68866.3692,80882.3256,100837.745,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No","Refused","Yes","No","No","No","No","Yes","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No",,"Convenience","Better price","Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Administrative and Support Services","One","Other professional","$5,000 - $9,999","Another household member and I share in the decisions","Good",20151009,20151223,20160907,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
23222,,22058.9601,17906.7155,33685.7846,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","Yes","Yes","No","Yes",,,,,,,,,"No",661,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,57,"Not important","Not important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Not available in local stores","Convenience","Other reason",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Sometimes worried","High school degree or GED","Refused","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160922,20160702,20160722,73,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",0,"White","White"
23223,,54657.482,57627.9855,80095.044,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Pretty well off financially","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","Minor impact","Moderate impact","Severe impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",7,"Refused","More","Does not apply","Somewhat","Somewhat","No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1700,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial costs are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",5000,"No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Fair",20160916,20160119,20160827,59,"55-64","45-59","Some college, no degree","Some college","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Not working - other",0,"White","Hispanic"
23224,,22058.9601,17906.7155,33685.7846,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","About the same","About average","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","Minor impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1341,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Never","Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,61,"Not important","Somewhat important","Not important","Somewhat important","Very important","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","Yes","Yes","No","No","Convenience","Convenience",,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Excellent",20160908,20151217,20160908,77,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
23226,,73370.7615,75204.3171,106055.92,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Refused","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Severe impact","Moderate impact","Severe impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","No",,"Not available in local stores",,,,"Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Graduate degree","Graduate degree","Plastics and Rubber Products Manufacturing","One","Management","$250,000 - $499,999","I make most of the decisions","Very good",20160916,20160219,20160916,52,"45-54","45-59","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$75,000 to $84,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Working - as a paid employee",0,"Asian","Asian"
23227,,145503.953,163275.247,198454.98,"Fresh","No","No","No","Yes","No","No","No",,"Yes","Yes","No","No","Yes","No","Definitely Yes",,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Just for fun (as a hobby)",3,1,"Less","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,"Definitely Yes","Yes","No","No","Yes","No","No","Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Very important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",40000,0,0,40000,"No",325,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Not available in local stores",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Food Services and Drinking Places","One","Food Preparation and Serving","$5,000 - $9,999","I make most of the decisions","Excellent",20161017,20160228,20140611,25,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$150,000 to $174,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23228,,51913.2411,54334.943,76799.4453,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Just getting by","Somewhat worse off","Somewhat better off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Don’t know","Yes","Yes","None",,"Don’t know",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"Yes","Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,"Slightly important","No advice from person","No advice from person","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Not available in local stores",,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","Some college but no degree","Some college but no degree","Rental and Leasing Services","One","Business and Financial Operations","Under $5,000","I make most of the decisions","Fair",20161004,20151217,20160905,49,"45-54","45-59","Some college, no degree","Some college","Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$75,000 to $84,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
23231,,22650.9925,17410.4914,34452.926,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Don’t know","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Better price","Convenience",,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Amusement, Gambling, and Recreation Industries","One","Other (Please specify)","$1,000,000 or more","Another household member and I share in the decisions",,,20150226,20160709,66,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23232,,43273.0462,41482.2632,63599.522,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,,51,"Not important","Very important","Somewhat important","Not important","Somewhat important","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","No","Yes","No",,,"Not available in local stores","Better price","Other reason","Convenience",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Plastics and Rubber Products Manufacturing","One","Business and Financial Operations","$10,000 - $24,999","Another household member and I share in the decisions","Excellent",20160905,20160208,20160724,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23234,,31270.0544,26966.4447,46964.6686,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","Financial costs are somewhat larger","No","No","Refused","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Refused","Refused","Refused","Refused","Yes","No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Better price","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member makes most of the decisions","Excellent",20160921,20160224,20160730,71,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$75,000 to $84,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",0,"White","White"
23236,,,7622.4331,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Severe impact","Severe impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",4,4,"About the same","Does not apply","Somewhat","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial costs are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,57,"Very important","Very important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20161008,20160220,20150721,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$7,500 to $9,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - disabled",0,"White","White"
23237,,,24542.6009,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","Yes","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","No","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No","Yes",,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Museums, Historical Sites, and Similar Institutions","One","Management","$75,000 - $99,999","I make most of the decisions","Very good",20161007,20151221,20160911,33,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23238,,47944.2992,49633.6701,70844.3948,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","Minor impact","No impact","Minor impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1110,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1300,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Ambulatory Health Care Services","One","Management","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20161007,20150223,20140411,54,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
23240,,32245.7073,29849.2235,48813.6967,"Fresh","Yes","Yes","Yes","Yes","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","No","No","No","Probably Yes",,"Just getting by","Somewhat worse off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","No","No","No",,"No impact","Moderate impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,10,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1700,"Yes","Yes","No","No","No","Yes","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Refused","Refused","Refused","Refused","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No",,"Convenience",,"Convenience","Convenience",,"Convenience",,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","Yes",1200,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Administration of Housing Programs, Urban Planning, and Community Development","Two","Business and Financial Operations","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160914,20151217,20160914,53,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house attached to one or more houses","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,1,4,"Working - as a paid employee",0,"White","White"
23241,,,17467.5055,,"LMI oversample","Yes","No","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Probably Yes",,"Doing okay","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"Yes","No","No","No","Yes","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","Moderate impact","Minor impact","No impact","Minor impact","Moderate impact","Disabled and not working","No","Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",2,3,"Less","Somewhat","Somewhat","Not at all","No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","Yes","Credit card","Very confident","Refused",,,,,,,,,,,,"No","No","No",,,,,,,,,,,,"Excellent","Refused","Refused","Refused",,"Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,65,"Refused","Refused","Refused","Refused","Refused","Yes","Yes","No","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","More than your income","No","No","No","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","Refused","Refused","No","No","Refused","Refused","Refused","Refused","Refused","Yes",,"No","No","No","No","No","No","No","No","No","Yes","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","Yes","Yes","No",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Some college but no degree","Refused","Accommodation","One","Food Preparation and Serving","Refused","Another household member and I share in the decisions","Very good",20160922,20160218,20150805,79,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$20,000 to $24,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23242,,102632.181,134930.517,144769.912,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Doing okay","Somewhat worse off","About the same","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Life sciences","Financial benefits are much larger",,,,,,,,,,,,"Moderately important","Slightly important","Slightly important","Slightly important","Not important","Not important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",25000,0,0,25000,"No",0,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","More than your income","No","No","Yes","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No",,"Convenience",,"Convenience","Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Educational Services","Two","Other (Please specify)","Under $5,000","Another household member makes most of the decisions","Poor",20160916,20160302,20150711,21,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$150,000 to $174,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
23243,,,16329.0123,,"LMI oversample","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Somewhat better off","Much worse off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Somewhat important","Not important","Not important","Somewhat important","Not important","Yes","No",,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160921,20151217,20150714,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$5,000 to $7,499","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - looking for work",0,"White","White"
23245,,39947.1749,39183.6259,59640.3666,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","Minor impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",4,5,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Business/management","Financial benefits are much larger","No","No","No","No","No",,,,,,,"Moderately important","Not important","Not important","Not important","Not important","Moderately important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Fabricated Metal Product Manufacturing","One","Management","$500,000 - $999,999","I make most of the decisions","Excellent",20160907,20160220,20160907,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23246,,,32236.1171,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",807,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Somewhat important","Somewhat important","Somewhat important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","No",,,,,,,"Convenience","Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2100,"Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160907,20151217,20160828,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,1,"Not working - retired",0,"White","White"
23248,,72039.8828,95454.1469,105417.515,"Fresh","No","No","No","Yes","No","No","No",,"No","Yes","No","No","No","No","Definitely No","Yes","Just getting by","About the same","Somewhat worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","Minor impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","No advice from person","Moderately important","No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","One","Refused","Not sure","Another household member makes most of the decisions","Good",20160915,20160207,20160915,27,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$125,000 to $149,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23249,,25293.9734,10410.6377,39099.2247,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1992,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,220,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Not important","Somewhat important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",67,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Good",20160923,20160223,20150813,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Never married","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,1,"Not working - disabled",0,"White","White"
23251,,,41297.3184,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,66,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Very good",20160920,20151220,20150703,81,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",0,"White","White"
23252,,48474.5819,18117.2009,72283.5355,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Severe impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",554,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Very important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No",,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160925,20160616,20150609,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$20,000 to $24,999","Separated","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,1,"Not working - disabled",0,"White","White"
23253,,37248.8811,35887.4034,55038.6877,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Good",20160909,20151221,20160827,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",0,"White","White"
23254,,49790.9832,17831.5138,74193.1624,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Not available in local stores",,"Not available in local stores",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Fair",20151008,20160222,20160418,77,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
23255,,37813.1577,36011.893,56700.9306,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Master’s degree","No",,,"Health",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",50000,0,0,50000,"No",450,"No","No",,"No","No","Yes","No","Yes","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","Yes","No","Yes","No","Not available in local stores",,,,"Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Associate degree","Graduate degree","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$10,000 - $24,999","I make most of the decisions","Excellent",20160909,20160220,20160909,41,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23256,,53290.2946,58325.72,78613.064,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","[D10other]",1,3,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","Yes","No","No",,,,,,,,,"No",1120,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Once","Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","Not available in local stores","Better quality",,,"Other reason","Convenience",,,,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","Don’t know","Executive, Legislative, and Other General Government Support","One","Office and Administrative Support","$100,000 - $249,999","I make most of the decisions","Good",20160924,20160207,20150712,59,"55-64","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
23257,,,26840.4451,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",213,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Convenience","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160913,20160206,20160913,74,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A mobile home","$30,000 to $34,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
23259,,67289.2933,69855.5413,96131.0871,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably No","Yes","Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,535,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Moderately important","Not important","Slightly important","Slightly important","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",35000,0,0,35000,"No",350,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","Yes","No",,"Not available in local stores",,"Better price",,"Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Amusement, Gambling, and Recreation Industries","One","Business and Financial Operations","$50,000 - $74,999","I make most of the decisions","Excellent",20160915,20151220,20160723,24,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23260,,27251.8242,21221.6368,41378.3419,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,10,"About the same","Does not apply","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1978,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","No","Yes","No","No","No",800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No",,,,"Better price",,"Convenience",,,,"Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Performing Arts, Spectator Sports, and Related Industries","One","Other Sales","$500,000 - $999,999","I make most of the decisions","Very good",20161014,20151218,20160729,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23261,,50614.7681,51175.3668,74162.879,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1125,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Not available in local stores","Not available in local stores","Better price","Convenience","Better price","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Electrical Equipment, Appliance, and Component Manufacturing","One","Architecture and Engineering","$500,000 - $999,999","I make most of the decisions","Very good",20151011,20151219,20150617,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23263,,39730.5264,32640.9276,58067.5983,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","About the same","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Somewhat important","Somewhat important","Not important","No","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","No","No","No",,"Not available in local stores","Not available in local stores",,,"Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160909,20151217,20160827,62,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
23264,,23266.9792,19714.099,35118.9127,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","Yes","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Not available in local stores","Convenience",,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Graduate degree","Some college but no degree","Plastics and Rubber Products Manufacturing","One","Management","$500,000 - $999,999","I make most of the decisions","Good",20160924,20151216,20150808,65,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23265,,35424.7104,27800.2383,53356.7904,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",600,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,58,"Not important","Somewhat important","Somewhat important","Not important","Not important","Yes","No",,"Yes","No","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Refused",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Better price","Convenience","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160915,20151219,20160915,72,"65-74","60+","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$60,000 to $74,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
23266,,,29297.4961,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","Refused","Yes","No","No","No","No","No","No",,"No impact","Severe impact","Severe impact","Severe impact","Moderate impact","Moderate impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No",0,"Probably Yes","Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","Better price",,"Better price","Better price","Convenience","Better price","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"A little strain","A little strain",,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Associate degree","Associate degree","Educational Services","One","Teacher, except college and university","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20151004,20160227,20160827,51,"45-54","45-59","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"Asian","Asian"
23267,,43628.3519,38631.7144,64848.5235,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Severe impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",24,2,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Very important","Refused","Refused","Very important","Refused","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No",,"Refused",,,,,"Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160916,20150731,20160724,76,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
23268,,25815.2633,11175.6127,39779.8668,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","Yes","No","Yes","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1963,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Somewhat important","Somewhat important","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","Yes","No",,,,"Better price","Better quality",,,"Other reason",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",374,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160907,20160206,20160907,82,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","id",0,0,0,0,1,"Not working - retired",0,"White","White"
23269,,42374.7091,15295.4933,63290.687,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","Yes","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",500,"Yes","No","No","No","No","Yes","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Associate degree","No",,,"Life sciences",,,,,,,"Financial costs are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,61,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Fair",20160908,20151219,20160908,62,"55-64","60+","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",5,"A one-family house attached to one or more houses","$25,000 to $29,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",1,0,1,0,3,"Not working - retired",0,"Black/African-American","Black"
23270,,72831.7022,76361.7248,102810.47,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,70,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160910,20151217,20160827,71,"65-74","60+","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",0,"White","White"
23271,,27944.1987,9974.2779,43197.0159,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Better price","Better price",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Business, Professional, Labor, Political, and Similar Organizations","One","Management","$1,000,000 or more","I make most of the decisions","Excellent",20160923,20160220,20160908,57,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$35,000 to $39,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - self-employed",0,"White","White"
23273,,80372.9107,75578.5498,114830.698,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","Yes","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Good",20150225,20160529,20160712,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,2,"Not working - other",0,"White","White"
23274,,,11341.1935,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No","No",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Physical sciences/math","Financial benefits are somewhat larger","No","No","No","No","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,56,"Not important","Not important","Not important","Not important","Not important","No","No",,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No",,"Convenience",,,"Convenience",,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Don’t know","Graduate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160715,20160412,20160724,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Not working - retired",0,"White","White"
23278,,24607.6655,19269.2689,37108.6142,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,39,"Somewhat important","Not important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Better price",,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Rarely worried","Bachelor’s degree","Don’t know","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member makes most of the decisions","Fair",20151003,20151218,20160828,75,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",0,"White","White"
23281,,29768.0743,29780.3809,44941.1073,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","Yes","No","Yes","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","To acquire new job-related skills",20,1,"Less","Not at all","Does not apply","Does not apply","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",2100,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Not available in local stores","Better price",,"Convenience","Better price","Not available in local stores",,,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160828,20151217,20160827,53,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,2,"Not working - looking for work",0,"White","White"
23282,,53137.6185,54732.5501,78624.6927,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Paper Manufacturing","One","Other (Please specify)","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160906,20151217,20160906,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Living with partner","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23283,,39233.7202,37198.3781,58310.3211,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1969,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Very important","Not important","Yes","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Yes","No","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","Not available in local stores",,,,,"Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked",,,"Very good",20160928,,20130522,77,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",0,"White","White"
23285,,35033.9641,43638.877,51072.9039,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Pretty well off financially","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","No","Yes","Paper check","No","Yes","No","No","No","No","No","No",,"No impact","No impact","Severe impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,10,"About the same","Very much","Very much","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1700,"Yes","No","No","No","No","Yes","Cash","Very confident","Yes","No","No","Yes","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","Yes","No","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No",,"Not available in local stores",,"Better price",,"Convenience","Convenience",,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","Yes","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Some college but no degree","Bachelor’s degree","Building Material and Garden Equipment and Supplies Dealers","One","Retail Sales","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160929,20151218,20160903,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
23287,,36471.6264,28405.1341,54129.9974,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,10,"More","Not at all","Not at all","Not at all","No","Yes","No","No","No","No","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",2900,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,63,"Not important","Not important","Not important","Very important","Not important","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Convenience","Better price","Better price","Better price","Better price","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",2500,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","A little strain",,,"Regularly worried","Sometimes worried","Regularly worried","Never worried","Certificate or technical degree","Some college but no degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20160916,20151217,20160909,64,"55-64","60+","Masters degree","Bachelor's degree or higher","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
23288,,64276.9718,65947.5643,93672.1061,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1900,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Not available in local stores",,"Better price","Convenience","Convenience","Convenience",,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Beverage and Tobacco Product Manufacturing","One","Business and Financial Operations","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160915,20160128,20160902,41,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$250,000 or more","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
23289,,,10405.3279,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,"Very important","Not important","Slightly important","Slightly important","Slightly important","Moderately important","Slightly important","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Rarely worried","Never worried","Never worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Fair",20161011,20160228,20150807,67,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","Less than $5,000","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,1,"Not working - retired",0,"White","White"
23290,,,29957.2213,,"LMI oversample","Yes","Refused","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","Poor","No","No","No","No","Yes","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Refused","Severe impact","No impact",,,"Retired","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Not at all","Does not apply","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","Refused","Refused","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience","Better price","Convenience","Convenience","Convenience","Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",16000,"Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Regularly worried","Sometimes worried","Rarely worried","Sometimes worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Fair",20160920,20151218,20160827,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - disabled",0,"White","White"
23292,,60413.8703,19689.847,90341.0978,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely No","No","Just getting by","About the same","About the same","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",2000,"Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No",,"Substantial strain","Substantial strain",,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Water Transportation","One","Transportation and Material Moving","Refused","Another household member and I share in the decisions","Very good",20160915,20151218,20160901,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A mobile home","$20,000 to $24,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23293,,,24608.9935,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","Yes","Probably No","Yes","Doing okay","About the same","Much worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",168,11,"Less","Does not apply","Does not apply","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","Yes","A little difficulty",,"Probably Yes","No","No","No","Yes","No","No",183,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Bachelor’s degree","No",,,"Law",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No",,,,,"A little strain",,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Excellent",20161019,20160220,20161008,71,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","West","Mountain","Rented for cash","az",0,0,0,0,3,"Not working - retired",0,"White","White"
23294,,29801.3757,26337.8965,44784.5847,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",720,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Not important","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",3000,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20151118,20160204,20150717,78,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - retired",0,"White","White"
23295,,35551.9322,13259.0155,53963.1962,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",12,5,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No",,,"Yes","Yes","No","No","Yes","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Health","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,59,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Other reason",,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160913,20160220,20160913,66,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A mobile home","$15,000 to $19,999","Widowed","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Not working - retired",0,"White","White"
23297,,50203.7858,41517.7157,73270.8108,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1979,"No","No","Yes","No","No","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Better price","Convenience",,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160921,20160207,20160731,67,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,3,"Not working - retired",0,"White","White"
23298,,39233.7202,37198.3781,58310.3211,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Very important","Not important","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Excellent",20160924,20151217,20150709,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",0,"White","White"
23299,,39395.2303,35077.638,58156.9665,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,3500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Fair",20160917,20151224,20150713,90,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$85,000 to $99,999","Widowed","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,1,"Not working - retired",0,"White","White"
23300,,,25099.5455,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","Yes",,,,,,,,,"No",590,"Yes","No","Yes","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,67,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","Yes","No","No","No",,,"Better price",,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Excellent",20161018,20151218,20160907,75,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$35,000 to $39,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,1,"Not working - retired",0,"White","White"
23301,,47986.8547,46483.6224,71136.4496,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No",900,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Very important","Not important","Very important","Not important","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Refused","Refused","Refused","Refused","Not available in local stores","Not available in local stores","Refused","Refused",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Yes","Refused","Refused","Refused","Refused","Refused","Yes","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160916,20151217,20160916,57,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$250,000 or more","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",0,"White","White"
23302,,32217.1113,31872.0107,48613.2893,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Probably Yes",,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","No","No","No","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","Severe impact","Moderate impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","No","No","No","Yes","No","No","No","Poor","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Better price","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Educational Services","One","Teacher, except college and university","Not sure","Another household member makes most of the decisions","Very good",20160917,20160306,20160917,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,1,4,"Working - as a paid employee",0,"White","White"
23305,,53388.3419,17453.849,79988.2153,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,25,"About the same","Does not apply","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1996,"Yes","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,490,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Most or all of the time","Some of the time","Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",0,"Probably No","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Not available in local stores","Convenience","Convenience","Better price","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Administrative and Support Services","One","Business and Financial Operations","Under $5,000","I make most of the decisions","Good",20160921,20160220,20150728,41,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","No",1,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Metro","West","Mountain","Rented for cash","az",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23308,,32245.7073,29849.2235,48813.6967,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1095,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No",,"Better price","Better price",,,"Better price","Convenience",,,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Graduate degree","Insurance Carriers and Related Activities","One","Sales Representative","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160915,20160302,20150730,50,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Working - self-employed",0,"White","White"
23309,,46704.7119,17465.1317,70172.2199,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","Yes","No","No","Yes","No","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Most or all of the time","Some of the time","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes",90000,0,350,90650,"No",650,"Yes","No",,"No","No","Yes","No","Yes","Yes",,"Do not have children or grandchildren",,,,,"Refused","Yes","Refused","Refused","Refused","Refused","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No",,"Not available in local stores",,,"Not available in local stores",,"Not available in local stores",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1400,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university","Under $5,000","Another household member and I share in the decisions","Excellent",20151204,20160513,20160722,37,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$10,000 to $12,499","Never married","Metro","South","East-South Central","Occupied without payment of cash rent","al",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
23311,,30369.473,24460.3027,45534.016,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1960,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes","No",,"Convenience",,"Convenience",,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",600,"No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160930,20160218,20150806,92,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,2,"Not working - retired",0,"White","White"
23313,,41119.0452,39468.64,61295.7776,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1650,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes",,,,,,"Convenience","Convenience",,"Not available in local stores","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",2000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Other Professional, Scientific, and Technical Services","One","Other (Please specify)","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160920,20151222,20160915,56,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","nh",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23314,,30668.5329,28093.2099,46378.9288,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Minor impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No",,,,,"No","No","Yes","No","Yes","Yes","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","No",,,,,,,"Convenience","Convenience",,"No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$100,000 - $249,999","Another household member and I share in the decisions","Good",20151106,20151231,20160722,48,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,1,1,2,"Working - self-employed",0,"White","White"
23319,,,32878.7071,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",750,"Yes","No","No","No","No","Yes","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",3000,"Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No",,,,"Moderate strain",,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Fair",20160921,20151217,20160902,77,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Not working - retired",0,"White","White"
23321,,38341.5956,36148.4415,56566.3719,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","Yes","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","Yes",,"No impact","No impact","Minor impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1251,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No",,"A little strain",,"A little strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Amusement, Gambling, and Recreation Industries","One","Other (Please specify)","$250,000 - $499,999","Another household member and I share in the decisions","Fair",20160916,20151223,20160916,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23322,,,48073.979,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2002,"Yes","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,"Refused",,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,63,"Not important","Not important","Not important","Very important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160914,20160117,20160910,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Widowed","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
23323,,29821.8259,30912.7061,44925.2603,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","[D10other]",4,1,"About the same","Does not apply","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","Professional degree (e.g. MBA, MD, JD)","No",,,"Law",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","Not available in local stores",,"Not available in local stores",,"Not available in local stores","Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Legal Services","One","Lawyer, judge","$100,000 - $249,999","I make most of the decisions","Good",20151002,20151217,20150813,57,"55-64","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23325,,28783.623,24365.1721,43603.6291,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1969,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No",,"Convenience",,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Refused","Refused","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member makes most of the decisions","Good",20151024,20151217,20150702,75,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
23327,,37845.9709,35641.7616,57085.0249,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","No",,,,,,,,,"No",385,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No",,"Convenience",,"Convenience","Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Graduate degree","Graduate degree","Rail Transportation","Two","Business and Financial Operations","Under $5,000","I make most of the decisions","Good",20160906,20151223,20160906,37,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23328,,,15760.765,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Bachelor’s degree","No",,,"Life sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20161019,20160209,20160908,54,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Not working - other",0,"White","White"
23329,,32217.1113,31872.0107,48613.2893,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Better price","Better price",,,"No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Oil and Gas Extraction","One","Office and Administrative Support","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160915,20160514,20160915,53,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23330,,36944.381,40579.6792,54889.4917,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","Yes","No","Paper check","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,2,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No",,"Better price","Convenience","Better price",,,,,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",350,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Ambulatory Health Care Services","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20151006,20160204,20150712,46,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,1,1,2,"Working - as a paid employee",0,"White","White"
23331,,22650.9925,17410.4914,34452.926,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No","Don't know","No","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"Bachelor’s degree","No",,,"Undeclared",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,63,"Not important","Very important","Not important","Very important","Not important","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Fabricated Metal Product Manufacturing","One","Management","$35,000 - $49,999","Another household member and I share in the decisions","Excellent",20160928,20160207,20150811,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23334,,,14414.4802,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","About the same","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","Yes","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","Yes","No","No","No",,,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","Yes","No","Convenience","Convenience","Convenience","Convenience",,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","No","No","No","Yes",500,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","Yes","No",,,,,,,,"A little strain",,"Moderate strain",,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Graduate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Fair",20160909,20151219,20160909,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","Midwest","West-North Central","Rented for cash","ks",0,0,0,0,1,"Not working - disabled",0,"White","White"
23335,,28997.6357,28741.7402,43892.1686,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Better price",,"Convenience","Convenience","Better price","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Architectural, Engineering, and Related Services","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160914,20160223,20160914,58,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23336,,,28171.459,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","Moderate impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",400,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","Yes",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","Yes","Yes",8000,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Ambulatory Health Care Services","Two","Health Care Support (such as nursing aide, orderly, dental assistant)","$75,000 - $99,999","I make most of the decisions","Fair",20160918,20160602,20160918,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A mobile home","$30,000 to $34,999","Widowed","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23337,,13233.6202,4565.5813,20729.3363,"Fresh","Yes","Refused","Refused","Refused","Yes","Refused","No",,"Yes","Yes","No","No","No","No","Probably Yes",,"Finding it difficult to get by","Somewhat better off","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Severe impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","I [PPMARITins2] pay rent.",2012,"No","Yes","Yes","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Don’t know",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Very important","Not important","Not important","Not important","Very important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Substantial strain",,,"Never worried","Never worried","Rarely worried","Never worried","Some college but no degree","Certificate or technical degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160921,20151216,20160827,71,"65-74","60+","Some college, no degree","Some college","2+ Races, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","Northeast","New England","Rented for cash","me",0,0,0,1,3,"Not working - retired",0,"2+ Races","Other"
23338,,59747.2152,53210.3817,87448.4514,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","Refused","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",0,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Ambulatory Health Care Services","One","Business and Financial Operations","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160909,20151217,20160909,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
23339,,25180.2317,19828.9475,38252.6781,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Once","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","Refused",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","Better price","Better price",,,"Better price","Convenience",,,,"No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160616,20160215,20160723,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Not working - retired",0,"White","White"
23340,,40311.8706,36096.4729,59949.9539,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160914,20151219,20160724,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,2,"Not working - retired",0,"White","White"
23341,,,22590.3217,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,61,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No",,,,"Better price",,"Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Excellent",20151012,20151217,20150815,65,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$12,500 to $14,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
23342,,27228.9896,11324.0979,41472.2616,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Pretty well off financially","No","Yes","No","No","No","Yes","No","Yes","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"More","Does not apply","Not at all","Not at all","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2009,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,292,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Don’t know","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Doctoral Degree","No",,,"Other (Please specify):",,,,,,,"Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,41,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","Yes","Better price",,,,"Other reason",,,,"Not available in local stores","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"Yes","No","No","No","No","No","No","Yes","No","No","No","None",,,,,,,"Substantial strain",,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160921,20160321,20160731,68,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Widowed","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,1,"Not working - retired",0,"White","White"
23343,,30359.9061,26824.4288,45458.702,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Refused","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Nursing and Residential Care Facilities","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$100,000 - $249,999","I make most of the decisions","Fair",20161007,20160226,20150828,62,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23344,,34659.2491,13403.1735,52095.4443,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Never","Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,59,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes",,"$15,000 to $24,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No",,,,,"Not available in local stores",,"Other reason",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1200,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Good",20160912,20160419,20160912,71,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$10,000 to $12,499","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Not working - retired",0,"White","White"
23345,,34028.0041,36593.173,51227.6649,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",2400,"Yes","No","No","No","No","No","Credit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial benefits are much larger","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,55,"Very important","Not important","Not important","Not important","Not important","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Better price",,,,,,"Other reason",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",5000,"Yes","Yes","No","No","No","No","Refused","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160924,20151217,20160723,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Not working - retired",0,"White","White"
23346,,56284.2092,53147.2677,82478.5923,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Better price","Better price","Better price","Better price",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Some college but no degree","Utilities","One","Management","Under $5,000","I make most of the decisions","Very good",20160912,20160223,20160828,47,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
23347,,81703.7185,97559.3482,116335.313,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Minor impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,5,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1995,"Yes","No","No","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"It was easier for me to fix without their assistance","Probably No",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","Yes","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,,"Convenience","Convenience","Not available in local stores","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,,,"None",,,,,"Rarely worried","Never worried","Never worried","Regularly worried","High school degree or GED","High school degree or GED","Forestry and Logging","One","Building and Grounds Cleaning and Maintenance","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160928,20151219,20160928,58,"55-64","45-59","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,3,2,"Working - self-employed",0,"White","White"
23348,,,9910.8401,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,1500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"Slightly important","Not important","Not important","No advice from person","No advice from person","Slightly important","No advice from person","Refused",,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes",,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Somewhat important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$0 to $4,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","Convenience","Better price","Better quality",,,"Better quality",,"Better quality","Better quality","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20151001,20160220,20151201,68,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$5,000 to $7,499","Separated","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Not working - retired",0,"White","White"
23349,,75150.8555,74090.0699,109164.731,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",2500,"Yes","No","No","No","No","Yes","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Health",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes",49000,0,12000,361000,"No",1000,"No","No",,"No","No","No","Yes","No","Yes","No","No",,,,,"No","No","Yes","No","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","No",,"Not available in local stores",,,"Other reason","Convenience",,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Ambulatory Health Care Services","One","Medical Doctor (such as physician, surgeon, dentist, veterinarian)","$5,000 - $9,999","Another household member makes most of the decisions","Excellent",20160903,20160108,20160901,48,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,1,2,2,"Working - as a paid employee",0,"Black/African-American","Black"
23350,,37869.617,35571.717,57383.386,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Probably Yes","Yes","No","Yes","Yes","Yes","Refused",2500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Master’s degree","Yes","Master’s degree",,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",45000,0,0,45000,"No",300,"Yes","No",,"No","Yes","Yes","No","Yes","Still enrolled in the program","No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Regularly worried","Graduate degree","Graduate degree","Performing Arts, Spectator Sports, and Related Industries","One","Business and Financial Operations","Under $5,000","Another household member and I share in the decisions","Very good",20160917,20160723,20130529,37,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$100,000 to $124,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23351,,56043.8114,53085.7011,82709.1307,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",890,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",8000,0,0,8000,"No",113,"No","No",,"No","No","No","No","Yes","Yes",,"No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Better price","Better price","Better price","Better price","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","Yes","Yes",1000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Teacher, except college and university","Under $5,000","I make most of the decisions","Good",20161013,20151224,20150703,44,"35-44","30-44","Masters degree","Bachelor's degree or higher","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,1,0,1,"Working - as a paid employee",0,"White","Hispanic"
23353,,25865.0004,22452.5446,38992.1153,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","Yes","No","No","No","Homemaker","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","No","No","No",,"No impact","Minor impact","No impact","Minor impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Never","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Other reason",,,,"Better price",,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full",,,,,,,"No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20161014,20151217,20160908,60,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",8,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,1,7,"Not working - other",0,"White","White"
23354,,45154.1573,49338.8117,67206.6744,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","Moderate impact","No impact",,,"Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",240,1,"Less","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",760,"Yes","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No",,"Not available in local stores",,,,,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",3500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20151005,20151221,20150731,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,1,2,"Not working - retired",0,"White","White"
23355,,,38261.7193,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","No","No","No","No","No","No","No","No","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,35,"About the same","Very much","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2004,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,505,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","No","No","No","No","No","No","No","Refused","Yes","Refused","Yes","Refused","Refused","Refused","Refused",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","Yes","No",,,,"Better price",,,,"Better price",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160914,20151217,20160914,79,"75+","60+","Some college, no degree","Some college","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Divorced","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
23357,,37108.5163,41000.9236,55742.6791,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Not employed and not looking for a job","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,5,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",360,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Once","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",1200,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Fabricated Metal Product Manufacturing","One","Other (Please specify)","$10,000 - $24,999","Another household member and I share in the decisions","Good",20151011,20160410,20160724,49,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23358,,31194.2024,26029.8249,46736.9591,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",12,1,"More","Does not apply","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","Yes","No","No","No","No",,,,,,,,,"No",305,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,59,"Not important","Not important","Not important","Not important","Somewhat important","Yes","No",,"Yes","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No",,,"Better price",,"Not available in local stores","Convenience",,"Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",440,"No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20161014,20160206,20160410,77,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",0,"White","White"
23359,,,18547.3738,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"More","Does not apply","Somewhat","Very much","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","Yes","Doctoral Degree",,"Other (Please specify):",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Refused","Refused","Refused","Refused","Very important","Refused","Very important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,48,"Not important","Not important","Not important","Not important","Somewhat important","No","No",,"Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Very good",20151012,20160224,20151027,69,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",0,"2+ Races","Other"
23361,,,41856.7568,,"LMI oversample","No","No","No","No","No","Yes","No",,"No","No","No","No","Yes","No","Probably Yes",,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","Yes","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"About the same","Does not apply","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","No","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Expected that they would not be willing to fix","Definitely No",,,,,,,1740,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Refused","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Convenience","Convenience",,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Graduate degree","Graduate degree","Amusement, Gambling, and Recreation Industries","One","Retail Sales","Under $5,000","I make most of the decisions","Very good",20161015,20160220,20160911,44,"35-44","30-44","Some college, no degree","Some college","Other, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - self-employed",0,"Asian","Asian"
23363,,,20541.8039,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","To earn extra money to help family members",15,1,"About the same","Not at all","Not at all","Not at all","No","No","No","Yes","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1965,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Not important","Not important","Not important","Not important","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",500,"No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No",,"A little strain",,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Other Professional, Scientific, and Technical Services","One","Other (Please specify)","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160914,20160306,20160914,93,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23366,,67578.8986,67816.3219,98980.6418,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","Refused","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,47,"Refused","Refused","Refused","Very important","Not important","No","No","Refused","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",15000,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Graduate degree","Some college but no degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member makes most of the decisions","Very good",20160908,20160203,20160908,55,"55-64","45-59","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","West","Mountain","Rented for cash","az",0,0,0,1,2,"Not working - retired",0,"Asian","Asian"
23369,,,11341.1935,,"LMI oversample","Yes","Refused","Yes","Refused","Yes","Refused","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Finding it difficult to get by","About the same","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","Don’t know","No","Don’t know","Don’t know","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","Yes",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"No",1149,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Moderately important","Moderately important","Very important","Moderately important","Moderately important","Very important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,"No","No","No","Yes","Yes","No","No",0,"Definitely Yes","Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Substantial strain",,,,,,"Substantial strain",,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Installation, Maintenance, and Repair","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160921,20151216,20160726,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",7,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,1,3,0,3,"Working - as a paid employee",0,"White","White"
23370,,,20409.5147,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","Refused","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1989,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,180,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Other reason",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160919,20160919,20130504,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",1,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,1,"Not working - disabled",0,"White","White"
23371,,34965.1204,32959.1794,52110.1901,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","No","Yes","No","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Severe impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",30,20,"About the same","Not at all","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Miscellaneous Store Retailers","One","Management","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160928,20160216,20160726,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23375,,,42120.533,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","Yes","No","No","No","No","Yes","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"More","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"No",800,"Yes","Yes","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","Refused","No","No","No","No","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","Not asked","Another household member makes most of the decisions","Very good",20160929,20151025,20160825,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Not working - retired",0,"White","White"
23376,,,40118.8577,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","Yes","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No",,,,"Definitely No",,,,,,,950,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Certificate or technical degree","No",,,"Health","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"Not important","Not important","Not important","Not important","Not important","Very important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Not important","Not important","Refused","Very important","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Refused","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160920,20160208,20160910,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Married","Metro","Northeast","New England","Rented for cash","me",0,0,0,0,2,"Not working - retired",0,"White","White"
23377,,,44293.6011,,"LMI oversample","No","Yes","No","No","Refused","Yes","No",,"Yes","No","No","No","Yes","No","Definitely Yes",,"Doing okay","Somewhat better off","Much better off","Poor","Yes","Refused","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","No","Deposit onto a reloadable prepaid card","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","Yes","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","Refused",600,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Very confident","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Once","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",4000,0,3000,7000,"No",0,"Yes","No",,"No","Yes","No","No","No","No",,"No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Better price","Better price",,"Better price",,,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1000,"Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","Food Services and Drinking Places","One","Refused","$10,000 - $24,999","I make most of the decisions","Excellent",20161004,20160125,20150717,40,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Separated","Metro","South","South Atlantic","Rented for cash","ga",0,0,1,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
23378,,59099.6865,62207.6764,84706.0357,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","Yes","Refused","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","No","Yes","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Law",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Yes","Refused","Yes","No","No",,,,,"No","No","Yes","Yes","No","No","No",0,"Don’t know","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","Better price","Better price","Better price",,,"Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",7000,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Sometimes worried","Never worried","Never worried","Rarely worried","High school degree or GED","High school degree or GED","Architectural, Engineering, and Related Services","One","Office and Administrative Support","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160920,20160204,20150723,59,"55-64","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",6,"A building with 2 or more apartments","$125,000 to $149,999","Married","Non-Metro","West","Mountain","Occupied without payment of cash rent","az",0,0,0,0,6,"Working - as a paid employee",0,"White","White"
23379,,31642.5128,32140.4756,48010.2861,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,2,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","No","Yes","No","No","No","Yes","No","No","Yes","No",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience",,"Not available in local stores","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,,,"Moderate strain",,,,,"Never worried","Never worried","Rarely worried","Never worried","Associate degree","Associate degree","Ambulatory Health Care Services","Two","Management","$100,000 - $249,999","I make most of the decisions","Very good",20160908,20151217,20160919,49,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,2,1,1,"Working - self-employed",0,"White","White"
23380,,36262.7273,31693.9328,53994.947,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","No","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",4,3,"Less","Not at all","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Certificate or technical degree","Other Professional, Scientific, and Technical Services","One","Installation, Maintenance, and Repair","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160910,20160207,20160829,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23381,,37869.617,35571.717,57383.386,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",42000,0,0,42000,"No",1000,"No","Refused",,"No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","Better price","Better price",,"Convenience","Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","Associate degree","Educational Services","One","Business and Financial Operations","$50,000 - $74,999","I make most of the decisions","Very good",20150219,20150116,20130522,39,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,3,0,3,"Working - as a paid employee",0,"White","White"
23382,,32570.7618,32374.2592,49342.8861,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","No","Yes","Yes","Paper check","No","No","No","No","No","No","No","No",,"Minor impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Other (Please specify):",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","Yes","Yes","No","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Bachelor’s degree","Certificate or technical degree","Religious Organizations","One","Other professional","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160914,20160411,20160914,46,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","Midwest","West-North Central","Occupied without payment of cash rent","sd",1,1,0,0,2,"Working - as a paid employee",0,"White","White"
23383,,80372.9107,75578.5498,114830.698,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","Yes","Yes","No",0,"Definitely No","Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Convenience",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Rental and Leasing Services","One","Management","$1,000,000 or more","Another household member and I share in the decisions","Good",20160919,20160220,20160919,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$250,000 or more","Married","Metro","Northeast","New England","Occupied without payment of cash rent","ct",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23384,,,22934.9116,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Refused","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,52,"Refused","Somewhat important","Refused","Refused","Refused","Yes","Refused","Refused","Yes","Yes","Yes","No","No","No","No","No","No","No","Refused","Refused","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","No","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Not asked","Refused","Refused",20161004,20140105,20130608,82,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","Midwest","West-North Central","Occupied without payment of cash rent","mn",0,0,0,0,1,"Not working - retired",0,"White","White"
23385,,56284.2092,53147.2677,82478.5923,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",1350,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"No",117,"No","No",,"No","No","Yes","Yes","No","Yes","No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Not available in local stores","Better price","Better price","Better quality",,"Better price","Convenience","Better price",,"Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Refused",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Regularly worried","Sometimes worried","Rarely worried","Regularly worried","Graduate degree","Graduate degree","Building Material and Garden Equipment and Supplies Dealers","Two","Management","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160914,20151220,20160827,50,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23387,,36262.7273,31693.9328,53994.947,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","It varied","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Check","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Very important","Not important","Somewhat important","Not important","Somewhat important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","More than your income","Yes","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes","No","Not available in local stores",,"Not available in local stores","Better price","Better price",,,"Better quality",,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","No","Yes",1200,"Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Regularly worried","Sometimes worried","Regularly worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20151003,20151217,20160909,80,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Not working - retired",0,"White","White"
23388,,,20701.0419,,"LMI oversample","Refused","Refused","Refused","Yes","Refused","Refused","No",,"No","No","No","No","No","No","Definitely No","No","Just getting by","About the same","Somewhat worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Deposit onto a reloadable prepaid card","No","No","No","No","Yes","Yes","No","No",,"Minor impact","Minor impact","Minor impact","Minor impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","Yes","No","No","To earn money as a primary source of income","Refused","Refused","About the same","Does not apply","Refused","Somewhat","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important","No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Sometimes worried","Never worried","Never worried","Don’t know","Don’t know","Clothing and Clothing Accessories Stores","One","Retail Sales","Not sure","Another household member makes most of the decisions","Very good",20160919,20160919,20160919,18,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",4,"A one-family house detached from any other house","$5,000 to $7,499","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,1,0,3,"Working - as a paid employee",0,"White","Hispanic"
23389,,,26180.8627,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,375,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160910,20151217,20160910,56,"55-64","45-59","Some college, no degree","Some college","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$12,500 to $14,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - disabled",0,"Black/African-American","Hispanic"
23390,,34618.3069,10919.6643,52777.93,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Somewhat worse off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","Yes","No","No",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Humanities","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Convenience","Convenience","Not available in local stores","Convenience","Convenience",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Fair",20161001,20160224,20150708,47,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$30,000 to $34,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - other",0,"White","White"
23391,,27310.3923,23552.7623,40943.1542,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"Slightly important","No advice from person","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,66,"Not important","Somewhat important","Very important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Good",20161006,20160204,20150730,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",0,"White","White"
23392,,37849.4735,35661.3643,56909.1282,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Never","Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Not available in local stores","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Specialty Trade Contractors","One","Installation, Maintenance, and Repair","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160914,20151217,20160828,52,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Working - self-employed",0,"White","White"
23393,,31998.6671,11359.6054,48354.2572,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Some of the time","Certificate or technical degree","No",,,"Refused","Refused","Yes","Yes","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,54,"Not important","Very important","Very important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Other reason","Better price",,,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","Refused","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Food Services and Drinking Places","Three","Farming, Forestry, and Fishing","Under $5,000","Another household member and I share in the decisions","Very good",20160916,20160220,20160916,66,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - self-employed",0,"White","White"
23394,,,14093.9133,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Somewhat important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20151029,20160311,20160810,68,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",0,"White","White"
23395,,49098.2746,51140.6765,72685.49,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1001,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Water Transportation","One","Transportation and Material Moving","$25,000 - $34,999","I make most of the decisions","Good",20160922,20160210,20160914,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23396,,43284.1134,15142.3035,64728.4219,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Refused","Refused","Yes","Refused","Refused","Refused",1100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","Convenience",,,"Convenience",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Hospitals","One","Office and Administrative Support","$100,000 - $249,999","I make most of the decisions","Fair",20140810,20150213,20140510,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Divorced","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23397,,45194.2363,46207.4775,67483.7327,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","Yes","Yes","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","No","Yes","No","No","No",800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","Yes","No","No","No",0,"Definitely Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","Better price",,,,"Convenience",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Printing and Related Support Activities","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$10,000 - $24,999","I make most of the decisions","Good",20161016,20151222,20150815,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$40,000 to $49,999","Widowed","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23398,,62436.6771,20738.1986,91836.4036,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",34,10,"About the same","Does not apply","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,825,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Refused","Yes","Refused","Refused","Refused","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No",,,,,"Convenience",,"Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Educational Services","Three","Other professional","$50,000 - $74,999","I make most of the decisions","Very good",20160905,20151227,20160828,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Widowed","Metro","Midwest","West-North Central","Rented for cash","mn",0,0,0,0,1,"Working - as a paid employee",0,"2+ Races","Hispanic"
23399,,12676.7533,4208.8237,19751.601,"Fresh","No","No","Yes","No","No","Yes","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Probably Yes",,"Just getting by","About the same","Much better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","Minor impact","Moderate impact","Severe impact",,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",40,25,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2000,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","Financial costs are much larger","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","Yes","No",,"Better price",,"Better price","Convenience",,,"Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","Yes","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Regularly worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160909,20151217,20160909,62,"55-64","60+","Some college, no degree","Some college","2+ Races, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$10,000 to $12,499","Widowed","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,3,"Not working - disabled",0,"2+ Races","Other"
23403,,,14614.8016,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",512,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial benefits are somewhat larger","No","No","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"Yes","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Rarely worried","High school degree or GED","High school degree or GED","Specialty Trade Contractors","One","Construction and Extraction","Under $5,000","Another household member and I share in the decisions","Fair",20161016,20160129,20160723,66,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - self-employed",0,"White","White"
23404,,50536.7377,49713.8063,75322.208,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","None",,"Don’t know",,,,,,,925,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,"Very important","Very important","Moderately important","Moderately important","Slightly important","Moderately important","Slightly important","Slightly important",,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No",,"Do not have children or grandchildren",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Administration of Housing Programs, Urban Planning, and Community Development","One","Business and Financial Operations","$100,000 - $249,999","I make most of the decisions","Good",20160904,20151223,20160830,58,"55-64","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
23405,,64276.9718,65947.5643,93672.1061,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",2100,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2500,"No","Yes","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Educational Services","One","Teacher, except college and university","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160827,20160216,20160827,39,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,1,2,0,2,"Working - as a paid employee",0,"White","White"
23407,,12434.6526,13420.9372,19751.601,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","Refused","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1320,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Better price","Convenience",,,"Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Teacher, except college and university","$100,000 - $249,999","I make most of the decisions","Poor",20151002,20151219,20150713,46,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
23408,,60588.8738,64882.0054,89464.1836,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","Severe impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","No",,,,,,,,,"No",625,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Plastics and Rubber Products Manufacturing","One","Management","$10,000 - $24,999","I make most of the decisions","Excellent",20160915,20151218,20160915,37,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,1,1,0,2,"Working - as a paid employee",0,"White","White"
23409,,,121568.993,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Refused","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Refused",,"No","No","No","No","No","No","Yes",4000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Food Services and Drinking Places","One","Food Preparation and Serving",,,"Good",20160914,,20120701,61,"55-64","60+","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23411,,37813.1577,36011.893,56700.9306,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1689,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","No",,,,"Convenience","Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Graduate degree","Certificate or technical degree","Ambulatory Health Care Services","One","Health Technologist or Technician (such as paramedic, lab technician)","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160913,20151216,20160902,40,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",1,1,0,1,2,"Working - self-employed",0,"White","White"
23412,,,14093.9133,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes",,,,,,,,,"No",850,"Yes","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,53,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Convenience","Better price",,,,"Other reason",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","Yes","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160415,20160213,20150925,74,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,0,2,"Not working - retired",0,"White","White"
23416,,27096.1948,30801.5877,40488.49,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,,"No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","None",,"Definitely No",,,,,,,2500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","Yes","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"No","Most or all of the time","Once","Master’s degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","No","No","Moderately important","Moderately important","No advice from person","Slightly important","Slightly important","No advice from person","No advice from person","Very important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",72000,0,0,72000,"No",453,"No","No",,"No","Yes","Yes","No","Yes","Yes","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",80,"No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Substantial strain",,,"Regularly worried","Sometimes worried","Never worried","Never worried","Graduate degree","Graduate degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160916,20160131,20160916,35,"35-44","30-44","Masters degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,1,2,"Working - as a paid employee",0,"2+ Races","Other"
23417,,28762.1804,23317.6911,43364.2117,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","Yes","No","No","No",,,"Convenience",,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160929,20160305,20150714,64,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
23418,,23906.3605,19130.1201,36106.4244,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","To maintain existing job-related skills",15,2,"About the same","Not at all","Somewhat","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",775,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","Yes","No","No","No","No","No","No","No","Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Somewhat important","Not important","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20160913,20151217,20160827,75,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
23420,,137949.403,148306.215,190356.454,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Once","Never","Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","Refused","No","No","No","No","No",,,,,,,"Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Refused",,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No","Refused",,,"No",,,,,,,,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No",0,,,,,,"Refused",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Food and Beverage Stores","Two","Management","Under $5,000","I make most of the decisions","Fair",20160917,20160327,20150519,21,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23423,,27801.5204,10389.6974,42402.6566,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Not important","Not important","Somewhat important","Very important","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","No","Yes","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Not available in local stores",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20151003,20151217,20151107,66,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Not working - retired",0,"White","White"
23424,,118582.691,38929.6754,168332.655,"Fresh","No","No","Yes","Yes","Yes","No","No","One or more of the adult children who live with me are in school","Yes","No","Yes","No","Yes","No","Definitely Yes",,"Just getting by","Much better off","Much better off","Pretty well off financially","Yes","No","Yes","No","Yes","No","No","Yes","No","Disabled and not working","Work as a consultant/contractor","Normally work the same hours",,"Don’t know","No","Yes","No","Yes","Don’t know","No","Yes","Direct-deposit into your bank account or credit union account","Yes","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",720,50,"About the same","Very much","Not at all","Not at all","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","Yes",,"$0 to $4,999","More than your income","No","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","No","Better price",,,"Better quality",,"Other reason",,,,"Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","Refused",,"No","No","Yes","No","No","Yes","Yes",300,"No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"No","No","No","No","No","Yes","Yes","No","No","No","No",,,,,,"None","None",,,,,"Regularly worried","Sometimes worried","Rarely worried","Never worried","Don’t know","Don’t know","Nonstore Retailers","One","Management",,,,,,20110716,32,"25-34","30-44","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Male","No",5,"A building with 2 or more apartments","$25,000 to $29,999","Living with partner","Non-Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,5,"Working - self-employed",0,"White","White"
23425,,28298.5755,26296.6,43269.6018,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","Yes","No","No","No","Refused","Yes","No","No","Student","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Convenience","Convenience","Better price","Better price","Better price","Convenience",,,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Management, Scientific, and Technical Consulting Services","One","Life, Physical, and Social Sciences","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160909,20151217,20160828,47,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,1,2,"Working - self-employed",0,"White","White"
23426,,45154.1573,49338.8117,67206.6744,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","Convenience","Convenience",,,"Convenience","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",800,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Sometimes worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20160921,20151223,20150731,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,1,"Not working - retired",0,"White","White"
23427,,33129.0361,29996.4405,49723.7972,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1970,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Physical sciences/math","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Somewhat important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No",,"Convenience","Convenience",,,"Convenience","Better price",,,"Refused","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160827,20160206,20160827,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",0,"White","White"
23429,,41728.0533,34061.6436,61007.6117,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","Yes","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Convenience","Convenience",,,"Convenience","Not available in local stores",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Hospitals","One","Medical Doctor (such as physician, surgeon, dentist, veterinarian)","$1,000,000 or more","I make most of the decisions","Very good",20160921,20151217,20160723,73,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$250,000 or more","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23432,,,14146.0097,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Don’t know","Yes","Yes","Yes","Yes","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","Minor impact","No impact","Minor impact","Minor impact","Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Education","Financial costs are somewhat larger",,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"No",0,"Yes","No",,"No","Yes","No","No","No","Still enrolled in the program","Yes","No",,,,,"No","No","No","Yes","No","No","No","Yes",,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Better price",,,"Better price","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",10000,"No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Educational Services","One","Other professional","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160927,20160216,20160927,39,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
23434,,28997.6357,28741.7402,43892.1686,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","Yes","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No",,,,"Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Refused","Wood Product Manufacturing","One","Management","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20160915,20151217,20160827,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - self-employed",0,"White","White"
23435,,,39495.6467,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Refused","Less debt now",,"Some of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,58,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","Yes","No",,,"Not available in local stores",,,,,"Better price",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",9000,"No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Sometimes worried","Sometimes worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Very good",20161006,20160107,20150703,64,"55-64","60+","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Widowed","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
23436,,45591.4756,48716.5776,67382.2289,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","Severe impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No","Refused","Refused","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Refused","Refused","Refused","Refused","Refused","Refused","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","No",,"Convenience",,,,,"Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Refused","One","Installation, Maintenance, and Repair","Under $5,000","I make most of the decisions","Very good",20160910,20160121,20160901,40,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$50,000 to $59,999","Living with partner","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,2,0,3,"Working - as a paid employee",0,"White","White"
23437,,,29381.6511,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,15,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1968,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160913,20151217,20160913,78,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",0,"White","White"
23438,,28997.6357,28741.7402,43892.1686,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1145,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Better price",,"Better price","Better price","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","Yes",800,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Miscellaneous Store Retailers","One","Computer and Mathematical","$500,000 - $999,999","I make most of the decisions","Very good",20160921,20160206,20160827,53,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23440,,,14701.8163,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","Yes","No","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"Minor impact","Minor impact","Minor impact","Minor impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",820,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","Yes","No","No","No","No","No","Fair","Yes","No",,"No","Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes","Refused","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160924,20151222,20160910,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - looking for work",0,"White","White"
23441,,,39334.7644,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,59,"Somewhat important","Somewhat important","Somewhat important","Not important","Very important","Yes","No",,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","Yes","No","Yes",500,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No",,,,"Moderate strain",,,,"Moderate strain",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Fair",20160902,20160206,20160902,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$20,000 to $24,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Not working - retired",0,"White","White"
23442,,53386.5198,60543.411,78585.3437,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Associate degree","Yes","Bachelor’s degree",,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Moderately important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"No",100,"No","No",,"No","Yes","Yes","No","No","Still enrolled in the program","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Accounting, Tax Preparation, Bookkeeping, and Payroll Services","One","Business and Financial Operations","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20151009,20160208,20150828,49,"45-54","45-59","Associate degree","Some college","Black, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,5,"Working - as a paid employee",0,"Black/African-American","Black"
23443,,,21427.8194,,"LMI oversample","No","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Probably No","Yes","Just getting by","About the same","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","Yes","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Moderate impact","Moderate impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No",424,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","Yes","Yes",0,"Probably No","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes",,"Moderate strain",,,,,,,"Moderate strain",,"Substantial strain","Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Miscellaneous Store Retailers","One","Retail Sales","$25,000 - $34,999","I make most of the decisions","Fair",20160913,20160723,20160820,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$15,000 to $19,999","Widowed","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23445,,37815.908,38078.0219,56675.4846,"Fresh","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Probably No","Yes","Just getting by","Somewhat better off","Somewhat better off","Poor","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","Yes","No","No","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",30,25,"About the same","Very much","Somewhat","Very much","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No",,,,"Don’t know",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are much larger","No","Yes","No","No","No",,,,,,,"No advice from person","Slightly important","Slightly important","No advice from person","No advice from person","Moderately important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No",,"No",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","Yes","No",,"$25,000 to $39,999","More than your income","No","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes",,,,,,,"Convenience",,"Better price","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Don’t know","Monetary Authorities-Central Bank","One","Office and Administrative Support","$10,000 - $24,999","I make most of the decisions","Very good",20151207,20160206,20160708,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23446,,43946.4988,50844.9613,65368.5701,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","Yes",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","Yes","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,525,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No",,"Better price",,,,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","Yes","No",,"A little strain",,"A little strain",,,,,"Moderate strain","Moderate strain",,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Food Services and Drinking Places","One","Other (Please specify)","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160905,20160521,20160905,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23449,,,51832.5941,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Moderate impact","Severe impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial costs are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","No","Yes",600,"No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Refused","No",,"Moderate strain",,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Other (Please specify)","$10,000 - $24,999","I make most of the decisions","Fair",20151009,20160322,20150824,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"American Indian or Alaska Native","Other"
23450,,40311.8706,36096.4729,59949.9539,"Fresh","No","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,56,"Not important","Not important","Not important","Very important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20160916,20151216,20160916,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$60,000 to $74,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","de",0,0,0,0,1,"Not working - retired",0,"White","White"
23451,,,14614.8016,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",370,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Associate degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","Yes","Yes","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No",,,"Other reason",,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Other Professional, Scientific, and Technical Services","Two","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20160904,20160221,20161009,72,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23453,,41115.2401,39446.9445,61485.2326,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No",1100,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","No",,,,,,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",500,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Educational Services","One","Other professional","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160902,20160310,20160902,37,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,1,3,0,2,"Working - as a paid employee",0,"White","White"
23454,,28298.5755,26296.6,43269.6018,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","Moderate impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1994,"No","No","No","No","No","Yes","No","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably Yes","Yes","No","Yes","No","No","No",1750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are somewhat larger","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","No","Yes","Yes","No","No","No",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No",,,"Better price",,"Not available in local stores","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No",,"A little strain",,,,,,,"None",,,"Sometimes worried","Rarely worried","Never worried","Never worried","Associate degree","Graduate degree","Performing Arts, Spectator Sports, and Related Industries","One","Teacher, except college and university","$50,000 - $74,999","I make most of the decisions","Very good",20160912,20151220,20160827,50,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$85,000 to $99,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - self-employed",0,"White","White"
23455,,22650.9925,17410.4914,34452.926,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",966,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","Yes","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"Bachelor’s degree","No",,,"Other (Please specify):",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","No","Yes",400,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Good",20151015,20160216,20150708,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Not working - retired",0,"White","White"
23456,,29768.0743,29780.3809,44941.1073,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","Yes","Yes","Don’t know","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Refused","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,39,"Not important","Not important","Not important","Not important","Not important","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Better price","Better price","Better price","Better price","Better price","Better price","Better price",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Ambulatory Health Care Services","One","Health Technologist or Technician (such as paramedic, lab technician)","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20160924,20150307,20130723,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
23458,,39233.7202,37198.3781,58310.3211,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Somewhat important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Convenience","Convenience",,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","Yes","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20151002,20160122,20160828,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Not working - retired",0,"White","White"
23459,,89021.2373,116718.282,126068.954,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","Minor impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","Yes","No","No","No","No","No","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,"Definitely No",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"Yes","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Regularly worried","Regularly worried","Never worried","Rarely worried","High school degree or GED","Less than High School degree","General Merchandise Stores","One","Retail Sales","Under $5,000","Another household member and I share in the decisions","Good",20160903,20151219,20160903,54,"45-54","45-59","No formal education","Less than high school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23461,,45161.0448,36453.9686,65992.6036,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","Convenience","Convenience","Convenience",,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",400,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20140825,20160325,20140609,66,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",0,"White","White"
23463,,16647.3586,21575.9836,25772.0083,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely No","Yes","Just getting by","Somewhat worse off","Much worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","Yes","Yes","Yes","Yes","Yes","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","Severe impact",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,1,"More","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Don’t know","No",,,,"Don’t know",,,,,,,1125,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","Slightly important","No advice from person","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",26000,0,0,26000,"No",330,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Not available in local stores",,,"Not available in local stores","Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",4000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,"Substantial strain",,,,,,"Substantial strain",,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Graduate degree","Graduate degree","Social Assistance","One","Transportation and Material Moving","Not sure","Another household member makes most of the decisions","Fair",20160921,20151226,20150705,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,4,"Working - as a paid employee",0,"2+ Races","Other"
23464,,,45539.1494,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"No",300,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,65,"Very important","Refused","Refused","Refused","Refused","Yes","No",,"No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"Not available in local stores","Convenience",,,,,,,"No","Refused","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Regularly worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Good",20160904,20160220,20160904,70,"65-74","60+","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
23465,,,69424.9805,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,855,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,55,"Not important","Very important","Somewhat important","Somewhat important","Somewhat important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","Yes","No","Convenience","Convenience","Convenience",,,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Regularly worried","Regularly worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160915,20151217,20160912,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Widowed","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,2,"Not working - looking for work",0,"Black/African-American","Black"
23466,,26575.7757,21787.4464,40088.5379,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","Yes","No","No","No","No","No","No","Yes","Self-employed","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Paper check","No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,,,,,,,,,,,,52,"Not important","Very important","Not important","Not important","Not important","No","Yes",,"Yes","No","Yes","Yes","No","Yes","No","No","Yes","Yes","No","Yes","No","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Convenience","Not available in local stores",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Educational Services","One","Other professional","$250,000 - $499,999","I make most of the decisions","Good",20151008,20151217,20160723,66,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,1,"Working - self-employed",0,"White","White"
23468,,32217.1113,31872.0107,48613.2893,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No","Refused","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes","No",,"Refused","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Other professional","Refused","Another household member and I share in the decisions","Very good",20160915,20151217,20160915,53,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,3,"Working - self-employed",0,"White","White"
23470,,,12306.8381,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","Yes","Paper check","No","No","No","No","Yes","No","No","No",,"No impact","No impact","Severe impact","Minor impact","Severe impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No",,,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,685,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are much larger","Yes","Yes","Yes","Yes","Yes","Very important","No advice from person","Slightly important","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",30000,0,0,30000,"No",300,"Yes","No",,"No","Yes","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",0,"Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","Yes","Yes","Refused","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Refused","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Performing Arts, Spectator Sports, and Related Industries","One","Other (Please specify)","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160923,20151217,20151201,31,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A building with 2 or more apartments","$25,000 to $29,999","Living with partner","Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,2,"Working - self-employed",0,"White","White"
23471,,52891.6725,16394.165,80362.5156,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","Poor","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2000,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Better price",,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Regularly worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160923,20151222,20150816,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$5,000 to $7,499","Divorced","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,1,"Not working - disabled",0,"Black/African-American","Black"
23472,,71636.4411,67663.506,103925.836,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",1,0,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1358,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","Graduate degree","Management, Scientific, and Technical Consulting Services","One","Sales Representative",,,"Very good",20160926,,20131022,43,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,1,2,0,2,"Working - as a paid employee",0,"White","White"
23473,,,25979.1517,,"LMI oversample","No","No","No","No","No","No","No",,"No","No","No","No","No","No","Probably Yes",,"Just getting by","Somewhat worse off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","No","No","Paper check","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","No","Yes","No","Yes","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","No",,"No","Once","Never","Associate degree","No",,,"Humanities",,,,,,,"Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No","Don’t know","Probably Yes","Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Other reason","Other reason",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","No","No","Yes",240,"No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Business, Professional, Labor, Political, and Similar Organizations","One","Protective Service","$5,000 - $9,999","I make most of the decisions","Good",20160911,20160105,20160828,35,"35-44","30-44","Associate degree","Some college","Black, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
23475,,32269.7469,31190.115,49083.2011,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","About the same","About average","No","Yes","No","No","Yes","No","No","No","Yes","Retired","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No",,,"No","Yes","No","Yes",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Humanities","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,56,"Not important","Very important","Very important","Not important","Somewhat important","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes","No","No","Not available in local stores",,,"Convenience","Convenience",,"Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","None",,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Never worried","Don’t know","Some college but no degree","Truck Transportation","One","Other (Please specify)","$500,000 - $999,999","I make most of the decisions","Excellent",20160909,20151217,20160909,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Living with partner","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - self-employed",0,"White","White"
23476,,36977.1729,38004.2516,55115.7726,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1625,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,"Moderately important","Slightly important","Not important","Moderately important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No",,"Not available in local stores",,"Convenience",,"Convenience",,,,"No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Other Professional, Scientific, and Technical Services","One","Installation, Maintenance, and Repair","$100,000 - $249,999","Another household member and I share in the decisions","Good",20161011,20151217,20150708,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23478,,50657.5514,58508.2897,75242.1683,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Minor impact","Minor impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Don’t know","High school degree or GED","Utilities","Two","Other (Please specify)","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160911,20151217,20160828,45,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23479,,,33857.9367,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","It varied","No","No","No","No","No","No","Yes","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","Yes","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,825,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","Yes","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Associate degree","Yes","Bachelor’s degree",,"Education",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",40000,0,0,40000,"No",0,"Yes","No",,"No","Yes","Yes","No","No","No",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","No","No","Yes","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Fair",20160913,20151217,20160830,62,"55-64","60+","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,1,"Not working - other",0,"Black/African-American","Black"
23480,,25180.2317,19828.9475,38252.6781,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",5,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","Yes","Yes","No","Yes",,,,,,,,,"No",485,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes",,"No",,,,,,,,,,,,,,,,"Refused","Not important","Somewhat important","Not important","Not important","Not important","Yes","No",,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","Yes","No","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",200,"No","No","Yes","Refused","No","No","No","No","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Excellent",20161014,20160217,20160320,82,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,1,"Not working - retired",0,"White","White"
23481,,,41348.9037,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","Yes","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"Severe impact","Moderate impact","No impact","Minor impact","Moderate impact","Minor impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","Yes","Yes","Yes","No","No",1500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Substantial strain",,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Sometimes worried","Less than High School degree","Less than High School degree","Business, Professional, Labor, Political, and Similar Organizations","One","Retail Sales","Under $5,000","Another household member and I share in the decisions","Good",20160906,20151222,20160827,38,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$35,000 to $39,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",1,1,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
23482,,25180.2317,19828.9475,38252.6781,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Undeclared",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$40,000 to $49,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Refused",20151204,20160207,20150716,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
23483,,43973.9565,50745.0389,65710.2261,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Professional, Scientific, and Technical Services","One","Other (Please specify)","$500,000 - $999,999","I make most of the decisions","Very good",20160909,20160213,20160827,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23484,,,48059.8824,,"LMI oversample","No","Yes","No","Yes","Yes","No","No",,"Yes","Yes","No","No","No","No","Definitely No","Yes","Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Yes","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No",14000,0,0,14000,"No",145,"No","No",,"Yes","No","No","No","No","Yes",,,,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Poor",20160910,20160122,20160910,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",3,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,2,0,1,"Working - as a paid employee",0,"White","Hispanic"
23485,,,58886.7259,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Refused","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,68,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Certificate or technical degree","Some college but no degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20160921,20160125,20160921,83,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,1,"Not working - retired",0,"White","White"
23486,,138801.735,44006.5194,193902.824,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","Severe impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","Yes","No","No",,"Moderate strain","Substantial strain",,,,,,"Substantial strain",,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","Less than High School degree","Not asked","One","Retail Sales","Under $5,000","I make most of the decisions","Fair",20160913,20160208,20150712,38,"35-44","30-44","9th grade","Less than high school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$10,000 to $12,499","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","de",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23490,,62414.8954,63181.5258,92026.3391,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1422,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Most or all of the time","Some of the time","Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",100000,0,0,100000,"No",900,"No","No",,"No","No","Yes","Yes","No","Yes",,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Truck Transportation","One","Management","Under $5,000","I make most of the decisions","Very good",20151019,20151219,20150923,34,"25-34","30-44","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$125,000 to $149,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
23491,,63439.0836,53528.3774,92181.8061,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Probably Yes",,"Doing okay","Somewhat better off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Refused","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$150,000 to $199,999","More than your income","No","No","No","No","Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Not available in local stores","Other reason","Other reason","Other reason","Other reason","Other reason",,,"No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20151206,20160804,20131213,64,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
23492,,62405.245,65225.5086,92427.9741,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","Yes","Refused","No","No","No","Yes","No","Yes",,"Minor impact","Minor impact","Minor impact","Minor impact","Minor impact","Minor impact","Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,0,"About the same","Not at all","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",300,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","A little strain",,"A little strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Support Activities for Agriculture and Forestry","One","Food Preparation and Serving","Under $5,000","Another household member and I share in the decisions","Excellent",20160915,20151219,20160911,41,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
23494,,13959.9649,16657.3235,21546.532,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Not important","Not important","Not important","No advice from person","Slightly important","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",9000,0,0,9000,"No",185,"No","No",,"No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience","Better price","Better price","Better price","Convenience","Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Fabricated Metal Product Manufacturing","One","Management","$25,000 - $34,999","I make most of the decisions","Good",20160920,20151224,20160920,33,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,1,1,2,"Working - as a paid employee",0,"2+ Races","Other"
23496,,26575.7757,21787.4464,40088.5379,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","It varied","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,1,"About the same","Does not apply","Does not apply","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Not important","Not important","Very important","Not important","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","Yes","No","No",,"Convenience","Convenience","Convenience","Convenience",,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Regularly worried","Never worried","Never worried","Never worried","Less than High School degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Excellent",20160907,20160206,20160707,73,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","de",0,0,0,0,2,"Not working - retired",0,"White","White"
23497,,23949.5277,19857.4955,36093.6927,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes",,"No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","No","No",,"Not available in local stores","Convenience","Better price","Not available in local stores",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Educational Services","One","Teacher, college and university","$500,000 - $999,999","I make most of the decisions","Good",20161008,20160222,20150804,66,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$75,000 to $84,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23499,,,32079.3451,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","Yes","No","No","Yes","No","Definitely No","Yes","Just getting by","Somewhat worse off","Much better off","It varied","No","Yes","No","Yes","No","No","Yes","No","No","Student","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Other (Please specify):","No","No",,,"No","No","No","No",,"No impact","Moderate impact","No impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","To earn extra money to help family members",1,1,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Once","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Humanities","Financial benefits are somewhat larger",,,,,,,,,,,,"Moderately important","No advice from person","No advice from person","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","No",,,,"Better quality","Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160918,20151231,20160909,26,"25-34","18-29","Some college, no degree","Some college","Other, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Not working - looking for work",0,"Asian","Asian"
23500,,,11842.3569,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","Moderate impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,15,"More","Somewhat","Not at all","Somewhat","No","Yes","No","No","Yes","Refused","Refused","Refused","Refused","Refused","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1400,"Yes","Refused","No","No","Yes","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Some of the time","Some of the time","Associate degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Refused","Refused","Yes","Refused","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Convenience","Convenience","Better price","Better price","Convenience","Convenience",,,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","Graduate degree","Educational Services","One","Teacher, except college and university","$10,000 - $24,999","I make most of the decisions","Good",20151010,20160207,20160708,55,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23501,,110912.026,109231.551,154185.677,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"Refused","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,71,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No",,"No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160911,20160217,20160909,78,"75+","60+","7th or 8th grade","Less than high school","Hispanic","Female","No",2,"A one-family house detached from any other house","$50,000 to $59,999","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
23503,,22058.9601,17906.7155,33685.7846,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","[D10other]",0,0,"Less","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Undeclared",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Executive, Legislative, and Other General Government Support","One","Other (Please specify)","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160909,20151217,20160902,64,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23505,,57443.1059,58933.6399,85813.3405,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,1175,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No","Yes",,,"Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,"Substantial strain",,,,,,"Substantial strain",,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Don’t know","Don’t know","Truck Transportation","One","Transportation and Material Moving","Under $5,000","Another household member and I share in the decisions","Good",20160917,20151223,20160917,30,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",5,"A building with 2 or more apartments","$50,000 to $59,999","Married","Metro","West","Mountain","Rented for cash","ut",0,0,3,0,2,"Working - as a paid employee",0,"White","White"
23506,,39939.2678,13822.4005,60388.9118,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160924,20151218,20150725,79,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
23507,,,45176.5432,,"LMI oversample","Yes","Yes","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Probably Yes",,"Just getting by","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Severe impact","Severe impact","Severe impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","Yes","No","No","Yes","No","No","No","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,"Refused","No","Refused","No","Refused","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Refused","No",,,,,,"High school degree or GED","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Poor",20161007,20151220,20160910,32,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",1,"A one-family house attached to one or more houses","$25,000 to $29,999","Married","Metro","South","West-South Central","Occupied without payment of cash rent","tx",0,0,0,0,1,"Not working - other",0,"Black/African-American","Black"
23508,,,11119.5382,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Refused",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No",,"Better price",,"Better price","Better price",,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","No","No","Yes",400,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Rarely worried","Rarely worried","Sometimes worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Fair",20160921,20160409,20151207,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Not working - disabled",0,"White","White"
23509,,39947.1749,39183.6259,59640.3666,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","Yes","No","Paper check","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",2500,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Not available in local stores",,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Specialty Trade Contractors","One","Construction and Extraction","$25,000 - $34,999","Another household member makes most of the decisions","Good",20160921,20151217,20160831,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23510,,,32878.7071,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,58,"Not important","Somewhat important","Not important","Somewhat important","Somewhat important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","Refused","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Refused",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160913,20151218,20160913,73,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",0,"White","White"
23511,,93595.9266,31043.5741,134536.862,"Fresh","Yes","Yes","No","Yes","No","No","No",,"Yes","No","Yes","No","Yes","No","Definitely No","Yes","Just getting by","Somewhat better off","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,550,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160916,20160916,20130615,40,"35-44","30-44","9th grade","Less than high school","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","Less than $5,000","Divorced","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,1,4,"Not working - disabled",0,"White","White"
23513,,36910.5243,36612.1647,55135.2142,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Accommodation","Two","Management","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160921,20160921,20130606,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
23524,,25873.1508,20473.7271,39056.7158,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",1,0,"Less","Not at all","Not at all","Refused","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,50,"Not important","Very important","Not important","Somewhat important","Not important","Yes","Yes",,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",400,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Clothing and Clothing Accessories Stores","One","Management","Refused","I make most of the decisions","Excellent",20160908,20151223,20160830,60,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23525,,49440.555,51942.662,72601.7627,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Pretty well off financially","No","No","No","No","No","Yes","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Minor impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1250,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Education","Financial costs are somewhat larger",,,,,,,,,,,,"Slightly important","Not important","Not important","Not important","Not important","Not important","Not important","Very important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",50000,0,0,50000,"No",500,"No","No",,"No","No","Yes","No","No","Still enrolled in the program","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Convenience","Convenience","Better price","Better price","Better price","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160902,20151227,20160902,42,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,2,0,2,"Not working - looking for work",0,"White","White"
23526,,28224.1495,25107.5772,42650.4926,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",12,2,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,55,"Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Convenience","Convenience",,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Regularly worried","Sometimes worried","Rarely worried","Sometimes worried","Less than High School degree","Less than High School degree","Educational Services","One","Teacher, college and university","Refused","Another household member and I share in the decisions","Very good",20160916,20160209,20160916,69,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23528,,57079.4914,53840.1442,83795.4086,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",850,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Somewhat important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160913,20151224,20160910,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
23529,,67590.7346,22611.9716,98941.7753,"Fresh","Refused","Refused","Refused","Yes","Refused","Refused","No",,"Yes","Refused","Refused","Refused","Refused","No","Probably No","No","Just getting by","Somewhat worse off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Associate degree","Yes","Bachelor’s degree",,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Moderately important","Moderately important","Moderately important","Moderately important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Still enrolled in the program",,,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Not available in local stores","Other reason","Not available in local stores",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Substantial strain","Moderate strain","Substantial strain","Moderate strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Nonstore Retailers","One","Other Sales","Under $5,000","Another household member and I share in the decisions","Good",20160910,20160610,20160727,26,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23531,,,12405.9352,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,,,,,,,,"No",260,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No","Very important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",22000,0,1500,23500,"No",115,"No","No",,"No","No","No","No","Yes","Yes",,,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Convenience","Convenience",,,"Better price","Better price",,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","No","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Rarely worried","High school degree or GED","Less than High School degree","Educational Services","One","Other professional","$35,000 - $49,999","I make most of the decisions","Good",20160910,20160201,20160905,29,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
23532,,,12603.7384,,"LMI oversample","No","Yes","No","Yes","No","No","No",,"Yes","No","No","No","No","Yes","Definitely No","Yes","Doing okay","About the same","About the same","Pretty well off financially","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Don’t know my score or how to rate it","No",,,,,,"Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial costs are much larger","Yes","Yes","Yes","Yes","Refused","Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",80000,0,420,80420,"Yes",0,"Yes","No",,"No","No","No","No","No","No",,,,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20160909,20151224,20160829,26,"25-34","18-29","Associate degree","Some college","Other, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - looking for work",0,"American Indian or Alaska Native","Other"
23533,,,20951.2812,,"LMI oversample","No","No","No","No","No","Yes","No",,"No","No","No","No","Yes","No","Definitely Yes",,"Doing okay","Somewhat worse off","Somewhat worse off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"Refused","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",355,"Yes","No","Yes","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Refused","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,69,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Better price","Other reason",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","Yes","Yes","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160930,20151217,20160930,76,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",0,"White","White"
23535,,57443.1059,58933.6399,85813.3405,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","No","No","Paper check","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No",,"Convenience",,"Convenience",,"Convenience",,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Specialty Trade Contractors","One","Installation, Maintenance, and Repair","$5,000 - $9,999","I make most of the decisions","Good",20160904,20151228,20160827,41,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
23536,,43539.1745,16536.3514,65070.3632,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","Yes","Yes","No","No","Definitely No","Yes","Doing okay","About the same","About the same","It varied","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","Yes","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","No","No","No","Yes","No",915,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Refused",,,,,,,,,,,,"No","No","Yes",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Associate degree","No",,,"Undeclared",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","Yes",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Moderate strain","Never worried","Rarely worried","Sometimes worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160922,20151217,20150707,70,"65-74","60+","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$30,000 to $34,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,3,"Not working - disabled",0,"Black/African-American","Black"
23538,,,24829.0898,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","Yes","Yes","No","Student","Work part-time for someone else","Normally work the same hours",,"No","No","No","Yes","Yes","No","No","No","Paper check","No","No","No","No","Yes","No","Yes","No",,"No impact","No impact","No impact","Moderate impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Refused","Refused","Refused","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","Yes","A little difficulty",,"Probably No",,,,,,,750,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Refused",,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Refused",,"Education","Financial benefits are much larger",,,,,,,,,,,,"Not important","No advice from person","No advice from person","Moderately important","Moderately important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","No","No",0,"Don’t know","Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","No","No","No",,"Other reason","Other reason",,,"Other reason",,,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","Yes","Yes","No","No","Yes","No","No",,,,,"A little strain","A little strain",,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20161012,20160209,20150813,63,"55-64","60+","Some college, no degree","Some college","Hispanic","Female","Yes",1,"A one-family house detached from any other house","Less than $5,000","Divorced","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Not working - disabled",0,"White","Hispanic"
23539,,69660.0586,70453.1675,100403.326,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,,,"Definitely Yes","No","No","Yes","No","No","Refused",2000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Never","Master’s degree","No",,,"Education",,,,,,,"Financial costs are somewhat larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",15000,0,0,15000,"No",334,"No","No",,"No","No","Yes","No","Yes","Yes","No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","Convenience","Convenience",,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Some college but no degree","Graduate degree","Educational Services","One","Teacher, except college and university","Not sure","Another household member makes most of the decisions","Very good",20160911,20160330,20160827,40,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$150,000 to $174,999","Married","Metro","South","South Atlantic","Rented for cash","dc",1,0,0,0,2,"Working - as a paid employee",0,"White","White"
23542,,,13975.9711,,"LMI oversample","No","No","No","No","Yes","No","No",,"Yes","No","Yes","No","Yes","No","Probably No","No","Finding it difficult to get by","About the same","About the same","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1997,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,625,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","No","No","No","Yes","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","Yes","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Sometimes worried","Regularly worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Fair",20160903,20151219,20160903,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Non-Metro","Northeast","New England","Rented for cash","vt",0,0,0,0,2,"Not working - disabled",0,"White","White"
23543,,51959.5525,53024.6919,75935.2296,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much worse off","Pretty well off financially","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"No",3250,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","No","No","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores",,,"Convenience",,,"No","Yes","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","Yes",4600,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Excellent",20160924,20151217,20150714,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - other",0,"White","White"
23544,,108624.318,29768.659,158425.045,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","Refused","Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Once","Once","High school degree or GED","No",,,,,,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Refused","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Excellent",20151205,20160102,20150704,24,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",5,"A building with 2 or more apartments","$25,000 to $29,999","Married","Metro","West","Pacific","Rented for cash","ca",0,2,1,0,2,"Not working - other",0,"White","Hispanic"
23545,,27251.8242,21221.6368,41378.3419,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Somewhat important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes","Refused","No","Refused","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Rarely worried","Bachelor’s degree","Don’t know","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20161013,20160208,20150926,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Not working - retired",0,"White","White"
23546,,119937.364,38268.2351,173526.87,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","Moderate impact","Severe impact","No impact","Minor impact","Moderate impact","Moderate impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably Yes","Yes","No","No","Yes","No","Refused",1000,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Certificate or technical degree","Yes","Associate degree",,"Health","About the same financial benefits and financial costs",,,,,,,,,,,,"No advice from person","Moderately important","No advice from person","No advice from person","Slightly important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",13000,0,500,13500,"No",125,"Yes","No",,"Yes","No","No","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","Refused","Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","Yes","No","Yes","No",,"Convenience",,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","No","No","No","No",,,"Yes","No","No","Yes","No","No","No","No","Refused","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Substantial strain","Substantial strain",,,,,,,,"Sometimes worried","Never worried","Regularly worried","Regularly worried","Less than High School degree","High school degree or GED","Ambulatory Health Care Services","Four or more","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions",,,20160630,20130508,30,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$20,000 to $24,999","Living with partner","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,2,0,2,"Working - as a paid employee",0,"White","Hispanic"
23547,,,35116.7375,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","Yes","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"Yes","No","Yes","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Not available in local stores",,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","No","Yes",1000,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","Yes","No","No",,,"Substantial strain",,,,,"Substantial strain","Substantial strain",,,"Never worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Justice, Public Order, and Safety Activities","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Good",20160924,20151217,20160830,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","West","Mountain","Occupied without payment of cash rent","ut",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23548,,36977.1729,38004.2516,55115.7726,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","No impact","Employed part-time","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,1,"About the same","Not at all","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Engineering",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Couriers and Messengers","One","Refused","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160910,20160109,20160828,51,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
23551,,39730.5264,32640.9276,58067.5983,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",150,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Not available in local stores","Not available in local stores","Not available in local stores","Better price","Better price","Not available in local stores",,,,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Other Chemical Manufacturing","One","Life, Physical, and Social Sciences","$10,000 - $24,999","I make most of the decisions","Very good",20161011,20160307,20160525,60,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Divorced","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23552,,60414.6633,73536.5149,88089.1034,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably No","No","Doing okay","About the same","About the same","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No",,,,"Probably Yes","No","Yes","Yes","Yes","No","No",600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Business/management","About the same financial benefits and financial costs",,,,,,,,,,,,"Very important","Moderately important","Moderately important","Moderately important","Slightly important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$0 to $4,999","More than your income","No","Refused","Refused","Refused","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No",,"Not available in local stores",,,,,"Not available in local stores",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",6000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member makes most of the decisions","Very good",20160910,20151223,20160910,20,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$100,000 to $124,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,1,"Not working - other",0,"White","White"
23553,,71922.2629,22484.6618,106284.157,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","About the same","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","Yes","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","Yes",,"$25,000 to $39,999","More than your income","No","Yes","No","Refused","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","Better price","Better price","Better price","Better price","Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Poor",20160919,20151217,20160827,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",1,"A mobile home","$30,000 to $34,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,1,"Not working - disabled",0,"White","Hispanic"
23554,,39980.909,41073.2809,59401.2238,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2010,"No","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,1300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are much larger","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",15000,0,20000,35000,"No",0,"No","Yes",,"No","No","Yes","No","Yes","No","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","Yes","No",,"Convenience",,"Convenience",,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Associate degree","Associate degree","Ambulatory Health Care Services","Two","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Good",20160915,20160117,20160915,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","West-North Central","Rented for cash","mn",0,0,1,1,2,"Working - as a paid employee",0,"White","White"
23555,,143502.108,38193.1192,199639.684,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work as a consultant/contractor","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","Yes","No","No","No","Yes","No","No",,"No impact","No impact","Severe impact","Minor impact","No impact","No impact","Employed full-time","Yes","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",36,5,"About the same","Does not apply","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes",,,,,,"No","No","No","No","No","No","No",0,"Probably No",,"Yes, both",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No",,,"Substantial strain","Moderate strain",,"Moderate strain",,"Substantial strain",,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Couriers and Messengers","Two","Transportation and Material Moving","Under $5,000","Another household member and I share in the decisions","Fair",20160909,20160207,20160909,25,"25-34","18-29","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23557,,85651.2275,88984.2634,120755.211,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",900,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Slightly important","Slightly important","Slightly important","Moderately important","Slightly important","Moderately important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","Yes",,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience",,,"Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","U.S. Navy","One","Armed Services","$10,000 - $24,999","I make most of the decisions","Excellent",20150930,20160120,20150618,22,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$125,000 to $149,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23561,,24055.9299,20063.6297,36654.7233,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",920,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,57,"Somewhat important","Not important","Somewhat important","Not important","Very important","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No",,"Not available in local stores",,"Better price","Better price","Better price",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160921,20160209,20160209,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,4,"Not working - retired",0,"White","White"
23562,,,17218.4793,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","Yes","No","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,289,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,,,,"Better price",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Sometimes worried","Certificate or technical degree","Bachelor’s degree","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Fair",20160922,20151219,20160922,33,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","$15,000 to $19,999","Living with partner","Metro","Midwest","West-North Central","Rented for cash","sd",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
23564,,34891.0885,33708.8695,52899.598,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably No","Yes","Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","Yes","Don’t know","Yes","Yes","None",,"Definitely No",,,,,,,1695,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Law",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",8000,0,0,8000,"No",125,"No","No",,"No","Yes","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","Yes","No",,,,,,"Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Two","Lawyer, judge","Under $5,000","I make most of the decisions","Good",20151223,20160107,20160829,30,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$60,000 to $74,999","Never married","Metro","West","Pacific","Rented for cash","wa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23566,,67796.984,72603.8682,97657.2926,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",1400,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Graduate degree","Food Manufacturing","One","Management","$5,000 - $9,999","I make most of the decisions","Very good",20160924,20151219,20160830,39,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
23568,,42245.095,38278.4314,63214.141,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Slightly important","Moderately important","Moderately important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","Yes","No",,,,"Convenience",,"Convenience",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Insurance Carriers and Related Activities","One","Management","$5,000 - $9,999","I make most of the decisions","Very good",20160908,20160125,20160725,31,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",1,1,0,0,2,"Working - as a paid employee",0,"White","White"
23569,,53386.5198,60543.411,78585.3437,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","It varied","No","Yes","No","No","No","Yes","Yes","No","No","Student","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",12,"Refused","About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",732,"Yes","No","No","No","No","No","Cash","Don’t know","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Vocational/technical training","Financial benefits are much larger",,,,,,,,,,,,"No advice from person","Very important","Very important","No advice from person","Very important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",4200,0,300,4500,"No",54,"Yes","No",,"No","No","No","No","No","Still enrolled in the program","No","No",,,,,"No","Yes","No","No","Yes","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Not available in local stores","Better price","Better price","Better price","Better price","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Rarely worried","Some college but no degree","High school degree or GED","Specialty Trade Contractors","One","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20151024,20160123,20150710,56,"55-64","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
23571,,,16017.0955,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","No","No","Yes","No","No","No","No","No","No","Temporarily laid off",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Minor impact","No impact","Minor impact","Minor impact",,,"Employed full-time","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",10,5,"Less","Not at all","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"Yes",2800,"Yes","No","Yes","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Never worried","Rarely worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Electrical Equipment, Appliance, and Component Manufacturing","Two","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160908,20160719,20140729,54,"45-54","45-59","Associate degree","Some college","Other, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$5,000 to $7,499","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"Asian","Asian"
23573,,23512.0028,9386.1125,36974.6675,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,450,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Never","Bachelor’s degree","Yes","Master’s degree",,"Other (Please specify):",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No","Slightly important","Slightly important","Very important","Slightly important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Convenience","Convenience",,,"Better price","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Religious Organizations","One","Food Preparation and Serving","$100,000 - $249,999","I make most of the decisions","Excellent",20160930,20160305,20160928,55,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23575,,26632.1526,20622.6491,40140.7955,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Convenience",,"Convenience","Convenience","Better price","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Machinery Manufacturing","One","Management","$250,000 - $499,999","I make most of the decisions","Very good",20160923,20160218,20150815,64,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23576,,,14701.8163,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","No","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","Moderate impact","Moderate impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",542,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","No","Yes","Yes",3000,"Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No",,"A little strain",,,,,,"A little strain","A little strain",,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Educational Services","One","Food Preparation and Serving","$10,000 - $24,999","I make most of the decisions","Fair",20161016,20151217,20160827,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23577,,92697.8044,95234.0873,130622.238,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,200,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial costs are somewhat larger","No","No","No","Yes","No","Moderately important","Not important","Not important","Slightly important","Not important","Not important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",2000,0,0,2000,"No",200,"No","No",,"No","Yes","No","No","No","Yes",,,,,,,"No","No","No","No","No","No","No","Don’t know","Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,,,,"Convenience",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Social Assistance","One","Retail Sales","$75,000 - $99,999","Another household member makes most of the decisions","Very good",20160915,20151221,20160828,29,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23578,,46400.48,13785.3805,70202.5014,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably No","No","Doing okay","About the same","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Student","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","No","Yes","Other (Please specify):","Refused","Yes","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No",,,,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Engineering","Financial benefits are much larger",,,,,,,,,,,,"Very important","Not important","Moderately important","No advice from person","Moderately important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",5000,0,0,5000,"No",0,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No","Don’t know","Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","Yes","No",,"Not available in local stores",,"Convenience","Convenience",,"Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Food Services and Drinking Places","Two","Food Preparation and Serving","$500,000 - $999,999","Another household member makes most of the decisions","Very good",20160808,20160726,20160827,19,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23579,,32694.1275,26396.5725,49137.147,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","No","No","Yes","Yes","No","No",1500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","No","Yes","No","No","No","No","No",,"Yes","Refused","Refused",,"Yes","No","No","No","Yes","No","No","No","No","No","Very good","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Somewhat important","Somewhat important","Not important","Not important","Very important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","Yes","No",,,,,"Convenience","Convenience",,"Convenience",,"No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20151127,20160307,20150929,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","No",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
23581,,,12228.4268,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","Yes","I [PPMARITins2] pay rent.",2004,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,739,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","Yes",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,55,"Very important","Not important","Not important","Not important","Not important","Yes","Yes",,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20161009,20160111,20150703,58,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Divorced","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,1,"Not working - disabled",0,"White","White"
23582,,77078.8859,73203.7509,111222.658,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Engineering","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Refused",,,,,"Yes","No","Yes","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Convenience","Not available in local stores","Not available in local stores","Not available in local stores",,"Other reason","Other reason","Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Oil and Gas Extraction","One","Management","$250,000 - $499,999","I make most of the decisions","Very good",20160926,20160204,20160724,49,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",1,"A one-family house detached from any other house","$150,000 to $174,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
23583,,36824.8297,37038.2838,55438.4071,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",1800,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Convenience","Not available in local stores","Convenience","Convenience",,"Convenience","Convenience","Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Administrative and Support Services","One","Office and Administrative Support","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160921,20160216,20160826,37,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23584,,,28940.201,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Better price","Better price","Not available in local stores","Not available in local stores","Convenience","Other reason","Other reason",,,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Very good",20151024,20160310,20150808,68,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",0,"White","White"
23585,,26575.7757,21787.4464,40088.5379,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,2168,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,59,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Not available in local stores","Not available in local stores","Not available in local stores","Convenience","Convenience","Convenience",,,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",700,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20151024,20160216,20160724,73,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$125,000 to $149,999","Married","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,1,"Not working - retired",0,"White","White"
23588,,50890.9184,52320.4829,74616.9373,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","Yes","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","Yes","Yes","Yes",3600,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Refused","One","Management","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160924,20160207,20160827,43,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23590,,27801.5204,10389.6974,42402.6566,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",460,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","Associate degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,59,"Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","Refused","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,,,,"Better price","Convenience",,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","Yes",500,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Associate degree","Certificate or technical degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20151013,20160222,20150810,76,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,1,"Not working - retired",0,"White","White"
23591,,,28225.1881,,"LMI oversample","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"Yes","No","Yes","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","No","Yes","Yes","Yes","No","No",800,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Business, Professional, Labor, Political, and Similar Organizations","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Fair",20160908,20151217,20160908,44,"35-44","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$20,000 to $24,999","Married","Metro","South","East-South Central","Rented for cash","al",0,0,0,0,3,"Working - as a paid employee",0,"Black/African-American","Black"
23592,,,89312.5802,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably Yes",,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,850,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Some of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",0,"Probably Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","One","Refused","$10,000 - $24,999","I make most of the decisions","Very good",20160906,20151217,20160906,49,"45-54","45-59","10th grade","Less than high school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23594,,39908.8464,39568.7763,59422.177,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Severe impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Doctoral Degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",180000,0,0,180000,"No",1200,"No","No",,"No","No","No","No","Yes","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","No",,"Convenience",,,"Better price","Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",400,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Ambulatory Health Care Services","Two","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$5,000 - $9,999","Another household member and I share in the decisions","Excellent",20160914,20160730,20130529,32,"25-34","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$100,000 to $124,999","Living with partner","Metro","South","South Atlantic","Occupied without payment of cash rent","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23596,,65192.0003,70194.5028,95745.6265,"Fresh","Yes","Yes","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Refused","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","Minor impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,"No",1750,"Yes","No","Yes","No","No","Yes","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"Yes","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Not available in local stores","Better price","Better price","Better price","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Plastics and Rubber Products Manufacturing","One","Management","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160927,20160306,20160827,47,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",4,"A building with 2 or more apartments","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,2,0,2,"Working - as a paid employee",0,"White","Hispanic"
23597,,27355.3894,21945.9241,41201.2575,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",56,5,"Less","Does not apply","Does not apply","Somewhat","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,63,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Not available in local stores","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20161008,20151224,20150702,68,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",0,"White","White"
23600,,62547.7574,21999.8777,92671.7506,"Fresh","No","No","Yes","Refused","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","Yes","No","Definitely Yes",,"Just getting by","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No","No","I [PPMARITins2] pay rent.",2006,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,825,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"Yes","Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,68,"Not important","Somewhat important","Not important","Somewhat important","Somewhat important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160922,20160727,20140618,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",6,"A one-family house attached to one or more houses","$35,000 to $39,999","Widowed","Metro","South","South Atlantic","Rented for cash","md",0,0,0,0,6,"Not working - looking for work",0,"Black/African-American","Black"
23601,,,25833.7735,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","It varied","No","No","No","No","Yes","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,1,"More","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","Yes","No",,"No","No","No","No","No","No","Yes","No","No","No","Good","Yes","Yes","About the same",,"Some of the time","Once","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","Yes",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No",,"Better price",,,,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160906,20160221,20160906,42,"35-44","30-44","Some college, no degree","Some college","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$10,000 to $12,499","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,2,1,"Not working - disabled",0,"White","Hispanic"
23603,,138720.826,45964.972,196247.695,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","Yes","No",,"Severe impact","No impact","No impact","No impact","Minor impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","Yes","Yes","Yes","No","No",900,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Most or all of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Substantial strain",,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Sometimes worried","Less than High School degree","Don’t know","Food Services and Drinking Places","One","Other Sales","Under $5,000","I make most of the decisions","Very good",20140812,20160226,20160728,37,"35-44","30-44","11th grade","Less than high school","Hispanic","Female","Yes",4,"A building with 2 or more apartments","$5,000 to $7,499","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,1,1,2,"Working - as a paid employee",0,"American Indian or Alaska Native","Hispanic"
23604,,75150.8555,74090.0699,109164.731,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",3600,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Once","Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No","Very important","Very important","Moderately important","Very important","Not important","Very important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",3000,"Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Executive, Legislative, and Other General Government Support","One","Other professional","$5,000 - $9,999","I make most of the decisions","Fair",20160901,20160212,20160901,54,"45-54","45-59","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,4,"Working - as a paid employee",0,"Black/African-American","Black"
23605,,26321.9868,11447.181,40238.6604,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","No","No","No","No","Yes","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,8,"More","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","Yes","No","Yes",,,,,,,,,"No",1230,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Somewhat important","Somewhat important","Somewhat important","Not important","Very important","Yes","No",,"No","No","No","Yes","Yes","Refused","No","Yes","No","No","Yes","Yes","Yes","No","No","No","Yes",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No","Better price",,,"Better price","Better price",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","Yes","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",1200,"No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20151005,20160130,20150810,66,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$35,000 to $39,999","Divorced","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,3,"Not working - retired",0,"White","White"
23606,,,6540.0908,,"LMI oversample","No","No","No","No","Refused","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Refused","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160910,20151216,20160722,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A mobile home","$7,500 to $9,999","Never married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Not working - disabled",0,"White","White"
23612,,38272.4877,34824.3325,56586.3252,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",827,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Very important","Very important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Transportation Equipment Manufacturing","One","Management","$100,000 - $249,999","I make most of the decisions","Fair",20161007,20140506,20130511,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23613,,56192.238,51601.0098,84026.8268,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","Yes","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",1091,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",16000,0,0,16000,"No",175,"No","No",,"No","Yes","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","One","Refused","$10,000 - $24,999","I make most of the decisions","Good",20160903,20151222,20160903,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,1,1,2,"Working - as a paid employee",0,"Black/African-American","Black"
23615,,29605.9334,23487.2995,44567.8527,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","Yes","Yes","No","No",,,"Convenience",,,"Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Refused","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member makes most of the decisions","Excellent",20151003,20160206,20160831,66,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Not working - retired",0,"White","White"
23616,,,26106.3279,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","Minor impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"Yes","No","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","No","Yes","Yes","Yes","No",400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Not available in local stores",,"Not available in local stores","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Food Services and Drinking Places","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Fair",20160904,20160106,20160904,40,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Metro","South","West-South Central","Rented for cash","ok",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
23618,,,41568.3371,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",645,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Substantial strain",,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Rarely worried","High school degree or GED","Don’t know","Educational Services","One","Installation, Maintenance, and Repair","Under $5,000","I make most of the decisions","Good",20160912,20160222,20160912,35,"35-44","30-44","Some college, no degree","Some college","Hispanic","Male","Yes",4,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",1,1,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
23619,,207027.111,61319.6365,277298.423,"Fresh","No","No","No","Yes","Yes","No","No",,"No","No","No","No","No","Yes","Definitely No","Yes","Finding it difficult to get by","About the same","Much worse off","Poor","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Rarely worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked",,,"Very good",20161009,,20160831,20,"18-24","18-29","10th grade","Less than high school","Hispanic","Male","No",5,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",1,1,0,0,3,"Not working - other",0,"White","Hispanic"
23620,,,19924.7896,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1965,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Other reason",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Fair",20151217,20160209,20150824,78,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","Less than $5,000","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Not working - retired",0,"White","White"
23621,,,76320.1658,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Somewhat worse off","About average","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1223,"Yes","No","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","Yes","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Refused","Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160223,20160708,20120811,60,"55-64","60+","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$7,500 to $9,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Not working - looking for work",0,"White","White"
23622,,,42188.6561,,"LMI oversample","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Somewhat better off","Much better off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",120,60,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2004,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1440,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20151013,20151231,20160923,43,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$12,500 to $14,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,1,2,"Not working - looking for work",0,"Black/African-American","Black"
23623,,35927.5508,12754.7327,54390.3018,"Fresh","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",1030,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,63,"Somewhat important","Not important","Not important","Not important","Somewhat important","Yes","No",,"Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Refused","Yes","No","Yes","No",,,,"Better price",,"Convenience",,"Convenience",,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Moderate strain","Moderate strain",,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Couriers and Messengers","One","Transportation and Material Moving","$25,000 - $34,999","I make most of the decisions","Fair",20161007,20151217,20150702,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - self-employed",0,"White","White"
23624,,23906.3605,19130.1201,36106.4244,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,47,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Fair",20160913,20151217,20160920,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
23625,,71636.4411,67663.506,103925.836,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,1,"About the same","Does not apply","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",950,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Once","Once","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"No","Yes","No","Yes","Yes","No","No","Don’t know","Probably No","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","No",,,,"Better price","Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Associate degree","Graduate degree","Oil and Gas Extraction","One","Business and Financial Operations","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160910,20160109,20160902,38,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Living with partner","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23627,,,11633.2634,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","Yes","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",16,2,"Less","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","Moderate difficulty",,"Probably Yes","Yes","Yes","Yes","Refused","Refused","Refused",995,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No","Very important","Moderately important","No advice from person","Moderately important","Slightly important","No advice from person","Very important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",8000,0,0,8000,"No",100,"No","No",,"No","No","Yes","No","No","Yes","Yes","No",,,,,"No","No","No","No","No","No","No","Yes",,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Moderate strain","Substantial strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Certificate or technical degree","Construction of Buildings","One","Construction and Extraction","$25,000 - $34,999","Another household member and I share in the decisions","Excellent",20160905,20160925,20120727,31,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A building with 2 or more apartments","$5,000 to $7,499","Married","Non-Metro","West","Mountain","Rented for cash","id",0,1,1,0,2,"Working - as a paid employee",0,"White","White"
23628,,,27780.6793,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,64,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","No","Refused","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160907,20151219,20160907,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Not working - retired",0,"White","White"
23629,,,13139.7493,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","Yes","No","Definitely Yes",,"Just getting by","Somewhat worse off","Somewhat worse off","Pretty well off financially","No","No","Yes","Yes","Yes","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"Yes",624,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Some of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,"$5,000 to $14,999","More than your income","No","No","No","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","Yes","Yes","Yes",4,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160914,20160111,20160914,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$7,500 to $9,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","wv",0,0,0,0,1,"Not working - looking for work",0,"White","White"
23631,,70618.2279,78781.8502,104082.087,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Yes","No","No","No",1260,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","Yes","No",,"No","No","No","No","No","No","No","No","No","Yes","Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience",,"Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Less than High School degree","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","One","Personal Care and Service","$50,000 - $74,999","I make most of the decisions","Good",20160915,20151218,20160921,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
23632,,39980.909,41073.2809,59401.2238,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","It varied","No","No","No","No","Yes","Yes","No","Yes","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","Severe impact","No impact",,,"Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","[D10other]",10,5,"About the same","Somewhat","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",12000,0,0,12000,"No",200,"No","No",,"No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","Yes","Yes","Yes","No",,,"Convenience",,,"Better price","Not available in local stores","Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",4500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Good",20151014,20160321,20160902,35,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",1,0,0,0,2,"Not working - disabled",0,"White","White"
23633,,155435.833,165550.947,215595.246,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","Moderate impact","Minor impact","Severe impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",520,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Not important","Moderately important","Very important","Moderately important","Moderately important","Not important","Not important","Yes","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,,,,"Better price",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",100,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Clothing and Clothing Accessories Stores","One","Sales Representative","Under $5,000","I make most of the decisions","Very good",20151003,20160107,20150710,23,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","No",3,"A building with 2 or more apartments","$40,000 to $49,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,1,0,2,"Working - as a paid employee",0,"American Indian or Alaska Native","Hispanic"
23635,,36944.381,40579.6792,54889.4917,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Severe impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Convenience","Convenience","Convenience","Convenience","Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","No","No","Yes",4400,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Business and Financial Operations","Under $5,000","I make most of the decisions","Good",20160906,20160221,20160906,55,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23637,,76444.2004,85527.5779,111133.575,"Fresh","Yes","Yes","Yes","Yes","Refused","Refused","No","One or more of the adult children who live with me are in school","Yes","Refused","Refused","Refused","Refused","No","Definitely Yes",,"Doing okay","Somewhat worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",2600,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No",,"$150,000 to $199,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Convenience","Convenience",,"Convenience","Convenience","Convenience",,"Convenience",,"Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Never worried","Regularly worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Administrative and Support Services","One","Office and Administrative Support","$75,000 - $99,999","Another household member and I share in the decisions","Good",20151026,20151231,20150720,48,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,1,3,"Working - as a paid employee",0,"White","Hispanic"
23639,,131796.599,35521.2146,189315.903,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No",,,,,"Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Substantial difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","Refused",800,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Debit card","Not confident","Yes","Yes","No","No","Yes","Yes","No","Yes","No","No","No",,"Yes","No","No",,"Yes","No","No","No","No","No","Yes","No","No","No","Fair","Yes","No",,"No","Some of the time","Once","Certificate or technical degree","No",,,"Health","About the same financial benefits and financial costs","Yes","Yes","No","Yes","Yes",,,,,,,"Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","Yes","Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","Yes","Yes","No","Not available in local stores","Better price",,"Convenience","Better price",,"Better price","Convenience",,"Yes","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",100,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Substantial strain",,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Very good",20160915,20151222,20110706,25,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",3,"A building with 2 or more apartments","$20,000 to $24,999","Living with partner","Metro","Midwest","East-North Central","Rented for cash","il",0,0,1,0,2,"Working - as a paid employee",0,"American Indian or Alaska Native","Hispanic"
23640,,50203.7858,41517.7157,73270.8108,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","No","Yes","Yes","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Convenience","Not available in local stores","Not available in local stores","Better price","Convenience","Convenience",,,,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Merchant Wholesalers, Nondurable Goods","One","Management","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20151007,20151218,20151026,66,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - self-employed",0,"White","White"
23641,,,21854.9583,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","About the same","It varied","No","No","No","No","No","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Refused","Yes","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,"Refused","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","Yes","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No",,"No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20151012,20160114,20160909,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,3,"Not working - disabled",0,"White","White"
23642,,44159.1563,41113.5928,65825.4337,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","Refused","Refused","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No",,"Better price",,,"Better price",,"Better price",,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","Bachelor’s degree","High school degree or GED","Hospitals","One","Other professional","$50,000 - $74,999","I make most of the decisions","Good",20160908,20151219,20160901,47,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,1,3,"Working - as a paid employee",0,"White","Hispanic"
23643,,,74626.6648,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably No","Yes","Finding it difficult to get by","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","Yes","Refused","Yes","Yes","No","Yes","Yes","Yes","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",100,60,"About the same","Very much","Very much","Very much","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","Yes","No","Yes","No","No","No","Fair","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Not available in local stores","Better price","Convenience","Convenience","Better quality",,,"Other reason",,"Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","Yes","Yes",500,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","Substantial strain",,,,"Substantial strain",,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Construction of Buildings","One","Installation, Maintenance, and Repair","Under $5,000","I make most of the decisions","Very good",20160914,20160921,20100627,36,"35-44","30-44","10th grade","Less than high school","White, Non-Hispanic","Male","No",3,"A mobile home","Less than $5,000","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,3,"Working - self-employed",0,"White","White"
23647,,56234.2955,56748.8895,82139.9717,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","Yes","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","No","No","No",,"Not available in local stores","Convenience","Convenience",,"Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Associate degree","High school degree or GED","Educational Services","One","Business and Financial Operations","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160924,20160206,20160910,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23648,,47397.1236,42756.1105,69847.1545,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","One","Sales Representative","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160923,20151218,20150804,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23649,,92125.2573,106747.713,131775.406,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Definitely No","Yes","Doing okay","Much worse off","Much worse off","Pretty well off financially","Yes","No","No","Yes","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are much larger","No","No","No","No","No","Slightly important","Moderately important","Moderately important","Slightly important","Slightly important","Slightly important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Other Professional, Scientific, and Technical Services","One","Office and Administrative Support","Not sure","Another household member makes most of the decisions","Excellent",20160928,20151219,20160828,24,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$200,000 to $249,999","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23650,,,21685.2151,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Very important","Not important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked",,,,,,20121110,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$12,500 to $14,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",0,"White","White"
23653,,,18606.1729,,"LMI oversample","No","No","No","No","No","Yes","Yes",,"Yes","Yes","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","About the same","Much worse off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Don’t know","Yes","No","Don’t know","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","Yes","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","Severe impact","No impact","Minor impact",,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",16,10,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","No","No","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,440,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Once","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial costs are much larger","Yes","No","Yes","No","Yes",,,,,,,"Moderately important","Slightly important","Slightly important","Not important","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","No",16000,0,0,16000,"No",240,"No","Yes",,"No","No","Yes","No","No","No",,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,,,,"Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Health and Personal Care Stores","One","Other Sales","Under $5,000","I make most of the decisions","Good",20160903,20151217,20160829,33,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,1,0,0,3,"Working - as a paid employee",0,"White","White"
23654,,,29290.9958,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","Yes","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Never","Associate degree","No",,,"Business/management",,,,,,,"Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,72,"Somewhat important","Somewhat important","Very important","Very important","Somewhat important","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Refused","Yes","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","No","No","No","Better price","Convenience","Other reason",,,"Better price",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",200,"Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","Yes","Yes",,"No","No","Yes","Yes","No","No","No","Yes","No","No","No",,,"Substantial strain","Substantial strain",,,,"Substantial strain",,,,"Never worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Good",20160912,20151218,20160912,80,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,2,"Not working - retired",0,"White","White"
23655,,24506.7805,20434.2593,37206.4663,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,10,"Less","Somewhat","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Better price","Refused","Refused","Refused","Better price",,,"Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2500,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Data Processing, Hosting and Related Services","Two","Computer and Mathematical","$100,000 - $249,999","I make most of the decisions","Very good",20151023,20160301,20160830,60,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Working - self-employed",0,"White","White"
23656,,81661.8109,25209.2124,121107.625,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,"No",550,"No","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Beverage and Tobacco Product Manufacturing","One","Retail Sales","Not sure","Another household member makes most of the decisions","Very good",20160917,20151218,20150718,43,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
23658,,57714.2845,20082.2233,86458.8693,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","I [PPMARITins2] pay rent.",2004,"No","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Don’t know",,,,,,,1250,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Better price",,,"Better price","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Regularly worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Refused","One","Other (Please specify)","Under $5,000","I make most of the decisions","Fair",20160907,20160216,20160907,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Widowed","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - self-employed",0,"Black/African-American","Black"
23659,,45720.6238,40966.9231,68379.4305,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"No",940,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Convenience","Convenience","Not available in local stores","Better price","Better price","Convenience","Convenience","Convenience","Convenience","Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Some college but no degree","Bachelor’s degree","Truck Transportation","One","Business and Financial Operations","$100,000 - $249,999","I make most of the decisions","Excellent",20160914,20151218,20160914,33,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,2,1,0,2,"Working - as a paid employee",0,"White","White"
23660,,28997.6357,28741.7402,43892.1686,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Not available in local stores",,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",800,"No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Certificate or technical degree","Some college but no degree","Clothing and Clothing Accessories Stores","One","Computer and Mathematical","$500,000 - $999,999","I make most of the decisions","Good",20160906,20151217,20160829,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$100,000 to $124,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23662,,53090.4953,58441.6014,78301.8945,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","Minor impact","Minor impact","No impact","Minor impact","Minor impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1966,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No",,"Convenience","Convenience",,"Convenience","Convenience",,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Don’t know","Don’t know","Insurance Carriers and Related Activities","One","Other professional","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160924,20160222,20160901,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23664,,46333.1398,14216.9684,69758.3575,"Fresh","No","No","No","No","Yes","No","No",,"No","No","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",0,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","No","No","No",,,,,,,,,,,,55,"Somewhat important","Very important","Somewhat important","Very important","Not important","No","No",,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Excellent",20160916,20160218,20160911,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","nh",0,0,0,0,2,"Not working - retired",0,"White","White"
23666,,54657.482,57627.9855,80095.044,"Fresh","No","Yes","No","Yes","No","No","No",,"Yes","No","No","Yes","No","No","Probably No","Yes","Doing okay","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Normally work the same hours",,"No","No","No","No","No","No","No","No","Cash","No","No",,,"No","No","No","No",,"Minor impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2010,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Certificate or technical degree","No",,,"Health","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,"Moderately important","Slightly important","Slightly important","Moderately important","Moderately important","Not important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","Yes","No",,,,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Poor",20161002,20160218,20150715,52,"45-54","45-59","Some college, no degree","Some college","Hispanic","Female","No",4,"A one-family house detached from any other house","$125,000 to $149,999","Never married","Metro","South","South Atlantic","Occupied without payment of cash rent","fl",0,0,1,0,3,"Not working - disabled",0,"White","Hispanic"
23668,,26048.4206,23759.9429,40173.0007,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","No","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Convenience","Better price","Better price","Better price","Convenience","Better price",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",7000,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Computer Systems Design and Related Services","One","Computer and Mathematical","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160913,20151217,20160909,56,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","id",0,0,0,0,2,"Working - self-employed",0,"White","White"
23669,,108272.663,36154.1667,153773.543,"Fresh","Refused","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","It varied","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Paper check","Yes","Refused","Yes","No","Yes","Yes","No","No",,"No impact","No impact","Severe impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably Yes","No","No","Yes","Yes","No","No",500,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","Yes","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Some of the time","Most or all of the time","Associate degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","No","No","No advice from person","No advice from person","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","Very important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",75000,0,0,75000,"No",0,"Yes","No",,"No","Yes","No","No","No","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","Better price",,,,"Better price",,,,,"Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Regularly worried","Regularly worried","Regularly worried","Don’t know","High school degree or GED","Nursing and Residential Care Facilities","Two","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Under $5,000","I make most of the decisions","Fair",20160927,20160125,20160827,39,"35-44","30-44","Associate degree","Some college","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Non-Metro","South","West-South Central","Rented for cash","ok",0,0,1,1,1,"Working - as a paid employee",0,"White","Hispanic"
23674,,,31913.5934,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","About the same","About the same","About average","Yes","Yes","No","No","No","No","Yes","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Don’t know","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","Yes","It failed to keep up with changing living expenses","No impact","No impact","No impact","Moderate impact","Severe impact","Minor impact",,"No","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",3,15,"More","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial costs are much larger","Yes","Yes","No","No","No","Very important","Moderately important","Slightly important","No advice from person","No advice from person","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",17000,0,0,17000,"No",170,"Yes","No",,"No","No","Yes","No","No","Yes",,,,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","A little strain","None",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Educational Services","Two","Teacher, except college and university","Not asked","Another household member makes most of the decisions","Very good",20160915,20150114,20160915,24,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Working - as a paid employee",0,"Black/African-American","Black"
23675,,,123598.2,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",8,2,"Less","Not at all","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2004,"Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"Slightly important","Not important","Not important","Slightly important","Not important","Slightly important","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,64,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No",,"No","No","Yes","Yes","Yes","No","No","Yes","No","No","Yes","No","Yes","No","No","No","Yes",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Better price","Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Fair",20160422,20160216,20161008,66,"65-74","60+","10th grade","Less than high school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Divorced","Metro","Northeast","New England","Rented for cash","ct",0,0,0,0,1,"Not working - retired",0,"White","White"
23676,,34891.0885,33708.8695,52899.598,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No",,,,"Probably Yes","No","No","No","No","Yes","Refused",725,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No","Slightly important","Slightly important","Slightly important","Not important","Not important","Not important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Furniture and Home Furnishings Stores","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Very good",20160907,20151228,20160722,31,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23677,,105128.672,116346.282,148520.609,"Fresh","Yes","Yes","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","Yes","No","Yes","Yes","No","Refused",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Moderately important","Moderately important","Moderately important","Moderately important","Slightly important","Moderately important","Refused","No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","Refused","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Specialized Design Services","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160829,20160109,20160829,29,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",6,"A building with 2 or more apartments","$85,000 to $99,999","Married","Metro","West","Pacific","Occupied without payment of cash rent","ca",0,1,1,0,4,"Working - as a paid employee",0,"White","White"
23679,,28783.623,24365.1721,43603.6291,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1969,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20151025,20160221,20151028,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Not working - retired",0,"White","White"
23680,,54489.8572,17989.4304,79728.494,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Moderate impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",30,2,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No","Yes",,,,,,,,,"No",525,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Physical sciences/math","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,53,"Not important","Somewhat important","Very important","Not important","Not important","No","Yes",,"Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Convenience","Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","Yes",200,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Justice, Public Order, and Safety Activities","One","Office and Administrative Support","$75,000 - $99,999","I make most of the decisions","Good",20161001,20160220,20150813,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Separated","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23681,,96691.9172,28555.3228,141567.741,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","None",,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","Refused",900,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","No","No","No","No","No","No","Yes","Good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","Yes","No","Very important","Very important","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","Yes","No",,,,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","Less than High School degree","Miscellaneous Store Retailers","One","Other (Please specify)","$5,000 - $9,999","I make most of the decisions","Good",20151009,20160306,20150805,26,"25-34","18-29","Associate degree","Some college","Hispanic","Female","No",6,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","West","Mountain","Rented for cash","az",0,0,0,0,6,"Working - as a paid employee",0,"White","Hispanic"
23682,,,10364.7321,,"LMI oversample","Yes","No","No","Yes","No","No","No",,"Yes","No","Yes","No","Yes","Yes","Definitely No","Yes","Finding it difficult to get by","Much worse off","Much worse off","It varied","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","Yes","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","[D10other]",30,100,"Less","Very much","Very much","Very much","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","Yes",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are much larger","Yes","Yes","Yes","No","No","No advice from person","No advice from person","No advice from person","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",51000,0,7500,58500,"No",0,"Yes","No",,"No","No","Yes","Yes","Yes","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","Yes",,"$0 to $4,999","More than your income","Yes","Yes","Yes","Yes","Often varies quite a bit from one month to the next","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Better price",,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",10000,"No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","Yes","No","No","Substantial strain",,"Substantial strain","Substantial strain",,,,"Substantial strain","Substantial strain",,,"Regularly worried","Regularly worried","Regularly worried","Sometimes worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Good",20160903,20160106,20160827,37,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - on temporary layoff from a job",0,"White","White"
23683,,60696.8542,18930.677,90295.8852,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","No","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,150,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Refused","Financial costs are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","No","No","No","Yes","Yes",,,"Not available in local stores","Better price",,,,"Convenience","Not available in local stores","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20151005,20160223,20150916,53,"45-54","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,1,1,"Not working - disabled",0,"Black/African-American","Black"
23684,,,25940.1056,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,1,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,950,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","No","No","No","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","Yes","Yes","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Certificate or technical degree","Health, Personal Care, and Beauty Product Manufacturing","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Fair",20161007,20151217,20150809,53,"45-54","45-59","Some college, no degree","Some college","Hispanic","Female","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Divorced","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
23687,,34649.0342,11291.565,52995.5061,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",2,2,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Once","Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Better price","Better price","Better price",,,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","Yes","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Excellent",20160927,20151218,20150808,55,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,1,"Not working - looking for work",0,"White","White"
23689,,24514.5029,18633.32,37268.1083,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1966,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20151002,20151218,20150805,83,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$60,000 to $74,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Not working - retired",0,"White","White"
23691,,,25979.1517,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"Minor impact","Moderate impact","Minor impact","Moderate impact","Minor impact","Minor impact","Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,40,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,770,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Some of the time","Associate degree","No",,,"Health",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","Associate degree","Associate degree","Other Information Services","Two","Refused","$10,000 - $24,999","I make most of the decisions","Very good",20160902,20160111,20160828,36,"35-44","30-44","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",5,"A building with 2 or more apartments","$30,000 to $34,999","Living with partner","Metro","Midwest","West-North Central","Rented for cash","sd",0,0,1,2,2,"Working - as a paid employee",0,"Black/African-American","Black"
23692,,,15845.1496,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","Yes","Yes","Yes","Yes","No","Probably No","No","Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Associate degree","No",,,"Humanities",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No","Very important","Very important","Very important","Very important","Very important","Very important","Very important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Refused","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Fair",20160911,20160220,20160911,36,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","No",2,"A building with 2 or more apartments","$35,000 to $39,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
23693,,38885.9857,34585.9671,58690.2035,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Refused","Refused","Refused","Refused","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Rarely worried","Graduate degree","Graduate degree","Refused","One","Other professional","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160908,20160108,20160827,39,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23694,,,17349.4364,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Paper check","No","Yes","No","No","Yes","Yes","No","Yes",,"No impact","No impact","Severe impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",80,35,"Less","Somewhat","Very much","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Engineering","Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$5,000 to $14,999","More than your income","No","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Better price",,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","Yes",12000,"Yes","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","Substantial strain","Substantial strain",,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Graduate degree","Mining (except Oil and Gas)","Two","Other (Please specify)","Under $5,000","I make most of the decisions","Poor",20160909,20160909,20120812,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"Boat, RV, van, etc.","$20,000 to $24,999","Divorced","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23695,,37815.908,38078.0219,56675.4846,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","Don’t know","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","Yes","No","No",,"No impact","No impact","Minor impact","No impact","Minor impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"No","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Associate degree","No",,,"Undeclared",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Refused","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","Yes",225,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No",,,"Substantial strain",,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Not asked","Another household member and I share in the decisions","Good",20140920,20140918,20131109,59,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$40,000 to $49,999","Married","Metro","Northeast","New England","Rented for cash","ri",0,0,0,1,2,"Not working - disabled",0,"White","White"
23696,,,32250.6581,,"LMI oversample","No","No","No","Yes","No","No","No",,"No","Yes","Yes","No","No","No","Probably No","Yes","Finding it difficult to get by","Much worse off","Much better off","It varied","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","Moderate impact","Severe impact","Minor impact",,,,"No","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","To earn money as a primary source of income",208,70,"More","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Associate degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes",,,,,"Not available in local stores",,,,"Not available in local stores","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","Yes","Yes",3475,"Yes","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No",,,,,"Substantial strain","Substantial strain",,"Substantial strain","Substantial strain",,,"Regularly worried","Regularly worried","Regularly worried","Rarely worried","Certificate or technical degree","Bachelor’s degree","Sporting Goods, Hobby, Book, and Music Stores","Four or more","Retail Sales","Under $5,000","I make most of the decisions","Poor",20160907,20151231,20160827,56,"55-64","45-59","Associate degree","Some college","Other, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","West","Pacific","Occupied without payment of cash rent","ca",0,0,0,0,1,"Working - self-employed",0,"Asian","Asian"
23698,,,11442.9923,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","Yes","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",1,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes",,"Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Refused","Refused","No","No","No","Yes","No","Yes","No","Substantial strain","Substantial strain",,,,,,"Substantial strain",,"Substantial strain",,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Fair",20151002,20160211,20150810,63,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","Less than $5,000","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,1,1,"Not working - looking for work",0,"White","White"
23699,,43224.371,44250.2543,64632.5035,"Fresh","No","No","No","No","Yes","Yes","No",,"Yes","No","No","No","Yes","No","Definitely No","Yes","Just getting by","Somewhat better off","Somewhat worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Minor impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] pay rent.",2015,"Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","Don’t know","Yes","Yes","None",,"Probably No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Some college but no degree","High school degree or GED","Not asked","One","Personal Care and Service","Under $5,000","Another household member and I share in the decisions","Good",20160924,20151220,20160828,34,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,1,0,0,3,"Working - self-employed",0,"White","White"
23700,,103518.321,100951.499,148790.731,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Hospitals","One","Management","$5,000 - $9,999","I make most of the decisions","Very good",20160924,20151220,20160827,37,"35-44","30-44","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$250,000 or more","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,1,2,3,"Working - as a paid employee",0,"Black/African-American","Black"
23701,,,43345.2467,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","Much worse off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","Yes","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Health","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Somewhat important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",300,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20161020,20151220,20160828,89,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Widowed","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","wy",0,0,0,0,1,"Not working - retired",0,"White","White"
23702,,50341.8754,16160.9346,75305.5467,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",20,30,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"Yes","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,475,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Certificate or technical degree","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Nonstore Retailers","One","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20160910,20151221,20160910,44,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","Midwest","West-North Central","Rented for cash","ks",0,0,0,0,1,"Working - self-employed",0,"White","White"
23704,,76273.1674,23373.7988,113191.258,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,"Definitely No",,,,,,,625,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160909,20151217,20160909,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$12,500 to $14,999","Divorced","Metro","West","Mountain","Rented for cash","ut",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
23705,,36824.8297,37038.2838,55438.4071,"Fresh","Yes","Yes","No","Yes","No","No","No",,"No","Yes","Yes","No","Yes","No","Definitely Yes",,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","Yes","Yes","Yes","No","No","No","It was in-line with changes in living expenses","Minor impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income","Refused","Refused","Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,"No","Refused","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","Very important","Slightly important","Not important","Moderately important","Moderately important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","Yes","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Some college but no degree","Less than High School degree","Educational Services","One","Management","Not sure","Another household member makes most of the decisions","Very good",20160926,20160111,20150716,34,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,1,1,3,"Working - as a paid employee",0,"White","White"
23706,,,12613.0127,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","A little difficulty",,"Definitely No",,,,,,,560,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Physical sciences/math",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","No","Very important","Not important","Not important","Not important","Not important","Not important","Not important","Very important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",100000,0,0,100000,"No",1000,"No","No",,"No","No","No","No","Yes","Yes",,,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","Yes",,,,,,"Convenience","Convenience",,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",20,"No","Yes","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Associate degree","Scientific Research and Development Services","One","Life, Physical, and Social Sciences","Not sure","Another household member makes most of the decisions","Fair",20160906,20151225,20160906,25,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Non-Metro","Midwest","West-North Central","Rented for cash","mo",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23710,,,25433.1254,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"Minor impact","Minor impact","Moderate impact","Minor impact","Minor impact","Minor impact","Retired","No","No","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",30,45,"About the same","Does not apply","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","Yes","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","No",,"Yes","Once","Once","Associate degree","No",,,"Undeclared",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","Yes","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","Convenience","Better price",,"Better price",,"Better price",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Rarely worried","Bachelor’s degree","Graduate degree","Food Services and Drinking Places","One","Food Preparation and Serving","$35,000 - $49,999","Another household member and I share in the decisions","Good",20151003,20160223,20160911,59,"55-64","45-59","Associate degree","Some college","Hispanic","Female","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
23711,,33760.5678,27858.0338,50555.8819,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",745,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Associate degree","No",,,"Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Somewhat important","Very important","Somewhat important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Convenience","Convenience","Convenience","Better price","Better price","Better price",,,,"Yes","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20161008,20151217,20160827,61,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",0,"White","White"
23712,,81556.8721,83255.6835,115109.032,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Refused","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No",900,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Once","Never","Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Refused","Yes","No","No","No","No","No",,,,,"Yes","Yes","Yes","No","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Educational Services","One","Teacher, except college and university","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20151015,20151230,20150707,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",7,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",1,1,3,0,2,"Working - as a paid employee",0,"White","White"
23713,,51161.3729,52320.2708,76290.0775,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Yes","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",6,5,"Less","Not at all","Not at all","Somewhat","No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","Financial costs are somewhat larger","No","No","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No",,"No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Better price","Better price","Better price","Convenience","Better price","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",950,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","None",,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Food and Beverage Stores","Two","Office and Administrative Support","$10,000 - $24,999","I make most of the decisions","Good",20160929,20151221,20151112,38,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23714,,,22823.4883,,"LMI oversample","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","Yes","No","No","No","Probably No","Yes","Finding it difficult to get by","Somewhat worse off","Much worse off","Poor","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Severe impact","Severe impact","Minor impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","I [PPMARITins2] pay rent.",2006,"Yes","No","No","No","Yes","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Humanities","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,69,"Very important","Not important","Not important","Not important","Somewhat important","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","No","No","Yes","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes",,"Better price",,,,,,,"Better price","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","Yes","Refused","No","No","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Substantial strain",,,"Regularly worried","Sometimes worried","Sometimes worried","Never worried","Graduate degree","High school degree or GED","Nursing and Residential Care Facilities","Two","Personal Care and Service","$10,000 - $24,999","I make most of the decisions","Very good",20151009,20160725,20151207,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",8,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,1,3,4,"Working - self-employed",0,"White","White"
23715,,89267.4492,26980.1059,127906.724,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Most or all of the time","Most or all of the time","Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","Yes","No","No","No",,,,,,,"Not important","Not important","Not important","No advice from person","No advice from person","No advice from person","No advice from person","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No",,"Convenience",,,"Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","Yes","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Refused","One","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20160927,20160202,20150716,29,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$35,000 to $39,999","Living with partner","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23720,,59817.9341,22239.1393,85664.6156,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Paper check","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",973,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","Yes","No","No",0,"Probably No","Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","No","No","No","Refused",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","Yes","Convenience",,,,"Convenience",,,,"Better price","No","No","No","No","No","No","No","Refused","Refused","Refused","Refused","Refused","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",800,"No","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Building Material and Garden Equipment and Supplies Dealers","One","Retail Sales","$35,000 - $49,999","Another household member and I share in the decisions","Fair",20161016,20160216,20160910,66,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","mt",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23721,,38523.9992,32750.4041,57632.3766,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",4,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",29000,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Food Services and Drinking Places","One","Food Preparation and Serving","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160904,20160108,20160827,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23722,,,22823.4883,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Refused","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1981,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",186,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Health","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","Yes",,,,,,"Convenience",,,"Not available in local stores","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No",,"None",,,,,,,"Moderate strain",,,"Regularly worried","Regularly worried","Rarely worried","Never worried","Some college but no degree","Don’t know","Hospitals","One","Health Technologist or Technician (such as paramedic, lab technician)","$5,000 - $9,999","I make most of the decisions","Fair",20151011,20160706,20150822,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23725,,40311.8706,36096.4729,59949.9539,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Pretty well off financially","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"Refused","Does not apply","Does not apply","Does not apply","Refused","Refused","Refused","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No",,"Convenience","Convenience","Not available in local stores",,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20151108,20160122,20150720,75,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - retired",0,"White","White"
23728,,38503.4546,31883.342,56917.5514,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"More","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No",,,,"Convenience",,"Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3500,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Performing Arts, Spectator Sports, and Related Industries","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)",,,"Excellent",20151204,,20120627,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Working - self-employed",0,"White","White"
23730,,,11442.9923,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","Minor impact","Severe impact","Moderate impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Physical sciences/math",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Rarely worried","Rarely worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Poor",20160903,20160205,20160903,63,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$7,500 to $9,999","Living with partner","Metro","South","West-South Central","Occupied without payment of cash rent","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
23731,,61569.1688,59145.9766,89558.3912,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,"No",400,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$250,000 - $499,999","Another household member and I share in the decisions","Good",20161009,20140424,20160718,58,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23734,,78682.7478,30755.6954,114737.727,"Fresh","Yes","Refused","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Minor impact",,,"Not employed, but looking for a job","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,50,"About the same","Does not apply","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","No","Yes","Yes","No","Yes","No","Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Physical sciences/math",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",0,0,0,0,"No",0,"Yes","No",,"No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,,"Not sure","Very important","Very important","Somewhat important","Very important","Very important","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Other reason",,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160908,20160221,20160827,64,"55-64","60+","Some college, no degree","Some college","Other, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$15,000 to $19,999","Married","Metro","West","Pacific","Occupied without payment of cash rent","ca",0,0,0,0,2,"Not working - on temporary layoff from a job",0,"Asian","Asian"
23735,,33321.6109,12881.0668,51230.0515,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","About the same","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","Yes","No",,,,"Better price",,"Not available in local stores",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",5000,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Rarely worried","Rarely worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20161014,20160108,20150724,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Divorced","Non-Metro","Northeast","New England","Rented for cash","vt",0,0,0,0,1,"Not working - disabled",0,"White","White"
23737,,41728.0533,34061.6436,61007.6117,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,59,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","Yes","No",,"Convenience","Better price","Convenience",,"Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20160909,20151223,20160827,67,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
23738,,69431.7996,69603.7231,99161.0879,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Moderate impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",455,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","About the same",,"Once","Once","Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","No","No","Refused","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Not available in local stores","Not available in local stores",,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","No","Yes",1500,"Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Certificate or technical degree","Refused","Truck Transportation","One","Transportation and Material Moving","$35,000 - $49,999","Another household member and I share in the decisions","Good",20161003,20151229,20150709,58,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","id",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23739,,56180.0879,54995.8606,83112.1022,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,1,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Master’s degree",,"Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Still enrolled in the program",,"No",,,,,"Yes","Yes","Yes","No","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Not available in local stores","Better price",,,"Not available in local stores","Convenience",,"Convenience",,"No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Never worried","Regularly worried","High school degree or GED","High school degree or GED","Merchant Wholesalers, Nondurable Goods","One","Management","$5,000 - $9,999","I make most of the decisions","Very good",20151114,20160201,20160306,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","Yes",1,"Boat, RV, van, etc.","$85,000 to $99,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
23740,,61931.0326,54373.2107,88090.8986,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",0,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","About the same financial benefits and financial costs","Yes","Yes","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Very important","Not important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Very good",20151010,20151217,20151023,68,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Not working - retired",0,"White","White"
23741,,35559.335,28749.051,53128.4426,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",743,"Yes","Yes","No","No","No","Yes","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","Yes","No",,,,,,"Convenience","Better price","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",500,"Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20161004,20151225,20160911,73,"65-74","60+","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Not working - retired",0,"Black/African-American","Black"
23743,,51725.2801,17472.0022,77423.0697,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","Moderate impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Don’t know","No",,,,"Probably No",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","No",,"No","Once","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","No","No",,"Better price","Better price",,"Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Refused","One","Refused",,,"Good",20161010,,20130506,42,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,2,0,2,"Working - self-employed",0,"White","White"
23745,,,13869.5364,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much worse off","About average","No","No","No","No","No","No","Yes","Yes","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,457,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","About the same",,"Some of the time","Some of the time","Associate degree","Yes","Bachelor’s degree",,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No","No advice from person","No advice from person","No advice from person","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",41000,0,300,41300,"No",0,"Yes","No",,"Yes","Yes","Yes","No","No","Still enrolled in the program","No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","Yes","No","Better price","Convenience","Better price",,,"Convenience","Not available in local stores","Convenience",,"No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Regularly worried","Associate degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160904,20160220,20160904,44,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$12,500 to $14,999","Living with partner","Metro","West","Mountain","Rented for cash","az",0,0,0,0,2,"Not working - disabled",0,"White","White"
23746,,,29381.6511,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,46,"Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"Convenience","Convenience",,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160915,20160909,20140528,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - retired",0,"White","White"
23751,,39822.4522,12858.9514,60495.2418,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Don’t know","No","Don’t know","No","No","Paper check","No","No","Refused","Yes","Refused","Refused","Refused","Refused","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","Moderate impact",,"No","No","No","No","No","No","No","No","Refused","Refused","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",10,5,"About the same","Not at all","Not at all","Not at all","Refused","Refused","Refused","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Refused","Refused","Refused","Refused","Refused","Refused",410,,,,,,,,,,,,,,,,,,,,,"No","Yes","Refused","Yes","Refused","Refused","Prepaid card","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","Refused","Refused",,"No","No","No","No","Yes","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes",,,,,,,,,"Better price","Refused","Refused","Refused","Refused","Refused","Refused","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Refused","Refused","Refused","No","No","No","No",,,"Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Ambulatory Health Care Services","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Fair",20161010,20160707,20130521,49,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$20,000 to $24,999","Divorced","Metro","West","Mountain","Rented for cash","id",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23752,,12504.332,11566.5245,19751.601,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1046,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Somewhat important","Very important","Very important","Very important","Not important","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Convenience",,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",350,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Refused","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160827,20151217,20160827,64,"55-64","60+","Masters degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"2+ Races","Other"
23753,,56180.0879,54995.8606,83112.1022,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",20,1,"About the same","Does not apply","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","No","Refused","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",2800,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","Very important","Moderately important","Slightly important","No advice from person","Moderately important","No advice from person","Moderately important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Better price","Convenience","Other reason","Better price","Convenience","Convenience","Convenience",,,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160916,20151228,20160828,31,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,1,0,0,2,"Not working - other",0,"White","Hispanic"
23754,,,10984.516,,"LMI oversample","No","No","No","No","Yes","No","No",,"No","No","Yes","No","No","No","Probably No","No","Just getting by","Somewhat better off","About the same","It varied","Yes","No","Yes","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,25,"About the same","Does not apply","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No",,"Better price",,,,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20141106,20151211,20160721,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$5,000 to $7,499","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Not working - other",0,"White","White"
23755,,134963.73,147675.89,189981.054,"Fresh","No","Yes","No","Yes","Yes","No","No",,"Yes","Yes","No","No","No","No","Probably Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"No","No","No","No","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","Yes","No","Yes","Yes","No","No",700,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Associate degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Moderately important","Moderately important","Not important","No advice from person","Not important","Not important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","No","No",22341,0,0,22341,"No",100,"No","No",,"Yes","Yes","No","No","No","Yes",,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Better price",,"No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","A little strain",,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Associate degree","Hospitals","One","Business and Financial Operations","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160920,20151217,20160920,37,"35-44","30-44","Associate degree","Some college","Black, Non-Hispanic","Female","No",6,"A one-family house detached from any other house","$175,000 to $199,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,1,2,3,"Working - as a paid employee",0,"Black/African-American","Black"
23756,,46845.1229,16672.7388,70017.4448,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Nonstore Retailers","One","Retail Sales","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160920,20151219,20160918,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23758,,,57735.8285,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No",,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No",,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No",,"Convenience",,"Better price",,"Convenience","Better price",,,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20150930,20160103,20160823,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$15,000 to $19,999","Widowed","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,1,3,"Not working - retired",0,"White","White"
23759,,40311.8706,36096.4729,59949.9539,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","Yes","Yes","No","Yes","No","Yes","No","Temporarily laid off",,,,,,,,,,,,,,,,,"No","No","No","Yes",,"No impact","Minor impact","Minor impact","No impact",,,"Employed full-time","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",15,15,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","Yes","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,,,,"Better price",,,,"Better price","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","No","Moderate strain","Moderate strain",,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160902,20151223,20160917,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - on temporary layoff from a job",0,"White","White"
23760,,,43434.3239,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","Pretty well off financially","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2009,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,1340,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","No","Yes","No","No","No","Don’t know","Probably No","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","No",,,,,"Convenience","Convenience",,"Convenience",,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","Yes","Yes",260,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Educational Services","One","Teacher, college and university","Under $5,000","I make most of the decisions","Very good",20160928,20160221,20160828,82,"75+","60+","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Widowed","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
23761,,36262.7273,31693.9328,53994.947,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Retired","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","Yes","No",,,,"Better price",,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20160917,20160726,20160805,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$60,000 to $74,999","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
23763,,33494.1886,12334.555,50462.2507,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Probably Yes",,"Just getting by","Somewhat better off","Much better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,10,"About the same","Somewhat","Not at all","Somewhat","No","Yes","No","No","No","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",587,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No",,"Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","Better price",,,,,"Convenience",,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",175,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Insurance Carriers and Related Activities","One","Other Sales","Under $5,000","I make most of the decisions","Very good",20151001,20151217,20150819,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Divorced","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Working - self-employed",0,"White","White"
23764,,60887.4012,58683.3766,87416.0749,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2400,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Not available in local stores","Better price","Better price","Not available in local stores","Better price","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","Two","Teacher, except college and university","$250,000 - $499,999","I make most of the decisions","Very good",20160908,20151218,20160902,55,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Separated","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,1,0,1,"Working - as a paid employee",0,"White","White"
23765,,54345.1462,17724.1536,82622.2359,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","Yes","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","Yes","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Very important","Very important","Very important","Very important","Somewhat important","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,"$40,000 to $49,999","Refused",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","Refused","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160924,20160616,20160725,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",2,"A building with 2 or more apartments","Less than $5,000","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
23766,,36575.065,31596.1885,54398.7808,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","Refused","Yes","Definitely Yes",,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Not important","Not important","Not important","Not important","Not important","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5000,"Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Poor",20160910,20160113,20160910,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,1,0,3,"Not working - retired",0,"White","White"
23767,,50084.3875,19473.1387,74585.1031,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","Yes","Refused","Refused","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",30,5,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",132,"Yes","Yes","No","Yes","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No",44000,0,0,44000,"No",0,"Yes","Yes",,"No","No","Yes","No","No","No","No","No",,,,,"No","Yes","No","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Convenience",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Utilities","One","Other (Please specify)","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160911,20151219,20160827,61,"55-64","60+","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",2,"A mobile home","$20,000 to $24,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
23769,,83360.4654,91700.6567,117452.553,"Fresh","No","No","No","Yes","Yes","No","No",,"No","Yes","No","No","No","No","Definitely No","No","Doing okay","About the same","About the same","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Computer/information sciences","About the same financial benefits and financial costs",,,,,,,,,,,,"Very important","Not important","No advice from person","No advice from person","Not important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Not available in local stores",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Excellent",20160906,20160508,20160906,19,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",5,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,2,3,"Not working - other",0,"White","White"
23776,,,26348.7401,,"LMI oversample","No","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,5,"About the same","Not at all","Somewhat","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably Yes","Yes","No","Yes","Yes","Yes","No",930,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","Yes","Yes","Yes","No",,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","No","Yes","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","Substantial strain","Moderate strain",,,,,,,"Moderate strain","Moderate strain",,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","Less than High School degree","Monetary Authorities-Central Bank","One","Sales Representative","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160919,20160101,20160919,37,"35-44","30-44","Some college, no degree","Some college","Hispanic","Female","Yes",5,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,2,3,"Working - as a paid employee",0,"White","Hispanic"
23777,,54187.7842,19519.6429,80546.0798,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",1990,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,"Refused",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial costs are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$10,000 - $24,999","I make most of the decisions","Good",20161013,20160311,20130510,69,"65-74","60+","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Divorced","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
23779,,48855.3002,58148.4626,72072.6378,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Rarely worried","Associate degree","Graduate degree","Social Assistance","One","Office and Administrative Support","$25,000 - $34,999","I make most of the decisions","Very good",20160717,20160208,20150902,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23780,,48767.2421,56018.498,72098.0607,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Normally work the same hours",,"No","No","Don’t know","Yes","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,615,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","Yes","Master’s degree",,"Life sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No","Very important","Not important","Moderately important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No","Don’t know","Don’t know","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","No",,"Not available in local stores",,,"Better price","Better price",,"Convenience",,"Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Museums, Historical Sites, and Similar Institutions","One","Other (Please specify)","Under $5,000","I make most of the decisions","Excellent",20160921,20160119,20151025,24,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23781,,39857.7987,13296.9001,60744.6323,"Fresh","No","No","No","No","No","No","No",,"No","No","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Not available in local stores",,,"Convenience","Better price",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Very good",20160922,20160206,20150808,47,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$20,000 to $24,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - other",0,"White","White"
23783,,82844.2863,71150.7253,114988.554,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",15,10,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,66,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No",,"No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Not available in local stores",,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20161013,20151217,20151118,75,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$175,000 to $199,999","Widowed","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,0,0,2,"Not working - retired",0,"White","White"
23787,,23906.3605,19130.1201,36106.4244,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",0,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,42,"Very important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Better price","Better price","Not available in local stores","Convenience","Convenience","Convenience",,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Associate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20151016,20160213,20151024,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",0,"White","White"
23788,,60943.5485,58181.3465,89411.5922,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",1800,"Yes","No","No","No","No","Yes","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No","Refused",,,"Better price",,,,"Refused",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Graduate degree","Don’t know","Nursing and Residential Care Facilities","One","Management","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160921,20151219,20160827,55,"55-64","45-59","Associate degree","Some college","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Hispanic"
23790,,42126.4697,14006.0523,62958.0979,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",24,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Hospitals","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160902,20160220,20160902,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23791,,39943.4782,39162.087,59824.7051,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes",,0,"Refused","Refused","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1800,"Yes","Refused","Refused","Refused","Refused","Refused","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$100,000 to $149,999","More than your income","No","Yes","No","No","Refused",,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No",,"Convenience",,,,,"Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","Yes","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20140928,20160303,20160712,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,2,0,0,2,"Not working - other",0,"White","White"
23793,,126724.671,41034.1324,183941.88,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably No","No","Living comfortably","Much better off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","Yes",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,445,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",0,"Probably Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","Less than High School degree","Less than High School degree","Specialty Trade Contractors","Two","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Very good",20160918,20151230,20160918,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Other, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"American Indian or Alaska Native","Other"
23795,,,28718.525,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much better off","It varied","No","No","No","Yes","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,15,"More","Not at all","Not at all","Not at all","No","No","Yes","Yes","No","Yes","No","Yes","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Somewhat important","Somewhat important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","Convenience","Convenience",,"Convenience","Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Rarely worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20160909,20151218,20160909,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Divorced","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",0,"White","White"
23799,,42126.4697,14006.0523,62958.0979,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1968,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,69,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","Yes","No","Convenience","Convenience",,"Convenience","Convenience",,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",400,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20161014,20151217,20150703,75,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Not working - retired",0,"White","White"
23801,,51623.2254,54337.311,76501.2809,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Paper check","No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","Refused","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Computer/information sciences","About the same financial benefits and financial costs","Yes","Yes","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","Yes","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Not available in local stores","Better price","Not available in local stores",,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Less than High School degree","Not asked","Two","Other (Please specify)","$50,000 - $74,999","I make most of the decisions","Fair",20160920,20160108,20160909,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$100,000 to $124,999","Divorced","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,1,"Working - self-employed",0,"White","White"
23803,,65507.828,61692.8677,94308.0799,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","No","No","No",375,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No","Moderately important","Moderately important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","Yes","No","No","No",0,"Probably Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Better price",,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Amusement, Gambling, and Recreation Industries","One","Other Sales","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160915,20160213,20160909,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Living with partner","Metro","South","South Atlantic","Rented for cash","sc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23807,,40612.0268,35101.4322,59339.052,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,,59,"Not important","Somewhat important","Not important","Not important","Very important","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","No","No","No",,"Better price","Better price","Better price",,"Convenience",,,,"Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20151024,20151217,20150806,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,1,"Not working - retired",0,"White","White"
23809,,,36504.3314,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","No","Yes","No","No","No","Definitely No","Yes","Doing okay","Somewhat worse off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Expected that they would not be willing to fix","Don’t know",,,,,,,100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Moderately important","Very important","Slightly important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","Yes","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","No","No",,"Not available in local stores","Better price","Better price","Better price",,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Don’t know","Less than High School degree","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Fair",20160921,20160202,20160826,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23810,,98884.6326,28557.7328,144337.27,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","Severe impact","No impact","No impact","No impact","Severe impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely Yes","No","Yes","Yes","No","No","No",500,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Very important","Very important","Very important","Very important","Very important","Very important","Refused","No","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","No","Refused","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","No",,"Convenience",,,,,"Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Don’t know","Don’t know","Other Information Services","Two","Other (Please specify)","Under $5,000","I make most of the decisions","Fair",20160914,20160209,20160914,29,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,1,1,0,1,"Working - as a paid employee",0,"White","White"
23811,,,22954.4952,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely No","Yes","Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Don’t know","No","Paper check","No","No","No","No","Yes","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1994,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,607,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,"Slightly important","Slightly important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No",20000,0,0,20000,"No",225,"No","No",,"No","Yes","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","Yes","No","No",,"Moderate strain","Substantial strain",,,,,,"A little strain",,,"Sometimes worried","Never worried","Never worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160921,20160219,20160201,48,"45-54","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","$35,000 to $39,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,4,"Not working - on temporary layoff from a job",0,"Black/African-American","Black"
23813,,44970.5819,52539.2692,66914.7394,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",12,5,"About the same","Does not apply","Not at all","Very much","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2016,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","Don’t know","Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",820,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Moderately important","Not important","Slightly important","Slightly important","Very important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","Yes","No",,"Not available in local stores","Not available in local stores",,"Convenience","Not available in local stores","Convenience","Convenience",,"No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160928,20160505,20160726,24,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Rented for cash","ks",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23814,,17801.4526,22025.4274,27056.1651,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Living comfortably","Much worse off","About the same","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",60,100,"About the same","Does not apply","Somewhat","Not at all","No","No","Yes","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Credit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"Financial costs are much larger","No","Yes","No","Yes","No","Very important","Moderately important","Slightly important","Not important","Not important","No advice from person","Moderately important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",32386,0,0,32386,"No",0,"Yes","No",,"Yes","Yes","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Substantial strain",,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Some college but no degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160908,20151219,20160827,34,"25-34","30-44","Associate degree","Some college","2+ Races, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,3,"Not working - looking for work",0,"2+ Races","Other"
23816,,66924.0875,72731.1227,98033.7634,"Fresh","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Better price",,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1600,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Regularly worried","Rarely worried","Less than High School degree","Less than High School degree","Hospitals","One","Other (Please specify)","Under $5,000","I make most of the decisions","Fair",20160916,20151220,20160909,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
23818,,,31316.2269,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Moderate impact","No impact","Minor impact","Minor impact","Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,40,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",730,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,"Better price","Not available in local stores",,,"No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Refused","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Miscellaneous Store Retailers","One","Building and Grounds Cleaning and Maintenance","$25,000 - $34,999","Another household member and I share in the decisions","Fair",20160920,20151218,20160907,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23821,,29801.3757,26337.8965,44784.5847,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial benefits are much larger","Yes","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Miscellaneous Manufacturing","One","Management","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160907,20160217,20160907,72,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Working - self-employed",0,"White","White"
23823,,28229.9314,25383.2458,43059.8079,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much worse off","About average","No","Yes","No","Yes","No","No","No","No","No","Not employed, but looking for a job","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"Yes","No","No","No",,"Minor impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Probably No",,,,,,,1700,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Debit card","Not confident","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No",,"Yes","Yes","Yes",,"No","No","Yes","Yes","Yes","No","Yes","Yes","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",15000,0,0,15000,"No",0,"No","Yes",,"No","No","Yes","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price",,"Better price","Better price","Better price","Better price","Better price",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",500,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Performing Arts, Spectator Sports, and Related Industries","One","Other professional","Under $5,000","Another household member and I share in the decisions","Fair",20160917,20151217,20160908,48,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,1,2,2,"Working - self-employed",0,"White","White"
23824,,63655.8198,49808.4076,92201.9345,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",500,"Yes","No","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","Yes","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Refused","Refused","Refused","Refused",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Convenience","Convenience",,,,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Other Information Services","One","Management","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160921,20160310,20160723,70,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,1,"Working - self-employed",0,"Asian","Asian"
23825,,162627.644,154084.332,228891.69,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","Minor impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1805,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","Yes","No",,,,"Better price","Better price","Convenience","Convenience","Not available in local stores",,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Graduate degree","Bachelor’s degree","Ambulatory Health Care Services","One","Other professional","$100,000 - $249,999","I make most of the decisions","Very good",20160908,20151223,20160829,36,"35-44","30-44","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"Asian","Asian"
23826,,85651.2275,88984.2634,120755.211,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","Yes","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","To network/meet people",2,0,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","Yes","Yes","A little difficulty",,"Definitely No",,,,,,,550,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Social/behavioral sciences","Financial benefits are much larger",,,,,,,,,,,,"Very important","Very important","Very important","Not important","Not important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",8000,0,0,8000,"Yes",0,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",600,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Substantial strain",,,,,,,"Moderate strain","A little strain",,,"Sometimes worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member makes most of the decisions","Excellent",20160905,20151221,20160905,19,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - other",0,"White","White"
23829,,,61240.7686,,"LMI oversample","Yes","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","Yes","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160908,20151224,20160827,76,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Not working - retired",0,"White","Hispanic"
23832,,133953.068,142085.808,187011.997,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","No","Yes","Yes","Yes","Yes","No","Yes","No","No","Temporarily laid off","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"Yes","Yes",,,"No","Yes","No","No",,"Minor impact","Moderate impact","Minor impact","No impact",,,,"No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","To earn money as a primary source of income",12,40,"More","Somewhat","Somewhat","Somewhat","No","Yes","No","No","No","No","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,"No",2000,"Yes","No","Yes","No","No","Yes","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Business/management","Financial benefits are somewhat larger",,,,,,,,,,,,"Very important","Moderately important","Moderately important","Very important","Moderately important","Moderately important","Very important","Moderately important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes",45600,0,6000,235600,"Yes",2000,"Yes","No",,"Yes","Yes","No","No","No","Yes",,,,,,,"No","Yes","No","Yes","No","Yes","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","Yes",,"$15,000 to $24,999","More than your income","Yes","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","Convenience","Convenience","Better quality","Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"Yes","Yes","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",10000,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No",,"A little strain",,"Moderate strain",,,,,"Substantial strain",,,"Sometimes worried","Never worried","Never worried","Sometimes worried","Bachelor’s degree","High school degree or GED","Civic and Social Organizations","One","Protective Service",,,"Good",20161012,,20110228,26,"25-34","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$125,000 to $149,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Working - as a paid employee",0,"Black/African-American","Black"
23833,,69031.3973,19894.0754,102076.835,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","No","Yes","No","No","Deposit onto a reloadable prepaid card","No","No","No","Yes","Yes","Yes","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"No","No","Yes","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",6000,0,0,6000,"No",60,"No","No",,"No","Yes","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","Yes","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No",,,"Substantial strain","Substantial strain",,,,,"A little strain",,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Nursing and Residential Care Facilities","Two","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","Another household member and I share in the decisions","Good",20151001,20160408,20160830,35,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A mobile home","$30,000 to $34,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23834,,72315.621,26815.6213,104565.225,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,5,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","Yes","No","No","No",,,,"Definitely No",,,,,,,375,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","No","No","No","Refused","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Convenience",,"Convenience","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Regularly worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20160904,20160210,20160828,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$20,000 to $24,999","Widowed","Non-Metro","South","East-South Central","Rented for cash","ky",0,0,0,0,1,"Not working - retired",0,"White","White"
23835,,69215.823,80631.3577,99264.548,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",3,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Never worried","Rarely worried","High school degree or GED","Less than High School degree","Civic and Social Organizations","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Good",20160920,20160106,20160827,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A mobile home","$100,000 to $124,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - self-employed",0,"White","White"
23837,,23234.3911,18560.8517,35688.1495,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Just getting by","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1119,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"Yes","No","No",,"No","Yes","No","No","No","No","No","No","No","No","Excellent","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Associate degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,70,"Very important","Not important","Not important","Somewhat important","Not important","Yes","No",,"No","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",2300,"Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Certificate or technical degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20161019,20151217,20151205,79,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
23838,,,18178.1457,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Undeclared",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Mostly comfortable","Yes, both",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","Refused",,"Refused","Refused","No","Refused","Refused","Refused","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Bachelor’s degree","Bachelor’s degree","Real Estate","Two","Business and Financial Operations","$5,000 - $9,999","I make most of the decisions","Very good",20160827,20160115,20160827,53,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - self-employed",0,"White","White"
23839,,52334.7862,50248.8025,77234.7682,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Graduate degree","Architectural, Engineering, and Related Services","One","Architecture and Engineering","$10,000 - $24,999","I make most of the decisions","Very good",20160918,20160404,20160918,41,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,4,0,2,"Working - as a paid employee",0,"White","White"
23840,,62194.3068,54501.0706,89521.9644,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Refused","Yes","Refused","Refused","Refused","No","Probably Yes",,"Just getting by","Somewhat worse off","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1967,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",3000,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160908,20151222,20160908,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,3,"Not working - retired",0,"White","White"
23841,,34972.2832,33321.0547,52610.2898,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","Moderate impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",790,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,"Very important","Moderately important","Moderately important","Moderately important","Very important","Very important","Moderately important","No advice from person",,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","Yes","No","Better quality","Not available in local stores",,,,"Better price","Better price","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Management","Under $5,000","I make most of the decisions","Excellent",20160924,20160212,20150902,55,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,1,2,2,"Working - as a paid employee",0,"White","White"
23842,,,28787.8248,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,495,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Some of the time","Some of the time","Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","Yes","No",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","Yes","No","Yes","No","Yes","No",,"Convenience",,"Convenience",,"Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","Yes","Yes",250,"Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Performing Arts, Spectator Sports, and Related Industries","One","Management","$5,000 - $9,999","I make most of the decisions","Good",20160913,20160212,20160913,38,"35-44","30-44","Associate degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Working - self-employed",0,"Black/African-American","Black"
23843,,,24865.6885,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","About the same","Pretty well off financially","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No",530,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"Yes","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Yes","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Not available in local stores","Better price",,,,"Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160911,20160114,20160831,30,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","ny",0,1,1,0,2,"Not working - other",0,"White","White"
23845,,45161.0448,36453.9686,65992.6036,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","No","I [PPMARITins2] pay rent.",2011,"Yes","Yes","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,2400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"Yes","No","Yes","Yes","No","No","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No",,"Not available in local stores",,"Convenience","Not available in local stores","Convenience",,,,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Regularly worried","High school degree or GED","High school degree or GED","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","One","Management","$250,000 - $499,999","I make most of the decisions","Very good",20160915,20151217,20160915,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$200,000 to $249,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23846,,47954.8631,56857.4215,71501.679,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",530,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Educational Services","One","Other (Please specify)","$10,000 - $24,999","I make most of the decisions","Good",20160911,20160122,20160911,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23847,,55858.3043,61363.3827,82904.7435,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",985,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","No","No","No","No",,,"Better price","Better price","Better price",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","Don’t know","General Merchandise Stores","One","Retail Sales","Under $5,000","Another household member and I share in the decisions","Good",20151211,20151105,20130507,37,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A mobile home","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23848,,81153.5203,80985.3647,115225.21,"Fresh","No","No","No","Yes","No","No","No",,"No","No","No","No","No","Yes","Definitely No","Yes","Finding it difficult to get by","Somewhat worse off","About the same","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"Yes","No","Yes",,"No","No","No","No","No","Yes","No","No","No","No","Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Social/behavioral sciences","Financial costs are much larger",,,,,,,,,,,,"Very important","Not important","Slightly important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",13000,0,0,13000,"Yes",200,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","Yes","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$0 to $4,999","More than your income","Yes","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","Yes","No","No","Yes","No",,"Not available in local stores",,,"Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No",,,,,,"Substantial strain",,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Excellent",20160903,20151217,20160827,21,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A building with 2 or more apartments","$40,000 to $49,999","Never married","Metro","South","East-South Central","Rented for cash","ms",0,0,0,0,3,"Not working - looking for work",0,"White","White"
23849,,,67190.2495,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"Moderately important","Slightly important","Slightly important","Not important","Not important","Not important","Slightly important","No advice from person","No","No","No","Yes","No","Yes","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","No","Yes","No",,"Convenience","Convenience","Convenience",,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Insurance Carriers and Related Activities","Two","Business and Financial Operations","Under $5,000","I make most of the decisions","Very good",20160928,20160331,20150915,27,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$12,500 to $14,999","Separated","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,1,0,1,"Working - as a paid employee",0,"White","Hispanic"
23851,,,21854.9583,,"LMI oversample","Yes","No","Yes","No","No","Yes","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,"Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,550,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No","Convenience","Better price",,,"Better price",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","Yes","Yes","No","Yes","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160913,20151219,20160913,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",10,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","South Atlantic","Rented for cash","wv",0,2,1,0,7,"Not working - disabled",0,"White","White"
23852,,46233.6948,38370.9767,68174.7762,"Fresh","No","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",590,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,67,"Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","Yes","No",,,,"Convenience","Convenience",,,"Convenience",,"No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20160916,20160101,20160830,68,"65-74","60+","Some college, no degree","Some college","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
23853,,42812.2315,41597.1181,63781.2003,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1957,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160927,20160218,20150813,79,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",0,"White","White"
23855,,89863.334,110511.853,129617.844,"Fresh","No","Yes","Yes","Yes","No","No","No","All of the adult children living with me are not in school","Yes","No","No","Yes","No","No","Definitely No","Yes","Just getting by","Somewhat worse off","Somewhat better off","About average","No","No","No","No","Yes","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"Severe impact","Severe impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","Debit card","Don’t know","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Certificate or technical degree","Yes","Associate degree",,"Health","About the same financial benefits and financial costs",,,,,,,,,,,,"Very important","Moderately important","Moderately important","Very important","Very important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",0,0,0,0,"No","Refused","Yes","Yes",,"No","Yes","No","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Better price",,,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","Merchant Wholesalers, Durable Goods","One","Installation, Maintenance, and Repair","Under $5,000","Another household member makes most of the decisions","Excellent",20160904,20160124,20150814,24,"18-24","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Female","No",6,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,1,0,1,4,"Working - as a paid employee",0,"Black/African-American","Black"
23856,,31194.2024,26029.8249,46736.9591,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Insurance Carriers and Related Activities","One","Office and Administrative Support","Under $5,000","Another household member and I share in the decisions","Very good",20151024,20160207,20150821,63,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","wv",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23857,,,15512.9985,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Probably No","Yes","Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Cash","Yes","No","No","No","No","No","No","No",,"Minor impact","No impact","Moderate impact","Minor impact","Minor impact","Minor impact",,"No","No","Yes","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",32,3,"More","Somewhat","Somewhat","Somewhat","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","Yes",,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Slightly important","Moderately important","Moderately important","Moderately important","Slightly important","Slightly important","Not important","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","Yes","Convenience","Better price",,"Better quality",,,,,"Convenience","Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Regularly worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160921,20160802,20130926,25,"25-34","18-29","Some college, no degree","Some college","Hispanic","Female","No",3,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,3,"Not working - looking for work",0,"White","Hispanic"
23860,,41728.0533,34061.6436,61007.6117,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1970,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,72,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes",,,,,,"Convenience",,,"Convenience","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20160912,20151218,20160912,81,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$175,000 to $199,999","Divorced","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,1,"Not working - retired",0,"White","White"
23861,,31270.0544,26966.4447,46964.6686,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Other (Please specify):","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Convenience",,"Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Associate degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member makes most of the decisions","Very good",20151208,20160724,20150702,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Not working - retired",0,"White","White"
23866,,30369.473,24460.3027,45534.016,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","Yes","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Convenience","Not available in local stores","Better price","Better price","Better price","Convenience",,"Convenience",,"Yes","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","General Merchandise Stores","Two","Building and Grounds Cleaning and Maintenance","$75,000 - $99,999","I make most of the decisions","Good",20160916,20160217,20160916,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A mobile home","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23869,,92125.2573,106747.713,131775.406,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Don’t know","Yes","No","Don’t know","Don’t know","Don’t know","Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",1100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Moderately important","Not important","Slightly important","Slightly important","Slightly important","Slightly important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",200000,0,0,200000,"No",1800,"No","No",,"No","No","Yes","Yes","No","Yes","No",,,,,,"No","No","Yes","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No",,"Better price","Better price",,,"Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Ambulatory Health Care Services","One","Medical Doctor (such as physician, surgeon, dentist, veterinarian)","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160909,20160120,20160829,27,"25-34","18-29","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$150,000 to $174,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23870,,12583.2466,12937.3609,19751.601,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"More","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","Some college but no degree (including currently enrolled in college)","No",,,"Physical sciences/math","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Convenience","Convenience","Convenience","Convenience","Convenience",,,,"Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",100,"No","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"A little strain",,"A little strain",,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Specialty Trade Contractors","One","Building and Grounds Cleaning and Maintenance","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160919,20151218,20160911,50,"45-54","45-59","Some college, no degree","Some college","2+ Races, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,2,"Working - self-employed",0,"2+ Races","Other"
23871,,97555.4763,29648.8281,138700.848,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","No","Yes","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,5,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","No","No","No","No","Yes","No","No",,"No","No","Yes",,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Business/management","Financial benefits are somewhat larger",,,,,,,,,,,,"Moderately important","Slightly important","Moderately important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Not available in local stores",,,,,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Moderate strain","Moderate strain",,,,,,,,,,"Rarely worried","Never worried","Never worried","Rarely worried","Certificate or technical degree","Less than High School degree","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Very good",20160908,20160908,20160908,18,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Metro","Midwest","West-North Central","Rented for cash","mo",0,0,0,1,1,"Working - as a paid employee",0,"White","White"
23872,,23266.9792,19714.099,35118.9127,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","Yes","No","No","No","Yes","No","Yes","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Moderate impact","No impact","Severe impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No","No",,,,,,,,,"No",2000,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Law",,,,,,,"Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Very important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Convenience","Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Very good",20160926,20160220,20160829,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",0,"White","White"
23873,,66770.5856,76064.6845,98495.7655,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2013,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","Yes","Doctoral Degree",,"Education",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No","No advice from person","Very important","Slightly important","Very important","Very important","Moderately important","Very important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Better price",,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20141120,20160316,20160724,29,"25-34","18-29","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$60,000 to $74,999","Married","Metro","South","South Atlantic","Rented for cash","fl",1,0,0,0,2,"Not working - other",0,"Black/African-American","Black"
23875,,82570.9701,101668.688,119256.941,"Fresh","No","No","No","Yes","No","No","No",,"Yes","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","Yes","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","No","Refused",400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Some of the time","Once","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Refused","Yes","No","No","Yes","No",,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Refused",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","One","Sales Representative","Not sure","Another household member makes most of the decisions","Excellent",20160912,20160119,20160912,27,"25-34","18-29","Associate degree","Some college","Hispanic","Female","No",1,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
23878,,33191.6512,30066.341,50168.5966,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","Severe impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1700,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No",0,0,4000,4000,"No",500,"No","No",,"Yes","Yes","Yes","No","No","Yes","No","No",,,,,"No","Yes","Yes","No","No","No","No","Yes",,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Not available in local stores","Convenience","Convenience","Convenience","Convenience",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",5000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Public Relations Agencies","One","Computer and Mathematical","$25,000 - $34,999","I make most of the decisions","Excellent",20160907,20160206,20160907,49,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23879,,27801.5204,10389.6974,42402.6566,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Probably No","Yes","Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","Yes","No","No","No","No","Yes","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",10,1,"About the same","Very much","Very much","Somewhat","No","Yes","No","No","No","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",720,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","Financial benefits are somewhat larger","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Refused",,,,,,,,,,,,,,,,62,"Very important","Refused","Refused","Refused","Very important","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","No","No","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Better price",,"Better price",,,,,,"Yes","No","Refused","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","Yes",200,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Regularly worried","Sometimes worried","Rarely worried","Rarely worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160923,20160329,20150820,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,3,"Not working - retired",0,"White","White"
23881,,111378.494,129419.148,157246.05,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","Don’t know","No","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Slightly important","Slightly important","Slightly important","Not important","No advice from person","No advice from person","No advice from person","No advice from person","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Other reason","Other reason",,,,,,"Other reason",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Amusement, Gambling, and Recreation Industries","One","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20160901,20160203,20160901,21,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23882,,51577.4452,58019.5782,76187.2005,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Not available in local stores","Other reason","Other reason",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked",,,"Good",20150311,,20131009,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,1,4,"Not working - other",0,"White","White"
23883,,85982.1387,29892.8457,127054.953,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,150,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No",25000,0,300,25300,"Yes",0,"Yes","Yes",,"No","No","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",,,,"Yes, both",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",300,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None","None","None","None","None","None","None","None","None","None","None","Rarely worried","Rarely worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Refused",20151006,20151217,20160827,37,"35-44","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$15,000 to $19,999","Separated","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Not working - looking for work",0,"Black/African-American","Black"
23885,,39233.7202,37198.3781,58310.3211,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,54,"Not important","Not important","Not important","Not important","Not important","Yes","Yes","No","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","High school degree or GED","Hospitals","One","Business and Financial Operations","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160912,20160205,20160901,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23886,,32042.5192,29473.8692,47640.4004,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","Yes","No","No","No","Yes","No","No","Yes","Retired","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial benefits are much larger","No","No","No","No","No",,,,,,,"Very important","Very important","Very important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked",,,"Excellent",20160925,,20130521,74,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",0,"White","White"
23887,,146522.105,49970.5382,205311.013,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","Yes","No","No","Definitely Yes",,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","Yes","No","Yes","Yes","Disabled and not working","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","Moderate impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact",,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",13,10,"Less","Somewhat","Somewhat","Not at all","No","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",125,"Yes","Yes","Yes","No","Yes","No","Debit card","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","No","Yes","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,40,"Somewhat important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Yes","Refused",,"No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","Refused","Yes","No","Better quality","Better quality",,"Better quality",,,,"Better quality",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Refused","Yes","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","Yes","Yes","No","Yes",25,"Yes","Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","No",,"No","No","No","No","No","No","Yes","Yes","No","No","No",,,,,,,"None","A little strain",,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160920,20160223,20160903,56,"55-64","45-59","12th grade NO DIPLOMA","Less than high school","Black, Non-Hispanic","Female","Yes",1,"A mobile home","Less than $5,000","Widowed","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
23888,,52401.4954,47286.1994,77304.6232,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","Yes","No","Definitely Yes",,"Doing okay","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Refused","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",396,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","Don’t know","Don’t know","Furniture and Related Product Manufacturing","One","Installation, Maintenance, and Repair","$100,000 - $249,999","I make most of the decisions","Good",20160914,20151223,20160912,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
23889,,,28807.4085,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,67,"Somewhat important","Not important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Good",20160920,20151226,20160827,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Divorced","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Not working - retired",0,"White","White"
23890,,35292.8722,32661.4431,52518.1838,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",565,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Mining (except Oil and Gas)","One","Management","Refused","Another household member and I share in the decisions","Very good",20160915,20151218,20160915,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23892,,33460.47,29667.0504,50375.0284,"Fresh","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",850,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,70,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","Yes","No","No","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160920,20151220,20160828,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,1,4,"Not working - retired",0,"White","White"
23894,,36824.8297,37038.2838,55438.4071,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Master’s degree","No",,,"Education",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Refused","Yes","Yes","No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Convenience","Convenience",,,"Better price",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Educational Services","One","Teacher, except college and university","$50,000 - $74,999","Another household member makes most of the decisions","Very good",20160926,20151223,20150723,42,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ak",0,0,2,1,2,"Working - as a paid employee",0,"White","White"
23896,,,19521.4863,,"LMI oversample","Yes","Yes","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","Yes","No","Yes","No","Yes","No","No","No","Homemaker","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No",,"Severe impact","No impact","Moderate impact","Minor impact","No impact","No impact","Employed full-time","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,40,"More","Very much","Somewhat","Somewhat","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","I [PPMARITins2] pay rent.",2009,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",750,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Cash","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","No","No",,"No","No","No","No","Yes","No","No","No","No","No","Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Health","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,"Very important","Moderately important","Moderately important","Very important","Very important","Moderately important","Very important","Moderately important",,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","Yes","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Rarely worried","Rarely worried","Sometimes worried","Rarely worried","Certificate or technical degree","Graduate degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160920,20160331,20130505,29,"25-34","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","$25,000 to $29,999","Living with partner","Metro","Midwest","East-North Central","Rented for cash","mi",0,1,1,0,2,"Not working - looking for work",0,"Black/African-American","Black"
23899,,16606.977,20826.5896,25647.052,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Pretty well off financially","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",25,"Refused","Less","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",924,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Some of the time","Once","Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No","Moderately important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",90000,0,0,90000,"No",300,"Yes","No",,"No","No","Yes","Yes","Yes","Yes","No",,,,,,"Yes","No","No","No","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Associate degree","Management of Companies and Enterprises","Two","Management","$5,000 - $9,999","I make most of the decisions","Good",20161001,20160118,20160827,28,"25-34","18-29","Masters degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$50,000 to $59,999","Living with partner","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
23900,,,31235.6512,,"LMI oversample","Yes","Yes","No","No","Yes","No","No",,"Yes","Yes","No","No","Yes","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","Yes","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","Yes","No","No","No","No","Yes",1077,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Social/behavioral sciences","Financial costs are somewhat larger",,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","Very important","Moderately important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",56000,0,0,56000,"No",0,"Yes","No",,"No","No","No","No","No","Still enrolled in the program","No",,,,,,"Yes","No","No","No","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Better price","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Other Information Services","Two","Management","Under $5,000","I make most of the decisions","Very good",20160915,20160506,20160915,26,"25-34","18-29","Some college, no degree","Some college","Hispanic","Female","Yes",4,"A building with 2 or more apartments","$30,000 to $34,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,1,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
23901,,113410.811,34443.7595,164139.594,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","Yes","No","No","No","No","Definitely No","Yes","Doing okay","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial costs are somewhat larger","No","Yes","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No",,,,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No","Yes","No",,"Better price",,,"Better price",,,"Convenience",,"No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","Don’t know","Clothing and Clothing Accessories Stores","One","Retail Sales","Not sure","Another household member makes most of the decisions","Very good",20160921,20151221,20150729,29,"25-34","18-29","Some college, no degree","Some college","Hispanic","Female","No",5,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,1,0,0,4,"Working - as a paid employee",0,"White","Hispanic"
23902,,16172.918,21420.1774,25075.9854,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","No","Yes","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","No","Yes",2950,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","Yes","No","No","Yes","No","Very important","Moderately important","Slightly important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",6500,0,0,6500,"No",120,"No","No",,"No","No","Yes","No","No","Yes","No",,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","No",,"Convenience","Better price","Better price",,"Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Some college but no degree","Graduate degree","Educational Services","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Very good",20160914,20160723,20160723,29,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,4,"Working - as a paid employee",0,"2+ Races","Other"
23903,,,74415.1738,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","Yes","None",,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","Refused",745,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Never","Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are somewhat larger","No","No","Yes","No","No","Very important","Slightly important","Not important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",14000,0,0,14000,"No",100,"No","No",,"No","No","Yes","No","No","Yes","No",,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Not available in local stores","Convenience","Better price","Not available in local stores","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","Less than High School degree","Less than High School degree","Health and Personal Care Stores","One","Health Technologist or Technician (such as paramedic, lab technician)","Under $5,000","Another household member and I share in the decisions","Very good",20160917,20160109,20160917,25,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Living with partner","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
23904,,36877.7915,39093.255,54908.8534,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","Minor impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Some of the time","Associate degree","No",,,"Life sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","Yes","Yes","Yes","No","No","No","Better price",,"Better price","Better price","Not available in local stores","Better price",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Bachelor’s degree","Certificate or technical degree","Apparel Manufacturing","One","Computer and Mathematical","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160927,20151224,20150717,58,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23906,,,43376.1215,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Refused","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Minor impact","Minor impact","No impact","No impact",,,"Refused","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,10,"About the same","Somewhat","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"Yes","No","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","Refused","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Don’t know","Yes","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Refused",,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Very important","Very important","Very important","Very important","Very important","Refused","Refused","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Refused",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No",,,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","Yes","No","Refused","Refused",,"Refused","Refused",,,"Refused",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Never worried","Associate degree","Don’t know","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Refused",20140807,20160708,20160724,27,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",5,"A building with 2 or more apartments","$25,000 to $29,999","Living with partner","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",2,1,0,0,2,"Not working - disabled",0,"Black/African-American","Black"
23907,,64309.0844,66564.8083,93198.6804,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Refused","Yes","Refused","Refused","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Severe impact","Severe impact","Employed full-time","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"Refused","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,,"Education",,,,,,,"Refused","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Refused","Refused","Refused","Refused","Refused","Refused","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No",0,,,,,,"Refused",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Refused",,,"Refused","Refused",,,,"No","No","No","No","No","No","Yes","Refused","Refused","Refused","Refused","Refused","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Educational Services","One","Teacher, except college and university","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160920,20160527,20160910,54,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,3,"Working - as a paid employee",0,"Black/African-American","Black"
23908,,78214.0753,105853.041,112952.91,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","It varied","No","No","No","No","Yes","Yes","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",820,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Health","Financial benefits are much larger",,,,,,,,,,,,"Very important","Not important","Slightly important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",6400,0,0,6400,"No",0,"Yes","No",,"No","Yes","No","No","No","Still enrolled in the program","No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","Yes","No",,"Better price","Better price","Better price","Better price","Better price",,"Convenience",,"Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Sometimes worried","Certificate or technical degree","Associate degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160914,20151223,20160914,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,1,0,2,"Not working - other",0,"White","White"
23909,,,8785.2443,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","No","No","No","Yes","No","Yes","No","No","Refused","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","Yes","No",,"No impact","No impact","Moderate impact","Moderate impact",,,"Employed full-time","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","To earn extra money to help family members",30,1,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","No",,,,"Probably No",,,,,,,550,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Physical sciences/math","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,"No","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No",3200,0,0,3200,"No",0,"Yes","No",,"No","No","Yes","No","No","No","No",,,,,,"No","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","Yes","Yes","No","No","No",,,"No","No","Refused","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Good",20160909,20160117,20160827,25,"25-34","18-29","Some college, no degree","Some college","2+ Races, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$15,000 to $19,999","Living with partner","Metro","West","Mountain","Rented for cash","az",0,0,0,0,2,"Not working - looking for work",0,"2+ Races","Other"
23910,,27310.3923,23552.7623,40943.1542,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","Minor impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",630,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Associate degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Better price","Convenience","Better price","Better price","Convenience",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2200,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Rarely worried","High school degree or GED","High school degree or GED","Paper Manufacturing","One","Architecture and Engineering","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160920,20151227,20160920,60,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23912,,24055.9299,20063.6297,36654.7233,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Real Estate","One","Other professional","$75,000 - $99,999","I make most of the decisions","Good",20161001,20160507,20130806,72,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Working - self-employed",0,"White","White"
23913,,68893.6432,21653.2594,103335.217,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Just getting by","Somewhat worse off","About the same","It varied","No","No","No","Yes","No","No","Yes","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",40,60,"Less","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Undeclared","About the same financial benefits and financial costs",,,,,,,,,,,,"Very important","No advice from person","No advice from person","Moderately important","Moderately important","Not important","Moderately important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No",,,,,"No",200,"No","No",,"No","Yes","No","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Convenience","Convenience",,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Some college but no degree","Some college but no degree","Clothing and Clothing Accessories Stores","One","Transportation and Material Moving","$5,000 - $9,999","Another household member makes most of the decisions","Very good",20160910,20160220,20150609,25,"25-34","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","South","West-South Central","Rented for cash","la",0,0,0,0,3,"Working - as a paid employee",0,"Black/African-American","Black"
23914,,,42120.533,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Refused","Refused","Refused","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1960,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","No","No","Refused","Convenience","Refused",,"Refused",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20161006,20151219,20160829,80,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,3,"Not working - retired",0,"White","White"
23915,,,17449.8179,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat worse off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","Moderate impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] pay rent.",2011,"Yes","No","Yes","No","No","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Better price",,,,,,"Convenience",,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","No","No","Yes","Yes",500,"No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Substantial strain",,,"Regularly worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Poor",20160918,20160723,20160814,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$12,500 to $14,999","Married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,2,"Not working - disabled",0,"White","White"
23916,,,11400.2121,,"LMI oversample","No","No","Refused","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","To network/meet people",0,0,"More","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2010,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,679,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","No","Yes","No","No","No","No","No","Fair","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Humanities","Refused","Yes","No","No","Yes","No",,,,,,,"Very important","Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","Yes","No",,,,"Yes, borrowed money",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","Better quality","Better quality","Better quality",,"Better quality",,"Better quality","Better quality",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","Refused","No","No",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","Substantial strain",,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","Don’t know","Educational Services","One","Other (Please specify)","$5,000 - $9,999","I make most of the decisions","Fair",20160915,20160218,20160915,55,"55-64","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Female","No",3,"A building with 2 or more apartments","$5,000 to $7,499","Never married","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","ny",0,0,0,0,3,"Working - as a paid employee",0,"Black/African-American","Black"
23917,,80059.1645,99327.4098,116628.169,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)","Refused","Refused","About the same","Not at all","Refused","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No",,"Convenience","Convenience","Convenience",,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160929,20151230,20160929,24,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","nh",0,1,0,0,2,"Not working - other",0,"White","White"
23918,,36877.7915,39093.255,54908.8534,"Fresh","Yes","No","No","No","No","Yes","No",,"Yes","No","No","No","No","Yes","Definitely Yes",,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","Yes","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","Yes","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","Convenience","Convenience","Not available in local stores",,"Convenience","Convenience",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","Yes","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Sometimes worried","Never worried","High school degree or GED","Associate degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member makes most of the decisions","Fair",20160909,20160220,20160827,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - disabled",0,"White","White"
23923,,205390.359,222165.365,277298.423,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Probably No","Yes","Doing okay","About the same","Much better off","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",15,50,"Less","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","Yes","No",,"No","No","No","No","No","Yes","No","No","No","No","Good","Yes","No",,"No","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"Refused","Moderately important","Not important","Moderately important","Moderately important","Moderately important","Very important","Not important","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"Yes","Yes","No","Yes","No",10000,0,1000,11000,"Yes",0,"No","No",,"Yes","No","No","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20161014,20160121,20160911,23,"18-24","18-29","12th grade NO DIPLOMA","Less than high school","Hispanic","Female","No",5,"A building with 2 or more apartments","$75,000 to $84,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,1,0,4,"Not working - other",0,"White","Hispanic"
23925,,,14336.0682,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","Don’t know","No","No","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","None",,"Probably Yes","No","Yes","Yes","No","No","No",750,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Not available in local stores","Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","No","No","Yes","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Automotive Repair and Maintenance","One","Other (Please specify)",,,"Good",20160922,,20120620,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Separated","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - self-employed",0,"White","White"
23928,,43985.5058,47618.0379,65638.0508,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Refused","Yes","Yes","Yes","Refused","Refused","No",0,"Probably Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Specialty Trade Contractors","One","Refused","$100,000 - $249,999","I make most of the decisions","Good",20160829,20151228,20160829,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23930,,57071.5568,19298.0062,85141.2928,"Fresh","No","No","No","No","Yes","No","No",,"Yes","Yes","No","No","Yes","No","Definitely No","No","Doing okay","About the same","Somewhat worse off","It varied","Yes","No","No","Yes","Yes","No","No","No","No","Not employed, and not looking for a job","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2016,"Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","No","No","Yes","No","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Yes","Yes","None",,"Probably No",,,,,,,300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Once","Never","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Slightly important","No advice from person","Not important","Moderately important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",26000,0,0,26000,"No",104,"Yes","No",,"No","No","Yes","No","No","Yes",,,,,,,"No","No","No","Yes","No","No","No","Don’t know","Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price",,"Better price","Better price","Not available in local stores","Not available in local stores","Convenience",,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","Yes",700,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Sometimes worried","High school degree or GED","High school degree or GED","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Very good",20160904,20151221,20160904,23,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",3,"A one-family house attached to one or more houses","$15,000 to $19,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
23931,,,24576.0172,,"LMI oversample","Yes","No","No","Yes","No","No","No",,"Yes","Yes","Yes","No","Yes","No","Definitely No","No","Just getting by","Much better off","Somewhat better off","It varied","No","No","No","Yes","No","Yes","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","Moderate impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Social/behavioral sciences","Financial costs are somewhat larger",,,,,,,,,,,,"Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",50000,0,0,50000,"No",0,"No","No",,"No","No","Yes","No","No","Still enrolled in the program","Yes",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","Better price","Convenience",,,,,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","Yes","No","No",,,"Substantial strain","Substantial strain",,,,,"Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Some college but no degree","Food and Beverage Stores","One","Health Technologist or Technician (such as paramedic, lab technician)",,,,,,20130601,27,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23932,,44459.2346,42655.9259,66061.7466,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","It varied","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes",,"Refused","Refused","About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No","Refused","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Master’s degree","Yes","Master’s degree",,"Education",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Slightly important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",0,0,0,0,"No","Refused","No","No",,"No","Yes","Yes","No","Yes","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No",,"Better price",,"Better price",,,"Better price",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes","Refused","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Associate degree","Bachelor’s degree","Nursing and Residential Care Facilities","Two","Health Care Support (such as nursing aide, orderly, dental assistant)","$5,000 - $9,999","I make most of the decisions","Good",20160923,20160923,20140715,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
23936,,,30390.2313,,"LMI oversample","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","No","No","No","No","No","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",25,10,"More","Somewhat","Somewhat","Not at all","No","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No","I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely Yes","Yes","No","No","Yes","No","Yes",950,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Not confident","Yes","No","No","No","No","Yes","No","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","No","Yes","No","Yes","No","No","No","Fair","No",,,,,,"Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","Yes","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","Refused","Refused","Refused","Refused","Refused","No",,,"Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","Yes","Yes","No",,"Convenience",,,,,"Convenience","Better price",,"Yes","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",600,"Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,"No","Yes","No","Yes","Yes","Yes","No","Yes","No","No","No",,"Substantial strain",,"Substantial strain","Substantial strain","Moderate strain",,"Moderate strain",,,,"Sometimes worried","Regularly worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160919,20160215,20160829,41,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",5,"A one-family house attached to one or more houses","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Rented for cash","mi",0,1,0,2,2,"Not working - other",0,"Black/African-American","Black"
23937,,,12472.1865,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Severe impact","Moderate impact","Moderate impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1997,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,605,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Once","Most or all of the time","Doctoral Degree","No",,,"Life sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Refused","Refused","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","Yes",500,"Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Never worried","Never worried","Rarely worried","High school degree or GED","Some college but no degree","Insurance Carriers and Related Activities","One","Other (Please specify)","Under $5,000","I make most of the decisions","Fair",20160921,20160116,20160921,58,"55-64","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","Midwest","West-North Central","Rented for cash","mn",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23938,,71166.6264,68279.3168,101577.502,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",830,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Very important","Very important","Very important","Moderately important","Moderately important","Moderately important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience","Convenience","Better price","Better price","Better price","Better price",,,"Yes","Yes","Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Electrical Equipment, Appliance, and Component Manufacturing","One","Architecture and Engineering","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160913,20160606,20160919,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house attached to one or more houses","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,2,0,0,2,"Working - as a paid employee",0,"White","White"
23939,,42635.7141,47722.4826,64184.0912,"Fresh","No","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,10,"About the same","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1650,"Yes","No","No","No","No","No","Credit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No","Slightly important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","Yes","Yes","No","Yes","Yes",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","Yes","No",,"Convenience",,,"Convenience",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,"A little strain",,,,,"Moderate strain",,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Clothing and Clothing Accessories Stores","One","Retail Sales","Not sure","Another household member makes most of the decisions","Excellent",20161019,20160206,20150827,23,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
23940,,50025.2239,15864.9098,75562.2187,"Fresh","No","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","Somewhat better off","Much worse off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"More","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Associate degree","No",,,"Business/management",,,,,,,"Financial costs are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20161008,20160204,20150711,51,"45-54","45-59","Associate degree","Some college","Black, Non-Hispanic","Female","No",5,"A building with 2 or more apartments","$30,000 to $34,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,5,"Not working - disabled",0,"Black/African-American","Black"
23941,,41041.1329,38002.0121,61506.9209,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2010,"No","No","Yes","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,2500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","Yes",,"Not available in local stores",,,"Not available in local stores","Better price",,"Convenience","Not available in local stores","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Management, Scientific, and Technical Consulting Services","One","Other professional","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160917,20151222,20160725,43,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Rented for cash","md",0,1,2,0,2,"Working - as a paid employee",0,"White","White"
23942,,56712.5973,50607.3531,83621.2598,"Fresh","No","No","No","Yes","Yes","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"About the same","Somewhat","Not at all","Somewhat","No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","Yes",,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes","No",,"Convenience","Convenience","Convenience",,,"Convenience","Convenience",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160920,20151219,20150722,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$60,000 to $74,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
23946,,38138.8496,35900.832,57125.0028,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No","No",,,,,,,,,"No",1097,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",110000,0,0,110000,"No",800,"No","No",,"No","No","Yes","No","Yes","Yes","No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience","Not available in local stores","Better price","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160919,20160206,20160910,38,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","nh",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23948,,28823.9945,25879.0611,42908.138,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2100,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Not important","Not important","Not important","Very important","Yes","Yes","Yes","Yes","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Yes","No","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","Better price","Better price",,,"Convenience","Convenience",,,,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Building Material and Garden Equipment and Supplies Dealers","One","Transportation and Material Moving","$500,000 - $999,999","I make most of the decisions","Good",20160923,20160211,20160914,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23949,,108943.898,112496.242,155493.302,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","No","No","No","No","No","Yes",1500,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Prepaid card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Master’s degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Very important","Very important","Very important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","Yes","Yes","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No",,"None",,"None",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Under $5,000","I make most of the decisions","Excellent",20160910,20160115,20160910,31,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",5,"A building with 2 or more apartments","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,1,1,1,2,"Working - as a paid employee",0,"Black/African-American","Black"
23951,,46318.7382,52817.4265,69131.5067,"Fresh","No","No","No","Yes","No","No","No",,"No","No","No","No","No","Yes","Definitely No","Refused","Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","No","Yes","Yes","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"Bachelor’s degree","Yes","Master’s degree",,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Moderately important","Slightly important","No advice from person","No advice from person","Very important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No",0,"Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Better price","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Educational Services","One","Other (Please specify)","$35,000 - $49,999","I make most of the decisions","Very good",20160917,20151231,20160917,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23954,,,16529.7294,,"LMI oversample","No","No","No","No","Yes","No","No",,"Yes","No","Yes","No","Yes","No","Probably No","Yes","Finding it difficult to get by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","Yes","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","Yes","No","Yes","No","No","No",,"No impact","No impact","Severe impact","Minor impact","Moderate impact","No impact",,"No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","[D10other]",30,20,"About the same","Not at all","Not at all","Somewhat","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","Yes","No","No","No",,,,,,,,,"No",325,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","Yes","No","No","No","No","Yes","No","No","No",,"Yes","No","Yes",,"No","Yes","No","No","No","No","Yes","No","No","No","Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Humanities","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","Yes","Yes",2000,"Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes",,"No","Yes","No","No","No","No","No","Yes","No","No","No",,"Substantial strain",,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Sometimes worried","Never worried","Certificate or technical degree","Certificate or technical degree","Sporting Goods, Hobby, Book, and Music Stores","Two","Retail Sales","Under $5,000","I make most of the decisions","Fair",20160922,20151218,20160831,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23955,,25829.6026,10376.1305,39576.3839,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,59,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No",,"Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","Not available in local stores",,"Better price","Better price","Not available in local stores",,,,,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Very good",20160908,20160205,20160908,63,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Not working - retired",0,"White","White"
23956,,23906.3605,19130.1201,36106.4244,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Refused","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,75,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","Yes","No","Convenience","Convenience",,,"Convenience",,"Convenience","Convenience",,"No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked",,,,,,20120707,85,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Not working - retired",0,"White","White"
23957,,62681.2783,21184.2786,91386.5799,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Probably Yes",,"Finding it difficult to get by","Much worse off","Somewhat better off","Poor","Yes","No","No","Yes","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Refused","No","No","No","No","No","No","Yes","Paper check","No","Yes","No","No","No","Refused","No","Yes",,"No impact","No impact","No impact","No impact","Severe impact","No impact",,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",10,50,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Some of the time","Never","Associate degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","No","No","No",,"Convenience",,"Convenience",,"Convenience",,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Substantial strain","Moderate strain",,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Textile Product Mills","Two","Other (Please specify)","$5,000 - $9,999","I make most of the decisions","Good",20151006,20160220,20160828,56,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
23958,,60542.341,46878.206,87603.0141,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,10,"About the same","Somewhat","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No","Yes",,,,,,,,,"No",2100,"Yes","Yes","Yes","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Engineering",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Other reason","Better price","Better quality","Better price",,"Better price",,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",200,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","Some college but no degree","Other Professional, Scientific, and Technical Services","One","Other professional","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160920,20160220,20160920,61,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,1,"Working - as a paid employee",0,"Asian","Asian"
23967,,,23444.8907,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","Moderate impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Fair","Yes","No",,"No","Some of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","No advice from person",,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Personal Care Services","One","Personal Care and Service","Under $5,000","I make most of the decisions","Good",20160926,20151223,20160926,28,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A mobile home","$30,000 to $34,999","Living with partner","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",1,1,0,0,2,"Working - as a paid employee",0,"White","White"
23968,,63655.8198,49808.4076,92201.9345,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Undeclared",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,68,"Somewhat important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160910,20160121,20160831,74,"65-74","60+","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Not working - retired",0,"Asian","Asian"
23971,,180855.141,51904.6043,249519.126,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work full-time for someone else","Schedule varies, primarily at my request",,"No","Yes","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Severe impact","No impact","No impact","No impact","No impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",918,"Yes","Yes","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Poor","Refused","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Law","About the same financial benefits and financial costs",,,,,,,,,,,,"No advice from person","Refused","Very important","Very important","Very important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Refused","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","Yes","Yes","No","No","No","No","Refused",,"No","No","Refused","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Less than High School degree","Not asked","One","Retail Sales","Under $5,000","Another household member and I share in the decisions","Excellent",20160909,20151224,20160909,25,"25-34","18-29","Some college, no degree","Some college","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$25,000 to $29,999","Living with partner","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,1,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
23972,,130175.105,127766.607,181811.779,"Fresh","No","No","No","Yes","No","Yes","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","No","No","No","No","No","No","No","Paper check","No","Yes","Yes","No","No","Yes","No","No",,"Moderate impact","Moderate impact","Moderate impact","Minor impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,"Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No",,,,"Probably No",,,,,,,"Refused",,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","Financial benefits are much larger","Yes","No","No","No","No",,,,,,,"Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Refused","Yes","No","No","No","No","No",,"Convenience",,"Convenience",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","Some college but no degree","Specialty Trade Contractors","One","Installation, Maintenance, and Repair","Under $5,000","I make most of the decisions","Very good",20160919,20160305,20160919,27,"25-34","18-29","Some college, no degree","Some college","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
23973,,47954.8631,56857.4215,71501.679,"Fresh","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","No","No","Yes","No","No","Probably Yes",,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","Severe impact","Minor impact","Moderate impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Cash","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Better price",,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Insurance Carriers and Related Activities","One","Sales Representative","Under $5,000","I make most of the decisions","Good",20151217,20151218,20160112,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","Midwest","East-North Central","Rented for cash","mi",0,1,0,0,3,"Working - as a paid employee",0,"White","White"
23974,,51421.8389,39647.4273,75880.9234,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"No","Yes","Yes","Yes","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No",,,,"Convenience",,"Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Motor Vehicle and Parts Dealers","One","Other Sales","$50,000 - $74,999","I make most of the decisions","Good",20160921,20151217,20160827,67,"65-74","60+","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,1,"Working - self-employed",0,"Asian","Asian"
23975,,,28452.4628,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","Yes","Yes","Yes","Yes","Yes","No","No","It failed to keep up with changing living expenses","Severe impact","Severe impact","No impact","No impact","Severe impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"I did not want to cause trouble with the landlord","Definitely No",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","Yes","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"No advice from person","Very important","Slightly important","No advice from person","Slightly important","Moderately important","Very important","No advice from person","No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Better price","Convenience",,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,"Substantial strain",,,,,,,,"Substantial strain",,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20161003,20161013,20110807,29,"25-34","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",6,"A building with 2 or more apartments","$15,000 to $19,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,4,0,2,"Not working - looking for work",0,"Black/African-American","Black"
23977,,34036.9413,34338.2356,51171.397,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1257,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,54,"Somewhat important","Very important","Not important","Not important","Not important","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","Yes","No","Yes","No",,"Better price",,"Better price",,"Not available in local stores",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2400,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No",,,"A little strain",,,,,"Moderate strain",,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Educational Services","One","Personal Care and Service","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160906,20151230,20160828,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
23980,,,21945.6841,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","It varied","No","No","No","No","No","No","No","No","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,90,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No",,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Excellent",20160921,20151219,20160921,90,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Widowed","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,1,"Not working - retired",0,"White","White"
23981,,,14297.3002,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","No","Yes","No","No","No","Yes","No","No","No","Homemaker","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","Yes","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","To earn extra money to help family members",20,10,"Less","Very much","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Vocational/technical training","Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",4500,0,0,4500,"No",0,"Yes","Yes",,"Yes","No","No","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","Refused",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","Yes","No",,"Convenience",,"Convenience","Convenience",,"Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Substantial strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Associate degree","Not asked","One","Refused","$50,000 - $74,999","I make most of the decisions","Good",20161004,20160222,20160925,37,"35-44","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",7,"A one-family house detached from any other house","Less than $5,000","Living with partner","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",1,1,2,1,2,"Working - self-employed",0,"Black/African-American","Black"
23983,,,16859.2305,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"No","No","No","No",,"No impact","Minor impact","No impact","No impact",,,"Employed full-time","No","No","Refused","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,3,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Once","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","Yes","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","Yes","Yes","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","Refused",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",265,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Rental and Leasing Services","Two","Management","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160919,20151217,20160919,56,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,2,"Working - self-employed",0,"White","White"
23985,,36877.7915,39093.255,54908.8534,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It exceeded changes in living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",1562,"Yes","No","No","No","No","No","Cash","Very confident","Yes","Yes","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","No","No","Better price",,,"Better price","Better price",,"Better price",,,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Sometimes worried","Less than High School degree","Less than High School degree","Insurance Carriers and Related Activities","One","Office and Administrative Support","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20161014,20151225,20160918,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
23990,,123195.796,38479.264,174832.684,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","Yes","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Not important","Not important","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","Yes","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160903,20160714,20140505,50,"45-54","45-59","12th grade NO DIPLOMA","Less than high school","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$25,000 to $29,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,1,0,0,2,"Not working - disabled",0,"American Indian or Alaska Native","Hispanic"
23991,,,49993.7385,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Refused","Refused","Refused","Refused","Refused","Yes","Probably Yes",,"Finding it difficult to get by","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Refused","Disabled and not working",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No","No",,,,,,,,,"No",840,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Refused","No","No","No","Yes",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","No",,,"Refused","Refused","Yes","Refused","Refused","Yes","Refused","Refused","Refused","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Rarely worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Fair",20161008,20151217,20160829,70,"65-74","60+","Some college, no degree","Some college","Hispanic","Female","No",1,"A one-family house detached from any other house","$30,000 to $34,999","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
23992,,67796.984,72603.8682,97657.2926,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","Moderate impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Once","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","Refused",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Not available in local stores",,"Better price","Better price","Convenience","Convenience","Better price",,"Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",450,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Bachelor’s degree","Monetary Authorities-Central Bank","One","Business and Financial Operations","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20160909,20160105,20160830,39,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,1,1,0,2,"Working - as a paid employee",0,"White","White"
23993,,,15681.9768,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No",481,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Some of the time","Bachelor’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Educational Services","One","Teacher, except college and university","Under $5,000","I make most of the decisions","Good",20160910,20151225,20160910,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
23994,,,12405.9352,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2015,"No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Moderate difficulty",,"Definitely Yes","Yes","No","No","No","No","No",585,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Moderately important","Moderately important","Moderately important","Moderately important","Slightly important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",8000,0,0,8000,"No",193,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Better price","Better price","Better price","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","No","No","No","Yes",3500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$5,000 - $9,999","I make most of the decisions","Fair",20161017,20160204,20150724,29,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24002,,32608.6508,12532.1727,49163.4239,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","No","No","Don’t know","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1968,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Vocational/technical training","Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,56,"Not important","Not important","Not important","Not important","Very important","Yes","Yes",,"Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Refused","Refused",,"Not available in local stores",,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Refused","Refused","Sales Representative","$250,000 - $499,999","I make most of the decisions","Good",20160827,20160218,20160827,87,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24008,,,17467.5055,,"LMI oversample","Yes","No","Yes","No","Yes","Yes","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","About the same","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Excellent",20160907,20151217,20160907,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$10,000 to $12,499","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,3,"Not working - retired",0,"White","White"
24010,,12381.9541,10973.4805,19751.601,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","Refused","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Master’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Not important","Very important","Not important","Very important","Not important","Yes","Refused","Refused","Yes","Refused","Yes","Yes","Refused","Refused","Refused","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No",,,,,"Convenience",,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Don’t know","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Fair",20151026,20151220,20150702,82,"75+","60+","Masters degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,0,2,"Not working - retired",0,"2+ Races","Other"
24012,,69660.0586,70453.1675,100403.326,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Severe impact","Minor impact","No impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2500,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Most or all of the time","Most or all of the time","Professional degree (e.g. MBA, MD, JD)","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","No","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Other Professional, Scientific, and Technical Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160902,20160916,20120622,42,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,3,0,2,"Working - as a paid employee",0,"White","White"
24015,,156590.949,41211.005,218370.581,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","Poor","Yes","No","No","Yes","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Cash","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","Minor impact","Minor impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably Yes","No","Yes","Yes","Yes","Yes","No",600,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","No","Cash","Not confident","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","Yes",,"Yes","No","No","No","Yes","No","No","No","No","No","Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Moderate strain",,,,,,,"Moderate strain",,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","One","Food Preparation and Serving","Under $5,000","Another household member and I share in the decisions","Good",20160918,20151220,20160918,26,"25-34","18-29","10th grade","Less than high school","White, Non-Hispanic","Female","No",4,"A mobile home","$35,000 to $39,999","Divorced","Non-Metro","Midwest","West-North Central","Rented for cash","ks",0,1,0,0,3,"Working - as a paid employee",0,"White","White"
24017,,,40990.084,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","Yes","Yes","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Rarely worried","Sometimes worried","Rarely worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160915,20151223,20160915,47,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Other, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$10,000 to $12,499","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Not working - disabled",0,"American Indian or Alaska Native","Other"
24018,,40311.8706,36096.4729,59949.9539,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160916,20151224,20160916,82,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
24019,,26575.7757,21787.4464,40088.5379,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","Don’t know","Yes","No","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","Not available in local stores","Convenience","Convenience",,"Convenience","Convenience",,,,"No","Yes","No","No","No","No","Refused","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Educational Services","One","Teacher, college and university","$75,000 - $99,999","I make most of the decisions","Excellent",20160924,20160129,20150808,71,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24020,,,28452.4628,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","Severe impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Associate degree","Yes","Bachelor’s degree",,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Very important","Very important","Slightly important","Very important","Very important","Very important","Very important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",13000,0,0,13000,"No",235,"No","No",,"No","Yes","Yes","No","No","Still enrolled in the program","No",,,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","Yes","No",,"Better price",,,"Better price",,,"Better price",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","Yes","Yes",300,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Associate degree","High school degree or GED","Hospitals","One","Food Preparation and Serving","$5,000 - $9,999","I make most of the decisions","Fair",20160908,20151221,20160908,26,"25-34","18-29","Associate degree","Some college","Black, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$20,000 to $24,999","Married","Metro","South","East-South Central","Rented for cash","al",1,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
24021,,32245.7073,29849.2235,48813.6967,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,1,"About the same","Does not apply","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Life sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Not available in local stores","Not available in local stores",,"Convenience","Not available in local stores","Not available in local stores",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Other Professional, Scientific, and Technical Services","One","Life, Physical, and Social Sciences","$1,000,000 or more","Another household member and I share in the decisions","Excellent",20160911,20151218,20160911,59,"55-64","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","me",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24023,,64426.55,65188.8488,93159.8129,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","No","No","No","No","Yes","Yes","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1850,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Engineering",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","No","Yes","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No",,,,"Convenience",,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Sporting Goods, Hobby, Book, and Music Stores","One","Business and Financial Operations","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160911,20151217,20160909,52,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - self-employed",0,"White","White"
24024,,53311.3968,65024.568,78834.7458,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","Moderate impact","Moderate impact","Employed full-time","Yes","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,1,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No",1100,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","Yes","No","No","Moderately important","Not important","Moderately important","Moderately important","Moderately important","Slightly important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",55000,0,0,55000,"No",112,"No","No",,"No","No","Yes","No","Yes","Yes","No",,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","No","No","Yes","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Better price","Not available in local stores",,,,"Convenience","Convenience",,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Associate degree","Some college but no degree","Civic and Social Organizations","One","Community and Social Services","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160912,20151223,20160912,28,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Living with partner","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24025,,26575.7757,21787.4464,40088.5379,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Good",20160916,20160616,20160827,73,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - retired",0,"White","White"
24026,,,21765.3719,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","Better price","Convenience",,"Better price","Not available in local stores",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","High school degree or GED","Some college but no degree","Animal Production","One","Farming, Forestry, and Fishing","$10,000 - $24,999","Another household member and I share in the decisions","Excellent",20160929,20140117,20140503,38,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A mobile home","$10,000 to $12,499","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","id",0,0,0,0,2,"Working - self-employed",0,"White","White"
24029,,208064.131,59582.868,277298.423,"Fresh","No","No","No","Yes","No","No","No",,"Yes","Yes","Yes","No","Yes","No","Probably No","No","Just getting by","Much better off","Somewhat better off","It varied","No","No","No","Yes","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","Moderate impact","Severe impact","No impact",,,,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",20,30,"More","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No",,,,"Don’t know",,,,,,,750,,,,,,,,,,,,,,,,,,,,,"Refused","No","Yes","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Convenience","Convenience",,,,,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Regularly worried","Sometimes worried","Sometimes worried","Some college but no degree","Certificate or technical degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160923,20160122,20151126,28,"25-34","18-29","12th grade NO DIPLOMA","Less than high school","Black, Non-Hispanic","Male","No",6,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,1,5,"Not working - looking for work",0,"Black/African-American","Black"
24030,,54327.6605,60389.0524,80153.9771,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"Yes","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","Yes","Yes","No",,"No impact","No impact","Minor impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"Less","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,1550,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","Yes","No","Yes","No","No","Very important","Not important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",92000,0,0,92000,"No",300,"No","No",,"No","No","No","No","Yes","Yes","No",,,,,,"No","No","No","No","No","No","No","Don’t know","Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Personal Care Services","One","Other professional","$5,000 - $9,999","I make most of the decisions","Good",20160920,20151218,20160920,29,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$75,000 to $84,999","Living with partner","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24031,,41753.0963,15959.3373,63368.2597,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably No","Yes","Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Some of the time","Professional degree (e.g. MBA, MD, JD)","No",,,"Law",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No","Moderately important","Not important","Moderately important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",200000,0,1000,201000,"No",350,"No","No",,"No","No","No","Yes","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Other reason","Better price",,,"Better price","Better price","Not available in local stores","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","Associate degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Excellent",20141207,20160616,20120623,32,"25-34","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$35,000 to $39,999","Never married","Metro","South","South Atlantic","Rented for cash","sc",0,0,0,0,2,"Not working - on temporary layoff from a job",0,"White","White"
24033,,82845.5903,102787.097,118489.456,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","Yes","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","Yes","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","To acquire new job-related skills",2,2,"More","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","Moderate difficulty",,"Definitely Yes","No","Yes","Yes","Yes","Yes","No",1550,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Moderately important","No advice from person","Not important","Not important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",56000,0,0,56000,"No",350,"Yes","No",,"No","No","Yes","No","Yes","Yes","No",,,,,,"Yes","No","Yes","Yes","No","Yes","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience","Convenience","Better price","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Associate degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20140812,20160209,20160723,28,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",3,"A one-family house attached to one or more houses","$175,000 to $199,999","Married","Metro","Midwest","East-North Central","Rented for cash","oh",1,0,0,0,2,"Not working - other",0,"White","White"
24036,,,28878.3981,,"LMI oversample","No","Yes","Yes","Yes","Yes","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Probably Yes",,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Don’t know","Don’t know","Don’t know","Yes","Don’t know","Don’t know","Yes","Don’t know","Paper check","Refused","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",30,25,"More","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Slightly important","Not important","Not important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Substantial strain",,"Substantial strain",,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Sometimes worried","Some college but no degree","Don’t know","Food and Beverage Stores","Two","Building and Grounds Cleaning and Maintenance","$5,000 - $9,999","Another household member makes most of the decisions","Good",20160914,20151221,20160914,27,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",5,"A one-family house detached from any other house","$7,500 to $9,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,1,0,4,"Working - as a paid employee",0,"White","White"
24038,,,49017.9009,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Don’t know","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","No impact","No impact","Severe impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,660,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"Moderately important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No","Yes","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","No",,"Not available in local stores",,,,,"Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Sometimes worried","High school degree or GED","Don’t know","Social Assistance","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Under $5,000","I make most of the decisions","Good",20160907,20160120,20160907,27,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,1,0,1,"Working - as a paid employee",0,"White","Hispanic"
24041,,85122.2036,99742.2967,121821.271,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","Severe impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,,,"Definitely Yes","Yes","No","No","No","No","No",1650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Never","Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No","Very important","Moderately important","Moderately important","Not important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",150000,0,0,150000,"No",2000,"No","No",,"No","No","No","Yes","No","Yes","No",,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes",,"Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Professional, Scientific, and Technical Services","One","Lawyer, judge","Under $5,000","I make most of the decisions","Very good",20160918,20151229,20160918,26,"25-34","18-29","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24042,,,28452.4628,,"LMI oversample","No","No","No","No","Yes","No","No",,"Yes","No","No","No","No","Yes","Definitely Yes",,"Doing okay","Much worse off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,724,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","About the same",,"Some of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial costs are much larger","Yes","Yes","No","No","Yes",,,,,,,"Very important","Not important","Not important","Very important","Not important","Not important","Not important","Not important",,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","No",13360,0,0,13360,"No",20,"No","Yes",,"No","No","No","No","No","No",,,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Not available in local stores",,"Not available in local stores","Not available in local stores","Convenience","Not available in local stores","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","Yes","Yes","Yes","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Associate degree","Machinery Manufacturing","Two","Protective Service","Under $5,000","I make most of the decisions","Good",20160907,20160122,20160907,25,"25-34","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
24043,,61462.7103,17940.8906,90754.8792,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","No","Yes","No","No","No","No","Yes","No","No","Self-employed","Work as a consultant/contractor","Normally work the same hours",,"No","No","No","No","No","No","No","No","Deposit onto a reloadable prepaid card","No","No",,,"Yes","Yes","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2014,"No","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Education","Financial benefits are somewhat larger",,,,,,,,,,,,"No advice from person","Moderately important","Slightly important","No advice from person","No advice from person","No advice from person","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"No",0,"Yes","No",,"No","Yes","No","No","No","Still enrolled in the program","No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes",,"Convenience",,,,,,"Convenience","Not available in local stores","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Educational Services","One","Teacher, except college and university","Under $5,000","Another household member and I share in the decisions","Good",20160924,20151219,20160912,28,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Rented for cash","ga",0,1,1,0,2,"Working - self-employed",0,"White","White"
24044,,,11123.9414,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Don’t know","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","Yes","No","Yes","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",720,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,"Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","No advice from person","Yes","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","Yes","No",,"Better price",,,"Better price",,,"Other reason",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Clothing and Clothing Accessories Stores","Two","Retail Sales","Under $5,000","I make most of the decisions","Good",20160909,20151219,20160906,27,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Living with partner","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
24045,,65881.5131,62647.1547,97586.4851,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","None",,"Don’t know",,,,,,,818,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","No","Yes","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Once","Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","Yes","No",,,,"Not available in local stores","Convenience","Better price","Convenience","Convenience",,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Heavy and Civil Engineering Construction","One","Construction and Extraction","$10,000 - $24,999","Another household member and I share in the decisions","Excellent",20160918,20151218,20140429,42,"35-44","30-44","Some college, no degree","Some college","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Pacific","Rented for cash","wa",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
24047,,83137.6127,99541.6866,118464.223,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","Minor impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2011,"No","No","No","No","No","No","No","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","Yes","No","Yes","No","No","No",400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Certificate or technical degree","No",,,"Health","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,"Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No",,,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience","Convenience","Better price","Better price","Not available in local stores","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Rarely worried","Associate degree","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","One","Protective Service","$10,000 - $24,999","I make most of the decisions","Good",20160922,20160206,20160916,29,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Female","No",2,"A mobile home","$60,000 to $74,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24048,,67289.2933,69855.5413,96131.0871,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"Yes","No","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Definitely Yes","No","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Refused",,,,,,,"Financial costs are much larger","Yes","Yes","Yes","No","Yes","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Moderate strain",,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","Some college but no degree","Insurance Carriers and Related Activities","One","Sales Representative","$35,000 - $49,999","Another household member makes most of the decisions","Good",20160915,20151221,20160902,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24050,,15096.337,4230.5164,23511.9069,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","Yes","No","Yes","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",4,10,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",450,"Yes","No","Yes","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Some of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Physical sciences/math","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"Better price","Not available in local stores",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","A little strain","None",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Fair",20160925,20160224,20151125,47,"45-54","45-59","Some college, no degree","Some college","2+ Races, Non-Hispanic","Female","No",1,"A one-family house attached to one or more houses","$15,000 to $19,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Working - as a paid employee",0,"2+ Races","Other"
24052,,65239.4615,59644.6849,94325.4067,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Refused","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Refused","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Refused",,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Cash","Refused","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Refused","Refused","Refused","Refused",,"Most or all of the time","Refused","Doctoral Degree","No",,,"Refused",,,,,,,"Refused","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Very important","Very important","Refused","Very important","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","$40,000 to $49,999","Refused",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Refused","Yes","Refused","Refused","Refused","Refused","No","Other reason","Other reason",,"Other reason",,,,,,"No","No","No","No","No","No","No","Refused","Refused","Refused","Refused","Refused","Yes",,"No","No","No","No","No","No","No","No","No","Yes","I will be able to pay all of my bills in full","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Fair",20160924,20151217,20150708,61,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
24054,,59249.1992,18641.858,89928.7154,"Fresh","Yes","Yes","No","No","Yes","No","No",,"Yes","Yes","Yes","Yes","No","No","Probably No","Yes","Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","Yes",,,"Yes","No","No","Yes",,"Moderate impact","Moderate impact","Moderate impact","Severe impact",,,"Employed part-time","No","Yes","Yes","No","Refused","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","To earn extra money to help family members",14,30,"More","Very much","Very much","Somewhat","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1963,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Better price","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","No","No","Yes","Yes","Yes","No","No","Moderate strain","Moderate strain",,"Moderate strain",,,"Substantial strain","Substantial strain","Moderate strain",,,"Sometimes worried","Never worried","Rarely worried","Rarely worried","Bachelor’s degree","Certificate or technical degree","Crop Production","Two","Farming, Forestry, and Fishing","$5,000 - $9,999","I make most of the decisions","Fair",20161005,20151226,20151119,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",7,"A one-family house detached from any other house","$5,000 to $7,499","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,1,3,0,3,"Working - self-employed",0,"White","Hispanic"
24055,,110912.026,109231.551,154185.677,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160914,20151217,20160827,73,"65-74","60+","11th grade","Less than high school","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
24060,,28224.1495,25107.5772,42650.4926,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","Yes",,"Convenience",,,,"Convenience","Convenience",,"Convenience","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3400,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Regularly worried","Rarely worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160925,20150217,20150721,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Not working - retired",0,"White","White"
24061,,,15758.1328,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2007,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,350,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Debit card","Don’t know","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","No",,,,,,"Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes",,"No",,,,,,,,,,,,,,,,62,"Somewhat important","Not important","Not important","Not important","Very important","Yes","No",,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","Convenience","Better price",,"Better price","Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160922,20160206,20150801,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Non-Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,1,"Not working - retired",0,"White","White"
24062,,22058.9601,17906.7155,33685.7846,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Not important","Not important","Somewhat important","Somewhat important","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",700,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Excellent",20160907,20151218,20150713,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
24063,,41728.0533,34061.6436,61007.6117,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","Yes","Refused","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,46,"Not important","Not important","Somewhat important","Not important","Not important","Yes","No","Yes","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","No","No","No",,"Convenience","Convenience",,,"Convenience",,,,"No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Fair",20140827,20131219,20160825,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
24064,,54641.9467,53728.4396,81178.7828,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",800,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",138000,0,0,138000,"Yes",100,"Yes","No",,"No","No","No","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Graduate degree","High school degree or GED","Educational Services","One","Teacher, except college and university","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160924,20151216,20160827,41,"35-44","30-44","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","$50,000 to $59,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,1,0,3,"Working - as a paid employee",0,"Black/African-American","Black"
24066,,48767.2421,56018.498,72098.0607,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Finding it difficult to get by","About the same","Much better off","About average","No","No","No","No","Yes","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","Moderate impact",,,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",40,100,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Master’s degree","No",,,"Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Very important","No advice from person","No advice from person","No advice from person","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",38000,0,0,38000,"Yes",200,"Yes","No",,"No","No","Yes","No","Yes","Yes",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Convenience","Not available in local stores",,,,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Fair",20160920,20160108,20160828,28,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,5,"Not working - looking for work",0,"White","White"
24070,,,12306.8381,,"LMI oversample","No","No","Yes","No","No","Yes","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Probably No","Yes","Finding it difficult to get by","Somewhat worse off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","Severe impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Probably No",,,,,,,740,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","Less debt now",,"Some of the time","Most or all of the time","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",41000,0,0,41000,"No",400,"No","Yes",,"No","Yes","Yes","No","No","Yes",,"No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Not available in local stores","Not available in local stores","Better price","Not available in local stores","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","No","No","Yes","Yes",1000,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Substantial strain","Substantial strain",,,,,,"Substantial strain","Moderate strain","Substantial strain",,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Plastics and Rubber Products Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","Under $5,000","Another household member and I share in the decisions","Good",20160830,20160223,20160830,44,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",4,"A building with 2 or more apartments","$30,000 to $34,999","Divorced","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
24071,,,32839.4796,,"LMI oversample","Yes","Yes","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","Yes","No","Yes","No","Probably Yes",,"Doing okay","About the same","Somewhat worse off","It varied","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",1150,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","No","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Convenience","Convenience","Convenience","Convenience","Other reason","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Associate degree","Other Information Services","One","Other professional","$35,000 - $49,999","Another household member makes most of the decisions","Good",20160913,20160404,20160829,44,"35-44","30-44","Associate degree","Some college","Black, Non-Hispanic","Male","No",5,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,1,4,"Working - self-employed",0,"Black/African-American","Black"
24072,,,18782.8883,,"LMI oversample","No","Yes","Yes","No","No","Yes","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Probably No","No","Just getting by","About the same","About the same","About average","No","No","No","Yes","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Fair",20160911,20151218,20160901,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$5,000 to $7,499","Separated","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,1,4,"Not working - disabled",0,"Black/African-American","Black"
24073,,34941.2692,35579.1169,52394.2953,"Fresh","No","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",2230,"Refused","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","Associate degree","No",,,"Health",,,,,,,"Financial costs are somewhat larger","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",27000,0,1500,28500,"No",260,"No","No",,"Yes","Yes","No","No","No","No",,"No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","Yes","Yes","No",,"Convenience","Convenience","Convenience","Convenience",,"Convenience","Convenience",,"Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Substantial strain",,"Sometimes worried","Regularly worried","Sometimes worried","Regularly worried","Some college but no degree","Less than High School degree","Motor Vehicle and Parts Dealers","One","Management","Under $5,000","I make most of the decisions","Very good",20160904,20160126,20160904,48,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
24077,,,11280.9499,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",4,1,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",994,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Some of the time","Never","Associate degree","Yes","Associate degree",,"Engineering",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","No","No","Moderately important","Slightly important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",32500,0,0,32500,"No",0,"Yes","No",,"No","Yes","No","No","No","Yes","No",,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","Yes","No","Not available in local stores","Better price",,"Better price","Better price",,,"Better price",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",307,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked",,,"Very good",20160921,,20130510,28,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Midwest","West-North Central","Rented for cash","mo",0,1,1,0,2,"Not working - other",0,"White","White"
24079,,34006.7568,36665.2289,50961.3099,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",875,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","Yes","No","Convenience",,,,,"Not available in local stores","Not available in local stores","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160915,20151218,20160915,59,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","sd",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24081,,,34656.3606,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Refused","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Refused","Refused","Refused","No",,,,"Probably No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Associate degree","Yes","Associate degree",,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","Moderately important","Moderately important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Refused",,,,,"Often varies quite a bit from one month to the next","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Convenience","Better price",,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Associate degree","Nursing and Residential Care Facilities","One","Architecture and Engineering","$10,000 - $24,999","I make most of the decisions","Very good",20160923,20160313,20160719,34,"25-34","30-44","Associate degree","Some college","Hispanic","Male","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","West","Mountain","Rented for cash","az",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
24085,,82889.8086,29020.9813,119995.133,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Probably Yes",,"Doing okay","About the same","Somewhat worse off","Poor","Yes","No","Refused","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","Moderate impact",,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,1,"Less","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"Definitely Yes","Yes","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","No","Yes","No","Yes","No","Moderately important","Very important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"Yes",550,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Ambulatory Health Care Services","One","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20160915,20160218,20160915,29,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
24090,,,19592.359,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,63,"Not important","Very important","Very important","Somewhat important","Not important","Yes","No",,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"$40,000 to $49,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20151015,20160217,20150824,68,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$30,000 to $34,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"White","White"
24091,,28229.9314,25383.2458,43059.8079,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","Yes","No","No","No","No","No","No","Yes","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"Yes","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,825,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,52,"Not important","Somewhat important","Very important","Somewhat important","Somewhat important","No","Yes",,"Yes","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Better price",,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","Refused","Performing Arts, Spectator Sports, and Related Industries","Three","Other (Please specify)","$50,000 - $74,999","I make most of the decisions","Very good",20160916,20160220,20160909,58,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$60,000 to $74,999","Divorced","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Working - self-employed",0,"White","White"
24094,,87137.0672,27219.9592,124409.537,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","No","No","I [PPMARITins2] pay rent.",2001,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Computer/information sciences","Financial benefits are much larger",,,,,,,,,,,,"Not important","Not important","Not important","Not important","Not important","Moderately important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes",,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Refused","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better quality","Better price","Better price","Better quality","Better price",,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",400,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","Less than High School degree","Textile Product Mills","One","Management",,,"Very good",20161014,,20130528,27,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Rented for cash","ga",0,0,2,1,2,"Working - as a paid employee",0,"White","White"
24095,,48483.4278,14685.415,72563.5582,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",650,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No",,,,"A little strain",,,,,"Substantial strain",,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Religious Organizations","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Very good",20160908,20160121,20160909,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24096,,,29290.9958,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Just getting by","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Check","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Somewhat important","Not important","Not important","Very important","Very important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Better price","Better price",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160917,20151220,20160908,71,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A mobile home","$25,000 to $29,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,3,"Not working - retired",0,"White","White"
24100,,23234.3911,18560.8517,35688.1495,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1127,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Health","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member makes most of the decisions","Good",20161001,20160206,20160914,81,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Not working - retired",0,"White","White"
24103,,92490.4063,29260.0633,133040.762,"Fresh","Yes","Yes","Yes","Yes","Yes","Yes","No","All of the adult children living with me are not in school","Yes","Yes","Yes","No","Yes","No","Probably No","Yes","Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Don’t know","Yes","No","No","No","No","Yes","Paper check","No","Yes","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","Minor impact","Minor impact","Minor impact","Minor impact","Minor impact",,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",25,50,"About the same","Somewhat","Somewhat","Somewhat","No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Health","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member makes most of the decisions","Good",20160904,20151228,20160904,24,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,3,"Not working - other",0,"White","White"
24104,,,28114.3631,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Don’t know","Don’t know","No",,,,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Refused","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Convenience","Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160827,20160220,20160720,81,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Widowed","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Not working - retired",0,"White","White"
24107,,28762.1804,23317.6911,43364.2117,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",30,5,"Less","Does not apply","Not at all","Does not apply","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",620,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Once","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Not important","Somewhat important","Somewhat important","Yes","No","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Not available in local stores","Better price",,,"Convenience","Not available in local stores","Not available in local stores",,,"No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",400,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160916,20160220,20160916,68,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,1,"Not working - retired",0,"White","White"
24108,,,26560.9053,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","Yes","No","Yes","Yes","No","Yes","Yes","No","It exceeded changes in living expenses","No impact","No impact","Minor impact","Moderate impact","No impact","No impact","Employed full-time","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",6,5,"Less","Not at all","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2015,"Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","Don’t know","No","Don’t know","Yes","No",,,,"Definitely Yes","Yes","Yes","Yes","No","No","No","Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,"Moderately important","Very important","Slightly important","Moderately important","Slightly important","Moderately important","Slightly important","Slightly important",,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"No","Refused","No","Yes","No","No","Yes","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No",,,"Convenience",,,,,,,"Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","Yes","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Refused","No","No","No","No","No","No","No","Substantial strain","Substantial strain",,,,,,,,,,"Rarely worried","Sometimes worried","Rarely worried","Regularly worried","Some college but no degree","Some college but no degree","Credit Intermediation and Related Activities","One","Management","Under $5,000","I make most of the decisions","Excellent",20160916,20160308,20160916,28,"25-34","18-29","Some college, no degree","Some college","Hispanic","Female","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Living with partner","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
24109,,87301.1321,28606.891,129341.446,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","It varied","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","Cash","Not confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Other reason",,"Convenience",,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Regularly worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked",,,"Good",20160409,,20130505,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$12,500 to $14,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Not working - disabled",0,"Black/African-American","Black"
24110,,12357.5368,4832.7423,19751.601,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Professional degree (e.g. MBA, MD, JD)","No",,,"Undeclared",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Refused",,,,,,,"No","No",,,,,"No","No","No","No","No","No","Yes",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","Yes",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No",,,,,"Convenience","Convenience",,"Convenience",,"Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes",,"No","No","No","No","No","No","No","No","No","Yes","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Fair",20140906,20160206,20140521,64,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$10,000 to $12,499","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Not working - disabled",0,"2+ Races","Other"
24111,,,22934.9116,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Somewhat important","Not important","Somewhat important","Somewhat important","Not important","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Fair",20160921,20151223,20160806,79,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Not working - retired",0,"White","White"
24112,,,26840.4451,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",711,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No",,"Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160915,20151209,20161004,71,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",0,"White","White"
24114,,,40118.8577,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,40,"About the same","Does not apply","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Very important","Somewhat important","Not important","Yes","No","Yes","Yes","No","No","Yes","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","No",,"Convenience",,,"Other reason","Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked",,,"Good",20160915,,20130510,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Not working - retired",0,"White","White"
24115,,22045.1864,17941.9757,33510.6375,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,60,"Not important","Not important","Not important","Not important","Very important","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Convenience","Better price","Better price","Convenience","Better price","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Sometimes worried","High school degree or GED","Less than High School degree","Food and Beverage Stores","One","Other (Please specify)","$500,000 - $999,999","I make most of the decisions","Excellent",20160915,20160117,20160915,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24119,,,37525.8849,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","Yes","Yes","No","No","No","Direct-deposit into your bank account or credit union account","Yes","Yes","No","Yes","Yes","No","Yes","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Refused","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1995,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Some of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Very important","Very important","Not important","Yes","Yes",,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","No",,,"No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Personal Care Services","One","Transportation and Material Moving","Under $5,000","I make most of the decisions","Good",20160913,20160527,20160909,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$12,500 to $14,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
24120,,37815.908,38078.0219,56675.4846,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",603,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Once","Certificate or technical degree","No",,,"Business/management","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Refused",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Don’t know","Rental and Leasing Services","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Good",20161008,20160423,20150703,49,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$50,000 to $59,999","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24121,,,22497.497,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","No","No","No","Paper check","No","No","No","Refused","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Moderate impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","No",,,,,,,,,"No",889,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely No",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","Yes",,"$40,000 to $49,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No","Not available in local stores",,,"Not available in local stores","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Refused","One","Building and Grounds Cleaning and Maintenance","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160917,20151217,20160917,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24124,,,55211.4443,,"LMI oversample","No","No","No","Yes","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","No","No","Yes","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","To earn money as a primary source of income",20,20,"About the same","Somewhat","Somewhat","Somewhat","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2011,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","No","No","Yes","No","No",650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Master’s degree","Yes","Doctoral Degree",,"Physical sciences/math",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No","Very important","Very important","Very important","Not important","Slightly important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Still enrolled in the program",,"No",,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","Convenience","Better price",,,"Better price",,,,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Educational Services","One","Life, Physical, and Social Sciences","$25,000 - $34,999","I make most of the decisions","Very good",20160921,20151231,20160907,35,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","No",3,"A one-family house attached to one or more houses","$25,000 to $29,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,3,"Working - as a paid employee",0,"Asian","Asian"
24125,,51959.5525,53024.6919,75935.2296,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,3,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes",,,,,,,,,"No",750,"Yes","No","No","No","No","Yes","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Once","Never","Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","Convenience","Convenience","Convenience",,"Convenience","Convenience",,,,"No","Yes","Yes","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No",,"A little strain",,"Moderate strain",,,"Moderate strain",,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$100,000 - $249,999","Another household member and I share in the decisions","Good",20141221,20150411,20131018,53,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - self-employed",0,"White","White"
24128,,,40118.8577,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","Refused","Refused","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",400,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Yes","Refused","Refused","Yes","Refused",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Refused","Refused","Refused","Refused","Refused","Yes","No","Refused","Refused",,,,,,"Refused",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","Yes","Yes",210,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Textile Mills","One","Precision Production (such as machinist, welder, baker, printer, tailor)","Under $5,000","Another household member and I share in the decisions","Good",20151122,20160217,20150806,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$30,000 to $34,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24132,,33888.8682,28808.8191,50339.5209,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Humanities","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No",,"Better price",,"Better price",,,"Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","No","No","Yes",300,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Management","Under $5,000","Another household member and I share in the decisions","Good",20160828,20160213,20160828,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
24133,,,22617.323,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably Yes",,"Just getting by","Refused","Refused","About average","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No",,"Refused","Refused","Refused","Refused",,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Refused","Refused","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.","Refused","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,580,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Refused",,,,,,,,,,,,"Refused","Refused","Refused",,,,,,,,,,,,"Refused","Refused","Refused","Refused",,"Refused","Refused","Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Health","Refused",,,,,,,,,,,,"Very important","Moderately important","Not important","Moderately important","Not important","Not important","Moderately important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Refused",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Not available in local stores",,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Yes","No","No","No","No","No","No","No","No","No","Yes","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Refused","Refused","Refused","Refused","Refused","Refused","No",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160921,20160205,20160228,20,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Not working - looking for work",0,"Black/African-American","Black"
24134,,,16536.2749,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Severe impact","Severe impact","Moderate impact","No impact","Minor impact","Minor impact",,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,5,"Less","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Definitely Yes","Yes","No","Yes","Yes","No","No",575,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","Yes","Yes",,"No","No","No","No","No","No","Yes","No","No","No","Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Slightly important","Slightly important","Moderately important","Very important","Very important","Slightly important","Slightly important","No","No","No","No","No","Yes","No","No","Yes","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",400,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No",,,,,,,,"A little strain",,"Substantial strain",,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Transportation Equipment Manufacturing","One","Other (Please specify)","$5,000 - $9,999","I make most of the decisions","Very good",20160908,20160710,20160908,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Divorced","Metro","South","East-South Central","Rented for cash","ky",0,0,0,0,1,"Working - as a paid employee",0,"2+ Races","Other"
24135,,18983.5014,25591.0425,29234.6732,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","Yes","Definitely No","Yes","Finding it difficult to get by","About the same","Somewhat worse off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Student",,,,,,,,,,,,,,,,,"No","Yes","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes",,4,20,"About the same","Not at all","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,"Don’t know",,,,,,,350,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Social/behavioral sciences","Refused",,,,,,,,,,,,"Very important","Not important","Slightly important","Moderately important","Moderately important","Slightly important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",30000,0,0,30000,"No","Refused","Yes","No",,"Refused","Refused","Yes","Refused","Refused","Still enrolled in the program",,,,,,,"No","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Refused",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Substantial strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20150227,20160715,20120729,24,"18-24","18-29","Some college, no degree","Some college","2+ Races, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - other",0,"2+ Races","Other"
24139,,116718.526,152775.152,163668.174,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","Severe impact","Severe impact","Employed full-time","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",3,2,"Less","Very much","Not at all","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",476,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Once","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","No",,,,,,,"Better price","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Substantial strain",,,,,,,,,"Regularly worried","Rarely worried","Regularly worried","Sometimes worried","High school degree or GED","High school degree or GED","Motor Vehicle and Parts Dealers","One","Sales Representative","$5,000 - $9,999","I make most of the decisions","Excellent",20160919,20151223,20160919,28,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,1,1,0,2,"Working - as a paid employee",0,"White","White"
24140,,,15694.6847,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","Yes","Yes","Yes","No","It exceeded changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",22000,0,0,22000,"Yes",190,"No","No",,"No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","No","Yes","No",,,,,,"Convenience",,"Better price",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Educational Services","Two","Teacher, except college and university","$5,000 - $9,999","I make most of the decisions","Very good",20161015,20160208,20160829,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Non-Metro","Northeast","New England","Rented for cash","vt",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24142,,44998.6794,52436.0171,67264.4767,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Substantial difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",1800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Master’s degree","Yes","Associate degree",,"Undeclared",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","No","No","Moderately important","No advice from person","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",50000,0,0,50000,"No",130,"No","No",,"No","No","Yes","No","Yes","Yes","No",,,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience",,"Better price","Better price","Better price","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",800,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Educational Services","One","Other professional","Under $5,000","I make most of the decisions","Very good",20160911,20151224,20160827,29,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$100,000 to $124,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24143,,,35925.8271,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","Yes",,"Moderate impact","No impact","No impact","Moderate impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"Yes",735,"Yes","Yes","No","No","No","No","Credit card","Not confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Certificate or technical degree","Yes","Certificate or technical degree",,"Law","Financial benefits are much larger",,,,,,,,,,,,"Very important","Very important","Moderately important","Slightly important","Moderately important","Slightly important","Moderately important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No",15000,75000,10000,100000,"No",0,"No","No",,"Yes","No","No","No","No","Still enrolled in the program","No",,,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,"$15,000 to $24,999","More than your income","Yes","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","Refused","No",,"Better price",,,"Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Substantial strain","Substantial strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Associate degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Excellent",20160918,20151219,20160918,29,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",1,1,0,0,2,"Not working - looking for work",0,"White","White"
24146,,12803.5355,12074.9935,19751.601,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,1,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,57,"Not important","Not important","Not important","Not important","Very important","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",40,"No","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160909,20151219,20160909,60,"55-64","60+","Some college, no degree","Some college","2+ Races, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,3,"Not working - retired",0,"2+ Races","Other"
24151,,89030.3779,26582.2502,132549.092,"Fresh","Yes","Yes","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably No","Yes","Just getting by","Somewhat better off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","Yes","No","Yes","Yes","No","Yes","No","No","It failed to keep up with changing living expenses","No impact","Moderate impact","Minor impact","Minor impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",630,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Moderate strain","Moderate strain",,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Associate degree","Bachelor’s degree","Food Services and Drinking Places","One","Installation, Maintenance, and Repair","$10,000 - $24,999","I make most of the decisions","Good",20160916,20160612,20140630,27,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",2,"A building with 2 or more apartments","$5,000 to $7,499","Never married","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
24152,,,15681.9768,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably No","No","Living comfortably","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,1,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","No","Yes","No","Yes","No",400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Moderately important","Moderately important","Moderately important","Slightly important","Not important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Rarely worried","Bachelor’s degree","High school degree or GED","Educational Services","One","Teacher, except college and university","$35,000 - $49,999","Another household member makes most of the decisions","Very good",20160910,20160130,20160828,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
24153,,,11341.1935,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","Yes","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",208,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Better price",,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Truck Transportation","One","Transportation and Material Moving","$75,000 - $99,999","I make most of the decisions","Poor",20160915,20160221,20160723,56,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24156,,58917.2834,67556.99,86431.8433,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",932,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Convenience",,"Better price","Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Very good",20161019,20151224,20150812,38,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Not working - other",0,"White","White"
24157,,98167.6928,34004.6322,139445.046,"Fresh","No","No","No","No","Yes","No","No",,"Yes","No","Yes","No","Yes","No","Definitely No","No","Just getting by","About the same","About the same","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Education","About the same financial benefits and financial costs",,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",20000,0,1000,21000,"Yes",0,"Yes","No",,"No","No","Yes","No","No","No",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","Yes","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","Refused","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160915,20151217,20160915,27,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","Less than $5,000","Never married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,4,"Not working - other",0,"White","White"
24158,,33191.6512,30066.341,50168.5966,"Fresh","Yes","No","Yes","No","No","Yes","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat worse off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","Minor impact","Minor impact","No impact","No impact","No impact","Disabled and not working","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"Less","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","Yes",1140,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Never worried","High school degree or GED","Less than High School degree","Architectural, Engineering, and Related Services","One","Computer and Mathematical","Under $5,000","I make most of the decisions","Very good",20160923,20151217,20150725,51,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
24159,,161117.161,169168.802,217179.134,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Probably Yes",,"Doing okay","About the same","About the same","About average","No","No","No","Yes","No","No","Yes","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Certificate or technical degree","No",,,"Computer/information sciences","About the same financial benefits and financial costs","No","No","No","No","Yes",,,,,,,"Moderately important","Slightly important","Slightly important","Slightly important","Slightly important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","Certificate or technical degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160909,20160122,20160909,20,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","id",0,0,0,0,3,"Not working - other",0,"White","White"
24160,,,26315.8685,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1973,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",306,"Yes","No","Yes","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Not important","Refused","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Better price","Other reason",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","Yes","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20161007,20160220,20150804,79,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,3,"Not working - retired",0,"White","White"
24162,,,40391.4678,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"Refused",550,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Good","Yes","No",,"No","Some of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Water Transportation","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Fair",20160905,20160102,20160828,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",0,"American Indian or Alaska Native","Hispanic"
24163,,68256.9329,86873.6628,100589.907,"Fresh","Yes","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Paper check","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2016,"Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","Yes","Yes","Substantial difficulty",,"Probably Yes","Yes","Yes","No","Yes","No","Refused",840,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"Not important","Slightly important","Slightly important","Not important","Not important","Not important","Not important","Refused","Yes","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","Yes","No","No","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No",,"Better price",,,,,,"Convenience",,"Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","No","No","Yes",230,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Accommodation","One","Other Sales","Under $5,000","I make most of the decisions","Very good",20160909,20160207,20160908,21,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","$40,000 to $49,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
24164,,66100.6263,63336.3065,96958.4609,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","Pretty well off financially","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Paper check","Refused","Yes","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","Yes","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely No",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores",,"Not available in local stores","Not available in local stores","Not available in local stores","Convenience","Convenience","Convenience",,"No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Certificate or technical degree","Associate degree","Support Activities for Agriculture and Forestry","Four or more","Other (Please specify)","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160916,20160122,20160916,43,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24165,,39943.4782,39162.087,59824.7051,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No","No",,,,,,,,,"No",1175,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No",,,,"Convenience",,"Convenience",,,,"No","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Water Transportation","One","Management","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160918,20151221,20160827,39,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",1,2,0,0,2,"Working - as a paid employee",0,"White","White"
24166,,37993.313,36878.4745,56665.5776,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Minor impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1250,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","Yes","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No",,,,,,,"Convenience","Convenience",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Rental and Leasing Services","Three","Building and Grounds Cleaning and Maintenance","$10,000 - $24,999","I make most of the decisions","Excellent",20160926,20151217,20151026,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,2,"Working - self-employed",0,"White","White"
24169,,,39600.0222,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Probably Yes",,"Living comfortably","About the same","About the same","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,"No","Don't know","No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Very important","Somewhat important","Somewhat important","Somewhat important","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked",,,"Very good",20160219,,20130620,49,"45-54","45-59","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Female","Yes",3,"A mobile home","Less than $5,000","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Not working - other",0,"White","White"
24170,,26736.429,11852.2442,40990.0846,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",60,5,"About the same","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are much larger","Yes","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160917,20160226,20160827,72,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","me",0,0,0,0,2,"Not working - retired",0,"White","White"
24171,,,32071.6049,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much better off","Pretty well off financially","No","No","No","No","No","Yes","No","Yes","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","Moderate impact","No impact",,,,"Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",15,30,"About the same","Does not apply","Very much","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,875,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,"Not important","Not important","Not important","Not important","No advice from person","No advice from person","No advice from person","No advice from person","Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","Yes",,"$5,000 to $14,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","Not asked","One","Personal Care and Service","Under $5,000","I make most of the decisions","Good",20160915,20151221,20160915,30,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",4,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Metro","Midwest","East-North Central","Rented for cash","wi",0,1,2,0,1,"Working - self-employed",0,"White","Hispanic"
24174,,43985.5058,47618.0379,65638.0508,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Refused","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,"No",750,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","No","Yes","No","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Heavy and Civil Engineering Construction","One","Installation, Maintenance, and Repair","Under $5,000","I make most of the decisions","Good",20160918,20160910,20120714,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A mobile home","$40,000 to $49,999","Divorced","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24175,,39267.8131,16943.1952,58209.1694,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Not available in local stores",,"Convenience","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Rarely worried","High school degree or GED","Bachelor’s degree","Crop Production","One","Management","$100,000 - $249,999","I make most of the decisions","Very good",20161019,20160206,20160831,64,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - self-employed",0,"White","White"
24177,,49141.5026,54703.1931,72961.3618,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Much better off","Somewhat better off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","None",,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",750,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Certificate or technical degree","No",,,"Health","About the same financial benefits and financial costs","No","Yes","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Very good",20160919,20160205,20160919,45,"45-54","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,1,1,"Not working - looking for work",0,"Black/African-American","Black"
24178,,,20604.506,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","Yes","No","Yes","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","Yes","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","Yes","Yes","No","No","No",645,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Bachelor’s degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Moderately important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,,"Not available in local stores",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Hospitals","One","Food Preparation and Serving",,,,,,20111006,29,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","No",6,"A one-family house attached to one or more houses","$5,000 to $7,499","Never married","Metro","South","West-South Central","Occupied without payment of cash rent","ar",0,0,0,0,6,"Working - as a paid employee",0,"Hawaiian/Pacific Islander","Other"
24179,,,9165.7798,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,"No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Not available in local stores","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"None",,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Fair",20161012,20160223,20150715,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A mobile home","$5,000 to $7,499","Divorced","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Not working - disabled",0,"White","White"
24181,,,9208.031,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","Yes","No",,"No impact","No impact","No impact","No impact",,,"Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","No","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,,,,"Other reason","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","High school degree or GED","Religious Organizations","One","Other (Please specify)","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20160915,20160305,20160915,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"Boat, RV, van, etc.","$7,500 to $9,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - self-employed",0,"White","White"
24183,,39233.7202,37198.3781,58310.3211,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Other (Please specify)","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160913,20151228,20160913,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24184,,,25065.2712,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,10,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1999,"Yes","No","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,825,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,66,"Somewhat important","Somewhat important","Very important","Not important","Somewhat important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","No","No","Yes","Yes","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Better price","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20161009,20151217,20150828,68,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$12,500 to $14,999","Divorced","Metro","Northeast","New England","Rented for cash","nh",0,0,0,0,1,"Not working - retired",0,"White","White"
24185,,29324.0204,10527.7405,44206.6354,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","It varied","No","No","No","Refused","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1959,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Other (Please specify):","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Somewhat important","Very important","Yes","Yes","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","Yes","No","No","Yes","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Less than High School degree","Animal Production","One","Farming, Forestry, and Fishing","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20151031,20151222,20150814,77,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - self-employed",0,"White","White"
24186,,,22617.323,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","It varied","Yes","No","Yes","Yes","No","No","Yes","No","No","Not employed, but looking for a job","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","No","No","No","No","No","Deposit onto a reloadable prepaid card","No","No","No","No","Yes","Yes","Yes","No",,"Severe impact","No impact","No impact","No impact","No impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Substantial difficulty",,"Definitely Yes","No","Yes","Yes","Yes","Refused","Refused",600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Once","Most or all of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Refused","Yes","$0 to $4,999","More than your income","No","Yes","Yes","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","Substantial strain","Moderate strain",,,"None","Substantial strain",,,,,,"Never worried","Never worried","Never worried","Rarely worried","Don’t know","Graduate degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20161011,20160319,20130521,25,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$5,000 to $7,499","Never married","Metro","South","South Atlantic","Rented for cash","sc",0,1,1,0,1,"Not working - looking for work",0,"Black/African-American","Black"
24188,,,71464.2862,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Pretty well off financially","No","Yes","No","No","Yes","Yes","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Refused","Yes",,,"No","No","No","No",,"No impact","Minor impact","Minor impact","No impact",,,"Not employed, but looking for a job","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",6,15,"About the same","Somewhat","Somewhat","Somewhat","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1973,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Very important","Not important","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20161021,20160216,20160302,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Married","Metro","South","South Atlantic","Rented for cash","sc",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
24189,,,39334.7644,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Very important","Not important","Somewhat important","Somewhat important","Very important","Yes","No",,"No","Refused","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","Yes","No","Other reason","Other reason","Other reason",,,,,"Other reason",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160916,20151217,20160916,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,1,"Not working - retired",0,"White","White"
24193,,,14093.9133,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","Yes","No","No","No","Definitely Yes",,"Just getting by","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Life sciences","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,59,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Excellent",20161007,20160217,20151007,66,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Not working - retired",0,"White","White"
24197,,,35021.996,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","Yes","No","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","Refused","Refused",550,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Physical sciences/math",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","No advice from person","Slightly important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","No",,,,,,,"Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Sometimes worried","High school degree or GED","High school degree or GED","Nonstore Retailers","One","Retail Sales",,,"Very good",20161006,,20130513,43,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",1,"A one-family house attached to one or more houses","$30,000 to $34,999","Never married","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24199,,50007.8087,54563.7243,74417.7354,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","Yes",,"No impact","No impact","Moderate impact","Moderate impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,3,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,925,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","Yes","No","No","No","No","No","No","No","No","Yes","No",,"Yes","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","Fair","Yes","No",,"No","Once","Never","Bachelor’s degree","No",,,"Life sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Not available in local stores","Convenience","Convenience","Convenience",,"Convenience",,"Convenience",,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160929,20160717,20160717,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$40,000 to $49,999","Married","Metro","Northeast","New England","Rented for cash","me",0,0,0,0,2,"Not working - looking for work",0,"White","White"
24200,,24522.0923,20394.1011,37400.93,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Much better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",6,2,"About the same","Very much","Very much","Very much","No","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,61,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","Yes","Yes","No","No","Not available in local stores",,"Better price",,,"Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Excellent",20151205,20160423,20160914,72,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",0,"White","White"
24201,,49613.2347,16387.631,74279.9113,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",1050,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Slightly important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",4500,0,0,4500,"No",85,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","Convenience",,"Better price",,"Better price","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",400,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Executive, Legislative, and Other General Government Support","One","Office and Administrative Support","$5,000 - $9,999","I make most of the decisions","Good",20160907,20160206,20141208,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","South","South Atlantic","Occupied without payment of cash rent","va",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24207,,39246.0832,33919.9612,58406.9271,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Just getting by","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","Yes","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",500,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","Yes","No",,,,,,,,,,,,62,"Somewhat important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","Yes","No",,,,,"Not available in local stores","Not available in local stores",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20151029,20151216,20160827,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$40,000 to $49,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Not working - retired",0,"White","White"
24211,,,5809.6797,,"LMI oversample","No","Yes","No","Yes","No","Yes","No",,"Yes","Yes","No","Yes","Yes","No","Definitely No","Yes","Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","No","No","No","Yes","No","Deposit onto a reloadable prepaid card","Refused","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Humanities","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","Yes, both",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","Don’t know","Not asked","Two","Food Preparation and Serving","Under $5,000","Another household member and I share in the decisions","Good",20160914,20151222,20160828,29,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",5,"A mobile home","$5,000 to $7,499","Never married","Non-Metro","Midwest","West-North Central","Occupied without payment of cash rent","ks",0,0,1,0,4,"Working - as a paid employee",0,"White","White"
24213,,,44650.2618,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","Pretty well off financially","No","No","No","Yes","No","Yes","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","To earn money as a primary source of income",2,100,"More","Somewhat","Somewhat","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","Yes","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Moderately important","Not important","Not important","Not important","Not important","Not important","Not important","No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"No",0,"No","No",,"No","No","No","No","No","No","No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Regularly worried","Never worried","High school degree or GED","Refused","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20161006,20160103,20150710,27,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",9,"A one-family house detached from any other house","$15,000 to $19,999","Living with partner","Metro","South","South Atlantic","Occupied without payment of cash rent","va",0,2,2,2,3,"Not working - looking for work",0,"Black/African-American","Black"
24216,,,16769.6756,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","Yes","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Temporarily laid off","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Health","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,"Moderately important","Moderately important","Slightly important","Moderately important","Not important","Not important","Not important","Not important",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No","Yes","No",,"Better price",,,"Convenience",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Substantial strain","Substantial strain",,,,,,,,"Never worried","Regularly worried","Rarely worried","Never worried","Some college but no degree","Less than High School degree","Miscellaneous Store Retailers","One","Management","Under $5,000","I make most of the decisions","Very good",20160925,20160115,20160925,28,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A mobile home","$30,000 to $34,999","Married","Metro","South","South Atlantic","Rented for cash","va",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
24218,,55711.2202,68969.2672,81756.1435,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","It varied","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",1200,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No","Very important","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Very important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Not available in local stores","Better price","Better price","Convenience","Not available in local stores","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","Some college but no degree","Graduate degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160916,20151229,20160827,28,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",1,2,0,0,2,"Not working - other",0,"White","White"
24219,,41408.1395,40872.4501,61108.8069,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","Yes","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Merchant Wholesalers, Durable Goods","One","Sales Representative","$250,000 - $499,999","I make most of the decisions","Good",20160915,20160209,20160915,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24220,,43054.5711,41611.3782,64607.4809,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No",820,"Yes","Yes","No","No","Yes","No","Debit card","Not confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",34000,0,0,34000,"No",200,"Yes","No",,"No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","Yes","Yes",,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","No","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","No","Yes","No",,,"Convenience","Convenience","Convenience","Convenience",,"Convenience",,"Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No",,,,"Moderate strain","Substantial strain",,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Insurance Carriers and Related Activities","One","Computer and Mathematical","Under $5,000","I make most of the decisions","Very good",20160909,20160204,20160909,52,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
24222,,,31289.8658,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","Yes","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",637,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"Yes","Most or all of the time","Most or all of the time","Professional degree (e.g. MBA, MD, JD)","Yes","Professional degree (e.g. MBA, MD, JD)",,"Law",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","No","No","Very important","Not important","Not important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",70000,0,0,70000,"No",0,"Yes","No",,"No","No","Yes","Yes","Yes","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No",,"Convenience",,,,,"Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","Yes","No","Yes","No","Yes",1200,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160906,20160203,20160827,26,"25-34","18-29","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","South","East-South Central","Rented for cash","ms",0,0,0,0,1,"Not working - other",0,"Black/African-American","Black"
24224,,,19955.6228,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Moderate impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1997,"No","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Physical sciences/math","Financial costs are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Convenience",,"Convenience","Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Truck Transportation","One","Transportation and Material Moving","Under $5,000","Another household member and I share in the decisions","Very good",20160909,20151221,20160908,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Working - self-employed",0,"White","White"
24227,,102686.961,31771.6607,146609.543,"Fresh","No","Yes","No","Yes","No","No","No",,"Yes","Yes","No","No","No","No","Definitely No","Yes","Just getting by","Somewhat worse off","Somewhat better off","About average","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Certificate or technical degree",,"Health","About the same financial benefits and financial costs",,,,,,,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",1800,0,0,1800,"No",0,"No","No",,"No","No","No","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20161015,20160106,20160827,29,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Non-Metro","South","West-South Central","Rented for cash","ar",0,0,0,0,2,"Not working - other",0,"White","White"
24228,,23266.9792,19714.099,35118.9127,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","Yes","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Convenience",,"Convenience",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Good",20151001,20151222,20150825,83,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,1,"Not working - retired",0,"White","White"
24229,,208512.708,206207.72,277298.423,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,5,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",2150,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No","Very important","Moderately important","Very important","Very important","Slightly important","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",13000,0,0,13000,"No",1200,"No","No",,"No","No","No","No","Yes","Yes","No",,,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Convenience","Not available in local stores","Better price","Better price",,"Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Management, Scientific, and Technical Consulting Services","One","Computer and Mathematical","Under $5,000","Another household member and I share in the decisions","Very good",20160916,20151223,20160723,29,"25-34","18-29","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$150,000 to $174,999","Living with partner","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,2,"Working - as a paid employee",0,"Asian","Asian"
24230,,25241.4601,20542.4439,38439.0509,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1700,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Once","Master’s degree","No",,,"Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No",0,"Probably Yes","Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Better price","Better price","Better price","Better price","Better price","Better price","Better price",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Educational Services","One","Teacher, except college and university","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20160910,20151218,20160910,63,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Working - self-employed",0,"White","White"
24231,,128000.963,41958.362,183090.896,"Fresh","No","Yes","No","Yes","No","No","No",,"Yes","Yes","No","No","Yes","No","Definitely No","Yes","Just getting by","Somewhat better off","Somewhat better off","It varied","No","No","No","Yes","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"Severe impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,"$0 to $4,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Fair",20160912,20160211,20160803,35,"35-44","30-44","12th grade NO DIPLOMA","Less than high school","Hispanic","Female","No",5,"A one-family house detached from any other house","$5,000 to $7,499","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,1,1,1,2,"Not working - other",0,"White","Hispanic"
24232,,,16441.9248,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","Yes","No","No",,"No impact","No impact","Moderate impact","No impact","Moderate impact","No impact",,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","To earn money as a primary source of income",160,10,"About the same","Does not apply","Very much","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No","No",,,,,,,,,"No",550,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Undeclared",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No","Very important","Very important","Very important","Slightly important","Moderately important","Moderately important","Slightly important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Better price",,,"Better price","Better price","Better price",,,"No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","Yes",3000,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Hospitals","Two","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Good",20160905,20151220,20160831,29,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$20,000 to $24,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24233,,78283.8941,92347.7287,114390.319,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","Refused","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","Yes","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Don’t know",,,,,,,1555,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Life sciences","Financial benefits are much larger",,,,,,,,,,,,"Moderately important","Moderately important","Very important","Very important","Moderately important","Moderately important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",15000,0,2000,17000,"No",0,"Yes","Yes",,"Yes","No","No","No","No","Yes",,,,,,,"No","No","No","No","No","No","No","Don’t know","Probably No",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Refused","$25,000 to $39,999","More than your income","No","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Regularly worried","Never worried","Some college but no degree","Less than High School degree","Nursing and Residential Care Facilities","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160917,20160123,20160917,27,"25-34","18-29","Some college, no degree","Some college","Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$40,000 to $49,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
24238,,50890.9184,52320.4829,74616.9373,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1261,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No",,"Not available in local stores",,"Better price",,"Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","Yes","Yes","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Amusement, Gambling, and Recreation Industries","One","Protective Service","$35,000 - $49,999","Another household member and I share in the decisions","Fair",20160907,20151219,20160909,44,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$75,000 to $84,999","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24240,,,11280.9499,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Don’t know","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","Moderate impact","No impact",,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",30,2,"About the same","Not at all","Not at all","Somewhat","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","Yes","No","Yes","No",,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","Yes","No","No","No","No",,"No","Yes","No",,"No","No","No","No","No","Yes","No","No","No","No","Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial costs are somewhat larger","No","Yes","No","No","No","Moderately important","Slightly important","Not important","Moderately important","No advice from person","No advice from person","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",50000,0,0,50000,"No",0,"Yes","No",,"No","No","Yes","No","No","Yes",,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price",,"Better price","Convenience","Convenience","Not available in local stores","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Associate degree","Food Services and Drinking Places","One","Sales Representative","Not asked","Another household member and I share in the decisions","Very good",20161014,20140225,20130521,23,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24241,,155435.833,165550.947,215595.246,"Fresh","No","No","No","No","Yes","Yes","No",,"Yes","No","No","No","Yes","No","Probably No","Yes","Just getting by","About the same","Somewhat worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Moderately important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Yes","No","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,,,"Better price","Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160907,20160819,20160907,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","No",5,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","South","West-South Central","Occupied without payment of cash rent","tx",0,0,0,0,5,"Not working - disabled",0,"White","Hispanic"
24242,,,37725.342,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","Yes","Yes","No","Yes","No","Definitely No","No","Finding it difficult to get by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","Minor impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No",,,,"Probably Yes","No","Yes","Yes","Yes","Yes","No",500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Life sciences","Financial benefits are somewhat larger",,,,,,,,,,,,"Very important","Moderately important","Not important","No advice from person","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Better price","Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Graduate degree","Graduate degree","Accommodation","Two","Personal Care and Service","Under $5,000","I make most of the decisions","Good",20160911,20160305,20160911,20,"18-24","18-29","Some college, no degree","Some college","Other, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - as a paid employee",0,"Asian","Asian"
24243,,47228.6102,14046.0715,70869.9034,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","Yes","No","Definitely Yes",,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Refused","Yes","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,485,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",4000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Truck Transportation","One","Food Preparation and Serving","Under $5,000","Another household member and I share in the decisions","Good",20151109,20160607,20150722,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$35,000 to $39,999","Widowed","Metro","Midwest","West-North Central","Rented for cash","mo",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
24244,,,123598.2,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Most or all of the time","Some of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","Yes","Yes","No",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Sometimes worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member makes most of the decisions","Fair",20160925,20151225,20160827,64,"55-64","60+","11th grade","Less than high school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,2,"Not working - disabled",0,"White","White"
24245,,89722.4019,96636.827,129622.521,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","No impact","No impact",,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,10,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",870,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"Yes","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Oil and Gas Extraction","Two","Sales Representative","$10,000 - $24,999","I make most of the decisions","Good",20160909,20151215,20120706,33,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",4,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,1,2,1,"Working - as a paid employee",0,"White","Hispanic"
24247,,25892.4396,21393.4511,39272.3511,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Pretty well off financially","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","Refused","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Somewhat important","Refused","Not important","Not important","Not important","Yes","No","Yes","No","Yes","Yes","Yes","No","Yes","No","No","Yes","Yes","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No","Convenience","Not available in local stores",,,"Not available in local stores",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Refused","Some college but no degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Poor",20160924,20151227,20150813,79,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Not working - retired",0,"White","White"
24249,,27355.3894,21945.9241,41201.2575,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Somewhat important","Refused","Refused","Refused","Refused","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes","Convenience",,"Better price","Convenience","Convenience","Convenience",,"Convenience","Convenience","No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160826,20151217,20160706,70,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Not working - retired",0,"White","White"
24250,,30369.473,24460.3027,45534.016,"Fresh","Yes","Refused","Yes","Refused","Yes","Refused","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Not important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Refused","Refused","Refused","Refused","No","No","No","Yes","Yes","Refused","Refused","Yes","Refused",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160922,20151217,20150806,78,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,4,"Not working - retired",0,"White","White"
24254,,23234.3911,18560.8517,35688.1495,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Refused","Refused","Refused","Refused","Yes","Yes","Refused","Refused","Yes","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Refused","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Health","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","Refused",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Rarely worried","Never worried","Certificate or technical degree","Some college but no degree","Not asked","Not asked","Not asked",,,"Good",20160807,,20130521,86,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",0,"White","White"
24255,,,26560.9053,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","No","No","No","No","No","Yes","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,1,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Probably Yes","No","Yes","Yes","Yes","Yes","No",1100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","Yes","Bachelor’s degree",,"Life sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Very important","Moderately important","Slightly important","Moderately important","Slightly important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","Yes","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","Yes","No",,"Convenience","Better price",,"Better price","Not available in local stores",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160907,20160116,20160907,26,"25-34","18-29","Associate degree","Some college","Hispanic","Female","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Not working - other",0,"White","Hispanic"
24256,,,25738.6338,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1995,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,829,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Somewhat important","Refused","Refused","Refused","Somewhat important","Yes","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Not available in local stores","Better price","Better price","Better price","Better price",,,"Better price",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4500,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160910,20160118,20160910,73,"65-74","60+","Some college, no degree","Some college","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Widowed","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
24257,,,18540.5061,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","Minor impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","No",,"Convenience",,,"Convenience","Convenience",,"Convenience",,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Miscellaneous Store Retailers","One","Management","Under $5,000","I make most of the decisions","Very good",20151101,20160212,20150718,58,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A mobile home","$30,000 to $34,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24259,,44417.611,40671.0895,66532.7118,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,5,"About the same","Does not apply","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1660,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Once","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No",,,,,"Better price",,"Not available in local stores","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",25000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Monetary Authorities-Central Bank","One","Other Sales","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160919,20151224,20160827,39,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24260,,,36988.0282,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","Refused","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2009,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","No","Yes","Yes","Yes","Yes","No",700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Social/behavioral sciences","Financial costs are somewhat larger",,,,,,,,,,,,"Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No",0,0,3000,3000,"No",200,"No","No",,"No","No","Yes","No","No","Still enrolled in the program","No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Not available in local stores","Not available in local stores","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Certificate or technical degree","Business, Professional, Labor, Political, and Similar Organizations","One","Other Sales","$5,000 - $9,999","I make most of the decisions","Good",20160904,20160910,20130716,27,"25-34","18-29","Some college, no degree","Some college","Other, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Living with partner","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,2,"Working - as a paid employee",0,"Hawaiian/Pacific Islander","Other"
24261,,,26120.0896,,"LMI oversample","No","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Much worse off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","Severe impact","Moderate impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2004,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"Certificate or technical degree","No",,,"Law","Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",5500,0,0,5500,"No",100,"Yes","No",,"Yes","No","No","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","Yes","No","No","No","No",,,"No","No","No","Yes","No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Moderate strain",,,"Regularly worried","Regularly worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160905,20160226,20140430,45,"45-54","45-59","Some college, no degree","Some college","Other, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","West","Mountain","Rented for cash","nm",0,1,0,2,1,"Not working - looking for work",0,"American Indian or Alaska Native","Other"
24262,,25865.0004,22452.5446,38992.1153,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","Yes",,,,,,,,,"No",1250,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","Yes","No",,"No","No","Yes","No","No","No","No","No","No","No","Excellent","Yes","No",,"No","Once","Never","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Not important","Somewhat important","Not important","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",6000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Rarely worried","Never worried","Rarely worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160923,20160307,20160828,60,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",0,"White","White"
24263,,,11060.4721,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","Yes","Yes","Moderate difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",375,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Not confident","Yes","No","No","No","Yes","No","Yes","Yes","Yes","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","Yes","Yes","No","No","Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Health","About the same financial benefits and financial costs",,,,,,,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",2500,0,2000,4500,"No",0,"Yes","No",,"No","No","No","No","No","No",,,,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Associate degree","Don’t know","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Good",20160906,20160209,20160906,23,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24268,,43192.1707,42347.8955,64277.6214,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","Minor impact","Moderate impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",2414,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Refused","Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",6200,0,0,6200,"No",98,"No","No",,"No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Business, Professional, Labor, Political, and Similar Organizations","One","Office and Administrative Support","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160908,20160126,20160831,42,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24269,,42812.2315,41597.1181,63781.2003,"Fresh","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Finding it difficult to get by","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",950,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked",,,"Good",20160917,,20130530,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Not working - other",0,"White","White"
24270,,27450.5501,27930.7641,41710.1716,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",700,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Other (Please specify):",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Convenience",,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","Yes",2600,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160911,20160411,20160911,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,1,"Not working - disabled",0,"White","White"
24271,,47944.2992,49633.6701,70844.3948,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",3015,"Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Once","Never","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"No",150,"No","No",,"No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Convenience","Convenience",,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Graduate degree","Educational Services","One","Teacher, except college and university","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160908,20160201,20160901,47,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,5,"Working - as a paid employee",0,"White","White"
24273,,46844.3384,47273.4758,69276.9555,"Fresh","Yes","Yes","Refused","Yes","Yes","Refused","No",,"Refused","Yes","Yes","Refused","Refused","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","It varied","No","Yes","No","No","No","Yes","No","No","No","Homemaker","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Severe impact","Minor impact","Minor impact","Moderate impact",,,"Retired","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",5,2,"More","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,"Don’t know","Yes","No","No","No","No","Yes","Yes","A little difficulty",,"Definitely Yes","Yes","No","Yes","No","Yes","No",675,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Some of the time","Never","Certificate or technical degree","No",,,"Law","About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,"Moderately important","Not important","Not important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",40000,0,0,40000,"No",222,"No","No",,"Yes","Yes","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Better price","Better price",,,"Convenience","Convenience",,"Convenience",,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","Yes","No","Yes","No","Yes",1200,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","A little strain",,,"Regularly worried","Never worried","Never worried","Sometimes worried","Graduate degree","Graduate degree","Business, Professional, Labor, Political, and Similar Organizations","One","Business and Financial Operations","$10,000 - $24,999","Another household member and I share in the decisions","Fair",20160902,20160203,20160902,32,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",8,"A one-family house attached to one or more houses","$50,000 to $59,999","Married","Metro","South","South Atlantic","Rented for cash","va",2,1,0,2,3,"Working - self-employed",0,"White","White"
24274,,,26041.7921,,"LMI oversample","No","Yes","No","Yes","Yes","No","No",,"Yes","No","No","Yes","Yes","No","Probably Yes",,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"Moderate impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Probably Yes","Yes","Yes","No","Yes","Refused","Refused",600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Life sciences","Financial benefits are much larger",,,,,,,,,,,,"Very important","Moderately important","Moderately important","Very important","Moderately important","Moderately important","Moderately important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No","Better price",,,,"Better price",,,"Convenience",,"No","No","No","No","No","No","Refused","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No",,,"None",,"Substantial strain",,,,,,,"Sometimes worried","Never worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Management of Companies and Enterprises","One","Office and Administrative Support","Under $5,000","Another household member and I share in the decisions","Very good",20151006,20160224,20150821,23,"18-24","18-29","Some college, no degree","Some college","Hispanic","Female","No",7,"A one-family house attached to one or more houses","$15,000 to $19,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,1,0,1,5,"Working - as a paid employee",0,"White","Hispanic"
24276,,27492.0815,26106.7049,42101.0226,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","Yes","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Better price","Better price","Better price","Better price","Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Ambulatory Health Care Services","One","Business and Financial Operations","$250,000 - $499,999","I make most of the decisions","Very good",20160922,20151217,20151111,54,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24278,,94674.9857,104676.344,137619.756,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"Yes","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Slightly important","No advice from person","Not important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Yes","No","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Refused","Yes","Refused","Refused","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Better price","Better price",,,"Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Refused","Yes","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Insurance Carriers and Related Activities","One","Other professional","Under $5,000","I make most of the decisions","Excellent",20160910,20151228,20160901,30,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
24279,,72299.819,66360.5412,103424.224,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No",,"Not available in local stores",,,"Convenience","Not available in local stores","Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20160923,20160323,20160725,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
24281,,,11280.9499,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","Yes","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","Yes","Yes","Yes","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","Yes","Yes","No","Yes","No","No",595,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Debit card","Very confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"No","Some of the time","Some of the time","Associate degree","Yes","Bachelor’s degree",,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No","No advice from person","No advice from person","No advice from person","No advice from person","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",60000,0,1000,61000,"No",500,"Yes","No",,"No","Yes","Yes","No","No","Still enrolled in the program",,,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Rarely worried","Certificate or technical degree","High school degree or GED","Nursing and Residential Care Facilities","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Under $5,000","I make most of the decisions","Good",20160915,20151221,20150805,28,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$30,000 to $34,999","Never married","Metro","Midwest","West-North Central","Rented for cash","ks",0,0,1,0,1,"Working - as a paid employee",0,"White","White"
24282,,,18442.0204,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,625,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Slightly important","Slightly important","Slightly important","Not important","Moderately important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",57000,0,0,57000,"No",140,"No","No",,"No","No","Yes","No","Yes","Yes","Yes",,,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Better price","Convenience",,,,"Not available in local stores",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university","Under $5,000","I make most of the decisions","Excellent",20160911,20151231,20160910,27,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","East-South Central","Rented for cash","tn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24283,,36910.5243,36612.1647,55135.2142,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1275,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Associate degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Yes","Refused","Refused","Refused","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","Yes",,"Better price",,"Not available in local stores","Better price","Convenience",,,"Not available in local stores","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Chemical Manufacturing","One","Computer and Mathematical","$250,000 - $499,999","I make most of the decisions","Very good",20160910,20151218,20160831,57,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","de",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24285,,92125.2573,106747.713,131775.406,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","No","Yes","Yes","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,1,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",3250,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Health",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No","Very important","Not important","Moderately important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",38000,0,0,38000,"No",500,"No","No",,"No","No","No","Yes","No","Yes","No",,,,,,"No","No","No","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Hospitals","One","Medical Doctor (such as physician, surgeon, dentist, veterinarian)","$100,000 - $249,999","I make most of the decisions","Excellent",20151009,20151228,20150716,29,"25-34","18-29","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$175,000 to $199,999","Living with partner","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24287,,,39592.9035,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","No","Yes","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","No","Yes","No","Refused","Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Associate degree","Yes","Bachelor’s degree",,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Slightly important","Slightly important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Better price",,"Better price","Better price",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Associate degree","Associate degree","Educational Services","One","Teacher, except college and university","Under $5,000","I make most of the decisions","Very good",20160908,20160111,20150805,31,"25-34","30-44","Associate degree","Some college","Hispanic","Male","Yes",3,"A building with 2 or more apartments","$25,000 to $29,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,1,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
24289,,,50340.6175,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","It varied","No","No","No","Yes","No","Yes","No","No","Yes","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",3,5,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Associate degree","No",,,"Education",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,66,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20161008,20160228,20161008,66,"65-74","60+","Associate degree","Some college","Other, Non-Hispanic","Female","No",8,"A one-family house detached from any other house","$10,000 to $12,499","Separated","Metro","West","Pacific","Rented for cash","ca",0,0,2,1,5,"Not working - looking for work",0,"American Indian or Alaska Native","Other"
24291,,,20951.2812,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,46,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No",,"Convenience","Not available in local stores",,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20161007,20160223,20150721,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","East-South Central","Rented for cash","tn",0,0,0,0,2,"Not working - retired",0,"White","White"
24292,,37813.1577,36011.893,56700.9306,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"Yes","No","No","No","No","No","No","No","Refused","Refused","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,5,"About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2012,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely Yes","Refused","Refused","Refused","Refused","Refused","Yes",1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","No",,,,,,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",25000,0,0,25000,"No",263,"No","No",,"No","No","No","No","Yes","Yes",,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Management of Companies and Enterprises","One","Management","$35,000 - $49,999","I make most of the decisions","Very good",20160921,20160118,20150721,36,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$60,000 to $74,999","Never married","Metro","South","East-South Central","Rented for cash","ky",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24293,,,8792.1482,,"LMI oversample","No","Yes","Yes","Yes","Yes","No","No","All of the adult children living with me are not in school","Yes","Yes","No","No","Yes","No","Probably Yes",,"Doing okay","About the same","About the same","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,100,"About the same","Does not apply","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Very important","Very important","Very important","Very important","Very important","Very important","Very important","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Refused","$5,000 to $14,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","Better quality","Better quality",,,,,,"Better quality",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20160911,20151219,20160827,28,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",8,"A one-family house detached from any other house","$5,000 to $7,499","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,1,0,7,"Not working - looking for work",0,"White","White"
24294,,44318.2329,17155.471,67764.5921,"Fresh","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","Yes","Yes","Probably Yes",,"Just getting by","Somewhat worse off","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","No","Yes","No","Yes","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","Minor impact","Severe impact","Severe impact","Not employed, but looking for a job","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","No","[D10other]",8,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,1300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No","Very important","No advice from person","Slightly important","Moderately important","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",8000,0,0,8000,"Yes",400,"Yes","No",,"No","No","Yes","No","No","No","No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","Yes","No",,"Not available in local stores","Convenience","Better price",,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Social Assistance","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Very good",20160920,20160304,20160828,31,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$20,000 to $24,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",1,0,0,0,2,"Working - as a paid employee",0,"White","White"
24295,,,17815.7001,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Definitely Yes",,"Doing okay","Much better off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",24,10,"About the same","Does not apply","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"Yes","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Not important","Not important","Somewhat important","Somewhat important","Somewhat important","Yes","No",,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","Better price","Better price",,"Better price","Better price",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20151025,20160217,20151116,63,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Divorced","Metro","West","Mountain","Rented for cash","nv",0,0,0,0,2,"Not working - retired",0,"White","White"
24296,,,123598.2,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","Don’t know","Yes","Yes","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","Minor impact","Moderate impact","Moderate impact","Moderate impact","Employed full-time","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",20,10,"Less","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No","No",,,,,,,,,"No",617,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Never","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","Yes","No",,"Convenience",,,,"Better price","Better price","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Substantial strain","Moderate strain",,"Refused",,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160106,20160329,20160504,64,"55-64","60+","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - looking for work",0,"White","White"
24297,,,39951.7308,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Probably No","Yes","Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Moderately important","Moderately important","Moderately important","Slightly important","Slightly important","Not important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","Yes","No","No","No","No","Don’t know","Probably Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Business, Professional, Labor, Political, and Similar Organizations","One","Personal Care and Service","Not sure","Another household member makes most of the decisions","Good",20160908,20151217,20160826,29,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
24298,,,123598.2,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","Yes","Yes","No","Yes","No","Definitely No","Yes","Finding it difficult to get by","About the same","About the same","Poor","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Severe impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"More","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",650,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Vocational/technical training","Financial costs are much larger","No","Yes","No","Yes","No",,,,,,,"Very important","No advice from person","No advice from person","Very important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",12000,0,0,12000,"No",100,"No","Yes",,"Yes","No","No","No","No","Yes",,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Don’t know","Social Assistance","One","Personal Care and Service","Under $5,000","Another household member and I share in the decisions","Good",20160918,20151219,20160827,25,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
24299,,26142.1508,19911.582,39608.4773,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","[D10other]",90,5,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Refused","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Life sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Refused","No","Refused","No","Yes","No","No",,,,,"No","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Convenience","Not available in local stores",,"Not available in local stores","Convenience","Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160922,20160219,20160901,64,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - other",0,"White","White"
24300,,,24389.2701,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,2,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","No","Yes","Yes","No","No","No","No","I [PPMARITins2] pay rent.",2004,"Yes","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"Yes","Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,65,"Somewhat important","Not important","Somewhat important","Not important","Not important","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Convenience",,"Convenience","Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Refused","One","Building and Grounds Cleaning and Maintenance","Under $5,000","I make most of the decisions","Good",20151002,20151217,20160910,69,"65-74","60+","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
24301,,,13264.7949,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","Yes","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Don’t know",,,,,,,735,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Health","Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",4200,0,0,4200,"No",86,"No","No",,"Yes","No","No","No","No","Yes",,"Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","Yes","No",,"Convenience","Convenience","Convenience",,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Hospitals","One","Health Technologist or Technician (such as paramedic, lab technician)","$35,000 - $49,999","I make most of the decisions","Very good",20160916,20160220,20160916,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$30,000 to $34,999","Widowed","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24302,,,18126.5237,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","About average","No","Yes","No","No","Yes","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Minor impact","No impact","No impact","Severe impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",6,10,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No",,"It was easier for me to fix without their assistance","Probably Yes","Yes","Yes","No","Yes","No","No",450,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",1500,0,1200,2700,"No",0,"No","Yes",,"Yes","No","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","Refused","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,,,"Substantial strain",,,,,"Never worried","Never worried","Sometimes worried","Never worried","Some college but no degree","Don’t know","Not asked","One","Building and Grounds Cleaning and Maintenance","Under $5,000","I make most of the decisions","Fair",20161008,20151231,20161008,40,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A mobile home","$5,000 to $7,499","Never married","Non-Metro","South","South Atlantic","Rented for cash","fl",0,0,0,1,1,"Working - self-employed",0,"White","White"
24303,,53508.0586,55590.8631,78534.124,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",2600,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Moderately important","Not important","Moderately important","Moderately important","Moderately important","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","Refused","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Nursing and Residential Care Facilities","Three","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$100,000 - $249,999","I make most of the decisions","Very good",20160909,20160120,20160909,41,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Living with partner","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,1,1,1,2,"Working - as a paid employee",0,"White","White"
24307,,25892.4396,21393.4511,39272.3511,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Very important","Not important","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Not available in local stores",,,"No","No","Refused","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Very good",20160924,20160216,20160723,67,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",0,"White","White"
24308,,43054.5711,41611.3782,64607.4809,"Fresh","Yes","Yes","No","No","Yes","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Just getting by","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Severe impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","No","Yes","No","No","No",,,"Better price","Better price",,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Regularly worried","Regularly worried","Rarely worried","Less than High School degree","Some college but no degree","Gasoline Stations","One","Management","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160906,20151217,20160906,49,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,2,0,3,"Working - as a paid employee",0,"Black/African-American","Black"
24311,,29794.4965,27890.341,45126.3762,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No","Refused","Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Master’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,50,"Not important","Not important","Not important","Not important","Not important","No","Yes","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Better price","Better price",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Armed Forces","One","Other (Please specify)",,,"Excellent",20140816,,20130728,56,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
24312,,,22590.3217,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No",200,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Some of the time","Some of the time","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Somewhat important","Not important","Somewhat important","Somewhat important","Very important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused",,,,,"Moderate strain",,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Bachelor’s degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Good",20150808,20160216,20160711,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","South","East-South Central","Rented for cash","ky",0,0,0,0,1,"Not working - retired",0,"White","White"
24313,,20900.6026,16297.06,32143.1397,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Refused","About average","No","No","No","No","No","No","No","No","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2000,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Other (Please specify):",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Not available in local stores","Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160916,20151217,20160916,72,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Widowed","Metro","West","Pacific","Rented for cash","hi",0,0,0,0,1,"Not working - retired",0,"White","White"
24316,,,24379.7071,,"LMI oversample","No","Yes","No","Yes","No","No","No",,"Yes","Yes","Yes","No","No","No","Probably Yes",,"Just getting by","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Refused","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No",250,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Legal Services","One","Other professional","Under $5,000","I make most of the decisions","Very good",20160907,20160913,20140426,32,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$20,000 to $24,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,1,1,1,"Working - as a paid employee",0,"White","White"
24317,,107392.897,122099.722,150621.435,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",400,"Yes","No","Yes","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Construction of Buildings","One","Food Preparation and Serving","$10,000 - $24,999","I make most of the decisions","Excellent",20160908,20151230,20160828,40,"35-44","30-44","10th grade","Less than high school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,2,2,"Working - as a paid employee",0,"White","White"
24318,,29821.8259,30912.7061,44925.2603,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","Yes","No","Yes","Yes","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Moderate impact","No impact","Moderate impact","No impact","Moderate impact","Severe impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","To earn money as a primary source of income",10,10,"More","Somewhat","Very much","Somewhat","No","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Not available in local stores","Not available in local stores",,,"Not available in local stores",,"Not available in local stores",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","Yes","Yes",198,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No",,"Substantial strain",,,,,,,"Substantial strain",,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Fair",20160928,20151223,20150720,52,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,1,2,"Not working - other",0,"White","White"
24319,,,14055.8804,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","No","No",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,"Not available in local stores","Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Don’t know","Don’t know","Food Services and Drinking Places","Two","Food Preparation and Serving","Under $5,000","I make most of the decisions","Good",20151205,20151221,20160928,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","West","Pacific","Rented for cash","or",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24320,,,21516.7719,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","Much worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Humanities",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","No","No","No",,,,,,,,,,,,65,"Not important","Not important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","More than your income","Yes","Yes","Yes","Yes","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","Yes","Not available in local stores","Not available in local stores",,"Convenience",,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","Yes","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","Yes","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20160915,20160222,20160716,79,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Not working - retired",0,"White","White"
24321,,43946.4988,50844.9613,65368.5701,"Fresh","No","No","No","No","Yes","No","No",,"No","Yes","Yes","No","No","No","Definitely Yes",,"Just getting by","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money to help family members",10,1,"Less","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",789,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","Yes","No",,,,,,"Better price","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No",,,"Moderate strain",,,,,,"Moderate strain",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Civic and Social Organizations","One","Business and Financial Operations","$250,000 - $499,999","I make most of the decisions","Good",20160916,20151216,20160909,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Widowed","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24323,,113933.02,124295.175,159193.209,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","About the same","Somewhat worse off","It varied","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Don’t know","Don’t know","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","Minor impact","No impact","No impact",,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",4,5,"More","Somewhat","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","Yes","Yes","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Moderately important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Don’t know","Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","No","Yes","No","Often varies quite a bit from one month to the next","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","None",,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Associate degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Good",20161020,20160322,20150713,19,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",4,"A one-family house attached to one or more houses","$75,000 to $84,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,4,"Not working - looking for work",0,"White","White"
24324,,22650.9925,17410.4914,34452.926,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Undeclared",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20161008,20151219,20161008,76,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
24326,,,24542.6009,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] pay rent.","Refused","No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","No","No","No","No","No",1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No",,,,,"No","No","No","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Better price","Better price",,"Better price","Convenience","Better price","Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Other Information Services","One","Other (Please specify)","$10,000 - $24,999","Another household member and I share in the decisions","Good",20161006,20160106,20150728,31,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$25,000 to $29,999","Married","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24332,,62364.8158,20466.4419,92834.9228,"Fresh","No","Yes","No","No","No","Yes","No",,"Yes","Yes","Yes","Yes","Yes","No","Definitely Yes",,"Just getting by","Somewhat better off","Somewhat worse off","About average","No","No","Yes","No","No","No","Yes","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Severe impact","Severe impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Money order","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Undeclared",,,,,,,"Financial costs are somewhat larger","Yes","Yes","Yes","Yes","Yes","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Yes","No",300,0,230,530,"No",138,"Yes","No",,"No","No","No","No","No","No",,"No",,,,,,,,,,,,,,,,"Not sure","Very important","Very important","Very important","Very important","Very important","Yes","Yes",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price","Better price","Better price",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","Refused","No","No","No","No","No","No","Yes",5048,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Moderate strain","A little strain",,,,,"Moderate strain","Moderate strain","Moderate strain","A little strain","A little strain","Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Graduate degree","Social Assistance","One","Other Sales","Under $5,000","I make most of the decisions","Excellent",20160902,20160110,20160826,48,"45-54","45-59","Associate degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,1,1,"Working - as a paid employee",0,"Black/African-American","Black"
24333,,76273.1674,23373.7988,113191.258,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Refused","Refused","Refused","Refused","Refused","No","Definitely No","No","Just getting by","Somewhat better off","Somewhat worse off","About average","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Refused",,,,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Yes",0,0,0,5000,"No",75,"No","Yes",,"No","No","No","No","No","No",,"Yes","Yes","Refused","Refused","No","No","Refused","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","Yes","No",,,,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Social Assistance","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Good",20160924,20151223,20150802,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",1,"A one-family house detached from any other house","$15,000 to $19,999","Separated","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - self-employed",0,"White","Hispanic"
24334,,67566.6361,20453.1894,100003.804,"Fresh","Yes","No","No","No","Yes","No","No",,"No","No","No","No","Yes","No","Probably Yes",,"Just getting by","About the same","Somewhat worse off","Pretty well off financially","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","Yes","Yes","No","No","No","Yes","No","Paper check","No","Yes","No","No","Yes","Yes","Yes","Yes",,"No impact","Minor impact","No impact","No impact","Severe impact","No impact","Employed full-time","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No","To earn extra money to help family members",120,45,"About the same","Very much","Somewhat","Very much","No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No",,,"No","No","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Law","Financial costs are much larger","No","No","Yes","No","Yes",,,,,,,"Moderately important","Not important","Not important","Not important","Not important","No advice from person","No advice from person","Refused",,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No",,"$15,000 to $24,999","More than your income","Yes","No","No","Refused","Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","Yes","No","No","Yes","No","No",,"Not available in local stores",,"Convenience",,,"Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","No","Yes",170,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Substantial strain","Moderate strain",,,,,"Moderate strain",,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Food and Beverage Stores","One","Retail Sales","$25,000 - $34,999","I make most of the decisions","Excellent",20160902,20160221,20160902,28,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$12,500 to $14,999","Living with partner","Non-Metro","Northeast","New England","Occupied without payment of cash rent","me",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
24335,,67692.4646,70530.313,99183.891,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Refused",,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","It was in-line with changes in living expenses","Minor impact","Minor impact","No impact","No impact","Minor impact","Minor impact",,"Yes","No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",680,2,"More","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",869,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Some of the time","Some of the time","Master’s degree","Yes","Doctoral Degree",,"Education",,,,,,,"Financial benefits are much larger","No","No","Yes","No","No","Very important","Not important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No",50000,142000,16000,208000,"No",30,"Yes","No",,"Refused","No","Yes","Yes","Yes","Still enrolled in the program",,"No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No",,,"Better quality",,,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Graduate degree","Educational Services","Three","Teacher, college and university","$5,000 - $9,999","I make most of the decisions","Good",20160902,20160109,20160902,34,"25-34","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,1,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
24336,,,18987.0658,,"LMI oversample","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","Yes","No","No","No",,"Severe impact","Minor impact","Minor impact","No impact","Severe impact","Severe impact",,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,20,"Less","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","Yes","No","Yes","No","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","No","No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Certificate or technical degree","No",,,"Health","Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,"Slightly important","Slightly important","Not important","Not important","Not important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","No","No",0,"Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Refused",,,"Other reason",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Never worried","Less than High School degree","Don’t know","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)",,,"Good",20160921,,20131106,32,"25-34","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",5,"A one-family house attached to one or more houses","$20,000 to $24,999","Never married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,2,0,3,"Working - as a paid employee",0,"Black/African-American","Black"
24337,,26742.0463,22850.6279,40697.3077,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Paper check","No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","Yes",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Often varies quite a bit from one month to the next","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Convenience",,"Better price","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,"Moderate strain",,,,,"Moderate strain",,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Associate degree","High school degree or GED","Oil and Gas Extraction","Two","Life, Physical, and Social Sciences","$250,000 - $499,999","I make most of the decisions","Good",20160923,20160223,20150703,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$40,000 to $49,999","Never married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Working - self-employed",0,"White","White"
24338,,35631.653,30609.563,52982.2091,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","Yes",,"Convenience",,,,,,,"Convenience","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",600,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160929,20160206,20150702,66,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Not working - retired",0,"White","White"
24340,,,15214.6585,,"LMI oversample","No","Yes","No","Yes","No","No","No",,"No","No","No","No","No","No","Probably No","Yes","Just getting by","About the same","About the same","About average","No","No","No","No","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member makes most of the decisions","Good",20160903,20151219,20160903,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",1,"A one-family house attached to one or more houses","Less than $5,000","Never married","Metro","Midwest","West-North Central","Rented for cash","ia",0,0,0,0,1,"Not working - looking for work",0,"Black/African-American","Black"
24341,,71994.9006,95642.1064,104869.404,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Refused","Refused","Refused","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","A little difficulty",,"Probably Yes","No","No","No","No","No","No","Don't know",,,,,,,,,,,,,,,,,,,,,"Refused","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Master’s degree",,"Undeclared","About the same financial benefits and financial costs",,,,,,,,,,,,"Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",0,0,0,0,"No","Refused","No","Refused",,"No","No","No","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$0 to $4,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,"Better quality",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Personal Care Services","One","Other (Please specify)","Not sure","Another household member makes most of the decisions","Good",20160908,20160926,20160718,18,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
24344,,47827.7858,45977.8419,71597.2181,"Fresh","No","No","No","No","Yes","Yes","No",,"Yes","No","No","No","No","No","Definitely Yes",,"Just getting by","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","Minor impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",850,"Yes","No","No","No","No","Yes","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Humanities","Financial costs are somewhat larger",,,,,,,,,,,,"Moderately important","Moderately important","Not important","Moderately important","Moderately important","No advice from person","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",13500,0,0,13500,"No",102,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program","No","Do not have children or grandchildren",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No",,"Better quality",,,,"Better price",,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Never worried","Regularly worried","Never worried","High school degree or GED","Bachelor’s degree","Food Services and Drinking Places","One","Food Preparation and Serving","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160916,20151221,20160827,46,"45-54","45-59","Some college, no degree","Some college","Hispanic","Male","Yes",3,"A building with 2 or more apartments","$60,000 to $74,999","Married","Metro","West","Pacific","Rented for cash","ak",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
24345,,,39592.9035,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","Yes",,"No impact","No impact","No impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Refused","Yes","Yes","Refused","Refused","Refused",700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are somewhat larger","Yes","Yes","No","Yes","Yes",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Regularly worried","Never worried","High school degree or GED","Less than High School degree","Computer Systems Design and Related Services","One","Computer and Mathematical","Under $5,000","Another household member and I share in the decisions","Good",20160909,20151223,20160827,34,"25-34","30-44","Some college, no degree","Some college","Hispanic","Male","Yes",4,"A building with 2 or more apartments","$30,000 to $34,999","Married","Metro","Northeast","New England","Rented for cash","ri",0,0,2,0,2,"Working - as a paid employee",0,"2+ Races","Hispanic"
24347,,68751.9987,57185.4894,98805.9341,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",3200,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","Yes","Yes","Yes","No","No","Yes",,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","National Security and International Affairs","One","Other professional","$25,000 - $34,999","I make most of the decisions","Very good",20160905,20151217,20160905,60,"55-64","60+","Masters degree","Bachelor's degree or higher","Hispanic","Female","Yes",4,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,4,"Working - as a paid employee",0,"White","Hispanic"
24348,,,17788.1733,,"LMI oversample","Yes","Refused","Yes","Refused","Yes","Refused","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","Yes","Probably Yes",,"Just getting by","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","[D10other]",40,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","Yes","No","No","No","No","No","No","Yes","I [PPMARITins2] pay rent.",2014,"No","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,850,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Fair",20151008,20160804,20160916,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A mobile home","$5,000 to $7,499","Married","Metro","West","Mountain","Rented for cash","nv",0,0,0,0,2,"Not working - other",0,"White","White"
24349,,68811.4044,19541.7774,101180.175,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","Yes","Definitely Yes",,"Just getting by","Somewhat worse off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Don’t know","No","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","Minor impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Associate degree","No",,,"Other (Please specify):",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No","Very important","Not important","Slightly important","Moderately important","Very important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Don’t know","Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Substantial strain",,,,,,,,,"Substantial strain",,"Never worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","General Merchandise Stores","One","Retail Sales","Under $5,000","I make most of the decisions","Good",20160909,20160209,20160830,22,"18-24","18-29","Associate degree","Some college","White, Non-Hispanic","Female","No",2,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","Midwest","West-North Central","Rented for cash","ne",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24351,,,15595.8423,,"LMI oversample","No","No","No","No","No","Yes","No",,"No","No","No","No","No","Yes","Definitely Yes",,"Just getting by","About the same","About the same","About average","No","Yes","No","No","No","No","No","Yes","No","Disabled and not working","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","Severe impact",,,,"No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,10,"About the same","Not at all","Does not apply","Does not apply","No","Yes","Yes","No","No","Yes","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2001,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,495,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","Yes","No","No","No","No","No","Poor","No",,,,,,"Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial costs are much larger","No","Yes","Yes","No","No","No advice from person","No advice from person","Not important","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",35000,0,0,35000,"No",680,"Yes","Yes",,"No","Yes","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","Yes",,"$5,000 to $14,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","No",,,"No","No","No","Yes","No","Yes","No","No","No","No","Yes","No",,"No","No","No","No","Yes","No","No","No","Yes","No","No",,,,,"Moderate strain",,,,"Moderate strain",,,"Rarely worried","Never worried","Never worried","Rarely worried","Certificate or technical degree","Certificate or technical degree","Not asked","Not asked","Not asked","Not asked","I make most of the decisions",,,20150115,20130811,50,"45-54","45-59","Associate degree","Some college","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,1,"Not working - other",0,"Black/African-American","Hispanic"
24352,,,64757.0631,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",2,"Refused","More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Probably Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Refused","Yes","$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience",,,"Convenience","Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Regularly worried","Don’t know","Don’t know","Refused","One","Other (Please specify)","Under $5,000","I make most of the decisions","Fair",20160916,20160104,20160916,33,"25-34","30-44","11th grade","Less than high school","Black, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","Less than $5,000","Living with partner","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,1,2,"Working - as a paid employee",0,"Black/African-American","Black"
24353,,,26106.3279,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","Yes","No","Yes","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",80,10,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","Yes","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","Yes","No","Yes","Yes","No","No",500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","No","Yes","No","No","No","No","No","Good","Yes","No",,"Yes","Most or all of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","No advice from person","Slightly important","No advice from person","No advice from person","Slightly important","No advice from person","No advice from person","No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Regularly worried","Bachelor’s degree","Associate degree","Monetary Authorities-Central Bank","One","Business and Financial Operations","Under $5,000","I make most of the decisions","Very good",20160922,20151223,20160830,30,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$25,000 to $29,999","Living with partner","Metro","South","West-South Central","Rented for cash","tx",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
24355,,73409.3779,79480.8651,105866.186,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Pretty well off financially","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,5,"Less","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",300,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Life sciences","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","No advice from person",,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Amusement, Gambling, and Recreation Industries","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Very good",20160905,20151218,20160905,32,"25-34","30-44","Some college, no degree","Some college","Hispanic","Female","Yes",2,"A mobile home","$75,000 to $84,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - self-employed",0,"White","Hispanic"
24358,,50007.8087,54563.7243,74417.7354,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Probably No","Yes","Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","No","Yes","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Don’t know","No",,,,"Definitely Yes","Yes","No","Yes","Yes","No","Refused",600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No","Moderately important","Moderately important","Moderately important","Slightly important","Moderately important","Moderately important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",90000,0,0,90000,"No",352,"No","No",,"No","No","Yes","Yes","Yes","Yes",,,,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No",,"Better price",,"Better price",,,"Better price",,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member makes most of the decisions","Very good",20161009,20160220,20150711,29,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,3,"Not working - looking for work",0,"White","White"
24359,,,9617.7846,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much better off","Pretty well off financially","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,"Don’t know",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Life sciences","Financial benefits are much larger",,,,,,,,,,,,"Very important","Very important","Very important","Very important","Very important","Very important","Very important","Very important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",7189,0,0,7189,"No",5,"No","No",,"No","Yes","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes",,"Convenience",,,,,,,"Convenience","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Rarely worried","Never worried","Some college but no degree","Don’t know","Construction of Buildings","One","Management","Under $5,000","I make most of the decisions","Good",20160908,20151226,20160827,33,"25-34","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",5,"A one-family house attached to one or more houses","$5,000 to $7,499","Never married","Metro","Midwest","East-North Central","Rented for cash","wi",0,1,1,2,1,"Working - self-employed",0,"Black/African-American","Black"
24360,,69243.2354,22412.7223,101723.056,"Fresh","No","Yes","No","No","Yes","No","No",,"Yes","No","Yes","Yes","No","No","Definitely No","No","Finding it difficult to get by","About the same","Much worse off","About average","No","No","No","Yes","No","Yes","No","Yes","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No",,"No impact","No impact","Moderate impact","Moderate impact",,,"Retired","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,10,"More","Somewhat","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","Less debt now",,"Once","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Health","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,"Very important","Slightly important","Not important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$0 to $4,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","Refused","No","No","No","No","No","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","No","No","No","No","No","A little strain","Moderate strain",,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160905,20160406,20160830,27,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$7,500 to $9,999","Living with partner","Non-Metro","South","South Atlantic","Rented for cash","nc",0,1,0,0,2,"Not working - disabled",0,"White","White"
24362,,37849.4735,35661.3643,56909.1282,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","About the same","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","Yes","No",,"$40,000 to $49,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","Yes","No","Yes",1500,"Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Regularly worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Certificate or technical degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Fair",20160915,20160211,20160830,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - disabled",0,"White","White"
24364,,,17425.2967,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","Minor impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,1,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2012,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,725,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Once","Never","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No","Very important","Very important","Moderately important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","No","Yes","No","Better price",,,"Convenience","Better price","Convenience",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Support Activities for Agriculture and Forestry","One","Office and Administrative Support","$5,000 - $9,999","I make most of the decisions","Very good",20160918,20160113,20160918,30,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$30,000 to $34,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24366,,46845.1229,16672.7388,70017.4448,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,70,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",195,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160924,20151219,20160924,78,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",0,"White","White"
24368,,,64757.0631,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","It varied","Yes","Yes","No","No","No","Yes","Yes","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Don’t know","Don’t know","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","Minor impact","Moderate impact","Minor impact","Severe impact","Minor impact",,"Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","To earn extra money to help family members",12,5,"About the same","Somewhat","Not at all","Not at all","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No",300,"Yes","Yes","Yes","No","Yes","Yes","Cash","Somewhat confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"Yes","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","No","No","Refused","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Refused",,"$5,000 to $14,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","No","Yes","No","Yes","No","Better price",,"Better price","Convenience",,"Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","Yes",137,"No","No","Refused","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No",,"A little strain",,,,,,"A little strain","Moderate strain",,,"Rarely worried","Rarely worried","Sometimes worried","Sometimes worried","Less than High School degree","Don’t know","Social Assistance","One","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160922,20160116,20160116,34,"25-34","30-44","12th grade NO DIPLOMA","Less than high school","Black, Non-Hispanic","Female","Yes",5,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,3,1,1,"Working - as a paid employee",0,"Black/African-American","Black"
24370,,153194.267,149702.617,208825.818,"Fresh","Yes","No","No","No","Yes","Refused","No",,"Yes","Yes","No","No","Yes","No","Probably No","No","Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","Yes","Don’t know","Yes","Yes","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","No impact","Student","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,1,"Less","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Don’t know","Don’t know","Don’t know","Yes","Yes","A little difficulty",,"Don’t know",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Bachelor’s degree","No",,,"Humanities",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No","Slightly important","Slightly important","Slightly important","Moderately important","Slightly important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",30000,0,0,30000,"No",92,"No","No",,"No","No","Yes","No","No","Yes","No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,,,"Better price","Better price",,,"Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","Don’t know","Data Processing, Hosting and Related Services","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Good",20160907,20160105,20160829,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",4,"A building with 2 or more apartments","$85,000 to $99,999","Married","Non-Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,4,"Working - as a paid employee",0,"White","Hispanic"
24371,,37971.9982,12476.0808,57859.8845,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",536,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","Financial costs are much larger","No","No","No","No","Yes",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No",,"Not available in local stores","Convenience",,"Better price",,"Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Less than High School degree","Social Assistance","One","Office and Administrative Support","Under $5,000","Another household member and I share in the decisions","Fair",20160918,20160117,20160918,32,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$7,500 to $9,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24372,,203631.754,222165.365,277298.423,"Fresh","No","No","No","Yes","Yes","No","No",,"No","No","No","No","No","Yes","Definitely No","Yes","Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","Yes","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,100,"Less","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160910,20160910,20160718,18,"18-24","18-29","11th grade","Less than high school","Hispanic","Female","No",6,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,1,5,"Not working - other",0,"White","Hispanic"
24373,,66693.6499,77296.7622,98118.0791,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Doing okay","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","Yes","No","Don’t know","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","Moderate impact",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,1,"About the same","Somewhat","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No","Very important","Slightly important","Slightly important","Very important","No advice from person","No advice from person","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","Yes","No","No","No","No",0,"Definitely No","Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","Yes","No",,,,"Not available in local stores","Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Refused","One","Other (Please specify)","Not sure","Another household member makes most of the decisions","Good",20160929,20151222,20160914,24,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","No",5,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,1,4,"Working - as a paid employee",0,"White","Hispanic"
24374,,45720.6238,40966.9231,68379.4305,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,1,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No",1400,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Once","Doctoral Degree","No",,,"Life sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Moderately important","Not important","Not important","Not important","Not important","Moderately important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",13000,0,0,13000,"No",350,"No","No",,"No","No","Yes","No","Yes","Yes","Yes","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Better price","Better price","Better price","Not available in local stores","Convenience","Better price",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1800,"No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Scientific Research and Development Services","One","Life, Physical, and Social Sciences","$35,000 - $49,999","I make most of the decisions","Good",20160913,20160920,20120720,30,"25-34","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$75,000 to $84,999","Married","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24375,,,24379.7071,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","Refused","No","No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Food and Beverage Stores","Two","Retail Sales","Not sure","Another household member makes most of the decisions","Good",20161010,20151222,20160826,32,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A one-family house attached to one or more houses","$12,500 to $14,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
24378,,37629.9026,32497.3372,56033.9949,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1302,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","Yes","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Food and Beverage Stores","One","Food Preparation and Serving","$75,000 - $99,999","I make most of the decisions","Good",20160912,20151220,20160723,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,0,2,"Working - self-employed",0,"White","Hispanic"
24379,,28060.8873,22855.073,42094.4381,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","Severe impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",995,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,"Very important","Very important","Slightly important","Moderately important","Moderately important","Moderately important","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Refused","Yes","No",400,0,1000,1400,"No",50,"Yes","No",,"Yes","Yes","No","No","No","Still enrolled in the program",,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","Yes","No","No","Often varies quite a bit from one month to the next","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","Convenience",,,,"Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","No","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,"Substantial strain",,,,,,,,"Substantial strain",,"Never worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Textile Mills","Four or more","Other (Please specify)","$75,000 - $99,999","I make most of the decisions","Fair",20160923,20160108,20160827,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24380,,,12448.8345,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","Much worse off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","Yes","No","No","No","Yes","No","No",,"No impact","No impact","No impact","Moderate impact","No impact","No impact","Employed full-time","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",300,45,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","No","No","No","No","Refused",985,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Yes","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","Yes","No","No","No",0,"Don’t know","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Refused","No","Yes","Yes","No","Yes","Yes","No","Convenience",,,"Convenience","Convenience",,"Convenience","Convenience",,"Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Nursing and Residential Care Facilities","Two","Other (Please specify)","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20161008,20160126,20150703,28,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","Less than $5,000","Living with partner","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24381,,68993.0745,21426.9164,102601.665,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","Minor impact","No impact",,,"Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",160,20,"Less","Does not apply","Not at all","Somewhat","No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] pay rent.",2010,"No","No","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","No","No","No","No","Yes","No",400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160903,20151219,20160903,34,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$20,000 to $24,999","Married","Metro","West","Mountain","Rented for cash","co",0,1,1,0,2,"Not working - other",0,"White","White"
24382,,67375.5305,67382.0536,99495.597,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",3,1,"About the same","Does not apply","Does not apply","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","Yes","Yes","No",,,,"Better price","Better price",,"Better price","Better price",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Utilities","One","Building and Grounds Cleaning and Maintenance","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160914,20160207,20160827,37,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24384,,47944.2992,49633.6701,70844.3948,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Better price","Better price","Better price","Convenience","Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",50,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Graduate degree","Some college but no degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160915,20151217,20160915,58,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,3,"Not working - other",0,"White","White"
24385,,43192.1707,42347.8955,64277.6214,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",3,1,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","Convenience",,,,"Convenience",,,,,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160929,20160218,20160827,43,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,1,2,1,2,"Not working - other",0,"White","White"
24386,,64063.9037,65229.9998,94278.8437,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",1,1,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No",1460,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Associate degree","No",,,"Business/management",,,,,,,"Financial costs are somewhat larger","Refused","Refused","Refused","Yes","Refused","Not important","Not important","Very important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","No","Yes","No","Convenience","Better price","Convenience",,,"Better price",,"Convenience",,"No","Yes","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",16500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Utilities","Two","Office and Administrative Support","Under $5,000","I make most of the decisions","Very good",20160921,20160228,20160830,38,"35-44","30-44","Associate degree","Some college","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
24391,,,34350.6058,,"LMI oversample","Yes","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Don’t know","Don’t know","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,3,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No",1271,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Moderately important","Not important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10900,0,0,10900,"No",300,"No","No",,"No","No","Yes","No","No","Yes","No",,,,,,"Yes","No","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","Yes","No","Better price","Better price","Not available in local stores",,,"Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Amusement, Gambling, and Recreation Industries","One","Office and Administrative Support","$5,000 - $9,999","I make most of the decisions","Very good",20140818,20160216,20140521,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Living with partner","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
24396,,37813.1577,36011.893,56700.9306,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No","Just for fun (as a hobby)",15,1,"More","Does not apply","Not at all","Very much","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",1071,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price","Better price","Better price",,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Social Assistance","One","Other professional","$5,000 - $9,999","I make most of the decisions","Very good",20160920,20151230,20160829,40,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24397,,,19955.6228,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions",,,20140911,20130509,65,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$25,000 to $29,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
24398,,,24344.4459,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","Yes","No","No","No","No","Definitely No","No","Doing okay","About the same","About the same","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","Minor impact","Minor impact","Minor impact",,,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Check","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Excellent",20160906,20151218,20160906,23,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",6,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,1,2,3,"Not working - looking for work",0,"White","Hispanic"
24399,,26893.2878,29635.6329,39855.7287,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Probably No","Yes","Just getting by","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No","Very important","Not important","Slightly important","Slightly important","Very important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,,,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No",,"Not available in local stores",,"Not available in local stores","Not available in local stores","Convenience",,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Regularly worried","Never worried","Bachelor’s degree","Graduate degree","Business, Professional, Labor, Political, and Similar Organizations","One","Other (Please specify)","$10,000 - $24,999","Another household member makes most of the decisions","Good",20160908,20151223,20160723,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$125,000 to $149,999","Never married","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","nj",0,0,0,0,3,"Working - as a paid employee",0,"2+ Races","Other"
24400,,41408.1395,40872.4501,61108.8069,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Somewhat important","Very important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No",,"Convenience",,"Convenience",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160914,20151229,20160914,73,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Not working - other",0,"White","White"
24402,,71636.4411,67663.506,103925.836,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","No impact","Minor impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",2968,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Not important","Slightly important","Not important","Slightly important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","Yes","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Better price","Convenience","Better price","Better price","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$75,000 - $99,999","I make most of the decisions","Very good",20160928,20160114,20151108,30,"25-34","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","East-South Central","Rented for cash","tn",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
24403,,34618.3069,10919.6643,52777.93,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","Yes","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",780,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","No","No","No","No","No",,,,,,,"Moderately important","Slightly important","Slightly important","Moderately important","Slightly important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",0,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160913,20160117,20160830,56,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,2,"Not working - other",0,"White","White"
24404,,53180.1308,47723.2231,79871.3581,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","Yes","No","Yes",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,5,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores",,,"Better price","Better price","Better price","Not available in local stores","Convenience",,"No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","A little strain","A little strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Other Information Services","One","Computer and Mathematical","$35,000 - $49,999","I make most of the decisions","Very good",20160915,20160218,20160831,38,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","No",1,"A one-family house attached to one or more houses","$60,000 to $74,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
24407,,,22938.7427,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","Poor","No","No","No","No","No","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Other reason","Better price","Better price",,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Poor",20160909,20151219,20160909,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","id",0,0,0,0,2,"Not working - disabled",0,"White","White"
24408,,105477.808,100651.621,148170.176,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","It varied","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",350,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","Yes","Professional degree (e.g. MBA, MD, JD)",,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Moderately important","Moderately important","Not important","Moderately important","Slightly important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",17000,0,0,17000,"No",250,"Yes","No",,"No","No","Yes","No","No","No","No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience","Convenience","Better price","Convenience","Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Pharmaceutical and Medicine Manufacturing","One","Business and Financial Operations","$75,000 - $99,999","I make most of the decisions","Excellent",20161020,20160203,20150708,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","No",2,"A building with 2 or more apartments","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Hispanic"
24409,,40924.0685,38541.194,61334.0193,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","Yes","No","No","No",,"Moderate impact","No impact","Minor impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,2,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,"No",720,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","Yes","Master’s degree",,"Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","No","No","No","Yes","No","No advice from person","No advice from person","Very important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",9000,0,0,9000,"No",0,"No","No",,"No","No","Yes","No","Yes","Still enrolled in the program","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","Yes","No","Yes","No",,"Convenience",,,,"Convenience",,"Convenience",,"Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Building Material and Garden Equipment and Supplies Dealers","Four or more","Business and Financial Operations","$5,000 - $9,999","Another household member and I share in the decisions","Good",20151001,20160307,20150601,30,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
24412,,38841.4749,40776.6792,57796.9789,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1050,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","Yes","Yes","No","No","No","No",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Educational Services","One","Teacher, except college and university","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160923,20151219,20160901,41,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
24413,,28997.6357,28741.7402,43892.1686,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Refused","Minor impact","Minor impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Better price","Better price",,,"Better price","Convenience",,"Convenience",,"Refused","No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Bachelor’s degree","Some college but no degree","Management, Scientific, and Technical Consulting Services","One","Computer and Mathematical","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160910,20151223,20160827,53,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
24415,,12580.3936,14172.5974,19751.601,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Doctoral Degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","Yes","Yes","Yes","No","No","No",0,"Definitely Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Convenience","Not available in local stores",,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Never worried","Some college but no degree","High school degree or GED","Religious Organizations","One","Other professional","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20160909,20160217,20160909,55,"55-64","45-59","Professional or Doctorate degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Occupied without payment of cash rent","mi",0,0,0,0,3,"Working - as a paid employee",0,"2+ Races","Other"
24417,,27261.5318,12547.6626,42355.5815,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","Yes","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,10,"About the same","Does not apply","Very much","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","Yes","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No",,"Better price",,,"Better price","Convenience","Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",6000,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Real Estate","One","Management","$1,000,000 or more","I make most of the decisions","Excellent",20160930,20160213,20150709,60,"55-64","60+","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$5,000 to $7,499","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - self-employed",0,"Black/African-American","Black"
24419,,,20187.5624,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","Severe impact","No impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",7,3,"About the same","Very much","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","Yes","No",,,,"Probably No",,,,,,,542,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,49,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No",,,,,"Convenience",,"Convenience",,,"No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160917,20160221,20161008,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Non-Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,1,"Not working - retired",0,"White","White"
24420,,,18356.9298,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Refused","Refused","Refused","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1981,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Somewhat important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160920,20160223,20161006,75,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$10,000 to $12,499","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",0,"White","White"
24422,,32245.7073,29849.2235,48813.6967,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No",2400,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,,"Law",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",60000,0,0,60000,"No",500,"No","No",,"No","No","Yes","Yes","No","Yes","No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Legal Services","One","Lawyer, judge","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20151008,20151216,20150708,50,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,1,1,0,2,"Working - as a paid employee",0,"White","White"
24425,,34036.9413,34338.2356,51171.397,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,1,"About the same","Somewhat","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","Yes","Yes","No","No","I [PPMARITins2] pay rent.",2011,"No","No","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","Yes","No","No","No","No","No",1100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","Yes","No","Better quality","Better quality",,"Better quality","Better quality",,,"Better quality",,"No","Yes","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Executive, Legislative, and Other General Government Support","One","Computer and Mathematical","$50,000 - $74,999","I make most of the decisions",,,20160216,20130619,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$60,000 to $74,999","Never married","Metro","Midwest","West-North Central","Rented for cash","mo",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24426,,,32839.4796,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,"Probably No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Health","Financial costs are much larger","No","No","No","No","No",,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","Yes","No",,"Convenience",,"Convenience",,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Don’t know","Don’t know","Accommodation","Two","Protective Service","Under $5,000","Another household member and I share in the decisions","Good",20160915,20151217,20160828,33,"25-34","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","West","Pacific","Occupied without payment of cash rent","ca",0,0,1,1,2,"Working - as a paid employee",0,"Black/African-American","Black"
24429,,53137.6185,54732.5501,78624.6927,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"None",,,,,,,,,"Regularly worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Water Transportation","One","Management","$100,000 - $249,999","I make most of the decisions","Excellent",20160907,20151220,20160907,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
24432,,,51448.6918,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","Refused",1430,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Yes","Yes","No","Yes","Yes","No","No","No","No","No",,,,,,,,,,,"Yes","Yes","No","Yes","No",20000,0,3000,23000,"No",0,"No","Yes",,"No","No","No","No","No","No","No",,,,,,"No","No","No","No","No","No","No",,,,"Yes, both",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160914,20160322,20160715,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",6,"A one-family house attached to one or more houses","$25,000 to $29,999","Married","Non-Metro","West","Pacific","Rented for cash","or",0,1,1,0,4,"Not working - other",0,"White","Hispanic"
24433,,,37053.0334,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",450,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Never","Associate degree","No",,,"Law",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","Yes","Moderately important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No",,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No",,,,"Better price",,"Convenience","Not available in local stores","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Food Services and Drinking Places","One","Management","$25,000 - $34,999","I make most of the decisions","Good",20161005,20160201,20160910,29,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Living with partner","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24434,,30668.5329,28093.2099,46378.9288,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1017,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Once","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","No","Yes","Yes","No","No",0,"Don’t know","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Certificate or technical degree","High school degree or GED","Educational Services","One","Other professional","$10,000 - $24,999","I make most of the decisions","Very good",20160915,20151217,20160827,54,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24436,,208512.708,222165.365,277298.423,"Fresh","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","Yes","No","Definitely No","No","Just getting by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"More","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No",,"Better quality",,"Better price",,,,,,"Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","None",,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Less than High School degree","Refused","Food Services and Drinking Places","One","Food Preparation and Serving","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160916,20160924,20160916,18,"18-24","18-29","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
24438,,,24542.6009,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,2,"Less","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",450,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial costs are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","Better price","Better price","Better price",,"Better price","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Business, Professional, Labor, Political, and Similar Organizations","One","Protective Service","$35,000 - $49,999","Another household member and I share in the decisions","Excellent",20140811,20160307,20160711,35,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,1,2,0,2,"Working - as a paid employee",0,"White","White"
24439,,42802.8004,36312.1925,63194.8872,"Fresh","No","No","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Not important","Not important","No","No",,"Yes","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No",,,,"Better price","Better price","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160902,20160205,20160723,72,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
24444,,64006.7672,74769.5041,93094.1521,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Moderate impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Refused","Refused","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Refused","No",,"Refused","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Educational Services","One","Other professional","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160916,20160105,20160916,39,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
24445,,,32250.6581,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Refused","Employed for someone else",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2002,"No","No","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","No","No","No","No",1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Better price","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Never worried","Certificate or technical degree","Certificate or technical degree","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Good",20160909,20151219,20160827,55,"55-64","45-59","Some college, no degree","Some college","Other, Non-Hispanic","Male","No",1,"A one-family house attached to one or more houses","$25,000 to $29,999","Divorced","Metro","West","Pacific","Rented for cash","hi",0,0,0,0,1,"Not working - disabled",0,"Hawaiian/Pacific Islander","Other"
24446,,50890.9184,52320.4829,74616.9373,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,1,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Better price",,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Social Assistance","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160904,20151219,20160904,42,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
24447,,50341.8754,16160.9346,75305.5467,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","Yes","Yes","No","No","No","Yes","No","Yes","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","Yes","No","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","Minor impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,2,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"Yes","Don't know","No","Yes","Yes","Yes","Yes","Yes","Credit card","Somewhat confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","Very good","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Undeclared","Financial costs are much larger",,,,,,,,,,,,"Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Refused","Still enrolled in the program","Yes","No",,,,,"No","No","No","Yes","No","No","No","Yes",,"Mostly comfortable","Yes, both",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","Convenience","Better price",,,,,,"Better quality",,"Yes","No","No","Yes","No","Yes","Yes","No","Yes","No","Yes","Yes","No","Refused","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","No","Yes",100,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Yes","No","Yes",,"No","Yes","No","No","No","No","No","Yes","Yes","No","No",,"Substantial strain",,,,,,"Substantial strain","Substantial strain",,,"Regularly worried","Sometimes worried","Never worried","Sometimes worried","Some college but no degree","Less than High School degree",811000,"One","Sales Representative","$35,000 - $49,999","I make most of the decisions","Fair",20160905,20160102,20160905,31,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$25,000 to $29,999","Living with partner","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,1,0,0,1,"Working - as a paid employee",0,"White","White"
24448,,60445.6111,57747.501,87985.4961,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Student","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",16,0,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,1009,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Cash","Very confident","Yes","No","No","No","No","Yes","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Professional degree (e.g. MBA, MD, JD)",,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Very important","No advice from person","Very important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes",120000,0,0,126000,"No",0,"Yes","No",,"No","No","Yes","Yes","Yes","Still enrolled in the program","No",,,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Convenience","Convenience","Convenience",,"Convenience","Convenience",,"Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Management, Scientific, and Technical Consulting Services","One","Other professional","Under $5,000","Another household member and I share in the decisions","Very good",20160907,20160116,20160907,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$60,000 to $74,999","Married","Metro","West","Pacific","Rented for cash","ca",1,0,0,0,2,"Working - as a paid employee",0,"White","White"
24450,,42003.2569,13029.8023,63068.9516,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",45000,0,0,45000,"No",0,"Yes","Yes",,"No","No","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No",,"Other reason",,"Other reason","Other reason","Other reason",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","Yes","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160924,20151217,20150704,46,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","Midwest","West-North Central","Rented for cash","mo",0,0,0,0,3,"Not working - other",0,"White","White"
24452,,,75348.5243,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,"Yes",625,"No","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","Better price","Better price",,,,"Better price",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","No","Yes","No",,,,"A little strain",,,,"A little strain",,"A little strain",,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160915,20160206,20160831,33,"25-34","30-44","10th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - disabled",0,"White","White"
24454,,45720.6238,40966.9231,68379.4305,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1575,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","Convenience","Convenience",,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Insurance Carriers and Related Activities","One","Business and Financial Operations","$10,000 - $24,999","I make most of the decisions","Good",20160907,20151223,20150714,40,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
24457,,45591.4756,48716.5776,67382.2289,"Fresh","Yes","Refused","Refused","Refused","Refused","Yes","No",,"Yes","Yes","No","No","No","No","Probably Yes",,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","Moderate impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",456,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Health","Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,"Very important","Very important","Slightly important","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No","Better price","Not available in local stores",,,"Better price",,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Nursing and Residential Care Facilities","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$5,000 - $9,999","Another household member and I share in the decisions","Fair",20151224,20160310,20160408,32,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Midwest","East-North Central","Occupied without payment of cash rent","in",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
24458,,,25802.2038,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","It varied","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","Minor impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,1050,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Not important","Not important","Not important","No advice from person","No advice from person","No advice from person","No advice from person","Very important","No","Yes","No","No","No","Yes","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","Yes","No",,,,"Not available in local stores",,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","Yes","No","No",,,"No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Never worried","Rarely worried","Certificate or technical degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160907,20151218,20160827,29,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$20,000 to $24,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,1,0,2,"Not working - other",0,"White","White"
24459,,76010.1995,74736.772,108851.957,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","No","No","Paper check","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,"Very important","Moderately important","Moderately important","Moderately important","Slightly important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"No","No","Yes","Yes","No","No","No",0,"Probably Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","More than your income","No","Yes","No","No","Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Convenience","Better price","Not available in local stores","Better price","Better price","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Graduate degree","Other Professional, Scientific, and Technical Services","One","Installation, Maintenance, and Repair","$25,000 - $34,999","I make most of the decisions","Very good",20160904,20151219,20160829,32,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$75,000 to $84,999","Married","Non-Metro","South","South Atlantic","Rented for cash","ga",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
24461,,,11280.9499,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",409,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,"Slightly important","Slightly important","Slightly important","Moderately important","Moderately important","Not important","Not important","Not important",,,,,,,,,,,"No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes",19000,0,7000,42000,"No",100,"No","No",,"No","No","No","No","No","No",,,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","Yes","Yes","No",,"Better price",,,,,"Better price","Convenience",,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",250,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Moderate strain","Moderate strain",,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","Less than High School degree","High school degree or GED","Accommodation","One","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20160923,20160213,20150815,26,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24462,,41041.1329,38002.0121,61506.9209,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","Minor impact",,"No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,10,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",1250,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Some of the time","Master’s degree","Yes","Master’s degree",,"Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No","Very important","Moderately important","Very important","Moderately important","Moderately important","Moderately important","Very important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",45000,0,13000,58000,"No",400,"Yes","No",,"No","No","Yes","No","Yes","Still enrolled in the program",,"Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$100,000 to $149,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Not available in local stores","Better price","Convenience","Convenience","Convenience","Convenience","Refused",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",250,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","One","Protective Service","$50,000 - $74,999","I make most of the decisions","Very good",20160907,20160402,20160907,34,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$100,000 to $124,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24463,,,20844.3595,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Severe impact","Severe impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","No","No","No","No","Yes",750,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Associate degree","No",,,"Business/management",,,,,,,"Financial costs are much larger","No","No","No","Yes","No","Moderately important","No advice from person","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",4500,0,0,4500,"No",160,"Yes","Yes",,"No","Yes","No","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","Yes","No","No",,,,,"Not available in local stores",,"Not available in local stores",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Don’t know","Don’t know","Food and Beverage Stores","One","Management","Under $5,000","Another household member and I share in the decisions","Good",20160916,20151218,20160828,31,"25-34","30-44","Associate degree","Some college","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
24464,,54327.6605,60389.0524,80153.9771,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,5,"Less","Does not apply","Does not apply","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",875,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Very important","No advice from person","Slightly important","Slightly important","Moderately important","No advice from person","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",45000,0,0,45000,"No",600,"No","No",,"No","No","Yes","No","No","Yes","No",,,,,,"No","Yes","No","Yes","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Educational Services","One","Teacher, except college and university","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160927,20160207,20150708,29,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","vt",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
24465,,,26840.4451,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","About the same","It varied","Yes","No","No","No","No","No","No","Yes","No","Disabled and not working","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",0,"Don’t know","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","Yes",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Food and Beverage Stores","One","Other (Please specify)","$75,000 - $99,999","I make most of the decisions","Very good",20160913,20151220,20160827,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A mobile home","$25,000 to $29,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24467,,37815.908,38078.0219,56675.4846,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No",,,"No","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","One","Office and Administrative Support","Under $5,000","Another household member and I share in the decisions",,,20160221,20140529,51,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","pa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24472,,,9617.7846,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",16,1,"Refused","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Refused","No","Money order","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Certificate or technical degree","No",,,"Undeclared","Financial costs are somewhat larger","No","No","No","No","No",,,,,,,"Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Fair",20161014,20160221,20160709,33,"25-34","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$5,000 to $7,499","Never married","Metro","Midwest","West-North Central","Rented for cash","ia",0,0,0,0,1,"Not working - disabled",0,"Black/African-American","Black"
24473,,,18442.0204,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","About the same","It varied","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","No","Yes","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,850,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","Master’s degree","Yes","Doctoral Degree",,"Life sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Convenience","Not available in local stores",,,"Better price","Better price","Convenience","Convenience",,"Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Rarely worried","Bachelor’s degree","Some college but no degree","Educational Services","One","Life, Physical, and Social Sciences","Under $5,000","I make most of the decisions","Good",20160912,20151218,20160829,28,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24475,,61462.7103,17940.8906,90754.8792,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Poor","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Refused",,,"No","No","No","Refused",,"Moderate impact","Moderate impact","Minor impact","Minor impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",45,10,"About the same","Somewhat","Somewhat","Not at all","No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Refused",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","A little difficulty",,"Definitely Yes","No","Yes","Yes","Yes","No","No",880,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Education","Financial costs are much larger","Yes","Yes","No","No","Yes",,,,,,,"Moderately important","Moderately important","Moderately important","Not important","Not important","Not important","Moderately important","No advice from person",,,,,,,,,,,"No","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","No","Yes","No",0,0,7000,7000,"No",175,"No","No",,"No","No","No","No","No","No","Yes",,,,,,"No","Yes","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","Yes","No","No","Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,,,,"Better price",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",100,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Substantial strain",,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Associate degree","Bachelor’s degree","Administrative and Support Services","One","Office and Administrative Support","Under $5,000","Another household member and I share in the decisions","Very good",20160921,20160210,20160920,29,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",5,"A building with 2 or more apartments","$35,000 to $39,999","Married","Metro","South","West-South Central","Rented for cash","tx",1,1,1,0,2,"Working - self-employed",0,"White","White"
24478,,,22317.0481,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,"Yes",500,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,"Slightly important","Not important","Moderately important","Moderately important","Moderately important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Electrical Equipment, Appliance, and Component Manufacturing","One","Management","Under $5,000","I make most of the decisions","Very good",20160909,20151220,20160909,32,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24483,,,14412.4248,,"LMI oversample","No","No","No","Yes","No","No","No",,"No","No","No","No","No","Yes","Probably Yes",,"Just getting by","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Severe impact","No impact","Minor impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2015,"No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","Moderate difficulty",,"Probably Yes","No","Yes","Yes","No","Yes","Refused",635,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Health","Financial benefits are somewhat larger",,,,,,,,,,,,"Very important","Moderately important","Moderately important","Very important","Slightly important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",40000,0,0,40000,"Yes",0,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No",,"Better price",,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Some college but no degree","Certificate or technical degree","Amusement, Gambling, and Recreation Industries","One","Other (Please specify)","Not sure","Another household member makes most of the decisions","Fair",20160907,20160105,20160907,22,"18-24","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Never married","Metro","South","West-South Central","Rented for cash","la",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
24484,,,22590.3217,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","Yes","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","Minor impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,10,"About the same","Somewhat","Somewhat","Somewhat","Refused","Refused","Refused","Yes","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes",,,,"Not available in local stores",,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",800,"Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Fair",20161002,20160619,20150727,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
24485,,91819.8765,105586.209,132628.948,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","Minor impact","Severe impact","Minor impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","No","Yes","Yes","Yes","No",890,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","Yes","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","Yes","Bachelor’s degree",,"Social/behavioral sciences",,,,,,,"Financial costs are much larger","Yes","No","No","No","No","Slightly important","Not important","Not important","Not important","Slightly important","Slightly important","Slightly important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",45000,0,0,45000,"No",0,"Yes","No",,"No","Yes","Yes","No","No","Still enrolled in the program","No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Better price","Convenience","Better price","Better price","Better price","Better price",,"Convenience",,"No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","Yes",210,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Regularly worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Other professional","$10,000 - $24,999","Another household member and I share in the decisions","Fair",20160914,20160208,20160914,29,"25-34","18-29","Associate degree","Some college","Hispanic","Female","Yes",2,"A building with 2 or more apartments","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
24487,,55711.2202,68969.2672,81756.1435,"Fresh","Yes","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably No","No","Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","Yes","Yes","No","No","No","No","No","Yes","No","Yes","Yes","Don’t know","Don’t know","Don’t know","Yes","Yes","No",,"The problem didn’t bother me that much","Definitely No",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial costs are much larger","No","Yes","Yes","No","Yes",,,,,,,"Slightly important","Not important","Very important","No advice from person","Not important","No advice from person","No advice from person","Refused",,,,,,,,,,,"Yes","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No",40000,0,0,40000,"Yes",200,"Yes","No",,"No","Yes","Yes","No","No","No","No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","Yes","No","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","Yes","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Never worried","Rarely worried","Sometimes worried","Associate degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Poor",20161013,20151218,20151026,25,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$50,000 to $59,999","Living with partner","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,3,"Not working - disabled",0,"White","White"
24488,,40755.1801,33993.136,59326.4155,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",736,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Law","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Very important","Somewhat important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","Yes","No",,,,,,"Better price","Convenience","Convenience",,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Regularly worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160917,20160208,20160827,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Not working - retired",0,"White","White"
24493,,30359.9061,26824.4288,45458.702,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Better price",,,"Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Truck Transportation","One","Management","$75,000 - $99,999","I make most of the decisions","Very good",20161007,20160222,20150807,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24494,,23906.3605,19130.1201,36106.4244,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","Yes","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Not important","Not important","Not important","Somewhat important","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","No","Yes","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Real Estate","One","Other professional","$100,000 - $249,999","I make most of the decisions","Good",20161016,20160222,20150809,71,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - self-employed",0,"White","White"
24498,,36877.7915,39093.255,54908.8534,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1365,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No",,"Convenience","Convenience",,"Convenience","Not available in local stores",,,,"Yes","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Other Information Services","One","Management","$250,000 - $499,999","I make most of the decisions","Good",20160908,20151217,20150718,52,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24499,,32598.3786,11408.9922,49082.1068,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","No","No","No","No","No","Paper check","No","No","Yes","No","Yes","No","No","No",,"No impact","No impact","Severe impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",931,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","Refused",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","Yes","No",,"Convenience",,,"Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Graduate degree","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Office and Administrative Support","$100,000 - $249,999","Another household member and I share in the decisions","Fair",20141211,20160409,20160710,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24504,,,16509.7917,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","Yes","No","No","No","No","Yes","No","No","No","Homemaker","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","No","No","No",,"Severe impact","No impact","No impact","Minor impact","No impact","No impact","Employed full-time","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,5,"More","Not at all","Not at all","Somewhat","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Most or all of the time","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are much larger","Yes","No","No","Yes","No","Very important","Very important","Very important","Very important","Moderately important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","Yes","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Better price","Better price",,"Not available in local stores","Better price","Better price",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Some college but no degree","Bachelor’s degree","General Merchandise Stores","One","Sales Representative","Under $5,000","I make most of the decisions","Good",20160919,20160818,20160823,32,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
24505,,60683.5426,67914.6553,89295.1777,"Fresh","Yes","No","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Probably Yes",,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely Yes","Yes","Yes","No","Yes","Yes","No",980,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No",,"Better price",,,,,,"Better price",,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Sometimes worried","Never worried","Regularly worried","Never worried","High school degree or GED","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","Two","Retail Sales","$5,000 - $9,999","I make most of the decisions","Good",20161005,20160621,20160716,33,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","West","Mountain","Rented for cash","az",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
24506,,69660.0586,70453.1675,100403.326,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No","Very important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","Yes","No",,"Convenience","Not available in local stores",,"Better price","Convenience","Convenience","Convenience",,"Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Executive, Legislative, and Other General Government Support","One","Other professional","$50,000 - $74,999","Another household member and I share in the decisions","Excellent",20160919,20160121,20160919,32,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$150,000 to $174,999","Living with partner","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24509,,39943.4782,39162.087,59824.7051,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No",970,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No","Not important","Slightly important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",60000,0,0,60000,"No",700,"No","No",,"No","No","Yes","No","No","Yes","Yes","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Business, Professional, Labor, Political, and Similar Organizations","One","Management","Under $5,000","Another household member and I share in the decisions","Very good",20160918,20151223,20160829,32,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24510,,,32878.7071,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1250,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Fair",20160912,20160206,20160912,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
24511,,40601.1674,14831.1764,61220.4267,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It exceeded changes in living expenses","No impact","No impact","No impact","Minor impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","None",,"Definitely Yes","Yes","Yes","Yes","Yes","No","Refused",1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No","Moderately important","Not important","Slightly important","Not important","Not important","Moderately important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","Yes","Yes",,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","Yes","No","Yes","Yes","Yes","No",,"Convenience",,"Convenience",,"Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",700,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Administrative and Support Services","One","Office and Administrative Support","Under $5,000","Another household member and I share in the decisions","Good",20160918,20160205,20160918,31,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","East-South Central","Rented for cash","tn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24514,,52667.4003,47139.4762,76098.5727,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Not available in local stores","Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20151119,20160607,20140603,78,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Widowed","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,1,"Not working - retired",0,"White","White"
24517,,62186.9577,74071.4053,90534.1532,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely No","No","Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Computer/information sciences","Financial benefits are much larger",,,,,,,,,,,,"Slightly important","Slightly important","Not important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Don’t know","Definitely No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Some college but no degree","Food and Beverage Stores","One","Food Preparation and Serving","$100,000 - $249,999","Another household member makes most of the decisions","Very good",20160918,20160116,20160830,19,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
24521,,,27780.6793,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Much worse off","About average","Yes","No","No","No","No","Yes","No","No","Yes","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Not important","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Educational Services","One","Other (Please specify)","$250,000 - $499,999","I make most of the decisions","Excellent",20160921,20160228,20151124,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24522,,44998.6794,52436.0171,67264.4767,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","None",,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",2800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","Very important","Moderately important","Not important","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience","Not available in local stores","Not available in local stores","Better price","Convenience","Convenience",,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Telecommunications","One","Business and Financial Operations","$10,000 - $24,999","I make most of the decisions","Very good",20160912,20151217,20160828,26,"25-34","18-29","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$100,000 to $124,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24525,,,11610.9068,,"LMI oversample","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","Poor","Refused","Yes","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Homemaker","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Refused","Yes",,,"Yes","Yes","Yes","No",,"Minor impact","Moderate impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","Yes","No","No","No","Fair","Yes","No",,"No","Most or all of the time","Most or all of the time","Certificate or technical degree","No",,,"Other (Please specify):","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","More than your income","No","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","Convenience","Convenience",,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","No","Yes","Refused","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Moderate strain",,,,,,"Substantial strain","Moderate strain",,,,"Regularly worried","Never worried","Sometimes worried","Never worried","High school degree or GED","Less than High School degree","Management of Companies and Enterprises","Two","Business and Financial Operations","Under $5,000","I make most of the decisions","Poor",20161007,20160711,20160718,47,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$15,000 to $19,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,0,3,"Working - self-employed",0,"White","White"
24526,,48459.3117,16493.4691,72163.9774,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","Yes","No","No","Yes","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1973,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",0,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Certificate or technical degree","Less than High School degree","Refused","One","Other Sales","Under $5,000","Another household member and I share in the decisions","Fair",20160920,20160305,20150812,82,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - self-employed",0,"White","White"
24528,,79515.6433,79655.4814,116382.098,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Refused",,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","No",,,,,,,,,"No",850,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Associate degree","No",,,"Undeclared",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","Yes","No",,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Refused","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","Refused","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Nonstore Retailers","One","Transportation and Material Moving","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160911,20151226,20160911,40,"35-44","30-44","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
24530,,,29290.9958,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",450,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial benefits are much larger","Yes","Yes","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Somewhat important","Not important","Not important","Not important","Somewhat important","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Refused","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Good",20161008,20151217,20161008,72,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",0,"White","White"
24531,,,13654.4381,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","No impact",,"No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,5,"About the same","Somewhat","Not at all","Not at all","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Education","About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","Yes","No","No",0,"Definitely No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","No","No","Yes","No","No","No","Not available in local stores",,"Not available in local stores",,,"Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Social Assistance","One","Community and Social Services","$5,000 - $9,999","I make most of the decisions","Good",20160914,20160217,20160914,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24532,,,12465.5385,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Bachelor’s degree","No",,,"Health",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,68,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20151023,20151217,20161008,77,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","Less than $5,000","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,1,"Not working - retired",0,"White","White"
24534,,,35816.7493,,"LMI oversample","Refused","Refused","Yes","Refused","Refused","Yes","No","One or more of the adult children who live with me are in school","Yes","Yes","Refused","Refused","Refused","No","Probably Yes",,"Finding it difficult to get by","About the same","Much worse off","About average","No","Yes","No","No","No","Yes","Refused","Yes","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Severe impact","Minor impact","Severe impact","No impact",,,,"Yes","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,5,"More","Very much","Somewhat","Very much","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2012,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","Yes","No","No",,"Yes","No","No",,"No","No","No","No","Yes","No","No","No","No","No","Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Education",,,,,,,"Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","Yes",,"No",,,,,,,,,,,,,,,,56,"Very important","Not important","Not important","Not important","Very important","No","No",,"No","No","No","No","Yes","No","Refused","Yes","No","Yes","No","No","No","No","No","No","Yes",,"$15,000 to $24,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes",,,,,,"Better price",,,"Better price","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","No","Yes","Yes",3400,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Regularly worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Poor",20161001,20160111,20150723,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A mobile home","$30,000 to $34,999","Separated","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
24535,,,20237.3103,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely No","Yes","Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Pretty well off financially","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",6,10,"About the same","Somewhat","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",950,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Bachelor’s degree",,"Life sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No","Slightly important","Not important","Not important","Slightly important","Not important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",96000,0,0,96000,"No",0,"Yes","No",,"Yes","No","Yes","No","No","Still enrolled in the program",,,,,,,"Yes","No","No","No","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No",,"Not available in local stores",,,,"Convenience","Convenience","Convenience",,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Other Professional, Scientific, and Technical Services","One","Computer and Mathematical","Under $5,000","Another household member makes most of the decisions","Excellent",20160921,20151218,20160908,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$7,500 to $9,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,3,"Working - self-employed",0,"White","White"
24536,,66843.9209,21449.202,99311.3278,"Fresh","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Definitely Yes",,"Just getting by","About the same","Much better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,10,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Certificate or technical degree","Certificate or technical degree","Specialty Trade Contractors","One","Construction and Extraction","Not sure","Another household member makes most of the decisions","Good",20161008,20151218,20160908,36,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A mobile home","$25,000 to $29,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,1,1,"Working - self-employed",0,"White","White"
24540,,93121.216,86756.835,134346.465,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","Minor impact","Minor impact","Moderate impact","Minor impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,"Refused",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",1500,"No","Yes","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Regularly worried","Sometimes worried","Sometimes worried","Regularly worried","Don’t know","Don’t know","Business, Professional, Labor, Political, and Similar Organizations","One","Other (Please specify)","Refused","I make most of the decisions","Good",20160930,20160205,20150804,50,"45-54","45-59","Some college, no degree","Some college","Other, Non-Hispanic","Male","Yes",5,"A building with 2 or more apartments","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,2,1,2,"Working - as a paid employee",0,"White","Other"
24541,,,27958.0604,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,60,"Not important","Very important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20161015,20151219,20160827,73,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",0,"White","White"
24543,,69660.0586,70453.1675,100403.326,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Convenience","Not available in local stores","Convenience","Convenience","Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Sometimes worried","Graduate degree","Bachelor’s degree","Educational Services","One","Community and Social Services","Refused","Another household member and I share in the decisions","Very good",20160830,20160121,20160830,40,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
24544,,,16635.7216,,"LMI oversample","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"Moderate impact","No impact","No impact","Minor impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","No","No","No","No","No","No",850,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Health","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Moderately important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No",12000,0,0,12000,"No",0,"No","Yes",,"No","Yes","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Certificate or technical degree","Amusement, Gambling, and Recreation Industries","One","Office and Administrative Support","Under $5,000","Another household member and I share in the decisions","Good",20160912,20151226,20160912,32,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","South","South Atlantic","Rented for cash","sc",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
24545,,,44820.2713,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Don't know","Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Master’s degree","No",,,"Business/management",,,,,,,"Financial costs are much larger","No","Yes","Yes","No","Yes","Moderately important","Slightly important","Slightly important","Moderately important","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",100000,0,0,100000,"No",400,"No","No",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","Yes","No",,,,,"Convenience","Not available in local stores",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Graduate degree","High school degree or GED","Professional, Scientific, and Technical Services","One","Management","Under $5,000","Another household member and I share in the decisions","Good",20160905,20151223,20160905,36,"35-44","30-44","Masters degree","Bachelor's degree or higher","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,1,0,2,"Working - as a paid employee",0,"White","Hispanic"
24546,,,38261.7193,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1981,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","Yes","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160921,20160329,20150804,62,"55-64","60+","Associate degree","Some college","Hispanic","Male","Yes",4,"A one-family house detached from any other house","$15,000 to $19,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,1,0,0,3,"Not working - disabled",0,"White","Hispanic"
24549,,59817.9341,22239.1393,85664.6156,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","No","Yes","No","No","No","No","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Minor impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",750,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","Yes","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,35,"Very important","Refused","Refused","Refused","Refused","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No",,"Convenience",,"Convenience","Not available in local stores",,,,,"No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","One","Other professional","$250,000 - $499,999","Another household member and I share in the decisions","Good",20151213,20151216,20160831,71,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - self-employed",0,"White","White"
24551,,40737.9068,13889.8334,62681.9538,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much worse off","About average","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","Yes","No","No","No","No","No",,"No impact","No impact","Severe impact","No impact","No impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,5,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,550,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","No","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","Yes","No",,,,"Better price","Not available in local stores",,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No",,,,,,,"Moderate strain","Substantial strain",,,,"Never worried","Never worried","Never worried","Sometimes worried","High school degree or GED","Some college but no degree","Couriers and Messengers","Three","Other (Please specify)","Under $5,000","I make most of the decisions","Poor",20160919,20160207,20160908,46,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$5,000 to $7,499","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Working - self-employed",0,"White","White"
24552,,55026.1794,53389.6889,81289.3838,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","No",,,,,,,,,"No",950,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","Associate degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No",2000,0,5000,7000,"No",75,"No","No",,"No","Yes","No","No","No","Yes","Yes","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","Yes","No",,"Better price",,"Better price",,"Better price","Better price","Better price",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2200,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Publishing Industries (except Internet)","One","Sales Representative","$10,000 - $24,999","I make most of the decisions","Good",20160911,20151230,20160726,41,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
24553,,94768.1442,109485.242,135608.885,"Fresh","Yes","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","About the same","About the same","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","Moderate impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",400,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160920,20151223,20160827,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","South","South Atlantic","Occupied without payment of cash rent","ga",0,0,0,0,3,"Not working - retired",0,"Black/African-American","Black"
24554,,50698.2497,50593.7358,74937.6435,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","About average","No","No","No","No","No","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1560,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Associate degree","No",,,"Business/management",,,,,,,"Financial costs are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","Yes",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Convenience","Convenience","Convenience",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","No","Yes",350,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Poor",20160915,20160211,20160915,43,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,1,2,"Not working - disabled",0,"White","White"
24555,,79590.157,83542.8398,115558.263,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Severe impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,5,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",2003,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Once","Once","Certificate or technical degree","No",,,"Health","Financial benefits are somewhat larger","No","No","No","No","Yes",,,,,,,"Moderately important","Not important","Not important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",12000,0,0,12000,"No",96,"No","No",,"Yes","No","No","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","Yes, both",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No","Convenience","Convenience",,,"Convenience",,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Certificate or technical degree","Don’t know","Nursing and Residential Care Facilities","One","Management","Under $5,000","I make most of the decisions","Good",20160919,20160706,20140518,37,"35-44","30-44","Associate degree","Some college","Black, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,1,1,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
24557,,,14657.7541,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","No","Yes","No","No","No","Definitely No","Yes","Finding it difficult to get by","Much worse off","Much worse off","Poor","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Severe impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1999,"Yes","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"Yes, borrowed money",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160917,20160528,20160930,31,"25-34","30-44","Some college, no degree","Some college","Hispanic","Female","Yes",3,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,3,"Not working - disabled",0,"White","Hispanic"
24558,,34028.0041,36593.173,51227.6649,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","No","Yes","No","No","No","Yes","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","None",,"Definitely Yes","No","Yes","Yes","No","No","No",1295,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Not available in local stores","Not available in local stores",,,,"Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Administration of Human Resource Programs","One","Other professional","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160915,20151220,20160915,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Mountain","Rented for cash","nm",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24560,,30553.5294,8336.5479,46018.9729,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","Yes","No","No","No","Yes","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Refused","No impact","Minor impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,480,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Some of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Very important","No advice from person","No advice from person","No advice from person","No advice from person","Very important","No advice from person","No","Yes","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"Yes","Yes","No","No","No",700,0,0,700,"No",0,"Yes","No",,"No","No","Yes","No","No","No",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","Refused","Yes",,"$5,000 to $14,999","More than your income","Yes","No","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","No","Yes","No","No",,"Not available in local stores","Better price","Better price",,,"Convenience",,,"Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Moderate strain",,"Rarely worried","Rarely worried","Sometimes worried","Regularly worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20151007,20160331,20150722,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Separated","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,1,"Not working - disabled",0,"2+ Races","Other"
24562,,161169.18,150086.18,222634.885,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","None",,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","Refused",1625,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Life sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No","Moderately important","Moderately important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","Yes","No","No","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Better price","Better price","Better price","Better price","Better price","Better price","Better price","Better price","Better price","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",350,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Graduate degree","Graduate degree","Scientific Research and Development Services","One","Life, Physical, and Social Sciences","$10,000 - $24,999","I make most of the decisions","Excellent",20160907,20160208,20160827,28,"25-34","18-29","Professional or Doctorate degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$50,000 to $59,999","Married","Metro","South","South Atlantic","Rented for cash","md",1,0,0,0,2,"Working - as a paid employee",0,"Asian","Asian"
24566,,,36791.912,,"LMI oversample","Yes","Yes","Refused","Refused","Refused","Yes","No",,"No","Yes","Yes","No","No","No","Definitely Yes",,"Just getting by","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,5,"Less","Does not apply","Does not apply","Does not apply","No","Yes","No","No","No","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No","Refused","No","Yes","Yes","Yes","Yes","Yes","Cash","Somewhat confident","Yes","Yes","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important","No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Refused",,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160910,20160211,20160910,29,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,3,0,0,3,"Not working - other",0,"White","White"
24567,,,25979.1517,,"LMI oversample","No","No","No","No","Yes","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Just getting by","About the same","Much worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","No","No","No","No","Yes","Paper check","No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,570,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Engineering","Financial costs are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","No","Yes","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores",,,"Better price","Better price","Not available in local stores","Convenience","Better price",,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","Yes","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Rarely worried","Associate degree","Graduate degree","Management, Scientific, and Technical Consulting Services","Two","Computer and Mathematical","Under $5,000","Another household member and I share in the decisions","Fair",20160908,20151218,20160902,31,"25-34","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Male","No",2,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,2,"Working - self-employed",0,"Black/African-American","Black"
24570,,36824.8297,37038.2838,55438.4071,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Yes","No","No","Yes","Yes","Yes","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","Yes","Moderate difficulty",,"Definitely Yes","Yes","No","Yes","Yes","No","No",2700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Master’s degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Moderately important","Slightly important","Slightly important","Slightly important","Moderately important","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",164000,0,0,164000,"No",1800,"No","No",,"No","No","Yes","No","Yes","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","Yes","No",,"Better price","Better quality",,"Better price","Better price","Convenience","Convenience",,"Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Associate degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160922,20160109,20150702,31,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A building with 2 or more apartments","$100,000 to $124,999","Married","Metro","West","Pacific","Rented for cash","wa",0,0,0,0,2,"Not working - other",0,"White","White"
24572,,,48023.9581,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably No","Yes","Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","Yes","Yes","Yes","No","No","No","No","Paper check","No","No","No","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,1,"About the same","Does not apply","Not at all","Not at all","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2012,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably Yes","No","Yes","Yes","Yes","Yes","Refused",700,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No","Slightly important","Not important","Not important","Slightly important","Slightly important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",39500,0,0,39500,"No",75,"No","No",,"No","No","Yes","No","Yes","No",,,,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","Refused","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Not available in local stores","Refused","Not available in local stores",,"Convenience","Better price",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","No","Yes","Yes","Yes",350,"No","Yes","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Never worried","Never worried","Sometimes worried","Some college but no degree","Bachelor’s degree","Social Advocacy Organizations","One","Community and Social Services","Under $5,000","I make most of the decisions","Very good",20160917,20160206,20160917,28,"25-34","18-29","Masters degree","Bachelor's degree or higher","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Non-Metro","South","East-South Central","Rented for cash","al",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
24573,,,31823.0994,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","Yes","Yes","No","Yes","No","Definitely No","No","Finding it difficult to get by","Much worse off","About the same","Poor","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Paper check","Yes","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","Moderate impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",1022,"Yes","No","No","Yes","No","No","Debit card","Not confident","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Engineering","Financial benefits are much larger",,,,,,,,,,,,"No advice from person","Very important","No advice from person","No advice from person","No advice from person","No advice from person","Very important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","Other reason",,,"Other reason",,"Other reason",,"Other reason",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","Yes","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","Refused","No","No","Yes","No","No",,,,,,,,,"Refused",,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Social Assistance","One","Personal Care and Service","Under $5,000","Another household member and I share in the decisions","Good",20160914,20160401,20160914,30,"25-34","30-44","Some college, no degree","Some college","Other, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,6,"Working - as a paid employee",0,"Asian","Asian"
24574,,29616.0836,25112.4613,44114.6755,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","Yes","Yes","No","No","No","No","No","No","Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,,,"Substantial strain",,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Hospitals","One","Installation, Maintenance, and Repair","$250,000 - $499,999","I make most of the decisions","Very good",20160914,20151218,20160912,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24577,,,40748.1227,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Probably Yes",,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,5,"About the same","Not at all","Does not apply","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"No",200,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Convenience",,"Better price","Better price","Better price","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Bachelor’s degree","Associate degree","Hospitals","One","Health Technologist or Technician (such as paramedic, lab technician)","$5,000 - $9,999","I make most of the decisions","Good",20160912,20160119,20160828,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24578,,47567.807,16422.0729,71093.8416,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","Yes","No","No","No","Check","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160920,20151219,20150703,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Not working - retired",0,"White","White"
24579,,38841.4749,40776.6792,57796.9789,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",1800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Doctoral Degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Moderately important","Not important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",480000,0,0,480000,"No",300,"Refused","No",,"No","No","Yes","Yes","No","Yes","No","No",,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No",,"Convenience",,,,"Better price",,"Convenience",,"Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","Hospitals","One","Medical Doctor (such as physician, surgeon, dentist, veterinarian)","Under $5,000","I make most of the decisions","Very good",20160926,20160125,20150706,31,"25-34","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Rented for cash","oh",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
24582,,,17854.8465,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","It varied","No","No","No","Yes","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,350,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Excellent",20160908,20160103,20160908,31,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",7,"A one-family house detached from any other house","$10,000 to $12,499","Married","Non-Metro","Midwest","East-North Central","Rented for cash","il",0,1,3,0,3,"Not working - other",0,"White","White"
24584,,,18442.0204,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Moderate difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",475,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No","Very important","Moderately important","Moderately important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",35000,0,3000,38000,"No",0,"No","No",,"No","No","Yes","No","No","Yes","No",,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Certificate or technical degree","Bachelor’s degree","Monetary Authorities-Central Bank","One","Business and Financial Operations","Under $5,000","Another household member and I share in the decisions","Good",20160903,20160130,20160903,25,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$35,000 to $39,999","Living with partner","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24585,,,22986.6777,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Paper check","No","Refused","Yes","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","Severe impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No",,,,"Don’t know",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Humanities","Financial benefits are somewhat larger",,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Moderately important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",8000,0,0,8000,"No",0,"Yes","No",,"No","Yes","No","No","No","No",,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Refused",,"$15,000 to $24,999","More than your income","No","No","No","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Refused","Refused","Refused",,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","Yes","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Ambulatory Health Care Services","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Very good",20160920,20161008,20140522,24,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",6,"A mobile home","$15,000 to $19,999","Never married","Non-Metro","South","West-South Central","Rented for cash","ok",0,1,1,0,4,"Working - as a paid employee",0,"White","White"
24586,,60445.6111,57747.501,87985.4961,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No",933,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Slightly important","Not important","Slightly important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Not available in local stores","Not available in local stores","Convenience","Better price","Convenience","Convenience","Convenience",,"Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Heavy and Civil Engineering Construction","One","Architecture and Engineering","$50,000 - $74,999","I make most of the decisions","Very good",20160915,20160104,20160915,29,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$60,000 to $74,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","mt",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24587,,36824.8297,37038.2838,55438.4071,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","A little difficulty",,"Don’t know",,,,,,,2000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Professional degree (e.g. MBA, MD, JD)","No",,,"Law",,,,,,,"Financial costs are somewhat larger","No","Yes","No","No","No","Slightly important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",250000,0,0,250000,"Yes",1000,"No","No",,"No","No","Yes","Yes","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","No",,"Not available in local stores",,,,"Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",20000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Bachelor’s degree","Real Estate","One","Lawyer, judge","$35,000 - $49,999","I make most of the decisions","Very good",20160916,20151223,20160828,31,"25-34","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24588,,48118.2558,53528.2985,70616.1026,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,10,"About the same","Does not apply","Does not apply","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No",900,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Not available in local stores",,,,"No","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Regularly worried","Rarely worried","Regularly worried","Less than High School degree","High school degree or GED","Transportation Equipment Manufacturing","One","Refused","$100,000 - $249,999","Another household member makes most of the decisions","Very good",20160912,20151227,20160828,34,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,1,1,1,2,"Working - as a paid employee",0,"White","White"
24589,,,45410.3015,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Yes","Don’t know","Yes","Don’t know","Yes","No","Deposit onto a reloadable prepaid card","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No",,,,"Definitely No",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Very important","Very important","Moderately important","Moderately important","Very important","Not important","Not important","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No",4000,0,0,4000,"No",0,"Yes","Yes",,"Yes","No","No","No","No","No",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Substantial strain",,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Sometimes worried","High school degree or GED","Less than High School degree","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Good",20160909,20151218,20160828,30,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",1,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
24590,,,11219.2803,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","No","Yes","Yes","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Cash","No","No","No","No","Yes","No","No","Yes",,"Minor impact","No impact","Minor impact","No impact","No impact","No impact","Temporarily laid off","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","No",,,,,,,"Better price","Convenience",,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","High school degree or GED","Not asked","One","Other (Please specify)","Not sure","Another household member makes most of the decisions","Fair",20160916,20151218,20160828,33,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Female","No",6,"A one-family house detached from any other house","$20,000 to $24,999","Living with partner","Non-Metro","Midwest","East-North Central","Occupied without payment of cash rent","mi",0,1,1,2,2,"Working - as a paid employee",0,"2+ Races","Other"
24595,,,7025.5307,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","Yes","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2013,"No","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,50,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial costs are somewhat larger","Yes","Yes","No","Yes","Yes",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",0,0,0,0,"No","Refused","Yes","Yes",,"No","Yes","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Rarely worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Fair",20161008,20160221,20160827,30,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","Less than $5,000","Divorced","Metro","West","Pacific","Rented for cash","or",0,0,1,0,1,"Not working - disabled",0,"White","White"
24596,,,11280.9499,,"LMI oversample","No","No","No","No","Yes","No","No",,"Yes","Yes","Yes","No","No","Yes","Probably No","Yes","Just getting by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Moderate impact","Moderate impact","No impact","Minor impact","Severe impact",,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"More","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Substantial difficulty",,"Definitely Yes","Yes","No","Yes","Yes","Yes","No",600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","Yes","No","No","No","Poor","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Certificate or technical degree","Yes","Bachelor’s degree",,"Business/management","Financial benefits are much larger",,,,,,,,,,,,"Slightly important","Not important","Not important","Not important","Not important","Not important","Not important","Very important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",15000,0,0,15000,"No",0,"Yes","No",,"Yes","No","Yes","No","No","Still enrolled in the program",,,,,,,"Yes","Yes","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","Yes","No",,"Convenience","Better price","Better price",,"Better price","Better price","Convenience",,"No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","Yes","Yes","Yes",1500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","Yes",,,,,"Moderate strain","Moderate strain",,"Substantial strain","Substantial strain",,"Substantial strain","Sometimes worried","Regularly worried","Sometimes worried","Rarely worried","High school degree or GED","Less than High School degree","Hospitals","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Good",20160915,20160105,20160921,27,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",2,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24598,,24522.0923,20394.1011,37400.93,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Life sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience","Convenience","Convenience","Not available in local stores","Convenience","Convenience",,,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160908,20151217,20160908,65,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Not working - retired",0,"White","White"
24601,,,16441.9248,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","Yes","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",850,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Some of the time","Some of the time","Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",60000,0,0,60000,"No",0,"Yes","No",,"No","Yes","No","No","No","Yes","No",,,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","One","Management","Under $5,000","I make most of the decisions","Good",20160920,20151224,20160916,27,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Female","No",4,"A one-family house attached to one or more houses","$20,000 to $24,999","Living with partner","Metro","South","South Atlantic","Rented for cash","nc",1,0,1,0,2,"Working - as a paid employee",0,"White","White"
24602,,,102773.654,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","Yes","No","No","No","No","Probably No","No","Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Don’t know","Yes","Yes","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,612,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","No",,,,,,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",15000,0,0,15000,"No",250,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Don’t know","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","Another household member and I share in the decisions","Very good",20160920,20151222,20160827,25,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
24605,,,7082.1017,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","Yes","No","No","No","Yes","No","Deposit onto a reloadable prepaid card","No","Yes","Yes","Yes","Yes","Yes","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","Refused","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"No","No","Yes","No","Yes","No","Prepaid card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Some of the time","Some of the time","Associate degree","No",,,"Education",,,,,,,"Financial costs are much larger","Yes","Yes","No","No","Yes","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1300,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"A little strain",,"A little strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Private Household Service","One","Management",,,"Good",20160921,,20130505,29,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",5,"A mobile home","Less than $5,000","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,1,2,0,2,"Working - self-employed",0,"White","White"
24606,,87830.0682,86673.3846,124640.375,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Definitely No","Yes","Just getting by","Somewhat worse off","Somewhat better off","It varied","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Bachelor’s degree","Yes","Bachelor’s degree",,"Law",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No","Very important","Slightly important","Not important","Moderately important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",68000,0,0,68000,"Yes",500,"No","No",,"No","Yes","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","No","Refused","Yes","Refused","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160909,20151223,20160829,22,"18-24","18-29","Associate degree","Some college","White, Non-Hispanic","Male","No",5,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,5,"Not working - looking for work",0,"White","White"
24607,,32008.6882,11941.0979,48511.4541,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","Pretty well off financially","No","No","No","Yes","No","Yes","No","No","Yes","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","Refused","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",1005,"Yes","No","Yes","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","No",,"No","Some of the time","Once","Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No",,"Not available in local stores",,,,"Better price",,"Other reason",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1000,"No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,"Substantial strain",,,"Substantial strain","Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20151003,20160219,20160723,69,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$35,000 to $39,999","Widowed","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","me",0,0,0,0,1,"Not working - retired",0,"White","White"
24609,,74399.4737,83178.4085,108087.907,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It was in-line with changes in living expenses","Moderate impact","Moderate impact","No impact","Severe impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,1,"More","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Once","Master’s degree","Yes","Master’s degree",,"Humanities",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No","Very important","Slightly important","Moderately important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",40000,0,15000,55000,"No",0,"Yes","No",,"No","No","Yes","No","Yes","Still enrolled in the program","No",,,,,,"No","No","Yes","No","No","No","No",0,"Definitely Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Better price","Better price","Convenience","Convenience","Better quality","Better price",,"Convenience",,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","Certificate or technical degree","Don’t know","Museums, Historical Sites, and Similar Institutions","One","Management","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20151208,20160217,20160628,27,"25-34","18-29","Masters degree","Bachelor's degree or higher","Hispanic","Female","No",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
24614,,85137.8405,86875.0108,125175.138,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1407,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes","No",,"Not available in local stores",,"Convenience",,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Certificate or technical degree","Scientific Research and Development Services","One","Computer and Mathematical","$75,000 - $99,999","I make most of the decisions","Very good",20160917,20151227,20160830,33,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,2,0,2,"Working - as a paid employee",0,"White","Hispanic"
24615,,89722.4019,96636.827,129622.521,"Fresh","No","Yes","Yes","Yes","Yes","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely No","Yes","Just getting by","Much better off","Much better off","About average","Yes","No","Yes","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","Don’t know","Yes","Don’t know","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","Yes","Yes","Yes",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Once","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No",,,"Better price","Better price",,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Machinery Manufacturing","One","Other (Please specify)","$10,000 - $24,999","I make most of the decisions","Fair",20160910,20151221,20160827,31,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",8,"A one-family house detached from any other house","$40,000 to $49,999","Separated","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,2,6,"Working - as a paid employee",0,"White","Hispanic"
24619,,50007.8087,54563.7243,74417.7354,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely No","Yes","Finding it difficult to get by","About the same","Somewhat better off","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","Yes","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No","Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,760,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","Yes","Doctoral Degree",,"Life sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No","Very important","Moderately important","Moderately important","Moderately important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5907,0,0,5907,"No",152,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Not available in local stores","Convenience","Better price",,"Better price","Not available in local stores","Better price",,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","Yes","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Scientific Research and Development Services","One","Management","$10,000 - $24,999","I make most of the decisions","Good",20161004,20160217,20150803,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A building with 2 or more apartments","$40,000 to $49,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,5,"Working - as a paid employee",0,"White","White"
24620,,37869.617,35571.717,57383.386,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",25,8,"About the same","Does not apply","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","No","I [PPMARITins2] pay rent.",2015,"Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Don’t know","Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",2500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Humanities",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Educational Services","Two","Other professional","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160908,20160104,20160908,33,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Rented for cash","ca",1,0,0,0,2,"Working - as a paid employee",0,"White","White"
24622,,,39912.0356,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Probably Yes",,"Finding it difficult to get by","Much worse off","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","Severe impact","No impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Refused",,,,"Definitely No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","Yes","No","Refused",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Rarely worried","Never worried","Rarely worried","Never worried","Don’t know","Less than High School degree","Accommodation","Three","Building and Grounds Cleaning and Maintenance","Refused","Another household member and I share in the decisions","Good",20160904,20160307,20140415,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
24624,,65822.7555,71808.933,96360.2302,"Fresh","No","No","No","Yes","No","No","No",,"Yes","Yes","No","No","No","No","Definitely No","Yes","Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"It was easier for me to fix without their assistance","Probably No",,,,,,,200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160912,20151223,20160831,38,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,3,"Not working - disabled",0,"White","White"
24626,,43991.372,13604.6222,67337.6866,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Doing okay","Somewhat better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","Yes","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"Less","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2015,"Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,780,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","No","No","Very important","Slightly important","Moderately important","Moderately important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",24000,0,0,24000,"No",250,"Yes","No",,"No","No","Yes","No","No","Yes",,,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Private Household Service","One","Personal Care and Service","$250,000 - $499,999","Another household member makes most of the decisions","Good",20160423,20160217,20140427,22,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","West","Pacific","Occupied without payment of cash rent","wa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24629,,64006.7672,74769.5041,93094.1521,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Paper check","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","Severe impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1555,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Refused","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$75,000 - $99,999","Another household member and I share in the decisions","Excellent",20160913,20151217,20160827,42,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","sd",0,0,3,1,2,"Working - as a paid employee",0,"White","White"
24632,,51959.5525,53024.6919,75935.2296,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",2800,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Better price","Convenience",,,"Convenience","Not available in local stores","Not available in local stores","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","High school degree or GED","Less than High School degree","Educational Services","One","Teacher, college and university","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160920,20160131,20150804,51,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
24633,,,29198.5441,,"LMI oversample","Refused","Refused","Refused","Refused","Refused","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Disabled and not working",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"No","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked",,,"Good",20160916,,20130606,35,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A one-family house attached to one or more houses","$15,000 to $19,999","Married","Metro","West","Pacific","Rented for cash","wa",0,0,0,0,2,"Not working - disabled",0,"White","White"
24634,,34941.2692,35579.1169,52394.2953,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,"No",665,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Once","Once","Associate degree","No",,,"Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","No",,,,"Better price","Not available in local stores","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No",,,,"Moderate strain",,,,,"Moderate strain",,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160923,20160208,20150911,53,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,1,2,"Not working - looking for work",0,"White","White"
24635,,,16441.9248,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","Yes","Yes","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Severe impact","Severe impact","No impact","No impact","No impact","No impact","Employed part-time","Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",1,5,"Less","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","No",,,,,,"Associate degree","No",,,"Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Very important","Very important","Very important","Very important","Very important","Very important","Very important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No",,,,,"No",200,"No","No",,"No","Yes","No","No","No","Yes","No",,,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","No","Yes","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","Yes","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Substantial strain",,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Never worried","Associate degree","Associate degree","Health and Personal Care Stores","One","Retail Sales","Under $5,000","I make most of the decisions","Excellent",20160920,20151219,20160902,26,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$15,000 to $19,999","Married","Metro","South","South Atlantic","Rented for cash","ga",1,0,2,0,2,"Working - as a paid employee",0,"White","White"
24636,,35923.3437,37729.8122,53627.2646,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","Yes",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Better price",,"Better price","Convenience","Better price","Convenience",,,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Educational Services","One","Installation, Maintenance, and Repair","$500,000 - $999,999","I make most of the decisions","Excellent",20160908,20151219,20160907,55,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
24637,,,20951.2812,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Probably Yes",,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","Moderate impact","Moderate impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Health","Refused","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Somewhat important","Somewhat important","Not important","Somewhat important","Not important","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Less than High School degree","Construction of Buildings","One","Management","Under $5,000","I make most of the decisions",,,20160717,20130608,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$30,000 to $34,999","Living with partner","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
24639,,22045.1864,17941.9757,33510.6375,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","Don’t know","Yes","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,10,"Less","Very much","Not at all","Not at all","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Education",,,,,,,"Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,57,"Not important","Very important","Very important","Very important","Not important","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",4200,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No",,"A little strain","Moderate strain","Moderate strain",,,,"Moderate strain","Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Building Material and Garden Equipment and Supplies Dealers","One","Retail Sales","Under $5,000","Another household member and I share in the decisions","Very good",20160916,20160217,20160916,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24641,,,30554.384,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Just getting by","Much better off","Much worse off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Debit card","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","No","Yes","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160926,20151219,20160926,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A mobile home","$30,000 to $34,999","Divorced","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Not working - disabled",0,"White","White"
24642,,67578.8986,67816.3219,98980.6418,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Severe impact","Severe impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Education",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",6000,0,0,6000,"Yes",160,"No","No",,"No","Yes","Yes","No","Yes","Yes","No","No",,,,,"No","No","No","No","Yes","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Not available in local stores","Better price","Better price","Better price","Better price","Better price",,,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",3000,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Regularly worried","Sometimes worried","Regularly worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member makes most of the decisions","Good",20160911,20160121,20160827,47,"45-54","45-59","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,1,2,"Not working - disabled",0,"Asian","Asian"
24643,,,32236.1171,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","Yes","No","Yes","No","Definitely No","Yes","Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Somewhat important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",2000,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Refused","Refused",,,,,,,,,"Moderate strain",,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Specialty Trade Contractors","One","Installation, Maintenance, and Repair","Under $5,000","Another household member and I share in the decisions","Fair",20161013,20151219,20160921,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - self-employed",0,"White","White"
24645,,31270.0544,26966.4447,46964.6686,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,71,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Other reason","Other reason",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",100,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20161005,20160206,20150810,74,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
24646,,38503.4546,31883.342,56917.5514,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2002,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","No","Yes","No","No","No",1445,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes",,"No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Refused",,,,"Not available in local stores","Not available in local stores",,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Computer and Electronic Product Manufacturing","One","Computer and Mathematical","$250,000 - $499,999","I make most of the decisions","Poor",20160914,20151217,20160901,60,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$150,000 to $174,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24648,,26632.1526,20622.6491,40140.7955,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","Yes","No","No","No",,,,,,,,,"No",1214,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","Convenience","Convenience",,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Other Professional, Scientific, and Technical Services","One","Management",,,"Good",20151024,,20130504,66,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
24650,,,66181.8195,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably No","Yes","Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","Moderate impact","Minor impact","Moderate impact","Minor impact",,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,5,"Less","Does not apply","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,208,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","Not important","Not important","Slightly important","No advice from person","No advice from person","No advice from person","Very important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No",,,,"Better price",,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",200,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20161007,20160907,20130516,27,"25-34","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","Less than $5,000","Never married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,1,"Not working - other",0,"Black/African-American","Black"
24651,,64369.4155,69606.4904,92777.34,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Once","Certificate or technical degree","No",,,"Law","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","Yes","No",,,"Not available in local stores",,,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Fair",20160906,20151220,20160827,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - other",0,"White","White"
24652,,,16404.1852,,"LMI oversample","Yes","No","No","Yes","No","No","No",,"Yes","Yes","No","No","Yes","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","Yes","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Refused",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","Yes","Yes",,,,"Convenience",,,,"Convenience","Convenience","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",425,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Never worried","Never worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Poor",20160921,20151218,20150721,44,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$30,000 to $34,999","Married","Metro","South","East-South Central","Rented for cash","al",0,0,0,0,3,"Not working - disabled",0,"2+ Races","Other"
24653,,66305.5079,19848.7442,98751.5735,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","Minor impact","Moderate impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","Yes","Yes","Yes","No","No",1870,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","Yes","No",,"No","No","No","No","No","No","No","No","Yes","No","Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No",,"Better price",,"Better price","Better price",,"Convenience",,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","General Merchandise Stores","One","Other Sales","Under $5,000","Another household member and I share in the decisions","Very good",20160916,20151217,20160901,46,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",3,"A one-family house attached to one or more houses","$30,000 to $34,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,1,2,"Working - as a paid employee",0,"White","Hispanic"
24655,,,42120.533,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","No","No","No","No",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Accommodation","One","Office and Administrative Support","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20161003,20151223,20160831,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24656,,,26457.079,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","No","Yes","No","No","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","Convenience","Convenience","Convenience","Convenience","Convenience",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Wood Product Manufacturing","Two","Precision Production (such as machinist, welder, baker, printer, tailor)","Under $5,000","Another household member and I share in the decisions","Very good",20161008,20160722,20130512,46,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A mobile home","$30,000 to $34,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
24658,,92171.9743,34032.4733,134835.065,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","Yes","No","No","No","Homemaker","Work part-time for someone else","Schedule varies, primarily at my request",,"Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Cash","No","No","No","No","No","No","No","No",,"Moderate impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact","Homemaker","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",10,30,"Refused","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,"No",1500,"No","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Social/behavioral sciences","Financial benefits are much larger",,,,,,,,,,,,"Very important","Very important","Very important","Very important","Very important","Very important","Very important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",20000,0,0,20000,"No",20000,"Refused","No",,"No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No",0,"Probably No",,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Better price","Better price","Better price","Better price","Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160914,20151222,20160828,33,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",1,2,1,0,2,"Not working - other",0,"Asian","Asian"
24660,,52136.6511,48590.4277,77566.7259,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","No","Yes","No","No","No",1500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Humanities",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No","Not important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Nonstore Retailers","One","Installation, Maintenance, and Repair","$35,000 - $49,999","I make most of the decisions","Good",20140809,20160722,20140510,41,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24661,,24321.0775,10396.4137,37199.0866,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","No","Yes","Yes","No","Paper check","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","Better price",,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Associate degree","Other Information Services","One","Office and Administrative Support","$1,000,000 or more","I make most of the decisions","Very good",20161001,20151218,20160829,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24662,,38341.5956,36148.4415,56566.3719,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Better price","Better price",,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member makes most of the decisions","Good",20160917,20151219,20160916,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - retired",0,"White","White"
24663,,117062.722,123026.136,163481.027,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","Yes","Yes","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Refused","Refused","Refused","Yes","Refused",,,,,,,"Moderately important","Slightly important","Moderately important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","Convenience","Convenience","Convenience",,"Convenience",,"Convenience","Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Social Assistance","One","Personal Care and Service","Under $5,000","Another household member and I share in the decisions","Very good",20160917,20160101,20160827,27,"25-34","18-29","Some college, no degree","Some college","Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Living with partner","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,1,"Working - self-employed",0,"Asian","Hispanic"
24664,,,40118.8577,,"LMI oversample","Refused","Refused","Refused","Refused","Refused","Yes","No",,"Yes","Refused","Refused","Refused","Refused","No","Probably Yes",,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","Don’t know","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Moderate impact","No impact",,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",5,5,"More","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"Yes",1212,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"Yes","Yes","Yes",,"No","No","No","No","No","No","No","No","Yes","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","Yes",,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No",,,,"Better price",,"Not available in local stores",,,,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Very good",20151012,20160208,20160229,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,2,"Not working - retired",0,"White","White"
24665,,55026.1794,53389.6889,81289.3838,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","Yes",,"Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1875,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price","Convenience","Convenience",,"Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Nonstore Retailers","One","Management","$10,000 - $24,999","Another household member and I share in the decisions","Fair",20160908,20160210,20160829,33,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,1,0,1,2,"Working - as a paid employee",0,"White","White"
24666,,72279.8113,26195.6215,102790.078,"Fresh","Refused","Refused","Refused","Refused","Yes","Refused","No",,"Yes","Yes","No","No","No","No","Definitely No","Yes","Just getting by","Somewhat better off","Somewhat worse off","About average","No","No","No","Yes","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Severe impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Refused",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","Yes","No","Convenience","Convenience",,,"Convenience",,"Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","Yes","No",,,"No","Yes","No","No","No","No","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160913,20160916,20130216,63,"55-64","60+","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$35,000 to $39,999","Separated","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - looking for work",0,"White","White"
24667,,36977.1729,38004.2516,55115.7726,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","No","Employed for someone else",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","Yes","No","No","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","U.S. Air Force","One","Other professional","$100,000 - $249,999","I make most of the decisions","Excellent",20151002,20151218,20150806,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24676,,41297.9055,39856.4303,62440.9424,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Minor impact","Minor impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","No","Yes","No","No","Yes, and I still own that home",,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Don’t know","Don’t know","No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","No","Refused",1150,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No","Moderately important","Moderately important","Moderately important","Very important","Moderately important","Moderately important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No",,"Convenience","Convenience",,,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Rarely worried","Certificate or technical degree","Certificate or technical degree","Civic and Social Organizations","One","Protective Service","Under $5,000","Another household member and I share in the decisions","Very good",20161015,20151221,20150808,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","nd",0,2,0,0,2,"Working - as a paid employee",0,"White","White"
24677,,27801.5204,10389.6974,42402.6566,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1425,"Yes","No","No","No","No","Yes","Debit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Associate degree","No",,,"Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Very important","Very important","Very important","Very important","Very important","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Not available in local stores",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Good",20161006,20160220,20150730,67,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",0,"White","White"
24679,,45263.9545,51114.1485,67534.1155,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"Moderate impact","Moderate impact","Moderate impact","Minor impact","Minor impact","Moderate impact","Disabled and not working","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","To network/meet people",8,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",915,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes","No","No",,"Better quality","Better quality","Better price",,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Substantial strain","Substantial strain",,"Substantial strain","Substantial strain","Substantial strain","Substantial strain","Substantial strain","Substantial strain","Substantial strain","Substantial strain","Sometimes worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Bachelor’s degree","Not asked","One","Protective Service","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160915,20151221,20160827,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Living with partner","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24682,,,22436.6587,,"LMI oversample","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","Yes","No","No","Yes","No","Yes","Yes","Temporarily laid off","Work part-time for someone else","Normally work the same hours",,"Don’t know","No","Yes","Yes","No","Yes","No","Don’t know","Deposit onto a reloadable prepaid card","Yes","No","Yes","Yes","No","No","Yes","Yes","It was in-line with changes in living expenses","No impact","Minor impact","Moderate impact","Minor impact","Moderate impact","Minor impact","Employed part-time","Yes","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",13,50,"About the same","Somewhat","Very much","Somewhat","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Very important","Somewhat important","Not important","Very important","Very important","No","No","Yes","Refused","Yes","No","Yes","No","Yes","No","No","Yes","No","No","Yes","No","No","Yes","Yes","Yes",,"$0 to $4,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","No","No","Convenience",,"Better price","Better price","Convenience",,"Better quality",,,"Yes","No","No","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","Yes","No","Yes","No","Yes",158,"Yes","Yes","No","No","Yes","No","No","Yes","Yes","No","Yes","No","No",,"Yes","Yes","No","No","Yes","No","Yes","No","Yes","Yes","No","None","A little strain",,,"Moderate strain",,"Substantial strain",,"Moderate strain","A little strain",,"Never worried","Rarely worried","Sometimes worried","Regularly worried","High school degree or GED","High school degree or GED","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","Another household member and I share in the decisions","Excellent",20160926,20160119,20160912,35,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","Less than $5,000","Living with partner","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,5,"Working - as a paid employee",0,"Black/African-American","Black"
24683,,85122.2036,99742.2967,121821.271,"Fresh","No","No","No","No","Yes","No","No",,"Yes","Yes","No","No","Yes","No","Probably Yes",,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"Yes","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,450,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Moderately important","Very important","Not important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$10,000 - $24,999","I make most of the decisions","Good",20160916,20160115,20160905,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$150,000 to $174,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
24684,,69726.9602,69767.398,100771.993,"Fresh","No","No","No","No","Yes","No","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","No","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","Moderate impact","Minor impact","Minor impact",,"No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,6,"Less","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Once","Never","Certificate or technical degree","No",,,"Health","Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",15000,0,374,15374,"No",140,"Yes","Refused",,"Yes","No","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Other reason","Convenience",,,,"Convenience",,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Sometimes worried","Graduate degree","Don’t know","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160915,20151226,20160912,51,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$175,000 to $199,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24686,,,14947.2162,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",4,2,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No","Don’t know","Probably No","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Don’t know","High school degree or GED","Hospitals","One","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20160910,20151218,20160909,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A mobile home","$20,000 to $24,999","Widowed","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24689,,54280.2741,15995.8119,80899.1603,"Fresh","No","No","No","Yes","No","No","No",,"Yes","Yes","Yes","No","No","No","Probably No","Yes","Finding it difficult to get by","Much worse off","Somewhat worse off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Moderate impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,1,"About the same","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2001,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Not available in local stores","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160909,20151217,20160909,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Not working - disabled",0,"White","White"
24691,,53137.6185,54732.5501,78624.6927,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","No","No","Paper check","No","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",8,10,"More","Not at all","Not at all","Not at all","No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","No",0,"Definitely Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Better price",,,,"Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Sometimes worried","High school degree or GED","Don’t know","Executive, Legislative, and Other General Government Support","Three","Installation, Maintenance, and Repair","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160926,20151226,20150706,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,1,1,"Working - as a paid employee",0,"White","White"
24696,,97472.9411,106953.96,139614.039,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Probably Yes",,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No",3100,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","No",,"No","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Convenience","Better price","Better price","Convenience","Better price","Better price",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Justice, Public Order, and Safety Activities","One","Other (Please specify)","$10,000 - $24,999","I make most of the decisions","Good",20160913,20160916,20130505,41,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,4,"Working - as a paid employee",0,"White","Hispanic"
24698,,42003.2569,13029.8023,63068.9516,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","No","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","Yes","No","Other reason","Other reason","Other reason","Other reason",,,,"Other reason",,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",700,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","A little strain","Moderate strain",,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Bachelor’s degree","Data Processing, Hosting and Related Services","One","Business and Financial Operations","$10,000 - $24,999","I make most of the decisions","Good",20151002,20160116,20150820,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$20,000 to $24,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24702,,,65232.9166,,"LMI oversample","Refused","Refused","Refused","Refused","Refused","Yes","No",,"Yes","Refused","Refused","Refused","Refused","No","Definitely Yes",,"Just getting by","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Refused","Yes","Yes","Yes","Refused","Refused","Yes","Refused","Paper check","No","No","Yes","Refused","Refused","Refused","Refused","Refused",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,20,"About the same","Not at all","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2004,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Don’t know",,,,,,,675,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","Yes","Cash","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Refused","Refused","Refused","Refused","Refused","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","No","No","Yes",,"$15,000 to $24,999","More than your income","No","No","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No",,"A little strain",,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Construction of Buildings","One","Building and Grounds Cleaning and Maintenance",,,"Very good",20161018,,20130920,37,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,3,"Working - as a paid employee",0,"Black/African-American","Hispanic"
24703,,37813.1577,36011.893,56700.9306,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",898,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No",,,,,"No","Yes","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Refused",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Better price","Convenience",,"Better price","Convenience","Better price","Convenience",,,"Yes","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160923,20160308,20150811,32,"25-34","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,1,2,0,2,"Not working - other",0,"White","White"
24704,,51462.048,15786.0697,77597.8376,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","Yes","Yes","No","Yes","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"Refused",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused","Yes","Yes","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No",0,0,15000,15000,"No","Refused","Refused","Refused",,"No","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Moderate strain",,,,,,,"Moderate strain",,,,"Rarely worried","Sometimes worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Refused","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Good",20140917,20160301,20130508,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$10,000 to $12,499","Living with partner","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
24705,,45194.2363,46207.4775,67483.7327,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Primary Metal Manufacturing","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160915,20151218,20160909,49,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
24707,,90600.2806,90106.5998,130874.506,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1850,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",11000,0,0,11000,"No",340,"No","No",,"No","No","No","No","Yes","Yes","No","No",,,,,"No","No","Yes","Yes","No","No","No",0,"Definitely Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","Yes","No","No","No","Yes","No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Better price",,"Better price","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Performing Arts, Spectator Sports, and Related Industries","One","Management","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160907,20151218,20160907,41,"35-44","30-44","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,2,0,2,"Working - as a paid employee",0,"Asian","Asian"
24709,,147445.575,41291.5639,205253.369,"Fresh","Yes","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Just getting by","Much worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","Don’t know","No","No","No","No","No","Cash","Refused","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No",,,,"Don’t know",,,,,,,1100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Moderately important","Very important","Moderately important","Moderately important","Very important","Moderately important","Moderately important","Moderately important","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Refused","$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Refused",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Don’t know","Don’t know","Hospitals","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Good",20160924,20160928,20140711,26,"25-34","18-29","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Female","No",2,"A building with 2 or more apartments","$25,000 to $29,999","Living with partner","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24714,,54902.2802,55021.3478,81128.1679,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","Yes","No","No","Yes","Definitely No","Yes","Doing okay","Somewhat better off","About the same","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","Moderate impact","No impact",,,,"Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","[D10other]",10,20,"About the same","Very much","Somewhat","Very much","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$0 to $4,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Good",20160906,20151219,20160906,55,"55-64","45-59","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,3,"Not working - disabled",0,"Black/African-American","Black"
24715,,53508.0586,55590.8631,78534.124,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",2400,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,"No","No","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","No","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160909,20151218,20160909,35,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,2,2,0,2,"Not working - other",0,"White","White"
24716,,25180.2317,19828.9475,38252.6781,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,5,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,"Probably No",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Somewhat important","Very important","Very important","Yes","No",,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Better price","Convenience","Better price","Convenience","Not available in local stores",,,,"No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"Substantial strain",,"Substantial strain","Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160920,20160216,20160716,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Not working - retired",0,"White","White"
24717,,40158.5349,41499.6493,60324.5403,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","Yes","No","No","No","No","It exceeded changes in living expenses","Moderate impact","No impact","No impact","No impact","No impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","Yes","No","No","No","Yes",,,,,,,,,"No",1600,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",1000,0,0,1000,"No",90,"No","No",,"Yes","No","Yes","No","No","Yes","Yes","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","No",,"Convenience",,,,"Better price","Better price","Convenience",,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Educational Services","One","Teacher, except college and university","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160920,20151224,20160920,34,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",1,0,2,0,2,"Working - as a paid employee",0,"White","White"
24718,,58798.859,75781.3398,85679.8641,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely No","No","Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","Yes","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Humanities","Financial benefits are much larger",,,,,,,,,,,,"Moderately important","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",15000,0,0,15000,"No",0,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","Yes","Yes","No","No","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No",,"Not available in local stores","Convenience",,,"Not available in local stores",,"Convenience",,"Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Amusement, Gambling, and Recreation Industries","One","Architecture and Engineering","Not sure","Another household member makes most of the decisions","Very good",20160917,20160110,20160827,22,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",3,"A building with 2 or more apartments","$100,000 to $124,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
24720,,37845.9709,35641.7616,57085.0249,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It exceeded changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",435,"Yes","No","No","No","No","Yes","Credit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are much larger","Yes","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"No","Yes","Yes","Yes","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","Yes","No",,,,"Better price","Better price","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Other Professional, Scientific, and Technical Services","One","Life, Physical, and Social Sciences","$10,000 - $24,999","I make most of the decisions","Good",20160917,20151220,20160828,43,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24721,,71950.517,25906.9647,106222.43,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Refused","Refused","Refused","Yes","No","Definitely Yes",,"Doing okay","Somewhat better off","About the same","Poor","No","No","No","No","No","No","No","No","No","Disabled and not working",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Fair","Yes","No",,"No","Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","Refused",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","No","No",,"Better price","Better price","Better price","Better price",,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160921,20151217,20150710,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",3,"A mobile home","$10,000 to $12,499","Divorced","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,1,2,"Not working - disabled",0,"Black/African-American","Black"
24723,,,27871.9078,,"LMI oversample","Yes","Yes","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","No","Yes","No","No","No","Probably Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","Yes","No","No","Yes","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Moderate impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","Yes","No","Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Probably Yes","Yes","Yes","No","Yes","No","No","Don't know",,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","No",,"No","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,,"Not available in local stores",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Good",20160908,20160217,20160909,49,"45-54","45-59","12th grade NO DIPLOMA","Less than high school","2+ Races, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$7,500 to $9,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Not working - looking for work",0,"2+ Races","Other"
24727,,25892.4396,21393.4511,39272.3511,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,70,"Not important","Very important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$40,000 to $49,999","More than your income","Yes","No","No","Refused","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Better price","Better price",,"Better price","Refused","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes","Refused","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20140813,20160528,20160723,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
24728,,,13926.6236,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","About average","No","No","No","No","No","Yes","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",120,1,"Less","Not at all","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1961,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Social/behavioral sciences","About the same financial benefits and financial costs",,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Very good",20160907,20160208,20160907,56,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Not working - other",0,"White","White"
24729,,37815.908,38078.0219,56675.4846,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Physical sciences/math","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Rarely worried","High school degree or GED","Less than High School degree","Architectural, Engineering, and Related Services","Two","Architecture and Engineering","$25,000 - $34,999","I make most of the decisions","Good",20160929,20160107,20150807,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24730,,35323.5407,15634.4714,52427.0798,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,53,"Not important","Not important","Somewhat important","Very important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Convenience",,"Convenience",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Excellent",20161002,20151218,20160903,67,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
24731,,110885.854,128089.493,154839.27,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Probably No","Yes","Doing okay","About the same","About the same","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","Yes","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Law","About the same financial benefits and financial costs",,,,,,,,,,,,"Moderately important","Not important","Not important","Moderately important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Other Information Services","One","Other (Please specify)","Not sure","Another household member makes most of the decisions","Very good",20160902,20160909,20160902,18,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
24733,,53025.6923,47667.6845,77211.244,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","Yes","No","No","No","Yes","No","No","Yes","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,1,"More","Not at all","Not at all","Not at all","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No",5000,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,60,"Not important","Very important","Not important","Very important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","Yes","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Convenience","Convenience","Convenience","Convenience","Convenience",,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Rental and Leasing Services","Two","Other (Please specify)","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160922,20151223,20160911,65,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","hi",0,0,0,0,2,"Working - self-employed",0,"White","White"
24734,,31614.4518,34318.5337,47813.1771,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",750,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","Yes","Yes","No",,,"Not available in local stores",,,,"Convenience","Convenience",,"No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Educational Services","One","Teacher, except college and university","$75,000 - $99,999","I make most of the decisions","Excellent",20160925,20151217,20150726,55,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24735,,26025.3204,25370.0789,40008.0682,"Fresh","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1486,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","No",,,"Better price",,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Amusement, Gambling, and Recreation Industries","One","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160924,20160503,20160707,53,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$50,000 to $59,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24736,,,28807.4085,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Moderate impact",,,"Retired","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",169,"Yes","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"No","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Fair",20160909,20160101,20160909,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","sd",0,0,0,0,1,"Not working - retired",0,"White","White"
24738,,99071.0197,31758.971,144864.529,"Fresh","Yes","Refused","Refused","Refused","Yes","Yes","No",,"Yes","Refused","Refused","Refused","Yes","No","Definitely No","Yes","Just getting by","About the same","About the same","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"No","Yes","No","Yes","No","Yes","No","No","Paper check","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","No impact","Minor impact","Minor impact","Minor impact",,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","To earn money as a primary source of income",200,1,"Less","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Refused",,,"Probably Yes","Refused","Refused","Yes","Refused","Refused","Refused",600,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","No","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No",,"A little strain","Moderate strain","Moderate strain","A little strain","Moderate strain",,"A little strain","A little strain","A little strain",,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Less than High School degree","Food and Beverage Stores","One","Management","Under $5,000","I make most of the decisions","Good",20160122,20160122,20160909,32,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","No",2,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","South","West-South Central","Occupied without payment of cash rent","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
24739,,39220.918,34479.3037,59129.1536,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","Yes","No",,,,"Better price","Better price","Better price",,"Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Scientific Research and Development Services","One","Architecture and Engineering","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160927,20160122,20150704,41,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","nh",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
24740,,57066.9174,46999.7387,83025.1135,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Yes","Yes",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",15,25,"About the same","Very much","Very much","Very much","No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",30,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Refused","Yes","Yes","Refused","Refused","Refused","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Yes","Refused","Refused","Refused","Refused","Refused",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","Other reason",,,,,,,"Other reason",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"Moderate strain","Moderate strain",,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Management of Companies and Enterprises","One","Management","$1,000,000 or more","I make most of the decisions","Very good",20160704,20160207,20160730,60,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - self-employed",0,"White","Hispanic"
24741,,23949.5277,19857.4955,36093.6927,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","Yes","No","Yes","No","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","No","Yes","No","No",,,,,,,,,,,,55,"Somewhat important","Very important","Very important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Better price","Not available in local stores","Convenience","Convenience","Convenience","Better price",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"No","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Regularly worried","Rarely worried","Sometimes worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Good",20161011,20160206,20150809,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,4,"Not working - retired",0,"White","White"
24743,,43192.1707,42347.8955,64277.6214,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","Yes","Yes","Yes","No",,"Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No",1500,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Master’s degree","No",,,"Education",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",100000,0,0,100000,"No",700,"No","No",,"No","No","Yes","No","Yes","Yes","No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","Yes","Yes","No",,"Convenience","Better price",,"Convenience",,"Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Educational Services","Two","Other professional","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20140813,20150601,20140501,32,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24744,,48869.0164,52804.131,72698.1977,"Fresh","Yes","Yes","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Paper check","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","No","No","No","No",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Convenience","Better price",,"Better price","Better price","Better price",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Rarely worried","Less than High School degree","Less than High School degree","Funds, Trusts, and Other Financial Vehicles","One","Business and Financial Operations","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160912,20160214,20160901,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
24746,,46844.3384,47273.4758,69276.9555,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","About the same","About average","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No",693,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","Yes","No","No","Yes","No","No","Yes","Yes","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","Yes","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","Do not have children or grandchildren",,,,,,,,,,,,,,,,22,"Very important","Not important","Not important","Not important","Very important","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","No","No",,"$40,000 to $49,999","More than your income","Yes","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Other reason","Other reason","Convenience","Not available in local stores","Not available in local stores","Other reason",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",5000,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes",,"No","No","Yes","Yes","Yes","No","No","Yes","Yes","No","No",,,"Substantial strain","Moderate strain","Substantial strain",,,"Moderate strain","Substantial strain",,,"Sometimes worried","Sometimes worried","Sometimes worried","Regularly worried","Bachelor’s degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160916,20160131,20160916,35,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,2,"Not working - retired",0,"White","White"
24747,,56284.2092,53147.2677,82478.5923,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Convenience","Better price","Convenience","Convenience","Better price","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Transportation Equipment Manufacturing","One","Management","$1,000,000 or more","I make most of the decisions","Good",20160903,20151217,20160827,59,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$250,000 or more","Divorced","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24748,,,18460.1988,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat better off","Somewhat better off","Poor","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1991,"No","No","Yes","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","Yes","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","No",,"Yes","Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,"Moderately important","Moderately important","Slightly important","Slightly important","Moderately important","Very important","Moderately important","Not important",,,,,,,,,,,"Yes","No","Yes","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No",,"No",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","Yes","No","Better price","Better price","Better price","Better price",,,,"Better price",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","Yes",200,"No","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160923,20160218,20160706,60,"55-64","60+","Some college, no degree","Some college","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$5,000 to $7,499","Never married","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,1,"Not working - disabled",0,"2+ Races","Hispanic"
24750,,,22117.4849,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","Yes",,,,,,,,,"No",0,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Convenience","Convenience","Convenience","Better price","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Support Activities for Agriculture and Forestry","One","Personal Care and Service","$5,000 - $9,999","I make most of the decisions","Very good",20160921,20151222,20151111,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - self-employed",0,"White","White"
24754,,,7259.5659,,"LMI oversample","Refused","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Yes","Yes","Refused","Refused","Refused","No","Probably Yes",,"Just getting by","About the same","Somewhat worse off","Pretty well off financially","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","No","No","No",,,,,,,,,"No",720,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","Refused","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Building Material and Garden Equipment and Supplies Dealers","One","Office and Administrative Support","Under $5,000","I make most of the decisions",,,20160524,20140518,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","Less than $5,000","Separated","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","mt",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
24755,,70702.3555,21127.1183,104025.269,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","About the same","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Yes","Yes","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"Minor impact","Minor impact","No impact","Minor impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Don’t know","Yes","No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",795,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","No","Yes","No","No","No","No","No","Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Certificate or technical degree",,"Health","Financial benefits are somewhat larger",,,,,,,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",13000,0,0,13000,"No",37,"No","No",,"No","No","Yes","No","No","No","No",,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Better price","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Some college but no degree","Less than High School degree","Hospitals","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Excellent",20161007,20160206,20150702,27,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,2,0,4,"Working - as a paid employee",0,"White","White"
24756,,12554.6539,11790.0969,19751.601,"Fresh","Yes","No","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Refused","Yes","Refused","Refused","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1585,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,54,"Not important","Very important","Not important","Not important","Not important","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Better price",,"Better price","Better price",,,,,"No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160909,20151217,20160909,72,"65-74","60+","Some college, no degree","Some college","2+ Races, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Not working - retired",0,"2+ Races","Other"
24757,,73166.8007,21611.0144,109939.103,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","About the same","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","No impact","Minor impact",,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","To acquire new job-related skills",4,10,"Less","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","Cash","Not confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","Yes","Yes","Yes",0,1,1,3,"No",20,"No","No",,"No","No","No","No","No","No",,,,,,,"No","No","No","No","No","No","No",,,,"Yes, both",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Food and Beverage Stores","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Very good",20161007,20160216,20160909,26,"25-34","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","Less than $5,000","Never married","Non-Metro","Midwest","East-North Central","Rented for cash","oh",0,0,2,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
24759,,30129.8503,11381.8111,45449.6855,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","Yes","Definitely No","Yes","Just getting by","Somewhat worse off","Much worse off","Pretty well off financially","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,,"No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","Yes","No","[D10other]",5,5,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] pay rent.",2010,"Yes","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Other (Please specify):","Don’t know",,,,,,,775,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Health","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","Yes",,,,,,"Better price",,,"Convenience","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","Yes","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","Yes","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No",,,,,"Substantial strain",,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20151106,20160221,20140728,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$35,000 to $39,999","Divorced","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,3,"Not working - disabled",0,"White","White"
24760,,,41085.4548,,"LMI oversample","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Don’t know","Don’t know","Yes","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","Yes","Yes","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","Minor impact","Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","No","I [PPMARITins2] pay rent.",2004,"No","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,985,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","Yes","No","No","No","No","No","No","No","No","Yes","No",,"Yes","No","No",,"No","No","No","No","No","No","No","No","Yes","No","Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$15,000 to $24,999","More than your income","Yes","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Other reason","Other reason","Convenience",,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Regularly worried","Never worried","High school degree or GED","High school degree or GED","Miscellaneous Store Retailers","Two","Protective Service","Under $5,000","Another household member and I share in the decisions","Very good",20160914,20160624,20160722,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",3,"A building with 2 or more apartments","$20,000 to $24,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
24762,,39233.7202,37198.3781,58310.3211,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Better price",,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked",,,"Very good",20140807,,20130604,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$40,000 to $49,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,3,"Not working - other",0,"White","White"
24764,,127949.77,120811.277,180000.749,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Master’s degree",,"Other (Please specify):",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience",,"Better price","Better price","Better price","Better price","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Refused","Other Professional, Scientific, and Technical Services","One","Other professional","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160913,20151221,20160913,45,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",4,"A one-family house attached to one or more houses","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,2,0,2,"Working - as a paid employee",0,"Asian","Asian"
24765,,49529.8289,53917.653,72576.1622,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","Yes","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",2700,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Education","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"Refused","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","Some college but no degree","Some college but no degree","Religious Organizations","One","Refused","Refused","Another household member and I share in the decisions","Excellent",20160922,20160127,20160922,39,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,1,2,0,3,"Working - as a paid employee",0,"White","White"
24769,,,11760.3457,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Don’t know","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","Yes","No","Yes",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",4000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Primary Metal Manufacturing","One","Transportation and Material Moving","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160926,20151217,20150817,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24771,,140109.249,45256.1054,200254.65,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","Much worse off","Much worse off","Poor","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","Yes","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"Substantial strain",,"Substantial strain","Rarely worried","Rarely worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Not asked","I make most of the decisions","Fair",20141221,20150722,20150517,25,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",2,"A building with 2 or more apartments","$7,500 to $9,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Not working - looking for work",0,"White","Hispanic"
24772,,22441.6293,9490.1937,34705.1927,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Somewhat important","Very important","Not important","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No",,"Refused","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Very good",20140927,20150716,20140508,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Not working - retired",0,"White","White"
24773,,39911.7491,41838.976,59395.5097,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",16,8,"More","Does not apply","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes","No","Yes",,,,,,,,,"No",773,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Certificate or technical degree","No",,,"Law","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","No","Yes",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Better price","Convenience","Convenience",,"Convenience","Better price","Better price","Better price",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Legal Services","One","Office and Administrative Support","$25,000 - $34,999","I make most of the decisions","Excellent",20160908,20160222,20150824,53,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24778,,49749.8784,54477.3545,73704.2664,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Paper check","No","No","No","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,"No",625,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are somewhat larger","Yes","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Refused",,,,"Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Some college but no degree","Some college but no degree","Business, Professional, Labor, Political, and Similar Organizations","One","Office and Administrative Support","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160925,20160109,20150804,36,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
24780,,33351.2745,43764.272,48929.5476,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Severe impact","No impact","Moderate impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1150,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","Yes","No",,"Convenience",,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",700,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No",,,,"Substantial strain",,,,"Substantial strain",,,,"Regularly worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Educational Services","One","Food Preparation and Serving","$35,000 - $49,999","I make most of the decisions","Fair",20160919,20160112,20160911,39,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,1,1,0,2,"Working - as a paid employee",0,"2+ Races","Other"
24784,,36910.5243,36612.1647,55135.2142,"Fresh","Yes","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Doing okay","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",2100,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Associate degree","Transportation Equipment Manufacturing","One","Installation, Maintenance, and Repair","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160905,20160110,20160905,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24785,,35881.0121,32374.1341,54755.5064,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","No","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No",1100,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Other (Please specify):",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No",,,,,"No","No","Yes","Yes","No","No","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Better price",,,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Religious Organizations","One","Teacher, except college and university","$50,000 - $74,999","Another household member and I share in the decisions","Excellent",20161001,20160129,20160828,40,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,2,1,2,"Working - as a paid employee",0,"White","White"
24788,,43192.1707,42347.8955,64277.6214,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",3188,"Yes","No","No","No","No","Yes","Credit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Once","Master’s degree","No",,,"Humanities",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No","Moderately important","Not important","Moderately important","Not important","Not important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Better price","Convenience","Convenience","Not available in local stores","Better price","Convenience","Convenience",,"Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Sometimes worried","Some college but no degree","Some college but no degree","Educational Services","One","Office and Administrative Support","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20151009,20160217,20160915,31,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$100,000 to $124,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24790,,53996.8491,57487.9273,79951.4653,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",800,"Yes","No","No","No","Yes","No","Cash","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","Yes","Yes","No","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",5000,0,0,5000,"No",259,"No","No",,"Yes","Yes","Yes","No","No","Yes","Yes","No",,,,,"No","Yes","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$25,000 - $34,999","I make most of the decisions","Good",20160922,20160115,20160901,37,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,4,0,2,"Working - as a paid employee",0,"White","White"
24793,,54645.9209,56811.029,81142.3517,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2016,"No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No",,,,"Definitely No",,,,,,,860,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Law","Financial costs are somewhat larger","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"No",,,,,,,,,,,,,,,,56,"Very important","Somewhat important","Very important","Not important","Not important","No","No",,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,"No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Associate degree","Business, Professional, Labor, Political, and Similar Organizations","One","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20151130,20151216,20150727,56,"55-64","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
24794,,59154.1852,61675.4963,86639.6887,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1989,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,1100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Associate degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Better price","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Bachelor’s degree","Hospitals","One","Office and Administrative Support","Under $5,000","Another household member and I share in the decisions","Good",20160903,20160616,20160711,55,"55-64","45-59","Associate degree","Some college","Hispanic","Female","Yes",4,"A building with 2 or more apartments","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,4,"Working - as a paid employee",0,"White","Hispanic"
24795,,48517.227,18275.5825,73701.0019,"Fresh","No","No","No","No","Yes","Yes","No",,"Yes","No","Yes","No","No","No","Definitely Yes",,"Doing okay","Much better off","About the same","About average","No","No","No","No","No","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","No impact","No impact",,,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,10,"About the same","Not at all","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2001,"No","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","No","Yes","No","No",,"No","No","No",,,,,,,,,,,,"Very good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",165,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Never worried","Rarely worried","Regularly worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Very good",20151002,20160414,20140919,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$7,500 to $9,999","Never married","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,2,"Not working - disabled",0,"Black/African-American","Black"
24796,,63755.8058,63576.1456,91728.7514,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","Yes","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No","Very important","Slightly important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",0,0,0,0,"No","Refused","No","No",,"No","No","No","Yes","Refused","Yes",,,,,,,"Yes","Refused","Refused","Refused","Refused","Refused","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","Yes","No",,"Better price",,"Convenience",,"Better price","Convenience","Convenience",,"Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Associate degree","Graduate degree","Ambulatory Health Care Services","One","Other professional","Refused","I make most of the decisions","Excellent",20151003,20151217,20150802,28,"25-34","18-29","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24797,,35923.3437,37729.8122,53627.2646,"Fresh","Refused","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Refused","Refused","Yes","Refused","Refused","No","Probably No","No","Just getting by","Somewhat worse off","About the same","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Regularly worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked",,,"Fair",20160915,,20130311,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,4,"Not working - disabled",0,"White","White"
24799,,,15016.1178,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","Yes","No","Definitely Yes",,"Finding it difficult to get by","Much worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Don’t know","Yes","Don’t know","Yes","Yes","Don’t know","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Severe impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No",,"Substantial strain",,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","Food and Beverage Stores","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Fair",20160910,20151217,20160827,57,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A mobile home","$15,000 to $19,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","wv",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24800,,34028.0041,36593.173,51227.6649,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Humanities",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Convenience","Convenience",,,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160923,20160118,20150812,58,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,0,2,"Not working - other",0,"White","White"
24805,,,10996.1781,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","Yes","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,"No",1494,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Never","Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"No",,,,,,,,,,,,,,,,52,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Fair",20160920,20151217,20150808,57,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Not working - disabled",0,"White","White"
24806,,40314.0815,45378.2609,60039.4166,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely Yes","No","Yes","Yes","Yes","No","No",600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Never","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Certificate or technical degree","Some college but no degree","Food and Beverage Stores","One","Food Preparation and Serving","Under $5,000","Another household member and I share in the decisions","Good",20160920,20151225,20160827,47,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","Midwest","West-North Central","Rented for cash","nd",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
24807,,,8721.9177,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","Minor impact","Minor impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",853,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","No",,"No","Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,"Moderately important","Moderately important","Moderately important","Moderately important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","Yes","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","One","Retail Sales","$35,000 - $49,999","I make most of the decisions","Good",20160916,20151218,20160916,30,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,1,0,1,"Working - as a paid employee",0,"White","White"
24809,,39908.8464,39568.7763,59422.177,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2090,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Convenience","Convenience","Convenience",,"Convenience","Better price",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Rarely worried","Never worried","Graduate degree","Graduate degree","Educational Services","One","Teacher, except college and university","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160917,20160121,20160917,34,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24810,,,78999.1982,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",4,5,"Less","Does not apply","Does not apply","Does not apply","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Refused","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","No","Yes","No","No","No","Convenience",,,"Better price",,"Convenience",,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160915,20160131,20160909,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Other, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ak",0,0,0,0,2,"Not working - retired",0,"Asian","Asian"
24811,,,18442.0204,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","No","Yes","Yes","Yes","Yes","Refused","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Moderately important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",60000,0,0,60000,"Yes",400,"No","No",,"No","No","Yes","No","Yes","Yes","No",,,,,,"Yes","No","No","No","No","No","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Convenience","Not available in local stores","Convenience",,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university",,,"Good",20160913,,20140518,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$25,000 to $29,999","Living with partner","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24812,,30525.3301,29006.9987,46387.0373,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",500,"Refused","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Convenience","Convenience",,,"Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","Refused",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Sometimes worried","Associate degree","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Fair",20160914,20160211,20160914,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Not working - disabled",0,"White","White"
24813,,26575.7757,21787.4464,40088.5379,"Fresh","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","Refused","Refused","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","Moderate impact","Moderate impact",,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","To earn extra money to help family members",0,30,"Refused","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","Yes",,"No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Not available in local stores",,,"Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Religious Organizations","One","Office and Administrative Support","Under $5,000","Another household member and I share in the decisions","Fair",20160923,20160624,20160828,79,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$100,000 to $124,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,2,1,0,3,"Working - as a paid employee",0,"White","White"
24815,,36350.904,32834.3617,54258.0186,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,52,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Better price","Convenience","Better price","Better price","Not available in local stores","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Excellent",20160923,20151217,20150925,76,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Not working - retired",0,"White","White"
24816,,36276.0732,35727.3881,54251.3194,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat worse off","It varied","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",2,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160902,20151217,20160902,51,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Not working - other",0,"White","White"
24817,,89856.3675,95455.628,131182.665,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","Yes","No",,"Convenience","Better price",,"Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes",,"No","Yes","Yes","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","High school degree or GED","Some college but no degree","Educational Services","One","Management","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160919,20160217,20160830,33,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",1,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Hispanic"
24818,,33129.0361,29996.4405,49723.7972,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","Yes","Yes","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Severe impact","No impact",,,"Retired","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,1,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",787,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Once","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,57,"Very important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Refused",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Better price","Convenience",,"Better price","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",368,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Fair",20160720,20160218,20160914,66,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",0,"White","White"
24820,,20813.2634,6179.0015,32178.6686,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Master’s degree","No",,,"Computer/information sciences",,,,,,,"Financial costs are much larger","No","No","Yes","No","No","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",77000,0,0,77000,"No",0,"No","No",,"No","No","Yes","Yes","Yes","Yes","No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Better price",,,,,,"Better price",,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","Yes","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Rarely worried","Bachelor’s degree","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20151120,20160503,20150724,39,"35-44","30-44","Associate degree","Some college","2+ Races, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$15,000 to $19,999","Married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,1,0,2,"Not working - disabled",0,"2+ Races","Other"
24823,,40755.1801,33993.136,59326.4155,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Engineering","Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Not important","Not important","Very important","Not important","Somewhat important","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20160928,20160220,20140504,71,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Not working - retired",0,"White","White"
24824,,23234.3911,18560.8517,35688.1495,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,58,"Not important","Very important","Somewhat important","Not important","Not important","No","No",,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No",,,,"Better price",,"Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160926,20160219,20150822,64,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"White","White"
24826,,,29169.7871,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","No","Yes","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","Minor impact","No impact","Moderate impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Don’t know",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"Very important","Very important","Very important","Very important","Very important","Very important","Very important","No advice from person",,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","No",1200,0,650,1850,"No",0,"No","Yes",,"No","No","Yes","No","No","No",,,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Don’t know","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Good",20161004,20160107,20160907,28,"25-34","18-29","Some college, no degree","Some college","Hispanic","Female","Yes",2,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
24827,,70123.219,22062.7374,104317.606,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","Refused","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Don’t know","Don’t know","Yes","Don’t know","Yes","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","Refused","Yes","No","No","No","No","It was in-line with changes in living expenses","Severe impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","I [PPMARITins2] pay rent.",2011,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","No","Yes","Yes","No","Refused",1000,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"Yes","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Yes","No","Refused","Refused","Refused","Refused","Refused","Refused","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Refused","Yes","Yes","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","No","No","Refused","Refused","Yes","Refused","Refused","Yes","Refused","No","Yes","No",,"Not available in local stores",,,"Better quality",,,"Better quality",,"Yes","No","No","No","Yes","Yes","No","Refused","No","Yes","Refused","Refused","No","No","No","No","No","No","No","Yes","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","No","No","No","No","Yes","No","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"None","Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Hospitals","One","Health Technologist or Technician (such as paramedic, lab technician)","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20150805,20160514,20160727,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,1,4,"Working - as a paid employee",0,"Black/African-American","Black"
24828,,43273.0462,41482.2632,63599.522,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",381,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,49,"Not important","Very important","Not important","Very important","Not important","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No",,"Better quality",,,,"Convenience",,"Convenience",,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Fair",20140809,20151209,20160719,57,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,3,"Not working - retired",0,"White","White"
24832,,23906.3605,19130.1201,36106.4244,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,64,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Convenience","Convenience","Convenience","Better price","Convenience","Better price",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20160902,20151217,20160913,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
24835,,,8832.16,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",1030,"Yes","No","No","No","No","No","Credit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,"Very important","Very important","Not important","Not important","Not important","Not important","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Clothing and Clothing Accessories Stores","One","Retail Sales","Under $5,000","I make most of the decisions","Good",20160911,20160203,20160827,48,"45-54","45-59","Associate degree","Some college","2+ Races, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",0,"2+ Races","Other"
24836,,,19955.6228,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,57,"Somewhat important","Somewhat important","Somewhat important","Somewhat important","Very important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","Yes",1000,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Sometimes worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Poor",20151024,20160223,20161007,78,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Not working - retired",0,"White","White"
24837,,,23040.6338,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",795,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,57,"Not important","Somewhat important","Not important","Very important","Not important","No","No","No","Yes","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","Yes","No",,"Better price",,"Better price","Better price","Better price",,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160922,20151217,20160827,66,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,1,0,2,"Not working - retired",0,"White","White"
24838,,29605.9334,23487.2995,44567.8527,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Once","Never","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Better price","Not available in local stores","Convenience",,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",4000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Amusement, Gambling, and Recreation Industries","One","Management","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160914,20160208,20160912,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ri",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
24839,,,27780.6793,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1962,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Refused",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,70,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Good",20161020,20151218,20150805,79,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,1,"Not working - retired",0,"White","White"
24842,,,10984.516,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,1,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","Yes","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Regularly worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160913,20160210,20160913,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Not working - disabled",0,"White","White"
24846,,,25833.7735,,"LMI oversample","No","Yes","Yes","Yes","Yes","No","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","No","Yes","No","Definitely No","Yes","Just getting by","About the same","Somewhat better off","About average","No","No","No","Yes","No","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Severe impact","Severe impact","Severe impact","Moderate impact",,,,"Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",20,5,"About the same","Does not apply","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1995,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","No","No","No","No",900,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","Yes","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","Better price",,,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","Yes","No","No","No","Moderate strain",,,,,,,"Moderate strain",,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Good",20160913,20160221,20160913,42,"35-44","30-44","Some college, no degree","Some college","Hispanic","Female","Yes",6,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,1,0,5,"Not working - disabled",0,"White","Hispanic"
24847,,,12864.4386,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",800,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Some of the time","Refused","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are much larger","Yes","Yes","No","No","No","Very important","Very important","Moderately important","Moderately important","Slightly important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",45000,0,0,45000,"No",370,"No","No",,"No","No","Yes","No","No","Yes","No",,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Better price","Better price","Better price","Better price","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Substantial strain","Moderate strain",,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Some college but no degree","Food and Beverage Stores","One","Management","Under $5,000","Another household member and I share in the decisions","Good",20160916,20151223,20160916,25,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24851,,71993.7673,66204.8588,101770.922,"Fresh","Yes","No","No","No","Yes","No","No",,"No","Yes","Yes","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","Yes","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","No","No","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Very important","Very important","Very important","Not important","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Rarely worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20151024,20160607,20150803,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A mobile home","$60,000 to $74,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,3,"Not working - retired",0,"White","White"
24853,,32694.1275,26396.5725,49137.147,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1430,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Law",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,57,"Not important","Not important","Not important","Somewhat important","Not important","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Better price","Better price",,"Better price","Better price","Convenience",,,"No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20161008,20151217,20160910,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
24856,,55929.5486,52478.9402,80496.1195,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",1325,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,63,"Very important","Somewhat important","Not important","Not important","Very important","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","Convenience","Better price",,"Convenience","Better price",,,,"Better price","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5000,"No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","Moderate strain",,,"Sometimes worried","Rarely worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Miscellaneous Store Retailers","One","Sales Representative","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160922,20160322,20150822,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24857,,,13139.7493,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",800,"No","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Once","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160916,20160401,20160916,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - looking for work",0,"White","White"
24858,,51490.6331,14656.7641,77200.9074,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Probably Yes",,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Convenience",,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Refused","One","Office and Administrative Support","$100,000 - $249,999","I make most of the decisions","Good",20160909,20160803,20160804,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24863,,34891.0885,33708.8695,52899.598,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","Yes","No","No","No","Homemaker","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","Yes","No","No","It exceeded changes in living expenses","Moderate impact","No impact","Moderate impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Better price",,,"Better price","Better price","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160923,20160908,20130531,36,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,3,0,0,2,"Not working - other",0,"White","White"
24865,,22058.9601,17906.7155,33685.7846,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","It varied","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","Yes","No","No","Yes","Yes","Paper check","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",4656,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","Yes","No",0,"Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Don’t know","Some college but no degree","Accounting, Tax Preparation, Bookkeeping, and Payroll Services","One","Business and Financial Operations","$100,000 - $249,999","I make most of the decisions","Very good",20160922,20151217,20150805,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24866,,,27472.4805,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Not important","Not important","Yes","Yes",,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes",,"$25,000 to $39,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","No","No","No","Yes",650,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No",,"Moderate strain",,,,,,"Moderate strain",,,,"Sometimes worried","Rarely worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20151106,20151217,20160905,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","me",0,0,0,0,2,"Not working - retired",0,"White","White"
24867,,27492.0815,26106.7049,42101.0226,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","Yes","Refused","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","To earn money as a primary source of income",100,50,"More","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Law",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Refused","Yes","Yes","Yes","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Refused","Yes","Yes","No","No",,"Better price",,"Better price",,"Better price","Better price",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Regularly worried","Some college but no degree","Graduate degree","Administration of Environmental Quality Programs","Two","Life, Physical, and Social Sciences","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160923,20151220,20160827,51,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24868,,42245.095,38278.4314,63214.141,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","Yes","Yes","Yes","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","Yes","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","No",,"Not available in local stores",,,,"Other reason","Convenience","Other reason",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Rarely worried","Never worried","Some college but no degree","Bachelor’s degree","Scientific Research and Development Services","One","Life, Physical, and Social Sciences","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160917,20151219,20160830,44,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,1,1,2,"Working - as a paid employee",0,"White","White"
24872,,48744.8688,18011.9094,72545.1986,"Fresh","No","No","No","No","Yes","Yes","No",,"No","No","No","No","No","Yes","Definitely No","Yes","Finding it difficult to get by","About the same","Much better off","About average","No","No","Refused","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Severe impact",,,,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",2,90,"Less","Not at all","Very much","Very much","No","No","Yes","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Associate degree","No",,,"Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160919,20160114,20160919,62,"55-64","60+","Associate degree","Some college","Black, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Metro","Midwest","East-North Central","Occupied without payment of cash rent","mi",0,0,0,0,4,"Not working - looking for work",0,"Black/African-American","Black"
24873,,56312.058,17685.7501,83391.2342,"Fresh","No","Yes","No","Yes","No","No","No",,"Yes","No","Yes","Yes","No","No","Definitely Yes",,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","Severe impact","No impact","Minor impact","No impact","Severe impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Never","Associate degree","No",,,"Health",,,,,,,"Financial costs are much larger","No","No","No","No","Yes","Very important","Very important","Very important","Very important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",98000,0,0,98000,"No",0,"Yes","No",,"No","No","No","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No",,,,,"Convenience",,"Convenience",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Ambulatory Health Care Services","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Very good",20161009,20160126,20160828,32,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Metro","Midwest","East-North Central","Occupied without payment of cash rent","mi",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
24877,,36977.1729,38004.2516,55115.7726,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,1300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Health","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","No",,,,,"Convenience","Better price",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Substantial strain",,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Funds, Trusts, and Other Financial Vehicles","One","Other professional","$50,000 - $74,999","I make most of the decisions","Very good",20161007,20151217,20150804,48,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","West-North Central","Rented for cash","ia",0,0,2,1,2,"Working - as a paid employee",0,"White","White"
24878,,28971.9202,30689.4768,43711.9668,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","No","No","No",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","Yes","No","Convenience","Convenience","Convenience",,,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Sometimes worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked",,,"Very good",20161008,,20130901,49,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,3,"Not working - other",0,"White","White"
24879,,119089.703,42033.5531,166475.45,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Somewhat important","Not important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Convenience",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Rarely worried","Don’t know","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Fair",20160909,20151218,20160909,68,"65-74","60+","10th grade","Less than high school","Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
24882,,,17890.2775,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Just getting by","About the same","Somewhat better off","About average","No","No","No","Yes","No","Yes","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Moderate impact","Refused",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"More","Somewhat","Somewhat","Does not apply","No","Yes","No","No","No","No","No","No","No","No","No","I [PPMARITins2] pay rent.",2006,"No","No","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","No","Refused",467,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Some of the time","Some of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20161010,20160728,20160816,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",1,"A building with 2 or more apartments","Less than $5,000","Separated","Metro","Northeast","New England","Occupied without payment of cash rent","ma",0,0,0,0,1,"Not working - on temporary layoff from a job",0,"Black/African-American","Black"
24885,,26025.3204,25370.0789,40008.0682,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","Yes","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",514,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes",0,0,0,17000,"No",160,"No","No",,"No","No","No","No","Yes","Yes","No","No",,,,,"No","No","Yes","Yes","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"None",,,,,,,,,"Never worried","Never worried","Rarely worried","Sometimes worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20161013,20160131,20150824,48,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,1,2,"Not working - looking for work",0,"White","White"
24886,,,33834.7017,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","No","No","Yes","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Don’t know","Don’t know","Don’t know","No","No","No","No",,,,"Definitely No",,,,,,,1745,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Very important","Very important","Not important","Not important","Not important","Yes","No",,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160922,20151219,20150702,73,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Widowed","Non-Metro","West","Pacific","Rented for cash","wa",0,0,0,0,1,"Not working - retired",0,"White","White"
24887,,,8715.0688,,"LMI oversample","Refused","Yes","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Refused","Refused","Yes","Yes","Yes","Refused","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","Refused","Yes","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","No","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Certificate or technical degree","No",,,"Education","Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,"Not important","No advice from person","No advice from person","Very important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",57000,0,2500,59500,"No",0,"Yes","No",,"No","Yes","No","No","No","No",,"No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No",,"Refused",,,,,"Better price",,,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Educational Services","One","Medical Doctor (such as physician, surgeon, dentist, veterinarian)","Under $5,000","I make most of the decisions","Very good",20160911,20160214,20160827,38,"35-44","30-44","Some college, no degree","Some college","2+ Races, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$20,000 to $24,999","Separated","Metro","West","Mountain","Occupied without payment of cash rent","nv",0,0,0,1,2,"Working - as a paid employee",0,"2+ Races","Other"
24888,,28060.8873,22855.073,42094.4381,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Life sciences","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","Yes","Yes","No","No",,,"Better price",,"Better price","Better price","Better price",,,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Oil and Gas Extraction","One","Other (Please specify)","$500,000 - $999,999","I make most of the decisions","Very good",20161011,20160708,20160708,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24891,,39233.7202,37198.3781,58310.3211,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",442,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","Yes","No","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","Better price","Better price",,,,,,"Other reason",,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",500,"No","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No",,,,"A little strain",,,,,"A little strain",,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Water Transportation","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Fair",20160917,20151219,20160827,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,2,4,"Working - as a paid employee",0,"White","White"
24892,,55545.1646,17849.9186,82812.6762,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Don’t know","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","Minor impact",,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",28,25,"About the same","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","No","Yes","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,536,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Slightly important","Not important","Not important","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",9000,0,0,9000,"No",105,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"No","No","No","No","No","No","No",0,"Definitely No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Educational Services","Three","Teacher, except college and university","$5,000 - $9,999","I make most of the decisions","Very good",20160909,20151223,20160909,24,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24893,,45194.2363,46207.4775,67483.7327,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","Minor impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial costs are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price",,"Better price","Not available in local stores","Better price","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Miscellaneous Store Retailers","One","Retail Sales","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160908,20151216,20160901,49,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
24894,,66983.4895,68115.1734,98437.9058,"Fresh","Yes","Refused","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","No","Refused","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",890,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No","Don’t know","Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","Yes","No",,"Better quality",,"Convenience",,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Religious Organizations","One","Building and Grounds Cleaning and Maintenance","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160909,20151219,20160827,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,4,"Working - as a paid employee",0,"White","Hispanic"
24895,,,20409.5147,,"LMI oversample","Refused","Yes","No","Refused","Refused","Refused","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Severe impact","Minor impact","Severe impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","No","No",,"Better price","Better price","Better price","Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Rarely worried","High school degree or GED","High school degree or GED","Refused","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Good",20160917,20151217,20160907,47,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Metro","Northeast","New England","Rented for cash","ma",0,0,1,0,4,"Working - as a paid employee",0,"White","White"
24897,,48290.5361,47035.3038,72056.8101,"Fresh","No","No","No","No","Yes","No","No",,"Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"Yes, and I still own that home",,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,"Probably Yes","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","Yes","Bachelor’s degree",,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"Convenience","Convenience",,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Computer Systems Design and Related Services","One","Computer and Mathematical","$50,000 - $74,999","I make most of the decisions","Good",20160910,20151219,20160910,34,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Male","No",7,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","West","Mountain","Occupied without payment of cash rent","ut",0,1,3,0,3,"Working - as a paid employee",0,"White","White"
24899,,77010.5311,78164.537,110766.027,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","Much better off","It varied","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","No","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Refused","Yes","Refused","Refused","Refused",,"Minor impact","Minor impact","No impact","No impact","Moderate impact","Moderate impact","Retired","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,10,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1250,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Law",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Refused","No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","Yes",,"$200,000 or higher","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Better price","Better price","Better price","Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Rarely worried","Less than High School degree","Less than High School degree","Plastics and Rubber Products Manufacturing","One","Lawyer, judge","$1,000,000 or more","Another household member and I share in the decisions","Very good",20151008,20151217,20150728,53,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","Hispanic","Female","Yes",5,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,1,4,"Working - as a paid employee",0,"White","Hispanic"
24901,,81848.2744,80234.88,119612.463,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","Yes","No","No","No","No","Probably Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","Moderate impact","No impact","Moderate impact","No impact","No impact","Minor impact",,"No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","To earn money as a primary source of income",9,5,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","No","Yes","Yes","No","Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial costs are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Better price","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Some college but no degree","Bachelor’s degree","Funds, Trusts, and Other Financial Vehicles","One","Office and Administrative Support","$10,000 - $24,999","I make most of the decisions","Very good",20160913,20151217,20160830,37,"35-44","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Male","No",1,"A building with 2 or more apartments","$75,000 to $84,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
24902,,29669.5608,26067.3004,44099.1199,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Education","About the same financial benefits and financial costs","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Not available in local stores",,,"Not available in local stores","Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",800,"No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160923,20160122,20151218,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",0,"White","White"
24904,,,17218.4793,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","Yes","Yes","No","No","No","Probably Yes",,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","No","No","No","Paper check","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"No advice from person","No advice from person","Not important","Not important","Not important","Not important","No advice from person","No advice from person","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Other reason","Other reason",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","Another household member and I share in the decisions","Good",20160915,20160203,20160915,30,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24907,,,18442.0204,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much worse off","It varied","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","Yes",,"No impact","No impact","Moderate impact","Minor impact","Severe impact","Minor impact","Employed full-time","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,5,"Less","Not at all","Not at all","Not at all","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","I [PPMARITins2] pay rent.",2014,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,787,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Professional degree (e.g. MBA, MD, JD)","Yes","Doctoral Degree",,"Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","Yes","Very important","No advice from person","Moderately important","Moderately important","Not important","No advice from person","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",40000,0,0,40000,"No",0,"Yes","No",,"No","No","Yes","No","Yes","Yes","No",,,,,,"No","No","Yes","No","No","No","No",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Not available in local stores","Convenience",,,"Better price","Better price","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","Yes","Yes","Yes","No","Yes",15000,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","Moderate strain","Substantial strain",,"Moderate strain",,,,"Substantial strain",,,,"Regularly worried","Sometimes worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Educational Services","Two","Teacher, college and university","Under $5,000","I make most of the decisions","Good",20160910,20160220,20160910,27,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Living with partner","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24908,,,25077.0834,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Pretty well off financially","No","No","No","No","No","No","No","No","No","Employed for someone else",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","Refused",800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No","Very important","Very important","Very important","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Refused","Refused","Yes",,"Do not have children or grandchildren",,,,,"Yes","Yes","Refused","Yes","Refused","Refused","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Refused","Refused","Refused","Refused","Refused","Refused","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,"Refused","Refused","Refused","Refused","Bachelor’s degree","Some college but no degree","Miscellaneous Manufacturing","One","Office and Administrative Support","$10,000 - $24,999","I make most of the decisions","Excellent",20151015,20160306,20150722,30,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24910,,105532.82,31311.4961,152292.496,"Fresh","No","No","No","Yes","Yes","No","No",,"No","No","No","No","No","No","Probably Yes",,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Bachelor’s degree","Less than High School degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20161011,20161012,20160718,18,"18-24","18-29","11th grade","Less than high school","White, Non-Hispanic","Female","No",4,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,1,0,3,"Not working - looking for work",0,"White","White"
24912,,38511.9384,36523.6866,57445.6243,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Very important","Very important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160923,20151217,20160828,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - retired",0,"White","White"
24913,,52005.672,49659.4298,76248.2712,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","Minor impact","Minor impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price",,"Better price",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Transportation Equipment Manufacturing","One","Architecture and Engineering","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160915,20160204,20160723,58,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$150,000 to $174,999","Married","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24914,,31270.0544,26966.4447,46964.6686,"Fresh","No","No","Yes","No","No","Yes","No","All of the adult children living with me are not in school","Yes","Yes","No","No","Yes","Yes","Probably No","Yes","Finding it difficult to get by","Somewhat worse off","Much worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Moderate impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,2,"Less","Does not apply","Does not apply","Does not apply","No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably No",,,,,,,2300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$5,000 to $14,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Not available in local stores",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","Yes","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No",,"No","Yes","No","No","No","No","No","Yes","No","No","No",,"Substantial strain",,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Truck Transportation","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Fair",20160921,20160223,20160911,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",6,"A building with 2 or more apartments","$75,000 to $84,999","Separated","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,6,"Working - as a paid employee",0,"White","White"
24919,,,20951.2812,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",486,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Associate degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","Yes","No","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Better price",,"Better price","Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Warehousing and Storage","One","Management","$100,000 - $249,999","I make most of the decisions","Very good",20160907,20160220,20160907,63,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24920,,,45966.166,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Very important","Very important","Not important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Sometimes worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160924,20151217,20150729,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,1,"Not working - retired",0,"White","White"
24921,,50748.1359,52918.0441,73842.6707,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","Moderate impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","Yes","Yes","No","No",0,"Definitely Yes","Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Fabricated Metal Product Manufacturing","One","Other (Please specify)","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160916,20160206,20160916,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24922,,109280.832,98944.476,157065.043,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"Minor impact","Minor impact","Moderate impact","Moderate impact","No impact","Minor impact","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Don't know","Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Some of the time","Some of the time","Professional degree (e.g. MBA, MD, JD)","No",,,"Engineering",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"Refused","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No",,"Not available in local stores",,"Convenience","Convenience","Convenience",,,,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","Don’t know","Don’t know","Scientific Research and Development Services","One","Life, Physical, and Social Sciences","Refused","I make most of the decisions","Fair",20160924,20151217,20160725,43,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"Asian","Asian"
24925,,25865.0004,22452.5446,38992.1153,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No",,"Refused","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No",,"Not available in local stores",,"Convenience","Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","A little strain","A little strain","Moderate strain",,,,,,"Moderate strain",,,"Never worried","Never worried","Regularly worried","Never worried","High school degree or GED","Bachelor’s degree","Educational Services","One","Computer and Mathematical","Refused","Another household member and I share in the decisions","Excellent",20150703,20160217,20130601,64,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - self-employed",0,"White","White"
24926,,29127.5388,10275.7511,45175.4913,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,,"Definitely No",,,,,,,340,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","Yes","No","No","Yes","No","No","No",,,,,"Substantial strain",,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160910,20160220,20160910,51,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","No",1,"A one-family house attached to one or more houses","$7,500 to $9,999","Never married","Metro","South","South Atlantic","Rented for cash","sc",0,0,0,0,1,"Not working - disabled",0,"White","White"
24928,,,15499.4194,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Probably Yes",,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Bachelor’s degree","No",,,"Humanities",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,68,"Somewhat important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",300,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20151023,20160221,20161008,73,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,3,"Not working - retired",0,"White","White"
24929,,70123.219,22062.7374,104317.606,"Fresh","Yes","No","No","No","Yes","No","No",,"No","No","No","No","No","Yes","Definitely Yes",,"Just getting by","About the same","Much better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Don’t know","Yes","Don’t know","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","Yes","No","No",,,,,,,,,"No",965,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","Yes","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","Yes","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Merchant Wholesalers, Durable Goods","One","Refused","Under $5,000","Another household member and I share in the decisions","Excellent",20160916,20151224,20150714,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
24930,,37869.617,35571.717,57383.386,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","No","No","No","Yes","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Definitely Yes","Yes","No","No","Yes","No","No",1600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","No",,"Convenience",,,"Better price","Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Graduate degree","Graduate degree","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","One","Business and Financial Operations","$75,000 - $99,999","I make most of the decisions","Very good",20160919,20151218,20160915,37,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Rented for cash","wa",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
24931,,48400.8154,17920.5694,72246.8581,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,69,"Not important","Not important","Not important","Not important","Not important","No","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Not available in local stores",,,"Not available in local stores","Convenience",,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",190,"No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Very good",20161006,20160208,20160228,79,"75+","60+","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
24932,,153447.981,48005.0189,213915.677,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much better off","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","Yes","Yes","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Moderate difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","Refused","Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes","Refused","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Nursing and Residential Care Facilities","One","Other professional","Under $5,000","Another household member and I share in the decisions","Very good",20160909,20160809,20160728,50,"45-54","45-59","12th grade NO DIPLOMA","Less than high school","Hispanic","Female","No",3,"A one-family house detached from any other house","$12,500 to $14,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
24934,,24947.4907,10284.5949,38532.7669,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,1,"About the same","Not at all","Not at all","Somewhat","No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","No","No","No","No",,,,,,,,,"No",852,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","Yes","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Very important","Yes","Yes",,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20151024,20160207,20151205,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Not working - retired",0,"White","White"
24935,,,18782.8883,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Don’t know","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,30,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,33,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No",,"Convenience",,,,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",700,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Never worried","Some college but no degree","Certificate or technical degree","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Good",20160907,20151217,20160907,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$7,500 to $9,999","Never married","Metro","South","South Atlantic","Rented for cash","sc",0,0,0,1,1,"Working - as a paid employee",0,"Black/African-American","Black"
24936,,42802.8004,36312.1925,63194.8872,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No",1600,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,,,,,,,,,,,,55,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No",,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","Yes","No","No","Better price",,"Convenience",,"Better price","Not available in local stores","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",450,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20151005,20160531,20160720,60,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Not working - retired",0,"White","White"
24937,,25865.0004,22452.5446,38992.1153,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Life sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,57,"Not important","Somewhat important","Not important","Very important","Not important","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Better price","Better quality","Other reason",,"Better price","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Fair",20160920,20160217,20150702,61,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",0,"White","White"
24938,,66364.3608,20524.7505,99158.6751,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Refused","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","No",,,,"Don’t know",,,,,,,"Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","No","No","Refused","Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No",,,,"Other reason",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Support Activities for Agriculture and Forestry","One","Other (Please specify)","$25,000 - $34,999","I make most of the decisions","Good",20160904,20151219,20160827,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Separated","Metro","West","Mountain","Rented for cash","az",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
24939,,,36493.2576,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Refused","Yes","Refused","Refused","Refused","No","Definitely Yes",,"Doing okay","About the same","About the same","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Employed for someone else","Work full-time for someone else","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Direct-deposit into your bank account or credit union account","Yes","Refused","Refused","No","Refused","Refused","Refused","Refused",,"No impact","No impact","Moderate impact","Minor impact","No impact","No impact","Employed part-time","Refused","Refused","Refused","Yes","Yes","Refused","Refused","No","Refused","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",170,40,"About the same","Not at all","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"Yes",1600,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"Refused","Yes","Refused",,"No","Yes","No","No","No","No","No","No","No","No","Good","Yes","Yes","About the same",,"Once","Some of the time","Master’s degree","No",,,"Engineering",,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Refused","No",,,,,,,,,,,,69,"Not important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Yes","Yes","Yes","Yes","Yes","Yes","Refused","No","No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Better price","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Graduate degree","Refused","Amusement, Gambling, and Recreation Industries","One","Personal Care and Service","Under $5,000","I make most of the decisions","Good",20140916,20160217,20130605,73,"65-74","60+","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",4,"A one-family house attached to one or more houses","$25,000 to $29,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Working - as a paid employee",0,"White","Hispanic"
24940,,24063.4635,17990.8449,36773.8856,"Fresh","No","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Probably Yes",,"Doing okay","About the same","Somewhat worse off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","Severe impact","Minor impact","No impact","Severe impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","Yes","Yes","No",0,"Don’t know","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No",,"Convenience",,"Better price","Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Good",20151114,20160223,20151205,68,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A building with 2 or more apartments","$50,000 to $59,999","Divorced","Non-Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Not working - other",0,"White","White"
24941,,,18081.5848,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","None",,"Probably No",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","Yes","Doctoral Degree",,"Engineering",,,,,,,"Financial costs are somewhat larger","No","Yes","No","No","No","Moderately important","Slightly important","Moderately important","Slightly important","Not important","Not important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",30000,0,0,30000,"No",0,"Yes","No",,"No","No","Yes","No","No","Yes",,,,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Convenience","Better price",,,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Scientific Research and Development Services","One","Other (Please specify)","Under $5,000","I make most of the decisions","Excellent",20160922,20160218,20150708,26,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","South","East-South Central","Rented for cash","tn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24942,,,14254.566,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","Yes","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Miscellaneous Manufacturing","Two","Office and Administrative Support","Under $5,000","I make most of the decisions","Good",20160923,20160228,20150709,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Divorced","Non-Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
24943,,50007.8087,54563.7243,74417.7354,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","No",,,,"Definitely Yes","Yes","No","Yes","Yes","Yes","Refused",1922,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Never","Master’s degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No","Very important","Slightly important","Moderately important","Moderately important","Slightly important","No advice from person","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",30000,0,0,30000,"No",0,"Yes","No",,"No","No","No","No","Yes","Yes","No",,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","More than your income","No","Yes","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Better price",,,"Better price","Better price","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Under $5,000","Another household member and I share in the decisions","Very good",20160918,20160104,20160918,27,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$60,000 to $74,999","Married","Metro","Northeast","New England","Rented for cash","ct",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24944,,37895.0582,12924.1989,56704.283,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","Yes","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,1700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Convenience",,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Good",20151009,20151217,20150722,90,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,2,"Not working - retired",0,"White","White"
24945,,50569.8821,54643.3592,73858.3991,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Not available in local stores",,,"Better price","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Certificate or technical degree","Educational Services","One","Teacher, except college and university","Under $5,000","Another household member and I share in the decisions","Very good",20151013,20160427,20150724,47,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
24946,,62703.4468,67178.8473,90611.8896,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",25,2,"About the same","Somewhat","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Not available in local stores",,,"Other reason","Better price","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Miscellaneous Store Retailers","One","Retail Sales","$75,000 - $99,999","I make most of the decisions","Very good",20160922,20151217,20160827,52,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","nd",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24947,,,12255.4529,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","Pretty well off financially","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"No","Yes","No","No",,"No impact","No impact","No impact","No impact",,,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",35,30,"More","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",115,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Education","Financial costs are much larger","No","No","Yes","No","Yes",,,,,,,"Very important","Very important","Moderately important","Very important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",7000,0,0,7000,"No",0,"No","Yes",,"Yes","No","No","No","No","Yes",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No",,"Better price","Other reason",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","No","Yes","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Never worried","Certificate or technical degree","High school degree or GED","Food Services and Drinking Places","Two","Food Preparation and Serving","Under $5,000","I make most of the decisions","Good",20160913,20151231,20160902,28,"25-34","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","West","Mountain","Rented for cash","co",0,1,1,0,1,"Working - self-employed",0,"Black/African-American","Black"
24949,,83360.4654,91700.6567,117452.553,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Doing okay","Somewhat better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","No","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,5,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Never","Certificate or technical degree","Yes","Associate degree",,"Vocational/technical training","Financial benefits are much larger",,,,,,,,,,,,"Very important","Slightly important","Moderately important","Slightly important","Slightly important","Moderately important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","Yes",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No",,,,"Convenience","Better price",,"Better price",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Certificate or technical degree","Primary Metal Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160925,20160102,20160828,26,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
24950,,98187.8996,96262.7724,140279.068,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","It varied","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Minor impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2014,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,1950,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Never","Bachelor’s degree","No",,,"Humanities",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"No",120,"No","No",,"No","No","Yes","No","No","Yes","No","No",,,,,"No","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Better price","Better price","Convenience","Not available in local stores","Not available in local stores","Convenience",,"Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",700,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Regularly worried","Rarely worried","Rarely worried","Sometimes worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Good",20160916,20160206,20160916,33,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","South","South Atlantic","Rented for cash","md",1,0,0,0,2,"Not working - other",0,"Asian","Asian"
24952,,39911.7491,41838.976,59395.5097,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",878,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","Yes","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Once","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Refused","Financial costs are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No",,"Convenience","Convenience","Convenience",,"Convenience","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Certificate or technical degree","Performing Arts, Spectator Sports, and Related Industries","Two","Management","$35,000 - $49,999","Another household member and I share in the decisions","Fair",20160910,20160213,20160901,48,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
24953,,59306.5358,56697.6252,88059.5243,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","No impact","Minor impact","Moderate impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely Yes","Yes","No","No","Yes","No","No","Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Convenience","Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Food and Beverage Stores","One","Management","$100,000 - $249,999","I make most of the decisions","Very good",20160902,20151217,20160828,44,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$125,000 to $149,999","Living with partner","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,1,2,"Working - as a paid employee",0,"Black/African-American","Black"
24954,,40612.0268,35101.4322,59339.052,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","[D10other]",0,2,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Other (Please specify):",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,71,"Not important","Very important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Convenience","Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20151205,20160319,20160719,72,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",0,"White","White"
24955,,49790.9832,17831.5138,74193.1624,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Definitely Yes",,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","Yes","No","No","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,820,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,58,"Somewhat important","Somewhat important","Very important","Not important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Fair",20160927,20151220,20160921,81,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Divorced","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
24956,,30641.3356,29996.9977,46188.5175,"Fresh","Yes","Yes","No","Yes","No","No","No",,"Yes","No","No","Yes","No","No","Probably Yes",,"Doing okay","Somewhat better off","About the same","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Refused","Yes","Yes","Refused","Direct-deposit into your bank account or credit union account","No","No","Refused","Yes","Yes","Refused","Refused","Refused","It was in-line with changes in living expenses","Refused","Refused","Refused","Refused","Severe impact","Refused",,"No","No","No","No","Refused","Refused","Refused","No","Refused","Refused","No",,,,,,,,,,,,,,,,,"Refused","Refused","Refused","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",1400,"Yes","Refused","Refused","Refused","Refused","Refused","Credit card","Very confident","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No",,"Refused","Refused","Refused",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Refused","Never","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial costs are somewhat larger","Yes","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","Refused","Refused","No","Yes","Refused","Refused","Refused","Refused","Refused","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Refused","Yes","Yes","Yes","Refused","Yes","Refused","Refused","No",,"Not available in local stores","Convenience","Better price",,"Convenience",,,,"Yes","Refused","No","Refused","Refused","Refused","Refused","Yes","Yes","Yes","Refused","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","Refused","Refused","Yes",600,"Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Rarely worried","Rarely worried","Sometimes worried","Sometimes worried","Bachelor’s degree","Bachelor’s degree","Other Information Services","One","Computer and Mathematical","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20151007,20160210,20150731,46,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$85,000 to $99,999","Widowed","Metro","South","West-South Central","Rented for cash","tx",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
24957,,28323.376,9191.6297,43759.5425,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","No","Yes","No","No",,,,,,,"Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No",,,,"Better price","Not available in local stores",,"Not available in local stores",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Regularly worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160913,20160217,20160910,46,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$5,000 to $7,499","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - other",0,"White","White"
24959,,,28410.0295,,"LMI oversample","Yes","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","Probably Yes",,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","Yes","Refused","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","Severe impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,"Definitely Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Humanities",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No","Very important","Very important","Moderately important","Slightly important","Slightly important","Moderately important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Refused","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Moderate strain",,"Moderate strain",,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","Some college but no degree","Bachelor’s degree","Food Services and Drinking Places","Two","Food Preparation and Serving","Under $5,000","I make most of the decisions","Good",20160924,20160215,20160910,32,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","No",4,"A mobile home","$20,000 to $24,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Working - as a paid employee",0,"White","Hispanic"
24963,,28229.9314,25383.2458,43059.8079,"Fresh","Yes","Yes","Yes","Refused","Yes","Refused","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",980,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Refused",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial costs are much larger","Yes","Yes","Yes","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Refused","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Better price",,"Better price","Better price","Better price","Better price","Better price",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Pharmaceutical and Medicine Manufacturing","One","Management","$35,000 - $49,999","I make most of the decisions","Poor",20160903,20151217,20160829,46,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
24964,,58252.7145,53854.6298,85830.413,"Fresh","Yes","No","Yes","No","Yes","No","No","All of the adult children living with me are not in school","No","No","No","No","No","Yes","Definitely No","Yes","Finding it difficult to get by","Much worse off","Somewhat better off","Refused","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",1995,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,350,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,"$0 to $4,999","More than your income","No","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Never worried","Regularly worried","Sometimes worried","Never worried","Don’t know","Don’t know","Hospitals","One","Food Preparation and Serving","Under $5,000","Another household member makes most of the decisions",,,20160614,20130620,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","West-South Central","Rented for cash","ar",0,0,0,0,3,"Working - as a paid employee",0,"Black/African-American","Black"
24966,,25873.1508,20473.7271,39056.7158,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,70,"Not important","Not important","Somewhat important","Not important","Somewhat important","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Convenience","Better quality","Not available in local stores","Better price","Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",750,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Merchant Wholesalers, Durable Goods","One","Sales Representative",,,"Good",20161013,,20140411,71,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,2,"Working - self-employed",0,"White","White"
24967,,203922.365,222165.365,277298.423,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","Yes","No","No","No","No","Probably No","Yes","Living comfortably","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","Minor impact","Minor impact","Minor impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","A little difficulty",,"Definitely Yes","Yes","No","No","No","No","No",860,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Certificate or technical degree",,"Health","Financial benefits are much larger",,,,,,,,,,,,"No advice from person","Moderately important","Moderately important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Better price","Better price",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Clothing and Clothing Accessories Stores","One","Retail Sales","Under $5,000","Another household member makes most of the decisions","Very good",20160902,20151220,20160902,28,"25-34","18-29","12th grade NO DIPLOMA","Less than high school","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$75,000 to $84,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
24968,,74826.4746,72547.2309,106910.045,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,1,"Less","Does not apply","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Master’s degree",,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","Moderately important","Slightly important","Slightly important","Not important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No",,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Convenience","Convenience",,,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Computer and Electronic Product Manufacturing","One","Architecture and Engineering","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160919,20151231,20160829,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24970,,,22117.4849,,"LMI oversample","Yes","Yes","No","Yes","No","No","No",,"No","Yes","Yes","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,52,"Not important","Not important","Not important","Somewhat important","Not important","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Other Information Services","One","Teacher, except college and university","Under $5,000","Another household member and I share in the decisions","Good",20160923,20151217,20160921,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,1,5,"Working - as a paid employee",0,"White","White"
24971,,111014.25,126247.662,159614.206,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",3000,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,,,,,,,,,,,,48,"Not important","Not important","Not important","Not important","Not important","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Convenience","Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Don’t know","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160902,20151216,20160912,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
24973,,39233.7202,37198.3781,58310.3211,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","Yes","No","Yes","Yes","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,25,"Not important","Not important","Not important","Very important","Not important","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Fair",20160915,20151218,20160915,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",0,"White","White"
24976,,35923.3437,37729.8122,53627.2646,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1600,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Certificate or technical degree","No",,,"Computer/information sciences","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Very important","Not important","Slightly important","Slightly important","Slightly important","Moderately important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",64000,0,0,64000,"No",200,"No","No",,"Yes","Yes","No","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","Yes","No","Convenience","Convenience",,,"Better price","Better price",,"Convenience",,"Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2500,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Water Transportation","One","Transportation and Material Moving","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160913,20151217,20160913,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24978,,,45775.954,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","No","Yes","No","Yes","No","Definitely No","Yes","Finding it difficult to get by","Somewhat worse off","Much worse off","About average","Yes","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","Severe impact","Minor impact","No impact","No impact",,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,0,"Less","Does not apply","Refused","Does not apply","No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Very important","Very important","Very important","Very important","Very important","Very important","Not important","Yes","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Not available in local stores",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Good",20160912,20151224,20160912,23,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",3,"A one-family house detached from any other house","$10,000 to $12,499","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,3,"Not working - looking for work",0,"White","Hispanic"
24981,,,31620.2101,,"LMI oversample","Yes","Yes","No","Yes","Yes","No","No",,"Yes","Yes","No","Yes","Yes","No","Definitely Yes",,"Living comfortably","Much better off","Much better off","Pretty well off financially","No","Yes","No","Yes","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"Yes","No","No","No",,"Minor impact","Minor impact","No impact","Moderate impact",,,"Employed full-time","No","No","Yes","Yes","No","Yes","Yes","No","Yes","Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","No","To earn money as a primary source of income",40,10,"More","Very much","Somewhat","Very much","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","No",,"No","Once","Once","High school degree or GED","No",,,,,,,,,,,,,,,,"Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Refused","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",,,"Mostly comfortable","Yes, both",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"$0 to $4,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Better price","Better price","Better price","Better price","Better price","Better price","Better price","Better price","Better price","Yes","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","Yes",500,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Moderate strain","Moderate strain","Moderate strain","Moderate strain","Moderate strain","Moderate strain","Moderate strain","Moderate strain","Moderate strain","Moderate strain","Moderate strain","Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Refused","Not asked","Refused","Refused","$10,000 - $24,999","I make most of the decisions","Refused",20160912,20151218,20160912,25,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A mobile home","Less than $5,000","Married","Non-Metro","South","East-South Central","Occupied without payment of cash rent","ms",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
24982,,,25513.3379,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",550,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","No","No",,"Better price","Better price","Better price","Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Regularly worried","High school degree or GED","High school degree or GED","Wood Product Manufacturing","One","Protective Service","$10,000 - $24,999","I make most of the decisions","Good",20160912,20151217,20160829,51,"45-54","45-59","Some college, no degree","Some college","Other, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - as a paid employee",0,"American Indian or Alaska Native","Other"
24983,,73913.1491,77818.0534,105162.478,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","Yes","Refused","Refused","Refused","Refused","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","No","Yes","No","Yes","No","No","Not available in local stores",,"Not available in local stores",,"Convenience",,"Not available in local stores",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Regularly worried","Less than High School degree","Less than High School degree","Educational Services","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Very good",20160902,20151221,20160902,42,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
24984,,32923.0539,28600.7825,48980.0048,"Fresh","No","No","No","No","Yes","No","No",,"Yes","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,40,"About the same","Does not apply","Very much","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Once","Never","Associate degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,63,"Somewhat important","Very important","Not important","Not important","Not important","Yes","No",,"No","No","No","Yes","No","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Ambulatory Health Care Services","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Excellent",20160907,20160112,20160907,68,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$125,000 to $149,999","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - self-employed",0,"White","White"
24985,,,31402.4586,,"LMI oversample","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",967,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Health",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","No","Not important","Slightly important","Not important","Slightly important","Slightly important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No",1200,110000,25000,136200,"No",119,"No","No",,"No","Yes","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","Refused",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","Refused","Yes","No","No","No",,"Better price",,"Better price",,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","Yes",800,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Motor Vehicle and Parts Dealers","One","Other (Please specify)","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160915,20151218,20160915,56,"55-64","45-59","Associate degree","Some college","Hispanic","Male","Yes",4,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,4,"Working - as a paid employee",0,"White","Hispanic"
24986,,36386.7225,29584.0713,54766.3999,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","Yes","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"Yes","Yes","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are much larger","Yes","Yes","Yes","No","Yes","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",10000,0,7000,17000,"No",500,"Yes","Yes",,"No","No","Yes","No","No","Yes",,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Very important","Somewhat important","Not important","Yes","No",,"No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","No","No","No","No","No",,,"Convenience","Convenience",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",500,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Good",20160921,20160217,20150825,71,"65-74","60+","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$60,000 to $74,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,1,"Not working - retired",0,"White","Black"
24988,,,26041.7921,,"LMI oversample","Yes","No","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Doing okay","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","Yes","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","A little difficulty",,"Definitely No",,,,,,,320,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,"Yes","Yes","Yes",,"No","No","No","No","No","No","Yes","No","No","No","Excellent","Yes","No",,"Yes","Some of the time","Never","Certificate or technical degree","No",,,"Health","Financial costs are much larger","Yes","Yes","No","No","Yes",,,,,,,"Very important","Slightly important","Very important","Moderately important","Slightly important","Not important","Very important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes",5100,0,620,31720,"No",310,"No","No",,"No","No","No","No","No","Yes","No",,,,,,"No","No","No","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No",,"Better price",,,,"Other reason",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Regularly worried","Never worried","Less than High School degree","Less than High School degree","Business, Professional, Labor, Political, and Similar Organizations","One","Other (Please specify)","Refused","I make most of the decisions","Fair",20161007,20151225,20150717,25,"25-34","18-29","Some college, no degree","Some college","Hispanic","Female","No",4,"A one-family house detached from any other house","$15,000 to $19,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,4,"Working - as a paid employee",0,"White","Hispanic"
24990,,36249.7752,13581.2106,54585.5707,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,64,"Not important","Not important","Somewhat important","Somewhat important","Not important","Yes","No",,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","Better price","Better price","Better price","Better price","Better price",,,,,"No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Very good",20161014,20160529,20160916,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Not working - retired",0,"White","White"
24992,,,17702.6677,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","Poor","No","Yes","No","No","No","No","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2008,"Yes","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Humanities","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,"Not important","Not important","Not important","No advice from person","No advice from person","Slightly important","No advice from person","No advice from person",,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Very important","Not important","Not important","Not important","Somewhat important","Yes","Yes",,"Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","Not available in local stores","Not available in local stores",,,"Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20140809,20160416,20140426,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","No",1,"A building with 2 or more apartments","$12,500 to $14,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Not working - retired",0,"White","White"
24993,,83346.2328,83654.4356,119816.828,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Probably Yes",,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",2300,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","Yes","No",,"Not available in local stores","Better price",,"Convenience","Better price","Better price","Other reason",,"No","Yes","Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Educational Services","One","Teacher, except college and university","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160926,20160328,20160828,54,"45-54","45-59","Masters degree","Bachelor's degree or higher","Hispanic","Female","Yes",1,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
24994,,125548.2,143044.434,174675.968,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Paper check","Yes","No",,,"No","Yes","Yes","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",30,10,"More","Somewhat","Very much","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","Yes","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","Yes","Yes","Yes",2000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Regularly worried","Rarely worried","Regularly worried","Never worried","Less than High School degree","High school degree or GED","Miscellaneous Manufacturing","One","Management","$25,000 - $34,999","I make most of the decisions","Very good",20160902,20160908,20130622,41,"35-44","30-44","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","East-South Central","Occupied without payment of cash rent","al",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
24995,,34006.7568,36665.2289,50961.3099,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,1,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",899,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"Moderately important","No advice from person","Moderately important","Not important","Not important","Very important","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No",,"Convenience",,,,,"Convenience",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","No","Yes","Yes",18000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Civic and Social Organizations","One","Management","Under $5,000","I make most of the decisions","Good",20160923,20151217,20150727,45,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,1,1,"Working - as a paid employee",0,"White","White"
24997,,65882.0138,72683.3686,96471.209,"Fresh","No","Yes","No","No","Yes","No","No",,"No","Yes","No","No","No","Yes","Definitely Yes",,"Living comfortably","Much better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Just for fun (as a hobby)",24,0,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","Yes","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No",,,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Excellent","No",,,,,,"Associate degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","No","Yes","Yes","No","Not important","Very important","Not important","Not important","Not important","Not important","Not important","Very important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience",,"Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",600,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Bachelor’s degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Very good",20161012,20160429,20140426,37,"35-44","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",5,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","Midwest","East-North Central","Rented for cash","wi",0,0,2,1,2,"Not working - other",0,"Black/African-American","Black"
24998,,53887.3167,19633.748,80255.5585,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Refused","Yes","Refused","No","Yes","Yes","Refused","Refused","Refused","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Health","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Better price","Convenience",,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160923,20151216,20150720,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Not working - retired",0,"White","White"
24999,,75492.1354,76333.743,109580.353,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,0,"Less","Does not apply","Does not apply","Does not apply","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial costs are much larger","No","Yes","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No",,"Better price",,,"Better price","Convenience","Convenience",,,"Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Warehousing and Storage","One","Management","Under $5,000","I make most of the decisions","Very good",20160929,20160131,20160919,40,"35-44","30-44","Some college, no degree","Some college","Hispanic","Male","No",5,"A one-family house detached from any other house","$85,000 to $99,999","Living with partner","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",1,1,0,1,2,"Working - as a paid employee",0,"White","Hispanic"
25000,,28997.6357,28741.7402,43892.1686,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No",830,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Once","Never","Professional degree (e.g. MBA, MD, JD)","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No",,"Better price","Better price","Better price",,"Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",6000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Less than High School degree","Hospitals","One","Medical Doctor (such as physician, surgeon, dentist, veterinarian)","$100,000 - $249,999","I make most of the decisions","Very good",20160922,20151220,20160902,59,"55-64","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25002,,81480.517,79381.6868,115929.663,"Fresh","Yes","Yes","No","No","No","No","No",,"No","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","Severe impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1690,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Better price","Better price","Better price","Better price","Better price","Better price","Better price",,"No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Business, Professional, Labor, Political, and Similar Organizations","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20160904,20151220,20160904,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
25003,,48290.5361,47035.3038,72056.8101,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"No",73,"No","No",,"No","Yes","No","No","No","Yes","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Not available in local stores",,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Computer and Electronic Product Manufacturing","One","Installation, Maintenance, and Repair","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160906,20151218,20160830,43,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","id",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
25005,,,70513.9125,,"LMI oversample","Yes","Yes","No","No","Yes","No","No",,"Yes","Yes","No","No","No","No","Definitely Yes",,"Just getting by","Somewhat worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","No","No","No",,"Moderate impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Yes","Yes","A little difficulty",,"Definitely Yes","Yes","No","No","No","No","No",1000,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Refused",,,,,,,"Financial costs are much larger","Yes","No","Yes","No","Yes","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",70000,0,4000,74000,"No",400,"No","No",,"No","No","No","No","No","No","No",,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Amusement, Gambling, and Recreation Industries","Two","Installation, Maintenance, and Repair","Under $5,000","I make most of the decisions","Very good",20160909,20160208,20160909,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
25007,,41728.0533,34061.6436,61007.6117,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Refused","Refused","Refused","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1650,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No",,"Not available in local stores",,"Not available in local stores",,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Religious Organizations","One","Business and Financial Operations","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160920,20151217,20160907,67,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - self-employed",0,"White","White"
25008,,47986.8547,46483.6224,71136.4496,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",7000,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Better price","Better price","Convenience","Better price","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Transportation Equipment Manufacturing","One","Management","$500,000 - $999,999","I make most of the decisions","Very good",20160922,20160220,20151102,55,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,2,2,"Working - as a paid employee",0,"White","White"
25012,,,26457.079,,"LMI oversample","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Refused","Yes","Refused","Refused","Yes","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","Yes","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,950,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Some of the time","Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Refused","Yes","No","No","No",,,"Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Refused",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No",,,,,,"Better price",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Building and Grounds Cleaning and Maintenance","Refused","Another household member and I share in the decisions","Very good",20160910,20151219,20160827,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$35,000 to $39,999","Living with partner","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
25014,,49098.2746,51140.6765,72685.49,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","Don’t know","Yes","Don’t know","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Severe impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","Yes","No","No",0,"Probably No","Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Sometimes worried","Less than High School degree","High school degree or GED","Food Services and Drinking Places","One","Food Preparation and Serving","$250,000 - $499,999","Another household member makes most of the decisions","Good",20160915,20151216,20160827,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$75,000 to $84,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25018,,32608.6508,12532.1727,49163.4239,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","Much better off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","Minor impact","No impact",,,"Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",660,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","Yes","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","Yes","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","Yes",2500,"Yes","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","Moderate strain","A little strain",,,,,,"A little strain","A little strain",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Couriers and Messengers","One","Transportation and Material Moving","$25,000 - $34,999","Another household member and I share in the decisions","Good",20151001,20160206,20150729,68,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25019,,,75898.5548,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"About the same","Somewhat","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2015,"Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Don’t know","Yes","Yes","None",,"Definitely No",,,,,,,690,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Once","Never","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No","Slightly important","No advice from person","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","Yes","No",,,,"Better price","Better price","Convenience","Convenience","Convenience",,"No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Some college but no degree","Business, Professional, Labor, Political, and Similar Organizations","One","Computer and Mathematical","$10,000 - $24,999","I make most of the decisions","Good",20151120,20150221,20140515,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","Midwest","West-North Central","Rented for cash","mo",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
25020,,38980.5411,35830.4588,58976.151,"Fresh","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,20,"About the same","Does not apply","Somewhat","Somewhat","No","Yes","No","No","No","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",776,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Sometimes worried","Certificate or technical degree","Bachelor’s degree","Merchant Wholesalers, Nondurable Goods","One","Computer and Mathematical","$250,000 - $499,999","I make most of the decisions","Very good",20160913,20160123,20160916,38,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$85,000 to $99,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25021,,,95810.1137,,"LMI oversample","No","No","No","Yes","No","No","No",,"No","No","No","No","Yes","No","Definitely No","Yes","Finding it difficult to get by","Much worse off","Much worse off","Pretty well off financially","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","Yes","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Some of the time","Some of the time","Associate degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No","Moderately important","Not important","Moderately important","Moderately important","Moderately important","Not important","Moderately important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","Substantial strain","A little strain",,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Very good",20160910,20151219,20160910,23,"18-24","18-29","Associate degree","Some college","Hispanic","Male","No",2,"A one-family house attached to one or more houses","$20,000 to $24,999","Never married","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","ny",0,0,0,0,2,"Not working - looking for work",0,"White","Hispanic"
25022,,27474.9153,26158.1118,41882.121,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","Yes","No","Definitely Yes",,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","Refused","Refused","No","Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Better price","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Data Processing, Hosting and Related Services","One","Computer and Mathematical","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160917,20160213,20160917,53,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
25023,,,19955.6228,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","Refused","Yes","Refused","Refused","Refused","Cash","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Computer/information sciences","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Somewhat important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Refused","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Refused",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No",,"Refused",,,"Convenience",,"Convenience",,,"No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Fair",20151123,20160206,20150804,74,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",0,"White","White"
25024,,31998.6671,11359.6054,48354.2572,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","Yes","No",,"Better price",,,"Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Fair",20151002,20160217,20150805,79,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Widowed","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,1,"Not working - retired",0,"White","White"
25025,,208512.708,222165.365,277298.423,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Living comfortably","Somewhat better off","Much better off","Pretty well off financially","No","No","No","No","Yes","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact",,,,"Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",2,40,"More","Not at all","Somewhat","Not at all","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No",,"Better price",,"Convenience",,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked",,,,,,20161004,18,"18-24","18-29","11th grade","Less than high school","White, Non-Hispanic","Male","No",6,"A one-family house detached from any other house","$175,000 to $199,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,2,1,3,"Not working - other",0,"White","White"
25026,,42245.095,38278.4314,63214.141,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","None",,"Definitely Yes","No","No","Yes","Yes","No","No",1150,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No","Moderately important","Slightly important","Not important","Slightly important","Slightly important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",21000,0,0,21000,"No",0,"Yes","No",,"No","No","Yes","No","No","Yes","No","No",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Teacher, except college and university","Under $5,000","Another household member and I share in the decisions","Good",20160911,20151224,20160829,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
25027,,45146.8185,39977.3012,65883.4508,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Pretty well off financially","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,61,"Not important","Not important","Not important","Not important","Not important","Yes","No","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No","No","Yes","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","Yes","No",,"Convenience",,"Convenience","Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Very good",20160423,20160213,20160804,68,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$175,000 to $199,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",0,"White","White"
25028,,,16441.9248,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",432,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","Yes","No","Yes",,,,,,,"Very important","Very important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Food and Beverage Stores","One","Retail Sales","Under $5,000","I make most of the decisions","Good",20160909,20160205,20160827,27,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25029,,69720.5077,69729.0475,101083.462,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No",,"Better price",,,,"Convenience",,"Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Other Information Services","One","Refused","$100,000 - $249,999","Another household member makes most of the decisions","Excellent",20160915,20151221,20160827,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$250,000 or more","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,2,2,"Working - as a paid employee",0,"White","White"
25030,,22706.0708,18036.9655,34620.7858,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160912,20151218,20160912,68,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",0,"White","White"
25031,,,34350.6058,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","Yes","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,"Definitely Yes","Yes","Yes","No","Yes","No","No",650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No",,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","No","No","No",,,"Better price","Better price","Better price","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Moderate strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Educational Services","One","Teacher, except college and university","Under $5,000","Another household member and I share in the decisions","Very good",20160926,20160212,20160901,29,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","No",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,1,0,2,"Working - as a paid employee",0,"White","Hispanic"
25032,,,20951.2812,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",25000,0,0,25000,"No",0,"No","No",,"No","No","No","No","No","Yes",,"Yes","Yes","Refused","Refused","No",,,,,,,,,,,,63,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No",,"No","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","No","No","No","No","No",,,"Better price","Better price",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Associate degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Fair",20161018,20151217,20160920,85,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$25,000 to $29,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",1,0,0,0,1,"Not working - retired",0,"White","White"
25034,,28971.9202,30689.4768,43711.9668,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","Yes","No","No","No","Definitely Yes",,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",1000,0,0,1000,"No",83,"No","No",,"No","No","No","No","Yes","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Better price","Not available in local stores",,,,"Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Educational Services","One","Teacher, except college and university","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160908,20151217,20160908,49,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
25035,,103935.782,93123.6263,149230.83,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","Yes","No","Yes","No","Yes","No",900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","Very important","Moderately important","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No",,"Better price",,"Better price",,"Not available in local stores","Not available in local stores",,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Architectural, Engineering, and Related Services","Two","Architecture and Engineering","$100,000 - $249,999","I make most of the decisions","Excellent",20160921,20160116,20160827,32,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$85,000 to $99,999","Living with partner","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Working - as a paid employee",0,"Asian","Asian"
25036,,,10374.101,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] pay rent.",2014,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,712,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Some of the time","Some of the time","Master’s degree","Yes","Doctoral Degree",,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","Yes","No","No","Very important","Slightly important","Very important","Very important","No advice from person","Not important","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",100000,0,2000,102000,"No",0,"Yes","No",,"No","No","Yes","No","Yes","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Better price","Not available in local stores",,,"Better price","Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","Yes","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Educational Services","One","Life, Physical, and Social Sciences","Under $5,000","I make most of the decisions","Excellent",20160902,20151230,20160828,33,"25-34","30-44","Masters degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,1,"Working - as a paid employee",0,"2+ Races","Other"
25037,,,55628.702,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","Moderate impact","Moderate impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","To acquire new job-related skills",7,7,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1998,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Mobile app","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Doctoral Degree","No",,,"Health",,,,,,,"Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20161014,20151223,20150723,37,"35-44","30-44","10th grade","Less than high school","White, Non-Hispanic","Female","No",1,"A one-family house attached to one or more houses","Less than $5,000","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Not working - disabled",0,"White","White"
25038,,,14336.0682,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,960,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Once","Never","Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Convenience",,,,,,"Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","Associate degree","Sporting Goods, Hobby, Book, and Music Stores","One","Retail Sales","$10,000 - $24,999","I make most of the decisions","Fair",20151024,20160330,20150706,58,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$25,000 to $29,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - self-employed",0,"White","White"
25039,,,35318.3076,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","About average","No","No","Yes","No","No","No","No","No","No","Temporarily laid off",,,,,,,,,,,,,,,,,"Yes","No","Refused","Yes",,"No impact","No impact","Minor impact","No impact",,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",10,10,"Less","Somewhat","Very much","Somewhat","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2011,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,250,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","No","Yes",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience",,"Convenience","Convenience","Convenience",,"No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","Yes",450,"Yes","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160914,20151218,20160914,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",1,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
25041,,91415.1562,28990.6497,135152.55,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","Moderate impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","Refused",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Better price","Better price","Better price","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","Yes",1000,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Some college but no degree","Certificate or technical degree","General Merchandise Stores","One","Retail Sales","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160908,20151217,20160827,41,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",1,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
25043,,59362.1117,59464.591,87436.1772,"Fresh","Refused","Yes","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","Yes","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,5,"Less","Not at all","Somewhat","Very much","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Business/management",,,,,,,"Financial costs are somewhat larger","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",100000,0,0,100000,"No",349,"No","No",,"No","No","Yes","Yes","No","Yes",,"Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Never worried","Bachelor’s degree","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Business and Financial Operations","$5,000 - $9,999","I make most of the decisions","Good",20160916,20151227,20160828,42,"35-44","30-44","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,1,1,"Working - as a paid employee",0,"Black/African-American","Black"
25044,,69392.6238,65937.0218,101234.772,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","One","Business and Financial Operations","$50,000 - $74,999","I make most of the decisions","Good",20160918,20150515,20160731,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - as a paid employee",0,"Asian","Asian"
25045,,49790.9832,17831.5138,74193.1624,"Fresh","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",825,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","Convenience","Convenience",,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Rarely worried","Sometimes worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160923,20151221,20150805,77,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
25048,,36249.7752,13581.2106,54585.5707,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","Minor impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Hospitals","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$25,000 - $34,999","I make most of the decisions","Good",20160909,20160228,20160827,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
25049,,71572.5917,69335.4852,105108.612,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No",,,,,"Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Probably Yes","No","No","No","No","No","No",1615,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","Yes","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","Yes","Yes","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Not available in local stores",,,,"Better price",,,,"No","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","Yes","Yes",4500,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Substantial strain",,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Postal Service","Two","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Good",20151103,20160709,20150724,44,"35-44","30-44","Some college, no degree","Some college","Hispanic","Male","Yes",5,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Mountain","Rented for cash","co",0,0,1,1,3,"Working - as a paid employee",0,"White","Hispanic"
25050,,29605.9334,23487.2995,44567.8527,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Refused","No","Refused","Refused","Yes","No","No",,,,,,,,,,,,,,,,59,"Somewhat important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Not available in local stores","Convenience","Convenience","Convenience",,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",500,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20161008,20160206,20150718,67,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
25052,,23266.9792,19714.099,35118.9127,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1973,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Somewhat important","Very important","Somewhat important","Not important","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No",,"Better price",,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Good",20160922,20151217,20160910,81,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",0,"White","White"
25053,,29616.0836,25112.4613,44114.6755,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Much better off","Pretty well off financially","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","Moderate impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1600,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Life sciences","Financial benefits are much larger","No","No","Refused","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Very important","Very important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Convenience","Convenience","Convenience","Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","None",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160915,20151217,20160914,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,1,"Not working - retired",0,"White","White"
25054,,38375.8217,31536.4246,57286.2206,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","Moderate impact","Minor impact","No impact","Minor impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No","No advice from person","Slightly important","Moderately important","No advice from person","Very important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No",,,,"Other reason",,,"Not available in local stores",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Educational Services","One","Management","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160913,20160223,20160913,70,"65-74","60+","Associate degree","Some college","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,1,2,"Working - as a paid employee",0,"White","Hispanic"
25056,,35891.4863,40286.6419,53407.0948,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Severe impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",160,20,"About the same","Does not apply","Not at all","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No",,"Convenience","Better price",,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Regularly worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Social Assistance","Two","Personal Care and Service","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160916,20160221,20160829,56,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
25057,,,22057.8941,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Pretty well off financially","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",80,25,"About the same","Very much","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Refused","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","Refused","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience",,,"Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Associate degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Very good",20151006,20151231,20150820,54,"45-54","45-59","Associate degree","Some college","Hispanic","Female","No",4,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,1,1,2,"Not working - other",0,"White","Hispanic"
25058,,77530.0132,72415.863,112417.718,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1847,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",750,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Other Information Services","One","Business and Financial Operations","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160915,20160129,20160901,41,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,1,1,0,2,"Working - as a paid employee",0,"White","White"
25060,,,22934.9116,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Doing okay","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","Yes","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,52,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Animal Production","One","Farming, Forestry, and Fishing","$250,000 - $499,999","Another household member and I share in the decisions","Fair",20160911,20151219,20160828,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,3,0,3,"Working - self-employed",0,"White","White"
25064,,22058.9601,17906.7155,33685.7846,"Fresh","Yes","No","No","No","Yes","Yes","No",,"No","No","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","About average","Yes","Yes","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Just for fun (as a hobby)",40,10,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,,,,,,,,,,,,57,"Not important","Not important","Not important","Not important","Very important","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","Yes","No","No",,,"Convenience","Convenience","Convenience","Better price","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Associate degree","Other Professional, Scientific, and Technical Services","Three","Office and Administrative Support","$1,000,000 or more","I make most of the decisions","Very good",20160927,20160312,20160904,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
25065,,51490.6331,14656.7641,77200.9074,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Probably Yes",,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"No","No","No","Yes","No","No","No","Yes","Paper check","Refused","Yes","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",400,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","Refused","No",,"Better price","Convenience",,,,,,,"Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Nursing and Residential Care Facilities","One","Personal Care and Service","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160920,20151217,20161006,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
25067,,,16859.2305,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Severe impact","No impact","No impact","Severe impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","No","No","Yes",5500,"Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Miscellaneous Store Retailers","One","Sales Representative","$25,000 - $34,999","I make most of the decisions","Fair",20160924,20160227,20150722,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25068,,32992.8957,27071.7316,49043.853,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1900,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial costs are much larger","No","Yes","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Sometimes worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20161011,20160126,20150728,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
25069,,,17191.4844,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,,,"Definitely No",,,,,,,580,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","No","No","No","No","Yes","No","Convenience",,"Convenience",,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160915,20160211,20160902,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",8,"A one-family house detached from any other house","Less than $5,000","Widowed","Metro","West","Mountain","Rented for cash","nm",1,1,2,0,4,"Not working - disabled",0,"White","Hispanic"
25070,,84055.86,24248.8311,123508.099,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","It varied","No","Yes","No","Yes","No","Yes","No","No","No","Not employed, but looking for a job","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","Yes","No","Yes",,"No impact","No impact","Severe impact","Moderate impact",,,"Employed full-time","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","Yes","Yes","Yes","No","Yes","Yes","No","No","No","Refused",120,10,"More","Very much","Not at all","Very much","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,300,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Cash","Not confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","No","No","No","Yes","No","No","No","Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,"Very important","Very important","No advice from person","No advice from person","No advice from person","No advice from person","Very important","No advice from person",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Better price",,,,,,,"Better price",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","Substantial strain","Substantial strain","Moderate strain","Moderate strain","Substantial strain","Substantial strain",,,,,,"Regularly worried","Rarely worried","Rarely worried","Rarely worried","Associate degree","Associate degree","General Merchandise Stores","One","Sales Representative","Under $5,000","I make most of the decisions","Poor",20161013,20160205,20160910,26,"25-34","18-29","Some college, no degree","Some college","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Living with partner","Metro","West","Mountain","Rented for cash","co",0,0,1,0,2,"Working - as a paid employee",0,"American Indian or Alaska Native","Hispanic"
25071,,,19089.6243,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","Refused","Refused","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2004,"No","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,635,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","No",,,,,,,"Convenience","Other reason",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","Yes",5000,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes",,"Yes","Yes","No","No","No","No","No","Yes","No","No","No","Moderate strain","Moderate strain",,,,,,"Substantial strain",,,,"Never worried","Never worried","Rarely worried","Rarely worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160921,20151218,20160921,48,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$12,500 to $14,999","Divorced","Non-Metro","South","West-South Central","Rented for cash","ok",0,0,0,0,2,"Not working - disabled",0,"White","White"
25072,,32598.3786,11408.9922,49082.1068,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","Yes","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Severe impact","No impact","Minor impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Not important","Not important","Yes","Yes",,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No","Convenience","Convenience","Other reason",,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","Yes","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No",,"Moderate strain",,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Food and Beverage Stores","One","Food Preparation and Serving","$5,000 - $9,999","I make most of the decisions","Fair",20140816,20140303,20130824,67,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A mobile home","$30,000 to $34,999","Divorced","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25073,,92171.9743,34032.4733,134835.065,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price","Better price","Better price",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",500,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Excellent",20160906,20151218,20160906,39,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$35,000 to $39,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - other",0,"Asian","Asian"
25074,,34659.2491,13403.1735,52095.4443,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much better off","About average","Yes","Yes","Yes","No","Yes","No","No","No","No","Self-employed","Work full-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","Severe impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"No","No","No","No","No","Yes","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial costs are much larger","No","No","No","No","Yes",,,,,,,"Very important","Moderately important","Slightly important","Not important","No advice from person","No advice from person","Slightly important","Refused",,,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","Yes","No","No","No","Yes","Refused","Yes","Refused","Refused","Refused","Yes","Refused","Refused","No",,"Better price",,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Construction of Buildings","One","Installation, Maintenance, and Repair","$75,000 - $99,999","Another household member and I share in the decisions","Excellent",20160915,20151217,20160910,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,1,2,"Working - self-employed",0,"White","White"
25075,,27251.8242,21221.6368,41378.3419,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","No","Yes","No","No","No","No","No","Good","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,,,,,,,,,,,,58,"Not important","Somewhat important","Very important","Very important","Not important","Yes","No",,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Refused",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","Yes","Yes","No",,,,,"Convenience",,"Convenience","Convenience",,"No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160923,20160217,20160923,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$60,000 to $74,999","Separated","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,1,"Not working - looking for work",0,"White","White"
25077,,52143.616,58933.8677,77330.6315,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",700,"No","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Law","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Better price","Better quality",,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","Some college but no degree","Public Relations Agencies","Two","Other professional","$25,000 - $34,999","I make most of the decisions","Good",20160920,20160124,20160728,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25078,,,15804.7511,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Pretty well off financially","No","No","No","No","No","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Mobile app","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20161012,20160308,20150715,36,"35-44","30-44","Some college, no degree","Some college","Other, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","Less than $5,000","Married","Metro","West","Pacific","Rented for cash","ca",0,0,2,1,1,"Not working - other",0,"American Indian or Alaska Native","Other"
25082,,50203.7858,41517.7157,73270.8108,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","Don’t know","Yes","Yes","No","No","No","Paper check","Refused","Yes","Yes","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Minor impact","Minor impact","Retired","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,5,"About the same","Somewhat","Not at all","Not at all","No","No","No","Yes","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1960,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Law",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Convenience","Convenience",,,,,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Graduate degree","High school degree or GED","Nursing and Residential Care Facilities","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$1,000,000 or more","I make most of the decisions","Very good",20140809,20160721,20160731,64,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Living with partner","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25083,,33460.47,29667.0504,50375.0284,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","Refused","Refused","Refused","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Somewhat important","Not important","Somewhat important","Not important","Very important","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160915,20151217,20160915,81,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Not working - retired",0,"White","White"
25085,,45146.8185,39977.3012,65883.4508,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,39,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Convenience",,"Better price","Convenience","Convenience","Convenience",,,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member makes most of the decisions","Very good",20160918,20160126,20160917,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$250,000 or more","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",0,"White","White"
25087,,52005.672,49659.4298,76248.2712,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",850,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Some of the time","Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No","No advice from person","No advice from person","Slightly important","No advice from person","Slightly important","Slightly important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,53,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Not available in local stores","Convenience","Convenience","Not available in local stores","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",5000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Justice, Public Order, and Safety Activities","One","Management","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160920,20151222,20160920,55,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
25088,,44417.611,40671.0895,66532.7118,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1950,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","Yes","No","No","No","No","Yes",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","Yes","No",,,,"Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Educational Services","One","Management","Under $5,000","I make most of the decisions","Excellent",20160922,20160922,20140501,38,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,1,1,0,2,"Working - as a paid employee",0,"White","White"
25089,,,17191.4844,,"LMI oversample","Refused","Refused","Refused","Yes","Refused","Refused","No",,"Yes","Refused","Yes","Refused","Refused","No","Definitely No","Yes","Finding it difficult to get by","Somewhat worse off","Much worse off","About average","Refused","Refused","Refused","Refused","No","Refused","Refused","Refused","Refused","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Refused","Refused","Refused","Yes","No","No","No","No","No","No","Yes","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Check","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Refused","Refused","Yes","Yes","Refused","Refused","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Very good",20161008,20151218,20150802,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",1,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","West","Pacific","Occupied without payment of cash rent","ca",0,0,0,0,1,"Not working - other",0,"White","Hispanic"
25090,,,13818.4582,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",50,1,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",4000,"No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Certificate or technical degree","Other Chemical Manufacturing","One","Other (Please specify)","Under $5,000","I make most of the decisions","Poor",20160916,20160525,20140510,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25092,,33162.2163,32103.8416,49962.6266,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","Yes","No","No",,"Moderate impact","No impact","No impact","No impact","Moderate impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",688,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","Yes","No",,,,,"No","No","Yes","No","No","No","No",0,"Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No",,,,"Better price","Convenience","Better price","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","No","No","Yes","Yes",4000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Social Assistance","One","Protective Service","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20151003,20160205,20150707,45,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,2,2,"Working - as a paid employee",0,"White","White"
25095,,39246.0832,33919.9612,58406.9271,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1973,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Refused","No",,,,,,,,,,,,65,"Not important","Somewhat important","Very important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Convenience","Better price","Better price",,"Convenience","Better price",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20151007,20160107,20150708,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
25096,,28129.1203,23677.457,42299.5286,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Refused","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Humanities","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,68,"Not important","Somewhat important","Somewhat important","Not important","Very important","Yes","No",,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","No","Yes","Better price",,,"Better price","Convenience","Convenience","Convenience",,"Better price","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Excellent",20160924,20151217,20150804,71,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$75,000 to $84,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"White","White"
25097,,203265.849,63118.6773,277298.423,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","Yes","No","No","No","Probably No","Yes","Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","Yes","Paper check","No","No","No","No","Yes","Yes","No","No",,"No impact","Moderate impact","No impact","No impact","No impact","No impact",,"No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,3,"About the same","Not at all","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","No","No","Slightly important","Slightly important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",3500,0,0,3500,"Yes",55,"No","No",,"No","Yes","No","No","No","Yes",,,,,,,"No","No","No","No","No","No","No","Refused",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No",,"Better price",,"Convenience","Convenience","Convenience",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Fair",20161010,20160224,20151010,27,"25-34","18-29","Associate degree","Some college","Other, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,4,"Not working - looking for work",0,"American Indian or Alaska Native","Other"
25098,,,8839.1009,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Just for fun (as a hobby)",20,10,"Less","Not at all","Does not apply","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","Yes","Yes","No","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,187,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial costs are much larger","No","No","No","No","Yes",,,,,,,"No advice from person","Very important","Very important","Very important","Very important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","Better price","Better price",,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Very good",20160904,20160220,20160904,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Never married","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,1,"Not working - disabled",0,"White","White"
25099,,103692.828,125968.227,146174.39,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Don’t know","Yes","Don’t know","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Moderate impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",1100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"Refused",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Humanities",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No","Very important","Slightly important","Moderately important","Moderately important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"Yes",530,"No","No",,"No","No","Yes","No","Yes","Yes","No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Drycleaning and Laundry Services","One","Office and Administrative Support","$75,000 - $99,999","Another household member and I share in the decisions","Poor",20160916,20151217,20160916,30,"25-34","30-44","No formal education","Less than high school","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$40,000 to $49,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25100,,22650.9925,17410.4914,34452.926,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",881,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","No","No","No","No",0,"Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,,,,"Convenience",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Other Information Services","One","Management","$100,000 - $249,999","I make most of the decisions","Very good",20161018,20151217,20150731,64,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25102,,117721.419,32611.2725,169809.371,"Fresh","Yes","Yes","No","Yes","No","No","No",,"Yes","Yes","No","Yes","Yes","No","Probably No","No","Just getting by","About the same","About the same","It varied","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Cash","No","No","No","No","Yes","No","No","No",,"Moderate impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Credit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important","No","Yes","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","Yes","No","Yes","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Certificate or technical degree","Less than High School degree","Refused","One","Office and Administrative Support","Not sure","Another household member makes most of the decisions","Good",20160906,20151231,20160906,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",4,"A mobile home","$30,000 to $34,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,1,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
25107,,,20816.3549,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","Yes","No","Yes","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","No impact","No impact",,,"Disabled and not working","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",0,5,"About the same","Does not apply","Does not apply","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Don’t know","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Don’t know my score or how to rate it","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Refused","No","No",,,"No","No","Refused","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No",,,"Substantial strain",,,,,,"Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Social Assistance","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","Another household member and I share in the decisions","Good",20160915,20151217,20160827,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,1,2,"Working - self-employed",0,"White","White"
25108,,,20217.2029,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Refused","Yes","Yes","Refused","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","No","Yes","No","No","No","No","No","Very good","Yes","Yes","More debt now",,"Once","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Refused","Yes","Yes","Refused","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Refused","Refused","Refused","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Refused","Refused","Yes","Refused","Yes","No","Convenience","Convenience","Refused",,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","Yes","Yes","Yes",242,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Rental and Leasing Services","One","Sales Representative","Under $5,000","Another household member and I share in the decisions","Good",20140920,20160610,20130915,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",2,"A mobile home","$5,000 to $7,499","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
25110,,,119193.018,,"LMI oversample","No","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","Yes","Yes","No","Probably Yes",,"Just getting by","Somewhat worse off","About the same","It varied","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","Yes","No","No",,,,,,,,,"No",260,"Yes","Yes","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Fair","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,58,"Very important","Refused","Refused","Refused","Very important","Yes","No",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","Yes",400,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes",,"No","Yes","No","Yes","No","No","No","Yes","Yes","No","No",,"Substantial strain",,"Substantial strain",,,,"Substantial strain","Substantial strain",,,"Sometimes worried","Sometimes worried","Rarely worried","Sometimes worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160922,20151217,20150710,60,"55-64","60+","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$12,500 to $14,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - disabled",0,"White","White"
25111,,32598.3786,11408.9922,49082.1068,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Refused","Financial benefits are much larger","No","No","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,63,"Somewhat important","Very important","Not important","Somewhat important","Not important","Yes","No",,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Refused",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","No","No",,"Convenience","Convenience","Convenience","Convenience",,,,,"No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",400,"No","Yes","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160927,20151217,20160415,66,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",0,"White","White"
25112,,25180.2317,19828.9475,38252.6781,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much better off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",3,3,"About the same","Somewhat","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","No","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","Convenience","Better price",,,"Not available in local stores","Better price","Better price",,,"Yes","No","No","No","Refused","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Certificate or technical degree","Real Estate","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Good",20161014,20160216,20151204,64,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,1,"Working - self-employed",0,"White","White"
25113,,111378.494,129419.148,157246.05,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Yes","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","Yes","Yes","No","No","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","Refused",500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,"Moderately important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No","No","No","Yes","Yes","No","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Convenience",,"Better price","Better price","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Fabricated Metal Product Manufacturing","One","Sales Representative","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160914,20151221,20160914,28,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25121,,27310.3923,23552.7623,40943.1542,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,0,"Less","Does not apply","Does not apply","Does not apply","No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1973,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,63,"Somewhat important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Convenience","Convenience","Better price","Better price","Better price",,"Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Fair",20140820,20160216,20160919,67,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,3,"Not working - retired",0,"White","White"
25123,,,6613.9983,,"LMI oversample","No","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely No","No","Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160927,20151221,20150712,51,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - disabled",0,"White","White"
25126,,,20816.3549,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","Yes","No","Yes","Yes","No","No","No","Temporarily laid off","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","Minor impact","Minor impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",1,1,"Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","Yes","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","Convenience","Convenience",,"Convenience","Convenience",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","A little strain","A little strain","Moderate strain","A little strain",,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Accommodation","One","Retail Sales","$5,000 - $9,999","I make most of the decisions","Very good",20160911,20151217,20160911,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25128,,74745.6749,25384.6392,110846.691,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Don’t know",,,,,,,1150,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Associate degree","No",,,"Law",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No","Very important","Slightly important","Very important","Slightly important","Slightly important","Slightly important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"No",100,"No","Yes",,"No","Yes","No","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No",,,,"Convenience",,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Don’t know","National Security and International Affairs","One","Armed Services","Under $5,000","I make most of the decisions","Very good",20160918,20160214,20160918,36,"35-44","30-44","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
25129,,125744.112,169958.428,178119.849,"Fresh","No","No","No","No","No","Yes","No",,"No","No","No","No","Yes","Yes","Probably Yes",,"Doing okay","About the same","About the same","Pretty well off financially","No","Yes","No","No","No","No","Yes","No","No","Student","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","Just for fun (as a hobby)",10,20,"Less","Not at all","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"Yes, and I still own that home",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Life sciences","Financial benefits are somewhat larger",,,,,,,,,,,,"Slightly important","No advice from person","Slightly important","Slightly important","Not important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","Yes",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Convenience","Not available in local stores",,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"No","No","No","No","Yes","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Performing Arts, Spectator Sports, and Related Industries","One","Precision Production (such as machinist, welder, baker, printer, tailor)",,,"Excellent",20160930,,20160901,18,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$150,000 to $174,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Working - self-employed",0,"White","White"
25134,,54903.0662,18781.5083,82794.4899,"Fresh","No","No","No","No","No","No","Yes",,,,,,,,,,"Finding it difficult to get by","About the same","About the same","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No",,,,"Definitely No",,,,,,,208,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160922,20160804,20160905,41,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$15,000 to $19,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Not working - disabled",0,"White","White"
25135,,54933.5626,17437.9147,82370.9777,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","Yes","Yes","No","Yes",,"No impact","No impact","No impact","No impact","Moderate impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"No",,,,,"No","No","Yes","Yes","Yes","No","No",0,"Probably No","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","A little strain","None",,,,,,,,,,"Never worried","Rarely worried","Never worried","Never worried","Associate degree","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Installation, Maintenance, and Repair","Under $5,000","I make most of the decisions","Good",20160906,20151224,20160906,44,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25136,,20900.6026,16297.06,32143.1397,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",1999,"Yes","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","No","Yes","No","No","No",933,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Master’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","Yes","Yes","No","No","No",0,"Probably Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Associate degree","Amusement, Gambling, and Recreation Industries","One","Other (Please specify)","$50,000 - $74,999","Another household member and I share in the decisions",,,20160722,20160712,64,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$60,000 to $74,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25137,,56234.2955,56748.8895,82139.9717,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Refused","Yes","Refused","Refused","Yes","No","No",,,,,"No","Yes","Yes","Yes","No","Yes","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","Yes","No",,"$200,000 or higher","Less than your income",,,,,"Often varies quite a bit from one month to the next","Yes","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"No","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Marketing Consulting Services","One","Management","$1,000,000 or more","Another household member and I share in the decisions","Excellent",20151010,20151217,20150706,55,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,2,2,"Working - self-employed",0,"White","White"
25140,,29801.3757,26337.8965,44784.5847,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",751,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Not important","Not important","Not important","Not important","Yes","No","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160924,20151217,20151223,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Not working - retired",0,"White","White"
25141,,36801.836,37111.2162,55150.1587,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",890,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","No","No","No","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No",,"Convenience","Better price","Better price","Better price",,"Better price",,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Administrative and Support Services","One","Other (Please specify)","Not sure","Another household member makes most of the decisions","Very good",20161012,20160206,20150810,39,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,1,0,0,2,"Working - self-employed",0,"White","White"
25142,,53386.5198,60543.411,78585.3437,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","Yes","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,,,,"Yes","No","No","Yes","No","Refused","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Not available in local stores","Better price","Better price","Better price","Better price","Better price","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","No","No","No","Yes",750,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Substantial strain",,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Certificate or technical degree","Some college but no degree","Insurance Carriers and Related Activities","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Good",20160916,20160204,20160916,46,"45-54","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
25143,,30378.875,26771.7125,45696.297,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2000,"No","No","No","Yes","No","No","No","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","No","No","Yes","No","No","No",640,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,58,"Not important","Very important","Somewhat important","Somewhat important","Very important","No","Yes",,"Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Not available in local stores",,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Rarely worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions",,,20131220,20131003,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$125,000 to $149,999","Widowed","Metro","West","Mountain","Rented for cash","nv",0,0,0,0,1,"Not working - retired",0,"White","White"
25144,,83420.2112,78345.2279,120310.771,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Refused","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Computer Systems Design and Related Services","One","Management","$500,000 - $999,999","I make most of the decisions","Very good",20160914,20151217,20160830,53,"45-54","45-59","Masters degree","Bachelor's degree or higher","Hispanic","Male","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,2,2,"Working - as a paid employee",0,"White","Hispanic"
25145,,20900.6026,16297.06,32143.1397,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","Minor impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"Yes","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","Yes","No","No","No","No",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Accounting, Tax Preparation, Bookkeeping, and Payroll Services","One","Other professional","$5,000 - $9,999","I make most of the decisions","Fair",20160919,20151223,20160919,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Never married","Metro","West","Pacific","Rented for cash","wa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25146,,47986.8547,46483.6224,71136.4496,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1715,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Refused","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","Yes","No",,"Better price",,"Convenience","Convenience","Better price",,"Convenience",,"No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Educational Services","One","Business and Financial Operations","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160919,20151218,20160916,58,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25147,,,15512.9985,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"No impact","No impact","No impact","Moderate impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",20,1,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",620,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Engineering","Financial benefits are somewhat larger",,,,,,,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",4000,0,1000,5000,"No",75,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program","No",,,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","Yes",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20151121,20160218,20160915,21,"18-24","18-29","Some college, no degree","Some college","Hispanic","Female","Yes",1,"A one-family house detached from any other house","Less than $5,000","Living with partner","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Not working - looking for work",0,"White","Hispanic"
25149,,22706.0708,18036.9655,34620.7858,"Fresh","Yes","Yes","Yes","Yes","Yes","Yes","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","No","Yes","No","Probably No","Yes","Doing okay","About the same","Much worse off","Pretty well off financially","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Minor impact","No impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2014,"Yes","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"It was easier for me to fix without their assistance","Probably No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Master’s degree","No",,,"Vocational/technical training",,,,,,,"Financial costs are somewhat larger","Yes","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",200,0,0,200,"No",0,"No","Yes",,"Yes","Refused","Refused","Refused","Refused","Yes","No","No",,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Refused","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No",,,,,,,"Moderate strain",,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Building Material and Garden Equipment and Supplies Dealers","Two","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Excellent",20160911,20160220,20160827,62,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - self-employed",0,"White","White"
25151,,,16329.0123,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Very important","Not important","Somewhat important","Somewhat important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20151023,20160228,20150727,79,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A mobile home","Less than $5,000","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,1,"Not working - retired",0,"White","White"
25153,,39943.4782,39162.087,59824.7051,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",485,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No","Not important","Not important","Slightly important","Not important","Slightly important","Very important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Better price","Not available in local stores",,"Better price","Convenience","Convenience","Convenience",,,"Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Never worried","Some college but no degree","Graduate degree","Transportation Equipment Manufacturing","One","Management","$25,000 - $34,999","I make most of the decisions","Very good",20160910,20151219,20160910,37,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
25155,,41690.8612,34903.3139,61701.9369,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",3,3,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",760,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Physical sciences/math","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Somewhat important","Not important","Not important","Not important","Very important","Yes","No","Yes","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No",,,,"A little strain",,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160910,20160110,20160910,68,"65-74","60+","Some college, no degree","Some college","Hispanic","Male","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
25156,,,16310.5887,,"LMI oversample","Yes","No","No","No","Yes","No","No",,"Yes","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Once","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No",,"Not available in local stores",,"Better quality",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Other Professional, Scientific, and Technical Services","One","Health Technologist or Technician (such as paramedic, lab technician)","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160909,20151219,20160909,33,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A mobile home","$10,000 to $12,499","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
25157,,33261.2908,14051.7483,50624.1483,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Somewhat important","Very important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Better price","Better price","Better price","Better price","Better price","Convenience","Better price",,,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160903,20151218,20160903,77,"75+","60+","Masters degree","Bachelor's degree or higher","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
25159,,52401.4954,47286.1994,77304.6232,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Don’t know","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Some college but no degree","Business, Professional, Labor, Political, and Similar Organizations","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Very good",20160907,20151223,20160828,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$40,000 to $49,999","Married","Metro","South","South Atlantic","Rented for cash","md",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
25160,,30378.875,26771.7125,45696.297,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,53,"Not important","Not important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Convenience",,"Convenience","Better price","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",175,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20161008,20160213,20160725,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Not working - retired",0,"White","White"
25161,,,17601.2815,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","Yes","No","No","Yes","No","Definitely No","No","Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Associate degree","No",,,"Undeclared",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No","Very important","Moderately important","Not important","No advice from person","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Convenience",,"Convenience","Convenience",,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Other (Please specify)","Under $5,000","I make most of the decisions","Excellent",20160906,20160206,20160906,28,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25163,,,37819.6226,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"No impact","No impact","Minor impact","No impact","Moderate impact","Moderate impact","Employed part-time","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,"Refused","Less","Somewhat","Very much","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","No","Yes",425,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"Yes","No","Yes",,"No","No","No","No","No","Yes","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No",,,,,,"Better price",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","Yes","Yes",300,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Justice, Public Order, and Safety Activities","Two","Protective Service","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160914,20160223,20160908,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Married","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
25164,,49761.9591,18625.082,75090.3819,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",8,10,"Less","Does not apply","Does not apply","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1950,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Once","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","Convenience",,,"Convenience",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Regularly worried","Never worried","Regularly worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160914,20160220,20160914,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",1,"A one-family house detached from any other house","Less than $5,000","Separated","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
25165,,41664.8012,46183.5084,62701.0177,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Temporarily laid off","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No",,,,"Probably No",,,,,,,925,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Other reason",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","No","Yes",1000,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Never worried","Never worried","Rarely worried","Sometimes worried","High school degree or GED","High school degree or GED","Miscellaneous Store Retailers","One","Retail Sales","Under $5,000","Another household member and I share in the decisions","Good",20160912,20151221,20160912,48,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$40,000 to $49,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25166,,35314.9231,32597.2556,52792.6759,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1992,"Yes","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price",,"Convenience","Better price","Better price","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3800,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Utilities","One","Installation, Maintenance, and Repair","$500,000 - $999,999","I make most of the decisions","Fair",20160907,20151217,20160912,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25168,,42126.4697,14006.0523,62958.0979,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160910,20160226,20160910,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",0,"White","White"
25169,,51694.2559,44713.3475,74538.8401,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","Yes","No","No",0,"Definitely No","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"$200,000 or higher","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Insurance Carriers and Related Activities","One","Sales Representative","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160921,20151217,20150702,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25172,,61793.1873,58990.2254,88546.3406,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Refused","Refused","Refused","Refused","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,67,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160121,20160129,20150713,77,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Widowed","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Not working - retired",0,"White","White"
25173,,51787.3147,52447.739,76427.081,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No",,"Better price",,,,,"Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Social Assistance","One","Retail Sales","Under $5,000","Another household member and I share in the decisions","Very good",20160908,20160206,20160909,58,"55-64","45-59","Some college, no degree","Some college","Hispanic","Female","No",2,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","South","South Atlantic","Occupied without payment of cash rent","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
25174,,56310.8239,54363.1426,82657.5617,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It exceeded changes in living expenses","No impact","Severe impact","Severe impact","No impact","No impact","Severe impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"Refused",1300,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","Yes","No","Yes",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Business, Professional, Labor, Political, and Similar Organizations","One","Office and Administrative Support","$35,000 - $49,999","I make most of the decisions","Good",20160916,20151217,20160909,57,"55-64","45-59","Some college, no degree","Some college","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
25175,,,34656.3606,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","Poor","No","No","Yes","No","No","No","No","No","No","Temporarily laid off",,,,,,,,,,,,,,,,,"No","No","No","Yes",,"No impact","No impact","Severe impact","Minor impact",,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,5,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2001,"No","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,850,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Humanities","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No",,,,"Not available in local stores",,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Substantial strain","Substantial strain",,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","Less than High School degree","Less than High School degree","Social Assistance","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$5,000 - $9,999","I make most of the decisions","Excellent",20160920,20160127,20160920,41,"35-44","30-44","Some college, no degree","Some college","Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$12,500 to $14,999","Never married","Metro","West","Pacific","Rented for cash","or",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
25176,,44450.7249,42498.1226,66900.0444,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",850,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","No",,"Yes","Some of the time","Never","Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No","Very important","Moderately important","Slightly important","Slightly important","Moderately important","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","No","No","No","No",,,"Convenience","Convenience","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes","Refused","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20161016,20160217,20150706,32,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","No",2,"A building with 2 or more apartments","$50,000 to $59,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Not working - disabled",0,"White","White"
25177,,,22377.4201,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",15,10,"About the same","Does not apply","Very much","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1993,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,845,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","No","No","No",,"$15,000 to $24,999","More than your income","No","No","No","Yes","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Regularly worried","Sometimes worried","Rarely worried","Never worried","Bachelor’s degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20151023,20160217,20150810,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Divorced","Metro","West","Pacific","Rented for cash","or",0,0,0,0,1,"Not working - disabled",0,"White","White"
25178,,24607.6655,19269.2689,37108.6142,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,57,"Not important","Not important","Somewhat important","Somewhat important","Very important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No",,"Better price",,"Better price",,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20151003,20160110,20150829,66,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Not working - retired",0,"White","White"
25180,,40311.8706,36096.4729,59949.9539,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","Minor impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,1208,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","No","Yes","No","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","Yes","No","Better price","Not available in local stores",,,,,"Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","None",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Hospitals","One","Other professional","Under $5,000","I make most of the decisions","Fair",20160903,20151218,20160828,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$50,000 to $59,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25181,,,29290.9958,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Yes","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Engineering","About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Don’t know","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Very good",20160921,20160205,20160921,63,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A mobile home","$25,000 to $29,999","Divorced","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",0,"White","White"
25182,,75150.8555,74090.0699,109164.731,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much better off","Poor","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1750,"Yes","No","No","No","No","Yes","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No",,,,,"Yes","Yes","Refused","Yes","Yes","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Better price",,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,,,"A little strain",,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Educational Services","Two","Teacher, except college and university","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160915,20151222,20160827,52,"45-54","45-59","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",7,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,3,2,2,"Working - as a paid employee",0,"Black/African-American","Black"
25183,,,88488.1419,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",498,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Sometimes worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160921,20151217,20160826,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Other, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$20,000 to $24,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",0,"American Indian or Alaska Native","Other"
25184,,,52075.4392,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","Refused","Refused","Refused","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",316,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","Yes","No",,"No","No","No","No","No","No","No","No","Yes","No","Good","Yes","Yes","More debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Very important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","No","No","Convenience","Not available in local stores","Convenience",,"Not available in local stores",,,,,"No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",600,"No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Rarely worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20161007,20151218,20160915,79,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Hispanic"
25186,,47186.7272,13583.4479,70578.943,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","Yes","No","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",15,20,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2001,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","No","Yes","No","No","No",550,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Better price",,,"Better price",,,,,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Excellent",20160929,20160912,20131021,45,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","Midwest","West-North Central","Rented for cash","ne",0,0,1,0,2,"Not working - disabled",0,"White","White"
25188,,,15457.5937,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Not important","Not important","Not important","Very important","Yes","No",,"Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No",,"$5,000 to $14,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","Yes","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Regularly worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Good",20151024,20160105,20160826,57,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Not working - on temporary layoff from a job",0,"White","White"
25190,,29721.8534,12844.3669,45510.8084,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","No","No","Don’t know","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","Yes","Yes","Refused",,"No impact","No impact","Minor impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2016,"No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Don’t know","Yes","Yes","No",,,,"Definitely No",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Master’s degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes",,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably No",,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",1200,"Yes","No","No","No","No","No","No","Refused","Yes","No","Refused","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Social Assistance","One","Personal Care and Service","$25,000 - $34,999","I make most of the decisions","Good",20161010,20160604,20150822,63,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Non-Metro","Northeast","New England","Rented for cash","ct",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25191,,48912.3927,49452.867,72997.8947,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","No","No","No",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","Yes","No","Not available in local stores","Better price",,,,"Better price","Not available in local stores","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Never worried","Sometimes worried","Some college but no degree","Some college but no degree","Fabricated Metal Product Manufacturing","One","Architecture and Engineering","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20140810,20160324,20140514,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25195,,42812.2315,41597.1181,63781.2003,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,65,"Not important","Very important","Very important","Not important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160924,20151218,20160901,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Not working - retired",0,"White","White"
25198,,46400.48,13785.3805,70202.5014,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","About the same","Poor","No","No","No","No","No","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Health","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"Moderately important","Moderately important","Moderately important","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No",5000,0,0,5000,"No",0,"No","Yes",,"No","Yes","No","No","No","No",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Associate degree","Don’t know","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Fair",20160911,20160209,20160827,27,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","Midwest","East-North Central","Occupied without payment of cash rent","oh",0,0,0,0,2,"Not working - other",0,"White","White"
25201,,29616.0836,25112.4613,44114.6755,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1965,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Not important","Not important","Slightly important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Convenience","Better price",,,"Better price","Convenience",,"Better price",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Fair",20160908,20151217,20160827,79,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,3,"Not working - retired",0,"White","White"
25202,,35292.8722,32661.4431,52518.1838,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Just for fun (as a hobby)",8,3,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",968,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","Yes","No","Not available in local stores","Not available in local stores","Not available in local stores",,,"Better price","Not available in local stores","Other reason",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Sometimes worried","Less than High School degree","Less than High School degree","Miscellaneous Manufacturing","One","Other Sales","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160914,20151220,20160914,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25203,,72315.621,26815.6213,104565.225,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Don’t know","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,2,"Less","Does not apply","Does not apply","Does not apply","No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Educational Services","One","Other professional","$75,000 - $99,999","Another household member and I share in the decisions","Fair",20151022,20160221,20160909,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A mobile home","$15,000 to $19,999","Married","Non-Metro","South","East-South Central","Occupied without payment of cash rent","tn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25205,,,31316.2269,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Very important","Somewhat important","Not important","No","No",,"Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Better price",,,"Better price","Better price","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160908,20151217,20160914,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$35,000 to $39,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,1,"Not working - retired",0,"White","White"
25206,,,19592.359,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Some of the time","Master’s degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Not available in local stores","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",400,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20161007,20151217,20150806,72,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,0,0,2,"Not working - retired",0,"White","White"
25208,,38375.8217,31536.4246,57286.2206,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Engineering","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Not important","Not important","Not important","Not important","Not important","Yes","Yes","No","No","No","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Architectural, Engineering, and Related Services","One","Other professional","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160916,20151220,20160916,78,"75+","60+","Some college, no degree","Some college","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
25211,,35923.3437,37729.8122,53627.2646,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Better price","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Computer and Mathematical","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160913,20160206,20160910,58,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
25212,,123770.404,132761.297,172885.364,"Fresh","No","Yes","Yes","Yes","Yes","No","No","All of the adult children living with me are not in school","Yes","No","No","No","Yes","No","Definitely No","No","Living comfortably","About the same","Much better off","Pretty well off financially","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","Severe impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",10,80,"About the same","Somewhat","Very much","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Associate degree","Yes","Bachelor’s degree",,"Health",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Very important","Very important","Very important","Moderately important","Not important","No advice from person","Moderately important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","More than your income","No","No","Yes","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","No","No","No","Yes","Yes",,"Not available in local stores",,"Better price",,,,"Convenience","Convenience","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",300,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Excellent",20160914,20160703,20160719,18,"18-24","18-29","Associate degree","Some college","Black, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$125,000 to $149,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,2,2,"Not working - looking for work",0,"Black/African-American","Black"
25214,,,40755.9147,,"LMI oversample","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Probably No","No","Finding it difficult to get by","Somewhat worse off","About the same","Poor","No","Yes","No","Yes","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Don’t know",,,,,,,1500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Other (Please specify):","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Not available in local stores",,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Computer Systems Design and Related Services","Two","Computer and Mathematical","Under $5,000","I make most of the decisions","Excellent",20160926,20151219,20160926,33,"25-34","30-44","Some college, no degree","Some college","Hispanic","Male","Yes",5,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,1,4,"Working - self-employed",0,"White","Hispanic"
25215,,206904.364,222165.365,277298.423,"Fresh","Yes","Yes","No","Yes","No","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"No","No","No","No","No","Yes","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Convenience","Convenience",,,,"Convenience","Convenience",,,"Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Don’t know","Some college but no degree","Animal Production","One","Food Preparation and Serving","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160924,20151223,20160909,44,"35-44","30-44","7th or 8th grade","Less than high school","Hispanic","Male","Yes",5,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,1,2,2,"Working - as a paid employee",0,"White","Hispanic"
25220,,,45713.7119,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat better off","Much worse off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","Minor impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,"Refused","About the same","Somewhat","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2014,"Yes","No","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"It was easier for me to fix without their assistance","Probably Yes","Yes","Yes","Yes","Yes","No","No",550,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","Yes","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",78000,0,2500,80500,"No",750,"No","No",,"No","No","Yes","No","No","No","No","Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No",,,,,,,"Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","Yes","No","No",,,"No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No",,,"Substantial strain","Substantial strain",,,,,"A little strain",,,"Sometimes worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","Two","Business and Financial Operations","Under $5,000","Another household member and I share in the decisions","Fair",20160910,20160105,20160903,40,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Living with partner","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
25221,,39911.7491,41838.976,59395.5097,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2300,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Refused",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Convenience","Better price",,,"Better quality","Better price","Better price",,,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20151028,20160206,20150805,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,5,"Not working - retired",0,"White","White"
25222,,120679.663,120695.07,166996.287,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","Minor impact","Minor impact","Minor impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Refused","Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Refused",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Graduate degree","Refused","Refused","One","Business and Financial Operations","Not sure","Another household member makes most of the decisions","Very good",20160910,20151219,20160910,28,"25-34","18-29","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$150,000 to $174,999","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25225,,,13665.1562,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Computer/information sciences","Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Convenience",,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Funds, Trusts, and Other Financial Vehicles","One","Business and Financial Operations","$250,000 - $499,999","I make most of the decisions","Good",20160907,20160112,20160827,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Working - self-employed",0,"White","White"
25226,,111353.959,112976.409,155800.555,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","Yes",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","Substantial difficulty",,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Once","Master’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Moderately important","Slightly important","Moderately important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No",,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","No","Yes","Yes","No","No",,,"Convenience","Better price",,"Convenience","Convenience",,,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","Graduate degree","Graduate degree","Architectural, Engineering, and Related Services","One","Architecture and Engineering","$10,000 - $24,999","I make most of the decisions","Good",20160917,20151231,20160917,25,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$175,000 to $199,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25231,,148262.816,54501.3635,206409.794,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","Yes","No","No","No","Probably No","No","Finding it difficult to get by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","Yes","Yes","Disabled and not working","Work as a consultant/contractor","Normally work the same hours",,"Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1980,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,911,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Once","Once","Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Not important","Not important","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160906,20160517,20160915,76,"75+","60+","No formal education","Less than high school","Hispanic","Female","Yes",2,"A building with 2 or more apartments","$10,000 to $12,499","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Hispanic"
25232,,46423.2797,52321.2564,68788.2162,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",1,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No",,,,,,,,,,,,45,"Not important","Very important","Very important","Somewhat important","Not important","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160906,20151219,20160828,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,3,"Not working - retired",0,"White","White"
25234,,46879.1075,49544.4246,69588.6974,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",750,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","High school degree or GED","Plastics and Rubber Products Manufacturing","One","Office and Administrative Support","Not sure","Another household member makes most of the decisions","Good",20160916,20151216,20160827,48,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
25235,,23906.3605,19130.1201,36106.4244,"Fresh","Yes","Refused","Refused","Yes","Refused","Refused","No",,"Refused","Refused","Refused","Refused","Refused","Yes","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1750,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,52,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","Refused","No","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No",,"Not available in local stores",,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20160908,20151218,20160908,73,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,3,"Not working - retired",0,"White","White"
25237,,41408.1395,40872.4501,61108.8069,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,1,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2400,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Not important","Not important","Not important","Not important","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","Yes",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",8000,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160908,20160504,20160714,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,0,2,"Not working - retired",0,"White","White"
25239,,76755.6235,90352.7747,111027.997,"Fresh","No","No","No","Yes","No","No","No",,"Yes","Yes","Yes","No","No","Yes","Definitely No","Yes","Finding it difficult to get by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Moderate impact","No impact","No impact","No impact","Severe impact",,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",10,1,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",1300,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No",,,"Better price",,,"Better price",,,,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",1800,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No",,,,,,,,,"Moderate strain","Substantial strain",,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Building Material and Garden Equipment and Supplies Dealers","One","Management","Under $5,000","I make most of the decisions","Very good",20160914,20151224,20160829,47,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$200,000 to $249,999","Separated","Metro","West","Mountain","Occupied without payment of cash rent","co",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
25241,,66100.6263,63336.3065,96958.4609,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",2600,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience","Convenience","Better price","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Sometimes worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Miscellaneous Manufacturing","One","Business and Financial Operations","$75,000 - $99,999","I make most of the decisions","Good",20160915,20151223,20160915,34,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",1,0,0,0,2,"Working - as a paid employee",0,"White","White"
25243,,,11760.3457,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",325,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","Yes","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,41,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Better price",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","No","Yes",4500,"Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160906,20151218,20160906,56,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A mobile home","$30,000 to $34,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Not working - retired",0,"White","White"
25246,,46708.1088,15510.6153,70140.7283,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Other reason","Convenience","Convenience","Convenience","Better price","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20151114,20160221,20150828,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","No",2,"A mobile home","$20,000 to $24,999","Separated","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - disabled",0,"White","White"
25248,,60360.2944,19041.3392,89970.1973,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,545,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","Refused","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160921,20160214,20151111,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Not working - disabled",0,"White","White"
25249,,89587.9273,85126.5046,128343.641,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","Yes","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"More","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1365,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No","Very important","Slightly important","Slightly important","Slightly important","Slightly important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No",,"Not available in local stores",,"Better price",,"Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Rarely worried","Certificate or technical degree","Bachelor’s degree","Management, Scientific, and Technical Consulting Services","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Very good",20140813,20151026,20140518,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,1,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
25252,,33494.1886,12334.555,50462.2507,"Fresh","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Probably Yes",,"Just getting by","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"More","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","Less debt now",,"Some of the time","Never","Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,66,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","Yes","Yes",300,"Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160913,20160217,20160913,68,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",0,"White","White"
25253,,38511.9384,36523.6866,57445.6243,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Business/management","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,"Better price","Better price",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Miscellaneous Store Retailers","One","Other (Please specify)","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160913,20160203,20160913,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","Midwest","West-North Central","Occupied without payment of cash rent","mn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25254,,35551.9322,13259.0155,53963.1962,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","Don’t know","Don’t know","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1750,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","More than your income","No","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Food Preparation and Serving","$100,000 - $249,999","I make most of the decisions","Good",20151119,20160219,20150911,60,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25256,,48854.5312,40251.2126,69943.1722,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,63,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","Convenience","Convenience",,"Better price","Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Good",20151001,20151217,20150916,67,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","mt",0,0,0,0,2,"Not working - retired",0,"White","White"
25257,,28997.6357,28741.7402,43892.1686,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Not available in local stores",,,"Convenience","Convenience","Convenience",,,"Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Educational Services","Two","Teacher, college and university","$100,000 - $249,999","I make most of the decisions","Very good",20160913,20151217,20160913,59,"55-64","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25258,,54204.8595,21441.2923,80679.525,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",15,20,"More","Somewhat","Very much","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","Yes","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No",,,,,"No",0,"No","No",,"No","No","No","No","No","Yes",,"No",,,,,"No","No","No","Yes","No","Yes","No",0,"Don’t know","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Refused","Yes","No","No","No","No","No","Yes",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Convenience",,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,,,"Moderate strain",,,,,"Never worried","Never worried","Sometimes worried","Never worried","Some college but no degree","High school degree or GED","Merchant Wholesalers, Nondurable Goods","One","Retail Sales","$10,000 - $24,999","I make most of the decisions","Very good",20160921,20151217,20150804,63,"55-64","60+","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - self-employed",0,"Black/African-American","Black"
25259,,137263.119,141597.425,186284.99,"Fresh","Yes","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,15,"About the same","Not at all","Not at all","Very much","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",820,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Not important","Very important","Not important","Not important","Not important","No advice from person","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",45000,0,0,45000,"No",500,"No","No",,"No","Yes","Yes","No","No","Yes","No",,,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Better price",,,,"Convenience",,,,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Utilities","One","Architecture and Engineering","$50,000 - $74,999","I make most of the decisions","Excellent",20160914,20151218,20160907,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Living with partner","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","id",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
25261,,,24379.7071,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much better off","Somewhat better off","Poor","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Moderate impact","No impact","Minor impact","No impact",,,,"Yes","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",10,10,"Less","Somewhat","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2012,"No","Yes","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,"Slightly important","Very important","No advice from person","Not important","Slightly important","Very important","No advice from person","No advice from person",,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"Yes","No","No","No","Yes","No","No","Refused","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","Yes",,"$5,000 to $14,999","More than your income","Yes","Yes","Yes","Yes","Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","Yes","Yes",800,"Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No",,,,,"Substantial strain","Substantial strain",,"Moderate strain",,,,"Regularly worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160906,20151220,20160906,34,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,3,0,1,"Not working - looking for work",0,"White","White"
25262,,,23040.6338,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","Minor impact","No impact",,,,"No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,25,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Once","Never","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Somewhat important","Not important","Somewhat important","No","No",,"Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No",,,,"Better price",,"Better price",,,,"No","Yes","No","Refused","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Regularly worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20151112,20160206,20150814,64,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,1,"Not working - retired",0,"White","White"
25264,,54645.9209,56811.029,81142.3517,"Fresh","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1900,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","No","No","No","No","No","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Humanities","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,55,"Very important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience",,"Convenience","Convenience",,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Rarely worried","Rarely worried","Less than High School degree","High school degree or GED","Justice, Public Order, and Safety Activities","One","Other professional","$10,000 - $24,999","I make most of the decisions","Fair",20160922,20160226,20150917,55,"55-64","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$40,000 to $49,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
25265,,17231.5994,20275.4152,26410.5677,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","About the same","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",3000,"Yes","No","No","No","No","Yes","Debit card","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Not available in local stores","Not available in local stores",,"Better price","Convenience","Not available in local stores","Not available in local stores",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Refused",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Graduate degree","Graduate degree","Educational Services","One","Computer and Mathematical","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160916,20151224,20160916,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Working - as a paid employee",0,"2+ Races","Other"
25266,,,39092.1561,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2002,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","Yes","No",,"No","No","No","No","No","No","Yes","No","No","No","Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,50,"Somewhat important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20160907,20151222,20160907,60,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
25268,,39258.2333,37125.2744,58615.0865,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,"No",865,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",700,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"None",,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20161007,20160208,20160828,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
25271,,75356.0664,73537.6559,109619.007,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"No","No","Yes","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","No","No","No","No","No",1500,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Associate degree","No",,,"Engineering",,,,,,,"Financial costs are somewhat larger","Yes","Yes","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Not available in local stores","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Nonstore Retailers","One","Other Sales","$50,000 - $74,999","I make most of the decisions","Good",20160914,20151224,20160830,36,"35-44","30-44","Associate degree","Some college","Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Working - self-employed",0,"White","Hispanic"
25272,,,30380.5435,,"LMI oversample","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Don’t know","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Health","Financial benefits are much larger","No","No","No","No","No",,,,,,,"Very important","Moderately important","Slightly important","Very important","Very important","Very important","Slightly important","Very important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","No","No","No","No",0,"Definitely Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Social Assistance","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","Another household member and I share in the decisions","Excellent",20160907,20160215,20160907,43,"35-44","30-44","Some college, no degree","Some college","Hispanic","Female","Yes",4,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","de",0,0,0,1,3,"Working - as a paid employee",0,"White","Hispanic"
25273,,35923.3437,37729.8122,53627.2646,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",96,2,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2500,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Law","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Very important","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","No","Yes","No",,"Not available in local stores","Convenience","Not available in local stores",,"Better price",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Business, Professional, Labor, Political, and Similar Organizations","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160914,20160119,20160914,50,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25274,,28060.8873,22855.073,42094.4381,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"No",,,,,,,,,,,,,,,,71,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","Convenience","Convenience",,"Convenience","Convenience",,,,,"No","Refused","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",750,"No","Yes","No","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Never worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Fair",20151027,20160207,20150712,77,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",0,"White","White"
25276,,37815.908,38078.0219,56675.4846,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","[D10other]",10,25,"About the same","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","Don’t know","Yes","Yes","None",,"Definitely No",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Moderately important","Not important","Moderately important","Moderately important","Moderately important","Slightly important","Not important","No advice from person",,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","Yes","Yes","No","Yes","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Better price","Convenience","Convenience","Better price","Better price",,"Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Publishing Industries (except Internet)","Two","Other (Please specify)","$35,000 - $49,999","I make most of the decisions","Very good",20160912,20151223,20160912,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$40,000 to $49,999","Divorced","Metro","Northeast","New England","Rented for cash","ri",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25277,,27355.3894,21945.9241,41201.2575,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","Yes","No",,"Better price","Better price","Better price","Better price","Better price",,"Other reason",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member makes most of the decisions","Good",20160920,20160101,20160920,69,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - retired",0,"White","White"
25278,,85842.6892,82006.813,124881.091,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","No","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","Yes","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",95000,0,0,95000,"No",350,"No","No",,"No","No","No","No","Yes","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better quality","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Rarely worried","Sometimes worried","Bachelor’s degree","Bachelor’s degree","Educational Services","One","Teacher, college and university","$50,000 - $74,999","I make most of the decisions","Very good",20161008,20160204,20160709,39,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","West","Mountain","Rented for cash","az",0,0,0,0,1,"Working - as a paid employee",0,"Asian","Asian"
25281,,49529.8289,53917.653,72576.1622,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Other (Please specify):","Refused","Yes","No","No","No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact","Severe impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes","No","Yes","I [PPMARITins2] pay rent.",2015,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Probably Yes","No","Yes","Yes","Yes","No","No",2000,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","Yes","Bachelor’s degree",,"Health",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","Yes","No","No","Very important","Very important","Moderately important","Very important","Slightly important","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",90000,0,20000,110000,"Yes",0,"Yes","No",,"Yes","Yes","Yes","No","No","Still enrolled in the program","Yes","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No",,"Substantial strain","Substantial strain","Substantial strain",,,,"Substantial strain",,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Hospitals","Two","Health Technologist or Technician (such as paramedic, lab technician)","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160914,20160203,20150729,38,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25282,,74826.4746,72547.2309,106910.045,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,2700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No","Moderately important","Not important","Slightly important","Slightly important","Not important","Not important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"Yes",0,"Yes","No",,"No","No","Yes","No","No","Yes",,,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Better price","Better price","Better price","Better price","Convenience","Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Funds, Trusts, and Other Financial Vehicles","One","Computer and Mathematical","$25,000 - $34,999","I make most of the decisions","Excellent",20160918,20151219,20160901,29,"25-34","18-29","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$125,000 to $149,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25283,,,54132.3776,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much better off","About average","No","No","No","Yes","No","Yes","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",950,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Don’t know","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Some of the time","Some of the time","Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes","No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","Yes","No",,,"Convenience",,,,,"Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Excellent",20161013,20160216,20150728,38,"35-44","30-44","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$20,000 to $24,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Not working - looking for work",0,"Asian","Asian"
25285,,37849.4735,35661.3643,56909.1282,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat better off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","Yes",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","No","No","Yes","No","Yes, and I sold that home",,,,,,"Yes","Yes","No","No",,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Definitely No",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$40,000 to $49,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","No","No","No",,,"Better price","Convenience","Convenience","Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","Substantial strain",,,,,"Moderate strain",,,,"Substantial strain",,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Graduate degree","Merchant Wholesalers, Durable Goods","One","Computer and Mathematical","Under $5,000","I make most of the decisions","Very good",20151120,20151224,20160727,49,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$50,000 to $59,999","Separated","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
25286,,57466.5037,50924.3882,82759.5966,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","Refused","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Convenience","Convenience","Not available in local stores","Not available in local stores","Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Excellent",20160915,20151218,20160827,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Not working - retired",0,"White","White"
25287,,105078.478,97329.7883,148807.017,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Probably No","Yes","Doing okay","About the same","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Severe impact","No impact","No impact","No impact","Severe impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","Yes","No","Moderately important","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",1400,0,0,1400,"Yes",50,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"No","Yes","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","Yes","No","Better price","Better price",,"Better price","Better price",,,"Better price",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Social Assistance","One","Community and Social Services","Under $5,000","I make most of the decisions","Good",20160908,20151218,20160722,29,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","No",4,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,4,"Working - as a paid employee",0,"White","Hispanic"
25288,,40601.1674,14831.1764,61220.4267,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No",350,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","Better price","Better price",,"Better price","Better price","Better price",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member makes most of the decisions","Very good",20160914,20151219,20160914,33,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",1,1,0,0,2,"Not working - other",0,"White","White"
25289,,,29174.6032,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"No","No","Yes","No","No","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",1500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",9000,0,0,9000,"No",137,"No","No",,"No","No","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","Yes","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No",,,"Convenience","Convenience","Convenience","Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Graduate degree","Food Services and Drinking Places","One","Food Preparation and Serving","$35,000 - $49,999","I make most of the decisions","Very good",20151024,20160206,20160911,57,"55-64","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Divorced","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
25290,,,23830.048,,"LMI oversample","No","No","No","No","No","Yes","No",,"No","Yes","No","No","Yes","No","Probably No","No","Finding it difficult to get by","Somewhat better off","Much worse off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","No","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","Yes",,"No impact","No impact","Minor impact","Minor impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2014,"Yes","No","Yes","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",725,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","Yes","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Computer/information sciences","Financial costs are somewhat larger",,,,,,,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",60000,0,0,60000,"No",0,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Definitely No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","Yes","No","No",,,,"Better price","Better price",,"Convenience",,,"No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","Yes","Yes",600,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Substantial strain","A little strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","Armed Forces","One","Other (Please specify)","Under $5,000","I make most of the decisions","Fair",20160915,20151224,20160910,47,"45-54","45-59","No formal education","Less than high school","2+ Races, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$7,500 to $9,999","Never married","Metro","Midwest","West-North Central","Rented for cash","ia",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
25291,,,26702.7482,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","Yes","Yes","No","No","No","Definitely No","Yes","Doing okay","About the same","About the same","It varied","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2014,"Yes","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"Yes","No","No",,"No","No","No","No","No","No","Yes","No","No","No","Poor","No",,,,,,"Certificate or technical degree","No",,,"Business/management","Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No",,"No",,,,,"No","No","No","Yes","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Not available in local stores",,"Convenience","Convenience",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Rarely worried","Rarely worried","Sometimes worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160910,20151217,20160828,59,"55-64","45-59","Some college, no degree","Some college","Hispanic","Male","No",2,"A one-family house detached from any other house","$35,000 to $39,999","Separated","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
25292,,41728.0533,34061.6436,61007.6117,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","Yes",,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","To maintain existing job-related skills",5,5,"About the same","Not at all","Not at all","Not at all","Refused","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","Better price","Not available in local stores",,"Better price",,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Food and Beverage Stores","One","Management","$1,000,000 or more","I make most of the decisions","Very good",20160925,20151218,20160827,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$250,000 or more","Married","Metro","South","West-South Central","Occupied without payment of cash rent","ar",0,0,0,0,2,"Working - self-employed",0,"White","White"
25294,,112376.925,134574.502,156678.392,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","Yes","Yes","No","Yes","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",340,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","No",,"Yes","Some of the time","Some of the time","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","Yes",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Not available in local stores","Convenience",,,,,,,,"No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",1000,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","Yes","No","No",,"Moderate strain",,,,,,,"Moderate strain",,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Associate degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160921,20160219,20160919,39,"35-44","30-44","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Female","No",4,"A mobile home","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,1,0,3,"Not working - disabled",0,"White","White"
25298,,26575.7757,21787.4464,40088.5379,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",0,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","No","No",,"Convenience","Convenience","Better price","Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No",,,"A little strain",,,,,"Moderate strain",,,,"Never worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160925,20160118,20151007,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25299,,44459.2346,42655.9259,66061.7466,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1180,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Educational Services","One","Teacher, except college and university","$250,000 - $499,999","I make most of the decisions","Very good",20160920,20151223,20160811,33,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$85,000 to $99,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25300,,38885.9857,34585.9671,58690.2035,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","Yes","No","No","No","Probably No","Yes","Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","Minor impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Refused",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No","Slightly important","Not important","Not important","Not important","Not important","Not important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","No","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Not available in local stores",,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Never worried","Bachelor’s degree","Don’t know","Not asked","One","Other (Please specify)","$10,000 - $24,999","Another household member makes most of the decisions","Good",20160918,20151224,20160827,32,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25301,,,16509.7917,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","Minor impact","Minor impact","No impact","Minor impact","Moderate impact",,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",8,5,"About the same","Not at all","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,825,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","Yes","No",,,,"Not available in local stores",,"Better price",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","Bachelor’s degree","Administrative and Support Services","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Fair",20160909,20160205,20160827,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Divorced","Metro","Midwest","West-North Central","Rented for cash","mn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25304,,24063.4635,17990.8449,36773.8856,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Much better off","It varied","No","No","No","No","Yes","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Not available in local stores","Convenience","Better price","Better price","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Rarely worried","Never worried","Graduate degree","Certificate or technical degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Excellent",20161015,20160421,20151110,73,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",0,"White","White"
25305,,,36988.3914,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Substantial strain",,,"Regularly worried","Regularly worried","Sometimes worried","Regularly worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160904,20151227,20160904,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Not working - disabled",0,"White","White"
25306,,111378.494,129419.148,157246.05,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It was in-line with changes in living expenses","Moderate impact","Moderate impact","Minor impact","Minor impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Probably Yes","Yes","No","Yes","Yes","No","No",675,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Moderately important","Moderately important","Slightly important","Slightly important","Moderately important","No advice from person","No advice from person","Yes","No","No","Yes","Yes","No","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Fabricated Metal Product Manufacturing","One","Management","Under $5,000","Another household member and I share in the decisions","Good",20160914,20160517,20160903,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house attached to one or more houses","$60,000 to $74,999","Divorced","Non-Metro","Midwest","West-North Central","Rented for cash","mo",0,1,1,0,2,"Working - as a paid employee",0,"White","White"
25307,,27492.0815,26106.7049,42101.0226,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","Minor impact","No impact","No impact","Minor impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",1766,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No",,,,,"Better price","Better price","Not available in local stores","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","Yes","No","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Educational Services","One","Teacher, college and university","$500,000 - $999,999","I make most of the decisions","Good",20160915,20151217,20160910,56,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25309,,,12010.4487,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","[D10other]",2,1,"More","Does not apply","Not at all","Not at all","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","I [PPMARITins2] pay rent.",2009,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,233,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20161019,20160217,20150829,73,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Divorced","Non-Metro","West","Mountain","Rented for cash","co",0,0,0,0,1,"Not working - retired",0,"White","White"
25310,,47997.428,53248.9116,71796.4434,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","Severe impact","Moderate impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",350,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Refused","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No",,,,"Better price","Convenience",,"Not available in local stores",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",350,"No","Yes","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Furniture and Related Product Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160918,20160107,20160830,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
25313,,41690.8612,34903.3139,61701.9369,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Merchant Wholesalers, Durable Goods","One","Retail Sales","$100,000 - $249,999","I make most of the decisions","Very good",20160928,20151218,20150806,62,"55-64","60+","Some college, no degree","Some college","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
25314,,25241.4601,20542.4439,38439.0509,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",525,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,49,"Not important","Very important","Not important","Not important","Not important","Yes","No",,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20151113,20160218,20150715,67,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$75,000 to $84,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"White","White"
25315,,54578.986,54598.72,80867.4992,"Fresh","Yes","Yes","No","No","No","No","Yes",,"No","No","No","No","No","Yes","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",2300,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","Yes","No","Convenience",,,,"Convenience","Better price","Convenience","Convenience",,"Yes","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Rarely worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160920,20160109,20160914,41,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,1,1,0,3,"Not working - other",0,"White","Hispanic"
25316,,37196.7096,33788.0404,55930.8009,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1966,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,58,"Not important","Somewhat important","Very important","Somewhat important","Not important","Yes","No",,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","No","No","No",,"Better price","Better price","Better price",,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",155,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Excellent",20160914,20160206,20160914,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,1,"Not working - retired",0,"White","White"
25317,,,14259.9161,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","Yes","Yes","No","No","No","Probably No","Yes","Finding it difficult to get by","Somewhat better off","Much worse off","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Severe impact","Severe impact","Severe impact",,,,"No","Refused","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,350,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Health","Financial benefits are somewhat larger","No","No","Yes","No","No",,,,,,,"Very important","Slightly important","No advice from person","No advice from person","No advice from person","Very important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Rarely worried","Never worried","Rarely worried","Never worried","Some college but no degree","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Good",20160907,20160217,20160827,28,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Not working - disabled",0,"White","White"
25318,,,20541.8039,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,52,"Somewhat important","Not important","Not important","Somewhat important","Not important","No","No",,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Convenience",,"Convenience",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Good",20160910,20151219,20160910,68,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",0,"White","White"
25319,,,42120.533,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","About the same","It varied","No","No","No","No","Yes","Yes","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Minor impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",475,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,53,"Very important","Not important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","Yes","Yes","No","Yes","Yes",3000,"No","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Substantial strain",,,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Good",20160907,20160301,20160828,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Not working - retired",0,"White","White"
25322,,51981.2501,20693.1268,78569.1188,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","Poor","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Minor impact",,,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,20,"About the same","Does not apply","Somewhat","Somewhat","No","Yes","Yes","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2005,"No","Yes","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,1100,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial costs are much larger","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",8000,0,0,8000,"No",0,"Yes","Yes",,"No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","Yes",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No",,,,"Better price","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Regularly worried","Rarely worried","Sometimes worried","Rarely worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20161009,20160108,20150617,41,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","ny",0,0,0,0,1,"Not working - other",0,"White","White"
25323,,81887.9007,83142.737,118463.434,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","Yes","No",,,,"Better price",,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Other Professional, Scientific, and Technical Services","One","Computer and Mathematical","Not sure","Another household member makes most of the decisions","Good",20160909,20160104,20160829,40,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$200,000 to $249,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25324,,,10972.1225,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","Yes","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,2,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",710,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","No",,"No","Some of the time","Most or all of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","No advice from person","No advice from person","Moderately important","No advice from person","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",63000,0,0,63000,"No",0,"Yes","No",,"No","Yes","Yes","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","No","Yes","No","No","No","No","Better price",,"Better price",,"Convenience",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Rental and Leasing Services","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Good",20161021,20160222,20150717,34,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,1,0,1,"Working - as a paid employee",0,"White","White"
25326,,42622.868,41169.7484,62804.9768,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1981,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","Yes","No",,,,"Convenience",,"Better price","Convenience","Other reason",,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Insurance Carriers and Related Activities","One","Business and Financial Operations","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160908,20151223,20160902,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25328,,,36328.8594,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,445,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Computer/information sciences","Financial benefits are somewhat larger",,,,,,,,,,,,"Moderately important","No advice from person","No advice from person","No advice from person","Slightly important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",15500,0,0,15500,"No",0,"Yes","No",,"No","Yes","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","Yes","Yes","No",,,,"Better price","Not available in local stores",,"Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Bachelor’s degree","Other Professional, Scientific, and Technical Services","One","Sales Representative","Under $5,000","I make most of the decisions","Good",20160906,20160104,20160827,24,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","Midwest","West-North Central","Rented for cash","sd",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25329,,12803.5355,12074.9935,19751.601,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","[D10other]",1,2,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,"Very important","Moderately important","Slightly important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","Yes","No","Better price","Better price",,"Better price",,"Convenience",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","High school degree or GED","Certificate or technical degree","Computer and Electronic Product Manufacturing","One","Computer and Mathematical","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20160910,20151220,20160828,64,"55-64","60+","Some college, no degree","Some college","2+ Races, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
25330,,,23376.2738,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","Yes","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","Minor impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,10,"About the same","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",1500,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",2500,0,3000,5500,"No",250,"No","Yes",,"No","No","Yes","No","No","No","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No",,,,,"Convenience",,"Convenience",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","Yes",1500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Food Manufacturing","Two","Transportation and Material Moving","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160909,20151223,20160909,41,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Living with partner","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25331,,43157.5147,14086.8545,64842.3927,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No",,,,"Definitely No",,,,,,,300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","No","No","No","Yes","No","No","No","Poor","No",,,,,,"Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","No","No","No","Yes",1200,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No",,"No","No","Yes","Yes","No","No","No","No","Yes","No","No",,,"Substantial strain","Substantial strain",,,,,"Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Poor",20160913,20160205,20160829,57,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Not working - disabled",0,"White","White"
25332,,,24183.2157,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","Refused","Refused","Refused","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","To acquire new job-related skills",40,5,"More","Does not apply","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Somewhat important","Refused","Very important","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Better quality","Better price","Not available in local stores","Not available in local stores","Better price",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",6000,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160925,20151217,20160925,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Not working - retired",0,"White","White"
25333,,34721.2124,28452.8855,50887.1203,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Refused","Yes","Yes","Yes","Yes","Yes","No","No",,,"Convenience","Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$100,000 - $249,999","I make most of the decisions","Very good",20151028,20160206,20150712,66,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25334,,65639.3799,68725.9703,95109.1912,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","Moderate impact","Moderate impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Don't know","Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Once","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes",,,"Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Textile Mills","One","Precision Production (such as machinist, welder, baker, printer, tailor)","Under $5,000","Another household member and I share in the decisions","Very good",20160916,20151218,20150729,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
25335,,,52587.6555,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,666,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No","Moderately important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Convenience","Convenience",,,,,"Convenience","Convenience",,"Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Insurance Carriers and Related Activities","One","Other professional","$100,000 - $249,999","I make most of the decisions","Good",20160904,20151219,20160904,32,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"Asian","Asian"
25336,,58917.2834,67556.99,86431.8433,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Moderate impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",525,"No","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Certificate or technical degree","Social Assistance","One","Personal Care and Service","Under $5,000","I make most of the decisions","Very good",20160926,20151218,20150707,43,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
25337,,89100.2528,109310.646,126588.671,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Utilities","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Very good",20160923,20151223,20160916,49,"45-54","45-59","10th grade","Less than high school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,2,2,"Working - as a paid employee",0,"White","White"
25346,,28713.7696,11244.6913,43941.1931,"Fresh","No","No","No","No","Yes","No","No",,"Yes","Yes","No","No","Yes","No","Definitely Yes",,"Doing okay","About the same","About the same","It varied","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,,"Education",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,20,"Refused","Refused","Refused","Very important","Refused","Yes","Yes",,"No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Better price","Other reason",,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,"Moderate strain",,,"Substantial strain","Sometimes worried","Rarely worried","Never worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Good",20151024,20160217,20150831,78,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$25,000 to $29,999","Widowed","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Not working - retired",0,"White","White"
25347,,,25471.4085,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","Severe impact","No impact",,"No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,50,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",665,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","Yes","Yes",200,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Substantial strain",,,,,,,,,,"Never worried","Never worried","Regularly worried","Never worried","Bachelor’s degree","Some college but no degree","Business, Professional, Labor, Political, and Similar Organizations","One","Other (Please specify)","$5,000 - $9,999","I make most of the decisions","Very good",20160913,20160205,20160913,42,"35-44","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
25349,,41904.8201,41391.1633,62857.8435,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","Yes","Yes","No","No",,,"Convenience",,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","Yes","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Justice, Public Order, and Safety Activities","One","Protective Service","$10,000 - $24,999","I make most of the decisions","Excellent",20151006,20160216,20150721,46,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
25350,,43628.3519,38631.7144,64848.5235,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","No","Yes","No","No","Yes","No","Paper check","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","Minor impact","Severe impact","Severe impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","Yes","No",,,"Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Moderate strain",,"Moderate strain",,,,,,,,"Never worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","One","Other (Please specify)","$250,000 - $499,999","I make most of the decisions","Good",20160917,20151227,20160917,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25351,,39908.8464,39568.7763,59422.177,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"Yes","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,950,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Doctoral Degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",29000,0,0,29000,"No",368,"No","No",,"No","No","No","No","Yes","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Educational Services","One","Teacher, college and university","$10,000 - $24,999","I make most of the decisions","Good",20161009,20160109,20160828,38,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25352,,,42120.533,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Much better off","About the same","Poor","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20161019,20160206,20160426,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",0,"White","White"
25353,,,21427.8194,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Never worried","Regularly worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160913,20151218,20160913,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,1,0,0,2,"Not working - other",0,"White","White"
25354,,,20951.2812,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,61,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Refused","Yes","No","No","No","No","No","No","No","No","No","Refused","Yes","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Not available in local stores",,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","Refused","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20150318,20160205,20140327,80,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
25357,,24506.7805,20434.2593,37206.4663,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Once","Never","Bachelor’s degree","No",,,"Undeclared",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Other reason","Better price",,,"Better price","Better price",,"Convenience",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Religious Organizations","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20151005,20160707,20160914,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25358,,,26315.8685,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,615,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Most or all of the time","Some of the time","Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes",,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Regularly worried","Regularly worried","Sometimes worried","Sometimes worried","Less than High School degree","Associate degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20161008,20160221,20150703,65,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","No",1,"A building with 2 or more apartments","$15,000 to $19,999","Divorced","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Not working - disabled",0,"White","White"
25359,,,24865.6885,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","Yes",,"No impact","No impact","Severe impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2003,"No","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,315,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"No","Yes","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","A little strain","A little strain",,,,,,"A little strain","None",,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160928,20160116,20150710,40,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$25,000 to $29,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,2,"Not working - looking for work",0,"White","White"
25360,,84307.1718,23675.5596,124488.557,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","Yes",,"No impact","No impact","Severe impact","Minor impact",,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",10,5,"More","Somewhat","Somewhat","Somewhat","No","Yes","Yes","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2014,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","No","Yes","No","Yes","No",626,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,"Slightly important","Slightly important","Slightly important","Moderately important","Slightly important","Very important","Very important","Refused","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"Yes","Yes","No","No","No",26000,0,0,26000,"No",0,"No","Yes",,"No","No","No","No","No","No",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","Yes","Yes","Yes",38,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","Substantial strain",,,,"A little strain","A little strain",,"Substantial strain",,,,"Regularly worried","Regularly worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","General Merchandise Stores","One","Retail Sales","Under $5,000","I make most of the decisions","Very good",20161003,20160308,20160812,20,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Divorced","Metro","West","Pacific","Rented for cash","wa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25362,,45194.2363,46207.4775,67483.7327,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Just getting by","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","Yes","No",,,,,"Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Some college but no degree","Don’t know","Couriers and Messengers","One","Transportation and Material Moving","$35,000 - $49,999","Another household member and I share in the decisions","Excellent",20160906,20151221,20160725,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,2,3,"Working - as a paid employee",0,"White","White"
25364,,35435.6774,30427.2599,53546.9514,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,,,,,,,,"No",638,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,59,"Not important","Somewhat important","Very important","Very important","Not important","Yes","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","Yes","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Better price","Convenience","Convenience","Better price","Convenience","Better price","Better price",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",805,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"None",,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Never worried","Certificate or technical degree","Certificate or technical degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160926,20160127,20160926,66,"65-74","60+","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
25366,,,30704.1745,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Paper check","No","No","Yes","Yes","No","No","No","Yes","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Severe impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2003,"No","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,425,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",0,"Definitely No","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Better price","Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","One","Protective Service","$100,000 - $249,999","I make most of the decisions","Very good",20160913,20160101,20160913,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25370,,29794.4965,27890.341,45126.3762,"Fresh","No","No","No","Yes","No","No","No",,"Yes","Yes","Yes","No","No","No","Definitely Yes",,"Living comfortably","Much better off","About the same","Pretty well off financially","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","Yes","No","No","Refused",,"No impact","Minor impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Refused","Refused","Refused","Refused","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,,,,"Not available in local stores",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Other Professional, Scientific, and Technical Services","One","Management","Under $5,000","I make most of the decisions","Fair",20160908,20151217,20160723,53,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$125,000 to $149,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25371,,,32535.4479,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","Yes","Yes","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Severe impact","Severe impact","No impact",,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",5,1,"About the same","Not at all","Not at all","Not at all","No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably No",,,,,,,1355,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,66,"Somewhat important","Not important","Not important","Very important","Very important","Yes","No",,"No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","No","No","Refused",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Convenience","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","Yes","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Regularly worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160912,20160220,20160827,73,"65-74","60+","Some college, no degree","Some college","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
25372,,34058.2075,34270.7528,51438.85,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","No","No","No","No","No","No","No","No","No","Employed for someone else",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",903,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Associate degree","No",,,"Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No","No advice from person","No advice from person","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Better price","Convenience","Better price","Better price","Not available in local stores","Not available in local stores","Not available in local stores",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Substantial strain",,"Regularly worried","Rarely worried","Sometimes worried","Never worried","High school degree or GED","Certificate or technical degree","Hospitals","One","Computer and Mathematical","$35,000 - $49,999","I make most of the decisions","Good",20151026,20160229,20160709,57,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$100,000 to $124,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25373,,79263.892,77538.1097,114762.32,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Much worse off","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",2500,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","Better price","Convenience",,"Better price","Convenience","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160921,20151219,20160827,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,4,"Not working - looking for work",0,"Asian","Asian"
25374,,25180.2317,19828.9475,38252.6781,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","Refused","Refused","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No",,"Other reason","Better price","Better price",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",0,"No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20161014,20151218,20151207,64,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
25375,,22650.9925,17410.4914,34452.926,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","Refused","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,52,"Not important","Somewhat important","Very important","Not important","Not important","No","No",,"Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","Convenience",,,"Better price",,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Yes","Refused","Refused","Yes","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Refused","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20161008,20151217,20151205,67,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,1,"Not working - retired",0,"White","White"
25376,,,14093.9133,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Deposit onto a reloadable prepaid card","No","Yes","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Probably No",,,,,,,515,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Somewhat important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","Yes",,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","No","Yes","No","No","No",,,"Convenience","Not available in local stores",,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Rarely worried","High school degree or GED","High school degree or GED","Personal Care Services","Two","Food Preparation and Serving","Under $5,000","I make most of the decisions","Very good",20151024,20151217,20150808,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Divorced","Metro","Midwest","West-North Central","Rented for cash","mo",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25377,,37815.908,38078.0219,56675.4846,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1995,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,635,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","Yes","Yes","No",,,,,"Convenience",,"Not available in local stores","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","Bachelor’s degree","Warehousing and Storage","One","Office and Administrative Support","$75,000 - $99,999","I make most of the decisions","Very good",20151016,20160305,20150704,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25378,,,9695.2289,,"LMI oversample","No","No","No","Yes","Refused","Refused","No",,"Refused","Refused","Refused","Refused","Refused","Yes","Definitely Yes",,"Doing okay","Somewhat worse off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Deposit onto a reloadable prepaid card","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","Moderate impact","Severe impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","Yes","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Education","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No",,,,,,,"Yes","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes","No",,"Convenience",,"Convenience",,,,"Convenience",,"No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","Refused","One","Retail Sales","Under $5,000","I make most of the decisions","Good",20160907,20160128,20160907,29,"25-34","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
25379,,,7157.3315,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","No","No","No","No","Yes","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Check","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","Yes","No","No","No","No","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Sometimes worried","Rarely worried","Sometimes worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160902,20151217,20160831,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$5,000 to $7,499","Divorced","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,1,"Not working - retired",0,"2+ Races","Other"
25381,,45194.2363,46207.4775,67483.7327,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",590,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$40,000 to $49,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,,"Convenience","Not available in local stores","Not available in local stores","Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"Substantial strain",,"Substantial strain","Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","General Merchandise Stores","One","Retail Sales","$75,000 - $99,999","I make most of the decisions","Good",20160902,20151217,20160907,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$40,000 to $49,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25382,,126945.792,131173.11,176144.526,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Probably Yes",,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are somewhat larger","Yes","Yes","No","No","Yes",,,,,,,"Very important","Slightly important","Slightly important","Slightly important","Not important","Not important","Not important","Not important",,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No",5000,0,0,5000,"No",60,"No","No",,"No","Yes","No","No","No","No",,,,,,,"Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Not asked","One","Protective Service","$500,000 - $999,999","Another household member makes most of the decisions","Very good",20160915,20151226,20160917,22,"18-24","18-29","Some college, no degree","Some college","Hispanic","Male","No",3,"A one-family house detached from any other house","$125,000 to $149,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
25383,,57066.9174,46999.7387,83025.1135,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Refused",,,,,,,,,,,,"No","Yes",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1250,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Other reason","Other reason","Other reason",,"Other reason","Other reason","Other reason","Other reason",,"No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Miscellaneous Manufacturing","Two","Other professional","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160915,20151217,20160827,76,"75+","60+","Masters degree","Bachelor's degree or higher","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Working - self-employed",0,"White","Hispanic"
25384,,,17797.6599,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",416,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,26,"Very important","Not important","Not important","Not important","Not important","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","Yes","No",,,,"Convenience",,"Better price",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Yes","Yes","Refused","Refused","Refused","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160914,20151217,20160828,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Not working - retired",0,"White","White"
25385,,20813.2634,6179.0015,32178.6686,"Fresh","Yes","Yes","No","No","Yes","No","No",,"Yes","No","No","Yes","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Much better off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","No","Yes","No","No","No",,"Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,15,"About the same","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","No","Yes","No","No",800,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Associate degree","No",,,"Business/management",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","Yes","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Very important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",50000,0,3000,53000,"No",25,"No","Yes",,"No","Yes","No","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price","Better price","Convenience",,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Food Services and Drinking Places","Two","Food Preparation and Serving","Under $5,000","I make most of the decisions","Very good",20161004,20160222,20160916,30,"25-34","30-44","Associate degree","Some college","2+ Races, Non-Hispanic","Male","No",5,"A building with 2 or more apartments","$15,000 to $19,999","Living with partner","Metro","Midwest","East-North Central","Rented for cash","oh",0,1,2,0,2,"Working - as a paid employee",0,"2+ Races","Other"
25390,,28298.5755,26296.6,43269.6018,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","No",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","Do not have children or grandchildren",,,,,"No","No","No","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price",,"Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Construction of Buildings","One","Construction and Extraction","Under $5,000","Another household member and I share in the decisions","Excellent",20160923,20160122,20160828,46,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$75,000 to $84,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - self-employed",0,"White","White"
25391,,23906.3605,19130.1201,36106.4244,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","Yes","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Life sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,65,"Somewhat important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes",,"Convenience",,,"Convenience","Better price",,,"Better price","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",800,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","Graduate degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Fair",20160921,20160125,20160827,72,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - retired",0,"White","White"
25392,,55858.3043,61363.3827,82904.7435,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","Yes","No","Don’t know","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Moderate impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1120,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Once","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","Not available in local stores","Not available in local stores",,"Better price","Not available in local stores","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Food Services and Drinking Places","One","Other Sales","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160908,20151221,20160908,31,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25393,,57670.3239,59035.1805,85074.7942,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat worse off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","To earn money as a primary source of income",160,60,"More","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Moderately important","No advice from person","No advice from person","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","No",,"Not available in local stores",,,"Better price","Convenience",,,,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","High school degree or GED","Food Services and Drinking Places","Two","Other professional","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160916,20160218,20160916,31,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,1,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
25394,,98884.6326,28557.7328,144337.27,"Fresh","No","Yes","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably No","Yes","Just getting by","About the same","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","Minor impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Moderately important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Some college but no degree","Don’t know","Utilities","One","Installation, Maintenance, and Repair","Under $5,000","Another household member and I share in the decisions","Good",20161001,20160221,20160910,28,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$15,000 to $19,999","Living with partner","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,1,1,0,1,"Working - as a paid employee",0,"White","White"
25396,,,21256.485,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","Yes",,"No impact","No impact","No impact","No impact","No impact","Minor impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",508,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",12000,0,0,12000,"No",170,"No","No",,"No","Yes","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","Yes","No","Better price","Better price",,"Better price","Better price",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Utilities","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160911,20160101,20160911,33,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,2,0,0,2,"Working - as a paid employee",0,"White","White"
25397,,33460.47,29667.0504,50375.0284,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No",,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160915,20151219,20160912,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Widowed","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Not working - retired",0,"White","White"
25399,,39911.7491,41838.976,59395.5097,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,"No",1786,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Once","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Better price","Better price",,,"Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Social Advocacy Organizations","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160915,20160207,20160829,51,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
25401,,42126.4697,14006.0523,62958.0979,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Disabled and not working","No","No","No","No","Refused","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Refused","Yes","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,855,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Very good",20160915,20151217,20160914,77,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Married","Metro","Midwest","West-North Central","Rented for cash","mn",0,0,0,0,1,"Not working - retired",0,"White","White"
25402,,64291.1345,75545.6619,94541.1825,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Much better off","Much better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Refused","Refused",,"Moderate impact","No impact","No impact","No impact","Moderate impact","Moderate impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Once","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","No","No","No",,"Not available in local stores","Not available in local stores",,,"Convenience",,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","Refused","No",,"A little strain","Moderate strain",,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","General Merchandise Stores","One","Retail Sales","$75,000 - $99,999","I make most of the decisions","Very good",20160922,20160214,20160828,34,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,2,0,0,2,"Working - as a paid employee",0,"White","White"
25404,,,34076.2175,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","Yes","No","No","No","Yes","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","Refused","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact","Retired","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,25,"About the same","Somewhat","Somewhat","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Not important","Very important","Somewhat important","Very important","Not important","No","Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No",,"Refused","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Not available in local stores","Not available in local stores",,"Better price","Convenience","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Refused","One","Other professional","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20151007,20160125,20140422,43,"35-44","30-44","Masters degree","Bachelor's degree or higher","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - self-employed",0,"White","Hispanic"
25406,,85237.3645,31874.1483,123520.32,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","It varied","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","Refused","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160911,20160101,20160827,65,"65-74","60+","11th grade","Less than high school","Hispanic","Female","Yes",1,"A mobile home","$7,500 to $9,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
25408,,12693.9083,11751.1758,19751.601,"Fresh","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Yes","Yes","Refused","Refused","Refused","No","Definitely Yes",,"Doing okay","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",60,10,"Less","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1981,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Undeclared",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,67,"Not important","Somewhat important","Very important","Somewhat important","Not important","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",200,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20161017,20151217,20150811,77,"75+","60+","Associate degree","Some college","2+ Races, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Not working - retired",0,"2+ Races","Other"
25409,,,22377.4201,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2012,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Certificate or technical degree","No",,,"Health","Financial costs are somewhat larger","No","Yes","No","No","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",15000,0,0,15000,"No",95,"Refused","Refused",,"Yes","No","No","No","No","Yes",,"No",,,,,,,,,,,,,,,,"Refused","Not important","Not important","Not important","Not important","Somewhat important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Convenience","Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","Yes","Yes","Yes",450,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160909,20160215,20160909,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","West","Mountain","Rented for cash","id",0,0,0,0,1,"Not working - retired",0,"White","White"
25411,,,34509.1576,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",326,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,57,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",2000,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Fair",20160915,20160125,20160909,80,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","mt",0,0,0,0,2,"Not working - retired",0,"White","White"
25412,,122993.725,100767.188,170206.737,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","Yes","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Refused","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",40,10,"Less","Does not apply","Refused","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1984,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","No","Yes","No","No","No","No","No","Good","Yes","No",,"Yes","Some of the time","Some of the time","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Educational Services","Two","Teacher, except college and university","$35,000 - $49,999","I make most of the decisions","Good",20160913,20151217,20160830,62,"55-64","60+","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","West","Mountain","Rented for cash","az",0,0,0,0,1,"Working - as a paid employee",0,"American Indian or Alaska Native","Other"
25414,,,18540.5061,,"LMI oversample","No","Yes","Yes","No","No","Yes","No","One or more of the adult children who live with me are in school","Yes","Yes","No","Yes","No","No","Probably No","Yes","Just getting by","About the same","Somewhat worse off","It varied","Yes","No","No","No","No","No","No","Yes","No","Disabled and not working","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Severe impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","Yes","Yes",,"No","No","No","No","Yes","No","No","No","No","No","Good","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Not available in local stores",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","Yes","Yes",1200,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Sometimes worried","High school degree or GED","Less than High School degree","Amusement, Gambling, and Recreation Industries","One","Office and Administrative Support","$10,000 - $24,999","I make most of the decisions","Fair",20160914,20151217,20160902,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
25415,,62681.2783,21184.2786,91386.5799,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat better off","It varied","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","No","Refused","No","No","No","No","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No",,,,"Better price",,"Better price",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20161019,20160216,20160828,56,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$15,000 to $19,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,4,"Not working - other",0,"White","White"
25416,,38841.4749,40776.6792,57796.9789,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2100,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Convenience",,"Convenience","Convenience","Better price","Better price","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","High school degree or GED","Other Information Services","One","Business and Financial Operations","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160915,20160121,20160915,44,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,1,1,2,"Working - as a paid employee",0,"White","White"
25418,,43794.1529,39950.2017,64570.9952,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1970,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Refused",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes",,,,,,,,"None","None",,"None","Sometimes worried","Never worried","Never worried","Never worried","Don’t know","Less than High School degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160921,20160207,20160827,88,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,2,"Not working - retired",0,"White","White"
25419,,43192.1707,42347.8955,64277.6214,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","Yes","No","Yes","Yes","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","Yes","Yes","No","[D10other]",20,8,"About the same","Does not apply","Not at all","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No",1834,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No",,,,,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Graduate degree","Educational Services","Two","Teacher, college and university","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160929,20160105,20150702,37,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25420,,70416.5486,22084.4138,102268.518,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Refused",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160902,20151217,20160827,49,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,1,2,"Not working - other",0,"White","White"
25421,,,18540.5061,,"LMI oversample","Yes","Yes","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Yes","Refused","Refused","Refused","Refused","No","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Refused","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No",,"Better price","Convenience",,"Better price","Convenience",,,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Utilities","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$1,000,000 or more","I make most of the decisions","Good",20151006,20151228,20150705,55,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,1,1,"Working - as a paid employee",0,"White","White"
25423,,,18977.0656,,"LMI oversample","Yes","Yes","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial benefits are somewhat larger","Yes","Yes","Yes","No","No",,,,,,,"Very important","Slightly important","Slightly important","Moderately important","Moderately important","Slightly important","Not important","Refused",,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Convenience","Not available in local stores",,"Better price","Better price",,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Some college but no degree","Specialty Trade Contractors","One","Construction and Extraction","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160927,20160221,20160724,44,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
25424,,66100.6263,63336.3065,96958.4609,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","To earn money as a primary source of income",3,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",3000,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Once","Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","Yes","No",,,,"Convenience","Better price","Not available in local stores","Not available in local stores","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Machinery Manufacturing","One","Computer and Mathematical","Under $5,000","I make most of the decisions","Very good",20160911,20151220,20160828,38,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,1,2,0,2,"Working - as a paid employee",0,"White","White"
25426,,51489.5607,45668.3589,75854.6852,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","Severe impact","No impact","No impact",,,"Retired","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",0,0,"More","Not at all","Not at all","Does not apply","No","Yes","No","No","No","Yes","Yes","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",974,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","Yes","No","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Refused","Refused","No","No","No","Yes","Yes","No",,,,,,,"Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160908,20151220,20160908,61,"55-64","60+","Some college, no degree","Some college","Black, Non-Hispanic","Female","No",2,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - looking for work",0,"Black/African-American","Black"
25427,,45943.3093,16277.2015,69219.119,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"Yes","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,367,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","Yes",400,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20161020,20151217,20161007,83,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Widowed","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - retired",0,"White","White"
25429,,,20918.9096,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No",,"Better price",,,"Other reason",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",2000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Regularly worried","Rarely worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked",,,"Very good",20151009,,20160814,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","Less than $5,000","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Not working - other",0,"White","White"
25430,,109594.445,30908.6281,155216.775,"Fresh","Yes","Yes","No","Yes","No","No","No",,"No","Yes","No","No","Yes","No","Definitely No","Yes","Doing okay","Somewhat better off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","Yes","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Expected that they would not be willing to fix","Definitely Yes","Yes","No","Yes","Yes","No","No",300,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"Not important","Not important","Not important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Better price",,"Better price",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","Yes",1200,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No",,"Substantial strain",,,,,,,"Moderate strain",,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Paper Manufacturing","One","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160903,20151224,20160901,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",5,"A mobile home","$35,000 to $39,999","Living with partner","Metro","Midwest","East-North Central","Rented for cash","mi",0,2,0,0,3,"Working - as a paid employee",0,"White","White"
25431,,27450.5501,27930.7641,41710.1716,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"More","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",501,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Other reason",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Monetary Authorities-Central Bank","One","Office and Administrative Support","$250,000 - $499,999","I make most of the decisions","Very good",20151007,20160206,20150809,48,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25432,,32245.7073,29849.2235,48813.6967,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","It varied","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Refused","Yes",,,"Yes","No","No","No",,"Minor impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,1,"Less","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",2500,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,,"Law",,,,,,,"Financial benefits are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,,,"Moderate strain",,,,,"Sometimes worried","Sometimes worried","Rarely worried","Regularly worried","Bachelor’s degree","Bachelor’s degree","Professional, Scientific, and Technical Services","One","Lawyer, judge","$500,000 - $999,999","I make most of the decisions","Very good",20160915,20151217,20160915,51,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,1,1,2,"Working - self-employed",0,"White","White"
25433,,77566.6743,74072.5546,112661.652,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Severe impact","Minor impact","Minor impact","No impact","No impact","Moderate impact","Student","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,2,"Less","Does not apply","Does not apply","Does not apply","No","Yes","No","No","No","Yes","Yes","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",700,"Yes","Yes","No","Yes","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Some of the time","Never","Associate degree","No",,,"Undeclared",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Refused","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Some college but no degree","Less than High School degree","Food Services and Drinking Places","One","Management","Under $5,000","I make most of the decisions","Fair",20160917,20151216,20160902,34,"25-34","30-44","Associate degree","Some college","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,2,0,1,"Working - as a paid employee",0,"White","Hispanic"
25434,,29669.5608,26067.3004,44099.1199,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat worse off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,"Temporarily laid off","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",30,20,"Less","Somewhat","Somewhat","Not at all","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",3500,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","No","Yes","No","Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","Better price","Better price",,"Better price",,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","Yes","Yes",8000,"Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No",,"Substantial strain",,"Moderate strain",,,,"Moderate strain",,,,"Regularly worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Construction of Buildings","One","Other (Please specify)","$250,000 - $499,999","Another household member and I share in the decisions","Good",20151111,20160122,20150926,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - self-employed",0,"White","White"
25435,,79427.4779,22024.8248,116412.17,"Fresh","Yes","No","No","No","Yes","No","No",,"No","Yes","Yes","No","No","No","Probably Yes",,"Just getting by","Somewhat better off","Somewhat better off","About average","No","Yes","No","No","No","Yes","No","No","No","Homemaker","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","Yes","No","No",,"No impact","Severe impact","No impact","Minor impact",,,"Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",30,10,"Less","Somewhat","Not at all","Not at all","No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","No","Yes","Yes","Yes","No","No",550,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Moderately important","Moderately important","Moderately important","Slightly important","Slightly important","Slightly important","Slightly important","No advice from person","No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No",,,,,,,"Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","Yes","Yes","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160914,20151221,20160909,29,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","East-South Central","Rented for cash","al",0,0,0,0,3,"Not working - other",0,"White","White"
25438,,35657.2354,12554.3659,54767.7473,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","Yes","No",,"Better price","Not available in local stores",,,,,"Convenience",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","Yes",700,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Poor",20151011,20151217,20150619,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","Less than $5,000","Divorced","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - disabled",0,"White","White"
25440,,,20217.2029,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Definitely No","No","Just getting by","Somewhat worse off","Somewhat better off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","No",,"Not available in local stores",,,,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20161008,20151224,20160829,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",3,"A one-family house detached from any other house","Less than $5,000","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Not working - disabled",0,"White","Hispanic"
25441,,88343.2852,111235.07,126611.791,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","Yes","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,1,"About the same","Does not apply","Does not apply","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1532,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Refused","Refused","Yes","Refused","Refused","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","No",,"Not available in local stores",,,,,"Not available in local stores","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Truck Transportation","One","Other (Please specify)","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160903,20151219,20160828,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$175,000 to $199,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25442,,,34360.6813,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",929,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",9000,0,0,9000,"No",118,"Yes","No",,"No","No","Yes","Yes","No","Yes",,"No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No",,"Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","High school degree or GED","Nonstore Retailers","One","Sales Representative","$10,000 - $24,999","I make most of the decisions","Very good",20151024,20151218,20150822,69,"65-74","60+","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,1,"Working - as a paid employee",0,"White","Black"
25444,,45170.9153,19952.2363,66720.6496,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much worse off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Other (Please specify):",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",800000,0,0,800000,"No",250,"No","No",,"Refused","Refused","No","Refused","Refused","Yes",,"Yes","Yes","No","No","No",,,,,,,,,,,,65,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No",,"Better price",,,,,"Not available in local stores",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Very good",20161009,20151221,20151222,68,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Divorced","Non-Metro","South","West-South Central","Rented for cash","ok",0,0,0,0,1,"Not working - retired",0,"White","White"
25445,,,27780.6793,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,354,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial costs are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Very important","Not important","Very important","Somewhat important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160921,20151221,20160914,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$12,500 to $14,999","Divorced","Metro","Midwest","West-North Central","Rented for cash","ia",0,0,0,0,1,"Not working - retired",0,"White","White"
25446,,27467.7011,27875.8735,41928.1744,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Pretty well off financially","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"Yes","No","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably No",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Doctoral Degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",130000,0,0,130000,"No",40,"Yes","No",,"No","No","Yes","No","Yes","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","No",,"Not available in local stores",,,"Better price","Convenience",,"Convenience",,"No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Food and Beverage Stores","Two","Retail Sales","Refused","Another household member and I share in the decisions","Very good",20161018,20160216,20160828,46,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$125,000 to $149,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25448,,,29517.0907,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Probably Yes",,"Doing okay","Somewhat worse off","Much better off","Poor","No","No","No","No","No","Yes","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,55,"Very important","Very important","Very important","Very important","Not important","Yes","No",,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","Yes","No","Other reason","Other reason","Other reason","Other reason",,,,"Other reason",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",0,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Fair",20151009,20160221,20150927,73,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,3,"Not working - retired",0,"White","White"
25449,,45161.0448,36453.9686,65992.6036,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Moderate impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Very important","Not important","Not important","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No","No","Not available in local stores","Not available in local stores","Better price",,"Convenience","Better price",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20160920,20160531,20160923,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",0,"White","White"
25450,,36575.065,31596.1885,54398.7808,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","Yes","No","Yes",,,,,,,,,"No",2218,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","No",,"No","No","No","No","Yes","No","No","No","No","No","Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,57,"Not important","Not important","Not important","Somewhat important","Very important","Yes","No","Yes","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","Yes","Yes","Yes","Yes","Refused","No","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No",,,,"Moderate strain",,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Nonstore Retailers","One","Sales Representative","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20160919,20151221,20160919,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","nh",0,0,0,0,2,"Working - self-employed",0,"White","White"
25451,,25389.1626,22045.308,38413.8925,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Doctoral Degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Very important","Not important","Somewhat important","Not important","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20160913,20160121,20160913,77,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",0,"White","White"
25452,,30369.473,24460.3027,45534.016,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No","Yes",,,,,,,,,"No",963,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"No",,,,,,,,,,,,,,,,66,"Somewhat important","Somewhat important","Not important","Very important","Not important","Yes","No",,"Yes","Yes","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","Not available in local stores","Not available in local stores","Better price","Better price","Convenience",,,,"Not available in local stores","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160921,20151217,20151205,76,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,1,"Not working - retired",0,"White","White"
25455,,42126.4697,14006.0523,62958.0979,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Not important","Very important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Refused",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20161015,20151218,20151108,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",0,"White","White"
25456,,30369.473,24460.3027,45534.016,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","Don’t know","Yes","Don’t know","Yes","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","About the same",,"Some of the time","Some of the time","Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Not available in local stores",,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Other professional","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160907,20151217,20160830,63,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25457,,,7754.8386,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","No","No","Paper check","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No","Better price","Better price","Better price",,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Graduate degree","Educational Services","One","Teacher, except college and university","Under $5,000","I make most of the decisions","Very good",20160916,20160217,20160916,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","Less than $5,000","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25458,,25180.2317,19828.9475,38252.6781,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","Yes","No","No","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","Moderate impact","Minor impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",505,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","Yes","No","Yes","Yes","No","Refused","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","Better price",,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Rarely worried","Rarely worried","Rarely worried","Never worried","Some college but no degree","High school degree or GED","Educational Services","One","Teacher, except college and university","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20161017,20160220,20151205,75,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25460,,,25802.2038,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","Minor impact","Moderate impact",,,"Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",48,10,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"Yes","No","Yes","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Very important","Very important","Very important","Very important","Moderately important","Moderately important","Refused","Yes","No","No","Yes","Yes","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Not available in local stores","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160907,20160103,20160904,27,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A mobile home","$20,000 to $24,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,2,0,0,2,"Not working - other",0,"White","White"
25461,,50614.7681,51175.3668,74162.879,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,10,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No",1700,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","One","Management","$100,000 - $249,999","I make most of the decisions","Very good",20160915,20151218,20160908,45,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
25462,,70739.5741,21820.0398,104160.699,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","Severe impact","No impact","No impact","No impact","No impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial benefits are much larger","Yes","Yes","Yes","No","Yes",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Hospitals","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Excellent",20160908,20160109,20160908,43,"35-44","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,2,1,1,"Working - as a paid employee",0,"Black/African-American","Black"
25463,,,26560.9053,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","Yes","Definitely No","Yes","Doing okay","Somewhat worse off","Much better off","It varied","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","No","No","Yes","No","Yes","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","To earn extra money to help family members",6,5,"Less","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Life sciences","Financial benefits are much larger",,,,,,,,,,,,"No advice from person","Slightly important","Very important","Moderately important","Moderately important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","Convenience","Better price",,,,,,"Convenience",,"No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Rarely worried","High school degree or GED","Some college but no degree","Miscellaneous Store Retailers","Two","Retail Sales","Under $5,000","Another household member and I share in the decisions","Excellent",20160920,20161001,20160920,19,"18-24","18-29","Some college, no degree","Some college","Hispanic","Female","No",2,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
25464,,,95941.1248,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","Yes","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",550,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Humanities",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No","Very important","Slightly important","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",30000,0,0,30000,"No",300,"No","No",,"No","No","No","No","Yes","Yes","No",,,,,,"No","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160921,20151221,20160830,29,"25-34","18-29","Masters degree","Bachelor's degree or higher","Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$25,000 to $29,999","Married","Metro","West","Mountain","Rented for cash","ut",0,0,1,0,2,"Not working - disabled",0,"White","Hispanic"
25465,,54296.7844,17276.713,82215.014,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Poor","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Don’t know","No","Yes","No","Direct-deposit into your bank account or credit union account","Yes","Refused","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",900,"No","Yes","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Rarely worried","Less than High School degree","Less than High School degree","Nonstore Retailers","One","Building and Grounds Cleaning and Maintenance","Under $5,000","I make most of the decisions","Very good",20160909,20151221,20160828,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",2,"A one-family house detached from any other house","Less than $5,000","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
25466,,28060.8873,22855.073,42094.4381,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,72,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","Refused",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Convenience","Convenience",,"Convenience","Better price","Convenience",,,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",200,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Credit Intermediation and Related Activities","One","Business and Financial Operations","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20161013,20160107,20150703,74,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A mobile home","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - self-employed",0,"White","White"
25467,,,9524.8067,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","Pretty well off financially","No","No","No","No","No","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,291,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$0 to $4,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20161013,20160220,20160909,52,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$10,000 to $12,499","Married","Non-Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,2,"Not working - disabled",0,"White","White"
25468,,45263.9545,51114.1485,67534.1155,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No",1258,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","Yes","Yes","No",,"Convenience","Convenience",,"Convenience",,"Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","Refused","No","No","No","No","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Food and Beverage Stores","One","Other (Please specify)","$100,000 - $249,999","I make most of the decisions","Very good",20140811,20160701,20140518,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Living with partner","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
25470,,,88817.8296,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","About average","No","Refused","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","Refused","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","No","No","No","No","No","Yes, and I still own that home",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",1500,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Refused","No","No","Refused","No","No","No","No","Other reason",,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No",,,,,"Moderate strain",,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Excellent",20160918,20160121,20160918,28,"25-34","18-29","11th grade","Less than high school","Hispanic","Female","No",7,"A one-family house detached from any other house","$5,000 to $7,499","Married","Metro","West","Pacific","Rented for cash","ca",0,2,3,0,2,"Not working - other",0,"White","Hispanic"
25472,,,11610.9068,,"LMI oversample","No","No","Yes","No","No","Yes","No","All of the adult children living with me are not in school","Yes","No","No","No","No","No","Definitely Yes",,"Just getting by","About the same","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Severe impact","Severe impact",,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",72,10,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Refused","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Refused","No",,,,,,,,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,"Refused",,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","Yes","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","General Merchandise Stores","One","Food Preparation and Serving","$5,000 - $9,999","I make most of the decisions","Very good",20151002,20160220,20150619,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A mobile home","$20,000 to $24,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25475,,82622.5603,101468.884,119880.251,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Just getting by","About the same","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",40,100,"More","Very much","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","Yes","No","Yes","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Probably Yes","Yes","Yes","No","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Master’s degree",,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",19000,0,0,19000,"No",100,"No","No",,"No","No","Yes","Yes","No","Yes",,,,,,,"No","No","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No",,"Better quality",,"Better quality",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Graduate degree","Bachelor’s degree","Educational Services","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160903,20160206,20150713,21,"18-24","18-29","Some college, no degree","Some college","Hispanic","Female","No",3,"A one-family house detached from any other house","$125,000 to $149,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
25476,,44865.365,44111.5794,67253.9932,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","Minor impact","Moderate impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are somewhat larger","Yes","No","No","Yes","No","Moderately important","Not important","Very important","Moderately important","Not important","Not important","Slightly important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",20000,0,0,20000,"No",500,"No","No",,"No","No","Yes","No","No","Yes","Yes","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","Yes","No","Yes",600,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Some college but no degree","Graduate degree","Religious Organizations","One","Business and Financial Operations","Not sure","Another household member makes most of the decisions","Good",20160915,20151218,20160915,44,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$75,000 to $84,999","Married","Non-Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
25478,,22706.0708,18036.9655,34620.7858,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Refused","About average","No","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Refused",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Moderate impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1969,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"Yes","Refused","Refused",,"No","No","No","No","No","No","No","No","Yes","No","Very good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Master’s degree","No",,,"Other (Please specify):",,,,,,,"Refused","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Rarely worried","Never worried","Never worried","Rarely worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Good",20160926,20151223,20160411,77,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Not working - retired",0,"White","White"
25479,,32923.0539,28600.7825,48980.0048,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Associate degree","No",,,"Business/management",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","Yes","No","Yes","No","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,,"Convenience","Better price","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Associate degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160910,20160217,20160712,66,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Not working - retired",0,"White","White"
25481,,,55081.1196,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Definitely No","Yes","Doing okay","Somewhat better off","Somewhat worse off","It varied","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","No","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Computer/information sciences","Financial benefits are much larger",,,,,,,,,,,,"Very important","Moderately important","Moderately important","Very important","Very important","Not important","Moderately important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No",,,,"Better price",,,"Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",700,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Excellent",20161003,20160102,20150701,19,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",5,"A building with 2 or more apartments","$35,000 to $39,999","Never married","Metro","South","South Atlantic","Rented for cash","nc",0,1,1,0,3,"Not working - other",0,"White","White"
25484,,30668.5329,28093.2099,46378.9288,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,53,"Not important","Not important","Not important","Not important","Not important","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Not available in local stores",,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160924,20151217,20160901,59,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Not working - retired",0,"White","White"
25487,,13265.9644,14956.1142,20554.2345,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Just getting by","Much better off","Much worse off","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",50,10,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes",,,,,,,,,"No",2080,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Humanities","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$75,000 to $99,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","Yes","No","No",,,,"Better price","Better price",,"Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",600,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Certificate or technical degree","Computer and Electronic Product Manufacturing","One","Other (Please specify)","$10,000 - $24,999","I make most of the decisions","Fair",20160907,20151220,20160828,54,"45-54","45-59","Associate degree","Some college","2+ Races, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Working - as a paid employee",0,"2+ Races","Other"
25488,,108624.318,29768.659,158425.045,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","About the same","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Cash","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","Minor impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","Yes","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,1500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Not confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Don’t know my score or how to rate it","Yes","No",,"Yes","Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No","Yes","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$25,000 to $39,999","More than your income","No","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Never worried","High school degree or GED","Don’t know","Private Household Service","One","Other (Please specify)","Under $5,000","I make most of the decisions","Fair",20161019,20151219,20150804,24,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",4,"A building with 2 or more apartments","$30,000 to $34,999","Married","Metro","West","Pacific","Rented for cash","ca",0,1,1,0,2,"Working - as a paid employee",0,"White","Hispanic"
25489,,102256.333,31725.9737,149664.114,"Fresh","Yes","Yes","Refused","Refused","Refused","Yes","No",,"Yes","Yes","No","No","Yes","No","Definitely Yes",,"Living comfortably","Somewhat worse off","About the same","About average","No","Yes","No","No","No","Yes","Yes","No","No","Homemaker","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Minor impact","Minor impact","Severe impact","No impact",,,"Employed full-time","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,20,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Cash","Don’t know","No",,,,,,,,,,,"Refused",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Associate degree","Yes","Associate degree",,"Humanities",,,,,,,"Financial costs are much larger","No","No","No","No","No","Very important","Moderately important","Moderately important","Very important","Very important","Very important","Very important","Moderately important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","Yes","No",,"Convenience",,"Convenience",,"Convenience","Convenience","Convenience",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Refused",,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Associate degree","Associate degree","Administration of Housing Programs, Urban Planning, and Community Development","One","Other (Please specify)","Under $5,000","I make most of the decisions","Fair",20160924,20160201,20160828,32,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",8,"A one-family house detached from any other house","$12,500 to $14,999","Married","Metro","West","Pacific","Rented for cash","ca",0,2,2,2,2,"Working - self-employed",0,"2+ Races","Hispanic"
25490,,,17467.5055,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","Yes","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Probably No",,,,,,,1275,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,64,"Not important","Not important","Not important","Not important","Not important","Yes","Yes",,"No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Other reason","Other reason","Other reason",,"Other reason",,"Other reason",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"None",,"Rarely worried","Rarely worried","Rarely worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20140813,20160509,20160721,67,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Divorced","Metro","West","Pacific","Rented for cash","wa",0,0,0,0,1,"Not working - retired",0,"White","White"
25492,,,123598.2,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Much better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Refused","Refused","Refused","Refused","Refused","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Refused","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","Yes","No","Convenience",,"Convenience","Convenience",,,,"Convenience",,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Refused","One","Other (Please specify)","$25,000 - $34,999","I make most of the decisions","Good",20160920,20151226,20160910,41,"35-44","30-44","12th grade NO DIPLOMA","Less than high school","Hispanic","Female","No",3,"A one-family house detached from any other house","$12,500 to $14,999","Living with partner","Metro","Midwest","West-North Central","Occupied without payment of cash rent","mo",0,0,0,1,2,"Working - as a paid employee",0,"White","Hispanic"
25494,,54327.6605,60389.0524,80153.9771,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,675,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No","Very important","Slightly important","Slightly important","Very important","Very important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",45000,0,0,45000,"No",500,"No","No",,"No","No","Yes","No","Yes","Yes","No",,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Convenience","Convenience","Convenience","Convenience","Better price","Better price",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Hospitals","One","Computer and Mathematical","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160921,20160104,20160827,27,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$85,000 to $99,999","Living with partner","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25495,,,17890.2775,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2003,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","Yes","No","Convenience","Convenience",,"Convenience",,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Regularly worried","Sometimes worried","Regularly worried","Never worried","Some college but no degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160911,20160208,20160827,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$5,000 to $7,499","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,2,"Not working - disabled",0,"Black/African-American","Black"
25496,,38841.4749,40776.6792,57796.9789,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","Poor","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Paper check","No","No","No","No","Yes","Yes","Yes","No",,"Moderate impact","Moderate impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","Yes","No","Yes","No","No","Yes","No","No","Yes","No","Yes","No","No","No","Yes","Yes","Yes","No","No","To earn money as a primary source of income",40,"Refused","About the same","Somewhat","Somewhat","Not at all","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1700,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Education",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No","No advice from person","No advice from person","No advice from person","No advice from person","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",30000,0,20000,50000,"No",420,"No","No",,"Yes","Yes","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","No","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","Not available in local stores",,,,,"Other reason",,,,"Yes","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","Yes","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Sometimes worried","Sometimes worried","Regularly worried","Some college but no degree","Bachelor’s degree","Architectural, Engineering, and Related Services","Two","Other professional","$10,000 - $24,999","I make most of the decisions","Very good",20150930,20160215,20160830,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,1,4,"Working - as a paid employee",0,"White","White"
25497,,28971.9202,30689.4768,43711.9668,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",1,1,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Other (Please specify):",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","No advice from person","Very important","Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Specialty Trade Contractors","One","Other professional","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160914,20160219,20160914,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25498,,46387.462,38793.0777,67736.033,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",3700,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Engineering",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Convenience","Not available in local stores","Not available in local stores",,"Convenience","Convenience","Convenience","Not available in local stores",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",450,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Graduate degree","Some college but no degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member makes most of the decisions","Very good",20160925,20160405,20160722,62,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$250,000 or more","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Not working - retired",0,"White","White"
25501,,206880.549,60321.5977,277298.423,"Fresh","No","No","No","Yes","Yes","No","No",,"No","Yes","No","No","No","No","Definitely No","No","Doing okay","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","Minor impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",70,100,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked",,,"Very good",20161007,,20160914,18,"18-24","18-29","9th grade","Less than high school","White, Non-Hispanic","Male","No",6,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,1,3,2,"Not working - other",0,"White","White"
25503,,,36022.3375,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Probably Yes",,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2004,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160923,20160203,20150617,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$35,000 to $39,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,3,"Not working - disabled",0,"2+ Races","Black"
25504,,,20811.5914,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much better off","Pretty well off financially","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Moderate impact","Minor impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",1,100,"More","Somewhat","Very much","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","No",,"I did not want to cause trouble with the landlord","Don’t know",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Very good",20160903,20151221,20160831,46,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","No",2,"A mobile home","Less than $5,000","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - looking for work",0,"White","Hispanic"
25506,,50612.6275,62473.211,74933.2573,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","Yes","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Graduate degree","Electrical Equipment, Appliance, and Component Manufacturing","One","Other (Please specify)","$100,000 - $249,999","Another household member makes most of the decisions","Excellent",20160904,20160221,20160829,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25507,,50569.8821,54643.3592,73858.3991,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Other Chemical Manufacturing","One","Computer and Mathematical","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20151012,20160305,20151027,54,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25508,,107979.673,102645.208,150217.157,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Very important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Refused","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Other reason","Other reason","Other reason","Other reason",,"Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","Less than High School degree","Certificate or technical degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160920,20151217,20150829,67,"65-74","60+","9th grade","Less than high school","Hispanic","Male","Yes",6,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,1,5,"Not working - retired",0,"White","Hispanic"
25510,,30905.8743,11259.3939,47079.1704,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Physical sciences/math","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No",,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Better price",,,,"Convenience",,,,"No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Fair",20161018,20160106,20151205,68,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A mobile home","$30,000 to $34,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"White","White"
25511,,60445.6111,57747.501,87985.4961,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No","Very important","Not important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes",,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","Yes","No","Better price","Better price","Better price",,"Better price",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Sometimes worried","Some college but no degree","Certificate or technical degree","Computer Systems Design and Related Services","One","Computer and Mathematical","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160912,20151225,20160912,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Mountain","Rented for cash","id",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25512,,39943.4782,39162.087,59824.7051,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","No","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"No impact","Minor impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1161,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2100,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Hospitals","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20151031,20160227,20160910,38,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25514,,,76921.5017,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","No","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Refused","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No",,"Convenience",,,,,"Convenience",,,"No","No","No","No","Refused","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Fair",20160911,20151223,20160829,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
25515,,,39495.6467,,"LMI oversample","No","No","No","Yes","No","No","No",,"No","Yes","Yes","No","No","No","Probably Yes",,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Don’t know","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","Yes","No","Convenience","Convenience","Convenience",,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Good",20161006,20160222,20160623,76,"75+","60+","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Divorced","Metro","West","Pacific","Rented for cash","or",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
25516,,,33857.9367,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,346,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Education","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160910,20160220,20160827,60,"55-64","60+","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$12,500 to $14,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
25519,,99917.9372,85394.6344,140082.833,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,69,"Not important","Not important","Very important","Not important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Better price","Better price","Better price","Better price",,"Convenience",,,,"No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Rarely worried","Less than High School degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20160920,20151217,20160417,74,"65-74","60+","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",0,"Asian","Asian"
25520,,73277.063,76569.4996,105903.53,"Fresh","Yes","Yes","Yes","Yes","Refused","Refused","No","All of the adult children living with me are not in school","No","No","Yes","No","No","No","Probably No","Yes","Just getting by","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","Yes","Yes","No","Yes","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,10,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","No","Yes",1400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Law","Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","Yes","No",,,,,"Better price","Better price","Better price","Better price",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Management of Companies and Enterprises","One","Management","Under $5,000","Another household member and I share in the decisions","Poor",20160918,20160214,20160723,44,"35-44","30-44","Some college, no degree","Some college","Hispanic","Female","No",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,1,4,"Working - as a paid employee",0,"White","Hispanic"
25522,,38529.3459,14525.1207,57840.9584,"Fresh","No","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Probably Yes",,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1955,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Law","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,50,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No",,,,,,,,,"None","Substantial strain",,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Very good",20151005,20151217,20151119,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",0,"White","White"
25524,,38980.5411,35830.4588,58976.151,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",14500,0,0,14500,"No",164,"No","No",,"Refused","Refused","Yes","Refused","Refused","Yes","No","No",,,,,"No","No","No","Yes","No","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Not available in local stores",,"Better price","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Other Professional, Scientific, and Technical Services","One","Transportation and Material Moving","Under $5,000","I make most of the decisions","Very good",20151002,20160204,20160903,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Pacific","Rented for cash","wa",0,1,0,0,3,"Working - as a paid employee",0,"White","White"
25529,,62681.2783,21184.2786,91386.5799,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"Yes","No","No","No","No","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,250,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are somewhat larger","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","Yes","No","Other reason","Other reason","Other reason",,"Other reason",,,"Other reason",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","No","Yes",300,"Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Regularly worried","Rarely worried","Sometimes worried","Regularly worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20161019,20160204,20150710,47,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A mobile home","$10,000 to $12,499","Never married","Non-Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,1,"Not working - disabled",0,"White","White"
25530,,,35547.2319,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","Pretty well off financially","Yes","Yes","No","No","No","Yes","No","Yes","No","Disabled and not working","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Severe impact","No impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","No","Yes","Yes","No","No",525,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","Yes","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","No",,"No","Once","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,"No advice from person","Moderately important","Moderately important","Moderately important","Slightly important","Not important","Moderately important","No advice from person",,,,,,,,,,,"No","No","No","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","No","Yes",,"No","Yes","No","No","No","No","No","Yes","No","No","No",,"Substantial strain",,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Regularly worried","High school degree or GED","High school degree or GED","Administration of Environmental Quality Programs","One","Personal Care and Service","Under $5,000","I make most of the decisions","Fair",20160920,20151220,20160921,61,"55-64","60+","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$12,500 to $14,999","Separated","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
25531,,,30380.5435,,"LMI oversample","No","Yes","Yes","No","Yes","No","No","All of the adult children living with me are not in school","Yes","Yes","No","No","Yes","No","Probably No","Yes","Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","Yes","No","No","Yes","No","No","No",,"Severe impact","Minor impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact",,"No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,20,"About the same","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,1635,,,,,,,,,,,,,,,,,,,,,"Refused","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial costs are much larger","No","Yes","No","No","Yes",,,,,,,"Slightly important","Slightly important","Slightly important","Slightly important","Moderately important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No",24000,0,10000,34000,"No",200,"Yes","No",,"Yes","No","No","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","Convenience","Convenience","Better price","Better price",,,"Better price","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","No","No","No","Yes",1500,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Rarely worried","Some college but no degree","High school degree or GED","Real Estate","Two","Office and Administrative Support","$25,000 - $34,999","I make most of the decisions","Fair",20160928,20160217,20161003,39,"35-44","30-44","Some college, no degree","Some college","Hispanic","Female","Yes",5,"A building with 2 or more apartments","$12,500 to $14,999","Divorced","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,1,4,"Working - as a paid employee",0,"White","Hispanic"
25532,,43628.3519,38631.7144,64848.5235,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1448,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No",,"Convenience","Convenience",,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Monetary Authorities-Central Bank","One","Business and Financial Operations","$35,000 - $49,999","Another household member and I share in the decisions","Refused",20160910,20151218,20160910,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","pa",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
25535,,41115.2401,39446.9445,61485.2326,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Don’t know","Yes","No","No","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","Minor impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,1,"About the same","Very much","Not at all","Very much","No","Yes","No","No","Yes","Yes","Yes","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No","Very important","Slightly important","Moderately important","Moderately important","Slightly important","No advice from person","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",12000,0,0,12000,"No",75,"No","No",,"No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","Yes",,"$75,000 to $99,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Other reason","Other reason","Other reason","Other reason",,,,,"Other reason","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",800,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Graduate degree","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Life, Physical, and Social Sciences","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160924,20151220,20140620,32,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25537,,44656.1924,16852.5901,66297.042,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",550,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","Yes","No","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","General Merchandise Stores","One","Retail Sales","Under $5,000","I make most of the decisions","Good",20160909,20160220,20160903,63,"55-64","60+","Some college, no degree","Some college","Hispanic","Male","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
25538,,,29174.6032,,"LMI oversample","Refused","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","Severe impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Moderate difficulty",,"Probably Yes","No","No","No","Yes","No","No",810,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Law","Financial benefits are somewhat larger",,,,,,,,,,,,"Very important","Very important","Very important","Very important","Very important","Moderately important","Very important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",35000,0,1000,36000,"No",0,"Yes","No",,"No","Yes","No","No","No","Still enrolled in the program",,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Other reason","Other reason","Other reason","Better price",,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","High school degree or GED","Administrative and Support Services","One","Other (Please specify)","$25,000 - $34,999","I make most of the decisions","Very good",20160921,20151217,20160921,55,"55-64","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","South","South Atlantic","Rented for cash","md",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
25540,,106174.132,99743.8444,151595.67,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","No impact","No impact","Minor impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Not available in local stores","Convenience","Better price","Not available in local stores","Convenience","Convenience","Convenience",,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",7000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Some college but no degree","Graduate degree","Oil and Gas Extraction","One","Computer and Mathematical","$500,000 - $999,999","I make most of the decisions","Very good",20160905,20160126,20160911,38,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",1,1,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
25543,,80372.9107,75578.5498,114830.698,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Probably No","Yes","Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","Yes","No","No","No","Homemaker","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","No impact","Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",80,30,"About the same","Very much","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1981,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","Yes","No","Yes","Yes","Yes","No","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","No","Yes","No","Better price","Convenience","Better price",,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Sometimes worried","Never worried","Never worried","Regularly worried","Bachelor’s degree","Bachelor’s degree","Hospitals","Three","Office and Administrative Support","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20151002,20160306,20150826,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","nh",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
25544,,34036.9413,34338.2356,51171.397,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Specialty Trade Contractors","One","Installation, Maintenance, and Repair","$100,000 - $249,999","I make most of the decisions","Good",20160917,20160116,20160828,52,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25545,,,40867.2122,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much better off","Poor","No","No","No","Yes","No","Yes","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely Yes","Yes","Yes","Yes","No","No","No",785,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"Slightly important","Slightly important","Slightly important","Not important","Very important","Not important","Not important","Not important","No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No",,"Better price",,,,,"Convenience",,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",45,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Substantial strain",,,,,,,,"Regularly worried","Regularly worried","Never worried","Sometimes worried","Don’t know","Refused","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160911,20160120,20160911,23,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",3,"A building with 2 or more apartments","$15,000 to $19,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,2,0,0,1,"Not working - other",0,"White","Hispanic"
25546,,50935.0801,51782.7312,75122.3953,"Fresh","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","Yes","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","Moderate impact","Severe impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No","No",,,,,,,,,"No",1230,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Convenience","Convenience","Better price","Better price",,"Convenience","Not available in local stores","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Less than High School degree","Utilities","One","Installation, Maintenance, and Repair","$250,000 - $499,999","I make most of the decisions","Fair",20160907,20151217,20160827,43,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,1,1,"Working - as a paid employee",0,"White","White"
25547,,50843.2734,49885.9418,75148.894,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Probably Yes","Yes","No","No","Yes","No","No",1100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","No","No","No","Yes","No",,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No",5000,0,15000,20000,"No",100,"No","Yes",,"No","Yes","Yes","No","No","No","Yes","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Refused",,,,,,,,,,"No","No","No","No","No","Yes","No","Yes","No",,,,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",20000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Merchant Wholesalers, Nondurable Goods","One","Management","$35,000 - $49,999","I make most of the decisions","Very good",20160908,20151225,20160903,41,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Living with partner","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25548,,44417.611,40671.0895,66532.7118,"Fresh","Yes","Yes","No","No","Yes","No","No",,"No","No","No","No","No","Yes","Definitely Yes",,"Living comfortably","Somewhat better off","About the same","About average","No","No","No","No","No","No","No","No","No","Employed for someone else",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,10,"About the same","Does not apply","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","Yes","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",6000,0,0,6000,"No",132,"No","No",,"No","No","No","No","Yes","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No",,,,"Better price",,"Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Educational Services","Two","Teacher, college and university","$100,000 - $249,999","I make most of the decisions","Very good",20160908,20151219,20160827,34,"25-34","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25549,,50478.5072,50519.0587,75033.3817,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Associate degree","Yes","Bachelor’s degree",,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Slightly important","Not important","Moderately important","Slightly important","Slightly important","Slightly important","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Yes","Refused","No","Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No",,"Better price","Better price","Better price","Better price","Better price",,"Better price",,"Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","Refused",,"Yes","Yes","Yes","Yes","Yes","Refused","No",,,"Yes","No","Yes","No","Yes","Refused","Refused","Yes","Yes","Yes","No","No","Refused","Refused","No","No","No","No","No","No","Refused","Refused","Refused","Refused",,,,,,,,,,,,"Rarely worried","Sometimes worried","Sometimes worried","Rarely worried","Associate degree","Don’t know","Warehousing and Storage","One","Management","$250,000 - $499,999","I make most of the decisions","Good",20160926,20160117,20160911,55,"55-64","45-59","Associate degree","Some college","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
25550,,28997.6357,28741.7402,43892.1686,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","Master’s degree","No",,,"Law",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",33000,0,0,33000,"No",0,"Yes","No",,"No","No","Yes","Yes","Yes","No",,"Do not have children or grandchildren",,,,,"No","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Convenience",,"Not available in local stores","Convenience","Convenience","Other reason",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Some college but no degree","Justice, Public Order, and Safety Activities","One","Management","$50,000 - $74,999","I make most of the decisions","Good",20161001,20160217,20150818,51,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25551,,34891.0885,33708.8695,52899.598,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,1,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2014,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,1060,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Life sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","Yes","Yes",,,,,,"Convenience","Convenience","Convenience","Convenience","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Educational Services","One","Life, Physical, and Social Sciences","$25,000 - $34,999","I make most of the decisions","Very good",20160914,20160222,20160910,34,"25-34","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",1,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","West","Pacific","Rented for cash","wa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25552,,36249.7752,13581.2106,54585.5707,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No","No",,,,,,,,,"No",1152,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Food and Beverage Stores","One","Retail Sales","Under $5,000","I make most of the decisions","Fair",20151023,20151217,20151103,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","Northeast","New England","Owned or being bought by you or someone in your household","me",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25553,,67032.2548,57877.8663,96977.7507,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,,"Education",,,,,,,"Financial costs are somewhat larger","Yes","Yes","Yes","Refused","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,64,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Better price",,"Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20161017,20151219,20150814,65,"65-74","60+","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
25554,,120767.319,37194.9351,170312.796,"Fresh","No","No","No","Yes","No","No","No",,"No","No","No","No","Yes","No","Definitely No","Yes","Just getting by","About the same","Much worse off","About average","No","No","No","No","Yes","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Convenience",,,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Fair",20160903,20160212,20160903,37,"35-44","30-44","10th grade","Less than high school","White, Non-Hispanic","Male","No",3,"A one-family house attached to one or more houses","$35,000 to $39,999","Never married","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,3,"Not working - other",0,"White","White"
25557,,33129.0361,29996.4405,49723.7972,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Physical sciences/math","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No",,"Yes","No","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","Convenience",,,"Not available in local stores",,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Very good",20151029,20160509,20150828,72,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Widowed","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","sd",0,0,0,0,1,"Not working - retired",0,"White","White"
25558,,,41297.3184,,"LMI oversample","No","No","No","Yes","No","Yes","No",,"No","Yes","Yes","No","Yes","No","Definitely No","No","Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Don’t know my score or how to rate it","Yes","Yes","More debt now",,"Most or all of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","Yes","No","Yes",500,"Yes","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160902,20151217,20160902,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$12,500 to $14,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Not working - retired",0,"White","White"
25559,,,14430.8943,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Pretty well off financially","No","Yes","Yes","No","No","Yes","Yes","Yes","No","Disabled and not working","Work as a consultant/contractor","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","Other (Please specify):","No","No",,,"No","No","No","Yes",,"Severe impact","Severe impact","Severe impact","Minor impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"It was easier for me to fix without their assistance","Definitely No",,,,,,,675,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Engineering","Financial benefits are much larger","Refused","Refused","Refused","Refused","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","Yes","No",,,,,"Yes","No","No","No","No","Yes","No",,,"Not comfortable","Yes, both",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","Yes","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No","Yes","No","Yes",,"Not available in local stores",,,"Not available in local stores",,"Not available in local stores",,,"No","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1200,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Substantial strain","None",,,,,"Substantial strain","Substantial strain","Substantial strain","Substantial strain",,"Rarely worried","Never worried","Regularly worried","Never worried","Certificate or technical degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Excellent",20151206,20151209,20160707,33,"25-34","30-44","Some college, no degree","Some college","2+ Races, Non-Hispanic","Male","Yes",8,"A building with 2 or more apartments","$12,500 to $14,999","Married","Non-Metro","West","Mountain","Occupied without payment of cash rent","mt",1,2,3,0,2,"Not working - retired",0,"2+ Races","Other"
25562,,,14093.9133,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Other reason",,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Poor",20151027,20150703,20140630,84,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A mobile home","$35,000 to $39,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Not working - retired",0,"White","White"
25563,,25873.1508,20473.7271,39056.7158,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Somewhat important","Very important","Somewhat important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No",,"Not available in local stores","Convenience",,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Fair",20161008,20160218,20151002,82,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Not working - retired",0,"White","White"
25564,,29768.0743,29780.3809,44941.1073,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",653,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Humanities",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No",,"Convenience","Convenience",,"Convenience","Convenience",,,,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Computer and Electronic Product Manufacturing","One","Other professional","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20161011,20160302,20160517,52,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,2,2,"Working - as a paid employee",0,"White","White"
25566,,,85536.0052,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","Yes","No","No","Yes","No","Definitely No","Yes","Living comfortably","Much better off","Much better off","About average","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","Yes","No","No",,"No impact","No impact","No impact","No impact",,,,"Yes","No","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,10,"About the same","Somewhat","Somewhat","Somewhat","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2012,"No","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",900,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Credit card","Very confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","Yes","No",,"No","No","No","No","No","No","No","No","No","Yes","Good","Yes","No",,"Yes","Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Business/management","Financial benefits are much larger",,,,,,,,,,,,"No advice from person","Slightly important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better quality","Better quality","Better quality","Better price","Better price","Better price",,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Moderate strain",,"Moderate strain",,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20161006,20161018,20161005,18,"18-24","18-29","Some college, no degree","Some college","Hispanic","Male","No",7,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,1,6,"Not working - looking for work",0,"White","Hispanic"
25568,,43946.4988,50844.9613,65368.5701,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","Yes","Yes","Yes","Yes","Refused","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","Moderate impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Refused","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","No","Yes","No","No","No","No","Not available in local stores",,"Better quality",,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Certificate or technical degree","General Merchandise Stores","One","Retail Sales","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160907,20151217,20160722,49,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25569,,,14259.9161,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,780,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,"Slightly important","Not important","Slightly important","Not important","Not important","Not important","Not important","Refused","Yes","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Refused",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price","Better price","Better price",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","No",,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Sometimes worried","Certificate or technical degree","Associate degree","Insurance Carriers and Related Activities","One","Other (Please specify)","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20161017,20160603,20150825,28,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25571,,36262.7273,31693.9328,53994.947,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,67,"Not important","Very important","Not important","Not important","Not important","Yes","No",,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160916,20151217,20160829,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,2,"Not working - retired",0,"White","White"
25572,,36824.8297,37038.2838,55438.4071,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","No","Paper check","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","Yes","Yes","Yes","I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","No","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,1333,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"No","Yes","Yes","Yes","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","Yes",,"Convenience",,"Better price",,"Convenience","Other reason",,"Better price","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Graduate degree","Educational Services","Two","Other professional","Not sure","Another household member makes most of the decisions","Very good",20160908,20160108,20160908,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$100,000 to $124,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
25574,,27355.3894,21945.9241,41201.2575,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are much larger","Yes","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No",,"Convenience",,"Convenience","Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Hospitals","One","Health Technologist or Technician (such as paramedic, lab technician)","$75,000 - $99,999","I make most of the decisions","Very good",20160924,20151219,20160924,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$85,000 to $99,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25575,,46884.9886,46787.5974,69746.2402,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","Minor impact","Minor impact","Minor impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","Yes","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",718,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Debit card","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",3000,0,0,3000,"No",25,"No","Yes",,"Yes","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Convenience","Convenience","Convenience",,"Convenience","Convenience",,"Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","A little strain",,,,,,,,"Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Certificate or technical degree","Specialty Trade Contractors","One","Installation, Maintenance, and Repair","Under $5,000","Another household member makes most of the decisions","Good",20160912,20160106,20160904,44,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A building with 2 or more apartments","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
25577,,,123598.2,,"LMI oversample","No","No","Yes","No","Yes","No","No","All of the adult children living with me are not in school","Yes","No","Yes","No","No","No","Definitely Yes",,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"No","No","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Severe impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","No","Yes","No","No","No",891,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No",,"Better price","Better price",,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160915,20151217,20160905,60,"55-64","60+","12th grade NO DIPLOMA","Less than high school","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","Less than $5,000","Separated","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - other",0,"Black/African-American","Black"
25579,,,15765.7231,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",50,30,"About the same","Not at all","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Convenience",,"Convenience","Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Other Information Services","One","Other (Please specify)","$100,000 - $249,999","I make most of the decisions","Good",20160910,20160121,20160910,53,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - self-employed",0,"White","White"
25580,,43054.5711,41611.3782,64607.4809,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Moderate impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Master’s degree",,"Other (Please specify):",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No","Very important","Slightly important","Slightly important","Slightly important","Slightly important","Not important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","Yes","No",,,,"Convenience","Convenience","Better price",,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Rarely worried","Less than High School degree","Less than High School degree","Funds, Trusts, and Other Financial Vehicles","Two","Management","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160921,20151217,20160827,54,"45-54","45-59","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
25581,,40919.145,14496.7826,61537.4243,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1965,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are somewhat larger","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Somewhat important","Very important","Not important","Very important","Somewhat important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Convenience","Convenience",,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Refused","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160920,20160223,20160923,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Not working - retired",0,"White","White"
25583,,58798.859,75781.3398,85679.8641,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Definitely No","Yes","Just getting by","About the same","Somewhat better off","About average","Yes","No","No","Yes","Yes","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","Don’t know","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","Yes","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","Minor impact","Minor impact",,"No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,10,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Not confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Social/behavioral sciences","Financial costs are somewhat larger",,,,,,,,,,,,"Moderately important","Not important","Moderately important","Slightly important","Very important","Not important","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",40000,0,0,40000,"No",100,"No","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","Yes","No","No","No",0,"Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No",,"Not available in local stores",,,,"Convenience","Convenience",,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Substantial strain",,"Sometimes worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Certificate or technical degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160919,20160725,20160827,19,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,1,2,"Not working - other",0,"White","White"
25584,,44450.7249,42498.1226,66900.0444,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much better off","About average","Yes","No","No","Yes","No","Yes","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Moderate impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money to help family members",5,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No",1200,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","No","Yes","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Health","Financial benefits are somewhat larger",,,,,,,,,,,,"Slightly important","Slightly important","Moderately important","Moderately important","Very important","Very important","Very important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",7500,0,0,7500,"Yes",0,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Better price","Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","No","No","Yes",1500,"No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Regularly worried","Rarely worried","High school degree or GED","High school degree or GED","Educational Services","One","Life, Physical, and Social Sciences","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160920,20151224,20160827,31,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
25586,,,25802.2038,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","Yes","Yes","No","No","No","Definitely No","No","Finding it difficult to get by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","Minor impact","Minor impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Poor",20151018,20160409,20140720,21,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$10,000 to $12,499","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - looking for work",0,"White","White"
25588,,,23040.6338,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Master’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","Yes, both",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Convenience","Convenience","Better price","Better price","Better price","Better price",,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","No","Yes",56,"Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","High school degree or GED","Social Advocacy Organizations","One","Other professional","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20151029,20151217,20151121,60,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25590,,30484.8862,25295.1245,45339.1468,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","Much worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","Less debt now",,"Most or all of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No",,"Better price","Better price",,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Credit Intermediation and Related Activities","One","Other professional","$35,000 - $49,999","I make most of the decisions","Good",20160914,20151221,20160908,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25591,,22441.6293,9490.1937,34705.1927,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",530,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Very important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20161007,20160217,20151119,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
25592,,71166.6264,68279.3168,101577.502,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","Yes","Yes","No","No","No",400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Moderately important","Not important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No",0,"Probably No","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university","$25,000 - $34,999","I make most of the decisions","Excellent",20160915,20160127,20160915,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25593,,74153.2088,96148.462,108343.542,"Fresh","No","No","No","Yes","Yes","Yes","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Just getting by","About the same","About the same","About average","Yes","No","No","Yes","Yes","No","No","Yes","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"Yes","Don’t know","Don’t know","Don’t know","No","No","Yes","No","Paper check","Yes","No","Yes","Yes","No","Yes","Yes","No","It was in-line with changes in living expenses","Minor impact","Minor impact","Severe impact","Severe impact","Moderate impact","Minor impact",,"Yes","No","Yes","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","To maintain existing job-related skills",40,70,"About the same","Does not apply","Does not apply","Does not apply","No","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","No","No","No","No","Yes","Don’t know","No","No","No","Don’t know","No",,,,"Probably No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"Yes","Some of the time","Once","Associate degree","Yes","Bachelor’s degree",,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","Yes","No","No","Slightly important","Slightly important","Not important","Slightly important","Not important","Slightly important","Not important","Slightly important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Very important","Not important","No","Yes",,"No","Yes","No","Yes","No","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","Yes",,"$15,000 to $24,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","Yes","Yes","Convenience",,,"Not available in local stores",,,"Not available in local stores","Better price","Better quality","No","Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","No","No","No","No",,,"Yes","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No",,"Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","Yes","No","A little strain","Moderate strain","A little strain",,,"Moderate strain",,"Moderate strain","A little strain","Substantial strain",,"Rarely worried","Rarely worried","Sometimes worried","Sometimes worried","Certificate or technical degree","Certificate or technical degree","Food and Beverage Stores","One","Food Preparation and Serving","$35,000 - $49,999","Another household member makes most of the decisions","Very good",20161003,20151223,20150707,21,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
25594,,23266.9792,19714.099,35118.9127,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","No","Yes","No","No","No","No","No","No","Yes","Retired","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Paper check","No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",100,1,"About the same","Not at all","Not at all","Somewhat","No","Yes","No","No","Refused","Refused","Refused","Refused","Refused","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Somewhat important","Not important","Not important","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Excellent",20160902,20160305,20160702,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Not working - retired",0,"White","White"
25595,,54578.986,54598.72,80867.4992,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","No","No","No","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Refused","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","Yes","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Convenience","Convenience",,,,"Other reason","Convenience",,,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Construction of Buildings","One","Office and Administrative Support","Under $5,000","Another household member and I share in the decisions","Good",20160924,20160122,20150801,43,"35-44","30-44","Masters degree","Bachelor's degree or higher","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
25596,,48869.0164,52804.131,72698.1977,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Refused","About the same","Much worse off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1998,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Refused","Refused","Refused",,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","No","No","No","No","Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Refused",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Moderate strain",,,,,,,"Substantial strain","Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160928,20160127,20160916,47,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,1,1,2,"Not working - disabled",0,"White","White"
25598,,73973.3347,92808.9579,107818.235,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"No","No","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","Severe impact","Moderate impact","Minor impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","Yes","Yes","No","No","No",900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Food Services and Drinking Places","One","Management","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160909,20151224,20160915,27,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,1,1,0,2,"Working - as a paid employee",0,"White","White"
25600,,29127.5388,10275.7511,45175.4913,"Fresh","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","Yes","No","Definitely Yes",,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","Yes","No","No","Yes","Yes","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2000,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,149,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,41,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes",,"Refused","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160916,20160220,20160903,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Never married","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Not working - retired",0,"White","White"
25601,,38841.4749,40776.6792,57796.9789,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"Refused",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No","Very important","Not important","Not important","Moderately important","Very important","Moderately important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","High school degree or GED","Some college but no degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160921,20151217,20160901,30,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25603,,20795.2179,6208.0506,31962.1557,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Severe impact","No impact","No impact","No impact",,,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,3,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","Yes","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","No","Yes","No","No",550,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"Yes","Yes","Yes",,"No","No","No","No","No","No","Yes","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","No","No","No","Yes",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Better price","Better price",,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Sometimes worried","Never worried","Some college but no degree","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160909,20160220,20160827,35,"35-44","30-44","Some college, no degree","Some college","2+ Races, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$15,000 to $19,999","Widowed","Metro","South","West-South Central","Rented for cash","tx",0,0,4,0,1,"Not working - other",0,"2+ Races","Other"
25604,,43273.0462,41482.2632,63599.522,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",3365,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No",,"Better price","Not available in local stores",,"Convenience","Convenience",,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Bachelor’s degree","Plastics and Rubber Products Manufacturing","One","Architecture and Engineering","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160913,20151221,20160901,58,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25605,,,13023.3281,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","Yes","Yes","Definitely No","No","Finding it difficult to get by","About the same","Much worse off","About average","No","No","No","No","Yes","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","Other","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial costs are much larger","No","No","Yes","No","No","Very important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",35000,0,0,35000,"No",0,"No","Yes",,"No","No","Yes","No","Yes","No",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member makes most of the decisions","Very good",20151003,20160218,20160915,58,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Widowed","Metro","West","Mountain","Rented for cash","az",0,0,0,0,2,"Not working - looking for work",0,"White","White"
25606,,41728.0533,34061.6436,61007.6117,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","Yes","Retired","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","No","No","No","Yes","Yes","Paper check","No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","Refused","Refused","Refused","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1981,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,53,"Not important","Not important","Very important","Not important","Not important","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No",,"Convenience",,"Convenience",,"Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Publishing Industries (except Internet)","One","Other (Please specify)","$1,000,000 or more","Another household member and I share in the decisions","Excellent",20160925,20151217,20160925,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Working - self-employed",0,"White","White"
25611,,,11060.4721,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","Yes","Yes","No","No","No","Definitely Yes",,"Just getting by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Don’t know","Yes","Don’t know","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"Minor impact","Minor impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No",738,"Yes","No","No","No","No","No","Cash","Very confident","Yes","Yes","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","No","Yes","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No",,,,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","Don’t know","General Merchandise Stores","One","Retail Sales","Under $5,000","I make most of the decisions","Good",20160917,20151221,20160917,24,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25612,,,21296.7679,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much worse off","Pretty well off financially","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Don’t know",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Not confident","Yes","No","No","No","No","No","No","No","Yes","Yes","No",,"Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","Poor","Yes","Yes","More debt now",,"Some of the time","Most or all of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",42000,0,0,42000,"No",0,"Yes","Yes",,"No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,33,"Very important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","Yes",,"$15,000 to $24,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","Yes","No",,,,"Better price","Not available in local stores",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",400,"Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","Yes","No","Yes","No","No","No",,,,,,"Moderate strain",,"Substantial strain",,,,"Never worried","Never worried","Rarely worried","Never worried","Some college but no degree","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160919,20160216,20160722,36,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,2,"Not working - disabled",0,"Black/African-American","Black"
25613,,39908.8464,39568.7763,59422.177,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","Severe impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","Yes","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1250,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","No","Yes","No","No","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Refused","Yes","Yes","No","No","Yes","Yes","Yes","No",,"Convenience","Convenience",,,"Better price","Not available in local stores","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Administration of Housing Programs, Urban Planning, and Community Development","One","Other (Please specify)","$50,000 - $74,999","Another household member and I share in the decisions","Excellent",20161005,20160216,20160917,36,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25614,,44970.5819,52539.2692,66914.7394,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Living comfortably","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",1950,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No","Very important","No advice from person","Slightly important","Slightly important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No",,"Not available in local stores",,,,"Convenience","Convenience","Convenience",,"Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Clothing and Clothing Accessories Stores","One","Other (Please specify)","$10,000 - $24,999","I make most of the decisions","Very good",20161007,20160113,20150828,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25615,,37517.5311,11962.3846,56570.5197,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",6,30,"Less","Somewhat","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Undeclared","Refused","Yes","No","No","Yes","No",,,,,,,"Not important","Not important","Not important","Not important","Slightly important","Slightly important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",750,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Certificate or technical degree","Monetary Authorities-Central Bank","One","Management","$75,000 - $99,999","I make most of the decisions","Good",20151003,20160223,20150819,53,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25616,,,32878.7071,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1973,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,51,"Not important","Very important","Not important","Very important","Not important","Yes","Refused",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","Yes","No","No",,,"No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Very good",20161007,20151224,20151209,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,1,"Not working - retired",0,"White","White"
25617,,38341.5956,36148.4415,56566.3719,"Fresh","Yes","No","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","Minor impact","Severe impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,1,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1425,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Very important","Somewhat important","Somewhat important","Somewhat important","Not important","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Better price","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","No","Yes",2000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No",,"A little strain",,"Moderate strain",,,,"Substantial strain","Substantial strain",,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Building Material and Garden Equipment and Supplies Dealers","One","Installation, Maintenance, and Repair","Under $5,000","Another household member and I share in the decisions","Fair",20160925,20151230,20150731,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
25619,,,15567.5077,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,2,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No",508,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Most or all of the time","Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial costs are somewhat larger","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",20000,0,1500,21500,"No",300,"No","No",,"Yes","Yes","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No","Yes",,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Associate degree","High school degree or GED","Support Activities for Agriculture and Forestry","One","Retail Sales","$5,000 - $9,999","I make most of the decisions","Good",20160910,20151218,20160910,34,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25621,,169294.318,65832.5424,231800.648,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,63,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Poor",20161006,20151219,20160906,79,"75+","60+","Associate degree","Some college","Other, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,1,"Not working - retired",0,"American Indian or Alaska Native","Other"
25622,,90600.2806,90106.5998,130874.506,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Refused","Refused","Yes","Yes","Refused","Refused",,"Severe impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"Less","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No",1650,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Refused","No","Yes","Yes","No","No","No","Yes",,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Yes","Refused","Refused","Refused","Refused","Refused",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No",,,"Better price","Better price",,"Convenience",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"None",,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Associate degree","Graduate degree","Computer and Electronic Product Manufacturing","One","Architecture and Engineering","$500,000 - $999,999","I make most of the decisions","Very good",20160915,20151221,20160915,42,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","id",0,0,1,0,2,"Working - as a paid employee",0,"Asian","Asian"
25623,,37845.9709,35641.7616,57085.0249,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Moderate impact","Moderate impact","Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No","Slightly important","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",70000,0,3000,73000,"No",600,"No","No",,"No","Yes","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Under $5,000","Another household member and I share in the decisions","Very good",20161017,20151222,20160827,33,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25624,,40311.8706,36096.4729,59949.9539,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Probably Yes",,"Just getting by","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","No","Yes","Yes","Retired","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","Yes","Yes","No","It exceeded changes in living expenses","No impact","No impact","Moderate impact","Moderate impact","Minor impact","Minor impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1968,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Very important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","Yes","No","Not available in local stores","Better price","Better quality",,,,"Other reason","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",500,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Substantial strain",,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Poor",20160924,20151217,20160904,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","de",0,0,0,0,3,"Not working - retired",0,"White","White"
25625,,,27171.2911,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","Poor","Yes","Refused","No","No","No","No","No","No","No","Employed for someone else","Work as a consultant/contractor","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","Refused","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",32,5,"Less","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1991,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,1217,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",115000,0,0,115000,"No",0,"No","Yes",,"No","No","No","No","Yes","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$15,000 to $24,999","More than your income","Yes","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","Better price",,,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Regularly worried","Never worried","Less than High School degree","Some college but no degree","Social Assistance","Two","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$5,000 - $9,999","I make most of the decisions","Good",20160918,20160207,20160918,49,"45-54","45-59","Masters degree","Bachelor's degree or higher","Hispanic","Female","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"2+ Races","Hispanic"
25626,,34721.2124,28452.8855,50887.1203,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,76,"Somewhat important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No","Better price","Convenience","Not available in local stores","Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Good",20160918,20151223,20160911,77,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - retired",0,"White","White"
25627,,,17393.4639,,"LMI oversample","Refused","Refused","Refused","Yes","Yes","Refused","No",,"Yes","Refused","Refused","Refused","Refused","No","Definitely No","No","Just getting by","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work as a consultant/contractor","Normally work the same hours",,"No","No","No","No","No","No","No","No","Cash","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,,,,,"Yes","Yes","Refused","Yes","Yes","Yes","No",,,,"Don’t know",,,,,,,300,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","Financial costs are much larger","No","No","No","No","No",,,,,,,"Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",10000,0,0,10000,"No",100,"No","No",,"Yes","No","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","Warehousing and Storage","One","Other (Please specify)","Not sure","Another household member makes most of the decisions","Excellent",20161014,20160517,20160629,31,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",3,"A one-family house attached to one or more houses","$7,500 to $9,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,3,"Working - self-employed",0,"White","White"
25630,,,16245.6796,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"No","No","Yes","No","No","No","Definitely No","Yes","Just getting by","Much worse off","Much worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Refused",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20160911,20160101,20160911,33,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",3,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,3,"Not working - looking for work",0,"White","Hispanic"
25631,,59663.3374,59280.0797,86072.0616,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"Severe impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","No","No","Yes","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","Yes","No","Better price","Better price",,"Better price","Convenience",,"Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Some college but no degree","Some college but no degree","Printing and Related Support Activities","One","Other (Please specify)","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160924,20160106,20150819,39,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
25633,,96047.048,95061.6383,137351.489,"Fresh","No","No","No","No","Yes","Yes","No",,"Yes","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No",1976,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Never","Certificate or technical degree","No",,,"Computer/information sciences","Financial costs are much larger","No","No","No","Yes","No",,,,,,,"Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No",,,"Not available in local stores","Better price",,,"Not available in local stores","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Refused",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Refused","One","Other (Please specify)","$25,000 - $34,999","I make most of the decisions","Very good",20160921,20151228,20160831,39,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
25634,,20383.1779,5317.299,31564.8993,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","None",,"Probably No",,,,,,,1500,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Health","Financial benefits are much larger",,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No",,"Convenience","Convenience","Convenience",,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","Military Reserves or National Guard","One","Armed Services","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160913,20151220,20160827,28,"25-34","18-29","Some college, no degree","Some college","2+ Races, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
25635,,,42254.1076,,"LMI oversample","No","No","No","No","Yes","Yes","No",,"Yes","Yes","No","No","No","No","Probably Yes",,"Doing okay","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","No","No","No","Yes","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,8,"About the same","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",865,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No","Very important","Slightly important","Moderately important","Slightly important","Slightly important","Not important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No",48000,120000,400,168400,"No",162,"No","No",,"No","Yes","Yes","No","No","Yes",,,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes",,"No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Associate degree","Accounting, Tax Preparation, Bookkeeping, and Payroll Services","One","Business and Financial Operations","$5,000 - $9,999","I make most of the decisions","Good",20160909,20151218,20160909,29,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
25636,,59149.8831,58328.9589,86678.588,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","It varied","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No",860,"Yes","No","No","No","No","No","Cash","Very confident","Yes","Yes","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial costs are somewhat larger","No","Yes","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","Yes","No","Convenience",,,,"Convenience",,"Other reason","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",450,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Sometimes worried","Bachelor’s degree","Associate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member makes most of the decisions","Very good",20160907,20160126,20160907,37,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","Yes",5,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,1,2,0,2,"Not working - other",0,"White","Hispanic"
25637,,,23040.6338,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Yes",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Once","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,60,"Very important","Not important","Not important","Somewhat important","Not important","Yes","Refused",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Not available in local stores","Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Good",20160915,20160226,20160915,60,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,1,"Not working - retired",0,"White","White"
25639,,88163.8491,89631.5178,124106.959,"Fresh","No","No","No","Yes","Yes","No","No",,"Refused","Refused","Refused","Refused","Refused","Yes","Probably Yes",,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","No","No","No","No","No","No","Paper check","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Moderate impact","No impact","Minor impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Very important","Not important","Moderately important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Refused","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","High school degree or GED","Certificate or technical degree","Other Information Services","One","Computer and Mathematical","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160909,20160121,20160908,28,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",5,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,5,"Working - self-employed",0,"White","White"
25643,,46844.3384,47273.4758,69276.9555,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","Moderate impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","No",,,,,,,,,"No",865,"Yes","No","No","No","No","Yes","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial costs are much larger","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Not available in local stores",,,"Better price","Better price",,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Certificate or technical degree","Graduate degree","Amusement, Gambling, and Recreation Industries","One","Other (Please specify)","$25,000 - $34,999","I make most of the decisions","Fair",20161015,20160221,20150828,34,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25645,,81661.5566,73145.2831,118433.964,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","Moderate impact","Minor impact","Minor impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",2350,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Regularly worried","Never worried","High school degree or GED","Less than High School degree","Funds, Trusts, and Other Financial Vehicles","One","Business and Financial Operations","$500,000 - $999,999","I make most of the decisions","Fair",20160912,20151228,20160915,57,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",4,"A building with 2 or more apartments","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,2,0,2,"Working - as a paid employee",0,"Asian","Asian"
25646,,30552.4245,27166.0421,46578.2671,"Fresh","No","Yes","No","No","Yes","No","No",,"Yes","Yes","No","No","No","No","Probably Yes",,"Just getting by","Somewhat worse off","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","Moderate impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,10,"More","Somewhat","Not at all","Not at all","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,"No","Refused","Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Once","Never","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","No","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","No","No","Not available in local stores","Not available in local stores","Not available in local stores",,"Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Educational Services","One","Teacher, except college and university","Under $5,000","I make most of the decisions","Good",20160918,20160109,20150814,46,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
25648,,,21516.7719,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much better off","About average","No","No","No","No","No","No","No","No","No","Disabled and not working",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,20,"About the same","Does not apply","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"It was easier for me to fix without their assistance","Definitely No",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","No","No","No","Better price","Better price","Better price",,,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","No","Yes","Yes","Yes",800,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused",,,,,,,,"Substantial strain",,,,"Sometimes worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160926,20160204,20160926,77,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,1,"Not working - retired",0,"White","White"
25649,,,28940.201,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","No","No","No","No","Yes","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","Refused","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","Yes",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","No","Yes",1000,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Substantial strain",,,"Regularly worried","Rarely worried","Sometimes worried","Rarely worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Fair",20151024,20160206,20150822,60,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,1,"Not working - disabled",0,"White","White"
25650,,26313.695,10421.2415,40172.1051,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Refused","Refused","Refused","Refused","No","Definitely Yes",,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","Severe impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Refused","No","Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Teacher, except college and university","Not sure","Another household member makes most of the decisions","Fair",20151102,20160221,20150826,74,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
25651,,37993.313,36878.4745,56665.5776,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Not available in local stores",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Specialty Trade Contractors","One","Management","$5,000 - $9,999","Another household member and I share in the decisions","Good",20151104,20160326,20150804,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25652,,67638.8818,63512.2951,99388.6877,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","Minor impact","Minor impact","Minor impact",,"No","Refused","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,0,"More","Very much","Very much","Very much","No","Refused","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,1400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","Yes","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No",,"Better price","Better price","Better price",,"Better price","Better price",,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","Refused","Refused","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Certificate or technical degree","Associate degree","Miscellaneous Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$100,000 - $249,999","I make most of the decisions","Good",20160914,20160206,20160914,45,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$125,000 to $149,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"Asian","Asian"
25653,,34972.2832,33321.0547,52610.2898,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",950,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","No","Yes","Yes","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","Certificate or technical degree","No",,,"Other (Please specify):","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"No",,,,,"No","No","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Refused","Refused","Refused","Yes",,"$25,000 to $39,999","More than your income","Yes","No","Yes","Yes","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","Yes","Yes","Yes","Yes","Yes",500,"No","Refused","Refused","Yes","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","Yes","Refused","Yes",,,,,,,,,"Substantial strain",,"Substantial strain","Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Poor",20160917,20151221,20160830,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - disabled",0,"White","White"
25654,,46206.3824,50982.9301,68796.3206,"Fresh","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","Yes","No","Probably No","Yes","Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","No","No","No","No","Don’t know","Yes","Don’t know","Don’t know","Don’t know","Don’t know","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","Refused",790,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No","Very important","Very important","Moderately important","Not important","Not important","Not important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","Yes","No","Refused","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","Yes","No",,"Convenience","Convenience",,,"Convenience","Convenience","Convenience",,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Business, Professional, Labor, Political, and Similar Organizations","One","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160916,20151230,20160916,25,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",3,"A building with 2 or more apartments","$40,000 to $49,999","Never married","Metro","South","West-South Central","Occupied without payment of cash rent","tx",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
25655,,,8721.9177,,"LMI oversample","Yes","No","No","No","No","Yes","No",,"No","Yes","No","No","Yes","No","Probably Yes",,"Just getting by","About the same","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Not employed and not looking for a job","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,5,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Mining (except Oil and Gas)","One","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160915,20160208,20160915,38,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$5,000 to $7,499","Living with partner","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25657,,,11842.3569,,"LMI oversample","No","No","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","To earn money as a primary source of income",20,2,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","No","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","No","No","Yes","No","Yes",1010,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","No","No","No","No","Yes","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","Associate degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Moderately important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",4200,0,0,4200,"No",200,"No","No",,"No","Yes","No","No","No","Yes",,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Convenience","Better price",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No",,,,,"Substantial strain",,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Under $5,000","I make most of the decisions","Excellent",20151010,20151219,20150912,50,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Separated","Metro","West","Pacific","Rented for cash","or",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25659,,62647.8404,71731.3448,90239.8773,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",750,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Refused","No","Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","More than your income","Yes","Yes","Refused","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price",,"Better price","Better price","Convenience","Not available in local stores","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Certificate or technical degree","Administration of Human Resource Programs","One","Other professional","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160913,20160207,20160913,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
25661,,27492.0815,26106.7049,42101.0226,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","Moderate impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","No","Yes","No","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",1300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Master’s degree","No",,,"Business/management",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",32000,0,0,32000,"No",450,"No","No",,"No","No","Yes","Yes","Yes","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Better price",,"Better price","Better price","Better price","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Miscellaneous Store Retailers","One","Management","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20151015,20160109,20150721,47,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Rented for cash","az",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25662,,,121568.993,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","Refused","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","Refused","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Very important","Refused","Refused","Refused","Refused","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Convenience","Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member makes most of the decisions","Good",20160910,20151223,20160829,78,"75+","60+","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,2,"Not working - retired",0,"White","White"
25664,,187798.646,222165.365,258707.836,"Fresh","No","No","No","Yes","No","Yes","No",,"No","No","No","No","No","Yes","Definitely No","No","Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Very good",20160907,20160909,20160907,18,"18-24","18-29","11th grade","Less than high school","Hispanic","Female","No",4,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,3,1,"Not working - other",0,"White","Hispanic"
25665,,,22486.6657,,"LMI oversample","No","Yes","Yes","No","No","No","Yes","One or more of the adult children who live with me are in school","No","Yes","No","Yes","No","No","Probably Yes",,"Finding it difficult to get by","Somewhat worse off","Much worse off","It varied","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","Severe impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","A little difficulty",,"Probably No",,,,,,,750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Rarely worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160921,20160210,20160908,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house attached to one or more houses","$12,500 to $14,999","Divorced","Non-Metro","Midwest","West-North Central","Rented for cash","mo",0,0,2,0,2,"Not working - retired",0,"White","White"
25666,,37550.8318,12369.7982,56803.7306,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,1,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No",437,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No","No advice from person","No advice from person","No advice from person","No advice from person","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No","Yes",,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",1000,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Refused","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Some college but no degree","Social Assistance","One","Business and Financial Operations","$5,000 - $9,999","I make most of the decisions","Very good",20160902,20160122,20160926,46,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
25667,,,19256.4298,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely Yes",,"Just getting by","Much worse off","Much worse off","It varied","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Moderate impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.","Refused","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,399,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","No","No","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Good",20161004,20160218,20160911,46,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",1,"A building with 2 or more apartments","Less than $5,000","Separated","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
25668,,,12515.3149,,"LMI oversample","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Probably No","Yes","Living comfortably","Somewhat better off","Somewhat better off","Pretty well off financially","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Severe impact",,,"Disabled and not working","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,30,"Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Refused","No","Yes","Yes","No","No","No","No",,,,"Convenience","Convenience",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Regularly worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Excellent",20160921,20160220,20160910,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","Less than $5,000","Married","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,2,"Not working - retired",0,"White","White"
25670,,47742.7532,56273.2671,70407.2871,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Convenience","Better price","Better price",,"Better price","Convenience","Convenience","Convenience","Better price","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Refused",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Insurance Carriers and Related Activities","One","Computer and Mathematical","Under $5,000","Another household member and I share in the decisions","Very good",20161008,20160229,20150707,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25671,,,32878.7071,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20141121,20160304,20160723,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Not working - retired",0,"White","White"
25672,,69138.4164,67786.2527,98834.2052,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"Less","Does not apply","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",922,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Slightly important","Very important","Not important","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience","Better price","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Architectural, Engineering, and Related Services","One","Architecture and Engineering","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160924,20151218,20150703,29,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25673,,34545.9134,28541.4461,51693.6063,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Not important","Not important","Not important","Somewhat important","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No",,,,,"Convenience",,"Convenience",,,"No","No","No","Yes","No","No","No","Yes","No","No","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Sometimes worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160914,20151217,20160914,75,"75+","60+","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","de",0,0,0,0,1,"Not working - on temporary layoff from a job",0,"Black/African-American","Black"
25674,,65260.0193,54388.0003,94481.6809,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Much better off","About average","No","Yes","No","No","No","Yes","No","Yes","No","Homemaker","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"Refused",2000,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Law",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Refused",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No",,"Yes","Yes","No","No","No","No","No","No","No","No","No","A little strain","None",,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Don’t know","Other Information Services","One","Management","Not sure","Another household member makes most of the decisions","Good",20161010,20160225,20160914,63,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$250,000 or more","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Working - self-employed",0,"Black/African-American","Black"
25675,,25180.2317,19828.9475,38252.6781,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Never","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Physical sciences/math","Financial benefits are somewhat larger",,,,,,,,,,,,"Very important","Very important","Very important","Very important","Very important","Very important","Very important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Very important","Very important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Fair",20161010,20160208,20160409,73,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
25676,,41699.1779,15993.1772,62567.1999,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much worse off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1996,"No","No","Yes","Yes","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Never","Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20161008,20160216,20151024,63,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,2,0,1,"Not working - disabled",0,"White","White"
25677,,38484.1387,13613.4167,59074.1391,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","Don’t know","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",12,5,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",350,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial costs are much larger","No","No","No","Yes","No","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",35000,0,0,35000,"No",0,"No","Yes",,"No","No","Yes","No","No","Yes","No",,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Convenience",,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No",,"Substantial strain",,"Substantial strain",,,,,"A little strain",,,"Regularly worried","Sometimes worried","Rarely worried","Sometimes worried","High school degree or GED","High school degree or GED","Pharmaceutical and Medicine Manufacturing","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Very good",20160916,20160214,20160910,25,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A mobile home","$7,500 to $9,999","Living with partner","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25678,,,42254.1076,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Probably No","Yes","Just getting by","Somewhat worse off","Somewhat worse off","Poor","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No","Moderately important","No advice from person","No advice from person","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",32000,0,0,32000,"No",315,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","Yes","No",,,,"Not available in local stores","Better price",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Associate degree","Don’t know","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Poor",20160920,20151222,20160829,23,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",2,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Non-Metro","Midwest","West-North Central","Rented for cash","sd",0,0,0,0,2,"Not working - looking for work",0,"White","White"
25679,,,17659.4139,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","Yes","No","Paper check","No","No","Yes","No","Yes","No","No","No",,"Moderate impact","Minor impact","Minor impact","No impact","Minor impact","Minor impact",,"No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",5,5,"About the same","Does not apply","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably No",,,,,,,850,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","No","Yes","No","No","No","No","No","Poor","No",,,,,,"Master’s degree","No",,,"Health",,,,,,,"Financial costs are much larger","Yes","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",25000,0,0,25000,"No",66,"Yes","Yes",,"Yes","Yes","Yes","No","Yes","Yes",,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","Yes","No",,,,,"Better price","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Social Assistance","One","Other professional","Under $5,000","I make most of the decisions","Good",20160908,20160214,20160901,55,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,1,1,"Working - as a paid employee",0,"White","White"
25680,,50037.3681,41065.9683,73745.4041,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Not important","Very important","Very important","Somewhat important","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"Convenience","Better price",,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20161015,20151216,20150923,67,"65-74","60+","Some college, no degree","Some college","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","me",0,0,0,0,3,"Not working - retired",0,"2+ Races","Hispanic"
25681,,,18584.1324,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Paper check","No","No",,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",2,"Refused","About the same","Somewhat","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","No",,,,"Not available in local stores","Better price","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Personal and Household Goods Repair and Maintenance","Two","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Very good",20160904,20160222,20160830,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,1,2,"Working - self-employed",0,"White","White"
25683,,,24099.7782,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Probably No","No","Just getting by","About the same","Somewhat worse off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","Yes","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","Yes","No","No","No","No","Refused",,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","Two","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20150930,20151217,20160827,57,"55-64","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - self-employed",0,"Black/African-American","Black"
25684,,62647.8404,71731.3448,90239.8773,"Fresh","Yes","Refused","No","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",5,1,"About the same","Somewhat","Does not apply","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1878,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No",,"Convenience",,,,,"Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Educational Services","Two","Other (Please specify)","$10,000 - $24,999","I make most of the decisions","Very good",20160914,20160128,20160914,45,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25687,,41408.1395,40872.4501,61108.8069,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","Yes","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Health","Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Convenience","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",700,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"None",,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160925,20151219,20150617,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25688,,,32878.7071,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",6500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Good",20160911,20151217,20160723,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
25689,,49054.7335,54606.318,72387.0756,"Fresh","Yes","No","Yes","Yes","No","No","No","All of the adult children living with me are not in school","Yes","Yes","Yes","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","Minor impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Refused","No","No","No","No","I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","No","No","Yes","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No",,"It was easier for me to fix without their assistance","Definitely Yes","No","No","Yes","No","No","No",1200,,,,,,,,,,,,,,,,,,,,,"Refused","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","Convenience",,,,"Convenience","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Moderate strain","Moderate strain",,,,,,,"A little strain",,,"Regularly worried","Rarely worried","Sometimes worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Fair",20160326,20160208,20160830,48,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,5,"Not working - looking for work",0,"White","White"
25690,,92375.8485,34917.8153,132396.414,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,"No",650,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Somewhat important","Very important","Not important","Very important","Not important","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Refused",,"$5,000 to $14,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","Yes","Refused","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Never worried","Never worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160923,20151220,20160827,65,"65-74","60+","10th grade","Less than high school","Hispanic","Female","Yes",1,"A one-family house detached from any other house","$7,500 to $9,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
25691,,,123598.2,,"LMI oversample","No","Yes","No","No","Yes","No","No",,"Yes","No","No","No","No","No","Probably Yes",,"Just getting by","About the same","About the same","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No",,,,"Definitely No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","No",,"No","Most or all of the time","Most or all of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160921,20151219,20150710,28,"25-34","18-29","10th grade","Less than high school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Never married","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Not working - disabled",0,"White","White"
25692,,119167.884,36790.3805,169308.643,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","Yes","No","No","Yes","No","Probably Yes",,"Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Normally work the same hours",,"Yes","No","Don’t know","No","No","No","No","No","Deposit onto a reloadable prepaid card","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","Minor impact","Moderate impact","Severe impact",,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","Just for fun (as a hobby)",20,25,"Less","Somewhat","Somewhat","Not at all","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2015,"Yes","No","No","Yes","No","No","No","No","No","No","Yes, and I still own that home",,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",350,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","No",,"Yes","Once","Some of the time","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Law","Financial benefits are much larger",,,,,,,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Better quality","Better quality","Better quality","Better quality","Better quality",,,"Better quality",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Food Services and Drinking Places","One","Retail Sales","Under $5,000","I make most of the decisions","Good",20160913,20160129,20160827,20,"18-24","18-29","Some college, no degree","Some college","Hispanic","Male","No",4,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Working - as a paid employee",0,"White","Hispanic"
25693,,188032.906,222165.365,254560.142,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably No","Yes","Just getting by","Much worse off","About the same","Pretty well off financially","No","No","Refused","Yes","No","No","Yes","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","Yes","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",120,100,"Less","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Other (Please specify):","Financial benefits are somewhat larger",,,,,,,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5500,0,0,5500,"Yes",0,"No","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Refused",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,,,,,,,"Convenience","Convenience","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Very good",20160915,20161009,20160828,18,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$150,000 to $174,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,1,3,"Not working - looking for work",0,"White","White"
25694,,101461.209,34051.6945,144469.083,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Refused",,"Yes","Yes","Yes","Yes","Don’t know","Yes","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,555,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Other (Please specify):",,,,,,,"Financial costs are much larger","Refused","Yes","Refused","Refused","Refused","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Yes","No",100000,0,5000,105000,"No",950,"No","Yes",,"No","No","Yes","No","No","Yes","Yes",,,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Not available in local stores","Convenience",,"Better price","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",600,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Rarely worried","Less than High School degree","Less than High School degree","Civic and Social Organizations","One","Other professional","Under $5,000","Another household member and I share in the decisions","Good",20160921,20151229,20150821,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","No",2,"A one-family house attached to one or more houses","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
25697,,,11530.4985,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","No","No","No","No","Yes","Yes","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,525,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Law","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",0,0,0,0,"No",0,"No","Yes",,"No","No","No","No","No","No",,"No",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Regularly worried","Never worried","Sometimes worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Very good",20160905,20151217,20160905,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$12,500 to $14,999","Separated","Non-Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,1,3,"Not working - retired",0,"White","White"
25698,,38841.4749,40776.6792,57796.9789,"Fresh","Yes","Yes","No","Yes","No","No","No",,"Yes","No","No","Yes","No","Yes","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",800,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","Yes","Doctoral Degree",,"Social/behavioral sciences",,,,,,,"Financial costs are much larger","Yes","No","No","No","No","Very important","Slightly important","Slightly important","Slightly important","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience",,"Other reason","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Rarely worried","Graduate degree","High school degree or GED","Social Assistance","Two","Management","$25,000 - $34,999","I make most of the decisions","Very good",20160916,20160209,20160916,38,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,1,1,0,2,"Working - as a paid employee",0,"White","White"
25701,,,16635.7216,,"LMI oversample","No","No","No","No","Yes","No","No",,"Yes","Yes","Yes","No","Yes","No","Probably Yes",,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Don’t know","Yes","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","No impact","No impact","Severe impact","Minor impact",,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,3,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Definitely No",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Health","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No","Don’t know","Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",50,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Rarely worried","Never worried","Never worried","Sometimes worried","Bachelor’s degree","High school degree or GED","Food Services and Drinking Places","One","Retail Sales","Under $5,000","I make most of the decisions","Excellent",20160912,20160208,20160912,41,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Divorced","Metro","South","South Atlantic","Rented for cash","md",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25702,,,11842.3569,,"LMI oversample","Yes","Yes","No","No","No","No","No",,"No","No","No","No","No","Yes","Probably No","Yes","Finding it difficult to get by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Cash","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,750,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Associate degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","Yes","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",10000,0,10000,20000,"No",0,"Yes","Yes",,"No","Yes","No","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","No","No","Yes","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","Another household member and I share in the decisions","Fair",20160505,20160211,20160520,49,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$35,000 to $39,999","Divorced","Metro","West","Mountain","Rented for cash","nv",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
25705,,41840.2759,37417.8442,62810.9493,"Fresh","No","No","No","No","Yes","No","No",,"Yes","No","Yes","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Moderate impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1700,"Yes","Yes","No","No","No","Yes","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Refused","Yes","Refused","No","No",,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No",,,,"Better price","Convenience","Better price","Better price","Convenience",,"Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Certificate or technical degree","Educational Services","Two","Other professional","$50,000 - $74,999","I make most of the decisions","Very good",20160921,20160413,20160726,56,"55-64","45-59","Professional or Doctorate degree","Bachelor's degree or higher","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
25706,,50402.2509,54048.7939,74336.7984,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$100,000 - $249,999","I make most of the decisions","Excellent",20160922,20151224,20150829,52,"45-54","45-59","Associate degree","Some college","Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
25707,,29712.5483,12218.8882,45363.3349,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","Minor impact","No impact",,,"Retired","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","Don't know","Yes","Yes","No","No","Yes","No","Debit card","Don’t know","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Once","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,62,"Somewhat important","Not important","Not important","Somewhat important","Somewhat important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","Yes","No",,"Not available in local stores",,,"Not available in local stores",,,"Other reason",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","No","No",,,"No","Yes","Yes","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Rarely worried","Rarely worried","Graduate degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20141214,20160509,20160727,74,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Not working - retired",0,"White","White"
25708,,45943.3093,16277.2015,69219.119,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",3,0,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,"Definitely No",,,,,,,586,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Not available in local stores",,,,,,"Convenience",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Very good",20160924,20160128,20160827,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - retired",0,"White","White"
25710,,24522.0923,20394.1011,37400.93,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","It varied","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,1,"About the same","Does not apply","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1973,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","Yes","No",,,,,,,,,,,,,,,,45,"Not important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","Convenience","Better price",,"Convenience","Better price","Not available in local stores",,,,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","Yes","Yes","No","No","No","No","Yes","Refused","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Regularly worried","Bachelor’s degree","Graduate degree","Educational Services","One","Other (Please specify)","$1,000,000 or more","Another household member and I share in the decisions","Excellent",20151006,20160211,20160827,60,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - self-employed",0,"White","White"
25711,,23949.5277,19857.4955,36093.6927,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","Yes","No","No","No","No","No","No","Yes","Self-employed","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","Yes","Paper check","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","Yes","No","Yes",,,,,,,,,"No",1948,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,57,"Not important","Very important","Not important","Not important","Not important","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","Not available in local stores","Not available in local stores",,,"Not available in local stores","Not available in local stores","Convenience",,,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Some college but no degree","Management, Scientific, and Technical Consulting Services","One","Other (Please specify)","$1,000,000 or more","Another household member and I share in the decisions","Very good",20151218,20160114,20161008,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,2,"Working - self-employed",0,"White","White"
25712,,47986.8547,46483.6224,71136.4496,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","No","No","No","No","Yes","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","Severe impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",821,"Yes","No","No","No","No","No","Credit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Convenience","Convenience","Convenience","Better price","Not available in local stores","Convenience","Convenience",,"Not available in local stores","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No",,"No","No","Yes","Yes","No","No","No","Yes","Yes","No","No",,,"None","None",,,,"None","None",,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20160927,20160212,20160909,55,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",2,"A building with 2 or more apartments","$250,000 or more","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - disabled",0,"White","White"
25713,,43794.1529,39950.2017,64570.9952,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Somewhat important","Somewhat important","Somewhat important","Very important","Very important","No","No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No",,,"Better price",,"Better price","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",780,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160910,20160114,20160828,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
25714,,45154.1573,49338.8117,67206.6744,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Probably Yes",,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Refused","Yes","Refused","Refused","Refused","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","More than your income","No","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No",,,,"Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","Yes","Yes","Yes",5000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Food Services and Drinking Places","One","Food Preparation and Serving","$5,000 - $9,999","I make most of the decisions","Good",20161008,20151221,20160828,46,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,2,2,"Working - as a paid employee",0,"White","White"
25715,,56180.0879,54995.8606,83112.1022,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Much worse off","Poor","Yes","Yes","Refused","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","Yes","Yes","No","Yes","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,"No",1357,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Master’s degree","No",,,"Education",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes",,"No",,,,,"No","Yes","Yes","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience",,"Better price","Convenience","Convenience","Convenience","Convenience",,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Other Professional, Scientific, and Technical Services","Three","Community and Social Services","$10,000 - $24,999","I make most of the decisions","Very good",20151002,20160205,20150706,41,"35-44","30-44","Masters degree","Bachelor's degree or higher","Hispanic","Female","Yes",6,"A one-family house detached from any other house","$85,000 to $99,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,1,1,4,"Working - as a paid employee",0,"White","Hispanic"
25716,,41041.1329,38002.0121,61506.9209,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1920,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Life sciences",,,,,,,"Financial benefits are much larger","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Convenience",,,"Not available in local stores","Better price","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No",,,,"A little strain",,,,,"A little strain",,,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Scientific Research and Development Services","One","Life, Physical, and Social Sciences","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160915,20160203,20160915,40,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25717,,33888.8682,28808.8191,50339.5209,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No","Refused","Yes","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"Refused","More than your income","Yes","Refused","Refused","Refused","Roughly the same amount each month",,,,,,,,,,"No","Refused","No","No","No","No","Yes","No","No",,,,,,,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1250,"No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Very good",20141122,20150526,20140921,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,1,3,"Not working - looking for work",0,"White","White"
25719,,45305.9565,38715.0538,65869.4207,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","About the same","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Convenience","Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160914,20160220,20160828,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,2,"Not working - retired",0,"White","White"
25720,,,14414.4802,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,"No",596,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",400,"Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","High school degree or GED","Some college but no degree","Miscellaneous Store Retailers","One","Retail Sales","$75,000 - $99,999","I make most of the decisions","Very good",20160911,20151220,20160827,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25721,,202039.476,222165.365,277298.423,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","Yes","No","No","Yes","No","Probably Yes",,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","Minor impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","Very important","Very important","Moderately important","Very important","Very important","Moderately important","Moderately important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","Yes","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Convenience","Better price","Better price","Better price",,"Convenience","Convenience",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",734,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Certificate or technical degree","Less than High School degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160915,20151220,20160827,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$175,000 to $199,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,4,"Working - as a paid employee",0,"Asian","Asian"
25722,,22706.0708,18036.9655,34620.7858,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","Yes","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,55,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",7000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Fair",20151018,20160216,20160827,81,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,1,"Not working - retired",0,"White","White"
25723,,,44293.6011,,"LMI oversample","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","Yes","No","Yes","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","Minor impact","Retired","No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",25,60,"More","Does not apply","Very much","Very much","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1500,"Yes","Yes","Yes","No","No","Yes","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Health","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"No advice from person","Slightly important","Refused","Very important","Very important","Very important","Very important","No advice from person",,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","No","Yes","Yes","No",,,,,,,,,,,,"Not sure","Very important","Very important","Very important","Very important","Very important","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Other reason",,,"No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Refused",,"Yes","Yes","Yes","Yes","No","Yes","No",,,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Regularly worried","Regularly worried","Certificate or technical degree","Less than High School degree","Nursing and Residential Care Facilities","One","Health Technologist or Technician (such as paramedic, lab technician)","$5,000 - $9,999","I make most of the decisions","Very good",20160905,20160706,20160916,31,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$20,000 to $24,999","Living with partner","Metro","South","South Atlantic","Occupied without payment of cash rent","fl",0,1,1,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
25724,,54641.9467,53728.4396,81178.7828,"Fresh","No","Yes","No","Yes","No","No","No",,"Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",836,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Some of the time","Most or all of the time","Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",55000,0,0,55000,"No",0,"Yes","No",,"No","No","Yes","Yes","Yes","Yes",,"No",,,,,"No","Yes","Yes","Yes","No","No","No","Yes",,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","Yes","No","Convenience","Not available in local stores",,"Better price",,"Better price","Convenience","Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Rarely worried","Some college but no degree","High school degree or GED","Educational Services","One","Business and Financial Operations","$25,000 - $34,999","I make most of the decisions","Very good",20161012,20150630,20150824,33,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,1,1,"Working - as a paid employee",0,"Black/African-American","Black"
25725,,21752.7648,31181.9439,32827.7611,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"Severe impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",815,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Health","Financial benefits are much larger",,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","Moderately important","Very important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","Yes","No",,,,,,"Better price","Better price","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Never worried","High school degree or GED","Associate degree","Hospitals","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$25,000 - $34,999","Another household member and I share in the decisions","Good",20161004,20160212,20160827,29,"25-34","18-29","Some college, no degree","Some college","2+ Races, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",2,1,1,0,2,"Working - as a paid employee",0,"2+ Races","Other"
25726,,104873.661,112305.251,147800.503,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Severe impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes",,2,2,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No",,,,"Definitely Yes","Yes","No","No","No","No","No",775,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Once","Most or all of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are much larger","Yes","No","No","Yes","No","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",37000,0,2500,39500,"No",11,"No","No",,"No","Yes","Yes","No","No","Yes","No",,,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","Less than High School degree","Water Transportation","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Good",20160907,20151220,20160907,29,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Living with partner","Metro","South","West-South Central","Rented for cash","tx",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
25727,,21646.3985,15796.5746,33121.0264,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No",,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Convenience","Convenience","Convenience","Convenience",,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160913,20151224,20160913,66,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Not working - retired",0,"White","White"
25728,,80593.2574,25125.2742,119080.262,"Fresh","No","No","No","Yes","Refused","No","No",,"Yes","Refused","Yes","No","No","No","Definitely No","No","Finding it difficult to get by","Somewhat worse off","Somewhat worse off","It varied","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Severe impact","Severe impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2004,"No","Yes","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Other","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","Yes","No","No","No","No","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","Refused",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","No","Yes","No","Convenience",,,"Better price","Convenience","Convenience",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Substantial strain",,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Poor",20160909,20160112,20160909,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",2,"A one-family house attached to one or more houses","$12,500 to $14,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","de",0,0,0,0,2,"Not working - disabled",0,"Black/African-American","Black"
25729,,162627.644,154084.332,228891.69,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","Minor impact","Minor impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Refused",,,,,,,"No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No","Better price",,"Better price","Better price",,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Computer Systems Design and Related Services","One","Computer and Mathematical","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160911,20151218,20160727,41,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",1,0,2,0,2,"Working - as a paid employee",0,"Asian","Asian"
25730,,30129.8503,11381.8111,45449.6855,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Temporarily laid off",,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","Refused","Refused","Yes","Refused","Refused","Refused",425,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Never","Associate degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Refused","Yes","Refused","Refused","Refused","Refused","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","Yes","No",,,,"Better price",,"Better price",,"Better price",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","None",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Administrative and Support Services","One","Protective Service","Under $5,000","I make most of the decisions","Very good",20151005,20151217,20160919,69,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","South","South Atlantic","Rented for cash","wv",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25731,,,16509.7917,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","Yes","No","No",,"Moderate impact","Minor impact","Moderate impact","Moderate impact","Minor impact","Moderate impact","Homemaker","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,5,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably No",,,,,,,930,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Bachelor’s degree",,"Physical sciences/math",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No","Moderately important","Slightly important","Slightly important","Not important","Slightly important","Slightly important","Moderately important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","Yes","Yes","No","Better quality","Better quality",,"Not available in local stores","Better quality",,"Better quality","Better quality",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Rarely worried","Bachelor’s degree","Associate degree","Telecommunications","One","Computer and Mathematical","Under $5,000","I make most of the decisions","Excellent",20160915,20160206,20160915,32,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$35,000 to $39,999","Married","Metro","Midwest","West-North Central","Rented for cash","mn",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
25732,,,24031.4718,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Deposit onto a reloadable prepaid card","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",25,5,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Probably Yes","No","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Vocational/technical training","Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"No",0,"No","Yes",,"Yes","No","No","No","No","Yes",,,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Substantial strain","Substantial strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Fabricated Metal Product Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","Under $5,000","I make most of the decisions","Very good",20160918,20160406,20160918,28,"25-34","18-29","Some college, no degree","Some college","2+ Races, Non-Hispanic","Male","No",6,"A one-family house detached from any other house","$7,500 to $9,999","Never married","Non-Metro","South","West-South Central","Rented for cash","tx",1,0,0,1,4,"Working - self-employed",0,"2+ Races","Other"
25733,,48173.3974,45401.6366,71707.4405,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","No","No","Yes","Yes","No","Yes, and I still own that home",,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",1085,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Associate degree","No",,,"Business/management",,,,,,,"Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Better price",,"Better price","Convenience","Better price","Not available in local stores","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Truck Transportation","One","Business and Financial Operations","Under $5,000","Another household member and I share in the decisions","Good",20160924,20160219,20160920,32,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$50,000 to $59,999","Married","Metro","South","East-South Central","Rented for cash","tn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25734,,29768.0743,29780.3809,44941.1073,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","Minor impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,55,"Not important","Not important","Very important","Not important","Somewhat important","Yes","No","Yes","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Not available in local stores","Convenience","Better price","Better price","Convenience","Convenience","Convenience",,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No",,,,"None",,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Excellent",20161006,20151217,20160915,56,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Not working - on temporary layoff from a job",0,"White","White"
25735,,70680.9088,73781.8857,104511.164,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,1456,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Two","Management","Under $5,000","I make most of the decisions","Good",20160922,20160104,20160905,45,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$60,000 to $74,999","Married","Metro","Northeast","New England","Rented for cash","ct",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
25736,,86187.1019,93326.5082,122588.955,"Fresh","Yes","Yes","No","Yes","No","No","No",,"No","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","Yes","Yes","Yes","No","Paper check","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No","Very important","No advice from person","Not important","Moderately important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No",,,,,,"No","No","No","Yes","No","Yes","No",0,"Definitely Yes","Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","Yes","No","No",,"Convenience","Not available in local stores","Not available in local stores","Not available in local stores",,"Not available in local stores",,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","Yes","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Associate degree","Specialty Trade Contractors","Two","Installation, Maintenance, and Repair","$5,000 - $9,999","I make most of the decisions","Very good",20160915,20151218,20160828,28,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",1,1,0,0,3,"Working - as a paid employee",0,"White","White"
25737,,35551.9322,13259.0155,53963.1962,"Fresh","No","No","No","No","Yes","Yes","No",,"Yes","Yes","No","No","No","No","Probably No","Yes","Just getting by","About the same","Much better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",275,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial costs are somewhat larger","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No","Better price","Better price","Better price",,,,,,,"Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",297,"No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Certificate or technical degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20161014,20151218,20150828,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,3,"Not working - disabled",0,"White","White"
25738,,,23040.6338,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1970,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","Yes","No","Yes","No","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Graduate degree","Certificate or technical degree","Religious Organizations","Two","Business and Financial Operations","$100,000 - $249,999","I make most of the decisions","Very good",20161019,20160221,20150816,62,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25739,,,74726.4688,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Better price","Better price",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Very good",20160910,20151224,20160828,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Not working - retired",0,"White","Hispanic"
25741,,105157.531,34139.2687,154914.87,"Fresh","No","No","No","No","Yes","No","No",,"Yes","No","Yes","No","No","No","Definitely Yes",,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Moderate impact","Severe impact","No impact","Minor impact","Moderate impact","Severe impact","Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably Yes","Yes","Yes","Yes","No","No","No",784,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Debit card","Very confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Once","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Not available in local stores","Not available in local stores","Convenience","Convenience","Better price","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Rarely worried","Sometimes worried","Sometimes worried","Rarely worried","Less than High School degree","Less than High School degree","Food Services and Drinking Places","One","Other (Please specify)","$5,000 - $9,999","I make most of the decisions","Very good",20151003,20160228,20150805,44,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Married","Metro","West","Mountain","Rented for cash","nv",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
25743,,85171.5636,27449.5782,124593.867,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","Yes","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Some of the time","Some of the time","Associate degree","No",,,"Other (Please specify):",,,,,,,"Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",100000,0,5000,105000,"No",0,"No","No",,"No","Yes","No","No","No","No","No","No",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Other reason",,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","Social Assistance","Three","Office and Administrative Support","Under $5,000","Another household member and I share in the decisions","Good",20161015,20151217,20150714,46,"45-54","45-59","Associate degree","Some college","Other, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Mountain","Rented for cash","az",0,0,0,0,3,"Working - as a paid employee",0,"American Indian or Alaska Native","Other"
25744,,,21945.6841,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","Yes","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1960,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Engineering","About the same financial benefits and financial costs","Yes","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Not important","Not important","Very important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20161019,20151217,20150804,80,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,3,"Not working - retired",0,"White","White"
25746,,95560.8742,31965.2215,139042.846,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","Yes","Refused","Refused","No","Definitely No","Yes","Finding it difficult to get by","About the same","Somewhat worse off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"No impact","Minor impact","No impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes",,"$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Rarely worried","Never worried","Sometimes worried","Rarely worried","Graduate degree","Graduate degree","Other Information Services","One","Installation, Maintenance, and Repair","Under $5,000","Another household member and I share in the decisions","Excellent",20160908,20160107,20160908,52,"45-54","45-59","1st, 2nd, 3rd, or 4th grade","Less than high school","Hispanic","Male","No",2,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","West","Pacific","Occupied without payment of cash rent","ca",0,0,0,0,2,"Working - self-employed",0,"2+ Races","Hispanic"
25747,,43973.9565,50745.0389,65710.2261,"Fresh","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1750,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Better price","Better price","Not available in local stores","Better price","Better price","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Insurance Carriers and Related Activities","One","Office and Administrative Support","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160910,20151219,20160910,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,2,0,3,"Working - as a paid employee",0,"White","White"
25749,,34006.7568,36665.2289,50961.3099,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,"Slightly important","Not important","Slightly important","Not important","Not important","Moderately important","Not important","Not important",,,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience","Better price","Convenience","Convenience","Convenience","Better price",,,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","Yes","Yes","Yes",7000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No",,"None",,,,,,,"Moderate strain",,,"Regularly worried","Regularly worried","Never worried","Rarely worried","Some college but no degree","Some college but no degree","Computer Systems Design and Related Services","One","Office and Administrative Support","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20161001,20160209,20150713,50,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
25750,,74548.2411,24041.342,109108.41,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Cash","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",30,25,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"Yes",660,"No","No","Yes","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Some of the time","Some of the time","Certificate or technical degree","No",,,"Health","Financial costs are much larger","Yes","Yes","No","No","Yes",,,,,,,"Very important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",14000,0,0,14000,"No",0,"Yes","No",,"No","No","No","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Refused",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Substantial strain","Substantial strain",,,,,,,,,,"Sometimes worried","Regularly worried","Rarely worried","Rarely worried","Certificate or technical degree","Don’t know","Ambulatory Health Care Services","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Very good",20160909,20160130,20150603,41,"35-44","30-44","Some college, no degree","Some college","Hispanic","Female","No",2,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,1,1,"Working - as a paid employee",0,"White","Hispanic"
25751,,39246.0832,33919.9612,58406.9271,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",540,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Convenience",,"Better price",,,,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160927,20160214,20150906,73,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,3,"Not working - retired",0,"White","White"
25753,,48744.8688,18011.9094,72545.1986,"Fresh","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,625,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Certificate or technical degree","No",,,"Other (Please specify):","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Not important","Not important","Yes","Refused",,"Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Other reason","Better price",,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160920,20151217,20160723,67,"65-74","60+","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$12,500 to $14,999","Divorced","Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
25755,,48869.0164,52804.131,72698.1977,"Fresh","Yes","No","Yes","No","Yes","No","No","All of the adult children living with me are not in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Broadcasting","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Very good",20151001,20160419,20141007,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25758,,76383.2719,22440.7948,113076.502,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Retired","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",8,5,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",500,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","Yes","No",,,,,"Not available in local stores","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","Yes","No","Yes",600,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Specialty Trade Contractors","One","Installation, Maintenance, and Repair","Under $5,000","Another household member and I share in the decisions","Good",20160909,20151217,20160909,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
25759,,52005.672,49659.4298,76248.2712,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","[D10other]",28,"Refused","Less","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Some college but no degree","Bachelor’s degree","U.S. Navy","Two","Management","$1,000,000 or more","I make most of the decisions","Good",20160909,20151223,20160827,49,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$250,000 or more","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25760,,40409.8932,37395.3165,60242.0392,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",2900,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,70,"Not important","Very important","Not important","Not important","Not important","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Not available in local stores",,,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4000,"No","Yes","No","Yes","No","Yes","Yes","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","Bachelor’s degree","Refused","One","Other professional","Refused","Another household member and I share in the decisions","Very good",20151001,20160304,20160909,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25762,,,11341.1935,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","No","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Other reason","Better price",,"Better price","Convenience","Not available in local stores","Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Rental and Leasing Services","One","Management","$100,000 - $249,999","I make most of the decisions","Good",20160921,20160121,20160829,52,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$25,000 to $29,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Working - self-employed",0,"White","White"
25763,,62253.8681,62960.0449,91979.8344,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Don’t know","Yes","Don’t know","No","Don’t know","No","Don’t know","Don’t know","Paper check","No","No","No","No","No","Yes","No","Yes",,"Severe impact","Moderate impact","Moderate impact","Moderate impact","Severe impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No",,,,"Don’t know",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","Yes","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Excellent",20160913,20160913,20141012,42,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","East-South Central","Rented for cash","ky",0,0,0,0,4,"Not working - on temporary layoff from a job",0,"White","White"
25765,,,34534.0479,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",750,"Yes","No","No","No","Yes","No","Credit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Once","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Nursing and Residential Care Facilities","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Under $5,000","I make most of the decisions","Good",20161006,20151217,20150825,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
25766,,,12465.5385,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"Don’t know","Don’t know","Don’t know","Yes","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Moderate impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","Refused",,"$0 to $4,999","More than your income","Yes","No","No","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Graduate degree","Nursing and Residential Care Facilities","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Not sure","Another household member makes most of the decisions","Very good",20160916,20160706,20141010,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","Less than $5,000","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25767,,12806.3269,12504.0441,19751.601,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","Yes",,,,,,,,,"No","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Associate degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,70,"Not important","Not important","Not important","Not important","Not important","Yes","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","$150,000 to $199,999","Refused",,,,,"Refused",,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","Yes","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","No",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Don’t know","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20151005,20160224,20150706,71,"65-74","60+","Some college, no degree","Some college","2+ Races, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Not working - retired",0,"2+ Races","Other"
25770,,24321.0775,10396.4137,37199.0866,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Pretty well off financially","No","No","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"Yes","Yes","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Refused",,,"Probably No",,,,,,,575,,,,,,,,,,,,,,,,,,,,,"Refused","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Most or all of the time","Refused","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","Yes","No","Yes",,,"Yes, both",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Convenience","Better price",,"Better price","Better price","Better price",,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Graduate degree","Certificate or technical degree","General Merchandise Stores","Two","Sales Representative","$5,000 - $9,999","I make most of the decisions","Very good",20160913,20151216,20160913,66,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Married","Metro","South","West-South Central","Rented for cash","ok",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25771,,,8848.0604,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",3200,"Yes","No","No","No","No","No","Debit card","Don’t know","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","Yes","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Somewhat important","Not important","Not important","Somewhat important","Somewhat important","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","Yes","No","No","No",,,"Better price",,,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","Yes","Yes","Yes",600,"Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No",,,,,,,"Substantial strain","Moderate strain",,,,"Regularly worried","Sometimes worried","Sometimes worried","Rarely worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20151001,20160423,20141018,67,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$7,500 to $9,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,3,"Not working - retired",0,"White","White"
25772,,114736.16,130886.191,161925.952,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"Minor impact","No impact","Minor impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2000,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Some of the time","Some of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No",,"Convenience",,"Not available in local stores",,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Rarely worried","Less than High School degree","Less than High School degree","Warehousing and Storage","One","Transportation and Material Moving","$25,000 - $34,999","Another household member and I share in the decisions","Good",20161001,20151231,20160827,51,"45-54","45-59","10th grade","Less than high school","Hispanic","Male","Yes",6,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,1,1,4,"Working - as a paid employee",0,"White","Hispanic"
25775,,114736.16,130886.191,161925.952,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Much worse off","Poor","Yes","No","No","No","No","Yes","No","No","No","Homemaker","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)","Refused","Refused","About the same","Does not apply","Does not apply","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Accommodation","One","Personal Care and Service","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160923,20160223,20160910,49,"45-54","45-59","11th grade","Less than high school","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
25776,,,11422.4287,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","Yes","Yes","No","No","No","No","No","Yes","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Refused","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","Minor impact","No impact",,"No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",10,10,"About the same","Somewhat","Somewhat","Somewhat","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","I [PPMARITins2] pay rent.",2010,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Other (Please specify):","Probably No",,,,,,,200,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Bachelor’s degree","No",,,"Other (Please specify):",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","Yes","No",0,"Probably No","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",60,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","Yes","No","No","No",,"A little strain",,,,,,"Moderate strain",,,,"Never worried","Never worried","Sometimes worried","Never worried","Certificate or technical degree","High school degree or GED","Specialty Trade Contractors","Four or more","Other (Please specify)","Under $5,000","I make most of the decisions","Fair",20160915,20151219,20160910,49,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Working - self-employed",0,"2+ Races","Other"
25779,,137654.66,197375.874,191027.081,"Fresh","No","No","Yes","Yes","No","No","No","All of the adult children living with me are not in school","Yes","Yes","Yes","No","No","No","Definitely No","No","Just getting by","Somewhat worse off","Much worse off","About average","No","No","No","No","No","Refused","Yes","Yes","No","Student",,,,,,,,,,,,,,,,,"Yes","Yes","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","Refused",,,,,,,,,,,,"No","No","No",,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No",,"No","Yes","No","No","Yes","No","No","No","Yes","No","No",,"A little strain",,,"Substantial strain",,,,"Substantial strain",,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Don’t know","Not asked","Not asked","Not asked",,,"Very good",20160928,,20160826,18,"18-24","18-29","11th grade","Less than high school","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,3,"Not working - looking for work",0,"White","White"
25780,,42802.8004,36312.1925,63194.8872,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,50,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160908,20160408,20141025,64,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","id",0,0,0,0,2,"Not working - retired",0,"White","White"
25781,,,37924.1663,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Finding it difficult to get by","About the same","About the same","About average","No","No","No","Yes","No","Yes","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","Yes","No",,"No impact","No impact","No impact","No impact",,,,"No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","To earn money as a primary source of income",80,75,"More","Not at all","Somewhat","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","No","Yes","No","Yes","Refused",525,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Cash","Not confident","Yes","No","No","No","Yes","Yes","No","No","Yes","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","Yes","No","No",,,,,,,"Not important","Not important","Slightly important","Not important","Not important","Not important","Not important","Refused",,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No",4500,0,0,4500,"No",50,"No","Yes",,"No","Yes","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","Yes","Yes","No",,"Better price",,,,,"Refused","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","Yes","No","Yes",200,"No","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No",,"Substantial strain",,,,,,"None","Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20150131,20160611,20141116,51,"45-54","45-59","9th grade","Less than high school","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$7,500 to $9,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,3,"Not working - disabled",0,"White","White"
25782,,29669.5608,26067.3004,44099.1199,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,70,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Refused","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","No","No","No",,,"Better price","Better price","Better price","Better price",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Excellent",20160902,20160121,20160902,77,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Not working - retired",0,"White","White"
25783,,,11341.1935,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Severe impact","Severe impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",500,"Yes","No","No","No","No","Refused","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Once","Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No","Not important","Not important","Not important","No advice from person","Moderately important","Moderately important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","Yes","No","No","No",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Not available in local stores",,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","No","Yes",300,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Miscellaneous Manufacturing","One","Building and Grounds Cleaning and Maintenance","$100,000 - $249,999","I make most of the decisions","Good",20151004,20160229,20150823,58,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25785,,204657.098,222165.365,277298.423,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","Yes","Definitely No","No","Just getting by","About the same","Somewhat better off","It varied","No","No","No","No","Yes","No","Yes","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","Yes","Yes","No",,"No impact","No impact","No impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Computer/information sciences","Financial costs are somewhat larger",,,,,,,,,,,,"Very important","Moderately important","Very important","Very important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"Yes",0,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","Yes",,"Not available in local stores",,"Better price","Convenience",,,,"Convenience","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","Moderate strain",,,"Rarely worried","Never worried","Never worried","Regularly worried","Some college but no degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Very good",20161007,20161007,20160829,18,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","No",2,"A building with 2 or more apartments","$40,000 to $49,999","Never married","Non-Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,2,"Not working - other",0,"Black/African-American","Black"
25787,,,12472.1865,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",535,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,55,"Not important","Very important","Somewhat important","Somewhat important","Not important","No","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,"$25,000 to $39,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160915,20151220,20160915,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Not working - retired",0,"White","White"
25789,,35432.205,28200.0126,52668.1122,"Fresh","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","No","Yes","No","No","Yes","No","Definitely Yes",,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2100,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","Yes","Yes","No","Yes","No","No","Yes","No","Yes","Yes","No","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Not available in local stores",,,"Not available in local stores","Convenience","Convenience",,,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","Yes","No","Yes",4000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Substantial strain",,,"Regularly worried","Sometimes worried","Sometimes worried","Rarely worried","Less than High School degree","Less than High School degree","Social Assistance","One","Protective Service","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160916,20151217,20160902,68,"65-74","60+","Masters degree","Bachelor's degree or higher","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
25791,,37108.5163,41000.9236,55742.6791,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","Yes","No","No","No","Yes","No","No","No","Homemaker","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Associate degree","No",,,"Law",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Not available in local stores",,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Sometimes worried","High school degree or GED","High school degree or GED","Clothing and Clothing Accessories Stores","One","Other (Please specify)","$50,000 - $74,999","Another household member and I share in the decisions","Refused",20160914,20160329,20160914,54,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - self-employed",0,"White","White"
25792,,23234.3911,18560.8517,35688.1495,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Better price","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1000,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Monetary Authorities-Central Bank","One","Other (Please specify)","$35,000 - $49,999","Another household member makes most of the decisions","Excellent",20161008,20160217,20150829,64,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25793,,132630.261,187112.889,185697.78,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","Moderate impact","Minor impact","Moderate impact","Moderate impact",,"Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,10,"Less","Somewhat","Somewhat","Not at all","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","No","Yes","Yes","Yes","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Physical sciences/math","Financial costs are somewhat larger",,,,,,,,,,,,"Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Not important","Slightly important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","Yes","Yes","No","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","No",,"Convenience","Convenience","Convenience",,"Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",25000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Associate degree","High school degree or GED","General Merchandise Stores","Two","Retail Sales","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20161013,20161016,20160405,18,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$175,000 to $199,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
25796,,,21626.7889,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Refused","No","No","Yes",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",400,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Convenience","Convenience","Better price","Better price","Not available in local stores","Not available in local stores",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Educational Services","One","Building and Grounds Cleaning and Maintenance","$10,000 - $24,999","I make most of the decisions","Very good",20161009,20160223,20150928,45,"45-54","45-59","Some college, no degree","Some college","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$15,000 to $19,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,0,1,2,"Working - as a paid employee",0,"White","Hispanic"
25797,,105532.82,31311.4961,152292.496,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","Yes","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"Severe impact","No impact","Moderate impact","No impact","Minor impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"Refused","Once","Most or all of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No",,"Better price",,,,,,"Better price",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","Another household member and I share in the decisions","Good",20161002,20160224,20150728,25,"25-34","18-29","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","$5,000 to $7,499","Married","Metro","West","Mountain","Rented for cash","id",0,2,0,0,2,"Working - as a paid employee",0,"White","White"
25798,,,32502.5025,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Probably Yes",,"Finding it difficult to get by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",1300,"Yes","Yes","No","No","No","Yes","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,52,"Very important","Not important","Not important","Somewhat important","Very important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","Yes","No","No","No","Substantial strain",,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Fair",20160911,20160204,20160829,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",4,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,4,"Not working - retired",0,"White","Hispanic"
25799,,,24707.2602,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat worse off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Minor impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Specialty Trade Contractors","Four or more","Installation, Maintenance, and Repair","Under $5,000","I make most of the decisions","Good",20160907,20151218,20160831,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$10,000 to $12,499","Separated","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,1,0,4,"Working - self-employed",0,"White","White"
25800,,,15972.7378,,"LMI oversample","Yes","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,1,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2014,"No","Yes","No","Yes","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely Yes","Yes","No","Yes","Yes","Yes","No",900,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Debit card","Somewhat confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"Yes","No","No",,"Yes","No","No","No","No","No","No","No","No","No","Poor","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","No","No","No","Yes","No",,,,,,,"Very important","Slightly important","Not important","Not important","Slightly important","Slightly important","Not important","Not important",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","No","Yes",3420,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Refused","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Never worried","Never worried","Regularly worried","Bachelor’s degree","Bachelor’s degree","Monetary Authorities-Central Bank","One","Retail Sales","Under $5,000","I make most of the decisions","Fair",20160922,20160123,20160902,24,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Living with partner","Metro","Northeast","New England","Rented for cash","vt",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25801,,142893.351,41490.8226,206647.824,"Fresh","No","No","No","Yes","Yes","No","No",,"No","No","No","No","Yes","No","Definitely No","Yes","Just getting by","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","Yes","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Social/behavioral sciences","Financial benefits are much larger",,,,,,,,,,,,"Very important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"Yes",0,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","Yes","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20160910,20160402,20150710,19,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",3,"A one-family house attached to one or more houses","$20,000 to $24,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,1,2,"Not working - other",0,"Black/African-American","Black"
25802,,,34534.0479,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","Yes","Yes","No","Yes","No","No","No",,"No impact","Minor impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,5,"About the same","Not at all","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",626,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","Yes","Yes","No","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No",,"Convenience",,,,,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Justice, Public Order, and Safety Activities","One","Management","$75,000 - $99,999","I make most of the decisions","Very good",20160920,20151217,20150815,48,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
25803,,,56034.7814,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","Refused","Refused","Refused","Refused","Yes","Definitely No","Yes","Living comfortably","About the same","Somewhat worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Once","Never","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No","Very important","Not important","Not important","Very important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No",,"Better price","Better quality","Better quality",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Management of Companies and Enterprises","One","Other (Please specify)","Under $5,000","Another household member makes most of the decisions","Good",20160914,20151221,20160826,25,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","No",5,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","South","South Atlantic","Occupied without payment of cash rent","fl",0,0,0,0,5,"Working - as a paid employee",0,"White","Hispanic"
25804,,46884.9886,46787.5974,69746.2402,"Fresh","Refused","Refused","Refused","Yes","Refused","Refused","No",,"Yes","Refused","Refused","Refused","Refused","No","Definitely No","Yes","Doing okay","About the same","Much worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Don’t know","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Severe impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",3,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","Refused","Refused","Refused","Refused",,,,,,,"Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","Refused",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Refused","One","Protective Service","$35,000 - $49,999","Another household member makes most of the decisions","Excellent",20160909,20160129,20160827,38,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
25805,,62194.3068,54501.0706,89521.9644,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Much better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","Severe impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,"Better price","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Regularly worried","High school degree or GED","High school degree or GED","Ambulatory Health Care Services","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$1,000,000 or more","Another household member makes most of the decisions","Very good",20160916,20160206,20160916,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$250,000 or more","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25806,,,22933.9158,,"LMI oversample","No","No","No","No","Yes","No","No",,"Yes","No","No","No","No","No","Probably No","No","Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","No","Don’t know","No","No","No","Paper check","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","Minor impact",,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",3,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","Yes","None",,"Probably Yes","Yes","No","Yes","Yes","No","No",600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Certificate or technical degree","High school degree or GED","Educational Services","One","Teacher, except college and university","Under $5,000","Another household member and I share in the decisions","Good",20160909,20160117,20160909,34,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Non-Metro","South","West-South Central","Rented for cash","ok",0,0,0,0,3,"Working - as a paid employee",0,"2+ Races","Other"
25807,,,15027.9049,,"LMI oversample","Yes","Refused","Refused","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,10,"About the same","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,,55,"Not important","Very important","Very important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","Better price","Better price",,,"Better price",,"Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Less than High School degree","Warehousing and Storage","One","Retail Sales","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160913,20160221,20160913,63,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","me",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25808,,52005.672,49659.4298,76248.2712,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat worse off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,2,"About the same","Not at all","Not at all","Somewhat","No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",2500,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$200,000 or higher","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","Not available in local stores",,"Better price",,"Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Amusement, Gambling, and Recreation Industries","Two","Management","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160912,20160106,20160912,53,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$250,000 or more","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,1,1,3,"Working - as a paid employee",0,"White","White"
25809,,100874.184,91846.2696,143264.897,"Fresh","Yes","Yes","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Severe impact","Minor impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Never","Master’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,52,"Somewhat important","Somewhat important","Not important","Not important","Very important","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",2500,"Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","Substantial strain",,,"Never worried","Never worried","Sometimes worried","Rarely worried","Associate degree","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Fair",20160927,20160213,20150728,57,"55-64","45-59","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,1,3,"Not working - retired",0,"Hawaiian/Pacific Islander","Other"
25810,,37849.4735,35661.3643,56909.1282,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Certificate or technical degree","No",,,"Health","Financial benefits are much larger","No","No","No","No","No",,,,,,,"Not important","Not important","Slightly important","Not important","Not important","Not important","Not important","Very important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Convenience",,"Better price","Better price","Not available in local stores","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Don’t know","Bachelor’s degree","Hospitals","One","Health Technologist or Technician (such as paramedic, lab technician)","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160910,20151217,20160827,53,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25812,,46884.9886,46787.5974,69746.2402,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","Minor impact","Moderate impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","Yes","Yes","Substantial difficulty",,"Probably Yes","Yes","No","No","No","No","No",1200,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","No","Yes","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Some of the time","Some of the time","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,"Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"No","No","No","No","No","Yes","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Refused","Yes","No",,"Convenience",,,"Better price","Convenience",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Associate degree","Refused","Two","Health Technologist or Technician (such as paramedic, lab technician)","Under $5,000","Another household member and I share in the decisions","Good",20160916,20151224,20160916,42,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,2,1,2,"Working - as a paid employee",0,"White","White"
25813,,43284.1134,15142.3035,64728.4219,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Probably Yes",,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1990,"Yes","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Other (Please specify):","Probably No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"Yes","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused",,"$15,000 to $24,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Accommodation","One","Personal Care and Service","Under $5,000","I make most of the decisions","Fair",20160909,20151217,20160903,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Widowed","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25816,,25892.4396,21393.4511,39272.3511,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","Yes","No",,"Convenience",,"Convenience","Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20151008,20151217,20160305,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Not working - retired",0,"White","White"
25817,,52005.672,49659.4298,76248.2712,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","No","Yes","No","Convenience","Better price","Better price",,,"Convenience",,"Convenience",,"No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Management, Scientific, and Technical Consulting Services","One","Computer and Mathematical","$250,000 - $499,999","I make most of the decisions","Very good",20160914,20151216,20160912,52,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Living with partner","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25818,,55580.8736,57906.0834,82170.6423,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Severe impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1900,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,,,,"Yes","No","No","No","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","No","No","No",,"Better price","Better price",,,"Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Merchant Wholesalers, Durable Goods","One","Sales Representative","$10,000 - $24,999","Another household member and I share in the decisions","Good",20161018,20151224,20150726,35,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
25819,,28060.8873,22855.073,42094.4381,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,525,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Most or all of the time","Most or all of the time","Associate degree","No",,,"Engineering",,,,,,,"About the same financial benefits and financial costs","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Somewhat important","Very important","Yes","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Better price",,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Refused","Yes","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Fair",20160929,20160208,20160929,66,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$60,000 to $74,999","Married","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Not working - retired",0,"White","White"
25820,,43946.4988,50844.9613,65368.5701,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat worse off","Pretty well off financially","Yes","Yes","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Cash","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","No","No","Better price",,,"Not available in local stores","Better price","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","Yes","No","Yes",3000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Crop Production","Two","Food Preparation and Serving","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160918,20151220,20160828,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - self-employed",0,"White","White"
25821,,61752.427,68079.8403,91461.4031,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","Yes","No","Paper check","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",32,5,"About the same","Does not apply","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","Yes","No","Yes","No","No","Yes","No","No","No","Refused","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","Yes","No","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No",,,,"Don’t know",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","No",,"No","Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","Yes","No","Better price","Not available in local stores",,"Better quality",,,"Convenience","Other reason",,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","Three","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160928,20151217,20150731,47,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Separated","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,3,"Working - as a paid employee",0,"2+ Races","Hispanic"
25824,,,17561.7099,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","Yes","No","Yes","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",850,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Other reason",,,,"Convenience",,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Very good",20161013,20160119,20160829,34,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,1,1,2,"Not working - looking for work",0,"White","White"
25825,,89722.4019,96636.827,129622.521,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Definitely Yes",,"Just getting by","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","Moderate impact","Minor impact","Severe impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","Yes","No","Better price","Better quality",,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Refused","Sometimes worried","Regularly worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160923,20160106,20160916,41,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",4,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,1,0,3,"Not working - other",0,"Asian","Hispanic"
25826,,31642.5128,32140.4756,48010.2861,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","Minor impact","Minor impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Convenience","Convenience",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Justice, Public Order, and Safety Activities","Two","Other professional","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160922,20151218,20160827,56,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
25832,,,14093.9133,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Never","Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Very important","Very important","Very important","Not important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Other reason","Other reason",,,"Other reason","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160923,20160305,20150830,68,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$35,000 to $39,999","Living with partner","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",0,"White","White"
25833,,69597.9708,72194.0799,101546.012,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"Refused",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No",,,"Not available in local stores",,,,,,,"No","No","No","No","No","No","Refused","Yes","No","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160912,20151219,20160902,40,"35-44","30-44","Some college, no degree","Some college","Hispanic","Female","No",6,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,1,1,2,2,"Not working - other",0,"White","Hispanic"
25834,,,50609.2384,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Just getting by","Somewhat worse off","About the same","Poor","Yes","No","No","No","Yes","No","No","Yes","Yes","Retired","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","Yes","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Severe impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Very important","Not important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","Refused","No","Better price",,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","Yes",178,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160913,20151218,20160910,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$7,500 to $9,999","Never married","Non-Metro","South","South Atlantic","Occupied without payment of cash rent","sc",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
25835,,88031.0445,96046.0657,126260.461,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Much better off","About average","Refused","Refused","Refused","Refused","Refused","No","Refused","Refused","Refused","Homemaker",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",2200,"Yes","No","No","No","No","Yes","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are much larger","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","Yes","Yes","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Refused","Yes","Yes","Yes","Yes","Yes","Yes","Refused","No",,"Convenience","Better price","Better price","Not available in local stores","Convenience","Convenience",,,"Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No",,,,"A little strain",,,,,"A little strain",,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Graduate degree","Data Processing, Hosting and Related Services","One","Management","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160922,20151217,20160908,53,"45-54","45-59","Some college, no degree","Some college","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - self-employed",0,"White","Hispanic"
25836,,166801.2,176630.422,230541.435,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",2500,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Convenience",,,"Convenience","Convenience","Not available in local stores","Convenience","Convenience",,"No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Insurance Carriers and Related Activities","One","Business and Financial Operations","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160907,20151223,20160829,35,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$200,000 to $249,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",0,"Asian","Asian"
25838,,,21990.2523,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","Yes","No",,"Better price",,"Convenience","Not available in local stores","Better price",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Food and Beverage Stores","One","Management","$10,000 - $24,999","I make most of the decisions","Good",20160914,20151217,20160909,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25839,,45834.3779,14059.3714,68986.3022,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",576,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Certificate or technical degree","Yes","Certificate or technical degree",,"Health","Financial benefits are much larger",,,,,,,,,,,,"No advice from person","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Better price","Better price",,"Convenience","Better price","Better price",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Certificate or technical degree","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$100,000 - $249,999","I make most of the decisions","Very good",20160924,20151218,20150819,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25842,,,39092.1561,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1963,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Cash","Not confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","Poor","No",,,,,,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial costs are much larger","Yes","No","No","Yes","No","No advice from person","Not important","Not important","No advice from person","Slightly important","No advice from person","Slightly important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"No",150,"Yes","Yes",,"No","No","Yes","No","Yes","No",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","No","Yes","Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","Yes","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160902,20160302,20160707,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - disabled",0,"Black/African-American","Black"
25845,,,15214.6585,,"LMI oversample","No","Yes","Yes","Yes","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Definitely No","Yes","Just getting by","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","Yes","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","Yes","No","No","No","Yes","Yes","No","No",,"No impact","No impact","Minor impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Other (Please specify):","Don’t know",,,,,,,750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","No",,"No","Once","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","Financial benefits are somewhat larger","No","Yes","No","No","No",,,,,,,"Very important","No advice from person","Very important","Very important","Very important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No",1800,0,0,1800,"No",11,"No","No",,"No","No","No","No","No","Still enrolled in the program",,,,,,,"No","Yes","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Better price",,"Convenience",,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Regularly worried","Rarely worried","Don’t know","Don’t know","Educational Services","One","Other (Please specify)","Under $5,000","Another household member makes most of the decisions","Good",20160921,20151218,20151027,21,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,1,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
25848,,41664.8012,46183.5084,62701.0177,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","Poor","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",15,1,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2000,"Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"It was easier for me to fix without their assistance","Definitely No",,,,,,,620,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Substantial strain",,"Substantial strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Refused","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160928,20151217,20150715,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A mobile home","$40,000 to $49,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,1,0,2,"Not working - looking for work",0,"White","White"
25849,,149742.469,48708.4749,210823.191,"Fresh","Yes","Yes","Yes","No","No","Yes","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely No","Yes","Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",2,"Refused","About the same","Not at all","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"Yes",1200,"No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","Yes","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","Yes","No","No","No","No","No",,,,,,"Substantial strain",,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160907,20151226,20160727,47,"45-54","45-59","11th grade","Less than high school","Black, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$15,000 to $19,999","Separated","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,1,1,"Not working - disabled",0,"Black/African-American","Black"
25850,,45161.0448,36453.9686,65992.6036,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","Yes","Refused","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Better price","Convenience","Better price","Not available in local stores",,"Convenience","Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","Two","Business and Financial Operations","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20151024,20160223,20150824,62,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - self-employed",0,"White","White"
25851,,,15196.4948,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",482,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Undeclared",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,60,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20151024,20160217,20150828,79,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Not working - retired",0,"White","White"
25853,,103563.934,35017.5851,149034.38,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Not employed, but looking for a job","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",4,10,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.","Refused","No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,516,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","No","Yes",900,"Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Moderate strain",,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160916,20160703,20160916,57,"55-64","45-59","11th grade","Less than high school","Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$7,500 to $9,999","Married","Metro","South","South Atlantic","Rented for cash","md",0,0,0,0,3,"Not working - disabled",0,"White","Hispanic"
25856,,39908.8464,39568.7763,59422.177,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","No","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Don’t know","Don’t know","No",,,,"Don’t know",,,,,,,1950,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Convenience","Not available in local stores","Convenience",,"Better price","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Graduate degree","Graduate degree","Advertising Agencies","One","Management","$100,000 - $249,999","I make most of the decisions","Very good",20160909,20160215,20160827,38,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$125,000 to $149,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25860,,24506.7805,20434.2593,37206.4663,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",3,1,"More","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Slightly important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Convenience",,"Better price","Better price","Convenience","Convenience",,,"Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Refused",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Rental and Leasing Services","One","Building and Grounds Cleaning and Maintenance","$75,000 - $99,999","Another household member makes most of the decisions","Very good",20161011,20151218,20150702,60,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25862,,110685.991,123397.605,154893.889,"Fresh","No","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Once","Once","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Moderately important","Slightly important","Moderately important","Moderately important","Slightly important","Moderately important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No",,"Convenience","Convenience","Convenience",,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Certificate or technical degree","Bachelor’s degree","Clothing and Clothing Accessories Stores","One","Retail Sales","$100,000 - $249,999","Another household member makes most of the decisions","Very good",20160923,20160924,20160607,18,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",6,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,2,4,"Working - as a paid employee",0,"White","White"
25867,,,24062.934,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"No","No","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,595,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are much larger","Yes","No","Yes","No","No","Slightly important","Not important","Slightly important","Slightly important","Not important","Not important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",59000,0,0,59000,"Yes",468,"No","No",,"No","No","Yes","No","Yes","Yes",,"No",,,,,"No","No","Yes","Yes","No","No","No",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Excellent",20160909,20160122,20160828,31,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","South","South Atlantic","Rented for cash","sc",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25868,,33760.5678,27858.0338,50555.8819,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Refused","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",741,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","Yes","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Not available in local stores","Convenience","Convenience","Convenience","Convenience",,,,"Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Apparel Manufacturing","One","Business and Financial Operations","$100,000 - $249,999","I make most of the decisions","Very good",20160907,20160205,20160907,63,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$50,000 to $59,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25870,,32269.7469,31190.115,49083.2011,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Not available in local stores","Convenience","Convenience","Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Associate degree","Data Processing, Hosting and Related Services","One","Computer and Mathematical","$10,000 - $24,999","I make most of the decisions","Good",20161004,20151217,20150731,57,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25872,,12347.1237,12800.7244,19751.601,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","Yes","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No",,"Convenience","Convenience","Convenience",,"Convenience","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university","$75,000 - $99,999","Another household member and I share in the decisions","Excellent",20161019,20160123,20150731,50,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Working - as a paid employee",0,"2+ Races","Other"
25873,,,90210.0023,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Refused",,,,,,,,,,,,"No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","Yes","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Yes","Yes","Refused","Refused","Refused","Refused",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Good",20160913,20151216,20160913,62,"55-64","60+","10th grade","Less than high school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,2,"Not working - retired",0,"White","White"
25874,,59447.8905,61019.908,86914.211,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",4300,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","Yes","No",,"Convenience",,,"Better price",,,"Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Telecommunications","One","Management","$100,000 - $249,999","I make most of the decisions","Good",20160915,20160209,20160826,56,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$200,000 to $249,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25877,,25980.8699,10246.4741,40132.1698,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No",,,,"Definitely No",,,,,,,122,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Associate degree","No",,,"Health",,,,,,,"Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"No",0,"No","Yes",,"No","Yes","No","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","Yes","No",,,,,"Better price","Better price",,"Convenience",,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20151006,20160221,20160706,62,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Divorced","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Not working - disabled",0,"White","White"
25878,,,15012.6638,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","Refused","Refused","Refused","Refused","No","Probably No","Yes","Doing okay","Somewhat better off","Somewhat worse off","It varied","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","No","Paper check","No","No","No","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Never","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are much larger","No","No","No","No","No",,,,,,,"Slightly important","Not important","Not important","Slightly important","Not important","Not important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,,,,"Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Machinery Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","Under $5,000","I make most of the decisions","Good",20160908,20151218,20160923,39,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","Midwest","East-North Central","Occupied without payment of cash rent","mi",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
25879,,43760.1087,17116.3447,64055.1827,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",80,25,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",423,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial benefits are much larger","Refused","Refused","Refused","Refused","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Refused","Refused","Refused","Refused","Very important","Yes","Refused","Refused","Refused","Yes","Refused","Yes","Refused","Refused","Refused","Refused","Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","General Merchandise Stores","One","Retail Sales","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20151024,20160217,20160910,72,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25880,,43224.371,44250.2543,64632.5035,"Fresh","Yes","Yes","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Definitely Yes",,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","Moderate impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,2,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Education","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,"Moderately important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","Yes","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","No",,"Convenience",,,,,"Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","Yes","No",,,"No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Moderate strain",,,"Regularly worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Miscellaneous Manufacturing","One","Office and Administrative Support","$100,000 - $249,999","Another household member and I share in the decisions","Fair",20160909,20160309,20160830,35,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,1,1,0,2,"Working - as a paid employee",0,"White","White"
25881,,51959.5525,53024.6919,75935.2296,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Definitely Yes",,"Doing okay","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","Severe impact","Moderate impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",6,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No",1570,"Yes","Yes","No","No","No","Yes","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Some of the time","Never","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"No",135,"No","No",,"No","No","Yes","No","Yes","No","No","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","Yes","No","No","No",,,"Convenience",,"Better price","Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Substantial strain",,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Educational Services","One","Teacher, college and university","$100,000 - $249,999","Another household member and I share in the decisions","Fair",20150408,20160725,20150620,49,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
25882,,13368.8219,13802.456,20850.8267,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Refused","Somewhat important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"Refused","More than your income","No","No","No","Yes","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Better price","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Refused",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Refused",,,,"Regularly worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Fair",20160910,20151217,20160910,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Female","No",1,"A one-family house attached to one or more houses","$40,000 to $49,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - retired",0,"2+ Races","Other"
25883,,,46569.6657,,"LMI oversample","Yes","No","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Definitely No","Yes","Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"Refused",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Refused","No",0,,,,,,"Refused",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","Yes","Yes","Yes","Yes","No",,,"No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Poor",20160909,20151217,20160827,50,"45-54","45-59","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Female","No",2,"A mobile home","$7,500 to $9,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - disabled",0,"White","White"
25885,,69665.1252,74495.3133,100358.267,"Fresh","Yes","Yes","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,1,"Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","Yes","Yes","No","No","No","No",,"No","Yes","No",,"No","No","No","No","No","No","No","No","No","Yes","Good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","No","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Professional, Scientific, and Technical Services","One","Other professional","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20161018,20160216,20160920,46,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","No",7,"A one-family house detached from any other house","$175,000 to $199,999","Living with partner","Metro","Northeast","New England","Owned or being bought by you or someone in your household","nh",0,0,0,2,5,"Working - as a paid employee",0,"White","White"
25886,,92267.9895,92810.398,134170.146,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No","Refused","Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Once","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Refused",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","Refused","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Certificate or technical degree","Not asked","One","Refused","Under $5,000","Another household member and I share in the decisions","Good",20160906,20151221,20160831,43,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
25887,,33191.6512,30066.341,50168.5966,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","Yes","No",,,,,"Better price","Better price","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Associate degree","Business, Professional, Labor, Political, and Similar Organizations","One","Office and Administrative Support","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20160924,20160104,20150711,50,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,1,0,3,"Working - as a paid employee",0,"White","White"
25889,,105452.534,130933.551,148840.709,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Education","Financial costs are somewhat larger","No","No","No","No","No",,,,,,,"Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Refused",,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","Yes","Yes","No","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","No","No",,"Convenience","Convenience","Convenience","Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Excellent",20160913,20151216,20160913,29,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",2,0,0,0,2,"Not working - other",0,"White","White"
25892,,,46569.6657,,"LMI oversample","Refused","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,18,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Better price",,"Better price","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","No","No","Yes","Yes",12,"No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160917,20151221,20160917,53,"45-54","45-59","10th grade","Less than high school","White, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","$5,000 to $7,499","Widowed","Metro","South","South Atlantic","Rented for cash","nc",0,1,2,0,1,"Not working - other",0,"White","White"
25893,,50419.2032,16558.5707,76304.3655,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2003,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",300,"No","Refused","Refused","Refused","No","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Excellent",20160914,20160206,20160828,43,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","Less than $5,000","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - looking for work",0,"White","White"
25894,,39939.2678,13822.4005,60388.9118,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","No","No","No","No","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Very important","Somewhat important","Not important","Very important","Somewhat important","Yes","No",,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Not available in local stores","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",250,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160924,20151217,20150912,82,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Widowed","Metro","West","Mountain","Rented for cash","mt",0,0,0,0,1,"Not working - retired",0,"White","White"
25895,,93170.7751,86538.7415,135466.055,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2300,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Never","Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,"Better price","Convenience",,,"Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Scientific Research and Development Services","One","Architecture and Engineering","$50,000 - $74,999","I make most of the decisions","Very good",20160906,20160108,20160831,40,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"Asian","Asian"
25897,,28229.9314,25383.2458,43059.8079,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",610,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","No","Convenience","Convenience",,"Better price","Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Graduate degree","Graduate degree","Real Estate","One","Other (Please specify)","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160919,20160207,20160919,50,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,1,"Working - self-employed",0,"White","White"
25898,,,18977.0656,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",636,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Once","Never","Associate degree","No",,,"Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Slightly important","Slightly important","Not important","No advice from person","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","Yes","No",,,,"Not available in local stores","Not available in local stores",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Miscellaneous Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$35,000 - $49,999","I make most of the decisions","Very good",20160915,20160126,20160910,35,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$30,000 to $34,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25899,,80350.6689,28388.3936,114126.613,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Probably Yes",,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",300,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Refused","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","No","Yes","No","Refused","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160914,20160206,20160914,79,"75+","60+","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Not working - retired",0,"White","White"
25901,,,7119.9221,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","Much worse off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",2032,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Some college but no degree","High school degree or GED","Truck Transportation","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Very good",20160912,20151222,20160829,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$5,000 to $7,499","Married","Metro","West","Pacific","Occupied without payment of cash rent","ca",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
25902,,,17695.2774,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","No","Yes","No","No","No","No","No","Yes","Yes","Disabled and not working","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Moderate impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,10,"More","Does not apply","Very much","Somewhat","No","Yes","No","No","Yes","No","Yes","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",289,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","Yes","No","Refused","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,35,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","Yes","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Not available in local stores",,,,"Not available in local stores",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","Yes",1700,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","A little strain",,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20151004,20160307,20150831,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","hi",0,0,0,0,2,"Not working - disabled",0,"White","White"
25903,,32992.8957,27071.7316,49043.853,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1145,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","No","No","No","No",,,"Better price",,"Not available in local stores",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$250,000 - $499,999","I make most of the decisions","Very good",20160916,20151220,20160916,61,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","nh",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25904,,,25065.2712,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",185,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Humanities","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No","Convenience","Convenience",,,"Convenience",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20151205,20151217,20160630,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Not working - disabled",0,"White","White"
25905,,,123598.2,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","Yes","Master’s degree",,"Education",,,,,,,"Financial costs are much larger","Yes","Yes","No","No","No","Very important","Very important","Moderately important","Not important","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10500,0,0,10500,"No",110,"No","No",,"No","No","No","Yes","Yes","Still enrolled in the program","No",,,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$40,000 to $49,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price",,"Better price","Better price","Better price","Better price","Convenience",,"No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Substantial strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university","$50,000 - $74,999","I make most of the decisions","Good",20160909,20151223,20160827,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Living with partner","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",0,"Asian","Asian"
25907,,,10302.6912,,"LMI oversample","Yes","Yes","Yes","Yes","No","No","No","All of the adult children living with me are not in school","Refused","No","Yes","No","No","No","Definitely Yes",,"Finding it difficult to get by","Somewhat better off","Somewhat better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Refused","Yes",,,"No","No","No","No",,"Moderate impact","Severe impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",800,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No",0,40000,0,40000,"No",300,"No","No",,"No","No","Yes","Yes","Yes","Yes","No","No",,,,,"No","No","No","Yes","Yes","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No",,,,,,"Convenience",,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No",,,,,,,"Substantial strain",,"Substantial strain",,,"Regularly worried","Regularly worried","Rarely worried","Rarely worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20161008,20160209,20150922,57,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,1,1,4,"Not working - on temporary layoff from a job",0,"White","White"
25910,,,18722.854,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1966,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Refused","No",,,,,,,,,,,,65,"Not important","Very important","Very important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Fair",20151027,20151217,20160706,72,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Not working - retired",0,"White","White"
25911,,84100.5379,98268.976,119564.38,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","Yes","No","Yes","No","Definitely No","Yes","Just getting by","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","Severe impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","Yes","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Some of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",6000,0,0,6000,"No",0,"Yes","Yes",,"Yes","No","No","No","No","No",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","Better price","Better price","Better price","Better price","Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Rarely worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Social Assistance","One","Personal Care and Service","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160913,20151219,20160828,49,"45-54","45-59","10th grade","Less than high school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$75,000 to $84,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Working - self-employed",0,"White","White"
25912,,,6401.8359,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Definitely No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","Refused",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"Associate degree","No",,,"Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Good",20160923,20160218,20160409,54,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$7,500 to $9,999","Separated","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25913,,125917.518,39547.2044,178117.267,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","Yes","No","No","No","No","Probably No","Yes","Doing okay","Somewhat better off","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"No impact","No impact","No impact","Minor impact",,,,"No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",28,35,"About the same","Does not apply","Somewhat","Somewhat","No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",1996,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",550,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","No","Yes",,,,,,,"Not important","Not important","Not important","Not important","Not important","No advice from person","Not important","Not important",,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","High school degree or GED","Graduate degree","Performing Arts, Spectator Sports, and Related Industries","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Very good",20160908,20160205,20160908,29,"25-34","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",4,"A one-family house attached to one or more houses","$30,000 to $34,999","Never married","Metro","South","South Atlantic","Rented for cash","md",0,0,0,0,4,"Working - self-employed",0,"Black/African-American","Black"
25916,,39233.7202,37198.3781,58310.3211,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,61,"Somewhat important","Not important","Somewhat important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No",,"Not available in local stores",,"Other reason",,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20151208,20160228,20150728,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",0,"White","White"
25917,,,44820.2713,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","Yes","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","Moderate impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","No","Yes","Yes","No","No",1200,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","Yes","Doctoral Degree",,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No","Very important","Moderately important","Very important","Moderately important","Slightly important","No advice from person","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",250000,0,0,250000,"No",0,"Yes","No",,"No","No","No","Yes","Yes","Yes","No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No",,"Substantial strain",,,,,,,"Substantial strain",,,"Regularly worried","Rarely worried","Regularly worried","Never worried","Certificate or technical degree","Certificate or technical degree","Scientific Research and Development Services","One","Other professional","Under $5,000","Another household member and I share in the decisions","Very good",20160921,20160305,20160828,38,"35-44","30-44","Masters degree","Bachelor's degree or higher","Hispanic","Male","Yes",4,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","South Atlantic","Rented for cash","va",1,1,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
25918,,45154.1573,49338.8117,67206.6744,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","Yes","No","No","No","No","No","Yes","No","Yes","No",,"Yes","Refused","Refused",,"Yes","No","No","No","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Certificate or technical degree","No",,,"Undeclared","Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","Yes","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","Yes","Yes","Yes","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","Convenience","Convenience","Better price","Convenience",,"Convenience",,"Better price","Convenience","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","Yes","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Sometimes worried","Associate degree","Bachelor’s degree","Real Estate","One","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20160922,20160103,20160831,49,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,2,2,"Working - self-employed",0,"White","White"
25919,,,27958.0604,,"LMI oversample","Yes","No","No","No","Yes","No","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Doing okay","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Minor impact","No impact","No impact",,,"Employed part-time","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money to help family members",20,50,"Less","Not at all","Somewhat","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Refused","Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Refused","Refused","Refused","Yes","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Very important","Somewhat important","Not important","Yes","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Yes","No","Yes","Yes","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No",,,,,"Not available in local stores","Convenience",,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Specialty Trade Contractors","Two","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Good",20160907,20151223,20160902,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Mountain","Rented for cash","co",0,0,0,0,1,"Working - self-employed",0,"White","White"
25920,,56192.238,51601.0098,84026.8268,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",640,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Not available in local stores",,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Graduate degree","Don’t know","Utilities","One","Architecture and Engineering","$100,000 - $249,999","I make most of the decisions","Very good",20151002,20151217,20150802,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$60,000 to $74,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
25921,,,59390.1729,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Moderate impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2015,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","No",,"The problem didn’t bother me that much","Probably No",,,,,,,680,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Professional degree (e.g. MBA, MD, JD)",,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","Yes","No","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$5,000 to $14,999","More than your income","Yes","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Fabricated Metal Product Manufacturing","One","Architecture and Engineering","$25,000 - $34,999","I make most of the decisions","Very good",20151006,20160217,20150222,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25924,,32269.7469,31190.115,49083.2011,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","None",,"Definitely Yes","Yes","No","No","No","Yes","No",1400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","Yes","No","Better price",,,,,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Food and Beverage Stores","One","Other (Please specify)","$100,000 - $249,999","I make most of the decisions","Excellent",20151007,20160323,20151028,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$50,000 to $59,999","Separated","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25925,,38403.355,32506.0806,57394.8024,"Fresh","No","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","Pretty well off financially","No","Yes","No","No","No","Yes","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Moderate impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",30,10,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Credit card","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","No","No",,"No","No","No","No","Yes","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"No",210,"Yes","No",,"No","Yes","No","No","No","No",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,60,"Not important","Very important","Not important","Not important","Not important","No","No",,"Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No",,"$75,000 to $99,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No","Convenience",,,,"Convenience",,,"Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20151003,20160302,20150825,68,"65-74","60+","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$100,000 to $124,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
25927,,,24379.7071,,"LMI oversample","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Much better off","Pretty well off financially","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",2,5,"About the same","Not at all","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","Refused",1900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Social Assistance","One","Personal Care and Service","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160921,20151216,20160827,35,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,2,0,1,"Working - self-employed",0,"White","White"
25928,,,25065.2712,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Once","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,"No advice from person","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Somewhat important","Somewhat important","Very important","Yes","Refused",,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Refused","Refused",,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Fair",20160927,20160218,20150818,81,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,1,"Not working - retired",0,"White","White"
25929,,37869.617,35571.717,57383.386,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No",2081,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Better price","Better price","Better price","Better price","Better price","Better price",,,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Some college but no degree","Bachelor’s degree","Computer Systems Design and Related Services","One","Computer and Mathematical","$100,000 - $249,999","I make most of the decisions","Good",20151107,20160305,20150703,33,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$100,000 to $124,999","Living with partner","Metro","West","Pacific","Rented for cash","or",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25931,,36877.7915,39093.255,54908.8534,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","Yes","No",,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Certificate or technical degree","No",,,"Health","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,"Moderately important","Moderately important","Not important","Not important","Not important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","Yes","Yes","No","No","No",,"Better price",,"Better price","Better price","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","Yes",3000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Sometimes worried","Certificate or technical degree","Certificate or technical degree","Miscellaneous Store Retailers","One","Retail Sales","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160909,20151217,20160909,48,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25932,,27450.5501,27930.7641,41710.1716,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","Yes","Yes","No","It exceeded changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No",,,,,"Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","Substantial difficulty",,"Probably Yes","Yes","Yes","No","No","No","No",1100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Once","Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Better price","Better price","Better price","Better price","Convenience","Convenience",,"No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Moderate strain",,"Sometimes worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Ambulatory Health Care Services","One","Management","$100,000 - $249,999","I make most of the decisions","Very good",20160927,20161011,20151025,47,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$60,000 to $74,999","Divorced","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25935,,,12270.7646,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1969,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Law",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","Yes","Yes","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No",,"Not available in local stores",,"Better price",,,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Excellent",20161019,20160216,20150828,53,"45-54","45-59","Associate degree","Some college","Hispanic","Female","No",2,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - looking for work",0,"White","Hispanic"
25936,,38529.3459,14525.1207,57840.9584,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",2,2,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Health","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"No",,,,,,,,,,,,,,,,67,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20160913,20160220,20160913,74,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",0,"White","White"
25937,,70989.9435,21407.3551,105658.058,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Don’t know","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","No","No","No","No","No",550,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Not available in local stores",,,"No","No","No","No","No","No","Yes","No","No","No","No","Refused","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Pharmaceutical and Medicine Manufacturing","One","Management","$5,000 - $9,999","I make most of the decisions","Good",20160910,20151217,20160903,43,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",1,"A building with 2 or more apartments","$35,000 to $39,999","Divorced","Non-Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25941,,39258.2333,37125.2744,58615.0865,"Fresh","Yes","Refused","Refused","Refused","Yes","Refused","No",,"Yes","Refused","Refused","Refused","Refused","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Fair",20160914,20151218,20160915,76,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,3,"Not working - retired",0,"White","White"
25944,,,18977.0656,,"LMI oversample","Yes","Yes","No","Yes","No","No","No",,"No","Yes","Yes","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","Minor impact","No impact","Minor impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Health","About the same financial benefits and financial costs",,,,,,,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","Yes","No",,,,,"Better price","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","U.S. Army","One","Armed Services","$10,000 - $24,999","Another household member and I share in the decisions","Excellent",20160915,20151218,20150805,41,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Mountain","Rented for cash","co",0,1,1,0,2,"Working - as a paid employee",0,"White","White"
25945,,187183.428,57171.6225,261880.576,"Fresh","Refused","Refused","Refused","Yes","Refused","Refused","No",,"Yes","Refused","Refused","Refused","Refused","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Very important","Moderately important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","Yes",,,,,"No",110,"No","Yes",,"No","No","No","No","No","No",,,,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","No",,"Not available in local stores",,,,"Better price","Convenience","Convenience",,"No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Food Manufacturing","One","Food Preparation and Serving","$35,000 - $49,999","I make most of the decisions","Very good",20161009,20151223,20160827,27,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
25946,,43591.7952,15219.4829,64995.7153,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","Yes","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,52,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","Yes","No","Other reason","Other reason",,,"Convenience",,"Other reason","Other reason",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160925,20151219,20160827,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",0,"White","White"
25947,,,14790.3479,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much better off","About the same","About average","Yes","No","Refused","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","No","Refused","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2003,"Yes","Yes","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No",,,,,"Not available in local stores",,"Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Clothing and Clothing Accessories Stores","One","Sales Representative","Under $5,000","I make most of the decisions","Good",20160920,20160229,20160909,34,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Never married","Metro","West","Mountain","Rented for cash","id",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25948,,50203.7858,41517.7157,73270.8108,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat worse off","It varied","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","No","No","No","No","No",,,"Better quality","Better quality",,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",900,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Associate degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160923,20160211,20160923,71,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","me",0,0,0,0,2,"Not working - retired",0,"White","White"
25949,,151547.803,167555.365,211606.137,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","Yes","No","No","No","Yes","Probably No","Yes","Doing okay","Somewhat better off","Somewhat better off","It varied","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","Moderate impact",,,,"No","No","No","No","Refused","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Business/management","About the same financial benefits and financial costs",,,,,,,,,,,,"Very important","Very important","Slightly important","Moderately important","Moderately important","Refused","Very important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",7000,0,0,7000,"Yes",250,"No","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","Yes","No",,"Convenience",,"Convenience","Convenience",,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Never worried","Bachelor’s degree","Associate degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Excellent",20160908,20160909,20160829,18,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,4,"Not working - other",0,"Black/African-American","Black"
25950,,,12933.1384,,"LMI oversample","Yes","Yes","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Refused","Yes","Yes","Refused","Refused","No","Definitely Yes",,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Paper check","No","Yes","Yes","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Minor impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",27,7,"About the same","Somewhat","Somewhat","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","Yes",,,,,,,,,"No",583,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","Yes","No",,"Better price",,,"Better price",,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Moderate strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Executive, Legislative, and Other General Government Support","Two","Management","Under $5,000","I make most of the decisions","Very good",20160909,20151217,20160827,52,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
25951,,100763.444,29988.5287,142638.224,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","Yes","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,54,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","Yes","Yes","No","Yes",212,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20151024,20151217,20150826,56,"55-64","45-59","9th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$12,500 to $14,999","Married","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,2,"Not working - disabled",0,"White","White"
25952,,38529.3459,14525.1207,57840.9584,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Pretty well off financially","No","Yes","No","No","No","No","No","No","Yes","Retired","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Cash","No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No","Better price","Not available in local stores",,,"Convenience",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Other professional","$10,000 - $24,999","I make most of the decisions","Good",20161020,20151218,20160912,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Working - self-employed",0,"White","White"
25953,,,11442.9923,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160913,20160220,20160929,76,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$5,000 to $7,499","Divorced","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Not working - retired",0,"White","White"
25954,,,19335.1077,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes",,"No impact","No impact","No impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",3500,0,0,3500,"No",0,"No","Yes",,"Yes","Refused","Refused","Refused","Refused","No",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160921,20151217,20160905,46,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$5,000 to $7,499","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,2,1,"Not working - looking for work",0,"Black/African-American","Black"
25956,,34891.0885,33708.8695,52899.598,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","Pretty well off financially","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",8,5,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"No",890,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Once","Never","Bachelor’s degree","No",,,"Other (Please specify):",,,,,,,"Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","Yes","No","Other reason",,,,"Convenience","Convenience","Convenience","Other reason",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Certificate or technical degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20160920,20151218,20160828,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,2,0,0,2,"Not working - other",0,"White","White"
25958,,157690.383,43034.7281,219416.343,"Fresh","Yes","No","No","Yes","Yes","No","Yes",,"Yes","No","No","No","Yes","No","Probably No","Yes","Just getting by","About the same","Much worse off","Poor","No","No","No","No","Yes","Yes","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","No","No",,"No impact","No impact","Moderate impact","Minor impact",,,"Employed part-time","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,1,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,"Don’t know",,,,,,,200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"No advice from person","Moderately important","No advice from person","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","Yes","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","Yes","Yes","No","No","No",,"Better price",,,"Better price","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","Yes","Yes","Yes","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160921,20160205,20151016,21,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,1,3,"Not working - other",0,"White","White"
25959,,50446.9881,50618.5362,74643.2505,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat worse off","About average","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Temporarily laid off",,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Yes",,"No impact","No impact","Minor impact","Minor impact",,,"Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"Probably Yes","Refused","Refused","Yes","Yes","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial benefits are much larger","Yes","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","$40,000 to $49,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Refused","No","No","Refused","No","No","No","No","Refused","No","Substantial strain",,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Never worried","Some college but no degree","High school degree or GED","Food Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160923,20160129,20160827,46,"45-54","45-59","Some college, no degree","Some college","Hispanic","Male","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,1,1,2,"Working - as a paid employee",0,"White","Hispanic"
25960,,38598.2281,32405.2183,56499.3705,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",65,5,"Less","Somewhat","Not at all","Somewhat","No","Yes","Yes","No","No","No","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,51,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Convenience","Convenience","Better price","Better price","Convenience","Better price","Convenience","Convenience","Better price","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2400,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160913,20160206,20160723,61,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Not working - retired",0,"White","White"
25961,,,17449.8179,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Don’t know","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,49,"Not important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","No","Yes",,"Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1300,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","One","Business and Financial Operations","$100,000 - $249,999","I make most of the decisions","Very good",20160902,20151218,20160828,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A mobile home","$20,000 to $24,999","Divorced","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
25964,,,58886.7259,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much better off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,59,"Not important","Not important","Not important","Somewhat important","Very important","Yes","No",,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"$200,000 or higher","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Not available in local stores","Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20161006,20151217,20160910,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Not working - other",0,"White","White"
25965,,,20951.2812,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","Not available in local stores",,,,,,,"Not available in local stores",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20161007,20160220,20150316,86,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Not working - retired",0,"White","White"
25966,,,18656.7919,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,"No advice from person","No advice from person","Moderately important","No advice from person","No advice from person","No advice from person","Slightly important","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","Yes",,,,,"No",0,"No","No",,"Yes","No","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Not available in local stores",,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","Yes","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160927,20160203,20160827,53,"45-54","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Separated","Non-Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Not working - disabled",0,"Black/African-American","Black"
25967,,,29290.9958,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Definitely Yes",,"Finding it difficult to get by","Somewhat better off","Somewhat worse off","Pretty well off financially","No","No","No","Yes","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",8,2,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",537,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No",,"Better price","Not available in local stores","Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160927,20160328,20160927,66,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,3,"Not working - retired",0,"White","White"
25969,,39947.1749,39183.6259,59640.3666,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Refused",,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",24,5,"About the same","Does not apply","Not at all","Very much","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1600,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","No advice from person",,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Better quality",,"Not available in local stores","Not available in local stores","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Real Estate","Two","Management","$500,000 - $999,999","I make most of the decisions","Fair",20160914,20160326,20150306,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
25970,,,28452.4628,,"LMI oversample","No","No","No","No","Yes","No","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Just getting by","Somewhat worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","No","Don’t know","No","Yes","No","Don’t know","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","Yes","Yes","Yes","No",,"No impact","Minor impact","Moderate impact","Severe impact","Moderate impact","Minor impact",,"No","Yes","No","Yes","No","Yes","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",5,"Refused","Less","Does not apply","Not at all","Somewhat","No","Yes","No","No","No","Yes","No","Yes","No","Yes","No","I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Some of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Life sciences","Financial costs are somewhat larger","No","Yes","No","Yes","No",,,,,,,"Very important","Moderately important","Very important","Moderately important","Very important","Moderately important","Very important","Moderately important",,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","Yes","Yes","No",,"Convenience",,,"Better price",,"Better quality","Not available in local stores",,"No","Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","Yes","No",,,"No","Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","Yes","Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","Yes","No",,"Substantial strain",,"Moderate strain",,"A little strain",,"None",,"A little strain",,"Never worried","Rarely worried","Sometimes worried","Regularly worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160921,20151223,20160915,27,"25-34","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Female","No",4,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","South","South Atlantic","Rented for cash","va",1,0,0,0,3,"Not working - looking for work",0,"Black/African-American","Black"
25971,,25865.0004,22452.5446,38992.1153,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Health","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,61,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes","Not available in local stores",,"Not available in local stores","Better price","Better price","Convenience",,"Convenience","Not available in local stores","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Certificate or technical degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20151006,20151219,20150723,62,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",0,"White","White"
25972,,72683.5116,23590.2064,107089.603,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat better off","It varied","No","Refused","No","No","No","No","No","No","No","Employed for someone else",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Other (Please specify):","Definitely Yes","Yes","Yes","Yes","Yes","No","No",400,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","Yes","Fair","Yes","No",,"Yes","Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,"Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","Some college but no degree","High school degree or GED","Refused","One","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20161016,20160228,20150704,30,"25-34","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$25,000 to $29,999","Living with partner","Metro","South","South Atlantic","Rented for cash","ga",0,1,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
25973,,17646.3482,20891.0292,27096.9221,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Don’t know","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,2,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1240,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",0,"Probably No","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","Yes","No","Better price","Better price",,,,"Better price","Better price","Better price",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Other professional","$5,000 - $9,999","I make most of the decisions","Good",20160903,20151218,20160916,45,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,2,0,2,"Working - as a paid employee",0,"2+ Races","Other"
25974,,25892.4396,21393.4511,39272.3511,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No",,"Not available in local stores",,"Not available in local stores",,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Installation, Maintenance, and Repair","$100,000 - $249,999","I make most of the decisions","Very good",20151003,20160220,20160827,65,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
25976,,24514.5029,18633.32,37268.1083,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","Just for fun (as a hobby)",10,4,"About the same","Not at all","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Somewhat important","Very important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Convenience","Not available in local stores","Better price","Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20151104,20160226,20160716,74,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
25977,,,25802.2038,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","No","Employed for someone else",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Moderately important","Moderately important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No",0,"Definitely No","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Better price",,"Better price","Better price",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","Yes",75,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No",,,,,,,,"A little strain","A little strain","Refused",,"Regularly worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Food and Beverage Stores","One","Food Preparation and Serving",,,"Very good",20161020,,20161004,18,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
25978,,94003.2459,35950.4285,134835.388,"Fresh","Yes","Refused","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Finding it difficult to get by","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",337,"Yes","Yes","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Somewhat important","Very important","Somewhat important","Very important","Somewhat important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Not available in local stores",,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","Yes","Yes","Yes",20,"Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160923,20160304,20160727,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,3,"Not working - retired",0,"Black/African-American","Black"
25979,,,48059.8824,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Probably No","Yes","Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","Minor impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Debit card","Don’t know","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","No","No",,"No","No","No","No","Yes","No","No","No","No","No","Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Refused","No","No","No","No","Yes",,,,,,,"Very important","Slightly important","Slightly important","Moderately important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No","Don’t know","Probably No","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Better price",,,,"Better price",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Insurance Carriers and Related Activities","One","Other Sales","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160921,20160127,20160827,19,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",5,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,1,1,3,"Working - as a paid employee",0,"White","Hispanic"
25981,,52005.672,49659.4298,76248.2712,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","Severe impact","No impact","No impact","Severe impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","A little difficulty",,"Definitely Yes","Yes","No","Yes","Yes","No","No",2300,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","Yes","Yes","No",,"Convenience",,,"Convenience",,"Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",800,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Hospitals","One","Computer and Mathematical","$25,000 - $34,999","I make most of the decisions","Good",20160904,20160123,20160904,51,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Rented for cash","md",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
25982,,,13398.0809,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Never","Some college but no degree (including currently enrolled in college)","No",,,"Life sciences","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Somewhat important","Very important","Somewhat important","Not important","Not important","Yes","No",,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Not available in local stores","Not available in local stores",,"Not available in local stores","Not available in local stores",,"Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Rarely worried","Never worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160919,20151217,20160919,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Never married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Not working - retired",0,"White","White"
25983,,,41348.9037,,"LMI oversample","No","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money to help family members",5,10,"More","Does not apply","Does not apply","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,"No",1112,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,"No","Yes","No",,"No","No","No","No","No","No","Yes","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Vocational/technical training","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",3800,0,0,3800,"No",26,"No","No",,"Yes","No","No","No","No","No",,"Yes","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Better price","Better price",,"Better price","Not available in local stores","Not available in local stores",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","No","Yes",1080,"Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Rarely worried","High school degree or GED","Associate degree","Justice, Public Order, and Safety Activities","One","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160914,20160109,20160829,39,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",4,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,1,3,"Working - as a paid employee",0,"White","Hispanic"
25984,,32173.5621,12145.7009,49717.5022,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","Much worse off","About average","No","Yes","No","Yes","No","No","No","No","No","Not employed, but looking for a job","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"No impact","No impact","Severe impact","Minor impact",,,,"No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","To earn money as a primary source of income",20,10,"About the same","Somewhat","Not at all","Not at all","No","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"Refused","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No",,,"Better price",,,"Not available in local stores",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","Yes",1000,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Substantial strain",,,,,,,"Moderate strain",,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","One","Other (Please specify)","$10,000 - $24,999","I make most of the decisions","Good",20160916,20160220,20160916,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","hi",0,0,0,0,1,"Working - self-employed",0,"White","White"
25987,,89940.5715,100114.068,130254.062,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Refused",,,,,,,,,,,,"No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"Refused",1200,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","Yes","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Better price","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2400,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","Refused","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Refused","One","Office and Administrative Support","Refused","I make most of the decisions","Good",20150428,20160322,20150309,42,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,1,3,"Working - as a paid employee",0,"White","Hispanic"
25988,,26623.7631,22615.8601,40074.402,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1910,"Yes","No","No","No","No","No","Cash","Don’t know","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Fair","No",,,,,,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,55,"Somewhat important","Very important","Somewhat important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","Yes",1200,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Fair",20150429,20160507,20150318,67,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",0,"White","White"
25989,,136419.478,43551.1728,193597.213,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,"Definitely Yes","No","No","No","Yes","No","No","Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Not available in local stores",,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Credit Intermediation and Related Activities","One","Management","$5,000 - $9,999","I make most of the decisions","Good",20161001,20160207,20150718,44,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Non-Metro","South","East-South Central","Occupied without payment of cash rent","ms",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
25990,,43192.1707,42347.8955,64277.6214,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Cash","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No",,,,,"No","No","Yes","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","Yes","Yes","No",,,"Better price",,,,"Convenience","Convenience",,"Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Regularly worried","Some college but no degree","Don’t know","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160902,20160108,20160902,40,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,1,1,1,1,"Not working - other",0,"White","White"
25991,,,26348.7401,,"LMI oversample","Yes","Yes","No","No","Yes","No","No",,"No","No","Yes","No","No","No","Probably No","Yes","Just getting by","Much worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","Yes",,"Severe impact","Minor impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"Don’t know",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","No",,"No","Most or all of the time","Most or all of the time","Certificate or technical degree","No",,,"Health","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",25000,0,0,25000,"No",0,"Yes","Yes",,"Yes","Yes","No","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No","Not available in local stores",,,"Convenience","Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","Substantial strain","Substantial strain",,,"Substantial strain",,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Hospitals","One","Health Technologist or Technician (such as paramedic, lab technician)","Under $5,000","Another household member and I share in the decisions","Poor",20160909,20160109,20160827,31,"25-34","30-44","Some college, no degree","Some college","Hispanic","Female","Yes",9,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Mountain","Rented for cash","az",0,2,4,1,2,"Working - as a paid employee",0,"White","Hispanic"
25992,,,9695.2289,,"LMI oversample","No","Yes","No","Yes","No","No","No",,"Yes","Yes","No","Yes","No","No","Definitely Yes",,"Doing okay","Much worse off","Somewhat better off","Poor","No","No","No","Yes","No","No","Yes","Yes","No","Student",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Moderate impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","Debit card","Not confident","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,"Yes","No","No",,"No","No","No","No","Yes","No","No","No","No","No","Don’t know my score or how to rate it","No",,,,,,"Associate degree","Yes","Bachelor’s degree",,"Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","No","No","Yes","No","No","Slightly important","Moderately important","Moderately important","Moderately important","Moderately important","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",2500,0,0,2500,"No",100,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program","No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","Yes","No","Better price","Convenience","Convenience","Better price",,,,"Better price",,"Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Sometimes worried","Certificate or technical degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20161007,20151219,20161005,23,"18-24","18-29","Associate degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$7,500 to $9,999","Living with partner","Metro","Midwest","East-North Central","Rented for cash","il",0,0,1,0,1,"Not working - disabled",0,"Black/African-American","Black"
25996,,48314.859,16892.836,71595.6219,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",224,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Once","Certificate or technical degree","No",,,"Health","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Somewhat important","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20151016,20160319,20160721,68,"65-74","60+","Some college, no degree","Some college","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
25997,,,11341.1935,,"LMI oversample","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","No","No","No","No","No","No","Paper check","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","Moderate impact","Moderate impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Excellent","Yes","No",,"No","Some of the time","Some of the time","Certificate or technical degree","No",,,"Engineering","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","No","No","No","Yes",40,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,"Moderate strain",,,,,,"Substantial strain",,,,"Never worried","Regularly worried","Rarely worried","Sometimes worried","High school degree or GED","Certificate or technical degree","Not asked","One","Building and Grounds Cleaning and Maintenance","Under $5,000","Another household member and I share in the decisions","Very good",20161001,20160204,20161001,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
25998,,,31367.6318,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Don’t know","Don’t know","Other (Please specify):","No","No","No","Yes","No","Yes","Yes","No","It failed to keep up with changing living expenses","Severe impact","Moderate impact","Severe impact","Severe impact","Severe impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2000,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,300,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Refused","Yes","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","Yes","No","No","No","Poor","No",,,,,,"Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","Yes","Yes","Yes",400,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Regularly worried","Regularly worried","Don’t know","Don’t know","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","One","Community and Social Services","Under $5,000","I make most of the decisions","Fair",20161013,20151221,20160915,43,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","Less than $5,000","Divorced","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,2,1,"Working - as a paid employee",0,"Black/African-American","Black"
25999,,,12349.3948,,"LMI oversample","Yes","Yes","Refused","Yes","Refused","Refused","No",,"No","Yes","Yes","No","No","No","Probably Yes",,"Just getting by","Somewhat better off","Much better off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","Moderate impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","Other reason",,,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","No","Yes",30,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Rarely worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160906,20151220,20160906,32,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","Less than $5,000","Married","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","pa",0,0,1,0,3,"Not working - other",0,"White","White"
26000,,103542.29,90050.2422,149872.229,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","Refused","No","No","Yes","No","No","No",,"Moderate impact","Minor impact","Minor impact","Minor impact","Moderate impact","Moderate impact","Employed part-time","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income","Refused",5,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1795,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","Doctoral Degree","No",,,"Life sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","Yes","Yes","Yes","No","No","No","Convenience",,"Convenience","Convenience","Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Bachelor’s degree","Scientific Research and Development Services","One","Life, Physical, and Social Sciences","$10,000 - $24,999","I make most of the decisions","Good",20160922,20160101,20150705,44,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,1,0,2,"Working - as a paid employee",0,"Asian","Asian"
26003,,,16529.7294,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","Yes","Definitely Yes",,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1997,"Yes","Yes","No","No","Yes","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"It was easier for me to fix without their assistance","Definitely No",,,,,,,350,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","Yes",,,,"Better price",,,,,"Better price","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160929,20160221,20160914,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Metro","South","West-South Central","Rented for cash","la",0,0,0,0,1,"Not working - retired",0,"White","White"
26004,,101165.28,128061.84,146729.58,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Probably No","Yes","Finding it difficult to get by","Somewhat worse off","Much worse off","About average","No","No","No","Yes","No","No","Yes","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Health","Financial costs are much larger",,,,,,,,,,,,"Very important","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160913,20160219,20150314,19,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",3,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,3,"Not working - looking for work",0,"American Indian or Alaska Native","Hispanic"
26005,,,32878.7071,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,1,"Less","Not at all","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",84,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,70,"Not important","Not important","Somewhat important","Very important","Not important","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","No","No","No",,"Better quality","Better quality",,,"Better price",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2400,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160916,20160221,20160916,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",0,"White","White"
26006,,37849.4735,35661.3643,56909.1282,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1997,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,1275,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Not available in local stores","Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Clothing and Clothing Accessories Stores","One","Sales Representative","$50,000 - $74,999","I make most of the decisions","Very good",20161018,20160129,20150702,51,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26008,,,37080.4661,,"LMI oversample","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","It varied","No","No","No","No","No","No","No","No","No","Employed for someone else",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"Better price","Better price",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Good",20160913,20151218,20160913,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
26010,,,39334.7644,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,301,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,68,"Not important","Not important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Convenience","Convenience",,,,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","Yes",1100,"Yes","Yes","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160928,20151223,20150826,75,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Married","Metro","Northeast","New England","Rented for cash","ri",0,0,0,0,1,"Not working - retired",0,"White","White"
26012,,,29910.1335,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1981,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","Yes","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$0 to $4,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","Yes","No","No","No","No","No",,,,,,"Substantial strain",,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20161007,20151221,20150819,56,"55-64","45-59","Some college, no degree","Some college","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Not working - looking for work",0,"White","Hispanic"
26013,,,16566.8821,,"LMI oversample","No","No","No","No","Yes","No","No",,"Yes","Yes","Yes","No","Yes","Yes","Probably No","Yes","Just getting by","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2003,"Yes","Yes","No","Yes","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","No","Yes","No","No","No",425,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Better price",,"Better price","Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","Yes","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Waste Management and Remediation Services","One","Other (Please specify)","$5,000 - $9,999","Another household member makes most of the decisions","Fair",20160922,20151218,20160909,38,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$7,500 to $9,999","Never married","Metro","Northeast","New England","Occupied without payment of cash rent","ma",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26014,,60360.2944,19041.3392,89970.1973,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","Minor impact",,,"Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,10,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1993,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"I did not want to cause trouble with the landlord","Definitely Yes","No","Yes","No","Yes","No","No",888,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","Fair","Yes","No",,"No","Once","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","Yes","No","Yes",100,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160903,20151216,20160903,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,1,"Not working - disabled",0,"White","White"
26015,,,27564.8887,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","About the same","It varied","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","No","Yes","Yes","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No",,,,"Definitely No",,,,,,,270,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"Yes","No","No",,"No","No","No","No","No","No","Yes","No","No","No","Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,64,"Not important","Somewhat important","Not important","Not important","Very important","Yes","No",,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","Better price","Not available in local stores","Better price","Better price","Better price",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Rarely worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Good",20161008,20160215,20150825,67,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,1,"Not working - retired",0,"White","White"
26017,,71166.6264,68279.3168,101577.502,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,0,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Don’t know","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",2700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","Very important","Moderately important","Moderately important","Moderately important","Moderately important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Better price","Better price","Better price","Not available in local stores","Not available in local stores","Convenience",,"Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Educational Services","One","Computer and Mathematical","$50,000 - $74,999","I make most of the decisions","Good",20160916,20160126,20160916,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$75,000 to $84,999","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26020,,,14336.0682,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","Yes",,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"No","No","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"Yes","No","No",,"No","No","No","No","No","No","Yes","No","No","No","Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Once","Some college but no degree (including currently enrolled in college)","No",,,"Humanities","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Refused",,,,,"No","No","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No",,"Better price","Not available in local stores","Better price","Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",2000,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Performing Arts, Spectator Sports, and Related Industries","Two","Other (Please specify)","$50,000 - $74,999","I make most of the decisions","Very good",20160915,20151218,20160827,56,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","West","Pacific","Rented for cash","wa",0,0,0,0,1,"Working - self-employed",0,"White","White"
26021,,54262.8723,17971.7734,81325.9617,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,638,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","No","No",,"No","No","No","No","Yes","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","No","No","No","No","Yes",,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Refused","No","No","No","No","No","No","Yes",,"$0 to $4,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","Convenience","Convenience",,"Convenience",,,,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes",,"No","No","Yes","No","No","Yes","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","Warehousing and Storage","One","Protective Service","$250,000 - $499,999","I make most of the decisions","Excellent",20160909,20151217,20160828,59,"55-64","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Divorced","Metro","South","West-South Central","Occupied without payment of cash rent","tx",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
26023,,33760.5678,27858.0338,50555.8819,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,61,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member makes most of the decisions","Good",20161002,20160220,20160706,74,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",0,"White","White"
26025,,113681.754,124031.084,162408.787,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Refused","Refused","Yes","Refused","Refused","Refused",1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Credit card","Don’t know","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Humanities",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","No","Very important","Very important","Slightly important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","Yes","No","Better price","Better price",,"Better price",,,,"Better price",,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160917,20160106,20160917,28,"25-34","18-29","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$60,000 to $74,999","Married","Metro","South","South Atlantic","Rented for cash","md",0,0,0,0,2,"Not working - on temporary layoff from a job",0,"Asian","Asian"
26026,,41082.5802,42143.3046,61044.1243,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Refused","Refused","Refused","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","Yes","No","No",0,"Definitely No","Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Merchant Wholesalers, Durable Goods","One","Other Sales","$75,000 - $99,999","Another household member and I share in the decisions","Excellent",20160914,20160228,20160914,56,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26028,,47944.2992,49633.6701,70844.3948,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",1600,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No","No advice from person","No advice from person","Slightly important","No advice from person","No advice from person","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Other reason","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Air Transportation","One","Other professional","Under $5,000","Another household member and I share in the decisions","Good",20150529,20160303,20160723,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26029,,56849.4899,16701.4796,86374.7084,"Fresh","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Probably Yes",,"Doing okay","Somewhat worse off","About the same","Poor","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Don’t know","Don’t know","Yes","Yes","Yes","No","Yes","No","Paper check","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",15,10,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",250,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Slightly important","Moderately important","Slightly important","Slightly important","Slightly important","Slightly important","No advice from person","Yes","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$5,000 to $14,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","Better quality","Better price",,"Better price","Better price",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",140,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","Substantial strain",,,,"Substantial strain","Substantial strain",,,,,,"Sometimes worried","Regularly worried","Sometimes worried","Sometimes worried","Don’t know","Less than High School degree","Accommodation","Two","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Very good",20160921,20160131,20160910,20,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",6,"A one-family house detached from any other house","$5,000 to $7,499","Never married","Metro","West","Mountain","Rented for cash","az",0,0,0,1,5,"Working - as a paid employee",0,"White","White"
26032,,27355.3894,21945.9241,41201.2575,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No",,"Convenience","Convenience",,,"Convenience",,"Convenience",,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Management, Scientific, and Technical Consulting Services","One","Computer and Mathematical","$500,000 - $999,999","I make most of the decisions","Good",20161008,20160217,20150819,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26034,,,42120.533,,"LMI oversample","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","Not available in local stores","Not available in local stores",,"Not available in local stores",,"Better price",,"Convenience",,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Petroleum and Coal Products Manufacturing","One","Office and Administrative Support","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160912,20151218,20160830,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26035,,73539.9796,78060.2647,106829.149,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","Poor","Yes","No","No","No","No","Yes","Yes","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","Yes","Refused","No","No","Yes","Yes","Yes","No",,"Minor impact","No impact","Severe impact","Minor impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","Yes","Moderate difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",1225,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","Yes","No","No","Yes","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Business/management","Financial costs are somewhat larger",,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","Very important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No","Don’t know","Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","Yes","No","Better price","Convenience",,"Better price",,"Better price","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No","No","No","A little strain",,,"Substantial strain","Substantial strain",,,"Substantial strain",,,,"Rarely worried","Sometimes worried","Regularly worried","Never worried","Some college but no degree","Some college but no degree","Health, Personal Care, and Beauty Product Manufacturing","One","Other (Please specify)","Under $5,000","I make most of the decisions","Fair",20160912,20160210,20160912,36,"35-44","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",7,"A mobile home","$75,000 to $84,999","Married","Metro","South","South Atlantic","Rented for cash","md",0,1,2,2,2,"Working - as a paid employee",0,"Black/African-American","Black"
26037,,,10435.584,,"LMI oversample","No","Yes","No","Yes","Yes","No","No",,"Yes","No","No","Yes","No","No","Definitely No","Yes","Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Poor","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Severe impact","No impact","No impact","No impact",,,,"Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",3,"Refused","More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","No","No","Yes","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Physical sciences/math","Financial costs are much larger","Yes","No","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","Yes","Yes","No","Yes","Yes","Refused","Refused","No",40000,0,0,40000,"No",0,"Yes","Yes",,"No","No","Yes","No","No","No",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","Yes",,"$0 to $4,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","No","No","No","No",,,"Convenience","Convenience","Better price",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","No","No","Yes",600,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Never worried","Never worried","Certificate or technical degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20161011,20160207,20150805,26,"25-34","18-29","Some college, no degree","Some college","Hispanic","Female","Yes",2,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","Midwest","West-North Central","Rented for cash","ia",0,0,1,0,1,"Not working - other",0,"White","Hispanic"
26038,,,31244.813,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1981,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,54,"Not important","Very important","Very important","Not important","Not important","Yes","No",,"Yes","No","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","Other reason","Convenience",,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Never worried","Never worried","Sometimes worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Good",20160907,20160223,20160907,70,"65-74","60+","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
26040,,43794.1529,39950.2017,64570.9952,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No",,"Not available in local stores",,,,"Convenience",,,,"No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Refused","One","Computer and Mathematical","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160915,20160514,20160915,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26041,,85137.8405,86875.0108,125175.138,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","No","Yes","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Once","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","Yes","Yes","No",,"Better price",,"Better price","Better price",,"Better price","Better price",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Sometimes worried","High school degree or GED","High school degree or GED","Other Chemical Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","Under $5,000","Another household member makes most of the decisions","Good",20160905,20160102,20160826,38,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","No",3,"A one-family house detached from any other house","$60,000 to $74,999","Living with partner","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,1,2,"Working - as a paid employee",0,"White","Hispanic"
26043,,46749.5671,16038.8741,70429.8822,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",6,5,"About the same","Very much","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1992,"Yes","No","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,191,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$5,000 to $14,999","More than your income","Yes","No","No","Yes","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No",,,,,,"Moderate strain",,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Food Services and Drinking Places","One","Other (Please specify)","$5,000 - $9,999","I make most of the decisions","Fair",20160911,20160131,20160828,58,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26044,,40311.8706,36096.4729,59949.9539,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Refused","Pretty well off financially","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Refused","Refused","Refused","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,82,"Refused","Refused","Refused","Refused","Refused","Refused","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","No","No",,"Convenience","Convenience",,"Convenience",,,,,"No","Refused","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Very good",20160923,20160529,20160606,85,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,1,"Not working - retired",0,"White","White"
26045,,,35278.4366,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","Yes","No","No","Yes","No","Probably Yes",,"Living comfortably","Much better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No","Very important","No advice from person","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Better price","Convenience",,,"Better price","Not available in local stores","Not available in local stores","Convenience",,"Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","Yes","No","No","No","Yes",1000,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Never worried","Some college but no degree","High school degree or GED","Social Assistance","Two","Protective Service","$5,000 - $9,999","Another household member makes most of the decisions","Very good",20160913,20151219,20160913,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Working - as a paid employee",0,"Asian","Asian"
26046,,36571.3624,29492.2756,53911.9744,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","No","No",,"Convenience","Convenience","Convenience","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20151010,20160206,20160320,66,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,2,"Not working - retired",0,"White","White"
26047,,70416.5486,22084.4138,102268.518,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",335,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Sometimes worried","Rarely worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Fair",20161007,20160120,20150715,46,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,2,"Not working - disabled",0,"White","White"
26048,,46845.1229,16672.7388,70017.4448,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","Yes","No","No","No","Probably Yes",,"Just getting by","Somewhat better off","Somewhat worse off","Poor","No","No","No","No","Yes","No","Refused","Refused","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Severe impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",894,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Refused","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Better price","Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","Yes",300,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Refused","Yes",,,,,,,,,"Moderate strain",,"Moderate strain","Regularly worried","Never worried","Sometimes worried","Rarely worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160913,20160209,20160909,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Not working - retired",0,"White","White"
26049,,50935.0801,51782.7312,75122.3953,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","Yes","Don’t know","Yes","Yes","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,"No","Don't know","Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Never","Certificate or technical degree","No",,,"Social/behavioral sciences","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Sometimes worried","Certificate or technical degree","Associate degree","Water Transportation","One","Management","$50,000 - $74,999","Another household member makes most of the decisions","Fair",20160910,20151219,20160827,44,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26050,,51161.3729,52320.2708,76290.0775,"Fresh","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Finding it difficult to get by","Somewhat worse off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,585,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,"Moderately important","Moderately important","Moderately important","Very important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,"No","No","No","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Refused","No",,"$50,000 to $74,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","Yes","No","No","No",,,"Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Some college but no degree","Electronic and Precision Equipment Repair and Maintenance","One","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160903,20151223,20160903,35,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$50,000 to $59,999","Married","Non-Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
26053,,39246.0832,33919.9612,58406.9271,"Fresh","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Yes","Yes","Refused","Refused","Refused","No","Probably No","Yes","Just getting by","Somewhat worse off","About the same","It varied","Yes","No","No","No","No","No","No","Yes","No","Disabled and not working","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Severe impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Refused","No","Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",4000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,"No","Yes","No","No","No","No","No","Yes","No","No","No",,"Substantial strain",,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Transit and Ground Passenger Transportation","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Excellent",20151020,20151220,20150825,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
26054,,138922.184,43800.6012,195216.329,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Don’t know","No","Yes","No","Yes","Yes","No","Paper check","No","No","No","Yes","No","Yes","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","Minor impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","None",,"Probably Yes","No","Yes","Yes","Yes","No","No",500,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","No","Prepaid card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","Yes",35,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Primary Metal Manufacturing","One","Other (Please specify)","Under $5,000","Another household member makes most of the decisions","Very good",20160902,20151229,20160902,35,"35-44","30-44","9th grade","Less than high school","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$20,000 to $24,999","Living with partner","Metro","Midwest","West-North Central","Rented for cash","mo",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
26056,,,27411.6409,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,54,"Very important","Somewhat important","Not important","Not important","Not important","Yes","Yes",,"Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No","Better price","Better price",,,"Better price",,,"Convenience",,"No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","Refused","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Refused","Less than High School degree","Performing Arts, Spectator Sports, and Related Industries","One","Installation, Maintenance, and Repair","$35,000 - $49,999","I make most of the decisions","Good",20160924,20151217,20160828,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,0,1,"Working - self-employed",0,"White","White"
26057,,,54211.4893,,"LMI oversample","No","No","No","No","No","Yes","No",,"No","No","Yes","No","Yes","No","Definitely Yes",,"Living comfortably","Much better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Cash","No","No","Yes","No","No","No","No","Refused",,"Moderate impact","Minor impact","No impact","Minor impact","Moderate impact","Severe impact",,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",30,10,"More","Very much","Very much","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,475,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Convenience","Better price",,,,,,"Better price",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20161007,20151217,20160912,51,"45-54","45-59","12th grade NO DIPLOMA","Less than high school","Black, Non-Hispanic","Female","No",3,"A one-family house attached to one or more houses","Less than $5,000","Never married","Metro","Midwest","East-North Central","Occupied without payment of cash rent","oh",0,0,0,0,3,"Not working - looking for work",0,"Black/African-American","Black"
26060,,29801.3757,26337.8965,44784.5847,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Severe impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Engineering","Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Somewhat important","Somewhat important","Somewhat important","Very important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","Yes","No","Convenience","Convenience",,"Better price",,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Regularly worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Very good",20160921,20160208,20150326,82,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Not working - retired",0,"White","White"
26062,,,20951.2812,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,1550,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,46,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No",,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Better price","Better price","Better price","Better price","Better price",,,"Better price",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",6000,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Excellent",20160907,20151217,20160907,62,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Not working - retired",0,"White","White"
26063,,27492.0815,26106.7049,42101.0226,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat worse off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"No","No","No","No",,"No impact","Moderate impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",20,10,"About the same","Not at all","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1600,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Better price","Not available in local stores",,,"Better price","Not available in local stores",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",5000,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Graduate degree","Graduate degree","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","Two","Management","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160908,20160309,20160827,50,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,0,0,5,"Working - as a paid employee",0,"White","White"
26064,,79322.9843,81021.2889,115395.932,"Fresh","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Better price","Better price",,,,,,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Hospitals","One","Business and Financial Operations","$5,000 - $9,999","I make most of the decisions","Good",20160919,20151217,20160919,45,"45-54","45-59","Some college, no degree","Some college","Other, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"Asian","Asian"
26065,,,16529.7294,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much worse off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,20,"About the same","Very much","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Physical sciences/math","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No",,"No",,,,,"No","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","Yes","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Specialty Trade Contractors","One","Installation, Maintenance, and Repair","Under $5,000","I make most of the decisions","Excellent",20151025,20151217,20160908,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A mobile home","$12,500 to $14,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,1,"Working - self-employed",0,"White","White"
26066,,23906.3605,19130.1201,36106.4244,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",861,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No",,,,,,,,,,,,70,"Not important","Very important","Not important","Not important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Better quality","Better quality",,"Better quality","Better quality","Better quality","Better quality","Better quality",,"No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","Yes","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20151021,20151217,20151205,78,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Not working - retired",0,"White","White"
26067,,137152.184,167458.434,194012.042,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Definitely No","Yes","Doing okay","About the same","Much better off","Pretty well off financially","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,"Not important","No advice from person","Not important","Not important","Not important","Not important","Not important","Refused",,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","Convenience","Not available in local stores",,,"Not available in local stores",,,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Regularly worried","Never worried","Certificate or technical degree","Bachelor’s degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member makes most of the decisions","Excellent",20160907,20151225,20160829,25,"25-34","18-29","Some college, no degree","Some college","Other, Non-Hispanic","Female","No",6,"A one-family house detached from any other house","$125,000 to $149,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",1,0,0,1,4,"Not working - looking for work",0,"Hawaiian/Pacific Islander","Other"
26069,,23949.5277,19857.4955,36093.6927,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Refused","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Refused","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Very important","Not important","Very important","Very important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Not available in local stores",,,"Not available in local stores","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Excellent",20160921,20160220,20160706,77,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",0,"White","White"
26072,,,41297.3184,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Yes","No",,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Better price",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions",,,20160330,20160815,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",0,"White","White"
26073,,40502.6945,34651.2673,60035.5568,"Fresh","Yes","No","No","No","Yes","No","No",,"Yes","Yes","No","No","Yes","No","Probably Yes",,"Doing okay","Much better off","Somewhat worse off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2011,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","Yes","No","No","Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","Yes","No","No",,"Not available in local stores",,,,,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,,,"Substantial strain",,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Printing and Related Support Activities","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Very good",20161015,20160207,20160704,64,"55-64","60+","Associate degree","Some college","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,3,"Working - self-employed",0,"2+ Races","Hispanic"
26074,,,41348.9037,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","No","Yes","No","No","No",,"Severe impact","Moderate impact","Minor impact","No impact","Severe impact","Severe impact",,"Yes","No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,30,"About the same","Very much","Somewhat","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"Yes","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No",,"Other reason",,,,"Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Less than High School degree","Food Manufacturing","One","Other (Please specify)","Under $5,000","I make most of the decisions","Fair",20160913,20160207,20160913,40,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Divorced","Metro","West","Mountain","Rented for cash","ut",0,0,1,0,1,"Working - as a paid employee",0,"White","Hispanic"
26075,,89940.5715,100114.068,130254.062,"Fresh","No","No","No","No","Yes","Yes","No",,"Yes","Yes","No","No","Yes","No","Probably Yes",,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",4,5,"About the same","Does not apply","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",866,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","Yes","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","Yes","Yes","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Better price","Better price","Better price","Better price","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Professional, Scientific, and Technical Services","One","Management","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160914,20160201,20160830,36,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Working - as a paid employee",0,"American Indian or Alaska Native","Hispanic"
26076,,,35816.7493,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",626,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Once","Never","Certificate or technical degree","No",,,"Refused","Refused","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Very important","Not important","Not important","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","Yes","No","Refused","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","One","Other professional","$10,000 - $24,999","I make most of the decisions","Very good",20160903,20151217,20160903,73,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - self-employed",0,"White","White"
26078,,51959.5525,53024.6919,75935.2296,"Fresh","Yes","Refused","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","Refused","Refused","Refused","No","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","About average","Yes","Yes","Refused","Refused","Refused","Yes","Refused","Refused","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",2200,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Refused","Refused","Yes","No","No",,,,,,,,,,,,,,,,55,"Not important","Very important","Somewhat important","Not important","Not important","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Not available in local stores","Refused","Better price","Convenience","Better price","Not available in local stores","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Graduate degree","Graduate degree","Sporting Goods, Hobby, Book, and Music Stores","One","Other (Please specify)","$1,000,000 or more","Another household member makes most of the decisions","Very good",20160916,20160207,20160916,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
26079,,92697.8044,95234.0873,130622.238,"Fresh","No","No","No","Yes","No","No","No",,"Yes","Refused","Refused","Refused","Yes","No","Probably No","Yes","Doing okay","About the same","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","Refused","Yes","Refused","Refused","Refused","Refused","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,10,"About the same","Not at all","Somewhat","Very much","No","Yes","No","No","Refused","Yes","Yes","Refused","Yes","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","No",,,,,,"Associate degree","No",,,"Refused",,,,,,,"About the same financial benefits and financial costs","Refused","Refused","Refused","Yes","Refused","Moderately important","Slightly important","Not important","Moderately important","Moderately important","Very important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",20000,0,0,20000,"Yes",600,"No","No",,"Refused","Yes","Refused","Refused","Refused","Yes",,,,,,,"Yes","Yes","Refused","Refused","Refused","Refused","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","Yes","No",,,,"Convenience",,"Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","Truck Transportation","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20150508,20160414,20150709,24,"18-24","18-29","Associate degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","nj",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
26081,,63191.4408,70348.4665,93624.7488,"Fresh","Yes","No","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Probably No","No","Living comfortably","Much better off","Much better off","Poor","Yes","No","No","No","No","Yes","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily at my request",,"Yes","Don’t know","Don’t know","No","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",1750,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Master’s degree",,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Not important","Very important","Very important","Not important","Very important","Moderately important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",25000,0,1700,26700,"No",0,"No","No",,"No","No","No","No","Yes","Still enrolled in the program","No",,,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Not available in local stores",,,,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Moderate strain",,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","Less than High School degree","Educational Services","One","Teacher, except college and university","Under $5,000","Another household member and I share in the decisions","Very good",20161014,20160428,20160709,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","Yes",3,"A building with 2 or more apartments","$60,000 to $74,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
26082,,25873.1508,20473.7271,39056.7158,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,65,"Very important","Not important","Not important","Not important","Very important","Yes","No","Yes","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","Yes","No","No","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Fair",20151129,20160220,20160517,68,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,3,"Not working - retired",0,"White","White"
26083,,25873.1508,20473.7271,39056.7158,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1963,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,58,"Not important","Somewhat important","Not important","Not important","Somewhat important","Yes","No",,"Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Refused","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","Refused","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160915,20160204,20160915,82,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
26085,,49613.2347,16387.631,74279.9113,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","[D10other]",1,1,"Less","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","Master’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No","Very important","Moderately important","Slightly important","Not important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes",,,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Not available in local stores",,"Better price","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Some college but no degree","Bachelor’s degree","Other Professional, Scientific, and Technical Services","One","Other professional","Under $5,000","I make most of the decisions","Fair",20160909,20160206,20160724,27,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
26089,,,11341.1935,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"Yes","No","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,550,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Once","Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Not available in local stores","Not available in local stores",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Plastics and Rubber Products Manufacturing","One","Other Sales","Under $5,000","I make most of the decisions","Fair",20160906,20160521,20160906,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Divorced","Metro","Midwest","West-North Central","Rented for cash","mn",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26090,,41728.0533,34061.6436,61007.6117,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","Yes",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",2577,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Other (Please specify):",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","Not available in local stores","Convenience",,,"Better price","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","None","None",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","U.S. Coastguard","One","Management","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160915,20151218,20160914,68,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26091,,26575.7757,21787.4464,40088.5379,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Refused","Refused","Refused","Refused","Yes","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","Yes","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Some of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Refused","Very important","Refused","Very important","Refused","Yes","No",,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Yes","No","No","Refused","Refused","Refused",,"Refused",,"Refused",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Certificate or technical degree","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Very good",20160919,20160210,20160919,86,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$100,000 to $124,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,2,0,3,"Not working - retired",0,"White","White"
26093,,143424.293,154963.674,201141.352,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Probably No","Yes","Just getting by","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","No","No","It failed to keep up with changing living expenses","Moderate impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","No","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Never","Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Undeclared","Financial benefits are somewhat larger",,,,,,,,,,,,"Very important","Very important","Not important","Slightly important","Slightly important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","Better price","Better price",,"Better price","Better price",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Some college but no degree","Accommodation","One","Protective Service","Under $5,000","Another household member makes most of the decisions","Very good",20160921,20151228,20150711,19,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","No",5,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,3,2,"Working - as a paid employee",0,"White","Hispanic"
26096,,44736.7973,13405.3375,67698.7664,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","No",,"No","Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","No",,"Not available in local stores",,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Regularly worried","Never worried","High school degree or GED","Don’t know","Motor Vehicle and Parts Dealers","One","Office and Administrative Support","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160923,20160119,20160909,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26098,,45161.0448,36453.9686,65992.6036,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1310,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No",,"No",,,,,"Yes","Yes","Yes","Yes","No","No","Yes",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","Yes","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Convenience","Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Educational Services","Two","Management","$1,000,000 or more","I make most of the decisions","Excellent",20160916,20160221,20160828,73,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$250,000 or more","Divorced","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26099,,37905.1044,37307.6932,56977.1862,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Severe impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",1,1,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",940,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Refused","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No","Very important","No advice from person","No advice from person","Very important","Very important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",1500,0,0,1500,"No",50,"Yes","No",,"No","No","No","No","Yes","No",,"Do not have children or grandchildren",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$40,000 to $49,999","More than your income","No","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No",,"Substantial strain",,,,,,"Substantial strain",,,,"Never worried","Never worried","Rarely worried","Never worried","Graduate degree","Graduate degree","Educational Services","One","Teacher, college and university","Under $5,000","Another household member and I share in the decisions","Good",20160923,20151223,20150702,30,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
26102,,27327.4557,23506.4755,41157.1481,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,25,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1450,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Associate degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Sporting Goods, Hobby, Book, and Music Stores","One","Sales Representative","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20151002,20151217,20160914,61,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26104,,,123598.2,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Not important","Not important","Not important","Not important","Somewhat important","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160903,20151217,20160903,73,"65-74","60+","10th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A mobile home","$30,000 to $34,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
26107,,,20816.3549,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","Yes","Yes",500,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20151005,20160223,20160914,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - disabled",0,"White","White"
26108,,65667.1173,63912.7351,94767.5631,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1615,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Very important","Very important","Very important","Very important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",15000,0,0,15000,"No",300,"No","No",,"No","No","Yes","No","No","Yes","No",,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Not available in local stores","Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Fabricated Metal Product Manufacturing","One","Architecture and Engineering","$75,000 - $99,999","I make most of the decisions","Very good",20160909,20151216,20160908,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26110,,,8792.1482,,"LMI oversample","Yes","Yes","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Probably Yes",,"Finding it difficult to get by","Somewhat worse off","About the same","About average","No","No","No","No","Yes","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","Severe impact","Severe impact",,,"Disabled and not working","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","[D10other]",20,"Refused","Less","Very much","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably Yes","No","No","No","No","No","No",300,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Prepaid card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,"Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,,"Better price",,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","Refused","Refused","Refused","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160902,20160126,20160902,23,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",5,"A building with 2 or more apartments","Less than $5,000","Married","Metro","Midwest","East-North Central","Rented for cash","wi",0,1,1,0,3,"Not working - looking for work",0,"White","White"
26111,,46845.1229,16672.7388,70017.4448,"Fresh","Refused","Refused","Refused","Refused","Yes","Refused","No",,"No","Yes","No","No","No","Yes","Probably No","Yes","Doing okay","Somewhat better off","Somewhat worse off","It varied","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes","No","Yes",,,,,,,,,"No",1830,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","Yes","No","No","Yes","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","No",,"Convenience","Other reason",,"Not available in local stores","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",800,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","One","Other (Please specify)","Under $5,000","I make most of the decisions","Excellent",20151027,20160220,20160915,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,3,"Working - self-employed",0,"White","White"
26112,,,24389.2701,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2002,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,780,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"Associate degree","No",,,"Undeclared",,,,,,,"About the same financial benefits and financial costs","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Not important","Not important","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Refused","Yes","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","Yes","No",,,"Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","No","Yes","Yes",,"No","No","No","Yes","No","No","No","Yes","Yes","No","No",,,,"Moderate strain",,,,"Moderate strain","Moderate strain",,,"Regularly worried","Regularly worried","Regularly worried","Rarely worried","Associate degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Fair",20160925,20160220,20150529,63,"55-64","60+","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
26113,,,23040.6338,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,72,"Somewhat important","Not important","Not important","Somewhat important","Not important","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","Refused","Yes",12000,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Fair",20151030,20160216,20161007,75,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,2,"Not working - retired",0,"White","White"
26114,,38980.5411,35830.4588,58976.151,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","No","Yes","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Refused","Refused","About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1250,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"Convenience","Convenience",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Funds, Trusts, and Other Financial Vehicles","One","Business and Financial Operations","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160914,20151216,20160828,36,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",1,1,0,0,2,"Working - as a paid employee",0,"White","White"
26116,,46387.462,38793.0777,67736.033,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,1,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2600,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","No","No",,"No","No","No","No","Yes","No","No","No","No","No","Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No","No advice from person","No advice from person","No advice from person","No advice from person","Very important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No",,"Convenience","Better price",,,"Convenience",,"Convenience",,"Yes","No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Never worried","Less than High School degree","High school degree or GED","Hospitals","One","Teacher, college and university","$500,000 - $999,999","Another household member and I share in the decisions","Fair",20151010,20160207,20160706,66,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26117,,,20951.2812,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Not important","Somewhat important","Very important","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",350,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Educational Services","One","Management","$10,000 - $24,999","I make most of the decisions","Good",20160916,20160224,20160916,72,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26118,,,25596.0991,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","Severe impact","Minor impact",,,"Disabled and not working","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",100,1,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","None",,"Definitely No",,,,,,,300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","Yes","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No",,"Not available in local stores",,"Not available in local stores",,,"Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","None",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160907,20151223,20160802,34,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$15,000 to $19,999","Living with partner","Metro","South","South Atlantic","Rented for cash","sc",0,0,0,0,2,"Not working - other",0,"White","White"
26119,,,32878.7071,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Not important","Not important","Very important","Not important","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Very good",20160921,20151218,20160910,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","wv",0,0,0,0,2,"Not working - retired",0,"White","White"
26121,,47944.2992,49633.6701,70844.3948,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","No","No","No","Definitely Yes",,"Refused","About the same","About the same","Poor","No","Yes","No","No","No","Yes","No","No","No","Homemaker","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,1,"Less","Not at all","Not at all","Not at all","Yes","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",875,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Better price","Better price",,"Better price","Better price","Better price","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Certificate or technical degree","Nonstore Retailers","One","Other (Please specify)","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160914,20151217,20160909,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,6,"Working - self-employed",0,"White","White"
26122,,,31316.2269,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",940,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Somewhat important","Somewhat important","Very important","Not important","Somewhat important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Refused",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked",,,"Good",20151003,,20160724,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","me",0,0,0,0,3,"Not working - retired",0,"White","White"
26123,,,25979.1517,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,480,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Associate degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are much larger","Yes","No","No","Yes","Yes","Slightly important","Very important","Not important","Not important","Slightly important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",15000,0,0,15000,"No",150,"No","Yes",,"No","Yes","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No",,"Better price",,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Never worried","Don’t know","Don’t know","Food and Beverage Stores","One","Retail Sales","Under $5,000","I make most of the decisions","Good",20160906,20160117,20160828,34,"25-34","30-44","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
26125,,,14414.4802,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","Severe impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Better price","Other reason",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","One","Other (Please specify)","$75,000 - $99,999","I make most of the decisions","Fair",20160917,20151219,20160828,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26129,,,28334.4552,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Very important","Not important","Very important","Not important","Yes","No",,"No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Excellent",20160915,20151217,20160915,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Not working - retired",0,"White","White"
26130,,,16529.7294,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much better off","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2006,"Yes","Yes","No","No","Yes","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","Yes",1000,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Rarely worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Poor",20160907,20151218,20160907,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$12,500 to $14,999","Never married","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,1,"Not working - disabled",0,"White","White"
26133,,,123598.2,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Somewhat important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Other reason",,,,,,,,"Other reason","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20161008,20151217,20150812,65,"65-74","60+","10th grade","Less than high school","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$7,500 to $9,999","Divorced","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
26135,,59306.5358,56697.6252,88059.5243,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","No","No","No","No","No","Employed for someone else",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Cash","Somewhat confident","Refused",,,,,,,,,,,,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","Yes","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No",50000,100000,2000,152000,"No",40,"No","No",,"No","Yes","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","Yes","Yes","No","Often varies quite a bit from one month to the next","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No",,,"Better quality","Not available in local stores",,,"Better quality","Better price",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Regularly worried","Never worried","Associate degree","Some college but no degree","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","One","Business and Financial Operations","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160908,20151218,20160827,38,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
26139,,27327.4557,23506.4755,41157.1481,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,1,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1750,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Certificate or technical degree","No",,,"Business/management","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","Yes","No","No",,,"Convenience","Better price","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Good",20160907,20151219,20160907,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
26140,,55676.8752,21103.1881,82810.9618,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,"No",413,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are much larger","No","Yes","Yes","No","No",,,,,,,"Very important","Not important","Very important","Not important","Not important","Very important","Very important","Not important",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",43000,0,0,43000,"No",100,"Yes","No",,"No","No","Yes","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Refused",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Better price",,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","Refused","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Utilities","Two","Office and Administrative Support","Under $5,000","I make most of the decisions","Excellent",20150523,20160805,20150418,63,"55-64","60+","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
26142,,123748.938,40815.9406,176579.088,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",550,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Debit card","Very confident","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Moderate strain","Moderate strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","General Merchandise Stores","Two","Retail Sales","Under $5,000","Another household member and I share in the decisions","Very good",20160922,20160223,20160913,44,"35-44","30-44","Some college, no degree","Some college","Other, Non-Hispanic","Female","Yes",3,"A mobile home","$25,000 to $29,999","Married","Metro","South","East-South Central","Rented for cash","al",0,1,0,0,2,"Working - as a paid employee",0,"Asian","Asian"
26143,,53025.6923,47667.6845,77211.244,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","Yes","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No",,"Convenience",,"Convenience",,"Convenience","Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Real Estate","One","Management","$1,000,000 or more","I make most of the decisions","Very good",20151013,20160213,20150413,62,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26145,,147494.622,172670.273,205818.704,"Fresh","No","No","No","Yes","No","No","No",,"Yes","Yes","No","No","No","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","Yes","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",20,30,"More","Very much","Very much","Somewhat","No","Yes","No","No","No","No","No","No","No","No","No","I [PPMARITins2] pay rent.",2012,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,850,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","Less debt now",,"Some of the time","Most or all of the time","Certificate or technical degree","Yes","Certificate or technical degree",,"Business/management","Financial benefits are much larger",,,,,,,,,,,,"Very important","Moderately important","Moderately important","Not important","Not important","Moderately important","Very important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",5000,0,900,5900,"No",75,"No","No",,"Yes","No","No","No","No","No","No",,,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Better price",,"Better price",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","Refused","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Substantial strain","Substantial strain",,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Sometimes worried","Some college but no degree","Certificate or technical degree","Lessors of Nonfinancial Intangible Assets (except Copyrighted Works)","Two","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$25,000 - $34,999","I make most of the decisions","Excellent",20160920,20160410,20160827,22,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,5,"Working - as a paid employee",0,"Black/African-American","Black"
26146,,48483.4278,14685.415,72563.5582,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Paper check","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Severe impact","Moderate impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No",,,,,"Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Other reason",,,,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","No","Yes",600,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Ambulatory Health Care Services","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Fair",20160909,20151217,20160904,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$30,000 to $34,999","Divorced","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26147,,42003.2569,13029.8023,63068.9516,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","No","Employed for someone else",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",416,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Physical sciences/math","Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","No","No","No","Yes",400,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Hospitals","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$35,000 - $49,999","I make most of the decisions","Good",20160915,20160217,20160910,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26150,,,38062.3388,,"LMI oversample","No","Yes","Yes","Yes","Yes","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Probably No","Yes","Living comfortably","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Don’t know","Don’t know","Don’t know","Yes","Yes","Don’t know","No","Paper check","No","No","Yes","Yes","Yes","Yes","No","No","It exceeded changes in living expenses","Moderate impact","Moderate impact","No impact","Moderate impact","Moderate impact","Moderate impact",,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No","No","To earn money as a primary source of income",140,89,"More","Very much","Very much","Very much","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Don’t know","Yes","Yes","No","Yes","Yes","None",,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","Refused",525,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Bachelor’s degree",,"Undeclared",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No","Very important","Very important","Very important","Very important","Very important","Very important","Very important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","Yes",,"$40,000 to $49,999","More than your income","No","Yes","No","Refused","Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","Yes","Yes","No","Better price","Better quality",,"Convenience","Convenience",,"Convenience","Better price",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","No","No",,,"No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"None",,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Excellent",20160921,20151217,20150707,24,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","No",5,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","South","West-South Central","Occupied without payment of cash rent","la",0,0,0,2,3,"Not working - looking for work",0,"2+ Races","Other"
26152,,24522.0923,20394.1011,37400.93,"Fresh","Yes","No","Yes","No","Yes","No","No","All of the adult children living with me are not in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","About the same","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1700,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,71,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Better price","Better price","Better price",,"Better price","Better price","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Very good",20151026,20151218,20160720,72,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Not working - retired",0,"White","White"
26153,,,13981.2166,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","Yes","Yes","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Undeclared","Financial benefits are somewhat larger",,,,,,,,,,,,"Moderately important","Moderately important","Moderately important","Slightly important","Moderately important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","No","Refused","Often varies quite a bit from one month to the next","No","Yes","No","Yes","No","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","Yes","No","Better price",,"Convenience",,"Convenience",,"Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Some college but no degree","Some college but no degree","General Merchandise Stores","One","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20161007,20151222,20150830,25,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26154,,32269.7469,31190.115,49083.2011,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat worse off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Moderate impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",12,5,"About the same","Very much","Somewhat","Somewhat","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes",,,,,,,,,"No",1200,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Master’s degree",,"Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Very important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",25000,0,0,25000,"No",0,"Yes","No",,"Yes","No","No","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","No","No","Yes","Yes","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Not available in local stores","Convenience","Not available in local stores",,,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Hospitals","Two","Health Technologist or Technician (such as paramedic, lab technician)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160915,20151228,20160915,53,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26155,,86974.9589,109931.795,125618.061,"Fresh","No","Yes","Yes","Yes","No","No","No","All of the adult children living with me are not in school","Yes","No","No","No","Yes","No","Probably No","No","Doing okay","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","Yes","No","No","Student","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",5,10,"About the same","Somewhat","Somewhat","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Business/management","Financial benefits are somewhat larger",,,,,,,,,,,,"Very important","Very important","Moderately important","Not important","Slightly important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Not available in local stores",,,"Convenience","Better price","Better price","Convenience",,"Yes","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Not asked","One","Other (Please specify)","Not sure","Another household member makes most of the decisions","Very good",20160913,20160118,20160831,21,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,1,4,"Working - self-employed",0,"White","White"
26156,,45194.2363,46207.4775,67483.7327,"Fresh","No","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","Yes","Probably Yes",,"Doing okay","Somewhat worse off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,850,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","Yes","Yes","No","No","Yes","No","Better price",,"Better price","Better price","Better price",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","Refused","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Miscellaneous Store Retailers","One","Retail Sales","Under $5,000","I make most of the decisions","Good",20160922,20151216,20150827,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","South","East-South Central","Rented for cash","ms",0,1,1,0,3,"Working - as a paid employee",0,"White","White"
26157,,36801.836,37111.2162,55150.1587,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",620,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","Yes","No",,"Convenience","Convenience",,"Convenience",,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Graduate degree","Bachelor’s degree","Monetary Authorities-Central Bank","One","Sales Representative","$100,000 - $249,999","I make most of the decisions","Very good",20160924,20160221,20150806,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,1,1,0,2,"Working - as a paid employee",0,"White","White"
26158,,112034.834,108041.844,160948.567,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",30,20,"More","Does not apply","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1995,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Better price","Better price",,,"Better price","Better price","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Graduate degree","Graduate degree","Plastics and Rubber Products Manufacturing","One","Management","$50,000 - $74,999","I make most of the decisions","Excellent",20160902,20151222,20160827,36,"35-44","30-44","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,2,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
26159,,51959.5525,53024.6919,75935.2296,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","No","No","No","Convenience",,"Convenience",,"Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Management of Companies and Enterprises","One","Business and Financial Operations","$500,000 - $999,999","I make most of the decisions","Very good",20161019,20151223,20150816,57,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26160,,65581.1699,73383.3113,94718.715,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Not important","Not important","Not important","Not important","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","Yes","No",,"Not available in local stores","Better price",,"Better price",,,"Better price",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Other Professional, Scientific, and Technical Services","One","Other professional","$5,000 - $9,999","Another household member and I share in the decisions","Excellent",20160925,20160103,20150710,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
26161,,85682.2501,27524.5755,122216.438,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Probably Yes",,"Just getting by","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","No","Yes","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"Moderate impact","Minor impact","Minor impact","No impact","No impact","Moderate impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",100,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Health","About the same financial benefits and financial costs","No","No","No","Yes","Yes",,,,,,,"Slightly important","Slightly important","Moderately important","Slightly important","Moderately important","Moderately important","Slightly important","No advice from person",,,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Not available in local stores",,"Better price","Convenience",,,,,"Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","Yes","No","No",,,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No",,"A little strain",,,,,,,"Moderate strain",,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Associate degree","Hospitals","Two","Health Care Support (such as nursing aide, orderly, dental assistant)","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160920,20160115,20160920,48,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$15,000 to $19,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
26162,,30378.875,26771.7125,45696.297,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","No","No","No","Yes","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1653,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"Moderately important","Slightly important","Slightly important","Very important","Very important","Slightly important","Slightly important","No advice from person",,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","Yes","No","No","Refused",,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","Yes","Refused","Refused","Yes","Refused",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Real Estate","Three","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20151022,20160112,20150923,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26163,,,7119.9221,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$0 to $4,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Some college but no degree","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160907,20151217,20160907,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,1,"Not working - looking for work",0,"White","White"
26164,,,112458.92,,"LMI oversample","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","Yes","No","No","No","Homemaker","Work part-time for someone else","Normally work the same hours",,"Don’t know","Don’t know","Don’t know","Yes","Don’t know","Don’t know","Don’t know","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","Minor impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","Substantial strain","Substantial strain",,,,,,"Substantial strain",,,,"Never worried","Never worried","Rarely worried","Never worried","Don’t know","Don’t know","Private Household Service","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Good",20160913,20160413,20160911,62,"55-64","60+","7th or 8th grade","Less than high school","Hispanic","Female","Yes",2,"A building with 2 or more apartments","$5,000 to $7,499","Never married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
26166,,89722.4019,96636.827,129622.521,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","No impact","No impact","Severe impact","No impact","Minor impact","Severe impact","Employed part-time","No","No","Yes","No","No","No","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,"Refused","About the same","Somewhat","Not at all","Not at all","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,"No",700,"Yes","Yes","Yes","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,"No","No","No","No","No","Yes","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Better price",,"Better price","Better price","Better price","Better price",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","Yes","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","Yes","Yes",1214,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Substantial strain",,,,,,,,"Never worried","Sometimes worried","Regularly worried","Regularly worried","Some college but no degree","Less than High School degree","Building Material and Garden Equipment and Supplies Dealers","One","Retail Sales","Under $5,000","I make most of the decisions","Very good",20161010,20160227,20160828,31,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",6,"A mobile home","$40,000 to $49,999","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,2,2,2,"Working - as a paid employee",0,"White","Hispanic"
26167,,81887.9007,83142.737,118463.434,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,5,"About the same","Not at all","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",1560,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Undeclared",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Refused",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Not available in local stores","Not available in local stores","Better price","Better price","Convenience","Not available in local stores","Convenience",,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Associate degree","Other Information Services","One","Computer and Mathematical","$100,000 - $249,999","I make most of the decisions","Good",20151019,20160303,20160909,41,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
26168,,,60574.0477,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Probably No","Yes","Doing okay","About the same","Much better off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","No advice from person","Not important","Not important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Not available in local stores","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Computer Systems Design and Related Services","Two","Computer and Mathematical","$100,000 - $249,999","Another household member makes most of the decisions","Good",20161007,20151218,20150727,24,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,3,"Working - self-employed",0,"White","White"
26170,,54689.3634,53176.2169,81728.6909,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","No","Yes","Yes","Yes","No",790,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Some of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",40000,0,0,40000,"Yes",400,"No","No",,"No","No","Yes","No","No","Still enrolled in the program",,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Executive, Legislative, and Other General Government Support","One","Computer and Mathematical","$35,000 - $49,999","I make most of the decisions","Good",20160910,20151219,20160827,33,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Never married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
26171,,,17554.9721,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","Yes","No","No","Yes","No","Probably Yes",,"Just getting by","About the same","About the same","Poor","Yes","No","Yes","Yes","No","No","Yes","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","Don’t know","No","Don’t know","Don’t know","Don’t know","No","Paper check","Yes","Refused","No","No","Yes","Yes","Yes","Yes",,"No impact","No impact","No impact","Moderate impact","Minor impact","Minor impact",,"No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","To earn money as a primary source of income",10,10,"About the same","Somewhat","Does not apply","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Associate degree","No",,,"Humanities",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No","No advice from person","Not important","Moderately important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",6000,0,3000,9000,"Refused",75,"No","No",,"No","No","No","Yes","Yes","No",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No",,"Better price",,"Better price","Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","Refused","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","A little strain","Moderate strain",,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Crop Production","One","Other (Please specify)","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160921,20160122,20160921,30,"25-34","30-44","Associate degree","Some college","Hispanic","Male","No",2,"A mobile home","$5,000 to $7,499","Never married","Metro","West","Pacific","Occupied without payment of cash rent","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
26173,,22058.9601,17906.7155,33685.7846,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","Yes","Yes","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","Minor impact","Minor impact","Moderate impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1900,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","No","No","No","Better price","Convenience","Better price",,,"Better price",,,,"No","No","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Transportation Equipment Manufacturing","One","Management","$250,000 - $499,999","Another household member makes most of the decisions","Excellent",20160918,20160518,20160718,60,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26174,,30359.9061,26824.4288,45458.702,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","Much worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,68,"Somewhat important","Not important","Not important","Very important","Not important","Yes","No","Yes","Yes","Yes","Refused","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160912,20151217,20160716,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",0,"White","White"
26175,,75305.65,26795.4929,111313.594,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","It varied","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Moderate impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"No","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Refused","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20161008,20160112,20150923,43,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$7,500 to $9,999","Living with partner","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,3,"Not working - other",0,"White","White"
26177,,45025.278,39464.6048,66656.7719,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","Yes","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1583,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Other (Please specify):",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20161015,20160201,20160909,71,"65-74","60+","Associate degree","Some college","Hispanic","Female","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
26178,,55026.1794,53389.6889,81289.3838,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Probably Yes",,"Doing okay","Much better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Certificate or technical degree",,"Business/management","Financial benefits are much larger",,,,,,,,,,,,"Moderately important","Moderately important","Slightly important","Slightly important","Slightly important","Slightly important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No",,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience",,"Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Social Assistance","One","Business and Financial Operations","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20160911,20151220,20160828,36,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house attached to one or more houses","$125,000 to $149,999","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
26179,,,22117.4849,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",550,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Refused","Yes","Refused","Yes","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Refused","Refused","Refused","Refused","Yes","Refused","Yes","Refused","No",,,,,"Convenience",,"Convenience",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",2000,"No","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Miscellaneous Manufacturing","One","Other Sales","$50,000 - $74,999","I make most of the decisions","Good",20160914,20160308,20160914,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26180,,,25499.7387,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",6500,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160929,20160409,20160727,62,"55-64","60+","Associate degree","Some college","Other, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","Less than $5,000","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - other",0,"Asian","Asian"
26181,,28229.9314,25383.2458,43059.8079,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"It was easier for me to fix without their assistance","Don’t know",,,,,,,1300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Refused","Yes","Refused","Refused","Yes",,"Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Convenience","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",600,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Rarely worried","High school degree or GED","Some college but no degree","Computer Systems Design and Related Services","One","Computer and Mathematical","$10,000 - $24,999","I make most of the decisions","Good",20160914,20160312,20160914,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$60,000 to $74,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26182,,40409.8932,37395.3165,60242.0392,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","Yes","No","No","No","Homemaker","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",840,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No",,"Better price",,,"Better price","Better price",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Educational Services","One","Teacher, except college and university","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160921,20151217,20160910,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
26185,,36350.904,32834.3617,54258.0186,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","Yes","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","No","No","It failed to keep up with changing living expenses","Severe impact","Moderate impact","No impact","No impact","Minor impact","Moderate impact","Employed full-time","Yes","No","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,5,"Less","Somewhat","Somewhat","Somewhat","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No",2250,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Education",,,,,,,"Financial costs are much larger","Yes","Yes","Yes","No","No","Very important","Slightly important","Not important","Not important","Not important","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",5500,0,3400,8900,"No",250,"No","No",,"No","Yes","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","Convenience","Better price",,,,"Better price","Convenience",,,"Yes","No","Yes","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","No","Yes",2000,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No",,"Moderate strain",,"Substantial strain",,,,,"Moderate strain",,,"Rarely worried","Sometimes worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Nursing and Residential Care Facilities","One","Personal Care and Service","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160922,20160212,20160922,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ak",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
26186,,38980.5411,35830.4588,58976.151,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","It varied","No","No","No","Yes","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No",2100,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Slightly important","Slightly important","Moderately important","Slightly important","No advice from person","Slightly important","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5800,0,0,5800,"Yes",95,"No","No",,"No","No","No","No","Yes","Yes","No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","Yes","Yes","No","No",,,"Convenience",,"Convenience","Not available in local stores","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Excellent",20160916,20160222,20160916,33,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,1,0,0,2,"Not working - looking for work",0,"White","White"
26190,,,28305.402,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","Yes","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","Yes",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",25,7,"About the same","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,925,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","Less debt now",,"Some of the time","Once","Bachelor’s degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,63,"Somewhat important","Not important","Not important","Not important","Somewhat important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Better price",,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","Yes",230,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160918,20151216,20160918,73,"65-74","60+","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$15,000 to $19,999","Divorced","Metro","Midwest","West-North Central","Rented for cash","ks",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
26192,,,27958.0604,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",293,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,55,"Very important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20150603,20160424,20160709,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A mobile home","$30,000 to $34,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",0,"White","White"
26193,,37845.9709,35641.7616,57085.0249,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","Yes","No",,"Moderate impact","No impact","No impact","No impact","No impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No",510,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"A little strain",,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Monetary Authorities-Central Bank","One","Business and Financial Operations","$50,000 - $74,999","I make most of the decisions","Good",20160908,20151219,20160908,32,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",3,"A one-family house attached to one or more houses","$40,000 to $49,999","Divorced","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","nd",0,2,0,0,1,"Working - as a paid employee",0,"White","White"
26194,,26025.3204,25370.0789,40008.0682,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1003,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","No","Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Not available in local stores","Not available in local stores","Not available in local stores",,"Not available in local stores","Better price","Other reason","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","Yes",5000,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Other Information Services","One","Management","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160922,20160211,20151125,49,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","mt",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26195,,,13069.952,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Definitely No","Yes","Living comfortably","Somewhat better off","Much better off","Poor","No","No","No","No","Yes","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","Minor impact",,,,"Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",8,60,"More","Somewhat","Somewhat","Somewhat","No","No","Yes","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","No","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Humanities","Financial benefits are much larger",,,,,,,,,,,,"Slightly important","No advice from person","Moderately important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",3400,0,0,3400,"No",0,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","Yes",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","Yes",,,,,"Better price",,,"Convenience","Not available in local stores","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"No","No","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member makes most of the decisions","Very good",20160915,20151224,20160827,21,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",4,"A mobile home","Less than $5,000","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,1,3,"Not working - looking for work",0,"White","White"
26196,,38375.8217,31536.4246,57286.2206,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","Minor impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Very important","Not important","Not important","Somewhat important","Very important","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Better price","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Good",20151003,20151218,20160829,67,"65-74","60+","Some college, no degree","Some college","Hispanic","Male","Yes",4,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,1,3,"Not working - retired",0,"White","Hispanic"
26198,,,23109.4332,,"LMI oversample","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","About average","Yes","Yes","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Don’t know","No","No","No","Don’t know","Don’t know","Paper check","No","Yes","No","No","No","No","No","No",,"No impact","No impact","Minor impact","Moderate impact","Minor impact","Minor impact","Homemaker","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","To earn money as a primary source of income",40,10,"About the same","Not at all","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Once","Never","Associate degree","No",,,"Other (Please specify):",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","Yes",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Graduate degree","Religious Organizations","Two","Building and Grounds Cleaning and Maintenance","Under $5,000","Another household member and I share in the decisions","Very good",20160910,20160125,20160910,51,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,1,2,3,"Working - as a paid employee",0,"White","White"
26202,,,76921.5017,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"Severe impact","No impact","Moderate impact","No impact",,,"Retired","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",80,10,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","Yes","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Regularly worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Very good",20160914,20151217,20160827,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
26205,,37813.1577,36011.893,56700.9306,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","Minor impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","To maintain existing job-related skills",4,5,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","Yes","Yes","None",,"Probably No",,,,,,,850,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"No",60,"No","No",,"Yes","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Other Professional, Scientific, and Technical Services","One","Computer and Mathematical","Under $5,000","I make most of the decisions","Very good",20161011,20160207,20160828,36,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$50,000 to $59,999","Never married","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26206,,,52742.0172,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","Poor","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","To earn extra money to help family members",2,10,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","Yes","Credit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Business/management","Financial costs are much larger",,,,,,,,,,,,"Slightly important","No advice from person","No advice from person","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",50000,0,0,50000,"No",0,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program","No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No","Better price",,,,"Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Regularly worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Excellent",20160910,20160206,20160827,29,"25-34","18-29","Associate degree","Some college","Other, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Not working - looking for work",0,"Asian","Asian"
26207,,,123598.2,,"LMI oversample","Refused","Refused","Refused","Yes","Yes","No","No",,"Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","About the same","Poor","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","Minor impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2000,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"It was easier for me to fix without their assistance","Definitely Yes","Yes","Yes","Yes","Yes","No","No",310,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Some of the time","Associate degree","Yes","Bachelor’s degree",,"Health",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",2500,0,0,2500,"No",0,"No","No",,"No","No","Yes","No","No","No",,,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Better price",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Hospitals","One","Health Technologist or Technician (such as paramedic, lab technician)","$10,000 - $24,999","I make most of the decisions","Good",20151104,20160404,20150817,27,"25-34","18-29","Associate degree","Some college","Hispanic","Male","Yes",9,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,1,2,6,"Working - as a paid employee",0,"White","Hispanic"
26209,,38803.7116,13179.1854,60093.9465,"Fresh","No","Yes","No","Yes","No","Yes","No",,"Yes","No","Yes","No","Yes","No","Definitely Yes",,"Living comfortably","Much better off","Much better off","Pretty well off financially","Yes","No","Yes","No","Yes","No","Yes","No","Yes","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","No","Yes","No","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","Yes","No","Yes","No","Yes","No","Yes","No",,"No impact","Minor impact","Moderate impact","Severe impact","Moderate impact","Minor impact",,"Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",6,6,"More","Very much","Very much","Very much","Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","Yes","No","Yes","No","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Check","Somewhat confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"Yes","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","Excellent","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",600,0,550,1150,"Yes",100,"Yes","Yes",,"Yes","No","Yes","No","Yes","Yes",,"Yes","Yes","No","Yes","No",,,,,,,,,,,,50,"Very important","Somewhat important","Not important","Somewhat important","Very important","Yes","Yes",,"Yes","No","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,"$0 to $4,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","No","Yes","No","Yes","No","No","Convenience",,"Better price",,"Better quality",,"Not available in local stores",,,"Yes","No","Yes","No","Yes","No","Yes","Yes","No","Yes","Refused","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","Yes","No","Yes","No","Yes",600,"Yes","Yes","No","Yes","No","Yes","No","Yes","No","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","Moderate strain","A little strain",,,"Refused","Substantial strain",,,"Substantial strain","Moderate strain",,"Never worried","Rarely worried","Sometimes worried","Regularly worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Very good",20160916,20160107,20160916,52,"45-54","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","Less than $5,000","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Not working - other",0,"Black/African-American","Black"
26212,,,28334.4552,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",630,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,59,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No",,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No",,"Convenience",,"Convenience",,"Convenience",,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20160923,20151217,20160723,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Not working - retired",0,"White","White"
26215,,,13139.7493,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","No","No","No","No","No","No","No","No","No","Disabled and not working",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","Yes","No","No","No","No","No","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Don’t know","Yes","No","No","No","Yes","No",,,,"Don’t know",,,,,,,850,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Refused","No","No",,"$15,000 to $24,999","More than your income","No","No","Yes","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Other reason",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","Refused","Refused","Refused","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Refused","Refused","Refused","Refused","Refused","Refused","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160909,20151218,20150601,47,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","Less than $5,000","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,1,"Not working - disabled",0,"White","White"
26217,,155435.833,165550.947,215595.246,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Probably No","Yes","Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","No","No","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Other (Please specify):","About the same financial benefits and financial costs",,,,,,,,,,,,"Slightly important","No advice from person","No advice from person","Moderately important","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No","Don’t know","Don’t know","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Rarely worried","Some college but no degree","High school degree or GED","General Merchandise Stores","One","Retail Sales","Not sure","Another household member makes most of the decisions","Good",20160910,20160407,20160908,21,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","No",6,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,1,0,5,"Working - as a paid employee",0,"American Indian or Alaska Native","Hispanic"
26218,,,40459.9269,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,221,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",0,0,0,0,"No",0,"No","No",,"No","No","Yes","No","No","Yes",,"No",,,,,,,,,,,,,,,,67,"Very important","Not important","Somewhat important","Not important","Very important","Yes","No",,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No",,"Not available in local stores","Convenience","Convenience",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160915,20160301,20160915,68,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Non-Metro","South","South Atlantic","Rented for cash","md",0,0,0,0,1,"Not working - retired",0,"White","White"
26219,,,21880.8779,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Poor","No","No","No","No","Yes","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",950,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial costs are much larger","No","Yes","No","Yes","Yes","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,42,"Very important","Not important","Somewhat important","Not important","Very important","No","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Other reason",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","No","No",,,"No","No","No","No","Yes","Yes","No","No","No","Yes","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Regularly worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Poor",20160921,20160305,20150917,43,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Not working - retired",0,"White","White"
26220,,33129.0361,29996.4405,49723.7972,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,2,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",876,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,70,"Somewhat important","Very important","Very important","Very important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No","Convenience",,"Better price","Better price",,,,,,"Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","Yes","Yes","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20151012,20160306,20160623,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",0,"White","White"
26223,,,9747.0042,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","Yes","Yes","Yes","No","No","No","No","No","Not employed, but looking for a job","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",7,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Education","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,"Very important","Very important","Very important","Very important","Very important","Very important","Very important","No advice from person",,,,,,,,,,,"No","No","No","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","Yes","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Moderate strain","Substantial strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Other Chemical Manufacturing","Two","Transportation and Material Moving","$5,000 - $9,999","I make most of the decisions","Very good",20160910,20151217,20160910,55,"55-64","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Divorced","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
26224,,,21560.4691,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Cash","Not confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"Yes","Yes","No",,"No","No","No","No","No","No","No","No","Yes","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Very important","Yes","No",,"No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,,,"Not available in local stores","Not available in local stores",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20151109,20160225,20151212,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"White","White"
26225,,,16509.7917,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","No","No","Paper check","Refused","Yes","No","No","No","No","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Moderate difficulty",,"Probably Yes","Yes","No","Yes","Yes","No","No",1260,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are much larger","No","Yes","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",40000,0,0,40000,"No",400,"No","No",,"No","No","Yes","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Food Services and Drinking Places","One","Management","$5,000 - $9,999","Another household member and I share in the decisions","Excellent",20151023,20151226,20150724,40,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26226,,96592.884,31163.0142,142184.134,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","Refused","No","No","Cash","No","No","No","No","No","No","No","No",,"Severe impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact","Minor impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,450,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Regularly worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160903,20151218,20160831,35,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","No",2,"A building with 2 or more apartments","$25,000 to $29,999","Married","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,2,"Not working - other",0,"Black/African-American","Black"
26227,,41728.0533,34061.6436,61007.6117,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1400,"Yes","Yes","Yes","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","Yes","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Convenience","Convenience",,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Mining (except Oil and Gas)","One","Management","$100,000 - $249,999","I make most of the decisions","Excellent",20160922,20160226,20160912,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - self-employed",0,"White","White"
26228,,33129.0361,29996.4405,49723.7972,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Education","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,45,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","Refused","Convenience","Refused",,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Good",20160914,20160122,20160411,74,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Widowed","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Not working - retired",0,"White","White"
26229,,98273.1043,95273.3804,141229.323,"Fresh","Yes","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"Less","Not at all","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2016,"Yes","No","No","No","No","No","No","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Yes","Yes","A little difficulty",,"Probably Yes","Yes","No","No","No","No","No","Don't know",,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Credit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Engineering",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes","No","No","No","Better price","Better price",,,"Other reason","Other reason",,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","Yes","Yes","Yes",5000,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Associate degree","Associate degree","Data Processing, Hosting and Related Services","One","Architecture and Engineering","$75,000 - $99,999","I make most of the decisions","Good",20160915,20160102,20160830,33,"25-34","30-44","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,2,"Working - as a paid employee",0,"Asian","Asian"
26231,,24055.9299,20063.6297,36654.7233,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Master’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,,56,"Somewhat important","Not important","Not important","Not important","Not important","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","Other reason","Better quality",,"Other reason","Other reason",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Fair",20161003,20151218,20160913,69,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Not working - retired",0,"White","White"
26234,,20971.9844,9359.3702,32846.8733,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"Yes","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,323,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,64,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No",,"Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Very good",20161019,20160217,20150828,73,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Not working - retired",0,"White","White"
26235,,25180.2317,19828.9475,38252.6781,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",985,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,67,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Not available in local stores",,,"Not available in local stores","Not available in local stores",,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Excellent",20151024,20160206,20160611,72,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,1,"Not working - retired",0,"White","White"
26238,,,13069.952,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Other (Please specify):","No","No","No","No","No","No","No","No",,"Severe impact","Severe impact","Severe impact","Severe impact","Severe impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Don’t know",,,,,,,495,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Don’t know","Don’t know","General Merchandise Stores","One","Retail Sales","Under $5,000","Another household member and I share in the decisions","Poor",20160913,20160105,20160909,24,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$7,500 to $9,999","Married","Metro","South","South Atlantic","Rented for cash","nc",0,1,1,0,2,"Working - as a paid employee",0,"White","White"
26242,,67692.4646,70530.313,99183.891,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","Yes","No","No","No","Probably Yes",,"Doing okay","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","Minor impact","Minor impact","No impact","Moderate impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","No","Yes","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Some of the time","Most or all of the time","Associate degree","No",,,"Physical sciences/math",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","Refused","Very important","Very important","Slightly important","Very important","Very important","Very important","Very important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No",,,,,"No",7300,"No","No",,"No","No","Yes","No","No","No",,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","Yes","No","Convenience","Convenience",,"Convenience","Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Postal Service","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Good",20160921,20160224,20160829,32,"25-34","30-44","Associate degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
26244,,33129.0361,29996.4405,49723.7972,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1245,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Once","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",800,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Never worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20151029,20160110,20160905,67,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Not working - retired",0,"White","White"
26246,,,11760.3457,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,2,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",550,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"No",,,,,,,,,,,,,,,,56,"Not important","Very important","Somewhat important","Not important","Not important","No","No",,"Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","Yes","No","Convenience","Convenience",,,,"Better price",,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160915,20151217,20160915,56,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Not working - retired",0,"White","White"
26248,,85962.0233,24250.8777,125924.323,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","No","Yes","Yes","No","No",600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Slightly important","Moderately important","Moderately important","No advice from person","No advice from person","Moderately important","No advice from person","No","No","No","No","No","No","No","Yes","Yes","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No",,,,"Better price","Convenience","Better price","Not available in local stores",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Very good",20160908,20151223,20160901,24,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$35,000 to $39,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",1,0,0,0,2,"Not working - other",0,"White","White"
26255,,,37525.8849,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"Yes","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Convenience",,,,,,,,,"No","Yes","No","Refused","No","No","Yes","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20160915,20151218,20160911,89,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Widowed","Metro","Midwest","West-North Central","Rented for cash","mo",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
26256,,31270.0544,26966.4447,46964.6686,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Not available in local stores","Not available in local stores",,"Better price","Not available in local stores","Not available in local stores","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Excellent",20161019,20160208,20150819,63,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,0,2,"Not working - other",0,"White","White"
26258,,109637.699,136811.153,157273.477,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","Severe impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",1,0,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely Yes","Yes","No","Yes","No","Yes","No",1010,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Somewhat confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Very important","No advice from person","Very important","Very important","No advice from person","No advice from person","No advice from person","No","Yes","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Refused","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","Yes","No",,,,,,"Not available in local stores",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20161001,20160325,20160910,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",5,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","West-South Central","Rented for cash","tx",1,1,1,0,2,"Not working - looking for work",0,"White","Hispanic"
26260,,,19180.0238,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","No","Yes","No","No","No","Definitely No","Yes","Doing okay","About the same","About the same","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","No","Refused",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Associate degree","No",,,"Undeclared",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No","Very important","Very important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",28000,0,0,28000,"Yes",0,"Yes","No",,"No","Yes","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member makes most of the decisions","Very good",20160911,20151218,20160911,31,"25-34","30-44","Associate degree","Some college","Black, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$5,000 to $7,499","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,3,"Not working - looking for work",0,"Black/African-American","Black"
26262,,,48073.979,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,950,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Some of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes","No",,"Convenience",,"Convenience",,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","Yes",435,"Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Moderate strain",,,,,,,"Moderate strain","Substantial strain",,,"Regularly worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Graduate degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Fair",20160903,20160103,20160829,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$20,000 to $24,999","Married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
26263,,41408.1395,40872.4501,61108.8069,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,3,"About the same","Does not apply","Does not apply","Somewhat","No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$200,000 or higher","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Better price","Convenience","Convenience","Convenience","Better price","Not available in local stores",,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Excellent",20160921,20151218,20151029,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Not working - other",0,"White","White"
26264,,42796.7553,37466.8823,63159.0279,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Moderate impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"Refused","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",75,"No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","Some college but no degree","Don’t know","Hospitals","One","Other (Please specify)","$10,000 - $24,999","Another household member makes most of the decisions","Good",20160906,20160107,20160906,62,"55-64","60+","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
26266,,37550.8318,12369.7982,56803.7306,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Poor","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Homemaker","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","To earn money as a primary source of income",15,5,"More","Not at all","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",676,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","No","No","Yes","Yes","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Engineering","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,25,"Very important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes",,"$25,000 to $39,999","More than your income","No","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","Yes","Yes","No","No","No","Yes","Yes","Yes",,"No","Yes","No","No","No","No","No","Yes","No","No","No",,"Moderate strain",,,,,,"Substantial strain",,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Fair",20151003,20151217,20150902,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",6,"A mobile home","$25,000 to $29,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",1,2,0,1,2,"Not working - disabled",0,"White","White"
26267,,,21990.2523,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Engineering","Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Not available in local stores","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Rarely worried","Graduate degree","Graduate degree","Wood Product Manufacturing","One","Other (Please specify)","$50,000 - $74,999","I make most of the decisions","Very good",20160911,20151218,20150620,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","mt",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26272,,44159.1563,41113.5928,65825.4337,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1160,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","Yes","Doctoral Degree",,"Education",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","Slightly important","Slightly important","No advice from person","No advice from person","Slightly important","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","Better price","Better price",,"Better price","Better price","Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Regularly worried","Rarely worried","Sometimes worried","Never worried","Less than High School degree","High school degree or GED","Educational Services","One","Teacher, college and university","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20151002,20151217,20160723,53,"45-54","45-59","Masters degree","Bachelor's degree or higher","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
26273,,,95316.9127,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Probably No","Yes","Doing okay","Somewhat better off","About the same","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","Yes","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Social/behavioral sciences","About the same financial benefits and financial costs",,,,,,,,,,,,"Very important","Slightly important","Slightly important","Moderately important","Slightly important","No advice from person","Slightly important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",60000,0,0,60000,"Yes",0,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No",,"Better price",,"Better price",,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Excellent",20160903,20151223,20160903,25,"25-34","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,3,"Not working - looking for work",0,"Black/African-American","Black"
26274,,85287.0799,30516.0705,122044.434,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much better off","Pretty well off financially","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2011,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,407,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Somewhat important","Somewhat important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","No",,,,"Not available in local stores","Convenience","Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","Yes","No","No",,,"No","No","Yes","Yes","Refused","Refused","Refused","Refused","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160915,20151219,20160915,74,"65-74","60+","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Married","Metro","West","Pacific","Rented for cash","or",0,0,0,0,2,"Not working - retired",0,"White","White"
26276,,,24379.7071,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2003,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",625,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","No","Better quality",,,,,,"Convenience","Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","No","No","Yes",100,"No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160915,20160125,20150606,36,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,2,"Not working - disabled",0,"White","White"
26277,,39233.7202,37198.3781,58310.3211,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","Yes","No","No","No","No","No","No","Yes","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Refused","Yes",,,"No","Yes","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Refused","Refused","Refused","Yes",,,,,,,,,,,,55,"Not important","Not important","Somewhat important","Not important","Not important","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No",,"Convenience",,"Better price",,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Amusement, Gambling, and Recreation Industries","Two","Management","$100,000 - $249,999","I make most of the decisions","Good",20160918,20151218,20160918,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Working - self-employed",0,"White","White"
26278,,160953.365,52266.4598,226088.715,"Fresh","No","Yes","No","Yes","Yes","No","No",,"No","No","No","No","No","Yes","Definitely No","Yes","Doing okay","Somewhat better off","Much better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Refused","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",565,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160914,20160401,20160914,31,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",6,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Non-Metro","South","West-South Central","Occupied without payment of cash rent","ok",0,2,0,0,4,"Not working - other",0,"White","Hispanic"
26279,,70696.608,61697.4233,101439.73,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,50,"Not important","Very important","Very important","Very important","Not important","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160928,20160220,20160827,76,"75+","60+","Some college, no degree","Some college","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
26280,,35323.5407,15634.4714,52427.0798,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Not important","Very important","Very important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Other reason","Not available in local stores",,,"Not available in local stores","Not available in local stores","Not available in local stores",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20161019,20160221,20160329,71,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
26282,,52308.4342,48146.7498,76607.796,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,50,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No",,"Convenience",,"Convenience",,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160908,20151224,20160827,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - retired",0,"American Indian or Alaska Native","Hispanic"
26287,,,23002.3166,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","About the same","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,585,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160916,20160221,20160902,37,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",1,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Not working - disabled",0,"White","Hispanic"
26290,,,17467.5055,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","Yes","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1966,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","About the same",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","Yes","Certificate or technical degree",,"Refused","Financial benefits are somewhat larger",,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Very important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Refused","Very important","Refused","Very important","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Refused","No","Refused","No",,"$25,000 to $39,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",500,"Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160930,20160220,20160828,80,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$10,000 to $12,499","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
26291,,34837.1215,12867.2638,53071.3855,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",20,5,"More","Very much","Very much","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Better price","Better price","Better price","Better price","Not available in local stores","Better price",,"Convenience",,"Yes","Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","Yes","No","Yes","No","Yes",5000,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No",,"Moderate strain",,,,,,"Substantial strain",,,,"Rarely worried","Rarely worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Clothing and Clothing Accessories Stores","Three","Retail Sales","$50,000 - $74,999","I make most of the decisions","Very good",20151006,20160221,20160606,47,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26292,,48912.3927,49452.867,72997.8947,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Minor impact","No impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,5,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.","Refused","No","No","Yes","No","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","No","Yes","No","No","No",695,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No","Better price","Convenience",,,"Convenience",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Construction of Buildings","One","Other (Please specify)","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160910,20160105,20160908,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26293,,52764.7649,16075.6995,78776.938,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much better off","Poor","No","No","No","Yes","No","Yes","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","No impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1991,"No","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are somewhat larger","No","No","No","No","No",,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",50000,0,0,50000,"No",0,"No","Yes",,"No","Yes","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Other Information Services","One","Community and Social Services","Not asked","Another household member and I share in the decisions","Fair",20151017,20150602,20150527,45,"45-54","45-59","Associate degree","Some college","Black, Non-Hispanic","Female","No",3,"A one-family house attached to one or more houses","$25,000 to $29,999","Widowed","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,1,2,"Working - as a paid employee",0,"Black/African-American","Black"
26296,,18674.7165,21660.6517,28308.4149,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","Much better off","Much better off","Poor","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","Yes","No",,,,,,"Convenience",,"Other reason",,"No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Excellent",20151008,20160220,20151024,51,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$150,000 to $174,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,4,"Not working - retired",0,"2+ Races","Other"
26297,,,19955.6228,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","Minor impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",631,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Somewhat important","Not important","Not important","Not important","Not important","Yes","Yes",,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",200,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","General Merchandise Stores","One","Retail Sales","Under $5,000","I make most of the decisions","Fair",20160915,20151222,20160829,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A mobile home","$30,000 to $34,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26298,,114371.014,34301.4353,163236.141,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"Less","Not at all","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","Yes","No",,,,"Probably No",,,,,,,419,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No","Don’t know","Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Other reason","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Sometimes worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Ambulatory Health Care Services","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Not sure","Another household member makes most of the decisions","Good",20160930,20160208,20160827,23,"18-24","18-29","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$7,500 to $9,999","Married","Metro","South","East-South Central","Rented for cash","ky",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26299,,38572.7677,37398.4346,58359.4044,"Fresh","No","Yes","No","Yes","Yes","No","No",,"Yes","Yes","No","Yes","Yes","No","Definitely No","Yes","Doing okay","Somewhat better off","About the same","It varied","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No",,"Severe impact","No impact","Moderate impact","Minor impact",,,"Refused","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",2,5,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,"No",600,"Yes","Yes","Yes","Yes","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Engineering","Financial benefits are somewhat larger",,,,,,,,,,,,"Slightly important","No advice from person","Not important","Not important","No advice from person","Not important","No advice from person","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",2300,0,0,2300,"No",2300,"No","Yes",,"Yes","No","No","Yes","No","Yes","Yes","Refused",,,,,"No","Yes","Yes","No","Yes","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","Refused","Yes","Yes","No","Yes","No","Yes","No","No","Yes","Convenience","Better price",,"Better quality",,"Not available in local stores",,,"Better quality","Yes","No","No","Yes","No","No","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","Yes","Yes","No",,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"None","A little strain",,,,,,,,"Never worried","Rarely worried","Rarely worried","Rarely worried","Certificate or technical degree","Certificate or technical degree","Health and Personal Care Stores","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$35,000 - $49,999","Another household member and I share in the decisions","Good",20151103,20160213,20150928,49,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","Yes",9,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",2,1,0,1,5,"Working - as a paid employee",0,"White","Hispanic"
26300,,32217.1113,31872.0107,48613.2893,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Refused","Refused","Refused","Refused","No","Definitely Yes",,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","Yes","Yes","Yes","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","Refused","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience",,"Better price","Better price","Better price","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Hospitals","Two","Business and Financial Operations","$250,000 - $499,999","I make most of the decisions","Good",20161018,20151217,20160828,57,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","nj",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
26301,,,13654.4381,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","Yes","Yes","No","Yes","No","Definitely No","No","Finding it difficult to get by","Somewhat better off","About the same","It varied","No","No","No","No","Yes","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Associate degree","No",,,"Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",35000,0,0,35000,"No",0,"No","Yes",,"Yes","Yes","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","Yes","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes",,"Convenience",,,,,,,"Convenience","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","Yes","Yes","Yes","Yes","No",,,"No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","Yes","No","Yes","Yes","Yes","No",,,,,,"Substantial strain",,"Substantial strain","Moderate strain","Substantial strain",,"Sometimes worried","Rarely worried","Sometimes worried","Never worried","Bachelor’s degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions",,,20160725,20150624,46,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$15,000 to $19,999","Separated","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - looking for work",0,"White","White"
26303,,,22934.9116,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Somewhat important","Somewhat important","Very important","Not important","Not important","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes","Not available in local stores",,,,,,,,"Not available in local stores","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Sometimes worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Good",20160930,20151219,20160910,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",0,"White","White"
26305,,115904.621,38879.4309,161922.342,"Fresh","Refused","Refused","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,15,"More","Somewhat","Not at all","Somewhat","No","Yes","No","No","Yes","No","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1969,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",365,"Yes","Yes","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","About the same",,"Some of the time","Most or all of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,70,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","Yes","No",,"Convenience",,,"Convenience",,,"Better price",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160907,20151218,20150603,90,"75+","60+","12th grade NO DIPLOMA","Less than high school","Hispanic","Female","Yes",4,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,4,"Not working - retired",0,"White","Hispanic"
26306,,,34656.3606,,"LMI oversample","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","Paper check","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","Moderate impact","Moderate impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Once","Once","Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Law","Financial benefits are much larger",,,,,,,,,,,,"Slightly important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","Yes",1500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Certificate or technical degree","Construction of Buildings","One","Installation, Maintenance, and Repair","Under $5,000","I make most of the decisions","Very good",20160915,20160302,20150602,35,"35-44","30-44","Some college, no degree","Some college","Hispanic","Male","No",5,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,1,1,1,2,"Working - self-employed",0,"White","Hispanic"
26307,,64426.55,65188.8488,93159.8129,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat worse off","About average","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","Yes","No","No",,,,,,,,,"No",1308,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Engineering","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No",,"No",,,,,"No","No","No","Yes","Yes","Yes","Yes",0,"Don’t know","Very comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","No","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","Yes",,,"Better price",,,,,,"Not available in local stores","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Specialty Trade Contractors","One","Other (Please specify)","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160919,20151217,20160919,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - self-employed",0,"White","White"
26308,,,21444.6393,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",850,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Refused","Refused","Yes","Yes","Refused","Refused","No",0,"Definitely Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Justice, Public Order, and Safety Activities","One","Lawyer, judge","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160924,20160217,20150601,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26309,,45968.829,15112.7613,68865.0478,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","Yes","No","No","No","No","No","No","No","No","Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,60,"Not important","Not important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Other reason",,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",500,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Regularly worried","Never worried","Never worried","Don’t know","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160913,20151223,20160913,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Not working - retired",0,"White","White"
26311,,43946.4988,50844.9613,65368.5701,"Fresh","Yes","Yes","Yes","Refused","Refused","Yes","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely No","Yes","Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","Severe impact","No impact","No impact","No impact","Severe impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,"No",650,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,,,,"Better price","Better price",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","No","No","No","Yes",1000,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Some college but no degree","High school degree or GED","Transit and Ground Passenger Transportation","One","Transportation and Material Moving","Under $5,000","I make most of the decisions","Good",20160910,20160203,20150606,45,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",8,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,1,2,0,5,"Working - as a paid employee",0,"White","White"
26312,,66383.9257,24363.0348,97474.5901,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1900,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","Yes","No",,"No","No","No","No","No","No","No","No","Yes","No","Good","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Law","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Very important","Very important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20160914,20160323,20160914,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
26313,,36801.836,37111.2162,55150.1587,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Severe impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1067,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","No","Very important","Moderately important","Moderately important","Very important","Slightly important","Slightly important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",40000,0,0,40000,"No",370,"Yes","Yes",,"No","Yes","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No",,"Convenience",,,,"Not available in local stores",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Sometimes worried","Regularly worried","Rarely worried","High school degree or GED","High school degree or GED","Clothing and Clothing Accessories Stores","One","Office and Administrative Support","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160918,20160215,20150601,37,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
26314,,146259.891,148449.006,205180.037,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Much worse off","Much better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",3600,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Refused","Refused","Refused","Refused","Refused","Yes",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores",,,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"None",,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Some college but no degree","Food Services and Drinking Places","Three","Other professional","$250,000 - $499,999","I make most of the decisions","Good",20161016,20160127,20160122,54,"45-54","45-59","Associate degree","Some college","Other, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - as a paid employee",0,"Asian","Asian"
26315,,164015.73,179323.643,228896.682,"Fresh","Refused","Refused","Yes","Yes","Refused","Refused","No","One or more of the adult children who live with me are in school","Yes","Refused","Refused","Refused","Refused","No","Definitely No","Yes","Finding it difficult to get by","About the same","Somewhat better off","About average","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","No","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Law","Financial benefits are much larger",,,,,,,,,,,,"Slightly important","No advice from person","Slightly important","Slightly important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Convenience",,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member makes most of the decisions","Good",20160910,20160122,20160827,19,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","No",4,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,4,"Not working - looking for work",0,"Black/African-American","Black"
26316,,63891.3998,72030.7146,93126.9902,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Severe impact","No impact","Minor impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Crop Production","One","Office and Administrative Support","$25,000 - $34,999","I make most of the decisions","Good",20160908,20151223,20160908,34,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A mobile home","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
26318,,60588.8738,64882.0054,89464.1836,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Refused","Moderate impact","Minor impact","Minor impact","Minor impact","Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No",,"Not available in local stores",,,"Convenience",,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Plastics and Rubber Products Manufacturing","One","Management","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160906,20151218,20150601,41,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Living with partner","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26319,,40924.0685,38541.194,61334.0193,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","Don’t know","Yes","Don’t know","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","Minor impact","Severe impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,1400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","Yes","No",0,"Definitely Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","Yes","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Convenience","Not available in local stores",,"Convenience","Not available in local stores","Convenience",,"Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","No","Yes",400,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,"Substantial strain",,,,,"Substantial strain",,,,,"Never worried","Never worried","Rarely worried","Never worried","Associate degree","Bachelor’s degree","Food Services and Drinking Places","One","Business and Financial Operations","Under $5,000","I make most of the decisions","Good",20160913,20151223,20150602,37,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$60,000 to $74,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Working - self-employed",0,"White","White"
26320,,66803.8287,62005.5702,95611.6983,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably No","Yes","Finding it difficult to get by","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,1,"About the same","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","Yes","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably No",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","No",,"No","Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,66,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","Yes","No",,,,"Better price","Better price",,,"Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Fair",20160923,20151219,20150603,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$150,000 to $174,999","Divorced","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
26321,,50227.5253,42467.5358,73429.8003,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",1049,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,64,"Not important","Not important","Not important","Very important","Not important","No","Refused",,"No","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Refused","Refused","No","Refused","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Refused",20160922,20151226,20150602,65,"65-74","60+","Associate degree","Some college","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
26324,,35891.4863,40286.6419,53407.0948,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Refused","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","Minor impact","Minor impact","Minor impact","Minor impact","Minor impact","Employed full-time","Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Yes",500,"Yes","No","No","No","No","No","Check","Somewhat confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Some of the time","Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","No","No","No","No",0,"Probably Yes","Slightly comfortable","Yes, both",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Some college but no degree","Associate degree","Transportation Equipment Manufacturing","One","Management","Under $5,000","Another household member makes most of the decisions","Good",20161014,20151221,20150531,51,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
26325,,27474.9153,26158.1118,41882.121,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","Don’t know","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","Minor impact","No impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2002,"No","Yes","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,530,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","More debt now",,"Most or all of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,,"Law",,,,,,,"Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",73000,0,0,73000,"No",250,"No","No",,"No","No","No","Yes","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",0,"Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$15,000 to $24,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",8000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Administrative and Support Services","One","Office and Administrative Support","Refused","I make most of the decisions","Good",20151026,20160130,20150601,46,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$60,000 to $74,999","Never married","Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26326,,28762.1804,23317.6911,43364.2117,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","Refused","Yes","Yes","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",375,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Refused","Yes","Refused","Refused","Yes",,"No",,,,,"Yes","Yes","No","Yes","No","No","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","Yes","No","No",,,"Not available in local stores","Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Refused","Three","Business and Financial Operations","$100,000 - $249,999","I make most of the decisions","Very good",20160903,20151221,20150601,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
26329,,60885.0745,58753.2325,89084.4868,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","Yes","No","Yes","No","Definitely No","No","Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Better price","Better price",,,"Not available in local stores","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Executive, Legislative, and Other General Government Support","One","Other professional","Under $5,000","Another household member and I share in the decisions","Good",20151002,20160214,20150609,38,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","No",1,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
26331,,45619.961,48620.8379,67734.4096,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",1320,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price","Better price","Better price",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20161003,20160414,20150608,36,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,2,1,0,2,"Not working - other",0,"White","White"
26333,,42126.4697,14006.0523,62958.0979,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",628,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","Yes",,"Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","No","No",,"Not available in local stores","Better price",,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2400,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Ambulatory Health Care Services","One","Office and Administrative Support","$100,000 - $249,999","I make most of the decisions","Good",20160905,20160206,20150610,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26336,,53996.8491,57487.9273,79951.4653,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","[D10other]",0,5,"Less","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",0,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Once","Never","Associate degree","No",,,"Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience",,"Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","Yes","Yes",400,"No","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Crop Production","Two","Farming, Forestry, and Fishing","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160908,20151229,20150615,31,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","No",5,"A one-family house detached from any other house","$100,000 to $124,999","Living with partner","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","sd",1,1,1,0,2,"Working - as a paid employee",0,"White","White"
26337,,39246.0832,33919.9612,58406.9271,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1973,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,61,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No",,,,"Better price",,"Convenience","Not available in local stores",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Refused","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160902,20151218,20150611,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Not working - retired",0,"White","White"
26338,,36471.6264,28405.1341,54129.9974,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2011,"No","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,850,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,59,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Not available in local stores","Not available in local stores","Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Sometimes worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20151002,20151217,20150611,66,"65-74","60+","Masters degree","Bachelor's degree or higher","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$75,000 to $84,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
26339,,,34656.3606,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","Yes","No","Yes","Yes","Probably Yes",,"Finding it difficult to get by","Much worse off","Somewhat worse off","About average","No","No","No","No","Yes","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","No","No","No",,,,,,,,,"No",1287,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Better price","Convenience",,,,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","Yes","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","Yes","No","No","No","A little strain",,,,,,,"Moderate strain",,,,"Regularly worried","Never worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160923,20160103,20150612,43,"35-44","30-44","Some college, no degree","Some college","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Not working - disabled",0,"White","Hispanic"
26340,,,21990.2523,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,51,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Fair",20151028,20160225,20150611,79,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A mobile home","$35,000 to $39,999","Married","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
26341,,,22486.6657,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No",,,,"Definitely No",,,,,,,395,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,64,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"Better price","Not available in local stores",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",0,"Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","None",,,"Regularly worried","Sometimes worried","Rarely worried","Sometimes worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160912,20151224,20150611,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Non-Metro","Midwest","West-North Central","Rented for cash","mo",0,0,0,0,1,"Not working - retired",0,"White","White"
26346,,44199.6619,45568.9091,65532.0678,"Fresh","No","Yes","No","No","No","Yes","No",,"No","No","No","No","Yes","No","Probably No","Yes","Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"Less","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Refused","No","Refused","Refused","Refused","Refused","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Credit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",60000,0,0,60000,"No",246,"No","No",,"Refused","Yes","Yes","Yes","Yes","Yes",,"No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Miscellaneous Manufacturing","One","Business and Financial Operations","Under $5,000","I make most of the decisions","Very good",20160912,20151217,20150612,46,"45-54","45-59","Masters degree","Bachelor's degree or higher","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,1,0,2,"Working - as a paid employee",0,"White","Hispanic"
26348,,,12965.5509,,"LMI oversample","Yes","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","Much better off","About the same","Pretty well off financially","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","No","No","No","No","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","No","No","No","No","Yes",,,,,,,"Very important","Very important","Moderately important","Moderately important","Moderately important","Not important","Not important","No advice from person",,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"No",15000,"Yes","No",,"No","No","No","No","No","Still enrolled in the program","No","Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Convenience",,"Convenience",,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","No","No","No","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Sometimes worried","Regularly worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20151001,20160604,20150615,36,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$7,500 to $9,999","Living with partner","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Not working - disabled",0,"White","White"
26349,,,23952.5209,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Severe impact","No impact","No impact","No impact","No impact","Severe impact","Homemaker","No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",5,3,"Less","Not at all","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No","No",,,,,,,,,"No",429,"Yes","No","No","Yes","Yes","No","Cash","Not confident","Yes","No","No","No","No","Yes","No","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","No","No","No","Yes","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","Yes, both",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Some college but no degree","Associate degree","Plastics and Rubber Products Manufacturing","One","Installation, Maintenance, and Repair","$10,000 - $24,999","I make most of the decisions","Very good",20161010,20160308,20150611,32,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,1,2,1,2,"Working - as a paid employee",0,"White","White"
26350,,27977.2476,12242.7736,42638.4236,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Somewhat important","Somewhat important","Very important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Better price","Better price","Convenience","Convenience",,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Regularly worried","Regularly worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160929,20160209,20150618,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
26351,,,16509.7917,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,689,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","No","No",,"No","No","No","No","Yes","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Law",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","No","Yes","No advice from person","No advice from person","Slightly important","No advice from person","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"No",145,"No","No",,"No","Yes","Yes","No","No","No",,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","Yes","No",,,,,,"Better price",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","Yes","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Rarely worried","Some college but no degree","Graduate degree","Administrative and Support Services","One","Protective Service","Under $5,000","I make most of the decisions","Fair",20160921,20160305,20150613,32,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26354,,61462.7103,17940.8906,90754.8792,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","Yes","Yes","No","Yes","No","Definitely No","No","Just getting by","About the same","Somewhat worse off","About average","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Severe impact","Minor impact",,,,"No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","To earn money as a primary source of income",15,100,"Less","Very much","Very much","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Certificate or technical degree",,"Computer/information sciences","Financial benefits are much larger",,,,,,,,,,,,"Very important","Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,,,"Better price","Not available in local stores",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","Yes","Yes","No","No","Yes",1200,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Sometimes worried","Never worried","Rarely worried","Sometimes worried","Graduate degree","Certificate or technical degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Poor",20160907,20151218,20150612,22,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,1,3,"Not working - looking for work",0,"White","White"
26356,,35314.9231,32597.2556,52792.6759,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,51,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"None",,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Specialty Trade Contractors","One","Protective Service","Under $5,000","Another household member and I share in the decisions","Very good",20160910,20160107,20150617,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26358,,,26560.9053,,"LMI oversample","No","No","Yes","Yes","Yes","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely No","Yes","Living comfortably","Much better off","Much better off","Pretty well off financially","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","No","Yes","Yes","Yes","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Law",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No","Very important","Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Very good",20160902,20160118,20150615,23,"18-24","18-29","Associate degree","Some college","Hispanic","Female","No",4,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Not working - other",0,"White","Hispanic"
26360,,,21956.2754,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","Poor","No","No","No","No","No","Yes","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",312,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,78,"Not important","Not important","Not important","Not important","Somewhat important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160915,20151217,20150613,81,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","Less than $5,000","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Not working - retired",0,"White","White"
26361,,69561.3593,68309.6048,101728.003,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Refused",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","Yes","Yes","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No",,,,"Better price",,"Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Associate degree","Other Professional, Scientific, and Technical Services","One","Medical Doctor (such as physician, surgeon, dentist, veterinarian)","$250,000 - $499,999","I make most of the decisions","Excellent",20151008,20160115,20160907,54,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,1,0,2,"Working - self-employed",0,"Asian","Asian"
26364,,28997.6357,28741.7402,43892.1686,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Refused","No","Refused","Refused","Refused","No","Definitely Yes",,"Doing okay","Somewhat worse off","Much worse off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,,"Law",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No",200000,0,0,200000,"No",900,"Yes","Yes",,"No","No","No","Yes","No","Yes","No","Yes","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No",,,,,,"Convenience",,"Convenience",,"No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,"Moderate strain",,,,,"Moderate strain",,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Professional, Scientific, and Technical Services","One","Lawyer, judge","$75,000 - $99,999","I make most of the decisions","Very good",20160915,20151217,20160827,58,"55-64","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,4,"Working - self-employed",0,"White","White"
26366,,56640.3999,53778.0352,83545.6969,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Probably No","No","Doing okay","Somewhat worse off","About the same","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Engineering","Financial costs are somewhat larger","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Associate degree","Specialty Trade Contractors","One","Architecture and Engineering","Not sure","Another household member makes most of the decisions","Good",20160910,20151219,20150619,34,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
26370,,56730.1548,55389.5643,83919.2818,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1689,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","Yes","Refused","Refused","Refused","Refused","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No","Yes","No","No",,"Convenience",,,"Not available in local stores",,"Other reason",,,"No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","Two","Office and Administrative Support","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160921,20160207,20150625,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
26371,,,17788.1733,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Pretty well off financially","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"About the same","Does not apply","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,1225,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","No","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","Yes","No","No","Yes",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$0 to $4,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","Yes","No","No","No","Refused","No","Yes","Yes","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Sometimes worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Excellent",20160907,20151217,20150618,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - looking for work",0,"White","White"
26373,,34058.2075,34270.7528,51438.85,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Law",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","Yes","Yes","No","No","Yes","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Protective Service","$500,000 - $999,999","I make most of the decisions","Very good",20161018,20151220,20150618,52,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26374,,,14587.6177,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Pretty well off financially","No","Yes","No","No","No","Yes","Refused","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",750,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Law",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Refused",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Performing Arts, Spectator Sports, and Related Industries","Two","Lawyer, judge","Under $5,000","I make most of the decisions","Good",20161008,20160206,20150618,59,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Working - self-employed",0,"White","White"
26377,,40856.6243,41892.3094,61694.7993,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1830,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes",,"No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","Convenience","Convenience","Convenience",,,"Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","One","Management",,,,,,20150618,50,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,1,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
26379,,82788.967,90456.7329,120932.394,"Fresh","Yes","Yes","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Pretty well off financially","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Don’t know","Yes","Yes","A little difficulty",,"Don’t know",,,,,,,1900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Convenience","Not available in local stores",,,,,"Other reason",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","Yes",6000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20161008,20151217,20150619,42,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,1,3,"Not working - other",0,"White","Hispanic"
26383,,80059.1645,99327.4098,116628.169,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Social/behavioral sciences","Financial benefits are much larger",,,,,,,,,,,,"Slightly important","No advice from person","No advice from person","No advice from person","Slightly important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No",,,,,"Not available in local stores","Better price","Better price","Better price",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","Yes","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Sometimes worried","Associate degree","Some college but no degree","Educational Services","Two","Office and Administrative Support","Under $5,000","I make most of the decisions","Good",20160910,20151222,20150623,21,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ri",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
26388,,35551.9322,13259.0155,53963.1962,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2366,"No","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","Convenience",,,,,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Certificate or technical degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20161007,20160217,20150627,74,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$10,000 to $12,499","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
26389,,,16187.1201,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","Minor impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"Yes","No","No","Yes","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"Financial costs are somewhat larger","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No",,,,,"Convenience",,"Convenience","Not available in local stores",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Miscellaneous Store Retailers","One","Retail Sales","$10,000 - $24,999","I make most of the decisions","Good",20161011,20160326,20150628,37,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",1,"A building with 2 or more apartments","$12,500 to $14,999","Never married","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26392,,,17797.6599,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","Refused","Refused","Refused","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",479,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Wood Product Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$10,000 - $24,999","I make most of the decisions","Very good",20160909,20160117,20160827,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Widowed","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26393,,,15535.4679,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Pretty well off financially","No","No","No","No","No","Yes","No","Yes","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","Severe impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","Yes","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","No","Yes","No","No","No",400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","Yes","Yes","No","No","No","Slightly important","Moderately important","Slightly important","Not important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",30000,0,0,30000,"No",100,"Yes","Yes",,"Yes","Yes","No","No","No","Yes","No","No",,,,,"No","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No",,"Not available in local stores",,"Better price","Convenience","Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",625,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160924,20160207,20160924,30,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$20,000 to $24,999","Living with partner","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,1,0,1,2,"Not working - disabled",0,"White","White"
26394,,44970.5819,52539.2692,66914.7394,"Fresh","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","Yes","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,5,"About the same","Does not apply","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2014,"No","Yes","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,810,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Life sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No","Moderately important","Moderately important","Slightly important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",35000,0,0,35000,"No",520,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Convenience","Convenience",,,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Graduate degree","Plastics and Rubber Products Manufacturing","One","Life, Physical, and Social Sciences","Under $5,000","I make most of the decisions","Fair",20160914,20151218,20160914,25,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$60,000 to $74,999","Never married","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26395,,55863.8397,43880.2628,81729.95,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No",2000,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Undeclared",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","Yes","No","Better price","Not available in local stores",,"Not available in local stores",,"Better price",,"Convenience",,"No","Yes","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Excellent",20151004,20160131,20150704,67,"65-74","60+","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Not working - retired",0,"Asian","Asian"
26396,,51959.5525,53024.6919,75935.2296,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","Refused","Yes","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Minor impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,"$200,000 or higher","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","Yes","No","No",,"Not available in local stores",,,"Not available in local stores","Convenience","Not available in local stores",,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,,,"A little strain",,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Nonstore Retailers","One","Other Sales","$500,000 - $999,999","I make most of the decisions","Very good",20160915,20151219,20160915,57,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$250,000 or more","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - self-employed",0,"White","White"
26400,,,17815.7001,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat better off","Somewhat worse off","About average","No","No","No","Yes","No","No","Yes","No","Yes","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1686,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Vocational/technical training","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,"Slightly important","Not important","Not important","Slightly important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Somewhat important","Somewhat important","Very important","Very important","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No",,"Convenience",,,"Convenience",,"Better price",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Good",20160926,20160206,20160828,68,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - looking for work",0,"White","White"
26401,,46423.2797,52321.2564,68788.2162,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","No","No","No","No","No","No","No","No","Refused","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1986,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No",,,,,,,,,,,,52,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160906,20151218,20160906,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",0,"White","White"
26402,,35145.2007,15104.6919,53257.9719,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","No","No","No","No","Yes","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",2200,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Bachelor’s degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Very important","Not important","Refused","Not important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Convenience",,"Convenience",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Good",20161007,20160528,20160912,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$35,000 to $39,999","Separated","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","dc",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
26403,,48952.9901,15018.5228,72753.1058,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2013,"No","Yes","No","No","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","Yes","No","No","No","Yes","No",900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Law","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Convenience",,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",5000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Insurance Carriers and Related Activities","One","Other professional","$25,000 - $34,999","I make most of the decisions","Good",20160921,20160208,20150709,41,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Divorced","Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26404,,42812.2315,41597.1181,63781.2003,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",764,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Not available in local stores",,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20161005,20151218,20160907,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",0,"White","White"
26407,,,7079.4445,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Refused","Yes","Refused","Refused","Refused","Refused","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not asked","Another household member and I share in the decisions","Good",20151105,20150716,20150712,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A mobile home","$7,500 to $9,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - disabled",0,"White","White"
26408,,22650.9925,17410.4914,34452.926,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Better price",,"Better price","Better price",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Don’t know","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20151015,20160206,20150713,76,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,2,"Not working - retired",0,"White","White"
26410,,,42470.541,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"It was easier for me to fix without their assistance","Probably No",,,,,,,1150,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","Yes","No","No","No","Poor","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial costs are somewhat larger","No","No","No","Yes","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","Yes","No",,"Convenience",,"Convenience",,,"Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Regularly worried","Never worried","Associate degree","Associate degree","Other Information Services","One","Computer and Mathematical","$5,000 - $9,999","I make most of the decisions","Very good",20160914,20151231,20160914,36,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$35,000 to $39,999","Divorced","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
26417,,,11700.5719,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","About the same","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","Moderate impact","Moderate impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,381,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",1600,0,0,1600,"No",30,"No","No",,"No","No","No","No","No","No",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160913,20160203,20160913,33,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","Less than $5,000","Divorced","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,2,"Not working - disabled",0,"White","White"
26418,,,100590.428,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","Yes","No","No","No","No","Definitely No","Yes","Doing okay","About the same","Somewhat worse off","Pretty well off financially","No","No","No","Yes","Yes","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Other (Please specify):","Financial benefits are somewhat larger",,,,,,,,,,,,"Very important","No advice from person","Not important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Better price","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","Yes","Yes","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No",,"A little strain",,,,,,,"Moderate strain",,,"Rarely worried","Never worried","Rarely worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20160929,20151223,20150716,23,"18-24","18-29","Some college, no degree","Some college","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$10,000 to $12,499","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Not working - other",0,"2+ Races","Hispanic"
26420,,50338.5345,20156.1364,73421.4806,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Somewhat important","Not important","Not important","Very important","Very important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","Better price","Better price",,"Better price",,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160905,20160219,20160905,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Divorced","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Not working - retired",0,"White","White"
26421,,32052.6162,26876.239,47719.3289,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1273,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Physical sciences/math","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Refused","No",,,,,,,,,,,,,,,,63,"Not important","Very important","Not important","Very important","Not important","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","Refused",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20161017,20151223,20150721,72,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",0,"White","White"
26425,,74141.449,25913.8741,106475.359,"Fresh","No","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Definitely No","No","Just getting by","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",6,2,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,450,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes",,"$5,000 to $14,999","More than your income","No","No","No","Refused","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160921,20151219,20150717,69,"65-74","60+","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Metro","West","Pacific","Rented for cash","ca",0,0,0,1,5,"Not working - retired",0,"White","White"
26426,,,9695.2289,,"LMI oversample","No","No","No","No","Yes","No","No",,"Yes","Yes","Yes","No","No","No","Definitely No","Yes","Finding it difficult to get by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","No","No","No","No","No","Deposit onto a reloadable prepaid card","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","Severe impact","Severe impact","No impact","No impact",,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",20,10,"Less","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Undeclared","Financial costs are much larger",,,,,,,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"No",0,"Yes","No",,"No","No","No","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Refused",,"$5,000 to $14,999","More than your income","No","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",0,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","Substantial strain","Substantial strain",,,,,,"Substantial strain","Substantial strain",,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20161011,20160212,20150716,22,"18-24","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$5,000 to $7,499","Never married","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,1,"Not working - looking for work",0,"Black/African-American","Black"
26427,,52667.4003,47139.4762,76098.5727,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Don’t know","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Severe impact","Severe impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Substantial strain",,,,,,,,,,"Rarely worried","Regularly worried","Never worried","Regularly worried","Less than High School degree","Don’t know","Water Transportation","One","Transportation and Material Moving","Under $5,000","Another household member and I share in the decisions","Good",20160902,20151221,20160831,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A mobile home","$40,000 to $49,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
26431,,57633.8761,50983.7212,85610.8649,"Fresh","No","No","No","No","Yes","No","No",,"No","Yes","Yes","No","Yes","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","Yes","No","Convenience","Convenience","Convenience",,,,"Convenience","Better price",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Air Transportation","Two","Management","$100,000 - $249,999","I make most of the decisions","Good",20160916,20160226,20160916,43,"35-44","30-44","Masters degree","Bachelor's degree or higher","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Hispanic"
26432,,,14093.9133,,"LMI oversample","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1969,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",930,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Once","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Refused","Refused","Refused","Refused","Very important","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No",,"Better price","Not available in local stores","Convenience",,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Nonstore Retailers","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Fair",20151205,20160216,20150718,77,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
26433,,,41297.3184,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","Yes","No","No","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","Refused","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","No","No","It failed to keep up with changing living expenses","No impact","No impact","Severe impact","Minor impact","Minor impact","Minor impact","Retired","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"More","Does not apply","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,690,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Not important","Not important","Not important","Very important","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","Yes","No","Yes",100,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Food and Beverage Stores","One","Refused","Under $5,000","Another household member and I share in the decisions","Good",20160919,20151217,20160914,73,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$15,000 to $19,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26434,,40471.6228,10849.5442,59491.4176,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,10,"More","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Slightly important","No advice from person","Slightly important","Moderately important","No advice from person","No advice from person","Slightly important","No advice from person","No","No","No","No","Yes","Yes","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Associate degree",811000,"One","Other (Please specify)","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160922,20160123,20160910,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Male","No",2,"A mobile home","$25,000 to $29,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,2,"Working - self-employed",0,"2+ Races","Other"
26436,,31980.903,12234.8645,48602.8717,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Refused","Refused","About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","About the same",,"Some of the time","Some of the time","Certificate or technical degree","No",,,"Law","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Somewhat important","Not important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Other reason",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Don’t know","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Very good",20151024,20160308,20150720,74,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Not working - retired",0,"White","White"
26437,,52097.3742,62927.629,77013.1462,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","About average","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,2,"More","Very much","Somewhat","Very much","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","Yes","No",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Convenience","Convenience",,,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Personal Care Services","Two","Personal Care and Service","$250,000 - $499,999","I make most of the decisions","Excellent",20160912,20151218,20160915,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","sd",0,0,0,0,2,"Working - self-employed",0,"White","White"
26438,,25180.2317,19828.9475,38252.6781,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","I [PPMARITins2] pay rent.",2016,"Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No",,,,"Probably No",,,,,,,1122,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,,,,,,,,,,,,66,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","Not available in local stores",,,,"Better price",,,,,"No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Educational Services","One","Teacher, except college and university","$100,000 - $249,999","Another household member and I share in the decisions","Good",20151027,20160216,20150720,69,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$60,000 to $74,999","Widowed","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26446,,77869.9284,28525.3861,114901.969,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,279,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",60,0,0,60,"No",0,"Yes","Yes",,"Yes","No","No","No","No","Yes",,"Yes","Yes","No","No","No",,,,,,,,,,,,65,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No",,"Convenience",,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Refused","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Sometimes worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Fair",20160915,20151216,20160915,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
26447,,36910.5243,36612.1647,55135.2142,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,2,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No",,"Convenience",,,,"Better price",,"Better price",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","National Security and International Affairs","One","Management","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160915,20160111,20160915,56,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26448,,,123598.2,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much better off","About average","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Refused",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,613,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Nursing and Residential Care Facilities","One","Sales Representative","$10,000 - $24,999","Another household member and I share in the decisions","Fair",20160914,20160217,20160914,50,"45-54","45-59","12th grade NO DIPLOMA","Less than high school","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","West","Mountain","Rented for cash","az",0,0,0,0,1,"Working - self-employed",0,"Black/African-American","Black"
26449,,43157.5147,14086.8545,64842.3927,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","Yes","No","No","Yes","Yes","Disabled and not working","Work as a consultant/contractor","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",0,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,50,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","Not available in local stores",,,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","Yes","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20151004,20160218,20150812,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Divorced","Metro","South","South Atlantic","Occupied without payment of cash rent","fl",0,0,0,0,1,"Not working - retired",0,"White","White"
26450,,60414.6633,73536.5149,88089.1034,"Fresh","No","Yes","No","Yes","No","No","No",,"Yes","Yes","No","No","No","No","Probably No","Yes","Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No",739,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Some of the time","Never","Associate degree","Yes","Associate degree",,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No","Moderately important","Slightly important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",700,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Justice, Public Order, and Safety Activities","One","Protective Service","Under $5,000","I make most of the decisions","Good",20160916,20151224,20160916,27,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
26451,,,41904.4461,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",2,0,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",900,"Yes","No","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Not asked","One","Other (Please specify)","Not sure","Another household member makes most of the decisions","Very good",20160921,20151228,20150809,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - self-employed",0,"White","Hispanic"
26452,,62681.2783,21184.2786,91386.5799,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","Severe impact","No impact","Moderate impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","Yes","No","No","No","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Don’t know",,,,,,,515,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","No","Refused",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Hospitals","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Good",20160919,20160414,20160919,47,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Widowed","Non-Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26455,,50569.8821,54643.3592,73858.3991,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",962,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Not available in local stores",,,,"Other reason","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","Some college but no degree","Accounting, Tax Preparation, Bookkeeping, and Payroll Services","One","Management","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160921,20151217,20150723,51,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26456,,,33132.7325,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",8,5,"Less","Somewhat","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","Yes","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","Yes","Yes",,"No","No","No","No","No","No","Yes","No","No","No","Don’t know my score or how to rate it","Yes","No",,"Yes","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No",,,,"Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",20,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160906,20151218,20160831,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$5,000 to $7,499","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
26457,,16375.0624,4684.5868,25866.9917,"Fresh","Yes","Yes","No","Yes","Yes","No","No",,"Yes","Yes","Yes","Yes","Yes","No","Probably Yes",,"Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","Yes","Yes","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","Yes","Yes","No","Yes","No","Paper check","No","No","Yes","No","No","No","No","No",,"Moderate impact","Moderate impact","Moderate impact","Severe impact","Severe impact","Severe impact","Student","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","To earn extra money to help family members",2,3,"About the same","Not at all","Does not apply","Refused","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2013,"No","No","No","Yes","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"Yes","No","No",,"No","No","No","No","No","Yes","No","No","No","No","Good","Yes","Yes","Less debt now",,"Once","Never","Associate degree","Yes","Bachelor’s degree",,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","Yes","Yes","Yes","Very important","Very important","Very important","Very important","Very important","Very important","Very important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Better price","Better price","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","Yes","Yes","No","No","Yes",280,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No",,,"Moderate strain",,,,,,"Moderate strain",,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Associate degree","High school degree or GED","Executive, Legislative, and Other General Government Support","Two","Health Care Support (such as nursing aide, orderly, dental assistant)","$50,000 - $74,999","Another household member makes most of the decisions","Very good",20151002,20151217,20160907,24,"18-24","18-29","Associate degree","Some college","2+ Races, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","Less than $5,000","Living with partner","Non-Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,1,1,0,3,"Working - as a paid employee",0,"2+ Races","Other"
26458,,71993.7673,66204.8588,101770.922,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","Yes","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,72,"Very important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Better price","Better price",,,"Better price","Better price","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20151021,20151223,20150814,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,0,0,2,"Not working - retired",0,"White","White"
26460,,,18178.1457,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","[D10other]",12,10,"About the same","Very much","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No",,,,"Probably No",,,,,,,144,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Credit card","Not confident","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,"Yes","Yes","No",,"No","No","No","No","Yes","No","Yes","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","No","No","No","No","Yes","No","Not available in local stores",,"Better price",,,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160911,20160108,20160911,49,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$10,000 to $12,499","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Not working - disabled",0,"White","White"
26463,,,15012.6638,,"LMI oversample","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","Yes","Yes","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,5,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No",585,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","Associate degree","No",,,"Life sciences",,,,,,,"Financial costs are much larger","No","Yes","No","Yes","No","Not important","Not important","Not important","Slightly important","Not important","Not important","Not important","Very important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","Yes",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Sporting Goods, Hobby, Book, and Music Stores","One","Retail Sales","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160923,20160122,20160827,43,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",1,0,0,0,3,"Working - as a paid employee",0,"White","White"
26464,,98884.6326,28557.7328,144337.27,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","It varied","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Moderate impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","Yes","Yes","Substantial difficulty",,"Probably Yes","Yes","No","Yes","No","Yes","Refused",600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"No advice from person","No advice from person","No advice from person","Very important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",6700,0,0,6700,"No",200,"No","No",,"Yes","No","No","No","No","Yes","No",,,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Yes","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Certificate or technical degree","Less than High School degree","Miscellaneous Store Retailers","One","Retail Sales","Under $5,000","I make most of the decisions","Good",20160921,20160126,20160907,29,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$20,000 to $24,999","Living with partner","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",1,0,0,0,2,"Working - as a paid employee",0,"White","White"
26465,,,22377.9921,,"LMI oversample","No","Yes","No","Yes","No","No","No",,"Yes","No","No","Yes","Yes","No","Definitely No","Yes","Just getting by","About the same","Somewhat worse off","About average","No","No","No","Yes","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Severe impact","No impact","No impact","Minor impact",,,"Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Moderately important","Slightly important","Not important","Not important","Not important","Not important","No advice from person","Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Excellent",20160913,20160205,20160828,21,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",6,"A one-family house attached to one or more houses","$30,000 to $34,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",1,2,0,0,3,"Not working - looking for work",0,"White","White"
26468,,49098.2746,51140.6765,72685.49,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Severe impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",860,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No",,"Convenience","Convenience",,"Convenience","Convenience",,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3200,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Transportation Equipment Manufacturing","One","Management","Under $5,000","Another household member and I share in the decisions","Fair",20160908,20151219,20160827,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26469,,,98691.4499,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","No","Yes","No","Yes","No","Definitely No","Yes","Finding it difficult to get by","Much worse off","Much better off","Pretty well off financially","No","No","Yes","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Substantial strain","Substantial strain",,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Fair",20160915,20160417,20150729,33,"25-34","30-44","12th grade NO DIPLOMA","Less than high school","Hispanic","Female","No",2,"A building with 2 or more apartments","$5,000 to $7,499","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Not working - on temporary layoff from a job",0,"White","Hispanic"
26470,,31980.903,12234.8645,48602.8717,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much worse off","About average","No","No","No","No","Yes","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2012,"Yes","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes","No",,"Better price",,"Better price",,,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","No",,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Substantial strain","Substantial strain","Substantial strain","Substantial strain",,"Substantial strain","Substantial strain","Moderate strain","Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160915,20160117,20160828,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$15,000 to $19,999","Widowed","Metro","West","Mountain","Rented for cash","az",0,0,1,1,1,"Not working - retired",0,"White","White"
26471,,,26348.7401,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","Refused","Refused","Refused","Refused","Yes","Definitely Yes",,"Just getting by","About the same","Somewhat better off","About average","Yes","Yes","No","No","No","No","Yes","No","No","Student","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","Yes","Yes","Yes","No",,"No impact","No impact","Minor impact","No impact","Moderate impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"Yes",600,"Yes","Yes","Yes","No","Yes","No","Debit card","Not confident","Yes","No","No","No","No","No","Yes","No","Yes","No","No",,"Yes","No","Yes",,"No","No","No","No","No","No","No","No","No","Yes","Fair","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Associate degree","Yes","Associate degree",,"Health",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","Yes","Not important","Not important","Slightly important","Slightly important","Slightly important","Not important","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",16000,0,1000,17000,"No",0,"No","No",,"No","Yes","No","No","No","Still enrolled in the program",,"Do not have children or grandchildren",,,,,"No","No","No","No","Yes","No","No",0,"Probably No",,"Yes, cashed out",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","Yes","No","No",,"Not available in local stores",,,"Better price","Other reason","Other reason",,,"No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","No","Yes",150,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Social Assistance","Two","Sales Representative","Under $5,000","I make most of the decisions","Good",20161008,20160208,20160915,37,"35-44","30-44","Associate degree","Some college","Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Working - self-employed",0,"White","Hispanic"
26473,,176247.432,164611.527,245339.706,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No",1200,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Moderately important","Very important","Moderately important","Slightly important","Moderately important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","No",,"Better price",,,,"Better price","Better price","Better price",,"Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Rarely worried","Graduate degree","Graduate degree","Telecommunications","One","Other professional","$100,000 - $249,999","I make most of the decisions","Very good",20160913,20160810,20160913,30,"25-34","30-44","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - as a paid employee",0,"Asian","Asian"
26474,,150502.319,50416.8681,207534.081,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","Yes","No","No","Yes","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,365,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","Yes",,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","Yes","Yes","No",,,"No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160904,20160126,20160904,58,"55-64","45-59","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$15,000 to $19,999","Married","Non-Metro","South","West-South Central","Rented for cash","ar",0,0,0,0,2,"Not working - retired",0,"White","White"
26481,,36877.7915,39093.255,54908.8534,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price",,"Better price","Convenience","Not available in local stores","Not available in local stores","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Other Professional, Scientific, and Technical Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$100,000 - $249,999","Another household member and I share in the decisions",,,20150812,20160910,48,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26482,,51507.7258,16323.7099,77917.7332,"Fresh","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","Yes","Refused","Refused","No","Probably No","Yes","Just getting by","About the same","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"No impact","Moderate impact","Minor impact","Severe impact","Moderate impact","Minor impact","Employed part-time","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","To earn money as a primary source of income",10,5,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","Yes",,,,,,,,,"Yes","Don't know","No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Sometimes worried","Some college but no degree","High school degree or GED","Educational Services","One","Building and Grounds Cleaning and Maintenance","Under $5,000","I make most of the decisions","Fair",20160921,20151219,20150806,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","id",0,0,0,0,5,"Working - as a paid employee",0,"White","White"
26483,,160785.058,52258.1485,225007.527,"Fresh","No","No","No","No","Yes","No","No",,"Yes","Yes","Yes","No","No","No","Definitely No","Yes","Just getting by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","Minor impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","No","Yes","Yes","No","No","No",,"Yes","Yes","No",,"No","No","No","No","No","No","Yes","No","No","No","Fair","Yes","Yes","More debt now",,"Some of the time","Most or all of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No","Slightly important","No advice from person","Slightly important","Moderately important","Slightly important","Slightly important","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",11000,0,0,11000,"No",73,"Yes","Yes",,"No","No","Yes","No","No","Yes",,,,,,,"No","No","No","No","No","Yes","Yes","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$5,000 to $14,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","No","Convenience","Better price",,"Better price","Convenience",,"Better price",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No",,"A little strain",,,,,,,"A little strain",,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20151203,20151217,20150806,26,"25-34","18-29","Associate degree","Some college","Hispanic","Male","No",2,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Not working - looking for work",0,"White","Hispanic"
26484,,59306.5358,56697.6252,88059.5243,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",100000,0,0,100000,"No",600,"Yes","No",,"No","No","Yes","No","Yes","Yes","Yes","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Not available in local stores","Better price","Better price","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Sometimes worried","Associate degree","Less than High School degree","Educational Services","One","Other professional","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160903,20160222,20160910,44,"35-44","30-44","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,1,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
26485,,60299.171,50818.7382,87344.6628,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",560,"Yes","No","No","No","No","No","Cash","Don’t know","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","No",,,,,,"Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,,62,"Not important","Very important","Not important","Very important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Not available in local stores","Better price","Not available in local stores","Better price","Better price","Better price","Better price",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Associate degree","Certificate or technical degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20160902,20160221,20160902,64,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Not working - retired",0,"Black/African-American","Black"
26488,,49790.9832,17831.5138,74193.1624,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Other (Please specify):","Definitely No",,,,,,,890,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,69,"Very important","Somewhat important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Better price","Not available in local stores",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Very good",20160917,20151217,20160914,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Widowed","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,1,"Not working - retired",0,"White","White"
26489,,34058.2075,34270.7528,51438.85,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",950,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Heavy and Civil Engineering Construction","One","Other (Please specify)","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160919,20160209,20160831,46,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Mountain","Rented for cash","az",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26490,,35292.8722,32661.4431,52518.1838,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2001,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,460,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Somewhat important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",200,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Fair",20160915,20160105,20160915,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"Boat, RV, van, etc.","$40,000 to $49,999","Married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,2,"Not working - retired",0,"White","White"
26492,,92061.4315,89775.4728,129559.864,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Definitely Yes",,"Doing okay","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",948,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","Yes","Yes","No","No","No","Don’t know","Don’t know","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Regularly worried","Never worried","Don’t know","Don’t know","Food Services and Drinking Places","One","Food Preparation and Serving","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160915,20160123,20160915,71,"65-74","60+","9th grade","Less than high school","Hispanic","Male","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
26494,,68483.6162,75154.7437,100352.566,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",1303,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"No",200,"No","No",,"No","No","Yes","No","No","Yes","No",,,,,,"Yes","No","No","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No",,"Not available in local stores","Not available in local stores","Not available in local stores",,"Not available in local stores","Not available in local stores",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Less than High School degree","Not asked","One","Refused","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20160919,20160106,20160909,25,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,1,0,2,"Working - as a paid employee",0,"White","Hispanic"
26495,,82717.8711,99851.5135,120341.707,"Fresh","No","Yes","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","Refused",,"Severe impact","Severe impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Substantial difficulty",,"Don’t know",,,,,,,792,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Education","Financial benefits are much larger",,,,,,,,,,,,"Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",7000,0,0,7000,"No",0,"Yes","No",,"No","Yes","Yes","No","No","Still enrolled in the program","No",,,,,,"Yes","Yes","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","Yes","No",,"Convenience",,"Convenience",,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Certificate or technical degree","Educational Services","Two","Teacher, except college and university","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160910,20151218,20160827,24,"18-24","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",5,"A building with 2 or more apartments","$40,000 to $49,999","Living with partner","Metro","South","West-South Central","Rented for cash","la",1,1,1,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
26496,,25180.2317,19828.9475,38252.6781,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Somewhat important","Not important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Not available in local stores","Better price","Not available in local stores","Not available in local stores","Convenience",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Regularly worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20161010,20160304,20150810,67,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
26497,,,9424.8456,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","Severe impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,10,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,325,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Certificate or technical degree",,"Computer/information sciences","Financial benefits are much larger",,,,,,,,,,,,"Very important","No advice from person","Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Still enrolled in the program",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","No","Yes","No",,"Convenience",,"Better price",,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","Yes","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Miscellaneous Store Retailers","Two","Building and Grounds Cleaning and Maintenance","Under $5,000","I make most of the decisions","Fair",20160914,20151217,20160827,35,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Never married","Metro","West","Pacific","Rented for cash","wa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26498,,,17108.847,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Once","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Better price",,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","Yes","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Never worried","Never worried","Sometimes worried","Sometimes worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Fair",20161018,20160407,20150807,57,"55-64","45-59","Some college, no degree","Some college","Hispanic","Female","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Not working - disabled",0,"White","Hispanic"
26501,,,14331.5597,,"LMI oversample","Refused","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Yes","Refused","Refused","Refused","Refused","No","Probably Yes",,"Just getting by","About the same","Much worse off","About average","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","Yes","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",30,20,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,1100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","No","No","No","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Better price","Better price","Better price","Better price","Better price","Better price","Better price",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","Yes","Refused","No",,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"None",,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Associate degree","Some college but no degree","Architectural, Engineering, and Related Services","Two","Office and Administrative Support","$10,000 - $24,999","I make most of the decisions","Good",20160921,20160121,20160921,46,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Non-Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26502,,42636.299,37541.3214,62909.0293,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Not important","Somewhat important","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160903,20151218,20160828,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Not working - retired",0,"White","White"
26506,,,31039.9263,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Severe impact","Moderate impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",1600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Cash","Somewhat confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No","Very important","Very important","Very important","Very important","Very important","Very important","Very important","Moderately important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",167000,0,2000,169000,"No",1000,"Yes","No",,"No","No","Yes","No","Yes","Yes",,"No",,,,,"Yes","No","No","Yes","No","Refused","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Better price","Better price","Better price",,,,,"Better price",,"No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes",,"Yes","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Associate degree","Nursing and Residential Care Facilities","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$50,000 - $74,999","I make most of the decisions","Excellent",20160919,20160110,20160827,31,"25-34","30-44","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,1,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
26507,,,11609.6859,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","Minor impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No","Moderately important","Slightly important","Moderately important","Slightly important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",40000,0,0,40000,"No",185,"Yes","Yes",,"Yes","Yes","Yes","No","No","Yes","Yes","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Better price",,,"Better price","Better price","Better price","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No",,,,"Substantial strain",,,,,"Substantial strain",,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20151022,20160309,20150817,31,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A building with 2 or more apartments","$7,500 to $9,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,1,1,0,2,"Not working - looking for work",0,"White","White"
26508,,,12349.3948,,"LMI oversample","No","Yes","No","No","No","Yes","No",,"Yes","No","No","No","No","Yes","Definitely No","Yes","Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,"Definitely No",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160911,20151218,20160831,36,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","Less than $5,000","Living with partner","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,1,3,"Not working - disabled",0,"White","White"
26510,,34036.9413,34338.2356,51171.397,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","Yes","No","Yes","No","No","No",800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","Yes","No","No","Yes","Yes","No","Yes","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Once","Certificate or technical degree","No",,,"Refused","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","Yes","No",,,,"Convenience",,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160909,20160210,20160827,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,1,1,1,"Not working - retired",0,"White","White"
26511,,71176.2676,77650.5396,103532.586,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Refused","Less debt now",,"Some of the time","Refused","Certificate or technical degree","No",,,"Education","About the same financial benefits and financial costs","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Refused","Refused","Refused","No","Refused","Refused","Refused","Refused","Refused","Refused","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","Yes","Yes","Yes","No",,,"Convenience",,,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Educational Services","One","Teacher, except college and university","Not sure","Another household member makes most of the decisions","Good",20160919,20160129,20160827,44,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
26516,,36801.836,37111.2162,55150.1587,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","Yes","Yes","Definitely Yes",,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","Yes","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","No","No","No","Yes","No","No",600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No",,"Yes","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Some of the time","Never","Bachelor’s degree","Yes","Master’s degree",,"Computer/information sciences",,,,,,,"Financial costs are much larger","Yes","No","No","No","No","Slightly important","Not important","Not important","Not important","Slightly important","Moderately important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",65000,0,0,65000,"No",0,"Yes","No",,"No","Yes","Yes","No","Yes","Still enrolled in the program","No","No",,,,,"No","Yes","Yes","No","No","No","No",0,"Probably No","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","Yes","No","Convenience","Convenience",,,,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",600,"Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Hospitals","Two","Management","Under $5,000","I make most of the decisions","Good",20160929,20160214,20150807,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Rented for cash","oh",0,1,0,0,3,"Working - as a paid employee",0,"White","White"
26518,,29324.0204,10527.7405,44206.6354,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,57,"Not important","Very important","Very important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No",,"Not available in local stores",,"Better price","Not available in local stores","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Very good",20161013,20160220,20150807,67,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",0,"White","White"
26519,,94787.0607,36621.2165,139565.565,"Fresh","Yes","Yes","No","Yes","No","No","No",,"Yes","Yes","Yes","Yes","Yes","No","Probably Yes",,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Refused","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Associate degree","No",,,"Life sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Better price","Better price","Better price","Better price","Better price","Better price",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Some college but no degree","Some college but no degree","Nonstore Retailers","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Very good",20160914,20160226,20160909,36,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","No",2,"A building with 2 or more apartments","$25,000 to $29,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"Asian","Asian"
26520,,,17565.6085,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Somewhat worse off","Pretty well off financially","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","Moderate impact","Minor impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,5,"About the same","Not at all","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,"Yes",2251,"Yes","No","Yes","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Never","Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No","Very important","Not important","Not important","Not important","Not important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",30000,0,0,30000,"No",350,"Yes","No",,"No","No","No","No","Yes","No","Yes",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",1000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Nursing and Residential Care Facilities","Two","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160909,20160203,20160828,18,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$35,000 to $39,999","Living with partner","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26521,,47699.0006,50771.3753,70722.4778,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Pretty well off financially","No","No","No","No","No","No","No","Refused","No","Disabled and not working",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","Yes",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160908,20151223,20160828,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - disabled",0,"White","White"
26522,,64063.9037,65229.9998,94278.8437,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","It varied","Yes","No","No","No","No","Yes","No","No","No","Homemaker","Work part-time for someone else","Normally work the same hours",,"Yes","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Severe impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Some of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$50,000 to $74,999","More than your income","No","No","No","No","Often varies quite a bit from one month to the next","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","Another household member and I share in the decisions","Fair",20160915,20160402,20160915,33,"25-34","30-44","Some college, no degree","Some college","Hispanic","Female","Yes",4,"A one-family house detached from any other house","$40,000 to $49,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",1,1,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
26523,,46233.6948,38370.9767,68174.7762,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",452,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No",,,,,,,,,,,,"Not sure","Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,,"Better price",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4000,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","Refused","Another household member makes most of the decisions","Very good",20151030,20151218,20150809,70,"65-74","60+","Some college, no degree","Some college","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
26524,,,22117.4849,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Very important","Somewhat important","Somewhat important","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","No",,"Better price",,,"Better price","Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20160926,20151218,20150904,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,2,"Not working - retired",0,"White","White"
26525,,69665.1252,74495.3133,100358.267,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","Yes","No","Yes","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","Yes",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1080,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Not available in local stores",,,"Other reason","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Teacher, except college and university","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160920,20151217,20160827,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
26526,,43628.3519,38631.7144,64848.5235,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Very good",20160909,20151217,20160909,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,4,"Not working - retired",0,"White","White"
26531,,28783.623,24365.1721,43603.6291,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",25,50,"About the same","Does not apply","Very much","Very much","No","Yes","Yes","No","No","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","Yes",,,,,,,,,"No",1058,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","Yes","Yes","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Convenience","Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",2400,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","Associate degree","Graduate degree","Air Transportation","One","Other professional","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160916,20160217,20160916,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26532,,59194.9714,20466.2727,88088.7552,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Once","Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Very important","Not important","Somewhat important","Not important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","No","No",,"Other reason","Better price",,"Other reason",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Fair",20151003,20160411,20150814,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",2,"A mobile home","$25,000 to $29,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,1,0,0,1,"Not working - retired",0,"Asian","Hispanic"
26534,,27492.0815,26106.7049,42101.0226,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","Yes","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No",,,"Not available in local stores","Convenience","Convenience","Not available in local stores",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Printing and Related Support Activities","One","Architecture and Engineering","$100,000 - $249,999","Another household member and I share in the decisions","Fair",20160903,20151218,20160903,59,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,1,1,2,"Working - as a paid employee",0,"White","White"
26535,,137320.75,190520.46,190100.881,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","Yes","No",,"Convenience",,,"Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Regularly worried","Regularly worried","Rarely worried","Regularly worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160919,20151230,20160919,25,"25-34","18-29","10th grade","Less than high school","White, Non-Hispanic","Female","Yes",4,"A mobile home","$50,000 to $59,999","Living with partner","Metro","South","South Atlantic","Rented for cash","ga",0,1,1,0,2,"Not working - looking for work",0,"White","White"
26536,,35559.335,28749.051,53128.4426,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1221,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Undeclared",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20160914,20151218,20160909,67,"65-74","60+","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,2,"Not working - looking for work",0,"Black/African-American","Black"
26537,,,15660.5625,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","No","Yes","No","Yes","Yes","Definitely No","Yes","Doing okay","About the same","Somewhat better off","About average","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","Yes","No","No",,"No impact","Minor impact","No impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Most or all of the time","Associate degree","Yes","Bachelor’s degree",,"Education",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","No","No","Very important","Not important","Not important","Not important","Very important","Very important","No advice from person","Very important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",6000,0,0,6000,"No",0,"No","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20160916,20151227,20160916,24,"18-24","18-29","Associate degree","Some college","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$10,000 to $12,499","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,4,"Not working - looking for work",0,"White","White"
26538,,41728.0533,34061.6436,61007.6117,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","Yes","No",,"Better price","Not available in local stores","Better price","Not available in local stores","Better price",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160920,20160224,20160908,79,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,2,"Not working - retired",0,"White","White"
26541,,,13926.6236,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","Yes","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","No","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,15,"About the same","Does not apply","Somewhat","Somewhat","No","Refused","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",430,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Associate degree","Yes","Associate degree",,"Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","Yes","No","Very important","Moderately important","Very important","Very important","Very important","Moderately important","Moderately important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","No","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","Refused",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No",,"Better price",,,"Convenience",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","Two","Teacher, college and university","$50,000 - $74,999","I make most of the decisions","Excellent",20151025,20160222,20150814,59,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26542,,44450.7249,42498.1226,66900.0444,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Definitely No",,,,,,,1683,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Health","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Regularly worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Performing Arts, Spectator Sports, and Related Industries","Two","Personal Care and Service","Under $5,000","Another household member and I share in the decisions","Good",20160911,20160212,20160911,34,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$40,000 to $49,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - self-employed",0,"White","White"
26543,,45154.1573,49338.8117,67206.6744,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",870,"Yes","Yes","No","Yes","No","No","Debit card","Not confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"Yes","No","No",,"No","Yes","No","No","No","No","No","No","No","No","Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No",,"Not available in local stores",,"Better price",,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Educational Services","One","Management","Under $5,000","I make most of the decisions","Good",20160910,20160126,20160910,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,1,0,1,4,"Working - as a paid employee",0,"White","White"
26544,,82660.9151,25605.7662,121325.113,"Fresh","No","No","No","Yes","No","No","No",,"Yes","Yes","No","No","Yes","No","Probably No","Yes","Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","Yes","No","No","Student","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","Yes","Yes","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","Yes","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","No",,"No","Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Humanities","About the same financial benefits and financial costs",,,,,,,,,,,,"Slightly important","Slightly important","Moderately important","Moderately important","Moderately important","Moderately important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No",,"A little strain",,,,"Moderate strain",,,,,,"Regularly worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$25,000 - $34,999","I make most of the decisions","Excellent",20151001,20160219,20160830,45,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",2,"A building with 2 or more apartments","$15,000 to $19,999","Separated","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
26548,,,20601.5344,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Minor impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",636,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Certificate or technical degree","No",,,"Computer/information sciences","Financial costs are much larger","Yes","Yes","No","Yes","Yes",,,,,,,"Moderately important","Slightly important","Not important","Not important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"No",55,"No","No",,"Yes","No","No","No","No","Yes","Yes",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,,"Not available in local stores",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Excellent",20161014,20160518,20160916,25,"25-34","18-29","Some college, no degree","Some college","Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$20,000 to $24,999","Married","Metro","Midwest","East-North Central","Rented for cash","mi",0,2,0,0,2,"Not working - other",0,"White","Hispanic"
26550,,,20951.2812,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",680,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","Yes","No",,"No","No","Yes","No","No","No","No","No","No","No","Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Life sciences","Financial costs are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,57,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Excellent",20161019,20151217,20160827,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,1,2,2,"Not working - retired",0,"White","White"
26551,,35891.4863,40286.6419,53407.0948,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",1379,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Convenience","Not available in local stores","Better price",,"Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Refused","Sometimes worried","Sometimes worried","Some college but no degree","High school degree or GED","Miscellaneous Manufacturing","One","Management","Under $5,000","I make most of the decisions","Good",20160913,20151217,20160913,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26553,,,40748.1227,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","Refused","Yes","No","No","Student","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,760,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Doctoral Degree",,"Life sciences",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No","Not important","Not important","Not important","Not important","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",75000,0,0,75000,"No",0,"Yes","No",,"No","No","Yes","No","No","Yes",,,,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","Yes","No","Better price",,,"Better price",,"Not available in local stores","Not available in local stores","Convenience",,"No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Educational Services","One","Life, Physical, and Social Sciences","$5,000 - $9,999","I make most of the decisions","Very good",20160910,20151218,20160827,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26555,,,22057.8941,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"Yes","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","No","Yes","No","Yes","No","Refused",650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Once","Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,45,"Very important","Not important","Somewhat important","Somewhat important","Not important","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","Better price","Convenience",,,,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes",,,,,,,"Moderate strain",,"Moderate strain","None","None","Rarely worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20151008,20151217,20160829,56,"55-64","45-59","Some college, no degree","Some college","Hispanic","Female","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
26557,,36910.5243,36612.1647,55135.2142,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"Less","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1350,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","General Merchandise Stores","One","Management","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160907,20151217,20160827,50,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,1,0,0,4,"Working - as a paid employee",0,"White","White"
26559,,,15495.4961,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","Yes","Yes","No","Paper check","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","Moderate impact","Moderate impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","No",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Law",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Not available in local stores","Not available in local stores","Not available in local stores","Better price","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","No","No","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Sometimes worried","Never worried","Don’t know","Don’t know","Transportation Equipment Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$10,000 - $24,999","I make most of the decisions","Very good",20160916,20151223,20160910,42,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","Less than $5,000","Never married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26560,,,22117.4849,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,68,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160908,20160108,20160908,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Not working - retired",0,"White","White"
26561,,,12405.9352,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Just getting by","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","Yes","No","No","Student","Work full-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",3,1,"Less","Does not apply","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No",507,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Never","Bachelor’s degree","Yes","Doctoral Degree",,"Life sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Moderately important","Moderately important","Very important","Very important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",75000,0,0,75000,"No","Refused","Yes","No",,"No","No","Yes","No","No","Yes",,,,,,,"No","No","Yes","Yes","No","No","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No","Better price",,,,"Convenience",,,"Convenience",,"No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Never worried","Sometimes worried","Never worried","Associate degree","Bachelor’s degree","Other Professional, Scientific, and Technical Services","One","Life, Physical, and Social Sciences","Under $5,000","I make most of the decisions","Good",20160914,20151223,20150817,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26562,,62456.3518,22779.8111,91988.5541,"Fresh","Yes","No","Yes","No","No","No","No","not asked","No","No","No","No","No","Yes","Definitely Yes",,"Doing okay","Refused","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2000,"No","No","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","No","Yes","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","Yes","No","No","None",,,,,,,,"None",,,"Regularly worried","Regularly worried","Regularly worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160910,20160216,20160827,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",3,"A building with 2 or more apartments","$30,000 to $34,999","Separated","Metro","Northeast","New England","Rented for cash","ma",0,1,0,0,2,"Not working - retired",0,"Black/African-American","Hispanic"
26563,,25389.1626,22045.308,38413.8925,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","Yes","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","Moderate impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No",,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Somewhat important","Very important","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Convenience","Convenience",,,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Rarely worried","Some college but no degree","Some college but no degree","Business, Professional, Labor, Political, and Similar Organizations","Two","Farming, Forestry, and Fishing","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20151024,20160128,20150817,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26564,,40502.6945,34651.2673,60035.5568,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"No",2700,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No",,,,,,,,,,,,60,"Not important","Somewhat important","Somewhat important","Very important","Not important","No","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Better price","Better price","Better price","Convenience","Better price","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Sometimes worried","Some college but no degree","High school degree or GED","Plastics and Rubber Products Manufacturing","One","Business and Financial Operations","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160917,20151217,20150819,61,"55-64","60+","Associate degree","Some college","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
26567,,41562.8216,34789.1503,62084.5881,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Refused","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1977,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,1800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Refused",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Not important","Not important","Yes","No",,"Yes","Yes","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No",,"Better price","Better price",,"Better price","Better price",,,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160922,20160226,20160911,77,"75+","60+","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$100,000 to $124,999","Widowed","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
26568,,48971.1476,42981.7142,72071.1457,"Fresh","Yes","No","No","No","Yes","No","No",,"No","No","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Health","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No",,"Convenience","Better price",,"Better price","Better price",,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$35,000 - $49,999","I make most of the decisions","Good",20161007,20160217,20160909,72,"65-74","60+","Some college, no degree","Some college","Black, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,1,2,"Working - as a paid employee",0,"Black/African-American","Black"
26569,,40311.8706,36096.4729,59949.9539,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Refused",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Better price","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",420,"No","No","No","Refused","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Regularly worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160915,20151224,20160915,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,2,"Not working - retired",0,"White","White"
26572,,88343.2852,111235.07,126611.791,"Fresh","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",650,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Law","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Professional, Scientific, and Technical Services","One","Management","$25,000 - $34,999","I make most of the decisions","Good",20160911,20151217,20160911,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Working - self-employed",0,"White","White"
26575,,65250.0665,73611.7194,96219.8673,"Fresh","Yes","Yes","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","Yes","No","Yes","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","No",,"Yes","Some of the time","Never","Certificate or technical degree","No",,,"Health","Financial benefits are much larger","Yes","Yes","No","No","No",,,,,,,"Very important","Very important","Very important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",12000,0,0,12000,"No",0,"Yes","Yes",,"Yes","No","No","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Convenience","Convenience",,"Convenience",,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Refused","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160927,20160731,20160915,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,1,2,"Not working - retired",0,"Black/African-American","Black"
26579,,28229.9314,25383.2458,43059.8079,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Not available in local stores","Better price",,,"Better price","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Educational Services","One","Teacher, except college and university","Under $5,000","Another household member and I share in the decisions","Very good",20151028,20160215,20150824,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26581,,208512.708,222165.365,277298.423,"Fresh","Refused","Refused","Refused","Yes","Yes","Refused","No",,"No","No","No","No","No","Yes","Definitely No","Yes","Finding it difficult to get by","About the same","About the same","Pretty well off financially","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",430,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Computer/information sciences","About the same financial benefits and financial costs",,,,,,,,,,,,"Very important","No advice from person","Moderately important","Not important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",19000,0,0,19000,"Yes",0,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,,,,"Convenience",,,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Excellent",20160902,20151222,20160902,21,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$200,000 to $249,999","Never married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,1,3,"Not working - other",0,"White","White"
26582,,49790.9832,17831.5138,74193.1624,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","No","No","No","Yes","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Minor impact","Minor impact",,,"Employed part-time","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",15,2,"More","Not at all","Does not apply","Not at all","No","Yes","No","No","No","Yes","Refused","No","No","No","No","I [PPMARITins2] pay rent.",2004,"Yes","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,1100,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Refused",,"$15,000 to $24,999","More than your income","No","No","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,,,,"Not available in local stores",,,"Better price",,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160908,20151217,20160908,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$10,000 to $12,499","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Not working - looking for work",0,"White","White"
26585,,,34479.4994,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Probably Yes",,"Just getting by","About the same","Somewhat better off","It varied","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","No","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Convenience",,,,,,"Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Regularly worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160907,20151218,20160907,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","Less than $5,000","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,1,0,0,2,"Not working - retired",0,"Black/African-American","Black"
26586,,52518.7624,16720.3774,78816.3829,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Moderate impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,450,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,"Better price","Better price",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Fabricated Metal Product Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","Under $5,000","I make most of the decisions","Good",20160913,20151216,20160828,46,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26588,,,22934.9116,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","Moderate impact","Severe impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Very important","Not important","Not important","Not important","Not important","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Refused","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","Yes","No","Yes",,"No","No","No","Yes","No","No","No","Yes","No","No","No",,,,"Moderate strain",,,,"Substantial strain",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Fair",20151020,20151221,20150828,75,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,0,2,"Not working - disabled",0,"White","White"
26590,,62703.4468,67178.8473,90611.8896,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","[D10other]",5,1,"Less","Does not apply","Not at all","Does not apply","No","Yes","No","No","No","Yes","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",650,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Yes",,"Not available in local stores",,,"Other reason",,,,"Not available in local stores","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",6750,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Plastics and Rubber Products Manufacturing","One","Other (Please specify)","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160916,20160222,20160916,53,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
26593,,17356.04,19213.9793,26862.5522,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","No","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","Yes","No","Yes","No","No",1950,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Engineering","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","Yes, both",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","Yes","No","Yes","No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Better price",,"Better price","Better price","Better price","Not available in local stores","Convenience",,"Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Regularly worried","Sometimes worried","Regularly worried","Regularly worried","Bachelor’s degree","Certificate or technical degree","Other Professional, Scientific, and Technical Services","One","Other professional",,,,,,20150827,43,"35-44","30-44","Some college, no degree","Some college","2+ Races, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$85,000 to $99,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
26594,,57633.8761,50983.7212,85610.8649,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Master’s degree",,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No","Slightly important","Slightly important","Moderately important","Very important","Very important","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",30000,0,0,30000,"No",500,"Yes","No",,"No","No","Yes","No","Yes","Still enrolled in the program",,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience",,"Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","Yes","Yes","No","Yes","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Insurance Carriers and Related Activities","Two","Management","Under $5,000","I make most of the decisions","Good",20160915,20160209,20160723,35,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
26595,,27474.9153,26158.1118,41882.121,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2016,"Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Don’t know","Don’t know","No",,,,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Other Professional, Scientific, and Technical Services","One","Other professional","Under $5,000","I make most of the decisions","Excellent",20151022,20151218,20150827,50,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Never married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26596,,,29517.0907,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"Less","Somewhat","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Not available in local stores","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20151024,20151217,20150827,62,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
26597,,28229.9314,25383.2458,43059.8079,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Refused","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No",831,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","Yes","No","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",7000,0,15000,22000,"No",100,"No","No",,"No","No","Yes","No","No","Yes",,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No","Not available in local stores","Other reason","Other reason","Other reason",,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Truck Transportation","One","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160929,20151223,20150831,49,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Separated","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26599,,,40489.9895,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Much better off","Somewhat better off","Poor","No","No","No","No","Yes","Yes","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,810,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","Prepaid card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Law","Financial benefits are much larger",,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",4500,0,0,4500,"No",50,"No","No",,"No","No","Yes","No","No","Still enrolled in the program","No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes","No",,"Better price",,"Better price",,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20161015,20160712,20150828,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Other, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$12,500 to $14,999","Living with partner","Non-Metro","Midwest","West-North Central","Rented for cash","sd",0,1,2,0,2,"Not working - other",0,"American Indian or Alaska Native","Other"
26600,,62114.5019,60901.2343,88819.2729,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",890,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Somewhat important","Somewhat important","Very important","Somewhat important","Somewhat important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",100,"No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160923,20151218,20160827,65,"65-74","60+","11th grade","Less than high school","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
26601,,,115874.381,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably Yes",,"Doing okay","Somewhat better off","About the same","It varied","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,1,"Less","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Doctoral Degree",,"Engineering",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","No","Moderately important","No advice from person","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","No","Yes","No",,,"Convenience","Convenience","Convenience","Convenience",,"Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Educational Services","One","Other professional","$10,000 - $24,999","I make most of the decisions","Very good",20160916,20160126,20160827,22,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","West","Mountain","Rented for cash","az",0,0,0,0,1,"Working - as a paid employee",0,"Asian","Asian"
26602,,,11025.1189,,"LMI oversample","Yes","Yes","No","No","Yes","Yes","No",,"Yes","Yes","No","No","No","No","Probably No","Yes","Just getting by","About the same","About the same","Poor","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","Minor impact","Minor impact","Moderate impact",,,"Homemaker","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",25,20,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"Don’t know",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",950,0,0,950,"No",0,"No","Yes",,"Yes","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Regularly worried","Never worried","Sometimes worried","Rarely worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160912,20151223,20160912,31,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",6,"A one-family house detached from any other house","$5,000 to $7,499","Living with partner","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,3,1,0,2,"Not working - looking for work",0,"White","White"
26605,,71636.4411,67663.506,103925.836,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2100,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Better price","Better price","Better price","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Graduate degree","Business, Professional, Labor, Political, and Similar Organizations","One","Management","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160909,20151230,20160827,44,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,1,1,2,"Working - as a paid employee",0,"White","White"
26606,,,65106.8481,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1963,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Poor",20160907,20160217,20160831,53,"45-54","45-59","9th grade","Less than high school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$5,000 to $7,499","Married","Non-Metro","South","East-South Central","Rented for cash","ky",0,0,0,0,1,"Not working - disabled",0,"White","White"
26607,,,20816.3549,,"LMI oversample","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","It varied","No","No","No","Yes","Refused","Yes","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Minor impact","No impact","No impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Don’t know","No",,,,"Don’t know",,,,,,,975,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",6000,0,0,6000,"No",0,"Yes","Yes",,"Yes","No","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","A little strain","A little strain",,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160907,20151218,20160827,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$25,000 to $29,999","Divorced","Metro","Northeast","New England","Rented for cash","ma",0,0,0,1,2,"Not working - looking for work",0,"White","White"
26608,,45182.3998,37287.9431,66135.8002,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No","Refused","Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Not available in local stores","Better price","Convenience","Better price","Better price","Better price",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Beverage and Tobacco Product Manufacturing","One","Other professional","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160911,20160214,20160827,67,"65-74","60+","Associate degree","Some college","Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
26610,,51959.5525,53024.6919,75935.2296,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Refused","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No",2800,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Refused",,,,,,,"No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Sometimes worried","High school degree or GED","Some college but no degree","Educational Services","One","Teacher, except college and university","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160908,20160107,20160827,47,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$250,000 or more","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
26611,,89940.5715,100114.068,130254.062,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",8,10,"More","Very much","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1750,"Yes","No","No","No","No","Yes","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","Yes","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Sometimes worried","Never worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160917,20160112,20160827,39,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",5,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,3,2,"Not working - looking for work",0,"White","Hispanic"
26613,,58878.0495,17712.6768,89002.4753,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Somewhat better off","About average","No","No","No","Yes","No","Refused","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","Yes","No","No",,"No impact","No impact","No impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Education","Financial costs are much larger","No","No","No","No","No",,,,,,,"Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Convenience",,"Convenience","Convenience",,,,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160913,20160225,20160913,25,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$5,000 to $7,499","Never married","Non-Metro","Northeast","New England","Rented for cash","ct",0,0,0,0,1,"Not working - looking for work",0,"White","White"
26616,,29500.6739,10451.0178,45220.4451,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","Yes","Yes","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,485,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","Yes","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","Yes","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Management, Scientific, and Technical Consulting Services","One","Computer and Mathematical","Under $5,000","I make most of the decisions","Good",20151118,20160227,20160723,46,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Divorced","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26617,,,41428.2825,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably No","No","Doing okay","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","None",,"Don’t know",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Bachelor’s degree",,"Engineering",,,,,,,"Financial costs are much larger","No","No","No","No","No","Not important","No advice from person","Not important","Not important","Not important","Not important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"Yes, both",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Better price","Convenience","Better price","Better price",,"Better price",,"Convenience",,"No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160922,20151223,20150827,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Non-Metro","Midwest","East-North Central","Occupied without payment of cash rent","oh",0,0,0,0,1,"Not working - other",0,"White","White"
26618,,37550.8318,12369.7982,56803.7306,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Health","About the same financial benefits and financial costs","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","No","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","Yes","No","Convenience","Not available in local stores",,,"Convenience",,"Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Don’t know","Health and Personal Care Stores","One","Sales Representative","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160914,20160221,20160828,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,1,"Working - self-employed",0,"White","White"
26621,,45263.9545,51114.1485,67534.1155,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,1650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","No","No","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience",,"Better price","Better price","Better price","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Don’t know","Not asked","One","Other Sales","Under $5,000","I make most of the decisions","Good",20160902,20151217,20160826,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$75,000 to $84,999","Divorced","Metro","West","Pacific","Rented for cash","wa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26622,,55676.8752,21103.1881,82810.9618,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1981,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","Financial benefits are somewhat larger","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",0,0,0,0,"No","Refused","No","No",,"No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Somewhat important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Convenience",,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Refused","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20161018,20160223,20160919,65,"65-74","60+","Some college, no degree","Some college","Black, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","South Atlantic","Occupied without payment of cash rent","fl",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
26623,,,11119.5382,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",5,10,"About the same","Not at all","Somewhat","Refused","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No",0,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","Associate degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Convenience","Convenience",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","Yes","Yes","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Regularly worried","Sometimes worried","Sometimes worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20151023,20160112,20151001,55,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Not working - disabled",0,"White","White"
26624,,,21560.4691,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",592,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Associate degree","No",,,"Undeclared",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","No","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",1200,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160924,20160204,20160924,68,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A mobile home","$20,000 to $24,999","Divorced","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Not working - retired",0,"White","White"
26625,,25180.2317,19828.9475,38252.6781,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Check","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",600,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,"None",,,"A little strain","Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20151204,20160210,20150829,68,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,2,"Not working - retired",0,"White","White"
26626,,,8328.5586,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","Yes",,"No impact","No impact","No impact","No impact",,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,5,"Less","Somewhat","Not at all","Not at all","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,525,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","Yes","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Humanities","About the same financial benefits and financial costs",,,,,,,,,,,,"Moderately important","Slightly important","Slightly important","Slightly important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",25000,0,0,25000,"No",0,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","Yes","No",,"Convenience",,"Not available in local stores","Convenience",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Substantial strain",,,,,,,,"A little strain",,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Good",20160916,20160206,20160916,21,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Not working - other",0,"White","White"
26627,,25892.4396,21393.4511,39272.3511,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Probably Yes",,"Just getting by","Somewhat better off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"Refused",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Most or all of the time","Most or all of the time","Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,52,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20151028,20151217,20150828,75,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Not working - retired",0,"White","White"
26628,,41701.783,43252.4285,62959.5015,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Don’t know","Yes","Yes","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,630,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","No","No",0,"Probably No","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Certificate or technical degree","Certificate or technical degree","Accommodation","One","Management","Under $5,000","I make most of the decisions","Good",20160910,20160209,20160910,48,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Never married","Metro","West","Mountain","Rented for cash","az",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26630,,111521.105,128252.438,157353.03,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","Yes","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","Two","Other professional","$100,000 - $249,999","I make most of the decisions","Good",20160916,20151229,20160916,41,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
26631,,,16336.062,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Minor impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Some of the time","Master’s degree","No",,,"Vocational/technical training",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","Yes",,,,"Other reason",,,,,"Not available in local stores","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160909,20160126,20160909,56,"55-64","45-59","Masters degree","Bachelor's degree or higher","Hispanic","Male","No",3,"A building with 2 or more apartments","Less than $5,000","Divorced","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","pa",0,0,0,0,3,"Not working - looking for work",0,"White","Hispanic"
26632,,37869.617,35571.717,57383.386,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",1800,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Convenience","Convenience",,,"Convenience","Convenience",,"Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Management","$50,000 - $74,999","Another household member and I share in the decisions","Refused",20160917,20151220,20160917,42,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
26633,,25892.4396,21393.4511,39272.3511,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","No","No","No","No","No","Refused","Refused","Refused","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,59,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","Other reason","Better price",,"Better price",,"Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160914,20151223,20160914,80,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"White","White"
26634,,12671.4536,12728.463,19751.601,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","Minor impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,50,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"No","No","Yes","No","Yes","Yes","No","No","No","Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Substantial strain",,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Fair",20160921,20161020,20160829,69,"65-74","60+","Some college, no degree","Some college","2+ Races, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,3,"Not working - retired",0,"2+ Races","Other"
26637,,43985.5058,47618.0379,65638.0508,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No","No",,,,,,,,,"No","Don't know","Yes","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","More debt now",,"Once","Never","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are somewhat larger","Yes","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"No",,,,,"No","No","Yes","Yes","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",10000,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,"Moderate strain",,,,,"Substantial strain",,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Transit and Ground Passenger Transportation","Two","Installation, Maintenance, and Repair","$100,000 - $249,999","I make most of the decisions","Very good",20151003,20151224,20150830,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$50,000 to $59,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26638,,18360.8836,7988.3725,28774.97,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much worse off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1989,"No","Yes","No","No","Yes","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,711,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Computer/information sciences",,,,,,,"Financial costs are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","Yes","No",,"$0 to $4,999","More than your income","Yes","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","Not available in local stores",,"Not available in local stores","Better price","Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Poor",20151024,20160310,20150905,66,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$5,000 to $7,499","Never married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,1,"Not working - disabled",0,"White","White"
26639,,20900.6026,16297.06,32143.1397,"Fresh","Yes","Refused","Refused","Refused","Yes","Refused","No",,"Refused","Yes","Refused","Refused","Refused","No","Definitely Yes",,"Doing okay","About the same","Somewhat worse off","About average","No","Yes","No","No","No","No","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","None",,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","Yes","No",,,,"Better price",,"Refused",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",900,"No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20151014,20160302,20150831,79,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,3,"Not working - retired",0,"White","White"
26641,,61752.427,68079.8403,91461.4031,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1483,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Convenience",,,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Regularly worried","High school degree or GED","Less than High School degree","Justice, Public Order, and Safety Activities","One","Other professional","Not sure","Another household member makes most of the decisions","Good",20160909,20151230,20160909,47,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",4,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,0,0,4,"Working - as a paid employee",0,"White","Hispanic"
26642,,69665.1252,74495.3133,100358.267,"Fresh","Yes","No","Yes","No","No","No","Yes","All of the adult children living with me are not in school","Refused","Refused","Refused","Refused","Refused","Yes","Definitely Yes",,"Doing okay","About the same","Much better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1600,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Sometimes worried","High school degree or GED","High school degree or GED","Computer Systems Design and Related Services","One","Other (Please specify)","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160908,20160201,20160831,46,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,1,5,"Working - as a paid employee",0,"White","White"
26645,,65557.0247,66916.4299,93081.9741,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Machinery Manufacturing","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160915,20151218,20160910,65,"65-74","60+","11th grade","Less than high school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26647,,47699.0006,50771.3753,70722.4778,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Moderate impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",6500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No",,,,"Moderate strain",,,,,"Moderate strain",,,"Rarely worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Merchant Wholesalers, Durable Goods","One","Management","$100,000 - $249,999","I make most of the decisions","Good",20160911,20151224,20160828,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26648,,62619.6617,21053.0338,92741.7018,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2008,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","No","No","Yes","No",400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","No",,"No","Some of the time","Some of the time","Certificate or technical degree","No",,,"Health","Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,"Not important","Not important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","Moderately important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"No",50,"Yes","No",,"Yes","No","No","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Better price","Better price","Not available in local stores",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Regularly worried","Regularly worried","Some college but no degree","Don’t know","Ambulatory Health Care Services","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Good",20161015,20151224,20150908,31,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","$12,500 to $14,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,1,2,1,"Working - as a paid employee",0,"White","White"
26650,,32245.7073,29849.2235,48813.6967,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",24,2,"About the same","Not at all","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Better price","Better price","Better quality","Not available in local stores","Other reason","Better price","Convenience",,,"Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Teacher, except college and university","$75,000 - $99,999","Another household member and I share in the decisions","Excellent",20160917,20160307,20160917,58,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26651,,46590.081,49688.0185,69983.9637,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","Minor impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",1150,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Law","Financial costs are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","Not available in local stores",,,,,,"Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","One","Other professional","$75,000 - $99,999","I make most of the decisions","Good",20160920,20160114,20160830,47,"45-54","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
26652,,,30196.6042,,"LMI oversample","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",650,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Other professional","$10,000 - $24,999","I make most of the decisions","Good",20151007,20151217,20150831,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$15,000 to $19,999","Divorced","Metro","Midwest","West-North Central","Rented for cash","mo",0,0,0,0,2,"Working - self-employed",0,"Black/African-American","Black"
26654,,72315.621,26815.6213,104565.225,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",36,10,"About the same","Not at all","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","Yes","Yes","Yes","No","No",,,,,,,,,"No",464,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","Yes",,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Somewhat important","Refused","Not important","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Moderate strain","Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160922,20151217,20160827,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",0,"White","White"
26656,,74365.2911,22935.1897,111096.907,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Probably Yes",,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","Yes","No",,,,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Vocational/technical training","Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"No",,,,,"Yes","No","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","No","No",,"Other reason","Other reason","Other reason","Other reason",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",185,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","None",,,,,,,"Moderate strain","None",,,"Rarely worried","Rarely worried","Sometimes worried","Never worried","High school degree or GED","Bachelor’s degree","Administration of Economic Programs","One","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160928,20160204,20160911,45,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$12,500 to $14,999","Never married","Metro","West","Mountain","Rented for cash","az",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
26658,,37869.617,35571.717,57383.386,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Don’t know","Don’t know","Yes","Don’t know","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","Yes","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",10,33,"More","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",2374,"Yes","No","No","No","No","Yes","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Bachelor’s degree","No",,,"Undeclared",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","Yes","No","No",0,"Definitely No",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","Yes","No",,,,"Convenience","Better price","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Insurance Carriers and Related Activities","Two","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Under $5,000","Another household member and I share in the decisions","Excellent",20160905,20160202,20160826,40,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26661,,,37722.7161,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much better off","About average","No","No","No","Yes","No","Yes","Yes","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Severe impact","Moderate impact","No impact","Minor impact",,,"Not employed, but looking for a job","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",10,20,"Less","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","No","Yes","Don’t know","Don’t know","Yes","Yes","A little difficulty",,"Probably Yes","No","Yes","Yes","Yes","No","No",20,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","Refused","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$5,000 to $14,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,,"Better price",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Substantial strain",,"Moderate strain",,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Rarely worried","Less than High School degree","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160903,20160109,20160901,29,"25-34","18-29","10th grade","Less than high school","White, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$5,000 to $7,499","Living with partner","Metro","Midwest","East-North Central","Rented for cash","in",1,1,2,0,2,"Not working - looking for work",0,"White","White"
26662,,,51057.6633,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,40,"Very important","Somewhat important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160914,20151217,20160829,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
26664,,42622.868,41169.7484,62804.9768,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",688,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Merchant Wholesalers, Nondurable Goods","One","Sales Representative","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160915,20160206,20160828,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26665,,158140.899,160436.99,221133.529,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",12,1,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Don’t know","Don’t know","No",,,,"Don’t know",,,,,,,1900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No","No advice from person","No advice from person","Not important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Computer and Electronic Product Manufacturing","One","Architecture and Engineering","$1,000,000 or more","Another household member and I share in the decisions","Very good",20151011,20160312,20150907,32,"25-34","30-44","Professional or Doctorate degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$250,000 or more","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"Asian","Asian"
26673,,26575.7757,21787.4464,40088.5379,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1900,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,60,"Not important","Very important","Not important","Somewhat important","Not important","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","Convenience","Convenience","Convenience",,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Sporting Goods, Hobby, Book, and Music Stores","One","Retail Sales","$1,000,000 or more","Another household member and I share in the decisions","Very good",20160914,20151219,20160914,69,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26674,,91143.8146,104982.81,128156.203,"Fresh","Yes","Yes","No","No","Yes","Refused","No",,"Yes","No","Yes","No","No","No","Definitely Yes",,"Just getting by","Somewhat worse off","Much better off","About average","No","No","No","No","Yes","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","Severe impact","Moderate impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1212,"Yes","Yes","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Some of the time","Some of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No",,"Not available in local stores",,"Convenience",,"Better price",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",10000,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Substantial strain",,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Accommodation","One","Management","$5,000 - $9,999","Another household member and I share in the decisions","Poor",20160908,20151217,20160908,54,"45-54","45-59","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,1,2,"Working - self-employed",0,"White","White"
26675,,28447.8308,27019.8009,43203.75,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",2100,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Better price","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Rarely worried","High school degree or GED","High school degree or GED","Educational Services","One","Teacher, except college and university","$75,000 - $99,999","I make most of the decisions","Very good",20160308,20160202,20150909,47,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26678,,59195.5619,60143.7464,86528.891,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",1246,"Yes","Yes","No","Yes","Yes","No","Debit card","Somewhat confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",35000,0,15000,50000,"No",350,"Yes","No",,"No","No","No","No","Yes","Yes",,"Do not have children or grandchildren",,,,,"No","Yes","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","Yes","No","Convenience","Convenience","Convenience",,"Convenience",,,"Convenience",,"Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Regularly worried","Regularly worried","Bachelor’s degree","Graduate degree","Educational Services","One","Other professional","Under $5,000","I make most of the decisions","Good",20161010,20151223,20150905,49,"45-54","45-59","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
26679,,56694.732,55498.6323,83482.9489,"Fresh","Yes","Yes","No","No","Yes","No","No",,"No","Yes","No","No","No","Yes","Definitely Yes",,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1970,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Refused","No","No","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Refused",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Refused","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member makes most of the decisions","Good",20160928,20151228,20150909,75,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,1,0,0,3,"Not working - other",0,"Black/African-American","Black"
26680,,113681.754,124031.084,162408.787,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","Yes","Yes","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Once","Never","Bachelor’s degree","Yes","Master’s degree",,"Engineering",,,,,,,"Financial costs are somewhat larger","No","No","Yes","No","Refused","Very important","Moderately important","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",20000,0,450,20450,"Yes",500,"No","No",,"No","No","Yes","Yes","Yes","Yes",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","Refused","Better price",,,,"Not available in local stores","Not available in local stores","Refused",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Bachelor’s degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions",,,20160403,20160908,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","No",1,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Not working - other",0,"Asian","Asian"
26681,,43224.371,44250.2543,64632.5035,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","It varied","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Severe impact","No impact","No impact","No impact","Moderate impact","No impact","Employed full-time","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",50,1,"More","Somewhat","Does not apply","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","No","No","Yes","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"It was easier for me to fix without their assistance","Definitely Yes","Yes","Yes","Yes","Yes","No","Refused",900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial costs are much larger","Yes","No","No","Yes","No",,,,,,,"Moderately important","No advice from person","Slightly important","No advice from person","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","Yes","No",,"Not available in local stores",,"Better price","Better price",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No",,"Substantial strain",,,,,,,"A little strain",,,"Sometimes worried","Rarely worried","Sometimes worried","Never worried","High school degree or GED","Associate degree","General Merchandise Stores","One","Retail Sales","Under $5,000","Another household member and I share in the decisions","Good",20161009,20160312,20150907,32,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","No",4,"A one-family house attached to one or more houses","$50,000 to $59,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,1,1,0,2,"Working - as a paid employee",0,"White","White"
26684,,120149.62,44818.0845,168683.423,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160930,20160205,20160901,71,"65-74","60+","10th grade","Less than high school","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$12,500 to $14,999","Separated","Metro","South","South Atlantic","Rented for cash","wv",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
26686,,75150.8555,74090.0699,109164.731,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Yes","Refused","Yes","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Convenience","Better price","Better price","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",485,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Accounting, Tax Preparation, Bookkeeping, and Payroll Services","Two","Business and Financial Operations","$1,000,000 or more","I make most of the decisions","Excellent",20160918,20160322,20160901,45,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,3,"Working - as a paid employee",0,"Black/African-American","Black"
26687,,69720.5077,69729.0475,101083.462,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","No","Yes","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",2045,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Doctoral Degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Better price","Better price","Better price",,"Better price","Better price","Better price","Better price","Better price","Yes","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Educational Services","One","Teacher, college and university","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160915,20151222,20160915,37,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","Midwest","East-North Central","Rented for cash","oh",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
26690,,37196.7096,33788.0404,55930.8009,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Refused","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Better price",,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20151029,20151220,20150918,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","mt",0,0,0,0,2,"Not working - retired",0,"White","White"
26691,,39388.611,32117.2193,58476.7849,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","Yes","No","Definitely Yes",,"Doing okay","About the same","Much better off","About average","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","Minor impact",,,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","To earn extra money to help family members",12,15,"Less","Does not apply","Does not apply","Somewhat","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Some of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",29000,0,0,29000,"No",199,"No","No",,"No","No","No","Yes","No","Yes",,"No",,,,,"No","No","No","Yes","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Better price","Convenience","Not available in local stores","Convenience","Better price","Convenience",,"Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","Yes","No","No",,,"No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Other Information Services","One","Personal Care and Service","Under $5,000","I make most of the decisions","Very good",20160910,20160122,20160827,64,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Working - self-employed",0,"2+ Races","Hispanic"
26695,,58868.3587,20180.1949,89741.82,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,750,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,40,"Not important","Not important","Not important","Very important","Not important","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","Yes","No","Convenience","Convenience",,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Good",20160921,20160104,20160912,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$7,500 to $9,999","Living with partner","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
26697,,177248.119,49381.365,247656.186,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Probably Yes",,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","Refused","Yes","No","No","Student","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Don’t know","Don’t know","Don’t know","Yes","Don’t know","Yes","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","Yes","No","Yes","No","Refused","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",4,2,"More","Does not apply","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Health","About the same financial benefits and financial costs",,,,,,,,,,,,"Very important","Moderately important","Very important","Very important","Very important","Moderately important","Very important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No",,,,,"No",300,"No","No",,"No","No","No","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Better price",,,,,,"Convenience",,"Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Don’t know","Don’t know","Social Assistance","One","Health Care Support (such as nursing aide, orderly, dental assistant)",,,,,,20160908,18,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","No",5,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,2,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
26698,,35923.3437,37729.8122,53627.2646,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"Minor impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,"No","Don't know","Yes","Yes","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","Yes","No","No",,"No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,"No","No","No","No","Yes","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No",,"Better price",,,"Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","Yes","Yes",3500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,"Substantial strain",,,,,"Substantial strain",,,,,"Regularly worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Real Estate","One","Other professional","Under $5,000","Another household member and I share in the decisions","Good",20151012,20151223,20160908,51,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,1,3,"Working - self-employed",0,"White","White"
26699,,50614.7681,51175.3668,74162.879,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No","No",,,,,,,,,"No",2900,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No",,"Yes","No","No",,"No","No","No","No","No","Yes","No","No","No","No","Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",6000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","Some college but no degree","Architectural, Engineering, and Related Services","One","Management","$500,000 - $999,999","I make most of the decisions","Very good",20160915,20151216,20160827,59,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$250,000 or more","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
26703,,39943.4782,39162.087,59824.7051,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No",,,"Yes","Yes","No","Yes",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",1700,"Yes","No","No","No","No","Yes","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Once","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","Yes","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Better price","Better price","Better price","Better price","Better price",,,"Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Computer Systems Design and Related Services","One","Computer and Mathematical","$100,000 - $249,999","I make most of the decisions","Good",20160921,20151220,20150915,44,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - self-employed",0,"White","White"
26704,,41079.5923,39856.5919,61071.5318,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","No","Don’t know","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Severe impact","No impact","No impact","No impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2400,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Slightly important","Very important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",35000,0,0,35000,"No",0,"No","No",,"No","No","Yes","No","No","Yes",,"No",,,,,"No","No","No","Yes","No","No","No","Yes",,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","Yes","No",,"Convenience",,"Convenience","Convenience","Convenience",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Architectural, Engineering, and Related Services","One","Architecture and Engineering","Under $5,000","I make most of the decisions","Very good",20161011,20160122,20160830,36,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$75,000 to $84,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,2,0,1,"Working - as a paid employee",0,"White","White"
26707,,,51508.5002,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No",,,,"Definitely Yes","No","Yes","Yes","Yes","No","No",600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Bachelor’s degree","Yes","Doctoral Degree",,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Moderately important","Not important","Not important","Not important","Not important","Not important","Moderately important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",25000,0,0,25000,"No",0,"No","No",,"No","No","No","No","Yes","Still enrolled in the program","No",,,,,,"No","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","Yes","No",,"Convenience","Better price","Other reason","Convenience","Convenience",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Very good",20160921,20151219,20150918,25,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Married","Metro","West","Mountain","Rented for cash","az",0,0,0,0,2,"Not working - other",0,"White","White"
26708,,91367.7538,25936.3422,133434.228,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","No",,"Convenience",,,"Convenience",,"Convenience","Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","High school degree or GED","Educational Services","One","Other professional","Under $5,000","Another household member makes most of the decisions","Very good",20160921,20151217,20160827,21,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Working - self-employed",0,"White","White"
26710,,42003.2569,13029.8023,63068.9516,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","Severe impact","No impact","Minor impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Definitely Yes","No","Yes","Yes","No","Yes","No",552,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Law","Financial costs are much larger","No","No","No","Yes","No",,,,,,,"Moderately important","Moderately important","Moderately important","Very important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No",21500,0,0,21500,"No",298,"Yes","Yes",,"No","Yes","No","No","No","No",,"No",,,,,"No","Refused","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Miscellaneous Store Retailers","Two","Management","Under $5,000","I make most of the decisions","Very good",20160908,20151226,20150917,46,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$12,500 to $14,999","Divorced","Metro","Midwest","West-North Central","Rented for cash","mn",0,0,1,0,1,"Working - as a paid employee",0,"White","White"
26711,,,28976.3508,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","Yes","Yes","No","Yes","No",1000,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",1000,0,0,1000,"No",100,"No","No",,"No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Refused",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Administrative and Support Services","One","Business and Financial Operations","$5,000 - $9,999","I make most of the decisions","Good",20151008,20160531,20161006,37,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","No",4,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Pacific","Rented for cash","wa",0,0,2,0,2,"Working - as a paid employee",0,"White","Hispanic"
26712,,,35816.7493,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","No","Yes","No","Direct-deposit into your bank account or credit union account","No","Refused","No","Yes","Yes","Yes","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1985,"Yes","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","Refused","Refused","Refused","Refused","Refused",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Food Preparation and Serving","$10,000 - $24,999","I make most of the decisions","Very good",20160924,20151217,20150917,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Metro","West","Pacific","Rented for cash","wa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26714,,50007.8087,54563.7243,74417.7354,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Severe impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","Yes","Yes","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","Refused",900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Moderately important","Slightly important","Moderately important","Slightly important","Slightly important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",40000,0,0,40000,"No",390,"No","No",,"No","No","Yes","No","No","Yes","No",,,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","No","No","Not available in local stores","Better price","Better price",,"Convenience",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Social Advocacy Organizations","One","Community and Social Services","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160914,20160214,20160914,29,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$60,000 to $74,999","Married","Metro","Northeast","New England","Rented for cash","nh",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26715,,41079.5923,39856.5919,61071.5318,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"No","No","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,1,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","None",,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",1360,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No","Not important","Slightly important","Very important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Better price","Not available in local stores",,"Better price","Better price","Not available in local stores","Not available in local stores",,,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Sometimes worried","High school degree or GED","High school degree or GED","Educational Services","One","Teacher, college and university","$50,000 - $74,999","I make most of the decisions","Very good",20160914,20160205,20160915,31,"25-34","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26716,,,13981.2166,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No",,,,"Probably Yes","Yes","No","No","No","Yes","No",550,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","No advice from person","Not important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Rarely worried","Associate degree","High school degree or GED","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","Another household member and I share in the decisions","Very good",20160909,20160326,20160827,21,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$15,000 to $19,999","Living with partner","Metro","West","Mountain","Rented for cash","az",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
26717,,,12965.5509,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,,,,"Convenience",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","Yes","Yes","Yes",6000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Very good",20160909,20160208,20160827,33,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",4,"A one-family house attached to one or more houses","Less than $5,000","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,1,1,0,2,"Not working - other",0,"White","White"
26718,,27310.3923,23552.7623,40943.1542,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",30,10,"About the same","Not at all","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No",800,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","Yes",,,,,,,"Very important","Moderately important","Not important","Slightly important","Slightly important","Very important","Not important","No advice from person",,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,66,"Very important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No",,,,"Not available in local stores",,"Not available in local stores",,,,"No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Sometimes worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Fair",20161013,20160206,20150930,68,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","No",2,"A one-family house attached to one or more houses","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,2,"Not working - retired",0,"White","White"
26719,,,31316.2269,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","No","No","Yes","Yes","No","No","No","No","Yes","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No",,,,,,,"Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",100,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Excellent",20160921,20160306,20150922,76,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$30,000 to $34,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,1,"Not working - retired",0,"White","White"
26720,,32923.0539,28600.7825,48980.0048,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Education","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Very good",20160923,20160222,20160829,75,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$100,000 to $124,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Not working - retired",0,"White","White"
26721,,41364.4202,14659.2828,62226.116,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",7,4,"About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","No","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Convenience","Better price","Convenience","Better price",,"Convenience",,,,"Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Educational Services","One","Other (Please specify)","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160910,20151220,20160828,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - self-employed",0,"White","White"
26722,,56712.5973,50607.3531,83621.2598,"Fresh","No","No","No","No","Refused","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","Refused","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,70,"Not important","Not important","Not important","Not important","Not important","Yes","Refused",,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Yes","Refused",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Refused","No",,,,,,,,,,"No","No","No","No","No","No","Refused","No","No","No","No","No","Refused","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Refused",,,"Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,"None",,"Refused","Never worried","Never worried","Refused","High school degree or GED","Refused","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160929,20160104,20151020,78,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$40,000 to $49,999","Divorced","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","pa",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
26723,,73228.0376,24901.3273,107540.68,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","About the same","Pretty well off financially","No","No","No","No","Yes","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,425,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Regularly worried","Sometimes worried","Regularly worried","Regularly worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Poor",20160905,20151223,20160901,36,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A mobile home","$5,000 to $7,499","Married","Non-Metro","South","South Atlantic","Rented for cash","ga",0,0,1,1,2,"Not working - disabled",0,"White","White"
26727,,29324.0204,10527.7405,44206.6354,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","Poor","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily at my request",,"No","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Moderate impact","Moderate impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Somewhat important","Not important","Somewhat important","Not important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","Yes","No",,,"Other reason",,,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Regularly worried","Sometimes worried","Sometimes worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member makes most of the decisions","Good",20160921,20160310,20160918,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",0,"White","White"
26729,,37210.4633,10526.5709,54670.3161,"Fresh","No","No","No","No","Yes","No","No",,"No","No","No","No","No","Yes","Definitely No","Yes","Just getting by","Somewhat better off","Much better off","Pretty well off financially","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","Moderate impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Debit card","Not confident","Yes","No","No","No","Yes","Yes","No","No","Yes","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","Less debt now",,"Some of the time","Most or all of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,50,"Very important","Not important","Not important","Somewhat important","Not important","No","No",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","Yes","No",,"Other reason",,"Better price",,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","Yes",75,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Substantial strain",,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions",,,20160308,20160911,56,"55-64","45-59","10th grade","Less than high school","2+ Races, Non-Hispanic","Female","No",2,"A building with 2 or more apartments","$15,000 to $19,999","Divorced","Metro","South","South Atlantic","Rented for cash","dc",0,0,0,0,2,"Not working - retired",0,"2+ Races","Other"
26731,,77530.0132,72415.863,112417.718,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2100,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","Yes",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","One","Other Sales","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20151103,20151220,20150922,36,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,1,2,0,2,"Working - as a paid employee",0,"White","White"
26732,,30484.8862,25295.1245,45339.1468,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","Poor","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","Severe impact","No impact","Minor impact","Minor impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",696,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Better price","Not available in local stores",,,"Better price","Better price",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","Yes",4000,"No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No",,,,"Substantial strain",,,,"Substantial strain","Substantial strain",,,"Rarely worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Postal Service","One","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20151012,20151218,20150920,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26737,,55947.1727,47853.7965,80629.4819,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1960,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Refused","Refused","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,70,"Not important","Not important","Not important","Very important","Very important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20160416,20160312,20150918,82,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Not working - retired",0,"White","White"
26739,,49592.5858,43732.6682,73481.5948,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","Yes","Retired","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",750,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Refused","Very important","Refused","Refused","Refused","Yes","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No",,"Better price",,"Convenience",,,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",4000,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Excellent",20160926,20160331,20150922,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
26742,,,18220.9193,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Pretty well off financially","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","Moderate impact","Minor impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2002,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Prepaid card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,"$200,000 or higher","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160914,20151219,20160914,46,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$12,500 to $14,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Not working - disabled",0,"White","White"
26743,,43284.1134,15142.3035,64728.4219,"Fresh","Yes","No","No","No","No","Refused","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Refused","Convenience","Refused","Refused",,"Refused",,"Refused",,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Good",20161016,20160206,20150919,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
26746,,,22117.4849,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"Yes","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,520,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Somewhat important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","Yes",600,"Yes","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160915,20151219,20160915,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Divorced","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,2,"Not working - retired",0,"White","White"
26747,,,28807.4085,,"LMI oversample","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Refused","Yes","Refused","Refused","Refused","No","Definitely Yes",,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1964,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","Yes","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","No","Yes","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160911,20151217,20160827,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,3,"Not working - retired",0,"White","White"
26748,,,18540.5061,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Bachelor’s degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Refused","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Associate degree","Graduate degree","Food Services and Drinking Places","Two","Food Preparation and Serving","$50,000 - $74,999","I make most of the decisions","Excellent",20151003,20160226,20150920,52,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26749,,47986.8547,46483.6224,71136.4496,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",2600,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","No","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","Yes","Yes","No",,,,,"Convenience",,"Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Sometimes worried","Graduate degree","Graduate degree","Specialty Trade Contractors","One","Sales Representative","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160928,20151217,20150919,47,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$175,000 to $199,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26751,,,37938.2139,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely Yes",,"Just getting by","About the same","Somewhat better off","It varied","No","No","No","No","No","No","No","No","No","Disabled and not working",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2000,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,81,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Sometimes worried","Regularly worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160922,20151217,20160910,70,"65-74","60+","10th grade","Less than high school","2+ Races, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","Less than $5,000","Widowed","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,2,"Not working - other",0,"2+ Races","Other"
26752,,38341.5956,36148.4415,56566.3719,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","Yes","No","Definitely Yes",,"Doing okay","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"Moderate impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,1,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Very important","Very important","Moderately important","Moderately important","Very important","Moderately important","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Not important","Somewhat important","Not important","Very important","Not important","No","No","No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Not available in local stores",,"Not available in local stores",,,,,,"Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",1000,"Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160916,20160808,20160802,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,3,"Not working - retired",0,"White","White"
26753,,41079.5923,39856.5919,61071.5318,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Severe impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,2,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",946,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No","Convenience","Better price",,,"Better price",,,"Better price",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",6000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Never worried","Never worried","Rarely worried","Associate degree","High school degree or GED","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160922,20151219,20160828,36,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26754,,52472.1879,16169.6725,78492.7978,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",1415,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","Yes","No",,"Not available in local stores","Other reason",,,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Accounting, Tax Preparation, Bookkeeping, and Payroll Services","One","Business and Financial Operations","$5,000 - $9,999","I make most of the decisions","Fair",20160913,20160326,20160826,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26755,,,15972.7378,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Finding it difficult to get by","Somewhat worse off","Much worse off","About average","No","No","No","No","Yes","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Minor impact",,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",30,100,"About the same","Somewhat","Somewhat","Somewhat","No","No","Yes","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","No","No","No","No","Yes",,,,,,,"Very important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","No","No","No","Yes",,"$0 to $4,999","More than your income","No","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","Yes","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Certificate or technical degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member makes most of the decisions","Fair",20161020,20151223,20150921,26,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,4,"Not working - other",0,"White","White"
26756,,74431.2979,23716.3138,111554.902,"Fresh","Refused","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Refused","Refused","Direct-deposit into your bank account or credit union account","Yes","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","Moderate impact","No impact","Moderate impact","No impact","Employed part-time","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",50,50,"More","Does not apply","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",520,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes",,,,,,,,"Convenience","Convenience","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","Yes","No","Yes","Yes","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Refused","No","No","Yes","No","No","Yes","No",,,,,,,"Substantial strain",,,"Substantial strain",,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Truck Transportation","Three","Transportation and Material Moving","Under $5,000","I make most of the decisions","Good",20160928,20151223,20150924,45,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,1,0,0,2,"Working - as a paid employee",0,"White","Black"
26757,,69623.1022,63974.2713,102147.375,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","No","Don’t know","No","No","No","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,1,"About the same","Does not apply","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1996,"No","No","Yes","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Some of the time","Master’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No",,,,"Better price",,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Sometimes worried","Associate degree","Less than High School degree","Educational Services","Two","Teacher, college and university","$500,000 - $999,999","I make most of the decisions","Good",20160918,20151218,20160830,56,"55-64","45-59","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$85,000 to $99,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"Asian","Asian"
26758,,24506.7805,20434.2593,37206.4663,"Fresh","No","No","No","No","No","Yes","No",,"No","Yes","Yes","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","It varied","No","Yes","No","No","Yes","No","No","No","Yes","Retired","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No",,,"No","No","No","No",,"No impact","Minor impact","Minor impact","No impact",,,,"No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,5,"About the same","Not at all","Not at all","Not at all","No","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Some of the time","Never","Master’s degree","No",,,"Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,66,"Very important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","Yes",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","Better price","Better quality","Better price",,"Better price","Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",2000,"No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Regularly worried","Sometimes worried","Sometimes worried","Sometimes worried","Associate degree","Certificate or technical degree","Educational Services","One","Teacher, except college and university","$50,000 - $74,999","I make most of the decisions","Very good",20151008,20160223,20150923,66,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26760,,77010.5311,78164.537,110766.027,"Fresh","Yes","Yes","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Severe impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",5100,"Yes","No","No","No","No","Yes","Credit card","Very confident","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Convenience","Convenience",,"Convenience","Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Sometimes worried","Some college but no degree","Less than High School degree","Other Professional, Scientific, and Technical Services","One","Business and Financial Operations","$100,000 - $249,999","Another household member and I share in the decisions","Good",20161007,20160131,20160920,45,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","Yes",6,"A one-family house detached from any other house","$250,000 or more","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,2,1,0,3,"Working - as a paid employee",0,"White","Hispanic"
26761,,190189.312,51210.928,267300.196,"Fresh","No","No","No","No","Yes","No","No",,"No","No","No","No","No","No","Probably Yes",,"Living comfortably","About the same","About the same","Poor","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","No","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No",,,,"Don’t know",,,,,,,478,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Credit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No",0,0,0,0,"No","Refused","No","No",,"No","No","No","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","Yes","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Educational Services","One","Refused","$25,000 - $34,999","I make most of the decisions","Good",20160918,20151218,20160918,20,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Other, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Never married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,1,"Working - as a paid employee",0,"Asian","Asian"
26762,,,16529.7294,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,2,"Less","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,"Probably No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are somewhat larger","No","No","Refused","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"No",,,,,"No","No","No","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Better price","Better quality",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",700,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Graduate degree","Bachelor’s degree","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Very good",20160910,20151217,20160907,49,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26764,,,31316.2269,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20161007,20151217,20150922,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
26765,,47462.9508,57728.5562,70126.1768,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",1075,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Not important","Not important","Not important","Slightly important","Slightly important","Not important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",105000,0,0,105000,"No",0,"Yes","No",,"No","No","Yes","No","Yes","Yes","No",,,,,,"No","No","Yes","Yes","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No",,"Better price","Not available in local stores",,"Better price",,,"Better price",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20161007,20160210,20150921,25,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - other",0,"White","White"
26769,,26575.7757,21787.4464,40088.5379,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,,,,,,,,,,,,59,"Not important","Not important","Somewhat important","Not important","Not important","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","Refused","No","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","No","No",,"Convenience","Convenience","Convenience","Better price",,,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160704,20160212,20150928,63,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - retired",0,"White","White"
26771,,,77771.8585,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","Poor","No","No","No","Yes","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Severe impact","No impact","Minor impact","No impact",,,"Not employed, but looking for a job","No","No","Yes","No","Yes","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",50,5,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,"No","Yes","No","No","No","Don’t know","Yes","Yes","Moderate difficulty",,"Probably Yes","No","Yes","Yes","No","Yes","No",595,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",1500,"Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Substantial strain","Substantial strain",,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20151026,20151221,20150922,31,"25-34","30-44","7th or 8th grade","Less than high school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","Less than $5,000","Married","Non-Metro","South","South Atlantic","Rented for cash","fl",0,0,0,1,2,"Not working - other",0,"White","White"
26773,,79427.4779,22024.8248,116412.17,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,,,"Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","A little difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",575,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No",,"Yes","Yes","Yes",,"Yes","No","No","Yes","Yes","No","No","No","No","No","Fair","Yes","No",,"No","Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","No","Yes","No",,"Convenience",,"Better price",,"Better price",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Moderate strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160916,20160111,20160828,29,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","$25,000 to $29,999","Married","Metro","South","South Atlantic","Rented for cash","nc",0,0,2,0,2,"Not working - other",0,"White","White"
26775,,,12306.8381,,"LMI oversample","No","No","No","No","No","Yes","No",,"No","No","No","No","No","Yes","Definitely Yes",,"Living comfortably","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",15,0,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",435,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Once","Never","Bachelor’s degree","No",,,"Humanities",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","Yes","Yes","No",,"Convenience","Convenience",,"Better price",,"Convenience","Convenience",,"Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Utilities","One","Other (Please specify)","$5,000 - $9,999","I make most of the decisions","Fair",20151008,20160708,20150924,43,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26776,,26025.3204,25370.0789,40008.0682,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","Refused","No","Yes","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,1400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","No",,,,,,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial costs are somewhat larger","Yes","No","No","Yes","No","Not important","Slightly important","Slightly important","Slightly important","Slightly important","Moderately important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",50000,0,5000,55000,"No",0,"Yes","No",,"No","No","Yes","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Refused",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","Yes","No","Yes","No","Better price",,,,,"Better price",,"Convenience",,"No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Furniture and Related Product Manufacturing","One","Office and Administrative Support","$35,000 - $49,999","I make most of the decisions","Very good",20151003,20160206,20150925,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
26777,,,18094.735,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Other reason","Other reason",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160914,20151219,20160909,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Not working - disabled",0,"White","White"
26778,,,29780.5835,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","Graduate degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160902,20151218,20160902,35,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",5,"A one-family house attached to one or more houses","$25,000 to $29,999","Married","Metro","West","Pacific","Rented for cash","ca",0,2,0,1,2,"Not working - other",0,"White","White"
26783,,,17561.7099,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","Yes","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","Much worse off","Somewhat better off","Poor","Yes","No","Yes","Yes","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","Yes","Yes",,"No impact","No impact","No impact","No impact","No impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","Don’t know","Educational Services","Two","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160911,20151223,20160911,39,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","Midwest","East-North Central","Occupied without payment of cash rent","oh",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
26784,,52308.4342,48146.7498,76607.796,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","Yes","No","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No",,,,,"Convenience",,"Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Insurance Carriers and Related Activities","One","Computer and Mathematical","$75,000 - $99,999","I make most of the decisions","Very good",20160915,20151218,20160827,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
26786,,51913.2411,54334.943,76799.4453,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,10,"About the same","Not at all","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",950,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Not available in local stores",,,"Not available in local stores","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","One","Refused","Under $5,000","Another household member and I share in the decisions","Good",20160903,20160216,20160903,51,"45-54","45-59","Some college, no degree","Some college","Hispanic","Female","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,2,2,"Working - as a paid employee",0,"White","Hispanic"
26787,,,14477.8241,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much better off","About average","No","Yes","No","No","No","No","No","No","Yes","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,37,"More","Somewhat","Somewhat","Very much","No","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2014,"Yes","No","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,830,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Doctoral Degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,67,"Somewhat important","Not important","Somewhat important","Not important","Not important","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No",,,,,"Not available in local stores",,"Convenience",,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","Yes","No","Yes",450,"No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Educational Services","One","Other professional","$5,000 - $9,999","I make most of the decisions","Very good",20160914,20151223,20160914,68,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Working - self-employed",0,"2+ Races","Other"
26789,,,31452.3781,,"LMI oversample","No","No","No","No","Yes","No","No",,"Yes","No","No","No","No","No","Probably Yes",,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Paper check","No","No","Yes","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","To earn money as a primary source of income",60,100,"More","Somewhat","Somewhat","Somewhat","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No",,,,"Probably Yes","Yes","Yes","No","Yes","Yes","No",250,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Associate degree","Yes","Certificate or technical degree",,"Humanities",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Very important","Very important","Very important","Very important","Very important","Moderately important","Moderately important","Slightly important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"No",50,"No","No",,"No","Yes","No","No","No","No",,,,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","Yes","No","No",,,,"Better price","Better price",,"Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20151004,20160122,20150926,26,"25-34","18-29","Associate degree","Some college","Other, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Metro","West","Mountain","Rented for cash","nm",0,0,0,0,3,"Not working - looking for work",0,"American Indian or Alaska Native","Other"
26791,,,123598.2,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","Yes","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",2,5,"Less","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1991,"No","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,595,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"$0 to $4,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","Refused","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","Yes","Yes",100,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Refused","Sometimes worried","Rarely worried","Never worried","High school degree or GED","Don’t know","Construction of Buildings","One","Construction and Extraction","Under $5,000","I make most of the decisions","Good",20160922,20151217,20160901,55,"55-64","45-59","11th grade","Less than high school","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Separated","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
26793,,,21940.6309,,"LMI oversample","Yes","Yes","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Just getting by","Somewhat worse off","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Slightly important","Not important","Not important","Not important","Not important","Not important","Not important","Not important","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"Moderate strain","Moderate strain",,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160902,20151225,20160902,28,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$12,500 to $14,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",1,0,0,1,3,"Not working - other",0,"White","White"
26794,,,20951.2812,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Other (Please specify):",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,52,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","Yes","No","No","No",,,"Convenience",,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160916,20160204,20160916,84,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A mobile home","$25,000 to $29,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",0,"White","White"
26795,,47986.8547,46483.6224,71136.4496,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",8,0,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",2285,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are somewhat larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","Refused",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Convenience","Convenience",,"Refused","Convenience","Convenience",,"Convenience",,"No","No","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Some college but no degree","High school degree or GED","Merchant Wholesalers, Durable Goods","One","Business and Financial Operations","$10,000 - $24,999","I make most of the decisions","Good",20160921,20160122,20150926,48,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
26797,,,76320.1658,,"LMI oversample","No","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","Yes","No","Probably Yes",,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","Moderate impact","Minor impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1991,"No","No","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,685,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",8000,0,5000,13000,"No",130,"Yes","No",,"No","No","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Other reason","Other reason",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160914,20160203,20160914,64,"55-64","60+","9th grade","Less than high school","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","Less than $5,000","Divorced","Metro","West","Mountain","Rented for cash","az",0,1,0,1,2,"Not working - retired",0,"White","White"
26798,,29669.5608,26067.3004,44099.1199,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",425,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,,67,"Very important","Very important","Not important","Very important","Not important","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,,,"Not available in local stores",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Motor Vehicle and Parts Dealers","One","Retail Sales","$250,000 - $499,999","I make most of the decisions","Fair",20160927,20151217,20150927,68,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26800,,,9368.4307,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","No","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","Minor impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No",516,"Yes","No","No","No","No","No","Credit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"Certificate or technical degree","No",,,"Other (Please specify):","Financial costs are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",23000,0,0,23000,"No",105,"No","No",,"Yes","Refused","Refused","Refused","Refused","Yes","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$40,000 to $49,999","More than your income","Yes","No","Yes","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","No",,"Other reason","Other reason","Other reason","Other reason",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","Yes","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Regularly worried","Sometimes worried","Rarely worried","Don’t know","Don’t know","Plastics and Rubber Products Manufacturing","One","Management","Under $5,000","Another household member and I share in the decisions","Good",20151017,20151017,20150927,53,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26801,,35571.6799,12310.4906,53687.1625,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Much worse off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1967,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Life sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Very important","Very important","Somewhat important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","Better price","Better price",,,"Convenience","Convenience",,,,"No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Graduate degree","Some college but no degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Good",20160923,20160318,20150925,68,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Divorced","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Not working - retired",0,"White","White"
26806,,65639.3799,68725.9703,95109.1912,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Severe impact","No impact","Moderate impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Better price",,,,"Better price","Better price",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Justice, Public Order, and Safety Activities","One","Other (Please specify)","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160909,20160203,20160828,46,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
26807,,12501.0687,5027.685,19751.601,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","It varied","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"No","Yes","Yes","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","No",,"No",,,,,,,,,,,,,,,,56,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No","Yes","No","No","No","Convenience",,,"Other reason",,"Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","Yes","No","Yes",1500,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160913,20151218,20160913,68,"65-74","60+","Masters degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Not working - retired",0,"2+ Races","Other"
26808,,,26457.079,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Paper check","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,20,"More","Very much","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","No","Yes","Yes","Refused",730,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Convenience",,,,,"Better price","Better price","Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Couriers and Messengers","One","Transportation and Material Moving","Under $5,000","I make most of the decisions","Poor",20160918,20151216,20150926,49,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26812,,123306.356,133025.067,172201.042,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Probably Yes",,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","Yes","No","No","No","No","Cash","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,"Don’t know",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Slightly important","Refused","No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","Yes","No",,,,"Better price",,"Better price","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Substantial strain",,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Construction of Buildings","One","Construction and Extraction","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160913,20160102,20160831,24,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,3,"Working - self-employed",0,"White","White"
26813,,12519.2929,10937.2552,19751.601,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","No","Yes","No","Definitely Yes",,"Doing okay","Somewhat worse off","Much better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Moderate impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Probably Yes","Refused","Refused","Refused","Yes","Refused","Yes",1200,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","No",,"No","No","No","No","Yes","No","No","No","No","No","Fair","Yes","Yes","Less debt now",,"Most or all of the time","Once","Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","Yes","No",,"Better price","Better price","Better price","Better price","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1350,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No",,"Moderate strain",,"Moderate strain",,,,"Moderate strain","Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Religious Organizations","One","Other professional","Under $5,000","I make most of the decisions","Poor",20160915,20160213,20160915,60,"55-64","60+","Masters degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$60,000 to $74,999","Married","Metro","South","East-South Central","Rented for cash","al",0,0,0,0,3,"Working - self-employed",0,"2+ Races","Other"
26814,,33494.1886,12334.555,50462.2507,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Severe impact","Minor impact","No impact","Moderate impact","Moderate impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",505,"Yes","No","Yes","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",0,"Definitely No","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Better price",,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20151002,20160208,20150927,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A mobile home","$25,000 to $29,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - retired",0,"White","White"
26816,,45025.278,39464.6048,66656.7719,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Other","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Other (Please specify):",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No",,,,"Not available in local stores",,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160923,20160129,20160828,65,"65-74","60+","Associate degree","Some college","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - other",0,"White","Hispanic"
26819,,28129.1203,23677.457,42299.5286,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","Pretty well off financially","No","Yes","No","No","No","No","No","No","Yes","Retired","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Paper check","No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Refused","Refused","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1150,"Yes","No","No","No","No","Yes","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Once","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Somewhat important","Not important","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","Yes","Yes","No",,,,"Better price","Better price",,"Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",1000,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Management of Companies and Enterprises","One","Other (Please specify)","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160924,20160204,20150927,66,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Working - self-employed",0,"White","White"
26820,,62547.7574,21999.8777,92671.7506,"Fresh","Yes","No","Yes","Yes","No","No","No","All of the adult children living with me are not in school","No","Yes","Yes","No","No","No","Definitely Yes",,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"No","Don't know","No","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Very important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Good",20160909,20151222,20160828,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,4,"Not working - retired",0,"Black/African-American","Black"
26823,,,16072.253,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",16,5,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,66,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160909,20160219,20160827,68,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,1,"Not working - retired",0,"White","White"
26828,,,30590.621,,"LMI oversample","Yes","Yes","Yes","Yes","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","Yes","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Yes","No","Yes","No","Yes","No","No","No",,"No impact","Minor impact","No impact","Moderate impact","Moderate impact","Severe impact",,"Yes","No","No","Yes","Yes","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,10,"Less","Somewhat","Somewhat","Very much","Yes","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","Yes",,,,,,,,,"Yes",456,"Yes","Yes","No","Yes","No","No","Debit card","Somewhat confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"Yes","No","No",,"No","No","Yes","No","No","No","No","No","No","No","Very good","Yes","Refused","About the same",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Life sciences","About the same financial benefits and financial costs",,,,,,,,,,,,"Very important","Moderately important","Very important","Moderately important","Very important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",47777,0,0,47777,"Yes",4635,"Yes","Yes",,"Yes","No","Yes","No","No","Yes",,"Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","No","Better price",,,,"Better quality",,"Better price",,,"No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","Yes","Yes","Yes","No","Yes",355,"Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes","Refused","Yes","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","No",,,,"Moderate strain",,"A little strain","Moderate strain","A little strain",,"Moderate strain",,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","Associate degree","Associate degree","Heavy and Civil Engineering Construction","One","Life, Physical, and Social Sciences","$35,000 - $49,999","I make most of the decisions","Very good",20160903,20160213,20160827,41,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$12,500 to $14,999","Separated","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,2,1,"Working - as a paid employee",0,"White","White"
26829,,45154.1573,49338.8117,67206.6744,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Refused","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","Yes","Yes","No","No",,,"Better price",,,"Better price","Convenience",,,"No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","Yes","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","Associate degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160914,20160106,20160914,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - looking for work",0,"White","White"
26830,,,14592.2205,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No",,,,"Definitely No",,,,,,,196,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Check","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160914,20160121,20160914,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Divorced","Non-Metro","Midwest","West-North Central","Rented for cash","mn",0,0,0,0,1,"Not working - retired",0,"White","White"
26831,,28762.1804,23317.6911,43364.2117,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","Yes","No","Yes","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",650,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Professional degree (e.g. MBA, MD, JD)","Yes","Master’s degree",,"Other (Please specify):",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","Slightly important","Slightly important","Moderately important","Moderately important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes",,"No",,,,,,,,,,,,,,,,63,"Somewhat important","Somewhat important","Very important","Somewhat important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Convenience",,"No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Fair",20160323,20160220,20151018,66,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$100,000 to $124,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Not working - retired",0,"White","White"
26832,,24522.0923,20394.1011,37400.93,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",2100,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Once","Bachelor’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Refused","No",,,,,,,,,,,,58,"Not important","Somewhat important","Very important","Very important","Not important","Yes","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","Convenience",,"Better price","Better price","Better price","Not available in local stores","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Excellent",20151008,20160507,20151001,67,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Not working - other",0,"White","White"
26834,,75626.4425,74969.3928,110577.1,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2013,"No","Yes","No","No","No","No","No","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,950,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","Financial costs are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","Yes","No","Better price","Better price",,"Convenience",,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Associate degree","Bachelor’s degree","Transit and Ground Passenger Transportation","One","Transportation and Material Moving","$75,000 - $99,999","I make most of the decisions","Good",20151008,20160106,20151001,39,"35-44","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$75,000 to $84,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
26835,,51959.5525,53024.6919,75935.2296,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",2500,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Heavy and Civil Engineering Construction","One","Other professional","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160916,20151217,20160916,49,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
26837,,52667.4003,47139.4762,76098.5727,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Refused","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Yes","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"Yes","No","Yes","Yes","Refused","Refused","Refused","Yes","No","No","No","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Other reason",,,,,,"No","No","No","No","No","No","No","Yes","Refused","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160920,20160105,20160920,79,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,1,"Not working - retired",0,"White","White"
26838,,64999.7596,19932.9641,95945.2239,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","Poor","No","No","No","Yes","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Severe impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1995,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"I did not want to cause trouble with the landlord","Probably No",,,,,,,300,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Somewhat confident","Refused",,,,,,,,,,,,"No","No","No",,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Refused",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","Refused","No","Yes","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Fair",20161008,20151225,20151003,44,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Living with partner","Metro","South","South Atlantic","Rented for cash","sc",0,0,0,0,2,"Not working - other",0,"White","White"
26839,,34837.1215,12867.2638,53071.3855,"Fresh","No","No","No","Refused","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","Yes",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Definitely Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Once","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","Yes","No",,"Convenience",,"Better price",,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","No","Yes",550,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Bachelor’s degree","Miscellaneous Store Retailers","One","Business and Financial Operations","$75,000 - $99,999","I make most of the decisions","Good",20161008,20160206,20160908,46,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
26840,,,24944.0055,,"LMI oversample","No","No","Yes","No","Yes","Yes","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Definitely No","No","Doing okay","About the same","Somewhat better off","About average","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Severe impact","Severe impact","No impact","No impact",,,"Disabled and not working","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1998,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Don’t know",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","One","Personal Care and Service","Under $5,000","I make most of the decisions","Good",20160922,20151219,20160909,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",8,"A one-family house detached from any other house","$15,000 to $19,999","Living with partner","Metro","Midwest","East-North Central","Rented for cash","il",0,1,1,1,5,"Working - self-employed",0,"Black/African-American","Black"
26841,,12633.9447,11119.4141,19751.601,"Fresh","Yes","Yes","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Yes","Yes","No","Yes","Yes","Yes","Definitely Yes",,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","No","Yes","No","No","No","Yes","No","Yes","No","Disabled and not working","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Moderate impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Don’t know","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Some of the time","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","Yes","Yes",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,"Not available in local stores","Convenience","Not available in local stores","Not available in local stores","Convenience",,,"Not available in local stores","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",3000,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Rarely worried","Never worried","Sometimes worried","Never worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20151010,20160206,20151002,60,"55-64","60+","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,1,0,0,3,"Not working - disabled",0,"2+ Races","Other"
26842,,35571.6799,12310.4906,53687.1625,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"Certificate or technical degree","No",,,"Refused","Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,65,"Very important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","More than your income","No","No","No","Yes","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Not available in local stores","Not available in local stores","Refused","Other reason","Better price",,,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20151009,20160531,20151023,68,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","Midwest","West-North Central","Rented for cash","ks",0,0,0,0,2,"Not working - retired",0,"White","White"
26843,,,25939.995,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Refused","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",0,"Don’t know","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused",,"$15,000 to $24,999","More than your income","Yes","Refused","Refused","Refused","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Regularly worried","Rarely worried","Never worried","Don’t know","Don’t know","Truck Transportation","One","Transportation and Material Moving","$75,000 - $99,999","I make most of the decisions","Very good",20151008,20151219,20151003,45,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26845,,166219.643,54657.0887,232348.858,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","Yes","No","Yes","No","Probably No","No","Just getting by","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Severe impact","Severe impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","No","I [PPMARITins2] pay rent.",2009,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","Refused","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Refused","No","No","No",,"$0 to $4,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160914,20151217,20160909,54,"45-54","45-59","9th grade","Less than high school","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$12,500 to $14,999","Separated","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Not working - disabled",0,"2+ Races","Hispanic"
26846,,24607.6655,19269.2689,37108.6142,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes",,"No",,,,,,,,,,,,,,,,60,"Not important","Not important","Somewhat important","Somewhat important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","No",,,,"Not available in local stores","Better price","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20151023,20160227,20151006,66,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - retired",0,"White","White"
26847,,,21444.6393,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","Yes","No","No","Paper check","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",450,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","Yes","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","High school degree or GED","Less than High School degree","Heavy and Civil Engineering Construction","One","Installation, Maintenance, and Repair","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160921,20160206,20160827,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26851,,39947.1749,39183.6259,59640.3666,"Fresh","No","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Minor impact","No impact","No impact",,,,"No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",15,10,"More","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","No","No","No","No","No",1100,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"No advice from person","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","No","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Refused","Yes","No","No","Yes","No","No",,"Not available in local stores",,"Not available in local stores",,,"Not available in local stores",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Construction of Buildings","One","Construction and Extraction","$50,000 - $74,999","I make most of the decisions","Good",20160907,20151221,20160827,49,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","Northeast","New England","Rented for cash","ri",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
26853,,153685.691,185691.756,213223.25,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Don’t know","No","Paper check","No","No","No","No","No","No","No","No",,"Minor impact","Minor impact","Minor impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No","No",,,,,,,,,"No","Don't know","No","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Household Product Manufacturing","One","Other professional","Under $5,000","Another household member and I share in the decisions","Good",20160904,20151220,20160904,43,"35-44","30-44","9th grade","Less than high school","Hispanic","Female","No",4,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,1,3,"Working - as a paid employee",0,"White","Hispanic"
26854,,120572.102,123677.47,168896.865,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","Poor","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","Yes",,"No impact","No impact","No impact","No impact",,,,"No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,10,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",1100,"Yes","Yes","Yes","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Some of the time","Associate degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","Very important","Slightly important","Slightly important","Very important","Slightly important","Moderately important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes",,,,,,,"Yes","No","Yes","Yes","No","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Better price","Convenience","Convenience","Convenience","Not available in local stores","Not available in local stores","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Substantial strain","Substantial strain",,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Specialty Trade Contractors","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$5,000 - $9,999","Another household member and I share in the decisions","Excellent",20160921,20160122,20151008,26,"25-34","18-29","Associate degree","Some college","Hispanic","Male","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Working - self-employed",0,"White","Hispanic"
26855,,,41297.3184,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",650,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No","Convenience","Other reason","Convenience",,,,,,,"No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Poor",20160923,20160217,20160909,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A mobile home","$15,000 to $19,999","Divorced","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,1,"Not working - retired",0,"White","White"
26857,,91515.2182,82199.4196,132036.909,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,57,"Not important","Not important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Better price","Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member makes most of the decisions","Very good",20160906,20151225,20160827,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Other, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"Asian","Asian"
26859,,,57171.772,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","Minor impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,5,"About the same","Does not apply","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","No","No","No","Yes","No","No","Yes, and I still own that home",,,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Don’t know","Yes","No","No","Don’t know","Don’t know","Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","No","Refused",600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Credit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","Yes","No","No","No","No","No","Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No",,,"Convenience","Better price",,"Convenience",,,,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Moderate strain","Moderate strain",,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Never worried","Bachelor’s degree","Some college but no degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$35,000 - $49,999","I make most of the decisions","Good",20161019,20151226,20151009,50,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Married","Non-Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Working - as a paid employee",0,"Asian","Asian"
26862,,,26251.7039,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,77,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Not available in local stores","Convenience",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Good",20160924,20151218,20160924,78,"75+","60+","Some college, no degree","Some college","Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,2,"Not working - looking for work",0,"White","Hispanic"
26867,,63605.9213,59419.3089,91004.0817,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","About the same","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,68,"Not important","Somewhat important","Not important","Very important","Not important","Yes","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Never worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Religious Organizations","One","Office and Administrative Support","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20161018,20160225,20151030,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26868,,,19305.6301,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","Yes","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Student","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,3,"Less","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","Yes","Yes","Yes","No","No",1195,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial costs are much larger","Yes","No","No","Yes","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No","Yes","No",,"Convenience",,,"Convenience",,,"Convenience",,"Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Insurance Carriers and Related Activities","One","Sales Representative","Under $5,000","Another household member and I share in the decisions","Very good",20160910,20160206,20160828,37,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",5,"A one-family house attached to one or more houses","$7,500 to $9,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,2,1,2,"Working - as a paid employee",0,"White","Hispanic"
26869,,,17119.9671,,"LMI oversample","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",540,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Once","Never","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience","Convenience","Convenience","Better price","Better price","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Publishing Industries (except Internet)","Two","Other (Please specify)","$25,000 - $34,999","I make most of the decisions","Very good",20160914,20160219,20160914,36,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",1,1,2,0,2,"Working - as a paid employee",0,"White","White"
26870,,40311.8706,36096.4729,59949.9539,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,72,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","More than your income","No","No","No","Yes","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No",,"Not available in local stores","Convenience",,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",6300,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Excellent",20160921,20160216,20160921,80,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$40,000 to $49,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",0,"White","White"
26873,,103904.313,30503.3444,148882.708,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","It varied","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","No","No","No","Yes","Yes",795,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Very important","Very important","Very important","Moderately important","Slightly important","No advice from person","No advice from person","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"No","Yes","No","Yes","No","No","No","Yes","No","No","No",,"Substantial strain",,"Moderate strain",,,,"None",,,,"Never worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Food and Beverage Stores","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Poor",20160917,20151219,20160916,27,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$30,000 to $34,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
26875,,40755.1801,33993.136,59326.4155,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Refused","Refused","Yes","Refused","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Very important","Not important","Not important","Yes","No",,"No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Good",20160914,20160216,20160914,75,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
26876,,69031.3973,19894.0754,102076.835,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much worse off","Pretty well off financially","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",1,1,"About the same","Somewhat","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","No",,"Yes","Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","Yes","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160906,20160214,20160906,39,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,1,2,"Not working - other",0,"White","White"
26877,,29500.6739,10451.0178,45220.4451,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Once","Once","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Not available in local stores","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Management of Companies and Enterprises","One","Sales Representative","$1,000,000 or more","I make most of the decisions","Very good",20160914,20160205,20160828,47,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,1,1,1,2,"Working - as a paid employee",0,"White","White"
26878,,47675.5744,14903.7295,72176.5315,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","About the same","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","Yes","Yes","No","No",,"No impact","No impact","Minor impact","No impact","No impact","Minor impact","Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","I [PPMARITins2] pay rent.",2015,"Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","A little difficulty",,"Probably No",,,,,,,495,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Credit card","Not confident","Yes","No","No","No","No","No","Yes","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","No","No","Yes","Yes","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Physical sciences/math","Financial costs are much larger",,,,,,,,,,,,"Very important","No advice from person","Not important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",80000,0,20000,100000,"No",25,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program","No",,,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","Yes","No",,"Better price",,"Better price",,,,"Convenience",,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","Yes","Yes","Yes",0,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No",,"Substantial strain",,,,"Moderate strain",,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Graduate degree","Graduate degree","Scientific Research and Development Services","Two","Life, Physical, and Social Sciences","Under $5,000","I make most of the decisions","Good",20160909,20160101,20160909,25,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$7,500 to $9,999","Living with partner","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26879,,,34615.3074,,"LMI oversample","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","No","Yes","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","Yes","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,1900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","About the same",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,46,"Somewhat important","Not important","Not important","Very important","Somewhat important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No",,"Better price",,"Better price","Better price","Better price",,,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","No","Yes",2000,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160916,20160108,20160827,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",5,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,1,4,"Not working - retired",0,"White","Hispanic"
26880,,,13869.5364,,"LMI oversample","Yes","Yes","No","No","No","Yes","No",,"Yes","Yes","Yes","No","No","Yes","Probably Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","Yes","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","Yes","No",,"Severe impact","Severe impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Undeclared","About the same financial benefits and financial costs",,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Very important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Still enrolled in the program","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","National Security and International Affairs","Two","Other (Please specify)","Under $5,000","Another household member makes most of the decisions","Very good",20151016,20160712,20160915,44,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$10,000 to $12,499","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,2,0,3,"Working - as a paid employee",0,"White","White"
26883,,169724.229,185569.69,232549.679,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"Moderate impact","Moderate impact","Severe impact","Severe impact","Moderate impact","Moderate impact","Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","No","Yes","No","No","No","No","No","Very good","Yes","No",,"Yes","Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No","Very important","Moderately important","Very important","Moderately important","Very important","Moderately important","Very important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No",100000,10000,10000,120000,"No",1200,"Yes","Yes",,"No","No","Yes","No","No","Yes","Yes",,,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Better price","Better price","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","Yes","Yes",3000,"Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","Yes","None",,"A little strain",,"Moderate strain",,"Substantial strain",,"Moderate strain",,"A little strain","Never worried","Rarely worried","Sometimes worried","Regularly worried","Bachelor’s degree","Bachelor’s degree","Textile Product Mills","Three","Food Preparation and Serving","$25,000 - $34,999","I make most of the decisions","Very good",20160912,20151221,20160909,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",3,"A mobile home","$150,000 to $174,999","Living with partner","Metro","Midwest","East-North Central","Occupied without payment of cash rent","mi",0,2,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
26884,,54327.6605,60389.0524,80153.9771,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","None",,"Probably No",,,,,,,710,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Professional degree (e.g. MBA, MD, JD)",,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Moderately important","Not important","Not important","Slightly important","Very important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",40000,0,0,40000,"Yes",150,"No","No",,"Yes","Yes","Yes","No","Yes","Still enrolled in the program",,,,,,,"No","No","No","Yes","No","No","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience",,"Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member makes most of the decisions","Very good",20160920,20160216,20160919,23,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$75,000 to $84,999","Never married","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,4,"Not working - other",0,"White","White"
26885,,126406.079,45183.9187,178025.103,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","Refused","Refused","Yes","No","No","No","No","No","No","No","Yes","No","[D10other]","Refused",0,"More","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","Yes","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","Yes","No","No","Yes","No",550,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"Yes","Once","Most or all of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","Yes",169,"No","No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","Yes","No","Yes","No","Yes","No",,,,,,"None",,"Moderate strain",,"None",,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160905,20160809,20160809,61,"55-64","60+","12th grade NO DIPLOMA","Less than high school","Hispanic","Female","No",2,"A one-family house detached from any other house","$10,000 to $12,499","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Not working - disabled",0,"White","Hispanic"
26886,,50298.228,16236.9114,74798.8565,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","No","No","No","Probably No","Yes","Finding it difficult to get by","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","No impact","No impact","No impact","Minor impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial costs are much larger","Yes","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",7000,0,0,7000,"No",285,"No","Yes",,"No","Yes","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","Yes",,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","Yes","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Regularly worried","Regularly worried","Regularly worried","Never worried","High school degree or GED","Don’t know","Building Material and Garden Equipment and Supplies Dealers","One","Retail Sales","Under $5,000","I make most of the decisions","Very good",20160909,20160212,20160909,42,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A mobile home","$25,000 to $29,999","Married","Metro","South","South Atlantic","Rented for cash","sc",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
26889,,35559.335,28749.051,53128.4426,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Refused","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","No","Yes","No","No","No","No","No","Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes",,"Yes","Yes","Refused","Refused","No",,,,,,,,,,,,66,"Not important","Not important","Not important","Very important","Somewhat important","Yes","No",,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Better price",,"Better price","Better price","Better price","Better price","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","None",,,,,,,,,"None",,"Regularly worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member makes most of the decisions","Very good",20160925,20160311,20160829,68,"65-74","60+","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$75,000 to $84,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,3,"Not working - retired",0,"Black/African-American","Black"
26892,,173399.899,57405.9773,242422.522,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Paper check","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",384,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","No","No","Yes","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","Other reason",,,,,,,"Other reason",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Administration of Environmental Quality Programs","One","Installation, Maintenance, and Repair","$10,000 - $24,999","I make most of the decisions","Very good",20160918,20151225,20160918,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Other, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,1,"Working - as a paid employee",0,"American Indian or Alaska Native","Other"
26893,,67289.2933,69855.5413,96131.0871,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,1,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No",,,,"Don’t know",,,,,,,1400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Master’s degree","Yes","Master’s degree",,"Health",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Very important","Not important","Not important","Not important","Very important","Very important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",45000,0,0,45000,"No",250,"No","No",,"No","No","Yes","No","Yes","Yes","No",,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Social Assistance","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160913,20151223,20160831,24,"18-24","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Living with partner","Metro","Midwest","West-North Central","Rented for cash","mn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26894,,39246.0832,33919.9612,58406.9271,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Somewhat important","Somewhat important","Not important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Better price",,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160921,20151231,20160827,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,3,"Not working - retired",0,"White","White"
26897,,,31316.2269,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",290,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Some of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,55,"Somewhat important","Not important","Somewhat important","Somewhat important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","No",,,"Better price",,"Better price",,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Very good",20160916,20151231,20160912,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Not working - retired",0,"White","White"
26898,,,11530.4985,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","No","Yes","No","No","No","No","No","Yes","No","Disabled and not working","Refused",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",12,1,"About the same","Not at all","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","No","No","No","Yes","No",425,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","No","No","No","Yes","No","No",,"No","No","Yes",,,,,,,,,,,,"Fair","No",,,,,,"Certificate or technical degree","No",,,"Undeclared","Financial costs are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No","Convenience",,,"Not available in local stores","Not available in local stores",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Personal and Household Goods Repair and Maintenance","One","Building and Grounds Cleaning and Maintenance","Under $5,000","I make most of the decisions","Good",20160915,20160214,20160915,46,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$12,500 to $14,999","Divorced","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,1,1,"Working - self-employed",0,"White","White"
26899,,75624.0063,26040.2955,110518.361,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"Minor impact","Minor impact","Minor impact","Minor impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1989,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,350,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely No",,"No",,,,,,,,,,,,,,,,,,"Refused","Refused","Refused","Refused","No","Yes","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160909,20160111,20160827,57,"55-64","45-59","10th grade","Less than high school","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
26900,,47656.7004,54211.9905,70432.1226,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","Moderate impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience",,,"Convenience",,"No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","A little strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Social Assistance","One","Management","$100,000 - $249,999","Another household member makes most of the decisions","Fair",20151017,20160108,20151011,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26901,,62101.6686,49975.5814,90743.8013,"Fresh","No","No","No","No","Yes","Yes","No",,"No","No","Yes","No","Yes","No","Probably Yes",,"Living comfortably","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","No","No","No","No","Yes","Yes","Paper check","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","Moderate impact","Moderate impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","No","No","Yes","No","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","Yes","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Most or all of the time","Professional degree (e.g. MBA, MD, JD)","No",,,"Undeclared",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","No","No",0,"Don’t know","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","Refused",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No",,"Not available in local stores",,"Better price",,"Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Real Estate","One","Management","Not asked","Another household member makes most of the decisions",,,20151030,20151010,64,"55-64","60+","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$75,000 to $84,999","Divorced","Metro","West","Mountain","Occupied without payment of cash rent","nv",0,0,0,0,1,"Working - as a paid employee",0,"Asian","Asian"
26902,,32731.8425,25975.8223,49326.2908,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1963,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160927,20160203,20151010,75,"75+","60+","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
26905,,54187.7842,19519.6429,80546.0798,"Fresh","No","No","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Just getting by","About the same","Somewhat better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2003,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,539,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,45,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No",,"Better price","Other reason",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",300,"Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20151015,20160308,20151011,67,"65-74","60+","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$15,000 to $19,999","Divorced","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
26906,,,36328.8594,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat worse off","About average","Yes","Yes","No","No","No","No","Yes","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","No","Yes","Yes","Yes","No","No","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","Minor impact","Minor impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2014,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"The problem didn’t bother me that much","Don’t know",,,,,,,605,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Humanities","Financial costs are somewhat larger",,,,,,,,,,,,"Moderately important","Moderately important","Moderately important","Slightly important","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"Yes",230,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No","Don’t know","Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","No",,,,"Convenience","Not available in local stores","Better price",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","Yes","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Sporting Goods, Hobby, Book, and Music Stores","One","Sales Representative","Under $5,000","I make most of the decisions","Fair",20160909,20151223,20160909,22,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26907,,64152.4494,22420.6001,94418.7591,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","About the same","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","Refused","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","Yes","No",,"No","No","No","No","No","No","Yes","No","No","No","Very good","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","Yes","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160910,20160123,20160910,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
26908,,103624.339,33525.5733,147253.639,"Fresh","No","Yes","No","No","Yes","Yes","No",,"No","No","No","No","No","Yes","Definitely No","Yes","Finding it difficult to get by","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,300,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Refused","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Refused","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Sometimes worried","Rarely worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Fair",20160929,20160205,20160902,54,"45-54","45-59","7th or 8th grade","Less than high school","White, Non-Hispanic","Male","No",6,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","South","South Atlantic","Occupied without payment of cash rent","fl",0,0,2,1,3,"Not working - disabled",0,"White","White"
26911,,35881.0121,32374.1341,54755.5064,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","Pretty well off financially","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","Moderate impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,5,"About the same","Does not apply","Somewhat","Somewhat","No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","Yes","Yes","Yes","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","No","No","No","Yes","No",1100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are much larger","No","No","Yes","No","Yes","Very important","No advice from person","Slightly important","Not important","Not important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",46000,0,0,46000,"No",300,"No","No",,"No","No","Yes","No","Yes","Yes","No","Do not have children or grandchildren",,,,,"No","Yes","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","No",,"Convenience","Not available in local stores",,"Better price","Convenience","Other reason","Other reason",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","Yes","No","Yes","Yes","Yes",2000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No",,,,"A little strain",,,,,"Moderate strain",,,"Rarely worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Graduate degree","Administration of Housing Programs, Urban Planning, and Community Development","One","Other professional","Under $5,000","Another household member and I share in the decisions","Very good",20160919,20160122,20160919,32,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","West","Mountain","Rented for cash","nm",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26912,,,17393.4639,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","Yes","Yes","No","No","No","Definitely No","Yes","Finding it difficult to get by","Much worse off","Somewhat better off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,0,"Less","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"I did not want to cause trouble with the landlord","Don’t know",,,,,,,550,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No",,,,,"Substantial strain",,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160907,20160206,20160907,31,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,1,"Not working - looking for work",0,"White","White"
26913,,48290.5361,47035.3038,72056.8101,"Fresh","No","No","No","No","No","Yes","No",,"No","No","No","No","Yes","No","Definitely No","Yes","Finding it difficult to get by","Somewhat better off","About the same","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Humanities","Financial benefits are somewhat larger",,,,,,,,,,,,"Very important","Very important","Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Convenience","Convenience",,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member makes most of the decisions","Fair",20160907,20160108,20160826,38,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","No",6,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,1,2,3,"Not working - other",0,"White","White"
26914,,53887.3167,19633.748,80255.5585,"Fresh","No","No","No","No","Yes","No","No",,"No","No","Yes","No","Refused","Yes","Probably Yes",,"Just getting by","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,825,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Refused","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No",,"Convenience","Convenience","Better quality",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160918,20160220,20160829,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$10,000 to $12,499","Widowed","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",1,0,0,0,1,"Not working - retired",0,"White","White"
26915,,,42916.1074,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1000,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Better price","Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Rarely worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Very good",20151019,20160216,20151012,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
26916,,22650.9925,17410.4914,34452.926,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Yes",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Not important","Somewhat important","Somewhat important","Not important","Not important","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Convenience","Convenience",,,,"Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20151023,20160222,20160827,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
26917,,,123598.2,,"LMI oversample","No","No","No","No","Yes","No","No",,"Yes","No","Yes","No","No","No","Probably No","Yes","Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Severe impact","Moderate impact","No impact",,,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","[D10other]",36,1,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160916,20160112,20160916,61,"55-64","60+","10th grade","Less than high school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$10,000 to $12,499","Separated","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,2,"Not working - disabled",0,"White","White"
26922,,53887.3167,19633.748,80255.5585,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",6,5,"Less","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Somewhat important","Somewhat important","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Excellent",20160913,20160306,20160913,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$12,500 to $14,999","Divorced","Metro","Northeast","New England","Occupied without payment of cash rent","ma",0,0,0,0,1,"Not working - other",0,"White","White"
26924,,55065.6865,17783.3663,84028.894,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","Yes","No",,"Better price",,"Better price",,"Better price",,"Other reason",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160923,20160204,20160918,37,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",8,"A mobile home","Less than $5,000","Divorced","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,1,1,4,2,"Not working - other",0,"White","White"
26925,,,28787.8248,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","Poor","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","Severe impact","Minor impact",,,,"No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",2,1,"Less","Not at all","Not at all","Somewhat","No","Yes","No","No","No","No","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2006,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,670,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","Yes","No","Yes",,,,,,,"Very important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Substantial strain","Substantial strain",,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Never worried","Some college but no degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160915,20160223,20160915,35,"35-44","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","South","West-South Central","Rented for cash","ok",1,0,0,0,1,"Not working - looking for work",0,"Black/African-American","Black"
26930,,43794.1529,39950.2017,64570.9952,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","About the same","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",2100,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Better price",,,,"No","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1400,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20160915,20160209,20160904,82,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",0,"White","White"
26931,,,18094.735,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Just getting by","About the same","Much worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","No",,"Yes","Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160908,20160207,20160827,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$10,000 to $12,499","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - disabled",0,"White","White"
26937,,66519.2836,19754.1796,98170.5494,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much worse off","Poor","Yes","Yes","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","Don’t know","No","No","No","No","Paper check","No","Yes","No","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"Yes","No","Yes","Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",30,35,"About the same","Somewhat","Somewhat","Very much","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2012,"Yes","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","Yes","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Some of the time","Most or all of the time","Associate degree","Yes","Bachelor’s degree",,"Business/management",,,,,,,"Financial costs are somewhat larger","No","No","No","Yes","No","Very important","Slightly important","Not important","Slightly important","Slightly important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",3000,0,0,3000,"No",50,"No","No",,"No","Yes","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No","Don’t know","Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Better price","Better price",,,,,"Better price","Convenience",,"Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Graduate degree","Graduate degree","Food Services and Drinking Places","One","Food Preparation and Serving","$10,000 - $24,999","I make most of the decisions","Very good",20160918,20160113,20160918,29,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","Northeast","New England","Rented for cash","ri",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26938,,,26914.2216,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,184,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Very good",20160928,20160311,20151109,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Separated","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Not working - retired",0,"White","Black"
26939,,45591.4756,48716.5776,67382.2289,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Associate degree","No",,,"Humanities",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","General Merchandise Stores","One","Management","$100,000 - $249,999","I make most of the decisions","Very good",20160915,20160220,20160915,44,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$60,000 to $74,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26941,,,29517.0907,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","Refused","Refused","Refused",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial costs are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"No","Yes","No","No","Yes","Yes","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","No","Yes",1250,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No",,,,,,,"Moderate strain","Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Clothing and Clothing Accessories Stores","One","Management","$50,000 - $74,999","I make most of the decisions","Very good",20160923,20160206,20151016,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - self-employed",0,"White","White"
26942,,,14336.0682,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Don’t know","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Severe impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2003,"Yes","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Associate degree","No",,,"Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Other reason","Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Rarely worried","Associate degree","Refused","General Merchandise Stores","One","Retail Sales","$25,000 - $34,999","I make most of the decisions",,,20160422,20151016,48,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","West","Pacific","Rented for cash","or",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26948,,,18055.55,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","It varied","No","No","No","Yes","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",64,1,"More","Somewhat","Not at all","Not at all","No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",1997,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,535,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Refused","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Convenience","Better price","Better price","Better price","Better price",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160927,20160216,20160927,66,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Divorced","Metro","Midwest","West-North Central","Rented for cash","ia",0,0,0,0,1,"Not working - looking for work",0,"White","White"
26949,,202808.176,65445.3996,277298.423,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","Poor","No","No","No","Yes","No","No","Yes","Yes","No","Student",,,,,,,,,,,,,,,,,"Yes","No","Yes","No",,"Severe impact","Severe impact","No impact","No impact",,,,"No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","[D10other]",140,88,"More","Not at all","Does not apply","Does not apply","No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] pay rent.",2011,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,495,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","Yes","No","No","No","Yes",1,"No","No","No","No","No","No","No","No","No","No","Yes","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Refused",20160903,20151216,20160903,28,"25-34","18-29","9th grade","Less than high school","Black, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,2,"Not working - disabled",0,"Black/African-American","Black"
26951,,94614.654,113242.405,132752.089,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","Poor","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No","Don't know","No","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Specialty Trade Contractors","One","Construction and Extraction","Not sure","Another household member makes most of the decisions","Very good",20160908,20160121,20160827,46,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","ak",0,0,0,0,4,"Working - self-employed",0,"White","White"
26952,,56234.2955,56748.8895,82139.9717,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",30,10,"About the same","Not at all","Not at all","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",2100,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No",,"Not available in local stores",,,,"Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Ambulatory Health Care Services","Two","Health Technologist or Technician (such as paramedic, lab technician)","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160917,20160126,20160905,50,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
26954,,52005.672,49659.4298,76248.2712,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","Yes","Retired","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"About the same","Does not apply","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Law",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,58,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","Yes","No",,"Not available in local stores","Not available in local stores",,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Other Information Services","One","Business and Financial Operations","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160921,20160322,20160911,59,"55-64","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26955,,58798.859,75781.3398,85679.8641,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",718,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","Yes","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Associate degree","Yes","Associate degree",,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","Very important","Very important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",12000,0,0,12000,"No",0,"Yes","No",,"No","Yes","No","No","No","Yes","Yes",,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","No","No","No","Yes","Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No",,"Not available in local stores",,,,,,"Other reason",,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Educational Services","One","Retail Sales","Under $5,000","Another household member and I share in the decisions","Good",20160917,20160216,20160917,25,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26956,,47997.428,53248.9116,71796.4434,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"Yes",850,"Yes","Yes","No","No","No","No","Cash","Not confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"Yes","No","No",,"No","Yes","No","No","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","No","Yes","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","Refused","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","Yes",350,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","Substantial strain","Substantial strain",,,,"Moderate strain",,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Food Manufacturing","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Good",20160904,20160204,20160904,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Widowed","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26957,,,32878.7071,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","No","No","No","Yes","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Refused","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Somewhat important","Not important","Not important","Somewhat important","Somewhat important","Yes","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",600,"No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Rarely worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160902,20151230,20160902,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,2,"Not working - looking for work",0,"White","White"
26959,,94662.1615,92043.5234,135020.978,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","Yes","Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Definitely Yes","No","No","Yes","Yes","Yes","No",794,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Associate degree","Yes","Bachelor’s degree",,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","Very important","Very important","Very important","Very important","Very important","Very important","Very important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",25000,0,0,25000,"No",0,"Yes","No",,"No","Yes","Yes","No","No","Still enrolled in the program","Yes",,,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","Yes","No",,,,"Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Graduate degree","Graduate degree","Other Information Services","One","Computer and Mathematical","$10,000 - $24,999","Another household member and I share in the decisions","Excellent",20160907,20160111,20160829,29,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$60,000 to $74,999","Married","Metro","South","West-South Central","Rented for cash","ok",0,1,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
26960,,,78133.2844,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,585,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Excellent","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Other reason","Convenience","Convenience","Better price",,"Better price",,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member makes most of the decisions","Good",20160910,20160206,20160827,44,"35-44","30-44","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$35,000 to $39,999","Married","Non-Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,1,2,"Not working - other",0,"White","White"
26961,,27467.7011,27875.8735,41928.1744,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Better price","Better price",,"Better price",,"Better price","Better price",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160913,20160217,20160913,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
26962,,70523.496,25560.2014,104041.074,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Not important","Refused","Not important","Not important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$5,000 to $14,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20151030,20160723,20151026,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",1,"A building with 2 or more apartments","$12,500 to $14,999","Widowed","Non-Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
26963,,53887.3167,19633.748,80255.5585,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Refused","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Better price","Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20151030,20160220,20151022,76,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ri",0,0,0,0,2,"Not working - retired",0,"White","White"
26964,,16959.3214,4410.2741,26311.6081,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","It varied","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","Yes","No","Convenience","Convenience",,"Convenience",,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160914,20160206,20160909,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - other",0,"2+ Races","Other"
26965,,,42120.533,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Moderate impact","Minor impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2010,"No","Yes","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,675,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,64,"Not important","Somewhat important","Not important","Somewhat important","Very important","Yes","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","Better price","Better price",,"Better price","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",5000,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Substantial strain",,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Sporting Goods, Hobby, Book, and Music Stores","One","Retail Sales","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20151031,20160206,20151027,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$35,000 to $39,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26968,,29052.1191,25290.2049,43834.3232,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",20,3,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,60,"Not important","Very important","Not important","Very important","Not important","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Better price","Convenience","Not available in local stores",,"Convenience","Convenience","Convenience","Convenience",,"No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Educational Services","One","Teacher, except college and university","$1,000,000 or more","Another household member and I share in the decisions","Very good",20151031,20160218,20151024,60,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26969,,43284.1134,15142.3035,64728.4219,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",600,"Refused","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Very important","Somewhat important","Very important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Better price","Better price",,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20151103,20160217,20151023,76,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$35,000 to $39,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,1,"Not working - retired",0,"White","White"
26973,,,22317.0481,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","Yes","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","No","Yes","No","Yes","Yes","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","No","Yes","No","No","Yes",,"No impact","No impact","Moderate impact","Minor impact","Moderate impact","Severe impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",5,"Refused","More","Very much","Refused","Refused","No","No","No","No",,,,,,,,"Refused",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Very good","Yes","No",,"Yes","Once","Most or all of the time","Associate degree","No",,,"Health",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",50000,0,880,50880,"No",288,"Yes","Yes",,"No","No","Yes","No","Refused","No","No","No",,,,,"No","No","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","Refused","No","Yes","Refused","No",,"Not available in local stores",,"Not available in local stores",,,"Not available in local stores",,,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",2588,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Substantial strain","Moderate strain",,,,,"Moderate strain",,,"Substantial strain",,"Never worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Utilities","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Very good",20160903,20160203,20160827,38,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Living with partner","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26975,,,86741.9183,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat worse off","About average","No","No","No","No","Yes","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,1,"About the same","Does not apply","Somewhat","Not at all","No","No","Yes","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1903,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","Yes","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","Yes","No","No","Refused",,"No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Rarely worried","Never worried","Rarely worried","Sometimes worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160926,20160205,20160126,55,"55-64","45-59","12th grade NO DIPLOMA","Less than high school","Hispanic","Female","Yes",1,"A one-family house detached from any other house","$7,500 to $9,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - disabled",0,"White","Hispanic"
26976,,28060.8873,22855.073,42094.4381,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Not important","Not important","Very important","Not important","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","Yes","No","No",,,"Convenience","Convenience","Better price","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160915,20160418,20160827,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
26979,,45154.1573,49338.8117,67206.6744,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Not available in local stores","Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Educational Services","One","Office and Administrative Support","$75,000 - $99,999","Another household member makes most of the decisions","Very good",20160927,20160217,20151026,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","West-South Central","Occupied without payment of cash rent","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
26981,,,49017.9009,,"LMI oversample","No","Yes","No","Yes","No","No","No",,"Refused","Refused","Refused","Refused","Refused","No","Probably Yes",,"Doing okay","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","Minor impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",4,5,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Moderately important","Slightly important","Slightly important","Slightly important","Slightly important","Not important","Not important","Not important","Yes","Yes","No","No","No","Yes","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","No","Yes","No",,"Convenience","Convenience","Convenience",,"Convenience",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No",,,,,,,,,"A little strain","Moderate strain",,"Never worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Plastics and Rubber Products Manufacturing","One","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20160911,20160209,20160828,28,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",8,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,1,3,0,4,"Working - as a paid employee",0,"American Indian or Alaska Native","Hispanic"
26985,,44278.297,44754.4337,66128.1497,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Paper check","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","Yes","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","More debt now",,"Most or all of the time","Once","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes","No","No",,"$75,000 to $99,999","More than your income","Yes","Yes","Yes","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","Yes","No",,"Better price",,,,,"Convenience","Better price",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",854,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Educational Services","One","Business and Financial Operations","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20151123,20160314,20151123,51,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
26987,,,13926.6236,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Yes","Yes","Yes","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"No impact","No impact","Moderate impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Some of the time","Once","Some college but no degree (including currently enrolled in college)","No",,,"Refused","Refused","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","Yes",,,,"Convenience",,"Better price",,,"Convenience","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","Yes","Yes","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","A little strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Utilities","One","Office and Administrative Support","$25,000 - $34,999","I make most of the decisions","Fair",20151106,20160220,20161008,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
26990,,,15595.8423,,"LMI oversample","Refused","Refused","Refused","Yes","Yes","Refused","No",,"Yes","Refused","Yes","Refused","Yes","No","Definitely Yes",,"Just getting by","About the same","Somewhat worse off","It varied","No","No","No","No","Yes","Refused","Refused","Yes","Refused","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1962,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are somewhat larger","Yes","Yes","Yes","Refused","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","No","No","No","Yes","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Not available in local stores",,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",0,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20161008,20160716,20161008,57,"55-64","45-59","Some college, no degree","Some college","Hispanic","Male","No",3,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","South","West-South Central","Occupied without payment of cash rent","tx",0,0,0,0,3,"Not working - retired",0,"White","Hispanic"
26993,,43973.9859,38426.2198,64326.9843,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Probably Yes",,"Just getting by","Somewhat worse off","About the same","Poor","No","No","No","Yes","No","Yes","No","Yes","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","Yes","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,0,"Less","Somewhat","Not at all","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",1620,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Associate degree","No",,,"Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",11000,0,2800,13800,"No",180,"Yes","No",,"No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","No","No","No","Yes",5000,"Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Sometimes worried","Sometimes worried","Sometimes worried","Rarely worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160915,20160215,20160915,62,"55-64","60+","Some college, no degree","Some college","Hispanic","Male","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,4,"Not working - looking for work",0,"White","Hispanic"
26994,,66124.7674,23579.3315,99496.8613,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much better off","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","Severe impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1350,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No",,"$15,000 to $24,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","Yes","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","Yes","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Substantial strain","Moderate strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160921,20160209,20151030,48,"45-54","45-59","Associate degree","Some college","Other, Non-Hispanic","Male","Yes",4,"A building with 2 or more apartments","$7,500 to $9,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,2,0,2,"Not working - disabled",0,"Asian","Asian"
26997,,,93384.338,,"LMI oversample","No","Yes","No","Yes","No","No","No",,"Yes","No","No","Yes","Yes","No","Definitely No","No","Finding it difficult to get by","About the same","Refused","It varied","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Disabled and not working",,,,,,,,,,,,,,,,,"Refused","Refused","Refused","Refused",,"Refused","Refused","Refused","Refused",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Don’t know",,,,,,,240,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"Refused",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Refused",,"Yes","No","No","Yes","No","No","Refused",,,"No","No","No","No","No","Refused","Refused","Refused","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Refused","Refused","Refused","Refused","Associate degree","Refused","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Poor",20160924,20160202,20151031,39,"35-44","30-44","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","West","Pacific","Rented for cash","or",0,0,1,0,2,"Not working - disabled",0,"White","White"
26998,,67316.4856,65062.0673,95201.7713,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1973,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,61,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160922,20160206,20160911,77,"75+","60+","10th grade","Less than high school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,1,"Not working - retired",0,"White","White"
27000,,136274.967,181570.157,190919.432,"Fresh","No","Yes","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Minor impact","No impact",,,,"No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","No","Yes","No","No","To acquire new job-related skills",13,10,"About the same","Not at all","Somewhat","Very much","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,"No","Don't know","No","No","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Humanities","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"Very important","Moderately important","Moderately important","Moderately important","Slightly important","Slightly important","Not important","No advice from person",,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","Yes","Yes","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","Yes","Yes","Yes","Refused","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","Moderate strain",,,,,"Moderate strain","Moderate strain",,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member makes most of the decisions","Very good",20160909,20160916,20160914,18,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$150,000 to $174,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,2,3,"Not working - other",0,"White","White"
27001,,,16859.2305,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Minor impact","No impact","Moderate impact","Moderate impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","Associate degree","No",,,"Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Sometimes worried","Associate degree","Some college but no degree","Truck Transportation","One","Transportation and Material Moving","Under $5,000","Another household member and I share in the decisions","Very good",20161015,20160213,20151101,45,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
27002,,43762.619,15875.1654,66289.3729,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",40,25,"About the same","Very much","Somewhat","Very much","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",1993,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,510,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,56,"Not important","Not important","Not important","Very important","Not important","No","No",,"Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Better price",,,,"Better price","Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","Yes",700,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Good",20151110,20160602,20151031,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","South","East-South Central","Rented for cash","tn",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
27003,,,27472.4805,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","Poor","Yes","No","No","No","No","Yes","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","Yes","No","No","Yes","Yes","Yes","No",,"No impact","No impact","Minor impact","No impact","Minor impact","Moderate impact",,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money to help family members",4,1,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",689,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,57,"Not important","Not important","Not important","Not important","Somewhat important","Yes","Yes",,"No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","No","No",,"Better price","Better price",,"Convenience",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","Less than High School degree","Less than High School degree","Religious Organizations","Two","Building and Grounds Cleaning and Maintenance","$500,000 - $999,999","I make most of the decisions","Good",20160913,20160207,20160828,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
27005,,,15776.9678,,"LMI oversample","No","Yes","No","Yes","No","No","No",,"No","No","No","No","No","Yes","Definitely Yes",,"Just getting by","Somewhat worse off","About the same","Poor","No","No","No","Yes","No","No","Yes","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"Severe impact","Moderate impact","Minor impact","Severe impact",,,,"Yes","No","Yes","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",5,50,"About the same","Very much","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Cash","Somewhat confident","Yes","No","No","No","No","No","No","No","Yes","No","No",,"No","No","No",,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Social/behavioral sciences","Financial benefits are somewhat larger",,,,,,,,,,,,"Very important","Very important","Very important","Moderately important","Very important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","No","No","No","Yes",0,"Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Substantial strain","Substantial strain",,,,,,,,,,"Regularly worried","Rarely worried","Never worried","Sometimes worried","High school degree or GED","Don’t know","Nursing and Residential Care Facilities","One","Personal Care and Service","Under $5,000","Another household member and I share in the decisions","Good",20151121,20160402,20151107,21,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$5,000 to $7,499","Never married","Non-Metro","Midwest","West-North Central","Rented for cash","mo",0,0,0,0,3,"Working - as a paid employee",0,"Black/African-American","Black"
27007,,37905.1044,37307.6932,56977.1862,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No",1970,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Management, Scientific, and Technical Consulting Services","One","Life, Physical, and Social Sciences","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160921,20160126,20151105,32,"25-34","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house attached to one or more houses","$75,000 to $84,999","Married","Metro","West","Pacific","Rented for cash","or",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27009,,190436.887,222165.365,255299.138,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Good",20160905,20151216,20160828,56,"55-64","45-59","9th grade","Less than high school","Hispanic","Female","No",1,"A one-family house detached from any other house","$125,000 to $149,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - other",0,"White","Hispanic"
27012,,,20869.5409,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,515,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No","No advice from person","No advice from person","No advice from person","No advice from person","Very important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",25000,0,0,25000,"No",0,"Yes","No",,"No","Yes","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","Yes","No","No",,,,"Not available in local stores","Not available in local stores",,"Convenience",,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","Yes",200,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Miscellaneous Manufacturing","One","Other (Please specify)","$35,000 - $49,999","I make most of the decisions","Fair",20160922,20160117,20160922,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","West","Mountain","Rented for cash","mt",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
27013,,47462.9508,57728.5562,70126.1768,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Bachelor’s degree","No",,,"Other (Please specify):",,,,,,,"Financial costs are much larger","Yes","No","No","No","No","Moderately important","Not important","Moderately important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"No",120,"No","No",,"No","No","Yes","No","No","Yes","No",,,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","Yes","No","No",,,"Convenience",,,,"Convenience",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Food Services and Drinking Places","One","Retail Sales","Under $5,000","I make most of the decisions","Very good",20161013,20160310,20160927,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$100,000 to $124,999","Living with partner","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27015,,83719.2391,89023.7359,120934.126,"Fresh","Yes","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","Yes","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1650,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",14000,0,0,14000,"No",190,"No","No",,"Yes","Yes","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","Better price",,,"Not available in local stores",,"Better price",,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Sometimes worried","Regularly worried","Sometimes worried","Certificate or technical degree","Don’t know","Ambulatory Health Care Services","Two","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$10,000 - $24,999","I make most of the decisions","Good",20160921,20160222,20160901,48,"45-54","45-59","Associate degree","Some college","Other, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,3,"Working - as a paid employee",0,"American Indian or Alaska Native","Other"
27017,,,13164.9575,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","Refused","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] pay rent.",2010,"No","No","Yes","No","No","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,850,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Better price",,"Better price","Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Fair",20161019,20160204,20151109,74,"65-74","60+","Associate degree","Some college","2+ Races, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$30,000 to $34,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Not working - retired",0,"2+ Races","Other"
27018,,15535.216,18076.2832,24094.7941,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Probably Yes",,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,5,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably Yes","No","No","Yes","Yes","No","Yes",1300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","Yes","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Business/management","Financial costs are much larger",,,,,,,,,,,,"Slightly important","Not important","Not important","Not important","Not important","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes",25000,0,15000,40200,"No",0,"Yes","No",,"No","Yes","Yes","No","No","Still enrolled in the program","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$40,000 to $49,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","Yes","No",,"Better price",,"Convenience","Other reason","Not available in local stores",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Substantial strain",,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Some college but no degree","Less than High School degree","Miscellaneous Store Retailers","One","Business and Financial Operations","Under $5,000","I make most of the decisions","Very good",20160913,20160220,20160913,41,"35-44","30-44","Some college, no degree","Some college","2+ Races, Non-Hispanic","Female","Yes",5,"A one-family house attached to one or more houses","$50,000 to $59,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,2,0,3,"Working - as a paid employee",0,"2+ Races","Other"
27024,,,23570.0932,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"Financial costs are much larger","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Amusement, Gambling, and Recreation Industries","One","Business and Financial Operations","Under $5,000","I make most of the decisions","Good",20160910,20160217,20160827,53,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A mobile home","$25,000 to $29,999","Divorced","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
27025,,36944.381,40579.6792,54889.4917,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Refused",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Health","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Refused","Yes","Refused","No","Yes","Yes","Yes","No","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Not available in local stores",,"Better price","Convenience","Convenience","Better price","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","Yes","Yes",600,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Rarely worried","Graduate degree","Graduate degree","Miscellaneous Store Retailers","Two","Other (Please specify)","$25,000 - $34,999","Another household member makes most of the decisions","Good",20151112,20160222,20151108,51,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27026,,,92903.1362,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Probably Yes",,"Finding it difficult to get by","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",530,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Somewhat important","Very important","Very important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,,"Convenience",,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Regularly worried","Rarely worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160914,20160329,20160914,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Other, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$15,000 to $19,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,3,"Not working - retired",0,"American Indian or Alaska Native","Other"
27027,,27492.0815,26106.7049,42101.0226,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","Yes","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Convenience","Better price",,"Convenience","Convenience","Convenience",,,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Architectural, Engineering, and Related Services","One","Architecture and Engineering","$1,000,000 or more","Another household member and I share in the decisions","Good",20160909,20160320,20160827,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Occupied without payment of cash rent","ak",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
27029,,,14329.1662,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Not important","Somewhat important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","No","No","Refused","Refused","Refused",,"Better price",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",100,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160624,20160222,20151114,79,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","No",2,"A mobile home","$20,000 to $24,999","Married","Non-Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,2,"Not working - retired",0,"White","White"
27030,,39069.5595,16369.0691,59131.6992,"Fresh","No","No","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Just getting by","Somewhat worse off","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Paper check","No","Refused","Yes","No","No","No","No","No",,"No impact","Moderate impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No","Don't know","No","Yes","Yes","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","No",,,,,,"Bachelor’s degree","No",,,"Other (Please specify):",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","Refused","Refused","Refused",,"Refused","Refused",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",50,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Educational Services","One","Other professional","Under $5,000","I make most of the decisions","Good",20151118,20160409,20151114,64,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,1,"Working - as a paid employee",0,"American Indian or Alaska Native","Black"
27031,,104249.383,36814.1631,148531.421,"Fresh","Yes","Refused","Refused","Refused","Refused","Yes","No",,"Yes","Refused","Refused","Refused","Refused","No","Definitely Yes",,"Just getting by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Don’t know","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Moderate impact","Minor impact","Employed full-time","No","No","No","No","No","Yes","No","No","No","Refused","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"More","Does not apply","Does not apply","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No",996,"Yes","Yes","No","No","No","Yes","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No","Very important","Moderately important","Slightly important","Moderately important","No advice from person","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",23000,0,0,23000,"No",256,"No","No",,"No","No","Yes","No","Yes","Yes","No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Other reason","Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Plastics and Rubber Products Manufacturing","One","Architecture and Engineering","Under $5,000","I make most of the decisions","Good",20160914,20160408,20160828,27,"25-34","18-29","Masters degree","Bachelor's degree or higher","Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
27032,,83257.6102,90399.6674,119497.002,"Fresh","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No",1019,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","A little strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Specialty Trade Contractors","One","Management","$100,000 - $249,999","I make most of the decisions","Very good",20160902,20160204,20160902,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27033,,,40118.8577,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,67,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Very good",20160916,20160212,20160916,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$35,000 to $39,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",0,"White","White"
27034,,57859.5245,19120.5195,85736.1193,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"Minor impact","No impact","Moderate impact","Moderate impact","Minor impact","Minor impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] pay rent.",2010,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Associate degree","Yes","Bachelor’s degree",,"Business/management",,,,,,,"Financial costs are much larger","Yes","Yes","No","No","Yes","Moderately important","No advice from person","Moderately important","Moderately important","Slightly important","Moderately important","Moderately important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"No",0,"Yes","No",,"No","Yes","Yes","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Better price","Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","One","Other (Please specify)","Under $5,000","I make most of the decisions","Poor",20151130,20160206,20151113,33,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Living with partner","Metro","South","South Atlantic","Rented for cash","de",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
27036,,36262.7273,31693.9328,53994.947,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","Moderate impact","Minor impact","No impact","Minor impact","Moderate impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",1160,"Yes","No","No","No","Yes","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","Yes","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","Better price",,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",6000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Moderate strain",,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Water Transportation","One","Transportation and Material Moving","$35,000 - $49,999","Another household member and I share in the decisions","Fair",20160909,20151230,20160901,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27037,,,17998.6172,,"LMI oversample","No","Yes","No","No","No","Yes","No",,"Yes","Yes","No","No","Yes","No","Definitely No","No","Finding it difficult to get by","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","Yes","No","Yes","No","No","No","Not employed, but looking for a job","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Don’t know","No","Don’t know","Don’t know","Don’t know","Don’t know","No","Paper check","Refused","Yes","Yes","No","Yes","No","Yes","No",,"Moderate impact","No impact","No impact","Minor impact","Moderate impact","Moderate impact",,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","To earn money as a primary source of income",25,20,"More","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","Yes","No","No","Yes","No","No","Yes","Yes","Yes","Yes","No","Don’t know","Yes","No",,"The problem didn’t bother me that much","Probably No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"Slightly important","Slightly important","Slightly important","Not important","Not important","Slightly important","No advice from person","No advice from person","Yes","No","Yes","Yes","Yes","Yes","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Substantial strain","A little strain",,,,,,,,,,"Rarely worried","Never worried","Never worried","Rarely worried","Graduate degree","Associate degree","Publishing Industries (except Internet)","Two","Management","Under $5,000","I make most of the decisions","Very good",20161006,20160501,20161006,18,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Non-Metro","Midwest","West-North Central","Rented for cash","mo",0,0,1,0,3,"Working - as a paid employee",0,"White","White"
27038,,,25939.995,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","No","No","No","Probably Yes",,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"No impact","Moderate impact","No impact","No impact",,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,1,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No",,,,,,,"A little strain",,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Motor Vehicle and Parts Dealers","Two","Installation, Maintenance, and Repair","Under $5,000","I make most of the decisions","Good",20160927,20151230,20160830,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$10,000 to $12,499","Divorced","Metro","South","West-South Central","Occupied without payment of cash rent","ar",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27041,,,18356.9298,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,350,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Once","Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","Yes","Very important","Very important","Very important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$5,000 to $14,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",700,"No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Hospitals","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Very good",20160923,20160206,20151118,61,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Non-Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27043,,93099.6595,97259.4005,133377.003,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","Yes","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","Moderate impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Just for fun (as a hobby)",3,5,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",1980,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No",,"Better price",,"Better price","Better price","Better price",,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",239,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Bachelor’s degree","Utilities","One","Management","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160922,20160101,20160902,50,"45-54","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,1,1,2,"Working - as a paid employee",0,"Black/African-American","Black"
27044,,,7731.5091,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","Yes","No","Yes","It exceeded changes in living expenses","No impact","No impact","Minor impact","Severe impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Don’t know","Don’t know","No",,,,"Probably No",,,,,,,465,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,"Not important","Not important","Moderately important","Not important","Not important","Moderately important","Not important","Not important",,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","Yes",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Better quality","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","Yes","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","Substantial strain",,,,"Substantial strain",,,"Substantial strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Certificate or technical degree","Fabricated Metal Product Manufacturing","One","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20161008,20151225,20160910,35,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Never married","Non-Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
27047,,24607.6655,19269.2689,37108.6142,"Fresh","Yes","No","No","No","Yes","No","No",,"No","Yes","No","No","No","Yes","Definitely Yes",,"Living comfortably","Somewhat better off","About the same","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,57,"Not important","Somewhat important","Not important","Not important","Not important","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No",,"Convenience","Convenience",,"Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160909,20160122,20160726,64,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,1,0,0,2,"Not working - retired",0,"White","White"
27048,,,35816.7493,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Cash","No","No","Yes","No","Yes","No","No","No",,"No impact","No impact","Severe impact","No impact","Severe impact","No impact",,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",16,2,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2003,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Expected that they would not be willing to fix","Probably No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","Certificate or technical degree","No",,,"Vocational/technical training","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","Gasoline Stations","One","Retail Sales","$35,000 - $49,999","Another household member makes most of the decisions","Fair",20160927,20151226,20151123,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27050,,,28791.7319,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","No","Yes","No","Yes","No","Probably No","No","Just getting by","About the same","About the same","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Minor impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160907,20160111,20160827,49,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","No",3,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,3,"Not working - looking for work",0,"White","Hispanic"
27053,,,44075.2976,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","Refused",,"Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Convenience",,"Convenience","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Sometimes worried","Bachelor’s degree","Refused","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160923,20151218,20160923,88,"75+","60+","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"Asian","Asian"
27057,,45146.8185,39977.3012,65883.4508,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","Yes","Self-employed","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Paper check","No","Yes",,,"No","Yes","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1450,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,,,,,,,,,,,,58,"Not important","Somewhat important","Very important","Somewhat important","Not important","No","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Better price","Not available in local stores","Convenience","Convenience","Convenience","Convenience",,,"Convenience","Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Justice, Public Order, and Safety Activities","One","Other professional","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160915,20160207,20160915,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - self-employed",0,"White","White"
27059,,,27958.0604,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","[D10other]",10,10,"More","Not at all","Not at all","Not at all","Yes","Yes","No","No","No","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",874,"No","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Somewhat important","Somewhat important","Somewhat important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No",,"$15,000 to $24,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","Yes","Yes","Yes","Yes","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160921,20151224,20151128,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Not working - retired",0,"White","White"
27061,,39940.4045,12175.5632,61397.1807,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Refused","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Refused","No","No","No","No","No","Cash","Don’t know","Refused",,,,,,,,,,,,"No","No","No",,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"Refused",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Refused",,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Not available in local stores","Not available in local stores",,"Not available in local stores",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160920,20151230,20160920,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A mobile home","$7,500 to $9,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","nd",0,0,0,0,2,"Not working - other",0,"White","White"
27062,,,18220.9193,,"LMI oversample","No","No","No","No","No","Yes","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Just getting by","Somewhat better off","Somewhat better off","Poor","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","Yes","Don’t know","No","No","No","Paper check","Refused","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","No",,"Yes","Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","Yes","No","Don’t know","Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Fabricated Metal Product Manufacturing","Two","Precision Production (such as machinist, welder, baker, printer, tailor)","Under $5,000","I make most of the decisions","Very good",20160227,20160205,20160201,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Working - self-employed",0,"White","White"
27063,,37815.908,38078.0219,56675.4846,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","Don’t know","No","Yes","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",30,5,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No",,,,,"No",0,"No","No",,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price","Convenience","Better price","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","A little strain","A little strain",,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions",,,20160220,20160907,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - looking for work",0,"White","White"
27064,,30484.8862,25295.1245,45339.1468,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1965,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Not important","Somewhat important","Somewhat important","Yes","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",8000,"No","No","Yes","Yes","No","No","No","No","Yes","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Very good",20160913,20160223,20160913,78,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",0,"White","White"
27065,,,37080.4661,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",160,"Yes","No","No","Yes","No","No","Debit card","Don’t know","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Apparel Manufacturing","One","Refused","Under $5,000","I make most of the decisions","Very good",20160919,20160222,20160919,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
27066,,15975.9783,17360.5352,24940.1262,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","Yes","Refused","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","Don’t know","Yes","Don’t know","Don’t know","No","No","Paper check","No","No","No","No","Yes","Yes","No","Yes",,"Minor impact","Minor impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","A little difficulty",,"Don’t know",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Certificate or technical degree","No",,,"Computer/information sciences","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,"Moderately important","Moderately important","Slightly important","Not important","Slightly important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",14000,0,0,14000,"No",200,"No","No",,"Yes","No","No","No","No","Yes","No","No",,,,,"No","No","No","Yes","No","No","No","Don’t know","Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","Yes","Yes",,"Not available in local stores",,"Convenience",,"Convenience",,"Convenience","Convenience","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Substantial strain",,,"A little strain",,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Some college but no degree","Bachelor’s degree","Utilities","Two","Building and Grounds Cleaning and Maintenance","$10,000 - $24,999","I make most of the decisions","Good",20160921,20160203,20160831,38,"35-44","30-44","Associate degree","Some college","2+ Races, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$50,000 to $59,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
27067,,127836.302,128998.274,179261.746,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"Severe impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",3300,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Not available in local stores","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Bachelor’s degree","Graduate degree","Social Advocacy Organizations","One","Management","$250,000 - $499,999","I make most of the decisions","Excellent",20160926,20160220,20151208,46,"45-54","45-59","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,2,0,2,"Working - as a paid employee",0,"Asian","Asian"
27069,,34659.2491,13403.1735,52095.4443,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","About the same","About average","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Severe impact","Moderate impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2003,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Refused",,,"Definitely No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Some of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","Refused","No","Yes","Yes","No","No","No",,,,,,,,,,,,59,"Very important","Somewhat important","Not important","Somewhat important","Very important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No",,"$15,000 to $24,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","No","Yes",1200,"Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member makes most of the decisions","Very good",20160908,20151217,20160908,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$15,000 to $19,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,3,"Not working - looking for work",0,"White","White"
27071,,32052.6162,26876.239,47719.3289,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",0,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No",,"Better price",,"Convenience",,,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","One","Computer and Mathematical","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160908,20160224,20160827,70,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27080,,62703.4468,67178.8473,90611.8896,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","Yes","Yes","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","No","Yes","Yes","No","Yes","No","Yes","No","Yes","Yes","No","No","Yes","Yes","No","Yes","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",80,20,"About the same","Does not apply","Somewhat","Somewhat","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","Yes",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Better price","Better price","Other reason","Convenience","Convenience","Convenience",,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Hospitals","Three","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$100,000 - $249,999","Another household member makes most of the decisions","Very good",20160908,20160220,20160901,51,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,2,2,"Working - as a paid employee",0,"White","White"
27084,,96495.3867,83881.1225,139587.322,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,2,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience",,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Management, Scientific, and Technical Consulting Services","One","Other professional","$500,000 - $999,999","I make most of the decisions","Excellent",20160914,20160129,20160916,38,"35-44","30-44","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","nh",0,0,1,0,2,"Working - as a paid employee",0,"Asian","Asian"
27086,,30552.4245,27166.0421,46578.2671,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,15,"More","Does not apply","Somewhat","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Some of the time","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Better price","Better price","Convenience","Better price","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Educational Services","One","Teacher, except college and university","$75,000 - $99,999","Another household member and I share in the decisions","Excellent",20160924,20160206,20160115,53,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,5,"Working - as a paid employee",0,"White","White"
27087,,43628.3519,38631.7144,64848.5235,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","[D10other]",3,1,"More","Not at all","Refused","Not at all","No","Yes","No","No","Refused","Yes","Refused","Refused","Refused","Refused","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",400,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,54,"Very important","Not important","Not important","Not important","Not important","Yes","No","Yes","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No",,"Convenience",,,,"Better price",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","None",,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Fair",20160929,20160206,20160111,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Not working - retired",0,"White","White"
27090,,124647.476,144859.852,174407.472,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Probably No","Yes","Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","Minor impact","Minor impact","Minor impact","Minor impact","Minor impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,"Refused","Refused","Refused","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Once","Once","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Rarely worried","Don’t know","Don’t know","Nonstore Retailers","One","Computer and Mathematical","Under $5,000","I make most of the decisions","Good",20161008,20160325,20160312,53,"45-54","45-59","10th grade","Less than high school","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
27092,,27355.3894,21945.9241,41201.2575,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Refused","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Refused",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,61,"Refused","Refused","Refused","Very important","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","Yes","I will be able to pay all of my bills in full","Refused","No","No","No","No","No","No","Yes","Refused","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No",,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Nursing and Residential Care Facilities","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$1,000,000 or more","Another household member and I share in the decisions","Good",20161018,20160204,20160111,67,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
27093,,40755.1801,33993.136,59326.4155,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","Yes","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",550,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Other (Please specify):","About the same financial benefits and financial costs","No","No","No","No","Yes",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,66,"Not important","Not important","Not important","Not important","Not important","Yes","Yes",,"No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Better price","Better price",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Specialty Trade Contractors","Two","Installation, Maintenance, and Repair","$250,000 - $499,999","I make most of the decisions","Good",20161013,20160411,20160919,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Widowed","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - self-employed",0,"White","White"
27094,,48869.0164,52804.131,72698.1977,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat worse off","Pretty well off financially","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No",,,"Yes","Yes","No","Yes",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",712,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","Yes",,"$40,000 to $49,999","More than your income","Yes","Yes","No","No","Often varies quite a bit from one month to the next","No","Yes","No","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","No","No","Better price",,,"Better price",,,"Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",3000,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Moderate strain","Substantial strain",,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Ambulatory Health Care Services","One","Other (Please specify)","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160916,20160206,20160828,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,1,3,"Working - self-employed",0,"White","White"
27101,,84055.86,24248.8311,123508.099,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","About the same","Pretty well off financially","No","Refused","Refused","Refused","Refused","Refused","No","Refused","Refused","Employed for someone else",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",0,"Refused","About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Substantial difficulty",,"Definitely Yes","Refused","Refused","Refused","No","Refused","Refused",650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","No",,"Yes","Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Health","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,"Very important","Very important","Very important","Moderately important","Moderately important","Very important","Very important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","Yes","No",,"Convenience",,"Better price",,"Better price","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Nursing and Residential Care Facilities","Two","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","Another household member and I share in the decisions","Good",20160909,20160204,20160909,22,"18-24","18-29","Some college, no degree","Some college","Hispanic","Female","No",1,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
27102,,67692.4646,70530.313,99183.891,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat better off","About average","No","No","No","Yes","No","Yes","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No",,"Severe impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","Yes","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",7,36,"More","Very much","Very much","Very much","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"Yes",1209,"Yes","No","No","No","Yes","Yes","Debit card","Not confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",30000,0,0,30000,"No",0,"No","Yes",,"No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","Refused","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No",,"Not available in local stores",,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","Yes","Yes","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No",,,,,,"Substantial strain","Substantial strain","Moderate strain","Moderate strain",,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Under $5,000","Another household member and I share in the decisions","Fair",20160405,20160210,20160115,39,"35-44","30-44","Associate degree","Some college","Black, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",1,1,1,0,3,"Working - as a paid employee",0,"Black/African-American","Black"
27104,,,42120.533,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",110,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160915,20160204,20160915,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,3,"Not working - retired",0,"White","White"
27108,,48869.0164,52804.131,72698.1977,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Refused","Refused","Refused","Refused","Yes","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","No","No","No","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,"Definitely No",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","None",,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Textile Mills","One","Other (Please specify)","$100,000 - $249,999","Another household member makes most of the decisions","Good",20160925,20160205,20160828,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
27109,,,55470.1199,,"LMI oversample","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","Yes","No","Definitely Yes",,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","Yes","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Better price",,,"Better price","Better price",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","No",,,,"Substantial strain",,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Sometimes worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Poor",20160910,20160204,20160827,43,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",5,"A one-family house detached from any other house","$35,000 to $39,999","Living with partner","Metro","West","Mountain","Rented for cash","nv",0,0,1,0,4,"Not working - disabled",0,"White","Hispanic"
27111,,,20869.5409,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Just getting by","About the same","Much worse off","About average","No","Yes","No","Yes","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"No impact","No impact","Minor impact","Minor impact",,,,"No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",5,80,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","Yes","No","Convenience","Better price",,,,"Better price","Better price","Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Computer Systems Design and Related Services","Two","Personal Care and Service","$25,000 - $34,999","I make most of the decisions","Very good",20160906,20160207,20160906,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,3,"Working - self-employed",0,"White","White"
27112,,,15463.3194,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","Severe impact","No impact",,,"Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No",,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","Yes","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No","Not available in local stores","Convenience",,"Better price","Better price","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Fair",20160908,20160204,20160114,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,2,0,2,"Not working - disabled",0,"2+ Races","Other"
27116,,47986.8547,46483.6224,71136.4496,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","Yes",,"No impact","No impact","No impact","No impact","No impact","No impact","Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Don't know","Yes","No","Yes","No","No","Yes","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","Yes","Yes","No","No",,,"Better price",,,"Not available in local stores","Not available in local stores",,,"No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Never worried","Rarely worried","Never worried","Never worried","Graduate degree","Graduate degree","Computer and Electronic Product Manufacturing","One","Management","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160916,20160205,20160829,54,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
27125,,,21444.6393,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,46,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Yes","Yes","Refused","Refused","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160921,20160204,20160921,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
27126,,70123.219,22062.7374,104317.606,"Fresh","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Refused","Refused","Refused","Refused","Refused","Yes","Definitely Yes",,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","Moderate impact","Moderate impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Refused","No","No","No","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160914,20160204,20160914,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",9,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,1,4,0,4,"Not working - disabled",0,"Black/African-American","Black"
27131,,51161.3729,52320.2708,76290.0775,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","Yes","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",746,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"Yes","No","No",,"No","No","No","No","No","No","Yes","No","No","No","Good","Yes","No",,"Yes","Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Education","Financial costs are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No",,"No",,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Convenience","Not available in local stores","Convenience",,"Better price","Better price",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","Yes","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Substantial strain","Substantial strain",,"A little strain",,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","Don’t know","Don’t know","Machinery Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","Under $5,000","Another household member makes most of the decisions","Very good",20160906,20160208,20160916,34,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$40,000 to $49,999","Divorced","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",1,1,0,0,2,"Working - as a paid employee",0,"White","White"
27132,,,11697.8757,,"LMI oversample","Yes","No","No","No","No","Yes","No",,"Yes","Yes","No","No","Yes","No","Probably Yes",,"Doing okay","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","Yes","Yes","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Severe impact","Moderate impact","Moderate impact","Severe impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Debit card","Somewhat confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,"Very important","Very important","Very important","Moderately important","Slightly important","Not important","Slightly important","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","Yes",0,0,0,10000,"No",100,"No","No",,"No","No","Yes","No","No","No","No",,,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No",,"Better price",,"Better price","Better price",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","Yes","No","Yes",500,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No",,"Substantial strain",,"Substantial strain",,,,"Substantial strain",,,,"Regularly worried","Regularly worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","Another household member and I share in the decisions","Very good",20160910,20160228,20160910,23,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Living with partner","Non-Metro","Midwest","West-North Central","Rented for cash","mo",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27137,,14100.9413,15195.5831,21737.9044,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Living comfortably","Much better off","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","Yes","Yes","No","No","No","No","Refused","No","No","Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No",,,"Better price",,,,"Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Nonstore Retailers","Two","Retail Sales","$25,000 - $34,999","Another household member and I share in the decisions","Excellent",20160913,20160210,20160913,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,1,1,0,4,"Working - self-employed",0,"2+ Races","Other"
27140,,200896.788,56920.3018,277298.423,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed part-time","Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",18,10,"About the same","Not at all","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,1300,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Refused","Refused","Refused",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Refused",20160909,20160205,20160826,26,"25-34","18-29","11th grade","Less than high school","Hispanic","Female","No",4,"A one-family house attached to one or more houses","$10,000 to $12,499","Married","Metro","West","Pacific","Rented for cash","ca",0,1,1,0,2,"Not working - other",0,"White","Hispanic"
27143,,37196.7096,33788.0404,55930.8009,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,57,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","No",,"Not available in local stores",,,"Better price","Better price",,"Better price",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member makes most of the decisions","Very good",20160923,20160208,20160122,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Not working - retired",0,"White","White"
27146,,,30036.2022,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","No","Employed for someone else",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","No","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,426,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","No","Yes","No","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","No","Yes","No","Yes","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"No advice from person","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","Yes","No","Convenience","Convenience",,"Convenience",,"Better price",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No",,,"A little strain","A little strain",,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Miscellaneous Store Retailers","Two","Business and Financial Operations","Under $5,000","I make most of the decisions",,,20160212,20160123,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","Midwest","West-North Central","Rented for cash","mo",0,1,1,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
27147,,,45713.7119,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Severe impact","Severe impact","Severe impact","Severe impact","Severe impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","No","No","Yes","No","No",750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No","Very important","Not important","Slightly important","Very important","Very important","Very important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Better price","Better price",,,"Better price","Better price",,"Better price",,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Bachelor’s degree","Bachelor’s degree","Merchant Wholesalers, Durable Goods","One","Management","$5,000 - $9,999","I make most of the decisions","Excellent",20161019,20160212,20160913,37,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
27149,,103902.235,104963.776,145573.873,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","No","No","No","Paper check","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",925,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Fabricated Metal Product Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160922,20160205,20160827,38,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","mt",0,0,1,1,2,"Working - as a paid employee",0,"White","White"
27152,,69288.6835,23748.1161,102735.427,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","Yes","No",,"No impact","No impact","Minor impact","Moderate impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No",,,,"Definitely Yes","Yes","No","No","Yes","No","No",1000,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial benefits are much larger","Yes","Yes","Yes","Yes","No",,,,,,,"Moderately important","Moderately important","Very important","Moderately important","Moderately important","Moderately important","Very important","No advice from person",,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","No",0,"Probably Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No",,"Better price",,"Better price",,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Less than High School degree","Miscellaneous Store Retailers","One","Other (Please specify)","$35,000 - $49,999","I make most of the decisions","Excellent",20160915,20160204,20160827,46,"45-54","45-59","Some college, no degree","Some college","Hispanic","Male","No",2,"A building with 2 or more apartments","$20,000 to $24,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
27163,,,109820.075,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Cash","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","Moderate impact","Moderate impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Certificate or technical degree","No",,,"Vocational/technical training","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Not asked","Two","Building and Grounds Cleaning and Maintenance","Under $5,000","Another household member and I share in the decisions","Very good",20160906,20160207,20160902,38,"35-44","30-44","11th grade","Less than high school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27170,,16974.3745,4560.4787,26420.0772,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,"No",840,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","Yes","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience","Better price","Better price","Better price","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160910,20160205,20160827,45,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,1,2,"Not working - other",0,"2+ Races","Other"
27172,,,13860.2503,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed part-time","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",20,50,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","No",,"No","Once","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","Yes","No","Yes","No",,,"Better price",,,"Better price",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","Yes",150,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Substantial strain","Substantial strain",,"Substantial strain",,,,,,,,"Never worried","Rarely worried","Never worried","Never worried","Some college but no degree","Certificate or technical degree","Specialty Trade Contractors","One","Other (Please specify)","$25,000 - $34,999","I make most of the decisions","Very good",20160919,20160214,20160901,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Male","Yes",2,"A mobile home","$20,000 to $24,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","wy",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
27177,,,42120.533,,"LMI oversample","No","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely No","No","Just getting by","About the same","Much worse off","About average","No","No","No","Yes","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","Moderate impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Check","Somewhat confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Poor","Yes","No",,"No","Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Refused",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","Yes",758,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Fair",20160913,20160730,20160907,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,2,"Not working - looking for work",0,"White","White"
27179,,44417.611,40671.0895,66532.7118,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","Yes","Yes","Yes","No","Yes","No",1700,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","Yes","Master’s degree",,"Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","Refused","Refused","Refused","Yes","Refused","Very important","Moderately important","Slightly important","Moderately important","Moderately important","Very important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",50000,0,0,50000,"No",0,"Yes","No",,"No","Yes","Yes","No","Yes","Still enrolled in the program","Yes","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","Yes","No",,"Better price","Better price",,"Better price","Better price","Better price","Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Justice, Public Order, and Safety Activities","One","Management","$10,000 - $24,999","I make most of the decisions","Excellent",20160909,20160204,20160723,40,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",2,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27183,,185667.383,191863.569,252645.178,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No",2000,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No","Very important","Slightly important","Slightly important","Very important","Slightly important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","Yes","Yes","Yes",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Better price","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Specialty Trade Contractors","One","Management","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160915,20160205,20160919,48,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$250,000 or more","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,1,0,2,"Working - as a paid employee",0,"American Indian or Alaska Native","Other"
27184,,,21685.2151,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1970,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Refused","Refused",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Very good",20160923,20160205,20160128,75,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,1,"Not working - retired",0,"White","White"
27187,,47234.5019,18568.3843,71804.0426,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Refused","Yes","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,10,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,216,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","No",,,,"Not available in local stores","Convenience","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Performing Arts, Spectator Sports, and Related Industries","Two","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160426,20160215,20160215,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Working - self-employed",0,"Black/African-American","Black"
27189,,,23040.6338,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,20,"More","Very much","Very much","Very much","No","Yes","No","No","No","No","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2009,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","Yes","No","No","Yes","No","No","Yes","No","No","No",,"Yes","Yes","Yes",,"Yes","No","No","No","No","No","Yes","No","No","No","Fair","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Undeclared",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Not important","Not important","Yes","Yes",,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Better quality","Better quality","Better price","Better price","Better price",,,"Better price",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","Yes","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Clothing and Clothing Accessories Stores","Two","Retail Sales","$10,000 - $24,999","I make most of the decisions","Good",20160409,20160221,20160216,73,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Divorced","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Working - self-employed",0,"White","White"
27190,,62865.1483,22771.4979,91225.9534,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","Yes","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1993,"No","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Refused","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Refused",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160915,20160205,20160915,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Married","Non-Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,2,"Not working - disabled",0,"White","White"
27198,,,24351.5865,,"LMI oversample","No","No","No","No","Refused","Yes","No",,"Yes","Yes","No","No","Yes","No","Probably Yes",,"Just getting by","About the same","Much better off","Poor","No","No","No","No","No","Yes","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.","Refused","No","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Refused","Yes","Refused",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"Yes","Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Refused","Financial benefits are much larger","Refused","Refused","Refused","Refused","Yes",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","Yes","Refused","Yes","No",7000,0,0,7000,"No",0,"Yes","No",,"Refused","Yes","Refused","Refused","Refused","No",,"No",,,,,,,,,,,,,,,,"Not sure","Very important","Refused","Refused","Refused","Refused","Yes","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Refused","Yes","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Refused","Refused","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","Refused","Refused","Refused","Refused","Yes","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160913,20160205,20160913,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$5,000 to $7,499","Never married","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
27201,,46879.1075,49544.4246,69588.6974,"Fresh","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","Yes","No","Probably Yes",,"Doing okay","Somewhat better off","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","Yes","Yes","Yes","Yes","No","Deposit onto a reloadable prepaid card","Refused","Yes","No","No","No","Yes","Yes","No",,"No impact","No impact","No impact","No impact","Severe impact","Severe impact",,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",40,5,"About the same","Does not apply","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Prepaid card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No",,,,"Convenience",,,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","Substantial strain","Substantial strain",,,,"Substantial strain",,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Social Assistance","Two","Health Technologist or Technician (such as paramedic, lab technician)","Under $5,000","I make most of the decisions","Good",20160917,20160205,20160917,48,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",7,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Non-Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,1,2,0,4,"Working - as a paid employee",0,"White","White"
27205,,65822.7555,71808.933,96360.2302,"Fresh","Yes","Yes","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","No","No","No","No","No",750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Better price",,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Construction of Buildings","One","Construction and Extraction","Under $5,000","I make most of the decisions","Very good",20160906,20160208,20160903,39,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",5,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,1,1,3,"Working - as a paid employee",0,"White","White"
27207,,70479.0505,22836.5623,102690.118,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"Yes",378,"Yes","Yes","No","Yes","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","More than your income","No","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","Yes","No",,"Not available in local stores",,,"Convenience",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","No","No","Yes",1400,"Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160922,20160204,20160827,46,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A mobile home","$35,000 to $39,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Not working - disabled",0,"White","White"
27208,,83896.5345,94855.8207,118984.669,"Fresh","Yes","Refused","Refused","Refused","Yes","Refused","No",,"No","No","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Somewhat better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","Yes","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Homemaker","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","To earn money as a primary source of income",0,0,"Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Undeclared",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","Yes","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Sometimes worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Construction of Buildings","Three","Other (Please specify)","$5,000 - $9,999","I make most of the decisions","Fair",20160929,20160215,20160910,57,"55-64","45-59","5th or 6th grade","Less than high school","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,1,2,"Working - self-employed",0,"White","White"
27214,,40892.8888,39233.5745,61949.135,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"Moderate impact","No impact","Moderate impact","No impact","No impact","Moderate impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No",3000,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Master’s degree","No",,,"Other (Please specify):",,,,,,,"Financial costs are much larger","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",50000,0,0,50000,"No",700,"Yes","No",,"Yes","Refused","Yes","Yes","Refused","Yes","No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$75,000 to $99,999","More than your income","Yes","Yes","No","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No",,,"Substantial strain",,"Moderate strain",,,,,,,"Regularly worried","Regularly worried","Regularly worried","Rarely worried","High school degree or GED","High school degree or GED","Primary Metal Manufacturing","One","Business and Financial Operations","$100,000 - $249,999","I make most of the decisions","Good",20160903,20160222,20160828,47,"45-54","45-59","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",4,"A one-family house attached to one or more houses","$75,000 to $84,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,2,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
27215,,45875.0606,14538.2038,69270.697,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","Yes","Yes","No","No","No","Yes","No","No",,"Minor impact","Refused","No impact","No impact","No impact","No impact",,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",70,45,"More","Very much","Very much","Very much","No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2010,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Other (Please specify):","Don’t know",,,,,,,415,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No",,"Not available in local stores",,"Other reason",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","No","No","Yes",325,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Motor Vehicle and Parts Dealers","Four or more","Management","Under $5,000","I make most of the decisions","Good",20160915,20160211,20160915,53,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
27218,,,43029.6385,,"LMI oversample","No","Yes","No","Yes","No","No","No",,"Yes","No","No","Yes","No","No","Definitely No","Yes","Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"Minor impact","No impact","No impact","Minor impact","No impact","No impact",,"Yes","No","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No","No","To earn money as a primary source of income",20,15,"About the same","Very much","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1973,"No","No","No","Yes","No","Yes","No","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",918,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","About the same",,"Most or all of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",25000,0,3000,28000,"No",0,"Yes","No",,"No","Yes","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","Better price","Better price","Better price",,,,,"Convenience",,"Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Nursing and Residential Care Facilities","One","Personal Care and Service","Under $5,000","I make most of the decisions","Very good",20160919,20160211,20160914,33,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",5,"A building with 2 or more apartments","$35,000 to $39,999","Separated","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,1,0,1,3,"Working - as a paid employee",0,"Black/African-American","Black"
27219,,37869.617,35571.717,57383.386,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"Severe impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","To earn money as a primary source of income",20,2,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,1685,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","Yes","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","Yes","No","Yes","No","No","Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Better price","Better price","Convenience","Convenience","Better price","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160909,20160211,20160827,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$100,000 to $124,999","Married","Metro","West","Pacific","Rented for cash","ca",1,0,0,0,2,"Not working - other",0,"White","White"
27220,,109886.866,38369.6315,155314.636,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Refused","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Very important","Not important","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,,"Better price",,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160908,20160213,20160908,76,"75+","60+","10th grade","Less than high school","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Not working - retired",0,"American Indian or Alaska Native","Hispanic"
27224,,,17449.8179,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Yes","Yes","No","Yes","No","No","Paper check","No","No","Yes","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Severe impact","Severe impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,350,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","No","Yes","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No",,"Substantial strain","Substantial strain","Substantial strain",,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Nursing and Residential Care Facilities","One","Other (Please specify)","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160915,20160212,20160907,49,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27229,,,14055.8804,,"LMI oversample","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Probably Yes",,"Finding it difficult to get by","Much worse off","Much better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Minor impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1999,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial costs are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",17000,0,0,17000,"No",127,"No","Yes",,"No","Yes","No","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","Yes","Yes","No",,,,"Better price",,,"Not available in local stores","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","Yes","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160923,20160219,20160921,50,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",6,"A one-family house attached to one or more houses","$12,500 to $14,999","Married","Metro","West","Mountain","Rented for cash","ut",0,0,0,0,6,"Not working - disabled",0,"White","White"
27231,,,21685.2151,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Certificate or technical degree","No",,,"Other (Please specify):","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,"Moderately important","Moderately important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No",,,,,,,,,,,,58,"Very important","Not important","Not important","Not important","Very important","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Better price",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","Yes","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160910,20160212,20160909,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - retired",0,"White","White"
27234,,206448.474,217606.282,277298.423,"Fresh","No","No","No","Yes","Yes","No","No",,"No","No","Yes","No","Yes","Yes","Probably No","Yes","Living comfortably","About the same","About the same","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","No","No",,"No impact","No impact","Minor impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Engineering",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Very important","Very important","Very important","Very important","Very important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Rarely worried","Rarely worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20160908,20160218,20160908,23,"18-24","18-29","Associate degree","Some college","Hispanic","Male","No",3,"A one-family house detached from any other house","$150,000 to $174,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,3,"Not working - looking for work",0,"White","Hispanic"
27235,,55746.0285,68833.7262,82183.451,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","About the same","Poor","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Severe impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,5,"Less","Does not apply","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","Yes","Yes","Yes","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",1200,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Social/behavioral sciences","Financial benefits are somewhat larger",,,,,,,,,,,,"Very important","Moderately important","Slightly important","Moderately important","Very important","Very important","Slightly important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Still enrolled in the program",,,,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience",,"Convenience","Convenience",,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Regularly worried","Never worried","High school degree or GED","Bachelor’s degree","Justice, Public Order, and Safety Activities","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Fair",20160923,20160212,20160902,27,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27237,,39246.0832,33919.9612,58406.9271,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","Minor impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","No","No","No","No","No",850,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Other reason","Convenience","Convenience","Better price","Convenience",,,"Convenience",,"No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Rarely worried","Sometimes worried","Regularly worried","High school degree or GED","Less than High School degree","Amusement, Gambling, and Recreation Industries","One","Food Preparation and Serving","$35,000 - $49,999","I make most of the decisions","Fair",20160915,20160212,20160915,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
27238,,,89012.8408,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably No","Yes","Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Once","Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial costs are somewhat larger","Yes","No","No","Yes","Yes",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No","Don’t know","Don’t know","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","Convenience","Better price",,,"Convenience",,"Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Social Assistance","Two","Protective Service","$5,000 - $9,999","I make most of the decisions","Very good",20160917,20160401,20160917,23,"18-24","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Male","No",1,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
27239,,,61924.7898,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","Yes","Yes","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"No","No","Yes","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","Minor impact","No impact","No impact","No impact","No impact",,"Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",45,20,"More","Not at all","Very much","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely Yes","Yes","No","No","No","No","No",750,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","Yes","Certificate or technical degree",,"Social/behavioral sciences","About the same financial benefits and financial costs",,,,,,,,,,,,"Very important","Very important","No advice from person","Slightly important","Slightly important","No advice from person","Very important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",4000,0,0,4000,"No",187,"No","No",,"Yes","No","No","No","No","Yes",,"No",,,,,"No","Yes","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No",,"Convenience",,,"Convenience",,,"Convenience",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","No","No","Yes",1200,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Food Manufacturing","Two","Precision Production (such as machinist, welder, baker, printer, tailor)","$10,000 - $24,999","I make most of the decisions","Excellent",20160909,20160211,20160901,31,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$10,000 to $12,499","Separated","Non-Metro","South","East-South Central","Rented for cash","ms",0,0,0,1,2,"Working - as a paid employee",0,"Black/African-American","Black"
27241,,49529.8289,53917.653,72576.1622,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","No","No","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",680,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","Yes","No","No","No","No","Yes",,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","Yes","No","Better price","Not available in local stores",,,"Better price",,"Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Certificate or technical degree","Ambulatory Health Care Services","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$10,000 - $24,999","Another household member and I share in the decisions","Fair",20161015,20160212,20160205,43,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27243,,,18357.399,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,"Yes",600,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Slightly important","No advice from person","Not important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","Yes","No","No","Yes","Yes","No","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,,,,"Better price",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","Refused","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Miscellaneous Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","Under $5,000","I make most of the decisions","Good",20160918,20160212,20160827,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Living with partner","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27245,,,85536.0052,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","Refused","Refused","Refused","Yes","No","Probably No","No","Just getting by","About the same","Much worse off","Poor","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",2,1,"More","Very much","Somewhat","Somewhat","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","Yes","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","No","Refused",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","Yes","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Law","Financial costs are much larger",,,,,,,,,,,,"Moderately important","Not important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","Yes",,"$0 to $4,999","More than your income","No","No","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","No","No","Yes","No",,,"Convenience","Convenience","Convenience",,,"Convenience",,"Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20161013,20160331,20160207,20,"18-24","18-29","Some college, no degree","Some college","Hispanic","Male","No",2,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Not working - other",0,"White","Hispanic"
27247,,50843.2734,49885.9418,75148.894,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Don’t know","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Convenience",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Don’t know","Don’t know","Rail Transportation","One","Transportation and Material Moving","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160912,20160307,20160828,42,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A mobile home","$100,000 to $124,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
27249,,54327.6605,60389.0524,80153.9771,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Student","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"About the same","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No",2333,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No","Very important","Moderately important","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","Yes","No","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No",,"Convenience","Convenience",,,,"Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Health, Personal Care, and Beauty Product Manufacturing","One","Business and Financial Operations","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160921,20160212,20160829,29,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27250,,,19381.245,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1967,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","Yes","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Education","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Very important","Very important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,"$0 to $4,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160922,20160212,20160904,65,"65-74","60+","Some college, no degree","Some college","Hispanic","Male","Yes",1,"A one-family house detached from any other house","$7,500 to $9,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
27256,,,28410.0295,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Homemaker","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"Severe impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2000,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No","Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Don’t know","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Don’t know my score or how to rate it","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial costs are much larger","No","No","No","Yes","No","No advice from person","Moderately important","No advice from person","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",0,0,0,0,"No",0,"No","No",,"No","No","Yes","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No",,,,,"Better price",,"Not available in local stores",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160916,20160208,20160901,32,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","Yes",4,"A building with 2 or more apartments","$10,000 to $12,499","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,2,0,2,"Not working - looking for work",0,"White","Hispanic"
27259,,58548.3107,53687.5255,84491.3493,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",635,"Yes","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Somewhat important","Refused","Refused","Very important","Very important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",1224,"Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Rarely worried","Rarely worried","Never worried","Rarely worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160906,20160222,20160906,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",5,"A mobile home","$50,000 to $59,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,2,1,2,"Not working - retired",0,"White","White"
27260,,,16859.2305,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","About the same financial benefits and financial costs","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,57,"Somewhat important","Not important","Not important","Not important","Not important","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No",,,,"Better price",,"Better price","Not available in local stores",,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160916,20160212,20160827,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,3,"Not working - retired",0,"White","White"
27266,,,32397.536,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","Minor impact","Minor impact","Minor impact","Minor impact","Minor impact","Homemaker","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Just for fun (as a hobby)",6,1,"About the same","Somewhat","Somewhat","Does not apply","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",950,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No",,"Convenience",,"Convenience","Convenience",,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Computer Systems Design and Related Services","Two","Installation, Maintenance, and Repair","Under $5,000","Another household member and I share in the decisions","Good",20160907,20160212,20160907,41,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",3,"A one-family house detached from any other house","Less than $5,000","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,1,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
27267,,40502.6945,34651.2673,60035.5568,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","Refused","Yes","Yes","Yes","Yes","Refused","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",655,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Refused","Yes","Yes","Refused","Refused","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No",,,"Convenience","Better price",,"Not available in local stores","Not available in local stores",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","Bachelor’s degree","High school degree or GED","Truck Transportation","One","Management","$10,000 - $24,999","I make most of the decisions","Good",20160601,20160215,20160229,61,"55-64","60+","Associate degree","Some college","Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
27268,,,22617.323,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","It varied","No","No","No","No","No","No","No","No","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Money order","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Doctoral Degree","No",,,"Undeclared",,,,,,,"Financial costs are much larger","No","No","No","No","No","Moderately important","Moderately important","Moderately important","Very important","Very important","Very important","Very important","Moderately important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes",,,,,,,,,,,,,,,,,"Not sure","Somewhat important","Somewhat important","Somewhat important","Very important","Not important","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Better quality",,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No",,,,"None",,,"None",,,"None",,"Never worried","Never worried","Never worried","Rarely worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Poor",20160924,20160212,20160828,29,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",2,"A building with 2 or more apartments","Less than $5,000","Living with partner","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,2,"Not working - other",0,"Black/African-American","Black"
27271,,58797.9335,52456.947,83148.358,"Fresh","Yes","No","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Just getting by","Somewhat better off","About the same","Pretty well off financially","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",803,"Yes","Yes","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Very important","Not important","Very important","Very important","Not important","Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Convenience","Not available in local stores",,"Better price","Better price","Better price","Better price",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1800,"No","No","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Rarely worried","Never worried","Graduate degree","Refused","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160914,20160217,20160914,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,3,"Not working - retired",0,"White","White"
27275,,32052.6162,26876.239,47719.3289,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat worse off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",1450,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","Associate degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","Refused","Refused","Refused","Yes","No","No",,,,,,,,,,,,,,,,65,"Somewhat important","Very important","Not important","Somewhat important","Not important","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Convenience","Convenience","Convenience","Convenience",,"Convenience","Convenience",,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","Moderate strain",,,"Rarely worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160923,20160213,20160208,66,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",0,"White","White"
27277,,114685.162,123174.158,162873.54,"Fresh","No","No","No","Yes","No","No","No",,"No","No","No","No","No","Yes","Definitely No","Yes","Doing okay","Somewhat better off","About the same","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Support Activities for Agriculture and Forestry","One","Building and Grounds Cleaning and Maintenance","$250,000 - $499,999","Another household member makes most of the decisions","Very good",20160915,20160223,20160915,35,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$175,000 to $199,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,3,"Working - self-employed",0,"White","White"
27279,,,34996.6369,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","Yes","Yes","No","No","No","Probably No","Yes","Just getting by","Somewhat worse off","About the same","Poor","No","Yes","No","Yes","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Moderate impact","No impact","No impact",,,,"No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",20,10,"More","Somewhat","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2001,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","Yes","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Not available in local stores",,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Substantial strain",,,,,,,,"Moderate strain",,,"Sometimes worried","Rarely worried","Sometimes worried","Never worried","Bachelor’s degree","Bachelor’s degree","Nonstore Retailers","Two","Sales Representative","Not sure","Another household member makes most of the decisions","Very good",20160914,20160223,20160914,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Working - self-employed",0,"Asian","Asian"
27280,,43894.7261,37018.6764,64349.6751,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","Yes","No","Better price","Better price","Not available in local stores","Convenience",,,,"Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Some college but no degree","Graduate degree","Merchant Wholesalers, Nondurable Goods","One","Management","$100,000 - $249,999","Another household member and I share in the decisions","Fair",20160927,20160212,20160826,65,"65-74","60+","Some college, no degree","Some college","Hispanic","Male","Yes",2,"A building with 2 or more apartments","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
27281,,32042.5192,29473.8692,47640.4004,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","Yes","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","Don’t know","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1970,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",158,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Health","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Not important","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","Yes",,,,,"Convenience",,,,"Convenience","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member makes most of the decisions","Very good",20161008,20160219,20160209,77,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",0,"White","White"
27282,,,21945.6841,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",2000,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Convenience","Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",550,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20160916,20160212,20160828,68,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",0,"White","White"
27283,,,21427.8194,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","No","No","No",700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Some of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Better price",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","No","Yes",1500,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Refused","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Good",20160915,20160213,20160915,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$10,000 to $12,499","Married","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,2,"Working - self-employed",0,"White","White"
27285,,,7119.9221,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2015,"Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Definitely No",,,,,,,450,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Sometimes worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160913,20160217,20160913,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A mobile home","Less than $5,000","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Not working - looking for work",0,"White","White"
27288,,,62866.4549,,"LMI oversample","No","No","No","No","Yes","No","No",,"No","No","No","No","No","Yes","Definitely Yes",,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Deposit onto a reloadable prepaid card","No","No","No","No","Yes","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,525,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Very important","Very important","Very important","Very important","Very important","Very important","Refused","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Educational Services","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Fair",20160916,20160212,20160916,29,"25-34","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$10,000 to $12,499","Separated","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
27289,,38841.4749,40776.6792,57796.9789,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,5,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No","Moderately important","Moderately important","Moderately important","Very important","Moderately important","Moderately important","Moderately important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Better price","Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Associate degree","Utilities","One","Office and Administrative Support","$50,000 - $74,999","Another household member and I share in the decisions","Excellent",20161019,20160212,20160210,31,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",1,0,0,0,2,"Working - as a paid employee",0,"White","White"
27291,,,31620.2101,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Moderate impact","No impact","No impact","Severe impact",,,,"Yes","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,5,"More","Somewhat","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,300,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Not important","Not important","Not important","Not important","Not important","Not important","Not important","No","Yes","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","Yes","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No",,,,,"Substantial strain",,,,,,,"Rarely worried","Sometimes worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160906,20160222,20160212,23,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","Less than $5,000","Never married","Non-Metro","South","West-South Central","Rented for cash","ar",0,0,1,0,1,"Not working - looking for work",0,"Black/African-American","Black"
27292,,,52463.5241,,"LMI oversample","No","No","No","Yes","No","No","No",,"No","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","No","No","No","Yes","No","No","No","Yes","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2015,"No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","No","Yes","Don’t know","Yes","Yes","No","Yes","Yes","Yes","Yes","A little difficulty",,"Don’t know",,,,,,,323,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","No",,,,,,"Associate degree","No",,,"Engineering",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No","Moderately important","Moderately important","Slightly important","Moderately important","Moderately important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No",,"Convenience",,"Convenience","Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","No","No","No","No","No","No","No","Yes","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Refused",,,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Very good",20160908,20160303,20160724,24,"18-24","18-29","Associate degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,3,"Not working - looking for work",0,"White","White"
27293,,52334.7862,50248.8025,77234.7682,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2016,"No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Most or all of the time","Once","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No","Yes",,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","Yes","Yes","No","Not available in local stores",,"Convenience","Better price",,"Convenience","Convenience","Convenience",,"No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Sometimes worried","High school degree or GED","High school degree or GED","Data Processing, Hosting and Related Services","One","Computer and Mathematical","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160909,20160317,20160909,33,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$75,000 to $84,999","Living with partner","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27295,,74826.4746,72547.2309,106910.045,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably No","Yes","Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","None",,"Don’t know",,,,,,,1325,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Debit card","Very confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No","Very important","Not important","Very important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",25000,0,0,25000,"No",300,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"No","No","No","Yes","No","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Clothing and Clothing Accessories Stores","One","Business and Financial Operations","$10,000 - $24,999","I make most of the decisions","Very good",20160908,20160214,20160827,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$125,000 to $149,999","Never married","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27296,,,5493.9016,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Refused",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","Yes","Yes","No","Yes",359,"No","No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","A little strain",,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160919,20160215,20160919,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$7,500 to $9,999","Widowed","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,1,"Not working - disabled",0,"2+ Races","Other"
27297,,71950.517,25906.9647,106222.43,"Fresh","No","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Definitely Yes",,"Just getting by","About the same","Somewhat better off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","Minor impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No","No",,,,,,,,,"No",557,"Yes","Yes","Yes","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,66,"Somewhat important","Somewhat important","Somewhat important","Not important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160610,20160220,20160826,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$10,000 to $12,499","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,1,0,1,1,"Not working - retired",0,"Black/African-American","Black"
27298,,81153.5203,80985.3647,115225.21,"Fresh","Yes","Yes","No","No","Yes","No","No",,"Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","No impact","No impact","Minor impact","Minor impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,"Slightly important","Slightly important","Moderately important","No advice from person","No advice from person","Moderately important","No advice from person","No advice from person",,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,,,,"Better price",,,"Convenience",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","Clothing and Clothing Accessories Stores","One","Management","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160909,20160315,20160908,23,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",6,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","South Atlantic","Occupied without payment of cash rent","fl",1,0,0,0,5,"Working - as a paid employee",0,"White","White"
27300,,,32784.6228,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","Yes","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Moderate difficulty",,"Probably Yes","No","Yes","Yes","Yes","No","No",500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","Yes","Bachelor’s degree",,"Education",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No","Moderately important","Moderately important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Better quality",,,"Better quality","Better quality","Better quality","Better quality",,"No","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Associate degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160921,20160218,20160913,21,"18-24","18-29","Associate degree","Some college","Hispanic","Female","No",2,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Non-Metro","West","Mountain","Rented for cash","wy",0,0,0,0,2,"Not working - other",0,"White","Hispanic"
27305,,,31316.2269,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","No","Yes","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1982,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",475,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","No",,"Yes","Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Very important","Not important","Not important","Somewhat important","Very important","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","Better price",,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","Yes","No","Yes",800,"Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Water Transportation","One","Management","Under $5,000","I make most of the decisions","Fair",20160918,20160219,20160918,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27311,,37108.5163,41000.9236,55742.6791,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","Minor impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,"No","Yes","Yes","Yes","No","No","No",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","Yes","Yes","No","Yes",,"Convenience",,"Convenience",,"Convenience","Convenience",,"Better price","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","Yes","Yes","No","Yes","No",,,"No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Personal Care Services","Two","Personal Care and Service","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160512,20160223,20160214,55,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Working - self-employed",0,"White","White"
27316,,,15389.0826,,"LMI oversample","No","No","No","No","No","No","No",,"Yes","Yes","No","No","No","Yes","Definitely Yes",,"Living comfortably","Much better off","Somewhat better off","About average","No","No","No","No","No","Yes","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No",,,,"Probably Yes","Yes","No","No","No","Yes","No",490,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Don’t know","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,"Very important","Very important","Very important","Very important","Very important","Very important","No advice from person","Refused",,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",40,0,0,40,"No",0,"No","No",,"No","No","No","No","No","No",,"No",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No",,"$0 to $4,999","More than your income","Yes","No","No","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","No","Yes","Yes","Yes",40,"No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20161016,20160220,20160921,44,"35-44","30-44","Some college, no degree","Some college","Hispanic","Female","Yes",1,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Not working - retired",0,"2+ Races","Hispanic"
27318,,,20644.6648,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","Moderate impact",,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"About the same","Does not apply","Somewhat","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No",,,,"Probably Yes","Yes","No","Yes","No","No","No",535,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Associate degree","No",,,"Other (Please specify):",,,,,,,"About the same financial benefits and financial costs","No","No","Yes","Yes","No","Very important","Moderately important","Moderately important","Very important","Moderately important","Moderately important","Very important","Moderately important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",24000,0,0,24000,"No",0,"Yes","Yes",,"No","No","No","No","No","No",,"Do not have children or grandchildren",,,,,"Yes","No","Yes","No","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","No","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","No","No","Yes",200,"No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Substantial strain","Sometimes worried","Rarely worried","Regularly worried","Sometimes worried","Less than High School degree","Less than High School degree","Clothing and Clothing Accessories Stores","One","Retail Sales","Under $5,000","I make most of the decisions","Good",20160909,20160219,20160827,34,"25-34","30-44","Associate degree","Some college","Hispanic","Male","Yes",1,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","South","West-South Central","Occupied without payment of cash rent","tx",0,0,0,0,1,"Working - as a paid employee",0,"American Indian or Alaska Native","Hispanic"
27321,,60828.0728,56019.3672,89719.585,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","No","Yes","No","No","No",,"Severe impact","Minor impact","Minor impact","No impact","Minor impact","Minor impact",,"No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Most or all of the time","Some of the time","Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Moderately important","Not important","Not important","Not important","Not important","Moderately important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","No","Yes","Yes","Yes","No",,,"Better price","Better price",,"Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","No","Yes",245,"No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Some college but no degree","High school degree or GED","U.S. Army","Three","Management","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160519,20160215,20160214,39,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
27322,,22058.9601,17906.7155,33685.7846,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","Yes","No","No","No","No","No","No","Yes","Retired","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,70,"Not important","Somewhat important","Somewhat important","Not important","Not important","Yes","Refused","Yes","Yes","Yes","Yes","Yes","Yes","Refused","Refused","Refused","Yes","Yes","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Never worried","Some college but no degree","Some college but no degree","Rental and Leasing Services","One","Other professional","$250,000 - $499,999","I make most of the decisions","Good",20160917,20160218,20160917,72,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Working - self-employed",0,"White","White"
27324,,78983.0504,83457.5782,112073.798,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",1100,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","Yes","No","Convenience","Better price",,"Better price",,"Convenience",,"Convenience",,"No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Refused","High school degree or GED","High school degree or GED","Food Services and Drinking Places","One","Installation, Maintenance, and Repair","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160910,20160219,20160910,24,"18-24","18-29","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Living with partner","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
27326,,,20763.2818,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","No","No","Paper check","No","No","No","No","Yes","No","No","No",,"Moderate impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","Yes","No","No","I [PPMARITins2] pay rent.",1987,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","Refused",,,,,,,,,,,,"No","Yes","No",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","About the same financial benefits and financial costs","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","Refused","Yes",,"Refused",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Better price","Convenience","Convenience","Convenience","Better price","Convenience",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","No",,,"Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","A little strain","A little strain","A little strain","A little strain",,,,"A little strain","Refused",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Fair",20160518,20160413,20160408,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Other, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","Less than $5,000","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - looking for work",0,"Asian","Asian"
27327,,,29910.1335,,"LMI oversample","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat worse off","It varied","Yes","No","No","No","No","No","No","Refused","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1997,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,799,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Once","Once","Associate degree","Yes","Associate degree",,"Education",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No","Convenience",,"Better price","Better price",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Educational Services","One","Teacher, except college and university","Under $5,000","I make most of the decisions","Very good",20160920,20160221,20160909,57,"55-64","45-59","Associate degree","Some college","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Hispanic"
27331,,,63957.9876,,"LMI oversample","No","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely No","Yes","Finding it difficult to get by","Much worse off","Much worse off","Poor","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",120,25,"Less","Very much","Very much","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Don’t know",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Substantial strain",,,,,,,"Substantial strain","Substantial strain",,,"Sometimes worried","Rarely worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160907,20160221,20160907,32,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",5,"A building with 2 or more apartments","$12,500 to $14,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",1,0,0,1,3,"Not working - looking for work",0,"White","Hispanic"
27332,,,17815.7001,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,785,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Refused","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,69,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Better price",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160310,20160218,20160909,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A mobile home","$30,000 to $34,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Not working - looking for work",0,"White","White"
27336,,,27548.9017,,"LMI oversample","Yes","Yes","No","Yes","Yes","Yes","No",,"Yes","No","No","No","Yes","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Deposit onto a reloadable prepaid card","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","Minor impact","No impact","No impact","Employed full-time","Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",30,50,"More","Very much","Very much","Very much","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","Yes",,,,,,,,,"Yes","Refused","Yes","Yes","Yes","Yes","Yes","Yes","Cash","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","Excellent","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Certificate or technical degree",,"Life sciences","Financial benefits are much larger",,,,,,,,,,,,"Very important","Moderately important","Moderately important","Slightly important","Slightly important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes",300,400,3400,4557,"Yes",500,"Yes","Yes",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No","No",,,"Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience",,"Better price","Better quality","Better quality","Better quality","Better quality","Better quality",,"No","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","No","No",,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Some college but no degree","High school degree or GED","Animal Production","One","Personal Care and Service","Under $5,000","Another household member and I share in the decisions","Excellent",20160311,20160224,20160912,31,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","No",2,"A building with 2 or more apartments","Less than $5,000","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,1,0,1,"Working - as a paid employee",0,"White","Hispanic"
27337,,51792.0511,64555.0073,76705.6611,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,"No",601,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Refused","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","Very important","Slightly important","Moderately important","Very important","Very important","Very important","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"No",150,"No","No",,"No","No","Yes","No","No","Yes","No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Regularly worried","Regularly worried","Certificate or technical degree","Less than High School degree","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","One","Sales Representative","$5,000 - $9,999","Another household member and I share in the decisions","Good",20161011,20160219,20160829,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27348,,42802.8004,36312.1925,63194.8872,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,10,"About the same","Somewhat","Not at all","Not at all","No","Yes","Yes","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,62,"Very important","Somewhat important","Not important","Very important","Not important","Yes","No","Refused","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Convenience","Not available in local stores","Better price","Convenience","Convenience","Convenience",,,"Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions",,,20160307,20160307,63,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
27349,,46844.3384,47273.4758,69276.9555,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",72,5,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No",,"Better price",,,,"Convenience",,"Convenience",,"Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160930,20160225,20160918,36,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,1,0,2,"Not working - other",0,"White","White"
27353,,23906.3605,19130.1201,36106.4244,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2004,"No","No","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Refused","Yes","Refused","Yes","Yes",,"No",,,,,"Yes","Yes","Refused","Refused","Refused","Refused","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"Convenience","Convenience",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","Bachelor’s degree","National Security and International Affairs","One","Architecture and Engineering","$250,000 - $499,999","I make most of the decisions","Fair",20160921,20160226,20160828,71,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$100,000 to $124,999","Divorced","Metro","South","South Atlantic","Rented for cash","md",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
27354,,29801.3757,26337.8965,44784.5847,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,69,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","Yes",,"Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No",,,,"Better price","Better price","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",820,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Other Chemical Manufacturing","One","Office and Administrative Support","$75,000 - $99,999","I make most of the decisions","Very good",20160915,20160226,20160915,71,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$60,000 to $74,999","Divorced","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
27356,,33574.7474,12578.9071,51477.9263,"Fresh","No","No","No","No","Yes","No","No",,"Yes","No","Yes","No","Yes","No","Definitely No","Yes","Just getting by","About the same","About the same","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1970,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Fair",20160914,20160226,20160914,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$7,500 to $9,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","wv",0,0,0,0,2,"Not working - disabled",0,"White","White"
27358,,41664.8012,46183.5084,62701.0177,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","Yes","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income","Refused",30,"About the same","Not at all","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","Yes","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Certificate or technical degree","Food Services and Drinking Places","One","Other (Please specify)","$100,000 - $249,999","I make most of the decisions","Fair",20160914,20160228,20160828,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27360,,,9714.6728,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Refused","Refused","Paper check","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2002,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,150,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Associate degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","No","No","No advice from person","No advice from person","Moderately important","No advice from person","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Other reason",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Amusement, Gambling, and Recreation Industries","One","Management","Under $5,000","I make most of the decisions","Good",20161008,20160303,20160726,53,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Non-Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27368,,,22486.6657,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,2,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Somewhat important","Very important","Not important","Somewhat important","Not important","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No",,"Convenience","Convenience","Better price",,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160317,20160225,20160222,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",0,"White","White"
27373,,23547.2745,28660.4916,35834.4444,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Minor impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No",,"Refused",,,,"Not available in local stores",,"Better price",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Private Household Service","One","Other (Please specify)","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160923,20160225,20160222,36,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,3,0,2,"Working - self-employed",0,"2+ Races","Other"
27375,,35631.653,30609.563,52982.2091,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","About average","Yes","No","No","No","No","Yes","No","No","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Not important","Very important","Not important","Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Convenience","Not available in local stores","Better price","Better price","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",400,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Nonstore Retailers","One","Office and Administrative Support","Refused","Another household member and I share in the decisions","Very good",20160918,20160225,20160918,66,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27383,,,25802.2038,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Probably No","Yes","Just getting by","Somewhat worse off","About the same","Poor","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160925,20160310,20160226,21,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",8,"A mobile home","$20,000 to $24,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,1,0,2,5,"Not working - looking for work",0,"White","White"
27385,,77078.8859,73203.7509,111222.658,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Pretty well off financially","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",80,20,"About the same","Very much","Very much","Very much","Refused","Refused","Refused","Yes","No","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","No","Yes","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Better price","Convenience","Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Bachelor’s degree","Graduate degree","Computer and Electronic Product Manufacturing","Two","Management","$250,000 - $499,999","I make most of the decisions","Excellent",20161019,20160303,20160829,53,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,1,2,"Working - as a paid employee",0,"White","Hispanic"
27387,,,109820.075,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Severe impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Once","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",400,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Regularly worried","Sometimes worried","Regularly worried","High school degree or GED","Don’t know","Educational Services","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Good",20160909,20160303,20160826,44,"35-44","30-44","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$10,000 to $12,499","Separated","Metro","South","East-South Central","Rented for cash","tn",0,0,1,0,1,"Working - as a paid employee",0,"White","White"
27393,,69431.7996,69603.7231,99161.0879,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely No","No","Finding it difficult to get by","Somewhat worse off","Much better off","Pretty well off financially","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"Yes",800,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","A little strain",,,,,"A little strain",,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Amusement, Gambling, and Recreation Industries","Three","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160916,20160304,20160916,46,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
27397,,54296.7844,17276.713,82215.014,"Fresh","Yes","Refused","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1998,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,370,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","Yes","Yes","No",,,"No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","Yes","No","No","No",,,"Moderate strain",,,,,"Moderate strain",,,,"Never worried","Never worried","Sometimes worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20161004,20160303,20160301,48,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$7,500 to $9,999","Divorced","Metro","Midwest","West-North Central","Rented for cash","ks",0,0,0,0,2,"Not working - disabled",0,"White","Hispanic"
27398,,46036.8596,41192.9982,68935.3361,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Yes","Refused",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No",600,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Engineering","About the same financial benefits and financial costs","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Associate degree","Food Services and Drinking Places","Two","Food Preparation and Serving","$5,000 - $9,999","I make most of the decisions","Very good",20160914,20160303,20160911,38,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,1,0,2,"Working - self-employed",0,"White","White"
27399,,65200.6948,20143.8171,98224.8698,"Fresh","No","No","No","No","Yes","No","No",,"Yes","No","No","No","Yes","No","Definitely No","Yes","Just getting by","Somewhat better off","About the same","Poor","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Normally work the same hours",,"Don’t know","No","Don’t know","No","No","No","No","Yes","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","Minor impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","Yes","Yes","No","No","I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,1300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Associate degree","Yes","Bachelor’s degree",,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Slightly important","Moderately important","Moderately important","Moderately important","Very important","Moderately important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"No",120,"No","No",,"No","No","Yes","No","No","No",,,,,,,"No","No","No","No","No","No","No","Don’t know","Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Better price",,,,,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Regularly worried","Sometimes worried","Regularly worried","Regularly worried","Bachelor’s degree","High school degree or GED","Educational Services","One","Teacher, college and university","Under $5,000","Another household member and I share in the decisions","Excellent",20160909,20160301,20160909,22,"18-24","18-29","Associate degree","Some college","Hispanic","Female","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
27401,,43192.1707,42347.8955,64277.6214,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","[D10other]",5,2,"More","Does not apply","Does not apply","Does not apply","No","Yes","Yes","No","Yes","Refused","Yes","Refused","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",2200,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","Yes","No",,"Convenience",,"Better price","Convenience","Convenience",,"Better price",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","Yes","No","No","Yes","Yes",5000,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Never worried","High school degree or GED","Certificate or technical degree","Educational Services","One","Other professional","Not sure","Another household member makes most of the decisions",,,20160320,20160227,41,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,3,0,2,"Working - as a paid employee",0,"White","White"
27403,,31194.2024,26029.8249,46736.9591,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Moderate impact","Moderate impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"Refused","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Convenience","Convenience",,,"Better price",,,,,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","Less than High School degree","Certificate or technical degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160317,20160303,20160827,64,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",0,"White","White"
27405,,95427.5968,102891.694,135854.612,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"Yes",1300,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No",,"Better price",,,,"Better price",,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","No","No","No","Yes",3000,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Management of Companies and Enterprises","One","Management","Under $5,000","Another household member and I share in the decisions","Fair",20160902,20160303,20160827,42,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27406,,29616.0836,25112.4613,44114.6755,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,69,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Convenience","Convenience",,,,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160923,20160304,20160828,71,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Not working - retired",0,"White","White"
27409,,,13264.7949,,"LMI oversample","No","No","Yes","No","No","No","No","Refused",,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",25,100,"Less","Somewhat","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial benefits are much larger","No","No","Yes","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","No","No","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","Yes","No",,"Convenience","Convenience",,"Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Moderate strain",,,,,,,"Moderate strain",,,,"Regularly worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Amusement, Gambling, and Recreation Industries","Two","Business and Financial Operations","$100,000 - $249,999","I make most of the decisions","Good",20160915,20160303,20160915,52,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$35,000 to $39,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",1,1,0,0,3,"Working - self-employed",0,"White","White"
27411,,,22738.1061,,"LMI oversample","Refused","Refused","Refused","Refused","Refused","Yes","No",,"Refused","Yes","No","No","No","No","Definitely Yes",,"Just getting by","About the same","About the same","Pretty well off financially","No","No","No","Yes","No","No","Yes","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"Yes","Yes","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,206,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",8678,0,0,8678,"No",200,"Yes","No",,"Yes","No","No","No","No","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,50,"Very important","Somewhat important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Convenience","Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20161007,20160303,20160225,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$5,000 to $7,499","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
27414,,,18442.0204,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Probably Yes",,"Doing okay","About the same","Much better off","About average","No","Yes","No","No","No","Yes","Yes","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Refused","Yes",,,"No","No","No","No",,"No impact","Minor impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes","No","No","No","Yes","Yes","No","[D10other]",128,1,"More","Does not apply","Does not apply","Does not apply","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Refused","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Some of the time","Bachelor’s degree","Yes","Doctoral Degree",,"Health",,,,,,,"Refused","No","Yes","Yes","Yes","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","Refused","Yes","No",,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","No",,,,"Refused",,,,,,,,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","Yes","No",,,,"Convenience",,"Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No",,"None",,,,,,"A little strain","A little strain",,,"Never worried","Never worried","Never worried","Regularly worried","Some college but no degree","Graduate degree","Refused","One","Medical Doctor (such as physician, surgeon, dentist, veterinarian)","Not sure","Another household member makes most of the decisions","Very good",20160915,20160406,20160915,22,"18-24","18-29","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$30,000 to $34,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27417,,27474.9153,26158.1118,41882.121,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",4,2,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","Yes","No","Yes","No","No","No",,,,,,,,,"No",512,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Better price","Better price",,,,"Better price","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Associate degree","Monetary Authorities-Central Bank","One","Computer and Mathematical","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160424,20160303,20160827,45,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
27421,,37869.617,35571.717,57383.386,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","Yes","No","Yes","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",2000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Very important","Very important","Very important","Very important","Very important","Very important","Very important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes",1,1,1,4,"No",1,"No","No",,"Yes","Yes","Yes","Yes","Yes","No","Yes","No",,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"$100,000 to $149,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","Yes","No","Yes","No","No","Yes",,"None",,"A little strain","Substantial strain","Moderate strain",,"A little strain",,,"None","Never worried","Sometimes worried","Regularly worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Furniture and Home Furnishings Stores","One","Retail Sales","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20160907,20160305,20160828,36,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27423,,52005.672,49659.4298,76248.2712,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",30,0,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",2700,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Better price","Better price","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",885,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Administration of Economic Programs","One","Management","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160923,20160303,20160225,47,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,1,1,2,"Working - as a paid employee",0,"White","White"
27425,,201139.335,65776.2323,277298.423,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,9,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160907,20160306,20160907,52,"45-54","45-59","11th grade","Less than high school","Other, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - disabled",0,"Hawaiian/Pacific Islander","Other"
27426,,,28976.3508,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","[D10other]",2,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No",3000,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","Yes","No","No","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Refused","Moderately important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",2500,0,0,2500,"Yes",65,"No","No",,"No","No","Yes","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No",,"Better price","Better price","Better price",,"Better price","Refused",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Certificate or technical degree","Nursing and Residential Care Facilities","One","Personal Care and Service","Under $5,000","I make most of the decisions","Good",20160317,20160303,20160226,31,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,1,1,0,1,"Working - self-employed",0,"White","Hispanic"
27427,,50614.7681,51175.3668,74162.879,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,5,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","No","Yes","Yes","Yes","Yes","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","Yes","Yes","Yes",5000,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Nonstore Retailers","One","Management","$500,000 - $999,999","I make most of the decisions","Very good",20161020,20160310,20160225,58,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,1,2,"Working - self-employed",0,"White","White"
27428,,37813.1577,36011.893,56700.9306,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Temporarily laid off","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","To earn money as a primary source of income",40,2,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","Yes","Don’t know","Don’t know","Yes","Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",1097,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are much larger","No","No","Yes","No","Yes","Moderately important","No advice from person","Not important","Not important","No advice from person","Not important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes","No",,"Convenience",,"Convenience",,,,"Convenience",,"No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"No","No","No","Yes","No","No","No","No","Refused","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Substantial strain",,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160905,20160322,20160905,30,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$60,000 to $74,999","Living with partner","Metro","South","South Atlantic","Rented for cash","de",0,0,0,0,2,"Not working - looking for work",0,"White","White"
27434,,34006.7568,36665.2289,50961.3099,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Convenience","Better price",,"Better price",,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Data Processing, Hosting and Related Services","One","Other (Please specify)","$25,000 - $34,999","I make most of the decisions","Very good",20160925,20160711,20160226,50,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
27440,,80593.2574,25125.2742,119080.262,"Fresh","No","No","No","No","Yes","No","No",,"Yes","No","Yes","No","Yes","No","Probably Yes",,"Just getting by","Somewhat worse off","Much better off","Poor","No","No","No","No","No","Yes","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","Moderate impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",600,"Yes","Yes","No","No","Yes","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,55,"Not important","Not important","Not important","Very important","Very important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","Yes","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Substantial strain",,,,,,,,"Substantial strain","Substantial strain","Substantial strain","Sometimes worried","Sometimes worried","Regularly worried","Never worried","Less than High School degree","High school degree or GED","Social Assistance","One","Personal Care and Service","Under $5,000","Another household member and I share in the decisions","Very good",20160915,20160304,20160915,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - self-employed",0,"Black/African-American","Black"
27444,,59976.8044,18195.4755,89512.883,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No",662,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Better price",,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No",,,,,"A little strain",,,"A little strain",,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","One","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160904,20160305,20160827,44,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","West","Mountain","Occupied without payment of cash rent","mt",0,0,0,1,1,"Working - as a paid employee",0,"White","White"
27456,,50614.7681,51175.3668,74162.879,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"None",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Certificate or technical degree","Air Transportation","One","Other (Please specify)","$1,000,000 or more","Another household member and I share in the decisions","Excellent",20160907,20160304,20160907,58,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,1,0,0,4,"Working - as a paid employee",0,"White","White"
27457,,44450.7249,42498.1226,66900.0444,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"Yes","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,1750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Moderately important",,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$40,000 to $49,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Not available in local stores",,,"Not available in local stores","Convenience","Convenience",,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Funds, Trusts, and Other Financial Vehicles","One","Other (Please specify)","$35,000 - $49,999","I make most of the decisions","Very good",20160419,20160304,20160228,44,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
27460,,72858.327,24057.5372,109245.041,"Fresh","No","Yes","No","No","Yes","No","No",,"No","No","No","No","No","Yes","Definitely Yes",,"Doing okay","Somewhat better off","Much worse off","Pretty well off financially","Yes","Yes","Yes","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes",,"Minor impact","No impact","Moderate impact","No impact","Minor impact","Minor impact",,"No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,15,"About the same","Somewhat","Not at all","Somewhat","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","I [PPMARITins2] pay rent.",2009,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely Yes","No","Yes","Yes","Yes","No","No","Don't know",,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Refused","Yes","No",,"Refused","Refused","Most or all of the time","Certificate or technical degree","No",,,"Health","Financial costs are much larger","Yes","No","No","Yes","No",,,,,,,"Very important","Not important","Not important","Not important","Not important","Not important","Not important","Very important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",6600,0,420,7020,"No",55,"Yes","Yes",,"Yes","Refused","Refused","Refused","Refused","Yes",,"No",,,,,"No","No","No","No","No","Yes","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Refused","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",526,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Moderate strain",,,,,,,"Moderate strain",,,,"Never worried","Never worried","Regularly worried","Never worried","Graduate degree","Don’t know","Nursing and Residential Care Facilities","Two","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Very good",20160903,20160303,20160913,35,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$5,000 to $7,499","Never married","Metro","South","South Atlantic","Rented for cash","md",0,0,1,1,1,"Working - self-employed",0,"Black/African-American","Black"
27461,,66770.5856,76064.6845,98495.7655,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","Yes","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","Yes",,"No impact","No impact","Severe impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,10,"More","Very much","Very much","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2014,"No","Yes","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",480,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are much larger","Yes","No","No","No","No","Very important","Not important","Not important","Moderately important","Very important","Not important","Very important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",70000,0,2000,72000,"Yes",400,"Yes","No",,"No","No","Yes","No","Yes","Yes","No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No",,"Better price",,,,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","Yes","No","Yes",2000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No",,"Substantial strain",,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Social Assistance","One","Community and Social Services","Under $5,000","I make most of the decisions","Fair",20160915,20160304,20160915,28,"25-34","18-29","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","No",2,"A building with 2 or more apartments","$50,000 to $59,999","Married","Metro","South","East-South Central","Rented for cash","al",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
27462,,,62607.9286,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","Yes","Yes","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","Yes","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Very good","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,50,"Very important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160921,20160911,20160910,67,"65-74","60+","10th grade","Less than high school","White, Non-Hispanic","Female","Yes",1,"A mobile home","Less than $5,000","Divorced","Non-Metro","Midwest","East-North Central","Occupied without payment of cash rent","in",0,0,0,0,1,"Not working - retired",0,"White","White"
27465,,30269.4139,12272.0107,46046.1637,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,51,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Better price","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160913,20160303,20160913,70,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Not working - retired",0,"White","White"
27469,,48459.3117,16493.4691,72163.9774,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","Minor impact","No impact","Moderate impact",,"No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",14,15,"About the same","Somewhat","Somewhat","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2000,"No","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Not important","Not important","Yes","Yes",,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No",,,,"Convenience",,"Convenience","Convenience",,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160412,20160310,20160828,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Widowed","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,1,"Not working - retired",0,"White","White"
27470,,43195.8214,14566.623,65109.7043,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","Poor","No","Yes","Yes","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Refused",,,"No","No","No","No",,"No impact","Refused","Severe impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused","Yes","Yes","Yes","Refused","No","Credit card","Not confident","No",,,,,,,,,,,"Refused",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Refused","About the same financial benefits and financial costs","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"Yes, both",,,,,,,,,,,,,,,,,,"No","Refused","No","No","No","Refused","Refused","No","Refused","Yes","$15,000 to $24,999","Less than your income",,,,,"Refused",,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Refused","Refused","Refused","Yes","Yes","No","No","No","No","Yes","No","No","Yes",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","Yes","No","Yes",689,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Certificate or technical degree","Certificate or technical degree","Nonstore Retailers","One","Other professional","$10,000 - $24,999","I make most of the decisions","Fair",20160615,20160306,20160227,57,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$10,000 to $12,499","Separated","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Working - self-employed",0,"White","White"
27471,,57443.1059,58933.6399,85813.3405,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","No","No","Yes","No","Yes","No","Paper check","No","No","Yes","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","Moderate impact","No impact","Moderate impact","No impact","Moderate impact","Moderate impact","Employed part-time","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,10,"More","Does not apply","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1100,"Yes","No","Yes","No","Yes","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Most or all of the time","Certificate or technical degree","No",,,"Vocational/technical training","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Still enrolled in the program","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","Yes","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Better price","Not available in local stores",,"Better price","Better price","Better price","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Sometimes worried","Rarely worried","Regularly worried","Rarely worried","Some college but no degree","Certificate or technical degree","Specialty Trade Contractors","One","Installation, Maintenance, and Repair","Under $5,000","Another household member and I share in the decisions","Fair",20160919,20160315,20160830,37,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
27472,,,48316.536,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Refused",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","Refused","Yes",154,"No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Fair",20160924,20160311,20160828,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",1,"A mobile home","$12,500 to $14,999","Divorced","Metro","South","South Atlantic","Occupied without payment of cash rent","fl",0,0,0,0,1,"Not working - disabled",0,"Black/African-American","Hispanic"
27473,,,34867.7525,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Homemaker","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Somewhat important","Not important","Very important","Somewhat important","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Convenience","Not available in local stores","Better price","Better price","Convenience","Better price","Better price",,"Convenience","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160912,20160312,20160827,66,"65-74","60+","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - looking for work",0,"Asian","Asian"
27475,,64063.9037,65229.9998,94278.8437,"Fresh","No","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No",1700,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","Yes","Bachelor’s degree",,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"No",0,"Yes","No",,"No","No","No","No","No","Yes",,"No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Other Professional, Scientific, and Technical Services","One","Sales Representative","Under $5,000","I make most of the decisions","Very good",20160927,20160303,20160826,39,"35-44","30-44","Associate degree","Some college","Hispanic","Female","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
27476,,,31913.5934,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","Refused","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No",974,"Yes","Yes","No","No","Yes","No","Debit card","Don’t know","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No","Very important","Very important","Not important","Very important","Very important","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",35000,0,0,35000,"No",0,"Yes","No",,"No","No","Yes","No","Yes","Yes",,,,,,,"No","No","Yes","Yes","Yes","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience","Convenience","Convenience","Not available in local stores","Better price","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",1000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Regularly worried","Never worried","Some college but no degree","High school degree or GED","Social Advocacy Organizations","One","Community and Social Services","Under $5,000","I make most of the decisions","Good",20160917,20160303,20160227,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$35,000 to $39,999","Never married","Metro","South","South Atlantic","Rented for cash","va",0,0,1,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
27479,,,20816.3549,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","No","Yes","No","No","No","No","No","Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Convenience","Convenience",,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",1300,"Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160913,20160229,20160913,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,2,"Not working - disabled",0,"White","White"
27483,,,32878.7071,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",200,"Yes","No","Yes","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Once","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Yes","No",,,,,,,,,,,,62,"Refused","Refused","Refused","Very important","Refused","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Refused","Refused","Yes","Refused",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","Better price",,,,"Convenience",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20161016,20160310,20160302,90,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A mobile home","$25,000 to $29,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
27487,,35292.8722,32661.4431,52518.1838,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Don’t know","No","No","Yes","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Minor impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","No",0,"Definitely Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,,"Convenience",,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Crop Production","One","Farming, Forestry, and Fishing","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160922,20160305,20160906,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Occupied without payment of cash rent","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27493,,,17797.6599,,"LMI oversample","No","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely No","Yes","Finding it difficult to get by","About the same","About the same","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Good",20160915,20160305,20160910,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,3,"Not working - disabled",0,"White","White"
27497,,29616.0836,25112.4613,44114.6755,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,52,"Very important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Convenience","Convenience","Convenience","Convenience","Convenience",,"Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Fair",20160922,20160304,20160301,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,1,"Not working - retired",0,"White","White"
27498,,,42470.541,,"LMI oversample","Yes","Yes","No","No","Yes","No","No",,"Yes","No","No","No","No","No","Probably Yes",,"Just getting by","Somewhat better off","About the same","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"Minor impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,5,"About the same","Not at all","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",750,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Humanities",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","No","Moderately important","Slightly important","Slightly important","Moderately important","Slightly important","Slightly important","Slightly important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",100000,0,2500,102500,"No",400,"Yes","No",,"No","No","No","No","No","Refused","No","No",,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","Yes",,"$40,000 to $49,999","More than your income","No","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Better price","Better price","Better price","Convenience","Convenience","Convenience",,,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,"Substantial strain",,,,,"Substantial strain",,,,,"Regularly worried","Never worried","Sometimes worried","Never worried","Some college but no degree","Some college but no degree","Other Information Services","One","Business and Financial Operations","Under $5,000","I make most of the decisions","Good",20160915,20160303,20160909,33,"25-34","30-44","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Rented for cash","nc",0,0,3,0,2,"Working - self-employed",0,"Black/African-American","Black"
27501,,114736.16,130886.191,161925.952,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Somewhat worse off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"No","Yes","No","Yes","No","No","Yes","No","Paper check","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Moderate impact","Moderate impact","Minor impact","Minor impact","Severe impact","Employed part-time","No","Refused","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",2,1,"More","Does not apply","Not at all","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","Yes","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,768,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes",,,,,,,,"Convenience","Better price","Yes","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Refused","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Primary Metal Manufacturing","Two","Other (Please specify)","$25,000 - $34,999","Another household member and I share in the decisions","Fair",20160902,20160326,20160828,48,"45-54","45-59","9th grade","Less than high school","Hispanic","Male","No",4,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,2,2,"Working - as a paid employee",0,"White","Hispanic"
27503,,32241.1296,33303.7702,48881.6872,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably No","Yes","Doing okay","About the same","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","Yes","Yes","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",6,2,"About the same","Somewhat","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Definitely Yes","Yes","No","Yes","Yes","No","No",713,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","Yes","No","Other reason","Convenience",,,,"Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Ambulatory Health Care Services","One","Health Technologist or Technician (such as paramedic, lab technician)","Under $5,000","I make most of the decisions","Very good",20160415,20160304,20160301,55,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$60,000 to $74,999","Divorced","Metro","West","Pacific","Rented for cash","or",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27504,,67280.8548,60178.1991,94881.0902,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Education","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,58,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","Better price",,,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20160918,20160425,20160918,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","id",0,0,0,0,2,"Not working - retired",0,"White","White"
27508,,,28334.4552,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",400,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1250,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Very good",20160909,20160303,20160724,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
27509,,43628.3519,38631.7144,64848.5235,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Very important","Somewhat important","Somewhat important","Very important","Somewhat important","Yes","No",,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Not available in local stores","Convenience",,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Good",20160915,20160308,20160827,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Not working - retired",0,"White","White"
27510,,40612.0268,35101.4322,59339.052,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,,"Health",,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Yes","Refused","Yes","No","No",,,,,"Refused","Refused","Yes","Yes","Yes","Yes","No",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Yes","Yes","Refused","Refused","Refused","Refused",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Some college but no degree","Ambulatory Health Care Services","One","Medical Doctor (such as physician, surgeon, dentist, veterinarian)","$250,000 - $499,999","I make most of the decisions",,,20160810,20160917,71,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$200,000 to $249,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - self-employed",0,"White","White"
27512,,,123598.2,,"LMI oversample","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","Yes","Yes","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","To acquire new job-related skills",0,0,"More","Somewhat","Somewhat","Somewhat","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Moderately important","Slightly important","Not important","No advice from person","Not important","Slightly important","Moderately important","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"Yes","Yes","No","Yes","No",0,0,0,0,"No",0,"No","No",,"Yes","No","Yes","No","Yes","No","No",,,,,,"Yes","Yes","No","No","No","Yes","Yes",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Convenience",,,,,"Better price","Better quality","Not available in local stores","Other reason","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","Yes","No","Yes","No","Refused",,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","Yes","No","Yes","Yes","No","No","Yes","No","No","None",,"A little strain",,"Moderate strain","Substantial strain",,,"Substantial strain",,,"Never worried","Rarely worried","Sometimes worried","Regularly worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160910,20160310,20160910,27,"25-34","18-29","9th grade","Less than high school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","Less than $5,000","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,3,"Not working - other",0,"White","White"
27514,,118167.938,47243.0042,171468.74,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Don’t know","Yes","Don’t know","No","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Refused","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","No","No","No",,,,"Don’t know",,,,,,,425,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Certificate or technical degree","No",,,"Humanities","Financial costs are much larger","No","No","No","No","No",,,,,,,"Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes",10000,0,0,10850,"No",300,"No","Yes",,"No","No","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","No","No","No",,,"No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Water Transportation","One","Transportation and Material Moving","Under $5,000","I make most of the decisions","Excellent",20160920,20160303,20160828,40,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","No",1,"A building with 2 or more apartments","$15,000 to $19,999","Separated","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Working - as a paid employee",0,"American Indian or Alaska Native","Other"
27515,,23234.3911,18560.8517,35688.1495,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",704,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160927,20160311,20160301,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A mobile home","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
27516,,39822.4522,12858.9514,60495.2418,"Fresh","No","No","No","No","No","Yes","No",,"No","No","No","No","No","Yes","Definitely No","Yes","Finding it difficult to get by","Somewhat worse off","Much worse off","About average","No","Refused","Refused","Refused","Refused","Refused","Refused","No","Refused","Disabled and not working",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Business/management","Financial benefits are much larger","Yes","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Refused","Refused","Refused","Refused","Yes",,"No",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","Refused",,"$5,000 to $14,999","More than your income","No","Yes","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","No","Yes","No","Yes","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Yes","Refused",,,,,"Moderate strain",,,,,"Substantial strain",,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions",,,20160316,20160301,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Not working - disabled",0,"White","White"
27525,,108109.329,41050.3615,156333.447,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Paper check","No","No","No","No","No","Yes","No","No",,"Severe impact","No impact","Moderate impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",2,2,"Less","Does not apply","Not at all","Not at all","No","Yes","No","No","No","Yes","Yes","No","Yes","No","No","I [PPMARITins2] pay rent.",2014,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably No",,,,,,,1600,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Better quality","Convenience","Better price","Better price","Better price","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","Yes",250,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Graduate degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160422,20160310,20160827,36,"35-44","30-44","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",6,"A building with 2 or more apartments","$25,000 to $29,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,1,2,1,2,"Not working - looking for work",0,"Asian","Asian"
27526,,,24099.7782,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Refused","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.","Refused","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","Yes","No","Yes","Yes","No","No",800,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Never","Associate degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",9000,0,1000,10000,"No",150,"No","No",,"No","Yes","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Nursing and Residential Care Facilities","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$10,000 - $24,999","I make most of the decisions","Good",20161019,20160310,20160909,54,"45-54","45-59","Associate degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Divorced","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
27527,,59074.2241,19688.1854,88607.6415,"Fresh","Refused","Refused","Refused","Refused","Yes","Refused","No",,"Refused","Refused","Yes","Refused","Refused","No","Definitely Yes",,"Just getting by","Much better off","Much better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"Refused","Refused","Yes","Yes","Refused","Refused","Refused","Yes","Refused","Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No",,,,,,,,"Substantial strain","Substantial strain","Substantial strain",,"Regularly worried","Regularly worried","Regularly worried","Sometimes worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160325,20160318,20160305,59,"55-64","45-59","Associate degree","Some college","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - disabled",0,"White","Hispanic"
27533,,32245.7073,29849.2235,48813.6967,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Refused","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","Minor impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","Yes","No",,"Convenience",,"Convenience","Convenience",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Associate degree","Refused","One","Management","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160918,20160317,20160910,50,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
27539,,,8832.16,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","No","No","No","No","Yes","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,550,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Vocational/technical training","Financial costs are somewhat larger","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No",,"No",,,,,,,,,,,,,,,,47,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No","Convenience",,,,"Convenience",,,"Convenience",,"No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes",,"No","No","No","No","Yes","No","No","Yes","No","No","No",,,,,"Moderate strain",,,"None",,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160915,20160316,20160828,54,"45-54","45-59","Some college, no degree","Some college","2+ Races, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - retired",0,"2+ Races","Other"
27547,,,44239.6438,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","Yes","No","No","Yes","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","No impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2008,"No","No","No","No","Yes","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",450,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Associate degree","Yes","Bachelor’s degree",,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No","Slightly important","No advice from person","No advice from person","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",8000,0,0,8000,"No",0,"No","No",,"No","No","Yes","No","No","Still enrolled in the program",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","No","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No",,,,,,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Substantial strain",,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Social Advocacy Organizations","One","Community and Social Services","Under $5,000","I make most of the decisions",,,20160311,20160309,61,"55-64","60+","Associate degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Working - self-employed",0,"Black/African-American","Black"
27548,,,13085.9434,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Minor impact","No impact","No impact",,,"Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",2,10,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,480,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Once","Once","Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial costs are much larger","No","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",4800,0,0,4800,"No",30,"No","No",,"No","No","No","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20161018,20160311,20160305,34,"25-34","30-44","Some college, no degree","Some college","Hispanic","Female","Yes",3,"A building with 2 or more apartments","$7,500 to $9,999","Married","Metro","West","Mountain","Rented for cash","az",1,0,0,0,2,"Not working - other",0,"White","Hispanic"
27549,,35881.0121,32374.1341,54755.5064,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No",,,,"Definitely Yes","Refused","Refused","Yes","Yes","Yes","Refused",990,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Vocational/technical training",,,,,,,"Financial costs are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",34000,0,2000,36000,"No",235,"No","No",,"No","No","Yes","No","No","No","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Better price","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Real Estate","One","Management","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20161010,20160316,20160920,40,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","West","Mountain","Rented for cash","ut",1,0,0,0,2,"Working - as a paid employee",0,"White","White"
27550,,36262.7273,31693.9328,53994.947,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Refused","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,2,"Less","Not at all","Not at all","Refused","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1967,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Somewhat important","Very important","Not important","Very important","Not important","Yes","No",,"Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Refused",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Fair",20160909,20160310,20160909,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$60,000 to $74,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,1,"Not working - retired",0,"White","White"
27555,,42126.4697,14006.0523,62958.0979,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","Somewhat worse off","Poor","No","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1563,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Other reason",,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","Yes","Yes","No",,,"No","No","Yes","Refused","Refused","Refused","Refused","Refused","Yes","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Never worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Fair",20160919,20160411,20160828,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",0,"White","White"
27561,,59747.2152,53210.3817,87448.4514,"Fresh","Yes","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Not important","Not important","Not important","Not important","Very important","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5000,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160910,20160311,20160827,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,4,"Not working - other",0,"White","Hispanic"
27562,,,7079.4445,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much better off","Much worse off","About average","No","No","No","No","Yes","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,226,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No",,,,"Better price",,"Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Fair",20160914,20160306,20160828,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$7,500 to $9,999","Married","Non-Metro","Northeast","New England","Rented for cash","vt",0,0,0,0,2,"Not working - disabled",0,"White","White"
27568,,70123.219,22062.7374,104317.606,"Fresh","No","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Probably Yes",,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",650,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Cash","Not confident","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","Yes","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","Yes","No","No","Often varies quite a bit from one month to the next","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","Yes",1600,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Sometimes worried","Never worried","High school degree or GED","Less than High School degree","Educational Services","One","Building and Grounds Cleaning and Maintenance","Under $5,000","I make most of the decisions","Very good",20160912,20160321,20160829,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Divorced","Metro","South","East-South Central","Rented for cash","ky",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
27569,,21724.68,23589.9251,32800.7163,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably Yes","No","Yes","Yes","Yes","No","Yes",790,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","No",,"Yes","Most or all of the time","Some of the time","Bachelor’s degree","Yes","Doctoral Degree",,"Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Moderately important","Moderately important","Moderately important","Moderately important","Not important","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",50000,0,0,50000,"No",120,"Yes","No",,"No","Yes","Yes","No","Yes","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Convenience",,,"Better price","Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Rarely worried","Some college but no degree","Bachelor’s degree","Business, Professional, Labor, Political, and Similar Organizations","One","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20160915,20160307,20160915,24,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$40,000 to $49,999","Divorced","Metro","West","Mountain","Rented for cash","ut",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
27574,,24522.0923,20394.1011,37400.93,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Pretty well off financially","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1981,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Very important","Not important","Very important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Not available in local stores",,,"Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Very good",20161012,20160317,20160917,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ak",0,0,0,0,2,"Not working - other",0,"White","White"
27581,,202934.282,62236.6691,277298.423,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","Poor","No","No","No","No","No","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","Yes","None",,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","Yes","No","No",,"No","No","Yes",,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","Yes","No","No",,,"Substantial strain",,"Substantial strain","Substantial strain",,,"A little strain",,,"Regularly worried","Sometimes worried","Regularly worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Poor",20160924,20160429,20160414,28,"25-34","18-29","11th grade","Less than high school","Black, Non-Hispanic","Male","No",3,"A building with 2 or more apartments","Less than $5,000","Married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,3,"Not working - looking for work",0,"Black/African-American","Black"
27583,,30905.8743,11259.3939,47079.1704,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","No","No","Yes","No","Paper check","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,1015,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","Yes","No","No","No","Yes",,"Slightly comfortable","Yes, both",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","Better price","Better price",,"Better price",,"Better price",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","Yes","No","Yes",300,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Funds, Trusts, and Other Financial Vehicles","One","Office and Administrative Support","Under $5,000","I make most of the decisions",,,20160312,20160312,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Divorced","Metro","West","Pacific","Rented for cash","or",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
27593,,56234.2955,56748.8895,82139.9717,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1600,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience","Better price","Convenience","Convenience","Convenience",,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Rarely worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university","$500,000 - $999,999","I make most of the decisions","Very good",20160924,20160317,20160311,53,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,2,2,"Working - as a paid employee",0,"White","White"
27599,,61610.5378,18296.3063,92581.5419,"Fresh","Yes","Yes","Refused","Yes","Refused","Refused","No",,"Yes","Yes","Refused","Yes","Refused","No","Probably No","Yes","Just getting by","Somewhat better off","About the same","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Severe impact",,,"Employed part-time","Yes","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",16,50,"More","Not at all","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Moderately important","Slightly important","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person","Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","Yes","No",,"Convenience",,"Better price","Not available in local stores",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",600,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Substantial strain","Moderate strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions",,,20160421,20160916,24,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$5,000 to $7,499","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",1,2,0,0,2,"Not working - other",0,"White","White"
27600,,25180.2317,19828.9475,38252.6781,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","Yes","Yes","No","No",,,,,,,,,"No",540,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Very important","Not important","Not important","Yes","No",,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","No","No",,"Convenience","Convenience","Convenience","Convenience",,,,,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Very good",20160319,20160313,20161008,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$50,000 to $59,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,1,"Not working - retired",0,"White","White"
27603,,23949.5277,19857.4955,36093.6927,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,71,"Not important","Somewhat important","Not important","Somewhat important","Somewhat important","Yes","Refused","Refused","Yes","Yes","Yes","Yes","Refused","Refused","Refused","Refused","No","No","No","Yes","Yes","Refused","Refused","Yes","Yes",,"$75,000 to $99,999","More than your income","Yes","Refused","Refused","Refused","Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1400,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160404,20160317,20160314,81,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",0,"White","White"
27604,,60360.2944,19041.3392,89970.1973,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Moderate impact","Moderate impact","Moderate impact",,,"Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Substantial strain",,,"Regularly worried","Sometimes worried","Rarely worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20161005,20160321,20160313,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$15,000 to $19,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,1,1,2,"Not working - other",0,"White","White"
27605,,49991.2686,41420.3147,72099.53,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Refused","Yes","Refused","No","Yes","Yes","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",671,"Yes","Yes","Yes","No","No","No","Check","Very confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"Yes","Refused","Refused",,"No","Yes","No","No","No","No","No","No","No","No","Fair","No",,,,,,"Bachelor’s degree","No",,,"Other (Please specify):",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",14500,0,0,14500,"No",115,"No","No",,"Refused","Refused","Yes","Refused","Refused","Yes","No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes","Not available in local stores",,,"Not available in local stores",,,,,"Not available in local stores","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Excellent",20160409,20160318,20160312,77,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Not working - retired",0,"White","White"
27608,,35057.322,34520.0316,52866.6151,"Fresh","Refused","Yes","Refused","Refused","Refused","Refused","Yes",,"Refused","Refused","Refused","Refused","Refused","Yes","Definitely No","Yes","Just getting by","About the same","Much better off","Pretty well off financially","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","Severe impact","No impact","No impact","Minor impact","Moderate impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2400,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Refused","Refused","Refused","Refused","Refused","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Better price","Better price","Better price","Not available in local stores","Convenience",,"Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Substantial strain",,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Graduate degree","Refused","One","Other professional","Not sure","Another household member makes most of the decisions","Very good",20160919,20160318,20160919,48,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Separated","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
27609,,,11341.1935,,"LMI oversample","Yes","No","Yes","No","Yes","No","No","All of the adult children living with me are not in school","No","No","Yes","No","Yes","Yes","Definitely Yes",,"Finding it difficult to get by","About the same","Much worse off","About average","No","No","No","No","No","Yes","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Severe impact","No impact","Moderate impact","No impact",,,,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"More","Somewhat","Somewhat","Not at all","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",0,"Yes","No","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","Yes","No","Yes","No","Yes","No",,"Yes","Yes","Yes",,"No","No","No","Yes","Yes","No","Yes","No","Yes","No","Poor","Yes","Yes","More debt now",,"Some of the time","Most or all of the time","Associate degree","No",,,"Undeclared",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Not important","Not important","Yes","Refused",,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Convenience","Better price","Convenience","Better price","Convenience",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","Yes",600,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","Yes","No","No","Yes","No","No",,,,,,"Substantial strain",,,"Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Don’t know","Specialty Trade Contractors","One","Precision Production (such as machinist, welder, baker, printer, tailor)","Under $5,000","Another household member and I share in the decisions","Very good",20160902,20160414,20160902,47,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,3,"Working - self-employed",0,"White","White"
27610,,51833.2813,49119.0938,76742.1503,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Moderate impact","Severe impact","Moderate impact","Severe impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Engineering","About the same financial benefits and financial costs","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Better price","Better price",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",1000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","Bachelor’s degree","Printing and Related Support Activities","One","Other (Please specify)","$75,000 - $99,999","I make most of the decisions","Very good",20160913,20160317,20160909,55,"55-64","45-59","Some college, no degree","Some college","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
27611,,,28334.4552,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Refused","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Very good",20160924,20160317,20160911,75,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$25,000 to $29,999","Divorced","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Not working - retired",0,"White","White"
27618,,40924.0685,38541.194,61334.0193,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Master’s degree","No",,,"Education",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",14000,0,0,14000,"No",76,"No","No",,"No","No","Yes","No","Yes","Yes",,"No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","Yes","No","No",,"Convenience",,,"Convenience",,"Not available in local stores",,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university","$10,000 - $24,999","I make most of the decisions","Excellent",20160927,20160314,20160901,33,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,1,1,"Working - as a paid employee",0,"White","White"
27619,,92179.7122,80340.8903,130584.874,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Better price","Convenience","Better price","Better price","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Bachelor’s degree","Hospitals","One","Other (Please specify)","$500,000 - $999,999","Another household member makes most of the decisions","Good",20160919,20160318,20160314,63,"55-64","60+","Some college, no degree","Some college","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
27624,,124120.377,131825.314,176182.097,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Severe impact","No impact","No impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",2500,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Health","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Very important","Moderately important","Moderately important","Moderately important","Moderately important","Slightly important","Not important","Slightly important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Better price","Better price",,,"Better price","Convenience","Convenience","Other reason",,"No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","Two","Protective Service","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20161003,20160321,20160914,44,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,3,0,2,"Working - as a paid employee",0,"White","White"
27625,,70123.219,22062.7374,104317.606,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Probably Yes","Yes","Yes","No","Yes","Yes","No",1055,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Refused","Yes","No","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Not available in local stores",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No",,,"Moderate strain",,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Postal Service","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Good",20160920,20160420,20160401,45,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Living with partner","Metro","South","South Atlantic","Rented for cash","md",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
27629,,66934.2956,53737.3717,96262.8094,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","Yes","Refused","Paper check","Refused","Yes","No","No","No","No","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,20,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"Yes","Refused","Yes",,"No","No","No","No","No","No","No","No","Yes","No","Good","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","Refused","Yes","No",,,,,,,,,,,,62,"Not important","Refused","Somewhat important","Not important","Somewhat important","Yes","Yes",,"Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Convenience","Convenience",,,,"Convenience",,,,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Bachelor’s degree","Food Services and Drinking Places","One","Food Preparation and Serving","$250,000 - $499,999","I make most of the decisions","Good",20160325,20160314,20160314,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","No",2,"A one-family house detached from any other house","$175,000 to $199,999","Divorced","Metro","Northeast","New England","Occupied without payment of cash rent","ct",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
27631,,,14259.9161,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","Minor impact",,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","To earn money as a primary source of income",40,100,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Business/management","Financial benefits are somewhat larger",,,,,,,,,,,,"Moderately important","No advice from person","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","No",,"Better price",,,,,"Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Don’t know","Associate degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160920,20160321,20160318,21,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Not working - other",0,"White","White"
27632,,,20816.3549,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Moderate strain",,"Moderate strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","Another household member and I share in the decisions","Very good",20160909,20160317,20160827,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27634,,,34534.0479,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","No","Yes","No","Yes","No","No","Yes","No","No","Student","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","To maintain existing job-related skills",20,"Refused","Less","Not at all","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","No advice from person","No advice from person","No advice from person","Very important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","Yes","No",,,,"Other reason","Better quality",,,"Better quality",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Never worried","Some college but no degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160325,20160318,20160315,54,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
27638,,20432.2026,5422.6367,32200.2197,"Fresh","Refused","Refused","Refused","Refused","Yes","Yes","No",,"Yes","Refused","Refused","Refused","Refused","No","Probably Yes",,"Doing okay","Somewhat better off","Much better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","No","No","No","No","No","No","No","Paper check","No","No","Yes","No","No","No","No","No",,"Minor impact","Severe impact","Severe impact","Moderate impact","Severe impact","Severe impact",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money to help family members",8,5,"Less","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","Yes","No","No","No","Yes","No","No","No","No","Yes, and I still own that home",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","No","Refused",1184,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Refused","Yes","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","No","No","Refused","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","Yes","No","Not available in local stores","Convenience","Convenience",,,,,"Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Regularly worried","Rarely worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Nursing and Residential Care Facilities","One","Personal Care and Service","Under $5,000","Another household member makes most of the decisions","Fair",20161011,20160323,20160318,21,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Female","No",4,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,1,3,"Working - as a paid employee",0,"2+ Races","Other"
27643,,,25920.6051,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat better off","About average","No","Yes","Yes","Refused","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",30,10,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Once","Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes",,"No",,,,,"Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Refused",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","Yes","No","Not available in local stores","Better price","Better price","Better price",,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Heavy and Civil Engineering Construction","One","Architecture and Engineering","$50,000 - $74,999","I make most of the decisions","Good",20160922,20160319,20160827,52,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,1,"Working - self-employed",0,"White","White"
27644,,50462.9556,16481.0887,76821.2541,"Fresh","Refused","Refused","Refused","No","No","Refused","No",,,,,,,,,,"Doing okay","About the same","Refused","It varied","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"Refused","Refused","Refused","Severe impact",,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Refused","Refused","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2009,"Yes","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$0 to $4,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Not available in local stores",,"Better price","Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Excellent",20160914,20160322,20160913,39,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","Midwest","West-North Central","Rented for cash","mn",0,0,0,0,1,"Not working - other",0,"White","White"
27645,,,12349.3948,,"LMI oversample","No","Yes","No","Yes","Yes","No","No",,"Yes","Yes","No","No","Yes","No","Definitely No","No","Just getting by","About the same","Much worse off","About average","No","No","No","No","Yes","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2012,"No","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Other (Please specify):","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","Yes",,"$5,000 to $14,999","More than your income","Yes","Yes","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Better price",,"Better price","Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No",,,,,,,,"Moderate strain","A little strain","Moderate strain",,"Never worried","Never worried","Never worried","Never worried","Associate degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160915,20160318,20160827,39,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",6,"A one-family house detached from any other house","$7,500 to $9,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,1,2,3,"Not working - disabled",0,"White","White"
27647,,39246.0832,33919.9612,58406.9271,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Refused","Refused","Refused","Refused","Very important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","Yes","No","Refused","Convenience",,"Refused","Convenience",,,"Refused",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","Refused","No","No","Refused","Yes","Refused","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Regularly worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","One","Management","$500,000 - $999,999","I make most of the decisions","Very good",20160913,20160318,20160912,84,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Working - self-employed",0,"White","White"
27651,,,11697.8757,,"LMI oversample","Refused","Refused","Refused","Yes","Yes","Refused","No",,"Yes","Refused","Refused","Refused","Refused","No","Definitely No","Yes","Just getting by","About the same","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Don’t know","No","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","Yes","Yes","Yes","Yes","Yes","Refused","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Substantial difficulty",,"Probably Yes","No","No","Yes","Yes","Yes","No",600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Debit card","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","No","No",,"No","No","No","No","Yes","No","No","No","No","No","Poor","Yes","No",,"Yes","Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Business/management","About the same financial benefits and financial costs",,,,,,,,,,,,"Very important","Moderately important","Very important","Moderately important","Very important","Very important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",15000,0,0,15000,"No",0,"Yes","Yes",,"No","No","Yes","No","No","No",,,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","Yes","No",,"Convenience",,"Convenience","Convenience",,,"Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","Yes","Yes","Yes",150000,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No",,,,,,"Substantial strain",,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Refused","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Under $5,000","I make most of the decisions","Very good",20160930,20160402,20160327,24,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
27652,,,32705.7106,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",725,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Specialty Trade Contractors","One","Installation, Maintenance, and Repair","Under $5,000","Another household member and I share in the decisions","Good",20160909,20160331,20160827,43,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,2,1,"Working - self-employed",0,"White","White"
27653,,,15214.6585,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much worse off","Much better off","Pretty well off financially","No","No","No","No","No","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,10,"About the same","Does not apply","Does not apply","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,"Don’t know",,,,,,,485,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Money order","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Not important","Not important","Moderately important","Not important","Not important","Not important","Not important","Not important","Yes","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","Yes","Yes","Yes","Yes","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Food Services and Drinking Places","One","Other (Please specify)","Under $5,000","I make most of the decisions","Excellent",20160905,20160316,20160829,28,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
27660,,28060.8873,22855.073,42094.4381,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",750,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,68,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No",,"Yes","Refused","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","Yes","No",,"Not available in local stores",,"Better price","Better price",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Refused","Refused","Refused","Refused","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Excellent",20160914,20160317,20160914,76,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Widowed","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,1,"Not working - retired",0,"White","White"
27664,,55959.4006,21843.3579,81519.0055,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much worse off","Pretty well off financially","No","No","No","No","No","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","About the same financial benefits and financial costs","Refused","Refused","Refused","Refused","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",5,0,0,5,"No",5,"No","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","No",,,,,"Refused","Refused","Refused","Refused","Refused","Refused","No",,,,"No",,,,,,,,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No",0,,,,,,"Refused",,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","Yes","No","No","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","No",,,"Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20161013,20160525,20160322,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$10,000 to $12,499","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","wv",0,0,0,0,2,"Not working - disabled",0,"White","White"
27665,,50935.0801,51782.7312,75122.3953,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","It varied","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed part-time","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",3,90,"More","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",716,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No","Moderately important","Slightly important","Slightly important","Slightly important","Moderately important","Slightly important","No advice from person","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No",0,"Definitely No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","Yes","No","Other reason","Other reason","Other reason",,"Other reason",,,"Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Refused","No","No","No","No","Yes",1000,"No","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Construction of Buildings","One","Construction and Extraction","$100,000 - $249,999","I make most of the decisions","Very good",20160914,20160325,20160914,38,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",7,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",1,1,2,1,2,"Working - as a paid employee",0,"White","White"
27671,,59152.1435,58259.6075,85055.2348,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,"No","Refused","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Not available in local stores",,"Better price","Better price","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Crop Production","One","Farming, Forestry, and Fishing","Under $5,000","Another household member and I share in the decisions","Very good",20160915,20160321,20160916,46,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
27672,,,14331.5597,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much better off","Pretty well off financially","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","None",,"Probably No",,,,,,,550,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","No","No","No","No","No",,,"Not available in local stores","Convenience",,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","Yes","Yes",870,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Never worried","Rarely worried","Never worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20161020,20160324,20160318,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Non-Metro","West","Pacific","Rented for cash","wa",0,0,0,0,1,"Not working - disabled",0,"White","White"
27676,,,36072.8414,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No","No","No","No","No","Yes","No","No","Yes","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","Yes","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160326,20160324,20160828,25,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,1,0,0,2,"Not working - other",0,"White","White"
27678,,,48059.8824,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,45,"About the same","Very much","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","No","No","Yes","No","No","No",615,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Good",20160512,20160324,20160317,27,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,1,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
27685,,147445.575,41291.5639,205253.369,"Fresh","Yes","Yes","No","Yes","No","No","No",,"Yes","Yes","No","Yes","Yes","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","Yes","No","Yes","No","No","No","Not employed, but looking for a job","Work part-time for someone else","Normally work the same hours",,"Don’t know","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","No","No","No","Refused",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","General Merchandise Stores","One","Retail Sales","Not sure","Another household member makes most of the decisions","Good",20160422,20160419,20160409,23,"18-24","18-29","7th or 8th grade","Less than high school","White, Non-Hispanic","Female","No",6,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",1,1,0,0,4,"Working - as a paid employee",0,"White","White"
27688,,,37053.0334,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","No","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",620,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No","Very important","Moderately important","Slightly important","Moderately important","Moderately important","Slightly important","Moderately important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","Yes",,,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Convenience",,,"Better price","Better price","Convenience","Convenience",,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Printing and Related Support Activities","One","Installation, Maintenance, and Repair","$10,000 - $24,999","I make most of the decisions","Very good",20160922,20160325,20160321,27,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27690,,,16859.2305,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","About average","No","No","No","No","No","No","No","No","No","Employed for someone else",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","No",,"Better price","Better price","Convenience","Convenience",,"Convenience","Convenience",,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","Yes","No","Yes",3500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Merchant Wholesalers, Durable Goods","One","Transportation and Material Moving","$25,000 - $34,999","I make most of the decisions","Good",20160520,20160325,20160317,46,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A mobile home","$35,000 to $39,999","Widowed","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27691,,48912.3927,49452.867,72997.8947,"Fresh","No","No","No","Yes","No","No","No",,"No","No","No","No","Yes","Yes","Definitely No","No","Doing okay","About the same","Much worse off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160913,20160324,20160909,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,3,"Not working - disabled",0,"White","White"
27693,,65881.5131,62647.1547,97586.4851,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably No","Yes","Doing okay","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","No","Don’t know","Yes","No","No","Yes","Don’t know","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","Minor impact","Minor impact","Minor impact",,"No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",12,10,"Less","Somewhat","Somewhat","Somewhat","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2009,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",300,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial costs are somewhat larger","No","Yes","No","Yes","No",,,,,,,"Slightly important","No advice from person","Not important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,"Other reason",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Don’t know","Bachelor’s degree","Performing Arts, Spectator Sports, and Related Industries","One","Retail Sales","Under $5,000","Another household member and I share in the decisions","Very good",20160909,20160325,20160909,30,"25-34","30-44","Some college, no degree","Some college","Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","West","Mountain","Occupied without payment of cash rent","az",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
27695,,37869.617,35571.717,57383.386,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Refused","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","Refused","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","Yes","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,2800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Once","Never","Doctoral Degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,,,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Other Information Services","One","Computer and Mathematical","$100,000 - $249,999","I make most of the decisions","Very good",20160928,20160403,20160318,34,"25-34","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$125,000 to $149,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27696,,51490.6331,14656.7641,77200.9074,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",850,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","Yes","No",,"Convenience","Convenience","Better price","Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1200,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Heavy and Civil Engineering Construction","One","Architecture and Engineering","$5,000 - $9,999","I make most of the decisions","Very good",20160903,20160401,20160903,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
27703,,,18094.735,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","Yes","No","No","No","Yes","No","No","Yes","No","Not employed, and not looking for a job","Refused",,,,,,,,,,,,"No","No","Yes","No","No","No","No","No",,"No impact","Minor impact","Severe impact","Moderate impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","No","Yes","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,450,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","Yes","Yes","No","No","No","No","Yes","Yes","No","No",,"Substantial strain","Substantial strain",,,,,"Substantial strain","Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Specialty Trade Contractors","One","Construction and Extraction","Under $5,000","I make most of the decisions","Good",20160524,20160404,20160320,47,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Married","Non-Metro","Midwest","West-North Central","Rented for cash","ia",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27704,,49483.4582,51408.7935,73093.5698,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Not available in local stores","Better price","Better price","Convenience","Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Oil and Gas Extraction","One","Management","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160908,20160325,20160827,40,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","nd",0,1,3,0,2,"Working - as a paid employee",0,"White","White"
27708,,55959.4006,21843.3579,81519.0055,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2010,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,268,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Debit card","Don’t know","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","Yes",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Some of the time","Some of the time","Associate degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,67,"Very important","Somewhat important","Somewhat important","Very important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No","Convenience","Better quality",,,"Better price",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","Yes","Yes","Yes",1750,"Yes","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Rarely worried","Rarely worried","Regularly worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160914,20160326,20160914,68,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Widowed","Non-Metro","South","East-South Central","Rented for cash","ky",0,0,0,0,1,"Not working - retired",0,"White","White"
27711,,,21444.6393,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,45,"Somewhat important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes","No",,"Not available in local stores",,"Not available in local stores",,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160921,20160324,20160909,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Non-Metro","Northeast","New England","Occupied without payment of cash rent","me",0,0,0,0,1,"Not working - retired",0,"White","White"
27713,,40612.0268,35101.4322,59339.052,"Fresh","Yes","Refused","Yes","Refused","Yes","Refused","No","One or more of the adult children who live with me are in school","Refused","Yes","Yes","Refused","Refused","No","Definitely Yes",,"Living comfortably","About the same","Much better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","Yes","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","Refused","No","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Better price","Better price",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160913,20160324,20160913,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",6,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,6,"Not working - retired",0,"White","White"
27716,,100236.32,32054.1109,142600.989,"Fresh","No","No","No","No","Yes","No","No",,"Refused","Refused","Yes","Refused","Yes","No","Probably No","Yes","Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","Don’t know","Don’t know","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","Minor impact","No impact","No impact","Minor impact","Minor impact",,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",15,3,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","Yes","Associate degree",,"Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No","Not important","Not important","Not important","Not important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Better price","Not available in local stores",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","Food Services and Drinking Places","One","Food Preparation and Serving","$5,000 - $9,999","I make most of the decisions","Good",20160907,20160325,20160907,21,"18-24","18-29","Associate degree","Some college","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27719,,,22823.4883,,"LMI oversample","No","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Probably Yes",,"Just getting by","Somewhat worse off","Much worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","Moderate impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","Yes","No",,"No","No","No","No","No","No","Yes","No","No","No","Good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Associate degree","No",,,"Law",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No",0,0,400,400,"No",0,"Yes","No",,"Yes","Yes","No","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","Yes",,"$0 to $4,999","More than your income","Yes","No","Yes","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","No","Yes",1500,"No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes",,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Never worried","Regularly worried","Sometimes worried","Associate degree","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Fair",20160409,20160326,20160916,60,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A mobile home","$25,000 to $29,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,1,0,0,1,"Not working - retired",0,"White","White"
27721,,34891.0885,33708.8695,52899.598,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",435,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","Yes","No","Yes","No","No","No","No","No",,"Yes","No","No",,"No","No","No","No","Yes","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","No","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Often varies quite a bit from one month to the next","No","Yes","No","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No",,"Better price","Better price","Better price","Convenience","Better price",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Substantial strain",,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Business, Professional, Labor, Political, and Similar Organizations","One","Other professional","Under $5,000","I make most of the decisions","Good",20161007,20160324,20160317,43,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
27726,,,17815.7001,,"LMI oversample","Yes","No","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Probably Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","No","Yes","No","No","Yes","No","No","No","Yes","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","Yes","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","To network/meet people",40,5,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","None",,"Don’t know",,,,,,,1135,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Refused","Yes","Refused",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"No",,,,,,,"Yes","Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Performing Arts, Spectator Sports, and Related Industries","One","Retail Sales","$5,000 - $9,999","I make most of the decisions","Good",20160915,20160325,20160914,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Mountain","Rented for cash","nv",0,0,0,0,2,"Working - self-employed",0,"White","White"
27740,,47944.2992,49633.6701,70844.3948,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","About the same","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Yes","Refused",,,"No","No","No","No",,"No impact","Minor impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1650,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Master’s degree","No",,,"Other (Please specify):",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","Better price",,,,,,"Convenience",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2200,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Certificate or technical degree","Executive, Legislative, and Other General Government Support","One","Other professional","$100,000 - $249,999","Another household member and I share in the decisions","Good",20161019,20160324,20160319,55,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Working - self-employed",0,"White","White"
27745,,,12515.3149,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","It varied","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","Severe impact",,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","[D10other]",180,2,"About the same","Does not apply","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Don’t know","No","Yes","Yes","Yes","None",,"Definitely No",,,,,,,0,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","Yes","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160909,20160324,20160723,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,1,"Not working - looking for work",0,"White","White"
27746,,,13085.9434,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Minor impact","Moderate impact","No impact","No impact",,,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Refused","Refused","About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",1499,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"Yes","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No",,,,,,,"Substantial strain",,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Other Professional, Scientific, and Technical Services","One","Other (Please specify)","$10,000 - $24,999","I make most of the decisions","Very good",20160628,20160325,20160321,43,"35-44","30-44","Associate degree","Some college","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$5,000 to $7,499","Separated","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,1,1,0,1,"Working - self-employed",0,"White","Hispanic"
27747,,,24344.4459,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Deposit onto a reloadable prepaid card","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","No impact","Moderate impact","No impact","Minor impact","Not employed, but looking for a job","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"About the same","Not at all","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","No","Yes","Yes","Yes","No",750,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Slightly important","Not important","Slightly important","Not important","No advice from person","No advice from person","No advice from person","No","Yes","No","Yes","Yes","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Clothing and Clothing Accessories Stores","One","Retail Sales","Under $5,000","Another household member and I share in the decisions","Good",20160922,20160329,20160322,23,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",4,"A one-family house attached to one or more houses","$7,500 to $9,999","Living with partner","Metro","South","West-South Central","Rented for cash","tx",1,0,1,0,2,"Working - as a paid employee",0,"White","Hispanic"
27748,,,43345.2467,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","Refused","Yes","No","No","No","No","No","Yes","No","No","No","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No",,"Convenience",,"Convenience","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160917,20160324,20160911,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Widowed","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Not working - retired",0,"White","White"
27751,,,65232.9166,,"LMI oversample","No","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","Yes","No","Definitely Yes",,"Doing okay","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","Convenience","Better price",,"Better price",,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Paper Manufacturing","One","Transportation and Material Moving","$5,000 - $9,999","I make most of the decisions","Excellent",20160908,20160325,20160903,42,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",5,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",2,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
27754,,35292.8722,32661.4431,52518.1838,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","No","Yes","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",350,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Never worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Building Material and Garden Equipment and Supplies Dealers","One","Retail Sales","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160917,20160324,20160909,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A mobile home","$40,000 to $49,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27755,,29954.3174,31233.6009,45623.5664,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",20,5,"More","Does not apply","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",450,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better quality","Better quality","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",3000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Rarely worried","Regularly worried","Never worried","High school degree or GED","Less than High School degree","Educational Services","One","Business and Financial Operations","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20161016,20160331,20160329,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","sd",0,0,0,0,6,"Working - as a paid employee",0,"White","White"
27757,,,6613.9983,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much better off","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,"Yes","Don't know","Yes","Yes","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Refused","No","Yes","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",1000,"No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160905,20160407,20160905,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","Less than $5,000","Married","Metro","Midwest","East-North Central","Occupied without payment of cash rent","in",0,0,0,0,2,"Not working - disabled",0,"White","White"
27764,,,17554.9721,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","Yes","Yes","No","No","No","Definitely No","No","Finding it difficult to get by","About the same","About the same","Poor","No","Yes","No","Yes","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","To earn money as a primary source of income",20,100,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Associate degree","No",,,"Engineering",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Other reason",,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Machinery Manufacturing","One","Other professional","Under $5,000","I make most of the decisions","Good",20160911,20160325,20160828,39,"35-44","30-44","Associate degree","Some college","Hispanic","Male","No",2,"A one-family house detached from any other house","$7,500 to $9,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - self-employed",0,"White","Hispanic"
27765,,,20816.3549,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Yes","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Moderate impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"No","Yes","No","No","Yes","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,550,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","Yes","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","Yes","No","Poor","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","Yes","Yes","No","Yes","No",,"Convenience",,,"Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1286,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Health and Personal Care Stores","One","Health Technologist or Technician (such as paramedic, lab technician)","$10,000 - $24,999","I make most of the decisions","Very good",20160908,20160322,20160917,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27767,,,32250.6581,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2400,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,50,"Somewhat important","Not important","Somewhat important","Somewhat important","Not important","No","No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Better price","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Sometimes worried","Sometimes worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160920,20160321,20160726,52,"45-54","45-59","Some college, no degree","Some college","Other, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$30,000 to $34,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Not working - retired",0,"Asian","Asian"
27768,,62367.5579,20640.9631,92308.5403,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much better off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Moderate impact","No impact","Severe impact","Moderate impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","Yes","Substantial difficulty",,"Probably Yes","Yes","No","Yes","Yes","No","No",50,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Education","Financial costs are much larger","No","No","No","No","No",,,,,,,"Very important","No advice from person","No advice from person","Very important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No",340,0,0,340,"No",0,"No","Yes",,"No","No","Yes","No","No","No","No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","Yes","No",,,,"Better price","Better price",,,"Better price",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Excellent",20160910,20160320,20160910,28,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$5,000 to $7,499","Married","Metro","West","Pacific","Rented for cash","ca",0,1,0,1,2,"Not working - disabled",0,"White","White"
27770,,,34948.8477,,"LMI oversample","Yes","Yes","Yes","Yes","Yes","No","No","All of the adult children living with me are not in school","Yes","No","Yes","No","Yes","No","Probably No","Yes","Just getting by","About the same","Much better off","Pretty well off financially","No","No","Yes","Yes","No","Yes","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"Moderate impact","Moderate impact","Moderate impact","Moderate impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No","No",,,,,,,,,"No",400,"Yes","No","No","No","No","Yes","Credit card","Somewhat confident","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","Yes","Yes","No","No","No","No","Fair","Yes","Yes","More debt now",,"Some of the time","Some of the time","Associate degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","Yes","No","Moderately important","Moderately important","Moderately important","Very important","Very important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No",0,20000,2700,22700,"Yes",170,"No","No",,"No","Yes","No","No","No","Yes","Yes","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Better price","Better price",,,,"Better price",,,,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","No","Yes","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160908,20160325,20160827,36,"35-44","30-44","Associate degree","Some college","Other, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,1,0,0,2,"Not working - looking for work",0,"Asian","Asian"
27771,,53249.107,18885.4199,79338.6376,"Fresh","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","No","Yes","No","No","Definitely No","Yes","Just getting by","Somewhat worse off","Much better off","Poor","No","No","No","No","Yes","Yes","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Homemaker","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,5,"More","Does not apply","Does not apply","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","Yes","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","No","Yes","Yes","Yes","No",1995,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,52,"Somewhat important","Not important","Not important","Very important","Not important","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","No","Yes","Yes","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160408,20160324,20160319,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",9,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Pacific","Rented for cash","ca",1,1,2,0,5,"Not working - retired",0,"White","Hispanic"
27773,,,47042.9024,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat better off","About the same","Poor","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","Severe impact","Severe impact","Employed full-time","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","To earn money as a primary source of income",80,20,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","No","Yes","Yes","No","No",1300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Humanities",,,,,,,"Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",100000,0,0,100000,"No",0,"Yes","No",,"No","No","Yes","No","Yes","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price","Convenience","Convenience",,"No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","No","No","Yes",150,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,"Moderate strain",,,,,"Moderate strain",,,,,"Regularly worried","Rarely worried","Never worried","Never worried","Graduate degree","Graduate degree","Performing Arts, Spectator Sports, and Related Industries","Four or more","Management","Under $5,000","I make most of the decisions","Very good",20160910,20160320,20160910,36,"35-44","30-44","Masters degree","Bachelor's degree or higher","Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$20,000 to $24,999","Living with partner","Non-Metro","West","Mountain","Rented for cash","mt",0,0,0,0,1,"Working - self-employed",0,"White","Hispanic"
27777,,29132.8513,22950.3184,43586.4019,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",913,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","No","Yes","No","No","No","No","No","Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No",,"No",,,,,,,,,,,,,,,,57,"Not important","Somewhat important","Not important","Not important","Not important","No","No",,"Yes","Yes","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Amusement, Gambling, and Recreation Industries","One","Protective Service","$100,000 - $249,999","I make most of the decisions","Very good",20160915,20160324,20160909,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Divorced","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27778,,30783.7984,36350.1809,45017.163,"Fresh","Yes","Yes","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Severe impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Credit card","Don’t know","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Computer/information sciences","Financial costs are much larger",,,,,,,,,,,,"Very important","No advice from person","No advice from person","Not important","No advice from person","Moderately important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No","Don’t know","Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","Yes","No",,"Convenience","Better price","Better price","Better price","Better price",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Regularly worried","Sometimes worried","Some college but no degree","Bachelor’s degree","Other Information Services","One","Computer and Mathematical","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160902,20160324,20160902,27,"25-34","18-29","Some college, no degree","Some college","2+ Races, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,1,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
27780,,,36791.912,,"LMI oversample","Yes","Yes","No","No","Yes","No","No",,"No","No","No","No","Yes","No","Probably Yes",,"Just getting by","About the same","About the same","It varied","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","Severe impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably Yes","No","No","No","No","No","Yes",425,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160912,20160324,20160901,27,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$25,000 to $29,999","Living with partner","Non-Metro","South","East-South Central","Rented for cash","ms",0,2,1,0,2,"Not working - other",0,"White","White"
27781,,58816.9174,46539.6854,85237.1253,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Refused","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","Yes","No",,"Better price","Refused",,"Refused","Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Bachelor’s degree","Health and Personal Care Stores","One","Retail Sales","Under $5,000","Another household member and I share in the decisions","Very good",20160907,20160401,20160813,63,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",0,"Asian","Asian"
27784,,49440.555,51942.662,72601.7627,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",0,2,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",1389,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Certificate or technical degree","No",,,"Health","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,"Very important","Moderately important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",2200,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Excellent",20161007,20160324,20160320,31,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,2,0,0,2,"Not working - other",0,"White","White"
27787,,41115.2401,39446.9445,61485.2326,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",1800,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Master’s degree",,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","Yes","Yes","No","No","No","Very important","Very important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",43000,0,0,43000,"No",285,"No","No",,"No","No","Yes","No","No","Still enrolled in the program","No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","Yes","No","Convenience","Better price",,"Better price",,"Convenience","Better price","Better price",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Electronics and Appliance Stores","One","Management","$50,000 - $74,999","I make most of the decisions","Very good",20161017,20160324,20160320,35,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,1,2,0,2,"Working - as a paid employee",0,"White","White"
27790,,,15553.0159,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Moderate impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","No","Yes","No","Yes","Yes","No","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Not important","Very important","Somewhat important","Not important","Not important","Yes","Yes",,"No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Convenience",,,,,,"Other reason",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Civic and Social Organizations","One","Transportation and Material Moving","$5,000 - $9,999","I make most of the decisions","Very good",20160909,20160324,20160908,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","Less than $5,000","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
27793,,67854.291,83007.2829,99078.4951,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","Yes","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No",3000,90000,15000,108000,"No",50,"No","No",,"Yes","No","No","No","No","Yes","No","No",,,,,"No","No","No","Yes","No","Yes","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Convenience","Better price","Convenience","Convenience","Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Certificate or technical degree","Some college but no degree","Amusement, Gambling, and Recreation Industries","Two","Food Preparation and Serving","$50,000 - $74,999","I make most of the decisions","Very good",20160914,20160330,20160914,40,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
27794,,46387.462,38793.0777,67736.033,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,60,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Convenience","Better price",,"Better price","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160923,20160326,20160321,69,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",0,"White","White"
27795,,47954.8631,56857.4215,71501.679,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,625,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","Refused","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Refused","Yes","No",,"Not available in local stores",,"Better price","Not available in local stores","Better price",,"Other reason",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","One","Personal Care and Service","Under $5,000","Another household member makes most of the decisions","Good",20160909,20160325,20160909,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A building with 2 or more apartments","$50,000 to $59,999","Married","Non-Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,3,"Working - self-employed",0,"White","White"
27796,,,11842.3569,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","Yes",,"No impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",805,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","Yes","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial benefits are much larger","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","Yes","No","Yes",0,"Definitely Yes","Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Not available in local stores","Convenience",,,,"No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Business, Professional, Labor, Political, and Similar Organizations","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$10,000 - $24,999","I make most of the decisions","Very good",20160917,20160429,20160917,53,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$35,000 to $39,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
27804,,26816.3592,20736.4547,40467.1289,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,10,"Less","Not at all","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","No","No","Yes","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,,"Definitely No",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","Yes","No","No","No","No","No","No","No","Very good","Yes","Yes","Less debt now",,"Some of the time","Once","Some college but no degree (including currently enrolled in college)","No",,,"Engineering","Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,56,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"$40,000 to $49,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No",,,,"Better price",,"Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160929,20160325,20160322,71,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$50,000 to $59,999","Married","Non-Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
27807,,70061.0326,21336.0757,103889.324,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","Poor","No","Yes","No","No","No","Yes","No","Yes","No","Disabled and not working","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Severe impact","Moderate impact","No impact",,,,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",80,30,"More","Not at all","Very much","Very much","No","Yes","No","Yes","Yes","Yes","No","No","No","No","Yes","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","No","No","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","Yes","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes",,"Better price","Better price","Better price","Better price",,"Convenience",,"Convenience","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","High school degree or GED","Religious Organizations","Two","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20160921,20160330,20160911,48,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","South","West-South Central","Rented for cash","ar",0,0,0,0,1,"Working - self-employed",0,"Black/African-American","Black"
27809,,39943.4782,39162.087,59824.7051,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1260,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Better price",,"Better price","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Food Manufacturing","One","Management","$50,000 - $74,999","I make most of the decisions","Excellent",20160921,20160330,20160330,35,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
27810,,,15681.9768,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably No","No","Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,10,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2016,"No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Probably Yes","Yes","No","Yes","Yes","No","No",662,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No","Very important","Very important","Moderately important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",7100,0,0,7100,"No",116,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price",,"Better price","Better price","Not available in local stores","Convenience",,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","Yes","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Publishing Industries (except Internet)","One","Other professional","$10,000 - $24,999","I make most of the decisions",,,20160328,20160325,29,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Never married","Metro","West","Mountain","Rented for cash","id",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
27813,,,21945.6841,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","Yes",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Refused","Refused","Refused","Refused","Refused","Yes","Refused","No","Convenience",,,,,,"Other reason",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Very good",20160917,20160501,20160917,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Not working - looking for work",0,"White","White"
27817,,65639.3799,68725.9703,95109.1912,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No",,"Convenience",,"Convenience",,"Convenience",,,,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Electrical Equipment, Appliance, and Component Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160909,20160324,20160829,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A mobile home","$50,000 to $59,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27819,,44459.2346,42655.9259,66061.7466,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably No","Yes","Living comfortably","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Paper check","No","Yes","Yes","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,5,"About the same","Somewhat","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","Don’t know","Yes","Yes","None",,"Don’t know",,,,,,,1800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes","No","Yes","Other reason","Better price",,,,"Convenience","Convenience",,"Not available in local stores","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","Yes","Yes","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Merchant Wholesalers, Nondurable Goods","Two","Other Sales","$50,000 - $74,999","I make most of the decisions","Very good",20160918,20160401,20160918,34,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$75,000 to $84,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
27826,,,123598.2,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Severe impact","Moderate impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","A little difficulty",,"Don’t know",,,,,,,1180,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Very important","Slightly important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","Yes","No","Yes","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No",,,,"Better price","Better price","Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Associate degree","Executive, Legislative, and Other General Government Support","One","Office and Administrative Support","$5,000 - $9,999","I make most of the decisions","Very good",20161016,20160502,20160325,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Living with partner","Metro","South","South Atlantic","Rented for cash","md",0,0,0,0,2,"Working - as a paid employee",0,"Asian","Asian"
27828,,,18178.1457,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Not employed and not looking for a job","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,1,"Less","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","Yes","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Better price","Not available in local stores",,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Specialty Trade Contractors","One","Installation, Maintenance, and Repair","$250,000 - $499,999","I make most of the decisions","Excellent",20161011,20160331,20160324,58,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Working - self-employed",0,"White","White"
27829,,36386.7225,29584.0713,54766.3999,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Better price",,,"Better price","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member makes most of the decisions","Very good",20161012,20160401,20160325,62,"55-64","60+","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
27830,,31194.2024,26029.8249,46736.9591,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much worse off","About average","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Retired","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",12,5,"More","Very much","Does not apply","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",850,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Humanities","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,56,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Other reason","Better price",,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160618,20160401,20160405,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,2,"Not working - disabled",0,"White","White"
27834,,39943.4782,39162.087,59824.7051,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,25,"More","Not at all","Somewhat","Somewhat","No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","Yes","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price",,"Better price",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Graduate degree","Other Information Services","One","Management","$250,000 - $499,999","I make most of the decisions","Excellent",20160723,20160331,20160324,41,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
27839,,60445.6111,57747.501,87985.4961,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely No","Yes","Doing okay","Somewhat worse off","About the same","It varied","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Don’t know","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","Refused",1300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","Yes","Professional degree (e.g. MBA, MD, JD)",,"Law",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Slightly important","Not important","Not important","Not important","Not important","Not important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",40000,0,0,40000,"No",0,"Yes","No",,"No","No","Yes","Yes","No","Still enrolled in the program",,,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Better price","Better price","Better price","Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160915,20160407,20160915,23,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",1,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","West","Pacific","Occupied without payment of cash rent","ca",0,0,0,0,1,"Not working - other",0,"White","White"
27843,,48855.3002,58148.4626,72072.6378,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","About the same","About average","Yes","Refused","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Health",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",180000,0,0,180000,"No",350,"No","No",,"No","No","No","No","Yes","Yes","No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","No",,"Convenience",,,"Convenience",,"Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Under $5,000","Another household member and I share in the decisions","Good",20160920,20160325,20160325,28,"25-34","18-29","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27847,,46411.356,14821.5952,69784.2063,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","Moderate impact","Moderate impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes","No","Convenience",,"Convenience","Better price","Convenience",,,"Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","Yes","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Rarely worried","High school degree or GED","Associate degree","Support Activities for Agriculture and Forestry","One","Retail Sales","Under $5,000","I make most of the decisions","Very good",20160909,20160331,20160909,40,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$25,000 to $29,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
27848,,,26180.8627,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat worse off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","Yes",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","Yes",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","No",,,"No","No","No","No","No","No","No","No","No","Yes","No","Yes",,"Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","Substantial strain",,,,"Substantial strain","Substantial strain",,"Substantial strain",,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions",,,20160407,20160326,57,"55-64","45-59","Associate degree","Some college","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - disabled",0,"White","Hispanic"
27851,,208512.708,222165.365,277298.423,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Refused","Refused","Refused","Refused",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"Refused","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Refused",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Refused",,"Yes","Yes","Yes","Yes","Yes","Yes","Refused",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,"Refused","Refused","Refused","Refused","Don’t know","Don’t know","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Good",20160911,20160514,20160828,61,"55-64","60+","12th grade NO DIPLOMA","Less than high school","Hispanic","Female","Yes",1,"A one-family house detached from any other house","$175,000 to $199,999","Divorced","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - other",0,"White","Hispanic"
27853,,,29381.6511,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20160924,20160401,20160827,85,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Widowed","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,1,"Not working - retired",0,"White","White"
27854,,,18606.1729,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Don’t know","Yes","Don’t know","Don’t know","Don’t know","Don’t know","No","No","Paper check","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","Minor impact","Minor impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No",368,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Associate degree","No",,,"Physical sciences/math",,,,,,,"Financial costs are much larger","Yes","No","No","Yes","No","Slightly important","Slightly important","Moderately important","Not important","Slightly important","Not important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No","Don’t know","Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Certificate or technical degree","Don’t know","Miscellaneous Store Retailers","One","Retail Sales","$5,000 - $9,999","I make most of the decisions","Good",20160914,20160329,20160909,34,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$20,000 to $24,999","Living with partner","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27866,,38511.9384,36523.6866,57445.6243,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Convenience",,"Convenience","Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160923,20160401,20160923,77,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - retired",0,"White","White"
27867,,,39912.0356,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","No impact",,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",32,8,"About the same","Somewhat","Somewhat","Somewhat","No","Yes","No","No","Refused","Refused","Refused","Refused","Refused","Refused","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","Yes","Refused","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","Refused",,,,"Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","Yes","No","No",,,"No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Sometimes worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Food and Beverage Stores","Two","Retail Sales","Under $5,000","I make most of the decisions","Very good",20160921,20160401,20160328,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
27871,,33494.1886,12334.555,50462.2507,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","Yes","No","No","No","Yes","No","No","Yes","Homemaker","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",24,10,"About the same","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1969,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Somewhat important","Very important","Not important","Yes","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160419,20160331,20160325,79,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - other",0,"White","White"
27872,,16432.3911,16735.0384,25491.6367,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It exceeded changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","Yes","Yes","Yes","No","No",2100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Doctoral Degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",55000,0,18000,73000,"No",450,"No","No",,"No","No","Yes","No","Yes","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Better price",,,"Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",700,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Management, Scientific, and Technical Consulting Services","One","Management","$35,000 - $49,999","I make most of the decisions","Excellent",20160909,20160331,20160828,36,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$85,000 to $99,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"2+ Races","Other"
27876,,75391.0326,75401.4569,108607.38,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","About average","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","Yes","Yes","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,30,"About the same","Does not apply","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","No",,,,,,,,,"No",2300,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Master’s degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Slightly important","Moderately important","Moderately important","Slightly important","Not important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"No",300,"No","No",,"No","No","Yes","No","Yes","Yes","No","Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","Yes",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No",,"Not available in local stores",,"Better price",,"Not available in local stores","Convenience",,,"No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Sometimes worried","Never worried","Never worried","Rarely worried","Bachelor’s degree","High school degree or GED","Educational Services","Four or more","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$35,000 - $49,999","Another household member and I share in the decisions","Excellent",20161019,20160401,20160326,31,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27877,,35891.4863,40286.6419,53407.0948,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","No","Yes","Yes","No","No",1275,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Business/management","Financial benefits are much larger",,,,,,,,,,,,"No advice from person","Moderately important","Moderately important","No advice from person","Very important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"No",0,"Yes","No",,"No","Yes","No","No","No","Still enrolled in the program","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience",,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",875,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Real Estate","One","Business and Financial Operations","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160908,20160331,20160908,46,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27878,,,41487.4767,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","No","Yes","Yes","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","Minor impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","Yes","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","Refused",930,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Doctoral Degree",,"Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Moderately important","No advice from person","Slightly important","Slightly important","Moderately important","Moderately important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"No",0,"No","No",,"No","No","No","No","No","Yes",,,,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Better price","Convenience","Better price","Better price",,"Better price","Better price","Convenience",,"No","Yes","Yes","No","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Scientific Research and Development Services","One","Life, Physical, and Social Sciences","Under $5,000","I make most of the decisions","Excellent",20160915,20160401,20160911,25,"25-34","18-29","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","South","South Atlantic","Rented for cash","de",0,0,0,0,1,"Working - as a paid employee",0,"Asian","Asian"
27883,,40757.5181,40437.2728,61395.6703,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","Yes","No","Definitely Yes",,"Finding it difficult to get by","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Moderate impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",906,"Yes","Yes","No","Yes","No","Yes","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Master’s degree","No",,,"Business/management",,,,,,,"Financial costs are much larger","Yes","Yes","No","No","No","Very important","Moderately important","Moderately important","Slightly important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",120000,0,0,120000,"No",0,"No","No",,"No","No","Yes","Yes","No","Yes","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","Yes","No",,,,,,"Convenience",,"Convenience",,"Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Some college but no degree","Ambulatory Health Care Services","One","Office and Administrative Support","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160329,20160329,20160328,47,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",1,0,0,0,3,"Working - as a paid employee",0,"Black/African-American","Black"
27888,,100973.669,92451.1545,145200.562,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","No","Yes","No","No","No",1700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Once","Professional degree (e.g. MBA, MD, JD)","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",85000,0,0,85000,"No",400,"No","No",,"No","No","No","Yes","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No","Don’t know","Don’t know","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Refused","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Graduate degree","Hospitals","One","Sales Representative","$500,000 - $999,999","I make most of the decisions",,,20160331,20160327,39,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$125,000 to $149,999","Never married","Metro","South","West-South Central","Rented for cash","ok",0,0,0,0,1,"Working - as a paid employee",0,"Asian","Asian"
27891,,,20701.0419,,"LMI oversample","No","No","No","Yes","Yes","Yes","No",,"Yes","Yes","Yes","No","Yes","No","Probably Yes",,"Living comfortably","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","Yes","Paper check","Yes","No","No","Yes","No","No","Yes","No","It exceeded changes in living expenses","Severe impact","Minor impact","Moderate impact","Moderate impact","Minor impact","No impact",,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","To earn money as a primary source of income",25,15,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No",2000,"Yes","No","Yes","No","No","Yes","Cash","Somewhat confident","Yes","Yes","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Professional degree (e.g. MBA, MD, JD)",,"Other (Please specify):","Financial costs are much larger",,,,,,,,,,,,"Moderately important","Very important","Not important","Slightly important","Moderately important","Very important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",17000,0,0,17000,"Yes",500,"Yes","Yes",,"No","No","No","Yes","No","Still enrolled in the program",,,,,,,"No","No","No","Yes","No","No","No","Don’t know","Don’t know","Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$0 to $4,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Better price","Better price","Better price",,"Better price",,"Better price",,,"Yes","Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","Yes",300,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","Substantial strain","Substantial strain",,,,,,"Substantial strain","Substantial strain",,,"Sometimes worried","Sometimes worried","Regularly worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","Four or more","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Very good",20160909,20160404,20160830,24,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",5,"A one-family house detached from any other house","$5,000 to $7,499","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,1,1,3,"Working - as a paid employee",0,"White","Hispanic"
27895,,33162.2163,32103.8416,49962.6266,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Severe impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"Yes",4200,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"Yes","No","No",,"No","No","No","No","No","Yes","No","No","No","No","Poor","No",,,,,,"Master’s degree","No",,,"Education",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","Moderate strain",,,,,"Substantial strain","Substantial strain",,,,,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160405,20160331,20160328,48,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,1,2,2,"Not working - looking for work",0,"White","White"
27912,,46423.2797,52321.2564,68788.2162,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","No","No","Yes","No","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,5,"About the same","Not at all","Not at all","Not at all","No","No","No","Yes","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Once","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No",,"Other reason","Not available in local stores",,"Not available in local stores","Better price","Better price",,,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Chemical Manufacturing","One","Management","$500,000 - $999,999","I make most of the decisions","Very good",20161014,20160602,20160504,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
27915,,200349.854,63864.0207,277298.423,"Fresh","No","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Finding it difficult to get by","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","Minor impact","Severe impact","Moderate impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",575,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Debit card","Don’t know","Yes","No","No","No","Yes","Yes","No","No","Yes","No","No",,"Yes","No","Yes",,"No","No","No","Yes","Yes","No","No","Yes","No","No","Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",300,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes","Yes","No","Moderate strain","Substantial strain","Substantial strain","Substantial strain","Substantial strain",,,"Moderate strain","Moderate strain","Substantial strain",,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Less than High School degree","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Good",20160905,20160408,20160827,39,"35-44","30-44","9th grade","Less than high school","Black, Non-Hispanic","Female","Yes",5,"A building with 2 or more apartments","$20,000 to $24,999","Separated","Metro","South","South Atlantic","Occupied without payment of cash rent","sc",0,1,1,1,2,"Working - as a paid employee",0,"Black/African-American","Black"
27918,,,29962.0475,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","Yes","No",,,,"Probably Yes","Yes","No","No","No","Yes","No",600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20161001,20160407,20160921,52,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Not working - disabled",0,"Black/African-American","Black"
27921,,,14055.8804,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",265,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Associate degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160921,20160408,20160921,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,1,"Not working - disabled",0,"White","White"
27924,,38841.4749,40776.6792,57796.9789,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,1,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No",1800,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","Yes","No",,,,,"Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",271,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Ambulatory Health Care Services","One","Health Technologist or Technician (such as paramedic, lab technician)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160920,20160409,20160910,44,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
27925,,51577.4452,58019.5782,76187.2005,"Fresh","Yes","Refused","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Refused","Refused","Refused","Refused","No","Definitely Yes",,"Just getting by","About the same","Much worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Refused","Refused","Refused","Refused","Refused","Refused","Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,1,"More","Somewhat","Does not apply","Refused","Refused","Refused","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Cash","Refused","Refused",,,,,,,,,,,,"Refused","Refused","Refused",,,,,,,,,,,,"Refused","Yes","Refused","Refused",,"Refused","Refused","Certificate or technical degree","No",,,"Computer/information sciences","Refused","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Refused","No","No","No","No","Refused","No","No","No",0,"Definitely Yes",,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Refused","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Refused","Refused","Refused","Yes","Refused","Refused","Refused",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","Yes","Refused","Refused","Yes","Refused","Refused","Refused","Refused",,,,"Moderate strain",,,"Moderate strain",,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Educational Services","One","Teacher, except college and university","Under $5,000","Another household member and I share in the decisions","Very good",20160706,20160404,20160910,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
27927,,46844.3384,47273.4758,69276.9555,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","No","Yes","Yes","Yes","No",,"Moderate impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","Yes","Yes","No","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",6,6,"Less","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1350,"Yes","No","Yes","No","No","No","Debit card","Somewhat confident","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"Yes","Some of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Education","Financial costs are somewhat larger","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","Yes","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Convenience","Not available in local stores","Better price",,"Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","Certificate or technical degree","Furniture and Home Furnishings Stores","Two","Office and Administrative Support","$5,000 - $9,999","Another household member makes most of the decisions","Very good",20161001,20160423,20160423,37,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
27932,,48474.5819,18117.2009,72283.5355,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,25,"About the same","Very much","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1981,"Yes","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Somewhat important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes",,"$5,000 to $14,999","More than your income","No","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","No",,,,"Not available in local stores","Better price",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","Yes",300,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160912,20160407,20160912,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$12,500 to $14,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,1,"Not working - retired",0,"White","White"
27933,,89444.8547,30053.3224,129335.865,"Fresh","No","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Finding it difficult to get by","About the same","About the same","It varied","No","No","No","No","Yes","Yes","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","Yes","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,250,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","Yes","No","Better price","Better price","Better price",,,,,"Better price",,"No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Excellent",20160915,20160408,20160828,40,"35-44","30-44","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$5,000 to $7,499","Divorced","Non-Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,2,"Not working - other",0,"White","White"
27943,,32608.6508,12532.1727,49163.4239,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Homemaker","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,1,"Less","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Law","About the same financial benefits and financial costs","Refused","Refused","Refused","Refused","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Refused","Refused","Very important","Refused","Refused","Yes","Refused","Refused","Yes","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Yes","Refused","Refused","Yes","Refused",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Convenience",,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Fair",20160726,20160414,20160407,74,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$35,000 to $39,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
27948,,,17467.5055,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","Pretty well off financially","Yes","No","No","Yes","No","No","No","No","Yes","Not employed, but looking for a job","Refused",,,,,,,,,,,,"No","No","No","No","Yes","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"Yes","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Other (Please specify):","Probably No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",350,"No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160428,20160407,20160910,67,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Not working - looking for work",0,"White","White"
27950,,,25802.2038,,"LMI oversample","Yes","Yes","Refused","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Pretty well off financially","No","No","No","No","Yes","Yes","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","Severe impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely Yes","Yes","No","Yes","Yes","No","Refused",325,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Once","Most or all of the time","Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Life sciences","About the same financial benefits and financial costs",,,,,,,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Very important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20161016,20160408,20160405,21,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A mobile home","$10,000 to $12,499","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,1,2,"Not working - other",0,"White","White"
27958,,38503.4546,31883.342,56917.5514,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Severe impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"None",,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","Bachelor’s degree","Less than High School degree","Private Household Service","One","Other (Please specify)","$1,000,000 or more","Another household member and I share in the decisions","Good",20160428,20160411,20160408,69,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","wy",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27960,,,25581.3871,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","Yes","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Homemaker","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","To earn money as a primary source of income",20,90,"Less","Somewhat","Very much","Somewhat","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Yes","No","I [PPMARITins2] pay rent.",2014,"Yes","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",625,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Master’s degree",,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Moderately important","Slightly important","Moderately important","Slightly important","Slightly important","Slightly important","Moderately important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",74000,0,0,74000,"No",0,"Yes","No",,"No","No","No","Yes","Yes","Still enrolled in the program","No",,,,,,"No","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Better price","Better price","Better price","Better price","Better price","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",2500,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Never worried","Rarely worried","Never worried","Associate degree","Bachelor’s degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$5,000 - $9,999","I make most of the decisions","Very good",20160919,20160407,20160919,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",5,"A building with 2 or more apartments","Less than $5,000","Married","Metro","West","Mountain","Rented for cash","ut",1,2,0,0,2,"Working - self-employed",0,"White","White"
27963,,43946.4988,50844.9613,65368.5701,"Fresh","No","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","Yes","Yes","No","Probably Yes",,"Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","Minor impact","Minor impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","Yes","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Convenience","Better quality",,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",600,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Sometimes worried","Less than High School degree","Less than High School degree","Justice, Public Order, and Safety Activities","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Very good",20160930,20160608,20160407,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",1,2,0,0,3,"Working - as a paid employee",0,"White","White"
27964,,,17257.2775,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much worse off","Poor","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","No",,"I did not want to cause trouble with the landlord","Definitely No",,,,,,,725,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","No","Yes","Yes","No","Yes",,,,,,,"No advice from person","No advice from person","Moderately important","Moderately important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No","No",35000,0,0,35000,"No",0,"Yes","Yes",,"No","No","Yes","No","No","No",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","Yes","No",,"Not available in local stores","Convenience",,,,,"Convenience",,"Yes","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Moderate strain",,"Regularly worried","Rarely worried","Rarely worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160604,20160407,20160405,24,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",5,"A one-family house attached to one or more houses","$10,000 to $12,499","Separated","Non-Metro","West","Pacific","Rented for cash","or",2,1,0,0,2,"Not working - other",0,"White","White"
27965,,30641.3356,29996.9977,46188.5175,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,10,"About the same","Does not apply","Somewhat","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","Yes","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","Yes","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Some of the time","Some of the time","Master’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"No",200,"Yes","Yes",,"No","No","Yes","No","Yes","Yes","Yes","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","Yes","Yes","No","No","Convenience","Other reason",,,,"Not available in local stores","Not available in local stores",,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",3000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Regularly worried","Sometimes worried","Sometimes worried","Sometimes worried","Some college but no degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university","Under $5,000","Another household member and I share in the decisions","Very good",20160920,20160408,20160904,54,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
27966,,,29019.63,,"LMI oversample","Yes","Yes","No","Yes","Yes","No","No",,"Yes","Yes","No","Yes","Yes","No","Probably No","Yes","Just getting by","About the same","About the same","It varied","No","No","No","Yes","No","Yes","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","Yes","No",,"Minor impact","No impact","No impact","Minor impact",,,"Employed full-time","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",25,3,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","No","Yes","No","Yes","No",,,,,,,"Very important","Moderately important","Not important","Not important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No",7000,0,0,7000,"Yes",0,"Yes","Yes",,"No","No","Refused","Refused","Refused","No","No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No","Yes","No",,"Better price","Convenience",,,"Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160916,20160407,20160916,24,"18-24","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$30,000 to $34,999","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",1,0,0,1,3,"Not working - other",0,"Black/African-American","Black"
27972,,,17449.8179,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Refused",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160908,20160412,20160908,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A mobile home","$12,500 to $14,999","Separated","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Not working - disabled",0,"White","White"
27973,,81002.2179,26006.514,117222.459,"Fresh","Yes","No","No","Yes","No","No","No",,"Refused","Refused","Yes","Refused","Refused","Yes","Probably No","Yes","Finding it difficult to get by","About the same","Somewhat worse off","It varied","No","Yes","No","Yes","No","Yes","Refused","Yes","Refused","Disabled and not working","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"No impact","Minor impact","Severe impact","No impact",,,"Disabled and not working","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","[D10other]",8,100,"Less","Not at all","Very much","Somewhat","No","No","Yes","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Poor",20160924,20160412,20160406,46,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$15,000 to $19,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,4,"Not working - disabled",0,"White","White"
27977,,,21685.2151,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",270,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,57,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Poor",20160916,20160415,20160902,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - retired",0,"White","White"
27979,,31194.2024,26029.8249,46736.9591,"Fresh","No","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Doing okay","About the same","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Refused","No","No","No","No","No",,"No impact","Minor impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","Refused","No","No","Yes","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No",,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Refused","No","No","No","No","No","Yes","No",,"$40,000 to $49,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","No","No","Yes",3000,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$10,000 - $24,999","I make most of the decisions","Excellent",20160914,20160415,20160908,64,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27983,,,18094.735,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"Yes","No","Yes","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,330,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","Yes","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160913,20160414,20160913,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Divorced","Non-Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,1,"Not working - disabled",0,"White","White"
27985,,39879.9381,12345.665,60433.91,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","It varied","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,"Probably Yes","No","No","Yes","No","No","No",250,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",12000,0,0,12000,"No",146,"No","No",,"No","No","No","No","No","No",,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No",,,,"Convenience",,,"Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Sometimes worried","High school degree or GED","Some college but no degree","Food Manufacturing","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Good",20160601,20160415,20160409,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
27989,,86372.3437,91534.606,123503.343,"Fresh","Yes","Yes","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","Much better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","Moderate impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No",1200,"Yes","No","No","No","No","No","Cash","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Associate degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","Yes","No","Convenience","Convenience",,"Convenience",,,,"Convenience",,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","High school degree or GED","Construction of Buildings","One","Architecture and Engineering","Under $5,000","Another household member and I share in the decisions","Very good",20160909,20160415,20160828,35,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,1,1,0,2,"Working - as a paid employee",0,"White","White"
27990,,56234.2955,56748.8895,82139.9717,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Probably Yes",,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","Moderate impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2400,"Yes","No","No","No","No","Yes","Debit card","Not confident","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","Yes","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Convenience","Not available in local stores",,"Better price","Convenience","Convenience","Convenience",,,"No","Yes","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Other Professional, Scientific, and Technical Services","One","Other professional","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20161015,20160414,20160909,53,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
27994,,37905.1044,37307.6932,56977.1862,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"The problem didn’t bother me that much","Probably No",,,,,,,1537,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Master’s degree","No",,,"Business/management",,,,,,,"Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",74000,0,0,74000,"No",707,"No","No",,"No","No","Yes","No","Yes","Yes",,"Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","Yes","Convenience","Not available in local stores",,"Convenience","Better price","Convenience",,"Convenience","Convenience","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Associate degree","Less than High School degree","Executive, Legislative, and Other General Government Support","One","Other professional","$5,000 - $9,999","I make most of the decisions","Good",20160921,20160415,20160407,34,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$85,000 to $99,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
27996,,38980.5411,35830.4588,58976.151,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"No",100,"No","No",,"No","No","Yes","No","No","No","No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","U.S. Army","One","Armed Services","Under $5,000","Another household member makes most of the decisions","Good",20160914,20160414,20160910,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",7,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,1,2,1,3,"Working - as a paid employee",0,"White","White"
27999,,,35816.7493,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","No impact","No impact",,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",200,8,"About the same","Somewhat","Not at all","Not at all","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",890,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,61,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","Yes","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No",,"$5,000 to $14,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","Yes","No","Not available in local stores","Convenience","Not available in local stores","Convenience",,,,"Convenience",,"No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","No","No","Yes",6500,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Never worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20160925,20160416,20160408,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Not working - other",0,"White","White"
28000,,,45713.7119,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","No","Employed for someone else",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"Yes","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,830,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","Yes","No","Better price","Convenience",,,,,"Not available in local stores","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Never worried","High school degree or GED","Some college but no degree","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$5,000 - $9,999","I make most of the decisions","Very good",20160924,20160414,20160909,32,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
28001,,22045.1864,17941.9757,33510.6375,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","Yes","No","No","Yes","No","No","No","Yes","Not employed, and not looking for a job","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,1,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,61,"Not important","Very important","Somewhat important","Very important","Very important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions",,,20160414,20160408,61,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,1,0,0,3,"Not working - retired",0,"White","White"
28003,,93927.9767,28960.1098,137364.879,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","No","No","Deposit onto a reloadable prepaid card","No","No","Yes","No","No","No","No","No",,"Severe impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","Yes","No",,,,"Better price",,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","No","No","No","No",,,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Textile Mills","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Very good",20160925,20160414,20160909,42,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",4,"A mobile home","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,1,1,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
28005,,34941.2692,35579.1169,52394.2953,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1068,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,42,"Very important","Very important","Somewhat important","Very important","Not important","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20160923,20160414,20160407,52,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Not working - retired",0,"White","White"
28007,,29821.8259,30912.7061,44925.2603,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","Yes","No","Disabled and not working","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","Severe impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Master’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","No",,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","Other reason","Other reason",,"Other reason","Convenience","Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",16000,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","Yes","No","No","No",,"Substantial strain",,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Fair",20160914,20160414,20160912,56,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,1,"Not working - retired",0,"White","White"
28010,,48869.0164,52804.131,72698.1977,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No",870,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Nursing and Residential Care Facilities","One","Business and Financial Operations","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160916,20160416,20160910,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28011,,26048.4206,23759.9429,40173.0007,"Fresh","Yes","No","No","Yes","No","No","No",,"Yes","Yes","Yes","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","No","Yes","No","No","No","No","No","Very good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,55,"Very important","Very important","Not important","Very important","Not important","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Refused",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160915,20160430,20160915,58,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Not working - retired",0,"White","White"
28012,,,35347.1953,,"LMI oversample","Yes","Yes","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","Yes","Yes","Yes","No","No","No",1350,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Never","Certificate or technical degree","No",,,"Health","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,"No","Yes","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes","No",,"Better price",,"Better price",,,,"Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Some college but no degree","Less than High School degree","Personal Care Services","Two","Building and Grounds Cleaning and Maintenance","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160905,20160415,20160829,30,"25-34","30-44","Some college, no degree","Some college","Hispanic","Male","Yes",4,"A building with 2 or more apartments","$35,000 to $39,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,4,"Working - as a paid employee",0,"White","Hispanic"
28016,,52518.7624,16720.3774,78816.3829,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat worse off","About the same","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Better price","Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","Yes","No","No","No","Substantial strain",,,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Fair",20161018,20160416,20160724,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Not working - retired",0,"White","White"
28019,,70702.3555,21127.1183,104025.269,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","No","No","No","No","Yes","Yes","No","Yes","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","Severe impact","Severe impact",,,"Disabled and not working","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",200,25,"About the same","Somewhat","Very much","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","No",,"Yes","Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Education","About the same financial benefits and financial costs","No","No","Yes","No","Yes",,,,,,,"Moderately important","Not important","Moderately important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No",2100,0,0,2100,"No",5,"No","Yes",,"No","Yes","No","No","No","No","No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$15,000 to $24,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","No",,"Better price",,,,,"Better price","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","Yes","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Regularly worried","Some college but no degree","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160909,20160415,20160827,29,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$12,500 to $14,999","Married","Metro","South","South Atlantic","Rented for cash","ga",0,0,1,0,2,"Not working - disabled",0,"White","White"
28027,,80718.1063,91551.9436,118694.81,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","Yes","No","No","No","Homemaker","Work as a consultant/contractor","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"Minor impact","No impact","No impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes","Yes","No","Refused","Refused","Refused",,,"Refused","Refused","Refused",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Some college but no degree","Personal Care Services","One","Transportation and Material Moving","Under $5,000","Another household member and I share in the decisions","Very good",20160917,20160414,20160910,38,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,1,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
28028,,82570.9701,101668.688,119256.941,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much better off","Poor","No","Yes","No","No","Yes","Yes","Yes","No","No","Student","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"Severe impact","Moderate impact","Moderate impact","No impact",,,"Employed full-time","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","To earn extra money to help family members",20,25,"More","Does not apply","Somewhat","Somewhat","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","I [PPMARITins2] pay rent.",2013,"No","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","Yes","No","Yes","Yes","Yes",985,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","No","Yes","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Other (Please specify):","Financial benefits are much larger",,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Better price","Better price","Better price",,"Better price","Better price",,"Better price",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","Yes","No","Yes",20000,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20161012,20160414,20160412,28,"25-34","18-29","Some college, no degree","Some college","Hispanic","Female","Yes",4,"A building with 2 or more apartments","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Rented for cash","mn",1,0,1,0,2,"Not working - other",0,"White","Hispanic"
28033,,20971.9844,9359.3702,32846.8733,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","Yes","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,51,"Not important","Very important","Very important","Not important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"$5,000 to $14,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","Refused","Convenience",,,"Not available in local stores","Refused",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Sometimes worried","Less than High School degree","Bachelor’s degree","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Very good",20160923,20160519,20160514,69,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$7,500 to $9,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",0,"2+ Races","White"
28043,,66843.9209,21449.202,99311.3278,"Fresh","No","Yes","Refused","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"Severe impact","No impact","Minor impact","No impact","Severe impact","Severe impact",,"No","No","Yes","Yes","No","No","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,30,"More","Very much","Somewhat","Somewhat","No","Yes","Yes","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2014,"Yes","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","No","No","Yes",,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","No","Yes","Yes","No",,"Convenience","Convenience","Better price",,,"Better price","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes",,"No","No","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","Yes","Yes",3000,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","Associate degree","Clothing and Clothing Accessories Stores","One","Building and Grounds Cleaning and Maintenance","Under $5,000","I make most of the decisions","Very good",20160911,20160414,20160909,39,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
28048,,51694.2559,44713.3475,74538.8401,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No",,,,"Convenience",,"Convenience","Convenience",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160906,20160408,20160906,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
28049,,,63910.1796,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Moderate impact","No impact","Minor impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",430,"Yes","No","No","No","No","Yes","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No","Very important","Very important","Not important","Slightly important","Slightly important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",1500,0,0,1500,"No",50,"Yes","No",,"No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience",,,"Convenience",,"Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Less than High School degree","Civic and Social Organizations","One","Other (Please specify)","$10,000 - $24,999","I make most of the decisions","Very good",20160911,20160414,20160827,39,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
28053,,,42120.533,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","Yes","No","Definitely Yes",,"Doing okay","About the same","Somewhat worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Severe impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,,,"Yes","No","Yes","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","Yes","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","Convenience","Convenience","Convenience","Convenience",,,,,,"No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Miscellaneous Store Retailers","One","Retail Sales","$10,000 - $24,999","I make most of the decisions","Good",20160916,20160414,20160909,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A mobile home","$25,000 to $29,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28059,,,8792.1482,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","No","Yes","No","Yes","Yes","Definitely No","No","Just getting by","About the same","Somewhat worse off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","Yes","Cash","No","No","No","No","No","No","No","No",,"No impact","Minor impact","Minor impact","No impact","No impact","Minor impact",,"No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,1,"About the same","Not at all","Not at all","Not at all","No","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","Yes","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Slightly important","No advice from person","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","Yes","No","No","No","No","No","Yes","No","Yes","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","Yes",,"$0 to $4,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Never worried","Rarely worried","Rarely worried","Less than High School degree","Don’t know","Other Professional, Scientific, and Technical Services","One","Other (Please specify)","Not sure","Another household member makes most of the decisions","Good",20160926,20160417,20160827,20,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
28063,,166072.237,52856.8946,231394.937,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Definitely No","Yes","Finding it difficult to get by","About the same","Somewhat worse off","It varied","No","No","Yes","Yes","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","Severe impact","Moderate impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.","Refused","No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",12000,0,0,12000,"No","Refused","No","Yes",,"Yes","Refused","Refused","Refused","Refused","Yes",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Refused","No","No","No","Yes",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Refused","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Substantial strain",,,,,,,"Moderate strain","Moderate strain",,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160920,20160421,20160408,54,"45-54","45-59","12th grade NO DIPLOMA","Less than high school","Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$12,500 to $14,999","Divorced","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,2,"Not working - other",0,"White","Hispanic"
28073,,39947.1749,39183.6259,59640.3666,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1700,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial benefits are much larger","No","No","No","No","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,40,"Not important","Not important","Very important","Not important","Not important","No","Yes",,"Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","Less than High School degree","Specialty Trade Contractors","One","Construction and Extraction","$75,000 - $99,999","I make most of the decisions","Excellent",20160911,20160421,20160911,46,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,1,"Working - self-employed",0,"White","White"
28074,,35280.5382,10832.8946,51883.8109,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","Yes","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,10,"Less","Not at all","Not at all","Somewhat","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2013,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,563,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Somewhat important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","No","Yes","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Never worried","Rarely worried","Rarely worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160902,20160414,20160902,63,"55-64","60+","10th grade","Less than high school","2+ Races, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$10,000 to $12,499","Married","Non-Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,2,"Not working - looking for work",0,"2+ Races","Other"
28079,,52879.2901,17796.7249,78934.6553,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"About the same","Does not apply","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",550,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Somewhat important","Somewhat important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160913,20160414,20160913,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,2,"Not working - retired",0,"White","White"
28081,,81661.8109,25209.2124,121107.625,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat worse off","About average","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"Refused",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Debit card","Refused","Refused",,,,,,,,,,,,"Yes","No","No",,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","$0 to $4,999","The same as your income",,,,,"Refused",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","Better price",,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Refused","No","Yes","No","No","No","No","Yes","No","No","No","No",,"Substantial strain",,,,,"Substantial strain",,,,,"Sometimes worried","Sometimes worried","Never worried","Rarely worried","Some college but no degree","High school degree or GED","Nonstore Retailers","One","Retail Sales","Under $5,000","I make most of the decisions","Very good",20160707,20160421,20160408,41,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Living with partner","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Working - self-employed",0,"White","White"
28087,,49592.5858,43732.6682,73481.5948,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Disabled and not working","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",6,2,"About the same","Somewhat","Not at all","Not at all","No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Not available in local stores",,"Convenience","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",600,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Rarely worried","Never worried","Sometimes worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160910,20160414,20160910,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
28089,,,55628.702,,"LMI oversample","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,60,"About the same","Not at all","Somewhat","Somewhat","No","Yes","No","Yes","Yes","Yes","No","No","Yes","Yes","Yes","I [PPMARITins2] pay rent.",2015,"Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","Yes","Substantial difficulty",,"Probably Yes","No","Refused","No","No","Yes","No",58,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","More than your income","Yes","No","Yes","Yes","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","Better price","Better quality","Other reason","Better quality","Better price",,,,"Other reason","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","Yes","No","Yes",21,"No","No","No","No","Yes","No","No","No","No","No","Yes","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Fair",20160911,20160413,20160827,31,"25-34","30-44","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","Less than $5,000","Separated","Metro","South","South Atlantic","Rented for cash","nc",0,2,0,0,2,"Not working - disabled",0,"White","White"
28091,,48173.3974,45401.6366,71707.4405,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","No","Yes","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","Minor impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,1,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","Moderate difficulty",,"Probably Yes","Yes","No","Yes","No","No","No",1600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial costs are somewhat larger","No","No","No","No","No",,,,,,,"Very important","Not important","Not important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","Yes","Yes","No","Convenience",,"Convenience","Better price",,"Convenience","Convenience","Convenience",,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Other Information Services","One","Computer and Mathematical","$35,000 - $49,999","I make most of the decisions","Good",20160909,20160420,20160827,30,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Living with partner","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28093,,,88108.364,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","Minor impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","No","Refused","Don't know",,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160914,20160420,20160914,31,"25-34","30-44","12th grade NO DIPLOMA","Less than high school","Hispanic","Female","Yes",5,"A one-family house attached to one or more houses","Less than $5,000","Never married","Metro","West","Mountain","Rented for cash","co",1,1,2,0,1,"Not working - other",0,"White","Hispanic"
28095,,201935.008,222165.365,277298.423,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","Yes","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",4,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"Financial costs are much larger","No","Yes","No","No","No","Moderately important","Moderately important","Moderately important","Slightly important","Moderately important","Moderately important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No",,,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Not available in local stores","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160917,20160427,20160831,29,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - looking for work",0,"Asian","Asian"
28096,,,15315.4469,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Probably Yes",,"Doing okay","About the same","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"No impact","Moderate impact","No impact","No impact","Minor impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes",,"No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","Yes","Yes","No","No",,,"Convenience",,,"Better price","Better price",,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5300,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Some college but no degree","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","One","Business and Financial Operations","$250,000 - $499,999","I make most of the decisions","Very good",20160428,20160414,20160410,52,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$35,000 to $39,999","Divorced","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28098,,,25564.9186,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Refused","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,66,"Not important","Somewhat important","Not important","Very important","Very important","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","Yes","No","Better price","Better price",,"Better price","Better price",,,"Better price",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","Yes","Yes",500,"No","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Excellent",20160913,20160604,20160913,70,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Married","Metro","Northeast","New England","Rented for cash","me",0,0,0,0,1,"Not working - retired",0,"White","White"
28101,,44278.297,44754.4337,66128.1497,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No",,,"Yes","Yes","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1350,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","Yes","No",,"No","No","No","No","No","No","No","No","Yes","No","Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial costs are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",90000,0,0,90000,"No",565,"Yes","No",,"No","No","Yes","Yes","Yes","Yes",,"Do not have children or grandchildren",,,,,"No","Yes","Yes","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","Yes","Yes","No","Yes","No",,"Convenience",,,"Convenience","Convenience",,"Convenience",,"No","Yes","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,"A little strain",,,,,"A little strain",,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Management, Scientific, and Technical Consulting Services","Two","Management","$75,000 - $99,999","I make most of the decisions","Very good",20161003,20160414,20160410,47,"45-54","45-59","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$85,000 to $99,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Working - self-employed",0,"Black/African-American","Black"
28106,,55130.1584,49807.4848,81585.7495,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","About average","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","Refused","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1969,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","No","No","Refused","No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No","Refused",,,,"Refused",,,"Refused",,"No","No","No","Refused","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Refused","Yes","No","Yes","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160923,20160514,20160913,75,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Not working - other",0,"White","Hispanic"
28107,,,17314.2738,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","No","No","No","No","Yes","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes",,,,,,"Better price",,,"Better price","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Other Information Services","One","Other (Please specify)","$1,000,000 or more","I make most of the decisions","Excellent",20160528,20160427,20160427,58,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,1,"Working - self-employed",0,"White","White"
28109,,,16529.7294,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Once","Certificate or technical degree","No",,,"Computer/information sciences","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","Yes","No","Better price","Convenience",,"Convenience","Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160908,20160414,20160723,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$12,500 to $14,999","Never married","Metro","South","South Atlantic","Rented for cash","sc",0,0,0,0,1,"Not working - disabled",0,"White","White"
28111,,69532.8119,68834.7942,102269.951,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","Yes","No","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","To network/meet people",4,5,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"Refused",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Law",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No",,,,"Better price",,"Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Certificate or technical degree","Less than High School degree","Justice, Public Order, and Safety Activities","One","Protective Service","$100,000 - $249,999","I make most of the decisions","Good",20161006,20160518,20160903,36,"35-44","30-44","Associate degree","Some college","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
28112,,49529.8289,53917.653,72576.1622,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Severe impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","Yes","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,1100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Associate degree","No",,,"Other (Please specify):",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$35,000 - $49,999","I make most of the decisions","Very good",20160928,20160415,20160915,43,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$75,000 to $84,999","Divorced","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,1,2,2,"Working - as a paid employee",0,"White","White"
28113,,41297.9055,39856.4303,62440.9424,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","No","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Check","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial costs are somewhat larger","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Not available in local stores",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Fabricated Metal Product Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160905,20160416,20160826,43,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
28118,,,55784.036,,"LMI oversample","Refused","Yes","No","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money to help family members",25,7,"More","Somewhat","Somewhat","Somewhat","Refused","Yes","No","Yes","Refused","Yes","Refused","Refused","Refused","Yes","No","I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",333,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","Yes","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","No",,"No","Most or all of the time","Most or all of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Somewhat important","Very important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Refused","Refused","Yes","Yes",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","Refused","Refused","Refused","Refused","Refused",,,,,"No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","No",,,"Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Refused","Not asked","Not asked","Not asked",,,"Very good",20161020,,20160415,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$15,000 to $19,999","Divorced","Metro","South","South Atlantic","Rented for cash","ga",0,1,0,0,1,"Not working - retired",0,"Black/African-American","Black"
28144,,22528.1983,6878.1119,34068.6297,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","Yes","No","No","Probably Yes",,"Just getting by","Somewhat worse off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","Yes","Don’t know","No","No","No","Yes","No","Other (Please specify):","Refused","No","Yes","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No","No",,,,,,,,,"No",624,"Yes","Yes","No","No","No","No","Check","Somewhat confident","Yes","No","Yes","No","No","No","No","Yes","No","No","No",,"Yes","No","No",,"No","Yes","No","No","No","No","Yes","No","No","No","Fair","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Law","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,"No advice from person","Very important","Very important","Very important","Very important","Slightly important","Very important","Refused",,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","Yes","No","No",,,"No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Substantial strain","Substantial strain",,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Accommodation","Two","Food Preparation and Serving",,,"Very good",20160920,,20160517,53,"45-54","45-59","Some college, no degree","Some college","2+ Races, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,1,"Working - as a paid employee",0,"White","Other"
28145,,73524.7038,30421.7174,110995.226,"Fresh","Yes","No","No","Yes","Yes","No","No",,"Yes","No","Yes","No","Yes","No","Definitely No","Yes","Doing okay","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Yes","Refused",,,"No","No","No","No",,"Minor impact","Minor impact","Moderate impact","Moderate impact",,,"Homemaker","No","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","To earn money as a primary source of income",2,5,"More","Somewhat","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,1965,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"No","Once","Once","Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","Better quality",,,,"Better quality",,,,,"No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Don’t know","Bachelor’s degree","Insurance Carriers and Related Activities","One","Management","$10,000 - $24,999","Another household member and I share in the decisions","Good",20161006,20160427,20160427,32,"25-34","30-44","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - self-employed",0,"Asian","Asian"
28151,,32992.8957,27071.7316,49043.853,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1977,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",818,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","Yes","No","No",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Not available in local stores",,"Other reason","Better price","Convenience","Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Crop Production","One","Farming, Forestry, and Fishing","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160917,20160504,20160917,68,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28152,,49054.7335,54606.318,72387.0756,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",888,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","No","Yes","No","Better price","Better price","Better price",,,"Better price",,"Better price",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","Yes","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Rarely worried","Sometimes worried","High school degree or GED","Less than High School degree","Refused","One","Office and Administrative Support","$10,000 - $24,999","I make most of the decisions","Good",20160916,20160426,20160909,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28155,,,28787.8248,,"LMI oversample","No","Yes","No","Yes","Yes","No","No",,"Yes","No","No","Yes","Yes","No","Definitely No","No","Finding it difficult to get by","About the same","Somewhat better off","Poor","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Moderate impact","No impact","No impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","Yes","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"Probably Yes","Yes","Yes","No","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Health","Financial benefits are much larger",,,,,,,,,,,,"Slightly important","Slightly important","Not important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Sometimes worried","Sometimes worried","Regularly worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160915,20160415,20160902,30,"25-34","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Female","No",5,"A one-family house attached to one or more houses","$35,000 to $39,999","Never married","Metro","South","South Atlantic","Rented for cash","md",0,0,1,1,3,"Not working - looking for work",0,"Black/African-American","Black"
28157,,,21854.9583,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","To acquire new job-related skills",40,10,"Less","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No","Convenience",,,,"Convenience",,,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Food and Beverage Stores","Four or more","Other (Please specify)",,,,,,20160416,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
28158,,,26259.4682,,"LMI oversample","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Moderate impact","Minor impact","Moderate impact",,,"Homemaker","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,20,"Less","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No","Don't know","No","Yes","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Better quality","Better quality","Better quality","Not available in local stores","Not available in local stores","Better price",,"No","No","No","No","No","No","No","No","No","No","No","Refused","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Excellent",20160920,20160421,20160920,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",3,"A mobile home","$5,000 to $7,499","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",1,0,0,0,2,"Not working - other",0,"Black/African-American","Black"
28160,,66100.6263,63336.3065,96958.4609,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Don’t know","Don’t know","Don’t know","Yes","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"Minor impact","No impact","Minor impact","Moderate impact","Severe impact","Severe impact",,"No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,10,"Less","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Law",,,,,,,"Financial costs are somewhat larger","Yes","No","Yes","No","No","Very important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","Yes","Yes","No","Don’t know","Don’t know","Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Better price",,"Better price","Convenience","Better price","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Moderate strain",,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Rarely worried","Graduate degree","Graduate degree","Air Transportation","One","Other (Please specify)","$100,000 - $249,999","I make most of the decisions","Very good",20160927,20160417,20160827,43,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,2,2,"Working - as a paid employee",0,"White","White"
28162,,49483.4582,51408.7935,73093.5698,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","Yes","Yes","Yes","It was in-line with changes in living expenses","Severe impact","Minor impact","Minor impact","Minor impact","Moderate impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",1600,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial costs are much larger","No","No","Yes","No","Yes",,,,,,,"Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","No advice from person",,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","No","Yes","Yes","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","Yes","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Better price","Better price","Better price","Better price","Better price","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",800,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Moderate strain",,,,,,,"A little strain",,,,"Regularly worried","Rarely worried","Rarely worried","Sometimes worried","Some college but no degree","Don’t know","Computer Systems Design and Related Services","Two","Computer and Mathematical","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160921,20160422,20160826,35,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",8,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,1,2,3,2,"Working - as a paid employee",0,"White","White"
28169,,50419.4072,50292.4119,75736.4108,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2011,"No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","No","Refused",1445,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","Less debt now",,"Once","Some of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",7000,0,148,7148,"No",120,"No","Yes",,"No","No","Yes","No","No","No",,"No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","Yes","No",,"Convenience",,,"Better price",,"Not available in local stores","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No",,"A little strain",,,,,,,"None",,,"Never worried","Never worried","Sometimes worried","Never worried","Graduate degree","Graduate degree","Professional, Scientific, and Technical Services","One","Lawyer, judge","$50,000 - $74,999","I make most of the decisions","Good",20160913,20160422,20160829,40,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","$60,000 to $74,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,1,2,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
28171,,31194.2024,26029.8249,46736.9591,"Fresh","No","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","Yes","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Better price",,,"Better price","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Regularly worried","Sometimes worried","Sometimes worried","Rarely worried","Less than High School degree","Less than High School degree","Other Professional, Scientific, and Technical Services","One","Protective Service","Under $5,000","I make most of the decisions","Good",20160918,20160421,20160915,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A mobile home","$50,000 to $59,999","Divorced","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
28175,,35026.2326,36859.3447,52649.5682,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","Minor impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1023,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","Yes","No","No","No","No","Yes","No","No","No",,"Yes","No","No",,"No","No","No","No","No","No","Yes","No","No","No","Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Convenience",,"Convenience","Convenience","Convenience","Refused","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Moderate strain","Moderate strain",,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Sometimes worried","Some college but no degree","Some college but no degree","Other Professional, Scientific, and Technical Services","One","Other professional","$50,000 - $74,999","I make most of the decisions","Very good",20160921,20160417,20160417,46,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","White"
28177,,32241.1296,33303.7702,48881.6872,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","No","Yes","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,"No",1500,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","Yes","No",,"Better price","Convenience","Convenience",,"Better price","Better price","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Rental and Leasing Services","One","Management","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160924,20160517,20160910,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28178,,,22965.9476,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",30,5,"Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Some of the time","Never","Associate degree","No",,,"Other (Please specify):",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","Yes",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",600,"No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Don’t know","Don’t know","Animal Production","One","Other (Please specify)",,,"Good",20161012,,20160912,38,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Non-Metro","West","Mountain","Occupied without payment of cash rent","mt",0,0,0,0,1,"Working - self-employed",0,"White","White"
28181,,53195.6549,59387.1761,77904.4425,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","No","No","No","No","No","No","No","No","No","Employed for someone else",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1680,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Once","Some of the time","Professional degree (e.g. MBA, MD, JD)","Yes","Associate degree",,"Undeclared",,,,,,,"Refused","Yes","Yes","No","Yes","No","Very important","Very important","Very important","Moderately important","Moderately important","Moderately important","Slightly important","Moderately important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","Still enrolled in the program","No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Refused","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","Yes","No",,,,"Better price","Better price","Better price","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",3000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Rarely worried","Less than High School degree","Less than High School degree","Miscellaneous Manufacturing","Two","Other (Please specify)","$75,000 - $99,999","I make most of the decisions","Good",20160910,20160423,20160827,48,"45-54","45-59","Some college, no degree","Some college","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
28182,,,18442.0204,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","None",,"Probably No",,,,,,,990,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","Yes","Associate degree",,"Health",,,,,,,"Financial costs are somewhat larger","Yes","No","Yes","No","No","Moderately important","Not important","Slightly important","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No",0,"Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","Yes","No",,"Not available in local stores",,"Better price","Better price","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Some college but no degree","Bachelor’s degree","Hospitals","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$5,000 - $9,999","I make most of the decisions","Fair",20160916,20160417,20160916,26,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
28190,,39908.8464,39568.7763,59422.177,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1300,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","No","No",,,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No",,"Not available in local stores",,"Not available in local stores",,"Better price","Better price",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160911,20160514,20160911,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,1,0,0,2,"Not working - other",0,"White","White"
28191,,41469.8307,17595.9117,63234.1095,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Other (Please specify):",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes",,"No",,,,,,,,,,,,,,,,66,"Not important","Not important","Not important","Very important","Not important","Yes","No",,"No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes",,"$40,000 to $49,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","Yes","No",,,,,"Better price","Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Educational Services","One","Other professional","$100,000 - $249,999","I make most of the decisions","Good",20160921,20160423,20160421,66,"65-74","60+","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$20,000 to $24,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
28204,,,9714.6728,,"LMI oversample","No","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Finding it difficult to get by","Much worse off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","Yes","Refused","No","No","Yes","Yes","Yes","No",,"No impact","Severe impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Refused","Yes","Refused","Refused","Refused","Refused","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Refused","Yes","Yes","Yes","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","No","No","No","No",0,"Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Regularly worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160811,20160424,20160426,52,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Not working - other",0,"White","White"
28205,,124953.734,35055.4492,181590.324,"Fresh","No","No","No","Yes","Yes","No","No",,"No","No","Refused","No","Yes","Yes","Definitely No","No","Doing okay","Somewhat worse off","Somewhat worse off","About average","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","Minor impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Some of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Health","Financial costs are somewhat larger",,,,,,,,,,,,"Very important","Very important","Moderately important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",16000,0,0,16000,"No",0,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No",,,,"Better price","Better price","Better price",,"Better price",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Substantial strain","Substantial strain",,,,,,,,,,"Sometimes worried","Sometimes worried","Regularly worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20161011,20161011,20160418,24,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",5,"A one-family house attached to one or more houses","$12,500 to $14,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,5,"Not working - looking for work",0,"White","Hispanic"
28206,,,13665.1562,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",350,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Excellent",20160905,20160422,20160829,65,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Not working - retired",0,"White","White"
28208,,36944.381,40579.6792,54889.4917,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Severe impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Associate degree","No",,,"Law",,,,,,,"Financial costs are much larger","No","Yes","No","No","No","Slightly important","Slightly important","Not important","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"No",375,"No","No",,"No","Yes","No","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","Yes","No","Better price","Other reason","Better price",,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","No","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","Two","Other professional","$75,000 - $99,999","Another household member and I share in the decisions","Fair",20160906,20160422,20160827,50,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28209,,30378.875,26771.7125,45696.297,"Fresh","Yes","No","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1963,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Convenience",,,,,,"Other reason",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","None",,,,,,,"None","None",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member makes most of the decisions","Poor",20160920,20160423,20160920,71,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,0,0,0,3,"Not working - retired",0,"White","White"
28210,,,16635.7216,,"LMI oversample","No","No","No","No","Yes","Yes","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Just getting by","Somewhat worse off","Much worse off","About average","No","No","No","No","Yes","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Education","Financial costs are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",2400,0,0,2400,"No",0,"Yes","No",,"No","No","Yes","No","No","No","No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",0,"Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","A little strain",,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked",,,,,,20160418,34,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","No",6,"A one-family house detached from any other house","$35,000 to $39,999","Living with partner","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,6,"Not working - other",0,"White","White"
28212,,119089.703,42033.5531,166475.45,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","Minor impact","No impact",,,"Retired","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",30,10,"About the same","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Some of the time","Never","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No","Not available in local stores","Not available in local stores","Not available in local stores",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Regularly worried","Regularly worried","Rarely worried","Rarely worried","Less than High School degree","Don’t know","Personal Care Services","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Good",20160904,20160526,20160904,64,"55-64","60+","7th or 8th grade","Less than high school","Hispanic","Female","No",2,"A mobile home","$30,000 to $34,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
28213,,,11760.3457,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Don’t know","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No",,,,"Probably No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Other (Please specify):","Financial costs are somewhat larger","Refused","Refused","Refused","Refused","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Fabricated Metal Product Manufacturing","One","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20160913,20160421,20160910,52,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","No",2,"A building with 2 or more apartments","$35,000 to $39,999","Married","Non-Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28214,,,22377.4201,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Severe impact","Severe impact","Employed part-time","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","[D10other]",40,50,"More","Does not apply","Very much","Very much","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","Yes","Yes","No","Don’t know","Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Other reason","Better price","Better price","Convenience","Convenience","Not available in local stores",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",4000,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Rarely worried","Never worried","Sometimes worried","Rarely worried","Associate degree","High school degree or GED","Educational Services","One","Other professional","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160920,20160423,20160419,65,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28217,,24522.0923,20394.1011,37400.93,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1310,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,48,"Not important","Very important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Not available in local stores","Not available in local stores","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",5000,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160525,20160421,20160910,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Not working - retired",0,"White","White"
28218,,40919.145,14496.7826,61537.4243,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","No","No","No","No","No","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,285,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","No",,"No","Once","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,"Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Refused",,,,,,,,,,,"Yes","No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","Yes",,,,"Yes, borrowed money",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Convenience","Convenience",,"Not available in local stores","Convenience","Not available in local stores",,"Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions",,,20160430,20160420,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Divorced","Non-Metro","Midwest","West-North Central","Rented for cash","ia",0,0,0,0,1,"Not working - disabled",0,"White","White"
28219,,39908.8464,39568.7763,59422.177,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",975,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Some of the time","Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Educational Services","One","Management","$100,000 - $249,999","I make most of the decisions","Good",20160908,20160426,20160914,42,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
28222,,34028.0041,36593.173,51227.6649,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","No","Yes","No","No","No","Yes","No","No","Yes","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","Yes","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,1,"About the same","Not at all","Not at all","Not at all","No","Yes","Yes","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",2800,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","Do not have children or grandchildren",,,,,,,,,,,,,,,,50,"Not important","Very important","Not important","Not important","Not important","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Nonstore Retailers","One","Sales Representative","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20160921,20160421,20160915,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - self-employed",0,"White","White"
28224,,25990.8651,8706.4964,38981.587,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",12,1,"Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Good",20160914,20160425,20160911,73,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - retired",0,"2+ Races","Other"
28228,,,43345.2467,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Refused","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Very good",20160914,20160426,20160909,82,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$10,000 to $12,499","Widowed","Non-Metro","West","Pacific","Occupied without payment of cash rent","or",0,0,0,0,1,"Not working - retired",0,"White","White"
28229,,44789.7064,16454.1746,66823.3352,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","About the same","It varied","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",420,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,53,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160922,20160429,20160902,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A mobile home","$20,000 to $24,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,2,"Not working - retired",0,"White","White"
28232,,62186.9577,74071.4053,90534.1532,"Fresh","Yes","No","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","Yes","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,10,"Less","Somewhat","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",695,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Engineering","About the same financial benefits and financial costs",,,,,,,,,,,,"Very important","Very important","Very important","Very important","Very important","Very important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","Yes","No","No","No",0,"Probably Yes","Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Electrical Equipment, Appliance, and Component Manufacturing","One","Architecture and Engineering","$75,000 - $99,999","I make most of the decisions","Excellent",20160920,20160920,20160920,22,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$75,000 to $84,999","Living with partner","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
28234,,199768.635,200562.083,277298.423,"Fresh","Refused","Refused","Refused","Yes","Refused","Refused","No",,"Yes","Yes","Yes","Refused","Refused","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Paper check","No","No","No","No","Yes","No","No","No",,"No impact","Minor impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Poor","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial costs are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","Yes","No","No","No","Yes",,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","Yes","No","Convenience","Convenience",,"Convenience",,"Convenience",,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",720,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Rarely worried","Sometimes worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Electrical Equipment, Appliance, and Component Manufacturing","Two","Computer and Mathematical","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160916,20160505,20160827,35,"35-44","30-44","Some college, no degree","Some college","Other, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$150,000 to $174,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,3,"Working - as a paid employee",0,"Asian","Asian"
28238,,37993.313,36878.4745,56665.5776,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","Yes","Yes","No","Probably Yes",,"Just getting by","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Refused","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",2000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Miscellaneous Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$5,000 - $9,999","Another household member and I share in the decisions","Fair",20160920,20160422,20160902,49,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28239,,,14336.0682,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"No impact","No impact","No impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Less than High School degree","Specialty Trade Contractors","One","Construction and Extraction","Under $5,000","I make most of the decisions","Good",20160908,20160429,20160908,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","No",1,"A mobile home","$25,000 to $29,999","Divorced","Metro","West","Mountain","Rented for cash","nv",0,0,0,0,1,"Working - self-employed",0,"White","White"
28242,,36350.904,32834.3617,54258.0186,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",80,10,"About the same","Somewhat","Somewhat","Not at all","No","Yes","Yes","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,64,"Not important","Somewhat important","Very important","Somewhat important","Not important","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No",,"Better price",,"Not available in local stores",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160916,20160428,20160916,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A mobile home","$75,000 to $84,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Not working - retired",0,"White","White"
28243,,120679.663,120695.07,166996.287,"Fresh","Yes","No","Yes","Yes","Yes","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Definitely No","Yes","Just getting by","About the same","Much better off","Pretty well off financially","No","No","Yes","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Just for fun (as a hobby)",20,5,"About the same","Does not apply","Does not apply","Not at all","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Bachelor’s degree",,"Physical sciences/math",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Very important","No advice from person","Very important","Very important","Slightly important","Moderately important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Rarely worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member makes most of the decisions","Very good",20160918,20160429,20160918,24,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",6,"A one-family house detached from any other house","$200,000 to $249,999","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,1,5,"Not working - other",0,"White","White"
28244,,51536.3363,15155.9426,77519.1667,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat better off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","No impact","No impact","No impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No",,,,"Better price",,"Better price",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","Yes","Yes","No","No","Yes",1200,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Moderate strain",,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Warehousing and Storage","One","Other (Please specify)","$5,000 - $9,999","I make most of the decisions","Good",20160917,20160608,20160910,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Divorced","Non-Metro","Midwest","West-North Central","Rented for cash","ia",0,0,0,1,1,"Working - as a paid employee",0,"White","White"
28256,,37993.313,36878.4745,56665.5776,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","No","Yes","No","Yes","No","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1120,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Not available in local stores",,,"Better price","Better price","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Accommodation","One","Management","Under $5,000","I make most of the decisions","Good",20161020,20160725,20160427,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
28260,,,22377.4201,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","Yes","No","Probably Yes",,"Doing okay","Somewhat better off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","No","Yes","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","Minor impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Other (Please specify):","Probably Yes","No","Yes","Yes","No","Yes","No",1111,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Certificate or technical degree","No",,,"Health","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,"No advice from person","No advice from person","Very important","No advice from person","No advice from person","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Regularly worried","Sometimes worried","Rarely worried","Sometimes worried","Some college but no degree","High school degree or GED","Rental and Leasing Services","One","Management","Under $5,000","I make most of the decisions","Good",20160923,20160429,20160922,60,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Divorced","Metro","West","Pacific","Occupied without payment of cash rent","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
28262,,24522.0923,20394.1011,37400.93,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Other (Please specify):",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Convenience","Better price","Better price","Better price","Not available in local stores",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160911,20160501,20160828,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,1,3,"Not working - disabled",0,"White","White"
28263,,,49016.648,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2008,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,225,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","Better price","Convenience",,,"Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",250,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Graduate degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20161020,20160427,20160427,65,"65-74","60+","Some college, no degree","Some college","Hispanic","Female","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
28271,,78073.1002,101975.669,112992.753,"Fresh","Yes","No","No","Yes","No","No","No",,"No","Yes","Yes","No","No","No","Probably No","Yes","Just getting by","Much worse off","Somewhat worse off","About average","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No",,"No impact","Moderate impact","Minor impact","Severe impact","Severe impact","Moderate impact",,"No","No","No","Yes","No","No","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",50,75,"More","Very much","Very much","Very much","No","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No",,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","No","No","Yes","Yes","Substantial difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",750,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Don’t know my score or how to rate it","No",,,,,,"Certificate or technical degree","No",,,"Computer/information sciences","Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,"Very important","Very important","Very important","Very important","Slightly important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","Yes","Yes","No",,"Not available in local stores",,,,,"Better price","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","No","Yes","Yes",1200,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Less than High School degree","Apparel Manufacturing","Two","Precision Production (such as machinist, welder, baker, printer, tailor)","$50,000 - $74,999","I make most of the decisions","Very good",20161012,20160519,20160519,28,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - self-employed",0,"White","White"
28272,,,20951.2812,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","Severe impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",705,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Rarely worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Poor",20160914,20160428,20160914,67,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Not working - retired",0,"White","White"
28274,,27801.5204,10389.6974,42402.6566,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1968,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Physical sciences/math","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience",,"Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Fair",20160916,20160429,20160916,76,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
28284,,166896.305,49477.8952,232779.829,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","No","No","Yes","No","Refused",900,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Moderately important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","Refused","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","Yes","No","Better price","Convenience",,"Better price",,,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160910,20160429,20160827,25,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","No",5,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,1,0,4,"Not working - looking for work",0,"White","Hispanic"
28287,,,22617.323,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","No","No","Deposit onto a reloadable prepaid card","No","No","No","No","Yes","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",40,20,"About the same","Not at all","Does not apply","Very much","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Debit card","Very confident","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","No",,"No","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Very important","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$0 to $4,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Better price","Better price","Better price","Better price","Better price","Better price",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160907,20160505,20160827,23,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",6,"A mobile home","Less than $5,000","Never married","Metro","South","South Atlantic","Occupied without payment of cash rent","va",0,1,2,2,1,"Not working - looking for work",0,"Black/African-American","Black"
28290,,42126.4697,14006.0523,62958.0979,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","No","No","No",,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Good",20161009,20160501,20160828,76,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Not working - retired",0,"White","White"
28293,,,18977.0656,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Severe impact","Severe impact","No impact","Severe impact","Severe impact","No impact","Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"I did not want to cause trouble with the landlord","Probably Yes","No","No","No","Yes","No","No",1100,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,"Not important","No advice from person","No advice from person","Not important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes","No",,,"Not available in local stores","Better price",,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","Yes","Yes","No","No","Yes",6500,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,"Moderate strain",,,,,,"Substantial strain",,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","Some college but no degree","General Merchandise Stores","One","Retail Sales","$10,000 - $24,999","I make most of the decisions","Good",20160918,20160505,20160903,30,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$35,000 to $39,999","Married","Metro","West","Mountain","Rented for cash","co",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
28296,,36262.7273,31693.9328,53994.947,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Refused","Refused","Refused","Refused","Very important","Yes","No","Yes","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160914,20160508,20160910,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
28305,,,6126.7166,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Refused","Refused","Yes","Yes","Refused","Refused","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Not available in local stores",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Never worried","Some college but no degree","Don’t know","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160909,20160505,20160909,39,"35-44","30-44","Some college, no degree","Some college","2+ Races, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$5,000 to $7,499","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Not working - looking for work",0,"2+ Races","Other"
28307,,,60574.0477,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","Yes","Don’t know","Yes","Yes","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"Associate degree","No",,,"Law",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","Yes","Very important","Slightly important","Slightly important","Slightly important","Slightly important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","High school degree or GED","Certificate or technical degree","Merchant Wholesalers, Durable Goods","One","Sales Representative","$75,000 - $99,999","I make most of the decisions","Very good",20160914,20160512,20160914,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
28309,,69489.3951,68970.3373,101738.205,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","Yes","Yes","Yes","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",550,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","Yes","Associate degree",,"Health",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5500,0,0,5500,"No",0,"Yes","No",,"No","Yes","No","No","No","Still enrolled in the program","Yes","No",,,,,"No","Yes","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","Bachelor’s degree","Less than High School degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160906,20160505,20160914,37,"35-44","30-44","Associate degree","Some college","Hispanic","Male","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,2,0,2,"Not working - other",0,"White","Hispanic"
28312,,,13261.7594,,"LMI oversample","Refused","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","Pretty well off financially","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Refused","Refused","Refused","Yes",,"Moderate impact","No impact","Severe impact","Moderate impact",,,,"No","No","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",20,60,"More","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"Yes",825,"No","Yes","Yes","No","Yes","No","Debit card","Not confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","No","No","No","Yes","No","No","No","Poor","No",,,,,,"Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","No","Yes","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","Yes","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","Substantial strain","Substantial strain",,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Specialty Trade Contractors","One","Other (Please specify)","Under $5,000","I make most of the decisions","Poor",20160918,20160507,20160910,58,"55-64","45-59","Associate degree","Some college","Hispanic","Male","Yes",3,"A mobile home","$5,000 to $7,499","Separated","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,1,1,1,"Working - self-employed",0,"White","Hispanic"
28321,,52879.2901,17796.7249,78934.6553,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,69,"Refused","Very important","Refused","Refused","Refused","Yes","No",,"No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","Convenience",,,"Better price",,,,,,"Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",60,"No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Excellent",20160914,20160505,20160914,86,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Non-Metro","Midwest","East-North Central","Occupied without payment of cash rent","in",0,0,0,0,1,"Not working - retired",0,"White","White"
28323,,,100590.428,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","Yes","Yes","No","Yes","No","Definitely Yes",,"Living comfortably","Much better off","Much worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","Yes","Yes","Yes","No",,"No impact","Minor impact","No impact","Minor impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Very important","No advice from person","No advice from person","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",4000,0,0,4000,"No",65,"No","No",,"No","Yes","No","No","No","No",,,,,,,"Yes","Yes","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No",,"Better price",,"Better price","Better price",,"Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Substantial strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Executive, Legislative, and Other General Government Support","One","Other professional","Under $5,000","Another household member makes most of the decisions","Good",20160916,20160715,20160830,24,"18-24","18-29","Some college, no degree","Some college","Hispanic","Male","No",3,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
28326,,62253.8681,62960.0449,91979.8344,"Fresh","Yes","Yes","No","No","Yes","No","No",,"Yes","Yes","Yes","Yes","Yes","No","Probably No","Yes","Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","Yes","No","No","No","Yes","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","Yes","No",,"Moderate impact","Severe impact","Severe impact","Severe impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,5,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes","Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","Yes","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Not important","Slightly important","Not important","Not important","No advice from person","No advice from person","Refused","Yes","No","No","No","Yes","Yes","No","Yes","No","No",,,,,,,,,,,"Yes","Yes","No","No","No",15000,0,0,15000,"No",140,"Yes","No",,"No","Yes","No","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","No","Yes","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","Yes","No","Better price","Convenience",,"Better price","Better price",,"Other reason","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","No","No","Yes",2000,"Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No",,"Yes","No","No","No","No","No","No","Yes","No","No","No","Substantial strain",,,,,,,"Substantial strain",,,,"Sometimes worried","Never worried","Never worried","Never worried","Certificate or technical degree","Graduate degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160908,20160505,20160908,30,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Married","Metro","South","East-South Central","Rented for cash","tn",0,0,0,0,1,"Not working - disabled",0,"White","White"
28327,,,13818.4582,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","Yes","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1953,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Fair","No",,,,,,"Associate degree","No",,,"Humanities",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Yes","Refused","Refused","Refused","Yes",,"No",,,,,,,,,,,,,,,,59,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Poor",20160502,20160501,20160922,65,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Divorced","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","nd",0,0,0,0,1,"Not working - retired",0,"White","White"
28328,,93595.9266,31043.5741,134536.862,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Other (Please specify):","Don’t know",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Never worried","Regularly worried","Rarely worried","Regularly worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160910,20160506,20160910,37,"35-44","30-44","7th or 8th grade","Less than high school","White, Non-Hispanic","Female","No",1,"A building with 2 or more apartments","$5,000 to $7,499","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Not working - disabled",0,"White","White"
28334,,37550.8318,12369.7982,56803.7306,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are much larger","Yes","Yes","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,50,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","Yes","No","No","No","Better price",,,,"Convenience","Convenience",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160903,20160505,20160903,56,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Not working - retired",0,"White","White"
28340,,40314.0815,45378.2609,60039.4166,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It exceeded changes in living expenses","Moderate impact","No impact","No impact","No impact","No impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",400,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No","Not important","Not important","Not important","Not important","Not important","Moderately important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Better price","Not available in local stores",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Food Manufacturing","One","Management","$35,000 - $49,999","I make most of the decisions","Very good",20160911,20160512,20160911,58,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Divorced","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
28343,,46844.3384,47273.4758,69276.9555,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",1165,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Debit card","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","No","Yes","No","No","No","No","No","Fair","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Health","Financial benefits are much larger","No","No","No","No","No",,,,,,,"Very important","Very important","Moderately important","Moderately important","Slightly important","Slightly important","Slightly important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",9000,0,400,9400,"No",130,"No","No",,"No","No","No","No","No","Yes","No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Personal Care Services","One","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20160914,20160505,20160827,30,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$50,000 to $59,999","Living with partner","Metro","South","South Atlantic","Rented for cash","fl",1,0,1,0,2,"Working - as a paid employee",0,"White","White"
28350,,27036.8006,11266.6723,41301.7079,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No",,"Refused","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Better price",,"Better price",,,,,,"No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Insurance Carriers and Related Activities","One","Sales Representative","Refused","I make most of the decisions","Very good",20160719,20160505,20160428,72,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,1,"Working - self-employed",0,"White","White"
28353,,39380.2796,31661.9132,59241.4162,"Fresh","No","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Social Advocacy Organizations","One","Other professional","$5,000 - $9,999","I make most of the decisions","Very good",20160918,20160507,20160913,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$60,000 to $74,999","Never married","Metro","Northeast","New England","Rented for cash","ri",0,0,1,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
28360,,,22934.9116,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","Yes","No","No","No","No","No","No","Yes","Retired","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","Yes","Paper check","No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed part-time","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","Just for fun (as a hobby)",40,1,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","Yes","Yes","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Somewhat important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","Better price","Better price",,"Better price","Convenience","Better price",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Sporting Goods, Hobby, Book, and Music Stores","One","Other Sales","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160921,20160508,20160911,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28361,,,43029.6385,,"LMI oversample","Refused","Yes","Refused","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Convenience","Convenience",,"Convenience",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Administrative and Support Services","One","Other (Please specify)","Under $5,000","I make most of the decisions","Excellent",20160911,20160514,20160911,39,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,1,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
28365,,41115.2401,39446.9445,61485.2326,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,0,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1160,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Moderately important","Slightly important","Slightly important","Slightly important","Not important","Not important","Slightly important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Better price",,,"Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Educational Services","One","Teacher, college and university","$100,000 - $249,999","I make most of the decisions","Excellent",20160914,20160505,20160914,32,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",1,1,0,0,2,"Working - as a paid employee",0,"White","White"
28370,,36809.0038,13377.0242,55424.7293,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,720,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Very important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Convenience",,"Convenience","Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Rarely worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160616,20160505,20160429,82,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Married","Non-Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,2,"Not working - retired",0,"White","White"
28381,,,35116.7375,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Very important","Somewhat important","Somewhat important","Not important","Not important","Yes","No","Yes","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Sometimes worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20160917,20160704,20160917,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","West","Mountain","Occupied without payment of cash rent","co",0,0,0,0,2,"Not working - retired",0,"White","White"
28382,,,21256.485,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","Yes","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","No","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Convenience","Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Never worried","Never worried","Sometimes worried","Never worried","Graduate degree","Graduate degree","Architectural, Engineering, and Related Services","One","Other (Please specify)","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160902,20160506,20160722,43,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
28388,,30484.8862,25295.1245,45339.1468,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,5,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,68,"Somewhat important","Somewhat important","Not important","Somewhat important","Very important","Yes","No","No","Yes","No","Refused","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience",,,"Other reason",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","No","No",,,"No","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160805,20160505,20160501,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A mobile home","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
28392,,74771.1269,23472.9758,109974.558,"Fresh","Refused","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Much better off","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","Yes","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",10,10,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","No","No","No","No","No",600,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Other reason","Other reason",,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Miscellaneous Store Retailers","One","Retail Sales","$5,000 - $9,999","I make most of the decisions","Very good",20160908,20160505,20160828,36,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$10,000 to $12,499","Never married","Metro","South","South Atlantic","Rented for cash","md",0,0,1,1,1,"Working - as a paid employee",0,"White","White"
28393,,37736.6575,14650.2844,57644.5635,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","It varied","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1958,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial costs are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",50000,0,0,50000,"No",0,"No","Yes",,"No","No","Yes","Yes","No","No",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$0 to $4,999","More than your income","No","No","Yes","Yes","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","Yes","Yes","Yes",5000,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes",,"Substantial strain",,,,,,"Moderate strain","Substantial strain",,"Substantial strain","Rarely worried","Never worried","Never worried","Rarely worried","Don’t know","Don’t know","Construction of Buildings","One","Architecture and Engineering","$5,000 - $9,999","I make most of the decisions","Fair",20160917,20160510,20160917,58,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,1,"Working - self-employed",0,"White","White"
28400,,26575.7757,21787.4464,40088.5379,"Fresh","Yes","No","No","No","No","Yes","No",,"Yes","No","No","Refused","Yes","No","Definitely Yes",,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,1,"About the same","Does not apply","Not at all","Not at all","No","Yes","Refused","Yes","Yes","Yes","No","No","Yes","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","Yes","No","Yes",,,,,,,,,"No",1447,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,67,"Not important","Very important","Not important","Very important","Not important","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Not available in local stores","Not available in local stores","Convenience","Better price","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Excellent",20160928,20160505,20160501,70,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,3,"Not working - retired",0,"White","White"
28401,,65250.0665,73611.7194,96219.8673,"Fresh","No","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","No","Yes","No","No","Yes","Yes","No","Yes","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money to help family members",20,10,"About the same","Not at all","Does not apply","Does not apply","No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Somewhat important","Not important","Not important","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","Yes","No",,"Convenience",,,"Convenience",,"Convenience","Convenience",,"No","No","No","No","Yes","No","No","Yes","No","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Nonstore Retailers","One","Sales Representative","$25,000 - $34,999","I make most of the decisions","Good",20160922,20160506,20160909,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",8,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,1,3,4,"Working - self-employed",0,"Black/African-American","Black"
28403,,,26935.5513,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2016,"Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","Don’t know","Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,221,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","No","Yes","No","No",,"No","No","Refused",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Refused","Some of the time","High school degree or GED","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,61,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Convenience","Convenience",,,,,,"Other reason",,"No","No","No","No","No","No","No","No","No","No","No","No","Refused","Refused","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Refused",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Very good",20160923,20160505,20160502,81,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Widowed","Non-Metro","Northeast","New England","Rented for cash","me",0,0,0,0,1,"Not working - retired",0,"White","White"
28404,,,25564.9186,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","No","No","Yes","No","No","No","No","Yes","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",957,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Once","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,70,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","No","No","No",,"Convenience","Convenience",,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","Yes",1595,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,"Moderate strain",,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Personal Care Services","One","Community and Social Services","$100,000 - $249,999","I make most of the decisions","Excellent",20160917,20160706,20160912,78,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
28406,,,123598.2,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Disabled and not working","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"About the same","Does not apply","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1963,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",150,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Better price","Better price",,,"Convenience",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160921,20160507,20160501,70,"65-74","60+","9th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Not working - retired",0,"White","White"
28410,,57725.7105,58460.5501,85387.1765,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Refused","Refused","Refused","Refused","Refused","Refused","Yes","I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","No","Yes","Yes","No","No",1300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","Yes","No",,"No","No","No","No","No","No","No","No","Yes","No","Fair","Yes","Yes","More debt now",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Engineering","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","Yes","No",,"Convenience",,"Convenience",,"Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Management, Scientific, and Technical Consulting Services","One","Computer and Mathematical","$100,000 - $249,999","I make most of the decisions","Fair",20160926,20160507,20160830,51,"45-54","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",4,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,1,1,2,"Working - as a paid employee",0,"Black/African-American","Black"
28418,,,19924.7896,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Very important","Not important","Yes","No",,"Yes","No","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160519,20160505,20160502,90,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","Less than $5,000","Widowed","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Not working - retired",0,"White","White"
28421,,,25564.9186,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",541,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","Yes","Refused",,"No","Yes","No","No","No","No","No","No","No","No","Good","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","Convenience","Convenience",,"Convenience",,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Refused","One","Office and Administrative Support","Under $5,000","I make most of the decisions",,,20160515,20160503,63,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
28432,,65704.1149,69178.5885,96394.2204,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",560,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Rail Transportation","One","Transportation and Material Moving","$10,000 - $24,999","I make most of the decisions","Very good",20160909,20160506,20160909,38,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
28434,,50569.8821,54643.3592,73858.3991,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","No","Yes","No","Yes","No","Yes","No","No","Yes","Not employed, but looking for a job","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","Yes","Paper check","No","No",,,"Refused","No","Yes","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,5,"More","Somewhat","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No",1400,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Refused","No","Yes","No","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Very important","Not important","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","No","Yes","No","Refused","Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","Refused","Yes","Yes","Yes","Yes","No","Other reason",,"Not available in local stores",,"Convenience","Better price","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",3000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160530,20160505,20160504,59,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,0,2,"Not working - retired",0,"White","White"
28435,,38529.3459,14525.1207,57840.9584,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","No","No","No","No","Yes","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Expected that they would not be willing to fix","Don’t know",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Once","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Very important","Refused","Refused","Refused","Refused","Yes","No",,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Better price","Better price",,"Better price",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","Yes",0,"No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","Yes","Yes","No","Yes",,,,,,,,"Substantial strain","Substantial strain",,"Substantial strain","Regularly worried","Sometimes worried","Sometimes worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions",,,20160805,20160504,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$12,500 to $14,999","Widowed","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,1,"Not working - retired",0,"White","White"
28437,,,13139.7493,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","Poor","No","No","No","No","Yes","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"Less","Does not apply","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,480,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Not important","Somewhat important","Yes","No",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","No","No","No",,,"Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","No","Yes","Yes",,"No","No","No","No","Yes","Yes","No","Yes","No","No","No",,,,,"Substantial strain","Substantial strain",,"Substantial strain",,,,"Regularly worried","Sometimes worried","Regularly worried","Regularly worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160909,20160506,20160727,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$5,000 to $7,499","Never married","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Not working - retired",0,"White","White"
28438,,32269.7469,31190.115,49083.2011,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Severe impact","Severe impact","Severe impact","Moderate impact","Severe impact","Severe impact",,"No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",5,5,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","No","Yes","No","Yes","No",1250,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","Yes","No",,"Better price","Better quality",,"Not available in local stores",,,"Better price",,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Moderate strain",,"Never worried","Never worried","Rarely worried","Never worried","Some college but no degree","Bachelor’s degree","Credit Intermediation and Related Activities","One","Computer and Mathematical","$35,000 - $49,999","I make most of the decisions","Fair",20160917,20160506,20160917,51,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$60,000 to $74,999","Divorced","Metro","West","Mountain","Rented for cash","co",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
28439,,,11173.2467,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","Yes","No","No","No","No","No","Yes","No","Disabled and not working","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,450,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160929,20160512,20160509,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$7,500 to $9,999","Married","Metro","West","Mountain","Rented for cash","az",0,0,0,0,2,"Not working - disabled",0,"White","White"
28442,,85237.3645,31874.1483,123520.32,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","No","Disabled and not working",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,"Refused",,,,,,,,,,,,,,,,,,,,,"Refused","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Some of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160919,20160708,20160919,62,"55-64","60+","7th or 8th grade","Less than high school","Hispanic","Female","Yes",1,"A building with 2 or more apartments","Less than $5,000","Divorced","Metro","West","Pacific","Rented for cash","wa",0,0,0,0,1,"Not working - disabled",0,"White","Hispanic"
28451,,,35816.7493,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,36,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160907,20160506,20160907,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Not working - retired",0,"White","White"
28455,,41079.5923,39856.5919,61071.5318,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","Much better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Refused","Yes","Yes","No","No",,,,,"No","Yes","No","Yes","No","No","No",0,"Definitely Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Not available in local stores","Not available in local stores",,"Not available in local stores","Not available in local stores","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",600,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Educational Services","One","Teacher, except college and university","Under $5,000","Another household member and I share in the decisions","Very good",20160919,20160517,20160911,39,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28459,,,28264.7156,,"LMI oversample","No","Yes","No","No","No","No","No",,"No","Yes","No","No","No","No","Probably Yes",,"Just getting by","Somewhat worse off","Much worse off","Poor","No","No","No","No","No","Yes","No","Yes","Refused","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,300,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"No",,,,,,,,"Refused",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Fair",20160907,20160512,20160828,46,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$7,500 to $9,999","Divorced","Non-Metro","South","West-South Central","Rented for cash","tx",0,0,0,1,1,"Not working - on temporary layoff from a job",0,"White","Hispanic"
28460,,135086.49,154756.821,186940.286,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","Moderate impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1753,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Crop Production","One","Precision Production (such as machinist, welder, baker, printer, tailor)","Under $5,000","Another household member and I share in the decisions","Fair",20160913,20160520,20160913,58,"55-64","45-59","7th or 8th grade","Less than high school","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
28461,,,18540.5061,,"LMI oversample","Yes","Yes","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Minor impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","To earn extra money to help family members",1,1,"About the same","Not at all","Not at all","Not at all","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",800,"Yes","No","No","Yes","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Education",,,,,,,"Financial costs are somewhat larger","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",80000,0,0,80000,"No",300,"No","Yes",,"No","No","Yes","No","Yes","Yes","No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","Refused",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Better price",,,"Not available in local stores",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","Yes","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Religious Organizations","One","Other (Please specify)","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160907,20160515,20160830,46,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,2,2,"Working - as a paid employee",0,"White","White"
28464,,,10638.3348,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Cash","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,15,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"I did not want to cause trouble with the landlord","Probably Yes","Yes","Yes","No","No","No","No",350,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Certificate or technical degree","No",,,"Computer/information sciences","Financial costs are somewhat larger","No","Yes","No","Yes","No",,,,,,,"Moderately important","Slightly important","Slightly important","Slightly important","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",8000,0,0,8000,"No",40,"No","No",,"No","No","Yes","No","No","No",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Convenience","Not available in local stores",,,"Convenience",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Food and Beverage Stores","Two","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20160602,20160509,20160506,34,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Non-Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
28470,,71858.4812,21744.1036,105847.801,"Fresh","Yes","Refused","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income","Refused","Refused","More","Not at all","Somewhat","Somewhat","No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Certificate or technical degree","No",,,"Health","About the same financial benefits and financial costs","No","No","No","No","Yes",,,,,,,"Moderately important","Slightly important","Not important","Slightly important","Slightly important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",2000,0,0,2000,"No",105,"No","No",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,,,,"Not available in local stores",,,"Better price",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,"A little strain",,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160915,20160513,20160911,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Not working - other",0,"White","Hispanic"
28486,,130589.596,41146.7705,182989.643,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",7,5,"About the same","Not at all","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","Yes","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably Yes","No","No","No","No","No","Yes",900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","Yes","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","Yes","No","Better price","Better price","Better price",,"Better price",,,"Other reason",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160910,20160509,20160910,34,"25-34","30-44","10th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Living with partner","Metro","Northeast","New England","Rented for cash","vt",0,0,0,0,2,"Not working - disabled",0,"White","White"
28492,,,28787.8248,,"LMI oversample","No","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,775,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","Yes","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions",,,20160518,20160518,41,"35-44","30-44","Associate degree","Some college","Black, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","South","South Atlantic","Rented for cash","nc",0,0,2,0,2,"Not working - disabled",0,"Black/African-American","Black"
28493,,,7025.5307,,"LMI oversample","No","Yes","No","Yes","No","No","No",,"Yes","No","No","Yes","No","No","Definitely No","Yes","Finding it difficult to get by","Somewhat worse off","Much better off","About average","No","Yes","Yes","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Yes","No",,,"Yes","No","No","No",,"Severe impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Substantial strain","Substantial strain",,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Hospitals","Two","Health Care Support (such as nursing aide, orderly, dental assistant)","$5,000 - $9,999","I make most of the decisions","Very good",20160915,20160516,20160915,36,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,1,0,2,"Working - self-employed",0,"White","White"
28495,,,35780.0239,,"LMI oversample","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Refused","Refused","Refused","Refused","Yes","No","Probably Yes",,"Just getting by","About the same","Somewhat better off","About average","No","No","No","Yes","Refused","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","Yes","No","Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",8,10,"About the same","Somewhat","Somewhat","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2005,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","Yes","No","No","No","No","Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","No",,,,,,"Bachelor’s degree","No",,,"Vocational/technical training",,,,,,,"Financial costs are much larger","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Refused","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","Refused","Refused",,,"Refused",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Refused","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Refused","Two","Refused","Under $5,000","Another household member makes most of the decisions","Excellent",20160929,20160808,20160929,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",3,"A building with 2 or more apartments","$20,000 to $24,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,3,"Working - self-employed",0,"White","Hispanic"
28496,,71166.6264,68279.3168,101577.502,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","Severe impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No",,,,"Probably No",,,,,,,1800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Some of the time","Some of the time","Professional degree (e.g. MBA, MD, JD)","No",,,"Law",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Slightly important","Not important","Slightly important","Moderately important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",240000,0,0,240000,"No",0,"Yes","No",,"No","No","No","Yes","No","Yes","No",,,,,,"No","No","No","Yes","No","No","No",0,"Probably No","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Convenience","Convenience","Better price","Convenience","Convenience","Convenience",,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20161007,20160817,20160512,25,"25-34","18-29","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$75,000 to $84,999","Living with partner","Metro","South","South Atlantic","Rented for cash","md",0,0,0,0,2,"Not working - looking for work",0,"White","White"
28498,,,23912.5999,,"LMI oversample","Yes","No","Yes","No","No","No","No","Refused",,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","Yes","Yes","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No","No","I [PPMARITins2] pay rent.",2005,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably No",,,,,,,450,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Somewhat confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,44,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Regularly worried","Regularly worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160914,20160514,20160913,60,"55-64","60+","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$20,000 to $24,999","Divorced","Metro","Midwest","West-North Central","Rented for cash","mo",0,0,0,0,3,"Not working - retired",0,"Black/African-American","Black"
28501,,,19592.359,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,66,"Somewhat important","Refused","Refused","Refused","Refused","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","No","No","No","Refused",,,"Convenience","Better price","Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160925,20160513,20160507,79,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A mobile home","$35,000 to $39,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"White","White"
28508,,,8723.8539,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","About average","No","No","No","Yes","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Moderate impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No",,"Other reason",,"Other reason",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160910,20160513,20160830,25,"25-34","18-29","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"Boat, RV, van, etc.","Less than $5,000","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,1,0,0,1,"Not working - other",0,"White","White"
28510,,75985.0169,105088.647,109902.399,"Fresh","No","No","No","No","Yes","No","No",,"Yes","No","No","No","Yes","No","Probably No","No","Doing okay","Somewhat better off","Somewhat worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,1,"Less","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Moderately important","Not important","Slightly important","Slightly important","Slightly important","Very important","Refused","Yes","No","No","No","No","Yes","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,,,,"Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Bachelor’s degree","Graduate degree","Management, Scientific, and Technical Consulting Services","One","Computer and Mathematical","$5,000 - $9,999","I make most of the decisions",,,20160513,20160507,28,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
28512,,68246.4007,62572.3198,99133.7954,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,1,"Less","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,66,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Not available in local stores",,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Moderate strain","Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20160929,20160517,20160909,80,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Widowed","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
28521,,,21854.9583,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Probably Yes",,"Just getting by","About the same","About the same","About average","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","No","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","Yes","No","No","No",,"Convenience","Convenience",,,"Convenience",,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","Yes","No","Yes",6000,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No",,"None",,,,,"Moderate strain",,"Moderate strain",,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Bachelor’s degree","Don’t know","Nonstore Retailers","One","Management","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160723,20160515,20160913,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,3,"Working - self-employed",0,"White","White"
28522,,45968.829,15112.7613,68865.0478,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","No","Yes","No","No","No","Yes","No","No","Yes","Homemaker","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Refused","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,10,"Less","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Very important","Somewhat important","Somewhat important","Very important","Not important","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Refused","Refused","Refused","Refused","Refused","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160928,20160512,20160826,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Not working - retired",0,"White","White"
28527,,59152.1435,58259.6075,85055.2348,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",630,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Not important","Not important","Not important","Very important","Not important","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Other reason","Better price",,"Better price","Not available in local stores","Better price",,"Other reason",,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20160921,20160512,20160507,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
28530,,101165.28,128061.84,146729.58,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It was in-line with changes in living expenses","Moderate impact","Minor impact","Moderate impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,0,"More","Not at all","Not at all","Not at all","No","Yes","No","No","No","No","No","No","No","No","No","I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,1025,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Health","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,"Moderately important","Not important","Not important","Not important","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No",,"Better price","Better price",,,,,"Better price",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Substantial strain","A little strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Good",20160915,20160512,20160827,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",4,"A one-family house detached from any other house","$40,000 to $49,999","Living with partner","Metro","West","Mountain","Rented for cash","co",0,1,1,0,2,"Working - as a paid employee",0,"White","Hispanic"
28531,,28783.623,24365.1721,43603.6291,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Pretty well off financially","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Not available in local stores",,,"Other reason","Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",250,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Air Transportation","One","Other professional","$100,000 - $249,999","I make most of the decisions","Very good",20161004,20160509,20160915,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28532,,,45176.5432,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","No impact","Minor impact","No impact","No impact",,"No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",3,5,"About the same","Not at all","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",625,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Debit card","Refused","Yes","No","No","No","No","Yes","No","No","Yes","No","No",,"Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","Poor","No",,,,,,"Certificate or technical degree","No",,,"Health","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No",,,,"Convenience",,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Some college but no degree","Don’t know","Truck Transportation","One","Computer and Mathematical","Under $5,000","I make most of the decisions",,,20160516,20160901,37,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Divorced","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,1,1,"Working - as a paid employee",0,"Black/African-American","Black"
28535,,139088.214,48533.2405,199374.252,"Fresh","No","No","No","Yes","No","No","No",,"Yes","Yes","Yes","No","No","No","Probably No","Yes","Living comfortably","About the same","About the same","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","No impact","No impact",,,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",24,10,"More","Very much","Somewhat","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Refused","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","None",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Excellent",20160907,20160512,20160907,36,"35-44","30-44","11th grade","Less than high school","Black, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$5,000 to $7,499","Never married","Metro","South","South Atlantic","Rented for cash","sc",0,0,0,0,3,"Not working - looking for work",0,"Black/African-American","Black"
28539,,50491.9209,53082.7533,75012.9684,"Fresh","No","No","No","No","Yes","No","No",,"No","No","No","No","No","No","Definitely Yes",,"Doing okay","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,"Very important","Very important","Very important","No advice from person","Very important","Very important","Very important","No advice from person",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Better price",,,,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Associate degree","Miscellaneous Manufacturing","One","Other (Please specify)","$25,000 - $34,999","I make most of the decisions","Very good",20160915,20160513,20160915,52,"45-54","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$50,000 to $59,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
28541,,51959.5525,53024.6919,75935.2296,"Fresh","Yes","No","No","No","No","Yes","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","No","No","No",,"No impact","Minor impact","Moderate impact","No impact","No impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",2000,"Yes","No","No","No","No","Yes","Credit card","Very confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Doctoral Degree","No",,,"Health",,,,,,,"Refused","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes",,"Do not have children or grandchildren",,,,,"No","Yes","Yes","Yes","No","No","No","Don’t know","Probably Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Not available in local stores","Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Hospitals","Three","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20161012,20160512,20160510,50,"45-54","45-59","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$200,000 to $249,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
28546,,42660.9158,35917.0856,63604.2163,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Definitely Yes",,"Living comfortably","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","Minor impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","Yes",,,,,,,,,"No",1440,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Refused","One","Other (Please specify)","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160913,20160512,20160913,62,"55-64","60+","Some college, no degree","Some college","Hispanic","Female","Yes",6,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,1,2,3,"Working - as a paid employee",0,"White","Hispanic"
28548,,35891.4863,40286.6419,53407.0948,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Never","Associate degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","Yes","Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Not available in local stores","Convenience","Convenience","Not available in local stores","Better price","Convenience","Convenience",,"No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Graduate degree","Hospitals","One","Office and Administrative Support","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160913,20160528,20160913,53,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
28550,,,85487.319,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Very important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Excellent",20160928,20160603,20160912,65,"65-74","60+","9th grade","Less than high school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$5,000 to $7,499","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Not working - retired",0,"White","White"
28551,,51490.6331,14656.7641,77200.9074,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Certificate or technical degree","No",,,"Health","About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Don’t know","Food and Beverage Stores","One","Food Preparation and Serving","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160906,20160520,20160905,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
28553,,165271.964,49835.7057,233705.357,"Fresh","No","No","No","Yes","Yes","No","No",,"No","No","No","No","Yes","No","Definitely No","No","Just getting by","Much better off","Much better off","About average","No","No","No","No","Yes","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","Minor impact","Minor impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,"Probably Yes","Yes","No","No","Yes","No","Refused",,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Fair",20160911,20160519,20160911,18,"18-24","18-29","11th grade","Less than high school","Black, Non-Hispanic","Female","No",6,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","South","South Atlantic","Rented for cash","nc",0,0,1,1,4,"Not working - other",0,"Black/African-American","Black"
28556,,38503.4546,31883.342,56917.5514,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","Refused","Refused","No","Refused","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Refused","Yes","Refused","No","No","No","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2001,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,1100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Undeclared",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Convenience","Other reason",,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","Yes","No","Yes",1400,"No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Excellent",20161007,20160520,20161007,68,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$175,000 to $199,999","Living with partner","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",0,"White","White"
28557,,44970.5819,52539.2692,66914.7394,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","Moderate impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","Not important","Slightly important","No advice from person","Slightly important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",25000,0,0,25000,"No",245,"No","No",,"No","No","Yes","No","No","Yes","Yes",,,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","No",,"Not available in local stores",,,,,"Better price","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",1500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Graduate degree","Some college but no degree","Educational Services","One","Teacher, except college and university","Under $5,000","Another household member and I share in the decisions","Good",20160917,20160519,20160917,26,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",1,1,0,0,2,"Working - as a paid employee",0,"White","White"
28564,,,11083.6278,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Moderate impact","Moderate impact","Severe impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial costs are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",7000,0,0,7000,"No",125,"No","No",,"No","Yes","No","No","No","No",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Social Advocacy Organizations","One","Building and Grounds Cleaning and Maintenance","Under $5,000","I make most of the decisions","Good",20160914,20160520,20160909,35,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$5,000 to $7,499","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28565,,,34615.3074,,"LMI oversample","Yes","Yes","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Finding it difficult to get by","Somewhat better off","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","Moderate impact","Minor impact","Moderate impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",140,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Convenience",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Less than High School degree","Nonstore Retailers","One","Retail Sales","Under $5,000","Another household member and I share in the decisions","Very good",20160923,20160519,20160910,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",7,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,2,1,1,3,"Working - self-employed",0,"White","Hispanic"
28567,,,11113.8953,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Definitely No","Yes","Finding it difficult to get by","Much worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.","Refused","No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,"Refused",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","Not important","No advice from person","No advice from person","No advice from person","No advice from person","No","No","No","No","No","Yes","No","No","Yes","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No",,,,,"Not available in local stores",,"Other reason",,,"No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No",,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160914,20160520,20160910,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - disabled",0,"White","White"
28569,,40021.5843,46151.0019,58081.9571,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Living comfortably","Much better off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","Minor impact","No impact",,"No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","Just for fun (as a hobby)",20,8,"Less","Very much","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","No","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Very important","Moderately important","Moderately important","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Better price","Better price",,,"Better price",,"Better price",,,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","Bachelor’s degree","Bachelor’s degree","Other Professional, Scientific, and Technical Services","Two","Other (Please specify)","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160715,20160521,20160514,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$175,000 to $199,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,3,"Working - as a paid employee",0,"2+ Races","Other"
28574,,39692.2328,41589.7933,60028.612,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely No","Yes","Living comfortably","Much better off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1600,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Never","Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","No",,,"Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes","Yes","No","No","Convenience","Better price",,,"Better price","Better price","Better price",,,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Associate degree","Truck Transportation","One","Construction and Extraction","$100,000 - $249,999","I make most of the decisions","Excellent",20161007,20160526,20160918,53,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,3,"Working - as a paid employee",0,"Black/African-American","Black"
28576,,,25471.4085,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,10,"Less","Somewhat","Not at all","Somewhat","No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","Yes","No","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No",,,,,"No",0,"No","No",,"No","No","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Food Services and Drinking Places","Two","Food Preparation and Serving","Under $5,000","I make most of the decisions",,,20160522,20160521,40,"35-44","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$15,000 to $19,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,1,1,1,"Working - as a paid employee",0,"Black/African-American","Black"
28578,,46510.5038,46038.1063,68697.5603,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Health","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","Convenience","Not available in local stores",,"Convenience","Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","Yes","No",,"No","No","Refused","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Good",20160910,20160516,20160910,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$85,000 to $99,999","Divorced","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",0,"White","White"
28579,,39947.1749,39183.6259,59640.3666,"Fresh","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","No","No","Yes","No","Yes","Definitely Yes",,"Doing okay","Much better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","Severe impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"Yes","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","Yes","No","Convenience","Better price",,,"Convenience",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","No","Yes",2000,"No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Data Processing, Hosting and Related Services","One","Business and Financial Operations","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160917,20160523,20160827,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",7,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",1,1,0,0,5,"Working - as a paid employee",0,"White","White"
28580,,,40755.9147,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Don’t know","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","Moderate impact","Moderate impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Refused","Yes","Refused","Refused","Yes","Yes","No","I [PPMARITins2] pay rent.",2014,"No","No","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","Refused",595,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Vocational/technical training","About the same financial benefits and financial costs",,,,,,,,,,,,"Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No",,"Convenience","Better price","Better price",,"Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","Yes","Yes","Yes",440,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Regularly worried","Regularly worried","Don’t know","Don’t know","Food Services and Drinking Places","Two","Precision Production (such as machinist, welder, baker, printer, tailor)","Under $5,000","I make most of the decisions","Good",20160914,20160606,20160914,33,"25-34","30-44","Some college, no degree","Some college","Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$10,000 to $12,499","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Working - as a paid employee",0,"2+ Races","Hispanic"
28581,,45304.1309,47870.1409,67812.5236,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Water Transportation","One","Transportation and Material Moving","Under $5,000","I make most of the decisions","Very good",20160919,20160522,20160911,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","id",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28582,,81153.5203,80985.3647,115225.21,"Fresh","No","No","No","Yes","No","No","No",,"Yes","Yes","Yes","No","Yes","No","Definitely No","Yes","Just getting by","About the same","About the same","About average","Yes","No","No","Yes","No","No","No","No","No","Employed for someone else","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","Severe impact","Severe impact",,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",25,80,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Certificate or technical degree","No",,,"Humanities","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,"Slightly important","No advice from person","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","Not available in local stores","Not available in local stores",,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Substantial strain",,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Other Professional, Scientific, and Technical Services","One","Other professional","Not sure","Another household member makes most of the decisions","Excellent",20160912,20160601,20160912,23,"18-24","18-29","Associate degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","South","South Atlantic","Occupied without payment of cash rent","fl",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
28586,,,22436.6587,,"LMI oversample","No","Yes","Refused","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","It varied","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2005,"No","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Some of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160909,20160520,20160831,38,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$7,500 to $9,999","Never married","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,1,"Not working - disabled",0,"Black/African-American","Black"
28588,,,46315.5036,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Pretty well off financially","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$15,000 to $24,999","More than your income","No","Yes","Yes","No","Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","Yes","No",,"Convenience",,,"Better price",,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20161018,20160518,20160518,30,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",5,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,2,1,2,"Not working - looking for work",0,"White","Hispanic"
28594,,51000.0052,48729.6896,75190.3397,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","No","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","Yes, both",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Telecommunications","One","Office and Administrative Support","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20160924,20160530,20160518,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,1,2,"Working - as a paid employee",0,"Black/African-American","Black"
28595,,34941.2692,35579.1169,52394.2953,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No","Yes",,,,,,,,,"No",400,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Once","Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial costs are somewhat larger","Refused","Refused","Refused","Yes","Refused",,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",550,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Hospitals","One","Office and Administrative Support","$75,000 - $99,999","Another household member and I share in the decisions","Good",20161001,20160521,20160516,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","No",3,"A mobile home","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
28597,,,27411.6409,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2000,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,1436,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Other reason","Other reason",,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160909,20160522,20160909,73,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$12,500 to $14,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
28604,,48526.4618,15185.5692,72862.7002,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","Much worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Don’t know","Yes","Yes","Yes","Yes","Don’t know","No",,,,"Don’t know",,,,,,,795,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",700,0,0,700,"No",30,"No","No",,"No","Yes","No","No","No","No","No","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Insurance Carriers and Related Activities","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Good",20160921,20160526,20160828,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Married","Metro","South","East-South Central","Rented for cash","tn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28606,,193550.052,60924.3687,266925.324,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","It varied","No","No","No","No","No","Yes","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,2,"Less","Does not apply","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,450,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,29,"Very important","Not important","Not important","Not important","Not important","No","No",,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes","No",,"Better price",,"Convenience",,,,"Convenience",,"Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","Yes","Yes","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Don’t know","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160910,20160530,20160910,44,"35-44","30-44","12th grade NO DIPLOMA","Less than high school","Hispanic","Female","No",3,"A one-family house attached to one or more houses","$30,000 to $34,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,1,0,2,"Not working - retired",0,"White","Hispanic"
28611,,30153.1464,38748.7192,44357.1105,"Fresh","Yes","Yes","Refused","Refused","Refused","Yes","No",,"Yes","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","Much worse off","Much better off","It varied","Yes","Yes","Yes","No","No","No","No","No","No","Self-employed","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Paper check","No","Yes","Yes","No","Yes","No","No","No",,"Moderate impact","No impact","Moderate impact","Minor impact","Severe impact","Severe impact",,"No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",40,25,"More","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1971,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Don’t know","Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Substantial strain","Substantial strain","Substantial strain","Substantial strain",,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","High school degree or GED","Construction of Buildings","Three","Installation, Maintenance, and Repair","$100,000 - $249,999","I make most of the decisions","Excellent",20160914,20160527,20160911,58,"55-64","45-59","12th grade NO DIPLOMA","Less than high school","2+ Races, Non-Hispanic","Male","No",4,"A one-family house attached to one or more houses","$60,000 to $74,999","Separated","Metro","South","South Atlantic","Occupied without payment of cash rent","de",0,0,0,0,4,"Working - as a paid employee",0,"2+ Races","Other"
28617,,62619.6617,21053.0338,92741.7018,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"Yes","Don't know","Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","Yes","No","No","No","No","No","Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial costs are much larger","Yes","No","No","Yes","No",,,,,,,"Very important","Very important","Very important","Very important","Very important","Very important","Very important","Very important",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","Yes, both",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","No","Yes","Yes",500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Substantial strain",,"Substantial strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Ambulatory Health Care Services","One","Health Technologist or Technician (such as paramedic, lab technician)","Under $5,000","I make most of the decisions","Very good",20160912,20160526,20160831,36,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A mobile home","$10,000 to $12,499","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,1,1,2,"Working - as a paid employee",0,"White","White"
28619,,,25199.7711,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","Refused","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","No","Yes","Yes","Yes",0,"Definitely Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","Yes",,,,,,"Convenience","Convenience",,"Better price","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Truck Transportation","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160904,20160526,20160904,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28620,,34028.0041,36593.173,51227.6649,"Fresh","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Probably No",,,,,,,2000,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Some of the time","Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","Yes","No","Not available in local stores",,,,"Other reason","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Regularly worried","Bachelor’s degree","Don’t know","Insurance Carriers and Related Activities","One","Computer and Mathematical","$5,000 - $9,999","I make most of the decisions","Good",20160924,20160528,20160522,53,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$100,000 to $124,999","Divorced","Metro","West","Pacific","Rented for cash","hi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
28626,,73289.5989,20104.9958,108607.688,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","No impact","Severe impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Moderate difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","No","Yes","No","No","No","No","No","Excellent","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Engineering","Financial benefits are much larger",,,,,,,,,,,,"Not important","Not important","Not important","Not important","Slightly important","Slightly important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price",,"Better price",,"Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","Yes","No","Yes",800,"No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","U.S. Air Force","One","Armed Services","Not sure","Another household member makes most of the decisions","Good",20160914,20160723,20160910,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$30,000 to $34,999","Married","Metro","West","Pacific","Rented for cash","ca",2,0,0,0,2,"Working - as a paid employee",0,"White","White"
28634,,15804.6236,20729.4107,24496.5657,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","About average","No","No","No","Yes","No","No","Refused","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Refused","Refused","Yes","Refused","Refused","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160921,20160526,20160520,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Not working - looking for work",0,"2+ Races","Other"
28636,,45194.2363,46207.4775,67483.7327,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Don’t know","Yes","Yes","Yes","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Severe impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",7,5,"Less","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Substantial difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",1000,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","Yes","No","Yes","No",0,"Definitely Yes","Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Convenience","Convenience","Better price","Better price",,"Better price","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",650,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No",,"Moderate strain",,,,,"Substantial strain",,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Other Information Services","One","Business and Financial Operations","Under $5,000","I make most of the decisions","Very good",20160914,20160524,20160827,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$50,000 to $59,999","Divorced","Metro","South","West-South Central","Rented for cash","tx",0,0,1,0,1,"Working - as a paid employee",0,"White","White"
28649,,56234.2955,56748.8895,82139.9717,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","Yes","No","No","No","Homemaker","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1660,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes","No","No",,,,,"No","Yes","Yes","Yes","No","No","No",0,"Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores",,,"Better price","Not available in local stores","Better price","Convenience","Better price",,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","Yes","No","No","No","Yes",500,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Certificate or technical degree","Educational Services","One","Teacher, except college and university","Refused","Another household member and I share in the decisions","Good",20160920,20160705,20160901,50,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,1,1,2,"Working - as a paid employee",0,"White","White"
28651,,48526.4618,15185.5692,72862.7002,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"Yes",1200,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","Yes","No","No","No","No","No",,,,,,"Moderate strain",,,,,,"Rarely worried","Rarely worried","Never worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Fair",20160908,20160602,20160908,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Not working - disabled",0,"White","White"
28669,,,32878.7071,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,72,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Refused","Refused","Refused","Refused",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Better price",,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1000,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","General Merchandise Stores","One","Other (Please specify)","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160902,20160526,20160902,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28670,,,22590.3217,,"LMI oversample","Yes","No","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",370,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","No","Yes","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","Yes",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Convenience","Convenience","Better price","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Sometimes worried","Certificate or technical degree","Some college but no degree","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Very good",20160913,20160527,20160913,68,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Not working - retired",0,"White","White"
28671,,81887.9007,83142.737,118463.434,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes",,,,,,,,,"No",2800,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Better price","Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Never worried","Bachelor’s degree","High school degree or GED","Computer Systems Design and Related Services","One","Management","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160913,20160527,20160909,41,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28672,,126945.792,131173.11,176144.526,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably Yes",,"Doing okay","About the same","Somewhat worse off","Poor","No","Yes","No","Yes","No","No","Yes","Refused","No","Not employed, but looking for a job","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","No","No","No","No","No","Paper check","No","No",,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",25,90,"About the same","Very much","Very much","Somewhat","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2016,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,1400,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","Less debt now",,"Some of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Engineering","Financial benefits are somewhat larger",,,,,,,,,,,,"Moderately important","Not important","Not important","Slightly important","Slightly important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",15000,0,0,15000,"No",300,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No",,,,,,,"Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","Substantial strain","Substantial strain",,,"Substantial strain",,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","High school degree or GED","Real Estate","Two","Management","$100,000 - $249,999","I make most of the decisions","Very good",20160917,20160527,20160917,26,"25-34","18-29","Some college, no degree","Some college","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,3,"Working - self-employed",0,"White","Hispanic"
28675,,23266.9792,19714.099,35118.9127,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Refused","Yes",,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,"Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","Yes","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1667,"Yes","No","No","No","No","No","Credit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","No","Often varies quite a bit from one month to the next","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,,,"Substantial strain",,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Management, Scientific, and Technical Consulting Services","Four or more","Other professional","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20161017,20160528,20160524,63,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,1,2,"Working - self-employed",0,"White","White"
28677,,,8839.1009,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Just getting by","About the same","Much better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Retired","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,5,"Less","Somewhat","Not at all","Somewhat","No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","Yes","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","Refused",,"$5,000 to $14,999","More than your income","No","No","No","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes",,"No","No","No","No","No","Yes","No","Yes","No","No","No",,,,,,"Substantial strain",,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions",,,20160527,20160521,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A mobile home","Less than $5,000","Living with partner","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - disabled",0,"White","White"
28678,,70909.1751,24082.907,107485.596,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","Yes","No","Probably No","No","Just getting by","About the same","Much better off","About average","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",4,10,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"No","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","No",,"Convenience",,,,,"Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Merchant Wholesalers, Durable Goods","Two","Sales Representative","Under $5,000","Another household member and I share in the decisions","Good",20160916,20160609,20160910,40,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","No",1,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - self-employed",0,"White","Hispanic"
28680,,,23257.6159,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","Yes","Yes","Yes","Don’t know","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","Minor impact","Minor impact","Severe impact","Minor impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,1,"About the same","Somewhat","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",754,"Yes","Yes","No","No","Yes","No","Cash","Somewhat confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","No","No","No","No","No","No","Yes","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,"Moderately important","Slightly important","Slightly important","Moderately important","Moderately important","Moderately important","Slightly important","No advice from person",,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No","Don’t know","Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","Yes","Yes","No","Often varies quite a bit from one month to the next","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Substantial strain",,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Associate degree","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Very good",20160922,20160526,20160523,36,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
28687,,,14093.9133,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","No","No","No","No","No","No","No","No","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",500,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Very important","Refused","Refused","Refused","Refused","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","Yes","No","No","No",,"None",,"Moderate strain",,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160917,20160528,20160917,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",0,"White","White"
28691,,200896.788,56920.3018,277298.423,"Fresh","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat better off","It varied","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Refused",,"Other (Please specify):","Refused",,,,,,,,,,,,"Very important","No advice from person","Slightly important","Very important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Refused","No","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes",,,,,,,,,"Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Refused",,"Yes","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Regularly worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked",,,"Fair",20161011,,20160607,18,"18-24","18-29","11th grade","Less than high school","Hispanic","Female","Yes",8,"A one-family house attached to one or more houses","$20,000 to $24,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,1,7,"Not working - looking for work",0,"White","Hispanic"
28694,,,22117.4849,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1958,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Refused","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20161010,20160706,20161009,82,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Not working - retired",0,"White","White"
28701,,51959.5525,53024.6919,75935.2296,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"Refused",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Monetary Authorities-Central Bank","One","Other professional","$5,000 - $9,999","Another household member and I share in the decisions","Excellent",20160703,20160604,20160529,52,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28702,,,80587.9909,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","About the same","About average","Yes","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No",,"No impact","No impact","Severe impact","Severe impact","No impact","No impact",,"No","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","To earn money as a primary source of income",40,50,"About the same","Somewhat","Somewhat","Not at all","No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,50,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No",,,,,"No",0,"No","No",,"No","No","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Convenience","Convenience","Convenience","Convenience","Not available in local stores","Not available in local stores",,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","No","No","Yes","Yes",150,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Rarely worried","Don’t know","Don’t know","Ambulatory Health Care Services","Four or more","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Poor",20160921,20160603,20160912,50,"45-54","45-59","11th grade","Less than high school","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","South","West-South Central","Occupied without payment of cash rent","ok",0,0,0,0,1,"Working - self-employed",0,"Black/African-American","Black"
28707,,,7031.8812,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","No","No","Yes","Yes","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Cash","Not confident","Yes","No","No","No","No","Yes","Yes","No","No","No","No",,"No","Yes","No",,"No","No","No","No","Yes","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Health","Financial benefits are much larger",,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",27000,0,0,27000,"No",0,"Yes","No",,"Yes","Yes","No","No","No","Still enrolled in the program","No","No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Regularly worried","Never worried","Rarely worried","High school degree or GED","Don’t know","Nursing and Residential Care Facilities","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Under $5,000","I make most of the decisions","Good",20160719,20160526,20160521,42,"35-44","30-44","Associate degree","Some college","2+ Races, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
28709,,,13139.7493,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat better off","Poor","No","No","No","Yes","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Refused",,"No impact","Minor impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Not confident","Yes","No","No","No","No","No","No","Yes","Yes","No","No",,"Yes","No","No",,"No","No","No","No","No","No","Yes","Yes","No","No","Poor","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","No","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",1000,"Yes","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Substantial strain",,,,,,,"Substantial strain","A little strain",,,"Regularly worried","Sometimes worried","Never worried","Rarely worried","High school degree or GED","Refused","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Poor",20160918,20160529,20160910,49,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,1,"Not working - looking for work",0,"White","White"
28712,,,18094.735,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much worse off","About average","Yes","No","No","No","No","No","No","Yes","Yes","Disabled and not working","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Don’t know","Yes","Don’t know","No","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","No","No","No",,"No impact","No impact","Severe impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2004,"Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,357,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial costs are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,52,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20161012,20160526,20160921,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Divorced","Non-Metro","Midwest","West-North Central","Rented for cash","mn",0,0,0,0,1,"Not working - retired",0,"White","White"
28717,,,14297.3002,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","No","Employed for someone else",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,5,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Moderate difficulty",,"Definitely Yes","No","Yes","No","No","No","No",1200,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",30000,0,0,30000,"No",0,"Yes","No",,"No","No","Yes","No","No","No","No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Better quality",,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","No","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Regularly worried","Regularly worried","Some college but no degree","High school degree or GED","Educational Services","One","Business and Financial Operations","Under $5,000","I make most of the decisions",,,20160524,20160527,40,"35-44","30-44","Associate degree","Some college","Black, Non-Hispanic","Female","No",2,"A one-family house attached to one or more houses","Less than $5,000","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
28723,,,28604.4072,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Poor","No",,,,,,"Associate degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Other reason",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Religious Organizations","One","Community and Social Services","$25,000 - $34,999","I make most of the decisions",,,20160602,20160527,57,"55-64","45-59","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,1,"Working - self-employed",0,"Black/African-American","Black"
28726,,,8502.5288,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","None",,"Probably Yes","Yes","No","No","Yes","Yes","No",400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial costs are much larger","Yes","No","No","No","No","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",3000,0,0,3000,"No",200,"No","No",,"No","No","Yes","No","No","Yes",,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Convenience",,"Convenience","Convenience","Convenience","Convenience",,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Health and Personal Care Stores","One","Health Technologist or Technician (such as paramedic, lab technician)","Under $5,000","I make most of the decisions","Good",20160910,20160527,20160827,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","Less than $5,000","Never married","Non-Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
28730,,58816.1533,19515.5369,89373.3799,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,219,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20161010,20160530,20160528,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,1,"Not working - disabled",0,"Black/African-American","Black"
28732,,,18126.5237,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","Poor","No","Refused","Refused","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money to help family members",40,25,"Less","Somewhat","Very much","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","Yes","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","No","Yes",500,"No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions",,,20160609,20160527,43,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A mobile home","$7,500 to $9,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",1,1,0,0,2,"Not working - disabled",0,"White","White"
28734,,30641.3356,29996.9977,46188.5175,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",1049,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","Refused","Refused","No","Yes","Refused","Yes","Refused","Refused","Refused","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Refused","Yes","Refused","Refused","Refused","Yes","Refused","Refused","No",,"Other reason",,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Refused","Refused","Refused","Yes","Refused","Refused","Yes",2000,"Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Museums, Historical Sites, and Similar Institutions","One","Management","$50,000 - $74,999","I make most of the decisions","Very good",20160927,20160603,20160528,58,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$75,000 to $84,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
28736,,,22317.0481,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","Yes",,"Minor impact","Moderate impact","Minor impact","Minor impact","Minor impact","Minor impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,"No",300,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Associate degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","Yes","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price",,"Better price","Better price","Better price","Better price","Better price",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Regularly worried","Bachelor’s degree","Some college but no degree","Other Information Services","One","Computer and Mathematical","Under $5,000","I make most of the decisions","Very good",20160907,20160606,20160907,31,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A mobile home","$25,000 to $29,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
28738,,50843.2734,49885.9418,75148.894,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,510,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","Yes","No","No","No","No","Yes","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,"Very important","No advice from person","Slightly important","Moderately important","No advice from person","Moderately important","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","Yes","No",,"Better price",,"Better price","Convenience","Convenience",,"Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Funds, Trusts, and Other Financial Vehicles","One","Management","$5,000 - $9,999","I make most of the decisions",,,20160706,20160611,43,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$100,000 to $124,999","Never married","Metro","South","East-South Central","Rented for cash","ms",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
28744,,,34656.3606,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Probably No",,,,,,,1500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Once","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","Yes","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","No","Refused",,"Refused","Refused",,,"Refused","Refused",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Specialty Trade Contractors","One","Installation, Maintenance, and Repair","$5,000 - $9,999","Another household member and I share in the decisions",,,20160604,20160527,31,"25-34","30-44","Some college, no degree","Some college","Hispanic","Male","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"American Indian or Alaska Native","Hispanic"
28747,,57242.1756,66926.2322,84055.0514,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","No","No","Refused","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Severe impact","Minor impact","No impact","No impact",,,"Employed full-time","No","No","No","No","Refused","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,1,"More","Not at all","Not at all","Not at all","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Associate degree","No",,,"Physical sciences/math",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No","No advice from person","No advice from person","Slightly important","No advice from person","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",26000,0,0,26000,"No",100,"Yes","No",,"No","Yes","No","No","No","No","No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No","Convenience","Better price",,,"Better price",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","Yes","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160921,20160602,20160919,28,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Female","No",6,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,2,1,0,3,"Not working - other",0,"White","White"
28749,,37517.5311,11962.3846,56570.5197,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Moderate impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Education","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","No","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Better price","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No",,"Moderate strain",,,,"Substantial strain",,,,,,"Sometimes worried","Sometimes worried","Never worried","Sometimes worried","Don’t know","Don’t know","Educational Services","One","Personal Care and Service","Under $5,000","I make most of the decisions","Very good",20160929,20160606,20160531,53,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Widowed","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
28751,,,20816.3549,,"LMI oversample","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Finding it difficult to get by","Somewhat worse off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","No","Don’t know","No","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","Yes",,"No impact","No impact","Minor impact","No impact","Minor impact","Minor impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",1362,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"Yes","No","No",,"No","No","No","No","No","Yes","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","Yes","No","No","Substantial strain",,"Substantial strain",,,,,"Moderate strain","Moderate strain",,,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Truck Transportation","One","Other professional","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160914,20160602,20160828,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
28753,,,41681.8531,,"LMI oversample","No","No","No","No","No","Yes","No",,"No","No","No","No","Yes","No","Probably No","Yes","Finding it difficult to get by","Much worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Don’t know","Deposit onto a reloadable prepaid card","No","No","No","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","No impact","Minor impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","Yes","No","No","No","Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Moderately important","Moderately important","Slightly important","Very important","Very important","Moderately important","Slightly important","No advice from person","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","Yes","No","No","No","Don’t know","Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","Yes",,"$15,000 to $24,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","Yes","No",,,,"Better price",,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","Yes","Yes","Yes","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No",,"Moderate strain","Substantial strain",,"Moderate strain","Substantial strain",,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Associate degree","Associate degree","Clothing and Clothing Accessories Stores","One","Retail Sales",,,"Very good",20161008,,20160530,25,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$35,000 to $39,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,1,0,3,"Working - as a paid employee",0,"White","Hispanic"
28758,,,18442.0204,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","No","Yes","Yes","Yes","No","No",820,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No","Very important","Very important","Slightly important","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",40000,0,0,40000,"No",275,"No","No",,"No","No","Yes","No","Yes","No",,,,,,,"No","Yes","No","Yes","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","Yes","Yes","No","Convenience","Better price",,"Convenience","Convenience",,"Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Other Professional, Scientific, and Technical Services","One","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20160907,20160602,20160907,25,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","South","West-South Central","Rented for cash","la",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
28765,,65639.3799,68725.9703,95109.1912,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1843,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Convenience","Convenience","Better price","Better price",,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Food Manufacturing","One","Architecture and Engineering","$75,000 - $99,999","I make most of the decisions","Very good",20161007,20160617,20160911,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
28769,,,22965.9476,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","No","Yes","No","No","Yes","Probably Yes",,"Finding it difficult to get by","Much worse off","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Don’t know","Don’t know","Don’t know","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","Minor impact","Minor impact","Moderate impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,850,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Associate degree","No",,,"Engineering",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No","Slightly important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",11000,0,0,11000,"No",0,"No","No",,"Yes","Yes","No","No","No","Yes",,"No",,,,,"No","No","No","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Other reason",,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","Associate degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Poor",20161009,20160612,20160602,37,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A mobile home","$20,000 to $24,999","Never married","Non-Metro","West","Pacific","Rented for cash","wa",0,0,0,0,2,"Not working - looking for work",0,"White","White"
28770,,,93768.7088,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","About the same","Poor","Yes","No","No","No","Yes","Yes","No","Yes","Yes","Disabled and not working","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Severe impact","Minor impact","No impact","Minor impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Don't know","Yes","No","No","No","No","Yes","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Very important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","Yes","No",,,,,,"Better price",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Substantial strain",,,"Rarely worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Fair",20160920,20160602,20160527,54,"45-54","45-59","9th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - disabled",0,"White","White"
28777,,77530.0132,72415.863,112417.718,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,1,"About the same","Does not apply","Not at all","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",1750,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Refused","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Social Advocacy Organizations","One","Management","$500,000 - $999,999","Another household member and I share in the decisions",,,20160606,20160530,38,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$175,000 to $199,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28778,,41041.1329,38002.0121,61506.9209,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,1,"About the same","Somewhat","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2016,"Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Don’t know","Yes","Don’t know","Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Doctoral Degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",100000,0,0,100000,"Yes",430,"No","No",,"No","No","Yes","No","Yes","Yes","No","No",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Not available in local stores","Better price","Better price","Convenience","Convenience","Convenience",,"Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No",,,,,"Moderate strain",,,,,,,"Sometimes worried","Never worried","Sometimes worried","Sometimes worried","Graduate degree","Graduate degree","Executive, Legislative, and Other General Government Support","One","Other professional","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160909,20160602,20160829,34,"25-34","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,1,1,2,"Working - as a paid employee",0,"White","White"
28781,,114736.16,130886.191,161925.952,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",602,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,50,"Very important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","Yes","No",,"Convenience",,"Better price","Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Never worried","High school degree or GED","Associate degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Fair",20160926,20160603,20160831,51,"45-54","45-59","7th or 8th grade","Less than high school","Hispanic","Male","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,1,2,"Not working - retired",0,"White","Hispanic"
28783,,50935.0801,51782.7312,75122.3953,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",1,0,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No",1900,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","Yes","Yes","Yes","No",,,"Not available in local stores",,,"Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Rarely worried","High school degree or GED","Graduate degree","General Merchandise Stores","One","Management","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20160921,20160611,20160604,38,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28784,,67289.2933,69855.5413,96131.0871,"Fresh","No","No","No","No","Yes","No","No",,"Yes","No","No","No","No","No","Probably Yes",,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No",2065,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Never","Associate degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No","Very important","Very important","Moderately important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Refused",,,,,,,"No",,,,,,"Yes","No","Yes","No","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Better price","Convenience","Convenience","Better price","Convenience","Convenience",,"No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Advertising Agencies","One","Management","$250,000 - $499,999","I make most of the decisions","Fair",20161010,20160602,20160908,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$100,000 to $124,999","Living with partner","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28793,,,9044.2657,,"LMI oversample","No","Yes","No","No","No","Yes","No",,"Yes","No","No","Yes","No","No","Probably No","Yes","Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","No","Employed for someone else",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",24,5,"Less","Somewhat","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No",,,,"Don’t know",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Very important","Very important","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$50,000 to $74,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","Yes","No",,"Better price",,"Better price","Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160912,20160605,20160912,30,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$5,000 to $7,499","Living with partner","Non-Metro","Midwest","West-North Central","Rented for cash","ia",0,1,0,0,2,"Not working - looking for work",0,"White","White"
28795,,,7082.1017,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Probably No","Yes","Just getting by","Somewhat better off","About the same","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No","Cash","No","No","No","No","No","No","No","No",,"Minor impact","Minor impact","Moderate impact","Moderate impact","Refused","Minor impact",,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",20,5,"More","Somewhat","Not at all","Not at all","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No",,,,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Money order","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,"Slightly important","Slightly important","Slightly important","Very important","Not important","Not important","Slightly important","Refused",,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Regularly worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20161001,20160706,20161001,22,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$5,000 to $7,499","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,4,"Not working - looking for work",0,"White","White"
28797,,29669.5608,26067.3004,44099.1199,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","Refused","No","Yes","Refused","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,10,"Less","Somewhat","Somewhat","Somewhat","No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1100,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Associate degree","No",,,"Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Very important","Not important","Not important","Not important","Not important","Yes","No","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","Yes","No",,,,"Better price",,,,"Convenience",,"Yes","No","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Refused","Refused","Refused","Yes","Refused","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Don’t know","Associate degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Fair",20160706,20160606,20160530,68,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Not working - retired",0,"White","White"
28798,,47827.7858,45977.8419,71597.2181,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","No",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","No","Yes",15000,"Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","None",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Nonstore Retailers","One","Office and Administrative Support","$10,000 - $24,999","I make most of the decisions","Poor",20160916,20160603,20160910,48,"45-54","45-59","Some college, no degree","Some college","Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$60,000 to $74,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
28799,,100662.347,105113.573,143747.549,"Fresh","Yes","Yes","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","Yes","Definitely Yes",,"Living comfortably","Much better off","About the same","Pretty well off financially","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","Refused","Yes","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",2,13,"About the same","Not at all","Not at all","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No",1930,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Professional degree (e.g. MBA, MD, JD)","No",,,"Other (Please specify):",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",117000,0,0,117000,"No",700,"No","No",,"No","No","No","Yes","Yes","Yes","No","No",,,,,"Yes","No","Yes","Yes","Yes","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Convenience","Not available in local stores","Convenience","Convenience","Convenience","Convenience",,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No",,,,"A little strain",,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Hospitals","Three","Other (Please specify)","$50,000 - $74,999","I make most of the decisions","Good",20161013,20160616,20160910,44,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",7,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",1,0,1,2,3,"Working - as a paid employee",0,"Black/African-American","Black"
28801,,35145.2007,15104.6919,53257.9719,"Fresh","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","Refused","Refused","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","Pretty well off financially","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired","Work part-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","Refused","Direct-deposit into your bank account or credit union account","Refused","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","Minor impact","No impact","No impact","Minor impact","Minor impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",607,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Somewhat important","Not important","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",325,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Hospitals","Two","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160915,20160627,20160830,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,3,"Working - as a paid employee",0,"Black/African-American","Black"
28802,,,26348.7401,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","None",,"Don’t know",,,,,,,850,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Debit card","Don’t know","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","More debt now",,"Some of the time","Some of the time","Associate degree","No",,,"Humanities",,,,,,,"Financial costs are much larger","Yes","No","No","Yes","No","Very important","Not important","Not important","Moderately important","Not important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","Yes","No","Not available in local stores","Better price",,"Better price","Better price",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",1850,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"None",,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Never worried","Associate degree","Don’t know","Specialty Trade Contractors","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Fair",20160913,20160602,20160910,36,"35-44","30-44","Associate degree","Some college","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","West","Mountain","Rented for cash","az",0,1,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
28806,,,18977.0656,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","Minor impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Once","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","No","No","Yes","No","Yes",,,,,,,"Very important","Slightly important","Slightly important","Not important","Not important","Not important","Not important","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No",2000,0,0,2000,"No",100,"No","No",,"No","No","No","No","No","No",,"No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$0 to $4,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","Better quality","Not available in local stores","Better quality","Better quality","Better quality",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","No","Yes",1000,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Wood Product Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$35,000 - $49,999","I make most of the decisions","Fair",20160911,20160610,20160827,41,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$30,000 to $34,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
28815,,48173.3974,45401.6366,71707.4405,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","Yes","Yes","None",,"Definitely No",,,,,,,1555,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No",,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price",,"Better price","Better price","Better price","Convenience","Convenience",,"Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","Graduate degree","Don’t know","Educational Services","One","Management","$75,000 - $99,999","I make most of the decisions","Very good",20160921,20160610,20160907,38,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
28822,,76892.5196,25258.4912,113832.861,"Fresh","Refused","Refused","Refused","Yes","Refused","Refused","No",,"Yes","No","No","No","No","No","Probably No","No","Finding it difficult to get by","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","No",,"No","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No",,,,,,,"Moderate strain","A little strain",,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Nonstore Retailers","One","Retail Sales","$250,000 - $499,999","I make most of the decisions","Fair",20160921,20160610,20160604,40,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Working - self-employed",0,"White","White"
28830,,,9208.031,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much better off","About average","No","Yes","No","No","No","No","No","Yes","Yes","Disabled and not working","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1992,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,325,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,,,,,,,,,,,,48,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",500,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Poor",20160914,20160610,20160914,51,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$5,000 to $7,499","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
28834,,38936.4219,13972.6839,58298.7555,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","Yes","No","It was in-line with changes in living expenses","No impact","No impact","Moderate impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",800,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Convenience",,"Convenience","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Amusement, Gambling, and Recreation Industries","One","Protective Service","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160915,20160708,20160828,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
28838,,,18782.8883,,"LMI oversample","No","No","No","No","Yes","No","No",,"No","Yes","No","No","No","Yes","Definitely No","Yes","Finding it difficult to get by","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","Yes","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","Yes",,"Moderate impact","Minor impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,5,"More","Somewhat","Somewhat","Somewhat","No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","Yes","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,1250,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,49,"Very important","Somewhat important","Not important","Somewhat important","Very important","No","No",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","Yes","Yes",0,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Substantial strain",,,,,,,"Substantial strain","Substantial strain",,,"Never worried","Regularly worried","Regularly worried","Sometimes worried","Less than High School degree","Refused","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160913,20160623,20160913,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","Less than $5,000","Separated","Metro","South","South Atlantic","Rented for cash","md",0,0,1,2,1,"Not working - retired",0,"Black/African-American","Black"
28841,,45619.961,48620.8379,67734.4096,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Severe impact","Refused","Employed full-time","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,10,"Less","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2011,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,1395,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","No","No",,"No","No","No","No","Yes","No","No","No","No","No","Poor","No",,,,,,"Associate degree","No",,,"Business/management",,,,,,,"Financial costs are somewhat larger","No","Yes","No","Yes","No","No advice from person","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",34000,0,0,34000,"No",200,"No","Yes",,"Yes","Yes","No","No","No","Yes","No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Convenience",,,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Hospitals","One","Office and Administrative Support","$50,000 - $74,999","I make most of the decisions","Good",20160913,20160610,20160913,41,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
28843,,69431.7996,69603.7231,99161.0879,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",465,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Health","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,"Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","No","Refused","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience",,"Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",4000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Some college but no degree","Hospitals","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$50,000 - $74,999","Another household member and I share in the decisions",,,20160626,20160828,59,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28846,,,23376.2738,,"LMI oversample","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Student",,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Refused",,"Minor impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","Don’t know","Yes","Yes","A little difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",1300,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Once","Master’s degree","Yes","Master’s degree",,"Other (Please specify):",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","Yes","Very important","Very important","Very important","Moderately important","Very important","Slightly important","No advice from person","Slightly important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",2500,0,2500,5000,"No",2500,"No","No",,"No","No","No","No","Yes","Still enrolled in the program","No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Better price","Better price","Better price","Better price","Better price","Better price","Better price",,,"Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160920,20160609,20160916,35,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$25,000 to $29,999","Married","Metro","Northeast","New England","Rented for cash","ma",0,1,0,0,2,"Not working - looking for work",0,"White","White"
28847,,,32535.4479,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Severe impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2000,"Yes","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,"Definitely No",,,,,,,373,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",15000,0,1000,16000,"No",150,"No","No",,"Yes","No","No","No","No","No",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Regularly worried","Regularly worried","Sometimes worried","Sometimes worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Fair",20160912,20160610,20160912,63,"55-64","60+","Some college, no degree","Some college","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$12,500 to $14,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
28848,,,22986.6777,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","Somewhat better off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","No","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","Yes","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Probably Yes","Yes","No","Yes","Yes","Yes","No",620,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","Yes","No","Yes","No","No","No","Poor","Yes","No",,"No","Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","No","No","No","Yes","Refused",,,,,,,"Very important","Not important","Not important","Very important","Not important","Not important","Not important","Not important",,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No",3800,0,1000,4800,"No",80,"Yes","Yes",,"No","No","Yes","No","No","No",,,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","Yes, both",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","No","Yes",90,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Electronics and Appliance Stores","Two","Office and Administrative Support","Under $5,000","I make most of the decisions","Excellent",20160913,20160615,20160913,27,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Non-Metro","South","South Atlantic","Rented for cash","md",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28849,,,38819.0896,,"LMI oversample","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","Much better off","Much better off","Pretty well off financially","Yes","Yes","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Cash","Refused","Yes","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",30,15,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2010,"No","No","No","No","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","No","No","No","No","No","No",1850,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Cash","Very confident","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,"Yes","No","No",,"No","No","No","No","No","Yes","No","No","No","No","Excellent","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial costs are much larger","Yes","Yes","No","No","No",,,,,,,"Moderately important","Moderately important","Not important","Not important","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"Yes",0,"Yes","No",,"Yes","Yes","Yes","Yes","Yes","No",,"No",,,,,"Yes","No","Yes","No","No","Yes","Yes",,,"Mostly comfortable","Refused",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","Yes",,"$0 to $4,999","More than your income","Yes","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No",,,"Not available in local stores","Not available in local stores",,,,"Not available in local stores",,"No","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","Yes","No","Yes","Yes","No",,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Moderate strain","Moderate strain",,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Sometimes worried","High school degree or GED","High school degree or GED","Electrical Equipment, Appliance, and Component Manufacturing","One","Installation, Maintenance, and Repair","Under $5,000","Another household member and I share in the decisions",,,20160616,20160610,37,"35-44","30-44","Associate degree","Some college","Hispanic","Male","Yes",3,"A building with 2 or more apartments","$20,000 to $24,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,1,2,"Working - as a paid employee",0,"White","Hispanic"
28850,,43054.5711,41611.3782,64607.4809,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","No","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","No","No","No",,"No impact","No impact","Minor impact","Minor impact","Minor impact","Minor impact",,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",50,40,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",915,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",25000,0,40000,65000,"No",170,"No","No",,"No","No","Yes","No","Yes","Yes",,"No",,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Educational Services","Two","Teacher, except college and university","Under $5,000","I make most of the decisions","Very good",20160908,20160617,20160908,56,"55-64","45-59","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
28851,,,25551.6836,,"LMI oversample","Yes","Yes","No","No","Yes","No","No",,"No","No","No","No","No","Yes","Probably Yes",,"Finding it difficult to get by","Much worse off","Much worse off","About average","Yes","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Deposit onto a reloadable prepaid card","No","No","No","No","Yes","No","No","No",,"Severe impact","No impact","Moderate impact","Moderate impact","Moderate impact","Severe impact","Employed part-time","Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",40,0,"More","Somewhat","Very much","Very much","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Not important","No advice from person","Yes","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",130,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","Substantial strain",,,"Substantial strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Nursing and Residential Care Facilities","Two","Other (Please specify)",,,,,,20160909,24,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",8,"A mobile home","$5,000 to $7,499","Married","Non-Metro","West","Mountain","Rented for cash","id",0,2,2,0,4,"Working - as a paid employee",0,"White","Hispanic"
28853,,,34034.819,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","Yes","No","No","No","No","Definitely No","Yes","Just getting by","About the same","Somewhat worse off","About average","No","No","Yes","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","No impact","Minor impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","[D10other]","Refused","Refused","About the same","Not at all","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Very important","Very important","Very important","Moderately important","Very important","Slightly important","Refused","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Refused",,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","Better price",,,,"Not available in local stores",,,,,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Refused",,"No","No","No","No","No","No","Refused",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","None",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Good",20160914,20160613,20160909,21,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",3,"A one-family house detached from any other house","$5,000 to $7,499","Never married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Not working - looking for work",0,"White","Hispanic"
28854,,,17815.7001,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Retired","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",30,15,"Less","Not at all","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1991,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1080,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Some of the time","Most or all of the time","Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial costs are somewhat larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",200,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Never worried","Never worried","Associate degree","Some college but no degree","Warehousing and Storage","One","Transportation and Material Moving","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160917,20160616,20160917,62,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
28855,,,22117.4849,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","Refused","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1960,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Excellent",20160808,20160616,20160614,82,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",0,"White","White"
28856,,60414.6633,73536.5149,88089.1034,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","Refused","Refused","Refused","Refused","No","Definitely No","No","Living comfortably","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","Yes","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","Yes","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Social/behavioral sciences","Financial benefits are somewhat larger",,,,,,,,,,,,"Very important","Moderately important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","Yes","No","No","Yes","No","Convenience","Convenience",,"Convenience","Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Some college but no degree","Graduate degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20160908,20160612,20160827,20,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,1,3,"Not working - other",0,"White","White"
28857,,124812.454,136566.316,176819.868,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","It failed to keep up with changing living expenses","Severe impact","Severe impact","Severe impact","Severe impact","Severe impact","Severe impact","Employed full-time","Yes","No","Yes","No","Yes","No","Yes","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No","No","To earn money as a primary source of income",4,20,"More","Very much","Very much","Very much","Yes","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes",1500,"Yes","Yes","No","Yes","No","No","Cash","Not confident","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No",,"Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","Excellent","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",500,0,0,500,"Yes",500,"Yes","Yes",,"Yes","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,,"Very comfortable","Yes, both",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better quality","Better quality","Better quality","Better quality","Better quality","Better quality","Better quality","Better quality",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","Yes",5,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","A little strain","A little strain","A little strain","A little strain","A little strain","A little strain","A little strain","A little strain","A little strain","A little strain","A little strain","Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Refused",20160909,20160616,20160909,30,"25-34","30-44","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",10,"A one-family house detached from any other house","$250,000 or more","Living with partner","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,1,6,0,3,"Not working - other",0,"Black/African-American","Black"
28861,,73471.1302,74428.0177,107590.752,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,1,"About the same","Not at all","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1800,"Yes","Yes","No","No","No","No","Debit card","Don’t know","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Some of the time","Once","Certificate or technical degree","No",,,"Health","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Associate degree","Hospitals","One","Health Technologist or Technician (such as paramedic, lab technician)","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160925,20160618,20160613,38,"35-44","30-44","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,1,1,2,"Working - as a paid employee",0,"Black/African-American","Black"
28863,,169698.958,54350.9098,238295.671,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","Yes","Yes","No","No","No","Definitely Yes",,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Don’t know","Yes","Don’t know","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","Minor impact","Moderate impact","Moderate impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2004,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"It was easier for me to fix without their assistance","Probably Yes","Yes","No","No","No","No","No",450,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",0,"Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","Yes","No","Convenience","Convenience",,"Better price","Better price",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Regularly worried","Less than High School degree","Less than High School degree","Food Services and Drinking Places","One","Food Preparation and Serving","$5,000 - $9,999","Another household member and I share in the decisions","Fair",20160914,20160624,20160914,33,"25-34","30-44","11th grade","Less than high school","Hispanic","Male","No",2,"A mobile home","$35,000 to $39,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
28864,,,39334.7644,,"LMI oversample","No","No","No","No","Yes","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Just getting by","Somewhat worse off","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1969,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Somewhat important","Yes","No",,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Other reason",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","Yes","Yes",420,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Fair",20160913,20160617,20160913,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$15,000 to $19,999","Divorced","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,2,"Not working - retired",0,"White","White"
28871,,41079.5923,39856.5919,61071.5318,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Severe impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Life sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","Yes","Yes","No","No","No","Don’t know","Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","Yes","No",,"Convenience","Convenience",,"Convenience","Convenience",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Museums, Historical Sites, and Similar Institutions","One","Management","$5,000 - $9,999","I make most of the decisions","Very good",20160906,20160616,20160829,44,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Occupied without payment of cash rent","fl",0,0,0,2,2,"Working - as a paid employee",0,"White","White"
28876,,69720.5077,69729.0475,101083.462,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Much better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1287,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No",,,,,"No","Yes","Yes","No","No","No","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Better price","Convenience","Convenience","Better price","Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university","$50,000 - $74,999","I make most of the decisions","Very good",20160913,20160616,20160908,34,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,2,0,0,2,"Working - as a paid employee",0,"White","White"
28878,,51536.3363,15155.9426,77519.1667,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","Yes","No","No","Yes","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,10,"More","Somewhat","Very much","Very much","No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No",,"It was easier for me to fix without their assistance","Definitely No",,,,,,,430,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","No","Yes","No","Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","None","Moderate strain","Substantial strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160922,20160616,20160609,45,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$35,000 to $39,999","Divorced","Non-Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,2,"Not working - other",0,"White","White"
28880,,,87241.0672,,"LMI oversample","Yes","No","No","Yes","Yes","No","No",,"No","Yes","No","No","Yes","Yes","Probably Yes",,"Just getting by","Much worse off","Somewhat worse off","It varied","No","No","No","Yes","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","Moderate impact","Minor impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"No","Yes","No","Yes","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","Refused",750,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Cash","Somewhat confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Moderately important","Moderately important","Moderately important","Moderately important","Very important","Moderately important","Refused","Yes","No","No","Yes","Yes","No","No","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No",3569,0,0,3569,"No",50,"No","Yes",,"Yes","No","No","No","No","No","No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","Yes",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Other reason",,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","Yes","No","No","No","No","No","No","No","No",,,"Moderate strain",,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions",,,20160706,20160706,23,"18-24","18-29","Some college, no degree","Some college","Hispanic","Male","Yes",6,"A building with 2 or more apartments","$30,000 to $34,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,1,0,0,5,"Not working - disabled",0,"American Indian or Alaska Native","Hispanic"
28881,,,26348.7401,,"LMI oversample","No","No","No","Yes","No","Yes","No",,"Yes","Yes","No","No","No","No","Probably No","Yes","Finding it difficult to get by","About the same","Somewhat better off","About average","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Moderate impact","Moderate impact",,,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","To earn extra money to help family members",46,15,"About the same","Somewhat","Somewhat","Very much","No","Yes","No","No","Yes","No","No","Yes","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","Yes","Certificate or technical degree",,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Slightly important","Not important","Not important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Still enrolled in the program",,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","Yes",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","No","Yes","Yes","No","No","No","Better price",,,,"Better price","Better price",,,,"Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","Yes","Yes","Yes","No","Yes",1875,"No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Certificate or technical degree","Some college but no degree","Food Services and Drinking Places","One","Food Preparation and Serving","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160909,20160627,20160909,30,"25-34","30-44","Associate degree","Some college","Hispanic","Female","No",4,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Working - self-employed",0,"White","Hispanic"
28891,,,20237.3103,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","Yes","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No",274,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Professional degree (e.g. MBA, MD, JD)",,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Moderately important","Slightly important","Very important","Moderately important","Not important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",150000,0,0,150000,"No",0,"No","No",,"No","No","Yes","Yes","No","Still enrolled in the program","No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","No","Yes","No",,"Convenience","Not available in local stores",,,"Not available in local stores",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160920,20160620,20160920,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house attached to one or more houses","Less than $5,000","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",1,1,0,0,2,"Not working - other",0,"White","White"
28893,,208512.708,66237.9189,277298.423,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","Yes","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",30,10,"More","Somewhat","Not at all","Not at all","No","Refused","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","No","Refused",465,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$5,000 to $14,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Better price",,,,,,"Convenience",,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Fair",20160930,20160623,20160620,25,"25-34","18-29","11th grade","Less than high school","White, Non-Hispanic","Male","No",6,"A building with 2 or more apartments","$12,500 to $14,999","Married","Non-Metro","South","East-South Central","Rented for cash","ky",0,3,1,0,2,"Not working - other",0,"White","White"
28897,,,19592.359,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","Yes","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes","No",,,,"Definitely No",,,,,,,4130,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,68,"Very important","Not important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Rarely worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160908,20160618,20160908,83,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
28904,,,15245.1718,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","Refused","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Not available in local stores",,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Hospitals","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160904,20160611,20160904,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28907,,,22505.8666,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","No","No","Yes","Yes","No","Paper check","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","Severe impact","No impact",,"No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",280,25,"Less","Somewhat","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2010,"No","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,587,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Slightly important","No advice from person","Slightly important","Slightly important","Slightly important","Moderately important","Slightly important","Refused",,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","Refused","No","No","No","No","Yes",,,"Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","No","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Substantial strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Under $5,000","I make most of the decisions","Very good",20160910,20160615,20160910,56,"55-64","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$12,500 to $14,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
28912,,124120.377,131825.314,176182.097,"Fresh","Refused","Refused","Refused","Yes","Refused","Refused","No",,"Yes","Refused","Refused","Refused","Refused","No","Definitely Yes",,"Living comfortably","Much better off","Much better off","Pretty well off financially","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Refused","Refused","Refused","Refused","It was in-line with changes in living expenses","Severe impact","Severe impact","Severe impact","Severe impact","Severe impact","Severe impact",,"Yes","Yes","Yes","Yes","Yes","Refused","Refused","No","Yes","Refused","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",39,20,"More","Very much","Very much","Very much","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No",0,0,0,0,"No",0,"Yes","Yes",,"No","No","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"$200,000 or higher","More than your income","No","No","No","Refused","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","Yes",0,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None","None","None","None","None","None","None","None","None","None","None","Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Utilities","Two","Precision Production (such as machinist, welder, baker, printer, tailor)","$1,000,000 or more","I make most of the decisions","Excellent",20160908,20160616,20160827,44,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$250,000 or more","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28922,,,15765.7231,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2003,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1100,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,55,"Not important","Very important","Very important","Somewhat important","Very important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","No","No","No","No",,,"Convenience",,"Better price",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Good",20160909,20160617,20160909,57,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Divorced","Metro","West","Pacific","Rented for cash","or",0,0,0,0,1,"Not working - retired",0,"White","White"
28927,,90082.3272,28469.507,128468.653,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","No","Disabled and not working",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Disabled and not working","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",0,0,"About the same","Somewhat","Does not apply","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"No",326,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Fair",20160921,20160617,20160613,53,"45-54","45-59","7th or 8th grade","Less than high school","White, Non-Hispanic","Male","Yes",4,"A mobile home","$25,000 to $29,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,1,1,0,2,"Not working - disabled",0,"White","White"
28928,,43284.1134,15142.3035,64728.4219,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","Yes","Retired","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","No","Don’t know","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","Refused","Yes","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","To network/meet people",15,10,"About the same","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Somewhat important","Very important","Not important","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160909,20160616,20160827,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,2,"Not working - retired",0,"White","White"
28936,,38529.3459,14525.1207,57840.9584,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Other","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","Financial costs are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,68,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Not available in local stores","Better price",,,"Better price",,,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160909,20160616,20160827,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$10,000 to $12,499","Divorced","Metro","South","South Atlantic","Rented for cash","md",0,0,0,0,1,"Not working - retired",0,"White","White"
28938,,62364.8158,20466.4419,92834.9228,"Fresh","No","No","No","Yes","No","No","No",,"Yes","Yes","Yes","No","No","No","Definitely Yes",,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","Don’t know","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",627,"Yes","Yes","No","Yes","Yes","Yes","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Refused","No","No","No","Don’t know","Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Business, Professional, Labor, Political, and Similar Organizations","One","Protective Service","Under $5,000","I make most of the decisions","Excellent",20161008,20160616,20160611,51,"45-54","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
28940,,75124.9626,26274.9759,109117.342,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Paper check","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","None",,"Probably Yes","No","Yes","Refused","Yes","Refused","Refused",650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Undeclared","About the same financial benefits and financial costs",,,,,,,,,,,,"No advice from person","No advice from person","Slightly important","No advice from person","Slightly important","Moderately important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",9000,0,0,9000,"No",150,"No","Yes",,"No","No","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","Yes","No",,"Better price",,"Better price",,,"Convenience","Other reason",,"No","No","No","No","Refused","Refused","Refused","No","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"Yes","Yes","No","No","No","No","Refused","No","No","No","No","Refused","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No",,"None","None",,,,,,"Substantial strain",,,"Rarely worried","Sometimes worried","Never worried","Never worried","Associate degree","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160902,20160619,20160901,41,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$30,000 to $34,999","Widowed","Non-Metro","South","East-South Central","Rented for cash","ms",0,0,3,1,1,"Working - as a paid employee",0,"White","White"
28942,,,31316.2269,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"Refused",1954,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,78,"Not important","Not important","Not important","Not important","Very important","Yes","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,"Refused",,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes",,,,,,,,,"Convenience","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Very good",20160914,20160613,20160914,81,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
28944,,38841.4749,40776.6792,57796.9789,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1150,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No","Moderately important","Slightly important","Moderately important","Slightly important","Slightly important","Slightly important","Slightly important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No",75000,111000,30000,216000,"Yes",500,"No","No",,"No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Refused",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Better price","Better price","Better price","Better price","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","No","No","No","Yes",3000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Rarely worried","Graduate degree","Bachelor’s degree","Water Transportation","One","Other (Please specify)","Under $5,000","I make most of the decisions","Very good",20160915,20160620,20160908,33,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28946,,,71464.2862,,"LMI oversample","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Probably Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Severe impact","No impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1962,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Refused","Refused","Refused","Very important","Refused","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes","No",,"Better price",,"Better price",,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160915,20160617,20160915,80,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$15,000 to $19,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,3,"Not working - looking for work",0,"Black/African-American","Black"
28949,,,27780.6793,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Pretty well off financially","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Never","High school degree or GED","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Other reason","Better quality",,,"Better quality",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160913,20160617,20160913,79,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$12,500 to $14,999","Divorced","Metro","Midwest","West-North Central","Occupied without payment of cash rent","ia",0,0,0,0,1,"Not working - retired",0,"White","White"
28952,,,7731.5091,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","About the same","Much worse off","Poor","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1981,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","Better price","Not available in local stores","Not available in local stores","Better price","Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Sometimes worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160913,20160708,20160912,35,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$7,500 to $9,999","Never married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - looking for work",0,"White","White"
28953,,,21427.8194,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","Yes","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No",,,"Yes","No","No","No","Yes","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Better price","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Social Assistance","One","Community and Social Services","Under $5,000","I make most of the decisions","Good",20160928,20160614,20160928,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A mobile home","$20,000 to $24,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
28962,,,19242.1662,,"LMI oversample","Yes","No","No","No","Yes","Yes","No",,"Yes","Yes","Yes","No","Yes","No","Probably No","Yes","Doing okay","Somewhat better off","Somewhat better off","About average","No","Yes","No","Yes","No","Refused","No","No","Yes","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Refused","Yes",,,"Yes","Yes","No","No",,"No impact","Minor impact","Minor impact","No impact",,,"Employed part-time","No","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,5,"Less","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"Yes",747,"Yes","Yes","Yes","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,55,"Refused","Very important","Somewhat important","Not important","Very important","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Refused","Yes","Yes","No","No","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Convenience",,"Better price","Refused","Better price","Better price","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"A little strain",,"Moderate strain",,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Performing Arts, Spectator Sports, and Related Industries","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Very good",20160907,20160616,20160902,58,"55-64","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Living with partner","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,3,"Working - self-employed",0,"Black/African-American","Black"
28966,,,7119.9221,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","Pretty well off financially","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,50,"Not important","Not important","Not important","Not important","Not important","No","No",,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",300,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Very good",20160902,20160708,20160911,58,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","Less than $5,000","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"White","White"
28967,,,24542.6009,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,10,"Less","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No",1143,"Yes","No","No","No","No","Yes","Debit card","Very confident","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Most or all of the time","Never","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No","Moderately important","Not important","Slightly important","Slightly important","Moderately important","No advice from person","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","Yes","Yes","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price",,"Convenience","Better price","Better price","Not available in local stores","Convenience","Convenience",,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Moderate strain",,"Never worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Justice, Public Order, and Safety Activities","Two","Other (Please specify)","$100,000 - $249,999","I make most of the decisions","Very good",20160928,20160617,20160910,30,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Separated","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
28970,,42139.7443,15384.9056,63062.4041,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1968,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,70,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","Convenience","Convenience","Convenience","Convenience","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",100,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Regularly worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160920,20160616,20160615,80,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",0,"White","White"
28973,,36571.3624,29492.2756,53911.9744,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",1100,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,61,"Not important","Very important","Not important","Very important","Not important","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Convenience","Convenience","Convenience","Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160908,20160623,20160908,63,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Not working - retired",0,"White","White"
28976,,,35021.996,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,0,"Less","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Most or all of the time","Never","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are much larger","No","No","No","No","No",,,,,,,"Slightly important","Not important","Slightly important","Not important","Not important","Slightly important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No",,"Better price",,,,"Better price","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Fabricated Metal Product Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)",,,"Very good",20160929,,20160902,33,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$25,000 to $29,999","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,1,2,0,2,"Working - as a paid employee",0,"White","White"
28979,,,19924.7896,,"LMI oversample","Yes","No","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Definitely No","No","Just getting by","Somewhat worse off","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Refused","Refused","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No",,,,,"Convenience",,"Not available in local stores","Convenience",,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Regularly worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160910,20160623,20160910,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$7,500 to $9,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,3,"Not working - retired",0,"White","White"
28983,,101165.28,128061.84,146729.58,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Doing okay","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","No","Yes","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","Moderate impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Moderately important","Moderately important","Not important","Not important","Not important","Not important","Not important","Not important","No","No","No","Yes","Yes","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","Refused",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Miscellaneous Store Retailers","One","Retail Sales","Under $5,000","Another household member makes most of the decisions","Very good",20160921,20160623,20160921,22,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",5,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",1,0,0,0,4,"Working - as a paid employee",0,"White","Hispanic"
28984,,,38415.3952,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Deposit onto a reloadable prepaid card","No","No","Yes","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","Severe impact","Severe impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably Yes","No","No","No","Yes","No","No",799,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Prepaid card","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No","Better price",,,"Not available in local stores",,,,"Convenience",,"Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Sometimes worried","Less than High School degree","Bachelor’s degree","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Very good",20161001,20160626,20161001,35,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",6,"A one-family house attached to one or more houses","$25,000 to $29,999","Living with partner","Metro","West","Mountain","Rented for cash","az",0,0,4,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
28986,,,86741.9183,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Some of the time","Never","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","Yes",,"$5,000 to $14,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No",,,"Other reason",,,,,,,"Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160907,20160623,20160907,45,"45-54","45-59","12th grade NO DIPLOMA","Less than high school","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$7,500 to $9,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - disabled",0,"White","Hispanic"
28988,,,19089.6243,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","Much worse off","Much worse off","About average","Yes","No","Yes","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Don’t know","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","Yes",,"No impact","No impact","Severe impact","Minor impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","No","No","No","No","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,370,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Education","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Other reason",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","Yes",500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","Substantial strain","Substantial strain",,,,,,"Substantial strain","Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Fair",20160917,20160628,20160917,49,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Non-Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
28989,,35891.4863,40286.6419,53407.0948,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1600,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","Not available in local stores","Convenience",,,"Convenience","Convenience","Convenience",,,"No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Justice, Public Order, and Safety Activities","One","Office and Administrative Support","Under $5,000","Another household member and I share in the decisions","Very good",20161019,20160624,20160617,53,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28990,,51959.5525,53024.6919,75935.2296,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Refused","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1213,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160919,20160628,20160919,59,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
28995,,,9229.6977,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","About the same","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1986,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,171,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","Refused","No","No","No","No","No","No","No",,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Refused","Regularly worried","Regularly worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Refused","I make most of the decisions",,,20160730,20160621,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","Less than $5,000","Divorced","Metro","West","Mountain","Rented for cash","co",0,0,0,0,1,"Not working - disabled",0,"White","White"
28996,,,19008.5125,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Minor impact","Minor impact","Minor impact","Minor impact",,,"Temporarily laid off","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No","Don't know","No","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Certificate or technical degree","No",,,"Undeclared","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Somewhat important","Very important","Somewhat important","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No",,"$5,000 to $14,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","Yes","Refused","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","A little strain",,"A little strain",,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160913,20160630,20160909,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","Less than $5,000","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,4,"Not working - looking for work",0,"Black/African-American","Black"
28998,,,57695.4143,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",20,5,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No",750,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","Yes","No","No","Very important","Not important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","Yes","No",,"Convenience","Convenience","Better price",,"Convenience","Not available in local stores","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Computer Systems Design and Related Services","One","Computer and Mathematical","$10,000 - $24,999","I make most of the decisions","Excellent",20160909,20160620,20160909,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$35,000 to $39,999","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","vt",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
28999,,43284.1134,15142.3035,64728.4219,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",,"Moderate strain","A little strain","A little strain",,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160915,20160624,20160915,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
29004,,,73760.0719,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","Yes","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","No","No",,"No impact","No impact","Severe impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,77,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160920,20160619,20160831,55,"55-64","45-59","7th or 8th grade","Less than high school","Hispanic","Female","Yes",2,"A building with 2 or more apartments","Less than $5,000","Separated","Metro","West","Mountain","Rented for cash","co",0,0,0,1,1,"Not working - disabled",0,"White","Hispanic"
29013,,,35408.5462,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","Somewhat worse off","Pretty well off financially","Yes","No","No","Yes","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Don’t know","Don’t know","Don’t know","Yes","Yes","Don’t know","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","No","Yes","Yes","Yes","Yes","No",826,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","Yes","Don’t know","Definitely Yes","Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No",,"Better price",,"Better price","Better price","Convenience",,,,"No","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","Yes","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No",,"A little strain",,,,"A little strain",,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Excellent",20161012,20160717,20160618,40,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Metro","West","Mountain","Rented for cash","az",0,0,0,0,1,"Not working - looking for work",0,"Black/African-American","Black"
29015,,51725.2801,17472.0022,77423.0697,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","Yes","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,850,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",42000,0,0,42000,"No",195,"No","Yes",,"No","No","No","No","No","No",,"No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Better price",,,,,,"Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","Yes","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Bachelor’s degree","Graduate degree","Executive, Legislative, and Other General Government Support","One","Business and Financial Operations","Under $5,000","I make most of the decisions","Good",20160902,20160623,20160902,43,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$30,000 to $34,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29017,,,30986.1447,,"LMI oversample","Refused","Refused","Refused","Yes","Refused","Refused","No",,"Refused","Refused","Yes","Refused","Refused","No","Probably No","Yes","Finding it difficult to get by","Somewhat worse off","Much better off","Pretty well off financially","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","No","No",,"No impact","Severe impact","Moderate impact","No impact",,,"Refused","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"About the same","Does not apply","Does not apply","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",700,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","No",,"Not available in local stores",,,,,"Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","No","Yes",23000,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Substantial strain","Substantial strain",,,,,"Substantial strain","Substantial strain","Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Associate degree","Not asked","One","Personal Care and Service","$25,000 - $34,999","Another household member and I share in the decisions","Fair",20161003,20160620,20160917,39,"35-44","30-44","Associate degree","Some college","Hispanic","Female","Yes",3,"A one-family house detached from any other house","$25,000 to $29,999","Living with partner","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
29018,,12453.1652,3666.1455,19756.5581,"Fresh","Yes","Yes","Yes","No","Yes","No","No","All of the adult children living with me are not in school","Yes","Yes","Yes","Yes","No","No","Definitely No","Yes","Just getting by","About the same","Somewhat worse off","About average","No","No","Yes","No","No","No","Yes","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Moderate impact","Moderate impact","Minor impact","Minor impact",,,,"No","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","To network/meet people",30,20,"More","Somewhat","Somewhat","Somewhat","No","Yes","Yes","No","Yes","Yes","No","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2016,"Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No",,,,"Probably No",,,,,,,750,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Debit card","Don’t know","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"Certificate or technical degree","No",,,"Undeclared","Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",2400,0,0,2400,"No",75,"Yes","No",,"No","No","Yes","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","Yes","Yes","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","Moderate strain","Moderate strain","Moderate strain","Substantial strain",,,,"Moderate strain","Moderate strain",,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Bachelor’s degree","Graduate degree","Other Information Services","One","Community and Social Services","$25,000 - $34,999","I make most of the decisions","Poor",20160910,20160708,20160901,56,"55-64","45-59","Some college, no degree","Some college","2+ Races, Non-Hispanic","Male","Yes",5,"A building with 2 or more apartments","$25,000 to $29,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,4,1,"Working - self-employed",0,"2+ Races","Other"
29023,,58917.2834,67556.99,86431.8433,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Doing okay","Somewhat better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,1,"About the same","Not at all","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No",,"No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No",,"Convenience",,,"Convenience",,,"Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member makes most of the decisions","Good",20160921,20160623,20160619,32,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",7,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,2,2,3,"Not working - on temporary layoff from a job",0,"White","White"
29024,,62253.8681,62960.0449,91979.8344,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Don’t know","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","Minor impact","Minor impact","No impact","Minor impact","Minor impact","Homemaker","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"No","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","Yes","No",,"Better price","Better price",,"Better price",,,"Not available in local stores",,"Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","Yes","Yes","Yes",2000,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No",,"Substantial strain",,,,,,,"Substantial strain",,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Some college but no degree","Some college but no degree","Specialty Trade Contractors","One","Installation, Maintenance, and Repair","Under $5,000","Another household member and I share in the decisions","Very good",20160921,20160629,20160915,31,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,1,2,0,2,"Working - as a paid employee",0,"White","White"
29032,,97034.8776,25885.741,141961.665,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Don’t know","Don’t know","Don’t know","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","Minor impact","Moderate impact","Moderate impact","Severe impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","Refused","Yes","No","Yes","No",,,,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Slightly important","Not important","Moderately important","Very important","Very important","No advice from person","No advice from person","No advice from person","Yes","No","Yes","Yes","Yes","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No","Don’t know","Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Substantial strain",,"Substantial strain",,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Motor Vehicle and Parts Dealers","One","Retail Sales","Under $5,000","I make most of the decisions","Fair",20160909,20160629,20160827,24,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$10,000 to $12,499","Living with partner","Non-Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29034,,,7788.3596,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","[D10other]",50,60,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely Yes","Yes","No","Yes","No","Yes","Refused",990,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Once","Some of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No","Very important","Very important","Very important","Slightly important","Slightly important","Slightly important","Slightly important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","Yes","No","Refused","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Convenience","Convenience",,,,,,"Convenience",,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",200,"No","Refused","Yes","Yes","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Associate degree","Performing Arts, Spectator Sports, and Related Industries","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Good",20160919,20160627,20160919,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","Less than $5,000","Living with partner","Metro","West","Pacific","Rented for cash","wa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29035,,24607.6655,19269.2689,37108.6142,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","[D10other]",32,1,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","Master’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Not available in local stores","Not available in local stores",,,"Not available in local stores","Better price","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked",,,,,,20160623,63,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,2,"Not working - retired",0,"White","White"
29038,,44159.1563,41113.5928,65825.4337,"Fresh","No","No","No","No","No","Yes","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","Convenience","Better quality",,"Convenience","Convenience","Better price",,,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","U.S. Marines","One","Management","$35,000 - $49,999","Another household member makes most of the decisions","Very good",20160915,20160910,20160905,47,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","No",2,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
29042,,,21880.8779,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",667,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"Yes","Once","Once","Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No",,,"Better quality","Better quality","Better quality",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Food and Beverage Stores","Two","Building and Grounds Cleaning and Maintenance","$5,000 - $9,999","I make most of the decisions",,,20160701,20161002,37,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$15,000 to $19,999","Living with partner","Metro","South","East-South Central","Rented for cash","tn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29044,,,12515.3149,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","Pretty well off financially","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","No","No","To earn money as a primary source of income",20,60,"Less","Somewhat","Very much","Very much","No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,,,,"No","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Not important","Not important","No","No",,"No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160926,20160729,20160926,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",1,"A mobile home","Less than $5,000","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Not working - retired",0,"White","White"
29048,,,14093.9133,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","About the same financial benefits and financial costs","Yes","Yes","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Convenience","Convenience","Convenience","Convenience","Convenience",,,,"No","Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20160911,20160701,20160910,67,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,1,"Not working - retired",0,"White","White"
29049,,,41085.4548,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","Severe impact","Severe impact","Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"Yes","Some of the time","Some of the time","Certificate or technical degree","No",,,"Vocational/technical training","Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,"$15,000 to $24,999","More than your income","No","No","Yes","Refused","Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions",,,20160708,20160708,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","No",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - on temporary layoff from a job",0,"White","Hispanic"
29052,,75426.6822,77126.4513,108843.046,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Minor impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",3000,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,"Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Very important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","Yes","Yes","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No","No","No",,"Convenience","Convenience",,,"Convenience",,,,"Yes","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No",,"A little strain",,,,,,"A little strain","A little strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Graduate degree","Nursing and Residential Care Facilities","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20160907,20160705,20160907,38,"35-44","30-44","Some college, no degree","Some college","Hispanic","Female","Yes",7,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",1,0,2,1,3,"Working - as a paid employee",0,"White","Hispanic"
29053,,,11113.8953,,"LMI oversample","No","No","Yes","Yes","No","No","No","All of the adult children living with me are not in school","No","No","No","No","No","No","Probably No","No","Just getting by","Somewhat better off","Somewhat better off","Poor","No","No","No","Yes","No","No","Yes","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Health","Financial benefits are somewhat larger",,,,,,,,,,,,"Very important","Not important","Moderately important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No",0,0,1200,1200,"Yes",0,"No","No",,"Yes","No","No","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"Yes, borrowed money",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","No","Yes","Yes",200,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Regularly worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Excellent",20160915,20160714,20160915,18,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$7,500 to $9,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,2,"Not working - looking for work",0,"White","White"
29059,,45806.3566,16671.3318,68673.9568,"Fresh","Yes","No","Yes","Yes","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","Yes","Definitely Yes",,"Just getting by","About the same","Much better off","Pretty well off financially","No","No","Yes","No","Yes","Yes","No","No","No","Temporarily laid off",,,,,,,,,,,,,,,,,"No","No","No","Yes",,"Minor impact","Severe impact","No impact","No impact",,,"Employed full-time","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",10,5,"Less","Somewhat","Does not apply","Does not apply","No","No","No","Yes","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","No","No","No","No","No",,,,,,,,,"No",1700,"Yes","No","No","No","No","No","Refused","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Refused","Refused",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Associate degree","No",,,"Education",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Refused","Yes","No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","No","No","Yes","No",,,"Not available in local stores",,"Not available in local stores",,,"Convenience",,"Refused","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",750,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Rarely worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Bachelor’s degree","Not asked","Not asked","Not asked",,,,,,20160627,63,"55-64","60+","Associate degree","Some college","Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$35,000 to $39,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,4,"Not working - looking for work",0,"2+ Races","Hispanic"
29060,,16512.4262,5284.882,25804.6699,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","No","No","No","No","No","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1996,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","No","No","Yes","Yes","No",473,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Refused","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$15,000 to $24,999","More than your income","No","No","Yes","Yes","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","Yes",,"Not available in local stores",,,,"Better price",,"Convenience","Not available in local stores","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","Yes","No","Yes",2500,"Yes","No","No","No","Yes","Refused","Refused","Refused","Refused","Yes","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Regularly worried","Sometimes worried","Regularly worried","Rarely worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160908,20160711,20160908,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Female","Yes",1,"A mobile home","$15,000 to $19,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - other",0,"2+ Races","Other"
29062,,,30788.7208,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","Refused","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Not employed and not looking for a job","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,1,"Less","Does not apply","Does not apply","Not at all","Refused","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"Yes","Don't know","Yes","Yes","No","No","Yes","No","Debit card","Don’t know","Yes","No","No","No","No","No","No","No","Yes","No","No",,"Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","Poor","Yes","Yes","About the same",,"Some of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial costs are much larger","Yes","Yes","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","Yes","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",500,"Yes","No","No","Refused","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","Yes","Yes","No","No",,,"Moderate strain",,,,,"Substantial strain","Moderate strain",,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Poor",20160921,20160726,20160921,57,"55-64","45-59","Some college, no degree","Some college","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - disabled",0,"White","Hispanic"
29063,,76340.8676,24169.861,113657.887,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Finding it difficult to get by","Much worse off","Somewhat worse off","Poor","No","No","Yes","Yes","No","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","Yes",,"No impact","No impact","No impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","No","Yes","No","Yes","No",910,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","Yes","Yes","No",,"Not available in local stores",,,,,"Better price","Convenience",,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20161012,20160714,20160713,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",4,"A building with 2 or more apartments","$15,000 to $19,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,1,0,3,"Not working - looking for work",0,"White","Hispanic"
29065,,33494.1886,12334.555,50462.2507,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1998,"No","No","No","No","No","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,210,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Computer/information sciences","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","Yes","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160915,20160713,20160713,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","$25,000 to $29,999","Widowed","Metro","South","South Atlantic","Rented for cash","dc",0,0,0,0,4,"Not working - disabled",0,"White","White"
29068,,,60376.51,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Refused","Refused","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","Yes","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No",,,,,"No","Refused","Refused","Refused",,"No","No","No","No","No","No","Refused","No",,,,,,,,,,,,,,,,"Not sure","Very important","Very important","Very important","Very important","Somewhat important","Yes","No","No","No","No","Yes","Refused","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"Refused","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Regularly worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Excellent",20160924,20160707,20160702,70,"65-74","60+","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","Less than $5,000","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Not working - retired",0,"White","White"
29071,,36824.8297,37038.2838,55438.4071,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",1700,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Bachelor’s degree","Yes","Master’s degree",,"Life sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Convenience","Convenience","Better price",,"Better price","Not available in local stores","Not available in local stores",,,"No","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",7000,"Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Regularly worried","Rarely worried","Rarely worried","Never worried","Bachelor’s degree","High school degree or GED","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$100,000 - $249,999","I make most of the decisions",,,20160709,20160708,33,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29074,,,31316.2269,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,66,"Very important","Somewhat important","Somewhat important","Very important","Somewhat important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Better price","Better price",,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",87,"No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160909,20160714,20160909,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
29075,,29768.0743,29780.3809,44941.1073,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Better price","Better price","Better price","Convenience","Convenience","Convenience",,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","Yes","No","Yes",11000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member makes most of the decisions","Very good",20160921,20160708,20160702,47,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,2,0,2,"Not working - other",0,"White","White"
29078,,39947.1749,39183.6259,59640.3666,"Fresh","Yes","Refused","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","Severe impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",633,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Better price","Better price","Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Refused","Refused","Refused","Refused","Refused","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Merchant Wholesalers, Durable Goods","One","Sales Representative","$5,000 - $9,999","Another household member and I share in the decisions",,,20160709,20160709,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
29086,,204154.502,62079.5713,277298.423,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","No","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,475,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Sometimes worried","High school degree or GED","Less than High School degree","Drycleaning and Laundry Services","Two","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160923,20160726,20160707,48,"45-54","45-59","12th grade NO DIPLOMA","Less than high school","Other, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","Midwest","West-North Central","Rented for cash","mn",0,0,0,0,2,"Working - as a paid employee",0,"American Indian or Alaska Native","Other"
29090,,74532.0459,86563.1085,109077.296,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Probably Yes",,"Doing okay","About the same","Much better off","It varied","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Moderate impact","No impact","No impact","Moderate impact",,,"Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,1250,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160921,20160714,20160709,47,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,2,2,"Not working - other",0,"Black/African-American","Black"
29096,,,28334.4552,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Don’t know","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Minor impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1973,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","General Merchandise Stores","One","Retail Sales","$75,000 - $99,999","I make most of the decisions","Very good",20160909,20160710,20160917,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
29097,,28697.8292,12111.0962,44167.1177,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Moderate impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact","Retired","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income","Refused","Refused","About the same","Does not apply","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,75,"Not important","Very important","Very important","Not important","Not important","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No",,,,"Convenience","Convenience","Convenience","Convenience",,,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Transit and Ground Passenger Transportation","One","Transportation and Material Moving","$50,000 - $74,999","Another household member and I share in the decisions",,,20160714,20160707,78,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nm",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29099,,113373.3,42022.4759,159026.441,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","More than a month in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Refused","Refused","No","No","No","No","No","Refused","Refused","Refused",,,,,,,,,,,,"Refused","Refused","Refused",,,,,,,,,,,,"Refused","Refused","Refused","Refused",,"Refused","Refused","Some college but no degree (including currently enrolled in college)","No",,,"Refused","Refused","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Refused",,,,,"Refused","Refused","Refused","Refused","Refused","Refused","No","Refused",,,"Refused",,,,,,,,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Less than your income",,,,,"Refused",,,,,,,,,,"No","No","No","No","No","Yes","Yes","Yes","No",,,,,,"Convenience","Convenience","Refused",,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Refused","Refused","No","No","No","No","No","No","No","No","No","Yes","Refused",,"No","No","No","No","No","No","Yes",300,"No","No","No","Yes","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Insurance Carriers and Related Activities","One","Sales Representative","Under $5,000","I make most of the decisions","Excellent",20160923,20160714,20160711,65,"65-74","60+","Some college, no degree","Some college","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$10,000 to $12,499","Widowed","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Working - self-employed",0,"American Indian or Alaska Native","Hispanic"
29103,,71636.4411,67663.506,103925.836,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Don’t know","No","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",28000,0,0,28000,"No",210,"No","No",,"No","No","Yes","Yes","Yes","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","No","No","Yes","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","Yes","No","Better price","Convenience","Convenience",,,"Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Bachelor’s degree","Wood Product Manufacturing","One","Management","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160916,20160714,20160914,41,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29108,,28298.5755,26296.6,43269.6018,"Fresh","Yes","Refused","Refused","Refused","Refused","Yes","No",,"Yes","Refused","Refused","Refused","Yes","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","No","No","No","No","No","Paper check","Refused","Yes",,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","To earn money as a primary source of income",3,5,"About the same","Not at all","Not at all","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1999,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"It was easier for me to fix without their assistance","Probably Yes","No","No","Yes","No","No","No",1700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Some of the time","Never","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"No","No","Yes","Yes","Yes","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Better price","Better price","Better price","Better price","Better price","Convenience",,,"Yes","Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","Yes","No","No","No","No",,,"No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Performing Arts, Spectator Sports, and Related Industries","One","Other (Please specify)","$75,000 - $99,999","I make most of the decisions","Excellent",20160923,20160718,20160715,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$85,000 to $99,999","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,3,"Working - self-employed",0,"White","White"
29111,,41728.0533,34061.6436,61007.6117,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Not available in local stores","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Architectural, Engineering, and Related Services","One","Management","$1,000,000 or more","Another household member and I share in the decisions","Good",20160907,20160715,20160711,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29113,,,23002.3166,,"LMI oversample","No","Yes","No","Yes","Yes","No","No",,"Yes","Yes","Yes","Yes","No","No","Definitely No","Yes","Finding it difficult to get by","About the same","Somewhat worse off","About average","No","Yes","No","Yes","No","No","No","No","No","Not employed, but looking for a job","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"Yes","Yes",,,"Yes","Yes","Yes","No",,"Severe impact","No impact","No impact","Moderate impact",,,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",25,10,"More","Somewhat","Somewhat","Very much","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","I [PPMARITins2] pay rent.",2006,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,947,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Slightly important","Very important","Very important","Moderately important","Moderately important","Not important","No advice from person","Yes","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","No","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes",,,,"Better price",,,,,"Better price","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Substantial strain",,,,,,,,"Substantial strain",,,"Rarely worried","Never worried","Sometimes worried","Sometimes worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Fair",20160910,20160717,20160916,30,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",4,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,1,1,0,2,"Not working - looking for work",0,"Black/African-American","Hispanic"
29115,,154483.08,52140.0296,217105.487,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","No","Don’t know","Don’t know","Don’t know","No","Paper check","No","No","Yes","Yes","Yes","Yes","Yes","Yes","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","Severe impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","Yes","No","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No",,,,"Probably No",,,,,,,550,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","Yes",,"$15,000 to $24,999","More than your income","No","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","No","No",,,"Better price","Better price","Better price",,"Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Rarely worried","Regularly worried","Rarely worried","Regularly worried","Don’t know","Don’t know","Construction of Buildings","Two","Installation, Maintenance, and Repair","Under $5,000","Another household member and I share in the decisions","Good",20160908,20160719,20160713,39,"35-44","30-44","10th grade","Less than high school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Living with partner","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Working - self-employed",0,"White","White"
29117,,,15972.7378,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","Minor impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","No","No","Yes","No","No",780,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","Financial costs are much larger","No","No","Yes","No","Yes",,,,,,,"Slightly important","Not important","Not important","Not important","Not important","Moderately important","Not important","Not important",,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","No",1250,0,0,1250,"No",0,"Yes","Yes",,"No","Yes","No","No","No","No","No",,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Not available in local stores",,"Not available in local stores","Not available in local stores","Better price","Better price",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","Yes","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Regularly worried","Certificate or technical degree","Certificate or technical degree","Social Advocacy Organizations","One","Personal Care and Service","Under $5,000","Another household member and I share in the decisions","Excellent",20160907,20160712,20160712,26,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29118,,70897.1956,66025.8761,102014.086,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat worse off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,3,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2011,"No","Yes","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"It was easier for me to fix without their assistance","Definitely Yes","Yes","No","No","Yes","Yes","Refused",1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Slightly important","Slightly important","Slightly important","Moderately important","Not important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","Refused","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Rarely worried","High school degree or GED","Bachelor’s degree","Educational Services","One","Computer and Mathematical","$10,000 - $24,999","I make most of the decisions","Good",20160721,20160714,20160711,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$60,000 to $74,999","Never married","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29119,,115689.587,148192.897,166976.674,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Don’t know","Don’t know","No","Paper check","No","No","No","No","No","No","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No","Don’t know","Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","High school degree or GED","Miscellaneous Manufacturing","One","Refused","Under $5,000","I make most of the decisions","Fair",20160914,20160714,20160711,25,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",6,"A one-family house attached to one or more houses","$40,000 to $49,999","Living with partner","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,2,2,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
29120,,,19089.6243,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Law","Financial costs are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No",,"Convenience","Better price","Convenience",,"Not available in local stores","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","No","No","Yes",350,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","Some college but no degree","Legal Services","One","Business and Financial Operations","Under $5,000","I make most of the decisions","Good",20160914,20160721,20160714,52,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29122,,18738.3673,19849.2494,28916.6315,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","Yes","Yes","No","No","No","No","No","Not employed, but looking for a job","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","No","No","Paper check","No","Yes","No","No","Yes","Yes","Yes","Yes",,"Severe impact","No impact","No impact","Moderate impact","Minor impact","Moderate impact","Employed full-time","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","To earn extra money to help family members",20,"Refused","Less","Somewhat","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2009,"No","No","No","No","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"It was easier for me to fix without their assistance","Definitely Yes","Yes","No","Yes","Yes","Yes","No",775,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,"Moderately important","No advice from person","No advice from person","Slightly important","Not important","Not important","Not important","Very important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,"$25,000 to $39,999","More than your income","Yes","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No",,,"Better price","Better price","Better price",,,,,"Yes","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Some college but no degree","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Very good",20161017,20160721,20160805,36,"35-44","30-44","Some college, no degree","Some college","2+ Races, Non-Hispanic","Male","Yes",6,"A one-family house attached to one or more houses","$40,000 to $49,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,1,2,1,2,"Not working - on temporary layoff from a job",0,"2+ Races","Other"
29123,,126918.94,129313.549,178447.758,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","Somewhat worse off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","Yes",,"Moderate impact","Minor impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",120,1,"About the same","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","Yes","No","No","Yes","Yes",,,,,,,"Very important","Very important","Moderately important","Very important","Slightly important","Not important","Not important","Not important",,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No",14000,0,1300,15300,"No",50,"No","Yes",,"No","No","Yes","No","No","No",,,,,,,"No","No","No","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Some college but no degree","Management of Companies and Enterprises","One","Office and Administrative Support","Under $5,000","Another household member makes most of the decisions","Very good",20160914,20160715,20160713,27,"25-34","18-29","Associate degree","Some college","Black, Non-Hispanic","Male","No",3,"A one-family house attached to one or more houses","$40,000 to $49,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,3,"Working - as a paid employee",0,"Black/African-American","Black"
29124,,32217.1113,31872.0107,48613.2893,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","Yes","Yes","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1860,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Master’s degree","No",,,"Humanities",,,,,,,"Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Not available in local stores","Convenience","Better price","Convenience","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",8000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions",,,20160722,20160712,49,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,1,0,2,"Not working - other",0,"White","White"
29127,,27096.1948,30801.5877,40488.49,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,1,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",2830,"Yes","No","No","No","No","Refused","Debit card","Somewhat confident","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,"Yes","No","No",,"No","No","No","No","Yes","No","No","No","No","No","Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Master’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",7000,0,35000,42000,"No",130,"No","No",,"No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$200,000 or higher","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Refused","No","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience",,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Pharmaceutical and Medicine Manufacturing","Two","Management","$100,000 - $249,999","I make most of the decisions",,,20160728,20160715,38,"35-44","30-44","Masters degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,1,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
29128,,40311.8706,36096.4729,59949.9539,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Severe impact","No impact","No impact",,,"Retired","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",700,"No","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","No","No","Yes","No",,,"Not available in local stores",,"Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Very good",20160919,20160722,20160919,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,3,"Not working - retired",0,"White","White"
29133,,,24542.6009,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","No","No","No","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,10,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","Refused","Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Once","Bachelor’s degree","Yes","Certificate or technical degree",,"Computer/information sciences",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No","Very important","Not important","Not important","Slightly important","Slightly important","Not important","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"Refused","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Not available in local stores","Better quality","Better price","Better price","Better price","Convenience",,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Other Information Services","One","Computer and Mathematical","Refused","Another household member and I share in the decisions","Excellent",20160912,20160806,20160802,33,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Working - self-employed",0,"White","White"
29144,,139088.214,48533.2405,199374.252,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","Yes","No","No","No","Probably No","Yes","Just getting by","Much better off","About the same","It varied","No","No","No","No","Yes","No","No","Yes","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,240,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$0 to $4,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160914,20160802,20160802,40,"35-44","30-44","11th grade","Less than high school","Black, Non-Hispanic","Male","No",2,"A building with 2 or more apartments","Less than $5,000","Divorced","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,2,"Not working - disabled",0,"Black/African-American","Black"
29145,,89646.2604,103062.914,126672.69,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","Yes","No","No","No","Yes","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,41,"Not important","Very important","Somewhat important","Not important","Not important","No","No",,"No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Better price","Convenience","Better price","Better price","Better price","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20160910,20160721,20160714,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","mt",0,0,0,0,1,"Not working - retired",0,"White","White"
29150,,,32485.1936,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,153,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Convenience",,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","Yes",3,"No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions",,,20160721,20160715,54,"45-54","45-59","10th grade","Less than high school","White, Non-Hispanic","Female","No",1,"A building with 2 or more apartments","Less than $5,000","Divorced","Non-Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,1,"Not working - disabled",0,"White","White"
29151,,54328.4534,16540.5954,81232.6656,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",8,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,369,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160909,20160721,20160714,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","Midwest","West-North Central","Rented for cash","ia",0,0,0,0,1,"Not working - disabled",0,"White","White"
29158,,105158.33,31544.2544,153144.411,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","Minor impact","Minor impact","Minor impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",40,60,"About the same","Somewhat","Very much","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1976,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,300,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No","Yes",,"Mostly comfortable","Yes, both",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","Refused","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160907,20160721,20160714,40,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$12,500 to $14,999","Never married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,1,"Not working - other",0,"Black/African-American","Black"
29162,,,14701.8163,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably No","Yes","Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No",,"Not available in local stores",,,,"Not available in local stores","Convenience",,,"Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","Substantial strain","Substantial strain",,,,,,"Substantial strain",,,,"Rarely worried","Never worried","Never worried","Sometimes worried","High school degree or GED","High school degree or GED","Miscellaneous Manufacturing","One","Business and Financial Operations","Under $5,000","I make most of the decisions","Poor",20160930,20160722,20160920,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29163,,,28334.4552,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",30,20,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,66,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No",,"No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Not available in local stores",,,"Better price","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20160907,20160722,20160923,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,0,1,"Not working - retired",0,"White","White"
29171,,,36988.3914,,"LMI oversample","Yes","Yes","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Refused","Yes","Refused","Refused","Refused","Yes","Definitely Yes",,"Just getting by","Much worse off","About the same","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,"No impact","No impact","No impact","No impact","Severe impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",756,"Yes","Refused","Refused","Refused","Yes","Refused","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Refused","Refused","Refused","Refused","Refused","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$5,000 to $14,999","More than your income","No","Yes","No","No","Often varies quite a bit from one month to the next","Yes","No","No","Yes","No","No","No","No","Yes","No","Refused","Yes","No","No","No","No","No","No",,,"Better price",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Refused","Substantial strain",,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Merchant Wholesalers, Durable Goods","One","Food Preparation and Serving","$25,000 - $34,999","I make most of the decisions","Good",20160929,20160805,20160720,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",7,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,2,1,0,4,"Working - as a paid employee",0,"White","White"
29174,,81580.2912,104375.759,115255.297,"Fresh","Yes","Yes","Yes","Yes","Refused","Refused","No","All of the adult children living with me are not in school","No","Yes","Yes","No","No","No","Definitely Yes",,"Just getting by","About the same","About the same","About average","Yes","No","No","No","Yes","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","Minor impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Refused","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Most or all of the time","Most or all of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Refused","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Convenience","Better price",,"Better price","Convenience","Better price","Better price",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","No","Yes","No","Yes",100000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No",,,,"Moderate strain",,,,"Moderate strain","Moderate strain",,,"Never worried","Never worried","Sometimes worried","Never worried","Less than High School degree","High school degree or GED","Accommodation","One","Building and Grounds Cleaning and Maintenance","$75,000 - $99,999","Another household member and I share in the decisions",,,20160813,20160719,46,"45-54","45-59","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,1,4,"Working - as a paid employee",0,"White","White"
29177,,33191.6512,30066.341,50168.5966,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,"No",1400,"Yes","No","No","No","No","Yes","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","Yes","Master’s degree",,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Moderately important","No advice from person","Slightly important","Moderately important","No advice from person","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Don’t know","Less than High School degree","Educational Services","One","Management","$250,000 - $499,999","I make most of the decisions",,,20160721,20160714,50,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
29180,,46845.1229,16672.7388,70017.4448,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",184,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","Yes","No","No","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Educational Services","One","Other (Please specify)","$10,000 - $24,999","I make most of the decisions","Very good",20160913,20160722,20160715,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29189,,38980.5411,35830.4588,58976.151,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","Minor impact","Minor impact","Moderate impact","Moderate impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No","Very important","Moderately important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Better price","Better price","Better price","Better price","Convenience",,,"Convenience",,"No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Mining (except Oil and Gas)","One","Management","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160922,20160721,20160714,30,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","wy",1,0,0,0,2,"Working - as a paid employee",0,"White","White"
29190,,115565.263,129245.894,162175.234,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","Yes","No",,"Convenience",,"Better price","Better price",,"Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Sometimes worried","Sometimes worried","Regularly worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160908,20160721,20160916,30,"25-34","30-44","9th grade","Less than high school","White, Non-Hispanic","Male","No",2,"A one-family house attached to one or more houses","$40,000 to $49,999","Living with partner","Metro","South","East-South Central","Rented for cash","ky",0,0,0,0,2,"Not working - looking for work",0,"White","White"
29195,,32241.1296,33303.7702,48881.6872,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Severe impact","No impact","Retired","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",150,5,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Education","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"Very important","Not important","Moderately important","Very important","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","Educational Services","One","Teacher, except college and university","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160930,20160716,20160715,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,5,"Working - as a paid employee",0,"White","White"
29196,,,32878.7071,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,77,"Somewhat important","Not important","Not important","Not important","Somewhat important","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Bachelor’s degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Fair",20160922,20160805,20160714,81,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A mobile home","$25,000 to $29,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,2,"Not working - retired",0,"White","White"
29198,,68927.4952,75749.0525,101253.447,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work as a consultant/contractor","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","Yes",,,,,,,,,"No",500,"Yes","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,"Better price","Better price",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",200,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Construction of Buildings","One","Other (Please specify)","Not sure","Another household member makes most of the decisions","Very good",20160911,20160731,20160918,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",3,"A mobile home","$100,000 to $124,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,1,2,"Working - as a paid employee",0,"Black/African-American","Black"
29202,,89646.2604,103062.914,126672.69,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","About average","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No",,,"Better price",,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","Yes","No","No",,,"No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Specialty Trade Contractors","One","Other (Please specify)","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160913,20160721,20160721,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,2,"Working - self-employed",0,"White","White"
29203,,48767.2421,56018.498,72098.0607,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably No","Yes","Living comfortably","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Probably No",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Fair","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No","Moderately important","No advice from person","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"No",150,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Not available in local stores",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Other Professional, Scientific, and Technical Services","One","Other (Please specify)","$5,000 - $9,999","I make most of the decisions","Good",20160913,20160721,20160714,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$125,000 to $149,999","Never married","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
29204,,65765.6859,72554.6521,95711.8744,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1350,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Better price","Better price",,"Better price","Convenience","Convenience",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",6000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160915,20160723,20160720,34,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,1,2,1,2,"Not working - other",0,"White","White"
29207,,37895.0582,12924.1989,56704.283,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","Poor","No","No","No","No","Yes","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Don’t know","No",,,,"Probably No",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,57,"Very important","Refused","Refused","Refused","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","Yes","No",,,,,"Not available in local stores","Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","Yes",500,"Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions",,,20160722,20160718,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$30,000 to $34,999","Married","Metro","Midwest","West-North Central","Rented for cash","ks",0,0,0,0,2,"Not working - disabled",0,"White","White"
29210,,,17218.4793,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Severe impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"About the same","Not at all","Not at all","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,277,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Better price",,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",0,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,"Substantial strain",,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Food Services and Drinking Places","One","Other Sales","$10,000 - $24,999","I make most of the decisions","Fair",20160910,20160717,20160715,39,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$12,500 to $14,999","Never married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29214,,47186.7272,13583.4479,70578.943,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"Don’t know","Don’t know","Don’t know","Yes","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","Minor impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Moderate difficulty",,"Probably Yes","No","Yes","Yes","Yes","No","Refused",400,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"Yes","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","Yes","Yes","Yes",300,"Yes","Yes","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Certificate or technical degree","Merchant Wholesalers, Durable Goods","One","Other (Please specify)","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160927,20160722,20160714,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29217,,,28718.525,,"LMI oversample","No","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,"Refused","About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial costs are much larger","Yes","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,20,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","Refused","Yes","No",,,,"Convenience","Convenience",,,"Refused",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1900,"No","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Fair",20161008,20160820,20160714,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",0,"White","White"
29220,,,9044.2657,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","Yes","No","Yes","No","Yes","No","No","No","Homemaker","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,60,"About the same","Somewhat","Somewhat","Somewhat","No","Refused","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,"No","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","One","Refused","Not sure","Refused","Very good",20160903,20160725,20160916,44,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","Less than $5,000","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,1,2,"Working - self-employed",0,"White","White"
29226,,,27472.4805,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No","No",,,,,,,,,"No",485,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Very important","Not important","Not important","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Convenience","Convenience",,,,,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Good",20160909,20160723,20160717,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",0,"White","White"
29229,,,37002.0924,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",1,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,53,"Not important","Not important","Not important","Somewhat important","Very important","Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No",,,,,"Convenience",,"Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","Yes",4500,"No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No",,,"A little strain","A little strain",,,,"Moderate strain",,,,"Rarely worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions",,,20160805,20160715,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"2+ Races","Other"
29233,,,22117.4849,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Refused","No",,,,,,,,,,,,63,"Somewhat important","Not important","Very important","Somewhat important","Somewhat important","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","Yes","Yes","Yes",4000,"Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked",,,,,,20160715,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,1,"Not working - retired",0,"White","White"
29235,,29768.0743,29780.3809,44941.1073,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","Yes","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,1,"About the same","Very much","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2011,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","Yes","Yes","Yes","Yes","No",750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Better price","Not available in local stores","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Refused",,,"A little strain",,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Educational Services","Three","Other professional","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20161017,20160801,20160725,48,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house attached to one or more houses","$125,000 to $149,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29241,,,123598.2,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No",,,,,"No",0,"No","No",,"No","No","No","No","No","Yes",,"Yes","Yes","No","No","No",,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Very important","Not important","Yes","No",,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Very good",20160908,20160812,20160716,92,"75+","60+","9th grade","Less than high school","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$15,000 to $19,999","Widowed","Metro","Northeast","New England","Owned or being bought by you or someone in your household","nh",0,0,0,0,1,"Not working - retired",0,"White","White"
29242,,,18210.7624,,"LMI oversample","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat better off","Much better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Refused","Yes","Yes","Refused","Yes",400,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions",,,20160804,20160804,37,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Living with partner","Non-Metro","Midwest","West-North Central","Rented for cash","ne",0,1,0,0,2,"Not working - other",0,"White","White"
29244,,133645.971,135906.926,179438.495,"Fresh","Yes","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,49,"Not important","Somewhat important","Not important","Somewhat important","Very important","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Refused","No","No","Yes","Yes","No","No","No","Yes",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No","Better price",,,"Better price","Better price",,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Excellent",20160914,20160721,20160716,64,"55-64","60+","10th grade","Less than high school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,3,"Not working - retired",0,"Black/African-American","White"
29246,,57596.5575,19318.7368,86968.1549,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much better off","Poor","No","No","No","No","Yes","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1999,"Yes","Yes","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","No","Yes","Refused","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,44,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Better price",,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","Yes","Yes","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Regularly worried","Sometimes worried","Regularly worried","Regularly worried","Some college but no degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Poor",20160905,20160722,20160724,54,"45-54","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Male","No",1,"A building with 2 or more apartments","$12,500 to $14,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
29247,,27036.8006,11266.6723,41301.7079,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",513,"Yes","Yes","No","No","Yes","No","Credit card","Somewhat confident","Yes","No","Yes","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","Yes","No","No","No","Convenience",,,,"Not available in local stores","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","Yes","No","No",,,"Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Ambulatory Health Care Services","One","Building and Grounds Cleaning and Maintenance","Under $5,000","I make most of the decisions","Very good",20160812,20160725,20160719,60,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29248,,,19209.4409,,"LMI oversample","Yes","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely No","Yes","Finding it difficult to get by","About the same","Much worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2000,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions",,,20160829,20160823,72,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","West","Mountain","Rented for cash","nv",0,0,0,0,3,"Not working - retired",0,"White","White"
29253,,,36498.0229,,"LMI oversample","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","Yes","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Moderate impact","Moderate impact",,,"Employed full-time","Yes","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",10,2,"About the same","Somewhat","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2010,"No","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","No","Yes","No","No","No",375,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","Yes","Yes","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","Yes","No",,"Not available in local stores",,"Not available in local stores",,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160908,20160722,20160719,40,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","South","East-South Central","Rented for cash","tn",0,0,0,1,3,"Not working - other",0,"White","White"
29263,,32923.0539,28600.7825,48980.0048,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Much better off","About the same","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","Refused",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"Refused","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","Refused","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked",,,,,,20160718,85,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
29268,,,23257.6159,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","Yes","No","Yes","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Severe impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","Yes","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","No","Yes","No","Yes","No","No",300,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","No","Yes","No","No","No","No","No","Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial benefits are much larger","Yes","Yes","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",4000,0,0,4000,"No",83,"Yes","Yes",,"No","Yes","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","Yes","No","Better price","Convenience","Other reason",,,,,"Better price",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","No","Yes",500,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20161019,20160722,20160921,35,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","South","South Atlantic","Rented for cash","wv",0,0,1,0,2,"Not working - looking for work",0,"White","White"
29272,,71636.4411,67663.506,103925.836,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes",,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",1253,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No",,,,,,"Not available in local stores","Not available in local stores","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Management of Companies and Enterprises","Two","Business and Financial Operations","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160921,20160724,20160717,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,2,0,2,"Working - self-employed",0,"White","White"
29279,,,21427.8194,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Definitely No","Yes","Finding it difficult to get by","Somewhat worse off","About the same","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Severe impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",606,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No",,"Yes","No","Yes",,"No","Yes","No","Yes","No","No","Yes","No","No","No","Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,,,,"Not available in local stores",,,"Better price",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","Yes","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Never worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160912,20160725,20160716,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,3,"Not working - disabled",0,"White","White"
29280,,,36328.8594,,"LMI oversample","No","Yes","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Definitely No","No","Living comfortably","Much better off","Much better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Computer/information sciences","Financial benefits are much larger",,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Social Advocacy Organizations","One","Management","Under $5,000","I make most of the decisions","Excellent",20160910,20160723,20160718,20,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",5,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","Midwest","East-North Central","Rented for cash","il",0,2,0,0,3,"Working - self-employed",0,"White","White"
29291,,41469.8307,17595.9117,63234.1095,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"Yes","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,248,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Once","Bachelor’s degree","No",,,"Humanities",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",26000,0,0,26000,"No",0,"Yes","No",,"No","No","Yes","No","No","Yes",,"No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","Yes","No",,"Convenience","Convenience","Convenience",,,,"Convenience",,"No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Excellent",20160915,20160725,20160725,85,"75+","60+","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$12,500 to $14,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
29302,,29394.5493,10736.2989,45096.4015,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","No","No","No","Probably Yes",,"Finding it difficult to get by","About the same","Somewhat worse off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2002,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Not important","Somewhat important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",4000,"No","No","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","One","Refused","Under $5,000","I make most of the decisions","Very good",20160928,20160728,20160923,90,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$7,500 to $9,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
29303,,,58886.7259,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","About average","No","Yes","No","Yes","No","No","No","No","Yes","Not employed, but looking for a job","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","Yes","No",,"No impact","Moderate impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Don’t know",,,,,,,375,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","Yes","No","No","No","Fair","Yes","Yes","More debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Yes","Yes","Refused","Yes","No",,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No",,"Better price",,"Better price","Better price","Better price",,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1500,"Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Moderate strain",,,,,,,"A little strain",,,,"Regularly worried","Rarely worried","Never worried","Rarely worried","High school degree or GED","Some college but no degree","Nursing and Residential Care Facilities","One","Personal Care and Service","$5,000 - $9,999","I make most of the decisions","Very good",20160912,20160726,20160719,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$35,000 to $39,999","Widowed","Non-Metro","South","East-South Central","Rented for cash","tn",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29304,,,11760.3457,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","Yes","No","Probably No","No","Just getting by","About the same","About the same","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2004,"Yes","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Don’t know",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Convenience",,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Sometimes worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160914,20160811,20161008,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Never married","Non-Metro","Midwest","West-North Central","Rented for cash","ne",0,0,0,0,2,"Not working - retired",0,"White","White"
29306,,,60043.8632,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2000,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","No",,"No","Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160909,20160721,20160719,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","No",1,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - disabled",0,"White","Hispanic"
29307,,,37924.1663,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","About the same","It varied","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes",,"Refused","Refused","Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1991,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,214,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"Refused",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","Yes",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Refused","Refused",,,"Not available in local stores","Refused",,"Refused",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Sometimes worried","Never worried","Rarely worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160914,20160721,20160719,47,"45-54","45-59","No formal education","Less than high school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,1,"Not working - disabled",0,"White","White"
29308,,44459.2346,42655.9259,66061.7466,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","Yes","Yes","No","No","No","No","Yes","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Once","Bachelor’s degree","Yes","Master’s degree",,"Health",,,,,,,"Financial costs are much larger","Yes","Yes","No","No","No","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",2000,0,15000,17000,"No",150,"No","No",,"No","No","Yes","No","Yes","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","No","Better price",,,,"Better price",,"Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",1500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Regularly worried","Sometimes worried","Rarely worried","Rarely worried","Bachelor’s degree","Some college but no degree","Hospitals","Three","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160919,20160805,20160719,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,1,0,2,"Working - self-employed",0,"White","White"
29309,,,15963.0913,,"LMI oversample","Yes","Yes","No","No","Yes","No","No",,"No","No","Yes","No","No","No","Probably Yes",,"Just getting by","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No",,"Minor impact","Minor impact","Minor impact","Minor impact",,,"Disabled and not working","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Refused","Refused","Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.","Refused","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,"Refused",,,,,,,,,,,,,,,,,,,,,"No","Refused","Refused","Refused","Refused","Refused","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No","Other reason",,,"Not available in local stores",,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","Yes","No","No","No","Substantial strain",,,,,,,"Substantial strain",,,,"Rarely worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Don’t know","Support Activities for Transportation","One","Transportation and Material Moving","Under $5,000","Another household member and I share in the decisions","Good",20160811,20160726,20160726,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",5,"A mobile home","Less than $5,000","Married","Non-Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,2,1,2,"Working - as a paid employee",0,"Black/African-American","Hispanic"
29311,,80989.6977,79304.1122,114338.371,"Fresh","Yes","Refused","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No",600,"Yes","No","No","No","Refused","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Refused","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Other reason",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Rail Transportation","One","Other (Please specify)","$5,000 - $9,999","I make most of the decisions","Good",20161003,20160729,20160719,63,"55-64","60+","10th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29313,,28204.8967,27103.3879,42883.0234,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","No","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Yes","Yes","No","No","No","No","No","No",,"No impact","Moderate impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"Yes",1023,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Education",,,,,,,"Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Refused","Refused","Yes",,"No",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Refused","Yes","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","Yes",600,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Associate degree","High school degree or GED","Educational Services","Three","Teacher, except college and university","Under $5,000","I make most of the decisions","Good",20161001,20160721,20160719,45,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29317,,167932.814,211345.925,237464.513,"Fresh","No","No","No","Yes","Yes","No","No",,"No","Yes","Yes","No","No","No","Probably No","No","Doing okay","About the same","About the same","About average","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,"No",1500,"Yes","No","Yes","No","No","No","Check","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Master’s degree","Yes","Master’s degree",,"Law",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No","Very important","Very important","Very important","Moderately important","Moderately important","Moderately important","Slightly important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member makes most of the decisions","Excellent",20160914,20160728,20160721,18,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Other, Non-Hispanic","Female","No",7,"A one-family house attached to one or more houses","$40,000 to $49,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,1,0,6,"Not working - other",0,"Asian","Asian"
29318,,32217.1113,31872.0107,48613.2893,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1981,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1659,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Health",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Refused","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20160920,20160729,20160722,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29319,,34972.2832,33321.0547,52610.2898,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Convenience","Convenience",,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","Don’t know","Food and Beverage Stores","One","Food Preparation and Serving","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160915,20160731,20160724,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29322,,86649.2396,24587.566,128923.871,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Doing okay","Somewhat better off","Much better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"About the same","Somewhat","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Very important","Not important","Very important","No advice from person","No advice from person","No advice from person","No advice from person","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","Yes","No",,"Convenience",,,"Better price",,,"Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","No","No","Yes","No","No","Moderate strain",,,,,,,,"Moderate strain",,,"Rarely worried","Rarely worried","Sometimes worried","Never worried","Bachelor’s degree","High school degree or GED","Household Product Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","Under $5,000","Another household member makes most of the decisions","Very good",20160908,20160817,20160809,23,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,1,0,4,"Working - as a paid employee",0,"Black/African-American","Black"
29325,,,21444.6393,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1981,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,652,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No",,,,,,,"Other reason",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Food and Beverage Stores","One","Retail Sales","$35,000 - $49,999","I make most of the decisions","Good",20160914,20160827,20160722,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Non-Metro","Northeast","New England","Rented for cash","nh",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29342,,60523.7529,76332.5587,88058.0417,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"Yes",871,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Health","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"Very important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No",0,0,0,0,"No","Refused","Yes","No",,"No","Yes","No","No","No","No","No",,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Nursing and Residential Care Facilities","One","Management","Under $5,000","I make most of the decisions",,,20160728,20160721,29,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,1,1,0,2,"Working - as a paid employee",0,"White","White"
29346,,,28334.4552,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1961,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Very important","Very important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Other reason","Other reason",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","Yes","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Regularly worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160914,20160805,20160728,78,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Not working - retired",0,"White","White"
29348,,37905.1044,37307.6932,56977.1862,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,3,"Less","Very much","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No","No",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","Yes","No","Yes","No","No","Very important","Moderately important","Moderately important","Very important","Very important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",140000,0,0,140000,"No",300,"No","No",,"No","Yes","Yes","No","Yes","No","No","Do not have children or grandchildren",,,,,"No","Yes","Yes","Yes","No","No","No",0,"Probably Yes","Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Better price","Not available in local stores","Convenience","Convenience","Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","Two","Protective Service","Under $5,000","Another household member and I share in the decisions",,,20160728,20160721,30,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29349,,48767.2421,56018.498,72098.0607,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","Pretty well off financially","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No",1500,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No","Moderately important","Moderately important","Moderately important","Very important","Slightly important","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes",,,,,,"Yes","No","No","Yes","Yes","Yes","No",,,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Better price","Not available in local stores",,"Better price","Better price","Convenience",,"Convenience",,"Yes","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Other Professional, Scientific, and Technical Services","Two","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160915,20160728,20160721,29,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Rented for cash","sc",0,0,0,0,2,"Working - self-employed",0,"White","White"
29352,,36514.116,11064.7488,55023.3145,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"About the same","Does not apply","Very much","Very much","No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,"No",1220,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Education","Financial costs are much larger","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"No",110,"No","No",,"No","No","Yes","No","No","Yes",,"No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"Not available in local stores","Not available in local stores",,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",750,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Machinery Manufacturing","One","Management","$35,000 - $49,999","I make most of the decisions",,,20160729,20160721,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29353,,32897.9361,25895.2226,48556.7379,"Fresh","Yes","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,2,"More","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"Yes","No","No",,"No","Yes","No","No","No","No","No","No","No","No","Very good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Somewhat important","Not important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","Yes","No",,"Better price",,,"Better price",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","Yes","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160921,20160729,20160722,67,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,3,"Not working - retired",0,"White","White"
29356,,36262.7273,31693.9328,53994.947,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1966,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Refused","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Very important","Somewhat important","Not important","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","No",,"Convenience",,,"Better price","Better price",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","I make most of the decisions","Fair",20160910,20160729,20160727,72,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
29357,,25873.1508,20473.7271,39056.7158,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,,,,,,,,,,,,66,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","Yes","No","Better price",,,,"Not available in local stores","Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked",,,,,,20160721,68,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Not working - retired",0,"White","White"
29360,,35923.3437,37729.8122,53627.2646,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much worse off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Engineering","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","Yes","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Specialty Trade Contractors","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160909,20160729,20160721,53,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Working - self-employed",0,"White","White"
29363,,25389.1626,22045.308,38413.8925,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,68,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Excellent",20161014,20160729,20160721,74,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",0,"White","White"
29364,,,14775.7812,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","It varied","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","Refused","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.","Refused","No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,1392,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Education","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","Refused","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","Not available in local stores","Convenience","Convenience","Convenience","Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Rarely worried","Associate degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160909,20160729,20160722,24,"18-24","18-29","Some college, no degree","Some college","Hispanic","Female","Yes",3,"A building with 2 or more apartments","$7,500 to $9,999","Never married","Metro","Northeast","New England","Rented for cash","ma",1,1,0,0,1,"Not working - disabled",0,"2+ Races","Hispanic"
29369,,12938.8923,3997.6196,20689.7579,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much worse off","It varied","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Severe impact","No impact","No impact","Minor impact",,,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",10,50,"Less","Not at all","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Probably Yes","No","Yes","Yes","Yes","No","No",595,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","Other","Refused","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","Yes","Yes","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Law","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,"Not important","Not important","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$5,000 to $14,999","More than your income","No","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No",,,,,"Substantial strain","Substantial strain",,,,,,"Regularly worried","Never worried","Sometimes worried","Never worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions",,,20160728,20160722,31,"25-34","30-44","Some college, no degree","Some college","2+ Races, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","West","Mountain","Rented for cash","nv",0,1,0,0,2,"Not working - looking for work",0,"2+ Races","Other"
29370,,153999.139,45165.0757,217173.85,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Don’t know","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"Minor impact","Moderate impact","Minor impact","Minor impact","Minor impact","Minor impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","No","No","No","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","No","No","Yes","Yes","No","No",625,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Refused","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","Refused",,"No","No","No","Yes","Yes","No","No","No","No","No","Fair","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,"Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","Yes","No","Convenience","Convenience","Convenience","Convenience",,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Don’t know","Merchant Wholesalers, Durable Goods","One","Office and Administrative Support","$5,000 - $9,999","I make most of the decisions","Very good",20160903,20160723,20160722,29,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",6,"A one-family house attached to one or more houses","$35,000 to $39,999","Living with partner","Metro","West","Pacific","Rented for cash","wa",1,1,1,0,3,"Working - as a paid employee",0,"White","Hispanic"
29371,,,7119.9221,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","No","Yes","No","Yes","No","Yes","No","No","Yes","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,0,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Not important","Not important","Not important","Very important","No","No",,"No","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","Yes","Better price",,"Better price","Better price",,,,"Convenience","Convenience","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Nonstore Retailers","One","Retail Sales","Under $5,000","I make most of the decisions","Excellent",20161008,20160729,20161008,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - self-employed",0,"White","White"
29373,,42139.7443,15384.9056,63062.4041,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Severe impact","No impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",300,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Regularly worried","Regularly worried","Rarely worried","Regularly worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked",,,"Poor",20160915,,20160812,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$25,000 to $29,999","Married","Metro","Northeast","New England","Occupied without payment of cash rent","me",0,0,0,0,2,"Not working - retired",0,"White","White"
29377,,71166.6264,68279.3168,101577.502,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","Moderate impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"Less","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",1250,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","No",,,,,,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Not important","Very important","Moderately important","Moderately important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes","No",,,,,,"Yes","No","Yes","Yes","No","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","Yes","No","Better price","Convenience",,,"Convenience","Not available in local stores",,"Convenience",,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No",,,,,"None",,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Some college but no degree","Monetary Authorities-Central Bank","One","Business and Financial Operations","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160915,20160728,20160725,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",1,0,0,0,2,"Working - as a paid employee",0,"White","White"
29378,,74833.1319,74099.7075,105701.406,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"Refused",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,,"Refused","Refused","Refused",,,,,,,,,,,,"Refused","Refused","Refused","Refused",,"Refused","Refused","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"Refused",,,,,,,"Refused","Refused",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Not important","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,,,"Refused",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Refused","Refused","No","No","No","No","No","No","No","No","No","Yes","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused",,,"Refused","Refused","No","Refused","Refused","Refused","Refused","Refused","Refused","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Refused","Refused","Refused","Refused","Refused","Refused","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Very good",20160921,20160729,20160723,76,"75+","60+","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
29384,,66100.6263,63336.3065,96958.4609,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No","Moderately important","No advice from person","No advice from person","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","No",,"Better price",,,,,,"Convenience",,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Associate degree","Graduate degree","Scientific Research and Development Services","One","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160921,20160813,20160803,33,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
29387,,90718.2301,108397.59,128178.609,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Severe impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1450,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",5000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Don’t know","Personal Care Services","One","Building and Grounds Cleaning and Maintenance","Under $5,000","Another household member and I share in the decisions","Very good",20160915,20160729,20160725,46,"45-54","45-59","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,1,1,0,2,"Working - as a paid employee",0,"White","White"
29388,,39165.1522,45050.5718,58417.9361,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",841,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","Certificate or technical degree","No",,,"Business/management","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No",,,"Not available in local stores",,,"Better price","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Management of Companies and Enterprises","One","Other professional","$75,000 - $99,999","I make most of the decisions","Good",20161005,20160729,20160722,56,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
29396,,,17815.7001,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","Yes","No","Probably Yes",,"Doing okay","Somewhat better off","Somewhat worse off","Pretty well off financially","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",850,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,63,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","Refused","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","No","No","No",,"Better price","Refused","Better price",,"Better price",,,,"Yes","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",120,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20161008,20160729,20160724,87,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Not working - retired",0,"White","White"
29402,,53887.3167,19633.748,80255.5585,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Poor","Refused","Refused","Refused","No","Refused","Refused","Refused","Refused","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",250,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","Yes",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Somewhat important","Somewhat important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Better price",,"Better price",,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Regularly worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Fair",20160909,20160729,20160722,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A mobile home","$20,000 to $24,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Not working - retired",0,"White","White"
29405,,,37524.3573,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Refused","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1969,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Refused",,,,,,,,,,,,"No","No","No",,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","Yes",,,,,"Better price",,,,"Better price","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Fair",20161020,20160910,20160723,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,2,"Not working - retired",0,"White","White"
29406,,30484.8862,25295.1245,45339.1468,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"Less","Does not apply","Does not apply","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Associate degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,71,"Somewhat important","Very important","Not important","Somewhat important","Not important","Yes","No","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Yes","Refused",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","Yes","No",,"Convenience",,"Convenience","Convenience","Better price",,"Convenience",,"No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","No","Yes",,"No","Yes","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Refused","High school degree or GED","Not asked","Not asked","Not asked",,,,,,20160722,73,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
29409,,,33410.2231,,"LMI oversample","Yes","Yes","No","Yes","No","No","No",,"No","Yes","No","Yes","Yes","No","Probably Yes",,"Doing okay","Somewhat better off","Somewhat better off","Pretty well off financially","No","No","No","No","Yes","Yes","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"Moderate impact","Minor impact","Minor impact","Minor impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","No","No","No","No","No",1400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Debit card","Very confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Some of the time","Associate degree","Yes","Associate degree",,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"Refused",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","Convenience","Convenience",,,,,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Sometimes worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","Refused","I make most of the decisions","Excellent",20160912,20160729,20160724,31,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","No",3,"A building with 2 or more apartments","$20,000 to $24,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,3,"Not working - other",0,"White","Hispanic"
29412,,13235.165,15130.1844,20667.2639,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Don’t know","No",,,,"Definitely Yes","Refused","Refused","Yes","Refused","Refused","Yes",2400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",24000,0,0,24000,"No",509,"No","No",,"No","No","Yes","No","Yes","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Better price","Better price","Better price","Better price","Convenience","Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No",,,,,"Moderate strain",,,,,,,"Regularly worried","Never worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Other Professional, Scientific, and Technical Services","One","Business and Financial Operations","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160915,20160728,20160722,42,"35-44","30-44","Masters degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
29418,,46046.3315,42447.3566,67960.7971,"Fresh","No","No","Yes","No","Yes","No","No","Refused","Yes","Refused","Refused","Refused","Yes","No","Definitely No","No","Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Somewhat important","Very important","Not important","Very important","Very important","Yes","No",,"No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","Yes","No","Other reason","Other reason",,,,"Other reason","Convenience","Other reason",,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","Yes","No","Yes",105,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160929,20160729,20160728,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$125,000 to $149,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,1,0,3,"Not working - retired",0,"White","White"
29425,,53417.997,16205.2336,79579.0578,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"Minor impact","No impact","Minor impact","Minor impact","No impact","Minor impact",,"No","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",25,"Refused","More","Somewhat","Not at all","Not at all","No","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","Yes","None",,"Probably No",,,,,,,450,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No",,"No",,,,,"No","No","No","Yes","No","No","No",0,"Definitely No","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","Convenience",,,"Convenience","Not available in local stores",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",150,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","No","No","No","Moderate strain","Moderate strain",,,"Substantial strain",,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Nursing and Residential Care Facilities","Two","Health Care Support (such as nursing aide, orderly, dental assistant)","$10,000 - $24,999","I make most of the decisions",,,20160728,20160723,39,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,2,3,"Working - as a paid employee",0,"White","White"
29427,,41079.5923,39856.5919,61071.5318,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","Yes","No","Yes","Yes","Don’t know","No","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",25,5,"About the same","Does not apply","Somewhat","Somewhat","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,"No",450,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Refused","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","Yes","Yes",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","Yes",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Convenience","Not available in local stores",,"Convenience","Better price","Not available in local stores","Not available in local stores",,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","Some college but no degree","Graduate degree","Educational Services","Two","Teacher, except college and university","$10,000 - $24,999","I make most of the decisions","Very good",20160920,20160729,20160724,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","wv",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29434,,,12306.8381,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","Yes","No","No","No","No","No","Paper check","No","No","No","Yes","Yes","Yes","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",3,1,"About the same","Does not apply","Not at all","Not at all","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2012,"No","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,550,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Master’s degree","No",,,"Education",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No","Moderately important","Moderately important","Slightly important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"No",250,"No","No",,"No","No","Yes","No","Yes","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",0,"Definitely Yes","Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Not available in local stores","Not available in local stores",,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Regularly worried","Sometimes worried","Bachelor’s degree","Graduate degree","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","I make most of the decisions",,,20160816,20160816,32,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","Midwest","West-North Central","Rented for cash","ne",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29438,,,24542.6009,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Definitely No","Yes","Finding it difficult to get by","About the same","Much worse off","About average","No","Yes","No","Yes","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","Yes","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",30,5,"More","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are much larger","Yes","Yes","No","No","No","Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",23000,0,0,23000,"No",0,"No","Yes",,"No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Broadcasting","One","Other (Please specify)","Under $5,000","Another household member makes most of the decisions","Good",20161008,20160729,20160725,31,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,3,"Working - self-employed",0,"White","White"
29443,,73913.1491,77818.0534,105162.478,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","Yes","Yes","None",,"Definitely Yes","No","No","Yes","No","No","No",2300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Once","Never","Some college but no degree (including currently enrolled in college)","No",,,"Physical sciences/math","Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,"Not important","Not important","Not important","Not important","Not important","Moderately important","Not important","Not important",,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Better price","Not available in local stores",,,"Not available in local stores","Not available in local stores","Not available in local stores",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160920,20160728,20160725,32,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","South","South Atlantic","Rented for cash","fl",0,1,1,0,2,"Not working - other",0,"White","White"
29446,,40502.6945,34651.2673,60035.5568,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1981,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Not important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No",,,,"Convenience",,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Good",20160907,20160729,20160724,65,"65-74","60+","Some college, no degree","Some college","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
29447,,35853.5915,11580.7993,54383.5864,"Fresh","Yes","Yes","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Probably No","No","Doing okay","Somewhat worse off","Somewhat better off","About average","No","Yes","No","No","No","Yes","No","No","No","Homemaker","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Refused","Yes",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",40,10,"More","Somewhat","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",1998,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","No","No","No","No","Yes","No",1200,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Refused","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","No","No","Yes",500,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions",,,20160730,20160725,54,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","ny",0,0,0,1,3,"Not working - other",0,"White","White"
29449,,,123598.2,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Refused","Refused","Yes","Refused","Refused","No","Probably Yes",,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Moderate impact","Moderate impact","No impact","Moderate impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","Yes","Yes","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","No","No","Yes",6000,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Furniture and Related Product Manufacturing","One","Other (Please specify)","$10,000 - $24,999","I make most of the decisions","Good",20160904,20160731,20160727,62,"55-64","60+","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
29451,,37959.6199,39377.6118,56432.9339,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","To earn extra money to help family members",70,5,"Less","Somewhat","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Refused","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","No","Yes","No","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Some college but no degree","Administration of Human Resource Programs","Two","Other (Please specify)","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160909,20160729,20160727,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29455,,46749.5671,16038.8741,70429.8822,"Fresh","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Finding it difficult to get by","Somewhat better off","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","Severe impact","Severe impact",,,,"No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,12,"More","Somewhat","Not at all","Somewhat","No","No","No","Yes","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2010,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",253,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No","Convenience",,,"Convenience",,,,"Convenience",,"Yes","No","No","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20161013,20160729,20160725,49,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","Northeast","New England","Rented for cash","me",0,0,0,0,1,"Not working - disabled",0,"White","White"
29456,,187183.428,57171.6225,261880.576,"Fresh","Refused","Refused","Refused","Yes","Yes","Refused","No",,"Yes","Refused","Yes","Refused","Refused","No","Definitely No","Yes","Finding it difficult to get by","Somewhat worse off","Somewhat worse off","It varied","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused",,"Minor impact","Moderate impact","Moderate impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Engineering","Financial costs are somewhat larger",,,,,,,,,,,,"Very important","Slightly important","Moderately important","Not important","Not important","Slightly important","No advice from person","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$0 to $4,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Better price","Better price",,,,,"No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","Yes","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Substantial strain",,,,,,,"Moderate strain","Moderate strain",,,"Rarely worried","Sometimes worried","Sometimes worried","Rarely worried","Some college but no degree","Bachelor’s degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Fair",20161010,20160730,20160725,19,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","No",6,"A one-family house attached to one or more houses","$15,000 to $19,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",1,0,0,2,3,"Not working - looking for work",0,"Black/African-American","Black"
29461,,46845.1229,16672.7388,70017.4448,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","Yes","Retired","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Paper check","Refused","Yes","No","No","No","No","No","No",,"No impact","Moderate impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,373,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Somewhat important","Not important","Yes","Yes",,"Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,"Other reason",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Good",20160930,20160730,20160725,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,2,"Not working - retired",0,"White","White"
29468,,,93454.0143,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","Yes",,,"Yes","No","No","No",,"Moderate impact","Minor impact","Minor impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","No","No","Yes","No","No","No",725,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","Yes","No","No","No",,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No",14000,0,0,14000,"No",20,"No","Yes",,"No","No","No","No","No","Yes",,,,,,,"No","No","No","No","No","Yes","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Better price","Better price","Better price","Better price","Better price",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","No","No","No","Yes","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","Yes","Yes","Yes",200,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Substantial strain","Moderate strain",,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Rarely worried","Graduate degree","High school degree or GED","Civic and Social Organizations","Two","Management","$10,000 - $24,999","I make most of the decisions","Very good",20160912,20160805,20160728,28,"25-34","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Metro","South","South Atlantic","Rented for cash","va",0,0,1,0,2,"Working - self-employed",0,"Black/African-American","Black"
29469,,38885.9857,34585.9671,58690.2035,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Refused",,"No impact","No impact","No impact","Moderate impact",,,"Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Refused","Yes","Don’t know","Yes","Yes","A little difficulty",,"Probably Yes","No","Yes","Yes","Yes","Yes","Refused",1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No","Very important","Very important","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","Yes","No",,,,"Better price",,"Better price","Better price","Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","Yes","No","Yes","Yes","Yes",400,"No","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked",,,,,,20160805,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$50,000 to $59,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Not working - looking for work",0,"White","White"
29471,,45720.6238,40966.9231,68379.4305,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",1200,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No","Moderately important","Not important","Not important","Not important","Not important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Not available in local stores","Better price",,"Better price","Better price","Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Credit Intermediation and Related Activities","One","Business and Financial Operations","$35,000 - $49,999","I make most of the decisions",,,20160802,20160802,31,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$85,000 to $99,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29473,,,25802.2038,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Moderate impact","Moderate impact","Minor impact","Severe impact","Moderate impact","Moderate impact","Disabled and not working","No","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",12,2,"More","Somewhat","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","Yes","No","Yes","No","I [PPMARITins2] pay rent.",2014,"Yes","No","No","No","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely Yes","No","Yes","Yes","No","Yes","No",350,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Moderately important","Moderately important","Moderately important","Very important","Moderately important","Slightly important","Slightly important","No advice from person","Yes","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No",,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes","No","Better quality",,"Better quality","Better price","Better price",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","Yes","Yes",500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Sometimes worried","Sometimes worried","Sometimes worried","Regularly worried","Less than High School degree","High school degree or GED","Accommodation","One","Food Preparation and Serving","Under $5,000","Another household member makes most of the decisions","Very good",20160809,20160802,20160808,27,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",4,"A mobile home","$10,000 to $12,499","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,2,0,0,2,"Working - as a paid employee",0,"White","White"
29477,,25865.0004,22452.5446,38992.1153,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Very important","Somewhat important","Very important","Not important","Yes","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","Yes","Yes","No","No","Convenience","Convenience",,,,"Convenience","Convenience",,,"Yes","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20161008,20160815,20160802,69,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",0,"White","White"
29478,,27036.8006,11266.6723,41301.7079,"Fresh","No","No","No","Yes","No","No","No",,"Yes","Yes","Yes","No","No","No","Probably No","Yes","Living comfortably","About the same","About the same","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No",,"No impact","Severe impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Most or all of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","Yes",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","Yes","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","No","No",,"Not available in local stores","Convenience",,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","Yes","No","No","Yes","Yes",2400,"Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Some college but no degree","Graduate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160928,20160806,20160729,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$25,000 to $29,999","Separated","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - looking for work",0,"White","White"
29483,,30525.3301,29006.9987,46387.0373,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Minor impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Once","Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Not available in local stores",,,"Convenience","Better price","Convenience",,,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Civic and Social Organizations","One","Community and Social Services","$10,000 - $24,999","Another household member and I share in the decisions",,,20160814,20160803,46,"45-54","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29484,,54657.482,57627.9855,80095.044,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Definitely Yes","Yes","No","Yes","Yes","No","No",1300,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"Certificate or technical degree","No",,,"Business/management","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","Better price","Better price",,"Better price","Better price","Better price",,,,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",800,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Regularly worried","Sometimes worried","Sometimes worried","Regularly worried","Less than High School degree","Less than High School degree","Food Services and Drinking Places","One","Other (Please specify)","$10,000 - $24,999","I make most of the decisions","Very good",20160921,20160805,20160731,46,"45-54","45-59","Associate degree","Some college","Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$125,000 to $149,999","Divorced","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
29486,,,10593.6745,,"LMI oversample","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","Yes","Yes","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,"No",450,"Yes","No","No","No","No","Yes","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No",,,,"Better price",,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Accommodation","One","Food Preparation and Serving","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160929,20160805,20160802,55,"55-64","45-59","Some college, no degree","Some college","2+ Races, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,2,0,2,"Working - as a paid employee",0,"2+ Races","Other"
29490,,112376.925,134574.502,156678.392,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Severe impact","Severe impact","No impact","No impact","Moderate impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","Yes","Yes","None",,"Definitely Yes","No","No","Yes","No","No","Yes",1356,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","No",,"Yes","No","No","No","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Humanities","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Not available in local stores","Better price","Convenience","Not available in local stores","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Sometimes worried","Some college but no degree","Some college but no degree","Business, Professional, Labor, Political, and Similar Organizations","One","Office and Administrative Support","Under $5,000","Another household member and I share in the decisions","Good",20160923,20160812,20160812,33,"25-34","30-44","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$50,000 to $59,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,1,1,2,"Working - as a paid employee",0,"White","White"
29491,,98634.7587,129612.357,144014.676,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","It varied","Yes","No","No","No","No","Yes","Yes","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Don’t know","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Definitely Yes","Yes","No","No","Yes","No","No",900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Social/behavioral sciences","About the same financial benefits and financial costs",,,,,,,,,,,,"Moderately important","Moderately important","Moderately important","No advice from person","Moderately important","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",4000,0,0,4000,"No",65,"Yes","No",,"Yes","No","Yes","No","No","Still enrolled in the program",,,,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","Insurance Carriers and Related Activities","One","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160913,20160811,20160801,28,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$40,000 to $49,999","Never married","Metro","West","Mountain","Rented for cash","az",0,0,1,1,1,"Working - as a paid employee",0,"Black/African-American","Black"
29493,,67631.5779,69681.7802,99069.7916,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Refused",,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,1,"About the same","Not at all","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1325,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Refused","Yes","Yes","Refused","Refused","No",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Better price","Convenience",,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Food and Beverage Stores","One","Management","$50,000 - $74,999","I make most of the decisions","Very good",20160914,20160809,20160802,34,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Separated","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,1,0,0,1,"Working - as a paid employee",0,"White","White"
29496,,,16769.6756,,"LMI oversample","Yes","Yes","No","No","No","Yes","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Finding it difficult to get by","Somewhat worse off","About the same","Pretty well off financially","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"Yes",874,"Yes","No","No","No","Yes","No","Debit card","Not confident","Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Education","Financial costs are much larger","No","No","No","Yes","No",,,,,,,"Very important","Moderately important","Not important","Moderately important","Not important","Not important","Not important","Not important",,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","No","No","Yes",900,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Substantial strain",,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20161012,20160809,20160802,27,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,4,"Not working - other",0,"White","White"
29500,,,25065.2712,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much better off","About average","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"Yes","No","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,1300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,64,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","Other reason","Convenience",,"Other reason",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Nonstore Retailers","One","Other (Please specify)","Under $5,000","I make most of the decisions",,,20160808,20160801,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Widowed","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,1,"Working - self-employed",0,"White","White"
29501,,55586.3439,51795.4273,79750.7696,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","No","Yes","No","Yes","No","Yes","Direct-deposit into your bank account or credit union account","Yes","Refused","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","No","Yes","Yes",0,"Probably Yes","Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","Yes","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Not available in local stores","Convenience","Not available in local stores","Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Publishing Industries (except Internet)","One","Other professional","$250,000 - $499,999","Another household member and I share in the decisions","Poor",20160921,20160907,20160801,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29503,,,23067.5837,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"Associate degree","No",,,"Business/management",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",11000,0,0,11000,"No",0,"Yes","Yes",,"No","Yes","No","No","No","No",,"No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,,"Better price",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160913,20160802,20160802,63,"55-64","60+","Associate degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$7,500 to $9,999","Divorced","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
29504,,,31316.2269,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",400,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,72,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No","Better quality","Better price",,,"Not available in local stores",,,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",250,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions",,,20160808,20160801,78,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$25,000 to $29,999","Married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,2,"Not working - retired",0,"White","White"
29505,,50013.6867,45590.8418,74248.9853,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Poor","Yes","No","Yes","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"No","Yes","Don’t know","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,4,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No",1013,"Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Law","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No",,"No",,,,,"No","No","Yes","No","No","No","No",0,"Definitely Yes","Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","Better price","Convenience",,,"Convenience",,"Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Moderate strain",,"Regularly worried","Regularly worried","Rarely worried","Sometimes worried","Certificate or technical degree","Associate degree","Water Transportation","Two","Transportation and Material Moving","$25,000 - $34,999","I make most of the decisions","Fair",20160920,20160808,20160802,41,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Divorced","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29506,,66934.2956,53737.3717,96262.8094,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","Yes","Yes","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","Yes","Don’t know","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Refused","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Somewhat important","Somewhat important","Yes","Yes","Refused","Yes","Yes","Yes","Yes","Refused","Refused","Refused","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes","Refused",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Refused","Convenience","Refused","Refused",,"Better price","Convenience","Convenience",,"No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Data Processing, Hosting and Related Services","Two","Business and Financial Operations","$1,000,000 or more","I make most of the decisions","Very good",20160912,20160802,20160802,61,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$250,000 or more","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
29509,,50843.2734,49885.9418,75148.894,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","Yes","No","No","It failed to keep up with changing living expenses","Severe impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Refused","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No",1400,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Convenience","Better price","Better price","Convenience","Better price","Better price",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Sometimes worried","Associate degree","Some college but no degree","Food and Beverage Stores","One","Management","$35,000 - $49,999","I make most of the decisions","Good",20160913,20160808,20160801,34,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",1,1,0,0,2,"Working - as a paid employee",0,"White","White"
29511,,,93384.338,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat better off","Somewhat better off","Poor","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","Severe impact","Severe impact","Severe impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Refused","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,238,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",9000,0,0,9000,"No",0,"Yes","Yes",,"Yes","No","No","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Sometimes worried","Sometimes worried","Sometimes worried","Graduate degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions",,,20160814,20160804,39,"35-44","30-44","10th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$10,000 to $12,499","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Not working - other",0,"White","White"
29512,,46046.3315,42447.3566,67960.7971,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","Moderate impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,73,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No",,,,"Better price",,"Better price",,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Rarely worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member makes most of the decisions","Excellent",20160921,20160808,20160802,73,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
29513,,,19089.6243,,"LMI oversample","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","Yes","Probably Yes",,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No",,,,"Don’t know",,,,,,,525,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20161019,20160810,20160807,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$12,500 to $14,999","Separated","Non-Metro","South","West-South Central","Rented for cash","ar",0,0,0,0,2,"Not working - retired",0,"White","White"
29514,,75101.5958,70568.119,109506.765,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat worse off","Much better off","Poor","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Cash","No","No","No","No","No","Yes","Yes","No",,"No impact","Severe impact","Severe impact","Severe impact","Moderate impact","Moderate impact","Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,5,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",0,"Definitely Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","Yes","No",,"Better price",,"Not available in local stores",,"Better price","Convenience","Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Don’t know","Associate degree","Nursing and Residential Care Facilities","Two","Personal Care and Service","Under $5,000","Another household member and I share in the decisions","Good",20161008,20160901,20160801,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Working - self-employed",0,"Asian","Asian"
29515,,97303.5295,122560.122,138862.16,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","Yes","No","No","No","Probably No","Yes","Doing okay","Somewhat better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","Minor impact","No impact","No impact","No impact","Minor impact",,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,"Refused","About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,,,,"Probably Yes","No","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Good","Yes","No",,"No","Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Education","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,"Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Very important","Moderately important","Refused",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No",,,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No",,"Convenience",,,,"Better price",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Moderate strain",,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","Less than High School degree","Educational Services","One","Other (Please specify)","$10,000 - $24,999","Another household member makes most of the decisions","Good",20160908,20160811,20160804,28,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$175,000 to $199,999","Never married","Metro","West","Pacific","Occupied without payment of cash rent","or",0,0,0,1,3,"Working - as a paid employee",0,"White","White"
29516,,,48962.597,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","Yes","No","Paper check","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","Minor impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",420,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"Yes","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Sometimes worried","Rarely worried","Never worried","Regularly worried","High school degree or GED","Certificate or technical degree","Other Professional, Scientific, and Technical Services","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions",,,20160817,20160810,31,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
29522,,,15535.4679,,"LMI oversample","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","Severe impact","Severe impact",,,"Employed full-time","No","No","Yes","Refused","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",4,20,"More","Very much","Very much","Very much","No","No","No","Yes","No","No","No","No","Yes","Refused","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"Yes",600,"Yes","No","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Poor","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Certificate or technical degree","No",,,"Other (Please specify):","Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No",0,0,0,0,"No","Refused","No","No",,"Yes","No","No","No","No","Yes","Yes","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","Yes","Yes","Refused","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No",,,"Substantial strain","Substantial strain",,"Substantial strain","Substantial strain","Substantial strain","Substantial strain",,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160912,20160902,20160812,40,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","pa",0,1,2,0,2,"Not working - other",0,"White","White"
29524,,43946.4988,50844.9613,65368.5701,"Fresh","Yes","Refused","Refused","Refused","Yes","Refused","No",,"Refused","Refused","Yes","Refused","Refused","No","Definitely Yes",,"Doing okay","About the same","Much better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Disabled and not working","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","Yes","No","No","No","Yes","No","Yes","No","No",0,"Don’t know","Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Social Assistance","One","Other professional","$25,000 - $34,999","I make most of the decisions","Good",20160924,20160815,20160805,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
29525,,100837.773,103647.244,142421.467,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",780,"Yes","No","No","Yes","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Better price","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Educational Services","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160916,20160811,20160811,43,"35-44","30-44","Some college, no degree","Some college","Hispanic","Female","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,2,2,"Working - as a paid employee",0,"White","Hispanic"
29528,,,22377.9921,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","About average","No","No","No","Yes","No","Yes","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes",,"No impact","No impact","No impact","No impact",,,"Student","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",3,1,"Less","Very much","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","No","Refused",700,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No",,"No","Yes","Yes",,"No","No","No","No","No","No","Yes","No","No","No","Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Certificate or technical degree",,"Health","About the same financial benefits and financial costs",,,,,,,,,,,,"Very important","Slightly important","Slightly important","Not important","Not important","Not important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Yes",0,0,0,2500,"No",150,"No","No",,"Yes","Yes","No","No","No","Still enrolled in the program","No",,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","Yes","Yes","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes","No",,"Other reason","Better price","Better price","Not available in local stores",,"Convenience","Other reason",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Substantial strain","A little strain","Substantial strain","A little strain",,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160928,20160813,20160805,23,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Living with partner","Metro","West","Mountain","Rented for cash","nm",0,0,0,0,2,"Not working - looking for work",0,"White","White"
29532,,49529.8289,53917.653,72576.1622,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","It varied","No","No","Refused","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Most or all of the time","Associate degree","No",,,"Life sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No",,"Refused",,,"Convenience",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Some college but no degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Very good",20160920,20160816,20160807,32,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,1,1,0,2,"Not working - looking for work",0,"White","White"
29535,,39069.5595,16369.0691,59131.6992,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Not available in local stores",,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",250,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked",,,,,,20160808,72,"65-74","60+","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,3,"Not working - retired",0,"Black/African-American","Black"
29539,,,13926.6236,,"LMI oversample","No","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","Somewhat worse off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No","Refused","Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No","Better price",,"Better price",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Regularly worried","Sometimes worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Precision Production (such as machinist, welder, baker, printer, tailor)","Under $5,000","Another household member and I share in the decisions",,,20160812,20160809,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,2,2,"Working - as a paid employee",0,"White","White"
29543,,115359.188,33121.6613,164067.204,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","About the same","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"About the same","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"Yes",525,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No",6000,0,0,6000,"No",50,"No","Yes",,"No","Yes","No","No","No","No","No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160921,20160813,20160804,25,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",7,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,3,1,0,3,"Not working - looking for work",0,"White","White"
29545,,,37819.6226,,"LMI oversample","Refused","Refused","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","No","No","No","No","Yes","No","No",,"Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",8000,0,0,8000,"No",81,"No","No",,"Refused","Yes","Refused","Refused","Refused","No",,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Less than High School degree","Transportation Equipment Manufacturing","One","Transportation and Material Moving","Under $5,000","I make most of the decisions","Good",20160912,20160813,20160805,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
29549,,66100.6263,63336.3065,96958.4609,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","Yes","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",2200,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Management, Scientific, and Technical Consulting Services","One","Other professional","$25,000 - $34,999","Another household member and I share in the decisions","Excellent",20160921,20160815,20160804,40,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29550,,77413.3024,88789.6251,111007.722,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","Yes","No","No","No","No","No","No","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No",,,,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Convenience","Convenience","Convenience","Convenience",,"Convenience",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","Yes","No","No","No","No","No","Yes","No","No","No",,"Substantial strain",,,,,,"Substantial strain",,,,"Regularly worried","Regularly worried","Sometimes worried","Sometimes worried","Less than High School degree","High school degree or GED","Performing Arts, Spectator Sports, and Related Industries","One","Installation, Maintenance, and Repair","Under $5,000","Another household member and I share in the decisions","Fair",20160918,20160814,20160806,55,"55-64","45-59","9th grade","Less than high school","White, Non-Hispanic","Male","No",2,"A mobile home","$50,000 to $59,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - self-employed",0,"White","White"
29552,,,8524.6785,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","About the same","About the same","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Slightly important","No advice from person","Not important","Not important","Not important","No advice from person","No advice from person","No advice from person","Yes","No","No","Yes","No","Yes","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Refused",,"No","No","No","Yes","Yes","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Refused","Another household member makes most of the decisions","Fair",20160921,20160811,20160804,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$7,500 to $9,999","Never married","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","vt",0,0,0,0,2,"Not working - disabled",0,"White","White"
29554,,,32878.7071,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",24,10,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",410,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,71,"Not important","Very important","Not important","Very important","Not important","Yes","Refused","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Good",20160922,20160815,20160808,75,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,2,"Not working - retired",0,"White","White"
29557,,34036.9413,34338.2356,51171.397,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1800,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Education","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Construction of Buildings","Four or more","Installation, Maintenance, and Repair",,,,,,20160809,59,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,4,"Working - self-employed",0,"White","White"
29558,,28997.6357,28741.7402,43892.1686,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","No","Yes","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"Yes","Yes","Yes",,"No","No","No","No","No","No","Yes","No","No","No","Poor","Yes","No",,"Yes","Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Refused","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience",,"Better price","Better price","Better price","Not available in local stores","Not available in local stores","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",2500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Refused","Yes","Refused","Yes","No","No",,"A little strain",,"A little strain",,,"None",,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","High school degree or GED","Health, Personal Care, and Beauty Product Manufacturing","Two","Other professional","$75,000 - $99,999","Another household member and I share in the decisions","Excellent",20161009,20160812,20160804,48,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,1,1,2,"Working - as a paid employee",0,"White","White"
29562,,,21444.6393,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Not confident","Yes","No","No","No","Yes","No","No","No","Yes","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Somewhat important","Very important","Somewhat important","Very important","Somewhat important","Yes","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","No","No","No","No","No",,,"Other reason","Other reason",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Moderate strain",,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked",,,,,,20160805,82,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A mobile home","$30,000 to $34,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
29564,,,16441.9248,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","Yes","Yes","No",,"Severe impact","No impact","Moderate impact","No impact","No impact","No impact",,"Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",60,5,"Less","Somewhat","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2009,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","No",,"Yes","Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Education","Financial costs are much larger",,,,,,,,,,,,"Moderately important","Not important","Slightly important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",10000,0,500,10500,"No",0,"No","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Better price","Better price",,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",4500,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","Substantial strain","Substantial strain",,,,,,"Substantial strain",,,,"Regularly worried","Sometimes worried","Never worried","Rarely worried","Graduate degree","Bachelor’s degree","Credit Intermediation and Related Activities","Two","Business and Financial Operations","$10,000 - $24,999","I make most of the decisions","Good",20160908,20160812,20160804,29,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","South","West-South Central","Rented for cash","tx",0,0,3,0,2,"Working - as a paid employee",0,"White","White"
29570,,68811.4044,19541.7774,101180.175,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","Severe impact","Severe impact","Not employed, but looking for a job","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,10,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","A little difficulty",,"Don’t know",,,,,,,550,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","No",,"No","Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial benefits are much larger","No","No","No","Yes","Refused",,,,,,,"Very important","Moderately important","Moderately important","Slightly important","Slightly important","Slightly important","Slightly important","Refused",,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$15,000 to $24,999","More than your income","No","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","No",,,"Not available in local stores",,,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Health and Personal Care Stores","One","Retail Sales","Under $5,000","Another household member and I share in the decisions","Very good",20161010,20160812,20160805,29,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",4,"A building with 2 or more apartments","$20,000 to $24,999","Living with partner","Metro","Midwest","East-North Central","Rented for cash","wi",2,0,0,0,2,"Working - as a paid employee",0,"White","White"
29574,,36910.5243,36612.1647,55135.2142,"Fresh","No","No","No","No","Yes","No","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Just getting by","Somewhat better off","Much better off","About average","No","Yes","No","No","Yes","No","No","No","No","Not employed, and not looking for a job","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Better price","Convenience",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","Yes",2500,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Rarely worried","Some college but no degree","High school degree or GED","Other Information Services","One","Computer and Mathematical","$100,000 - $249,999","Another household member makes most of the decisions","Fair",20160923,20160812,20160808,51,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Working - self-employed",0,"White","White"
29577,,143502.108,38193.1192,199639.684,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","Yes","Definitely No","Yes","Doing okay","Somewhat better off","Somewhat better off","It varied","No","No","No","Yes","No","No","Yes","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","Yes","No",,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,"Moderately important","Not important","No advice from person","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Better price","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked",,,"Good",20161019,,20160917,18,"18-24","18-29","11th grade","Less than high school","White, Non-Hispanic","Female","No",2,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","Midwest","West-North Central","Rented for cash","mo",0,0,0,0,2,"Not working - looking for work",0,"White","White"
29583,,103472.092,33864.2406,148422.511,"Fresh","No","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Probably No","Yes","Finding it difficult to get by","Much worse off","Refused","About average","Yes","No","No","No","No","No","No","Yes","No","Disabled and not working","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","Don’t know","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Severe impact","No impact","Severe impact","Severe impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,"No","No","No","No","No","No","Prepaid card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$0 to $4,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","Other reason",,,,,,,"Other reason",,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","Yes","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"Yes","No","No","No","No","No","No","Yes","No","No","No","Substantial strain",,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160921,20160813,20160807,54,"45-54","45-59","11th grade","Less than high school","Hispanic","Female","Yes",3,"A mobile home","Less than $5,000","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,1,2,"Not working - disabled",0,"2+ Races","Hispanic"
29584,,41041.1329,38002.0121,61506.9209,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","Minor impact","Employed part-time","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,2,"About the same","Does not apply","Not at all","Not at all","No","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"Yes",1850,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",35000,0,0,35000,"No",265,"No","Yes",,"No","No","Yes","No","Yes","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","Yes","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,,"Better price","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1725,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Executive, Legislative, and Other General Government Support","One","Management","$50,000 - $74,999","I make most of the decisions","Very good",20160912,20160812,20160805,37,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","de",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
29586,,23642.9857,6790.7507,35876.3721,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","Yes","No","Yes","No","No","No","No","No","Not employed, but looking for a job","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Refused","No",,,"Yes","No","No","No",,"Severe impact","Minor impact","Minor impact","Minor impact",,,"Employed full-time","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",40,10,"More","Somewhat","Not at all","Somewhat","No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","Refused","Refused","Yes","Refused","Refused",700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","No",,"No","Once","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"Slightly important","No advice from person","Not important","Slightly important","Not important","No advice from person","Not important","Refused","Yes","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,,,"Not available in local stores","Better quality",,,,,"Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Moderate strain","Moderate strain",,,,,,,,,,"Regularly worried","Sometimes worried","Regularly worried","Rarely worried","High school degree or GED","High school degree or GED","Forestry and Logging","One","Personal Care and Service","Under $5,000","Another household member and I share in the decisions","Good",20160917,20160909,20160831,28,"25-34","18-29","Some college, no degree","Some college","2+ Races, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","Less than $5,000","Married","Metro","Midwest","West-North Central","Rented for cash","ks",1,1,0,0,2,"Working - self-employed",0,"2+ Races","Other"
29590,,29616.0836,25112.4613,44114.6755,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1154,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,39,"Not important","Very important","Somewhat important","Very important","Very important","Yes","Refused","Yes","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","Better price","Better price","Better price","Better price","Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Regularly worried","Sometimes worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions",,,20160813,20160805,62,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,1,"Not working - retired",0,"White","White"
29592,,52818.6996,62646.1826,78419.8491,"Fresh","Yes","No","No","No","No","Yes","No",,"Yes","Yes","No","No","Yes","No","Probably Yes",,"Just getting by","Much worse off","About the same","Poor","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","No","Yes","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Don’t know",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Associate degree","Yes","Associate degree",,"Health",,,,,,,"Financial costs are much larger","Yes","No","Yes","No","No","Very important","No advice from person","Very important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",6200,0,500,6700,"No",90,"Yes","No",,"No","Yes","No","No","No","Still enrolled in the program","No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No",,"Better price",,"Better price",,"Better price",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","Yes","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","No","Yes","Yes","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Regularly worried","Rarely worried","Never worried","Sometimes worried","Bachelor’s degree","High school degree or GED","Computer and Electronic Product Manufacturing","One","Other (Please specify)","$5,000 - $9,999","Another household member and I share in the decisions",,,20160902,20160808,26,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$40,000 to $49,999","Living with partner","Metro","West","Pacific","Rented for cash","wa",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
29594,,37813.1577,36011.893,56700.9306,"Fresh","No","No","No","No","Yes","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","Minor impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",32000,0,0,32000,"No",410,"No","No",,"No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","No",,"Convenience",,,"Convenience","Convenience",,"Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",200,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Never worried","Rarely worried","Never worried","Associate degree","Bachelor’s degree","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$10,000 - $24,999","I make most of the decisions",,,20160811,20160804,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29597,,112376.925,134574.502,156678.392,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","About the same","Pretty well off financially","No","No","No","Yes","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","Yes","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably Yes","Yes","Yes","Yes","No","No","No",1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","Yes","No","No","No","Yes","No","No","No",,"Yes","No","No",,"No","No","No","No","No","No","Yes","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Substantial strain","Substantial strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160903,20160806,20160805,34,"25-34","30-44","10th grade","Less than high school","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","West-South Central","Occupied without payment of cash rent","tx",0,0,2,1,2,"Not working - looking for work",0,"White","White"
29598,,45161.0448,36453.9686,65992.6036,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Refused","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Ambulatory Health Care Services","One","Medical Doctor (such as physician, surgeon, dentist, veterinarian)","$1,000,000 or more","I make most of the decisions","Excellent",20161011,20160812,20160805,74,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$250,000 or more","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - self-employed",0,"White","White"
29602,,70950.5334,23056.7946,106201.301,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much worse off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",1,1,"About the same","Does not apply","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"Yes","No","Yes","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,635,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","Yes","Yes",,,,"Convenience","Better price","Convenience",,"Convenience","Better quality","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Sometimes worried","Sometimes worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160923,20160811,20160804,38,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","West","Mountain","Rented for cash","az",0,0,0,0,1,"Not working - disabled",0,"White","White"
29606,,60445.6111,57747.501,87985.4961,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","None",,"Probably Yes","Yes","No","Yes","No","Yes","No",810,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No","Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",50000,0,0,50000,"Yes",420,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience",,"Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","High school degree or GED","Food Manufacturing","Two","Health Technologist or Technician (such as paramedic, lab technician)","$5,000 - $9,999","I make most of the decisions","Very good",20160927,20160811,20160804,25,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$40,000 to $49,999","Never married","Metro","West","Mountain","Rented for cash","az",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29607,,79032.3988,83293.5642,112659.564,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Poor","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","None",,"Probably Yes","Yes","No","Yes","Yes","No","No",1890,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","Yes","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Computer/information sciences","Financial costs are somewhat larger",,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",55000,0,0,55000,"No",500,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Not available in local stores","Better price","Better price","Better price","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"A little strain",,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Computer Systems Design and Related Services","One","Computer and Mathematical","Under $5,000","I make most of the decisions","Good",20160917,20160811,20160804,27,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$100,000 to $124,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29609,,,23952.5209,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","Severe impact","No impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1999,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","No","No","No","No","No","Yes",580,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Regularly worried","Regularly worried","Sometimes worried","Regularly worried","Bachelor’s degree","Less than High School degree","Motor Vehicle and Parts Dealers","One","Sales Representative","$10,000 - $24,999","I make most of the decisions","Good",20161017,20160813,20160804,37,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29610,,,22986.6777,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"More","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Don’t know","No","No","Yes","No",,,,"Definitely Yes","Yes","Yes","No","Yes","No","No",630,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Education","Financial costs are much larger","No","Yes","No","Yes","No",,,,,,,"Moderately important","Slightly important","Not important","Moderately important","Slightly important","No advice from person","Not important","No advice from person",,,,,,,,,,,"No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No",20000,0,0,20000,"No",200,"Yes","Yes",,"No","No","Yes","No","No","No","No",,,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","Yes","No",,,,,,"Not available in local stores",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160912,20160811,20160804,25,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Married","Non-Metro","South","West-South Central","Rented for cash","la",0,0,0,0,2,"Not working - other",0,"White","White"
29612,,57466.5037,50924.3882,82759.5966,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Somewhat important","Very important","Not important","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","Better price","Not available in local stores",,,"Better price","Better price",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Good",20161018,20160814,20160807,67,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,2,"Not working - retired",0,"White","White"
29619,,57725.7105,58460.5501,85387.1765,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2003,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Don’t know",,,,,,,1600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No",,"Do not have children or grandchildren",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","Yes","No",,,,,,"Convenience","Convenience","Convenience",,"No","Yes","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Funds, Trusts, and Other Financial Vehicles","One","Business and Financial Operations","$500,000 - $999,999","I make most of the decisions","Very good",20160917,20160811,20160805,59,"55-64","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$100,000 to $124,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
29620,,,8715.0688,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","Yes","No","No","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","Moderate impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","No","Yes","No","No","No",600,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Debit card","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No",30000,0,0,30000,"No",300,"Yes","Yes",,"No","Yes","No","No","No","No",,"No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Certificate or technical degree","Miscellaneous Store Retailers","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Good",20160921,20160811,20160804,37,"35-44","30-44","Some college, no degree","Some college","2+ Races, Non-Hispanic","Female","No",2,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","West","Mountain","Rented for cash","co",0,0,1,0,1,"Working - as a paid employee",0,"2+ Races","Other"
29621,,133550.191,142619.087,188552.163,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",3,1,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1995,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes",,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","More than your income","No","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes","Yes","No","No","Not available in local stores","Not available in local stores",,,"Not available in local stores","Not available in local stores","Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Construction of Buildings","One","Building and Grounds Cleaning and Maintenance","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160917,20160813,20160805,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",3,"A building with 2 or more apartments","$200,000 to $249,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,1,2,"Working - as a paid employee",0,"White","Hispanic"
29622,,132375.806,156144.544,180618.83,"Fresh","No","No","No","No","Yes","Yes","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Doing okay","About the same","About the same","Poor","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Refused","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Refused","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",400,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member makes most of the decisions","Good",20160914,20160811,20160805,56,"55-64","45-59","1st, 2nd, 3rd, or 4th grade","Less than high school","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,3,"Not working - disabled",0,"White","White"
29624,,37993.313,36878.4745,56665.5776,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",946,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Engineering","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","No","No","No","No",0,"Definitely Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","Yes","No","Convenience","Convenience",,,,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Architectural, Engineering, and Related Services","One","Architecture and Engineering","$25,000 - $34,999","I make most of the decisions","Good",20160928,20160810,20160810,53,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,1,0,2,"Working - as a paid employee",0,"White","White"
29625,,,24707.2602,,"LMI oversample","Yes","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","Somewhat better off","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","No","No","No","No","No","No","No","Deposit onto a reloadable prepaid card","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","No","Yes","No","Yes","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,1090,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","Yes","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Performing Arts, Spectator Sports, and Related Industries","One","Building and Grounds Cleaning and Maintenance","Under $5,000","Another household member and I share in the decisions","Good",20160907,20160805,20160804,47,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$12,500 to $14,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29629,,48173.3974,45401.6366,71707.4405,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",674,"Yes","No","No","No","Yes","No","Debit card","Not confident","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","No","Yes","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160920,20160811,20160804,43,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,1,0,1,"Not working - disabled",0,"White","White"
29630,,,14489.3913,,"LMI oversample","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Refused","Refused","Refused","Yes",,"Refused","Severe impact","Refused","Refused",,,"Employed full-time","Refused","Yes","Refused","Yes","Yes","Refused","Refused","No","Yes","Refused","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",84,60,"More","Very much","Very much","Very much","No","Yes","Yes","No","Yes","Refused","Yes","Refused","Yes","Refused","No","I [PPMARITins2] pay rent.",2015,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Refused","Refused","Yes","Yes","Yes","Moderate difficulty",,"Definitely Yes","Yes","Refused","Yes","Refused","Refused","Refused",750,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","Refused","No","Cash","Don’t know","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Fair","Yes","No",,"No","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Refused","Refused","Refused","Refused","Refused","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Refused","Refused","Refused","Refused","Refused","Yes","No","Refused","Refused",,,,,,"Convenience",,"Refused","Yes","Refused","Refused","Yes","Yes","Refused","Yes","Yes","Refused","Refused","Refused","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Refused","Refused","Refused","Refused","Refused","No",,,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","No","Yes","Refused","Yes","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused",,"Refused",,,,,,"None",,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","Another household member and I share in the decisions",,,20160812,20160805,49,"45-54","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","Less than $5,000","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
29633,,38272.4877,34824.3325,56586.3252,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Very important","Not important","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Refused","Refused","Refused","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","Yes","No","Better price","Better price",,"Better price",,"Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1100,"No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Excellent",20160921,20160812,20160804,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
29634,,45304.1309,47870.1409,67812.5236,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",1900,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","Yes","No","No","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","No","Yes","Yes","No","No",,,"Better price","Better price",,"Better price","Convenience",,,"No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","Refused","No","No","No","No","No","No","No",,,"Yes","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Computer and Electronic Product Manufacturing","One","Installation, Maintenance, and Repair","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20161006,20160811,20160804,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$85,000 to $99,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
29636,,34891.0885,33708.8695,52899.598,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",12,1,"About the same","Does not apply","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1030,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial costs are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","Yes",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Not available in local stores",,"Better price","Better price","Convenience","Convenience",,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member makes most of the decisions",,,20160810,20160805,33,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",1,1,2,0,2,"Not working - other",0,"White","White"
29640,,99071.0197,31758.971,144864.529,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","It varied","No","No","No","Yes","No","Yes","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",775,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Certificate or technical degree","No",,,"Vocational/technical training","Financial costs are much larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes","No",,"Convenience","Convenience","Convenience","Convenience",,,"Convenience",,"No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","A little strain","A little strain",,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Motor Vehicle and Parts Dealers","One","Retail Sales",,,"Good",20161018,,20160815,31,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",3,"A building with 2 or more apartments","$25,000 to $29,999","Living with partner","Metro","South","South Atlantic","Rented for cash","fl",1,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
29647,,,35816.7493,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1700,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160921,20160813,20160806,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - looking for work",0,"White","White"
29649,,27467.7011,27875.8735,41928.1744,"Fresh","No","Yes","No","Yes","No","No","No",,"No","No","No","No","No","Yes","Probably Yes",,"Doing okay","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","Severe impact","No impact","No impact","Moderate impact","Severe impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","No","No","No","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","Graduate degree","Justice, Public Order, and Safety Activities","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Fair",20161004,20160812,20160805,45,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$125,000 to $149,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29654,,,17561.7099,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","No","Self-employed",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",3,15,"More","Somewhat","Somewhat","Somewhat","No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","No","Refused",800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","Yes","Yes","No","No",,"Better price",,,"Convenience","Convenience","Convenience",,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","No","No","Yes",600,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Nonstore Retailers","Two","Sales Representative","Under $5,000","I make most of the decisions","Very good",20161020,20161020,20160806,37,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$35,000 to $39,999","Never married","Metro","Midwest","West-North Central","Rented for cash","ia",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29657,,67614.4666,71672.7462,98803.566,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","Yes","Don’t know","Yes","Don’t know","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1014,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Convenience","Better price","Better price","Better price","Better price","Other reason",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",1500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Building Material and Garden Equipment and Supplies Dealers","One","Retail Sales","Not sure","Another household member makes most of the decisions","Fair",20160910,20160814,20160807,32,"25-34","30-44","Some college, no degree","Some college","Hispanic","Female","No",1,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
29658,,,14412.4248,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","No","No","No","Yes","No","Definitely No","Yes","Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily at my request",,"Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,5,"About the same","Somewhat","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","Yes","Bachelor’s degree",,"Law",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Very important","Moderately important","Not important","Slightly important","Slightly important","No advice from person","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","Convenience","Convenience",,"Convenience","Convenience",,,,,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Certificate or technical degree","Some college but no degree","Clothing and Clothing Accessories Stores","One","Retail Sales","$5,000 - $9,999","Another household member makes most of the decisions","Very good",20160916,20160912,20160905,21,"18-24","18-29","Associate degree","Some college","Black, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$5,000 to $7,499","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Working - as a paid employee",0,"Black/African-American","Black"
29661,,42225.3024,14851.468,64347.5805,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","Poor","No","No","No","No","No","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Refused","Refused","More","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Refused","Refused",,"No","No","No","Yes","No","No","No","No","No","No","Don’t know my score or how to rate it","Yes","Yes","Less debt now",,"Some of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,"Very important","Very important","Very important","Refused","Refused","Refused","Refused","Refused",,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","Yes",,"$0 to $4,999","More than your income","Yes","No","Yes","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Better price","Better price","Better price","Better price","Refused",,,"Convenience",,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","Yes",500,"Yes","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions",,,20160819,20160805,32,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","Less than $5,000","Never married","Metro","Northeast","New England","Rented for cash","ma",1,0,1,0,1,"Not working - disabled",0,"White","White"
29665,,,41297.3184,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","About the same","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1987,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",576,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,67,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Refused",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,,"Other reason",,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",400,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20161019,20160813,20160808,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Not working - retired",0,"White","White"
29666,,,21296.7679,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","No","No","I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",869,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","No",,"No","Some of the time","Some of the time","Bachelor’s degree","Yes","Master’s degree",,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No","Not important","Not important","Not important","Not important","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Yes","No",30000,0,1000,31000,"No",0,"Yes","No",,"No","Yes","Yes","No","Yes","Still enrolled in the program",,"No",,,,,"No","Yes","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","Yes","No","Convenience","Convenience","Convenience","Convenience",,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Educational Services","One","Teacher, except college and university","Under $5,000","I make most of the decisions","Good",20161013,20160812,20160805,40,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,1,2,"Working - as a paid employee",0,"Black/African-American","Black"
29668,,,16058.0368,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much worse off","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial costs are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Poor",20161006,20160817,20160810,55,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - disabled",0,"White","White"
29671,,37869.617,35571.717,57383.386,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","Refused","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,40,"About the same","Does not apply","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",3000,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","No","No","Moderately important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","Yes","Yes","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Better price","Better price","Convenience","Better price","Better price","Convenience",,"Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Marketing Consulting Services","One","Sales Representative","$50,000 - $74,999","I make most of the decisions","Excellent",20161006,20160901,20160806,31,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",1,1,0,0,2,"Working - as a paid employee",0,"White","White"
29672,,13496.0965,4016.2263,21176.2522,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Don’t know","Yes","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Cash","Don’t know","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","No",,"No","Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are somewhat larger","No","No","No","No","Yes",,,,,,,"No advice from person","No advice from person","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",30000,0,0,30000,"No",161,"Yes","No",,"No","Yes","Yes","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","Yes","No",,"Not available in local stores","Better price","Better price","Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1000,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Motor Vehicle and Parts Dealers","One","Installation, Maintenance, and Repair","Under $5,000","I make most of the decisions","Fair",20160927,20160812,20160805,51,"45-54","45-59","Some college, no degree","Some college","2+ Races, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$30,000 to $34,999","Divorced","Metro","South","West-South Central","Rented for cash","ar",0,0,0,0,1,"Working - as a paid employee",0,"2+ Races","Other"
29674,,27179.9276,8454.7636,41200.8974,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No",,,,"Definitely No",,,,,,,595,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Refused","Yes","Yes","Refused","Refused","Refused","Yes","No","Not available in local stores",,"Not available in local stores","Not available in local stores",,,,"Other reason",,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","Yes","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20161017,20160807,20160807,49,"45-54","45-59","9th grade","Less than high school","2+ Races, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","Less than $5,000","Living with partner","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,2,"Not working - disabled",0,"2+ Races","Other"
29678,,36824.8297,37038.2838,55438.4071,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Much better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1780,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"No","Yes","No","Yes","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Not available in local stores","Better price",,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Associate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20160913,20160813,20160808,40,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,1,1,0,2,"Not working - other",0,"White","White"
29681,,,14336.0682,,"LMI oversample","Yes","No","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Definitely Yes",,"Just getting by","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"No","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,"Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","Yes","No","Better price",,,"Better price",,,"Better price","Better price",,"No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","No","Yes","Yes",1200,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","Substantial strain",,"Substantial strain",,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Business, Professional, Labor, Political, and Similar Organizations","Two","Other (Please specify)","Under $5,000","I make most of the decisions",,,20160814,20160806,50,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","West","Mountain","Rented for cash","nv",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29683,,41421.1878,37270.225,61210.0493,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Refused","Refused","Refused","Refused","Refused","Yes","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"No","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Very important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,59,"Somewhat important","Somewhat important","Very important","Somewhat important","Not important","Yes","No",,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","Yes","No",,"Convenience","Convenience","Convenience",,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Regularly worried","Regularly worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160921,20160812,20160805,62,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Not working - retired",0,"White","White"
29686,,97381.6851,101977.252,140609.371,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Much better off","About the same","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","Yes","Yes","Yes","Refused","Yes","Refused","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",1600,"Yes","Refused","No","No","No","Yes","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Refused","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No",,,,,"Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1400,"No","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Utilities","One","Installation, Maintenance, and Repair","$75,000 - $99,999","I make most of the decisions","Very good",20160915,20160807,20160806,36,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Living with partner","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,1,2,2,"Working - as a paid employee",0,"White","Hispanic"
29688,,156590.949,41211.005,218370.581,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","Much better off","Poor","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",6,3,"About the same","Not at all","Not at all","Not at all","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","Yes","Cash","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","No","Yes","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Once","Some of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Convenience","Convenience","Better price","Better price","Better price",,"Better price","Convenience",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Personal Care Services","One","Other (Please specify)","$5,000 - $9,999","Another household member and I share in the decisions","Excellent",20160912,20160812,20160806,28,"25-34","18-29","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","Midwest","West-North Central","Rented for cash","ia",0,1,2,0,2,"Working - self-employed",0,"White","White"
29693,,73843.9503,74197.0768,105912.199,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Computer/information sciences","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,"Very important","Moderately important","Slightly important","Moderately important","Moderately important","Moderately important","Moderately important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","Yes","No","Better price",,,,,"Convenience","Not available in local stores","Better price",,"Yes","No","Yes","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Computer Systems Design and Related Services","One","Computer and Mathematical","$35,000 - $49,999","Another household member and I share in the decisions",,,20160812,20160806,34,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29695,,196924.297,222165.365,273339.554,"Fresh","No","No","No","No","No","Yes","No",,"No","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","Much better off","Much better off","Pretty well off financially","No","No","No","No","Yes","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","No","Yes","No","No","Yes, and I still own that home",,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","Refused",800,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Life sciences","Financial benefits are much larger",,,,,,,,,,,,"Slightly important","Slightly important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"Yes",200,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","Yes","No",,"Convenience","Convenience",,,"Convenience","Convenience","Convenience",,"No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Excellent",20160913,20160813,20160805,18,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$175,000 to $199,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Not working - looking for work",0,"Black/African-American","Black"
29699,,88163.8491,89631.5178,124106.959,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","About the same","About average","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Refused","Yes",,,"Yes","Yes","Yes","No",,"Moderate impact","Minor impact","No impact","No impact",,,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No","To earn extra money to help family members",20,33,"About the same","Not at all","Somewhat","Somewhat","Refused","Yes","Refused","No","Refused","Refused","Refused","Yes","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","Yes","Yes","Yes","No","No","Yes","No","No",,,,,,,,,,,"Probably Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are somewhat larger","Refused","Refused","Refused","Refused","Yes",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Some college but no degree","High school degree or GED","General Merchandise Stores","Two","Retail Sales","$75,000 - $99,999","Another household member and I share in the decisions","Excellent",20160921,20160823,20160817,19,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,2,"Working - self-employed",0,"White","White"
29701,,33316.3996,38903.2416,48695.5595,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","Yes","No","Yes","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,0,"More","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","Yes","Yes","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","No","Yes","Yes","No","No",1721,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Never","Associate degree","Yes","Bachelor’s degree",,"Law",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,,,,,,,,,,,,22,"Not important","Very important","Very important","Very important","Not important","No","Yes",,"Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Regularly worried","Regularly worried","Less than High School degree","High school degree or GED","U.S. Navy","Three","Protective Service","$50,000 - $74,999","I make most of the decisions","Excellent",20160917,20160813,20160807,29,"25-34","18-29","Associate degree","Some college","2+ Races, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$125,000 to $149,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"2+ Races","Other"
29702,,,18442.0204,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","None",,"Probably Yes","Yes","No","No","Yes","Yes","No",975,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","Yes","Doctoral Degree",,"Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","No","No","Moderately important","Not important","Slightly important","Not important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",15000,0,0,15000,"Yes",250,"Yes","No",,"No","No","Yes","Refused","Yes","Yes","No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Ambulatory Health Care Services","One","Community and Social Services","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20161019,20160812,20160805,26,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Married","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29711,,48173.3974,45401.6366,71707.4405,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","Much better off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","Yes","Yes","No","No",,"Moderate impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","No","No","No","No","No","Yes, and I still own that home",,,,,,"No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes","None",,"Probably No",,,,,,,1125,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Some of the time","Some of the time","Associate degree","No",,,"Education",,,,,,,"Financial costs are much larger","Yes","No","Yes","No","Yes","Very important","Slightly important","Not important","Not important","Slightly important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",15000,0,0,15000,"No",500,"No","No",,"No","Yes","No","No","No","No",,"No",,,,,"No","No","No","Yes","No","No","No",0,"Definitely No","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Very good",20160912,20160904,20160814,34,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$40,000 to $49,999","Separated","Metro","South","South Atlantic","Rented for cash","fl",0,1,0,0,1,"Working - as a paid employee",0,"White","White"
29712,,,16859.2305,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much better off","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$5,000 to $14,999","More than your income","Yes","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Truck Transportation","One","Transportation and Material Moving","Under $5,000","I make most of the decisions",,,20160812,20160807,49,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Divorced","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29715,,77301.9546,27301.4955,109882.839,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member makes most of the decisions","Good",20160912,20160912,20160822,88,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","mt",0,0,0,0,1,"Not working - retired",0,"White","White"
29716,,39908.8464,39568.7763,59422.177,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work as a consultant/contractor","Normally work the same hours",,"Yes","No","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",1,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Refused","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Master’s degree","No",,,"Education",,,,,,,"Financial costs are much larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",3000,0,600,3600,"No",900,"No","No",,"No","No","Yes","No","Yes","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","Refused","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Educational Services","One","Other professional","Under $5,000","I make most of the decisions","Very good",20161003,20160812,20160808,34,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",1,1,0,0,2,"Working - as a paid employee",0,"White","White"
29718,,,7829.9516,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much better off","About average","No","No","No","Yes","No","Yes","No","Yes","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","I [PPMARITins2] pay rent.",1987,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"I did not want to cause trouble with the landlord","Don’t know",,,,,,,560,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","Yes","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions",,,20160812,20160805,51,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",1,"A mobile home","$5,000 to $7,499","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Not working - retired",0,"White","White"
29721,,,16769.6756,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","No","Yes","No","No","No","Probably Yes",,"Doing okay","About the same","About the same","It varied","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"No impact","Severe impact","No impact","Minor impact",,,,"No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",40,20,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial costs are somewhat larger","No","Yes","No","Yes","No",,,,,,,"Very important","Not important","Not important","Not important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No",1000,0,0,1000,"No",0,"Yes","Yes",,"No","Yes","No","No","No","No",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","Yes","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No",,,,,,,,,"Substantial strain","Substantial strain",,"Sometimes worried","Never worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Good",20160905,20160807,20160807,28,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",3,"A mobile home","$25,000 to $29,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Not working - looking for work",0,"White","White"
29722,,81884.4709,29470.1505,120031.912,"Fresh","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Don’t know","Yes","Don’t know","Yes","Don’t know","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","Severe impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","No","Yes","Yes","Yes","No",423,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Don’t know my score or how to rate it","Yes","Yes","About the same",,"Once","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,,,,"Better price",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",35,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No",,"Moderate strain",,,,,,"Moderate strain","Moderate strain",,,"Never worried","Rarely worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Refused","One","Refused","Under $5,000","I make most of the decisions","Fair",20161011,20160813,20160809,42,"35-44","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","Less than $5,000","Never married","Non-Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
29727,,,14701.8163,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much better off","Much better off","Poor","No","Yes","No","No","No","No","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Refused","Yes",,,"No","No","No","No",,"No impact","Severe impact","No impact","No impact",,,,"No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,5,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,645,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","No",,"No","Once","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,51,"Very important","Very important","Somewhat important","Very important","Very important","No","No",,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No",,,,,"Not available in local stores","Better price",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","Yes",200,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Substantial strain",,,,,,,,,,"Sometimes worried","Regularly worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Nursing and Residential Care Facilities","Two","Personal Care and Service",,,"Good",20160924,,20160805,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Divorced","Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,1,"Working - self-employed",0,"White","White"
29745,,50614.7681,51175.3668,74162.879,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Business/management","Financial benefits are somewhat larger",,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","No","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Convenience",,,"Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes","Refused","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Miscellaneous Manufacturing","One","Architecture and Engineering","$500,000 - $999,999","Another household member and I share in the decisions",,,20160815,20160805,55,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29747,,51981.2501,20693.1268,78569.1188,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","Yes","No","Deposit onto a reloadable prepaid card","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","Refused",625,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Check","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Once","Once","Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes",,"No",,,,,"Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Better price","Convenience",,,"Better quality","Not available in local stores","Better quality","Better price",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","Yes","Yes","Yes","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","Yes",35,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No","No",,"Moderate strain",,,,"Moderate strain","Moderate strain",,,,,"Sometimes worried","Rarely worried","Sometimes worried","Sometimes worried","Bachelor’s degree","Bachelor’s degree","General Merchandise Stores","One","Retail Sales","$10,000 - $24,999","I make most of the decisions",,,20160813,20160808,44,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29750,,16786.0809,5670.5793,26159.983,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","Much worse off","Much better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No",,,"Yes","Yes","No","Yes",,"No impact","No impact","Severe impact","Moderate impact",,,,"No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money to help family members",10,2,"Less","Somewhat","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","Yes","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","No","Yes","No","No","No","No","No","Poor","No",,,,,,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are much larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",90000,0,0,90000,"No",361,"No","Yes",,"No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Refused","Yes","No","No",,"$0 to $4,999","More than your income","Yes","Yes","Yes","Refused","Often varies quite a bit from one month to the next","No","Yes","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No",,"Better price",,"Better price",,,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","Substantial strain",,,,"Substantial strain",,,"Substantial strain","Substantial strain",,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Other Professional, Scientific, and Technical Services","Two","Management","$10,000 - $24,999","Another household member and I share in the decisions","Poor",20160908,20160818,20160811,36,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","South","South Atlantic","Occupied without payment of cash rent","fl",0,0,0,0,3,"Working - self-employed",0,"2+ Races","Other"
29752,,,16441.9248,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","Minor impact","No impact","Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","Yes","Yes","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably No",,,,,,,695,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","Financial costs are somewhat larger","Yes","No","No","No","No",,,,,,,"Very important","Moderately important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No",20000,0,0,20000,"No",200,"Yes","Yes",,"No","No","Yes","No","No","No","No",,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","Not available in local stores","Not available in local stores",,,"Convenience",,"Not available in local stores","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","Yes","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Bachelor’s degree","Bachelor’s degree","Accommodation","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Fair",20160927,20160814,20160806,27,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$12,500 to $14,999","Living with partner","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29753,,121464.924,34234.514,173668.14,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much better off","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","No","No","No","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,,"No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","No",,"No","Once","Once","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","Yes","No","No","No","Don’t know","Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No",,"Not available in local stores","Convenience","Better price","Better price",,,,,"Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1600,"No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Rarely worried","Some college but no degree","High school degree or GED","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","Another household member and I share in the decisions","Good",20160927,20160813,20160807,20,"18-24","18-29","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$5,000 to $7,499","Married","Non-Metro","Midwest","West-North Central","Rented for cash","ks",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29757,,47944.2992,49633.6701,70844.3948,"Fresh","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Just for fun (as a hobby)",10,1,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",3300,"Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,54,"Somewhat important","Somewhat important","Very important","Somewhat important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","Yes",,"$150,000 to $199,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Not available in local stores","Convenience","Better price","Better price","Convenience","Better price","Convenience",,,"Yes","Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions","Excellent",20161018,20160815,20160807,58,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"White","White"
29759,,,18722.854,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Health",,,,,,,"Refused","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Very important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Moderate strain",,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Very good",20160929,20160816,20160808,68,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$25,000 to $29,999","Divorced","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Not working - retired",0,"White","White"
29762,,,13139.7493,,"LMI oversample","Yes","No","No","Yes","No","No","No",,"Yes","Yes","Yes","No","No","No","Probably No","Yes","Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",474,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160903,20160814,20160808,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A mobile home","$7,500 to $9,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,3,"Not working - disabled",0,"White","White"
29769,,72277.0435,72774.3904,103253.159,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,64,"Not important","Very important","Not important","Not important","Not important","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No",,,,,"Other reason",,"Convenience",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",900,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Graduate degree","Educational Services","One","Other professional","$1,000,000 or more","Another household member and I share in the decisions",,,20160814,20160806,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29770,,65056.1646,19839.6924,96595.1604,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","Yes","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,840,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Refused","Refused","Refused","Refused","Refused","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","Yes","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","Yes","Yes","No",,"Refused",,,,,"Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","Yes","No","No","No","No","Yes","No","No",,,,"A little strain",,,,,"Moderate strain",,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","Warehousing and Storage","One","Management","Under $5,000","Another household member and I share in the decisions","Good",20160916,20160813,20160806,35,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A building with 2 or more apartments","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Rented for cash","oh",0,2,0,0,2,"Working - as a paid employee",0,"White","White"
29771,,33888.8682,28808.8191,50339.5209,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Severe impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Other reason",,,,"Convenience",,,,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Nursing and Residential Care Facilities","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160916,20160817,20160809,62,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29780,,47986.8547,46483.6224,71136.4496,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","About the same","Pretty well off financially","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,1,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","Yes","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Convenience",,,"Convenience","Convenience","Convenience",,,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Merchant Wholesalers, Durable Goods","One","Sales Representative","$500,000 - $999,999","I make most of the decisions",,,20160814,20160808,57,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,2,"Working - self-employed",0,"White","White"
29782,,42636.299,37541.3214,62909.0293,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Moderate impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","Yes","No","Better price","Better price","Better price",,,,,"Convenience",,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Truck Transportation","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160921,20160813,20160806,60,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
29784,,50935.0801,51782.7312,75122.3953,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","Minor impact","Minor impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1900,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","No","No","No","No","No","No","Yes","Very good","Yes","No",,"Yes","Some of the time","Never","Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial costs are much larger","Yes","Yes","No","No","Yes","Not important","No advice from person","Not important","Not important","Slightly important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",25000,0,0,25000,"No",300,"No","No",,"No","Yes","No","No","No","Yes","No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","Convenience",,,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Miscellaneous Store Retailers","One","Management",,,,,,20160830,30,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",1,0,0,0,2,"Working - as a paid employee",0,"White","White"
29787,,100238.426,102719.014,144512.202,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"No","Yes","Yes","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Law","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,"Very important","Very important","Very important","Very important","Very important","Very important","Very important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","Better price","Better price","Not available in local stores",,"Convenience","Better price","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Not asked","One","Office and Administrative Support","$50,000 - $74,999","Another household member and I share in the decisions",,,20160808,20160806,37,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
29789,,89722.4019,96636.827,129622.521,"Fresh","No","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",15,10,"Less","Somewhat","Not at all","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,"Probably Yes","Yes","No","Yes","No","No","No",650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Other reason",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Refused","Never worried","Never worried","Less than High School degree","Less than High School degree",811000,"One","Other professional","Under $5,000","I make most of the decisions","Good",20161011,20161011,20160810,43,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$40,000 to $49,999","Divorced","Metro","South","West-South Central","Rented for cash","tx",0,0,0,1,2,"Working - as a paid employee",0,"White","Hispanic"
29792,,52472.1879,16169.6725,78492.7978,"Fresh","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Probably No","No","Finding it difficult to get by","Somewhat worse off","About the same","It varied","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Refused","Refused","Refused","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","Yes","Yes","Yes",2000,"Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Wholesale Electronic Markets and Agents and Brokers","One","Other (Please specify)","$10,000 - $24,999","Another household member and I share in the decisions",,,20160819,20160808,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
29795,,31194.2024,26029.8249,46736.9591,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,"Refused","Less","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1054,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","Yes","Yes","Yes",2300,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Health, Personal Care, and Beauty Product Manufacturing","One","Health Technologist or Technician (such as paramedic, lab technician)","$75,000 - $99,999","Another household member and I share in the decisions",,,20160813,20160808,65,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29800,,,22117.4849,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","Yes","Refused","Refused","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income","Refused","Refused","Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1974,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No","Refused","Refused","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Undeclared","Refused","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Very important","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused",,"$25,000 to $39,999","More than your income","Yes","Refused","Refused","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Refused","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused",,,,,,,,"Moderate strain",,,,"Sometimes worried","Sometimes worried","Never worried","Sometimes worried","Certificate or technical degree","Less than High School degree","Not asked","Not asked","Not asked",,,,,,20160811,76,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",0,"White","White"
29802,,,12761.6791,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","Yes","No","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Severe impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,"No",670,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price",,"Better price",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,"Moderate strain",,,,,,,,"Substantial strain",,"Sometimes worried","Rarely worried","Rarely worried","Sometimes worried","High school degree or GED","High school degree or GED","Clothing and Clothing Accessories Stores","One","Management","$25,000 - $34,999","I make most of the decisions",,,20160816,20160810,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,1,0,1,"Working - as a paid employee",0,"White","White"
29803,,60588.8738,64882.0054,89464.1836,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No",537,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","Yes","No","No","Yes","No","No","Yes","Yes","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Merchant Wholesalers, Durable Goods","One","Other Sales","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160924,20160822,20160812,33,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A mobile home","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29805,,23906.3605,19130.1201,36106.4244,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Other (Please specify):",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Not important","Somewhat important","Not important","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Rarely worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20161011,20160814,20160808,63,"55-64","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,2,"Not working - retired",0,"White","White"
29806,,75391.0326,75401.4569,108607.38,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,1,"Less","Does not apply","Does not apply","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2015,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Don’t know","No",,,,"Probably Yes","Yes","No","Yes","Yes","Yes","No",2000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",6000,0,0,6000,"No",400,"No","No",,"No","No","Yes","Yes","Yes","Yes","No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Funds, Trusts, and Other Financial Vehicles","One","Business and Financial Operations",,,,,,20160908,33,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$175,000 to $199,999","Living with partner","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29808,,43894.7261,37018.6764,64349.6751,"Fresh","Refused","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Refused","Yes","Don’t know","Yes","Yes","Refused","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Severe impact","No impact","No impact","No impact","Severe impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","No",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Refused","Financial costs are much larger","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","Yes","No",,,"Yes","No","Yes","No","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No",,,,,,,,"Moderate strain","Moderate strain","Substantial strain",,"Never worried","Sometimes worried","Sometimes worried","Never worried","Don’t know","Don’t know","National Security and International Affairs","One","Armed Services","$50,000 - $74,999","I make most of the decisions","Good",20160929,20160814,20160810,67,"65-74","60+","Some college, no degree","Some college","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,1,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
29810,,32923.0539,28600.7825,48980.0048,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","Yes","Yes","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,5,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Not important","Not important","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","Not available in local stores",,,,,"Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Good",20160907,20160907,20160808,73,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
29820,,34941.2692,35579.1169,52394.2953,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","No","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No","No advice from person","No advice from person","No advice from person","No advice from person","Very important","Very important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Nursing and Residential Care Facilities","One","Management","$10,000 - $24,999","I make most of the decisions",,,20160815,20160808,57,"55-64","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29826,,,123598.2,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","Pretty well off financially","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"Refused","Refused","Moderate impact","Refused",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","Yes","Refused","Convenience",,,"Refused",,,"Refused","Refused","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","Refused","No","No","Yes","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Good",20161015,20160816,20160811,81,"75+","60+","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Not working - retired",0,"White","White"
29827,,,48059.8824,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","Yes","No","No","No","Yes","No","No","No","Homemaker","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","Minor impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No","Yes","No","No","Yes","Yes","No","Yes","No","Yes","Yes","Yes","A little difficulty",,"Probably Yes","Yes","No","No","No","Yes","No",750,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"No advice from person","No advice from person","Slightly important","Moderately important","Moderately important","Slightly important","Slightly important","No advice from person","Yes","No","No","Yes","Yes","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Better price","Better price",,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","Yes",600,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Less than High School degree","Not asked","One","Building and Grounds Cleaning and Maintenance","Under $5,000","Another household member and I share in the decisions","Good",20161004,20160816,20160808,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Working - self-employed",0,"White","Hispanic"
29831,,48869.0164,52804.131,72698.1977,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","Yes","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Minor impact","No impact","Minor impact","No impact",,,"Employed full-time","Yes","No","Yes","No","No","No","No","No","Refused","Refused","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",20,10,"About the same","Does not apply","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1150,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","Refused",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions",,,20160817,20160808,48,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$50,000 to $59,999","Living with partner","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,1,0,2,"Not working - looking for work",0,"White","White"
29833,,,22057.8001,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",609,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Better price",,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","Yes","Yes","Yes",2500,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No",,,,,,,"Moderate strain","Moderate strain",,,,"Sometimes worried","Never worried","Rarely worried","Rarely worried","Don’t know","Don’t know","Specialty Trade Contractors","One","Installation, Maintenance, and Repair","$5,000 - $9,999","I make most of the decisions","Very good",20161019,20160901,20160815,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$10,000 to $12,499","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","co",0,0,0,0,1,"Working - self-employed",0,"White","White"
29840,,37141.4539,38398.7613,55972.4773,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","Yes","Yes","Yes","No","No","No",0,"Definitely Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","Yes",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Merchant Wholesalers, Durable Goods","One","Transportation and Material Moving","$100,000 - $249,999","I make most of the decisions","Good",20160921,20160815,20160808,48,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29848,,44789.7064,16454.1746,66823.3352,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Don’t know","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","Yes","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Very important","Very important","Very important","Not important","Yes","Yes",,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Administrative and Support Services","One","Other (Please specify)",,,"Very good",20161010,,20160809,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","de",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29849,,,31658.6716,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","No","Yes","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2004,"Yes","No","No","Yes","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely Yes","Yes","No","Yes","Yes","No","No",475,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Master’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",700,0,2000,2700,"No",250,"No","No",,"No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","Not available in local stores","Convenience",,,"Better price","Convenience","Not available in local stores","Convenience",,"Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Educational Services","Two","Business and Financial Operations",,,,,,20160808,34,"25-34","30-44","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","South","West-South Central","Occupied without payment of cash rent","tx",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
29851,,28823.9945,25879.0611,42908.138,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Law","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,"Not available in local stores",,,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions",,,20160902,20160816,61,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,3,"Not working - retired",0,"White","White"
29853,,36910.5243,36612.1647,55135.2142,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed part-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,10,"About the same","Does not apply","Not at all","Somewhat","No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1983,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Yes",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","No","No","Yes",,"Not available in local stores","Not available in local stores",,,"Convenience",,,"Not available in local stores","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1750,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Administration of Environmental Quality Programs","Four or more","Architecture and Engineering","$100,000 - $249,999","I make most of the decisions","Good",20160925,20160902,20160808,53,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29857,,,16769.6756,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","No","Yes","Yes","Yes","No",,"Moderate impact","No impact","Moderate impact","Minor impact","Severe impact","Moderate impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably Yes","No","No","Yes","Yes","Yes","No",900,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","Yes","No","No","No","No","No","Poor","Yes","Refused","About the same",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Health","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,"Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",15000,0,400,15400,"No",200,"Yes","Yes",,"Yes","No","No","No","No","Yes","No",,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No",,,,,"Convenience","Convenience","Convenience",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Moderate strain",,"Substantial strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Insurance Carriers and Related Activities","Two","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Good",20161013,20160815,20160810,28,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$25,000 to $29,999","Living with partner","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29858,,105158.33,31544.2544,153144.411,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","Yes","Refused","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Don’t know","No","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"Minor impact","No impact","Minor impact","No impact","Minor impact","Minor impact",,"No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",4,10,"Less","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","No",,"Yes","Once","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$15,000 to $24,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","Yes",,,,,"Not available in local stores",,,,"Other reason","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","Yes","Yes","Yes","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","Yes","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Social Assistance","One","Personal Care and Service","Under $5,000","I make most of the decisions","Good",20160922,20160815,20160808,34,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","Midwest","West-North Central","Rented for cash","mn",0,0,1,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
29859,,47827.7858,45977.8419,71597.2181,"Fresh","Yes","Yes","No","No","Refused","Yes","No",,"Yes","Yes","No","Yes","Yes","No","Probably No","No","Just getting by","Somewhat worse off","Somewhat worse off","Pretty well off financially","No","Yes","Yes","Yes","No","No","Yes","No","No","Not employed, but looking for a job","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"Moderate impact","No impact","Minor impact","No impact",,,,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","No","To earn extra money to help family members",20,15,"More","Somewhat","Somewhat","Somewhat","No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,2000,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Cash","Not confident","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","No",,"Yes","No","No",,"No","No","No","Yes","Yes","No","Yes","Yes","No","No","Poor","No",,,,,,"Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,"Moderately important","Slightly important","Moderately important","Not important","Not important","Very important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",30000,0,0,30000,"No",300,"Yes","Yes",,"Yes","No","No","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Convenience","Convenience","Not available in local stores","Convenience","Convenience","Convenience",,"Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","Yes","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","No","Substantial strain","Moderate strain","Substantial strain",,"Substantial strain","Substantial strain",,,"Moderate strain","A little strain",,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Some college but no degree","Construction of Buildings","Two","Construction and Extraction","Under $5,000","Another household member makes most of the decisions","Fair",20160913,20160817,20160808,45,"45-54","45-59","Some college, no degree","Some college","Hispanic","Male","No",4,"A one-family house attached to one or more houses","$60,000 to $74,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,1,0,3,"Working - as a paid employee",0,"White","Hispanic"
29861,,83360.4654,91700.6567,117452.553,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","Yes","No","No","Yes","No","Definitely No","No","Just getting by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","Yes","Yes","No","It failed to keep up with changing living expenses","No impact","No impact","Moderate impact","No impact","Moderate impact","Moderate impact",,"No","No","Yes","Yes","No","No","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money to help family members",15,10,"About the same","Not at all","Somewhat","Not at all","No","Yes","No","No","No","Yes","No","Yes","No","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","No",,"No","Most or all of the time","Once","Associate degree","Yes","Bachelor’s degree",,"Business/management",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No","Very important","Very important","Very important","Moderately important","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",50000,0,0,50000,"No",0,"No","No",,"No","Yes","Yes","No","No","Still enrolled in the program",,,,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes","Yes","No",,"Not available in local stores","Convenience","Better price",,"Not available in local stores","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","Yes","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No",,"A little strain",,,,,,,"Substantial strain",,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Some college but no degree","Some college but no degree","Food and Beverage Stores","Three","Retail Sales","$75,000 - $99,999","Another household member makes most of the decisions",,,20160821,20160811,22,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
29863,,,31367.6318,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","Yes","Yes","No","No","Yes","Yes","No","No",,"Moderate impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","Refused","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",450,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Very important","Very important","Very important","Very important","Very important","Very important","Very important","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No",,"Better quality",,,,,,"Better quality",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Refused","No",,,,,,,,"Moderate strain","Moderate strain",,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","High school degree or GED","Food Services and Drinking Places","Two","Food Preparation and Serving","Under $5,000","I make most of the decisions","Excellent",20161010,20160813,20160808,30,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","Less than $5,000","Never married","Non-Metro","South","South Atlantic","Rented for cash","ga",0,0,1,1,1,"Working - as a paid employee",0,"Black/African-American","Black"
29864,,67024.522,83351.3936,98079.8301,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1000,"Yes","No","No","No","No","Yes","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Better price","Better price","Better price","Not available in local stores","Not available in local stores",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",6000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160921,20160815,20160808,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,1,2,0,2,"Not working - other",0,"Black/African-American","Black"
29866,,75356.0664,73537.6559,109619.007,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","Severe impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Life sciences","Financial costs are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",8000,0,1000,9000,"No",150,"No","No",,"No","No","Yes","No","No","No",,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Associate degree","Social Assistance","One","Other (Please specify)","$100,000 - $249,999","I make most of the decisions","Good",20160927,20160816,20160808,38,"35-44","30-44","Some college, no degree","Some college","Hispanic","Male","No",4,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","South","West-South Central","Occupied without payment of cash rent","tx",0,0,0,0,4,"Working - as a paid employee",0,"White","Hispanic"
29872,,,16769.6756,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","No","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Student","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","To acquire new job-related skills",0,5,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",950,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Education","Financial benefits are somewhat larger",,,,,,,,,,,,"Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes",,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Educational Services","One","Teacher, except college and university","Under $5,000","Another household member and I share in the decisions","Good",20160929,20160818,20160811,24,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Married","Metro","South","West-South Central","Rented for cash","ok",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29873,,,13975.9711,,"LMI oversample","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","About average","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Refused","Yes","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","No","Yes","Yes","No",0,"Probably No","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",700,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No",,,,,,,"Substantial strain",,"A little strain",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Miscellaneous Manufacturing","Two","Business and Financial Operations","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160923,20160819,20160811,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
29874,,,16529.7294,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much worse off","It varied","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","No","I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","Substantial difficulty",,"Probably Yes","Refused","Yes","Yes","Yes","Refused","Refused",700,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial costs are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",0,0,0,0,"No",0,"No","Yes",,"Yes","Yes","No","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","No","Yes","Refused","Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Less than High School degree","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","I make most of the decisions",,,20160818,20160812,50,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
29876,,95266.4813,97214.3476,136638.647,"Fresh","No","Yes","No","Yes","No","No","No",,"Yes","No","No","Yes","Yes","No","Probably Yes",,"Living comfortably","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",30000,0,0,30000,"No",528,"No","No",,"No","No","Yes","No","Yes","Yes",,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Educational Services","One","Teacher, except college and university",,,,,,20160812,41,"35-44","30-44","Masters degree","Bachelor's degree or higher","Hispanic","Female","No",5,"A one-family house detached from any other house","$175,000 to $199,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,1,4,"Working - as a paid employee",0,"White","Hispanic"
29877,,,18294.7079,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","Yes","I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","No","Yes","Yes","No","No",550,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Once","Bachelor’s degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No",,"Convenience",,"Not available in local stores","Convenience","Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Educational Services","One","Teacher, except college and university","$25,000 - $34,999","I make most of the decisions","Good",20161020,20160821,20160811,33,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","South","South Atlantic","Rented for cash","sc",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29880,,44450.7249,42498.1226,66900.0444,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",1150,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Law","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Better price","Better price","Convenience","Better price","Better price","Better price","Convenience",,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Don’t know","Other Professional, Scientific, and Technical Services","One","Management","Under $5,000","I make most of the decisions","Fair",20160929,20160822,20160811,39,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$60,000 to $74,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29882,,,123598.2,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","No","Yes","No","Yes","No","Probably Yes",,"Just getting by","About the same","Somewhat better off","It varied","No","No","No","No","No","Yes","Yes","Yes","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Severe impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Bachelor’s degree","Don’t know","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160928,20160818,20160811,52,"45-54","45-59","11th grade","Less than high school","Black, Non-Hispanic","Female","No",7,"A one-family house detached from any other house","$10,000 to $12,499","Never married","Metro","South","South Atlantic","Occupied without payment of cash rent","ga",0,0,2,0,5,"Not working - disabled",0,"Black/African-American","Black"
29883,,,14093.9133,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1972,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,"No",400,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Very good",20160915,20160822,20160912,69,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Not working - retired",0,"White","White"
29884,,27036.8006,11266.6723,41301.7079,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","No","No","No","No",0,"Definitely Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Educational Services","One","Teacher, except college and university","Refused","I make most of the decisions",,,20160819,20160811,77,"75+","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29885,,70989.9435,21407.3551,105658.058,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Never worried","Rarely worried","Don’t know","Don’t know","Transportation Equipment Manufacturing","One","Construction and Extraction","Under $5,000","Another household member and I share in the decisions","Fair",20160914,20160819,20160815,34,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",1,1,1,1,2,"Working - as a paid employee",0,"White","White"
29887,,,27411.6409,,"LMI oversample","No","No","No","No","No","Yes","No",,"No","No","No","No","Yes","No","Probably No","Yes","Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",860,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","About the same",,"Once","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,63,"Not important","Not important","Not important","Not important","Somewhat important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No",,"$0 to $4,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked",,,,,,20160812,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","West","Mountain","Owned or being bought by you or someone in your household","ut",0,1,0,0,4,"Not working - retired",0,"White","White"
29888,,,28225.1881,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","Moderate impact","No impact","Moderate impact","Moderate impact",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"More","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","Yes","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","Yes","No","No","No",20000,0,0,20000,"No",0,"Yes","No",,"No","Yes","No","No","No","No",,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$5,000 to $14,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","No","Yes","No",,,,"Better price","Convenience",,,"Better price",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,"Substantial strain",,,,,,"Substantial strain",,,,"Never worried","Sometimes worried","Regularly worried","Never worried","Don’t know","Don’t know","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Very good",20161003,20160818,20160811,30,"25-34","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",5,"A building with 2 or more apartments","$10,000 to $12,499","Separated","Metro","South","East-South Central","Rented for cash","tn",0,1,2,1,1,"Working - as a paid employee",0,"Black/African-American","Black"
29895,,,30150.5675,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","Yes","No","Yes","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Severe impact","Minor impact",,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",25,20,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Don’t know","No","Yes","No",,"The problem didn’t bother me that much","Probably No",,,,,,,475,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No","Very important","Very important","Moderately important","Slightly important","Moderately important","No advice from person","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"No",0,"Yes","Yes",,"No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","Yes","No","No",,,"No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Some college but no degree","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Good",20160918,20160823,20160812,40,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,1,"Working - as a paid employee",0,"2+ Races","Hispanic"
29899,,,37053.0334,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","No","No","No","No","No","No","No","Paper check","No","Yes","Yes","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","Minor impact","Moderate impact","Moderate impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",650,"Yes","No","Yes","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","Refused","Refused","Refused","Yes","Refused",,,,,,,"Very important","No advice from person","Moderately important","Slightly important","Not important","Moderately important","Moderately important","No advice from person",,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","Yes","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","Yes","No","Convenience","Better price",,"Better price","Better price",,"Better price","Better price",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No",,"Moderate strain",,,,,"Substantial strain",,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Religious Organizations","Three","Installation, Maintenance, and Repair","$5,000 - $9,999","I make most of the decisions","Good",20160916,20160916,20160814,29,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,2,0,0,2,"Working - as a paid employee",0,"White","White"
29900,,35923.3437,37729.8122,53627.2646,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,,,,,,,,"No",1700,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","Some college but no degree (including currently enrolled in college)","No",,,"Engineering","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","Yes","No",,,,,,"Not available in local stores","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Rarely worried","High school degree or GED","Less than High School degree","Computer and Electronic Product Manufacturing","One","Management",,,,,,20160819,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29902,,47728.1305,15949.0273,72232.4875,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2014,"No","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","No","No","Yes","No","No","No",3600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Associate degree","No",,,"Humanities",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price","Better price","Better price",,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Associate degree","U.S. Air Force","One","Armed Services","Under $5,000","Another household member and I share in the decisions","Good",20161019,20160827,20160819,35,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",6,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Pacific","Rented for cash","ca",1,0,3,0,2,"Working - as a paid employee",0,"White","White"
29909,,,26106.3279,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","Poor","Yes","No","No","Yes","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","Yes","Paper check","No","No","No","No","Yes","Yes","Yes","No",,"Moderate impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",3,10,"About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1085,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","Yes","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Not available in local stores",,"Not available in local stores","Convenience","Not available in local stores","Not available in local stores","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","No","Yes",700,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","Substantial strain",,,,,,"Moderate strain",,,,,"Rarely worried","Rarely worried","Rarely worried","Sometimes worried","Some college but no degree","Less than High School degree","Private Household Service","One","Personal Care and Service","Under $5,000","Another household member and I share in the decisions","Fair",20161003,20160818,20160811,37,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A mobile home","$35,000 to $39,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,1,0,2,"Working - self-employed",0,"White","White"
29912,,,52075.4392,,"LMI oversample","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely Yes",,"Just getting by","About the same","Somewhat better off","It varied","No","No","No","No","Yes","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","Refused","Refused","Yes","Refused","Refused","Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Somewhat important","Not important","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20161007,20160818,20160812,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","No",3,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Mountain","Rented for cash","nv",0,0,0,0,3,"Not working - retired",0,"White","Hispanic"
29915,,,79735.2287,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Definitely Yes",,"Doing okay","About the same","Much better off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",2,3,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,53,"Very important","Somewhat important","Not important","Somewhat important","Very important","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","No","No","Yes","Yes","No","Yes","Yes","No","No",,,"Better price","Better price",,"Better price","Better price",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Sometimes worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160929,20160823,20160812,55,"55-64","45-59","10th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
29916,,64276.9718,65947.5643,93672.1061,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1650,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"Yes","No","Yes","Yes","No","Yes","No",,,"Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","Yes","No",,,,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",800,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No",,,,,,,"Substantial strain",,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Household Product Manufacturing","One","Management","$10,000 - $24,999","I make most of the decisions","Excellent",20161016,20160813,20160813,38,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
29919,,40757.5181,40437.2728,61395.6703,"Fresh","Yes","Refused","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","It varied","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1700,"Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","Yes","Yes","Yes","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Not available in local stores","Not available in local stores","Better price","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Rental and Leasing Services","One","Business and Financial Operations","Not sure","Another household member makes most of the decisions",,,20160902,20160819,55,"55-64","45-59","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - self-employed",0,"Black/African-American","Black"
29920,,51725.2801,17472.0022,77423.0697,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"Yes",1100,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","No",,"No","Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Health","Financial benefits are much larger",,,,,,,,,,,,"No advice from person","No advice from person","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","Yes","Yes","No","No","No","Yes",,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","More than your income","Yes","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","Convenience","Convenience","Convenience","Convenience",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Military Reserves or National Guard","One","Transportation and Material Moving",,,,,,20160904,42,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","de",0,1,1,0,2,"Working - as a paid employee",0,"White","White"
29922,,152515.279,176968.297,214141.363,"Fresh","Yes","No","Yes","No","Yes","No","No","Refused","Yes","Yes","Yes","Yes","Yes","No","Probably No","Yes","Living comfortably","Much better off","Much better off","Pretty well off financially","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Refused",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"Yes","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",160,5,"More","Very much","Very much","Very much","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","Yes",,,,,,,,,"Yes","Refused","Yes","No","No","No","No","No","Check","Somewhat confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","Excellent","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Certificate or technical degree",,"Refused","Financial benefits are much larger",,,,,,,,,,,,"No advice from person","Very important","Very important","Very important","Very important","No advice from person","Very important","Very important",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No",,,,,"Yes",10,"Refused","Yes",,"Yes","Yes","Yes","Yes","Yes","Refused",,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,,"Very comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"$40,000 to $49,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","Yes",5,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None","None","None","None","None","None","None","None","None","None","None","Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Telecommunications","Refused","Other (Please specify)","$500,000 - $999,999","I make most of the decisions","Excellent",20160913,20160818,20160812,38,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",1,"A one-family house detached from any other house","$250,000 or more","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
29923,,46884.9886,46787.5974,69746.2402,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No",1100,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Engineering","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",0,0,0,0,"No","Refused","No","Yes",,"No","No","Yes","No","No","No","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Better price",,"Convenience","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Management of Companies and Enterprises","One","Management","Under $5,000","Another household member and I share in the decisions","Very good",20161006,20160818,20160812,40,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
29928,,114776.767,31999.3223,166667.428,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","Yes","No","No","Yes","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","Moderate impact","No impact","No impact","No impact","Employed part-time","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",2,1,"More","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","Yes","No","No","Yes","Yes","Moderate difficulty",,"Probably Yes","Yes","No","Yes","No","No","No",600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Not confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","No","No","No","Yes","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Very important","Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","No","Yes","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","No","Yes","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","None",,"A little strain","A little strain",,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Social Assistance","One","Personal Care and Service","$5,000 - $9,999","Another household member and I share in the decisions","Poor",20160916,20160812,20160811,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$25,000 to $29,999","Living with partner","Metro","South","East-South Central","Rented for cash","tn",0,2,1,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
29930,,95427.5968,102891.694,135854.612,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Homemaker","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"Severe impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",950,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"No","No","No","Yes","No","No","No",0,"Definitely Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","Yes","Yes","Yes","No","Yes","No","Better price",,"Better price","Better price","Convenience","Better price",,"Convenience",,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Substantial strain",,,,,,,,"Sometimes worried","Sometimes worried","Regularly worried","Sometimes worried","High school degree or GED","High school degree or GED","Educational Services","One","Other (Please specify)","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160927,20160818,20160811,40,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A building with 2 or more apartments","$100,000 to $124,999","Married","Non-Metro","South","West-South Central","Rented for cash","ar",1,0,0,1,2,"Working - as a paid employee",0,"White","White"
29931,,,10101.3327,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",715,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Better price","Better price","Better price","Better price","Better price",,"Not available in local stores",,,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Sometimes worried","High school degree or GED","Graduate degree","Professional, Scientific, and Technical Services","One","Office and Administrative Support","$50,000 - $74,999","I make most of the decisions",,,20160818,20160814,47,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
29934,,,31327.384,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","Pretty well off financially","No","No","No","No","No","Yes","No","Yes","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","Yes","No","Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Don’t know",,,,,,,750,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","No","No","No","Yes",62,"No","No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Regularly worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked",,,"Excellent",20160928,,20160821,49,"45-54","45-59","9th grade","Less than high school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","Less than $5,000","Married","Metro","Midwest","East-North Central","Occupied without payment of cash rent","mi",0,0,0,1,3,"Not working - retired",0,"White","White"
29935,,95266.4813,97214.3476,136638.647,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","Yes","No","No","It was in-line with changes in living expenses","Severe impact","No impact","Minor impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","[D10other]",1,0,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1050,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes","No","No",,,,,"No","Yes","Yes","Yes","No","No","No",0,"Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","Yes","No","Convenience","Convenience",,,,"Convenience","Convenience","Convenience",,"No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",6000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160904,20160819,20160813,37,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Female","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",1,1,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
29937,,26575.7757,21787.4464,40088.5379,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,55,"Not important","Very important","Somewhat important","Somewhat important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",850,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"None",,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions",,,20160822,20160817,63,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Not working - retired",0,"White","White"
29942,,138792.896,141828.52,196646.274,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","Much better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","Yes","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","Minor impact","No impact","No impact","No impact","No impact",,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",60,10,"More","Not at all","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","Yes","No","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Certificate or technical degree","No",,,"Health","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,"Slightly important","Not important","Not important","Slightly important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",20000,0,1000,21000,"No",300,"No","No",,"Yes","Yes","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Convenience","Convenience","Convenience","Better price","Better price","Better price",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Less than High School degree","Ambulatory Health Care Services","Two","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Not sure","Another household member makes most of the decisions","Very good",20160914,20160923,20160918,37,"35-44","30-44","Associate degree","Some college","Black, Non-Hispanic","Male","No",4,"A building with 2 or more apartments","$250,000 or more","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,1,0,3,"Working - as a paid employee",0,"Black/African-American","Black"
29943,,23949.5277,19857.4955,36093.6927,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","Yes","No","No","No","No","No","No","Yes","Retired","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,66,"Not important","Somewhat important","Somewhat important","Not important","Somewhat important","Yes","Yes",,"No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Food Services and Drinking Places","One","Management","$1,000,000 or more","I make most of the decisions","Excellent",20160916,20160822,20160812,69,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$75,000 to $84,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - self-employed",0,"White","White"
29945,,74836.0112,23363.1394,110719.53,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",573,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Once","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No",,,,"Better price","Better price",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,,,,,,"A little strain",,,"None",,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Performing Arts, Spectator Sports, and Related Industries","Two","Management","Under $5,000","I make most of the decisions","Excellent",20160915,20160902,20160813,41,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$15,000 to $19,999","Separated","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,2,0,1,"Working - self-employed",0,"White","White"
29949,,42126.4697,14006.0523,62958.0979,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","Refused","Refused","Refused","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Refused","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1963,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","Yes","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,64,"Refused","Refused","Refused","Very important","Refused","Yes","No",,"Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Refused","Refused","Yes","Yes","Refused","Yes","No","Convenience","Convenience",,,"Not available in local stores","Convenience",,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked",,,,,,20160812,85,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Not working - retired",0,"White","White"
29950,,100662.347,105113.573,143747.549,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","Yes","No","Yes","No","No","No","Not employed, but looking for a job","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","Yes","No","Yes","Yes","No","Paper check","No","No","No","No","Yes","No","Yes","No",,"Severe impact","No impact","No impact","Minor impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Yes","Yes","A little difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",3450,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Once","Master’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","Yes","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","Yes","Yes","Yes","Yes",,,"Not available in local stores",,"Better price","Convenience","Convenience","Convenience","Convenience","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",425,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Graduate degree","National Security and International Affairs","Two","Other professional","$75,000 - $99,999","Another household member and I share in the decisions","Good",20160915,20160916,20160812,39,"35-44","30-44","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Rented for cash","va",0,1,2,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
29954,,,80587.9909,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Finding it difficult to get by","About the same","About the same","Poor","No","Refused","Yes","Yes","No","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Don’t know",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","No","Cash","Don’t know","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","Yes",200,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","Yes","No","No","Yes","No","No","No","No","Refused","No","Substantial strain","Substantial strain",,,"Substantial strain",,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160911,20160819,20160812,53,"45-54","45-59","12th grade NO DIPLOMA","Less than high school","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Never married","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,1,"Not working - on temporary layoff from a job",0,"Black/African-American","Black"
29958,,,29381.6511,,"LMI oversample","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Disabled and not working",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","Yes","No","No","Yes","No","Other reason",,,"Convenience","Convenience",,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Rarely worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions","Poor",20160918,20160918,20160821,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,1,0,2,"Not working - retired",0,"White","White"
29967,,,36498.0229,,"LMI oversample","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,"No","Yes","No","Yes","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Poor",20160913,20160820,20160813,39,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A mobile home","$25,000 to $29,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,1,0,3,"Not working - disabled",0,"White","White"
29970,,,19521.4863,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat better off","Poor","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","No","No",,"No impact","No impact","No impact","Moderate impact",,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","To earn money as a primary source of income",120,95,"Less","Somewhat","Not at all","Very much","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","Yes","Other","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Slightly important","Not important","Not important","Not important","Not important","No advice from person","Refused","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$0 to $4,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Other reason",,"No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Never worried","Associate degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Excellent",20161007,20160815,20160815,28,"25-34","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Female","No",3,"A building with 2 or more apartments","$35,000 to $39,999","Never married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,1,0,2,"Not working - looking for work",0,"Black/African-American","Black"
29971,,86372.3437,91534.606,123503.343,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",1900,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Physical sciences/math",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","Moderately important","Not important","Not important","Not important","Not important","Very important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","Yes","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Convenience",,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Utilities","One","Management","$500,000 - $999,999","Another household member and I share in the decisions","Very good",20160905,20160819,20160813,39,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$250,000 or more","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,1,1,0,2,"Working - as a paid employee",0,"White","White"
29975,,,12070.4539,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",5,5,"More","Somewhat","Not at all","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,450,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Some of the time","Never","Master’s degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,,,,,,,,,,,,55,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","Yes","No",,,,"Better price",,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Certificate or technical degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Very good",20160925,20160813,20160813,71,"65-74","60+","Masters degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","Yes",1,"Boat, RV, van, etc.","$20,000 to $24,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,0,0,0,1,"Not working - retired",0,"2+ Races","Other"
29978,,,75348.5243,,"LMI oversample","Yes","Yes","No","No","Yes","No","No",,"Yes","Yes","No","No","Yes","No","Definitely Yes",,"Just getting by","Somewhat better off","Somewhat better off","Poor","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","Yes","Yes","Yes","No","No","Yes","No","Paper check","Yes","Refused","No","No","No","No","No","No",,"Severe impact","Moderate impact","No impact","No impact","No impact","No impact",,"No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","To earn money as a primary source of income",4,10,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"Yes","No","No","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably Yes","Yes","Refused","Refused","Yes","Refused","Refused",980,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Convenience",,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Refused","No","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","None","A little strain",,"A little strain",,,,,,,,"Never worried","Never worried","Regularly worried","Never worried","High school degree or GED","Don’t know","Miscellaneous Store Retailers","Two","Sales Representative","$5,000 - $9,999","I make most of the decisions","Fair",20160916,20160822,20160818,34,"25-34","30-44","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$25,000 to $29,999","Never married","Metro","Midwest","East-North Central","Rented for cash","wi",0,1,0,1,1,"Working - as a paid employee",0,"White","White"
29979,,,51078.8084,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","Yes","No","Definitely Yes",,"Doing okay","Somewhat better off","About the same","About average","No","No","No","No","No","Yes","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",468,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Vocational/technical training","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,58,"Very important","Refused","Not important","Not important","Not important","Yes","Refused",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","I make most of the decisions",,,20160910,20160815,63,"55-64","60+","Professional or Doctorate degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
29980,,44459.2346,42655.9259,66061.7466,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",23000,0,0,23000,"No",250,"No","No",,"No","No","Yes","No","Yes","Yes","No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","Yes","No","Better price","Better price",,,,,"Convenience","Convenience",,"Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Refused","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions",,,20160903,20160820,33,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",1,1,0,0,2,"Not working - other",0,"White","White"
29982,,,40570.9728,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Paper check","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","Severe impact","Minor impact","Minor impact","Minor impact","Severe impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","Yes","Yes","Moderate difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",400,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Somewhat confident","Refused",,,,,,,,,,,,"No","No","No",,,,,,,,,,,,"Fair","No",,,,,,"Associate degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No","Very important","Very important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",30000,0,0,30000,"No",0,"Yes","Yes",,"No","Yes","No","No","No","Yes","No",,,,,,"No","No","No","Yes","No","No","No","Don’t know","Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Better price",,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Very good",20160921,20160825,20160812,26,"25-34","18-29","Associate degree","Some college","Black, Non-Hispanic","Female","Yes",3,"A mobile home","$25,000 to $29,999","Living with partner","Non-Metro","South","East-South Central","Rented for cash","al",0,1,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
29984,,,29751.2533,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","Severe impact","No impact","Severe impact",,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,5,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Physical sciences/math","About the same financial benefits and financial costs",,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Definitely No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Other reason",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Regularly worried","Regularly worried","Sometimes worried","Never worried","Some college but no degree","Some college but no degree","Food and Beverage Stores","One","Sales Representative","Under $5,000","I make most of the decisions","Good",20160902,20160820,20160812,20,"18-24","18-29","Some college, no degree","Some college","Hispanic","Female","No",2,"A building with 2 or more apartments","$35,000 to $39,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Hispanic"
29985,,49699.169,45056.1027,73300.6249,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,54,"Not important","Not important","Not important","Not important","Somewhat important","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","Yes","No",,"Better price","Better price","Better price",,"Not available in local stores","Not available in local stores","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Very good",20160915,20160821,20160812,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$175,000 to $199,999","Married","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,3,"Not working - retired",0,"White","White"
29990,,67751.2062,69805.4001,99855.7664,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","Yes","No","No","No","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Severe impact","No impact","Employed part-time","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","To earn money as a primary source of income",60,20,"More","Very much","Somewhat","Very much","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","No",,"Yes","Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial costs are much larger","Refused","Yes","Refused","Refused","Refused","Moderately important","No advice from person","No advice from person","Slightly important","Slightly important","Slightly important","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",90000,0,0,90000,"Yes",300,"No","Yes",,"No","No","Yes","No","No","Yes","Yes","No",,,,,"Yes","No","No","Yes","No","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","No","No","Yes","Yes","No",,"Better price",,"Better price",,,"Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Graduate degree","Graduate degree","Other Chemical Manufacturing","Three","Other professional","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160923,20160825,20160816,33,"25-34","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$50,000 to $59,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",1,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
29993,,38511.9384,36523.6866,57445.6243,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Refused","No","Refused","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Very important","Very important","Very important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No",,"Refused",,,,"Better price",,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160910,20160826,20160821,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",0,"White","White"
29995,,52334.7862,50248.8025,77234.7682,"Fresh","Yes","No","No","No","No","Yes","No",,"Yes","Yes","No","No","Yes","No","Probably Yes",,"Just getting by","Somewhat worse off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Paper check","No","Yes","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Minor impact","No impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","[D10other]",100,45,"About the same","Somewhat","Somewhat","Somewhat","Yes","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","Yes","No","Yes","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Never","Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","Yes","Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","Refused","No",,"$75,000 to $99,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience",,"Better price","Better price","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"A little strain",,"Moderate strain",,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","Certificate or technical degree","Specialty Trade Contractors","One","Building and Grounds Cleaning and Maintenance","$10,000 - $24,999","I make most of the decisions","Good",20160909,20160822,20160814,35,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
29996,,,15535.4679,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,775,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Sometimes worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160910,20160816,20160813,35,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$15,000 to $19,999","Living with partner","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,1,0,0,2,"Not working - other",0,"White","White"
30000,,117957.557,120748.609,167243.715,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",2300,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Master’s degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","Yes","Yes",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Better price","Better price","Better price","Better price","Better price","Better price","Convenience",,,"Yes","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","Yes","Yes","No","No","No","No","Yes","No","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Regularly worried","Never worried","Bachelor’s degree","Certificate or technical degree","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$250,000 - $499,999","Another household member and I share in the decisions","Fair",20160909,20160902,20160816,58,"55-64","45-59","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","hi",0,0,0,0,1,"Working - self-employed",0,"Asian","Asian"
30002,,,13264.7949,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","Yes","No","Yes","No","Refused",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Refused","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,"No","Refused","Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","Yes","Yes","No","No","No","Yes","No","No","No",,,"None","None",,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Insurance Carriers and Related Activities","One","Other (Please specify)","$35,000 - $49,999","Another household member and I share in the decisions","Good",20160910,20160820,20160813,57,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
30003,,27327.4557,23506.4755,41157.1481,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,72,"Not important","Not important","Not important","Very important","Not important","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No",,"Better price",,,"Convenience",,"Convenience",,,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"No","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","Another household member and I share in the decisions",,,20160824,20160814,73,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
30004,,,12680.3698,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Just getting by","Somewhat worse off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","Yes","Don’t know","Yes","Yes","Yes","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Severe impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",613,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes",,"$0 to $4,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","Other reason",,,,"Other reason",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","Yes",450,"Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No",,"Moderate strain",,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Other Professional, Scientific, and Technical Services","One","Other professional",,,,,,20160814,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$10,000 to $12,499","Divorced","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
30008,,,27780.6793,,"LMI oversample","No","Refused","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Probably Yes",,"Finding it difficult to get by","About the same","Much worse off","About average","No","Yes","No","No","No","No","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",160,40,"About the same","Very much","Very much","Very much","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",304,"Yes","No","No","No","No","No","Credit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","No","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","Yes","No","Yes",5700,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Clothing and Clothing Accessories Stores","One","Retail Sales","Under $5,000","I make most of the decisions","Very good",20160910,20160820,20160813,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$15,000 to $19,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - self-employed",0,"White","White"
30009,,30359.9061,26824.4288,45458.702,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Better price",,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked",,,"Very good",20161015,,20160817,78,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Not working - retired",0,"White","White"
30023,,45182.3998,37287.9431,66135.8002,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","Much worse off","Poor","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Education","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,55,"Refused","Refused","Not important","Refused","Refused","Yes","Refused","Refused","Yes","Yes","Yes","Yes","Yes","Refused","Refused","Refused","Yes","No","No","No","Yes","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","No","Convenience","Convenience",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","Yes","Yes","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Never worried","Some college but no degree","Don’t know","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Fair",20160904,20160821,20160814,71,"65-74","60+","Some college, no degree","Some college","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
30024,,36571.3624,29492.2756,53911.9744,"Fresh","No","No","No","No","Yes","No","No",,"Yes","Yes","Yes","No","Yes","No","Probably No","No","Doing okay","Somewhat better off","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","Minor impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"Less","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","Yes","Yes","Yes","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Very important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","No","No","No","Convenience","Refused","Not available in local stores",,"Better price",,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Good",20160909,20160822,20160814,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",3,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Not working - retired",0,"White","White"
30026,,52005.672,49659.4298,76248.2712,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"Refused","Yes",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","Yes","Refused","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",150,"No","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Crop Production","Two","Management",,,"Excellent",20160920,,20160820,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,2,"Working - self-employed",0,"White","White"
30030,,27450.5501,27930.7641,41710.1716,"Fresh","No","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Much better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1230,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Better price",,"Better price","Better price","Better price","Better price","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Administration of Human Resource Programs","One","Business and Financial Operations","Under $5,000","I make most of the decisions","Good",20160910,20160821,20160815,45,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Divorced","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,2,2,"Working - as a paid employee",0,"White","White"
30031,,47785.1297,52701.8311,70697.5399,"Fresh","Yes","Refused","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely Yes",,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1984,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Not available in local stores","Better price",,"Better price","Convenience","Better price","Not available in local stores",,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",2000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No",,,,"A little strain",,,,"Moderate strain",,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Certificate or technical degree","Plastics and Rubber Products Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","Refused","Another household member and I share in the decisions",,,20160910,20160815,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
30032,,49440.555,51942.662,72601.7627,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"Yes","No","No",,"No","No","No","No","No","Yes","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Education","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","No",,"Not available in local stores",,,,"Convenience","Better price","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",1500,"Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Bachelor’s degree","Scientific Research and Development Services","One","Other (Please specify)","$100,000 - $249,999","Another household member and I share in the decisions","Excellent",20160916,20160822,20160815,43,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
30034,,,14412.4248,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat better off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No",,"Severe impact","No impact","Minor impact","No impact",,,,"No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",50,30,"About the same","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Don’t know",,,,,,,29,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Yes","Yes","Yes","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","No",,"No","Once","Never","Some college but no degree (including currently enrolled in college)","No",,,"Social/behavioral sciences","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,"Very important","Moderately important","Moderately important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"No",0,"No","No",,"No","Yes","No","No","No","No",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","Yes","No",,"Better price","Convenience","Better price",,,,"Other reason",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160917,20160824,20160815,28,"25-34","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","South","West-South Central","Rented for cash","tx",1,1,1,0,1,"Not working - looking for work",0,"Black/African-American","Black"
30035,,37196.7096,33788.0404,55930.8009,"Fresh","No","No","No","No","Yes","No","No",,"No","Yes","No","No","Yes","No","Probably Yes",,"Finding it difficult to get by","Much worse off","Somewhat worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","Yes",,"No impact","No impact","No impact","No impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1998,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","No","No","No","Yes","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","No","No","No","No",0,"Probably Yes","Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No",,,,,"Better price",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Substantial strain",,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Never worried","Some college but no degree","Less than High School degree","Food Services and Drinking Places","One","Food Preparation and Serving","$10,000 - $24,999","I make most of the decisions","Excellent",20160916,20160822,20160816,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$40,000 to $49,999","Widowed","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30037,,,31235.6512,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Much better off","Much better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"No","No","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","Severe impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","Refused",850,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","Refused","Refused",,"No","No","No","Yes","Yes","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial benefits are much larger","Yes","Yes","No","No","No",,,,,,,"Very important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Refused",,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No",20000,0,0,20000,"No",90,"Yes","No",,"No","Yes","No","No","No","Still enrolled in the program",,,,,,,"Yes","No","No","No","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","Yes","No","Yes",100,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","Real Estate","Two","Sales Representative","Under $5,000","I make most of the decisions","Excellent",20160912,20160823,20160816,27,"25-34","18-29","Some college, no degree","Some college","Hispanic","Female","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,1,0,0,1,"Working - as a paid employee",0,"Black/African-American","Hispanic"
30039,,,32427.055,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","No","Yes","Yes","Definitely No","Yes","Just getting by","About the same","Much better off","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Other","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,54,"Very important","Not important","Not important","Not important","Not important","No","No",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","No","No","Yes",0,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Substantial strain",,,"Regularly worried","Sometimes worried","Rarely worried","Regularly worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Very good",20160905,20160822,20160814,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Other, Non-Hispanic","Female","No",3,"A building with 2 or more apartments","$20,000 to $24,999","Divorced","Metro","Midwest","West-North Central","Rented for cash","ks",0,0,0,0,3,"Not working - retired",0,"American Indian or Alaska Native","Other"
30041,,44417.611,40671.0895,66532.7118,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Some of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Better price",,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",890,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Utilities","One","Management","Under $5,000","Another household member and I share in the decisions","Good",20160910,20160822,20160816,43,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,1,0,1,2,"Working - as a paid employee",0,"White","White"
30043,,158140.899,160436.99,221133.529,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","No","No","Yes","Yes","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","Yes","No","No",,"No impact","Moderate impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","[D10other]",5,5,"About the same","Not at all","Not at all","Very much","No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","Yes","Credit card","Very confident","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Business/management",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",68000,0,0,68000,"No",260,"No","No",,"No","No","Yes","Yes","Yes","Yes","No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","No","No","No",,"Not available in local stores","Better price","Better price",,"Better price",,,,"Yes","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Professional, Scientific, and Technical Services","One","Business and Financial Operations","$250,000 - $499,999","I make most of the decisions","Very good",20160915,20160906,20160818,40,"35-44","30-44","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$250,000 or more","Living with partner","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"Asian","Asian"
30048,,120662.612,37369.7984,169166.853,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","Pretty well off financially","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Moderate impact","Moderate impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No",,"Substantial strain",,,,,"Substantial strain","Substantial strain","Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Construction of Buildings","One","Construction and Extraction","Under $5,000","I make most of the decisions","Fair",20160910,20160824,20160815,40,"35-44","30-44","11th grade","Less than high school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,2,"Working - self-employed",0,"White","White"
30049,,32608.6508,12532.1727,49163.4239,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",15,12,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,690,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","No","No","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No",54000,0,0,54000,"No",0,"Yes","No",,"No","No","Yes","No","No","No",,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","Yes","No","Yes","No",,"Convenience",,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","Yes","Yes",800,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions",,,20160822,20160820,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Not working - disabled",0,"White","White"
30053,,,18736.0644,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Doing okay","About the same","Somewhat worse off","It varied","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","Yes","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",6,70,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Once","Associate degree","Yes","Bachelor’s degree",,"Business/management",,,,,,,"Financial costs are somewhat larger","Yes","No","Yes","No","No","Very important","Slightly important","Moderately important","Slightly important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",7600,0,250,7850,"Yes",0,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$0 to $4,999","More than your income","Yes","No","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"Yes","Refused","Refused","Yes","Yes","Yes","Yes","Yes","No","Convenience",,,"Convenience","Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes",,"Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Rarely worried","Don’t know","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160923,20160822,20160816,23,"18-24","18-29","Associate degree","Some college","Other, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,2,"Not working - looking for work",0,"Asian","Asian"
30054,,,15245.1718,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","[D10other]",1,1,"About the same","Does not apply","Does not apply","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Educational Services","One","Other professional","$100,000 - $249,999","Another household member and I share in the decisions","Fair",20160909,20160823,20160818,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
30055,,101655.487,31887.1132,148589.098,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","Yes","No","No","No","Homemaker","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Severe impact","No impact","Minor impact","Moderate impact","Moderate impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",650,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","No",,"No","Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No",,"Better price",,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Very good",20161005,20160819,20160816,38,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$35,000 to $39,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,1,1,2,"Working - as a paid employee",0,"Black/African-American","Black"
30057,,24321.0775,10396.4137,37199.0866,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","Yes","No","No","No","Yes","No","No","Yes","Retired","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","Minor impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1978,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Yes",,"No",,,,,,,,,,,,,,,,62,"Not important","Not important","Somewhat important","Not important","Not important","Yes","Yes",,"No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","Convenience",,"Convenience",,,"Convenience",,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Funds, Trusts, and Other Financial Vehicles","One","Other professional","$100,000 - $249,999","I make most of the decisions","Excellent",20160915,20160823,20160815,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Working - self-employed",0,"White","White"
30061,,57242.1756,66926.2322,84055.0514,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Poor","No","Yes","No","No","No","Yes","No","No","No","Homemaker","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,3,"About the same","Somewhat","Not at all","Not at all","No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",1050,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Other (Please specify):","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Moderately important","Moderately important","Moderately important","No advice from person","Not important","Not important","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No",,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","No","Yes","Yes","Yes","No","No",,,"Better price",,"Better price","Convenience","Convenience",,,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Real Estate","One","Other Sales","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160915,20160823,20160817,28,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",1,0,1,0,2,"Working - self-employed",0,"White","White"
30064,,121234.783,141521.448,170350.477,"Fresh","No","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","No","No","Yes","No","Definitely Yes",,"Refused","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","Yes","Yes","It was in-line with changes in living expenses","Minor impact","Minor impact","Moderate impact","Moderate impact","Minor impact","Minor impact","Retired","No","No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",25,45,"Less","Refused","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",503,"Yes","No","Yes","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Once","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Better price","Better quality","Better quality","Better price","Better price","Better price",,"No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","Yes","Yes","Yes",1800,"No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Don’t know","Household Product Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160919,20160825,20160820,49,"45-54","45-59","10th grade","Less than high school","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
30065,,,39600.0222,,"LMI oversample","No","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","No","Yes","No","Definitely No","Yes","Just getting by","Somewhat worse off","About the same","About average","No","No","Yes","Yes","No","Yes","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"Refused","Minor impact","No impact","Minor impact",,,"Disabled and not working","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","To acquire new job-related skills",16,10,"More","Does not apply","Not at all","Not at all","No","Yes","Yes","No","Yes","Yes","No","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2005,"No","No","No","No","No","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Once","Some of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","No","No","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No",,,,"Better price","Better price",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","Yes","Yes","Yes","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Regularly worried","Regularly worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160916,20160905,20160828,51,"45-54","45-59","10th grade","Less than high school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$5,000 to $7,499","Married","Metro","West","Pacific","Rented for cash","or",0,0,1,0,3,"Not working - disabled",0,"White","White"
30066,,,13139.7493,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much worse off","About average","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","Refused","Refused","Yes",,"No impact","Severe impact","Moderate impact","Moderate impact",,,,"No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","To earn money as a primary source of income",50,75,"More","Somewhat","Somewhat","Very much","No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2000,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"It was easier for me to fix without their assistance","Definitely No",,,,,,,450,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","No","Yes","Yes",300,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Refused","Yes","Refused","Yes","Yes","Refused","Refused","Substantial strain","Moderate strain","Substantial strain","Moderate strain",,"Substantial strain",,"Substantial strain","Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Specialty Trade Contractors","One","Installation, Maintenance, and Repair","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160903,20160830,20160820,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$5,000 to $7,499","Divorced","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Working - self-employed",0,"White","White"
30067,,71994.9006,95642.1064,104869.404,"Fresh","No","No","Yes","Yes","Yes","No","No","All of the adult children living with me are not in school","Yes","No","No","No","Yes","No","Definitely No","No","Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes","No","No","Yes","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,"Refused","Less","Somewhat","Very much","Somewhat","No","Yes","No","No","Yes","Yes","No","Yes","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",435,"No","No","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Moderately important","Very important","Very important","Very important","Moderately important","No advice from person","No advice from person","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No",,,,,"Convenience",,"Convenience","Convenience",,"Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Regularly worried","Never worried","Sometimes worried","Rarely worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member makes most of the decisions","Very good",20160905,20160828,20160821,18,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","Midwest","East-North Central","Occupied without payment of cash rent","oh",0,0,0,0,4,"Not working - looking for work",0,"White","White"
30068,,,40540.77,,"LMI oversample","Yes","No","No","Yes","Refused","Refused","No",,"Yes","Yes","Yes","No","No","No","Probably Yes",,"Finding it difficult to get by","Somewhat worse off","Much worse off","About average","Yes","No","Yes","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Don’t know","No","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","Yes",,"No impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Other (Please specify):","Probably No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$15,000 to $24,999","More than your income","No","Yes","Yes","Refused","Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Refused","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","No","No","Yes",12000,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No",,"Substantial strain",,,,,,,"A little strain",,,"Sometimes worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Printing and Related Support Activities","One","Precision Production (such as machinist, welder, baker, printer, tailor)","Under $5,000","I make most of the decisions","Good",20160912,20160819,20160819,35,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",1,"Boat, RV, van, etc.","$20,000 to $24,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
30076,,117270.987,120827.23,164968.056,"Fresh","No","No","No","Yes","No","No","No",,"Yes","Yes","No","No","No","No","Probably Yes",,"Doing okay","About the same","About the same","About average","Yes","No","Yes","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","Yes","It was in-line with changes in living expenses","No impact","No impact","No impact","Moderate impact","Minor impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2007,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",820,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial benefits are much larger","Yes","No","Yes","No","No",,,,,,,"Very important","Not important","Moderately important","Very important","Very important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","Yes","No",,"Not available in local stores","Not available in local stores","Convenience","Convenience","Better price",,"Convenience",,"No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Moderate strain","Moderate strain",,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","Some college but no degree","Don’t know","Food Services and Drinking Places","One","Food Preparation and Serving","Not sure","Another household member makes most of the decisions","Fair",20161003,20160826,20160820,25,"25-34","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Male","No",2,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
30083,,37993.313,36878.4745,56665.5776,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Once","Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Substantial strain",,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Fabricated Metal Product Manufacturing","One","Sales Representative","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160911,20160902,20160830,46,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,2,3,"Working - as a paid employee",0,"White","White"
30084,,38841.4749,40776.6792,57796.9789,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","Yes","No","No","Yes","Yes","No","No","No","Homemaker","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",10,5,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","Yes","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Master’s degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","Yes","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","Convenience","Not available in local stores","Not available in local stores",,"Convenience","Other reason",,"Convenience",,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,,,"Moderate strain",,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Rental and Leasing Services","Two","Business and Financial Operations","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160915,20160830,20160819,41,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,1,3,0,2,"Working - self-employed",0,"White","White"
30085,,27310.3923,23552.7623,40943.1542,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2006,"Yes","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,860,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No",,"Not available in local stores",,,"Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","None",,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions",,,20160830,20160830,87,"75+","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$50,000 to $59,999","Married","Metro","Midwest","West-North Central","Rented for cash","ia",0,0,0,0,2,"Not working - retired",0,"White","White"
30086,,46036.8596,41192.9982,68935.3361,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","Minor impact","Refused","No impact","No impact",,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","No","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",400,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Refused","Financial costs are much larger","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Refused","Convenience",,"Convenience","Convenience","Convenience","Refused",,,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","Less than High School degree","Refused","Merchant Wholesalers, Durable Goods","One","Sales Representative","$10,000 - $24,999","I make most of the decisions","Very good",20161001,20160830,20160820,43,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","No",1,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Non-Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30087,,76519.0799,23262.4399,112525.276,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","It varied","Yes","No","Yes","Yes","No","No","No","No","No","Temporarily laid off","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","No impact","Moderate impact","No impact","Moderate impact","Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","None",,"Don’t know",,,,,,,730,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Life sciences",,,,,,,"Financial costs are somewhat larger","Yes","Yes","Yes","Yes","Yes","Slightly important","Not important","Not important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",2000,0,0,2000,"No",120,"No","No",,"No","Yes","No","No","No","Yes","No",,,,,,"No","No","No","No","No","No","No","Don’t know","Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","Yes","No","No","No","Convenience",,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Certificate or technical degree","Associate degree","Food Services and Drinking Places","One","Management","Under $5,000","I make most of the decisions","Excellent",20160915,20160826,20160820,26,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Living with partner","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30091,,49098.2746,51140.6765,72685.49,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Poor","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","Yes",,"$75,000 to $99,999","More than your income","Yes","No","No","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","Yes","No",,"Better price",,"Better price",,,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No",,,,,,,"A little strain",,"Moderate strain",,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Specialty Trade Contractors","One","Installation, Maintenance, and Repair",,,,,,20160915,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - self-employed",0,"White","White"
30092,,12529.8961,4330.3486,19751.601,"Fresh","No","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","Yes","Definitely Yes",,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1970,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","Yes","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Associate degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"Yes","Refused","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","More than your income","No","No","No","Yes","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Moderate strain",,"Never worried","Never worried","Rarely worried","Never worried","Bachelor’s degree","Certificate or technical degree","Other Professional, Scientific, and Technical Services","Three","Life, Physical, and Social Sciences","Under $5,000","I make most of the decisions",,,20160902,20160823,63,"55-64","60+","Associate degree","Some college","2+ Races, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,2,1,"Working - self-employed",0,"2+ Races","Other"
30093,,49749.8784,54477.3545,73704.2664,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","It varied","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",40,1,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Health","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","No","Yes","Yes","Yes","No",,"Convenience",,"Better price",,"Other reason","Not available in local stores","Better price",,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","No","No","No",,,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20161017,20160902,20160820,39,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,1,2,2,"Not working - other",0,"White","White"
30094,,,11604.4345,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",1,1,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",550,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","No",,,,,,"Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","Slightly important","Not important","Not important","Not important","Slightly important","No advice from person","No advice from person","Very important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",43000,0,0,43000,"Yes",500,"No","No",,"No","Yes","No","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Convenience","Convenience",,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Substantial strain","Substantial strain",,,,,,,,"Never worried","Never worried","Never worried","Rarely worried","High school degree or GED","High school degree or GED","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$25,000 - $34,999","Another household member and I share in the decisions","Excellent",20160929,20160906,20160823,32,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$30,000 to $34,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",1,1,0,0,2,"Working - as a paid employee",0,"White","White"
30095,,53337.5952,54624.0232,78937.1449,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1500,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Law","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","Yes","No",,"Convenience","Convenience",,"Convenience","Better price",,"Better price",,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Protective Service","$100,000 - $249,999","Another household member and I share in the decisions","Good",20160919,20160828,20160821,48,"45-54","45-59","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,1,3,"Working - as a paid employee",0,"Black/African-American","Black"
30103,,36262.7273,31693.9328,53994.947,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,2,"More","Somewhat","Not at all","Not at all","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,56,"Not important","Somewhat important","Not important","Not important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Refused",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","Convenience","Convenience",,"Better quality","Convenience",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160909,20160901,20160826,81,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$40,000 to $49,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Not working - retired",0,"White","White"
30107,,,14719.2524,,"LMI oversample","No","Yes","No","Yes","Yes","No","No",,"Yes","Yes","Yes","No","No","No","Probably No","Yes","Just getting by","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2014,"Yes","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably No",,,,,,,720,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial costs are much larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"No",0,"Yes","Yes",,"No","Yes","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Better price","Not available in local stores","Better price","Not available in local stores","Better price",,"Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Regularly worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","Certificate or technical degree","Other Information Services","One","Computer and Mathematical","Under $5,000","I make most of the decisions","Good",20160913,20160829,20160823,35,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","Midwest","West-North Central","Rented for cash","ia",0,0,0,0,2,"Working - self-employed",0,"White","White"
30111,,,9424.8456,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","Much better off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Other","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Associate degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are much larger","No","No","No","No","Yes","No advice from person","No advice from person","Not important","No advice from person","Very important","No advice from person","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",45000,0,0,45000,"No",0,"No","Yes",,"No","Yes","No","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","High school degree or GED","Other Information Services","One","Life, Physical, and Social Sciences","Under $5,000","I make most of the decisions","Fair",20160914,20160826,20160820,44,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","West","Pacific","Occupied without payment of cash rent","or",0,0,0,0,1,"Working - self-employed",0,"White","White"
30113,,61678.4554,19579.5481,92653.3173,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","Minor impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2004,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Other (Please specify):","Probably No",,,,,,,580,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Convenience","Not available in local stores","Not available in local stores",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Sometimes worried","Rarely worried","Regularly worried","Sometimes worried","Certificate or technical degree","Less than High School degree","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Good",20160915,20160827,20160821,43,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$30,000 to $34,999","Never married","Metro","West","Pacific","Rented for cash","wa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30115,,66991.5955,28466.2331,97904.3596,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Master’s degree","No",,,"Engineering",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","Yes","Yes","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Drycleaning and Laundry Services","One","Management","$25,000 - $34,999","Another household member makes most of the decisions","Very good",20160916,20160827,20160826,61,"55-64","60+","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Working - self-employed",0,"Asian","Asian"
30117,,64369.4155,69606.4904,92777.34,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","No","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No",1710,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","Yes",,"Other reason",,,,"Better price",,,,"No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Ambulatory Health Care Services","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Not sure","Another household member makes most of the decisions","Very good",20161004,20161004,20160822,56,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30123,,25865.0004,22452.5446,38992.1153,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",525,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Refused","Convenience","Refused","Refused","Convenience","Convenience","Convenience","Refused",,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Educational Services","One","Other professional","$500,000 - $999,999","I make most of the decisions",,,20160910,20160902,66,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30124,,123048.88,110913.231,175280.997,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"Moderate impact","No impact","Minor impact","No impact","Minor impact","Minor impact","Employed part-time","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,1,"About the same","Not at all","Not at all","Not at all","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Slightly important","Slightly important","Not important","Slightly important","Not important","Moderately important","Slightly important","No advice from person",,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","Yes",,"$75,000 to $99,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores","Not available in local stores","Other reason","Other reason","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","Yes","No","Yes","No","Yes","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No",,,,"Moderate strain",,,,"Moderate strain","A little strain",,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Bachelor’s degree","Other Professional, Scientific, and Technical Services","One","Other professional","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160909,20160908,20160821,37,"35-44","30-44","Some college, no degree","Some college","Other, Non-Hispanic","Male","No",6,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,2,2,2,"Working - as a paid employee",0,"American Indian or Alaska Native","Other"
30125,,42812.2315,41597.1181,63781.2003,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","Refused","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,68,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","No","No","No",,"Better price",,"Convenience","Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",200,"No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160911,20160828,20160821,69,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Not working - retired",0,"White","White"
30131,,,89312.5802,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","No","No","No","No","No","Yes","No","Yes","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,1,"Less","Not at all","Does not apply","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","No",,"Yes","Most or all of the time","Never","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Refused","No","No","Yes","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price",,"Better price",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","Yes","No","Yes",1500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160915,20160901,20160826,55,"55-64","45-59","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",7,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,3,0,4,"Not working - disabled",0,"White","White"
30133,,200349.854,63864.0207,277298.423,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","Deposit onto a reloadable prepaid card","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","Severe impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",8,"Refused","Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.","Refused","No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","No","No","No","No","No","No",725,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Once","Refused","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Refused","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","No","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No",,"Refused",,,,"Convenience","Convenience",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","General Merchandise Stores","One","Retail Sales","Under $5,000","I make most of the decisions","Very good",20160930,20160827,20160824,40,"35-44","30-44","11th grade","Less than high school","Black, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$12,500 to $14,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,1,0,1,1,"Working - as a paid employee",0,"Black/African-American","Black"
30135,,,24576.0172,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"No","No","No","No","Yes","Yes","Definitely No","No","Finding it difficult to get by","About the same","About the same","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",10,100,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Other","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Yes","No","No","No","No","No","Yes","No","Yes","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","Yes","No","No","No","No","Convenience",,"Convenience","Convenience","Convenience",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Regularly worried","Regularly worried","Never worried","Regularly worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Poor",20160915,20160830,20160824,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,4,"Not working - disabled",0,"White","White"
30137,,,23376.2738,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","Yes","Yes","Yes","Yes","No","No","Yes","No","No","Employed for someone else","Work as a consultant/contractor","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Paper check","No","Yes","No","No","Yes","Yes","Yes","No",,"Minor impact","Minor impact","Moderate impact","Minor impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,5,"Less","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","None",,"Probably No",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Master’s degree",,"Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","No","Slightly important","Slightly important","Moderately important","Moderately important","Moderately important","Moderately important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",3000,0,0,3000,"No",65,"No","No",,"No","No","No","No","Yes","Still enrolled in the program",,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price","Convenience","Convenience",,"Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","Yes",1200,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Moderate strain","Moderate strain",,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Clothing and Clothing Accessories Stores","One","Management","$50,000 - $74,999","I make most of the decisions","Very good",20160910,20160829,20160822,38,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$25,000 to $29,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30138,,,22497.497,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","About the same","About average","No","No","No","No","Yes","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","Yes","No","Yes",2000,"No","No","Refused","No","No","No","No","No","Yes","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","Moderate strain",,,"Sometimes worried","Sometimes worried","Sometimes worried","Rarely worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Poor",20160916,20160902,20160822,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,2,"Not working - retired",0,"White","White"
30142,,58816.1533,19515.5369,89373.3799,"Fresh","No","No","No","No","Yes","No","No",,"Yes","Yes","Yes","No","Yes","No","Probably Yes",,"Living comfortably","Much better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","No","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",6,0,"Less","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1994,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No",,"Convenience",,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","Yes","Yes","No",,,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Certificate or technical degree","High school degree or GED","Hospitals","Two","Protective Service","Under $5,000","I make most of the decisions","Very good",20160903,20160823,20160823,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","Less than $5,000","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
30143,,,26560.9053,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably Yes","No","Yes","No","No","No","No",820,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Some of the time","Some of the time","Certificate or technical degree","No",,,"Health","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"Very important","Very important","Moderately important","Slightly important","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",18000,0,5000,23000,"No",160,"Yes","Yes",,"Yes","No","No","No","No","Yes","No",,,,,,"No","No","No","Yes","No","No","No","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Substantial strain","Substantial strain","Substantial strain",,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Never worried","Less than High School degree","Less than High School degree","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","Under $5,000","Another household member and I share in the decisions","Good",20161009,20160902,20160902,29,"25-34","18-29","Some college, no degree","Some college","Hispanic","Female","Yes",3,"A building with 2 or more apartments","$25,000 to $29,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,1,0,2,"Working - as a paid employee",0,"White","Hispanic"
30146,,,93384.338,,"LMI oversample","Yes","No","Yes","No","Yes","Yes","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Definitely No","Yes","Just getting by","Somewhat better off","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",20,10,"More","Somewhat","Somewhat","Somewhat","No","Yes","No","No","No","Yes","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Definitely Yes","No","No","No","Yes","Yes","Refused",695,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Cash","Not confident","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","Yes","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"Yes, borrowed money",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","Yes","Refused","Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Convenience","Better price",,"Better price","Better price","Convenience",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","Yes","No","Yes",500,"Yes","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No",,"No","No","Yes","Yes","Yes","Yes","No","No","Yes","No","No",,,"Substantial strain","Substantial strain","Substantial strain","Substantial strain",,,"Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Crop Production","One","Other (Please specify)",,,"Good",20160915,,20160908,40,"35-44","30-44","11th grade","Less than high school","White, Non-Hispanic","Female","Yes",10,"A one-family house attached to one or more houses","$12,500 to $14,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,1,9,"Working - self-employed",0,"White","White"
30147,,74882.2588,75806.209,107500.304,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No",1164,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"Financial costs are much larger","No","No","Yes","No","Yes","Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","No","No","Yes","No",,"Not available in local stores","Better price",,"Not available in local stores",,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",550,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Utilities","One","Business and Financial Operations","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160916,20160906,20160830,24,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Living with partner","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30148,,,40748.1227,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Student","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",12,5,"More","Does not apply","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Don’t know","Yes","No","Don’t know","Don’t know","Don’t know","Yes","Yes","None",,"Don’t know",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial costs are much larger","Yes","Yes","Yes","No","No","Not important","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",50000,0,0,50000,"No",500,"No","No",,"No","No","Yes","No","No","Yes","No",,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Convenience",,,,,,"Convenience",,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Graduate degree","Graduate degree","Sporting Goods, Hobby, Book, and Music Stores","One","Retail Sales","Under $5,000","Another household member and I share in the decisions","Good",20160909,20160901,20160825,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Living with partner","Metro","Midwest","West-North Central","Rented for cash","ia",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30149,,27492.5287,9214.7151,40642.3031,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Probably No","Yes","Just getting by","Somewhat better off","Much worse off","About average","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Associate degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,66,"Not important","Somewhat important","Not important","Very important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160909,20160901,20160825,67,"65-74","60+","Associate degree","Some college","2+ Races, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Non-Metro","West","Pacific","Occupied without payment of cash rent","hi",0,0,0,0,1,"Not working - retired",0,"2+ Races","Other"
30150,,34006.7568,36665.2289,50961.3099,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Probably Yes","Yes","No","Yes","No","No","No",765,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Most or all of the time","Once","Associate degree","No",,,"Law",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Not available in local stores","Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","Yes","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Substantial strain",,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Professional, Scientific, and Technical Services","One","Other professional","$5,000 - $9,999","I make most of the decisions","Good",20160910,20160826,20160825,53,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$50,000 to $59,999","Divorced","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30154,,,10662.0791,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","A little difficulty",,"Probably Yes","No","Yes","Yes","Yes","No","No",1009,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Once","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","No","No","Very important","Not important","Not important","Slightly important","Very important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",32000,0,100,32100,"No",0,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","Yes",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","Yes","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Graduate degree","Bachelor’s degree","Ambulatory Health Care Services","Two","Other professional","Under $5,000","I make most of the decisions","Very good",20160915,20160901,20160825,22,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$5,000 to $7,499","Never married","Metro","Midwest","West-North Central","Rented for cash","mo",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
30155,,58917.2834,67556.99,86431.8433,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Refused","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"Less","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No",689,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Food Services and Drinking Places","One","Management","Under $5,000","I make most of the decisions","Good",20160916,20160901,20160826,37,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30156,,178837.025,55331.958,246762.147,"Fresh","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","Definitely No","Yes","Just getting by","About the same","Much worse off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","Moderate impact","Severe impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,445,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Refused","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Fair",20160909,20160902,20160826,40,"35-44","30-44","9th grade","Less than high school","Hispanic","Female","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Not working - disabled",0,"White","Hispanic"
30162,,89523.119,106864.6,130174.946,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",100,10,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No",,,,"Definitely Yes","Yes","Yes","Yes","Yes","No","Refused",850,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Cash","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","No",,"No","Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial costs are much larger","Refused","Refused","Yes","Refused","Refused",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No",6000,0,0,6000,"No",0,"Yes","No",,"Refused","Yes","Refused","Refused","Refused","No","No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","Yes","No",,"Convenience","Convenience","Convenience","Convenience","Better price",,"Convenience",,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","No","Yes",5000,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Social Assistance","One","Personal Care and Service","Under $5,000","Another household member and I share in the decisions","Excellent",20160913,20160901,20160825,28,"25-34","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","$50,000 to $59,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",1,0,1,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
30168,,80989.6977,79304.1122,114338.371,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No",,"Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160906,20160901,20160826,91,"75+","60+","9th grade","Less than high school","White, Non-Hispanic","Female","No",1,"A one-family house detached from any other house","$50,000 to $59,999","Widowed","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,1,"Not working - retired",0,"White","White"
30171,,,29381.6511,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Check","Very confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Very important","Very important","Somewhat important","Very important","Somewhat important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Better price",,,,"Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Refused","Another household member and I share in the decisions","Good",20160920,20161016,20160924,63,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",0,"White","White"
30172,,24607.6655,19269.2689,37108.6142,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,5,"About the same","Somewhat","Not at all","Somewhat","No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes","Yes","Yes","No","No","Yes","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Better price","Better price",,"Better price","Better price","Better price","Other reason",,,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Fair",20160913,20160905,20160825,72,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
30173,,17135.0174,4838.9431,26907.184,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat better off","About the same","Poor","Yes","Yes","Yes","Yes","No","No","No","No","No","Not employed, but looking for a job","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","Yes","Don’t know","Don’t know","Don’t know","Don’t know","No","Deposit onto a reloadable prepaid card","No","Yes","No","No","Yes","Yes","No","Yes",,"Severe impact","No impact","Moderate impact","Minor impact","No impact","Severe impact","Employed full-time","Yes","No","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","To earn money as a primary source of income",60,90,"About the same","Very much","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2016,"Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","None",,"Probably No",,,,,,,156,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are much larger","No","No","No","No","Yes","Slightly important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No",700,70000,5000,75700,"No",0,"No","Yes",,"No","No","Yes","No","No","Yes","Yes",,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$0 to $4,999","More than your income","No","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"Yes","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","Yes","Yes","Yes","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","Substantial strain",,"Substantial strain",,"Substantial strain",,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Very good",20160923,20160909,20160830,29,"25-34","18-29","Associate degree","Some college","2+ Races, Non-Hispanic","Female","Yes",6,"A building with 2 or more apartments","Less than $5,000","Married","Metro","South","East-South Central","Rented for cash","ky",0,0,3,1,2,"Working - as a paid employee",0,"2+ Races","Other"
30174,,110885.854,128089.493,154839.27,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","[D10other]",30,0,"More","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Refused",,"$15,000 to $24,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","Yes","No","Other reason","Other reason",,,,,"Other reason","Other reason",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Food Services and Drinking Places","One","Food Preparation and Serving","$1,000,000 or more","Another household member makes most of the decisions","Excellent",20160929,20160902,20160827,23,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",4,"A one-family house attached to one or more houses","$75,000 to $84,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,1,0,3,"Working - as a paid employee",0,"White","White"
30178,,50203.7858,41517.7157,73270.8108,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","Refused","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Regularly worried","Less than High School degree","Certificate or technical degree","Refused","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$500,000 - $999,999","I make most of the decisions","Excellent",20160919,20160901,20160825,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30182,,,18987.0658,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"Moderate impact","No impact","No impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",750,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5700,0,0,5700,"No",30,"Yes","Yes",,"Yes","No","No","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","No","Better price","Convenience",,"Not available in local stores","Not available in local stores",,,"Convenience",,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Personal Care Services","One","Personal Care and Service","Under $5,000","I make most of the decisions","Good",20160909,20160902,20160826,33,"25-34","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Metro","Midwest","East-North Central","Rented for cash","mi",1,0,1,0,1,"Working - self-employed",0,"Black/African-American","Black"
30187,,36262.7273,31693.9328,53994.947,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1993,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","No","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,53,"Not important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","Yes","No",,,,"Convenience","Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160910,20160902,20160826,78,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
30192,,44970.5819,52539.2692,66914.7394,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","No","Yes","No","Yes","Paper check","No","No","No","Yes","No","Yes","Yes","No","It exceeded changes in living expenses","Severe impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",600,"Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial costs are much larger","No","Yes","No","No","No","Very important","Slightly important","Slightly important","Very important","Very important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No",,,,,,"No","No","No","Yes","No","No","No",0,"Probably Yes","Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No",,,,"Not available in local stores","Better price",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",6000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Social Assistance","One","Business and Financial Operations","Under $5,000","Another household member and I share in the decisions","Excellent",20160915,20160901,20160825,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",1,0,0,0,2,"Working - as a paid employee",0,"White","White"
30193,,27310.3923,23552.7623,40943.1542,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",947,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Physical sciences/math","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,63,"Not important","Not important","Not important","Not important","Not important","Yes","No","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","Yes","No","Better price","Not available in local stores",,"Better price","Better price",,"Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160905,20160828,20160825,74,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Not working - retired",0,"White","White"
30195,,,54004.5999,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","Yes","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"No impact","Minor impact","Minor impact","Minor impact","Severe impact","Minor impact",,"No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,0,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2010,"Yes","Yes","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Probably No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial costs are somewhat larger","Yes","Yes","No","Yes","Yes",,,,,,,"Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No",12000,0,0,12000,"No",0,"No","Yes",,"Yes","No","No","No","No","Yes",,,,,,,"No","No","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","No","Yes","No","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","No","Yes",200,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Moderate strain",,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Food and Beverage Stores","Three","Retail Sales","Under $5,000","I make most of the decisions","Very good",20161010,20160909,20160826,29,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$10,000 to $12,499","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30196,,43973.9565,50745.0389,65710.2261,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","Minor impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Refused","Refused","Refused","Refused","Yes","No","No",,,,,"Yes","No","Yes","Refused","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Not available in local stores",,,"Not available in local stores","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Refused","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",8000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Regularly worried","Sometimes worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Merchant Wholesalers, Durable Goods","One","Office and Administrative Support","Under $5,000","Another household member and I share in the decisions","Excellent",20160918,20160910,20160902,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,2,2,"Working - as a paid employee",0,"White","White"
30197,,203925.629,61830.5815,277298.423,"Fresh","No","No","No","Yes","Yes","Refused","No",,"Yes","Yes","Yes","No","Yes","No","Probably No","Yes","Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","Don’t know","No","Don’t know","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","Moderate impact","Moderate impact","Minor impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"Probably Yes","Yes","No","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No",,"No","Yes","No",,"No","No","No","No","No","No","No","Yes","No","No","Very good","Yes","No",,"Yes","Once","Once","Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Engineering","Financial benefits are somewhat larger",,,,,,,,,,,,"Very important","Slightly important","Very important","Slightly important","Moderately important","Slightly important","Slightly important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No",0,0,850,850,"Yes",0,"No","No",,"No","Yes","No","No","No","Still enrolled in the program",,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","No","No","Yes","No","Better quality","Better quality","Better price",,"Convenience",,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Food Services and Drinking Places","One","Food Preparation and Serving","$35,000 - $49,999","Another household member makes most of the decisions","Good",20160909,20160901,20160829,21,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Other, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,1,0,2,"Working - as a paid employee",0,"Asian","Asian"
30198,,29132.8513,22950.3184,43586.4019,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Refused","Somewhat worse off","Pretty well off financially","No","Yes","No","No","No","No","No","No","Yes","Retired","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Law","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,60,"Very important","Not important","Not important","Not important","Not important","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","Yes",,"$75,000 to $99,999","More than your income","Yes","No","No","No","Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","Yes","Yes","Yes","No","Yes","Convenience","Convenience",,,"Better price","Convenience","Convenience",,"Convenience","No","Yes","Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Miscellaneous Manufacturing","One","Business and Financial Operations","$1,000,000 or more","I make most of the decisions","Good",20160910,20160901,20160827,71,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - self-employed",0,"White","White"
30199,,18553.8376,22196.8582,28519.437,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Severe impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"Yes",1250,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","Yes","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Yes","No","No","No","No",0,"Probably Yes","Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","Better price","Better price",,"Better price",,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","Yes","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Other Professional, Scientific, and Technical Services","One","Sales Representative","$5,000 - $9,999","I make most of the decisions","Very good",20160915,20160901,20160825,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Divorced","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,2,1,"Working - as a paid employee",0,"2+ Races","Other"
30204,,,38619.2608,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","No","Student",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",3,2,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Definitely Yes","Yes","No","Yes","Yes","Yes","No",735,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","Yes","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Education","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",5000,0,800,5800,"No",58,"No","No",,"No","No","Yes","No","No","No",,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","Yes","No","Other reason","Better price",,"Better price",,,,"Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","Yes","Yes","No","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","Some college but no degree","Funds, Trusts, and Other Financial Vehicles","Two","Business and Financial Operations","Under $5,000","I make most of the decisions","Good",20160923,20160828,20160826,35,"35-44","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Never married","Metro","South","South Atlantic","Occupied without payment of cash rent","nc",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
30207,,,23187.5357,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,2000,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Don’t know","Refused",,,,,,,,,,,,"No","No","No",,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Very important","Very important","Very important","Very important","Very important","Very important","Very important","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","Refused","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Personal and Household Goods Repair and Maintenance","Four or more","Other (Please specify)","Under $5,000","I make most of the decisions","Excellent",20160913,20160913,20160825,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",3,"A building with 2 or more apartments","Less than $5,000","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,1,1,0,1,"Working - as a paid employee",0,"White","Hispanic"
30211,,69532.8119,68834.7942,102269.951,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","Minor impact","Minor impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",3230,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Computer/information sciences","Financial benefits are much larger",,,,,,,,,,,,"Very important","Moderately important","Slightly important","Slightly important","Slightly important","Slightly important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",70000,0,0,70000,"No",750,"Yes","No",,"No","Yes","Yes","No","No","No","Yes","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Better price",,"Better price","Convenience","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Some college but no degree","Graduate degree","Insurance Carriers and Related Activities","Two","Computer and Mathematical","$5,000 - $9,999","I make most of the decisions","Fair",20160928,20160828,20160828,38,"35-44","30-44","Some college, no degree","Some college","Hispanic","Male","Yes",4,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,1,1,0,2,"Working - as a paid employee",0,"White","Hispanic"
30212,,,16566.8821,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2002,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No","Convenience","Convenience",,,"Convenience",,,"Convenience",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160915,20160901,20160826,43,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","Northeast","New England","Rented for cash","me",0,0,0,1,1,"Not working - retired",0,"White","White"
30213,,74771.1269,23472.9758,109974.558,"Fresh","No","Yes","No","Yes","No","No","No",,"Yes","Yes","No","Yes","No","No","Probably Yes",,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","Don’t know","Yes","Yes","Yes","Don’t know","Yes","Deposit onto a reloadable prepaid card","No","Yes","No","Yes","Yes","Yes","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","Minor impact","No impact","No impact",,"No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","Yes","No","No","Just for fun (as a hobby)",3,"Refused","About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,,"No","Yes","No","No","No","No","No","No","No","No","Don’t know","Yes","Yes","Yes","Don’t know","Yes","Yes","Yes","Substantial difficulty",,"Don’t know",,,,,,,900,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Prepaid card","Don’t know","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",1800,0,0,1800,"No",0,"Yes","No",,"No","Yes","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Convenience",,,"Convenience",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Refused",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Other Information Services","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Fair",20160915,20160910,20160913,32,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","South","South Atlantic","Rented for cash","ga",0,0,1,1,3,"Working - as a paid employee",0,"White","White"
30215,,60605.1517,50661.0539,85981.9749,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"About the same","Does not apply","Not at all","Does not apply","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1100,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Other (Please specify):",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Not important","Very important","Not important","Not important","Not important","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","No",,"Convenience","Not available in local stores",,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Certificate or technical degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160902,20160901,20160825,76,"75+","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","White"
30217,,206751.991,63431.593,277298.423,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much better off","Somewhat worse off","Poor","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No",460,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","No",,"No","Some of the time","Most or all of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No",,,,"Not available in local stores",,,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","Yes","Yes",900,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Regularly worried","Regularly worried","Rarely worried","Graduate degree","Less than High School degree","Heavy and Civil Engineering Construction","One","Construction and Extraction","$35,000 - $49,999","I make most of the decisions","Very good",20160923,20160909,20160825,27,"25-34","18-29","No formal education","Less than high school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30222,,48483.4278,14685.415,72563.5582,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","No","Yes","No","Yes","No","Yes","No","No","No","Homemaker","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Refused","Refused","More","Somewhat","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Health","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","Yes","Yes",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","Convenience",,,"Convenience",,"Convenience",,"Better price",,"No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","A little strain","A little strain",,,,,,,,,,"Rarely worried","Never worried","Never worried","Rarely worried","High school degree or GED","High school degree or GED","Social Assistance","One","Health Care Support (such as nursing aide, orderly, dental assistant)","$75,000 - $99,999","I make most of the decisions","Very good",20160915,20160910,20160830,58,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - self-employed",0,"White","White"
30227,,,24865.6885,,"LMI oversample","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Much better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","No","No","Paper check","No","No","No","Yes","No","Yes","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,10,"More","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","Yes","Yes","Yes","No","No","No",450,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","No","No",,"Better price","Better price","Better price",,,,,,"No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","Two","Office and Administrative Support","$10,000 - $24,999","I make most of the decisions","Excellent",20160916,20160902,20160825,40,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","Northeast","New England","Rented for cash","ma",0,0,1,0,1,"Working - as a paid employee",0,"White","White"
30228,,208179.429,222165.365,277298.423,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","Somewhat better off","About the same","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Minor impact","Minor impact","Severe impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",0,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Good",20160903,20160911,20160906,21,"18-24","18-29","12th grade NO DIPLOMA","Less than high school","Hispanic","Male","No",5,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,5,"Not working - looking for work",0,"White","Hispanic"
30235,,33574.7474,12578.9071,51477.9263,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Good","Yes","No",,"No","Once","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,63,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Convenience",,,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","Refused","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Excellent",20160909,20160901,20160825,83,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$5,000 to $7,499","Divorced","Metro","South","South Atlantic","Occupied without payment of cash rent","fl",0,0,0,0,1,"Not working - retired",0,"White","White"
30238,,26048.4206,23759.9429,40173.0007,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much worse off","About average","No","Yes","No","Yes","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","Yes","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",2,5,"About the same","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1990,"Yes","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,1080,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"No","Yes","No",,"No","No","No","No","No","No","No","No","Yes","No","Poor","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","Yes","No","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No",,"Convenience","Better price","Better price","Not available in local stores","Not available in local stores",,"Convenience",,"No","Yes","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",5000,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","No","Substantial strain","Substantial strain",,,,"Moderate strain","Substantial strain",,"Moderate strain",,,"Never worried","Never worried","Sometimes worried","Never worried","High school degree or GED","Bachelor’s degree","Performing Arts, Spectator Sports, and Related Industries","One","Other professional","Under $5,000","I make most of the decisions","Very good",20160915,20160901,20160825,53,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$50,000 to $59,999","Separated","Metro","West","Pacific","Rented for cash","ca",0,0,1,1,1,"Working - self-employed",0,"White","White"
30239,,32217.1113,31872.0107,48613.2893,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1700,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Bachelor’s degree","No",,,"Law",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","Refused","Refused","Yes",,"No",,,,,"No","No","Yes","Yes","Yes","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","Yes",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Convenience","Better price","Better price","Better price","Better price","Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","Certificate or technical degree","Nursing and Residential Care Facilities","Two","Business and Financial Operations",,,"Very good",20160913,,20160827,56,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Working - self-employed",0,"White","White"
30241,,44998.6794,52436.0171,67264.4767,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably Yes",,"Doing okay","About the same","Much better off","It varied","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",3,1,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2016,"Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","A little difficulty",,"Probably Yes","Yes","No","Yes","Yes","Yes","No",1225,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","Yes","Professional degree (e.g. MBA, MD, JD)",,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","Yes","No","No","No","Very important","Very important","Very important","Very important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes",,,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience",,"Better price","Better price","Better price","Better price","Convenience",,"Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Advertising Agencies","One","Sales Representative","$10,000 - $24,999","I make most of the decisions","Excellent",20160916,20160902,20160826,25,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$125,000 to $149,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30249,,111521.105,128252.438,157353.03,"Fresh","Yes","Yes","Yes","Yes","Yes","Yes","No","All of the adult children living with me are not in school","Yes","Yes","Yes","Yes","Yes","No","Definitely Yes",,"Living comfortably","Much better off","Much better off","Pretty well off financially","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Self-employed","Work part-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","It failed to keep up with changing living expenses","Severe impact","Severe impact","Severe impact","Severe impact","Severe impact","Severe impact",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",19,19,"More","Very much","Very much","Very much","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1900,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"Yes",19,"Yes","Yes","Yes","Yes","Yes","Yes","Cash","Somewhat confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","Excellent","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Master’s degree",,"Humanities","Financial benefits are much larger",,,,,,,,,,,,"Very important","Very important","Very important","Very important","Very important","Very important","Very important","Very important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes",19,19,19,76,"Yes",1999,"Yes","Yes",,"Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","Yes","Yes","Yes","No",,,,,,,,,,,,19,"Very important","Very important","Very important","Very important","Very important","Yes","Yes",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"$200,000 or higher","More than your income","Yes","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","Yes","Yes","Yes","Yes","Yes",19,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Substantial strain","Substantial strain","Substantial strain","Substantial strain","Substantial strain","Substantial strain","Substantial strain","Substantial strain","Substantial strain","Substantial strain","Substantial strain","Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Less than High School degree","National Security and International Affairs","Four or more","Protective Service","$1,000,000 or more","I make most of the decisions","Excellent",20160909,20160901,20160826,40,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$250,000 or more","Never married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30252,,74882.2588,75806.209,107500.304,"Fresh","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","Yes","No","Definitely No","Yes","Finding it difficult to get by","Somewhat better off","Much better off","Poor","No","Yes","Yes","Yes","No","No","No","No","No","Not employed, but looking for a job","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No",,,"Yes","Yes","No","No",,"No impact","No impact","Minor impact","Moderate impact",,,"Employed part-time","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",30,10,"More","Somewhat","Somewhat","Somewhat","No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2000,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,1400,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial costs are much larger","No","No","No","No","Yes",,,,,,,"Very important","Moderately important","Slightly important","Slightly important","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","No",10000,0,0,10000,"Yes",0,"Yes","Yes",,"No","Yes","Yes","No","No","No","No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","Refused","No","No","No","No","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","Yes","No",,,,"Better price","Better price","Better price",,"Better price",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","No","No","Yes",0,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No","No","Substantial strain","Substantial strain","Substantial strain","Substantial strain","Substantial strain",,,"Substantial strain","Substantial strain",,,"Regularly worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Amusement, Gambling, and Recreation Industries","Three","Other professional","Under $5,000","Another household member and I share in the decisions","Poor",20160913,20160901,20160825,29,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A building with 2 or more apartments","$40,000 to $49,999","Living with partner","Metro","West","Pacific","Rented for cash","wa",0,0,0,0,3,"Working - self-employed",0,"White","White"
30253,,65051.8472,24744.333,94178.4503,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Severe impact","Severe impact","Severe impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,62,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",200,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160915,20160901,20160826,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$12,500 to $14,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,0,0,2,"Not working - retired",0,"White","White"
30255,,70909.714,22252.3029,106257.187,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much better off","It varied","No","No","Yes","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price","Better price","Better price","Better price","Better price",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160910,20160901,20160825,40,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,3,"Not working - disabled",0,"Black/African-American","Black"
30259,,,16529.7294,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Severe impact","Severe impact",,"No","No","Yes","No","No","Refused","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",12,10,"About the same","Very much","Very much","Very much","No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",1990,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,300,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","Yes","No","No","No",0,"Probably No","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","One","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160909,20160901,20160825,58,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$10,000 to $12,499","Divorced","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30261,,,16058.0368,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","No","No","Yes","No","No",400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Associate degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","Convenience","Convenience",,"Convenience","Convenience",,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Warehousing and Storage","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Good",20160910,20160901,20160825,56,"55-64","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30262,,67631.5779,69681.7802,99069.7916,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,1,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No",1455,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,"Better price","Better price","Not available in local stores","Better price","Better price","Better price",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No",,,,,"None",,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know",811000,"One","Installation, Maintenance, and Repair","Under $5,000","Another household member and I share in the decisions","Very good",20161012,20161012,20160825,34,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30266,,100099.156,32354.1093,143820.228,"Fresh","Refused","Yes","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Yes","Yes","Refused","Yes","Refused","No","Definitely No","Yes","Finding it difficult to get by","About the same","Somewhat worse off","About average","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Yes","Refused","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Refused","Severe impact","Severe impact","Refused",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","Yes","Yes","Yes","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"No","No","Yes","No","No","No","No","Yes","No","No","No",,,"Moderate strain",,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Fair",20160922,20160902,20160825,43,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","Less than $5,000","Divorced","Non-Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,1,0,1,3,"Not working - disabled",0,"White","White"
30267,,,22317.0481,,"LMI oversample","Yes","No","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Much better off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Deposit onto a reloadable prepaid card","No","No","Yes","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Don’t know",,,,,,,565,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Prepaid card","Not confident","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No",,"Yes","No","Yes",,"Yes","No","No","Yes","No","Yes","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Engineering","Financial costs are much larger","Yes","No","No","No","No",,,,,,,"Very important","Moderately important","Moderately important","Very important","Moderately important","Moderately important","Moderately important","No advice from person",,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","Yes","No",9000,0,1000,10000,"No",0,"Yes","No",,"Yes","Yes","No","No","No","No","No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","Yes","No",,,,"Convenience",,,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Utilities","One","Other (Please specify)","Under $5,000","I make most of the decisions","Fair",20160904,20160901,20160826,37,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$25,000 to $29,999","Living with partner","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
30268,,36676.9253,30832.211,54452.8125,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","Yes","Yes","No","No","No","Yes","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Definitely No",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Very important","Not important","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","No","No","No","No","No",,,"Not available in local stores","Not available in local stores",,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","Yes","No","Yes",2000,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","A little strain",,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member makes most of the decisions","Poor",20161018,20160901,20160826,68,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$75,000 to $84,999","Married","Metro","Northeast","New England","Rented for cash","nh",0,0,0,0,2,"Not working - retired",0,"White","White"
30269,,100238.426,102719.014,144512.202,"Fresh","No","No","No","No","Yes","Yes","No",,"No","No","No","No","Yes","No","Probably Yes",,"Just getting by","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","Yes","Yes","Yes","Yes","Yes","It was in-line with changes in living expenses","No impact","No impact","No impact","Moderate impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",1100,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Better price","Better price","Better price","Convenience","Better price","Better price","Convenience",,"Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Moderate strain",,,,,,,,"Moderate strain","Moderate strain",,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Crop Production","One","Other (Please specify)","$5,000 - $9,999","Another household member makes most of the decisions","Good",20160912,20160902,20160827,31,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","No",3,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","South","East-South Central","Rented for cash","tn",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
30270,,38503.4546,31883.342,56917.5514,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","Yes","Self-employed","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","Yes",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Doctoral Degree","No",,,"Life sciences",,,,,,,"Financial benefits are much larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,60,"Not important","Somewhat important","Not important","Not important","Not important","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","Yes","No",,"$150,000 to $199,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience","Convenience","Convenience","Convenience","Better price","Better price","Better price",,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","National Security and International Affairs","Four or more","Protective Service","$25,000 - $34,999","Another household member and I share in the decisions",,,20160901,20160825,65,"65-74","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30273,,51577.4452,58019.5782,76187.2005,"Fresh","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",3130,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","No","No","Yes","No",,"Not available in local stores","Convenience","Convenience",,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",220,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Food Manufacturing","One","Computer and Mathematical",,,"Very good",20160916,,20160916,48,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
30274,,50843.2734,49885.9418,75148.894,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Moderate impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,2,"About the same","Somewhat","Not at all","Somewhat","No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1944,"Yes","No","No","No","No","No","Mobile app","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","No","Yes","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price",,"Better price","Not available in local stores","Better price","Not available in local stores","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Sometimes worried","Never worried","Rarely worried","Certificate or technical degree","High school degree or GED","Ambulatory Health Care Services","Two","Health Technologist or Technician (such as paramedic, lab technician)","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160916,20160928,20160831,38,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,2,1,2,"Working - as a paid employee",0,"White","White"
30276,,70479.0505,22836.5623,102690.118,"Fresh","Yes","Yes","Yes","Refused","Refused","Refused","No","One or more of the adult children who live with me are in school","Yes","No","No","No","No","Yes","Definitely Yes",,"Doing okay","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","Yes","No","No","Cash","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"Not important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Very important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","Yes","No","Other reason","Better price",,"Better price","Not available in local stores",,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"None",,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Less than High School degree","Utilities","Two","Other (Please specify)","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160915,20160902,20160826,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",8,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",1,1,1,1,4,"Working - as a paid employee",0,"White","White"
30279,,114634.41,139755.933,161261.156,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","Yes","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","Yes","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1512,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,"Convenience",,,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","One","Food Preparation and Serving","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160914,20160903,20160903,48,"45-54","45-59","10th grade","Less than high school","Hispanic","Female","No",5,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,5,"Working - as a paid employee",0,"White","Hispanic"
30281,,,71080.2151,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Just getting by","About the same","About the same","It varied","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","Yes",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","To maintain existing job-related skills",10,100,"More","Somewhat","Very much","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Substantial strain",,,,,,,,"Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","High school degree or GED","Nonstore Retailers","Refused","Other Sales","Under $5,000","Another household member and I share in the decisions","Good",20160910,20160902,20160827,33,"25-34","30-44","12th grade NO DIPLOMA","Less than high school","White, Non-Hispanic","Male","No",2,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,2,"Working - self-employed",0,"White","White"
30288,,52779.3518,59952.9661,77989.264,"Fresh","Yes","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","Much better off","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","Yes","None",,"Definitely Yes","Yes","No","Yes","Yes","Yes","No",1800,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","Yes","No","Very important","Slightly important","Moderately important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",60000,0,0,60000,"No",1000,"No","No",,"No","No","Yes","No","No","Yes","No",,,,,,"Yes","Yes","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Bachelor’s degree","Refused","Support Activities for Agriculture and Forestry","One","Life, Physical, and Social Sciences","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160915,20160901,20160826,28,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$125,000 to $149,999","Living with partner","Metro","Northeast","New England","Rented for cash","ma",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30291,,20900.6026,16297.06,32143.1397,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2006,"No","No","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","No","No","Yes","No","No","No",2000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,66,"Somewhat important","Somewhat important","Somewhat important","Somewhat important","Very important","Yes","No",,"No","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Refused","Yes","Yes","Yes","No","No","No","No","No",,"Convenience","Not available in local stores","Convenience",,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",6500,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Rarely worried","Rarely worried","Rarely worried","Associate degree","Bachelor’s degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Very good",20160909,20160901,20160826,66,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$40,000 to $49,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - retired",0,"White","White"
30292,,32241.1296,33303.7702,48881.6872,"Fresh","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much worse off","About average","No","No","No","No","Yes","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1350,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,33,"Very important","Not important","Not important","Not important","Very important","No","No",,"Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","Yes","No","Yes","No",,,"Convenience","Convenience","Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Sometimes worried","Regularly worried","Rarely worried","Rarely worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Good",20160916,20160901,20160829,49,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,1,1,"Not working - retired",0,"White","White"
30293,,48173.3974,45401.6366,71707.4405,"Fresh","Yes","Yes","No","Yes","No","No","No",,"Yes","Yes","No","No","No","Yes","Probably No","Yes","Just getting by","About the same","Much worse off","About average","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Student","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Moderate impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",24,1,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","No","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"Associate degree","Yes","Associate degree",,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No","Moderately important","No advice from person","Slightly important","Slightly important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Refused","Very important","Refused","Very important","Very important","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No",,,,"Better price","Convenience",,"Convenience","Better price",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","Yes",2000,"Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No",,"No","No","No","Yes","No","No","No","No","Yes","No","No",,,,"A little strain",,,,,"Moderate strain",,,"Sometimes worried","Never worried","Never worried","Never worried","Certificate or technical degree","Some college but no degree","Civic and Social Organizations","Two","Management","$10,000 - $24,999","I make most of the decisions","Very good",20160914,20160902,20160829,34,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Male","No",7,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,2,1,4,"Working - self-employed",0,"White","White"
30303,,25892.4396,21393.4511,39272.3511,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,64,"Somewhat important","Very important","Somewhat important","Not important","Not important","Yes","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Convenience","Convenience",,"Convenience","Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160915,20160901,20160825,66,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - retired",0,"White","White"
30304,,104499.77,38959.752,149706.144,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","Yes","No","No","No","Probably No","No","Finding it difficult to get by","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Somewhat important","Yes","No",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Convenience",,"Convenience","Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",300,"Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160916,20160907,20160826,84,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Widowed","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
30308,,12895.9488,13224.8735,20412.6806,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","No","No","Better price","Not available in local stores",,"Better price","Convenience","Better price",,,,"No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",190,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","High school degree or GED","Architectural, Engineering, and Related Services","One","Architecture and Engineering","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160902,20160901,20160825,35,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","Yes",4,"A one-family house attached to one or more houses","$50,000 to $59,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","hi",0,0,2,0,2,"Working - as a paid employee",0,"2+ Races","Other"
30309,,60414.6633,73536.5149,88089.1034,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","About average","No","No","No","Yes","No","Yes","Yes","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Minor impact","Minor impact",,,"Employed full-time","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","To earn extra money to help family members",1,1,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Business/management","Financial benefits are much larger",,,,,,,,,,,,"Very important","Not important","Very important","Not important","Slightly important","Slightly important","Very important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Not available in local stores","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Regularly worried","Sometimes worried","Rarely worried","Sometimes worried","Bachelor’s degree","Bachelor’s degree","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160915,20160901,20160825,20,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - looking for work",0,"White","White"
30316,,43284.1134,15142.3035,64728.4219,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1979,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No",,,"Better price","Not available in local stores",,"Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"None","A little strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member makes most of the decisions","Very good",20160917,20160904,20160826,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - other",0,"White","White"
30319,,,92903.1362,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1991,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,550,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Somewhat important","Very important","Not important","Somewhat important","Not important","Yes","No","No","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Better price","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Poor",20160915,20160902,20160826,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Other, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","South Atlantic","Rented for cash","va",0,0,0,0,2,"Not working - retired",0,"American Indian or Alaska Native","Other"
30322,,47656.7004,54211.9905,70432.1226,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","Severe impact","Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,10,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1756,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Convenience","Convenience",,,,,,"Convenience",,"No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Printing and Related Support Activities","One","Precision Production (such as machinist, welder, baker, printer, tailor)","$250,000 - $499,999","Another household member and I share in the decisions","Very good",20160909,20160903,20160902,48,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30324,,,40707.6362,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","Yes","No","No","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",2,5,"About the same","Does not apply","Not at all","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","Yes","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",5000,0,200,5200,"No",0,"No","Yes",,"No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Refused","One","Other (Please specify)","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160909,20160901,20160829,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Working - self-employed",0,"White","Hispanic"
30325,,35432.205,28200.0126,52668.1122,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Much better off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Somewhat important","Somewhat important","Very important","Very important","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Convenience","Better price","Better price","Better price","Better price","Not available in local stores","Not available in local stores",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Regularly worried","Regularly worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$1,000,000 or more","I make most of the decisions","Good",20160909,20160828,20160828,62,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
30326,,,50819.5645,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Poor","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Once","Never","Professional degree (e.g. MBA, MD, JD)","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,60,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"No","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes",,"$5,000 to $14,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Certificate or technical degree","Social Advocacy Organizations","One","Other (Please specify)","$25,000 - $34,999","I make most of the decisions","Fair",20160909,20160901,20160826,89,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$12,500 to $14,999","Widowed","Metro","South","West-South Central","Occupied without payment of cash rent","tx",0,0,0,0,1,"Working - self-employed",0,"Asian","Asian"
30330,,62253.8681,62960.0449,91979.8344,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,925,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Vocational/technical training","Financial benefits are much larger","No","No","No","No","No",,,,,,,"Slightly important","Not important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Very important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Better price","Better price","Better price","Better price","Better price","Better price","Better price",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","One","Precision Production (such as machinist, welder, baker, printer, tailor)","Under $5,000","Another household member makes most of the decisions",,,20160901,20160826,37,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house attached to one or more houses","$60,000 to $74,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
30331,,37376.2483,33498.383,55825.0531,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,2,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",1995,"No","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Not important","Very important","Not important","Very important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Better price",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Associate degree","Hospitals","Two","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$5,000 - $9,999","Another household member and I share in the decisions","Very good",20160909,20160901,20160830,66,"65-74","60+","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$100,000 to $124,999","Divorced","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
30332,,12559.745,13791.6188,19751.601,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","Pretty well off financially","No","No","No","Yes","No","Yes","Yes","Yes","No","Student",,,,,,,,,,,,,,,,,"Yes","No","Yes","No",,"No impact","No impact","Moderate impact","Moderate impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","Yes","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",2400,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Cash","Somewhat confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Master’s degree","Yes","Doctoral Degree",,"Business/management",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","No","No","Not important","Slightly important","Not important","Slightly important","Moderately important","Very important","Very important","Very important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",80000,0,3500,83500,"No",100,"Yes","No",,"No","No","Yes","No","Yes","Yes","No","No",,,,,"No","No","Yes","Yes","No","No","No",,,"Slightly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","Convenience","Convenience",,"Convenience","Convenience","Convenience",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","No","Yes","No",,,"Yes","No","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","A little strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Fair",20160914,20160903,20160827,43,"35-44","30-44","Masters degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$50,000 to $59,999","Married","Metro","West","Pacific","Rented for cash","hi",0,0,0,0,1,"Not working - looking for work",0,"2+ Races","Other"
30335,,,12882.9975,,"LMI oversample","No","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Somewhat worse off","About the same","Poor","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Sometimes worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160909,20160830,20160827,58,"55-64","45-59","Some college, no degree","Some college","Hispanic","Female","Yes",3,"A building with 2 or more apartments","$7,500 to $9,999","Separated","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,1,2,"Not working - disabled",0,"White","Hispanic"
30338,,67375.5305,67382.0536,99495.597,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","No","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","Minor impact",,"No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,10,"More","Not at all","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2003,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,"No",1140,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","Yes","No","No","Yes","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No",,"Convenience",,,,"Not available in local stores","Better price",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Regularly worried","Sometimes worried","Regularly worried","Rarely worried","Some college but no degree","High school degree or GED","Paper Manufacturing","Two","Management","Under $5,000","I make most of the decisions","Good",20160910,20160901,20160826,38,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ct",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30341,,35891.4863,40286.6419,53407.0948,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1750,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","Yes","Yes","No","No","Yes","No","No","No",,"Yes","Yes","No",,"No","No","Yes","No","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Never","Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No","No advice from person","No advice from person","No advice from person","No advice from person","Not important","Moderately important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","Yes","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","No",,"Convenience",,,"Convenience","Convenience",,"Better price",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",2500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","One","Management","$50,000 - $74,999","I make most of the decisions","Very good",20160924,20160910,20160903,48,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30346,,36824.8297,37038.2838,55438.4071,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1845,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Better price","Better price","Better price","Better price","Convenience","Better price",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Graduate degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160915,20160901,20160828,38,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,1,0,2,"Not working - other",0,"White","White"
30349,,64418.4228,20877.4563,94928.9527,"Fresh","No","No","No","No","No","No","No",,"Refused","Refused","Refused","Refused","Yes","Yes","Probably Yes",,"Just getting by","About the same","About the same","It varied","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2016,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","Yes","No","Yes","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Regularly worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160916,20160924,20160902,47,"45-54","45-59","10th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","Less than $5,000","Divorced","Metro","West","Pacific","Occupied without payment of cash rent","or",0,0,0,0,2,"Not working - disabled",0,"White","White"
30350,,158047.235,206909.434,218181.555,"Fresh","No","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","No","No","No","No","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",8,2,"About the same","Not at all","Not at all","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely Yes","Yes","No","No","No","No","No",790,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Convenience","Convenience",,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Truck Transportation","One","Other (Please specify)","$10,000 - $24,999","I make most of the decisions","Excellent",20161009,20160906,20160830,42,"35-44","30-44","11th grade","Less than high school","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","Midwest","West-North Central","Rented for cash","mn",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
30352,,30359.9061,26824.4288,45458.702,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,800,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Certificate or technical degree","No",,,"Health","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No","Better price","Not available in local stores",,,"Convenience",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Hospitals","One","Health Technologist or Technician (such as paramedic, lab technician)","Under $5,000","I make most of the decisions","Very good",20160918,20160905,20160829,62,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Rented for cash","ne",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30354,,91314.4939,27090.6052,135047.851,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","Yes","No","No","No","Refused","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Severe impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,520,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Very important","Very important","Moderately important","Moderately important","Not important","Moderately important","Very important","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Excellent",20160902,20160828,20160826,24,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",3,"A mobile home","Less than $5,000","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",1,0,0,0,2,"Not working - other",0,"White","Hispanic"
30361,,68744.0675,82354.2839,99928.7894,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","About average","No","Yes","Refused","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1987,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,"Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","No","No","Yes","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Most or all of the time","Most or all of the time","Certificate or technical degree","No",,,"Undeclared","Financial costs are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Refused","No","No","Yes","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Refused","Yes","No","No","No","Yes",900,"Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Good",20160903,20160901,20160827,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",1,"A one-family house attached to one or more houses","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - self-employed",0,"Black/African-American","Hispanic"
30364,,40371.4833,34730.0995,60770.3751,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","Yes","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",2,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","Yes","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Education",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","No","Yes","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","Convenience","Convenience","Convenience","Convenience","Convenience",,,,,"Yes","No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Educational Services","One","Teacher, except college and university","$100,000 - $249,999","I make most of the decisions","Good",20160911,20160901,20160826,36,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30386,,69405.5308,27304.8276,103990.339,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Pretty well off financially","No","Yes","No","No","No","Refused","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","Yes","No",,"Moderate impact","No impact","No impact","No impact",,,"Employed part-time","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","To network/meet people",5,5,"Less","Not at all","Not at all","Not at all","Yes","Yes","Refused","No","Yes","Refused","Refused","Refused","Refused","Refused","No","I [PPMARITins2] pay rent.",2013,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Refused","No","Refused","Refused","Refused",888,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No","Moderately important","Moderately important","Refused","Moderately important","Moderately important","Moderately important","Moderately important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No",,,,,"Convenience",,"Better price",,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Social Advocacy Organizations","Two","Other professional","$10,000 - $24,999","Another household member and I share in the decisions","Excellent",20160915,20160901,20160828,31,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",3,"A building with 2 or more apartments","$15,000 to $19,999","Married","Metro","South","South Atlantic","Rented for cash","fl",1,0,0,0,2,"Working - self-employed",0,"Black/African-American","Black"
30387,,170101.532,164910.145,233319.795,"Fresh","Yes","No","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Direct-deposit into your bank account or credit union account","No","Refused","Yes","Refused","Yes","Yes","Yes","Refused",,"Refused","Refused","Refused","Moderate impact","Moderate impact","Moderate impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Refused","Yes","Refused","No","Yes","Yes","Refused","Refused","Refused","Refused","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,"No",3000,"Yes","No","No","No","No","Yes","Credit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Very good","Yes","No",,"Yes","Once","Never","Bachelor’s degree","No",,,"Computer/information sciences",,,,,,,"Financial costs are much larger","Refused","Yes","Refused","Refused","Refused","Very important","Refused","Moderately important","Very important","Very important","Refused","Refused","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","Yes","No","Yes","Yes","Yes",,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Refused","Refused","No","Refused","Refused","Refused","Refused","Refused",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Refused","Yes","Refused","Yes","Refused","Yes","Yes","Yes","No",,"Refused",,"Convenience",,"Convenience","Refused","Refused",,"Refused","Yes","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Data Processing, Hosting and Related Services","One","Management","$10,000 - $24,999","I make most of the decisions","Very good",20160903,20160902,20160828,27,"25-34","18-29","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","No",5,"A one-family house detached from any other house","$125,000 to $149,999","Living with partner","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,1,0,4,"Working - as a paid employee",0,"Asian","Asian"
30388,,,78454.8434,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",605,"Yes","Yes","No","No","No","Yes","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Some of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,70,"Refused","Very important","Refused","Somewhat important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","Better price",,,,"Not available in local stores",,,,,"Yes","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",300,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member and I share in the decisions","Good",20160910,20160902,20160827,74,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$30,000 to $34,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
30391,,,39871.4133,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","Yes","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,5,"More","Not at all","Not at all","Not at all","No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","Yes","Yes","Yes","Yes","No","No","Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Once","Once","Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",4000,0,0,4000,"No",0,"No","Yes",,"No","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160913,20160828,20160827,63,"55-64","60+","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Not working - looking for work",0,"Black/African-American","Black"
30394,,86372.3437,91534.606,123503.343,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably No","Yes","Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Yes","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2010,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,885,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Don’t know","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","Yes","No",,"No","No","No","No","No","No","Yes","No","No","No","Good","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial costs are much larger","No","Yes","No","Yes","No",,,,,,,"Moderately important","Slightly important","Refused","Slightly important","Slightly important","Not important","Moderately important","Slightly important",,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No",,"Do not have children or grandchildren",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Rail Transportation","One","Transportation and Material Moving","$100,000 - $249,999","I make most of the decisions","Good",20160917,20160917,20160902,30,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$150,000 to $174,999","Never married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30396,,123195.796,38479.264,174832.684,"Fresh","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","No","No","No","Definitely Yes",,"Just getting by","About the same","About the same","Poor","No","Yes","No","Yes","No","No","No","No","No","Not employed, but looking for a job","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,"Not employed and not looking for a job","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",20,5,"More","Not at all","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2002,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Other (Please specify):","Definitely Yes","No","No","No","No","No","Yes",900,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Moderate strain","Moderate strain",,,,,,,,,,"Rarely worried","Sometimes worried","Regularly worried","Rarely worried","Less than High School degree","Less than High School degree","Construction of Buildings","Two","Construction and Extraction","Under $5,000","Another household member and I share in the decisions","Good",20160909,20160902,20160827,50,"45-54","45-59","5th or 6th grade","Less than high school","Hispanic","Male","Yes",6,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,2,1,3,"Working - as a paid employee",0,"White","Hispanic"
30397,,,23187.5357,,"LMI oversample","Yes","Yes","No","No","Yes","No","No",,"No","No","No","No","No","No","Probably Yes",,"Finding it difficult to get by","About the same","About the same","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Minor impact","No impact",,,"Not employed, but looking for a job","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","[D10other]",50,59,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","Refused","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Very important","Moderately important","Not important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","Yes","No",,"No","No","Refused","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160915,20160902,20160827,28,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",4,"A building with 2 or more apartments","Less than $5,000","Living with partner","Metro","Northeast","New England","Occupied without payment of cash rent","ct",1,1,0,0,2,"Not working - disabled",0,"2+ Races","Hispanic"
30400,,50197.8535,56425.9657,74099.2543,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Probably No","Yes","Just getting by","Somewhat worse off","About the same","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income","Refused","Refused","About the same","Very much","Very much","Very much","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","Yes","No","No","No",,,,,,,,,,,"Probably Yes","Yes","Yes","Yes","Refused","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Master’s degree","No",,,"Education",,,,,,,"Financial costs are much larger","No","No","No","No","No","Very important","Very important","Very important","Very important","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",40000,0,5000,45000,"No",500,"No","No",,"No","No","Yes","No","Yes","Yes",,,,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","Yes","Yes","No",,,,"Better price",,"Better price","Better price","Better price",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","Yes","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member makes most of the decisions","Good",20160909,20160901,20160829,27,"25-34","18-29","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$85,000 to $99,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,5,"Not working - looking for work",0,"White","White"
30402,,98262.7456,34746.4037,142561.257,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1900,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Somewhat important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","Yes","No","No","No",,,,"Better price","Better price","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160916,20160902,20160828,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Other, Non-Hispanic","Female","No",2,"A building with 2 or more apartments","$25,000 to $29,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Not working - retired",0,"Asian","Asian"
30403,,42085.1586,37015.118,63485.8376,"Fresh","No","No","No","No","No","Yes","No",,"No","No","No","No","Yes","No","Probably Yes",,"Doing okay","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",12,3,"About the same","Does not apply","Not at all","Not at all","No","Yes","Yes","No","Yes","Yes","No","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2013,"Yes","Yes","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","No","Yes","Yes","Yes","No",700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","No advice from person","No advice from person","No advice from person","Very important","No advice from person","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",25000,0,0,25000,"No",300,"No","No",,"No","Yes","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Other reason","Not available in local stores","Not available in local stores","Not available in local stores","Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Don’t know","Support Activities for Agriculture and Forestry","One","Farming, Forestry, and Fishing",,,"Very good",20160916,,20160827,30,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$60,000 to $74,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30406,,71636.4411,67663.506,103925.836,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It exceeded changes in living expenses","Minor impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",4,25,"About the same","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No",2500,"Yes","Yes","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","Yes","No","No","No","Moderately important","Moderately important","Not important","Not important","Not important","Very important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","Yes","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Better price","Better price","Better price","Convenience","Convenience","Convenience",,"No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Management, Scientific, and Technical Consulting Services","One","Management","$35,000 - $49,999","I make most of the decisions","Very good",20160919,20160906,20160829,30,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","md",1,1,0,0,2,"Working - as a paid employee",0,"White","White"
30412,,,8262.0312,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat better off","Poor","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","Severe impact",,,"Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,5,"Less","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,550,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Education","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,"No advice from person","No advice from person","Moderately important","No advice from person","Moderately important","Very important","No advice from person","No advice from person",,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","No","Yes","No","Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Substantial strain","Moderate strain",,,,,,,,"Regularly worried","Sometimes worried","Regularly worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160915,20160915,20160827,30,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$7,500 to $9,999","Living with partner","Metro","South","South Atlantic","Rented for cash","fl",1,0,2,0,2,"Not working - other",0,"White","White"
30419,,41041.1329,38002.0121,61506.9209,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,1,"About the same","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","No","Yes","Yes","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Doctoral Degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","Yes","Yes","No","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Refused","Yes","Refused","Refused","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Convenience","Better price","Better price",,"Better price","Convenience","Convenience","Convenience",,"No","Yes","Yes","No","Yes","No","Yes","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"A little strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Religious Organizations","One","Other professional","$35,000 - $49,999","I make most of the decisions","Very good",20160916,20160903,20160901,40,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Occupied without payment of cash rent","va",1,1,0,0,2,"Working - as a paid employee",0,"White","White"
30420,,37510.686,14757.8346,56352.2141,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","No","No","No","No","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably No",,,,,,,203,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Humanities","Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked",,,"Poor",20161010,,20161010,70,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Male","No",1,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Metro","Northeast","New England","Rented for cash","ct",0,0,0,0,1,"Not working - disabled",0,"White","White"
30422,,23906.3605,19130.1201,36106.4244,"Fresh","No","No","Yes","No","No","No","No","Refused",,,,,,,,,"Living comfortably","About the same","Much better off","It varied","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",3,10,"About the same","Not at all","Not at all","Somewhat","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1976,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","Yes","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,67,"Refused","Somewhat important","Not important","Very important","Not important","Yes","No",,"Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","Yes",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked","$500,000 - $999,999","I make most of the decisions","Good",20160916,20160901,20160827,85,"75+","60+","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Widowed","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,2,"Not working - retired",0,"White","White"
30430,,74771.1269,23472.9758,109974.558,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","About the same","About average","Yes","No","Yes","Yes","No","No","No","No","No","Not employed, but looking for a job","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","No","Deposit onto a reloadable prepaid card","No","No","No","No","Yes","Yes","No","Yes",,"Severe impact","No impact","Moderate impact","No impact","Moderate impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Substantial difficulty",,"Definitely Yes","No","No","Yes","Yes","No","Yes",500,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Prepaid card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Health","About the same financial benefits and financial costs","No","Yes","No","No","No",,,,,,,"Moderately important","Moderately important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",0,0,0,0,"No","Refused","No","Yes",,"Yes","No","No","No","No","Yes","No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","No","Yes","Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Other reason","Other reason","Other reason","Other reason","Other reason",,,"Other reason",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","Substantial strain","Moderate strain","Substantial strain",,,,,"Moderate strain",,,,"Regularly worried","Regularly worried","Sometimes worried","Never worried","Less than High School degree","High school degree or GED","Warehousing and Storage","One","Refused","Under $5,000","I make most of the decisions","Good",20160916,20160903,20160829,34,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",6,"A one-family house detached from any other house","$10,000 to $12,499","Married","Metro","South","West-South Central","Occupied without payment of cash rent","tx",0,1,1,2,2,"Working - as a paid employee",0,"White","White"
30431,,,15174.6512,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably No","Yes","Just getting by","About the same","Somewhat worse off","Poor","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","Other reason","Other reason",,"Other reason","Convenience",,"Convenience",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","Refused","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked",,,"Fair",20161006,,20160930,45,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$7,500 to $9,999","Never married","Non-Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,2,"Not working - disabled",0,"White","White"
30433,,,21025.5198,,"LMI oversample","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Definitely Yes",,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,525,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","Refused","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Very important","Not important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",150,"No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160922,20161004,20160922,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Non-Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,3,"Not working - retired",0,"White","White"
30442,,87346.6457,27759.1967,126913.582,"Fresh","No","No","No","No","Yes","Yes","No",,"Yes","No","No","No","Yes","No","Definitely No","No","Finding it difficult to get by","About the same","Much better off","It varied","No","No","No","Yes","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Refused",,"No impact","No impact","Severe impact","No impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","To earn money as a primary source of income",62,100,"About the same","Not at all","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","No","Yes","Yes","Yes",30,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Sometimes worried","Regularly worried","Don’t know","Don’t know","Civic and Social Organizations","Three","Other (Please specify)","Not sure","Another household member makes most of the decisions","Fair",20160915,20160901,20160827,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A mobile home","Less than $5,000","Never married","Metro","South","East-South Central","Occupied without payment of cash rent","tn",0,0,0,0,2,"Working - self-employed",0,"White","White"
30448,,135250.9,45102.4398,192616.569,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","Yes","No","No","No","Definitely Yes",,"Doing okay","About the same","Much better off","About average","No","Yes","Yes","No","No","No","No","No","No","Self-employed","Work as a consultant/contractor","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No",,,"Yes","No","No","No",,"Moderate impact","Moderate impact","No impact","Minor impact",,,"Temporarily laid off","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Substantial difficulty",,"Definitely Yes","No","Yes","No","Yes","No","No",650,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Better price","Better price","Better price","Better price","Better price",,,"Better price",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","No","No","No",,,"No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","One","Building and Grounds Cleaning and Maintenance",,,,,,20160831,33,"25-34","30-44","10th grade","Less than high school","Black, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","Less than $5,000","Living with partner","Metro","South","South Atlantic","Rented for cash","fl",0,0,1,0,3,"Working - self-employed",0,"Black/African-American","Black"
30449,,119937.364,38268.2351,173526.87,"Fresh","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","Yes","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","About the same","It varied","Yes","No","No","No","No","No","No","Yes","No","Disabled and not working","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","No","Yes","Yes","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Severe impact","No impact","No impact","No impact",,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",20,10,"About the same","Does not apply","Not at all","Somewhat","No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2013,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,1600,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Probably No",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","No","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Educational Services","One","Other (Please specify)",,,"Fair",20161002,,20160908,42,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",3,"A one-family house attached to one or more houses","$12,500 to $14,999","Separated","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
30451,,188032.906,222165.365,254560.142,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No",1100,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Yes","No","No","Yes","Yes","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Convenience","Convenience","Convenience","Convenience","Convenience",,"Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Never worried","Never worried","Certificate or technical degree","Certificate or technical degree","Merchant Wholesalers, Durable Goods","One","Other professional",,,,,,20160901,29,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
30453,,25746.7619,27640.6253,38743.2251,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2004,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","No","No",,,,,,"Convenience","Convenience",,,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Hospitals","One","Medical Doctor (such as physician, surgeon, dentist, veterinarian)","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160904,20160925,20160915,31,"25-34","30-44","Professional or Doctorate degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$250,000 or more","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,2,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
30455,,43627.5715,45930.2315,64974.4553,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","Moderate impact","Minor impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Never","Master’s degree","No",,,"Education",,,,,,,"Financial costs are somewhat larger","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Not available in local stores",,"Better price",,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Good",20160916,20160906,20160830,35,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$85,000 to $99,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,2,0,0,2,"Not working - other",0,"White","White"
30459,,,33938.7769,,"LMI oversample","Refused","Refused","Refused","Refused","Refused","Yes","No",,"Refused","Refused","Refused","Refused","Refused","Yes","Definitely No","Yes","Just getting by","About the same","Much worse off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Refused","Refused","Moderate impact","Refused",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","Yes","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","Yes","Yes",,"No","Refused","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Graduate degree","Not asked","Not asked","Not asked",,,"Good",20161004,,20160909,59,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
30461,,43973.9565,50745.0389,65710.2261,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","[D10other]",2,1,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1300,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","Better price","Better price","Better price","Better price",,"Convenience","Better price","Convenience",,"Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",200,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Mining (except Oil and Gas)","One","Business and Financial Operations","$100,000 - $249,999","I make most of the decisions","Good",20160916,20160905,20160831,46,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Divorced","Metro","West","Mountain","Owned or being bought by you or someone in your household","id",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30462,,,16187.1201,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","About the same","Pretty well off financially","Yes","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","No",,,,,,,,,"No",1011,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"Bachelor’s degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","Yes",0,"Definitely Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","Yes","Yes","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","No",,"Convenience",,"Convenience","Convenience",,"Convenience","Better price",,"No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",9545,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Graduate degree","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","One","Other (Please specify)","Under $5,000","I make most of the decisions","Excellent",20160916,20160901,20160828,32,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Living with partner","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30466,,61951.5231,71626.8067,90923.2721,"Fresh","Yes","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely Yes",,"Doing okay","Much better off","About the same","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No",,"No impact","No impact","Severe impact","Moderate impact",,,"Employed full-time","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","To earn extra money to help family members",0,0,"Less","Very much","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes",,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No",,"I did not want to cause trouble with the landlord","Definitely Yes","Yes","Yes","Yes","Yes","No","No",400,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Refused","Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,"Very important","Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No",14000,0,0,14000,"No",0,"Yes","Yes",,"No","Yes","No","No","No","No","No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","Convenience",,,,,,,"Convenience",,"Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160916,20160901,20160828,28,"25-34","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",3,"A building with 2 or more apartments","$50,000 to $59,999","Living with partner","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,0,3,"Not working - looking for work",0,"White","White"
30469,,45968.829,15112.7613,68865.0478,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","No","Probably Yes",,"Finding it difficult to get by","Somewhat worse off","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2001,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,61,"Very important","Not important","Not important","Not important","Somewhat important","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No",,,,"Substantial strain",,,,"A little strain",,,,"Never worried","Never worried","Never worried","Regularly worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked",,,"Very good",20161016,,20160829,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$35,000 to $39,999","Married","Non-Metro","Midwest","West-North Central","Rented for cash","ia",0,0,0,0,4,"Not working - retired",0,"White","White"
30471,,70739.5741,21820.0398,104160.699,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much better off","Poor","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","Yes","Yes","No",,"No impact","No impact","Moderate impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","Yes","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",40,10,"More","Does not apply","Somewhat","Somewhat","No","Yes","No","No","No","No","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","Yes","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No",,,,"Probably Yes","No","No","No","Yes","No","No",450,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","Yes","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",42000,0,1500,43500,"No",150,"No","Yes",,"No","Yes","Yes","No","No","No",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No",,,,,"Better price",,"Not available in local stores",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","No","Yes",500,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","Administrative and Support Services","Four or more","Office and Administrative Support","Under $5,000","I make most of the decisions","Fair",20160920,20160901,20160828,32,"25-34","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$30,000 to $34,999","Never married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
30472,,52341.1164,48052.13,77008.1952,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","Yes","Refused","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"More","Not at all","Does not apply","Does not apply","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No",,"Better price","Other reason","Convenience","Convenience",,"Convenience",,,"Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Refused","Other (Please specify)",,,"Poor",20161019,,20160828,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",1,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
30474,,,16463.9482,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"No","No","Yes","No","No","No","Probably Yes",,"Finding it difficult to get by","About the same","About the same","Poor","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Severe impact","Moderate impact","Severe impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1970,"No","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",14000,0,0,14000,"No",0,"Yes","Yes",,"Yes","Yes","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","Yes","No",,,,"Convenience",,,,"Other reason",,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions",,,20160830,20160829,55,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",4,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","Midwest","East-North Central","Occupied without payment of cash rent","wi",0,0,0,0,4,"Not working - looking for work",0,"White","Hispanic"
30479,,74826.4746,72547.2309,106910.045,"Fresh","Yes","No","No","Yes","Yes","No","No",,"Yes","No","No","No","Yes","No","Probably No","Yes","Doing okay","Somewhat worse off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","No","No","No","Paper check","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","Yes","Bachelor’s degree",,"Computer/information sciences",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No","Very important","Slightly important","Slightly important","Slightly important","Slightly important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",49000,0,0,49000,"No",0,"Yes","No",,"No","Yes","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","Yes","No","No","No",0,"Probably Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Convenience","Convenience","Better price","Better price","Better price",,"Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Food and Beverage Stores","One","Food Preparation and Serving",,,"Very good",20161006,,20161001,26,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",6,"A one-family house detached from any other house","$125,000 to $149,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",2,0,0,0,4,"Working - as a paid employee",0,"White","White"
30480,,,48059.8824,,"LMI oversample","Yes","Yes","No","Yes","No","No","No",,"Yes","Yes","Yes","No","No","No","Definitely Yes",,"Living comfortably","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","Moderate impact","Minor impact","Minor impact","Minor impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",550,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","Yes","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,"Moderately important","Slightly important","Slightly important","Moderately important","Slightly important","Slightly important","Slightly important","Slightly important","No","Yes","Yes","Yes","Yes","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","Yes","Yes","Yes","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Water Transportation","One","Other (Please specify)",,,,,,20160831,24,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",3,"A building with 2 or more apartments","$12,500 to $14,999","Separated","Metro","South","West-South Central","Rented for cash","tx",0,2,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
30486,,26025.3204,25370.0789,40008.0682,"Fresh","No","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No","[D10other]",10,6,"About the same","Does not apply","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","Yes",,"$50,000 to $74,999","More than your income","No","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","Yes","Yes","Yes","No","Yes","No",,"Convenience",,"Better price","Convenience","Better price",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","No","No","Yes",4000,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,"A little strain",,,,,,"Moderate strain",,,,"Rarely worried","Never worried","Rarely worried","Never worried","Some college but no degree","Bachelor’s degree","Religious Organizations","Two","Management","Under $5,000","I make most of the decisions","Good",20160910,20160901,20160829,49,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
30488,,111312.134,31727.5173,158771.628,"Fresh","Yes","Yes","No","Yes","Yes","No","No",,"Yes","Yes","No","No","No","No","Probably No","Yes","Just getting by","Somewhat better off","About the same","About average","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No",,"Not available in local stores",,,"Convenience",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160915,20160901,20160829,25,"25-34","18-29","11th grade","Less than high school","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$5,000 to $7,499","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,1,0,1,3,"Not working - other",0,"White","White"
30498,,,16509.7917,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","Severe impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,715,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are much larger","Yes","No","Yes","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",100000,0,0,100000,"No",300,"No","No",,"No","Yes","Yes","No","Yes","Yes",,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Definitely No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Educational Services","Two","Teacher, college and university","Under $5,000","I make most of the decisions","Very good",20160915,20160901,20160829,42,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",1,"A building with 2 or more apartments","$35,000 to $39,999","Never married","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30499,,31194.2024,26029.8249,46736.9591,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",645,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Refused",,,,,,,"About the same financial benefits and financial costs","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Not important","Very important","Not important","Not important","Not important","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No",,"Convenience",,,,"Convenience",,,,"No","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","$75,000 - $99,999","Another household member makes most of the decisions","Excellent",20160916,20160901,20160830,80,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
30502,,,21427.8194,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Probably Yes",,"Finding it difficult to get by","Much worse off","About the same","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No",,,,"Definitely No",,,,,,,550,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","No","Yes",,"No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Moderate strain","Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked",,,"Good",20160916,,20160909,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A mobile home","$15,000 to $19,999","Separated","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,3,"Not working - disabled",0,"White","White"
30503,,56127.9176,60837.328,82747.9963,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,1,"Less","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2016,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",985,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","Yes","No",,"Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Machinery Manufacturing","One","Business and Financial Operations","$250,000 - $499,999","I make most of the decisions","Excellent",20160915,20160905,20160901,33,"25-34","30-44","Masters degree","Bachelor's degree or higher","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
30505,,123086.544,37211.9051,174114.899,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","No","No","No","No","No","No","No","No","No","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1998,"Yes","No","Yes","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,775,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Convenience",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","High school degree or GED","Administration of Economic Programs","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Very good",20160917,20160902,20160830,49,"45-54","45-59","11th grade","Less than high school","Hispanic","Female","No",1,"A building with 2 or more apartments","$30,000 to $34,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
30506,,39908.8464,39568.7763,59422.177,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No",650,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","High school degree or GED","Educational Services","One","Teacher, except college and university","Under $5,000","Another household member and I share in the decisions","Good",20160916,20160907,20160901,42,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","la",0,0,1,1,2,"Working - as a paid employee",0,"White","White"
30507,,,20090.3582,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","Yes","No","Definitely Yes",,"Doing okay","Somewhat better off","Somewhat better off","About average","No","No","No","No","No","Yes","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Minor impact","Moderate impact","Moderate impact","Minor impact",,,"Not employed, but looking for a job","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","To earn money as a primary source of income",20,10,"More","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"Bachelor’s degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Better quality","Better quality",,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","No","No","No","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",0,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Refused",20160924,20161015,20160923,36,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$5,000 to $7,499","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
30508,,40311.8706,36096.4729,59949.9539,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",1,1,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","Refused","No","No",,,,,,,"Very important","Very important","Very important","Very important","Very important","Very important","Very important","Refused",,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,59,"Not important","Very important","Somewhat important","Refused","Refused","Yes","Refused","Refused","Refused","Yes","Yes","Yes","No","No","Refused","No","Refused","Refused","Refused","Yes","Yes","Refused","Refused","Refused","Yes",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","No","Yes","No","No","No",,"Convenience","Convenience","Convenience",,"Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","Refused","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Refused","No","Refused","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked",,,,,,20160902,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,1,"Not working - retired",0,"White","White"
30509,,,37819.6226,,"LMI oversample","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Probably Yes",,"Finding it difficult to get by","About the same","About the same","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","More than a month in advance","Yes","Yes","Don’t know","Yes","Yes","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","Minor impact","Severe impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",522,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","Yes","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","No","No","No","Yes",250,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Clothing and Clothing Accessories Stores","One","Retail Sales","Under $5,000","I make most of the decisions","Good",20160917,20160926,20160901,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,1,0,3,"Working - as a paid employee",0,"Black/African-American","Black"
30512,,177240.021,222165.365,248861.141,"Fresh","No","No","No","Yes","Yes","No","No",,"No","No","No","No","No","Yes","Probably No","Yes","Just getting by","About the same","Somewhat better off","About average","No","No","No","Yes","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","Yes","No","No","No","No","No","No","No","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Life sciences","Financial costs are somewhat larger",,,,,,,,,,,,"Very important","Moderately important","Slightly important","Moderately important","Moderately important","Slightly important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"Yes",-2,"No","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"No","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Rarely worried","Bachelor’s degree","Graduate degree","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160915,20160909,20160901,18,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Other, Non-Hispanic","Female","No",6,"A one-family house detached from any other house","$100,000 to $124,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","or",0,0,0,2,4,"Not working - looking for work",0,"Asian","Asian"
30518,,55545.1646,17849.9186,82812.6762,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Don’t know","Don’t know","Don’t know","Yes","No",,"Other (Please specify):","Probably Yes","Yes","Yes","Yes","Yes","Yes","Refused",750,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"Bachelor’s degree","No",,,"Humanities",,,,,,,"Financial costs are much larger","No","Yes","No","No","No","Very important","Slightly important","Moderately important","Moderately important","Moderately important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",85000,0,0,85000,"No",0,"Yes","No",,"No","No","Yes","No","No","Yes",,,,,,,"Yes","No","No","Yes","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","No","Yes","No",,"Convenience","Convenience",,,"Convenience",,"Convenience",,"Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Graduate degree","High school degree or GED","Ambulatory Health Care Services","One","Other professional","Under $5,000","I make most of the decisions","Very good",20160915,20160909,20160901,24,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30521,,15183.2557,15636.7862,23566.033,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Refused","Refused","Refused","Refused","Refused","Refused",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",1150,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Do not have children or grandchildren",,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Better price","Better price","Better price","Better price",,"Better price",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Associate degree","Associate degree","Hospitals","One","Health Technologist or Technician (such as paramedic, lab technician)","$50,000 - $74,999","I make most of the decisions","Fair",20160915,20160909,20160904,34,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
30522,,,24608.9935,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","Yes","None",,"Definitely No",,,,,,,425,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Very important","Not important","Not important","Not important","Somewhat important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Sometimes worried","Less than High School degree","Bachelor’s degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160917,20160910,20160902,70,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$12,500 to $14,999","Divorced","Metro","West","Mountain","Rented for cash","az",0,0,0,0,1,"Not working - retired",0,"White","White"
30523,,,37525.8849,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","Yes","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","No","No",,,,"Definitely No",,,,,,,260,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Very important","Refused","Refused","Refused","Refused","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"Convenience","Convenience",,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked",,,"Fair",20160915,,20160902,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Widowed","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
30529,,64999.7596,19932.9641,95945.2239,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","Yes","No","No","No",,"Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",80,45,"About the same","Very much","Very much","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No",,,,"Don’t know",,,,,,,750,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"Yes","No","Yes",,"No","No","No","No","No","No","Yes","No","No","No","Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No","Don’t know","Definitely Yes","Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","Better price","Better price",,,,,,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Substantial strain","Moderate strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Graduate degree","Oil and Gas Extraction","Two","Business and Financial Operations",,,,,,20160901,32,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,2,1,0,2,"Working - as a paid employee",0,"White","White"
30530,,69660.0586,70453.1675,100403.326,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",2200,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",1300,0,0,1300,"No",200,"No","No",,"No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Better price","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","High school degree or GED","Insurance Carriers and Related Activities","One","Sales Representative","$75,000 - $99,999","I make most of the decisions","Very good",20160915,20160909,20160901,33,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
30532,,41079.5923,39856.5919,61071.5318,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"Severe impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Refused","Yes","Yes","No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Better price",,"Better price","Better price","Better price","Better price",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","No","No","No","No","No","Yes",1800,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Substantial strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Graduate degree","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$50,000 - $74,999","Another household member and I share in the decisions","Good",20160917,20160910,20160902,41,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,3,0,2,"Working - as a paid employee",0,"White","White"
30534,,45619.961,48620.8379,67734.4096,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Severe impact","No impact","No impact","No impact","Severe impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No",1428,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Education","Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","Not available in local stores","Better price",,,,"Better price",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Refused","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","Yes","No","Yes",400,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Regularly worried","Regularly worried","High school degree or GED","Associate degree","Educational Services","One","Teacher, except college and university",,,"Very good",20160922,,20160914,32,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
30535,,48855.3002,58148.4626,72072.6378,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",15,5,"Less","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",857,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",10000,0,0,10000,"Yes",-2,"No","No",,"No","No","Yes","No","No","Yes","No",,,,,,"Yes","No","No","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","No",,"Convenience",,,,"Convenience","Convenience","Convenience",,"No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",494,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Bachelor’s degree","High school degree or GED","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","Two","Business and Financial Operations","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160922,20160909,20160901,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30537,,,101081.076,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"No","No","No","No","No","No","Probably No","No","Just getting by","About the same","Much worse off","About average","No","No","No","No","Yes","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1995,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160915,20160909,20160901,35,"35-44","30-44","7th or 8th grade","Less than high school","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,3,"Not working - other",0,"White","White"
30540,,36249.7752,13581.2106,54585.5707,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Very important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Better price","Better price","Better price","Better price","Better price","Better price",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",3000,"No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked",,,,,,20160904,63,"55-64","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,1,0,3,"Not working - retired",0,"White","White"
30544,,,10090.236,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Don’t know","Yes","Don’t know","Don’t know","No","No","Deposit onto a reloadable prepaid card","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Minor impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2004,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,950,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Prepaid card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Vocational/technical training","Financial costs are much larger","Refused","Refused","Refused","No","Refused",,,,,,,"Slightly important","Not important","Not important","Not important","Not important","Not important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",17000,0,0,17000,"No",0,"Yes","Yes",,"Yes","No","No","No","No","Yes",,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Regularly worried","Regularly worried","Some college but no degree","Less than High School degree","Construction of Buildings","One","Construction and Extraction",,,,,,20160903,49,"45-54","45-59","Some college, no degree","Some college","2+ Races, Non-Hispanic","Male","No",1,"A building with 2 or more apartments","$25,000 to $29,999","Divorced","Metro","Northeast","New England","Rented for cash","nh",0,0,0,0,1,"Working - as a paid employee",0,"2+ Races","Other"
30550,,,123598.2,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","Yes","No","No","No","Probably No","Yes","Doing okay","Somewhat better off","Somewhat better off","Poor","No","No","No","No","No","No","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1999,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably Yes","No","No","Yes","Yes","Yes","No",624,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Debit card","Don’t know","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Very good","Yes","No",,"No","Some of the time","Some of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Very important","Very important","Somewhat important","Somewhat important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$0 to $4,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No",,"Not available in local stores","Convenience","Convenience","Convenience","Better price",,,,"No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","No",,"No","No","No","No","No","Yes","No","Yes","Yes","No","No",,,,,,"None",,"A little strain","None",,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked",,,"Fair",20160927,,20160912,80,"75+","60+","1st, 2nd, 3rd, or 4th grade","Less than high school","Black, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$10,000 to $12,499","Living with partner","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Not working - retired",0,"Black/African-American","Black"
30551,,,14790.3479,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","Poor","No","Yes","No","Yes","No","No","Yes","Yes","No","Disabled and not working","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","No","No","Yes","No","No","No",306,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Refused","Refused","Refused","Yes","Refused","Yes","Refused","Refused","No",,,,"Convenience",,"Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",300,"No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Bachelor’s degree","Don’t know","Other Information Services","One","Other (Please specify)","$5,000 - $9,999","I make most of the decisions","Excellent",20160919,20160909,20160901,36,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"Boat, RV, van, etc.","$7,500 to $9,999","Never married","Metro","West","Mountain","Occupied without payment of cash rent","az",0,0,0,0,1,"Working - self-employed",0,"White","White"
30552,,,39912.0356,,"LMI oversample","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Don’t know","Yes","Don’t know","No","Paper check","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2001,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",950,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Business, Professional, Labor, Political, and Similar Organizations","One","Office and Administrative Support","Under $5,000","Another household member and I share in the decisions","Very good",20160920,20161002,20160905,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",4,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,1,1,2,"Working - as a paid employee",0,"White","Hispanic"
30554,,32982.5025,29688.2564,48962.7337,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Refused","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1986,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",600,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Associate degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","No","No",,"Convenience",,,"Refused",,"Convenience",,,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1500,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Educational Services","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Excellent",20160915,20160911,20160903,61,"55-64","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30555,,,123598.2,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","No","Yes","No","No","No","Definitely No","Yes","Just getting by","About the same","About the same","Poor","No","No","No","No","No","Yes","No","Yes","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1968,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",0,"Yes","Yes","Yes","No","No","No","Debit card","Somewhat confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,59,"Not important","Not important","Not important","Not important","Very important","Yes","No",,"Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No",,"$5,000 to $14,999","More than your income","No","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No","Convenience",,,"Convenience",,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",0,"Yes","Yes","No","Yes","No","No","No","No","No","Yes","No","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Regularly worried","Regularly worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160921,20160910,20160905,79,"75+","60+","12th grade NO DIPLOMA","Less than high school","Black, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
30557,,25865.0004,22452.5446,38992.1153,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","Bachelor’s degree","No",,,"Education",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No",,,,,,,,,,,,65,"Not important","Somewhat important","Somewhat important","Somewhat important","Not important","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","Yes","No","No","No",,"Not available in local stores","Not available in local stores",,,"Convenience",,,,"No","No","No","No","No","Yes","No","Yes","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",250,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Never worried","Never worried","Sometimes worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked",,,"Very good",20160917,,20160907,65,"65-74","60+","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - retired",0,"White","White"
30563,,13780.3039,14766.6827,21087.7656,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1981,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",800,"Yes","No","Yes","No","No","No","Cash","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Refused","No",,,,,,,,,,,,50,"Not important","Very important","Not important","Somewhat important","Not important","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","Yes","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,"Better price",,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Building Material and Garden Equipment and Supplies Dealers","One","Retail Sales","$5,000 - $9,999","Another household member and I share in the decisions","Good",20161018,20160912,20160903,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
30567,,81018.5478,31616.0774,117038.721,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","About the same","About the same","It varied","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Moderate impact","Minor impact","Minor impact",,,"Not employed, but looking for a job","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",3,5,"Less","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","Refused","No","Yes","Other","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Once","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Refused","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Rarely worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Excellent",20160915,20160909,20160902,62,"55-64","60+","12th grade NO DIPLOMA","Less than high school","Black, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","Less than $5,000","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,3,"Not working - disabled",0,"Black/African-American","Black"
30569,,69660.0586,70453.1675,100403.326,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","Yes","Yes","Yes","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","Moderate impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,1,"More","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1000,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",30000,0,0,30000,"No",450,"No","No",,"No","Yes","Yes","No","Yes","No","No","No",,,,,"Yes","Yes","No","Yes","No","Yes","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","Yes","No",,,,,,"Better price","Better price","Convenience",,"Yes","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","Yes","Yes","Yes","Yes","Yes",1200,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,,,"Substantial strain",,,,,"Sometimes worried","Rarely worried","Sometimes worried","Rarely worried","High school degree or GED","Some college but no degree","Justice, Public Order, and Safety Activities","Two","Other professional","$35,000 - $49,999","Another household member and I share in the decisions","Very good",20160915,20160909,20160902,39,"35-44","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A mobile home","$175,000 to $199,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
30571,,38841.4749,40776.6792,57796.9789,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Doctoral Degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",55800,0,0,55800,"No",400,"No","No",,"No","No","Yes","No","Yes","Yes","No","No",,,,,"Yes","Yes","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","No",,"Convenience",,,"Convenience","Better price","Convenience","Convenience",,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Never worried","Associate degree","Certificate or technical degree","Educational Services","One","Teacher, except college and university",,,"Very good",20160915,,20160906,44,"35-44","30-44","Professional or Doctorate degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,2,1,2,"Working - as a paid employee",0,"White","White"
30573,,,15012.6638,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Don’t know","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Moderate impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","Yes","Yes","Yes","Yes","Refused","Refused",345,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,"Moderately important","Not important","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","Yes","Yes","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","Yes","No","No","Yes",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","Yes","No","Other reason","Other reason",,,,,"Not available in local stores","Not available in local stores",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Bachelor’s degree","Merchant Wholesalers, Nondurable Goods","One","Sales Representative",,,"Very good",20160913,,20160910,39,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$30,000 to $34,999","Divorced","Metro","Midwest","West-North Central","Rented for cash","mo",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30574,,,20247.6347,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much better off","About average","Yes","No","No","Yes","No","Yes","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","Yes","No","No","No","No","Deposit onto a reloadable prepaid card","No","No","No","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","Severe impact","No impact","No impact","Severe impact","No impact","No impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No","No","No","To earn extra money to help family members",80,85,"About the same","Very much","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"No","Yes","Yes","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Certificate or technical degree","No",,,"Vocational/technical training","Financial costs are much larger","No","Yes","No","No","Yes",,,,,,,"Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Moderately important","Very important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",25000,0,1200,26200,"No",0,"No","Yes",,"Yes","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",675,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Substantial strain","Substantial strain","Moderate strain",,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Never worried","Certificate or technical degree","Less than High School degree","Refused","One","Building and Grounds Cleaning and Maintenance","Under $5,000","I make most of the decisions","Good",20160915,20160909,20160905,36,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","No",5,"A one-family house detached from any other house","$5,000 to $7,499","Living with partner","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,2,1,0,2,"Working - self-employed",0,"Black/African-American","Black"
30576,,46423.2797,52321.2564,68788.2162,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work as a consultant/contractor","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1200,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Some of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","Yes","No","No","No","Yes",,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Sometimes worried","Sometimes worried","High school degree or GED","Less than High School degree","Other Professional, Scientific, and Technical Services","One","Other professional","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160915,20160909,20160903,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ne",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30577,,43151.5258,44765.2053,64608.5629,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1988,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,48,"Very important","Not important","Not important","Not important","Not important","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Rarely worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked","$50,000 - $74,999","I make most of the decisions","Good",20160915,20160909,20160903,51,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$50,000 to $59,999","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,1,0,0,3,"Not working - retired",0,"White","White"
30579,,,17357.1258,,"LMI oversample","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","Yes",,"Severe impact","No impact","No impact","Minor impact",,,"Employed full-time","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",1,1,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",785,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Slightly important","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Good",20160915,20160908,20160903,24,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","$10,000 to $12,499","Living with partner","Metro","Midwest","East-North Central","Rented for cash","oh",1,0,0,0,2,"Not working - other",0,"White","White"
30580,,37815.908,38078.0219,56675.4846,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","No","No","No","Yes","No","Yes, and I still own that home",,,,,,"Refused","Yes","Refused","Refused",,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Probably No",,,,,,,1330,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Associate degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"No",,,,,"Yes","Yes","Yes","No","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,"Better price","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","No","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,"Substantial strain",,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Hospitals","Two","Health Technologist or Technician (such as paramedic, lab technician)","$25,000 - $34,999","I make most of the decisions","Good",20160915,20160910,20160902,52,"45-54","45-59","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$60,000 to $74,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,1,1,"Working - as a paid employee",0,"White","White"
30582,,,82345.4081,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much worse off","Somewhat worse off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1992,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",580,"Yes","No","No","No","No","No","Debit card","Don’t know","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Poor","Yes","No",,"Yes","Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,65,"Very important","Not important","Not important","Not important","Not important","Yes","No",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","Yes",600,"Refused","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked",,,"Good",20160915,,20160902,66,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Widowed","Non-Metro","West","Mountain","Owned or being bought by you or someone in your household","nv",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
30586,,,28225.1881,,"LMI oversample","No","Yes","No","No","No","Refused","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Don’t know","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"Severe impact","No impact","No impact","No impact","Severe impact","Severe impact",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,10,"More","Does not apply","Not at all","Not at all","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2010,"No","No","No","Yes","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","No","Refused",445,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Life sciences","Financial benefits are much larger","No","No","No","Yes","No",,,,,,,"Very important","Very important","Not important","Moderately important","Moderately important","Moderately important","Moderately important","Refused",,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",25000,0,0,25000,"No",150,"Yes","Yes",,"No","No","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Better price",,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No",,"Substantial strain",,,,,,"Substantial strain",,,,"Sometimes worried","Sometimes worried","Sometimes worried","Never worried","High school degree or GED","Don’t know","Motor Vehicle and Parts Dealers","One","Management",,,"Fair",20160922,,20160919,30,"25-34","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","$15,000 to $19,999","Never married","Metro","South","East-South Central","Rented for cash","al",0,1,2,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
30587,,26575.7757,21787.4464,40088.5379,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes",,,,,,,,,"No",1167,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Master’s degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","No","Yes","Yes","No","No","No","Not available in local stores",,"Not available in local stores",,"Convenience","Convenience",,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$500,000 - $999,999","Another household member and I share in the decisions","Excellent",20160916,20160911,20160905,66,"65-74","60+","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
30589,,37108.5163,41000.9236,55742.6791,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","Refused","Yes","No","No","Yes","No","No","No",,"Severe impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,10,"More","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",650,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,"Very important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No",,"Convenience","Convenience","Convenience","Better price","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Real Estate","One","Office and Administrative Support","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160913,20160913,20160902,50,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ks",0,0,0,1,2,"Working - as a paid employee",0,"White","White"
30594,,,93197.7551,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","Yes","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No",,,,"Probably Yes","No","No","No","Yes","No","No",400,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Master’s degree","Yes","Master’s degree",,"Health",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No","Very important","Not important","Very important","Very important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No",,,,"Better price",,"Better price",,,,"Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Not asked","Not asked","Not asked",,,"Excellent",20160917,,20160902,29,"25-34","18-29","Masters degree","Bachelor's degree or higher","Other, Non-Hispanic","Male","Yes",2,"A one-family house attached to one or more houses","$10,000 to $12,499","Married","Non-Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,2,"Not working - other",0,"Asian","Asian"
30598,,,27411.6409,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No",,"No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","Yes","No","No","No","Yes",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No","Convenience","Convenience","Better price",,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",13000,"No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","$250,000 - $499,999","I make most of the decisions","Good",20160916,20160909,20160902,77,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A mobile home","$15,000 to $19,999","Widowed","Metro","West","Mountain","Occupied without payment of cash rent","nm",0,0,0,0,1,"Not working - retired",0,"White","White"
30601,,56234.2955,56748.8895,82139.9717,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat worse off","Much better off","Poor","Yes","No","No","No","No","Yes","No","No","No","Homemaker","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Refused","Refused","Refused","Yes","Refused",,"No impact","No impact","No impact","No impact","Moderate impact","Refused","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No","Yes",,,,,,,,,"No",2000,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","Yes","Yes","Refused","Refused","No","No","Yes","Yes","Yes","No","No","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,"Convenience","Refused","Better price","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Refused","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Regularly worried","Sometimes worried","Sometimes worried","Never worried","High school degree or GED","Less than High School degree","Educational Services","One","Teacher, except college and university","$100,000 - $249,999","I make most of the decisions","Excellent",20160915,20160911,20160905,53,"45-54","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
30606,,27450.5501,27930.7641,41710.1716,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","Yes","No","Definitely Yes",,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",800,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Once","Once","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial costs are somewhat larger","No","No","No","No","No","Slightly important","Slightly important","Very important","Slightly important","Moderately important","Not important","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","No","No","No","Yes","Yes","No","Yes","Yes","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Convenience","Better price","Better price","Better price","Better price","Better price",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",480,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Beverage and Tobacco Product Manufacturing","One","Business and Financial Operations","$50,000 - $74,999","I make most of the decisions","Very good",20160917,20160911,20160910,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mo",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30610,,46233.6948,38370.9767,68174.7762,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","Poor","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Severe impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"Less","Somewhat","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No","Don't know","Yes","No","No","No","No","Yes","Cash","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,50,"Somewhat important","Somewhat important","Somewhat important","Very important","Somewhat important","Yes","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No",,"Better price",,"Better price",,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160916,20160909,20160902,66,"65-74","60+","Some college, no degree","Some college","Hispanic","Female","Yes",1,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
30611,,55771.9068,17293.4838,83173.9705,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Yes","Yes","Yes","Yes","Yes","Don’t know","Don’t know","Paper check","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","Yes","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,425,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Don’t know","Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Very good",20160913,20160913,20160902,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","South","West-South Central","Rented for cash","ar",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30615,,,39325.7824,,"LMI oversample","No","No","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Just getting by","About the same","About the same","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1998,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160916,20160912,20160905,48,"45-54","45-59","10th grade","Less than high school","White, Non-Hispanic","Male","Yes",2,"A mobile home","Less than $5,000","Divorced","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","mi",0,0,0,0,2,"Not working - disabled",0,"White","White"
30616,,,6927.7492,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Much worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Severe impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Probably Yes","No","Yes","Yes","Yes","Yes","No",1600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Not confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial benefits are much larger","Yes","Yes","No","Yes","No",,,,,,,"Slightly important","Slightly important","Moderately important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","No","Yes","No","No","Yes","Yes","No","Yes","No",7000,0,25000,32000,"No",0,"Yes","Yes",,"No","No","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","Yes","No","No","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Refused","No","Yes","No",,"Substantial strain","Substantial strain","Moderate strain",,,,,,"A little strain",,"Rarely worried","Never worried","Never worried","Never worried","Associate degree","Less than High School degree","Not asked","Not asked","Not asked",,,"Very good",20160923,,20160902,41,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$5,000 to $7,499","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,1,1,1,"Not working - looking for work",0,"2+ Races","Other"
30617,,,46937.7748,,"LMI oversample","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Paper check","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","Minor impact","No impact","No impact","No impact","Minor impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2001,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","No","Yes","No","No","No","No",1200,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","Refused","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","Better price","Better price",,"Better price",,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","No","Yes",4000,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Regularly worried","Never worried","Never worried","High school degree or GED","Don’t know","Hospitals","One","Other (Please specify)","$35,000 - $49,999","I make most of the decisions","Excellent",20160914,20160914,20160902,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","No",5,"A one-family house attached to one or more houses","$30,000 to $34,999","Married","Metro","Northeast","New England","Rented for cash","ct",0,0,1,1,3,"Working - as a paid employee",0,"Black/African-American","Hispanic"
30620,,,123598.2,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,250,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Somewhat important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked",,,"Fair",20160916,,20160903,64,"55-64","60+","11th grade","Less than high school","Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$7,500 to $9,999","Divorced","Metro","West","Mountain","Rented for cash","co",0,0,0,0,1,"Not working - retired",0,"White","Hispanic"
30624,,,18977.0656,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",725,"Yes","No","No","No","No","No","Credit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Never","Certificate or technical degree","No",,,"Computer/information sciences","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","Yes","No","No","No","No","Not available in local stores",,"Other reason","Other reason","Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Sometimes worried","Never worried","Certificate or technical degree","High school degree or GED","Management of Companies and Enterprises","Four or more","Business and Financial Operations","Under $5,000","I make most of the decisions","Excellent",20160916,20160909,20160902,42,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30625,,,21854.9583,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Poor","No","No","No","No","No","No","No","No","No","Disabled and not working",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"Yes","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Vocational/technical training","Financial costs are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Other reason",,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Rarely worried","Sometimes worried","Never worried","Never worried","Certificate or technical degree","Don’t know","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member and I share in the decisions","Poor",20160922,20160912,20160912,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","South","East-South Central","Owned or being bought by you or someone in your household","tn",0,0,0,0,2,"Not working - disabled",0,"White","White"
30630,,,12635.2368,,"LMI oversample","No","No","Yes","No","No","Yes","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Probably No","Yes","Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Severe impact","Severe impact","Severe impact","Severe impact","Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","Yes","Yes","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","No","Yes","Yes","No","No","No",625,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","Yes","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","Yes",,,,,,"Not available in local stores",,"Convenience","Refused","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","Yes","Yes","Yes","Yes",500,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","Substantial strain","Substantial strain","Substantial strain","Substantial strain","Substantial strain",,,,"Substantial strain",,,"Regularly worried","Regularly worried","Regularly worried","Rarely worried","Less than High School degree","Less than High School degree","Administration of Economic Programs","One","Personal Care and Service","Under $5,000","I make most of the decisions","Fair",20160917,20160910,20160910,49,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$5,000 to $7,499","Married","Metro","Midwest","East-North Central","Rented for cash","oh",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
30634,,,111295.561,,"LMI oversample","Refused","Refused","Refused","Refused","Yes","Refused","No",,"Yes","Refused","Refused","Refused","Refused","No","Definitely Yes",,"Doing okay","Much better off","Much better off","Poor","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","[D10other]",6,7,"Less","Somewhat","Very much","Not at all","No","Yes","No","No","Yes","No","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"No","Yes","No","Yes","No","No","Money order","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes",,"No",,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","Yes",,"$5,000 to $14,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","Yes","No","Yes","No","Better quality",,,,,"Better price",,"Convenience",,"Yes","No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","Yes","No","No",,,"Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No","None",,,,,,"A little strain","Moderate strain",,,,"Never worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Good",20160916,20160906,20160906,45,"45-54","45-59","10th grade","Less than high school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Metro","South","East-South Central","Rented for cash","tn",0,0,0,0,3,"Not working - retired",0,"White","White"
30635,,,27411.6409,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","Yes","Refused","No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No","Just for fun (as a hobby)",20,1,"About the same","Not at all","Not at all","Not at all","No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2001,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,290,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Refused","Refused",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,55,"Not important","Not important","Not important","Not important","Not important","No","No",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Refused",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Other reason",,,,,,,,,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","Yes","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Certificate or technical degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160915,20160906,20160906,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Not working - retired",0,"White","White"
30643,,,28225.1881,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much better off","Much worse off","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","No","No","No","No","No","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Severe impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","No","Yes","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Associate degree","Yes","Bachelor’s degree",,"Social/behavioral sciences",,,,,,,"Financial costs are much larger","Yes","No","No","Yes","No","Very important","Slightly important","Slightly important","Moderately important","Slightly important","Slightly important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",20000,0,5000,25000,"No",0,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",0,"Definitely Yes","Mostly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","Yes","Yes","No",,"Convenience",,,"Convenience",,"Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","Yes","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Substantial strain",,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Associate degree","Social Assistance","One","Community and Social Services","Under $5,000","I make most of the decisions","Good",20160916,20160910,20160904,36,"35-44","30-44","Associate degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Never married","Metro","South","South Atlantic","Occupied without payment of cash rent","nc",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
30644,,,6949.9638,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Much better off","Much worse off","Pretty well off financially","Yes","No","No","No","No","Yes","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Deposit onto a reloadable prepaid card","No","No","No","Yes","No","No","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","No","No","Just for fun (as a hobby)",5,1,"More","Does not apply","Not at all","Not at all","No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","Yes","No","Yes","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused",,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",400,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","Prepaid card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,"Slightly important","Not important","Slightly important","No advice from person","No advice from person","Slightly important","Not important","No advice from person",,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","Yes","Yes","No","No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","No","No","Yes","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","No","Yes",1200,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Substantial strain",,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Don’t know","Some college but no degree","Nursing and Residential Care Facilities","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","Another household member and I share in the decisions","Very good",20160930,20160930,20160907,29,"25-34","18-29","Some college, no degree","Some college","2+ Races, Non-Hispanic","Female","No",2,"A mobile home","$20,000 to $24,999","Married","Metro","Midwest","West-North Central","Rented for cash","mo",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
30649,,,56376.1005,,"LMI oversample","Yes","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Finding it difficult to get by","About the same","About the same","It varied","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Moderate impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Don't know","No","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Not important","Not important","Not important","Not important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Other reason",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Refused",,,"No","No","No","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member makes most of the decisions","Poor",20160920,20161011,20160920,51,"45-54","45-59","9th grade","Less than high school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$5,000 to $7,499","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","wv",0,0,0,0,4,"Not working - retired",0,"White","White"
30653,,,22486.6657,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","About the same","Poor","No","No","No","No","Yes","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1975,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,50,"Somewhat important","Not important","Somewhat important","Somewhat important","Very important","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes",,"$0 to $4,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Convenience","Convenience","Convenience","Convenience",,"Convenience",,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No",,,,"None",,,,"None",,,,"Never worried","Never worried","Never worried","Rarely worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$250,000 - $499,999","Another household member and I share in the decisions","Poor",20160913,20160923,20160917,67,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$15,000 to $19,999","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Not working - retired",0,"White","White"
30654,,126220.37,40330.6492,181702.31,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","Yes","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","About the same","Somewhat worse off","It varied","No","Yes","No","Yes","No","No","No","No","No","Not employed, but looking for a job","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","Yes","Yes","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","No","No","No","No","No","To earn extra money to help family members",45,10,"Less","Somewhat","Very much","Very much","Yes","Yes","No","Yes","No","No","Yes","Yes","No","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Very important","No advice from person","Very important","No advice from person","No advice from person","No advice from person","No advice from person","No","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"Substantial strain",,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","Some college but no degree","Certificate or technical degree","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Excellent",20160917,20160923,20160917,21,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$5,000 to $7,499","Never married","Metro","South","South Atlantic","Occupied without payment of cash rent","fl",0,0,0,0,4,"Not working - looking for work",0,"Black/African-American","Black"
30655,,,45922.2398,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","Yes","No","Don’t know","No","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","Refused",625,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Associate degree","Yes","Bachelor’s degree",,"Computer/information sciences",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Very important","Moderately important","Moderately important","Slightly important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",2000,0,0,2000,"No",50,"Yes","No",,"No","No","Yes","No","No","Still enrolled in the program",,,,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","Yes","No",,,,"Better price",,"Convenience",,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Other Information Services","One","Health Technologist or Technician (such as paramedic, lab technician)","Under $5,000","I make most of the decisions","Fair",20160913,20160909,20160905,28,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","West","Mountain","Rented for cash","nm",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30661,,70950.5334,23056.7946,106201.301,"Fresh","No","No","No","Yes","No","No","No",,"Yes","Yes","No","No","No","No","Probably No","No","Doing okay","About the same","About the same","About average","Yes","Yes","No","Yes","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","No","No","Yes","No","No","No","No","Deposit onto a reloadable prepaid card","No","No","No","No","Yes","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,675,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Moderately important","Not important","Not important","Slightly important","Slightly important","Slightly important","No advice from person","No advice from person","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Warehousing and Storage","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Very good",20160915,20160922,20160913,30,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","West","Pacific","Rented for cash","wa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30662,,128082.903,45813.5427,182442.457,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much better off","It varied","No","No","No","No","Yes","Yes","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","Yes",,"Moderate impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",369,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Never","Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Physical sciences/math","Financial benefits are much larger",,,,,,,,,,,,"Not important","Not important","Not important","Not important","Slightly important","Not important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","Yes","No","No","No",,,"Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked",,,"Fair",20160914,,20160909,32,"25-34","30-44","Some college, no degree","Some college","Hispanic","Male","Yes",4,"A one-family house detached from any other house","$12,500 to $14,999","Married","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,2,0,0,2,"Not working - other",0,"2+ Races","Hispanic"
30667,,64063.9037,65229.9998,94278.8437,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"No","No","Yes","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,1400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Life sciences","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","Yes","Yes","Yes","No",,,,,,"Convenience","Convenience","Better price",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Rarely worried","High school degree or GED","High school degree or GED","Clothing and Clothing Accessories Stores","One","Management",,,"Good",20160916,,20160914,36,"35-44","30-44","Some college, no degree","Some college","Hispanic","Female","Yes",1,"A building with 2 or more apartments","$50,000 to $59,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","Hispanic"
30669,,,20409.5147,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","Poor","No","No","No","No","Yes","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"Refused","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","Yes","A little difficulty",,"Definitely No",,,,,,,825,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","No","Refused",,"No","No","No","No","Yes","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked",,,"Poor",20161019,,20160914,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$12,500 to $14,999","Divorced","Metro","Northeast","New England","Rented for cash","me",0,0,0,0,2,"Not working - disabled",0,"White","White"
30676,,,21765.3719,,"LMI oversample","Yes","Yes","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Probably No","Yes","Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","Moderate impact",,,"Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",0,0,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Once","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No","Convenience","Convenience","Convenience",,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,,,"None",,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked",,,"Fair",20160915,,20160910,31,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$10,000 to $12,499","Living with partner","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",1,0,0,0,4,"Not working - other",0,"White","White"
30686,,,22497.497,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Don’t know","Yes","Don’t know","No","Yes","No","Paper check","No","No","No","No","No","No","No","No",,"Moderate impact","No impact","Minor impact","No impact","Minor impact","Minor impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2006,"No","No","No","Yes","No","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"Other (Please specify):","Don’t know",,,,,,,1200,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","Yes","Don’t know","Probably Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","Yes","Yes",4000,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Substantial strain",,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Specialty Trade Contractors","One","Other (Please specify)","Under $5,000","Another household member and I share in the decisions","Fair",20160915,20160930,20160911,45,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",5,"A one-family house detached from any other house","$25,000 to $29,999","Living with partner","Metro","West","Mountain","Rented for cash","az",0,0,3,0,2,"Working - as a paid employee",0,"White","White"
30689,,103472.092,33864.2406,148422.511,"Fresh","No","No","Yes","No","Yes","No","No","One or more of the adult children who live with me are in school","No","Yes","No","No","No","Yes","Probably Yes",,"Finding it difficult to get by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","Don’t know","No","Don’t know","Don’t know","Don’t know","No","Paper check","No","No","No","No","No","No","No","No",,"Severe impact","No impact","Moderate impact","No impact","No impact","No impact",,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","[D10other]",0,0,"About the same","Does not apply","Does not apply","Does not apply","No","No","No","Yes",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",338,"Yes","Yes","Yes","No","No","No","Cash","Don’t know","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes",0,0,0,1600,"No",0,"No","No",,"No","No","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","Yes",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","Substantial strain",,,,,,,,,,,"Never worried","Regularly worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Educational Services","One","Other professional",,,"Good",20160922,,20160922,57,"55-64","45-59","12th grade NO DIPLOMA","Less than high school","Hispanic","Female","Yes",3,"A one-family house detached from any other house","Less than $5,000","Widowed","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,1,0,0,2,"Working - as a paid employee",0,"2+ Races","Hispanic"
30690,,150133.469,50610.6598,212283.287,"Fresh","Refused","Yes","No","Yes","No","No","No",,"Yes","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Pretty well off financially","No","No","No","No","No","No","No","No","No","Self-employed",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Not employed and not looking for a job","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,80,10,"Less","Somewhat","Very much","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1909,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely Yes","No","No","Yes","No","Yes","Refused",2000,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$5,000 to $14,999","More than your income","Yes","No","No","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160921,20160924,20160920,34,"25-34","30-44","9th grade","Less than high school","Hispanic","Female","Yes",4,"A building with 2 or more apartments","Less than $5,000","Married","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","ny",0,1,0,1,2,"Not working - other",0,"Black/African-American","Hispanic"
30691,,,32502.5025,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Much better off","About the same","Poor","No","No","No","Yes","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Probably No",,,,,,,396,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","Yes","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","Refused","No","Refused","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Better price","Better price",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","Refused","No","No","Yes","No",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Substantial strain",,,"Regularly worried","Regularly worried","Sometimes worried","Regularly worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160916,20160924,20160910,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",1,"A building with 2 or more apartments","$15,000 to $19,999","Separated","Metro","Midwest","West-North Central","Rented for cash","mo",0,0,0,0,1,"Not working - looking for work",0,"Black/African-American","Hispanic"
30692,,,116814.692,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Refused","About the same","It varied","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.","Refused","No","No","No","Yes","No","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","Yes","No","Yes","No","No","No",356,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160920,20160912,20160910,47,"45-54","45-59","10th grade","Less than high school","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Non-Metro","West","Pacific","Rented for cash","or",0,0,0,0,2,"Not working - disabled",0,"White","White"
30693,,,55276.2935,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","No","No","Yes","No","Yes","Definitely No","Yes","Finding it difficult to get by","Much worse off","Much worse off","Poor","No","No","No","Yes","No","Yes","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Minor impact","No impact","Minor impact","Severe impact",,,,"No","No","Yes","No","Yes","No","Yes","Yes","No","Yes","No","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","To earn money as a primary source of income",2,100,"Less","Somewhat","Not at all","Not at all","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","No","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","Yes","Yes","No","No","Don’t know my score or how to rate it","No",,,,,,"Certificate or technical degree","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","Yes","Yes","Yes","No",,,,,,,"No advice from person","No advice from person","Slightly important","Slightly important","No advice from person","Slightly important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Yes","No","No",,"$0 to $4,999","More than your income","No","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","No","No","Yes",6000,"Yes","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","Yes","Yes","No","No","Substantial strain","Moderate strain",,,,"A little strain",,"Moderate strain","Moderate strain",,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Certificate or technical degree","Less than High School degree","Not asked","Not asked","Not asked",,,"Good",20160927,,20160911,29,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,3,"Not working - looking for work",0,"White","White"
30697,,,20247.6347,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","About the same","It varied","No","No","No","Yes","No","No","Refused","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","No","No",,"No impact","No impact","Moderate impact","Moderate impact",,,,"No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,5,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,635,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Refused",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Plastics and Rubber Products Manufacturing","Two","Building and Grounds Cleaning and Maintenance",,,"Fair",20160915,,20160912,44,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","Less than $5,000","Widowed","Metro","Midwest","East-North Central","Occupied without payment of cash rent","oh",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
30700,,,24479.422,,"LMI oversample","Yes","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Refused","No","Refused","Refused","Refused","No","Probably Yes",,"Finding it difficult to get by","Somewhat worse off","Much better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"Moderate impact","No impact","No impact","Minor impact",,,"Not employed, but looking for a job","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","Yes","No","Yes","Yes","No","No","To earn extra money to help family members",48,50,"More","Very much","Does not apply","Not at all","Refused","Yes","Refused","No","Refused","Yes","Yes","No","Yes","Refused","No","I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Definitely Yes","Yes","No","Yes","Yes","No","No",925,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Refused","Refused","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",5000,0,0,5000,"No",100,"No","Yes",,"No","No","No","No","No","No","No","No",,,,,"No","No","Refused","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Refused","$15,000 to $24,999","More than your income","Yes","No","Yes","Refused","Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","No","Refused","No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","No","Yes",300,"Yes","Refused","No","No","Yes","No","No","No","No","No","No","No","No","No","Refused","Yes","Yes","No","No","No","No","Refused","No","No","No",,"Substantial strain","Substantial strain",,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Social Assistance","Two","Personal Care and Service",,,"Good",20160916,,20160912,44,"35-44","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",5,"A one-family house attached to one or more houses","$30,000 to $34,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,1,1,3,"Working - self-employed",0,"Black/African-American","Black"
30701,,,12255.4529,,"LMI oversample","Refused","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","Yes","No","Yes","Don’t know","No","Paper check","No","No","No","No","Yes","Yes","No","No",,"Minor impact","No impact","Minor impact","No impact","No impact","Moderate impact",,"No","Yes","No","No","No","No","Refused","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,5,"Less","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","A little difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","No","No",170,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Certificate or technical degree","No",,,"Health","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,"Very important","Slightly important","Moderately important","Moderately important","No advice from person","Moderately important","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Better price",,,,,,"Better price",,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Never worried","Rarely worried","Associate degree","Don’t know","Business, Professional, Labor, Political, and Similar Organizations","One","Other (Please specify)",,,"Very good",20161018,,20161006,25,"25-34","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","West","Pacific","Rented for cash","wa",0,0,2,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
30703,,,32485.1936,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Much worse off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","Yes","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Severe impact","Severe impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,,"Yes","Yes","Yes","No","Yes","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No","Don’t know","Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","No","No",,,"No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Substantial strain",,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Food Services and Drinking Places","One","Other Sales",,,"Poor",20160924,,20160917,55,"55-64","45-59","9th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A mobile home","Less than $5,000","Married","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30709,,51623.2254,54337.311,76501.2809,"Fresh","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","Minor impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","No","Yes","No","No","Yes",,,,,,,,,"No",2600,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","Refused","Yes","Yes","Refused","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Associate degree","Less than High School degree","Other Professional, Scientific, and Technical Services","One","Other (Please specify)","$250,000 - $499,999","I make most of the decisions","Very good",20160920,20160911,20160913,46,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
30712,,,27788.1515,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Deposit onto a reloadable prepaid card","No","No","Yes","Yes","Yes","Yes","No","No","It failed to keep up with changing living expenses","Severe impact","Moderate impact","No impact","Moderate impact","Minor impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,"Refused","About the same","Not at all","Somewhat","Somewhat","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","A little difficulty",,"Don’t know",,,,,,,1150,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Prepaid card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","About the same financial benefits and financial costs","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","Yes","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","Yes",,"$25,000 to $39,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","Convenience","Convenience","Better price","Better price","Better price",,"Convenience","Convenience","Convenience","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","No","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Certificate or technical degree","Water Transportation","Two","Management","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160925,20161006,20160922,52,"45-54","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",4,"A building with 2 or more apartments","$35,000 to $39,999","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,1,1,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
30716,,28106.363,8525.5062,41382.4072,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","No","No","No","No","No","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Refused","Yes","No","No","Yes","Refused","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1965,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No",,,,,,,,,"No",200,"Yes","No","No","No","No","No","Check","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Somewhat important","Very important","Not important","Very important","Not important","Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$10,000 - $24,999","Another household member and I share in the decisions","Good",20160923,20161010,20160916,72,"65-74","60+","12th grade NO DIPLOMA","Less than high school","2+ Races, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","wi",0,0,0,0,2,"Not working - retired",0,"2+ Races","Other"
30718,,,42470.541,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","No","Yes","Don’t know","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"Severe impact","Severe impact","Moderate impact","Minor impact","Severe impact","Severe impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","I [PPMARITins2] pay rent.",2015,"No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","Moderate difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",870,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Engineering",,,,,,,"Financial benefits are much larger","No","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Refused","Refused","Yes","Refused","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","Yes","No",,"Better price",,,,"Better price",,"Better price",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes",,"No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","No","Yes","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Substantial strain",,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Rarely worried","Less than High School degree","High school degree or GED","Utilities","One","Architecture and Engineering","Under $5,000","I make most of the decisions","Very good",20160922,20160923,20160919,37,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",4,"A building with 2 or more apartments","$30,000 to $34,999","Married","Metro","South","South Atlantic","Rented for cash","ga",1,1,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
30719,,,21256.485,,"LMI oversample","Refused","Refused","Refused","Yes","Refused","Refused","No",,"Refused","Refused","Yes","Refused","Refused","No","Definitely Yes",,"Doing okay","About the same","Much better off","It varied","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1973,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Business/management",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","No","Yes","No","Not important","Not important","Very important","Not important","Not important","Not important","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No",,"Better price",,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",2000,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","High school degree or GED","Support Activities for Transportation","One","Business and Financial Operations",,,"Fair",20161010,,20160918,43,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","pa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30729,,,32705.7106,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,0,"About the same","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,923,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","No","No",,,,"Better price",,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160922,20161007,20160915,38,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,2,"Not working - disabled",0,"White","White"
30730,,54214.7511,17379.8523,80992.0734,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","Yes","Retired","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Moderate impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,750,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Check","Very confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,46,"Not important","Very important","Not important","Somewhat important","Not important","Yes","Yes",,"Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",50,"No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Securities, Commodity Contracts, and Other Financial Investments and Related Activities","One","Protective Service","Under $5,000","I make most of the decisions","Fair",20160923,20161006,20160918,54,"45-54","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Never married","Metro","South","East-South Central","Rented for cash","ky",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
30732,,,45540.3135,,"LMI oversample","Yes","No","No","Yes","Yes","No","No",,"Refused","No","No","No","No","No","Definitely Yes",,"Living comfortably","Much better off","Much better off","About average","Yes","No","No","Yes","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Refused","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","Yes","Yes","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","No","No","No","No","No","No",850,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Very important","Very important","Very important","Very important","Very important","Moderately important","Moderately important","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Definitely No",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","No","Refused","Yes","Yes","Yes","Refused","Yes","Refused","Yes","No",,"Convenience","Convenience","Convenience",,"Convenience",,"Convenience",,"No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Refused","Not asked","Not asked","Not asked",,,"Excellent",20160923,,20160916,23,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",4,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","South","South Atlantic","Rented for cash","md",1,0,0,0,3,"Not working - looking for work",0,"Black/African-American","Black"
30733,,,32878.7071,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",4,2,"More","Somewhat","Somewhat","Somewhat","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",0,"Yes","No","Yes","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","No",,"No","No","No","Yes","No","No","No","No","No","No","Excellent","Yes","Yes","About the same",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Refused","Refused","Refused","Very important","Refused","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","Yes","No",,"Convenience",,"Convenience","Convenience",,,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","Refused","No","No","No","Yes","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$100,000 - $249,999","Another household member and I share in the decisions","Very good",20160923,20161015,20160916,76,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,2,"Not working - retired",0,"White","White"
30742,,,17393.4639,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"No","No","Yes","No","No","No","Probably No","Yes","Just getting by","Somewhat worse off","Somewhat worse off","About average","No","Yes","No","Yes","No","No","No","No","No","Not employed, but looking for a job","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"Yes","No","No","Yes",,"No impact","Moderate impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","To earn money as a primary source of income",10,10,"About the same","Somewhat","Not at all","Not at all","No","Yes","No","No","Yes","No","No","No","Yes","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1985,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","Not important","No","No","Yes","No","No","Yes","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","Yes","No","No",,"$0 to $4,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience",,"Convenience","Convenience",,"Yes","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","No","No","No","Yes",860,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","Substantial strain",,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Religious Organizations","Two","Business and Financial Operations",,,"Fair",20160922,,20160915,30,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","Less than $5,000","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","ky",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30744,,,37819.6226,,"LMI oversample","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","Yes","No","No","No","Probably No","Yes","Just getting by","Somewhat worse off","Somewhat better off","Pretty well off financially","No","Yes","No","No","Yes","Yes","No","Yes","No","Homemaker","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Not employed, but looking for a job","Refused","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","[D10other]",0,0,"Less","Very much","Not at all","Does not apply","Refused","Refused","Refused","No",,,,,,,,"I [PPMARITins2] pay rent.",2001,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Refused","Refused","Refused","Refused","Refused","Refused","No",,,,"Yes, borrowed money",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Refused","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Other reason",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","Yes","No","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"A little strain",,,,"Regularly worried","Never worried","Regularly worried","Never worried","Don’t know","Don’t know","Not asked","One","Refused",,,"Good",20161019,,20160923,57,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
30745,,,22497.497,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Don’t know",,,,,,,1475,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","Yes","No","No",,"Convenience","Convenience",,,,"Convenience",,,"No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","Yes","Yes","No","No","No","No","No","Refused","Yes","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160922,20160929,20160916,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Married","Metro","West","Mountain","Rented for cash","co",0,0,0,0,1,"Not working - disabled",0,"White","White"
30747,,,45783.5119,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","Severe impact","Moderate impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1998,"Yes","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,620,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","Yes","No","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","No","Yes","Yes",300,"Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","Yes","No","No","No",,"Substantial strain",,,,"Moderate strain",,"None",,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Food and Beverage Stores","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Very good",20160922,20161013,20160916,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
30748,,143424.293,154963.674,201141.352,"Fresh","Yes","No","No","No","Yes","No","No",,"No","Yes","Yes","No","No","No","Definitely Yes",,"Living comfortably","Much better off","Much better off","Poor","Yes","No","Yes","Yes","No","No","Yes","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","Yes","No","Yes","Yes","Yes","Yes","No","It was in-line with changes in living expenses","No impact","No impact","No impact","Minor impact","Moderate impact","Severe impact","Refused","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2016,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Moderate difficulty",,"Definitely Yes","Yes","Yes","Yes","Yes","Yes","No",400,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Cash","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Business/management","Financial costs are somewhat larger",,,,,,,,,,,,"Not important","Not important","Not important","Slightly important","Not important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Convenience","Better price",,,,,,,,"Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","Yes","Yes",,"No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","No","Yes","No","Yes",400,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No",,,,"A little strain",,,,,"Moderate strain",,,"Sometimes worried","Rarely worried","Never worried","Rarely worried","Don’t know","Don’t know","Food and Beverage Stores","One","Food Preparation and Serving",,,"Very good",20160928,,20160928,19,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",6,"A mobile home","$40,000 to $49,999","Living with partner","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",1,0,2,0,3,"Working - as a paid employee",0,"Black/African-American","Hispanic"
30749,,,54211.4893,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","It varied","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,895,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Refused","Refused","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","Refused","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked",,,"Fair",20160922,,20160915,47,"45-54","45-59","12th grade NO DIPLOMA","Less than high school","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","Midwest","West-North Central","Occupied without payment of cash rent","mn",0,0,0,0,1,"Not working - other",0,"Black/African-American","Black"
30751,,,91689.7599,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Moderate impact","Moderate impact","Moderate impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","I [PPMARITins2] pay rent.",2014,"Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Refused",,,"Don’t know",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","Yes","Yes","No","No",,"No","No","Yes",,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$75,000 to $99,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes",0,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Regularly worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked",,,"Good",20160923,,20160915,34,"25-34","30-44","12th grade NO DIPLOMA","Less than high school","Black, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$7,500 to $9,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,1,1,"Not working - looking for work",0,"Black/African-American","Black"
30752,,45720.6238,40966.9231,68379.4305,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","No","No","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","Refused","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Some of the time","Bachelor’s degree","No",,,"Vocational/technical training",,,,,,,"Financial costs are much larger","Yes","Yes","No","Yes","No","Very important","Very important","Slightly important","Slightly important","Not important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",20000,0,3000,23000,"No",450,"No","No",,"Yes","No","Yes","No","No","Yes","Yes","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No",,"Not available in local stores",,"Not available in local stores","Convenience","Convenience","Convenience",,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Refused","Rail Transportation","One","Transportation and Material Moving","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160922,20161002,20160916,32,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30753,,,96264.4945,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact",,"Yes","No","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",62,"Refused","About the same","Somewhat","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","High school degree or GED","High school degree or GED","Nursing and Residential Care Facilities","One","Personal Care and Service","Under $5,000","I make most of the decisions","Good",20160919,20161010,20160919,31,"25-34","30-44","11th grade","Less than high school","Black, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","Less than $5,000","Separated","Metro","South","West-South Central","Rented for cash","la",0,0,2,1,2,"Working - as a paid employee",0,"Black/African-American","Black"
30757,,,18442.0204,,"LMI oversample","Yes","Yes","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Doing okay","About the same","About the same","Poor","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","Severe impact","No impact","No impact",,,"Employed full-time","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,1,"About the same","Does not apply","Not at all","Not at all","No","Yes","Yes","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No",1400,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Education",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No","Very important","Moderately important","Slightly important","Moderately important","Moderately important","Slightly important","Very important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No",,,,,,"No","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Better price","Better price","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Excellent",20160922,20161006,20160915,27,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",1,1,0,0,2,"Not working - other",0,"White","White"
30758,,147445.575,41291.5639,205253.369,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much better off","It varied","No","Yes","No","Yes","No","Yes","No","No","No","Not employed, but looking for a job","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"No impact","No impact","No impact","No impact",,,"Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",8,1,"About the same","Not at all","Not at all","Not at all","Refused","Yes","No","No","Refused","Yes","Refused","Refused","Refused","Yes","No","I [PPMARITins2] pay rent.",2015,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","A little difficulty",,"Definitely No",,,,,,,996,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","No","No","No","Yes","No",,,"Better price","Better price",,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160923,20161006,20160916,20,"18-24","18-29","10th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Not working - looking for work",0,"White","White"
30762,,,10058.5059,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","About the same","It varied","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",5,5,"About the same","Somewhat","Does not apply","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","Yes","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No",456,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","Yes","Yes","Yes","No","No","Slightly important","Moderately important","Moderately important","Slightly important","Moderately important","Slightly important","Slightly important","Slightly important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","Yes","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Don’t know","Educational Services","Three","Personal Care and Service",,,"Excellent",20160923,,20160915,31,"25-34","30-44","Masters degree","Bachelor's degree or higher","2+ Races, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$30,000 to $34,999","Divorced","Non-Metro","Northeast","New England","Owned or being bought by you or someone in your household","vt",0,0,0,1,1,"Working - as a paid employee",0,"2+ Races","Other"
30763,,66100.6263,63336.3065,96958.4609,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,10,"Less","Somewhat","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"No",1776,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Master’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Moderately important","Slightly important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",55000,0,0,55000,"No",250,"No","No",,"No","No","Yes","Yes","Yes","Yes","Yes","No",,,,,"Yes","No","No","Yes","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$100,000 to $149,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Bachelor’s degree","Scientific Research and Development Services","Two","Business and Financial Operations","$10,000 - $24,999","I make most of the decisions","Excellent",20160922,20161006,20160916,33,"25-34","30-44","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$150,000 to $174,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","az",1,1,0,0,2,"Working - as a paid employee",0,"White","White"
30767,,178837.025,55331.958,246762.147,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Yes","No","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",1,5,"Less","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","Yes","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","None",,"Definitely Yes","Yes","Yes","Refused","Yes","Yes","Refused",580,,,,,,,,,,,,,,,,,,,,,"Yes","Refused","Yes","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","Yes","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",8000,0,0,8000,"No",0,"Yes","Yes",,"Yes","No","No","No","No","Yes","No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","Yes","Yes","No","No","Yes","Yes","No","No","No","No","Convenience",,,"Better price","Better price",,,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","Yes","No","Yes","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Regularly worried","Less than High School degree","Don’t know","Gasoline Stations","Two","Other (Please specify)",,,"Good",20161020,,20160918,31,"25-34","30-44","12th grade NO DIPLOMA","Less than high school","Hispanic","Female","Yes",2,"A building with 2 or more apartments","$35,000 to $39,999","Living with partner","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
30772,,,22317.0481,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","No","No","No","No","No","No","Paper check","No","No","No","No","No","No","No","No",,"No impact","Minor impact","No impact","No impact","No impact","No impact",,"No","No","Yes","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",4,10,"About the same","Not at all","Not at all","Somewhat","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",664,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,"Slightly important","Slightly important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",0,"Definitely Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","No","No","No","No","Yes","Yes","No","Better price",,,,,,"Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Specialty Trade Contractors","One","Installation, Maintenance, and Repair","$25,000 - $34,999","I make most of the decisions","Very good",20160922,20161013,20160915,31,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30774,,,68529.6099,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Just getting by","About the same","Somewhat worse off","About average","No","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Moderate impact","No impact","No impact","Severe impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",60,100,"About the same","Does not apply","Somewhat","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Moderately important","Not important","Moderately important","Very important","Moderately important","No advice from person","No advice from person","No advice from person","No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Good",20160922,20161006,20160915,18,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","No",5,"A mobile home","$35,000 to $39,999","Never married","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,1,1,3,"Not working - looking for work",0,"White","Hispanic"
30775,,,18220.9193,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Don’t know","Yes","Don’t know","Don’t know","Yes","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","Severe impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,1380,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Refused","No","Yes","No","No","No","Yes",,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","No","Yes","No",,,,"Other reason",,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Ambulatory Health Care Services","One","Health Care Support (such as nursing aide, orderly, dental assistant)","Under $5,000","I make most of the decisions","Fair",20160928,20161007,20160919,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Divorced","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30776,,,24344.4459,,"LMI oversample","Yes","Yes","Refused","Yes","Yes","Refused","No",,"Refused","Yes","Refused","Refused","Refused","No","Probably No","Yes","Finding it difficult to get by","Much worse off","Somewhat worse off","About average","Yes","No","No","No","No","Yes","No","No","No","Homemaker","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","Moderate impact","No impact","No impact","Moderate impact","Moderate impact","Severe impact","Employed full-time","No","No","No","No","No","No","Refused","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","Yes","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","No","No","Yes","No","No",676,"Yes","Yes","Yes","No","No","Yes","Debit card","Not confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Once","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Slightly important","Not important","Slightly important","No advice from person","No advice from person","No advice from person","Refused","Yes","Yes","No","Yes","Yes","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Yes","Yes","Refused","Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Better price","Convenience","Better price","Better quality","Better quality","Better price",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","No","Yes","No","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","Yes",300,"Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Substantial strain","Substantial strain",,"Substantial strain",,,,,,,,"Rarely worried","Sometimes worried","Regularly worried","Never worried","Associate degree","Less than High School degree","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","Another household member and I share in the decisions","Fair",20160922,20161009,20160915,28,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",7,"A one-family house detached from any other house","Less than $5,000","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,1,1,0,5,"Working - as a paid employee",0,"White","Hispanic"
30786,,,17890.2775,,"LMI oversample","No","Yes","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","No","Definitely Yes",,"Doing okay","About the same","Somewhat better off","It varied","No","No","No","No","No","Yes","No","Yes","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Moderate impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1984,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Certificate or technical degree","No",,,"Education","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","Yes","No","No","No","No",,"Not available in local stores",,"Better price","Convenience",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","Yes","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Educational Services","One","Teacher, except college and university","Under $5,000","I make most of the decisions","Good",20160922,20161009,20160921,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",4,"A building with 2 or more apartments","$5,000 to $7,499","Separated","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,1,3,"Working - self-employed",0,"Black/African-American","Black"
30790,,41119.0452,39468.64,61295.7776,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,"No",695,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No",,"No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","Yes","No",,"Better price",,,,"Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Motor Vehicle and Parts Dealers","One","Management",,,"Very good",20160922,,20160917,47,"45-54","45-59","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house attached to one or more houses","$85,000 to $99,999","Never married","Metro","Northeast","New England","Owned or being bought by you or someone in your household","ma",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30794,,,25802.2038,,"LMI oversample","Refused","Refused","Refused","Yes","Refused","Refused","No",,"Yes","Refused","Refused","Refused","Refused","No","Definitely No","No","Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",2,60,"About the same","Does not apply","Somewhat","Not at all","No","Yes","No","No","No","Yes","No","No","No","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably Yes","No","Yes","Yes","Yes","Yes","No",,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Certificate or technical degree",,"Vocational/technical training","About the same financial benefits and financial costs",,,,,,,,,,,,"Very important","Very important","Very important","Very important","Very important","Moderately important","Moderately important","Moderately important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No",,"Not available in local stores",,,"Better price","Better price",,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","No","Yes","No",,,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked",,,"Very good",20161003,,20160917,18,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",3,"A mobile home","$20,000 to $24,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,0,0,3,"Not working - other",0,"White","White"
30795,,,24542.6009,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Don’t know","Don’t know","Yes","No","No","No","No","Yes","Paper check","No","No","No","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","Yes","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","No",,,,,,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","No","No","Moderately important","Slightly important","Slightly important","Moderately important","Slightly important","Not important","Moderately important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",8500,0,0,8500,"No",210,"No","No",,"No","No","Yes","No","No","Yes",,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","Yes","No","No","No",,,,"Better price",,"Not available in local stores",,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Some college but no degree","High school degree or GED","Social Advocacy Organizations","One","Community and Social Services",,,"Good",20160923,,20160915,32,"25-34","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","South","East-South Central","Rented for cash","ky",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30803,,70739.5741,21820.0398,104160.699,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Much worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","Yes","No","No","No",,"No impact","No impact","Severe impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","Yes","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","Yes","Refused","Yes","Refused","Refused",450,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Law","Financial costs are much larger","Yes","Yes","Yes","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",50000,0,0,50000,"No",0,"Yes","No",,"Yes","No","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","No","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Refused","Refused","Better price",,,,,,,"Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,"Substantial strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Food Services and Drinking Places","Two","Food Preparation and Serving","Under $5,000","I make most of the decisions","Very good",20160929,20161017,20160915,43,"35-44","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
30804,,101655.487,31887.1132,148589.098,"Fresh","No","Yes","No","Yes","No","No","No",,"No","No","No","Yes","No","No","Definitely No","Yes","Finding it difficult to get by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","Yes","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Severe impact","Minor impact","No impact","Minor impact","No impact","Moderate impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2009,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,1000,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","More debt now",,"Once","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No","Refused",,,"Refused",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Food Services and Drinking Places","One","Food Preparation and Serving",,,,,,20160920,33,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","No",3,"A one-family house attached to one or more houses","$25,000 to $29,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","nj",0,0,0,1,2,"Working - as a paid employee",0,"Black/African-American","Black"
30808,,,25979.1517,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely Yes",,"Doing okay","Much better off","About the same","It varied","No","No","Yes","No","No","No","No","No","No","Temporarily laid off",,,,,,,,,,,,,,,,,"Yes","No","No","Yes",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",60,90,"About the same","Somewhat","Somewhat","Somewhat","No","Yes","No","No","Yes","No","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,"No","Don't know","Yes","Yes","Yes","No","No","Yes","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Associate degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No","Very important","Very important","Very important","Moderately important","Moderately important","Moderately important","Very important","Moderately important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"No",100,"No","No",,"Yes","No","No","No","No","Yes",,"Yes","Yes","No","No","No","Yes","No","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","No","No","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience","Convenience",,"Refused","No","No","No","No","No","No","Yes","Yes","Yes","No","No","Yes",,"No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Never worried","Some college but no degree","Some college but no degree","Food Manufacturing","One","Precision Production (such as machinist, welder, baker, printer, tailor)","Under $5,000","I make most of the decisions","Very good",20160923,20161004,20160916,36,"35-44","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","Midwest","East-North Central","Rented for cash","mi",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
30811,,,41568.3371,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Minor impact","Minor impact","Minor impact","Minor impact","Moderate impact","Moderate impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,1,"More","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"Yes",1600,"Yes","Yes","No","No","No","Yes","Cash","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","Yes","Yes","About the same",,"Some of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Law","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,"No advice from person","Very important","Very important","Moderately important","Slightly important","Slightly important","Slightly important","Refused",,,,,,,,,,,"Yes","No","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No",16000,0,0,16000,"No",300,"Yes","Yes",,"No","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","Yes, both",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","Yes","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","No","No","Yes","Yes","No",,,,"Not available in local stores",,,"Convenience","Other reason",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Sometimes worried","Never worried","High school degree or GED","High school degree or GED","Clothing and Clothing Accessories Stores","One","Retail Sales","Under $5,000","Another household member and I share in the decisions","Good",20160922,20161015,20160916,40,"35-44","30-44","Some college, no degree","Some college","Hispanic","Male","Yes",4,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,1,1,2,"Working - as a paid employee",0,"2+ Races","Hispanic"
30816,,,19221.9379,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much worse off","About average","No","Yes","No","Yes","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","No","No",,"No impact","Moderate impact","Minor impact","Minor impact",,,,"No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","No","No","To earn money as a primary source of income",60,70,"More","Not at all","Very much","Very much","No","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Engineering","Financial benefits are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","Yes","Yes","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Substantial strain",,,"Never worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Performing Arts, Spectator Sports, and Related Industries","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Good",20161001,20161006,20160917,43,"35-44","30-44","Associate degree","Some college","2+ Races, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$10,000 to $12,499","Never married","Non-Metro","South","South Atlantic","Occupied without payment of cash rent","nc",0,0,0,0,1,"Working - self-employed",0,"2+ Races","Other"
30817,,62547.7574,21999.8777,92671.7506,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","Yes","Yes","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",1980,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Don’t know",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,58,"Very important","Not important","Not important","Not important","Very important","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No",,"Other reason",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","No","No","No","Yes",2000,"Yes","No","Refused","Yes","No","No","No","No","No","Yes","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$10,000 - $24,999","I make most of the decisions","Fair",20160923,20161006,20160915,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","South","South Atlantic","Rented for cash","sc",0,0,0,0,3,"Not working - retired",0,"Black/African-American","Black"
30820,,,29780.5835,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","Poor","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","Yes","No","No","No","No","No",,"Severe impact","No impact","No impact","Minor impact","No impact","No impact","Employed part-time","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","To earn extra money to help family members",3,5,"About the same","Somewhat","Not at all","Not at all","No","No","Yes","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No",,,,,,,,,"No",860,"Yes","Yes","No","No","Yes","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","Yes","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",500,0,0,500,"No",50,"No","No",,"Yes","No","No","No","No","Still enrolled in the program","Yes","No",,,,,"No","No","No","Yes","No","No","No",0,"Definitely Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","Yes","Yes","Yes","No","Yes","Yes","No",,,"Better price","Better price","Better price",,"Convenience","Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","Yes","Yes","Yes","Refused","No",,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Construction of Buildings","One","Installation, Maintenance, and Repair",,,"Very good",20160923,,20160915,33,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","id",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30824,,153685.691,185691.756,213223.25,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","Pretty well off financially","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","Minor impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",4000,"Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","Some college but no degree","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Good",20160922,20161007,20160916,36,"35-44","30-44","11th grade","Less than high school","Hispanic","Female","Yes",4,"A mobile home","$40,000 to $49,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,2,2,"Not working - looking for work",0,"White","Hispanic"
30825,,,24576.0172,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","Yes","No","No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",1,1,"About the same","Does not apply","Does not apply","Not at all","No","No","No","Yes","No","Yes","No","No","No","No","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No",733,"Yes","No","No","No","Yes","No","Debit card","Very confident","Yes","Yes","No","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Some of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Health","About the same financial benefits and financial costs","Yes","No","No","No","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","Moderately important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Refused","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","Yes","No","No","No","No","Yes","No",,"Other reason","Better price",,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","Yes","No","Yes","Yes","Yes",500,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Never worried","Rarely worried","Some college but no degree","High school degree or GED","Utilities","One","Office and Administrative Support","Under $5,000","I make most of the decisions","Excellent",20160922,20161008,20160916,23,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house attached to one or more houses","$15,000 to $19,999","Living with partner","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30827,,74832.3665,95831.2515,103852.927,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","Yes","Yes","Don’t know","Don’t know","Yes","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Moderate impact","Employed full-time","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",20,5,"About the same","Somewhat","Very much","Somewhat","No","Yes","No","No","Yes","Yes","Yes","Yes","No","Yes","No","I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","Yes","No","No","Yes","Yes","No","Yes","Yes","Don’t know","Yes","No",,"I did not want to cause trouble with the landlord","Probably Yes","Yes","No","No","Yes","No","No",600,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Credit card","Somewhat confident","Yes","Yes","No","No","Yes","No","No","No","No","No","No",,"No","No","Yes",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"Slightly important","Slightly important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Yes","No","Yes","Yes","No","No","No","Yes","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","Yes","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$50,000 to $74,999","More than your income","Yes","Yes","No","No","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Not available in local stores","Better price","Better price","Better price","Better price","Better price",,"Better price",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","Yes","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Sometimes worried","Sometimes worried","Rarely worried","Never worried","Less than High School degree","High school degree or GED","Mining (except Oil and Gas)","Four or more","Other (Please specify)","$10,000 - $24,999","I make most of the decisions","Very good",20160923,20161006,20160915,25,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Male","Yes",2,"A mobile home","$50,000 to $59,999","Living with partner","Non-Metro","West","Mountain","Rented for cash","wy",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
30830,,,123598.2,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","About average","No","No","No","No","No","Yes","No","No","Yes","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No",,,,,,,,,"No",960,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Never carried an unpaid balance (always pay in full)",,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,"Not sure","Very important","Not important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes",,,,,,,,"Convenience","Better price","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Sometimes worried","Sometimes worried","Sometimes worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Fair",20160923,20161009,20160916,61,"55-64","60+","7th or 8th grade","Less than high school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","id",0,0,0,0,2,"Not working - retired",0,"White","White"
30831,,,32878.7071,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","Poor","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Some of the time","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Very important","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"A little strain","Substantial strain",,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked",,,"Fair",20160923,,20160926,70,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Not working - retired",0,"White","White"
30833,,,29174.6032,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",20,10,"About the same","Not at all","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",402,"Yes","Yes","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Some of the time","Never","Associate degree","No",,,"Vocational/technical training",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","No","Yes","No",,"Not available in local stores",,,"Not available in local stores",,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Regularly worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Heavy and Civil Engineering Construction","One","Other professional",,,"Very good",20160921,,20160921,55,"55-64","45-59","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
30835,,,26935.5513,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","Yes","No","Yes","No","No","Probably No","Yes","Just getting by","About the same","Much better off","Pretty well off financially","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","Yes","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,"Not sure","Very important","Refused","Refused","Refused","Refused","Yes","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Moderate strain","Moderate strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$5,000 - $9,999","I make most of the decisions","Very good",20160920,20160930,20160920,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$10,000 to $12,499","Divorced","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Not working - retired",0,"White","White"
30836,,,22486.6657,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","Yes","Don’t know","Yes","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,62,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","Yes",,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","Convenience","Convenience",,"Convenience","Better price",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Building Material and Garden Equipment and Supplies Dealers","One","Retail Sales","Under $5,000","I make most of the decisions","Very good",20160922,20160929,20160916,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A mobile home","$15,000 to $19,999","Divorced","Non-Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","mn",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30837,,,11969.01,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Yes","Yes","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","Yes","No","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Severe impact","Severe impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,375,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial costs are much larger","No","Yes","No","Yes","No",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","Not important","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","No","No","No",25000,0,0,25000,"No",0,"Yes","Yes",,"No","Yes","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,,,,"Convenience","Better price",,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Moderate strain",,,,"Sometimes worried","Never worried","Never worried","Never worried","Less than High School degree","High school degree or GED","Educational Services","Two","Teacher, except college and university","Under $5,000","I make most of the decisions","Very good",20160928,20161012,20160918,57,"55-64","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Divorced","Metro","South","East-South Central","Rented for cash","al",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
30839,,,77635.469,,"LMI oversample","No","No","No","Yes","No","No","No",,"No","No","No","No","No","Yes","Definitely No","Yes","Finding it difficult to get by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"Refused","No impact","Severe impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","Yes","Yes","No",,,"No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20160922,20160922,20160917,48,"45-54","45-59","11th grade","Less than high school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","$20,000 to $24,999","Divorced","Non-Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Not working - disabled",0,"White","White"
30844,,,14259.9161,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","It varied","No","No","No","No","Yes","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","Yes","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","No","No",1250,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Some of the time","Never","Associate degree","No",,,"Social/behavioral sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No","Very important","Slightly important","Slightly important","Moderately important","Moderately important","Slightly important","Slightly important","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","Refused","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better price",,,,,,,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Refused","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160923,20160929,20160916,26,"25-34","18-29","Associate degree","Some college","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","West","Pacific","Rented for cash","or",0,1,0,0,2,"Not working - other",0,"White","White"
30846,,,44293.6011,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","No","No","Yes","No","Refused","No",450,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",22000,0,15000,37000,"No",150,"Yes","Yes",,"Yes","No","No","No","No","Yes",,"No",,,,,"Yes","No","Yes","No","No","No","No",,,"Very comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","Better price","Better price",,,,,,"Convenience",,"No","No","Refused","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Refused",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Miscellaneous Store Retailers","One","Other Sales","$10,000 - $24,999","I make most of the decisions","Excellent",20160922,20161010,20160919,43,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$20,000 to $24,999","Never married","Metro","South","West-South Central","Rented for cash","tx",0,2,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
30848,,194682.717,222165.365,260596.045,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","Much better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","Yes","No","No","No","No","No",,"Severe impact","No impact","No impact","No impact","No impact","No impact","Employed part-time","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",16,5,"More","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably No",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","No","No","No","Yes","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","Refused","No","No","No","No","Don’t know","Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Yes","Yes","Yes","Refused","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","No","No","Yes","No","Convenience",,,,,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Sometimes worried","Sometimes worried","Never worried","Never worried","Some college but no degree","Certificate or technical degree","Architectural, Engineering, and Related Services","One","Building and Grounds Cleaning and Maintenance","Under $5,000","Another household member makes most of the decisions","Very good",20160926,20161012,20160917,26,"25-34","18-29","10th grade","Less than high school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$40,000 to $49,999","Living with partner","Metro","South","South Atlantic","Rented for cash","fl",0,1,0,0,2,"Working - as a paid employee",0,"White","White"
30851,,,30559.3065,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Social/behavioral sciences",,,,,,,"Financial costs are somewhat larger","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","Yes","Yes","No","No","No",0,"Probably Yes","Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","Yes","No","Not available in local stores","Convenience","Convenience","Convenience",,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Bachelor’s degree","Bachelor’s degree","Business, Professional, Labor, Political, and Similar Organizations","One","Other (Please specify)","$10,000 - $24,999","I make most of the decisions","Poor",20160924,20161018,20160919,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","Black, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$35,000 to $39,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","nj",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
30857,,,6190.894,,"LMI oversample","No","Yes","Yes","No","Yes","No","No","All of the adult children living with me are not in school","Yes","Yes","No","No","No","No","Definitely Yes",,"Living comfortably","About the same","About the same","Pretty well off financially","No","Yes","No","No","No","Yes","No","No","Yes","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"Minor impact","Minor impact","Minor impact","No impact",,,,"No","No","No","No","Yes","No","No","No","No","No","No","Yes","No","No","No","No","Yes","Yes","No","No","To earn money as a primary source of income",40,10,"More","Very much","Somewhat","Not at all","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,"No",1024,"Yes","No","No","No","No","No","Cash","Somewhat confident","Yes","No","Yes","No","Yes","No","No","Yes","No","No","No",,"No","Yes","No",,"No","Yes","No","No","No","No","No","No","No","No","Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Certificate or technical degree","No",,,"Health","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes",,"Do not have children or grandchildren",,,,,,,,,,,,,,,,41,"Not important","Very important","Not important","Very important","Not important","Yes","No",,"Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No",,"Not available in local stores",,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",0,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No",,,,,,,,,"A little strain","None",,"Never worried","Sometimes worried","Sometimes worried","Never worried","Bachelor’s degree","Bachelor’s degree","Ambulatory Health Care Services","One","Sales Representative","Under $5,000","I make most of the decisions","Very good",20160921,20160929,20160916,47,"45-54","45-59","Some college, no degree","Some college","2+ Races, Non-Hispanic","Female","Yes",3,"A one-family house attached to one or more houses","Less than $5,000","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,1,2,"Working - self-employed",0,"2+ Races","Other"
30859,,85962.0233,24250.8777,125924.323,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","No","No","No",,"No impact","No impact","No impact","Severe impact","No impact","Moderate impact","Not employed, but looking for a job","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",6,10,"About the same","Not at all","Does not apply","Not at all","No","Yes","No","No","No","Yes","No","No","No","No","No","I [PPMARITins2] pay rent.",2016,"No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No",,,,"Don’t know",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Slightly important","Not important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","Refused","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","Yes","No","No","No","No","No",,,"Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Sometimes worried","Sometimes worried","Regularly worried","Never worried","Less than High School degree","High school degree or GED","General Merchandise Stores","One","Retail Sales","Under $5,000","I make most of the decisions","Good",20160923,20160929,20160920,26,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$30,000 to $34,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30860,,,12515.3149,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much worse off","Much worse off","About average","No","No","No","No","No","Yes","Yes","Yes","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Severe impact","Severe impact",,,"Not employed and not looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1990,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,"No","No","No","No","Yes","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",20000,0,0,20000,"No",135,"Yes","Yes",,"No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$0 to $4,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","Yes","Yes","No","No","Yes","No","No","No","Yes","No","Convenience",,,"Better price",,,,"Convenience",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","Yes","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No",,"No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Substantial strain","Regularly worried","Regularly worried","Never worried","Regularly worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked",,,"Very good",20161018,,20161009,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",4,"A building with 2 or more apartments","Less than $5,000","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,1,0,3,"Not working - disabled",0,"White","White"
30861,,,31264.8839,,"LMI oversample","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Probably Yes",,"Living comfortably","Much better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily at my request",,"Yes","Yes","Yes","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","Yes","No","No","No","Yes","No","No","No",,"Severe impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact","Moderate impact",,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",170,"Refused","Less","Somewhat","Somewhat","Very much","No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.","Refused","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Don’t know",,,,,,,"Refused",,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Debit card","Don’t know","Yes","No","No","No","No","Yes","No","No","No","No","No",,"No","Yes","No",,"No","No","No","No","Yes","No","No","No","No","No","Good","Yes","No",,"No","Some of the time","Never","Master’s degree","No",,,"Refused",,,,,,,"Refused","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","Yes","Yes","No","No","No",0,"Probably No","Slightly comfortable","Yes, cashed out",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","Yes","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","Better quality",,,,"Better quality",,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Graduate degree","Business, Professional, Labor, Political, and Similar Organizations","One","Other Sales","$10,000 - $24,999","I make most of the decisions","Excellent",20160922,20160930,20160916,36,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","Hispanic","Male","Yes",2,"A mobile home","$15,000 to $19,999","Widowed","Non-Metro","Midwest","West-North Central","Rented for cash","ks",0,0,0,0,2,"Working - as a paid employee",0,"White","Hispanic"
30864,,155435.833,165550.947,215595.246,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","Minor impact","Minor impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","No","Yes","Yes","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","Yes","No",,,,"Probably Yes","Yes","Yes","Yes","Yes","No","No",1130,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Very confident","Yes","Yes","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"Yes","Most or all of the time","Most or all of the time","High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","No advice from person","No advice from person","Very important","No advice from person","Slightly important","No advice from person","No advice from person","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"Yes",,,,,,"Yes","No","No","No","No","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","Yes","Yes","No","Yes","Yes","No",,,,"Convenience","Convenience",,"Not available in local stores","Convenience",,"No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Regularly worried","Regularly worried","Regularly worried","Never worried","Bachelor’s degree","Bachelor’s degree","Utilities","One","Installation, Maintenance, and Repair","Under $5,000","Another household member and I share in the decisions","Very good",20160927,20160930,20161002,29,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",4,"A building with 2 or more apartments","$60,000 to $74,999","Married","Metro","South","West-South Central","Occupied without payment of cash rent","tx",0,1,1,0,2,"Working - as a paid employee",0,"White","Hispanic"
30868,,130618.765,142176.512,184848.777,"Fresh","Yes","Refused","Yes","Refused","Refused","Refused","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","Somewhat better off","Much better off","It varied","No","No","No","Yes","Yes","Yes","No","No","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2012,"No","No","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Probably Yes","Yes","No","Yes","No","No","No",2200,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Don’t know my score or how to rate it","Yes","Yes","More debt now",,"Most or all of the time","Once","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Yes","Yes","Refused","Refused","No","No","No","No","No","No","Refused","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","No","Yes","Refused","Refused","Refused","Yes","Refused","Refused","Refused","No","Better price",,,,"Better price",,,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","No","Yes","Yes",85,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","A little strain",,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Graduate degree","Graduate degree","Not asked","Not asked","Not asked",,,"Good",20161012,,20160918,50,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Other, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$85,000 to $99,999","Married","Metro","Northeast","Mid-Atlantic","Rented for cash","pa",0,0,0,0,1,"Not working - looking for work",0,"Asian","Asian"
30872,,,26316.5411,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","Moderate impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No",365,"Yes","No","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","Yes","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Education","About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,"Moderately important","Not important","Not important","Not important","Not important","Not important","Not important","Not important",,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes","No",,"Convenience",,"Convenience",,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","Refused","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Some college but no degree","Some college but no degree","Clothing and Clothing Accessories Stores","One","Retail Sales","Under $5,000","Another household member and I share in the decisions","Good",20160922,20160929,20160917,27,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30873,,46206.3824,50982.9301,68796.3206,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely Yes",,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"No impact","No impact","Minor impact","No impact","Minor impact","No impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,1,"About the same","Not at all","Not at all","Not at all","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2016,"Yes","No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","A little difficulty",,"Probably No",,,,,,,830,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are much larger","No","No","No","No","No","Very important","Very important","Moderately important","Not important","Not important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","No","Yes",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Convenience","Better price","Convenience","Convenience","Not available in local stores","Not available in local stores","Convenience",,"Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",1000,"No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"None",,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Bachelor’s degree","Other Professional, Scientific, and Technical Services","One","Business and Financial Operations",,,"Good",20161017,,20161006,22,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$40,000 to $49,999","Never married","Metro","South","South Atlantic","Rented for cash","ga",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
30875,,,40787.6334,,"LMI oversample","No","No","No","No","Yes","No","No",,"No","Yes","No","No","No","No","Definitely Yes",,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No","Yes","No",,"Better price",,,,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","Yes","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked",,,"Good",20161001,,20160917,53,"45-54","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Non-Metro","South","South Atlantic","Owned or being bought by you or someone in your household","sc",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
30879,,,11335.1483,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"Yes","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Definitely No",,,,,,,211,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","Refused","Yes","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","Less debt now",,"Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","No","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","No","No","Convenience","Convenience","Convenience","Convenience","Convenience",,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","Yes","No","No","No",,,"No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"None",,,,"Regularly worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Not asked","Not asked","Not asked",,,"Good",20160930,,20160918,69,"65-74","60+","Some college, no degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$7,500 to $9,999","Widowed","Metro","West","Mountain","Rented for cash","co",0,0,0,0,1,"Not working - disabled",0,"White","White"
30881,,,43345.2467,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","Poor","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Check","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Not important","Not important","Not important","Somewhat important","Not important","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160922,20161016,20161002,68,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","No",2,"A one-family house detached from any other house","$15,000 to $19,999","Married","Non-Metro","West","Mountain","Rented for cash","mt",0,0,0,0,2,"Not working - retired",0,"White","White"
30882,,,18055.55,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","No","No","Yes","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 4 weeks in advance","No","No","No","No","No","No","No","No","Paper check","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] pay rent.",2003,"No","No","Yes","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,700,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","Less debt now",,"Most or all of the time","Once","Associate degree","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,"No",,,,,,,,,,,,,,,,66,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","Yes",,"Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","Yes","No","No","Yes","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","No","Yes","Yes","Yes","No","No","No","Convenience","Not available in local stores",,"Better price","Convenience","Convenience",,,,"No","No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Nursing and Residential Care Facilities","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$25,000 - $34,999","I make most of the decisions","Very good",20160922,20161007,20160918,67,"65-74","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Divorced","Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30886,,,14412.4248,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",10,5,"Less","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2006,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,"No",0,"Yes","Yes","No","No","Yes","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Education","Financial costs are somewhat larger",,,,,,,,,,,,"No advice from person","Refused","Moderately important","Moderately important","Moderately important","Slightly important","Moderately important","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",45000,0,0,45000,"No",200,"Yes","Yes",,"No","Yes","No","No","No","Still enrolled in the program",,,,,,,"Yes","No","Yes","No","No","Yes","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","No","No",,"Better price",,"Better price",,,,,,"Yes","No","No","No","No","Refused","Refused","Yes","Yes","No","Yes","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","Yes","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Some college but no degree","High school degree or GED","Educational Services","One","Management","Under $5,000","I make most of the decisions","Good",20160922,20160929,20160917,28,"25-34","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$7,500 to $9,999","Never married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,1,0,0,1,"Working - self-employed",0,"Black/African-American","Black"
30887,,,123598.2,,"LMI oversample","Refused","Refused","Yes","Refused","No","Refused","No","not asked","Refused","Yes","Refused","Refused","Refused","No","Definitely No","Yes","Finding it difficult to get by","About the same","Much worse off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Disabled and not working","Refused",,,,,,,,,,,,"No","No","No","No","No","No","No","No",,"No impact","No impact","Severe impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","No","No","No","No","No","Yes, and I sold that home",,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,500,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","Yes","Debit card","Not confident","Yes","No","No","No","No","No","No","No","Yes","No","No",,"Yes","No","No",,"No","No","No","No","No","No","No","Yes","No","No","Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","Yes","No","No","No","No","No",0,"Probably Yes",,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","Yes","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Substantial strain","Regularly worried","Regularly worried","Regularly worried","Regularly worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Poor",20161006,20161014,20161005,64,"55-64","60+","7th or 8th grade","Less than high school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$15,000 to $19,999","Widowed","Non-Metro","South","East-South Central","Rented for cash","tn",0,0,0,0,4,"Not working - retired",0,"White","White"
30893,,,21880.8779,,"LMI oversample","Yes","No","No","Yes","No","No","No",,"Yes","Yes","Yes","No","Yes","No","Probably Yes",,"Doing okay","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","Yes","No","No","No","Yes","Yes","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No","No","No","No","Yes","No","No",,"No impact","Minor impact","Minor impact","No impact","No impact","No impact","Student","No","No","No","No","Yes","Yes","Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","Yes","Yes","Yes","No","No","To earn money as a primary source of income",20,25,"About the same","Does not apply","Somewhat","Not at all","Refused","Refused","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","Yes","Yes","No","No","Yes","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Fair","No",,,,,,"Associate degree","Yes","Bachelor’s degree",,"Computer/information sciences",,,,,,,"About the same financial benefits and financial costs","No","No","No","Yes","No","Slightly important","Very important","Slightly important","Moderately important","Moderately important","Not important","Not important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",30000,0,15000,45000,"Yes",300,"No","Yes",,"Refused","Yes","Refused","Refused","Refused","Yes","No","Do not have children or grandchildren",,,,,"No","No","No","Yes","Yes","Yes","No",0,"Definitely Yes","Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","No","No","No","No","Yes",,"$5,000 to $14,999","More than your income","No","Yes","Yes","No","Often varies quite a bit from one month to the next","No","Yes","No","Yes","No","No","Yes","No","Yes","No","Yes","Yes","Yes","Yes","No","No","No","No",,"Convenience","Better price","Better quality","Convenience",,,,,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","No","Yes","Yes","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes","No","No","No",,,"Moderate strain",,,,"Moderate strain","Moderate strain",,,,"Rarely worried","Sometimes worried","Rarely worried","Rarely worried","Bachelor’s degree","High school degree or GED","Management, Scientific, and Technical Consulting Services","Three","Computer and Mathematical",,,"Good",20161004,,20160928,34,"25-34","30-44","Associate degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$12,500 to $14,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","fl",0,0,0,0,3,"Working - self-employed",0,"White","White"
30895,,,26106.3279,,"LMI oversample","Yes","Yes","Yes","Refused","No","No","Yes","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","About the same","It varied","No","No","No","No","No","Yes","No","Refused","No","Homemaker",,,,,,,,,,,,,,,,,"No","No","No","No",,"Minor impact","No impact","Severe impact","No impact",,,"Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.","Refused","No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,"Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Refused","Refused","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","No","Yes","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160921,20160923,20160917,42,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$30,000 to $34,999","Married","Metro","South","South Atlantic","Rented for cash","fl",0,0,2,0,2,"Not working - disabled",0,"White","White"
30896,,,27769.0819,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Paper check","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","Minor impact",,"No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",2,5,"About the same","Does not apply","Does not apply","Does not apply","No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2000,"Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,450,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Cash","Not confident","Yes","No","No","No","No","No","No","No","No","Yes","No",,"Yes","No","No",,"No","No","No","No","No","No","No","No","Yes","No","Fair","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,,,,"Convenience",,,,,"Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",350,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","General Merchandise Stores","One","Retail Sales",,,"Good",20160926,,20160922,48,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$35,000 to $39,999","Never married","Non-Metro","West","Pacific","Rented for cash","or",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30900,,,13139.7493,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","Yes","No","No","No","Definitely No","Yes","Just getting by","Somewhat worse off","Much better off","Pretty well off financially","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","Minor impact","Severe impact","Severe impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,1,"Less","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"Yes","Yes","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Substantial difficulty",,"Definitely No",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$0 to $4,999","More than your income","No","No","Yes","No","Often varies quite a bit from one month to the next","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","No","No","Yes","Yes",30,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Substantial strain","Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$5,000 - $9,999","Another household member makes most of the decisions","Very good",20160923,20161006,20160923,54,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",2,"A one-family house detached from any other house","Less than $5,000","Widowed","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,2,"Not working - disabled",0,"White","White"
30902,,,84749.0617,,"LMI oversample","No","No","No","Yes","No","No","No",,"Refused","No","No","No","No","No","Definitely Yes",,"Doing okay","Much better off","Much better off","Pretty well off financially","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Self-employed","Work as a consultant/contractor","Schedule varies, primarily based on my employer’s needs","More than a month in advance","No","No","No","No","No","No","No","Yes","Direct-deposit into your bank account or credit union account","No","Yes",,,"Yes","Yes","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","Yes","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,15,"More","Somewhat","Somewhat","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes",,,,,,,,,,,,"Excellent","Yes","No",,"Yes","Some of the time","Some of the time","Some college but no degree (including currently enrolled in college)","Yes","Professional degree (e.g. MBA, MD, JD)",,"Business/management","Financial benefits are somewhat larger",,,,,,,,,,,,"Very important","Slightly important","Not important","Moderately important","Not important","Moderately important","Very important","No advice from person",,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No",0,0,12,12,"No",500,"Yes","No",,"No","Yes","No","Yes","No","Yes",,,,,,,"Yes","No","No","No","No","No","No",,,"Mostly comfortable","Yes, borrowed money",,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,"$15,000 to $24,999","More than your income","Yes","Refused","Refused","Refused","Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","No","No","No","Yes","Yes","No","Convenience","Better price","Better quality",,,,"Not available in local stores","Better price",,"Yes","No","No","No","No","Yes","No","Yes","No","Yes","Yes","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","No","No","Yes","Yes",780,"Yes","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Graduate degree","Business, Professional, Labor, Political, and Similar Organizations","Two","Other professional",,,"Excellent",20160919,,20160919,18,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","va",0,0,0,0,4,"Working - self-employed",0,"White","White"
30905,,,28452.4628,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Much better off","About the same","About average","No","Yes","No","Yes","No","Yes","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"Yes","No","Yes","No",,"Severe impact","No impact","No impact","Moderate impact",,,,"No","No","No","Yes","No","No","No","No","No","Refused","Yes","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,5,"About the same","Does not apply","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","Yes","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","Yes","No","Yes","No","Yes","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No",,,,"Don’t know",,,,,,,884,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","Cash","Not confident","Yes","No","No","No","No","Yes","Yes","No","Yes","No","No",,"Yes","No","Yes",,"No","No","No","No","Yes","No","No","Yes","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","Financial costs are much larger","Yes","Yes","Yes","No","No",,,,,,,"Slightly important","Slightly important","Slightly important","Moderately important","Moderately important","Slightly important","Slightly important","Refused",,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","No",21000,0,0,21000,"No",0,"Yes","Yes",,"Yes","Yes","No","No","No","No",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Convenience",,,,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","Yes","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Personal Care Services","Two","Personal Care and Service",,,"Good",20160924,,20160919,29,"25-34","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$12,500 to $14,999","Never married","Metro","South","West-South Central","Rented for cash","tx",1,0,1,0,1,"Working - self-employed",0,"Black/African-American","Black"
30906,,,31200.4099,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Probably No","No","Finding it difficult to get by","Much better off","Much worse off","Pretty well off financially","No","No","No","No","Yes","No","No","No","No","Not employed, and not looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"Severe impact","No impact","No impact","Severe impact",,,,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",0,0,"About the same","Does not apply","Does not apply","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","None",,"Definitely No",,,,,,,375,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","Financial costs are much larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",1800,0,0,1800,"No",0,"No","Yes",,"No","No","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"Convenience",,,,,,"Convenience",,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Associate degree","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160922,20161006,20160920,41,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Non-Metro","South","East-South Central","Rented for cash","ky",0,0,0,0,1,"Not working - looking for work",0,"White","White"
30908,,,57735.8285,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","Yes","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",5,5,"More","Does not apply","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,65,"Not important","Not important","Not important","Not important","Not important","Yes","No",,"No","No","No","Yes","No","No","No","Refused","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Refused","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,,,,,,,,,,"Moderate strain","Never worried","Never worried","Never worried","Never worried","High school degree or GED","Less than High School degree","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Very good",20160923,20161006,20160920,71,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Widowed","Non-Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,1,"Not working - looking for work",0,"White","White"
30912,,,123598.2,,"LMI oversample","No","No","No","No","Refused","Refused","No",,,,,,,,,,"Doing okay","About the same","About the same","About average","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused","Refused","Yes","Refused","No","No","No","No","Refused","Refused","Yes","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,"Refused","About the same","Does not apply","Not at all","Refused","No","Yes","No","No","No","Yes","No","No","No","No","No","Refused",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Refused","No","No","No","No","No","Refused","Refused","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","Refused","Refused","Refused",,"Refused","Refused","Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,55,"Refused","Not important","Refused","Refused","Refused","Yes","Refused",,"Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",100,"No","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Rarely worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","$100,000 - $249,999","I make most of the decisions","Very good",20160918,20160930,20160918,80,"75+","60+","10th grade","Less than high school","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$15,000 to $19,999","Divorced","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"White","White"
30915,,,48005.6593,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Refused",,,,,,,,,,,,"No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Moderate impact","No impact","Moderate impact","Minor impact","Severe impact","Severe impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No",,,,"Don’t know",,,,,,,300,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Very important","Very important","Very important","Slightly important","Very important","Very important","Refused","No","Yes","No","No","No","No","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","Yes",0,0,0,1000,"No",0,"No","Yes",,"No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","Refused","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Substantial strain",,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Don’t know","Food Services and Drinking Places","One","Food Preparation and Serving","Under $5,000","I make most of the decisions","Good",20160918,20160930,20160919,30,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A building with 2 or more apartments","$15,000 to $19,999","Married","Non-Metro","South","East-South Central","Rented for cash","ky",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
30916,,50298.228,16236.9114,74798.8565,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","Yes","No","No","I [PPMARITins2] pay rent.",2013,"No","No","Yes","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,555,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","Yes","About the same",,"Some of the time","Never","Associate degree","No",,,"Undeclared",,,,,,,"About the same financial benefits and financial costs","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Rarely worried","Never worried","Certificate or technical degree","Less than High School degree","Scenic and Sightseeing Transportation","One","Office and Administrative Support","$5,000 - $9,999","I make most of the decisions","Very good",20160926,20161006,20160919,40,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Divorced","Metro","South","South Atlantic","Rented for cash","nc",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30920,,39233.7202,37198.3781,58310.3211,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","About the same","About average","No","No","No","No","Yes","Yes","No","No","Yes","Retired",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1966,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,68,"Not important","Somewhat important","Not important","Somewhat important","Not important","Yes","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$40,000 to $49,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","Yes","No","Other reason","Other reason",,,"Other reason",,,"Other reason",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160922,20160929,20160918,80,"75+","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$40,000 to $49,999","Married","Metro","Midwest","East-North Central","Rented for cash","wi",0,0,0,0,2,"Not working - other",0,"White","White"
30922,,53290.2946,58325.72,78613.064,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","No","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","No","No","No","No","Yes",,,,,,,,,"No",2000,"Yes","No","Yes","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","More debt now",,"Most or all of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Computer/information sciences","Financial costs are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,"Slightly important","Slightly important","Not important","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","More than your income","No","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No",,,,,,,,"Convenience",,"No","No","Yes","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Don’t know","Support Activities for Transportation","One","Other professional","Under $5,000","I make most of the decisions","Good",20160925,20161016,20160921,54,"45-54","45-59","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
30925,,,7025.5307,,"LMI oversample","No","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","Yes",,,"No","Yes","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"Yes","No","Yes","No","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Don’t know",,,,,,,735,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","Yes","Yes","About the same",,"Most or all of the time","Most or all of the time","Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial costs are much larger","Yes","Yes","Yes","No","Yes","Slightly important","No advice from person","Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",45000,0,7000,52000,"No",0,"Yes","Yes",,"Yes","Yes","No","No","No","Yes",,"No",,,,,"No","No","No","No","No","Yes","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","Yes","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","Better price","Not available in local stores",,,,"Convenience","Convenience","Other reason",,"Yes","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,,,"Substantial strain",,,,,"Regularly worried","Never worried","Never worried","Never worried","Associate degree","Bachelor’s degree","Refused","Two","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)",,,,,,20160920,40,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$5,000 to $7,499","Divorced","Metro","West","Pacific","Rented for cash","wa",0,0,0,1,1,"Working - self-employed",0,"White","White"
30926,,,7126.358,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","Moderate impact","Moderate impact","Moderate impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2011,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",440,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"Yes","No","No",,"No","No","No","No","Yes","No","No","No","No","No","Poor","Yes","Yes","About the same",,"Once","Once","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"Yes, cashed out",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","No","No","No","Yes",2300,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Sometimes worried","Never worried","Rarely worried","Some college but no degree","Less than High School degree","Merchant Wholesalers, Durable Goods","One","Other (Please specify)",,,"Good",20160928,,20160928,51,"45-54","45-59","Some college, no degree","Some college","2+ Races, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","in",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Other"
30928,,,47675.9861,,"LMI oversample","Yes","Yes","No","Yes","No","No","No",,"No","Yes","Yes","No","Yes","No","Definitely No","Yes","Finding it difficult to get by","About the same","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"Severe impact","Severe impact","Minor impact","No impact","Minor impact","Minor impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2008,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"I did not want to cause trouble with the landlord","Definitely Yes","No","No","No","No","No","No",240,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","Yes","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","Yes","No","No","Poor","No",,,,,,"Certificate or technical degree","No",,,"Computer/information sciences","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$15,000 to $24,999","More than your income","No","No","Yes","No","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Social Assistance","One","Other (Please specify)","Under $5,000","I make most of the decisions","Good",20160925,20161016,20160925,42,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",7,"A one-family house detached from any other house","$20,000 to $24,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,1,3,3,"Working - as a paid employee",0,"White","Hispanic"
30929,,,60604.9507,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Much better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It exceeded changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",4,15,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2007,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No","No",,,,,,,,,"No",650,"Yes","No","No","No","No","No","Debit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$40,000 to $49,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No",,,,"Convenience",,,,,,"No","No","No","No","No","No","No","No","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Religious Organizations","Two","Retail Sales","$5,000 - $9,999","I make most of the decisions","Excellent",20160928,20161014,20160924,40,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",1,"A mobile home","$25,000 to $29,999","Never married","Metro","South","South Atlantic","Rented for cash","fl",0,0,0,0,1,"Working - as a paid employee",0,"Black/African-American","Black"
30933,,,34337.5171,,"LMI oversample","Yes","No","No","Yes","No","No","No",,"Yes","No","Yes","No","No","No","Definitely Yes",,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","1 to 2 weeks in advance","Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Homemaker","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","No","Yes","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","Not available in local stores","Better price","Better price","Better price","Better price","Better price",,,,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Never worried","Never worried","Rarely worried","Never worried","Don’t know","Don’t know","General Merchandise Stores","One","Retail Sales","$10,000 - $24,999","Another household member and I share in the decisions","Very good",20160923,20161001,20160919,34,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",4,"A one-family house detached from any other house","$15,000 to $19,999","Married","Metro","South","East-South Central","Owned or being bought by you or someone in your household","al",0,0,0,0,4,"Working - as a paid employee",0,"White","White"
30939,,,22117.4849,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","About average","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1980,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Yes","No","No","Yes",,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,62,"Very important","Very important","Very important","Very important","Somewhat important","Yes","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","No","No","Not available in local stores","Not available in local stores",,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked",,,,,,20160920,65,"65-74","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Occupied without payment of cash rent","il",0,0,0,0,2,"Not working - retired",0,"White","White"
30940,,50341.8754,16160.9346,75305.5467,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","Minor impact","No impact","Disabled and not working","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Yes","No","No","No",,,,,,,,,"No",1400,"Yes","No","Yes","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","Yes","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","Yes","More debt now",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Law","Financial costs are somewhat larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","Yes","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No",,,,,,"Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","Yes","Yes","No","No","No","Yes","Yes",500,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","Refused","Refused","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Regularly worried","Sometimes worried","Rarely worried","Sometimes worried","Certificate or technical degree","Bachelor’s degree","Warehousing and Storage","One","Other (Please specify)",,,"Good",20160922,,20160920,40,"35-44","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","il",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30943,,,54211.4893,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","No","No","No","No","No","Yes","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.","Refused","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely No",,,,,,,"Don't know",,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","Yes",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked",,,"Fair",20160929,,20160929,59,"55-64","45-59","9th grade","Less than high school","Black, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","Less than $5,000","Divorced","Metro","Midwest","East-North Central","Rented for cash","in",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
30947,,,17797.6599,,"LMI oversample","Yes","No","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Living comfortably","Much better off","Much worse off","Poor","No","No","No","Yes","No","Yes","Yes","Yes","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2002,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","No",,"Yes","Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","Yes","Certificate or technical degree",,"Other (Please specify):","Refused",,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Very comfortable","Yes, both",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","Refused",,"$15,000 to $24,999","Less than your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No",,,,,,,"Better price","Convenience",,"Yes","No","No","No","No","Yes","No","Yes","Yes","No","No","No","Yes",,"Yes","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","Yes","No","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","No","None","None",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Food Services and Drinking Places","One","Transportation and Material Moving",,,"Fair",20160927,,20160919,53,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",3,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","Midwest","West-North Central","Owned or being bought by you or someone in your household","ia",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
30950,,,24576.0172,,"LMI oversample","Yes","Yes","No","No","Yes","No","No",,"Yes","Yes","Yes","No","No","No","Probably No","Yes","Doing okay","Somewhat better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Deposit onto a reloadable prepaid card","No","No","Yes","Yes","No","No","No","No","It failed to keep up with changing living expenses","No impact","No impact","No impact","No impact","No impact","No impact","Not employed, but looking for a job","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,1025,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Not confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Not important","Not important","Not important","Not important","Not important","Not important","Not important","Yes","No","Yes","Yes","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","No","No","No","No","Refused","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","No","No","Yes","No","Convenience","Convenience","Convenience","Convenience","Convenience",,,"Convenience",,"Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"Substantial strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","General Merchandise Stores","One","Retail Sales","Under $5,000","I make most of the decisions","Very good",20160926,20160929,20160920,27,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$20,000 to $24,999","Living with partner","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,1,0,3,"Working - as a paid employee",0,"White","White"
30952,,,7229.1286,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat worse off","Somewhat better off","About average","No","Refused","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Minor impact",,,"Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","Yes","Yes","No","I [PPMARITins2] pay rent.",2001,"No","Yes","Yes","No","Yes","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Moderate difficulty",,"Don’t know",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","Yes","Cash","Not confident","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No",,"Yes","Yes","No",,"No","No","No","Yes","Yes","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Health","Financial benefits are somewhat larger","No","No","No","Yes","No",,,,,,,"No advice from person","No advice from person","Moderately important","No advice from person","Moderately important","Moderately important","No advice from person","Refused",,,,,,,,,,,"No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","Yes","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","Yes","No",,"$25,000 to $39,999","More than your income","No","Yes","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","No","No",,"Not available in local stores",,"Not available in local stores",,,,,,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","Yes","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","Yes","No","No",,,,,,,,"Substantial strain","Substantial strain",,,"Never worried","Never worried","Never worried","Never worried","Don’t know","High school degree or GED","Not asked","Not asked","Not asked","Not sure","Another household member makes most of the decisions","Fair",20161001,20161008,20160925,34,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","Less than $5,000","Married","Non-Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,3,"Not working - retired",0,"White","White"
30953,,92061.4315,89775.4728,129559.864,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","It varied","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Retired","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2005,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",900,"Yes","No","No","No","No","No","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Very good","Yes","Yes","About the same",,"Most or all of the time","Some of the time","Some college but no degree (including currently enrolled in college)","No",,,"Vocational/technical training","About the same financial benefits and financial costs","Yes","Yes","Refused","Yes","Refused",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,66,"Not important","Very important","Not important","Not important","Not important","Yes","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","No","No","No","No","Yes","No","No","No","No",,"$50,000 to $74,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"Better quality",,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked",,,"Good",20160926,,20160919,80,"75+","60+","11th grade","Less than high school","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Mountain","Owned or being bought by you or someone in your household","id",0,0,0,0,2,"Not working - retired",0,"White","Hispanic"
30954,,41699.1779,15993.1772,62567.1999,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","It varied","No","No","No","No","No","No","No","No","Yes","Retired",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","Yes","No","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","Yes","About the same",,"Most or all of the time","Never","Certificate or technical degree","No",,,"Humanities","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,"No advice from person","No advice from person","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,,,,,,,,,,,,68,"Not important","Very important","Not important","Somewhat important","Very important","Yes","No",,"No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes",,"$15,000 to $24,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","Yes","No","Yes","Yes","Yes","No","Yes","Yes",,"Refused",,"Better price","Better price","Convenience",,"Refused","Better price","No","No","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"No","Yes","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","Yes","Yes","No","Yes",7000,"Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Sometimes worried","Sometimes worried","Never worried","Sometimes worried","Certificate or technical degree","High school degree or GED","Not asked","Not asked","Not asked",,,"Very good",20161001,,20160919,75,"75+","60+","Associate degree","Some college","White, Non-Hispanic","Female","Yes",1,"A building with 2 or more apartments","$20,000 to $24,999","Divorced","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,1,"Not working - retired",0,"White","White"
30955,,,14259.9161,,"LMI oversample","No","Yes","No","Yes","Yes","No","No",,"Yes","No","No","Yes","Yes","No","Probably No","Yes","Just getting by","Somewhat better off","Much better off","Poor","No","No","No","No","Yes","Yes","Yes","No","No","Student",,,,,,,,,,,,,,,,,"No","No","No","No",,"Moderate impact","No impact","No impact","Minor impact",,,,"No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes",,0,0,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Education","Financial benefits are much larger",,,,,,,,,,,,"Slightly important","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","Yes","$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","No","Yes","Yes","No",,"Better price",,,"Better price",,"Better price","Better price",,"No","No","No","No","No","No","No","No","Yes","Yes","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Rarely worried","Never worried","Some college but no degree","Some college but no degree","Not asked","Not asked","Not asked","Under $5,000","Another household member makes most of the decisions","Good",20160927,20161008,20160920,24,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Female","No",5,"A one-family house detached from any other house","$35,000 to $39,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","wa",0,1,0,1,3,"Not working - other",0,"White","White"
30956,,41421.1878,37270.225,61210.0493,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Much worse off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","Minor impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2002,"No","No","No","No","Yes","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Definitely No",,,,,,,400,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","Yes","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","No","No","No","Yes","No","Other reason","Other reason",,,,,,"Other reason",,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Support Activities for Transportation","One","Personal Care and Service",,,"Good",20160925,,20161005,61,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$125,000 to $149,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30957,,,26702.7482,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Much worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1999,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","Yes",,,,,,,,,"Yes",1900,"Yes","Yes","No","No","No","No","Cash","Not confident","Yes","Yes","No","No","No","Yes","No","No","No","No","No",,"Yes","No","No",,"Yes","No","No","No","Yes","No","No","No","No","No","Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Undeclared","About the same financial benefits and financial costs","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","No","No","No",,"$25,000 to $39,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes",,"No","No","No","No","No","No","No","Yes","Refused","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","$25,000 - $34,999","Another household member makes most of the decisions","Poor",20160929,20161014,20160920,58,"55-64","45-59","Some college, no degree","Some college","Hispanic","Male","Yes",2,"A one-family house detached from any other house","$35,000 to $39,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Not working - disabled",0,"White","Hispanic"
30959,,,29019.63,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","About the same","Pretty well off financially","Yes","No","No","No","No","Yes","No","No","No","Homemaker","Work part-time for someone else","Schedule varies, primarily at my request",,"Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","Yes","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2015,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Don't know","Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","No","Yes","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","No","Yes","No","No","No","No","No","Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Health","About the same financial benefits and financial costs","Yes","Yes","Yes","Yes","Yes",,,,,,,"No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person","No advice from person",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No",0,0,0,0,"No","Refused","Yes","Yes",,"Yes","No","Yes","No","No","Yes","No",,,,,,"No","No","No","No","No","No","No","Don’t know","Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","Yes",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Better price","Better price","Convenience","Better price","Convenience","Convenience","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","Yes","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Refused","Yes","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Nursing and Residential Care Facilities","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)",,,"Excellent",20161008,,20160925,29,"25-34","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$25,000 to $29,999","Married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","ga",0,0,1,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
30961,,71506.1276,76700.0573,104648.142,"Fresh","Yes","Yes","Yes","No","No","No","No","All of the adult children living with me are not in school",,,,,,,,,"Just getting by","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","Yes","Yes","No","Yes","No","No","No",,"Severe impact","Severe impact","Minor impact","No impact","Moderate impact","Severe impact","Employed full-time","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",20,"Refused","About the same","Does not apply","Very much","Very much","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,"No","Don't know","Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Business/management","About the same financial benefits and financial costs","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","Do not have children or grandchildren",,,,,"Yes","Yes","No","No","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","Yes","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","Yes","No",,"Not available in local stores",,,,,,"Convenience",,"No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","No","No","No","Yes","Yes","Yes","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Rarely worried","Never worried","Graduate degree","Associate degree","Motor Vehicle and Parts Dealers","One","Sales Representative",,,,,,20160923,38,"35-44","30-44","Some college, no degree","Some college","Black, Non-Hispanic","Male","No",6,"A one-family house detached from any other house","$125,000 to $149,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",1,1,0,1,3,"Working - as a paid employee",0,"Black/African-American","Black"
30962,,,54004.5999,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Somewhat worse off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Schedule varies, primarily based on my employer’s needs","4 to 6 days in advance","No","Yes","No","Yes","No","No","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","No","No","No","It was in-line with changes in living expenses","Moderate impact","Minor impact","No impact","Minor impact","Moderate impact","Moderate impact","Homemaker","No","No","Yes","Yes","No","No","No","No","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",25,25,"About the same","Somewhat","Somewhat","Somewhat","No","No","Yes","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","Yes","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","Yes","No","No","Yes","Yes","A little difficulty",,"Probably No",,,,,,,300,,,,,,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Yes","Refused","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Fair","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Physical sciences/math","Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,"Moderately important","Moderately important","Moderately important","Slightly important","Not important","Not important","Not important","Refused",,,,,,,,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No",2000,0,0,2000,"Yes",100,"Yes","No",,"Yes","Yes","No","No","No","No","No",,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","Yes","No",,,,"Not available in local stores","Convenience","Convenience",,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","Yes","No","Yes","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"Substantial strain",,,,,,,,,,"Rarely worried","Rarely worried","Never worried","Never worried","High school degree or GED","Associate degree","General Merchandise Stores","One","Retail Sales",,,"Good",20160929,,20160926,23,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","No",3,"A mobile home","$15,000 to $19,999","Married","Metro","South","South Atlantic","Rented for cash","sc",1,0,0,0,2,"Working - as a paid employee",0,"White","White"
30964,,,11035.0848,,"LMI oversample","Yes","Yes","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","About the same","Pretty well off financially","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact",,,,"Yes","Yes","No","Yes","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","To earn extra money to help family members","Refused",10,"About the same","Very much","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",650,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Debit card","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$15,000 to $24,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","A little strain","A little strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Don’t know","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Good",20160926,20160927,20160923,38,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Female","Yes",5,"A one-family house detached from any other house","$30,000 to $34,999","Divorced","Metro","Midwest","East-North Central","Rented for cash","in",0,0,2,2,1,"Not working - looking for work",0,"2+ Races","Other"
30967,,,26560.9053,,"LMI oversample","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Just getting by","Somewhat better off","Much better off","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","No","Yes","No","No","No","No","No","Direct-deposit into your bank account or credit union account","Refused","Yes","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Student","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2013,"Yes","No","No","No","Yes","Yes","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Definitely Yes","No","Yes","Yes","Yes","Yes","Refused",1050,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Cash","Not confident","Yes","No","No","No","No","Yes","Yes","No","No","No","No",,"Yes","No","No",,"No","No","No","No","Yes","No","No","No","No","No","Poor","No",,,,,,"Associate degree","No",,,"Health",,,,,,,"Financial benefits are somewhat larger","No","Yes","No","Yes","No","Very important","Refused","Very important","Refused","Refused","Refused","Refused","Very important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Refused","Refused","No",14000,0,0,14000,"No",100,"No","No",,"No","Yes","No","No","No","Yes","Yes",,,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused",,"$25,000 to $39,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Refused","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Convenience",,"Convenience","Convenience","Convenience","Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Refused","Yes","Refused","Refused","Yes","Refused","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Sometimes worried","Less than High School degree","Don’t know","Nursing and Residential Care Facilities","Two","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)",,,"Good",20160929,,20160923,29,"25-34","18-29","Associate degree","Some college","Hispanic","Female","Yes",2,"A one-family house attached to one or more houses","$30,000 to $34,999","Married","Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"2+ Races","Hispanic"
30968,,,14412.4248,,"LMI oversample","Yes","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","About the same","Poor","Yes","No","No","No","No","No","Yes","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","2 to 3 days in advance","Yes","Yes","Yes","Yes","Don’t know","Don’t know","Don’t know","No","Direct-deposit into your bank account or credit union account","No","No","Yes","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","Moderate impact","Severe impact","Minor impact","Employed part-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","Yes","No","No","Yes","Yes","No","No","Yes","Yes","Yes","Yes","A little difficulty",,"Don’t know",,,,,,,415,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Some college but no degree (including currently enrolled in college)","No",,,"Law","Financial costs are much larger","No","No","No","No","No",,,,,,,"Very important","Very important","Very important","Not important","Not important","Not important","Moderately important","Refused",,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Refused",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Rarely worried","Rarely worried","Never worried","Some college but no degree","Don’t know","Building Material and Garden Equipment and Supplies Dealers","One","Sales Representative","Under $5,000","Another household member and I share in the decisions","Good",20160930,20161020,20160923,22,"18-24","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Female","Yes",2,"A building with 2 or more apartments","$5,000 to $7,499","Living with partner","Metro","South","East-South Central","Rented for cash","ky",0,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
30969,,,55081.1196,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Doing okay","About the same","Somewhat worse off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Yes","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Severe impact","No impact","No impact","No impact",,"No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,15,"About the same","Does not apply","Not at all","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","Yes","Yes","No","No","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Don’t know",,,,,,,530,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Once","Never","Associate degree","No",,,"Computer/information sciences",,,,,,,"Financial costs are much larger","No","No","Yes","No","Yes","Moderately important","Moderately important","Not important","Slightly important","Slightly important","No advice from person","No advice from person","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","Yes","No","No","No","Don’t know","Probably Yes","Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","Yes","No","No","Refused",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","No","Yes","Yes","No","No","No","Yes","No","Better price",,"Better price","Better price",,,,"Convenience",,"No","No","No","No","No","No","Yes","Yes","Yes","Yes","No","No","Yes",,"Yes","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",500,"No","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","No","No","No","No","Yes","Yes","No","No",,"Moderate strain",,,,,,"Substantial strain","Moderate strain",,,"Regularly worried","Rarely worried","Rarely worried","Rarely worried","Some college but no degree","High school degree or GED","Other Information Services","One","Business and Financial Operations",,,"Good",20160930,,20160923,24,"18-24","18-29","Associate degree","Some college","White, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$25,000 to $29,999","Never married","Metro","South","East-South Central","Rented for cash","al",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
30970,,,19242.1662,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","Somewhat better off","Somewhat better off","About average","No","No","No","No","Yes","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","Minor impact",,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","To network/meet people",0,0,"About the same","Very much","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2015,"No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Moderate difficulty",,"Definitely No",,,,,,,200,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","No","No","Prepaid card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","Yes","About the same",,"Once","Some of the time","Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",115000,0,3500,118500,"No",475,"Yes","No",,"No","Yes","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","More than your income","No","Yes","Yes","No","Often varies quite a bit from one month to the next","No","No","Yes","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","Yes",,,,,,"Better price",,"Convenience","Not available in local stores","No","Yes","No","No","No","No","Yes","Yes","No","Yes","No","Yes","No","No","No","Yes","No","No","Yes","Yes","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","Yes",1500,"Yes","No","Yes","No","Yes","No","No","No","No","Yes","Yes","No","Yes",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","Associate degree","Don’t know","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Fair",20160929,20161014,20160922,55,"55-64","45-59","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",1,"A building with 2 or more apartments","$10,000 to $12,499","Divorced","Metro","Midwest","East-North Central","Rented for cash","il",0,0,0,0,1,"Not working - disabled",0,"Black/African-American","Black"
30973,,,123598.2,,"LMI oversample","No","No","No","No","No","Yes","No",,"Yes","Yes","No","No","No","No","Probably Yes",,"Doing okay","About the same","Somewhat better off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Moderate impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1996,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Yes","No","No","No",,,,,,,,,"No",652,"Yes","Yes","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","Yes","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Rarely worried","Some college but no degree","High school degree or GED","Not asked","Not asked","Not asked",,,"Good",20161018,,20160930,64,"55-64","60+","10th grade","Less than high school","Black, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$20,000 to $24,999","Widowed","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Not working - retired",0,"Black/African-American","Black"
30974,,,20841.0427,,"LMI oversample","No","No","No","No","No","No","No",,,,,,,,,,"Just getting by","About the same","Much worse off","About average","No","Yes","No","No","No","No","No","No","No","Self-employed","Work for yourself (self-employed) or as a sole-proprietor",,,,,,,,,,,,"No","No",,,"No","No","No","No",,"No impact","No impact","Minor impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1997,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Associate degree","No",,,"Vocational/technical training",,,,,,,"Financial costs are much larger","No","Refused","Refused","Refused","Yes",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","Yes","No","Yes","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","No","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","Yes",,,,"Better price",,,,,"Better price","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Bachelor’s degree","Some college but no degree","Other Professional, Scientific, and Technical Services","One","Other (Please specify)",,,"Fair",20160930,,20160930,43,"35-44","30-44","Associate degree","Some college","White, Non-Hispanic","Male","No",1,"A one-family house detached from any other house","$12,500 to $14,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,1,"Working - self-employed",0,"White","White"
30979,,,48005.6593,,"LMI oversample","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","Somewhat worse off","About the same","Poor","Yes","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Refused","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Don’t know","Yes","Don’t know","Yes","Yes","Yes","Direct-deposit into your bank account or credit union account","No","No","No","No","No","Yes","No","No",,"Moderate impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","No","I [PPMARITins2] pay rent.",2016,"No","No","No","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","No",,,,,"No","No","No","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","Yes","No",,,,"Definitely Yes","Yes","Refused","Refused","Refused","Refused","Refused",700,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Prepaid card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$25,000 to $39,999","More than your income","Refused","Refused","Yes","Refused","Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No",,,"Substantial strain","Moderate strain",,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Never worried","High school degree or GED","High school degree or GED","Justice, Public Order, and Safety Activities","Two","Personal Care and Service",,,"Good",20160929,,20160922,33,"25-34","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","Yes",4,"A one-family house detached from any other house","$20,000 to $24,999","Married","Non-Metro","South","South Atlantic","Rented for cash","wv",0,0,2,0,2,"Working - as a paid employee",0,"White","White"
30982,,47986.8547,46483.6224,71136.4496,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","No","No","Yes","No","I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2014,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","No","No","No","Yes",,,,,,,,,"No",1730,"Yes","No","No","No","No","Yes","Credit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Professional degree (e.g. MBA, MD, JD)","No",,,"Health",,,,,,,"Financial benefits are much larger","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"Yes","No","Yes","Yes","No","No","No",,,"Very comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$150,000 to $199,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","Yes","No","Yes",,,,,"Convenience","Convenience","Convenience",,"Convenience","Yes","Yes","No","No","No","No","No","Yes","Yes","Yes","No","Yes","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Bachelor’s degree","Ambulatory Health Care Services","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$1,000,000 or more","Another household member and I share in the decisions","Excellent",20160929,20161009,20160923,59,"55-64","45-59","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$175,000 to $199,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30983,,,26041.7921,,"LMI oversample","No","Yes","Yes","Yes","No","No","No","All of the adult children living with me are not in school","Yes","Yes","No","No","Yes","No","Definitely No","Yes","Doing okay","Somewhat better off","Much better off","Pretty well off financially","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Normally work the same hours",,"Yes","No","Don’t know","No","No","No","No","No","Direct-deposit into your bank account or credit union account","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","Minor impact","No impact","No impact",,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",16,10,"Less","Not at all","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Debit card","Somewhat confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"Yes","No","Yes",,"No","No","No","Yes","No","No","No","No","No","No","Fair","Yes","No",,"No","Some of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","Yes","Associate degree",,"Health","About the same financial benefits and financial costs",,,,,,,,,,,,"Moderately important","Slightly important","No advice from person","Not important","Slightly important","No advice from person","No advice from person","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Probably Yes",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","No","No","Yes","No","No","No","No","Convenience","Better price",,,"Convenience",,,,,"No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","Less than High School degree","Less than High School degree","General Merchandise Stores","One","Sales Representative",,,"Very good",20160930,,20160924,22,"18-24","18-29","Some college, no degree","Some college","Hispanic","Female","No",5,"A building with 2 or more apartments","$20,000 to $24,999","Never married","Metro","West","Pacific","Rented for cash","ca",0,0,1,0,4,"Working - as a paid employee",0,"White","Hispanic"
30985,,,58330.4508,,"LMI oversample","No","No","No","Yes","Yes","No","No",,"Yes","No","Yes","No","Yes","No","Probably Yes",,"Living comfortably","About the same","Somewhat better off","Pretty well off financially","No","No","No","No","No","No","No","Yes","Yes","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","No impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2005,"Yes","Yes","Yes","No","No","No","Yes","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,600,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,,,,,,,,,,,,"Not sure","Somewhat important","Not important","Not important","Not important","Not important","No","No",,"No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","Yes",,"No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","Under $5,000","Another household member and I share in the decisions","Very good",20160925,20161015,20160925,64,"55-64","60+","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","No",3,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","pa",0,0,0,0,3,"Not working - disabled",0,"Asian","Hispanic"
30986,,,56682.6805,,"LMI oversample","Yes","No","No","No","No","Yes","No",,"Yes","No","No","No","No","No","Probably Yes",,"Doing okay","Somewhat worse off","About the same","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","No impact","Moderate impact","Minor impact","Student","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,10,"Less","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","Yes","No","Yes","No","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably No",,,,,,,475,,,,,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Debit card","Very confident","Yes","No","No","No","No","No","Yes","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","No",,,,,,"Some college but no degree (including currently enrolled in college)","Yes","Bachelor’s degree",,"Physical sciences/math","Financial benefits are much larger",,,,,,,,,,,,"Very important","Very important","Moderately important","Moderately important","Moderately important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","Yes",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Better price","Convenience","Better price","Convenience","Convenience","Convenience",,"No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","Yes","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,"A little strain",,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Graduate degree","Graduate degree","Educational Services","One","Computer and Mathematical","Under $5,000","I make most of the decisions","Good",20161001,20161014,20160923,24,"18-24","18-29","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A building with 2 or more apartments","$20,000 to $24,999","Living with partner","Non-Metro","West","Pacific","Rented for cash","ca",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
30991,,,20535.6845,,"LMI oversample","No","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","No","No","No","No","No","Yes","Probably Yes",,"Just getting by","About the same","Much worse off","About average","No","No","No","No","No","No","No","Yes","No","Disabled and not working",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Severe impact","No impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2009,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably No",,,,,,,190,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","Yes","No","Debit card","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No",6000,0,0,6000,"No",0,"Yes","Yes",,"Yes","No","No","No","No","No",,"No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","Yes","No","No","Yes","No","No","No",,,"No","No","Yes","Yes","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160929,20161015,20160922,37,"35-44","30-44","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Female","Yes",1,"A building with 2 or more apartments","$5,000 to $7,499","Never married","Metro","West","Mountain","Rented for cash","nm",0,0,0,0,1,"Not working - disabled",0,"White","Hispanic"
30994,,129458.613,41101.9265,185127.685,"Fresh","No","No","No","No","No","No","No",,,,,,,,,,"Finding it difficult to get by","About the same","Somewhat worse off","About average","No","No","No","Yes","No","No","No","Yes","No","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","No","No","No",,"Minor impact","Minor impact","No impact","Moderate impact",,,,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","To earn extra money to help family members",25,10,"Less","Somewhat","Very much","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,"Don’t know",,,,,,,650,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No","Yes","Yes","Debit card","Not confident","Yes","No","No","No","Yes","No","No","No","Yes","No","No",,"Yes","No","No",,"No","No","No","Yes","No","No","No","No","No","No","Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Moderately important","Refused","Slightly important","Refused","Moderately important","Refused","Moderately important","Slightly important","No","No","No","No","Yes","No","No","No","No","No",,,,,,,,,,,"Yes","Yes","No","No","No",45,0,0,45,"No",75,"No","Yes",,"No","No","No","No","No","No",,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Often varies quite a bit from one month to the next","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","High school degree or GED","High school degree or GED","Not asked","Not asked","Not asked",,,"Good",20160929,,20160927,28,"25-34","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Hispanic","Male","Yes",1,"A building with 2 or more apartments","Less than $5,000","Never married","Metro","South","West-South Central","Rented for cash","tx",0,0,0,0,1,"Not working - looking for work",0,"White","Hispanic"
30996,,203526.462,222165.365,277298.423,"Fresh","Yes","No","No","Refused","No","No","No",,,,,,,,,,"Doing okay","About the same","Much better off","About average","Yes","No","No","No","No","No","Yes","No","No","Student","Work part-time for someone else","Schedule varies, primarily at my request",,"No","No","No","No","No","No","No","No","Direct-deposit into your bank account or credit union account","Refused","No","No","No","No","No","Yes","No",,"No impact","No impact","No impact","Minor impact","No impact","Minor impact","Employed full-time","No","No","Yes","No","No","Refused","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",0,"Refused","Refused","Does not apply","Does not apply","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","No","Yes","No","No","No","Yes","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No",,"It was easier for me to fix without their assistance","Probably Yes","Yes","Yes","Yes","No","Yes","No",475,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","Yes","Cash","Not confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","No","Yes","Yes","Convenience","Better price",,,,,,"Better price","Better price","Yes","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","Yes","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","Yes","No","Yes","Yes","Yes","Yes",40000,"No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No",,,,"Moderate strain",,,,,,,,"Never worried","Never worried","Never worried","Never worried","Less than High School degree","Less than High School degree","Not asked","Not asked","Not asked","$50,000 - $74,999","Another household member and I share in the decisions","Very good",20160926,20160926,20160926,19,"18-24","18-29","11th grade","Less than high school","Hispanic","Female","No",5,"A mobile home","$40,000 to $49,999","Married","Metro","South","South Atlantic","Rented for cash","va",0,0,1,1,3,"Not working - looking for work",0,"White","Hispanic"
30998,,113933.02,124295.175,159193.209,"Fresh","No","No","No","Yes","No","No","No",,"Yes","No","No","No","No","No","Definitely No","Yes","Finding it difficult to get by","About the same","Somewhat better off","About average","Yes","No","No","Yes","No","No","No","No","No","Not employed, but looking for a job","Work part-time for someone else","Normally work the same hours",,"Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","Don’t know","No","Paper check","No","No","No","No","Yes","Yes","Yes","No",,"No impact","No impact","No impact","Severe impact","No impact","No impact",,"No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",4,20,"About the same","Somewhat","Very much","Somewhat","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2008,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Don’t know",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Very important","Very important","Moderately important","Not important","No advice from person","No advice from person","No advice from person","No advice from person","No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",0,"Don’t know",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","More than your income","Yes","Yes","Yes","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","Yes","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Moderate strain","Moderate strain",,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","Bachelor’s degree","Associate degree","Construction of Buildings","Two","Construction and Extraction","Under $5,000","Another household member makes most of the decisions","Excellent",20160930,20161014,20160922,18,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",3,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","South","South Atlantic","Owned or being bought by you or someone in your household","nc",0,0,0,0,3,"Working - as a paid employee",0,"White","White"
30999,,182880.573,59472.3966,251032.19,"Fresh","No","No","No","No","Yes","No","No",,"No","No","Yes","No","Yes","No","Probably No","Yes","Doing okay","About the same","About the same","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"No","No","No","No","Yes","No","No","No","Deposit onto a reloadable prepaid card","No","No","No","No","Yes","No","No","No",,"No impact","No impact","No impact","No impact","Moderate impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2015,,,,,,,,,,,"No","No","No","No","No","No",,,,,"No","No","No","No","No","No","No","No","Yes","No",,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Prepaid card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Associate degree","No",,,"Social/behavioral sciences",,,,,,,"Financial benefits are somewhat larger","Yes","Yes","No","Yes","No","Moderately important","Moderately important","Slightly important","Moderately important","Moderately important","No advice from person","Slightly important","Not important",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","Yes","No","No","No","Yes",,,,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$15,000 to $24,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No",,,,,,,,,"A little strain",,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Certificate or technical degree","Some college but no degree","Not asked","Not asked","Not asked",,,"Very good",20161009,,20160930,24,"18-24","18-29","Associate degree","Some college","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$25,000 to $29,999","Never married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",0,0,0,0,2,"Not working - looking for work",0,"Black/African-American","Black"
31000,,47944.2992,49633.6701,70844.3948,"Fresh","Yes","No","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Much better off","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","No","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2013,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","No","No","No","Yes",,,,,,,,,"No",2500,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","Yes","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Master’s degree","No",,,"Humanities",,,,,,,"Financial benefits are much larger","No","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","Yes","No","Yes","Yes","No","Yes",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No",,"$200,000 or higher","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","Yes","No","No","No","No","No","Yes","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Better price","Better price","Convenience","Convenience","Convenience","Convenience",,"Yes","No","No","No","No","No","Yes","Yes","Yes","Yes","No","Yes","Yes",,"No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Rarely worried","Never worried","High school degree or GED","Less than High School degree","Educational Services","One","Teacher, except college and university",,,,,,20160926,55,"55-64","45-59","Masters degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",1,"A one-family house detached from any other house","$200,000 to $249,999","Married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,0,0,0,1,"Working - as a paid employee",0,"White","White"
31002,,38841.4749,40776.6792,57796.9789,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Living comfortably","About the same","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","No","Yes","Don’t know","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","No","No","No","No","It failed to keep up with changing living expenses","Minor impact","No impact","No impact","No impact","No impact","Minor impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2012,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","Yes","No","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",1250,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","No","Yes","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Very good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"Bachelor’s degree","No",,,"Health",,,,,,,"About the same financial benefits and financial costs","No","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","Yes","No","No",,,,,"Yes","No","Yes","No","No","No","No",,,"Mostly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$100,000 to $149,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","No","Yes","Yes","No","Yes","No",,"Convenience",,,"Convenience","Convenience",,"Convenience",,"Yes","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes",,"Yes","No","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","Certificate or technical degree","Don’t know","Hospitals","One","Other Health Care Practitioner (such as nurse, pharmacist, chiropractor, dietician)","$25,000 - $34,999","Another household member and I share in the decisions","Very good",20160930,20161007,20160922,35,"35-44","30-44","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",4,"A one-family house detached from any other house","$100,000 to $124,999","Married","Metro","Midwest","East-North Central","Owned or being bought by you or someone in your household","oh",1,1,0,0,2,"Working - as a paid employee",0,"White","White"
31008,,183910.957,59540.8859,255419.451,"Fresh","Refused","Refused","Refused","Yes","Yes","Refused","No",,"No","No","No","No","No","No","Probably Yes",,"Finding it difficult to get by","Much worse off","About the same","Poor","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Cash","No","No","No","No","No","No","No","No",,"Moderate impact","Moderate impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2000,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely Yes","Yes","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,"No","No","Yes","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"Not important","Not important","Not important","Not important","Not important","Not important","Not important","No advice from person","No","Yes","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"No",,,,,"No","No","No","No","No","No","No",0,"Probably No",,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","No","No","No","No",0,,,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","Yes","Yes","No","No","No","No","No","No","No","Other reason","Other reason",,,,,,,,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No",,,,"Moderate strain",,,,,"A little strain",,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Construction of Buildings","One","Construction and Extraction",,,"Very good",20160929,,20160923,30,"25-34","30-44","12th grade NO DIPLOMA","Less than high school","Hispanic","Male","No",3,"A one-family house detached from any other house","$25,000 to $29,999","Divorced","Metro","South","West-South Central","Owned or being bought by you or someone in your household","tx",0,0,0,0,3,"Working - as a paid employee",0,"White","Hispanic"
31009,,113501.679,120193.028,159877.427,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","No","No","No","No","No","Probably No","Yes","Doing okay","About the same","Somewhat better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Schedule varies, primarily based on my employer’s needs","One day in advance or less (including on call)","Don’t know","Yes","Don’t know","Don’t know","Don’t know","Don’t know","Yes","No","Other (Please specify):","No","No","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","Moderate impact","Minor impact","No impact","No impact",,"No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","Just for fun (as a hobby)",10,10,"About the same","Does not apply","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Probably No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","Credit card","Somewhat confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","Yes","No",,"No","Never carried an unpaid balance (always pay in full)",,"High school degree or GED","No",,,,,,,,,,,,,,,,"Slightly important","Slightly important","No advice from person","No advice from person","No advice from person","Slightly important","Slightly important","No advice from person","No","No","No","No","No","Yes","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No","Yes",,,"No",,,,,,,,,,,,,,,,,,"Yes","No","Yes","No","No","No","No","No","No",,"$5,000 to $14,999","Less than your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No",,,,,"Not available in local stores",,,,,"No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","No",,,"Yes","No","No","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Regularly worried","Rarely worried","Never worried","Rarely worried","High school degree or GED","High school degree or GED","Miscellaneous Store Retailers","One","Retail Sales",,,"Very good",20161001,,20161001,21,"18-24","18-29","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","White, Non-Hispanic","Male","No",5,"A one-family house detached from any other house","$40,000 to $49,999","Never married","Metro","Northeast","Mid-Atlantic","Owned or being bought by you or someone in your household","ny",0,0,0,0,5,"Working - as a paid employee",0,"White","White"
31013,,202039.476,222165.365,277298.423,"Fresh","No","No","No","No","No","Yes","No",,"Yes","No","No","No","Yes","No","Definitely No","Yes","Doing okay","Somewhat better off","Somewhat better off","Pretty well off financially","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","Yes","Yes","Yes","Yes","Yes","No","It failed to keep up with changing living expenses","No impact","No impact","Minor impact","Moderate impact","Moderate impact","Moderate impact",,"No","No","No","No","No","No","Yes","No","Yes","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"More","Somewhat","Not at all","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2016,"No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","No",,,,,"No","No","Yes","Yes","Yes","No","Yes","No","No","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","None",,"Probably No",,,,,,,1350,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Credit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Fair","Yes","Yes","More debt now",,"Most or all of the time","Never","Bachelor’s degree","No",,,"Business/management",,,,,,,"Financial benefits are somewhat larger","No","No","No","No","No","Slightly important","Not important","Slightly important","Slightly important","Slightly important","Not important","Not important","Not important",,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No",19000,0,10000,29000,"No",250,"No","No",,"No","No","Yes","No","No","Yes",,,,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","More than your income","Yes","Yes","No","No","Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","No","No","Yes","No","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Convenience","Better price","Better price","Better price","Better price","Better price","Convenience",,"Yes","Yes","Yes","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","No","Yes","No","Yes","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Rarely worried","Never worried","Never worried","Never worried","High school degree or GED","High school degree or GED","Clothing and Clothing Accessories Stores","One","Other (Please specify)","$50,000 - $74,999","I make most of the decisions","Good",20160930,20161008,20160925,23,"18-24","18-29","Bachelors degree","Bachelor's degree or higher","Other, Non-Hispanic","Female","No",3,"A building with 2 or more apartments","$200,000 to $249,999","Never married","Metro","Northeast","Mid-Atlantic","Rented for cash","ny",0,0,0,0,3,"Working - as a paid employee",0,"Asian","Asian"
31014,,42635.7141,47722.4826,64184.0912,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat worse off","Much better off","It varied","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work part-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","Yes","Yes","No","No","No","It was in-line with changes in living expenses","Severe impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes",,"Refused","Refused","About the same","Does not apply","Not at all","Does not apply","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2009,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","No","No","No","Yes","No","No","Yes",,,,,,,,,"No",1400,"Yes","No","No","No","No","No","Credit card","Very confident","Yes","No","Yes","No","No","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","More debt now",,"Some of the time","Never","Bachelor’s degree","No",,,"Life sciences",,,,,,,"Financial benefits are somewhat larger","No","No","No","Yes","No","Very important","Slightly important","Slightly important","Slightly important","Slightly important","Not important","Not important","Refused",,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No",,,,,,"Yes","Yes","Yes","Yes","Yes","No","No",,,"Slightly comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","No","No",,"$100,000 to $149,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","Yes","Yes","No","Yes","No",,,,,"Convenience","Better price",,"Convenience",,"Yes","No","No","No","No","No","No","Yes","Yes","Yes","Yes","Yes","No","Yes","Yes","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Sometimes worried","Never worried","Never worried","Never worried","Some college but no degree","Refused","Other Professional, Scientific, and Technical Services","One","Health Technologist or Technician (such as paramedic, lab technician)","$75,000 - $99,999","Another household member and I share in the decisions","Very good",20160929,20161010,20160924,29,"25-34","18-29","Bachelors degree","Bachelor's degree or higher","White, Non-Hispanic","Female","Yes",3,"A one-family house detached from any other house","$60,000 to $74,999","Married","Metro","West","Pacific","Rented for cash","hi",1,0,0,0,2,"Working - as a paid employee",0,"White","White"
31015,,58868.3587,20180.1949,89741.82,"Fresh","Yes","Refused","Refused","Refused","Refused","Refused","No",,,,,,,,,,"Doing okay","Somewhat better off","Much better off","About average","Refused","Refused","Refused","Yes","Refused","Refused","Refused","Refused","Refused","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"Yes","Refused","Yes","Refused",,"Refused","Refused","Severe impact","Refused",,,"Employed full-time","Refused","Yes","Refused","Refused","Refused","No","Refused","No","Refused","Refused","No","Yes","No","No","No","No","No","No","No","No","To earn money as a primary source of income",20,"Refused","More","Somewhat","Somewhat","Somewhat","No","Yes","No","No","No","Yes","No","No","Yes","No","No","I [PPMARITins2] own [PPMARITins3] home free and clear (without a mortgage or loan).",1989,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","No","No",,,,,,,,,,,"No","No","No","No","No","No","Debit card","Very confident","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Good","No",,,,,,"Less than High School degree",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"No","No","No","No","Yes","Yes","No","No","No",,"$5,000 to $14,999","More than your income","No","No","Yes","Refused","Often varies quite a bit from one month to the next","No","No","No","Yes","No","No","No","No","Yes","No","Yes","No","Yes","No","No","No","Yes","No",,"Convenience",,"Convenience",,,,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","Yes",150,"Yes","No","No","Yes","Yes","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","Yes","No","No","No",,,,,,,,"Substantial strain",,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Not asked","Not asked","Not asked","$25,000 - $34,999","I make most of the decisions","Fair",20160929,20161011,20160925,52,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","Less than $5,000","Married","Metro","Northeast","Mid-Atlantic","Occupied without payment of cash rent","pa",0,1,0,0,1,"Not working - looking for work",0,"Black/African-American","Black"
31017,,16243.2028,18875.8113,25157.7234,"Fresh","Yes","No","Yes","No","No","No","No","One or more of the adult children who live with me are in school","Yes","Yes","No","No","Yes","No","Definitely Yes",,"Just getting by","Somewhat worse off","Somewhat better off","About average","No","Refused","No","Yes","No","No","No","No","Yes","Not employed, but looking for a job",,,,,,,,,,,,,,,,,"No","No","No","No",,"No impact","No impact","Minor impact","Moderate impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","Yes","No","No","Yes","No","No","No","No","No","No","No","To earn extra money on top of pay from a current job, retirement, pension, disability, or other regular source of income",10,5,"About the same","Somewhat","Somewhat","Not at all","No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",1994,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","Yes","Yes","No","Yes","No","No","No",,,,,,,,,"No",618,"Yes","No","No","No","No","No","Cash","Very confident","Yes","No","No","No","Yes","No","No","Yes","No","No","No",,"No","No","No",,,,,,,,,,,,"Good","Yes","Yes","Less debt now",,"Once","Never","High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,"No","No",,,,,,,,,,,,,,,,49,"Very important","Not important","Not important","Not important","Somewhat important","No","No","Yes","Yes","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","Yes","No",,"$50,000 to $74,999","The same as your income",,,,,"Roughly the same most months, but some unusually high or low months during the year","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","Yes","Yes","Yes","No","No",,,,"Better price","Better price","Better price","Better price",,,"No","No","No","No","No","No","Yes","Yes","Yes","No","No","Refused","No","Yes","No","No","Yes","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","No",,"Moderate strain",,,,,,,,,,"Rarely worried","Rarely worried","Rarely worried","Rarely worried","Less than High School degree","High school degree or GED","Not asked","Not asked","Not asked","Under $5,000","I make most of the decisions","Good",20160929,20161002,20160925,56,"55-64","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","2+ Races, Non-Hispanic","Male","Yes",1,"A one-family house detached from any other house","$50,000 to $59,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ok",0,0,0,0,1,"Not working - retired",0,"2+ Races","Other"
31018,,52334.7862,50248.8025,77234.7682,"Fresh","Yes","Yes","No","No","No","No","No",,,,,,,,,,"Doing okay","Somewhat better off","Somewhat better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Direct-deposit into your bank account or credit union account","No","No","No","No","No","No","No","No",,"No impact","No impact","No impact","No impact","No impact","No impact","Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] own [PPMARITins3] home with a mortgage or loan.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","No","Yes","No","Yes","Yes","No","No","Yes",,,,,,,,,"No",550,"Yes","No","No","No","No","No","Debit card","Very confident","Yes","No","No","No","Yes","No","No","No","No","No","No",,"No","No","No",,,,,,,,,,,,"Excellent","Yes","Yes","Less debt now",,"Most or all of the time","Never","Some college but no degree (including currently enrolled in college)","No",,,"Physical sciences/math","Financial costs are somewhat larger","Yes","No","No","Yes","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"Yes","No","No","Yes","No","No","No","Yes","No",,,,,"Yes","No","No","Yes","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$75,000 to $99,999","Less than your income",,,,,"Roughly the same amount each month",,,,,,,,,,"Yes","Yes","Yes","Yes","Yes","Yes","Yes","Yes","No","Convenience","Better price","Convenience","Better price","Better price","Better price","Convenience","Convenience",,"Yes","Yes","No","No","No","No","Yes","Yes","Yes","No","No","No","No","Yes","No","Yes","No","No","No","No","No","No","No","No","I will be able to pay all of my bills in full","I would still be able to pay all of my other bills in full","No","No","No","No","No","No","No",,,"Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Some college but no degree","Electronic and Precision Equipment Repair and Maintenance","One","Installation, Maintenance, and Repair",,,"Good",20160929,,20160925,34,"25-34","30-44","Some college, no degree","Some college","White, Non-Hispanic","Male","Yes",2,"A one-family house detached from any other house","$75,000 to $84,999","Married","Metro","South","West-South Central","Owned or being bought by you or someone in your household","ar",0,0,0,0,2,"Working - as a paid employee",0,"White","White"
31019,,,40570.9728,,"LMI oversample","Yes","Yes","No","No","Yes","No","No",,"Yes","Yes","No","No","No","No","Definitely Yes",,"Doing okay","Somewhat worse off","Much better off","Poor","No","No","No","No","No","Yes","No","No","No","Homemaker",,,,,,,,,,,,,,,,,"Yes","Yes","Yes","No",,"Severe impact","No impact","No impact","No impact",,,"Employed full-time","No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2014,"No","No","Yes","No","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","A little difficulty",,"Probably Yes","Yes","Yes","Yes","Yes","Yes","No",605,,,,,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","Yes","Debit card","Somewhat confident","No",,,,,,,,,,,"Yes",,,,"No",,,,,,,,,,,"Poor","Yes","Yes","Less debt now",,"Some of the time","Most or all of the time","Some college but no degree (including currently enrolled in college)","No",,,"Business/management","Financial benefits are somewhat larger","Yes","Yes","No","Yes","No",,,,,,,"Very important","Moderately important","Not important","Very important","Very important","Moderately important","Moderately important","No advice from person",,,,,,,,,,,"No","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","Yes","No",6000,0,500,6500,"No",40,"No","Yes",,"No","Yes","No","No","No","No","No",,,,,,"Yes","Yes","No","No","No","No","No",,,"Not comfortable","No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$40,000 to $49,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","Yes","No","Yes","No","No","No","Yes","No",,"Better price",,"Better price",,,,"Convenience",,"No","No","No","No","No","No","No","Yes","No","No","No","No","No","Yes","No","Yes","No","No","Yes","No","Yes","No","No","No","I will be able to pay all of my bills in full","I could not pay some other bills or would only make a partial payment on some of them","No","No","No","No","No","No","Yes",150,"Yes","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","No","No","No","No","No","Moderate strain",,,,,,,,,,,"Regularly worried","Regularly worried","Sometimes worried","Sometimes worried","Less than High School degree","Don’t know","Food and Beverage Stores","One","Food Preparation and Serving","Under $5,000","Another household member and I share in the decisions","Fair",20160930,20161011,20160927,25,"25-34","18-29","Some college, no degree","Some college","Black, Non-Hispanic","Female","No",3,"A mobile home","$30,000 to $34,999","Married","Non-Metro","South","East-South Central","Owned or being bought by you or someone in your household","ms",1,0,0,0,2,"Working - as a paid employee",0,"Black/African-American","Black"
31021,,70061.0326,21336.0757,103889.324,"Fresh","Yes","No","No","Yes","No","No","No",,"No","No","Yes","No","No","No","Definitely Yes",,"Doing okay","Much better off","Much better off","About average","Yes","No","No","No","No","No","No","No","No","Employed for someone else","Work full-time for someone else","Normally work the same hours",,"No","No","No","No","No","No","No","No","Paper check","No","Refused","No","Yes","No","No","No","No","It was in-line with changes in living expenses","No impact","No impact","No impact","No impact","No impact","No impact",,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"No","No","No","No",,,,,,,,"I [PPMARITins2] pay rent.",2011,"No","No","No","Yes","No","Yes","No","No","No","No",,,,,,,,,,,,,,,,,,,,,,,,,,,"Yes","Yes","None",,"Definitely Yes","Yes","No","Yes","No","No","No",425,,,,,,,,,,,,,,,,,,,,,"No","Yes","No","No","No","No","Cash","Not confident","No",,,,,,,,,,,"Yes",,,,"Yes",,,,,,,,,,,"Poor","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,"Do not have children or grandchildren",,,,,"No","No","No","No","No","No","No",0,"Definitely Yes",,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$5,000 to $14,999","The same as your income",,,,,"Roughly the same amount each month",,,,,,,,,,"No","No","No","No","No","No","No","No","No",,,,,,,,,,"No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","Yes","No","No","No","No","No","I cannot pay some bills or will only make a partial payment on them",,"No","No","No","No","No","No","No",,,"No","No","No","No","No","No","No","No","No","No","No","No","No","No","No","Yes","No","No","No","No","No","No","No","No",,,"A little strain",,,,,,,,,"Never worried","Never worried","Never worried","Never worried","High school degree or GED","Don’t know","Nursing and Residential Care Facilities","One","Food Preparation and Serving",,,"Very good",20160927,,20160926,47,"45-54","45-59","HIGH SCHOOL GRADUATE - high school DIPLOMA or the equivalent (GED)","High school","Black, Non-Hispanic","Female","Yes",3,"A building with 2 or more apartments","$30,000 to $34,999","Divorced","Metro","South","South Atlantic","Rented for cash","sc",0,0,0,0,3,"Working - as a paid employee",0,"Black/African-American","Black"
31023,,120572.102,123677.47,168896.865,"Fresh","No","No","No","Yes","Yes","No","No",,"Yes","Yes","Yes","No","No","No","Probably No","Yes","Doing okay","About the same","Somewhat better off","About average","No","Yes","No","Yes","No","Yes","Yes","No","No","Student","Work as a partner in a partnership (e.g. partner in law firm, medical practice)",,,,,,,,,,,,"Refused","Yes",,,"Yes","No","No","Yes",,"Minor impact","Moderate impact","Minor impact","Moderate impact",,,,"No","No","No","No","No","No","No","No","No","No","No",,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","Yes","No","No","No","I [PPMARITins2] don’t own [PPMARITins3] home or pay rent.",2010,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,"Definitely No",,,,,,,,,,,,,,,,,,,,,,,,,,,,"No","No","No","No","No","No","Cash","Don’t know","No",,,,,,,,,,,"No",,,,,,,,,,,,,,,"Don’t know my score or how to rate it","No",,,,,,"High school degree or GED","No",,,,,,,,,,,,,,,,"No advice from person","No advice from person","No advice from person","Moderately important","No advice from person","No advice from person","No advice from person","No advice from person","Yes","No","No","Yes","No","No","No","No","No","No",,,,,,,,,,,"No",,,,,,,,,,,,,"No",,,,,,,,,,,,,"No","No","No","No","No","No","No",,,,"No",,,,,,,,,,,,,,,,,,"Yes","No","No","No","No","No","No","No","No",,"$0 to $4,999","The same as your income",,,,,"Often varies quite a bit from one month to the next","No","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No","No","No","Yes","No",,,,"Better price",,,,"Convenience",,"No","No","No","No","No","No","No","Yes","Yes","No","Yes","No","No","Yes","No","No","No","No","Yes","No","No","Yes","No","No","I cannot pay some bills or will only make a partial payment on them",,"Yes","Yes","No","No","No","No","No",,,"No","Yes","No","No","No","No","No","No","No","No","No","No","No","Yes","Yes","No","No","No","No","No","Yes","Yes","No","No","Moderate strain","Moderate strain",,,,,,"Moderate strain","Substantial strain",,,"Sometimes worried","Sometimes worried","Rarely worried","Rarely worried","Associate degree","Less than High School degree","Electronics and Appliance Stores","Two","Retail Sales",,,"Fair",20161008,,20161003,26,"25-34","18-29","Some college, no degree","Some college","Hispanic","Male","No",6,"A one-family house detached from any other house","$75,000 to $84,999","Never married","Metro","West","Pacific","Owned or being bought by you or someone in your household","ca",0,2,0,0,4,"Working - as a paid employee",0,"Black/African-American","Hispanic"
